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Mortgage Payment Schedule for a $274,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,035 360 $153,455 $372,655

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $274,000
Down Payment $54,800$219,200
Year 1 - 1 ($1,035)$714$321$218,879
2 ($1,035)$713$322$218,557
3 ($1,035)$712$323$218,234
4 ($1,035)$711$324$217,910
5 ($1,035)$710$325$217,585
6 ($1,035)$709$326$217,259
7 ($1,035)$708$327$216,931
8 ($1,035)$707$328$216,603
9 ($1,035)$706$329$216,274
10 ($1,035)$705$330$215,943
11 ($1,035)$704$332$215,612
12 ($1,035)$703$333$215,279
Year 2 - 13 ($1,035)$701$334$214,945
14 ($1,035)$700$335$214,611
15 ($1,035)$699$336$214,275
16 ($1,035)$698$337$213,938
17 ($1,035)$697$338$213,600
18 ($1,035)$696$339$213,261
19 ($1,035)$695$340$212,920
20 ($1,035)$694$341$212,579
21 ($1,035)$693$343$212,236
22 ($1,035)$692$344$211,893
23 ($1,035)$690$345$211,548
24 ($1,035)$689$346$211,202
Year 3 - 25 ($1,035)$688$347$210,855
26 ($1,035)$687$348$210,507
27 ($1,035)$686$349$210,158
28 ($1,035)$685$350$209,807
29 ($1,035)$684$352$209,456
30 ($1,035)$682$353$209,103
31 ($1,035)$681$354$208,749
32 ($1,035)$680$355$208,394
33 ($1,035)$679$356$208,038
34 ($1,035)$678$357$207,681
35 ($1,035)$677$358$207,323
36 ($1,035)$676$360$206,963
Year 4 - 37 ($1,035)$674$361$206,602
38 ($1,035)$673$362$206,240
39 ($1,035)$672$363$205,877
40 ($1,035)$671$364$205,513
41 ($1,035)$670$366$205,147
42 ($1,035)$668$367$204,780
43 ($1,035)$667$368$204,412
44 ($1,035)$666$369$204,043
45 ($1,035)$665$370$203,673
46 ($1,035)$664$372$203,302
47 ($1,035)$662$373$202,929
48 ($1,035)$661$374$202,555
Year 5 - 49 ($1,035)$660$375$202,180
50 ($1,035)$659$376$201,803
51 ($1,035)$658$378$201,426
52 ($1,035)$656$379$201,047
53 ($1,035)$655$380$200,667
54 ($1,035)$654$381$200,285
55 ($1,035)$653$383$199,903
56 ($1,035)$651$384$199,519
57 ($1,035)$650$385$199,134
58 ($1,035)$649$386$198,748
59 ($1,035)$648$388$198,360
60 ($1,035)$646$389$197,971
Year 6 - 61 ($1,035)$645$390$197,581
62 ($1,035)$644$391$197,190
63 ($1,035)$643$393$196,797
64 ($1,035)$641$394$196,403
65 ($1,035)$640$395$196,008
66 ($1,035)$639$396$195,612
67 ($1,035)$637$398$195,214
68 ($1,035)$636$399$194,815
69 ($1,035)$635$400$194,414
70 ($1,035)$633$402$194,013
71 ($1,035)$632$403$193,610
72 ($1,035)$631$404$193,205
Year 7 - 73 ($1,035)$630$406$192,800
74 ($1,035)$628$407$192,393
75 ($1,035)$627$408$191,985
76 ($1,035)$626$410$191,575
77 ($1,035)$624$411$191,164
78 ($1,035)$623$412$190,752
79 ($1,035)$622$414$190,338
80 ($1,035)$620$415$189,923
81 ($1,035)$619$416$189,507
82 ($1,035)$617$418$189,089
83 ($1,035)$616$419$188,670
84 ($1,035)$615$420$188,250
Year 8 - 85 ($1,035)$613$422$187,828
86 ($1,035)$612$423$187,405
87 ($1,035)$611$425$186,980
88 ($1,035)$609$426$186,554
89 ($1,035)$608$427$186,127
90 ($1,035)$606$429$185,698
91 ($1,035)$605$430$185,268
92 ($1,035)$604$431$184,837
93 ($1,035)$602$433$184,404
94 ($1,035)$601$434$183,970
95 ($1,035)$599$436$183,534
96 ($1,035)$598$437$183,097
Year 9 - 97 ($1,035)$597$439$182,658
98 ($1,035)$595$440$182,218
99 ($1,035)$594$441$181,777
100 ($1,035)$592$443$181,334
101 ($1,035)$591$444$180,890
102 ($1,035)$589$446$180,444
103 ($1,035)$588$447$179,997
104 ($1,035)$586$449$179,548
105 ($1,035)$585$450$179,098
106 ($1,035)$584$452$178,646
107 ($1,035)$582$453$178,193
108 ($1,035)$581$455$177,739
Year 10 - 109 ($1,035)$579$456$177,283
110 ($1,035)$578$458$176,825
111 ($1,035)$576$459$176,366
112 ($1,035)$575$460$175,906
113 ($1,035)$573$462$175,444
114 ($1,035)$572$463$174,980
115 ($1,035)$570$465$174,515
116 ($1,035)$569$467$174,049
117 ($1,035)$567$468$173,581
118 ($1,035)$566$470$173,111
119 ($1,035)$564$471$172,640
120 ($1,035)$563$473$172,167
Year 11 - 121 ($1,035)$561$474$171,693
122 ($1,035)$559$476$171,217
123 ($1,035)$558$477$170,740
124 ($1,035)$556$479$170,261
125 ($1,035)$555$480$169,781
126 ($1,035)$553$482$169,299
127 ($1,035)$552$484$168,815
128 ($1,035)$550$485$168,330
129 ($1,035)$548$487$167,844
130 ($1,035)$547$488$167,355
131 ($1,035)$545$490$166,866
132 ($1,035)$544$491$166,374
Year 12 - 133 ($1,035)$542$493$165,881
134 ($1,035)$540$495$165,386
135 ($1,035)$539$496$164,890
136 ($1,035)$537$498$164,392
137 ($1,035)$536$500$163,893
138 ($1,035)$534$501$163,392
139 ($1,035)$532$503$162,889
140 ($1,035)$531$504$162,384
141 ($1,035)$529$506$161,878
142 ($1,035)$527$508$161,371
143 ($1,035)$526$509$160,861
144 ($1,035)$524$511$160,350
Year 13 - 145 ($1,035)$522$513$159,838
146 ($1,035)$521$514$159,323
147 ($1,035)$519$516$158,807
148 ($1,035)$517$518$158,290
149 ($1,035)$516$519$157,770
150 ($1,035)$514$521$157,249
151 ($1,035)$512$523$156,726
152 ($1,035)$511$524$156,202
153 ($1,035)$509$526$155,676
154 ($1,035)$507$528$155,148
155 ($1,035)$506$530$154,618
156 ($1,035)$504$531$154,087
Year 14 - 157 ($1,035)$502$533$153,554
158 ($1,035)$500$535$153,019
159 ($1,035)$499$537$152,482
160 ($1,035)$497$538$151,944
161 ($1,035)$495$540$151,404
162 ($1,035)$493$542$150,862
163 ($1,035)$492$544$150,318
164 ($1,035)$490$545$149,773
165 ($1,035)$488$547$149,226
166 ($1,035)$486$549$148,677
167 ($1,035)$484$551$148,126
168 ($1,035)$483$553$147,574
Year 15 - 169 ($1,035)$481$554$147,019
170 ($1,035)$479$556$146,463
171 ($1,035)$477$558$145,905
172 ($1,035)$475$560$145,346
173 ($1,035)$474$562$144,784
174 ($1,035)$472$563$144,221
175 ($1,035)$470$565$143,655
176 ($1,035)$468$567$143,088
177 ($1,035)$466$569$142,519
178 ($1,035)$464$571$141,949
179 ($1,035)$463$573$141,376
180 ($1,035)$461$575$140,802
Year 16 - 181 ($1,035)$459$576$140,225
182 ($1,035)$457$578$139,647
183 ($1,035)$455$580$139,067
184 ($1,035)$453$582$138,485
185 ($1,035)$451$584$137,901
186 ($1,035)$449$586$137,315
187 ($1,035)$447$588$136,727
188 ($1,035)$446$590$136,138
189 ($1,035)$444$592$135,546
190 ($1,035)$442$593$134,953
191 ($1,035)$440$595$134,357
192 ($1,035)$438$597$133,760
Year 17 - 193 ($1,035)$436$599$133,160
194 ($1,035)$434$601$132,559
195 ($1,035)$432$603$131,956
196 ($1,035)$430$605$131,351
197 ($1,035)$428$607$130,744
198 ($1,035)$426$609$130,134
199 ($1,035)$424$611$129,523
200 ($1,035)$422$613$128,910
201 ($1,035)$420$615$128,295
202 ($1,035)$418$617$127,678
203 ($1,035)$416$619$127,059
204 ($1,035)$414$621$126,438
Year 18 - 205 ($1,035)$412$623$125,814
206 ($1,035)$410$625$125,189
207 ($1,035)$408$627$124,562
208 ($1,035)$406$629$123,933
209 ($1,035)$404$631$123,301
210 ($1,035)$402$633$122,668
211 ($1,035)$400$635$122,032
212 ($1,035)$398$638$121,395
213 ($1,035)$396$640$120,755
214 ($1,035)$393$642$120,114
215 ($1,035)$391$644$119,470
216 ($1,035)$389$646$118,824
Year 19 - 217 ($1,035)$387$648$118,176
218 ($1,035)$385$650$117,526
219 ($1,035)$383$652$116,874
220 ($1,035)$381$654$116,219
221 ($1,035)$379$656$115,563
222 ($1,035)$377$659$114,904
223 ($1,035)$374$661$114,244
224 ($1,035)$372$663$113,581
225 ($1,035)$370$665$112,916
226 ($1,035)$368$667$112,248
227 ($1,035)$366$669$111,579
228 ($1,035)$364$672$110,907
Year 20 - 229 ($1,035)$361$674$110,234
230 ($1,035)$359$676$109,558
231 ($1,035)$357$678$108,879
232 ($1,035)$355$680$108,199
233 ($1,035)$353$683$107,516
234 ($1,035)$350$685$106,832
235 ($1,035)$348$687$106,144
236 ($1,035)$346$689$105,455
237 ($1,035)$344$692$104,764
238 ($1,035)$341$694$104,070
239 ($1,035)$339$696$103,374
240 ($1,035)$337$698$102,675
Year 21 - 241 ($1,035)$335$701$101,975
242 ($1,035)$332$703$101,272
243 ($1,035)$330$705$100,567
244 ($1,035)$328$707$99,859
245 ($1,035)$325$710$99,150
246 ($1,035)$323$712$98,437
247 ($1,035)$321$714$97,723
248 ($1,035)$318$717$97,006
249 ($1,035)$316$719$96,287
250 ($1,035)$314$721$95,566
251 ($1,035)$311$724$94,842
252 ($1,035)$309$726$94,116
Year 22 - 253 ($1,035)$307$728$93,387
254 ($1,035)$304$731$92,657
255 ($1,035)$302$733$91,923
256 ($1,035)$300$736$91,188
257 ($1,035)$297$738$90,450
258 ($1,035)$295$740$89,709
259 ($1,035)$292$743$88,966
260 ($1,035)$290$745$88,221
261 ($1,035)$287$748$87,473
262 ($1,035)$285$750$86,723
263 ($1,035)$283$753$85,971
264 ($1,035)$280$755$85,216
Year 23 - 265 ($1,035)$278$757$84,458
266 ($1,035)$275$760$83,698
267 ($1,035)$273$762$82,936
268 ($1,035)$270$765$82,171
269 ($1,035)$268$767$81,403
270 ($1,035)$265$770$80,633
271 ($1,035)$263$772$79,861
272 ($1,035)$260$775$79,086
273 ($1,035)$258$777$78,309
274 ($1,035)$255$780$77,529
275 ($1,035)$253$783$76,746
276 ($1,035)$250$785$75,961
Year 24 - 277 ($1,035)$248$788$75,173
278 ($1,035)$245$790$74,383
279 ($1,035)$242$793$73,590
280 ($1,035)$240$795$72,795
281 ($1,035)$237$798$71,997
282 ($1,035)$235$801$71,197
283 ($1,035)$232$803$70,393
284 ($1,035)$229$806$69,588
285 ($1,035)$227$808$68,779
286 ($1,035)$224$811$67,968
287 ($1,035)$221$814$67,154
288 ($1,035)$219$816$66,338
Year 25 - 289 ($1,035)$216$819$65,519
290 ($1,035)$213$822$64,697
291 ($1,035)$211$824$63,873
292 ($1,035)$208$827$63,046
293 ($1,035)$205$830$62,216
294 ($1,035)$203$832$61,384
295 ($1,035)$200$835$60,549
296 ($1,035)$197$838$59,711
297 ($1,035)$195$841$58,870
298 ($1,035)$192$843$58,027
299 ($1,035)$189$846$57,181
300 ($1,035)$186$849$56,332
Year 26 - 301 ($1,035)$184$852$55,480
302 ($1,035)$181$854$54,626
303 ($1,035)$178$857$53,769
304 ($1,035)$175$860$52,909
305 ($1,035)$172$863$52,046
306 ($1,035)$170$866$51,181
307 ($1,035)$167$868$50,312
308 ($1,035)$164$871$49,441
309 ($1,035)$161$874$48,567
310 ($1,035)$158$877$47,690
311 ($1,035)$155$880$46,810
312 ($1,035)$153$883$45,928
Year 27 - 313 ($1,035)$150$886$45,042
314 ($1,035)$147$888$44,154
315 ($1,035)$144$891$43,262
316 ($1,035)$141$894$42,368
317 ($1,035)$138$897$41,471
318 ($1,035)$135$900$40,571
319 ($1,035)$132$903$39,668
320 ($1,035)$129$906$38,762
321 ($1,035)$126$909$37,853
322 ($1,035)$123$912$36,942
323 ($1,035)$120$915$36,027
324 ($1,035)$117$918$35,109
Year 28 - 325 ($1,035)$114$921$34,188
326 ($1,035)$111$924$33,264
327 ($1,035)$108$927$32,338
328 ($1,035)$105$930$31,408
329 ($1,035)$102$933$30,475
330 ($1,035)$99$936$29,539
331 ($1,035)$96$939$28,600
332 ($1,035)$93$942$27,658
333 ($1,035)$90$945$26,713
334 ($1,035)$87$948$25,765
335 ($1,035)$84$951$24,814
336 ($1,035)$81$954$23,860
Year 29 - 337 ($1,035)$78$957$22,902
338 ($1,035)$75$961$21,942
339 ($1,035)$71$964$20,978
340 ($1,035)$68$967$20,011
341 ($1,035)$65$970$19,041
342 ($1,035)$62$973$18,068
343 ($1,035)$59$976$17,092
344 ($1,035)$56$979$16,113
345 ($1,035)$53$983$15,130
346 ($1,035)$49$986$14,144
347 ($1,035)$46$989$13,155
348 ($1,035)$43$992$12,163
Year 30 - 349 ($1,035)$40$996$11,167
350 ($1,035)$36$999$10,168
351 ($1,035)$33$1,002$9,166
352 ($1,035)$30$1,005$8,161
353 ($1,035)$27$1,009$7,153
354 ($1,035)$23$1,012$6,141
355 ($1,035)$20$1,015$5,126
356 ($1,035)$17$1,018$4,107
357 ($1,035)$13$1,022$3,085
358 ($1,035)$10$1,025$2,060
359 ($1,035)$7$1,028$1,032
360 ($1,035)$3$1,032$0
TOTALS$153,455$219,200$372,655

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.