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Mortgage Payment Schedule for a $264,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($52,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,000 360 $148,727 $359,927

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $264,000
Down Payment $52,800$211,200
Year 1 - 1 ($1,000)$692$308$210,892
2 ($1,000)$691$309$210,583
3 ($1,000)$690$310$210,273
4 ($1,000)$689$311$209,961
5 ($1,000)$688$312$209,649
6 ($1,000)$687$313$209,336
7 ($1,000)$686$314$209,022
8 ($1,000)$685$315$208,707
9 ($1,000)$684$316$208,390
10 ($1,000)$682$317$208,073
11 ($1,000)$681$318$207,755
12 ($1,000)$680$319$207,435
Year 2 - 13 ($1,000)$679$320$207,115
14 ($1,000)$678$321$206,793
15 ($1,000)$677$323$206,471
16 ($1,000)$676$324$206,147
17 ($1,000)$675$325$205,823
18 ($1,000)$674$326$205,497
19 ($1,000)$673$327$205,170
20 ($1,000)$672$328$204,842
21 ($1,000)$671$329$204,513
22 ($1,000)$670$330$204,183
23 ($1,000)$669$331$203,852
24 ($1,000)$668$332$203,520
Year 3 - 25 ($1,000)$667$333$203,187
26 ($1,000)$665$334$202,852
27 ($1,000)$664$335$202,517
28 ($1,000)$663$337$202,180
29 ($1,000)$662$338$201,843
30 ($1,000)$661$339$201,504
31 ($1,000)$660$340$201,164
32 ($1,000)$659$341$200,823
33 ($1,000)$658$342$200,481
34 ($1,000)$657$343$200,138
35 ($1,000)$655$344$199,793
36 ($1,000)$654$345$199,448
Year 4 - 37 ($1,000)$653$347$199,101
38 ($1,000)$652$348$198,753
39 ($1,000)$651$349$198,405
40 ($1,000)$650$350$198,055
41 ($1,000)$649$351$197,703
42 ($1,000)$647$352$197,351
43 ($1,000)$646$353$196,998
44 ($1,000)$645$355$196,643
45 ($1,000)$644$356$196,287
46 ($1,000)$643$357$195,930
47 ($1,000)$642$358$195,572
48 ($1,000)$640$359$195,213
Year 5 - 49 ($1,000)$639$360$194,852
50 ($1,000)$638$362$194,491
51 ($1,000)$637$363$194,128
52 ($1,000)$636$364$193,764
53 ($1,000)$635$365$193,399
54 ($1,000)$633$366$193,032
55 ($1,000)$632$368$192,665
56 ($1,000)$631$369$192,296
57 ($1,000)$630$370$191,926
58 ($1,000)$629$371$191,554
59 ($1,000)$627$372$191,182
60 ($1,000)$626$374$190,808
Year 6 - 61 ($1,000)$625$375$190,433
62 ($1,000)$624$376$190,057
63 ($1,000)$622$377$189,680
64 ($1,000)$621$379$189,301
65 ($1,000)$620$380$188,922
66 ($1,000)$619$381$188,540
67 ($1,000)$617$382$188,158
68 ($1,000)$616$384$187,775
69 ($1,000)$615$385$187,390
70 ($1,000)$614$386$187,004
71 ($1,000)$612$387$186,616
72 ($1,000)$611$389$186,228
Year 7 - 73 ($1,000)$610$390$185,838
74 ($1,000)$609$391$185,447
75 ($1,000)$607$392$185,054
76 ($1,000)$606$394$184,660
77 ($1,000)$605$395$184,265
78 ($1,000)$603$396$183,869
79 ($1,000)$602$398$183,471
80 ($1,000)$601$399$183,072
81 ($1,000)$600$400$182,672
82 ($1,000)$598$402$182,271
83 ($1,000)$597$403$181,868
84 ($1,000)$596$404$181,464
Year 8 - 85 ($1,000)$594$406$181,058
86 ($1,000)$593$407$180,651
87 ($1,000)$592$408$180,243
88 ($1,000)$590$410$179,834
89 ($1,000)$589$411$179,423
90 ($1,000)$588$412$179,011
91 ($1,000)$586$414$178,597
92 ($1,000)$585$415$178,182
93 ($1,000)$584$416$177,766
94 ($1,000)$582$418$177,348
95 ($1,000)$581$419$176,929
96 ($1,000)$579$420$176,509
Year 9 - 97 ($1,000)$578$422$176,087
98 ($1,000)$577$423$175,664
99 ($1,000)$575$424$175,240
100 ($1,000)$574$426$174,814
101 ($1,000)$573$427$174,386
102 ($1,000)$571$429$173,958
103 ($1,000)$570$430$173,528
104 ($1,000)$568$431$173,096
105 ($1,000)$567$433$172,663
106 ($1,000)$565$434$172,229
107 ($1,000)$564$436$171,793
108 ($1,000)$563$437$171,356
Year 10 - 109 ($1,000)$561$439$170,917
110 ($1,000)$560$440$170,477
111 ($1,000)$558$441$170,036
112 ($1,000)$557$443$169,593
113 ($1,000)$555$444$169,149
114 ($1,000)$554$446$168,703
115 ($1,000)$553$447$168,255
116 ($1,000)$551$449$167,807
117 ($1,000)$550$450$167,357
118 ($1,000)$548$452$166,905
119 ($1,000)$547$453$166,452
120 ($1,000)$545$455$165,997
Year 11 - 121 ($1,000)$544$456$165,541
122 ($1,000)$542$458$165,083
123 ($1,000)$541$459$164,624
124 ($1,000)$539$461$164,163
125 ($1,000)$538$462$163,701
126 ($1,000)$536$464$163,238
127 ($1,000)$535$465$162,772
128 ($1,000)$533$467$162,306
129 ($1,000)$532$468$161,837
130 ($1,000)$530$470$161,368
131 ($1,000)$528$471$160,896
132 ($1,000)$527$473$160,423
Year 12 - 133 ($1,000)$525$474$159,949
134 ($1,000)$524$476$159,473
135 ($1,000)$522$478$158,995
136 ($1,000)$521$479$158,516
137 ($1,000)$519$481$158,036
138 ($1,000)$518$482$157,554
139 ($1,000)$516$484$157,070
140 ($1,000)$514$485$156,584
141 ($1,000)$513$487$156,097
142 ($1,000)$511$489$155,609
143 ($1,000)$510$490$155,119
144 ($1,000)$508$492$154,627
Year 13 - 145 ($1,000)$506$493$154,133
146 ($1,000)$505$495$153,638
147 ($1,000)$503$497$153,142
148 ($1,000)$502$498$152,644
149 ($1,000)$500$500$152,144
150 ($1,000)$498$502$151,642
151 ($1,000)$497$503$151,139
152 ($1,000)$495$505$150,634
153 ($1,000)$493$506$150,128
154 ($1,000)$492$508$149,620
155 ($1,000)$490$510$149,110
156 ($1,000)$488$511$148,598
Year 14 - 157 ($1,000)$487$513$148,085
158 ($1,000)$485$515$147,570
159 ($1,000)$483$517$147,054
160 ($1,000)$482$518$146,536
161 ($1,000)$480$520$146,016
162 ($1,000)$478$522$145,494
163 ($1,000)$476$523$144,971
164 ($1,000)$475$525$144,446
165 ($1,000)$473$527$143,919
166 ($1,000)$471$528$143,391
167 ($1,000)$470$530$142,860
168 ($1,000)$468$532$142,328
Year 15 - 169 ($1,000)$466$534$141,795
170 ($1,000)$464$535$141,259
171 ($1,000)$463$537$140,722
172 ($1,000)$461$539$140,183
173 ($1,000)$459$541$139,643
174 ($1,000)$457$542$139,100
175 ($1,000)$456$544$138,556
176 ($1,000)$454$546$138,010
177 ($1,000)$452$548$137,462
178 ($1,000)$450$550$136,912
179 ($1,000)$448$551$136,361
180 ($1,000)$447$553$135,808
Year 16 - 181 ($1,000)$445$555$135,253
182 ($1,000)$443$557$134,696
183 ($1,000)$441$559$134,137
184 ($1,000)$439$560$133,577
185 ($1,000)$437$562$133,014
186 ($1,000)$436$564$132,450
187 ($1,000)$434$566$131,884
188 ($1,000)$432$568$131,316
189 ($1,000)$430$570$130,747
190 ($1,000)$428$572$130,175
191 ($1,000)$426$573$129,602
192 ($1,000)$424$575$129,026
Year 17 - 193 ($1,000)$423$577$128,449
194 ($1,000)$421$579$127,870
195 ($1,000)$419$581$127,289
196 ($1,000)$417$583$126,706
197 ($1,000)$415$585$126,121
198 ($1,000)$413$587$125,534
199 ($1,000)$411$589$124,946
200 ($1,000)$409$591$124,355
201 ($1,000)$407$593$123,762
202 ($1,000)$405$594$123,168
203 ($1,000)$403$596$122,572
204 ($1,000)$401$598$121,973
Year 18 - 205 ($1,000)$399$600$121,373
206 ($1,000)$397$602$120,771
207 ($1,000)$396$604$120,166
208 ($1,000)$394$606$119,560
209 ($1,000)$392$608$118,952
210 ($1,000)$390$610$118,342
211 ($1,000)$388$612$117,729
212 ($1,000)$386$614$117,115
213 ($1,000)$384$616$116,499
214 ($1,000)$382$618$115,881
215 ($1,000)$380$620$115,260
216 ($1,000)$377$622$114,638
Year 19 - 217 ($1,000)$375$624$114,014
218 ($1,000)$373$626$113,387
219 ($1,000)$371$628$112,759
220 ($1,000)$369$631$112,128
221 ($1,000)$367$633$111,496
222 ($1,000)$365$635$110,861
223 ($1,000)$363$637$110,224
224 ($1,000)$361$639$109,586
225 ($1,000)$359$641$108,945
226 ($1,000)$357$643$108,302
227 ($1,000)$355$645$107,657
228 ($1,000)$353$647$107,009
Year 20 - 229 ($1,000)$350$649$106,360
230 ($1,000)$348$651$105,708
231 ($1,000)$346$654$105,055
232 ($1,000)$344$656$104,399
233 ($1,000)$342$658$103,741
234 ($1,000)$340$660$103,081
235 ($1,000)$338$662$102,419
236 ($1,000)$335$664$101,755
237 ($1,000)$333$667$101,088
238 ($1,000)$331$669$100,419
239 ($1,000)$329$671$99,748
240 ($1,000)$327$673$99,075
Year 21 - 241 ($1,000)$324$675$98,400
242 ($1,000)$322$678$97,722
243 ($1,000)$320$680$97,043
244 ($1,000)$318$682$96,361
245 ($1,000)$316$684$95,676
246 ($1,000)$313$686$94,990
247 ($1,000)$311$689$94,301
248 ($1,000)$309$691$93,610
249 ($1,000)$307$693$92,917
250 ($1,000)$304$695$92,222
251 ($1,000)$302$698$91,524
252 ($1,000)$300$700$90,824
Year 22 - 253 ($1,000)$297$702$90,121
254 ($1,000)$295$705$89,417
255 ($1,000)$293$707$88,710
256 ($1,000)$291$709$88,001
257 ($1,000)$288$712$87,289
258 ($1,000)$286$714$86,575
259 ($1,000)$284$716$85,859
260 ($1,000)$281$719$85,140
261 ($1,000)$279$721$84,419
262 ($1,000)$276$723$83,696
263 ($1,000)$274$726$82,970
264 ($1,000)$272$728$82,242
Year 23 - 265 ($1,000)$269$730$81,512
266 ($1,000)$267$733$80,779
267 ($1,000)$265$735$80,044
268 ($1,000)$262$738$79,306
269 ($1,000)$260$740$78,566
270 ($1,000)$257$742$77,823
271 ($1,000)$255$745$77,078
272 ($1,000)$252$747$76,331
273 ($1,000)$250$750$75,581
274 ($1,000)$248$752$74,829
275 ($1,000)$245$755$74,074
276 ($1,000)$243$757$73,317
Year 24 - 277 ($1,000)$240$760$72,557
278 ($1,000)$238$762$71,795
279 ($1,000)$235$765$71,031
280 ($1,000)$233$767$70,263
281 ($1,000)$230$770$69,494
282 ($1,000)$228$772$68,722
283 ($1,000)$225$775$67,947
284 ($1,000)$223$777$67,170
285 ($1,000)$220$780$66,390
286 ($1,000)$217$782$65,607
287 ($1,000)$215$785$64,822
288 ($1,000)$212$788$64,035
Year 25 - 289 ($1,000)$210$790$63,245
290 ($1,000)$207$793$62,452
291 ($1,000)$205$795$61,657
292 ($1,000)$202$798$60,859
293 ($1,000)$199$800$60,059
294 ($1,000)$197$803$59,255
295 ($1,000)$194$806$58,450
296 ($1,000)$191$808$57,641
297 ($1,000)$189$811$56,830
298 ($1,000)$186$814$56,017
299 ($1,000)$183$816$55,200
300 ($1,000)$181$819$54,381
Year 26 - 301 ($1,000)$178$822$53,560
302 ($1,000)$175$824$52,735
303 ($1,000)$173$827$51,908
304 ($1,000)$170$830$51,078
305 ($1,000)$167$833$50,246
306 ($1,000)$165$835$49,411
307 ($1,000)$162$838$48,573
308 ($1,000)$159$841$47,732
309 ($1,000)$156$843$46,888
310 ($1,000)$154$846$46,042
311 ($1,000)$151$849$45,193
312 ($1,000)$148$852$44,341
Year 27 - 313 ($1,000)$145$855$43,487
314 ($1,000)$142$857$42,629
315 ($1,000)$140$860$41,769
316 ($1,000)$137$863$40,906
317 ($1,000)$134$866$40,040
318 ($1,000)$131$869$39,172
319 ($1,000)$128$872$38,300
320 ($1,000)$125$874$37,426
321 ($1,000)$123$877$36,549
322 ($1,000)$120$880$35,668
323 ($1,000)$117$883$34,785
324 ($1,000)$114$886$33,900
Year 28 - 325 ($1,000)$111$889$33,011
326 ($1,000)$108$892$32,119
327 ($1,000)$105$895$31,225
328 ($1,000)$102$898$30,327
329 ($1,000)$99$900$29,427
330 ($1,000)$96$903$28,523
331 ($1,000)$93$906$27,617
332 ($1,000)$90$909$26,707
333 ($1,000)$87$912$25,795
334 ($1,000)$84$915$24,880
335 ($1,000)$81$918$23,961
336 ($1,000)$78$921$23,040
Year 29 - 337 ($1,000)$75$924$22,116
338 ($1,000)$72$927$21,188
339 ($1,000)$69$930$20,258
340 ($1,000)$66$933$19,325
341 ($1,000)$63$937$18,388
342 ($1,000)$60$940$17,448
343 ($1,000)$57$943$16,506
344 ($1,000)$54$946$15,560
345 ($1,000)$51$949$14,611
346 ($1,000)$48$952$13,659
347 ($1,000)$45$955$12,704
348 ($1,000)$42$958$11,746
Year 30 - 349 ($1,000)$38$961$10,785
350 ($1,000)$35$964$9,820
351 ($1,000)$32$968$8,853
352 ($1,000)$29$971$7,882
353 ($1,000)$26$974$6,908
354 ($1,000)$23$977$5,931
355 ($1,000)$19$980$4,950
356 ($1,000)$16$984$3,967
357 ($1,000)$13$987$2,980
358 ($1,000)$10$990$1,990
359 ($1,000)$7$993$997
360 ($1,000)$3$997$0
TOTALS$148,727$211,200$359,927

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.