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Mortgage Payment Schedule for a $257,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$973 360 $144,783 $350,383

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $257,000
Down Payment $51,400$205,600
Year 1 - 1 ($973)$673$300$205,300
2 ($973)$672$301$204,999
3 ($973)$671$302$204,697
4 ($973)$670$303$204,394
5 ($973)$669$304$204,090
6 ($973)$668$305$203,786
7 ($973)$667$306$203,480
8 ($973)$666$307$203,173
9 ($973)$665$308$202,865
10 ($973)$664$309$202,556
11 ($973)$663$310$202,246
12 ($973)$662$311$201,935
Year 2 - 13 ($973)$661$312$201,623
14 ($973)$660$313$201,310
15 ($973)$659$314$200,996
16 ($973)$658$315$200,681
17 ($973)$657$316$200,365
18 ($973)$656$317$200,048
19 ($973)$655$318$199,730
20 ($973)$654$319$199,411
21 ($973)$653$320$199,090
22 ($973)$652$321$198,769
23 ($973)$651$322$198,447
24 ($973)$650$323$198,124
Year 3 - 25 ($973)$649$324$197,799
26 ($973)$648$325$197,474
27 ($973)$647$327$197,147
28 ($973)$646$328$196,819
29 ($973)$645$329$196,491
30 ($973)$644$330$196,161
31 ($973)$642$331$195,830
32 ($973)$641$332$195,498
33 ($973)$640$333$195,165
34 ($973)$639$334$194,831
35 ($973)$638$335$194,496
36 ($973)$637$336$194,159
Year 4 - 37 ($973)$636$337$193,822
38 ($973)$635$339$193,484
39 ($973)$634$340$193,144
40 ($973)$633$341$192,803
41 ($973)$631$342$192,461
42 ($973)$630$343$192,118
43 ($973)$629$344$191,774
44 ($973)$628$345$191,429
45 ($973)$627$346$191,083
46 ($973)$626$347$190,735
47 ($973)$625$349$190,387
48 ($973)$624$350$190,037
Year 5 - 49 ($973)$622$351$189,686
50 ($973)$621$352$189,334
51 ($973)$620$353$188,981
52 ($973)$619$354$188,626
53 ($973)$618$356$188,271
54 ($973)$617$357$187,914
55 ($973)$615$358$187,556
56 ($973)$614$359$187,197
57 ($973)$613$360$186,837
58 ($973)$612$361$186,475
59 ($973)$611$363$186,113
60 ($973)$610$364$185,749
Year 6 - 61 ($973)$608$365$185,384
62 ($973)$607$366$185,018
63 ($973)$606$367$184,651
64 ($973)$605$369$184,282
65 ($973)$604$370$183,912
66 ($973)$602$371$183,541
67 ($973)$601$372$183,169
68 ($973)$600$373$182,796
69 ($973)$599$375$182,421
70 ($973)$597$376$182,045
71 ($973)$596$377$181,668
72 ($973)$595$378$181,290
Year 7 - 73 ($973)$594$380$180,910
74 ($973)$592$381$180,529
75 ($973)$591$382$180,147
76 ($973)$590$383$179,764
77 ($973)$589$385$179,380
78 ($973)$587$386$178,994
79 ($973)$586$387$178,607
80 ($973)$585$388$178,218
81 ($973)$584$390$177,829
82 ($973)$582$391$177,438
83 ($973)$581$392$177,046
84 ($973)$580$393$176,652
Year 8 - 85 ($973)$579$395$176,257
86 ($973)$577$396$175,861
87 ($973)$576$397$175,464
88 ($973)$575$399$175,065
89 ($973)$573$400$174,665
90 ($973)$572$401$174,264
91 ($973)$571$403$173,862
92 ($973)$569$404$173,458
93 ($973)$568$405$173,052
94 ($973)$567$407$172,646
95 ($973)$565$408$172,238
96 ($973)$564$409$171,829
Year 9 - 97 ($973)$563$411$171,418
98 ($973)$561$412$171,006
99 ($973)$560$413$170,593
100 ($973)$559$415$170,179
101 ($973)$557$416$169,763
102 ($973)$556$417$169,345
103 ($973)$555$419$168,927
104 ($973)$553$420$168,507
105 ($973)$552$421$168,085
106 ($973)$550$423$167,662
107 ($973)$549$424$167,238
108 ($973)$548$426$166,813
Year 10 - 109 ($973)$546$427$166,386
110 ($973)$545$428$165,957
111 ($973)$544$430$165,527
112 ($973)$542$431$165,096
113 ($973)$541$433$164,664
114 ($973)$539$434$164,230
115 ($973)$538$435$163,794
116 ($973)$536$437$163,357
117 ($973)$535$438$162,919
118 ($973)$534$440$162,479
119 ($973)$532$441$162,038
120 ($973)$531$443$161,596
Year 11 - 121 ($973)$529$444$161,151
122 ($973)$528$446$160,706
123 ($973)$526$447$160,259
124 ($973)$525$448$159,811
125 ($973)$523$450$159,361
126 ($973)$522$451$158,909
127 ($973)$520$453$158,456
128 ($973)$519$454$158,002
129 ($973)$517$456$157,546
130 ($973)$516$457$157,089
131 ($973)$514$459$156,630
132 ($973)$513$460$156,170
Year 12 - 133 ($973)$511$462$155,708
134 ($973)$510$463$155,245
135 ($973)$508$465$154,780
136 ($973)$507$466$154,313
137 ($973)$505$468$153,845
138 ($973)$504$469$153,376
139 ($973)$502$471$152,905
140 ($973)$501$473$152,432
141 ($973)$499$474$151,958
142 ($973)$498$476$151,483
143 ($973)$496$477$151,006
144 ($973)$495$479$150,527
Year 13 - 145 ($973)$493$480$150,047
146 ($973)$491$482$149,565
147 ($973)$490$483$149,081
148 ($973)$488$485$148,596
149 ($973)$487$487$148,110
150 ($973)$485$488$147,621
151 ($973)$483$490$147,131
152 ($973)$482$491$146,640
153 ($973)$480$493$146,147
154 ($973)$479$495$145,652
155 ($973)$477$496$145,156
156 ($973)$475$498$144,658
Year 14 - 157 ($973)$474$500$144,159
158 ($973)$472$501$143,657
159 ($973)$470$503$143,155
160 ($973)$469$504$142,650
161 ($973)$467$506$142,144
162 ($973)$466$508$141,636
163 ($973)$464$509$141,127
164 ($973)$462$511$140,616
165 ($973)$461$513$140,103
166 ($973)$459$514$139,589
167 ($973)$457$516$139,072
168 ($973)$455$518$138,555
Year 15 - 169 ($973)$454$520$138,035
170 ($973)$452$521$137,514
171 ($973)$450$523$136,991
172 ($973)$449$525$136,466
173 ($973)$447$526$135,940
174 ($973)$445$528$135,412
175 ($973)$443$530$134,882
176 ($973)$442$532$134,350
177 ($973)$440$533$133,817
178 ($973)$438$535$133,282
179 ($973)$436$537$132,745
180 ($973)$435$539$132,207
Year 16 - 181 ($973)$433$540$131,667
182 ($973)$431$542$131,124
183 ($973)$429$544$130,581
184 ($973)$428$546$130,035
185 ($973)$426$547$129,488
186 ($973)$424$549$128,938
187 ($973)$422$551$128,387
188 ($973)$420$553$127,834
189 ($973)$419$555$127,280
190 ($973)$417$556$126,723
191 ($973)$415$558$126,165
192 ($973)$413$560$125,605
Year 17 - 193 ($973)$411$562$125,043
194 ($973)$410$564$124,479
195 ($973)$408$566$123,914
196 ($973)$406$567$123,346
197 ($973)$404$569$122,777
198 ($973)$402$571$122,206
199 ($973)$400$573$121,633
200 ($973)$398$575$121,058
201 ($973)$396$577$120,481
202 ($973)$395$579$119,902
203 ($973)$393$581$119,322
204 ($973)$391$583$118,739
Year 18 - 205 ($973)$389$584$118,155
206 ($973)$387$586$117,568
207 ($973)$385$588$116,980
208 ($973)$383$590$116,390
209 ($973)$381$592$115,798
210 ($973)$379$594$115,204
211 ($973)$377$596$114,608
212 ($973)$375$598$114,010
213 ($973)$373$600$113,410
214 ($973)$371$602$112,808
215 ($973)$369$604$112,204
216 ($973)$367$606$111,598
Year 19 - 217 ($973)$365$608$110,991
218 ($973)$363$610$110,381
219 ($973)$361$612$109,769
220 ($973)$359$614$109,155
221 ($973)$357$616$108,539
222 ($973)$355$618$107,922
223 ($973)$353$620$107,302
224 ($973)$351$622$106,680
225 ($973)$349$624$106,056
226 ($973)$347$626$105,430
227 ($973)$345$628$104,802
228 ($973)$343$630$104,172
Year 20 - 229 ($973)$341$632$103,540
230 ($973)$339$634$102,906
231 ($973)$337$636$102,269
232 ($973)$335$638$101,631
233 ($973)$333$640$100,991
234 ($973)$331$643$100,348
235 ($973)$329$645$99,703
236 ($973)$327$647$99,057
237 ($973)$324$649$98,408
238 ($973)$322$651$97,757
239 ($973)$320$653$97,104
240 ($973)$318$655$96,448
Year 21 - 241 ($973)$316$657$95,791
242 ($973)$314$660$95,131
243 ($973)$312$662$94,470
244 ($973)$309$664$93,806
245 ($973)$307$666$93,140
246 ($973)$305$668$92,471
247 ($973)$303$670$91,801
248 ($973)$301$673$91,128
249 ($973)$298$675$90,453
250 ($973)$296$677$89,776
251 ($973)$294$679$89,097
252 ($973)$292$681$88,416
Year 22 - 253 ($973)$290$684$87,732
254 ($973)$287$686$87,046
255 ($973)$285$688$86,358
256 ($973)$283$690$85,667
257 ($973)$281$693$84,975
258 ($973)$278$695$84,280
259 ($973)$276$697$83,582
260 ($973)$274$700$82,883
261 ($973)$271$702$82,181
262 ($973)$269$704$81,477
263 ($973)$267$706$80,770
264 ($973)$265$709$80,062
Year 23 - 265 ($973)$262$711$79,350
266 ($973)$260$713$78,637
267 ($973)$258$716$77,921
268 ($973)$255$718$77,203
269 ($973)$253$720$76,483
270 ($973)$250$723$75,760
271 ($973)$248$725$75,035
272 ($973)$246$728$74,307
273 ($973)$243$730$73,577
274 ($973)$241$732$72,845
275 ($973)$239$735$72,110
276 ($973)$236$737$71,373
Year 24 - 277 ($973)$234$740$70,634
278 ($973)$231$742$69,892
279 ($973)$229$744$69,147
280 ($973)$226$747$68,400
281 ($973)$224$749$67,651
282 ($973)$222$752$66,899
283 ($973)$219$754$66,145
284 ($973)$217$757$65,389
285 ($973)$214$759$64,629
286 ($973)$212$762$63,868
287 ($973)$209$764$63,104
288 ($973)$207$767$62,337
Year 25 - 289 ($973)$204$769$61,568
290 ($973)$202$772$60,796
291 ($973)$199$774$60,022
292 ($973)$197$777$59,245
293 ($973)$194$779$58,466
294 ($973)$191$782$57,684
295 ($973)$189$784$56,900
296 ($973)$186$787$56,113
297 ($973)$184$790$55,323
298 ($973)$181$792$54,531
299 ($973)$179$795$53,737
300 ($973)$176$797$52,939
Year 26 - 301 ($973)$173$800$52,139
302 ($973)$171$803$51,337
303 ($973)$168$805$50,532
304 ($973)$165$808$49,724
305 ($973)$163$810$48,913
306 ($973)$160$813$48,100
307 ($973)$158$816$47,285
308 ($973)$155$818$46,466
309 ($973)$152$821$45,645
310 ($973)$149$824$44,821
311 ($973)$147$826$43,995
312 ($973)$144$829$43,166
Year 27 - 313 ($973)$141$832$42,334
314 ($973)$139$835$41,499
315 ($973)$136$837$40,662
316 ($973)$133$840$39,822
317 ($973)$130$843$38,979
318 ($973)$128$846$38,133
319 ($973)$125$848$37,285
320 ($973)$122$851$36,433
321 ($973)$119$854$35,579
322 ($973)$117$857$34,723
323 ($973)$114$860$33,863
324 ($973)$111$862$33,001
Year 28 - 325 ($973)$108$865$32,136
326 ($973)$105$868$31,268
327 ($973)$102$871$30,397
328 ($973)$100$874$29,523
329 ($973)$97$877$28,646
330 ($973)$94$879$27,767
331 ($973)$91$882$26,884
332 ($973)$88$885$25,999
333 ($973)$85$888$25,111
334 ($973)$82$891$24,220
335 ($973)$79$894$23,326
336 ($973)$76$897$22,429
Year 29 - 337 ($973)$73$900$21,529
338 ($973)$71$903$20,627
339 ($973)$68$906$19,721
340 ($973)$65$909$18,812
341 ($973)$62$912$17,900
342 ($973)$59$915$16,986
343 ($973)$56$918$16,068
344 ($973)$53$921$15,147
345 ($973)$50$924$14,224
346 ($973)$47$927$13,297
347 ($973)$44$930$12,367
348 ($973)$41$933$11,435
Year 30 - 349 ($973)$37$936$10,499
350 ($973)$34$939$9,560
351 ($973)$31$942$8,618
352 ($973)$28$945$7,673
353 ($973)$25$948$6,725
354 ($973)$22$951$5,773
355 ($973)$19$954$4,819
356 ($973)$16$958$3,861
357 ($973)$13$961$2,901
358 ($973)$10$964$1,937
359 ($973)$6$967$970
360 ($973)$3$970$0
TOTALS$144,783$205,600$350,383

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.