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Mortgage Payment Schedule for a $265,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($53,000) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$985 360 $142,750 $354,750

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $265,000
Down Payment $53,000$212,000
Year 1 - 1 ($985)$668$318$211,682
2 ($985)$667$319$211,364
3 ($985)$666$320$211,044
4 ($985)$665$321$210,724
5 ($985)$664$322$210,402
6 ($985)$663$323$210,079
7 ($985)$662$324$209,756
8 ($985)$661$325$209,431
9 ($985)$660$326$209,105
10 ($985)$659$327$208,778
11 ($985)$658$328$208,451
12 ($985)$657$329$208,122
Year 2 - 13 ($985)$656$330$207,792
14 ($985)$655$331$207,461
15 ($985)$654$332$207,129
16 ($985)$652$333$206,796
17 ($985)$651$334$206,462
18 ($985)$650$335$206,127
19 ($985)$649$336$205,791
20 ($985)$648$337$205,454
21 ($985)$647$338$205,116
22 ($985)$646$339$204,776
23 ($985)$645$340$204,436
24 ($985)$644$341$204,095
Year 3 - 25 ($985)$643$343$203,752
26 ($985)$642$344$203,408
27 ($985)$641$345$203,064
28 ($985)$640$346$202,718
29 ($985)$639$347$202,371
30 ($985)$637$348$202,023
31 ($985)$636$349$201,674
32 ($985)$635$350$201,324
33 ($985)$634$351$200,973
34 ($985)$633$352$200,620
35 ($985)$632$353$200,267
36 ($985)$631$355$199,912
Year 4 - 37 ($985)$630$356$199,557
38 ($985)$629$357$199,200
39 ($985)$627$358$198,842
40 ($985)$626$359$198,483
41 ($985)$625$360$198,123
42 ($985)$624$361$197,761
43 ($985)$623$362$197,399
44 ($985)$622$364$197,035
45 ($985)$621$365$196,670
46 ($985)$620$366$196,305
47 ($985)$618$367$195,938
48 ($985)$617$368$195,569
Year 5 - 49 ($985)$616$369$195,200
50 ($985)$615$371$194,829
51 ($985)$614$372$194,458
52 ($985)$613$373$194,085
53 ($985)$611$374$193,711
54 ($985)$610$375$193,336
55 ($985)$609$376$192,959
56 ($985)$608$378$192,582
57 ($985)$607$379$192,203
58 ($985)$605$380$191,823
59 ($985)$604$381$191,442
60 ($985)$603$382$191,059
Year 6 - 61 ($985)$602$384$190,676
62 ($985)$601$385$190,291
63 ($985)$599$386$189,905
64 ($985)$598$387$189,518
65 ($985)$597$388$189,129
66 ($985)$596$390$188,740
67 ($985)$595$391$188,349
68 ($985)$593$392$187,957
69 ($985)$592$393$187,563
70 ($985)$591$395$187,169
71 ($985)$590$396$186,773
72 ($985)$588$397$186,376
Year 7 - 73 ($985)$587$398$185,977
74 ($985)$586$400$185,578
75 ($985)$585$401$185,177
76 ($985)$583$402$184,775
77 ($985)$582$403$184,371
78 ($985)$581$405$183,967
79 ($985)$579$406$183,561
80 ($985)$578$407$183,154
81 ($985)$577$408$182,745
82 ($985)$576$410$182,335
83 ($985)$574$411$181,924
84 ($985)$573$412$181,512
Year 8 - 85 ($985)$572$414$181,098
86 ($985)$570$415$180,683
87 ($985)$569$416$180,267
88 ($985)$568$418$179,850
89 ($985)$567$419$179,431
90 ($985)$565$420$179,010
91 ($985)$564$422$178,589
92 ($985)$563$423$178,166
93 ($985)$561$424$177,742
94 ($985)$560$426$177,316
95 ($985)$559$427$176,889
96 ($985)$557$428$176,461
Year 9 - 97 ($985)$556$430$176,032
98 ($985)$554$431$175,601
99 ($985)$553$432$175,168
100 ($985)$552$434$174,735
101 ($985)$550$435$174,300
102 ($985)$549$436$173,863
103 ($985)$548$438$173,426
104 ($985)$546$439$172,987
105 ($985)$545$441$172,546
106 ($985)$544$442$172,104
107 ($985)$542$443$171,661
108 ($985)$541$445$171,216
Year 10 - 109 ($985)$539$446$170,770
110 ($985)$538$447$170,323
111 ($985)$537$449$169,874
112 ($985)$535$450$169,423
113 ($985)$534$452$168,972
114 ($985)$532$453$168,518
115 ($985)$531$455$168,064
116 ($985)$529$456$167,608
117 ($985)$528$457$167,150
118 ($985)$527$459$166,692
119 ($985)$525$460$166,231
120 ($985)$524$462$165,769
Year 11 - 121 ($985)$522$463$165,306
122 ($985)$521$465$164,841
123 ($985)$519$466$164,375
124 ($985)$518$468$163,908
125 ($985)$516$469$163,439
126 ($985)$515$471$162,968
127 ($985)$513$472$162,496
128 ($985)$512$474$162,022
129 ($985)$510$475$161,547
130 ($985)$509$477$161,071
131 ($985)$507$478$160,593
132 ($985)$506$480$160,113
Year 12 - 133 ($985)$504$481$159,632
134 ($985)$503$483$159,150
135 ($985)$501$484$158,665
136 ($985)$500$486$158,180
137 ($985)$498$487$157,693
138 ($985)$497$489$157,204
139 ($985)$495$490$156,714
140 ($985)$494$492$156,222
141 ($985)$492$493$155,729
142 ($985)$491$495$155,234
143 ($985)$489$496$154,737
144 ($985)$487$498$154,239
Year 13 - 145 ($985)$486$500$153,740
146 ($985)$484$501$153,239
147 ($985)$483$503$152,736
148 ($985)$481$504$152,232
149 ($985)$480$506$151,726
150 ($985)$478$507$151,218
151 ($985)$476$509$150,709
152 ($985)$475$511$150,198
153 ($985)$473$512$149,686
154 ($985)$472$514$149,172
155 ($985)$470$516$148,657
156 ($985)$468$517$148,140
Year 14 - 157 ($985)$467$519$147,621
158 ($985)$465$520$147,100
159 ($985)$463$522$146,578
160 ($985)$462$524$146,055
161 ($985)$460$525$145,529
162 ($985)$458$527$145,002
163 ($985)$457$529$144,474
164 ($985)$455$530$143,943
165 ($985)$453$532$143,411
166 ($985)$452$534$142,878
167 ($985)$450$535$142,342
168 ($985)$448$537$141,805
Year 15 - 169 ($985)$447$539$141,267
170 ($985)$445$540$140,726
171 ($985)$443$542$140,184
172 ($985)$442$544$139,640
173 ($985)$440$546$139,095
174 ($985)$438$547$138,547
175 ($985)$436$549$137,998
176 ($985)$435$551$137,448
177 ($985)$433$552$136,895
178 ($985)$431$554$136,341
179 ($985)$429$556$135,785
180 ($985)$428$558$135,227
Year 16 - 181 ($985)$426$559$134,668
182 ($985)$424$561$134,107
183 ($985)$422$563$133,544
184 ($985)$421$565$132,979
185 ($985)$419$567$132,412
186 ($985)$417$568$131,844
187 ($985)$415$570$131,274
188 ($985)$414$572$130,702
189 ($985)$412$574$130,128
190 ($985)$410$576$129,553
191 ($985)$408$577$128,976
192 ($985)$406$579$128,396
Year 17 - 193 ($985)$404$581$127,815
194 ($985)$403$583$127,233
195 ($985)$401$585$126,648
196 ($985)$399$586$126,062
197 ($985)$397$588$125,473
198 ($985)$395$590$124,883
199 ($985)$393$592$124,291
200 ($985)$392$594$123,697
201 ($985)$390$596$123,101
202 ($985)$388$598$122,504
203 ($985)$386$600$121,904
204 ($985)$384$601$121,303
Year 18 - 205 ($985)$382$603$120,699
206 ($985)$380$605$120,094
207 ($985)$378$607$119,487
208 ($985)$376$609$118,878
209 ($985)$374$611$118,267
210 ($985)$373$613$117,654
211 ($985)$371$615$117,039
212 ($985)$369$617$116,423
213 ($985)$367$619$115,804
214 ($985)$365$621$115,183
215 ($985)$363$623$114,561
216 ($985)$361$625$113,936
Year 19 - 217 ($985)$359$627$113,310
218 ($985)$357$628$112,681
219 ($985)$355$630$112,051
220 ($985)$353$632$111,418
221 ($985)$351$634$110,784
222 ($985)$349$636$110,147
223 ($985)$347$638$109,509
224 ($985)$345$640$108,868
225 ($985)$343$642$108,226
226 ($985)$341$645$107,581
227 ($985)$339$647$106,935
228 ($985)$337$649$106,286
Year 20 - 229 ($985)$335$651$105,636
230 ($985)$333$653$104,983
231 ($985)$331$655$104,328
232 ($985)$329$657$103,672
233 ($985)$327$659$103,013
234 ($985)$324$661$102,352
235 ($985)$322$663$101,689
236 ($985)$320$665$101,024
237 ($985)$318$667$100,356
238 ($985)$316$669$99,687
239 ($985)$314$671$99,016
240 ($985)$312$674$98,342
Year 21 - 241 ($985)$310$676$97,667
242 ($985)$308$678$96,989
243 ($985)$306$680$96,309
244 ($985)$303$682$95,627
245 ($985)$301$684$94,943
246 ($985)$299$686$94,256
247 ($985)$297$689$93,568
248 ($985)$295$691$92,877
249 ($985)$293$693$92,184
250 ($985)$290$695$91,489
251 ($985)$288$697$90,792
252 ($985)$286$699$90,093
Year 22 - 253 ($985)$284$702$89,391
254 ($985)$282$704$88,687
255 ($985)$279$706$87,981
256 ($985)$277$708$87,273
257 ($985)$275$711$86,562
258 ($985)$273$713$85,850
259 ($985)$270$715$85,135
260 ($985)$268$717$84,417
261 ($985)$266$720$83,698
262 ($985)$264$722$82,976
263 ($985)$261$724$82,252
264 ($985)$259$726$81,526
Year 23 - 265 ($985)$257$729$80,797
266 ($985)$255$731$80,066
267 ($985)$252$733$79,333
268 ($985)$250$736$78,597
269 ($985)$248$738$77,860
270 ($985)$245$740$77,119
271 ($985)$243$742$76,377
272 ($985)$241$745$75,632
273 ($985)$238$747$74,885
274 ($985)$236$750$74,135
275 ($985)$234$752$73,384
276 ($985)$231$754$72,629
Year 24 - 277 ($985)$229$757$71,873
278 ($985)$226$759$71,114
279 ($985)$224$761$70,352
280 ($985)$222$764$69,588
281 ($985)$219$766$68,822
282 ($985)$217$769$68,054
283 ($985)$214$771$67,283
284 ($985)$212$773$66,509
285 ($985)$210$776$65,733
286 ($985)$207$778$64,955
287 ($985)$205$781$64,174
288 ($985)$202$783$63,391
Year 25 - 289 ($985)$200$786$62,605
290 ($985)$197$788$61,817
291 ($985)$195$791$61,026
292 ($985)$192$793$60,233
293 ($985)$190$796$59,437
294 ($985)$187$798$58,639
295 ($985)$185$801$57,838
296 ($985)$182$803$57,035
297 ($985)$180$806$56,229
298 ($985)$177$808$55,421
299 ($985)$175$811$54,610
300 ($985)$172$813$53,797
Year 26 - 301 ($985)$169$816$52,981
302 ($985)$167$819$52,162
303 ($985)$164$821$51,341
304 ($985)$162$824$50,517
305 ($985)$159$826$49,691
306 ($985)$157$829$48,862
307 ($985)$154$832$48,031
308 ($985)$151$834$47,197
309 ($985)$149$837$46,360
310 ($985)$146$839$45,521
311 ($985)$143$842$44,679
312 ($985)$141$845$43,834
Year 27 - 313 ($985)$138$847$42,987
314 ($985)$135$850$42,136
315 ($985)$133$853$41,284
316 ($985)$130$855$40,428
317 ($985)$127$858$39,570
318 ($985)$125$861$38,710
319 ($985)$122$863$37,846
320 ($985)$119$866$36,980
321 ($985)$116$869$36,111
322 ($985)$114$872$35,239
323 ($985)$111$874$34,365
324 ($985)$108$877$33,488
Year 28 - 325 ($985)$105$880$32,608
326 ($985)$103$883$31,725
327 ($985)$100$885$30,840
328 ($985)$97$888$29,951
329 ($985)$94$891$29,060
330 ($985)$92$894$28,166
331 ($985)$89$897$27,270
332 ($985)$86$900$26,370
333 ($985)$83$902$25,468
334 ($985)$80$905$24,563
335 ($985)$77$908$23,655
336 ($985)$75$911$22,744
Year 29 - 337 ($985)$72$914$21,830
338 ($985)$69$917$20,913
339 ($985)$66$920$19,994
340 ($985)$63$922$19,071
341 ($985)$60$925$18,146
342 ($985)$57$928$17,218
343 ($985)$54$931$16,287
344 ($985)$51$934$15,352
345 ($985)$48$937$14,415
346 ($985)$45$940$13,475
347 ($985)$42$943$12,532
348 ($985)$39$946$11,586
Year 30 - 349 ($985)$36$949$10,637
350 ($985)$34$952$9,686
351 ($985)$31$955$8,731
352 ($985)$28$958$7,773
353 ($985)$24$961$6,812
354 ($985)$21$964$5,848
355 ($985)$18$967$4,881
356 ($985)$15$970$3,911
357 ($985)$12$973$2,938
358 ($985)$9$976$1,962
359 ($985)$6$979$982
360 ($985)$3$982$0
TOTALS$142,750$212,000$354,750

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.