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Mortgage Payment Schedule for a $276,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,048 360 $156,400 $377,200

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $276,000
Down Payment $55,200$220,800
Year 1 - 1 ($1,048)$727$321$220,479
2 ($1,048)$726$322$220,157
3 ($1,048)$725$323$219,834
4 ($1,048)$724$324$219,510
5 ($1,048)$723$325$219,185
6 ($1,048)$721$326$218,858
7 ($1,048)$720$327$218,531
8 ($1,048)$719$328$218,202
9 ($1,048)$718$330$217,873
10 ($1,048)$717$331$217,542
11 ($1,048)$716$332$217,211
12 ($1,048)$715$333$216,878
Year 2 - 13 ($1,048)$714$334$216,544
14 ($1,048)$713$335$216,209
15 ($1,048)$712$336$215,873
16 ($1,048)$711$337$215,536
17 ($1,048)$709$338$215,197
18 ($1,048)$708$339$214,858
19 ($1,048)$707$341$214,517
20 ($1,048)$706$342$214,176
21 ($1,048)$705$343$213,833
22 ($1,048)$704$344$213,489
23 ($1,048)$703$345$213,144
24 ($1,048)$702$346$212,798
Year 3 - 25 ($1,048)$700$347$212,450
26 ($1,048)$699$348$212,102
27 ($1,048)$698$350$211,752
28 ($1,048)$697$351$211,402
29 ($1,048)$696$352$211,050
30 ($1,048)$695$353$210,697
31 ($1,048)$694$354$210,342
32 ($1,048)$692$355$209,987
33 ($1,048)$691$357$209,630
34 ($1,048)$690$358$209,273
35 ($1,048)$689$359$208,914
36 ($1,048)$688$360$208,554
Year 4 - 37 ($1,048)$686$361$208,192
38 ($1,048)$685$362$207,830
39 ($1,048)$684$364$207,466
40 ($1,048)$683$365$207,101
41 ($1,048)$682$366$206,735
42 ($1,048)$681$367$206,368
43 ($1,048)$679$368$205,999
44 ($1,048)$678$370$205,630
45 ($1,048)$677$371$205,259
46 ($1,048)$676$372$204,887
47 ($1,048)$674$373$204,513
48 ($1,048)$673$375$204,139
Year 5 - 49 ($1,048)$672$376$203,763
50 ($1,048)$671$377$203,386
51 ($1,048)$669$378$203,008
52 ($1,048)$668$380$202,628
53 ($1,048)$667$381$202,247
54 ($1,048)$666$382$201,865
55 ($1,048)$664$383$201,482
56 ($1,048)$663$385$201,097
57 ($1,048)$662$386$200,712
58 ($1,048)$661$387$200,324
59 ($1,048)$659$388$199,936
60 ($1,048)$658$390$199,546
Year 6 - 61 ($1,048)$657$391$199,155
62 ($1,048)$656$392$198,763
63 ($1,048)$654$394$198,370
64 ($1,048)$653$395$197,975
65 ($1,048)$652$396$197,579
66 ($1,048)$650$397$197,181
67 ($1,048)$649$399$196,783
68 ($1,048)$648$400$196,383
69 ($1,048)$646$401$195,981
70 ($1,048)$645$403$195,579
71 ($1,048)$644$404$195,175
72 ($1,048)$642$405$194,769
Year 7 - 73 ($1,048)$641$407$194,363
74 ($1,048)$640$408$193,955
75 ($1,048)$638$409$193,545
76 ($1,048)$637$411$193,135
77 ($1,048)$636$412$192,723
78 ($1,048)$634$413$192,309
79 ($1,048)$633$415$191,894
80 ($1,048)$632$416$191,478
81 ($1,048)$630$417$191,061
82 ($1,048)$629$419$190,642
83 ($1,048)$628$420$190,222
84 ($1,048)$626$422$189,800
Year 8 - 85 ($1,048)$625$423$189,377
86 ($1,048)$623$424$188,953
87 ($1,048)$622$426$188,527
88 ($1,048)$621$427$188,100
89 ($1,048)$619$429$187,671
90 ($1,048)$618$430$187,241
91 ($1,048)$616$431$186,809
92 ($1,048)$615$433$186,377
93 ($1,048)$613$434$185,942
94 ($1,048)$612$436$185,507
95 ($1,048)$611$437$185,069
96 ($1,048)$609$439$184,631
Year 9 - 97 ($1,048)$608$440$184,191
98 ($1,048)$606$441$183,749
99 ($1,048)$605$443$183,306
100 ($1,048)$603$444$182,862
101 ($1,048)$602$446$182,416
102 ($1,048)$600$447$181,969
103 ($1,048)$599$449$181,520
104 ($1,048)$598$450$181,070
105 ($1,048)$596$452$180,618
106 ($1,048)$595$453$180,165
107 ($1,048)$593$455$179,710
108 ($1,048)$592$456$179,254
Year 10 - 109 ($1,048)$590$458$178,796
110 ($1,048)$589$459$178,337
111 ($1,048)$587$461$177,876
112 ($1,048)$586$462$177,414
113 ($1,048)$584$464$176,950
114 ($1,048)$582$465$176,485
115 ($1,048)$581$467$176,018
116 ($1,048)$579$468$175,549
117 ($1,048)$578$470$175,079
118 ($1,048)$576$471$174,608
119 ($1,048)$575$473$174,135
120 ($1,048)$573$475$173,660
Year 11 - 121 ($1,048)$572$476$173,184
122 ($1,048)$570$478$172,707
123 ($1,048)$568$479$172,227
124 ($1,048)$567$481$171,746
125 ($1,048)$565$482$171,264
126 ($1,048)$564$484$170,780
127 ($1,048)$562$486$170,294
128 ($1,048)$561$487$169,807
129 ($1,048)$559$489$169,318
130 ($1,048)$557$490$168,828
131 ($1,048)$556$492$168,336
132 ($1,048)$554$494$167,842
Year 12 - 133 ($1,048)$552$495$167,347
134 ($1,048)$551$497$166,850
135 ($1,048)$549$499$166,351
136 ($1,048)$548$500$165,851
137 ($1,048)$546$502$165,349
138 ($1,048)$544$504$164,846
139 ($1,048)$543$505$164,341
140 ($1,048)$541$507$163,834
141 ($1,048)$539$508$163,325
142 ($1,048)$538$510$162,815
143 ($1,048)$536$512$162,303
144 ($1,048)$534$514$161,790
Year 13 - 145 ($1,048)$533$515$161,274
146 ($1,048)$531$517$160,758
147 ($1,048)$529$519$160,239
148 ($1,048)$527$520$159,719
149 ($1,048)$526$522$159,197
150 ($1,048)$524$524$158,673
151 ($1,048)$522$525$158,147
152 ($1,048)$521$527$157,620
153 ($1,048)$519$529$157,091
154 ($1,048)$517$531$156,561
155 ($1,048)$515$532$156,028
156 ($1,048)$514$534$155,494
Year 14 - 157 ($1,048)$512$536$154,958
158 ($1,048)$510$538$154,420
159 ($1,048)$508$539$153,881
160 ($1,048)$507$541$153,340
161 ($1,048)$505$543$152,796
162 ($1,048)$503$545$152,252
163 ($1,048)$501$547$151,705
164 ($1,048)$499$548$151,157
165 ($1,048)$498$550$150,606
166 ($1,048)$496$552$150,054
167 ($1,048)$494$554$149,501
168 ($1,048)$492$556$148,945
Year 15 - 169 ($1,048)$490$558$148,387
170 ($1,048)$488$559$147,828
171 ($1,048)$487$561$147,267
172 ($1,048)$485$563$146,704
173 ($1,048)$483$565$146,139
174 ($1,048)$481$567$145,572
175 ($1,048)$479$569$145,004
176 ($1,048)$477$570$144,433
177 ($1,048)$475$572$143,861
178 ($1,048)$474$574$143,287
179 ($1,048)$472$576$142,710
180 ($1,048)$470$578$142,132
Year 16 - 181 ($1,048)$468$580$141,552
182 ($1,048)$466$582$140,971
183 ($1,048)$464$584$140,387
184 ($1,048)$462$586$139,801
185 ($1,048)$460$588$139,214
186 ($1,048)$458$590$138,624
187 ($1,048)$456$591$138,033
188 ($1,048)$454$593$137,439
189 ($1,048)$452$595$136,844
190 ($1,048)$450$597$136,246
191 ($1,048)$448$599$135,647
192 ($1,048)$447$601$135,046
Year 17 - 193 ($1,048)$445$603$134,443
194 ($1,048)$443$605$133,837
195 ($1,048)$441$607$133,230
196 ($1,048)$439$609$132,621
197 ($1,048)$437$611$132,010
198 ($1,048)$435$613$131,396
199 ($1,048)$433$615$130,781
200 ($1,048)$430$617$130,164
201 ($1,048)$428$619$129,545
202 ($1,048)$426$621$128,923
203 ($1,048)$424$623$128,300
204 ($1,048)$422$625$127,674
Year 18 - 205 ($1,048)$420$628$127,047
206 ($1,048)$418$630$126,417
207 ($1,048)$416$632$125,786
208 ($1,048)$414$634$125,152
209 ($1,048)$412$636$124,516
210 ($1,048)$410$638$123,878
211 ($1,048)$408$640$123,238
212 ($1,048)$406$642$122,596
213 ($1,048)$404$644$121,952
214 ($1,048)$401$646$121,305
215 ($1,048)$399$648$120,657
216 ($1,048)$397$651$120,006
Year 19 - 217 ($1,048)$395$653$119,354
218 ($1,048)$393$655$118,699
219 ($1,048)$391$657$118,042
220 ($1,048)$389$659$117,382
221 ($1,048)$386$661$116,721
222 ($1,048)$384$664$116,057
223 ($1,048)$382$666$115,392
224 ($1,048)$380$668$114,724
225 ($1,048)$378$670$114,054
226 ($1,048)$375$672$113,381
227 ($1,048)$373$675$112,707
228 ($1,048)$371$677$112,030
Year 20 - 229 ($1,048)$369$679$111,351
230 ($1,048)$367$681$110,670
231 ($1,048)$364$683$109,986
232 ($1,048)$362$686$109,300
233 ($1,048)$360$688$108,612
234 ($1,048)$358$690$107,922
235 ($1,048)$355$693$107,230
236 ($1,048)$353$695$106,535
237 ($1,048)$351$697$105,838
238 ($1,048)$348$699$105,138
239 ($1,048)$346$702$104,437
240 ($1,048)$344$704$103,733
Year 21 - 241 ($1,048)$341$706$103,026
242 ($1,048)$339$709$102,318
243 ($1,048)$337$711$101,607
244 ($1,048)$334$713$100,893
245 ($1,048)$332$716$100,178
246 ($1,048)$330$718$99,460
247 ($1,048)$327$720$98,739
248 ($1,048)$325$723$98,016
249 ($1,048)$323$725$97,291
250 ($1,048)$320$728$96,564
251 ($1,048)$318$730$95,834
252 ($1,048)$315$732$95,101
Year 22 - 253 ($1,048)$313$735$94,367
254 ($1,048)$311$737$93,630
255 ($1,048)$308$740$92,890
256 ($1,048)$306$742$92,148
257 ($1,048)$303$744$91,404
258 ($1,048)$301$747$90,657
259 ($1,048)$298$749$89,907
260 ($1,048)$296$752$89,155
261 ($1,048)$293$754$88,401
262 ($1,048)$291$757$87,644
263 ($1,048)$288$759$86,885
264 ($1,048)$286$762$86,123
Year 23 - 265 ($1,048)$283$764$85,359
266 ($1,048)$281$767$84,592
267 ($1,048)$278$769$83,823
268 ($1,048)$276$772$83,051
269 ($1,048)$273$774$82,277
270 ($1,048)$271$777$81,500
271 ($1,048)$268$780$80,720
272 ($1,048)$266$782$79,938
273 ($1,048)$263$785$79,153
274 ($1,048)$261$787$78,366
275 ($1,048)$258$790$77,576
276 ($1,048)$255$792$76,784
Year 24 - 277 ($1,048)$253$795$75,989
278 ($1,048)$250$798$75,191
279 ($1,048)$248$800$74,391
280 ($1,048)$245$803$73,588
281 ($1,048)$242$806$72,783
282 ($1,048)$240$808$71,974
283 ($1,048)$237$811$71,163
284 ($1,048)$234$814$70,350
285 ($1,048)$232$816$69,534
286 ($1,048)$229$819$68,715
287 ($1,048)$226$822$67,893
288 ($1,048)$223$824$67,069
Year 25 - 289 ($1,048)$221$827$66,242
290 ($1,048)$218$830$65,412
291 ($1,048)$215$832$64,580
292 ($1,048)$213$835$63,745
293 ($1,048)$210$838$62,907
294 ($1,048)$207$841$62,066
295 ($1,048)$204$843$61,222
296 ($1,048)$202$846$60,376
297 ($1,048)$199$849$59,527
298 ($1,048)$196$852$58,675
299 ($1,048)$193$855$57,821
300 ($1,048)$190$857$56,963
Year 26 - 301 ($1,048)$188$860$56,103
302 ($1,048)$185$863$55,240
303 ($1,048)$182$866$54,374
304 ($1,048)$179$869$53,505
305 ($1,048)$176$872$52,633
306 ($1,048)$173$875$51,759
307 ($1,048)$170$877$50,881
308 ($1,048)$167$880$50,001
309 ($1,048)$165$883$49,118
310 ($1,048)$162$886$48,232
311 ($1,048)$159$889$47,343
312 ($1,048)$156$892$46,451
Year 27 - 313 ($1,048)$153$895$45,556
314 ($1,048)$150$898$44,658
315 ($1,048)$147$901$43,757
316 ($1,048)$144$904$42,854
317 ($1,048)$141$907$41,947
318 ($1,048)$138$910$41,037
319 ($1,048)$135$913$40,125
320 ($1,048)$132$916$39,209
321 ($1,048)$129$919$38,290
322 ($1,048)$126$922$37,368
323 ($1,048)$123$925$36,444
324 ($1,048)$120$928$35,516
Year 28 - 325 ($1,048)$117$931$34,585
326 ($1,048)$114$934$33,651
327 ($1,048)$111$937$32,714
328 ($1,048)$108$940$31,774
329 ($1,048)$105$943$30,831
330 ($1,048)$101$946$29,884
331 ($1,048)$98$949$28,935
332 ($1,048)$95$953$27,982
333 ($1,048)$92$956$27,027
334 ($1,048)$89$959$26,068
335 ($1,048)$86$962$25,106
336 ($1,048)$83$965$24,141
Year 29 - 337 ($1,048)$79$968$23,173
338 ($1,048)$76$972$22,201
339 ($1,048)$73$975$21,226
340 ($1,048)$70$978$20,248
341 ($1,048)$67$981$19,267
342 ($1,048)$63$984$18,283
343 ($1,048)$60$988$17,295
344 ($1,048)$57$991$16,305
345 ($1,048)$54$994$15,310
346 ($1,048)$50$997$14,313
347 ($1,048)$47$1,001$13,312
348 ($1,048)$44$1,004$12,308
Year 30 - 349 ($1,048)$41$1,007$11,301
350 ($1,048)$37$1,011$10,291
351 ($1,048)$34$1,014$9,277
352 ($1,048)$31$1,017$8,259
353 ($1,048)$27$1,021$7,239
354 ($1,048)$24$1,024$6,215
355 ($1,048)$20$1,027$5,188
356 ($1,048)$17$1,031$4,157
357 ($1,048)$14$1,034$3,123
358 ($1,048)$10$1,037$2,085
359 ($1,048)$7$1,041$1,044
360 ($1,048)$3$1,044$0
TOTALS$156,400$220,800$377,200

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.