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Mortgage Payment Schedule for a $255,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$962 360 $142,393 $346,393

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $255,000
Down Payment $51,000$204,000
Year 1 - 1 ($962)$663$299$203,701
2 ($962)$662$300$203,401
3 ($962)$661$301$203,099
4 ($962)$660$302$202,797
5 ($962)$659$303$202,494
6 ($962)$658$304$202,190
7 ($962)$657$305$201,885
8 ($962)$656$306$201,579
9 ($962)$655$307$201,272
10 ($962)$654$308$200,964
11 ($962)$653$309$200,655
12 ($962)$652$310$200,345
Year 2 - 13 ($962)$651$311$200,034
14 ($962)$650$312$199,722
15 ($962)$649$313$199,408
16 ($962)$648$314$199,094
17 ($962)$647$315$198,779
18 ($962)$646$316$198,463
19 ($962)$645$317$198,146
20 ($962)$644$318$197,828
21 ($962)$643$319$197,508
22 ($962)$642$320$197,188
23 ($962)$641$321$196,867
24 ($962)$640$322$196,544
Year 3 - 25 ($962)$639$323$196,221
26 ($962)$638$324$195,896
27 ($962)$637$326$195,571
28 ($962)$636$327$195,244
29 ($962)$635$328$194,917
30 ($962)$633$329$194,588
31 ($962)$632$330$194,258
32 ($962)$631$331$193,927
33 ($962)$630$332$193,595
34 ($962)$629$333$193,262
35 ($962)$628$334$192,928
36 ($962)$627$335$192,593
Year 4 - 37 ($962)$626$336$192,257
38 ($962)$625$337$191,919
39 ($962)$624$338$191,581
40 ($962)$623$340$191,241
41 ($962)$622$341$190,901
42 ($962)$620$342$190,559
43 ($962)$619$343$190,216
44 ($962)$618$344$189,872
45 ($962)$617$345$189,527
46 ($962)$616$346$189,181
47 ($962)$615$347$188,833
48 ($962)$614$348$188,485
Year 5 - 49 ($962)$613$350$188,135
50 ($962)$611$351$187,784
51 ($962)$610$352$187,432
52 ($962)$609$353$187,079
53 ($962)$608$354$186,725
54 ($962)$607$355$186,370
55 ($962)$606$357$186,013
56 ($962)$605$358$185,656
57 ($962)$603$359$185,297
58 ($962)$602$360$184,937
59 ($962)$601$361$184,576
60 ($962)$600$362$184,213
Year 6 - 61 ($962)$599$364$183,850
62 ($962)$598$365$183,485
63 ($962)$596$366$183,119
64 ($962)$595$367$182,752
65 ($962)$594$368$182,384
66 ($962)$593$369$182,014
67 ($962)$592$371$181,644
68 ($962)$590$372$181,272
69 ($962)$589$373$180,899
70 ($962)$588$374$180,525
71 ($962)$587$375$180,149
72 ($962)$585$377$179,772
Year 7 - 73 ($962)$584$378$179,394
74 ($962)$583$379$179,015
75 ($962)$582$380$178,635
76 ($962)$581$382$178,253
77 ($962)$579$383$177,870
78 ($962)$578$384$177,486
79 ($962)$577$385$177,101
80 ($962)$576$387$176,714
81 ($962)$574$388$176,326
82 ($962)$573$389$175,937
83 ($962)$572$390$175,547
84 ($962)$571$392$175,155
Year 8 - 85 ($962)$569$393$174,762
86 ($962)$568$394$174,368
87 ($962)$567$396$173,972
88 ($962)$565$397$173,576
89 ($962)$564$398$173,178
90 ($962)$563$399$172,778
91 ($962)$562$401$172,377
92 ($962)$560$402$171,976
93 ($962)$559$403$171,572
94 ($962)$558$405$171,168
95 ($962)$556$406$170,762
96 ($962)$555$407$170,354
Year 9 - 97 ($962)$554$409$169,946
98 ($962)$552$410$169,536
99 ($962)$551$411$169,125
100 ($962)$550$413$168,712
101 ($962)$548$414$168,298
102 ($962)$547$415$167,883
103 ($962)$546$417$167,467
104 ($962)$544$418$167,049
105 ($962)$543$419$166,629
106 ($962)$542$421$166,209
107 ($962)$540$422$165,787
108 ($962)$539$423$165,363
Year 10 - 109 ($962)$537$425$164,939
110 ($962)$536$426$164,512
111 ($962)$535$428$164,085
112 ($962)$533$429$163,656
113 ($962)$532$430$163,226
114 ($962)$530$432$162,794
115 ($962)$529$433$162,361
116 ($962)$528$435$161,926
117 ($962)$526$436$161,490
118 ($962)$525$437$161,053
119 ($962)$523$439$160,614
120 ($962)$522$440$160,174
Year 11 - 121 ($962)$521$442$159,732
122 ($962)$519$443$159,289
123 ($962)$518$445$158,845
124 ($962)$516$446$158,399
125 ($962)$515$447$157,951
126 ($962)$513$449$157,502
127 ($962)$512$450$157,052
128 ($962)$510$452$156,600
129 ($962)$509$453$156,147
130 ($962)$507$455$155,692
131 ($962)$506$456$155,236
132 ($962)$505$458$154,778
Year 12 - 133 ($962)$503$459$154,319
134 ($962)$502$461$153,859
135 ($962)$500$462$153,396
136 ($962)$499$464$152,933
137 ($962)$497$465$152,468
138 ($962)$496$467$152,001
139 ($962)$494$468$151,533
140 ($962)$492$470$151,063
141 ($962)$491$471$150,592
142 ($962)$489$473$150,119
143 ($962)$488$474$149,645
144 ($962)$486$476$149,169
Year 13 - 145 ($962)$485$477$148,691
146 ($962)$483$479$148,212
147 ($962)$482$481$147,732
148 ($962)$480$482$147,250
149 ($962)$479$484$146,766
150 ($962)$477$485$146,281
151 ($962)$475$487$145,794
152 ($962)$474$488$145,306
153 ($962)$472$490$144,816
154 ($962)$471$492$144,324
155 ($962)$469$493$143,831
156 ($962)$467$495$143,336
Year 14 - 157 ($962)$466$496$142,840
158 ($962)$464$498$142,342
159 ($962)$463$500$141,843
160 ($962)$461$501$141,341
161 ($962)$459$503$140,838
162 ($962)$458$504$140,334
163 ($962)$456$506$139,828
164 ($962)$454$508$139,320
165 ($962)$453$509$138,811
166 ($962)$451$511$138,300
167 ($962)$449$513$137,787
168 ($962)$448$514$137,273
Year 15 - 169 ($962)$446$516$136,756
170 ($962)$444$518$136,239
171 ($962)$443$519$135,719
172 ($962)$441$521$135,198
173 ($962)$439$523$134,675
174 ($962)$438$525$134,151
175 ($962)$436$526$133,625
176 ($962)$434$528$133,097
177 ($962)$433$530$132,567
178 ($962)$431$531$132,036
179 ($962)$429$533$131,503
180 ($962)$427$535$130,968
Year 16 - 181 ($962)$426$537$130,431
182 ($962)$424$538$129,893
183 ($962)$422$540$129,353
184 ($962)$420$542$128,811
185 ($962)$419$544$128,268
186 ($962)$417$545$127,722
187 ($962)$415$547$127,175
188 ($962)$413$549$126,626
189 ($962)$412$551$126,076
190 ($962)$410$552$125,523
191 ($962)$408$554$124,969
192 ($962)$406$556$124,413
Year 17 - 193 ($962)$404$558$123,855
194 ($962)$403$560$123,295
195 ($962)$401$561$122,734
196 ($962)$399$563$122,170
197 ($962)$397$565$121,605
198 ($962)$395$567$121,038
199 ($962)$393$569$120,469
200 ($962)$392$571$119,899
201 ($962)$390$573$119,326
202 ($962)$388$574$118,752
203 ($962)$386$576$118,176
204 ($962)$384$578$117,597
Year 18 - 205 ($962)$382$580$117,017
206 ($962)$380$582$116,436
207 ($962)$378$584$115,852
208 ($962)$377$586$115,266
209 ($962)$375$588$114,679
210 ($962)$373$589$114,089
211 ($962)$371$591$113,498
212 ($962)$369$593$112,904
213 ($962)$367$595$112,309
214 ($962)$365$597$111,712
215 ($962)$363$599$111,113
216 ($962)$361$601$110,512
Year 19 - 217 ($962)$359$603$109,909
218 ($962)$357$605$109,304
219 ($962)$355$607$108,697
220 ($962)$353$609$108,088
221 ($962)$351$611$107,477
222 ($962)$349$613$106,864
223 ($962)$347$615$106,249
224 ($962)$345$617$105,632
225 ($962)$343$619$105,013
226 ($962)$341$621$104,392
227 ($962)$339$623$103,769
228 ($962)$337$625$103,144
Year 20 - 229 ($962)$335$627$102,517
230 ($962)$333$629$101,888
231 ($962)$331$631$101,257
232 ($962)$329$633$100,624
233 ($962)$327$635$99,989
234 ($962)$325$637$99,352
235 ($962)$323$639$98,712
236 ($962)$321$641$98,071
237 ($962)$319$643$97,428
238 ($962)$317$646$96,782
239 ($962)$315$648$96,134
240 ($962)$312$650$95,485
Year 21 - 241 ($962)$310$652$94,833
242 ($962)$308$654$94,179
243 ($962)$306$656$93,523
244 ($962)$304$658$92,864
245 ($962)$302$660$92,204
246 ($962)$300$663$91,541
247 ($962)$298$665$90,877
248 ($962)$295$667$90,210
249 ($962)$293$669$89,541
250 ($962)$291$671$88,870
251 ($962)$289$673$88,196
252 ($962)$287$676$87,521
Year 22 - 253 ($962)$284$678$86,843
254 ($962)$282$680$86,163
255 ($962)$280$682$85,481
256 ($962)$278$684$84,796
257 ($962)$276$687$84,110
258 ($962)$273$689$83,421
259 ($962)$271$691$82,730
260 ($962)$269$693$82,036
261 ($962)$267$696$81,341
262 ($962)$264$698$80,643
263 ($962)$262$700$79,943
264 ($962)$260$702$79,241
Year 23 - 265 ($962)$258$705$78,536
266 ($962)$255$707$77,829
267 ($962)$253$709$77,120
268 ($962)$251$712$76,408
269 ($962)$248$714$75,694
270 ($962)$246$716$74,978
271 ($962)$244$719$74,260
272 ($962)$241$721$73,539
273 ($962)$239$723$72,815
274 ($962)$237$726$72,090
275 ($962)$234$728$71,362
276 ($962)$232$730$70,632
Year 24 - 277 ($962)$230$733$69,899
278 ($962)$227$735$69,164
279 ($962)$225$737$68,427
280 ($962)$222$740$67,687
281 ($962)$220$742$66,945
282 ($962)$218$745$66,200
283 ($962)$215$747$65,453
284 ($962)$213$749$64,703
285 ($962)$210$752$63,951
286 ($962)$208$754$63,197
287 ($962)$205$757$62,440
288 ($962)$203$759$61,681
Year 25 - 289 ($962)$200$762$60,919
290 ($962)$198$764$60,155
291 ($962)$196$767$59,388
292 ($962)$193$769$58,619
293 ($962)$191$772$57,847
294 ($962)$188$774$57,073
295 ($962)$185$777$56,297
296 ($962)$183$779$55,517
297 ($962)$180$782$54,736
298 ($962)$178$784$53,951
299 ($962)$175$787$53,164
300 ($962)$173$789$52,375
Year 26 - 301 ($962)$170$792$51,583
302 ($962)$168$795$50,788
303 ($962)$165$797$49,991
304 ($962)$162$800$49,192
305 ($962)$160$802$48,389
306 ($962)$157$805$47,584
307 ($962)$155$808$46,777
308 ($962)$152$810$45,967
309 ($962)$149$813$45,154
310 ($962)$147$815$44,338
311 ($962)$144$818$43,520
312 ($962)$141$821$42,699
Year 27 - 313 ($962)$139$823$41,876
314 ($962)$136$826$41,050
315 ($962)$133$829$40,221
316 ($962)$131$831$39,390
317 ($962)$128$834$38,555
318 ($962)$125$837$37,719
319 ($962)$123$840$36,879
320 ($962)$120$842$36,037
321 ($962)$117$845$35,191
322 ($962)$114$848$34,344
323 ($962)$112$851$33,493
324 ($962)$109$853$32,640
Year 28 - 325 ($962)$106$856$31,784
326 ($962)$103$859$30,925
327 ($962)$101$862$30,063
328 ($962)$98$864$29,198
329 ($962)$95$867$28,331
330 ($962)$92$870$27,461
331 ($962)$89$873$26,588
332 ($962)$86$876$25,712
333 ($962)$84$879$24,834
334 ($962)$81$881$23,952
335 ($962)$78$884$23,068
336 ($962)$75$887$22,181
Year 29 - 337 ($962)$72$890$21,290
338 ($962)$69$893$20,397
339 ($962)$66$896$19,502
340 ($962)$63$899$18,603
341 ($962)$60$902$17,701
342 ($962)$58$905$16,796
343 ($962)$55$908$15,889
344 ($962)$52$911$14,978
345 ($962)$49$914$14,065
346 ($962)$46$916$13,148
347 ($962)$43$919$12,229
348 ($962)$40$922$11,306
Year 30 - 349 ($962)$37$925$10,381
350 ($962)$34$928$9,452
351 ($962)$31$931$8,521
352 ($962)$28$935$7,586
353 ($962)$25$938$6,649
354 ($962)$22$941$5,708
355 ($962)$19$944$4,764
356 ($962)$15$947$3,818
357 ($962)$12$950$2,868
358 ($962)$9$953$1,915
359 ($962)$6$956$959
360 ($962)$3$959$0
TOTALS$142,393$204,000$346,393

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.