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Mortgage Payment Schedule for a $265,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($53,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,002 360 $148,852 $360,852

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $265,000
Down Payment $53,000$212,000
Year 1 - 1 ($1,002)$693$310$211,690
2 ($1,002)$692$311$211,379
3 ($1,002)$691$312$211,067
4 ($1,002)$689$313$210,755
5 ($1,002)$688$314$210,441
6 ($1,002)$687$315$210,126
7 ($1,002)$686$316$209,810
8 ($1,002)$685$317$209,493
9 ($1,002)$684$318$209,175
10 ($1,002)$683$319$208,856
11 ($1,002)$682$320$208,536
12 ($1,002)$681$321$208,214
Year 2 - 13 ($1,002)$680$322$207,892
14 ($1,002)$679$323$207,569
15 ($1,002)$678$324$207,245
16 ($1,002)$677$325$206,919
17 ($1,002)$676$326$206,593
18 ($1,002)$675$327$206,265
19 ($1,002)$674$329$205,937
20 ($1,002)$673$330$205,607
21 ($1,002)$672$331$205,276
22 ($1,002)$671$332$204,945
23 ($1,002)$669$333$204,612
24 ($1,002)$668$334$204,278
Year 3 - 25 ($1,002)$667$335$203,943
26 ($1,002)$666$336$203,607
27 ($1,002)$665$337$203,269
28 ($1,002)$664$338$202,931
29 ($1,002)$663$339$202,592
30 ($1,002)$662$341$202,251
31 ($1,002)$661$342$201,909
32 ($1,002)$660$343$201,567
33 ($1,002)$658$344$201,223
34 ($1,002)$657$345$200,878
35 ($1,002)$656$346$200,531
36 ($1,002)$655$347$200,184
Year 4 - 37 ($1,002)$654$348$199,836
38 ($1,002)$653$350$199,486
39 ($1,002)$652$351$199,135
40 ($1,002)$651$352$198,784
41 ($1,002)$649$353$198,431
42 ($1,002)$648$354$198,076
43 ($1,002)$647$355$197,721
44 ($1,002)$646$356$197,365
45 ($1,002)$645$358$197,007
46 ($1,002)$644$359$196,648
47 ($1,002)$642$360$196,288
48 ($1,002)$641$361$195,927
Year 5 - 49 ($1,002)$640$362$195,565
50 ($1,002)$639$364$195,201
51 ($1,002)$638$365$194,836
52 ($1,002)$636$366$194,470
53 ($1,002)$635$367$194,103
54 ($1,002)$634$368$193,735
55 ($1,002)$633$369$193,366
56 ($1,002)$632$371$192,995
57 ($1,002)$630$372$192,623
58 ($1,002)$629$373$192,250
59 ($1,002)$628$374$191,875
60 ($1,002)$627$376$191,500
Year 6 - 61 ($1,002)$626$377$191,123
62 ($1,002)$624$378$190,745
63 ($1,002)$623$379$190,366
64 ($1,002)$622$381$189,985
65 ($1,002)$621$382$189,604
66 ($1,002)$619$383$189,221
67 ($1,002)$618$384$188,836
68 ($1,002)$617$386$188,451
69 ($1,002)$616$387$188,064
70 ($1,002)$614$388$187,676
71 ($1,002)$613$389$187,287
72 ($1,002)$612$391$186,896
Year 7 - 73 ($1,002)$611$392$186,504
74 ($1,002)$609$393$186,111
75 ($1,002)$608$394$185,717
76 ($1,002)$607$396$185,321
77 ($1,002)$605$397$184,924
78 ($1,002)$604$398$184,526
79 ($1,002)$603$400$184,126
80 ($1,002)$601$401$183,725
81 ($1,002)$600$402$183,323
82 ($1,002)$599$404$182,920
83 ($1,002)$598$405$182,515
84 ($1,002)$596$406$182,109
Year 8 - 85 ($1,002)$595$407$181,701
86 ($1,002)$594$409$181,292
87 ($1,002)$592$410$180,882
88 ($1,002)$591$411$180,471
89 ($1,002)$590$413$180,058
90 ($1,002)$588$414$179,644
91 ($1,002)$587$416$179,228
92 ($1,002)$585$417$178,811
93 ($1,002)$584$418$178,393
94 ($1,002)$583$420$177,973
95 ($1,002)$581$421$177,552
96 ($1,002)$580$422$177,130
Year 9 - 97 ($1,002)$579$424$176,706
98 ($1,002)$577$425$176,281
99 ($1,002)$576$427$175,855
100 ($1,002)$574$428$175,427
101 ($1,002)$573$429$174,998
102 ($1,002)$572$431$174,567
103 ($1,002)$570$432$174,135
104 ($1,002)$569$434$173,701
105 ($1,002)$567$435$173,266
106 ($1,002)$566$436$172,830
107 ($1,002)$565$438$172,392
108 ($1,002)$563$439$171,953
Year 10 - 109 ($1,002)$562$441$171,512
110 ($1,002)$560$442$171,070
111 ($1,002)$559$444$170,627
112 ($1,002)$557$445$170,182
113 ($1,002)$556$446$169,735
114 ($1,002)$554$448$169,287
115 ($1,002)$553$449$168,838
116 ($1,002)$552$451$168,387
117 ($1,002)$550$452$167,935
118 ($1,002)$549$454$167,481
119 ($1,002)$547$455$167,026
120 ($1,002)$546$457$166,569
Year 11 - 121 ($1,002)$544$458$166,111
122 ($1,002)$543$460$165,651
123 ($1,002)$541$461$165,190
124 ($1,002)$540$463$164,727
125 ($1,002)$538$464$164,263
126 ($1,002)$537$466$163,797
127 ($1,002)$535$467$163,330
128 ($1,002)$534$469$162,861
129 ($1,002)$532$470$162,390
130 ($1,002)$530$472$161,919
131 ($1,002)$529$473$161,445
132 ($1,002)$527$475$160,970
Year 12 - 133 ($1,002)$526$477$160,494
134 ($1,002)$524$478$160,016
135 ($1,002)$523$480$159,536
136 ($1,002)$521$481$159,055
137 ($1,002)$520$483$158,572
138 ($1,002)$518$484$158,088
139 ($1,002)$516$486$157,602
140 ($1,002)$515$488$157,114
141 ($1,002)$513$489$156,625
142 ($1,002)$512$491$156,134
143 ($1,002)$510$492$155,642
144 ($1,002)$508$494$155,148
Year 13 - 145 ($1,002)$507$496$154,652
146 ($1,002)$505$497$154,155
147 ($1,002)$504$499$153,656
148 ($1,002)$502$500$153,156
149 ($1,002)$500$502$152,654
150 ($1,002)$499$504$152,150
151 ($1,002)$497$505$151,645
152 ($1,002)$495$507$151,138
153 ($1,002)$494$509$150,629
154 ($1,002)$492$510$150,119
155 ($1,002)$490$512$149,607
156 ($1,002)$489$514$149,093
Year 14 - 157 ($1,002)$487$515$148,578
158 ($1,002)$485$517$148,061
159 ($1,002)$484$519$147,542
160 ($1,002)$482$520$147,022
161 ($1,002)$480$522$146,500
162 ($1,002)$479$524$145,976
163 ($1,002)$477$526$145,450
164 ($1,002)$475$527$144,923
165 ($1,002)$473$529$144,394
166 ($1,002)$472$531$143,864
167 ($1,002)$470$532$143,331
168 ($1,002)$468$534$142,797
Year 15 - 169 ($1,002)$466$536$142,261
170 ($1,002)$465$538$141,723
171 ($1,002)$463$539$141,184
172 ($1,002)$461$541$140,643
173 ($1,002)$459$543$140,100
174 ($1,002)$458$545$139,555
175 ($1,002)$456$546$139,009
176 ($1,002)$454$548$138,461
177 ($1,002)$452$550$137,910
178 ($1,002)$451$552$137,359
179 ($1,002)$449$554$136,805
180 ($1,002)$447$555$136,249
Year 16 - 181 ($1,002)$445$557$135,692
182 ($1,002)$443$559$135,133
183 ($1,002)$441$561$134,572
184 ($1,002)$440$563$134,009
185 ($1,002)$438$565$133,445
186 ($1,002)$436$566$132,878
187 ($1,002)$434$568$132,310
188 ($1,002)$432$570$131,740
189 ($1,002)$430$572$131,168
190 ($1,002)$428$574$130,594
191 ($1,002)$427$576$130,018
192 ($1,002)$425$578$129,441
Year 17 - 193 ($1,002)$423$580$128,861
194 ($1,002)$421$581$128,280
195 ($1,002)$419$583$127,696
196 ($1,002)$417$585$127,111
197 ($1,002)$415$587$126,524
198 ($1,002)$413$589$125,935
199 ($1,002)$411$591$125,344
200 ($1,002)$409$593$124,751
201 ($1,002)$408$595$124,156
202 ($1,002)$406$597$123,559
203 ($1,002)$404$599$122,961
204 ($1,002)$402$601$122,360
Year 18 - 205 ($1,002)$400$603$121,757
206 ($1,002)$398$605$121,153
207 ($1,002)$396$607$120,546
208 ($1,002)$394$609$119,937
209 ($1,002)$392$611$119,327
210 ($1,002)$390$613$118,714
211 ($1,002)$388$615$118,100
212 ($1,002)$386$617$117,483
213 ($1,002)$384$619$116,865
214 ($1,002)$382$621$116,244
215 ($1,002)$380$623$115,621
216 ($1,002)$378$625$114,997
Year 19 - 217 ($1,002)$376$627$114,370
218 ($1,002)$374$629$113,741
219 ($1,002)$372$631$113,110
220 ($1,002)$369$633$112,477
221 ($1,002)$367$635$111,843
222 ($1,002)$365$637$111,206
223 ($1,002)$363$639$110,566
224 ($1,002)$361$641$109,925
225 ($1,002)$359$643$109,282
226 ($1,002)$357$645$108,637
227 ($1,002)$355$647$107,989
228 ($1,002)$353$650$107,340
Year 20 - 229 ($1,002)$351$652$106,688
230 ($1,002)$349$654$106,034
231 ($1,002)$346$656$105,378
232 ($1,002)$344$658$104,720
233 ($1,002)$342$660$104,060
234 ($1,002)$340$662$103,397
235 ($1,002)$338$665$102,732
236 ($1,002)$336$667$102,066
237 ($1,002)$333$669$101,397
238 ($1,002)$331$671$100,726
239 ($1,002)$329$673$100,052
240 ($1,002)$327$676$99,377
Year 21 - 241 ($1,002)$325$678$98,699
242 ($1,002)$322$680$98,019
243 ($1,002)$320$682$97,337
244 ($1,002)$318$684$96,652
245 ($1,002)$316$687$95,966
246 ($1,002)$313$689$95,277
247 ($1,002)$311$691$94,586
248 ($1,002)$309$693$93,892
249 ($1,002)$307$696$93,197
250 ($1,002)$304$698$92,499
251 ($1,002)$302$700$91,799
252 ($1,002)$300$702$91,096
Year 22 - 253 ($1,002)$298$705$90,391
254 ($1,002)$295$707$89,684
255 ($1,002)$293$709$88,975
256 ($1,002)$291$712$88,263
257 ($1,002)$288$714$87,549
258 ($1,002)$286$716$86,833
259 ($1,002)$284$719$86,114
260 ($1,002)$281$721$85,393
261 ($1,002)$279$723$84,670
262 ($1,002)$277$726$83,944
263 ($1,002)$274$728$83,216
264 ($1,002)$272$731$82,485
Year 23 - 265 ($1,002)$269$733$81,752
266 ($1,002)$267$735$81,017
267 ($1,002)$265$738$80,279
268 ($1,002)$262$740$79,539
269 ($1,002)$260$743$78,797
270 ($1,002)$257$745$78,052
271 ($1,002)$255$747$77,304
272 ($1,002)$253$750$76,554
273 ($1,002)$250$752$75,802
274 ($1,002)$248$755$75,047
275 ($1,002)$245$757$74,290
276 ($1,002)$243$760$73,530
Year 24 - 277 ($1,002)$240$762$72,768
278 ($1,002)$238$765$72,004
279 ($1,002)$235$767$71,236
280 ($1,002)$233$770$70,467
281 ($1,002)$230$772$69,695
282 ($1,002)$228$775$68,920
283 ($1,002)$225$777$68,143
284 ($1,002)$223$780$67,363
285 ($1,002)$220$782$66,581
286 ($1,002)$217$785$65,796
287 ($1,002)$215$787$65,008
288 ($1,002)$212$790$64,218
Year 25 - 289 ($1,002)$210$793$63,426
290 ($1,002)$207$795$62,630
291 ($1,002)$205$798$61,833
292 ($1,002)$202$800$61,032
293 ($1,002)$199$803$60,229
294 ($1,002)$197$806$59,424
295 ($1,002)$194$808$58,615
296 ($1,002)$191$811$57,805
297 ($1,002)$189$814$56,991
298 ($1,002)$186$816$56,175
299 ($1,002)$184$819$55,356
300 ($1,002)$181$822$54,534
Year 26 - 301 ($1,002)$178$824$53,710
302 ($1,002)$175$827$52,883
303 ($1,002)$173$830$52,054
304 ($1,002)$170$832$51,221
305 ($1,002)$167$835$50,386
306 ($1,002)$165$838$49,549
307 ($1,002)$162$841$48,708
308 ($1,002)$159$843$47,865
309 ($1,002)$156$846$47,019
310 ($1,002)$154$849$46,170
311 ($1,002)$151$852$45,318
312 ($1,002)$148$854$44,464
Year 27 - 313 ($1,002)$145$857$43,607
314 ($1,002)$142$860$42,747
315 ($1,002)$140$863$41,884
316 ($1,002)$137$866$41,019
317 ($1,002)$134$868$40,150
318 ($1,002)$131$871$39,279
319 ($1,002)$128$874$38,405
320 ($1,002)$125$877$37,528
321 ($1,002)$123$880$36,649
322 ($1,002)$120$883$35,766
323 ($1,002)$117$886$34,880
324 ($1,002)$114$888$33,992
Year 28 - 325 ($1,002)$111$891$33,101
326 ($1,002)$108$894$32,206
327 ($1,002)$105$897$31,309
328 ($1,002)$102$900$30,409
329 ($1,002)$99$903$29,506
330 ($1,002)$96$906$28,600
331 ($1,002)$93$909$27,691
332 ($1,002)$90$912$26,779
333 ($1,002)$87$915$25,864
334 ($1,002)$84$918$24,946
335 ($1,002)$81$921$24,026
336 ($1,002)$78$924$23,102
Year 29 - 337 ($1,002)$75$927$22,175
338 ($1,002)$72$930$21,245
339 ($1,002)$69$933$20,312
340 ($1,002)$66$936$19,376
341 ($1,002)$63$939$18,437
342 ($1,002)$60$942$17,495
343 ($1,002)$57$945$16,549
344 ($1,002)$54$948$15,601
345 ($1,002)$51$951$14,650
346 ($1,002)$48$955$13,695
347 ($1,002)$45$958$12,738
348 ($1,002)$42$961$11,777
Year 30 - 349 ($1,002)$38$964$10,813
350 ($1,002)$35$967$9,846
351 ($1,002)$32$970$8,876
352 ($1,002)$29$973$7,902
353 ($1,002)$26$977$6,926
354 ($1,002)$23$980$5,946
355 ($1,002)$19$983$4,963
356 ($1,002)$16$986$3,977
357 ($1,002)$13$989$2,988
358 ($1,002)$10$993$1,995
359 ($1,002)$7$996$999
360 ($1,002)$3$999$0
TOTALS$148,852$212,000$360,852

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.