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Mortgage Payment Schedule for a $255,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$963 360 $142,814 $346,814

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $255,000
Down Payment $51,000$204,000
Year 1 - 1 ($963)$665$299$203,701
2 ($963)$664$300$203,402
3 ($963)$663$301$203,101
4 ($963)$662$302$202,799
5 ($963)$661$303$202,497
6 ($963)$660$304$202,193
7 ($963)$659$305$201,889
8 ($963)$658$306$201,583
9 ($963)$657$307$201,277
10 ($963)$656$308$200,969
11 ($963)$655$309$200,661
12 ($963)$654$310$200,351
Year 2 - 13 ($963)$653$311$200,040
14 ($963)$652$312$199,729
15 ($963)$651$313$199,416
16 ($963)$650$314$199,103
17 ($963)$649$315$198,788
18 ($963)$648$316$198,472
19 ($963)$647$317$198,156
20 ($963)$646$318$197,838
21 ($963)$645$319$197,519
22 ($963)$644$320$197,199
23 ($963)$643$321$196,879
24 ($963)$641$322$196,557
Year 3 - 25 ($963)$640$323$196,234
26 ($963)$639$324$195,910
27 ($963)$638$325$195,585
28 ($963)$637$326$195,259
29 ($963)$636$327$194,932
30 ($963)$635$328$194,603
31 ($963)$634$329$194,274
32 ($963)$633$330$193,944
33 ($963)$632$331$193,612
34 ($963)$631$333$193,280
35 ($963)$630$334$192,946
36 ($963)$629$335$192,611
Year 4 - 37 ($963)$628$336$192,276
38 ($963)$626$337$191,939
39 ($963)$625$338$191,601
40 ($963)$624$339$191,262
41 ($963)$623$340$190,922
42 ($963)$622$341$190,580
43 ($963)$621$342$190,238
44 ($963)$620$344$189,894
45 ($963)$619$345$189,550
46 ($963)$618$346$189,204
47 ($963)$616$347$188,857
48 ($963)$615$348$188,509
Year 5 - 49 ($963)$614$349$188,160
50 ($963)$613$350$187,810
51 ($963)$612$351$187,458
52 ($963)$611$353$187,106
53 ($963)$610$354$186,752
54 ($963)$609$355$186,397
55 ($963)$607$356$186,041
56 ($963)$606$357$185,684
57 ($963)$605$358$185,325
58 ($963)$604$360$184,966
59 ($963)$603$361$184,605
60 ($963)$602$362$184,243
Year 6 - 61 ($963)$600$363$183,880
62 ($963)$599$364$183,516
63 ($963)$598$365$183,151
64 ($963)$597$367$182,784
65 ($963)$596$368$182,416
66 ($963)$594$369$182,047
67 ($963)$593$370$181,677
68 ($963)$592$371$181,306
69 ($963)$591$373$180,933
70 ($963)$590$374$180,559
71 ($963)$588$375$180,184
72 ($963)$587$376$179,808
Year 7 - 73 ($963)$586$377$179,430
74 ($963)$585$379$179,052
75 ($963)$583$380$178,672
76 ($963)$582$381$178,291
77 ($963)$581$382$177,908
78 ($963)$580$384$177,524
79 ($963)$578$385$177,139
80 ($963)$577$386$176,753
81 ($963)$576$387$176,366
82 ($963)$575$389$175,977
83 ($963)$573$390$175,587
84 ($963)$572$391$175,196
Year 8 - 85 ($963)$571$393$174,803
86 ($963)$570$394$174,410
87 ($963)$568$395$174,014
88 ($963)$567$396$173,618
89 ($963)$566$398$173,220
90 ($963)$564$399$172,821
91 ($963)$563$400$172,421
92 ($963)$562$402$172,020
93 ($963)$560$403$171,617
94 ($963)$559$404$171,213
95 ($963)$558$406$170,807
96 ($963)$557$407$170,400
Year 9 - 97 ($963)$555$408$169,992
98 ($963)$554$409$169,583
99 ($963)$553$411$169,172
100 ($963)$551$412$168,760
101 ($963)$550$413$168,346
102 ($963)$549$415$167,931
103 ($963)$547$416$167,515
104 ($963)$546$418$167,098
105 ($963)$544$419$166,679
106 ($963)$543$420$166,258
107 ($963)$542$422$165,837
108 ($963)$540$423$165,414
Year 10 - 109 ($963)$539$424$164,989
110 ($963)$538$426$164,564
111 ($963)$536$427$164,136
112 ($963)$535$429$163,708
113 ($963)$533$430$163,278
114 ($963)$532$431$162,846
115 ($963)$531$433$162,414
116 ($963)$529$434$161,980
117 ($963)$528$436$161,544
118 ($963)$526$437$161,107
119 ($963)$525$438$160,669
120 ($963)$524$440$160,229
Year 11 - 121 ($963)$522$441$159,787
122 ($963)$521$443$159,345
123 ($963)$519$444$158,900
124 ($963)$518$446$158,455
125 ($963)$516$447$158,008
126 ($963)$515$449$157,559
127 ($963)$513$450$157,109
128 ($963)$512$451$156,658
129 ($963)$510$453$156,205
130 ($963)$509$454$155,750
131 ($963)$507$456$155,295
132 ($963)$506$457$154,837
Year 12 - 133 ($963)$505$459$154,378
134 ($963)$503$460$153,918
135 ($963)$502$462$153,456
136 ($963)$500$463$152,993
137 ($963)$499$465$152,528
138 ($963)$497$466$152,061
139 ($963)$495$468$151,594
140 ($963)$494$469$151,124
141 ($963)$492$471$150,653
142 ($963)$491$472$150,181
143 ($963)$489$474$149,707
144 ($963)$488$476$149,231
Year 13 - 145 ($963)$486$477$148,754
146 ($963)$485$479$148,275
147 ($963)$483$480$147,795
148 ($963)$482$482$147,313
149 ($963)$480$483$146,830
150 ($963)$478$485$146,345
151 ($963)$477$487$145,858
152 ($963)$475$488$145,370
153 ($963)$474$490$144,881
154 ($963)$472$491$144,389
155 ($963)$470$493$143,896
156 ($963)$469$495$143,402
Year 14 - 157 ($963)$467$496$142,906
158 ($963)$466$498$142,408
159 ($963)$464$499$141,909
160 ($963)$462$501$141,408
161 ($963)$461$503$140,905
162 ($963)$459$504$140,401
163 ($963)$457$506$139,895
164 ($963)$456$508$139,387
165 ($963)$454$509$138,878
166 ($963)$453$511$138,367
167 ($963)$451$513$137,855
168 ($963)$449$514$137,341
Year 15 - 169 ($963)$448$516$136,825
170 ($963)$446$518$136,307
171 ($963)$444$519$135,788
172 ($963)$442$521$135,267
173 ($963)$441$523$134,744
174 ($963)$439$524$134,220
175 ($963)$437$526$133,694
176 ($963)$436$528$133,166
177 ($963)$434$529$132,637
178 ($963)$432$531$132,105
179 ($963)$430$533$131,573
180 ($963)$429$535$131,038
Year 16 - 181 ($963)$427$536$130,501
182 ($963)$425$538$129,963
183 ($963)$423$540$129,423
184 ($963)$422$542$128,882
185 ($963)$420$543$128,338
186 ($963)$418$545$127,793
187 ($963)$416$547$127,246
188 ($963)$415$549$126,697
189 ($963)$413$551$126,147
190 ($963)$411$552$125,594
191 ($963)$409$554$125,040
192 ($963)$407$556$124,484
Year 17 - 193 ($963)$406$558$123,927
194 ($963)$404$560$123,367
195 ($963)$402$561$122,806
196 ($963)$400$563$122,242
197 ($963)$398$565$121,677
198 ($963)$396$567$121,110
199 ($963)$395$569$120,542
200 ($963)$393$571$119,971
201 ($963)$391$572$119,399
202 ($963)$389$574$118,824
203 ($963)$387$576$118,248
204 ($963)$385$578$117,670
Year 18 - 205 ($963)$383$580$117,090
206 ($963)$382$582$116,508
207 ($963)$380$584$115,924
208 ($963)$378$586$115,339
209 ($963)$376$588$114,751
210 ($963)$374$589$114,162
211 ($963)$372$591$113,570
212 ($963)$370$593$112,977
213 ($963)$368$595$112,382
214 ($963)$366$597$111,785
215 ($963)$364$599$111,185
216 ($963)$362$601$110,584
Year 19 - 217 ($963)$360$603$109,981
218 ($963)$358$605$109,376
219 ($963)$356$607$108,769
220 ($963)$354$609$108,160
221 ($963)$352$611$107,549
222 ($963)$350$613$106,936
223 ($963)$348$615$106,322
224 ($963)$346$617$105,705
225 ($963)$344$619$105,086
226 ($963)$342$621$104,465
227 ($963)$340$623$103,842
228 ($963)$338$625$103,217
Year 20 - 229 ($963)$336$627$102,590
230 ($963)$334$629$101,960
231 ($963)$332$631$101,329
232 ($963)$330$633$100,696
233 ($963)$328$635$100,061
234 ($963)$326$637$99,424
235 ($963)$324$639$98,784
236 ($963)$322$642$98,143
237 ($963)$320$644$97,499
238 ($963)$318$646$96,853
239 ($963)$316$648$96,206
240 ($963)$313$650$95,556
Year 21 - 241 ($963)$311$652$94,904
242 ($963)$309$654$94,249
243 ($963)$307$656$93,593
244 ($963)$305$658$92,935
245 ($963)$303$661$92,274
246 ($963)$301$663$91,611
247 ($963)$299$665$90,947
248 ($963)$296$667$90,280
249 ($963)$294$669$89,610
250 ($963)$292$671$88,939
251 ($963)$290$674$88,265
252 ($963)$288$676$87,590
Year 22 - 253 ($963)$285$678$86,912
254 ($963)$283$680$86,231
255 ($963)$281$682$85,549
256 ($963)$279$685$84,864
257 ($963)$277$687$84,178
258 ($963)$274$689$83,488
259 ($963)$272$691$82,797
260 ($963)$270$694$82,104
261 ($963)$268$696$81,408
262 ($963)$265$698$80,710
263 ($963)$263$700$80,009
264 ($963)$261$703$79,307
Year 23 - 265 ($963)$258$705$78,602
266 ($963)$256$707$77,894
267 ($963)$254$710$77,185
268 ($963)$251$712$76,473
269 ($963)$249$714$75,759
270 ($963)$247$717$75,042
271 ($963)$245$719$74,323
272 ($963)$242$721$73,602
273 ($963)$240$724$72,879
274 ($963)$237$726$72,153
275 ($963)$235$728$71,424
276 ($963)$233$731$70,694
Year 24 - 277 ($963)$230$733$69,961
278 ($963)$228$735$69,225
279 ($963)$226$738$68,487
280 ($963)$223$740$67,747
281 ($963)$221$743$67,005
282 ($963)$218$745$66,260
283 ($963)$216$747$65,512
284 ($963)$213$750$64,762
285 ($963)$211$752$64,010
286 ($963)$209$755$63,255
287 ($963)$206$757$62,498
288 ($963)$204$760$61,738
Year 25 - 289 ($963)$201$762$60,976
290 ($963)$199$765$60,211
291 ($963)$196$767$59,444
292 ($963)$194$770$58,674
293 ($963)$191$772$57,902
294 ($963)$189$775$57,127
295 ($963)$186$777$56,350
296 ($963)$184$780$55,570
297 ($963)$181$782$54,788
298 ($963)$179$785$54,003
299 ($963)$176$787$53,216
300 ($963)$173$790$52,426
Year 26 - 301 ($963)$171$793$51,633
302 ($963)$168$795$50,838
303 ($963)$166$798$50,040
304 ($963)$163$800$49,240
305 ($963)$160$803$48,437
306 ($963)$158$806$47,632
307 ($963)$155$808$46,823
308 ($963)$153$811$46,013
309 ($963)$150$813$45,199
310 ($963)$147$816$44,383
311 ($963)$145$819$43,564
312 ($963)$142$821$42,743
Year 27 - 313 ($963)$139$824$41,919
314 ($963)$137$827$41,092
315 ($963)$134$829$40,262
316 ($963)$131$832$39,430
317 ($963)$128$835$38,595
318 ($963)$126$838$37,758
319 ($963)$123$840$36,917
320 ($963)$120$843$36,074
321 ($963)$118$846$35,229
322 ($963)$115$849$34,380
323 ($963)$112$851$33,529
324 ($963)$109$854$32,674
Year 28 - 325 ($963)$106$857$31,818
326 ($963)$104$860$30,958
327 ($963)$101$863$30,095
328 ($963)$98$865$29,230
329 ($963)$95$868$28,362
330 ($963)$92$871$27,491
331 ($963)$90$874$26,617
332 ($963)$87$877$25,740
333 ($963)$84$880$24,861
334 ($963)$81$882$23,979
335 ($963)$78$885$23,093
336 ($963)$75$888$22,205
Year 29 - 337 ($963)$72$891$21,314
338 ($963)$69$894$20,420
339 ($963)$67$897$19,523
340 ($963)$64$900$18,624
341 ($963)$61$903$17,721
342 ($963)$58$906$16,815
343 ($963)$55$909$15,907
344 ($963)$52$912$14,995
345 ($963)$49$915$14,081
346 ($963)$46$917$13,163
347 ($963)$43$920$12,243
348 ($963)$40$923$11,319
Year 30 - 349 ($963)$37$926$10,393
350 ($963)$34$930$9,463
351 ($963)$31$933$8,531
352 ($963)$28$936$7,595
353 ($963)$25$939$6,657
354 ($963)$22$942$5,715
355 ($963)$19$945$4,770
356 ($963)$16$948$3,822
357 ($963)$12$951$2,871
358 ($963)$9$954$1,917
359 ($963)$6$957$960
360 ($963)$3$960$0
TOTALS$142,814$204,000$346,814

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.