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Mortgage Payment Schedule for a $271,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,200) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,040 360 $157,615 $374,415

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $271,000
Down Payment $54,200$216,800
Year 1 - 1 ($1,040)$730$310$216,490
2 ($1,040)$729$311$216,179
3 ($1,040)$728$312$215,866
4 ($1,040)$727$313$215,553
5 ($1,040)$726$314$215,239
6 ($1,040)$725$315$214,923
7 ($1,040)$724$316$214,607
8 ($1,040)$723$318$214,289
9 ($1,040)$721$319$213,971
10 ($1,040)$720$320$213,651
11 ($1,040)$719$321$213,330
12 ($1,040)$718$322$213,009
Year 2 - 13 ($1,040)$717$323$212,686
14 ($1,040)$716$324$212,362
15 ($1,040)$715$325$212,037
16 ($1,040)$714$326$211,710
17 ($1,040)$713$327$211,383
18 ($1,040)$712$328$211,055
19 ($1,040)$711$329$210,725
20 ($1,040)$709$331$210,395
21 ($1,040)$708$332$210,063
22 ($1,040)$707$333$209,730
23 ($1,040)$706$334$209,396
24 ($1,040)$705$335$209,061
Year 3 - 25 ($1,040)$704$336$208,725
26 ($1,040)$703$337$208,387
27 ($1,040)$702$338$208,049
28 ($1,040)$700$340$207,709
29 ($1,040)$699$341$207,369
30 ($1,040)$698$342$207,027
31 ($1,040)$697$343$206,684
32 ($1,040)$696$344$206,339
33 ($1,040)$695$345$205,994
34 ($1,040)$694$347$205,648
35 ($1,040)$692$348$205,300
36 ($1,040)$691$349$204,951
Year 4 - 37 ($1,040)$690$350$204,601
38 ($1,040)$689$351$204,250
39 ($1,040)$688$352$203,897
40 ($1,040)$686$354$203,544
41 ($1,040)$685$355$203,189
42 ($1,040)$684$356$202,833
43 ($1,040)$683$357$202,476
44 ($1,040)$682$358$202,117
45 ($1,040)$680$360$201,758
46 ($1,040)$679$361$201,397
47 ($1,040)$678$362$201,035
48 ($1,040)$677$363$200,672
Year 5 - 49 ($1,040)$676$364$200,307
50 ($1,040)$674$366$199,942
51 ($1,040)$673$367$199,575
52 ($1,040)$672$368$199,207
53 ($1,040)$671$369$198,837
54 ($1,040)$669$371$198,467
55 ($1,040)$668$372$198,095
56 ($1,040)$667$373$197,722
57 ($1,040)$666$374$197,347
58 ($1,040)$664$376$196,972
59 ($1,040)$663$377$196,595
60 ($1,040)$662$378$196,217
Year 6 - 61 ($1,040)$661$379$195,837
62 ($1,040)$659$381$195,456
63 ($1,040)$658$382$195,074
64 ($1,040)$657$383$194,691
65 ($1,040)$655$385$194,307
66 ($1,040)$654$386$193,921
67 ($1,040)$653$387$193,534
68 ($1,040)$652$388$193,145
69 ($1,040)$650$390$192,755
70 ($1,040)$649$391$192,364
71 ($1,040)$648$392$191,972
72 ($1,040)$646$394$191,578
Year 7 - 73 ($1,040)$645$395$191,183
74 ($1,040)$644$396$190,787
75 ($1,040)$642$398$190,389
76 ($1,040)$641$399$189,990
77 ($1,040)$640$400$189,589
78 ($1,040)$638$402$189,188
79 ($1,040)$637$403$188,784
80 ($1,040)$636$404$188,380
81 ($1,040)$634$406$187,974
82 ($1,040)$633$407$187,567
83 ($1,040)$631$409$187,158
84 ($1,040)$630$410$186,748
Year 8 - 85 ($1,040)$629$411$186,337
86 ($1,040)$627$413$185,924
87 ($1,040)$626$414$185,510
88 ($1,040)$625$415$185,095
89 ($1,040)$623$417$184,678
90 ($1,040)$622$418$184,260
91 ($1,040)$620$420$183,840
92 ($1,040)$619$421$183,419
93 ($1,040)$618$423$182,996
94 ($1,040)$616$424$182,572
95 ($1,040)$615$425$182,147
96 ($1,040)$613$427$181,720
Year 9 - 97 ($1,040)$612$428$181,292
98 ($1,040)$610$430$180,862
99 ($1,040)$609$431$180,431
100 ($1,040)$607$433$179,998
101 ($1,040)$606$434$179,564
102 ($1,040)$605$436$179,129
103 ($1,040)$603$437$178,692
104 ($1,040)$602$438$178,254
105 ($1,040)$600$440$177,814
106 ($1,040)$599$441$177,372
107 ($1,040)$597$443$176,929
108 ($1,040)$596$444$176,485
Year 10 - 109 ($1,040)$594$446$176,039
110 ($1,040)$593$447$175,592
111 ($1,040)$591$449$175,143
112 ($1,040)$590$450$174,692
113 ($1,040)$588$452$174,240
114 ($1,040)$587$453$173,787
115 ($1,040)$585$455$173,332
116 ($1,040)$584$456$172,876
117 ($1,040)$582$458$172,418
118 ($1,040)$580$460$171,958
119 ($1,040)$579$461$171,497
120 ($1,040)$577$463$171,034
Year 11 - 121 ($1,040)$576$464$170,570
122 ($1,040)$574$466$170,104
123 ($1,040)$573$467$169,637
124 ($1,040)$571$469$169,168
125 ($1,040)$570$471$168,697
126 ($1,040)$568$472$168,225
127 ($1,040)$566$474$167,752
128 ($1,040)$565$475$167,276
129 ($1,040)$563$477$166,799
130 ($1,040)$562$478$166,321
131 ($1,040)$560$480$165,841
132 ($1,040)$558$482$165,359
Year 12 - 133 ($1,040)$557$483$164,876
134 ($1,040)$555$485$164,391
135 ($1,040)$553$487$163,904
136 ($1,040)$552$488$163,416
137 ($1,040)$550$490$162,926
138 ($1,040)$549$492$162,435
139 ($1,040)$547$493$161,941
140 ($1,040)$545$495$161,447
141 ($1,040)$544$497$160,950
142 ($1,040)$542$498$160,452
143 ($1,040)$540$500$159,952
144 ($1,040)$539$502$159,451
Year 13 - 145 ($1,040)$537$503$158,947
146 ($1,040)$535$505$158,442
147 ($1,040)$533$507$157,936
148 ($1,040)$532$508$157,427
149 ($1,040)$530$510$156,917
150 ($1,040)$528$512$156,406
151 ($1,040)$527$513$155,892
152 ($1,040)$525$515$155,377
153 ($1,040)$523$517$154,860
154 ($1,040)$521$519$154,341
155 ($1,040)$520$520$153,821
156 ($1,040)$518$522$153,299
Year 14 - 157 ($1,040)$516$524$152,775
158 ($1,040)$514$526$152,249
159 ($1,040)$513$527$151,722
160 ($1,040)$511$529$151,192
161 ($1,040)$509$531$150,661
162 ($1,040)$507$533$150,129
163 ($1,040)$505$535$149,594
164 ($1,040)$504$536$149,058
165 ($1,040)$502$538$148,519
166 ($1,040)$500$540$147,979
167 ($1,040)$498$542$147,437
168 ($1,040)$496$544$146,894
Year 15 - 169 ($1,040)$495$545$146,348
170 ($1,040)$493$547$145,801
171 ($1,040)$491$549$145,252
172 ($1,040)$489$551$144,701
173 ($1,040)$487$553$144,148
174 ($1,040)$485$555$143,593
175 ($1,040)$483$557$143,037
176 ($1,040)$482$558$142,478
177 ($1,040)$480$560$141,918
178 ($1,040)$478$562$141,355
179 ($1,040)$476$564$140,791
180 ($1,040)$474$566$140,225
Year 16 - 181 ($1,040)$472$568$139,657
182 ($1,040)$470$570$139,087
183 ($1,040)$468$572$138,516
184 ($1,040)$466$574$137,942
185 ($1,040)$464$576$137,366
186 ($1,040)$462$578$136,789
187 ($1,040)$461$580$136,209
188 ($1,040)$459$581$135,628
189 ($1,040)$457$583$135,044
190 ($1,040)$455$585$134,459
191 ($1,040)$453$587$133,872
192 ($1,040)$451$589$133,282
Year 17 - 193 ($1,040)$449$591$132,691
194 ($1,040)$447$593$132,098
195 ($1,040)$445$595$131,502
196 ($1,040)$443$597$130,905
197 ($1,040)$441$599$130,306
198 ($1,040)$439$601$129,704
199 ($1,040)$437$603$129,101
200 ($1,040)$435$605$128,495
201 ($1,040)$433$607$127,888
202 ($1,040)$431$609$127,279
203 ($1,040)$429$612$126,667
204 ($1,040)$426$614$126,053
Year 18 - 205 ($1,040)$424$616$125,438
206 ($1,040)$422$618$124,820
207 ($1,040)$420$620$124,200
208 ($1,040)$418$622$123,578
209 ($1,040)$416$624$122,954
210 ($1,040)$414$626$122,328
211 ($1,040)$412$628$121,700
212 ($1,040)$410$630$121,070
213 ($1,040)$408$632$120,437
214 ($1,040)$405$635$119,803
215 ($1,040)$403$637$119,166
216 ($1,040)$401$639$118,527
Year 19 - 217 ($1,040)$399$641$117,886
218 ($1,040)$397$643$117,243
219 ($1,040)$395$645$116,598
220 ($1,040)$393$647$115,950
221 ($1,040)$390$650$115,300
222 ($1,040)$388$652$114,649
223 ($1,040)$386$654$113,995
224 ($1,040)$384$656$113,338
225 ($1,040)$382$658$112,680
226 ($1,040)$379$661$112,019
227 ($1,040)$377$663$111,356
228 ($1,040)$375$665$110,691
Year 20 - 229 ($1,040)$373$667$110,024
230 ($1,040)$370$670$109,354
231 ($1,040)$368$672$108,682
232 ($1,040)$366$674$108,008
233 ($1,040)$364$676$107,332
234 ($1,040)$361$679$106,653
235 ($1,040)$359$681$105,972
236 ($1,040)$357$683$105,289
237 ($1,040)$354$686$104,603
238 ($1,040)$352$688$103,915
239 ($1,040)$350$690$103,225
240 ($1,040)$348$693$102,533
Year 21 - 241 ($1,040)$345$695$101,838
242 ($1,040)$343$697$101,140
243 ($1,040)$341$700$100,441
244 ($1,040)$338$702$99,739
245 ($1,040)$336$704$99,035
246 ($1,040)$333$707$98,328
247 ($1,040)$331$709$97,619
248 ($1,040)$329$711$96,908
249 ($1,040)$326$714$96,194
250 ($1,040)$324$716$95,478
251 ($1,040)$321$719$94,759
252 ($1,040)$319$721$94,038
Year 22 - 253 ($1,040)$317$723$93,315
254 ($1,040)$314$726$92,589
255 ($1,040)$312$728$91,861
256 ($1,040)$309$731$91,130
257 ($1,040)$307$733$90,397
258 ($1,040)$304$736$89,661
259 ($1,040)$302$738$88,923
260 ($1,040)$299$741$88,182
261 ($1,040)$297$743$87,439
262 ($1,040)$294$746$86,693
263 ($1,040)$292$748$85,945
264 ($1,040)$289$751$85,194
Year 23 - 265 ($1,040)$287$753$84,441
266 ($1,040)$284$756$83,685
267 ($1,040)$282$758$82,927
268 ($1,040)$279$761$82,166
269 ($1,040)$277$763$81,403
270 ($1,040)$274$766$80,637
271 ($1,040)$271$769$79,868
272 ($1,040)$269$771$79,097
273 ($1,040)$266$774$78,323
274 ($1,040)$264$776$77,547
275 ($1,040)$261$779$76,768
276 ($1,040)$258$782$75,986
Year 24 - 277 ($1,040)$256$784$75,202
278 ($1,040)$253$787$74,415
279 ($1,040)$251$790$73,626
280 ($1,040)$248$792$72,834
281 ($1,040)$245$795$72,039
282 ($1,040)$243$798$71,241
283 ($1,040)$240$800$70,441
284 ($1,040)$237$803$69,638
285 ($1,040)$234$806$68,833
286 ($1,040)$232$808$68,024
287 ($1,040)$229$811$67,213
288 ($1,040)$226$814$66,399
Year 25 - 289 ($1,040)$224$816$65,583
290 ($1,040)$221$819$64,764
291 ($1,040)$218$822$63,942
292 ($1,040)$215$825$63,117
293 ($1,040)$212$828$62,289
294 ($1,040)$210$830$61,459
295 ($1,040)$207$833$60,626
296 ($1,040)$204$836$59,790
297 ($1,040)$201$839$58,951
298 ($1,040)$198$842$58,110
299 ($1,040)$196$844$57,265
300 ($1,040)$193$847$56,418
Year 26 - 301 ($1,040)$190$850$55,568
302 ($1,040)$187$853$54,715
303 ($1,040)$184$856$53,859
304 ($1,040)$181$859$53,000
305 ($1,040)$178$862$52,139
306 ($1,040)$176$865$51,274
307 ($1,040)$173$867$50,407
308 ($1,040)$170$870$49,537
309 ($1,040)$167$873$48,663
310 ($1,040)$164$876$47,787
311 ($1,040)$161$879$46,908
312 ($1,040)$158$882$46,026
Year 27 - 313 ($1,040)$155$885$45,141
314 ($1,040)$152$888$44,253
315 ($1,040)$149$891$43,362
316 ($1,040)$146$894$42,467
317 ($1,040)$143$897$41,570
318 ($1,040)$140$900$40,670
319 ($1,040)$137$903$39,767
320 ($1,040)$134$906$38,861
321 ($1,040)$131$909$37,952
322 ($1,040)$128$912$37,040
323 ($1,040)$125$915$36,124
324 ($1,040)$122$918$35,206
Year 28 - 325 ($1,040)$119$922$34,284
326 ($1,040)$115$925$33,360
327 ($1,040)$112$928$32,432
328 ($1,040)$109$931$31,501
329 ($1,040)$106$934$30,567
330 ($1,040)$103$937$29,630
331 ($1,040)$100$940$28,690
332 ($1,040)$97$943$27,746
333 ($1,040)$93$947$26,800
334 ($1,040)$90$950$25,850
335 ($1,040)$87$953$24,897
336 ($1,040)$84$956$23,941
Year 29 - 337 ($1,040)$81$959$22,981
338 ($1,040)$77$963$22,018
339 ($1,040)$74$966$21,053
340 ($1,040)$71$969$20,083
341 ($1,040)$68$972$19,111
342 ($1,040)$64$976$18,135
343 ($1,040)$61$979$17,156
344 ($1,040)$58$982$16,174
345 ($1,040)$54$986$15,188
346 ($1,040)$51$989$14,199
347 ($1,040)$48$992$13,207
348 ($1,040)$44$996$12,212
Year 30 - 349 ($1,040)$41$999$11,213
350 ($1,040)$38$1,002$10,210
351 ($1,040)$34$1,006$9,205
352 ($1,040)$31$1,009$8,196
353 ($1,040)$28$1,012$7,183
354 ($1,040)$24$1,016$6,167
355 ($1,040)$21$1,019$5,148
356 ($1,040)$17$1,023$4,125
357 ($1,040)$14$1,026$3,099
358 ($1,040)$10$1,030$2,070
359 ($1,040)$7$1,033$1,037
360 ($1,040)$3$1,037$0
TOTALS$157,615$216,800$374,415

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.