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Mortgage Payment Schedule for a $260,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($52,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$998 360 $151,217 $359,217

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $260,000
Down Payment $52,000$208,000
Year 1 - 1 ($998)$700$298$207,702
2 ($998)$699$299$207,404
3 ($998)$698$300$207,104
4 ($998)$697$301$206,804
5 ($998)$696$302$206,502
6 ($998)$695$303$206,200
7 ($998)$694$304$205,896
8 ($998)$693$305$205,591
9 ($998)$692$306$205,286
10 ($998)$691$307$204,979
11 ($998)$690$308$204,671
12 ($998)$689$309$204,362
Year 2 - 13 ($998)$688$310$204,053
14 ($998)$687$311$203,742
15 ($998)$686$312$203,430
16 ($998)$685$313$203,117
17 ($998)$684$314$202,803
18 ($998)$683$315$202,488
19 ($998)$682$316$202,172
20 ($998)$681$317$201,855
21 ($998)$680$318$201,536
22 ($998)$679$319$201,217
23 ($998)$677$320$200,897
24 ($998)$676$321$200,575
Year 3 - 25 ($998)$675$323$200,253
26 ($998)$674$324$199,929
27 ($998)$673$325$199,604
28 ($998)$672$326$199,278
29 ($998)$671$327$198,951
30 ($998)$670$328$198,623
31 ($998)$669$329$198,294
32 ($998)$668$330$197,964
33 ($998)$666$331$197,633
34 ($998)$665$332$197,300
35 ($998)$664$334$196,967
36 ($998)$663$335$196,632
Year 4 - 37 ($998)$662$336$196,296
38 ($998)$661$337$195,959
39 ($998)$660$338$195,621
40 ($998)$659$339$195,282
41 ($998)$657$340$194,941
42 ($998)$656$342$194,600
43 ($998)$655$343$194,257
44 ($998)$654$344$193,913
45 ($998)$653$345$193,568
46 ($998)$652$346$193,222
47 ($998)$651$347$192,875
48 ($998)$649$348$192,527
Year 5 - 49 ($998)$648$350$192,177
50 ($998)$647$351$191,826
51 ($998)$646$352$191,474
52 ($998)$645$353$191,121
53 ($998)$643$354$190,766
54 ($998)$642$356$190,411
55 ($998)$641$357$190,054
56 ($998)$640$358$189,696
57 ($998)$639$359$189,337
58 ($998)$637$360$188,977
59 ($998)$636$362$188,615
60 ($998)$635$363$188,252
Year 6 - 61 ($998)$634$364$187,888
62 ($998)$633$365$187,523
63 ($998)$631$366$187,156
64 ($998)$630$368$186,789
65 ($998)$629$369$186,420
66 ($998)$628$370$186,049
67 ($998)$626$371$185,678
68 ($998)$625$373$185,305
69 ($998)$624$374$184,931
70 ($998)$623$375$184,556
71 ($998)$621$376$184,180
72 ($998)$620$378$183,802
Year 7 - 73 ($998)$619$379$183,423
74 ($998)$618$380$183,042
75 ($998)$616$382$182,661
76 ($998)$615$383$182,278
77 ($998)$614$384$181,894
78 ($998)$612$385$181,508
79 ($998)$611$387$181,122
80 ($998)$610$388$180,734
81 ($998)$608$389$180,344
82 ($998)$607$391$179,954
83 ($998)$606$392$179,562
84 ($998)$605$393$179,168
Year 8 - 85 ($998)$603$395$178,774
86 ($998)$602$396$178,378
87 ($998)$601$397$177,980
88 ($998)$599$399$177,582
89 ($998)$598$400$177,182
90 ($998)$597$401$176,780
91 ($998)$595$403$176,378
92 ($998)$594$404$175,974
93 ($998)$592$405$175,568
94 ($998)$591$407$175,162
95 ($998)$590$408$174,754
96 ($998)$588$409$174,344
Year 9 - 97 ($998)$587$411$173,933
98 ($998)$586$412$173,521
99 ($998)$584$414$173,107
100 ($998)$583$415$172,692
101 ($998)$581$416$172,276
102 ($998)$580$418$171,858
103 ($998)$579$419$171,439
104 ($998)$577$421$171,018
105 ($998)$576$422$170,596
106 ($998)$574$423$170,173
107 ($998)$573$425$169,748
108 ($998)$571$426$169,321
Year 10 - 109 ($998)$570$428$168,894
110 ($998)$569$429$168,464
111 ($998)$567$431$168,034
112 ($998)$566$432$167,602
113 ($998)$564$434$167,168
114 ($998)$563$435$166,733
115 ($998)$561$436$166,296
116 ($998)$560$438$165,858
117 ($998)$558$439$165,419
118 ($998)$557$441$164,978
119 ($998)$555$442$164,536
120 ($998)$554$444$164,092
Year 11 - 121 ($998)$552$445$163,646
122 ($998)$551$447$163,200
123 ($998)$549$448$162,751
124 ($998)$548$450$162,301
125 ($998)$546$451$161,850
126 ($998)$545$453$161,397
127 ($998)$543$454$160,943
128 ($998)$542$456$160,487
129 ($998)$540$458$160,029
130 ($998)$539$459$159,570
131 ($998)$537$461$159,109
132 ($998)$536$462$158,647
Year 12 - 133 ($998)$534$464$158,183
134 ($998)$533$465$157,718
135 ($998)$531$467$157,251
136 ($998)$529$468$156,783
137 ($998)$528$470$156,313
138 ($998)$526$472$155,841
139 ($998)$525$473$155,368
140 ($998)$523$475$154,893
141 ($998)$521$476$154,417
142 ($998)$520$478$153,939
143 ($998)$518$480$153,460
144 ($998)$517$481$152,978
Year 13 - 145 ($998)$515$483$152,496
146 ($998)$513$484$152,011
147 ($998)$512$486$151,525
148 ($998)$510$488$151,037
149 ($998)$508$489$150,548
150 ($998)$507$491$150,057
151 ($998)$505$493$149,564
152 ($998)$504$494$149,070
153 ($998)$502$496$148,574
154 ($998)$500$498$148,077
155 ($998)$499$499$147,577
156 ($998)$497$501$147,076
Year 14 - 157 ($998)$495$503$146,574
158 ($998)$493$504$146,069
159 ($998)$492$506$145,563
160 ($998)$490$508$145,055
161 ($998)$488$509$144,546
162 ($998)$487$511$144,035
163 ($998)$485$513$143,522
164 ($998)$483$515$143,007
165 ($998)$481$516$142,491
166 ($998)$480$518$141,973
167 ($998)$478$520$141,453
168 ($998)$476$522$140,931
Year 15 - 169 ($998)$474$523$140,408
170 ($998)$473$525$139,883
171 ($998)$471$527$139,356
172 ($998)$469$529$138,827
173 ($998)$467$530$138,297
174 ($998)$466$532$137,765
175 ($998)$464$534$137,231
176 ($998)$462$536$136,695
177 ($998)$460$538$136,157
178 ($998)$458$539$135,618
179 ($998)$457$541$135,076
180 ($998)$455$543$134,533
Year 16 - 181 ($998)$453$545$133,989
182 ($998)$451$547$133,442
183 ($998)$449$549$132,893
184 ($998)$447$550$132,343
185 ($998)$446$552$131,791
186 ($998)$444$554$131,236
187 ($998)$442$556$130,680
188 ($998)$440$558$130,123
189 ($998)$438$560$129,563
190 ($998)$436$562$129,001
191 ($998)$434$564$128,438
192 ($998)$432$565$127,872
Year 17 - 193 ($998)$431$567$127,305
194 ($998)$429$569$126,736
195 ($998)$427$571$126,165
196 ($998)$425$573$125,591
197 ($998)$423$575$125,016
198 ($998)$421$577$124,439
199 ($998)$419$579$123,861
200 ($998)$417$581$123,280
201 ($998)$415$583$122,697
202 ($998)$413$585$122,112
203 ($998)$411$587$121,526
204 ($998)$409$589$120,937
Year 18 - 205 ($998)$407$591$120,346
206 ($998)$405$593$119,754
207 ($998)$403$595$119,159
208 ($998)$401$597$118,562
209 ($998)$399$599$117,964
210 ($998)$397$601$117,363
211 ($998)$395$603$116,760
212 ($998)$393$605$116,155
213 ($998)$391$607$115,549
214 ($998)$389$609$114,940
215 ($998)$387$611$114,329
216 ($998)$385$613$113,716
Year 19 - 217 ($998)$383$615$113,101
218 ($998)$381$617$112,484
219 ($998)$379$619$111,865
220 ($998)$377$621$111,244
221 ($998)$375$623$110,620
222 ($998)$372$625$109,995
223 ($998)$370$628$109,367
224 ($998)$368$630$108,738
225 ($998)$366$632$108,106
226 ($998)$364$634$107,472
227 ($998)$362$636$106,836
228 ($998)$360$638$106,198
Year 20 - 229 ($998)$358$640$105,558
230 ($998)$355$642$104,915
231 ($998)$353$645$104,271
232 ($998)$351$647$103,624
233 ($998)$349$649$102,975
234 ($998)$347$651$102,324
235 ($998)$344$653$101,670
236 ($998)$342$656$101,015
237 ($998)$340$658$100,357
238 ($998)$338$660$99,697
239 ($998)$336$662$99,035
240 ($998)$333$664$98,371
Year 21 - 241 ($998)$331$667$97,704
242 ($998)$329$669$97,035
243 ($998)$327$671$96,364
244 ($998)$324$673$95,691
245 ($998)$322$676$95,015
246 ($998)$320$678$94,337
247 ($998)$318$680$93,657
248 ($998)$315$683$92,974
249 ($998)$313$685$92,289
250 ($998)$311$687$91,602
251 ($998)$308$689$90,913
252 ($998)$306$692$90,221
Year 22 - 253 ($998)$304$694$89,527
254 ($998)$301$696$88,831
255 ($998)$299$699$88,132
256 ($998)$297$701$87,431
257 ($998)$294$703$86,727
258 ($998)$292$706$86,021
259 ($998)$290$708$85,313
260 ($998)$287$711$84,603
261 ($998)$285$713$83,890
262 ($998)$282$715$83,174
263 ($998)$280$718$82,456
264 ($998)$278$720$81,736
Year 23 - 265 ($998)$275$723$81,014
266 ($998)$273$725$80,288
267 ($998)$270$728$79,561
268 ($998)$268$730$78,831
269 ($998)$265$732$78,099
270 ($998)$263$735$77,364
271 ($998)$260$737$76,626
272 ($998)$258$740$75,886
273 ($998)$255$742$75,144
274 ($998)$253$745$74,399
275 ($998)$250$747$73,652
276 ($998)$248$750$72,902
Year 24 - 277 ($998)$245$752$72,150
278 ($998)$243$755$71,395
279 ($998)$240$757$70,637
280 ($998)$238$760$69,877
281 ($998)$235$763$69,115
282 ($998)$233$765$68,350
283 ($998)$230$768$67,582
284 ($998)$228$770$66,811
285 ($998)$225$773$66,039
286 ($998)$222$775$65,263
287 ($998)$220$778$64,485
288 ($998)$217$781$63,704
Year 25 - 289 ($998)$214$783$62,921
290 ($998)$212$786$62,135
291 ($998)$209$789$61,346
292 ($998)$207$791$60,555
293 ($998)$204$794$59,761
294 ($998)$201$797$58,964
295 ($998)$199$799$58,165
296 ($998)$196$802$57,363
297 ($998)$193$805$56,558
298 ($998)$190$807$55,751
299 ($998)$188$810$54,941
300 ($998)$185$813$54,128
Year 26 - 301 ($998)$182$816$53,312
302 ($998)$179$818$52,494
303 ($998)$177$821$51,673
304 ($998)$174$824$50,849
305 ($998)$171$827$50,022
306 ($998)$168$829$49,193
307 ($998)$166$832$48,361
308 ($998)$163$835$47,526
309 ($998)$160$838$46,688
310 ($998)$157$841$45,847
311 ($998)$154$843$45,004
312 ($998)$152$846$44,158
Year 27 - 313 ($998)$149$849$43,308
314 ($998)$146$852$42,456
315 ($998)$143$855$41,601
316 ($998)$140$858$40,744
317 ($998)$137$861$39,883
318 ($998)$134$864$39,020
319 ($998)$131$866$38,153
320 ($998)$128$869$37,284
321 ($998)$126$872$36,411
322 ($998)$123$875$35,536
323 ($998)$120$878$34,658
324 ($998)$117$881$33,777
Year 28 - 325 ($998)$114$884$32,893
326 ($998)$111$887$32,006
327 ($998)$108$890$31,116
328 ($998)$105$893$30,222
329 ($998)$102$896$29,326
330 ($998)$99$899$28,427
331 ($998)$96$902$27,525
332 ($998)$93$905$26,620
333 ($998)$90$908$25,712
334 ($998)$87$911$24,801
335 ($998)$83$914$23,886
336 ($998)$80$917$22,969
Year 29 - 337 ($998)$77$920$22,048
338 ($998)$74$924$21,125
339 ($998)$71$927$20,198
340 ($998)$68$930$19,268
341 ($998)$65$933$18,335
342 ($998)$62$936$17,399
343 ($998)$59$939$16,460
344 ($998)$55$942$15,517
345 ($998)$52$946$14,572
346 ($998)$49$949$13,623
347 ($998)$46$952$12,671
348 ($998)$43$955$11,716
Year 30 - 349 ($998)$39$958$10,758
350 ($998)$36$962$9,796
351 ($998)$33$965$8,831
352 ($998)$30$968$7,863
353 ($998)$26$971$6,892
354 ($998)$23$975$5,917
355 ($998)$20$978$4,939
356 ($998)$17$981$3,958
357 ($998)$13$985$2,973
358 ($998)$10$988$1,986
359 ($998)$7$991$994
360 ($998)$3$994$0
TOTALS$151,217$208,000$359,217

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.