« Back to all home prices

Mortgage Payment Schedule for a $272,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,400) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,038 360 $155,937 $373,537

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $272,000
Down Payment $54,400$217,600
Year 1 - 1 ($1,038)$724$314$217,286
2 ($1,038)$722$315$216,971
3 ($1,038)$721$316$216,655
4 ($1,038)$720$317$216,337
5 ($1,038)$719$318$216,019
6 ($1,038)$718$319$215,700
7 ($1,038)$717$320$215,379
8 ($1,038)$716$321$215,058
9 ($1,038)$715$323$214,735
10 ($1,038)$714$324$214,412
11 ($1,038)$713$325$214,087
12 ($1,038)$712$326$213,761
Year 2 - 13 ($1,038)$711$327$213,434
14 ($1,038)$710$328$213,107
15 ($1,038)$709$329$212,778
16 ($1,038)$707$330$212,447
17 ($1,038)$706$331$212,116
18 ($1,038)$705$332$211,784
19 ($1,038)$704$333$211,450
20 ($1,038)$703$335$211,116
21 ($1,038)$702$336$210,780
22 ($1,038)$701$337$210,444
23 ($1,038)$700$338$210,106
24 ($1,038)$699$339$209,767
Year 3 - 25 ($1,038)$697$340$209,427
26 ($1,038)$696$341$209,085
27 ($1,038)$695$342$208,743
28 ($1,038)$694$344$208,399
29 ($1,038)$693$345$208,055
30 ($1,038)$692$346$207,709
31 ($1,038)$691$347$207,362
32 ($1,038)$689$348$207,014
33 ($1,038)$688$349$206,664
34 ($1,038)$687$350$206,314
35 ($1,038)$686$352$205,962
36 ($1,038)$685$353$205,610
Year 4 - 37 ($1,038)$684$354$205,256
38 ($1,038)$682$355$204,901
39 ($1,038)$681$356$204,544
40 ($1,038)$680$357$204,187
41 ($1,038)$679$359$203,828
42 ($1,038)$678$360$203,468
43 ($1,038)$677$361$203,107
44 ($1,038)$675$362$202,745
45 ($1,038)$674$363$202,381
46 ($1,038)$673$365$202,017
47 ($1,038)$672$366$201,651
48 ($1,038)$670$367$201,284
Year 5 - 49 ($1,038)$669$368$200,915
50 ($1,038)$668$370$200,546
51 ($1,038)$667$371$200,175
52 ($1,038)$666$372$199,803
53 ($1,038)$664$373$199,430
54 ($1,038)$663$374$199,055
55 ($1,038)$662$376$198,680
56 ($1,038)$661$377$198,303
57 ($1,038)$659$378$197,924
58 ($1,038)$658$380$197,545
59 ($1,038)$657$381$197,164
60 ($1,038)$656$382$196,782
Year 6 - 61 ($1,038)$654$383$196,399
62 ($1,038)$653$385$196,014
63 ($1,038)$652$386$195,628
64 ($1,038)$650$387$195,241
65 ($1,038)$649$388$194,853
66 ($1,038)$648$390$194,463
67 ($1,038)$647$391$194,072
68 ($1,038)$645$392$193,680
69 ($1,038)$644$394$193,286
70 ($1,038)$643$395$192,891
71 ($1,038)$641$396$192,495
72 ($1,038)$640$398$192,097
Year 7 - 73 ($1,038)$639$399$191,698
74 ($1,038)$637$400$191,298
75 ($1,038)$636$402$190,897
76 ($1,038)$635$403$190,494
77 ($1,038)$633$404$190,090
78 ($1,038)$632$406$189,684
79 ($1,038)$631$407$189,277
80 ($1,038)$629$408$188,869
81 ($1,038)$628$410$188,459
82 ($1,038)$627$411$188,048
83 ($1,038)$625$412$187,636
84 ($1,038)$624$414$187,222
Year 8 - 85 ($1,038)$623$415$186,807
86 ($1,038)$621$416$186,391
87 ($1,038)$620$418$185,973
88 ($1,038)$618$419$185,554
89 ($1,038)$617$421$185,133
90 ($1,038)$616$422$184,711
91 ($1,038)$614$423$184,288
92 ($1,038)$613$425$183,863
93 ($1,038)$611$426$183,436
94 ($1,038)$610$428$183,009
95 ($1,038)$609$429$182,580
96 ($1,038)$607$431$182,149
Year 9 - 97 ($1,038)$606$432$181,717
98 ($1,038)$604$433$181,284
99 ($1,038)$603$435$180,849
100 ($1,038)$601$436$180,413
101 ($1,038)$600$438$179,975
102 ($1,038)$598$439$179,536
103 ($1,038)$597$441$179,095
104 ($1,038)$595$442$178,653
105 ($1,038)$594$444$178,209
106 ($1,038)$593$445$177,764
107 ($1,038)$591$447$177,318
108 ($1,038)$590$448$176,870
Year 10 - 109 ($1,038)$588$450$176,420
110 ($1,038)$587$451$175,969
111 ($1,038)$585$453$175,517
112 ($1,038)$584$454$175,063
113 ($1,038)$582$456$174,607
114 ($1,038)$581$457$174,150
115 ($1,038)$579$459$173,692
116 ($1,038)$578$460$173,232
117 ($1,038)$576$462$172,770
118 ($1,038)$574$463$172,307
119 ($1,038)$573$465$171,842
120 ($1,038)$571$466$171,376
Year 11 - 121 ($1,038)$570$468$170,908
122 ($1,038)$568$469$170,439
123 ($1,038)$567$471$169,968
124 ($1,038)$565$472$169,495
125 ($1,038)$564$474$169,021
126 ($1,038)$562$476$168,546
127 ($1,038)$560$477$168,069
128 ($1,038)$559$479$167,590
129 ($1,038)$557$480$167,110
130 ($1,038)$556$482$166,628
131 ($1,038)$554$484$166,144
132 ($1,038)$552$485$165,659
Year 12 - 133 ($1,038)$551$487$165,172
134 ($1,038)$549$488$164,684
135 ($1,038)$548$490$164,194
136 ($1,038)$546$492$163,702
137 ($1,038)$544$493$163,209
138 ($1,038)$543$495$162,714
139 ($1,038)$541$497$162,217
140 ($1,038)$539$498$161,719
141 ($1,038)$538$500$161,219
142 ($1,038)$536$502$160,717
143 ($1,038)$534$503$160,214
144 ($1,038)$533$505$159,709
Year 13 - 145 ($1,038)$531$507$159,203
146 ($1,038)$529$508$158,695
147 ($1,038)$528$510$158,185
148 ($1,038)$526$512$157,673
149 ($1,038)$524$513$157,160
150 ($1,038)$523$515$156,645
151 ($1,038)$521$517$156,128
152 ($1,038)$519$518$155,609
153 ($1,038)$517$520$155,089
154 ($1,038)$516$522$154,567
155 ($1,038)$514$524$154,044
156 ($1,038)$512$525$153,518
Year 14 - 157 ($1,038)$510$527$152,991
158 ($1,038)$509$529$152,462
159 ($1,038)$507$531$151,931
160 ($1,038)$505$532$151,399
161 ($1,038)$503$534$150,865
162 ($1,038)$502$536$150,329
163 ($1,038)$500$538$149,791
164 ($1,038)$498$540$149,251
165 ($1,038)$496$541$148,710
166 ($1,038)$494$543$148,167
167 ($1,038)$493$545$147,622
168 ($1,038)$491$547$147,075
Year 15 - 169 ($1,038)$489$549$146,527
170 ($1,038)$487$550$145,976
171 ($1,038)$485$552$145,424
172 ($1,038)$484$554$144,870
173 ($1,038)$482$556$144,314
174 ($1,038)$480$558$143,756
175 ($1,038)$478$560$143,197
176 ($1,038)$476$561$142,635
177 ($1,038)$474$563$142,072
178 ($1,038)$472$565$141,507
179 ($1,038)$471$567$140,940
180 ($1,038)$469$569$140,371
Year 16 - 181 ($1,038)$467$571$139,800
182 ($1,038)$465$573$139,227
183 ($1,038)$463$575$138,652
184 ($1,038)$461$577$138,076
185 ($1,038)$459$578$137,497
186 ($1,038)$457$580$136,917
187 ($1,038)$455$582$136,335
188 ($1,038)$453$584$135,750
189 ($1,038)$451$586$135,164
190 ($1,038)$449$588$134,576
191 ($1,038)$447$590$133,986
192 ($1,038)$446$592$133,394
Year 17 - 193 ($1,038)$444$594$132,799
194 ($1,038)$442$596$132,203
195 ($1,038)$440$598$131,605
196 ($1,038)$438$600$131,005
197 ($1,038)$436$602$130,403
198 ($1,038)$434$604$129,799
199 ($1,038)$432$606$129,193
200 ($1,038)$430$608$128,585
201 ($1,038)$428$610$127,975
202 ($1,038)$426$612$127,363
203 ($1,038)$423$614$126,749
204 ($1,038)$421$616$126,133
Year 18 - 205 ($1,038)$419$618$125,515
206 ($1,038)$417$620$124,894
207 ($1,038)$415$622$124,272
208 ($1,038)$413$624$123,648
209 ($1,038)$411$626$123,021
210 ($1,038)$409$629$122,393
211 ($1,038)$407$631$121,762
212 ($1,038)$405$633$121,129
213 ($1,038)$403$635$120,494
214 ($1,038)$401$637$119,858
215 ($1,038)$399$639$119,218
216 ($1,038)$396$641$118,577
Year 19 - 217 ($1,038)$394$643$117,934
218 ($1,038)$392$645$117,288
219 ($1,038)$390$648$116,641
220 ($1,038)$388$650$115,991
221 ($1,038)$386$652$115,339
222 ($1,038)$384$654$114,685
223 ($1,038)$381$656$114,029
224 ($1,038)$379$658$113,370
225 ($1,038)$377$661$112,710
226 ($1,038)$375$663$112,047
227 ($1,038)$373$665$111,382
228 ($1,038)$370$667$110,714
Year 20 - 229 ($1,038)$368$669$110,045
230 ($1,038)$366$672$109,373
231 ($1,038)$364$674$108,699
232 ($1,038)$361$676$108,023
233 ($1,038)$359$678$107,345
234 ($1,038)$357$681$106,664
235 ($1,038)$355$683$105,981
236 ($1,038)$352$685$105,296
237 ($1,038)$350$687$104,608
238 ($1,038)$348$690$103,919
239 ($1,038)$346$692$103,227
240 ($1,038)$343$694$102,532
Year 21 - 241 ($1,038)$341$697$101,836
242 ($1,038)$339$699$101,137
243 ($1,038)$336$701$100,435
244 ($1,038)$334$704$99,732
245 ($1,038)$332$706$99,026
246 ($1,038)$329$708$98,317
247 ($1,038)$327$711$97,607
248 ($1,038)$325$713$96,893
249 ($1,038)$322$715$96,178
250 ($1,038)$320$718$95,460
251 ($1,038)$317$720$94,740
252 ($1,038)$315$723$94,017
Year 22 - 253 ($1,038)$313$725$93,292
254 ($1,038)$310$727$92,565
255 ($1,038)$308$730$91,835
256 ($1,038)$305$732$91,103
257 ($1,038)$303$735$90,368
258 ($1,038)$300$737$89,631
259 ($1,038)$298$740$88,892
260 ($1,038)$296$742$88,150
261 ($1,038)$293$745$87,405
262 ($1,038)$291$747$86,658
263 ($1,038)$288$749$85,909
264 ($1,038)$286$752$85,157
Year 23 - 265 ($1,038)$283$754$84,402
266 ($1,038)$281$757$83,645
267 ($1,038)$278$759$82,886
268 ($1,038)$276$762$82,124
269 ($1,038)$273$765$81,359
270 ($1,038)$271$767$80,592
271 ($1,038)$268$770$79,822
272 ($1,038)$265$772$79,050
273 ($1,038)$263$775$78,276
274 ($1,038)$260$777$77,498
275 ($1,038)$258$780$76,718
276 ($1,038)$255$783$75,936
Year 24 - 277 ($1,038)$252$785$75,151
278 ($1,038)$250$788$74,363
279 ($1,038)$247$790$73,573
280 ($1,038)$245$793$72,780
281 ($1,038)$242$796$71,984
282 ($1,038)$239$798$71,186
283 ($1,038)$237$801$70,385
284 ($1,038)$234$804$69,581
285 ($1,038)$231$806$68,775
286 ($1,038)$229$809$67,966
287 ($1,038)$226$812$67,154
288 ($1,038)$223$814$66,340
Year 25 - 289 ($1,038)$221$817$65,523
290 ($1,038)$218$820$64,703
291 ($1,038)$215$822$63,881
292 ($1,038)$212$825$63,056
293 ($1,038)$210$828$62,228
294 ($1,038)$207$831$61,397
295 ($1,038)$204$833$60,564
296 ($1,038)$201$836$59,727
297 ($1,038)$199$839$58,888
298 ($1,038)$196$842$58,047
299 ($1,038)$193$845$57,202
300 ($1,038)$190$847$56,355
Year 26 - 301 ($1,038)$187$850$55,504
302 ($1,038)$185$853$54,651
303 ($1,038)$182$856$53,795
304 ($1,038)$179$859$52,937
305 ($1,038)$176$862$52,075
306 ($1,038)$173$864$51,211
307 ($1,038)$170$867$50,343
308 ($1,038)$167$870$49,473
309 ($1,038)$164$873$48,600
310 ($1,038)$162$876$47,724
311 ($1,038)$159$879$46,845
312 ($1,038)$156$882$45,963
Year 27 - 313 ($1,038)$153$885$45,078
314 ($1,038)$150$888$44,191
315 ($1,038)$147$891$43,300
316 ($1,038)$144$894$42,406
317 ($1,038)$141$897$41,510
318 ($1,038)$138$900$40,610
319 ($1,038)$135$903$39,708
320 ($1,038)$132$906$38,802
321 ($1,038)$129$909$37,894
322 ($1,038)$126$912$36,982
323 ($1,038)$123$915$36,067
324 ($1,038)$120$918$35,150
Year 28 - 325 ($1,038)$117$921$34,229
326 ($1,038)$114$924$33,305
327 ($1,038)$111$927$32,378
328 ($1,038)$108$930$31,448
329 ($1,038)$105$933$30,515
330 ($1,038)$101$936$29,579
331 ($1,038)$98$939$28,640
332 ($1,038)$95$942$27,698
333 ($1,038)$92$946$26,752
334 ($1,038)$89$949$25,803
335 ($1,038)$86$952$24,852
336 ($1,038)$83$955$23,897
Year 29 - 337 ($1,038)$79$958$22,938
338 ($1,038)$76$961$21,977
339 ($1,038)$73$965$21,013
340 ($1,038)$70$968$20,045
341 ($1,038)$67$971$19,074
342 ($1,038)$63$974$18,100
343 ($1,038)$60$977$17,122
344 ($1,038)$57$981$16,142
345 ($1,038)$54$984$15,158
346 ($1,038)$50$987$14,171
347 ($1,038)$47$990$13,180
348 ($1,038)$44$994$12,186
Year 30 - 349 ($1,038)$41$997$11,189
350 ($1,038)$37$1,000$10,189
351 ($1,038)$34$1,004$9,185
352 ($1,038)$31$1,007$8,178
353 ($1,038)$27$1,010$7,168
354 ($1,038)$24$1,014$6,154
355 ($1,038)$20$1,017$5,137
356 ($1,038)$17$1,021$4,116
357 ($1,038)$14$1,024$3,092
358 ($1,038)$10$1,027$2,065
359 ($1,038)$7$1,031$1,034
360 ($1,038)$3$1,034$0
TOTALS$155,937$217,600$373,537

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.