« Back to all home prices

Mortgage Payment Schedule for a $260,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($52,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$987 360 $147,333 $355,333

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $260,000
Down Payment $52,000$208,000
Year 1 - 1 ($987)$685$302$207,698
2 ($987)$684$303$207,394
3 ($987)$683$304$207,090
4 ($987)$682$305$206,785
5 ($987)$681$306$206,478
6 ($987)$680$307$206,171
7 ($987)$679$308$205,862
8 ($987)$678$309$205,553
9 ($987)$677$310$205,243
10 ($987)$676$311$204,931
11 ($987)$675$312$204,619
12 ($987)$674$314$204,305
Year 2 - 13 ($987)$673$315$203,991
14 ($987)$671$316$203,675
15 ($987)$670$317$203,358
16 ($987)$669$318$203,041
17 ($987)$668$319$202,722
18 ($987)$667$320$202,402
19 ($987)$666$321$202,082
20 ($987)$665$322$201,760
21 ($987)$664$323$201,437
22 ($987)$663$324$201,113
23 ($987)$662$325$200,788
24 ($987)$661$326$200,462
Year 3 - 25 ($987)$660$327$200,134
26 ($987)$659$328$199,806
27 ($987)$658$329$199,477
28 ($987)$657$330$199,146
29 ($987)$656$332$198,815
30 ($987)$654$333$198,482
31 ($987)$653$334$198,149
32 ($987)$652$335$197,814
33 ($987)$651$336$197,478
34 ($987)$650$337$197,141
35 ($987)$649$338$196,803
36 ($987)$648$339$196,464
Year 4 - 37 ($987)$647$340$196,123
38 ($987)$646$341$195,782
39 ($987)$644$343$195,439
40 ($987)$643$344$195,095
41 ($987)$642$345$194,751
42 ($987)$641$346$194,405
43 ($987)$640$347$194,057
44 ($987)$639$348$193,709
45 ($987)$638$349$193,360
46 ($987)$636$351$193,009
47 ($987)$635$352$192,658
48 ($987)$634$353$192,305
Year 5 - 49 ($987)$633$354$191,951
50 ($987)$632$355$191,595
51 ($987)$631$356$191,239
52 ($987)$629$358$190,882
53 ($987)$628$359$190,523
54 ($987)$627$360$190,163
55 ($987)$626$361$189,802
56 ($987)$625$362$189,440
57 ($987)$624$363$189,076
58 ($987)$622$365$188,711
59 ($987)$621$366$188,346
60 ($987)$620$367$187,978
Year 6 - 61 ($987)$619$368$187,610
62 ($987)$618$369$187,241
63 ($987)$616$371$186,870
64 ($987)$615$372$186,498
65 ($987)$614$373$186,125
66 ($987)$613$374$185,751
67 ($987)$611$376$185,375
68 ($987)$610$377$184,998
69 ($987)$609$378$184,620
70 ($987)$608$379$184,241
71 ($987)$606$381$183,860
72 ($987)$605$382$183,478
Year 7 - 73 ($987)$604$383$183,095
74 ($987)$603$384$182,711
75 ($987)$601$386$182,325
76 ($987)$600$387$181,938
77 ($987)$599$388$181,550
78 ($987)$598$389$181,161
79 ($987)$596$391$180,770
80 ($987)$595$392$180,378
81 ($987)$594$393$179,985
82 ($987)$592$395$179,590
83 ($987)$591$396$179,194
84 ($987)$590$397$178,797
Year 8 - 85 ($987)$589$398$178,399
86 ($987)$587$400$177,999
87 ($987)$586$401$177,598
88 ($987)$585$402$177,195
89 ($987)$583$404$176,791
90 ($987)$582$405$176,386
91 ($987)$581$406$175,980
92 ($987)$579$408$175,572
93 ($987)$578$409$175,163
94 ($987)$577$410$174,753
95 ($987)$575$412$174,341
96 ($987)$574$413$173,928
Year 9 - 97 ($987)$573$415$173,513
98 ($987)$571$416$173,097
99 ($987)$570$417$172,680
100 ($987)$568$419$172,261
101 ($987)$567$420$171,841
102 ($987)$566$421$171,420
103 ($987)$564$423$170,997
104 ($987)$563$424$170,573
105 ($987)$561$426$170,147
106 ($987)$560$427$169,720
107 ($987)$559$428$169,292
108 ($987)$557$430$168,862
Year 10 - 109 ($987)$556$431$168,431
110 ($987)$554$433$167,998
111 ($987)$553$434$167,564
112 ($987)$552$435$167,129
113 ($987)$550$437$166,692
114 ($987)$549$438$166,254
115 ($987)$547$440$165,814
116 ($987)$546$441$165,373
117 ($987)$544$443$164,930
118 ($987)$543$444$164,486
119 ($987)$541$446$164,040
120 ($987)$540$447$163,593
Year 11 - 121 ($987)$538$449$163,145
122 ($987)$537$450$162,695
123 ($987)$536$452$162,243
124 ($987)$534$453$161,790
125 ($987)$533$454$161,336
126 ($987)$531$456$160,880
127 ($987)$530$457$160,422
128 ($987)$528$459$159,963
129 ($987)$527$460$159,503
130 ($987)$525$462$159,041
131 ($987)$524$464$158,577
132 ($987)$522$465$158,112
Year 12 - 133 ($987)$520$467$157,646
134 ($987)$519$468$157,177
135 ($987)$517$470$156,708
136 ($987)$516$471$156,237
137 ($987)$514$473$155,764
138 ($987)$513$474$155,289
139 ($987)$511$476$154,814
140 ($987)$510$477$154,336
141 ($987)$508$479$153,857
142 ($987)$506$481$153,377
143 ($987)$505$482$152,894
144 ($987)$503$484$152,411
Year 13 - 145 ($987)$502$485$151,925
146 ($987)$500$487$151,438
147 ($987)$498$489$150,950
148 ($987)$497$490$150,460
149 ($987)$495$492$149,968
150 ($987)$494$493$149,474
151 ($987)$492$495$148,979
152 ($987)$490$497$148,483
153 ($987)$489$498$147,984
154 ($987)$487$500$147,485
155 ($987)$485$502$146,983
156 ($987)$484$503$146,480
Year 14 - 157 ($987)$482$505$145,975
158 ($987)$481$507$145,468
159 ($987)$479$508$144,960
160 ($987)$477$510$144,450
161 ($987)$475$512$143,939
162 ($987)$474$513$143,425
163 ($987)$472$515$142,911
164 ($987)$470$517$142,394
165 ($987)$469$518$141,876
166 ($987)$467$520$141,356
167 ($987)$465$522$140,834
168 ($987)$464$523$140,310
Year 15 - 169 ($987)$462$525$139,785
170 ($987)$460$527$139,258
171 ($987)$458$529$138,730
172 ($987)$457$530$138,199
173 ($987)$455$532$137,667
174 ($987)$453$534$137,133
175 ($987)$451$536$136,598
176 ($987)$450$537$136,060
177 ($987)$448$539$135,521
178 ($987)$446$541$134,980
179 ($987)$444$543$134,437
180 ($987)$443$545$133,893
Year 16 - 181 ($987)$441$546$133,347
182 ($987)$439$548$132,798
183 ($987)$437$550$132,248
184 ($987)$435$552$131,697
185 ($987)$434$554$131,143
186 ($987)$432$555$130,588
187 ($987)$430$557$130,031
188 ($987)$428$559$129,472
189 ($987)$426$561$128,911
190 ($987)$424$563$128,348
191 ($987)$422$565$127,784
192 ($987)$421$566$127,217
Year 17 - 193 ($987)$419$568$126,649
194 ($987)$417$570$126,079
195 ($987)$415$572$125,507
196 ($987)$413$574$124,933
197 ($987)$411$576$124,357
198 ($987)$409$578$123,779
199 ($987)$407$580$123,200
200 ($987)$406$582$122,618
201 ($987)$404$583$122,035
202 ($987)$402$585$121,449
203 ($987)$400$587$120,862
204 ($987)$398$589$120,273
Year 18 - 205 ($987)$396$591$119,682
206 ($987)$394$593$119,089
207 ($987)$392$595$118,494
208 ($987)$390$597$117,897
209 ($987)$388$599$117,298
210 ($987)$386$601$116,697
211 ($987)$384$603$116,094
212 ($987)$382$605$115,489
213 ($987)$380$607$114,882
214 ($987)$378$609$114,273
215 ($987)$376$611$113,662
216 ($987)$374$613$113,049
Year 19 - 217 ($987)$372$615$112,435
218 ($987)$370$617$111,818
219 ($987)$368$619$111,199
220 ($987)$366$621$110,578
221 ($987)$364$623$109,955
222 ($987)$362$625$109,329
223 ($987)$360$627$108,702
224 ($987)$358$629$108,073
225 ($987)$356$631$107,442
226 ($987)$354$633$106,808
227 ($987)$352$635$106,173
228 ($987)$349$638$105,535
Year 20 - 229 ($987)$347$640$104,896
230 ($987)$345$642$104,254
231 ($987)$343$644$103,610
232 ($987)$341$646$102,964
233 ($987)$339$648$102,316
234 ($987)$337$650$101,666
235 ($987)$335$652$101,013
236 ($987)$333$655$100,359
237 ($987)$330$657$99,702
238 ($987)$328$659$99,043
239 ($987)$326$661$98,382
240 ($987)$324$663$97,719
Year 21 - 241 ($987)$322$665$97,054
242 ($987)$319$668$96,386
243 ($987)$317$670$95,716
244 ($987)$315$672$95,044
245 ($987)$313$674$94,370
246 ($987)$311$676$93,694
247 ($987)$308$679$93,015
248 ($987)$306$681$92,334
249 ($987)$304$683$91,651
250 ($987)$302$685$90,966
251 ($987)$299$688$90,278
252 ($987)$297$690$89,588
Year 22 - 253 ($987)$295$692$88,896
254 ($987)$293$694$88,202
255 ($987)$290$697$87,505
256 ($987)$288$699$86,806
257 ($987)$286$701$86,105
258 ($987)$283$704$85,401
259 ($987)$281$706$84,695
260 ($987)$279$708$83,987
261 ($987)$276$711$83,276
262 ($987)$274$713$82,563
263 ($987)$272$715$81,848
264 ($987)$269$718$81,131
Year 23 - 265 ($987)$267$720$80,411
266 ($987)$265$722$79,688
267 ($987)$262$725$78,964
268 ($987)$260$727$78,236
269 ($987)$258$730$77,507
270 ($987)$255$732$76,775
271 ($987)$253$734$76,041
272 ($987)$250$737$75,304
273 ($987)$248$739$74,565
274 ($987)$245$742$73,823
275 ($987)$243$744$73,079
276 ($987)$241$746$72,333
Year 24 - 277 ($987)$238$749$71,584
278 ($987)$236$751$70,832
279 ($987)$233$754$70,078
280 ($987)$231$756$69,322
281 ($987)$228$759$68,563
282 ($987)$226$761$67,802
283 ($987)$223$764$67,038
284 ($987)$221$766$66,272
285 ($987)$218$769$65,503
286 ($987)$216$771$64,731
287 ($987)$213$774$63,957
288 ($987)$211$777$63,181
Year 25 - 289 ($987)$208$779$62,402
290 ($987)$205$782$61,620
291 ($987)$203$784$60,836
292 ($987)$200$787$60,049
293 ($987)$198$789$59,260
294 ($987)$195$792$58,468
295 ($987)$192$795$57,673
296 ($987)$190$797$56,876
297 ($987)$187$800$56,076
298 ($987)$185$802$55,274
299 ($987)$182$805$54,469
300 ($987)$179$808$53,661
Year 26 - 301 ($987)$177$810$52,851
302 ($987)$174$813$52,037
303 ($987)$171$816$51,222
304 ($987)$169$818$50,403
305 ($987)$166$821$49,582
306 ($987)$163$824$48,758
307 ($987)$160$827$47,932
308 ($987)$158$829$47,103
309 ($987)$155$832$46,271
310 ($987)$152$835$45,436
311 ($987)$150$837$44,598
312 ($987)$147$840$43,758
Year 27 - 313 ($987)$144$843$42,915
314 ($987)$141$846$42,069
315 ($987)$138$849$41,221
316 ($987)$136$851$40,369
317 ($987)$133$854$39,515
318 ($987)$130$857$38,658
319 ($987)$127$860$37,798
320 ($987)$124$863$36,936
321 ($987)$122$865$36,070
322 ($987)$119$868$35,202
323 ($987)$116$871$34,331
324 ($987)$113$874$33,457
Year 28 - 325 ($987)$110$877$32,580
326 ($987)$107$880$31,700
327 ($987)$104$883$30,818
328 ($987)$101$886$29,932
329 ($987)$99$889$29,043
330 ($987)$96$891$28,152
331 ($987)$93$894$27,258
332 ($987)$90$897$26,360
333 ($987)$87$900$25,460
334 ($987)$84$903$24,557
335 ($987)$81$906$23,651
336 ($987)$78$909$22,741
Year 29 - 337 ($987)$75$912$21,829
338 ($987)$72$915$20,914
339 ($987)$69$918$19,996
340 ($987)$66$921$19,075
341 ($987)$63$924$18,150
342 ($987)$60$927$17,223
343 ($987)$57$930$16,293
344 ($987)$54$933$15,359
345 ($987)$51$936$14,423
346 ($987)$47$940$13,483
347 ($987)$44$943$12,541
348 ($987)$41$946$11,595
Year 30 - 349 ($987)$38$949$10,646
350 ($987)$35$952$9,694
351 ($987)$32$955$8,739
352 ($987)$29$958$7,781
353 ($987)$26$961$6,819
354 ($987)$22$965$5,855
355 ($987)$19$968$4,887
356 ($987)$16$971$3,916
357 ($987)$13$974$2,942
358 ($987)$10$977$1,964
359 ($987)$6$981$984
360 ($987)$3$984$0
TOTALS$147,333$208,000$355,333

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.