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Mortgage Payment Schedule for a $260,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($52,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$973 360 $142,189 $350,189

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $260,000
Down Payment $52,000$208,000
Year 1 - 1 ($973)$664$309$207,691
2 ($973)$663$310$207,381
3 ($973)$662$311$207,070
4 ($973)$661$312$206,759
5 ($973)$660$313$206,446
6 ($973)$659$314$206,132
7 ($973)$658$315$205,817
8 ($973)$657$316$205,501
9 ($973)$656$317$205,184
10 ($973)$655$318$204,866
11 ($973)$654$319$204,548
12 ($973)$653$320$204,228
Year 2 - 13 ($973)$652$321$203,907
14 ($973)$651$322$203,585
15 ($973)$650$323$203,262
16 ($973)$649$324$202,938
17 ($973)$648$325$202,613
18 ($973)$647$326$202,287
19 ($973)$646$327$201,960
20 ($973)$645$328$201,631
21 ($973)$644$329$201,302
22 ($973)$642$330$200,972
23 ($973)$641$331$200,641
24 ($973)$640$332$200,308
Year 3 - 25 ($973)$639$333$199,975
26 ($973)$638$334$199,640
27 ($973)$637$336$199,305
28 ($973)$636$337$198,968
29 ($973)$635$338$198,630
30 ($973)$634$339$198,292
31 ($973)$633$340$197,952
32 ($973)$632$341$197,611
33 ($973)$631$342$197,269
34 ($973)$630$343$196,926
35 ($973)$629$344$196,581
36 ($973)$627$345$196,236
Year 4 - 37 ($973)$626$346$195,890
38 ($973)$625$348$195,542
39 ($973)$624$349$195,194
40 ($973)$623$350$194,844
41 ($973)$622$351$194,493
42 ($973)$621$352$194,141
43 ($973)$620$353$193,788
44 ($973)$619$354$193,434
45 ($973)$617$355$193,078
46 ($973)$616$357$192,722
47 ($973)$615$358$192,364
48 ($973)$614$359$192,005
Year 5 - 49 ($973)$613$360$191,645
50 ($973)$612$361$191,284
51 ($973)$611$362$190,922
52 ($973)$609$363$190,559
53 ($973)$608$365$190,194
54 ($973)$607$366$189,828
55 ($973)$606$367$189,462
56 ($973)$605$368$189,093
57 ($973)$604$369$188,724
58 ($973)$602$370$188,354
59 ($973)$601$372$187,982
60 ($973)$600$373$187,609
Year 6 - 61 ($973)$599$374$187,236
62 ($973)$598$375$186,860
63 ($973)$596$376$186,484
64 ($973)$595$378$186,106
65 ($973)$594$379$185,728
66 ($973)$593$380$185,348
67 ($973)$592$381$184,967
68 ($973)$590$382$184,584
69 ($973)$589$384$184,201
70 ($973)$588$385$183,816
71 ($973)$587$386$183,430
72 ($973)$585$387$183,042
Year 7 - 73 ($973)$584$389$182,654
74 ($973)$583$390$182,264
75 ($973)$582$391$181,873
76 ($973)$580$392$181,481
77 ($973)$579$394$181,087
78 ($973)$578$395$180,692
79 ($973)$577$396$180,296
80 ($973)$575$397$179,899
81 ($973)$574$399$179,501
82 ($973)$573$400$179,101
83 ($973)$572$401$178,700
84 ($973)$570$402$178,297
Year 8 - 85 ($973)$569$404$177,894
86 ($973)$568$405$177,489
87 ($973)$566$406$177,082
88 ($973)$565$408$176,675
89 ($973)$564$409$176,266
90 ($973)$563$410$175,856
91 ($973)$561$411$175,444
92 ($973)$560$413$175,031
93 ($973)$559$414$174,617
94 ($973)$557$415$174,202
95 ($973)$556$417$173,785
96 ($973)$555$418$173,367
Year 9 - 97 ($973)$553$419$172,948
98 ($973)$552$421$172,527
99 ($973)$551$422$172,105
100 ($973)$549$423$171,681
101 ($973)$548$425$171,257
102 ($973)$547$426$170,830
103 ($973)$545$428$170,403
104 ($973)$544$429$169,974
105 ($973)$543$430$169,544
106 ($973)$541$432$169,112
107 ($973)$540$433$168,679
108 ($973)$538$434$168,245
Year 10 - 109 ($973)$537$436$167,809
110 ($973)$536$437$167,372
111 ($973)$534$439$166,933
112 ($973)$533$440$166,493
113 ($973)$531$441$166,052
114 ($973)$530$443$165,609
115 ($973)$529$444$165,165
116 ($973)$527$446$164,719
117 ($973)$526$447$164,272
118 ($973)$524$448$163,824
119 ($973)$523$450$163,374
120 ($973)$521$451$162,923
Year 11 - 121 ($973)$520$453$162,470
122 ($973)$519$454$162,016
123 ($973)$517$456$161,560
124 ($973)$516$457$161,103
125 ($973)$514$459$160,645
126 ($973)$513$460$160,185
127 ($973)$511$461$159,723
128 ($973)$510$463$159,260
129 ($973)$508$464$158,796
130 ($973)$507$466$158,330
131 ($973)$505$467$157,862
132 ($973)$504$469$157,393
Year 12 - 133 ($973)$502$470$156,923
134 ($973)$501$472$156,451
135 ($973)$499$473$155,978
136 ($973)$498$475$155,503
137 ($973)$496$476$155,026
138 ($973)$495$478$154,548
139 ($973)$493$479$154,069
140 ($973)$492$481$153,588
141 ($973)$490$483$153,105
142 ($973)$489$484$152,621
143 ($973)$487$486$152,136
144 ($973)$486$487$151,648
Year 13 - 145 ($973)$484$489$151,160
146 ($973)$482$490$150,669
147 ($973)$481$492$150,178
148 ($973)$479$493$149,684
149 ($973)$478$495$149,189
150 ($973)$476$497$148,693
151 ($973)$475$498$148,194
152 ($973)$473$500$147,695
153 ($973)$471$501$147,193
154 ($973)$470$503$146,690
155 ($973)$468$505$146,186
156 ($973)$467$506$145,680
Year 14 - 157 ($973)$465$508$145,172
158 ($973)$463$509$144,662
159 ($973)$462$511$144,151
160 ($973)$460$513$143,639
161 ($973)$458$514$143,124
162 ($973)$457$516$142,608
163 ($973)$455$518$142,091
164 ($973)$454$519$141,572
165 ($973)$452$521$141,051
166 ($973)$450$523$140,528
167 ($973)$449$524$140,004
168 ($973)$447$526$139,478
Year 15 - 169 ($973)$445$528$138,950
170 ($973)$443$529$138,421
171 ($973)$442$531$137,890
172 ($973)$440$533$137,358
173 ($973)$438$534$136,823
174 ($973)$437$536$136,287
175 ($973)$435$538$135,749
176 ($973)$433$539$135,210
177 ($973)$432$541$134,669
178 ($973)$430$543$134,126
179 ($973)$428$545$133,581
180 ($973)$426$546$133,035
Year 16 - 181 ($973)$425$548$132,487
182 ($973)$423$550$131,937
183 ($973)$421$552$131,385
184 ($973)$419$553$130,832
185 ($973)$418$555$130,276
186 ($973)$416$557$129,720
187 ($973)$414$559$129,161
188 ($973)$412$561$128,600
189 ($973)$410$562$128,038
190 ($973)$409$564$127,474
191 ($973)$407$566$126,908
192 ($973)$405$568$126,340
Year 17 - 193 ($973)$403$570$125,771
194 ($973)$401$571$125,199
195 ($973)$400$573$124,626
196 ($973)$398$575$124,051
197 ($973)$396$577$123,474
198 ($973)$394$579$122,896
199 ($973)$392$581$122,315
200 ($973)$390$582$121,733
201 ($973)$389$584$121,149
202 ($973)$387$586$120,563
203 ($973)$385$588$119,975
204 ($973)$383$590$119,385
Year 18 - 205 ($973)$381$592$118,793
206 ($973)$379$594$118,200
207 ($973)$377$595$117,604
208 ($973)$375$597$117,007
209 ($973)$373$599$116,407
210 ($973)$372$601$115,806
211 ($973)$370$603$115,203
212 ($973)$368$605$114,598
213 ($973)$366$607$113,991
214 ($973)$364$609$113,382
215 ($973)$362$611$112,771
216 ($973)$360$613$112,158
Year 19 - 217 ($973)$358$615$111,544
218 ($973)$356$617$110,927
219 ($973)$354$619$110,308
220 ($973)$352$621$109,688
221 ($973)$350$623$109,065
222 ($973)$348$625$108,440
223 ($973)$346$627$107,814
224 ($973)$344$629$107,185
225 ($973)$342$631$106,554
226 ($973)$340$633$105,922
227 ($973)$338$635$105,287
228 ($973)$336$637$104,650
Year 20 - 229 ($973)$334$639$104,011
230 ($973)$332$641$103,371
231 ($973)$330$643$102,728
232 ($973)$328$645$102,083
233 ($973)$326$647$101,436
234 ($973)$324$649$100,787
235 ($973)$322$651$100,136
236 ($973)$320$653$99,483
237 ($973)$318$655$98,828
238 ($973)$315$657$98,170
239 ($973)$313$659$97,511
240 ($973)$311$662$96,849
Year 21 - 241 ($973)$309$664$96,186
242 ($973)$307$666$95,520
243 ($973)$305$668$94,852
244 ($973)$303$670$94,182
245 ($973)$301$672$93,510
246 ($973)$298$674$92,836
247 ($973)$296$676$92,159
248 ($973)$294$679$91,481
249 ($973)$292$681$90,800
250 ($973)$290$683$90,117
251 ($973)$288$685$89,432
252 ($973)$285$687$88,744
Year 22 - 253 ($973)$283$690$88,055
254 ($973)$281$692$87,363
255 ($973)$279$694$86,669
256 ($973)$277$696$85,973
257 ($973)$274$698$85,275
258 ($973)$272$701$84,574
259 ($973)$270$703$83,871
260 ($973)$268$705$83,166
261 ($973)$265$707$82,459
262 ($973)$263$710$81,750
263 ($973)$261$712$81,038
264 ($973)$259$714$80,324
Year 23 - 265 ($973)$256$716$79,607
266 ($973)$254$719$78,889
267 ($973)$252$721$78,168
268 ($973)$249$723$77,444
269 ($973)$247$726$76,719
270 ($973)$245$728$75,991
271 ($973)$243$730$75,261
272 ($973)$240$733$74,528
273 ($973)$238$735$73,793
274 ($973)$236$737$73,056
275 ($973)$233$740$72,316
276 ($973)$231$742$71,574
Year 24 - 277 ($973)$228$744$70,830
278 ($973)$226$747$70,084
279 ($973)$224$749$69,334
280 ($973)$221$751$68,583
281 ($973)$219$754$67,829
282 ($973)$216$756$67,073
283 ($973)$214$759$66,314
284 ($973)$212$761$65,553
285 ($973)$209$764$64,790
286 ($973)$207$766$64,024
287 ($973)$204$768$63,255
288 ($973)$202$771$62,484
Year 25 - 289 ($973)$199$773$61,711
290 ($973)$197$776$60,935
291 ($973)$194$778$60,157
292 ($973)$192$781$59,376
293 ($973)$190$783$58,593
294 ($973)$187$786$57,807
295 ($973)$185$788$57,019
296 ($973)$182$791$56,228
297 ($973)$179$793$55,435
298 ($973)$177$796$54,639
299 ($973)$174$798$53,841
300 ($973)$172$801$53,040
Year 26 - 301 ($973)$169$803$52,236
302 ($973)$167$806$51,430
303 ($973)$164$809$50,622
304 ($973)$162$811$49,811
305 ($973)$159$814$48,997
306 ($973)$156$816$48,181
307 ($973)$154$819$47,362
308 ($973)$151$822$46,540
309 ($973)$149$824$45,716
310 ($973)$146$827$44,889
311 ($973)$143$829$44,059
312 ($973)$141$832$43,227
Year 27 - 313 ($973)$138$835$42,393
314 ($973)$135$837$41,555
315 ($973)$133$840$40,715
316 ($973)$130$843$39,872
317 ($973)$127$845$39,027
318 ($973)$125$848$38,179
319 ($973)$122$851$37,328
320 ($973)$119$854$36,474
321 ($973)$116$856$35,618
322 ($973)$114$859$34,759
323 ($973)$111$862$33,897
324 ($973)$108$865$33,032
Year 28 - 325 ($973)$105$867$32,165
326 ($973)$103$870$31,295
327 ($973)$100$873$30,422
328 ($973)$97$876$29,546
329 ($973)$94$878$28,668
330 ($973)$91$881$27,787
331 ($973)$89$884$26,903
332 ($973)$86$887$26,016
333 ($973)$83$890$25,126
334 ($973)$80$893$24,233
335 ($973)$77$895$23,338
336 ($973)$74$898$22,440
Year 29 - 337 ($973)$72$901$21,539
338 ($973)$69$904$20,635
339 ($973)$66$907$19,728
340 ($973)$63$910$18,818
341 ($973)$60$913$17,905
342 ($973)$57$916$16,990
343 ($973)$54$919$16,071
344 ($973)$51$921$15,150
345 ($973)$48$924$14,225
346 ($973)$45$927$13,298
347 ($973)$42$930$12,368
348 ($973)$39$933$11,434
Year 30 - 349 ($973)$36$936$10,498
350 ($973)$34$939$9,559
351 ($973)$31$942$8,617
352 ($973)$28$945$7,671
353 ($973)$24$948$6,723
354 ($973)$21$951$5,772
355 ($973)$18$954$4,818
356 ($973)$15$957$3,860
357 ($973)$12$960$2,900
358 ($973)$9$963$1,936
359 ($973)$6$967$970
360 ($973)$3$970$0
TOTALS$142,189$208,000$350,189

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.