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Mortgage Payment Schedule for a $276,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,033 360 $150,939 $371,739

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $276,000
Down Payment $55,200$220,800
Year 1 - 1 ($1,033)$705$328$220,472
2 ($1,033)$704$329$220,143
3 ($1,033)$703$330$219,813
4 ($1,033)$702$331$219,482
5 ($1,033)$701$332$219,150
6 ($1,033)$699$333$218,817
7 ($1,033)$698$334$218,483
8 ($1,033)$697$335$218,147
9 ($1,033)$696$336$217,811
10 ($1,033)$695$337$217,474
11 ($1,033)$694$339$217,135
12 ($1,033)$693$340$216,796
Year 2 - 13 ($1,033)$692$341$216,455
14 ($1,033)$691$342$216,113
15 ($1,033)$690$343$215,770
16 ($1,033)$689$344$215,426
17 ($1,033)$688$345$215,081
18 ($1,033)$686$346$214,735
19 ($1,033)$685$347$214,388
20 ($1,033)$684$348$214,040
21 ($1,033)$683$349$213,690
22 ($1,033)$682$351$213,339
23 ($1,033)$681$352$212,988
24 ($1,033)$680$353$212,635
Year 3 - 25 ($1,033)$679$354$212,281
26 ($1,033)$678$355$211,926
27 ($1,033)$676$356$211,570
28 ($1,033)$675$357$211,212
29 ($1,033)$674$358$210,854
30 ($1,033)$673$360$210,494
31 ($1,033)$672$361$210,133
32 ($1,033)$671$362$209,772
33 ($1,033)$670$363$209,408
34 ($1,033)$668$364$209,044
35 ($1,033)$667$365$208,679
36 ($1,033)$666$367$208,312
Year 4 - 37 ($1,033)$665$368$207,944
38 ($1,033)$664$369$207,576
39 ($1,033)$663$370$207,205
40 ($1,033)$661$371$206,834
41 ($1,033)$660$372$206,462
42 ($1,033)$659$374$206,088
43 ($1,033)$658$375$205,713
44 ($1,033)$657$376$205,337
45 ($1,033)$655$377$204,960
46 ($1,033)$654$378$204,582
47 ($1,033)$653$380$204,202
48 ($1,033)$652$381$203,821
Year 5 - 49 ($1,033)$651$382$203,439
50 ($1,033)$649$383$203,056
51 ($1,033)$648$385$202,671
52 ($1,033)$647$386$202,285
53 ($1,033)$646$387$201,898
54 ($1,033)$644$388$201,510
55 ($1,033)$643$389$201,121
56 ($1,033)$642$391$200,730
57 ($1,033)$641$392$200,338
58 ($1,033)$639$393$199,945
59 ($1,033)$638$394$199,550
60 ($1,033)$637$396$199,155
Year 6 - 61 ($1,033)$636$397$198,758
62 ($1,033)$634$398$198,359
63 ($1,033)$633$400$197,960
64 ($1,033)$632$401$197,559
65 ($1,033)$631$402$197,157
66 ($1,033)$629$403$196,754
67 ($1,033)$628$405$196,349
68 ($1,033)$627$406$195,943
69 ($1,033)$625$407$195,536
70 ($1,033)$624$409$195,127
71 ($1,033)$623$410$194,718
72 ($1,033)$621$411$194,306
Year 7 - 73 ($1,033)$620$412$193,894
74 ($1,033)$619$414$193,480
75 ($1,033)$618$415$193,065
76 ($1,033)$616$416$192,649
77 ($1,033)$615$418$192,231
78 ($1,033)$614$419$191,812
79 ($1,033)$612$420$191,392
80 ($1,033)$611$422$190,970
81 ($1,033)$610$423$190,547
82 ($1,033)$608$424$190,122
83 ($1,033)$607$426$189,696
84 ($1,033)$605$427$189,269
Year 8 - 85 ($1,033)$604$429$188,841
86 ($1,033)$603$430$188,411
87 ($1,033)$601$431$187,980
88 ($1,033)$600$433$187,547
89 ($1,033)$599$434$187,113
90 ($1,033)$597$435$186,678
91 ($1,033)$596$437$186,241
92 ($1,033)$594$438$185,803
93 ($1,033)$593$440$185,363
94 ($1,033)$592$441$184,922
95 ($1,033)$590$442$184,480
96 ($1,033)$589$444$184,036
Year 9 - 97 ($1,033)$587$445$183,591
98 ($1,033)$586$447$183,144
99 ($1,033)$585$448$182,696
100 ($1,033)$583$450$182,246
101 ($1,033)$582$451$181,795
102 ($1,033)$580$452$181,343
103 ($1,033)$579$454$180,889
104 ($1,033)$577$455$180,434
105 ($1,033)$576$457$179,977
106 ($1,033)$574$458$179,519
107 ($1,033)$573$460$179,059
108 ($1,033)$571$461$178,598
Year 10 - 109 ($1,033)$570$463$178,136
110 ($1,033)$569$464$177,672
111 ($1,033)$567$466$177,206
112 ($1,033)$566$467$176,739
113 ($1,033)$564$469$176,271
114 ($1,033)$563$470$175,801
115 ($1,033)$561$472$175,329
116 ($1,033)$560$473$174,856
117 ($1,033)$558$475$174,382
118 ($1,033)$557$476$173,905
119 ($1,033)$555$478$173,428
120 ($1,033)$554$479$172,949
Year 11 - 121 ($1,033)$552$481$172,468
122 ($1,033)$550$482$171,986
123 ($1,033)$549$484$171,502
124 ($1,033)$547$485$171,017
125 ($1,033)$546$487$170,530
126 ($1,033)$544$488$170,042
127 ($1,033)$543$490$169,552
128 ($1,033)$541$491$169,061
129 ($1,033)$540$493$168,568
130 ($1,033)$538$495$168,073
131 ($1,033)$536$496$167,577
132 ($1,033)$535$498$167,079
Year 12 - 133 ($1,033)$533$499$166,580
134 ($1,033)$532$501$166,079
135 ($1,033)$530$503$165,576
136 ($1,033)$528$504$165,072
137 ($1,033)$527$506$164,566
138 ($1,033)$525$507$164,059
139 ($1,033)$524$509$163,550
140 ($1,033)$522$511$163,039
141 ($1,033)$520$512$162,527
142 ($1,033)$519$514$162,013
143 ($1,033)$517$516$161,498
144 ($1,033)$515$517$160,981
Year 13 - 145 ($1,033)$514$519$160,462
146 ($1,033)$512$520$159,941
147 ($1,033)$510$522$159,419
148 ($1,033)$509$524$158,895
149 ($1,033)$507$525$158,370
150 ($1,033)$505$527$157,843
151 ($1,033)$504$529$157,314
152 ($1,033)$502$531$156,783
153 ($1,033)$500$532$156,251
154 ($1,033)$499$534$155,717
155 ($1,033)$497$536$155,182
156 ($1,033)$495$537$154,644
Year 14 - 157 ($1,033)$494$539$154,105
158 ($1,033)$492$541$153,565
159 ($1,033)$490$542$153,022
160 ($1,033)$488$544$152,478
161 ($1,033)$487$546$151,932
162 ($1,033)$485$548$151,384
163 ($1,033)$483$549$150,835
164 ($1,033)$481$551$150,284
165 ($1,033)$480$553$149,731
166 ($1,033)$478$555$149,176
167 ($1,033)$476$556$148,620
168 ($1,033)$474$558$148,061
Year 15 - 169 ($1,033)$473$560$147,501
170 ($1,033)$471$562$146,939
171 ($1,033)$469$564$146,376
172 ($1,033)$467$565$145,810
173 ($1,033)$465$567$145,243
174 ($1,033)$464$569$144,674
175 ($1,033)$462$571$144,103
176 ($1,033)$460$573$143,531
177 ($1,033)$458$575$142,956
178 ($1,033)$456$576$142,380
179 ($1,033)$454$578$141,802
180 ($1,033)$453$580$141,221
Year 16 - 181 ($1,033)$451$582$140,640
182 ($1,033)$449$584$140,056
183 ($1,033)$447$586$139,470
184 ($1,033)$445$587$138,883
185 ($1,033)$443$589$138,293
186 ($1,033)$441$591$137,702
187 ($1,033)$439$593$137,109
188 ($1,033)$438$595$136,514
189 ($1,033)$436$597$135,917
190 ($1,033)$434$599$135,318
191 ($1,033)$432$601$134,718
192 ($1,033)$430$603$134,115
Year 17 - 193 ($1,033)$428$605$133,511
194 ($1,033)$426$606$132,904
195 ($1,033)$424$608$132,296
196 ($1,033)$422$610$131,685
197 ($1,033)$420$612$131,073
198 ($1,033)$418$614$130,459
199 ($1,033)$416$616$129,842
200 ($1,033)$414$618$129,224
201 ($1,033)$412$620$128,604
202 ($1,033)$410$622$127,982
203 ($1,033)$408$624$127,358
204 ($1,033)$406$626$126,732
Year 18 - 205 ($1,033)$404$628$126,104
206 ($1,033)$402$630$125,473
207 ($1,033)$400$632$124,841
208 ($1,033)$398$634$124,207
209 ($1,033)$396$636$123,571
210 ($1,033)$394$638$122,933
211 ($1,033)$392$640$122,292
212 ($1,033)$390$642$121,650
213 ($1,033)$388$644$121,006
214 ($1,033)$386$646$120,359
215 ($1,033)$384$648$119,711
216 ($1,033)$382$651$119,060
Year 19 - 217 ($1,033)$380$653$118,408
218 ($1,033)$378$655$117,753
219 ($1,033)$376$657$117,096
220 ($1,033)$374$659$116,438
221 ($1,033)$372$661$115,777
222 ($1,033)$370$663$115,113
223 ($1,033)$367$665$114,448
224 ($1,033)$365$667$113,781
225 ($1,033)$363$669$113,111
226 ($1,033)$361$672$112,440
227 ($1,033)$359$674$111,766
228 ($1,033)$357$676$111,090
Year 20 - 229 ($1,033)$355$678$110,412
230 ($1,033)$352$680$109,732
231 ($1,033)$350$682$109,050
232 ($1,033)$348$685$108,365
233 ($1,033)$346$687$107,678
234 ($1,033)$344$689$106,989
235 ($1,033)$341$691$106,298
236 ($1,033)$339$693$105,605
237 ($1,033)$337$696$104,909
238 ($1,033)$335$698$104,212
239 ($1,033)$333$700$103,512
240 ($1,033)$330$702$102,809
Year 21 - 241 ($1,033)$328$704$102,105
242 ($1,033)$326$707$101,398
243 ($1,033)$324$709$100,689
244 ($1,033)$321$711$99,978
245 ($1,033)$319$714$99,264
246 ($1,033)$317$716$98,549
247 ($1,033)$315$718$97,831
248 ($1,033)$312$720$97,110
249 ($1,033)$310$723$96,387
250 ($1,033)$308$725$95,663
251 ($1,033)$305$727$94,935
252 ($1,033)$303$730$94,206
Year 22 - 253 ($1,033)$301$732$93,474
254 ($1,033)$298$734$92,739
255 ($1,033)$296$737$92,003
256 ($1,033)$294$739$91,264
257 ($1,033)$291$741$90,523
258 ($1,033)$289$744$89,779
259 ($1,033)$287$746$89,033
260 ($1,033)$284$748$88,284
261 ($1,033)$282$751$87,533
262 ($1,033)$279$753$86,780
263 ($1,033)$277$756$86,025
264 ($1,033)$275$758$85,267
Year 23 - 265 ($1,033)$272$760$84,506
266 ($1,033)$270$763$83,743
267 ($1,033)$267$765$82,978
268 ($1,033)$265$768$82,210
269 ($1,033)$262$770$81,440
270 ($1,033)$260$773$80,667
271 ($1,033)$257$775$79,892
272 ($1,033)$255$778$79,114
273 ($1,033)$253$780$78,334
274 ($1,033)$250$783$77,552
275 ($1,033)$248$785$76,767
276 ($1,033)$245$788$75,979
Year 24 - 277 ($1,033)$242$790$75,189
278 ($1,033)$240$793$74,396
279 ($1,033)$237$795$73,601
280 ($1,033)$235$798$72,803
281 ($1,033)$232$800$72,003
282 ($1,033)$230$803$71,200
283 ($1,033)$227$805$70,395
284 ($1,033)$225$808$69,587
285 ($1,033)$222$811$68,777
286 ($1,033)$220$813$67,964
287 ($1,033)$217$816$67,148
288 ($1,033)$214$818$66,330
Year 25 - 289 ($1,033)$212$821$65,509
290 ($1,033)$209$824$64,685
291 ($1,033)$206$826$63,859
292 ($1,033)$204$829$63,030
293 ($1,033)$201$831$62,199
294 ($1,033)$199$834$61,365
295 ($1,033)$196$837$60,528
296 ($1,033)$193$839$59,688
297 ($1,033)$191$842$58,846
298 ($1,033)$188$845$58,002
299 ($1,033)$185$847$57,154
300 ($1,033)$182$850$56,304
Year 26 - 301 ($1,033)$180$853$55,451
302 ($1,033)$177$856$54,595
303 ($1,033)$174$858$53,737
304 ($1,033)$172$861$52,876
305 ($1,033)$169$864$52,012
306 ($1,033)$166$867$51,145
307 ($1,033)$163$869$50,276
308 ($1,033)$160$872$49,404
309 ($1,033)$158$875$48,529
310 ($1,033)$155$878$47,651
311 ($1,033)$152$881$46,771
312 ($1,033)$149$883$45,887
Year 27 - 313 ($1,033)$146$886$45,001
314 ($1,033)$144$889$44,112
315 ($1,033)$141$892$43,221
316 ($1,033)$138$895$42,326
317 ($1,033)$135$898$41,428
318 ($1,033)$132$900$40,528
319 ($1,033)$129$903$39,625
320 ($1,033)$126$906$38,719
321 ($1,033)$124$909$37,810
322 ($1,033)$121$912$36,898
323 ($1,033)$118$915$35,983
324 ($1,033)$115$918$35,065
Year 28 - 325 ($1,033)$112$921$34,144
326 ($1,033)$109$924$33,221
327 ($1,033)$106$927$32,294
328 ($1,033)$103$930$31,365
329 ($1,033)$100$933$30,432
330 ($1,033)$97$935$29,497
331 ($1,033)$94$938$28,558
332 ($1,033)$91$941$27,617
333 ($1,033)$88$944$26,672
334 ($1,033)$85$947$25,725
335 ($1,033)$82$951$24,774
336 ($1,033)$79$954$23,821
Year 29 - 337 ($1,033)$76$957$22,864
338 ($1,033)$73$960$21,904
339 ($1,033)$70$963$20,942
340 ($1,033)$67$966$19,976
341 ($1,033)$64$969$19,007
342 ($1,033)$61$972$18,035
343 ($1,033)$58$975$17,060
344 ($1,033)$54$978$16,082
345 ($1,033)$51$981$15,101
346 ($1,033)$48$984$14,116
347 ($1,033)$45$988$13,129
348 ($1,033)$42$991$12,138
Year 30 - 349 ($1,033)$39$994$11,144
350 ($1,033)$36$997$10,147
351 ($1,033)$32$1,000$9,147
352 ($1,033)$29$1,003$8,143
353 ($1,033)$26$1,007$7,137
354 ($1,033)$23$1,010$6,127
355 ($1,033)$20$1,013$5,114
356 ($1,033)$16$1,016$4,098
357 ($1,033)$13$1,020$3,078
358 ($1,033)$10$1,023$2,055
359 ($1,033)$7$1,026$1,029
360 ($1,033)$3$1,029$0
TOTALS$150,939$220,800$371,739

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.