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Mortgage Payment Schedule for a $257,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,400) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$971 360 $143,934 $349,534

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.887% | Rate: 3.875% | Fees: $377 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.644% | Rate: 3.625% | Fees: $595 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.769% | Rate: 3.750% | Fees: $595 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $257,000
Down Payment $51,400$205,600
Year 1 - 1 ($971)$670$301$205,299
2 ($971)$669$302$204,997
3 ($971)$668$303$204,694
4 ($971)$667$304$204,390
5 ($971)$666$305$204,085
6 ($971)$665$306$203,779
7 ($971)$664$307$203,472
8 ($971)$663$308$203,164
9 ($971)$662$309$202,855
10 ($971)$661$310$202,545
11 ($971)$660$311$202,234
12 ($971)$659$312$201,922
Year 2 - 13 ($971)$658$313$201,609
14 ($971)$657$314$201,295
15 ($971)$656$315$200,980
16 ($971)$655$316$200,664
17 ($971)$654$317$200,347
18 ($971)$653$318$200,029
19 ($971)$652$319$199,710
20 ($971)$651$320$199,390
21 ($971)$650$321$199,068
22 ($971)$649$322$198,746
23 ($971)$648$323$198,423
24 ($971)$647$324$198,098
Year 3 - 25 ($971)$645$325$197,773
26 ($971)$644$327$197,446
27 ($971)$643$328$197,119
28 ($971)$642$329$196,790
29 ($971)$641$330$196,460
30 ($971)$640$331$196,130
31 ($971)$639$332$195,798
32 ($971)$638$333$195,465
33 ($971)$637$334$195,131
34 ($971)$636$335$194,796
35 ($971)$635$336$194,459
36 ($971)$634$337$194,122
Year 4 - 37 ($971)$633$338$193,784
38 ($971)$631$340$193,444
39 ($971)$630$341$193,104
40 ($971)$629$342$192,762
41 ($971)$628$343$192,419
42 ($971)$627$344$192,075
43 ($971)$626$345$191,730
44 ($971)$625$346$191,384
45 ($971)$624$347$191,036
46 ($971)$622$348$190,688
47 ($971)$621$350$190,338
48 ($971)$620$351$189,988
Year 5 - 49 ($971)$619$352$189,636
50 ($971)$618$353$189,283
51 ($971)$617$354$188,928
52 ($971)$616$355$188,573
53 ($971)$614$356$188,217
54 ($971)$613$358$187,859
55 ($971)$612$359$187,500
56 ($971)$611$360$187,140
57 ($971)$610$361$186,779
58 ($971)$609$362$186,417
59 ($971)$607$364$186,053
60 ($971)$606$365$185,688
Year 6 - 61 ($971)$605$366$185,323
62 ($971)$604$367$184,955
63 ($971)$603$368$184,587
64 ($971)$601$369$184,218
65 ($971)$600$371$183,847
66 ($971)$599$372$183,475
67 ($971)$598$373$183,102
68 ($971)$597$374$182,728
69 ($971)$595$376$182,352
70 ($971)$594$377$181,975
71 ($971)$593$378$181,597
72 ($971)$592$379$181,218
Year 7 - 73 ($971)$590$380$180,838
74 ($971)$589$382$180,456
75 ($971)$588$383$180,073
76 ($971)$587$384$179,689
77 ($971)$585$385$179,303
78 ($971)$584$387$178,917
79 ($971)$583$388$178,529
80 ($971)$582$389$178,140
81 ($971)$580$390$177,749
82 ($971)$579$392$177,357
83 ($971)$578$393$176,964
84 ($971)$577$394$176,570
Year 8 - 85 ($971)$575$396$176,174
86 ($971)$574$397$175,777
87 ($971)$573$398$175,379
88 ($971)$571$399$174,980
89 ($971)$570$401$174,579
90 ($971)$569$402$174,177
91 ($971)$568$403$173,774
92 ($971)$566$405$173,369
93 ($971)$565$406$172,963
94 ($971)$564$407$172,555
95 ($971)$562$409$172,147
96 ($971)$561$410$171,737
Year 9 - 97 ($971)$560$411$171,325
98 ($971)$558$413$170,913
99 ($971)$557$414$170,499
100 ($971)$556$415$170,083
101 ($971)$554$417$169,667
102 ($971)$553$418$169,248
103 ($971)$551$419$168,829
104 ($971)$550$421$168,408
105 ($971)$549$422$167,986
106 ($971)$547$424$167,562
107 ($971)$546$425$167,137
108 ($971)$545$426$166,711
Year 10 - 109 ($971)$543$428$166,283
110 ($971)$542$429$165,854
111 ($971)$540$431$165,424
112 ($971)$539$432$164,992
113 ($971)$538$433$164,558
114 ($971)$536$435$164,124
115 ($971)$535$436$163,688
116 ($971)$533$438$163,250
117 ($971)$532$439$162,811
118 ($971)$530$440$162,371
119 ($971)$529$442$161,929
120 ($971)$528$443$161,485
Year 11 - 121 ($971)$526$445$161,041
122 ($971)$525$446$160,594
123 ($971)$523$448$160,147
124 ($971)$522$449$159,698
125 ($971)$520$451$159,247
126 ($971)$519$452$158,795
127 ($971)$517$454$158,341
128 ($971)$516$455$157,886
129 ($971)$514$456$157,430
130 ($971)$513$458$156,972
131 ($971)$511$459$156,513
132 ($971)$510$461$156,052
Year 12 - 133 ($971)$508$462$155,589
134 ($971)$507$464$155,125
135 ($971)$505$465$154,660
136 ($971)$504$467$154,193
137 ($971)$502$469$153,724
138 ($971)$501$470$153,254
139 ($971)$499$472$152,783
140 ($971)$498$473$152,309
141 ($971)$496$475$151,835
142 ($971)$495$476$151,359
143 ($971)$493$478$150,881
144 ($971)$492$479$150,402
Year 13 - 145 ($971)$490$481$149,921
146 ($971)$488$482$149,438
147 ($971)$487$484$148,954
148 ($971)$485$486$148,469
149 ($971)$484$487$147,981
150 ($971)$482$489$147,493
151 ($971)$481$490$147,002
152 ($971)$479$492$146,510
153 ($971)$477$494$146,017
154 ($971)$476$495$145,522
155 ($971)$474$497$145,025
156 ($971)$473$498$144,527
Year 14 - 157 ($971)$471$500$144,027
158 ($971)$469$502$143,525
159 ($971)$468$503$143,022
160 ($971)$466$505$142,517
161 ($971)$464$507$142,010
162 ($971)$463$508$141,502
163 ($971)$461$510$140,992
164 ($971)$459$512$140,481
165 ($971)$458$513$139,967
166 ($971)$456$515$139,452
167 ($971)$454$517$138,936
168 ($971)$453$518$138,418
Year 15 - 169 ($971)$451$520$137,898
170 ($971)$449$522$137,376
171 ($971)$448$523$136,853
172 ($971)$446$525$136,328
173 ($971)$444$527$135,801
174 ($971)$442$528$135,273
175 ($971)$441$530$134,743
176 ($971)$439$532$134,211
177 ($971)$437$534$133,677
178 ($971)$436$535$133,142
179 ($971)$434$537$132,605
180 ($971)$432$539$132,066
Year 16 - 181 ($971)$430$541$131,525
182 ($971)$429$542$130,983
183 ($971)$427$544$130,439
184 ($971)$425$546$129,893
185 ($971)$423$548$129,345
186 ($971)$421$549$128,795
187 ($971)$420$551$128,244
188 ($971)$418$553$127,691
189 ($971)$416$555$127,136
190 ($971)$414$557$126,580
191 ($971)$412$558$126,021
192 ($971)$411$560$125,461
Year 17 - 193 ($971)$409$562$124,899
194 ($971)$407$564$124,335
195 ($971)$405$566$123,769
196 ($971)$403$568$123,201
197 ($971)$401$569$122,632
198 ($971)$400$571$122,060
199 ($971)$398$573$121,487
200 ($971)$396$575$120,912
201 ($971)$394$577$120,335
202 ($971)$392$579$119,756
203 ($971)$390$581$119,176
204 ($971)$388$583$118,593
Year 18 - 205 ($971)$386$585$118,008
206 ($971)$385$586$117,422
207 ($971)$383$588$116,834
208 ($971)$381$590$116,243
209 ($971)$379$592$115,651
210 ($971)$377$594$115,057
211 ($971)$375$596$114,461
212 ($971)$373$598$113,863
213 ($971)$371$600$113,263
214 ($971)$369$602$112,661
215 ($971)$367$604$112,057
216 ($971)$365$606$111,452
Year 19 - 217 ($971)$363$608$110,844
218 ($971)$361$610$110,234
219 ($971)$359$612$109,622
220 ($971)$357$614$109,009
221 ($971)$355$616$108,393
222 ($971)$353$618$107,775
223 ($971)$351$620$107,155
224 ($971)$349$622$106,534
225 ($971)$347$624$105,910
226 ($971)$345$626$105,284
227 ($971)$343$628$104,656
228 ($971)$341$630$104,026
Year 20 - 229 ($971)$339$632$103,394
230 ($971)$337$634$102,760
231 ($971)$335$636$102,124
232 ($971)$333$638$101,486
233 ($971)$331$640$100,846
234 ($971)$329$642$100,203
235 ($971)$326$644$99,559
236 ($971)$324$647$98,912
237 ($971)$322$649$98,264
238 ($971)$320$651$97,613
239 ($971)$318$653$96,960
240 ($971)$316$655$96,305
Year 21 - 241 ($971)$314$657$95,648
242 ($971)$312$659$94,989
243 ($971)$310$661$94,327
244 ($971)$307$664$93,664
245 ($971)$305$666$92,998
246 ($971)$303$668$92,330
247 ($971)$301$670$91,660
248 ($971)$299$672$90,988
249 ($971)$296$674$90,313
250 ($971)$294$677$89,637
251 ($971)$292$679$88,958
252 ($971)$290$681$88,277
Year 22 - 253 ($971)$288$683$87,593
254 ($971)$285$686$86,908
255 ($971)$283$688$86,220
256 ($971)$281$690$85,530
257 ($971)$279$692$84,838
258 ($971)$276$694$84,143
259 ($971)$274$697$83,447
260 ($971)$272$699$82,748
261 ($971)$270$701$82,046
262 ($971)$267$704$81,343
263 ($971)$265$706$80,637
264 ($971)$263$708$79,929
Year 23 - 265 ($971)$260$710$79,218
266 ($971)$258$713$78,505
267 ($971)$256$715$77,790
268 ($971)$253$717$77,073
269 ($971)$251$720$76,353
270 ($971)$249$722$75,631
271 ($971)$246$724$74,906
272 ($971)$244$727$74,179
273 ($971)$242$729$73,450
274 ($971)$239$732$72,719
275 ($971)$237$734$71,985
276 ($971)$235$736$71,248
Year 24 - 277 ($971)$232$739$70,509
278 ($971)$230$741$69,768
279 ($971)$227$744$69,025
280 ($971)$225$746$68,279
281 ($971)$222$748$67,530
282 ($971)$220$751$66,779
283 ($971)$218$753$66,026
284 ($971)$215$756$65,270
285 ($971)$213$758$64,512
286 ($971)$210$761$63,751
287 ($971)$208$763$62,988
288 ($971)$205$766$62,222
Year 25 - 289 ($971)$203$768$61,454
290 ($971)$200$771$60,683
291 ($971)$198$773$59,910
292 ($971)$195$776$59,134
293 ($971)$193$778$58,356
294 ($971)$190$781$57,575
295 ($971)$188$783$56,792
296 ($971)$185$786$56,006
297 ($971)$182$788$55,218
298 ($971)$180$791$54,427
299 ($971)$177$794$53,633
300 ($971)$175$796$52,837
Year 26 - 301 ($971)$172$799$52,038
302 ($971)$170$801$51,237
303 ($971)$167$804$50,433
304 ($971)$164$807$49,626
305 ($971)$162$809$48,817
306 ($971)$159$812$48,005
307 ($971)$156$815$47,191
308 ($971)$154$817$46,373
309 ($971)$151$820$45,554
310 ($971)$148$822$44,731
311 ($971)$146$825$43,906
312 ($971)$143$828$43,078
Year 27 - 313 ($971)$140$831$42,248
314 ($971)$138$833$41,414
315 ($971)$135$836$40,578
316 ($971)$132$839$39,740
317 ($971)$129$841$38,898
318 ($971)$127$844$38,054
319 ($971)$124$847$37,207
320 ($971)$121$850$36,357
321 ($971)$118$852$35,505
322 ($971)$116$855$34,650
323 ($971)$113$858$33,792
324 ($971)$110$861$32,931
Year 28 - 325 ($971)$107$864$32,067
326 ($971)$104$866$31,201
327 ($971)$102$869$30,331
328 ($971)$99$872$29,459
329 ($971)$96$875$28,584
330 ($971)$93$878$27,707
331 ($971)$90$881$26,826
332 ($971)$87$884$25,942
333 ($971)$85$886$25,056
334 ($971)$82$889$24,167
335 ($971)$79$892$23,275
336 ($971)$76$895$22,379
Year 29 - 337 ($971)$73$898$21,481
338 ($971)$70$901$20,580
339 ($971)$67$904$19,677
340 ($971)$64$907$18,770
341 ($971)$61$910$17,860
342 ($971)$58$913$16,947
343 ($971)$55$916$16,032
344 ($971)$52$919$15,113
345 ($971)$49$922$14,191
346 ($971)$46$925$13,267
347 ($971)$43$928$12,339
348 ($971)$40$931$11,408
Year 30 - 349 ($971)$37$934$10,474
350 ($971)$34$937$9,538
351 ($971)$31$940$8,598
352 ($971)$28$943$7,655
353 ($971)$25$946$6,709
354 ($971)$22$949$5,760
355 ($971)$19$952$4,808
356 ($971)$16$955$3,852
357 ($971)$13$958$2,894
358 ($971)$9$961$1,932
359 ($971)$6$965$968
360 ($971)$3$968$0
TOTALS$143,934$205,600$349,534

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.