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Mortgage Payment Schedule for a $276,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,200) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,059 360 $160,523 $381,323

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $276,000
Down Payment $55,200$220,800
Year 1 - 1 ($1,059)$743$316$220,484
2 ($1,059)$742$317$220,167
3 ($1,059)$741$318$219,849
4 ($1,059)$740$319$219,530
5 ($1,059)$739$320$219,210
6 ($1,059)$738$321$218,889
7 ($1,059)$737$322$218,566
8 ($1,059)$736$323$218,243
9 ($1,059)$735$324$217,919
10 ($1,059)$734$326$217,593
11 ($1,059)$733$327$217,266
12 ($1,059)$731$328$216,939
Year 2 - 13 ($1,059)$730$329$216,610
14 ($1,059)$729$330$216,280
15 ($1,059)$728$331$215,949
16 ($1,059)$727$332$215,616
17 ($1,059)$726$333$215,283
18 ($1,059)$725$334$214,949
19 ($1,059)$724$336$214,613
20 ($1,059)$723$337$214,276
21 ($1,059)$721$338$213,939
22 ($1,059)$720$339$213,600
23 ($1,059)$719$340$213,259
24 ($1,059)$718$341$212,918
Year 3 - 25 ($1,059)$717$342$212,576
26 ($1,059)$716$344$212,232
27 ($1,059)$715$345$211,888
28 ($1,059)$713$346$211,542
29 ($1,059)$712$347$211,195
30 ($1,059)$711$348$210,846
31 ($1,059)$710$349$210,497
32 ($1,059)$709$351$210,146
33 ($1,059)$707$352$209,795
34 ($1,059)$706$353$209,442
35 ($1,059)$705$354$209,088
36 ($1,059)$704$355$208,732
Year 4 - 37 ($1,059)$703$356$208,376
38 ($1,059)$702$358$208,018
39 ($1,059)$700$359$207,659
40 ($1,059)$699$360$207,299
41 ($1,059)$698$361$206,938
42 ($1,059)$697$363$206,575
43 ($1,059)$695$364$206,212
44 ($1,059)$694$365$205,847
45 ($1,059)$693$366$205,480
46 ($1,059)$692$367$205,113
47 ($1,059)$691$369$204,744
48 ($1,059)$689$370$204,374
Year 5 - 49 ($1,059)$688$371$204,003
50 ($1,059)$687$372$203,631
51 ($1,059)$686$374$203,257
52 ($1,059)$684$375$202,882
53 ($1,059)$683$376$202,506
54 ($1,059)$682$377$202,128
55 ($1,059)$680$379$201,750
56 ($1,059)$679$380$201,370
57 ($1,059)$678$381$200,988
58 ($1,059)$677$383$200,606
59 ($1,059)$675$384$200,222
60 ($1,059)$674$385$199,837
Year 6 - 61 ($1,059)$673$386$199,450
62 ($1,059)$671$388$199,063
63 ($1,059)$670$389$198,674
64 ($1,059)$669$390$198,283
65 ($1,059)$668$392$197,892
66 ($1,059)$666$393$197,499
67 ($1,059)$665$394$197,104
68 ($1,059)$664$396$196,709
69 ($1,059)$662$397$196,312
70 ($1,059)$661$398$195,913
71 ($1,059)$660$400$195,514
72 ($1,059)$658$401$195,113
Year 7 - 73 ($1,059)$657$402$194,710
74 ($1,059)$656$404$194,307
75 ($1,059)$654$405$193,902
76 ($1,059)$653$406$193,495
77 ($1,059)$651$408$193,087
78 ($1,059)$650$409$192,678
79 ($1,059)$649$411$192,268
80 ($1,059)$647$412$191,856
81 ($1,059)$646$413$191,442
82 ($1,059)$645$415$191,028
83 ($1,059)$643$416$190,612
84 ($1,059)$642$418$190,194
Year 8 - 85 ($1,059)$640$419$189,775
86 ($1,059)$639$420$189,355
87 ($1,059)$637$422$188,933
88 ($1,059)$636$423$188,510
89 ($1,059)$635$425$188,085
90 ($1,059)$633$426$187,659
91 ($1,059)$632$427$187,232
92 ($1,059)$630$429$186,803
93 ($1,059)$629$430$186,373
94 ($1,059)$627$432$185,941
95 ($1,059)$626$433$185,508
96 ($1,059)$625$435$185,073
Year 9 - 97 ($1,059)$623$436$184,637
98 ($1,059)$622$438$184,199
99 ($1,059)$620$439$183,760
100 ($1,059)$619$441$183,319
101 ($1,059)$617$442$182,877
102 ($1,059)$616$444$182,434
103 ($1,059)$614$445$181,989
104 ($1,059)$613$447$181,542
105 ($1,059)$611$448$181,094
106 ($1,059)$610$450$180,645
107 ($1,059)$608$451$180,194
108 ($1,059)$607$453$179,741
Year 10 - 109 ($1,059)$605$454$179,287
110 ($1,059)$604$456$178,831
111 ($1,059)$602$457$178,374
112 ($1,059)$601$459$177,915
113 ($1,059)$599$460$177,455
114 ($1,059)$597$462$176,993
115 ($1,059)$596$463$176,530
116 ($1,059)$594$465$176,065
117 ($1,059)$593$466$175,599
118 ($1,059)$591$468$175,131
119 ($1,059)$590$470$174,661
120 ($1,059)$588$471$174,190
Year 11 - 121 ($1,059)$586$473$173,717
122 ($1,059)$585$474$173,243
123 ($1,059)$583$476$172,767
124 ($1,059)$582$478$172,289
125 ($1,059)$580$479$171,810
126 ($1,059)$578$481$171,329
127 ($1,059)$577$482$170,847
128 ($1,059)$575$484$170,363
129 ($1,059)$574$486$169,877
130 ($1,059)$572$487$169,390
131 ($1,059)$570$489$168,901
132 ($1,059)$569$491$168,410
Year 12 - 133 ($1,059)$567$492$167,918
134 ($1,059)$565$494$167,424
135 ($1,059)$564$496$166,928
136 ($1,059)$562$497$166,431
137 ($1,059)$560$499$165,932
138 ($1,059)$559$501$165,432
139 ($1,059)$557$502$164,929
140 ($1,059)$555$504$164,425
141 ($1,059)$554$506$163,920
142 ($1,059)$552$507$163,412
143 ($1,059)$550$509$162,903
144 ($1,059)$548$511$162,392
Year 13 - 145 ($1,059)$547$513$161,880
146 ($1,059)$545$514$161,366
147 ($1,059)$543$516$160,850
148 ($1,059)$542$518$160,332
149 ($1,059)$540$519$159,813
150 ($1,059)$538$521$159,291
151 ($1,059)$536$523$158,768
152 ($1,059)$535$525$158,244
153 ($1,059)$533$526$157,717
154 ($1,059)$531$528$157,189
155 ($1,059)$529$530$156,659
156 ($1,059)$527$532$156,127
Year 14 - 157 ($1,059)$526$534$155,594
158 ($1,059)$524$535$155,058
159 ($1,059)$522$537$154,521
160 ($1,059)$520$539$153,982
161 ($1,059)$518$541$153,441
162 ($1,059)$517$543$152,898
163 ($1,059)$515$544$152,354
164 ($1,059)$513$546$151,808
165 ($1,059)$511$548$151,260
166 ($1,059)$509$550$150,710
167 ($1,059)$507$552$150,158
168 ($1,059)$506$554$149,604
Year 15 - 169 ($1,059)$504$556$149,048
170 ($1,059)$502$557$148,491
171 ($1,059)$500$559$147,932
172 ($1,059)$498$561$147,371
173 ($1,059)$496$563$146,807
174 ($1,059)$494$565$146,242
175 ($1,059)$492$567$145,676
176 ($1,059)$490$569$145,107
177 ($1,059)$489$571$144,536
178 ($1,059)$487$573$143,963
179 ($1,059)$485$575$143,389
180 ($1,059)$483$576$142,812
Year 16 - 181 ($1,059)$481$578$142,234
182 ($1,059)$479$580$141,654
183 ($1,059)$477$582$141,071
184 ($1,059)$475$584$140,487
185 ($1,059)$473$586$139,901
186 ($1,059)$471$588$139,312
187 ($1,059)$469$590$138,722
188 ($1,059)$467$592$138,130
189 ($1,059)$465$594$137,536
190 ($1,059)$463$596$136,940
191 ($1,059)$461$598$136,341
192 ($1,059)$459$600$135,741
Year 17 - 193 ($1,059)$457$602$135,139
194 ($1,059)$455$604$134,535
195 ($1,059)$453$606$133,928
196 ($1,059)$451$608$133,320
197 ($1,059)$449$610$132,710
198 ($1,059)$447$612$132,097
199 ($1,059)$445$615$131,483
200 ($1,059)$443$617$130,866
201 ($1,059)$441$619$130,248
202 ($1,059)$439$621$129,627
203 ($1,059)$436$623$129,004
204 ($1,059)$434$625$128,379
Year 18 - 205 ($1,059)$432$627$127,752
206 ($1,059)$430$629$127,123
207 ($1,059)$428$631$126,492
208 ($1,059)$426$633$125,858
209 ($1,059)$424$636$125,223
210 ($1,059)$422$638$124,585
211 ($1,059)$419$640$123,945
212 ($1,059)$417$642$123,303
213 ($1,059)$415$644$122,659
214 ($1,059)$413$646$122,013
215 ($1,059)$411$648$121,365
216 ($1,059)$409$651$120,714
Year 19 - 217 ($1,059)$406$653$120,061
218 ($1,059)$404$655$119,406
219 ($1,059)$402$657$118,749
220 ($1,059)$400$659$118,089
221 ($1,059)$398$662$117,428
222 ($1,059)$395$664$116,764
223 ($1,059)$393$666$116,098
224 ($1,059)$391$668$115,429
225 ($1,059)$389$671$114,759
226 ($1,059)$386$673$114,086
227 ($1,059)$384$675$113,411
228 ($1,059)$382$677$112,733
Year 20 - 229 ($1,059)$380$680$112,054
230 ($1,059)$377$682$111,372
231 ($1,059)$375$684$110,687
232 ($1,059)$373$687$110,001
233 ($1,059)$370$689$109,312
234 ($1,059)$368$691$108,621
235 ($1,059)$366$694$107,927
236 ($1,059)$363$696$107,231
237 ($1,059)$361$698$106,533
238 ($1,059)$359$701$105,832
239 ($1,059)$356$703$105,130
240 ($1,059)$354$705$104,424
Year 21 - 241 ($1,059)$352$708$103,717
242 ($1,059)$349$710$103,007
243 ($1,059)$347$712$102,294
244 ($1,059)$344$715$101,579
245 ($1,059)$342$717$100,862
246 ($1,059)$340$720$100,142
247 ($1,059)$337$722$99,420
248 ($1,059)$335$725$98,696
249 ($1,059)$332$727$97,969
250 ($1,059)$330$729$97,239
251 ($1,059)$327$732$96,508
252 ($1,059)$325$734$95,773
Year 22 - 253 ($1,059)$322$737$95,036
254 ($1,059)$320$739$94,297
255 ($1,059)$317$742$93,555
256 ($1,059)$315$744$92,811
257 ($1,059)$312$747$92,064
258 ($1,059)$310$749$91,315
259 ($1,059)$307$752$90,563
260 ($1,059)$305$754$89,809
261 ($1,059)$302$757$89,052
262 ($1,059)$300$759$88,293
263 ($1,059)$297$762$87,531
264 ($1,059)$295$765$86,766
Year 23 - 265 ($1,059)$292$767$85,999
266 ($1,059)$290$770$85,229
267 ($1,059)$287$772$84,457
268 ($1,059)$284$775$83,682
269 ($1,059)$282$778$82,905
270 ($1,059)$279$780$82,124
271 ($1,059)$276$783$81,342
272 ($1,059)$274$785$80,556
273 ($1,059)$271$788$79,768
274 ($1,059)$269$791$78,978
275 ($1,059)$266$793$78,184
276 ($1,059)$263$796$77,388
Year 24 - 277 ($1,059)$261$799$76,590
278 ($1,059)$258$801$75,788
279 ($1,059)$255$804$74,984
280 ($1,059)$252$807$74,177
281 ($1,059)$250$810$73,368
282 ($1,059)$247$812$72,556
283 ($1,059)$244$815$71,741
284 ($1,059)$242$818$70,923
285 ($1,059)$239$820$70,103
286 ($1,059)$236$823$69,279
287 ($1,059)$233$826$68,453
288 ($1,059)$230$829$67,625
Year 25 - 289 ($1,059)$228$832$66,793
290 ($1,059)$225$834$65,959
291 ($1,059)$222$837$65,121
292 ($1,059)$219$840$64,281
293 ($1,059)$216$843$63,439
294 ($1,059)$214$846$62,593
295 ($1,059)$211$849$61,744
296 ($1,059)$208$851$60,893
297 ($1,059)$205$854$60,039
298 ($1,059)$202$857$59,182
299 ($1,059)$199$860$58,322
300 ($1,059)$196$863$57,459
Year 26 - 301 ($1,059)$193$866$56,593
302 ($1,059)$191$869$55,724
303 ($1,059)$188$872$54,853
304 ($1,059)$185$875$53,978
305 ($1,059)$182$878$53,101
306 ($1,059)$179$880$52,220
307 ($1,059)$176$883$51,337
308 ($1,059)$173$886$50,450
309 ($1,059)$170$889$49,561
310 ($1,059)$167$892$48,669
311 ($1,059)$164$895$47,773
312 ($1,059)$161$898$46,875
Year 27 - 313 ($1,059)$158$901$45,974
314 ($1,059)$155$904$45,069
315 ($1,059)$152$907$44,162
316 ($1,059)$149$911$43,251
317 ($1,059)$146$914$42,337
318 ($1,059)$143$917$41,421
319 ($1,059)$139$920$40,501
320 ($1,059)$136$923$39,578
321 ($1,059)$133$926$38,652
322 ($1,059)$130$929$37,723
323 ($1,059)$127$932$36,791
324 ($1,059)$124$935$35,855
Year 28 - 325 ($1,059)$121$939$34,917
326 ($1,059)$118$942$33,975
327 ($1,059)$114$945$33,030
328 ($1,059)$111$948$32,082
329 ($1,059)$108$951$31,131
330 ($1,059)$105$954$30,177
331 ($1,059)$102$958$29,219
332 ($1,059)$98$961$28,258
333 ($1,059)$95$964$27,294
334 ($1,059)$92$967$26,327
335 ($1,059)$89$971$25,356
336 ($1,059)$85$974$24,382
Year 29 - 337 ($1,059)$82$977$23,405
338 ($1,059)$79$980$22,425
339 ($1,059)$75$984$21,441
340 ($1,059)$72$987$20,454
341 ($1,059)$69$990$19,464
342 ($1,059)$66$994$18,470
343 ($1,059)$62$997$17,473
344 ($1,059)$59$1,000$16,472
345 ($1,059)$55$1,004$15,469
346 ($1,059)$52$1,007$14,461
347 ($1,059)$49$1,011$13,451
348 ($1,059)$45$1,014$12,437
Year 30 - 349 ($1,059)$42$1,017$11,420
350 ($1,059)$38$1,021$10,399
351 ($1,059)$35$1,024$9,375
352 ($1,059)$32$1,028$8,347
353 ($1,059)$28$1,031$7,316
354 ($1,059)$25$1,035$6,281
355 ($1,059)$21$1,038$5,243
356 ($1,059)$18$1,042$4,202
357 ($1,059)$14$1,045$3,156
358 ($1,059)$11$1,049$2,108
359 ($1,059)$7$1,052$1,056
360 ($1,059)$4$1,056$0
TOTALS$160,523$220,800$381,323

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.