« Back to all home prices

Mortgage Payment Schedule for a $259,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$980 360 $145,482 $352,682

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $259,000
Down Payment $51,800$207,200
Year 1 - 1 ($980)$677$303$206,897
2 ($980)$676$304$206,593
3 ($980)$675$305$206,289
4 ($980)$674$306$205,983
5 ($980)$673$307$205,676
6 ($980)$672$308$205,368
7 ($980)$671$309$205,059
8 ($980)$670$310$204,750
9 ($980)$669$311$204,439
10 ($980)$668$312$204,127
11 ($980)$667$313$203,814
12 ($980)$666$314$203,500
Year 2 - 13 ($980)$665$315$203,185
14 ($980)$664$316$202,869
15 ($980)$663$317$202,552
16 ($980)$662$318$202,234
17 ($980)$661$319$201,915
18 ($980)$660$320$201,595
19 ($980)$659$321$201,274
20 ($980)$657$322$200,952
21 ($980)$656$323$200,629
22 ($980)$655$324$200,304
23 ($980)$654$325$199,979
24 ($980)$653$326$199,653
Year 3 - 25 ($980)$652$327$199,325
26 ($980)$651$329$198,997
27 ($980)$650$330$198,667
28 ($980)$649$331$198,336
29 ($980)$648$332$198,005
30 ($980)$647$333$197,672
31 ($980)$646$334$197,338
32 ($980)$645$335$197,003
33 ($980)$644$336$196,667
34 ($980)$642$337$196,329
35 ($980)$641$338$195,991
36 ($980)$640$339$195,652
Year 4 - 37 ($980)$639$341$195,311
38 ($980)$638$342$194,969
39 ($980)$637$343$194,627
40 ($980)$636$344$194,283
41 ($980)$635$345$193,938
42 ($980)$634$346$193,592
43 ($980)$632$347$193,244
44 ($980)$631$348$192,896
45 ($980)$630$350$192,546
46 ($980)$629$351$192,196
47 ($980)$628$352$191,844
48 ($980)$627$353$191,491
Year 5 - 49 ($980)$626$354$191,137
50 ($980)$624$355$190,781
51 ($980)$623$356$190,425
52 ($980)$622$358$190,067
53 ($980)$621$359$189,709
54 ($980)$620$360$189,349
55 ($980)$619$361$188,987
56 ($980)$617$362$188,625
57 ($980)$616$363$188,262
58 ($980)$615$365$187,897
59 ($980)$614$366$187,531
60 ($980)$613$367$187,164
Year 6 - 61 ($980)$611$368$186,796
62 ($980)$610$369$186,426
63 ($980)$609$371$186,056
64 ($980)$608$372$185,684
65 ($980)$607$373$185,311
66 ($980)$605$374$184,936
67 ($980)$604$376$184,561
68 ($980)$603$377$184,184
69 ($980)$602$378$183,806
70 ($980)$600$379$183,427
71 ($980)$599$380$183,046
72 ($980)$598$382$182,665
Year 7 - 73 ($980)$597$383$182,282
74 ($980)$595$384$181,897
75 ($980)$594$385$181,512
76 ($980)$593$387$181,125
77 ($980)$592$388$180,737
78 ($980)$590$389$180,348
79 ($980)$589$391$179,957
80 ($980)$588$392$179,566
81 ($980)$587$393$179,172
82 ($980)$585$394$178,778
83 ($980)$584$396$178,382
84 ($980)$583$397$177,985
Year 8 - 85 ($980)$581$398$177,587
86 ($980)$580$400$177,188
87 ($980)$579$401$176,787
88 ($980)$578$402$176,385
89 ($980)$576$403$175,981
90 ($980)$575$405$175,576
91 ($980)$574$406$175,170
92 ($980)$572$407$174,763
93 ($980)$571$409$174,354
94 ($980)$570$410$173,944
95 ($980)$568$411$173,532
96 ($980)$567$413$173,120
Year 9 - 97 ($980)$566$414$172,705
98 ($980)$564$416$172,290
99 ($980)$563$417$171,873
100 ($980)$561$418$171,455
101 ($980)$560$420$171,035
102 ($980)$559$421$170,614
103 ($980)$557$422$170,192
104 ($980)$556$424$169,768
105 ($980)$555$425$169,343
106 ($980)$553$426$168,917
107 ($980)$552$428$168,489
108 ($980)$550$429$168,060
Year 10 - 109 ($980)$549$431$167,629
110 ($980)$548$432$167,197
111 ($980)$546$433$166,763
112 ($980)$545$435$166,328
113 ($980)$543$436$165,892
114 ($980)$542$438$165,454
115 ($980)$540$439$165,015
116 ($980)$539$441$164,575
117 ($980)$538$442$164,132
118 ($980)$536$444$163,689
119 ($980)$535$445$163,244
120 ($980)$533$446$162,798
Year 11 - 121 ($980)$532$448$162,350
122 ($980)$530$449$161,900
123 ($980)$529$451$161,450
124 ($980)$527$452$160,997
125 ($980)$526$454$160,544
126 ($980)$524$455$160,088
127 ($980)$523$457$159,632
128 ($980)$521$458$159,173
129 ($980)$520$460$158,714
130 ($980)$518$461$158,252
131 ($980)$517$463$157,790
132 ($980)$515$464$157,326
Year 12 - 133 ($980)$514$466$156,860
134 ($980)$512$467$156,393
135 ($980)$511$469$155,924
136 ($980)$509$470$155,453
137 ($980)$508$472$154,982
138 ($980)$506$473$154,508
139 ($980)$505$475$154,033
140 ($980)$503$476$153,557
141 ($980)$502$478$153,079
142 ($980)$500$480$152,599
143 ($980)$498$481$152,118
144 ($980)$497$483$151,635
Year 13 - 145 ($980)$495$484$151,151
146 ($980)$494$486$150,665
147 ($980)$492$488$150,177
148 ($980)$491$489$149,688
149 ($980)$489$491$149,198
150 ($980)$487$492$148,705
151 ($980)$486$494$148,211
152 ($980)$484$496$147,716
153 ($980)$483$497$147,219
154 ($980)$481$499$146,720
155 ($980)$479$500$146,220
156 ($980)$478$502$145,718
Year 14 - 157 ($980)$476$504$145,214
158 ($980)$474$505$144,709
159 ($980)$473$507$144,202
160 ($980)$471$509$143,693
161 ($980)$469$510$143,183
162 ($980)$468$512$142,671
163 ($980)$466$514$142,157
164 ($980)$464$515$141,642
165 ($980)$463$517$141,125
166 ($980)$461$519$140,606
167 ($980)$459$520$140,086
168 ($980)$458$522$139,564
Year 15 - 169 ($980)$456$524$139,040
170 ($980)$454$525$138,515
171 ($980)$452$527$137,987
172 ($980)$451$529$137,459
173 ($980)$449$531$136,928
174 ($980)$447$532$136,396
175 ($980)$446$534$135,861
176 ($980)$444$536$135,326
177 ($980)$442$538$134,788
178 ($980)$440$539$134,249
179 ($980)$439$541$133,707
180 ($980)$437$543$133,165
Year 16 - 181 ($980)$435$545$132,620
182 ($980)$433$546$132,073
183 ($980)$431$548$131,525
184 ($980)$430$550$130,975
185 ($980)$428$552$130,423
186 ($980)$426$554$129,870
187 ($980)$424$555$129,314
188 ($980)$422$557$128,757
189 ($980)$421$559$128,198
190 ($980)$419$561$127,637
191 ($980)$417$563$127,074
192 ($980)$415$565$126,510
Year 17 - 193 ($980)$413$566$125,943
194 ($980)$411$568$125,375
195 ($980)$410$570$124,805
196 ($980)$408$572$124,233
197 ($980)$406$574$123,659
198 ($980)$404$576$123,084
199 ($980)$402$578$122,506
200 ($980)$400$579$121,926
201 ($980)$398$581$121,345
202 ($980)$396$583$120,762
203 ($980)$394$585$120,177
204 ($980)$393$587$119,589
Year 18 - 205 ($980)$391$589$119,000
206 ($980)$389$591$118,410
207 ($980)$387$593$117,817
208 ($980)$385$595$117,222
209 ($980)$383$597$116,625
210 ($980)$381$599$116,026
211 ($980)$379$601$115,426
212 ($980)$377$603$114,823
213 ($980)$375$605$114,219
214 ($980)$373$607$113,612
215 ($980)$371$609$113,003
216 ($980)$369$611$112,393
Year 19 - 217 ($980)$367$613$111,780
218 ($980)$365$615$111,166
219 ($980)$363$617$110,549
220 ($980)$361$619$109,931
221 ($980)$359$621$109,310
222 ($980)$357$623$108,688
223 ($980)$355$625$108,063
224 ($980)$353$627$107,436
225 ($980)$351$629$106,808
226 ($980)$349$631$106,177
227 ($980)$347$633$105,544
228 ($980)$345$635$104,909
Year 20 - 229 ($980)$343$637$104,272
230 ($980)$341$639$103,633
231 ($980)$339$641$102,992
232 ($980)$336$643$102,349
233 ($980)$334$645$101,703
234 ($980)$332$647$101,056
235 ($980)$330$650$100,406
236 ($980)$328$652$99,755
237 ($980)$326$654$99,101
238 ($980)$324$656$98,445
239 ($980)$322$658$97,787
240 ($980)$319$660$97,127
Year 21 - 241 ($980)$317$662$96,464
242 ($980)$315$665$95,800
243 ($980)$313$667$95,133
244 ($980)$311$669$94,464
245 ($980)$309$671$93,793
246 ($980)$306$673$93,120
247 ($980)$304$675$92,444
248 ($980)$302$678$91,767
249 ($980)$300$680$91,087
250 ($980)$298$682$90,405
251 ($980)$295$684$89,720
252 ($980)$293$687$89,034
Year 22 - 253 ($980)$291$689$88,345
254 ($980)$289$691$87,654
255 ($980)$286$693$86,960
256 ($980)$284$696$86,265
257 ($980)$282$698$85,567
258 ($980)$280$700$84,867
259 ($980)$277$702$84,164
260 ($980)$275$705$83,460
261 ($980)$273$707$82,753
262 ($980)$270$709$82,043
263 ($980)$268$712$81,332
264 ($980)$266$714$80,618
Year 23 - 265 ($980)$263$716$79,901
266 ($980)$261$719$79,183
267 ($980)$259$721$78,462
268 ($980)$256$723$77,738
269 ($980)$254$726$77,012
270 ($980)$252$728$76,284
271 ($980)$249$730$75,554
272 ($980)$247$733$74,821
273 ($980)$244$735$74,086
274 ($980)$242$738$73,348
275 ($980)$240$740$72,608
276 ($980)$237$742$71,866
Year 24 - 277 ($980)$235$745$71,121
278 ($980)$232$747$70,373
279 ($980)$230$750$69,624
280 ($980)$227$752$68,871
281 ($980)$225$755$68,117
282 ($980)$223$757$67,359
283 ($980)$220$760$66,600
284 ($980)$218$762$65,838
285 ($980)$215$765$65,073
286 ($980)$213$767$64,306
287 ($980)$210$770$63,536
288 ($980)$208$772$62,764
Year 25 - 289 ($980)$205$775$61,990
290 ($980)$202$777$61,212
291 ($980)$200$780$60,433
292 ($980)$197$782$59,650
293 ($980)$195$785$58,866
294 ($980)$192$787$58,078
295 ($980)$190$790$57,288
296 ($980)$187$793$56,496
297 ($980)$185$795$55,701
298 ($980)$182$798$54,903
299 ($980)$179$800$54,103
300 ($980)$177$803$53,300
Year 26 - 301 ($980)$174$806$52,494
302 ($980)$171$808$51,686
303 ($980)$169$811$50,875
304 ($980)$166$813$50,062
305 ($980)$164$816$49,246
306 ($980)$161$819$48,427
307 ($980)$158$821$47,605
308 ($980)$156$824$46,781
309 ($980)$153$827$45,954
310 ($980)$150$830$45,125
311 ($980)$147$832$44,292
312 ($980)$145$835$43,457
Year 27 - 313 ($980)$142$838$42,620
314 ($980)$139$840$41,779
315 ($980)$136$843$40,936
316 ($980)$134$846$40,090
317 ($980)$131$849$39,241
318 ($980)$128$851$38,390
319 ($980)$125$854$37,536
320 ($980)$123$857$36,679
321 ($980)$120$860$35,819
322 ($980)$117$863$34,956
323 ($980)$114$865$34,091
324 ($980)$111$868$33,222
Year 28 - 325 ($980)$109$871$32,351
326 ($980)$106$874$31,477
327 ($980)$103$877$30,600
328 ($980)$100$880$29,721
329 ($980)$97$883$28,838
330 ($980)$94$885$27,953
331 ($980)$91$888$27,064
332 ($980)$88$891$26,173
333 ($980)$85$894$25,279
334 ($980)$83$897$24,382
335 ($980)$80$900$23,482
336 ($980)$77$903$22,579
Year 29 - 337 ($980)$74$906$21,673
338 ($980)$71$909$20,764
339 ($980)$68$912$19,852
340 ($980)$65$915$18,937
341 ($980)$62$918$18,019
342 ($980)$59$921$17,099
343 ($980)$56$924$16,175
344 ($980)$53$927$15,248
345 ($980)$50$930$14,318
346 ($980)$47$933$13,385
347 ($980)$44$936$12,449
348 ($980)$41$939$11,510
Year 30 - 349 ($980)$38$942$10,568
350 ($980)$35$945$9,623
351 ($980)$31$948$8,675
352 ($980)$28$951$7,723
353 ($980)$25$954$6,769
354 ($980)$22$958$5,811
355 ($980)$19$961$4,851
356 ($980)$16$964$3,887
357 ($980)$13$967$2,920
358 ($980)$10$970$1,950
359 ($980)$6$973$976
360 ($980)$3$976$0
TOTALS$145,482$207,200$352,682

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.