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Mortgage Payment Schedule for a $274,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,038 360 $154,360 $373,560

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $274,000
Down Payment $54,800$219,200
Year 1 - 1 ($1,038)$718$320$218,880
2 ($1,038)$717$321$218,559
3 ($1,038)$716$322$218,237
4 ($1,038)$715$323$217,915
5 ($1,038)$714$324$217,591
6 ($1,038)$713$325$217,265
7 ($1,038)$712$326$216,939
8 ($1,038)$710$327$216,612
9 ($1,038)$709$328$216,284
10 ($1,038)$708$329$215,955
11 ($1,038)$707$330$215,624
12 ($1,038)$706$331$215,293
Year 2 - 13 ($1,038)$705$333$214,960
14 ($1,038)$704$334$214,626
15 ($1,038)$703$335$214,292
16 ($1,038)$702$336$213,956
17 ($1,038)$701$337$213,619
18 ($1,038)$700$338$213,281
19 ($1,038)$698$339$212,942
20 ($1,038)$697$340$212,601
21 ($1,038)$696$341$212,260
22 ($1,038)$695$343$211,917
23 ($1,038)$694$344$211,574
24 ($1,038)$693$345$211,229
Year 3 - 25 ($1,038)$692$346$210,883
26 ($1,038)$691$347$210,536
27 ($1,038)$690$348$210,188
28 ($1,038)$688$349$209,839
29 ($1,038)$687$350$209,488
30 ($1,038)$686$352$209,137
31 ($1,038)$685$353$208,784
32 ($1,038)$684$354$208,430
33 ($1,038)$683$355$208,075
34 ($1,038)$681$356$207,719
35 ($1,038)$680$357$207,361
36 ($1,038)$679$359$207,003
Year 4 - 37 ($1,038)$678$360$206,643
38 ($1,038)$677$361$206,282
39 ($1,038)$676$362$205,920
40 ($1,038)$674$363$205,557
41 ($1,038)$673$364$205,192
42 ($1,038)$672$366$204,827
43 ($1,038)$671$367$204,460
44 ($1,038)$670$368$204,092
45 ($1,038)$668$369$203,722
46 ($1,038)$667$370$203,352
47 ($1,038)$666$372$202,980
48 ($1,038)$665$373$202,607
Year 5 - 49 ($1,038)$664$374$202,233
50 ($1,038)$662$375$201,858
51 ($1,038)$661$377$201,481
52 ($1,038)$660$378$201,103
53 ($1,038)$659$379$200,724
54 ($1,038)$657$380$200,344
55 ($1,038)$656$382$199,962
56 ($1,038)$655$383$199,580
57 ($1,038)$654$384$199,196
58 ($1,038)$652$385$198,810
59 ($1,038)$651$387$198,424
60 ($1,038)$650$388$198,036
Year 6 - 61 ($1,038)$649$389$197,647
62 ($1,038)$647$390$197,256
63 ($1,038)$646$392$196,865
64 ($1,038)$645$393$196,472
65 ($1,038)$643$394$196,078
66 ($1,038)$642$396$195,682
67 ($1,038)$641$397$195,285
68 ($1,038)$640$398$194,887
69 ($1,038)$638$399$194,488
70 ($1,038)$637$401$194,087
71 ($1,038)$636$402$193,685
72 ($1,038)$634$403$193,282
Year 7 - 73 ($1,038)$633$405$192,877
74 ($1,038)$632$406$192,471
75 ($1,038)$630$407$192,064
76 ($1,038)$629$409$191,655
77 ($1,038)$628$410$191,245
78 ($1,038)$626$411$190,834
79 ($1,038)$625$413$190,421
80 ($1,038)$624$414$190,007
81 ($1,038)$622$415$189,592
82 ($1,038)$621$417$189,175
83 ($1,038)$620$418$188,757
84 ($1,038)$618$419$188,337
Year 8 - 85 ($1,038)$617$421$187,916
86 ($1,038)$615$422$187,494
87 ($1,038)$614$424$187,071
88 ($1,038)$613$425$186,646
89 ($1,038)$611$426$186,219
90 ($1,038)$610$428$185,791
91 ($1,038)$608$429$185,362
92 ($1,038)$607$431$184,932
93 ($1,038)$606$432$184,499
94 ($1,038)$604$433$184,066
95 ($1,038)$603$435$183,631
96 ($1,038)$601$436$183,195
Year 9 - 97 ($1,038)$600$438$182,757
98 ($1,038)$599$439$182,318
99 ($1,038)$597$441$181,878
100 ($1,038)$596$442$181,435
101 ($1,038)$594$443$180,992
102 ($1,038)$593$445$180,547
103 ($1,038)$591$446$180,101
104 ($1,038)$590$448$179,653
105 ($1,038)$588$449$179,204
106 ($1,038)$587$451$178,753
107 ($1,038)$585$452$178,301
108 ($1,038)$584$454$177,847
Year 10 - 109 ($1,038)$582$455$177,392
110 ($1,038)$581$457$176,935
111 ($1,038)$579$458$176,477
112 ($1,038)$578$460$176,017
113 ($1,038)$576$461$175,556
114 ($1,038)$575$463$175,093
115 ($1,038)$573$464$174,629
116 ($1,038)$572$466$174,163
117 ($1,038)$570$467$173,696
118 ($1,038)$569$469$173,227
119 ($1,038)$567$470$172,757
120 ($1,038)$566$472$172,285
Year 11 - 121 ($1,038)$564$473$171,811
122 ($1,038)$563$475$171,336
123 ($1,038)$561$477$170,860
124 ($1,038)$560$478$170,382
125 ($1,038)$558$480$169,902
126 ($1,038)$556$481$169,421
127 ($1,038)$555$483$168,938
128 ($1,038)$553$484$168,454
129 ($1,038)$552$486$167,968
130 ($1,038)$550$488$167,480
131 ($1,038)$548$489$166,991
132 ($1,038)$547$491$166,500
Year 12 - 133 ($1,038)$545$492$166,008
134 ($1,038)$544$494$165,514
135 ($1,038)$542$496$165,018
136 ($1,038)$540$497$164,521
137 ($1,038)$539$499$164,022
138 ($1,038)$537$500$163,521
139 ($1,038)$536$502$163,019
140 ($1,038)$534$504$162,516
141 ($1,038)$532$505$162,010
142 ($1,038)$531$507$161,503
143 ($1,038)$529$509$160,994
144 ($1,038)$527$510$160,484
Year 13 - 145 ($1,038)$526$512$159,972
146 ($1,038)$524$514$159,458
147 ($1,038)$522$515$158,943
148 ($1,038)$521$517$158,425
149 ($1,038)$519$519$157,907
150 ($1,038)$517$521$157,386
151 ($1,038)$515$522$156,864
152 ($1,038)$514$524$156,340
153 ($1,038)$512$526$155,814
154 ($1,038)$510$527$155,287
155 ($1,038)$509$529$154,758
156 ($1,038)$507$531$154,227
Year 14 - 157 ($1,038)$505$533$153,694
158 ($1,038)$503$534$153,160
159 ($1,038)$502$536$152,624
160 ($1,038)$500$538$152,086
161 ($1,038)$498$540$151,547
162 ($1,038)$496$541$151,005
163 ($1,038)$495$543$150,462
164 ($1,038)$493$545$149,917
165 ($1,038)$491$547$149,371
166 ($1,038)$489$548$148,822
167 ($1,038)$487$550$148,272
168 ($1,038)$486$552$147,720
Year 15 - 169 ($1,038)$484$554$147,166
170 ($1,038)$482$556$146,610
171 ($1,038)$480$558$146,053
172 ($1,038)$478$559$145,493
173 ($1,038)$476$561$144,932
174 ($1,038)$475$563$144,369
175 ($1,038)$473$565$143,804
176 ($1,038)$471$567$143,237
177 ($1,038)$469$569$142,669
178 ($1,038)$467$570$142,098
179 ($1,038)$465$572$141,526
180 ($1,038)$463$574$140,952
Year 16 - 181 ($1,038)$462$576$140,376
182 ($1,038)$460$578$139,798
183 ($1,038)$458$580$139,218
184 ($1,038)$456$582$138,636
185 ($1,038)$454$584$138,053
186 ($1,038)$452$586$137,467
187 ($1,038)$450$587$136,880
188 ($1,038)$448$589$136,290
189 ($1,038)$446$591$135,699
190 ($1,038)$444$593$135,106
191 ($1,038)$442$595$134,511
192 ($1,038)$441$597$133,914
Year 17 - 193 ($1,038)$439$599$133,314
194 ($1,038)$437$601$132,713
195 ($1,038)$435$603$132,110
196 ($1,038)$433$605$131,505
197 ($1,038)$431$607$130,898
198 ($1,038)$429$609$130,289
199 ($1,038)$427$611$129,678
200 ($1,038)$425$613$129,065
201 ($1,038)$423$615$128,450
202 ($1,038)$421$617$127,833
203 ($1,038)$419$619$127,214
204 ($1,038)$417$621$126,593
Year 18 - 205 ($1,038)$415$623$125,970
206 ($1,038)$413$625$125,345
207 ($1,038)$411$627$124,718
208 ($1,038)$408$629$124,089
209 ($1,038)$406$631$123,458
210 ($1,038)$404$633$122,824
211 ($1,038)$402$635$122,189
212 ($1,038)$400$637$121,551
213 ($1,038)$398$640$120,912
214 ($1,038)$396$642$120,270
215 ($1,038)$394$644$119,626
216 ($1,038)$392$646$118,980
Year 19 - 217 ($1,038)$390$648$118,332
218 ($1,038)$388$650$117,682
219 ($1,038)$385$652$117,030
220 ($1,038)$383$654$116,376
221 ($1,038)$381$657$115,719
222 ($1,038)$379$659$115,060
223 ($1,038)$377$661$114,400
224 ($1,038)$375$663$113,737
225 ($1,038)$372$665$113,071
226 ($1,038)$370$667$112,404
227 ($1,038)$368$670$111,734
228 ($1,038)$366$672$111,063
Year 20 - 229 ($1,038)$364$674$110,389
230 ($1,038)$362$676$109,713
231 ($1,038)$359$678$109,034
232 ($1,038)$357$681$108,354
233 ($1,038)$355$683$107,671
234 ($1,038)$353$685$106,986
235 ($1,038)$350$687$106,299
236 ($1,038)$348$690$105,609
237 ($1,038)$346$692$104,917
238 ($1,038)$344$694$104,223
239 ($1,038)$341$696$103,527
240 ($1,038)$339$699$102,828
Year 21 - 241 ($1,038)$337$701$102,127
242 ($1,038)$334$703$101,424
243 ($1,038)$332$706$100,719
244 ($1,038)$330$708$100,011
245 ($1,038)$328$710$99,301
246 ($1,038)$325$712$98,588
247 ($1,038)$323$715$97,873
248 ($1,038)$321$717$97,156
249 ($1,038)$318$719$96,437
250 ($1,038)$316$722$95,715
251 ($1,038)$313$724$94,991
252 ($1,038)$311$727$94,264
Year 22 - 253 ($1,038)$309$729$93,535
254 ($1,038)$306$731$92,804
255 ($1,038)$304$734$92,070
256 ($1,038)$302$736$91,334
257 ($1,038)$299$739$90,595
258 ($1,038)$297$741$89,854
259 ($1,038)$294$743$89,111
260 ($1,038)$292$746$88,365
261 ($1,038)$289$748$87,617
262 ($1,038)$287$751$86,866
263 ($1,038)$284$753$86,113
264 ($1,038)$282$756$85,357
Year 23 - 265 ($1,038)$280$758$84,599
266 ($1,038)$277$761$83,839
267 ($1,038)$275$763$83,076
268 ($1,038)$272$766$82,310
269 ($1,038)$270$768$81,542
270 ($1,038)$267$771$80,771
271 ($1,038)$265$773$79,998
272 ($1,038)$262$776$79,222
273 ($1,038)$259$778$78,444
274 ($1,038)$257$781$77,663
275 ($1,038)$254$783$76,880
276 ($1,038)$252$786$76,094
Year 24 - 277 ($1,038)$249$788$75,306
278 ($1,038)$247$791$74,515
279 ($1,038)$244$794$73,721
280 ($1,038)$241$796$72,925
281 ($1,038)$239$799$72,126
282 ($1,038)$236$801$71,325
283 ($1,038)$234$804$70,521
284 ($1,038)$231$807$69,714
285 ($1,038)$228$809$68,904
286 ($1,038)$226$812$68,092
287 ($1,038)$223$815$67,278
288 ($1,038)$220$817$66,460
Year 25 - 289 ($1,038)$218$820$65,640
290 ($1,038)$215$823$64,818
291 ($1,038)$212$825$63,992
292 ($1,038)$210$828$63,164
293 ($1,038)$207$831$62,333
294 ($1,038)$204$834$61,500
295 ($1,038)$201$836$60,664
296 ($1,038)$199$839$59,825
297 ($1,038)$196$842$58,983
298 ($1,038)$193$844$58,138
299 ($1,038)$190$847$57,291
300 ($1,038)$188$850$56,441
Year 26 - 301 ($1,038)$185$853$55,588
302 ($1,038)$182$856$54,733
303 ($1,038)$179$858$53,874
304 ($1,038)$176$861$53,013
305 ($1,038)$174$864$52,149
306 ($1,038)$171$867$51,282
307 ($1,038)$168$870$50,412
308 ($1,038)$165$873$49,540
309 ($1,038)$162$875$48,664
310 ($1,038)$159$878$47,786
311 ($1,038)$156$881$46,905
312 ($1,038)$154$884$46,021
Year 27 - 313 ($1,038)$151$887$45,134
314 ($1,038)$148$890$44,244
315 ($1,038)$145$893$43,351
316 ($1,038)$142$896$42,456
317 ($1,038)$139$899$41,557
318 ($1,038)$136$902$40,655
319 ($1,038)$133$905$39,751
320 ($1,038)$130$907$38,843
321 ($1,038)$127$910$37,933
322 ($1,038)$124$913$37,020
323 ($1,038)$121$916$36,103
324 ($1,038)$118$919$35,184
Year 28 - 325 ($1,038)$115$922$34,261
326 ($1,038)$112$925$33,336
327 ($1,038)$109$928$32,407
328 ($1,038)$106$932$31,476
329 ($1,038)$103$935$30,541
330 ($1,038)$100$938$29,604
331 ($1,038)$97$941$28,663
332 ($1,038)$94$944$27,719
333 ($1,038)$91$947$26,772
334 ($1,038)$88$950$25,822
335 ($1,038)$85$953$24,869
336 ($1,038)$81$956$23,913
Year 29 - 337 ($1,038)$78$959$22,953
338 ($1,038)$75$962$21,991
339 ($1,038)$72$966$21,025
340 ($1,038)$69$969$20,057
341 ($1,038)$66$972$19,085
342 ($1,038)$63$975$18,109
343 ($1,038)$59$978$17,131
344 ($1,038)$56$982$16,149
345 ($1,038)$53$985$15,165
346 ($1,038)$50$988$14,177
347 ($1,038)$46$991$13,185
348 ($1,038)$43$994$12,191
Year 30 - 349 ($1,038)$40$998$11,193
350 ($1,038)$37$1,001$10,192
351 ($1,038)$33$1,004$9,188
352 ($1,038)$30$1,008$8,180
353 ($1,038)$27$1,011$7,169
354 ($1,038)$23$1,014$6,155
355 ($1,038)$20$1,018$5,138
356 ($1,038)$17$1,021$4,117
357 ($1,038)$13$1,024$3,093
358 ($1,038)$10$1,028$2,065
359 ($1,038)$7$1,031$1,034
360 ($1,038)$3$1,034$0
TOTALS$154,360$219,200$373,560

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.