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Mortgage Payment Schedule for a $277,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,048 360 $155,593 $377,193

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $277,000
Down Payment $55,400$221,600
Year 1 - 1 ($1,048)$724$324$221,276
2 ($1,048)$723$325$220,951
3 ($1,048)$722$326$220,625
4 ($1,048)$721$327$220,298
5 ($1,048)$720$328$219,970
6 ($1,048)$719$329$219,641
7 ($1,048)$717$330$219,311
8 ($1,048)$716$331$218,979
9 ($1,048)$715$332$218,647
10 ($1,048)$714$334$218,313
11 ($1,048)$713$335$217,979
12 ($1,048)$712$336$217,643
Year 2 - 13 ($1,048)$711$337$217,306
14 ($1,048)$710$338$216,968
15 ($1,048)$709$339$216,629
16 ($1,048)$708$340$216,289
17 ($1,048)$707$341$215,948
18 ($1,048)$705$342$215,606
19 ($1,048)$704$343$215,262
20 ($1,048)$703$345$214,918
21 ($1,048)$702$346$214,572
22 ($1,048)$701$347$214,225
23 ($1,048)$700$348$213,877
24 ($1,048)$699$349$213,528
Year 3 - 25 ($1,048)$698$350$213,178
26 ($1,048)$696$351$212,827
27 ($1,048)$695$353$212,474
28 ($1,048)$694$354$212,120
29 ($1,048)$693$355$211,766
30 ($1,048)$692$356$211,410
31 ($1,048)$691$357$211,052
32 ($1,048)$689$358$210,694
33 ($1,048)$688$359$210,335
34 ($1,048)$687$361$209,974
35 ($1,048)$686$362$209,612
36 ($1,048)$685$363$209,249
Year 4 - 37 ($1,048)$684$364$208,885
38 ($1,048)$682$365$208,519
39 ($1,048)$681$367$208,153
40 ($1,048)$680$368$207,785
41 ($1,048)$679$369$207,416
42 ($1,048)$678$370$207,046
43 ($1,048)$676$371$206,674
44 ($1,048)$675$373$206,302
45 ($1,048)$674$374$205,928
46 ($1,048)$673$375$205,553
47 ($1,048)$671$376$205,177
48 ($1,048)$670$378$204,799
Year 5 - 49 ($1,048)$669$379$204,420
50 ($1,048)$668$380$204,040
51 ($1,048)$667$381$203,659
52 ($1,048)$665$382$203,277
53 ($1,048)$664$384$202,893
54 ($1,048)$663$385$202,508
55 ($1,048)$662$386$202,122
56 ($1,048)$660$387$201,734
57 ($1,048)$659$389$201,346
58 ($1,048)$658$390$200,955
59 ($1,048)$656$391$200,564
60 ($1,048)$655$393$200,172
Year 6 - 61 ($1,048)$654$394$199,778
62 ($1,048)$653$395$199,383
63 ($1,048)$651$396$198,986
64 ($1,048)$650$398$198,588
65 ($1,048)$649$399$198,189
66 ($1,048)$647$400$197,789
67 ($1,048)$646$402$197,387
68 ($1,048)$645$403$196,984
69 ($1,048)$643$404$196,580
70 ($1,048)$642$406$196,175
71 ($1,048)$641$407$195,768
72 ($1,048)$640$408$195,359
Year 7 - 73 ($1,048)$638$410$194,950
74 ($1,048)$637$411$194,539
75 ($1,048)$635$412$194,127
76 ($1,048)$634$414$193,713
77 ($1,048)$633$415$193,298
78 ($1,048)$631$416$192,882
79 ($1,048)$630$418$192,464
80 ($1,048)$629$419$192,045
81 ($1,048)$627$420$191,625
82 ($1,048)$626$422$191,203
83 ($1,048)$625$423$190,780
84 ($1,048)$623$425$190,355
Year 8 - 85 ($1,048)$622$426$189,929
86 ($1,048)$620$427$189,502
87 ($1,048)$619$429$189,073
88 ($1,048)$618$430$188,643
89 ($1,048)$616$432$188,211
90 ($1,048)$615$433$187,779
91 ($1,048)$613$434$187,344
92 ($1,048)$612$436$186,908
93 ($1,048)$611$437$186,471
94 ($1,048)$609$439$186,033
95 ($1,048)$608$440$185,593
96 ($1,048)$606$441$185,151
Year 9 - 97 ($1,048)$605$443$184,708
98 ($1,048)$603$444$184,264
99 ($1,048)$602$446$183,818
100 ($1,048)$600$447$183,371
101 ($1,048)$599$449$182,922
102 ($1,048)$598$450$182,472
103 ($1,048)$596$452$182,020
104 ($1,048)$595$453$181,567
105 ($1,048)$593$455$181,112
106 ($1,048)$592$456$180,656
107 ($1,048)$590$458$180,198
108 ($1,048)$589$459$179,739
Year 10 - 109 ($1,048)$587$461$179,279
110 ($1,048)$586$462$178,817
111 ($1,048)$584$464$178,353
112 ($1,048)$583$465$177,888
113 ($1,048)$581$467$177,421
114 ($1,048)$580$468$176,953
115 ($1,048)$578$470$176,483
116 ($1,048)$577$471$176,012
117 ($1,048)$575$473$175,539
118 ($1,048)$573$474$175,065
119 ($1,048)$572$476$174,589
120 ($1,048)$570$477$174,112
Year 11 - 121 ($1,048)$569$479$173,633
122 ($1,048)$567$481$173,152
123 ($1,048)$566$482$172,670
124 ($1,048)$564$484$172,186
125 ($1,048)$562$485$171,701
126 ($1,048)$561$487$171,214
127 ($1,048)$559$488$170,726
128 ($1,048)$558$490$170,236
129 ($1,048)$556$492$169,744
130 ($1,048)$554$493$169,251
131 ($1,048)$553$495$168,756
132 ($1,048)$551$496$168,259
Year 12 - 133 ($1,048)$550$498$167,761
134 ($1,048)$548$500$167,262
135 ($1,048)$546$501$166,760
136 ($1,048)$545$503$166,257
137 ($1,048)$543$505$165,752
138 ($1,048)$541$506$165,246
139 ($1,048)$540$508$164,738
140 ($1,048)$538$510$164,229
141 ($1,048)$536$511$163,717
142 ($1,048)$535$513$163,204
143 ($1,048)$533$515$162,690
144 ($1,048)$531$516$162,173
Year 13 - 145 ($1,048)$530$518$161,655
146 ($1,048)$528$520$161,136
147 ($1,048)$526$521$160,614
148 ($1,048)$525$523$160,091
149 ($1,048)$523$525$159,567
150 ($1,048)$521$527$159,040
151 ($1,048)$520$528$158,512
152 ($1,048)$518$530$157,982
153 ($1,048)$516$532$157,450
154 ($1,048)$514$533$156,917
155 ($1,048)$513$535$156,382
156 ($1,048)$511$537$155,845
Year 14 - 157 ($1,048)$509$539$155,306
158 ($1,048)$507$540$154,766
159 ($1,048)$506$542$154,223
160 ($1,048)$504$544$153,679
161 ($1,048)$502$546$153,134
162 ($1,048)$500$548$152,586
163 ($1,048)$498$549$152,037
164 ($1,048)$497$551$151,486
165 ($1,048)$495$553$150,933
166 ($1,048)$493$555$150,378
167 ($1,048)$491$557$149,822
168 ($1,048)$489$558$149,263
Year 15 - 169 ($1,048)$488$560$148,703
170 ($1,048)$486$562$148,141
171 ($1,048)$484$564$147,577
172 ($1,048)$482$566$147,012
173 ($1,048)$480$568$146,444
174 ($1,048)$478$569$145,875
175 ($1,048)$477$571$145,304
176 ($1,048)$475$573$144,730
177 ($1,048)$473$575$144,155
178 ($1,048)$471$577$143,579
179 ($1,048)$469$579$143,000
180 ($1,048)$467$581$142,419
Year 16 - 181 ($1,048)$465$583$141,837
182 ($1,048)$463$584$141,252
183 ($1,048)$461$586$140,666
184 ($1,048)$460$588$140,078
185 ($1,048)$458$590$139,488
186 ($1,048)$456$592$138,895
187 ($1,048)$454$594$138,301
188 ($1,048)$452$596$137,705
189 ($1,048)$450$598$137,108
190 ($1,048)$448$600$136,508
191 ($1,048)$446$602$135,906
192 ($1,048)$444$604$135,302
Year 17 - 193 ($1,048)$442$606$134,696
194 ($1,048)$440$608$134,088
195 ($1,048)$438$610$133,479
196 ($1,048)$436$612$132,867
197 ($1,048)$434$614$132,253
198 ($1,048)$432$616$131,638
199 ($1,048)$430$618$131,020
200 ($1,048)$428$620$130,400
201 ($1,048)$426$622$129,778
202 ($1,048)$424$624$129,154
203 ($1,048)$422$626$128,529
204 ($1,048)$420$628$127,901
Year 18 - 205 ($1,048)$418$630$127,271
206 ($1,048)$416$632$126,639
207 ($1,048)$414$634$126,005
208 ($1,048)$412$636$125,369
209 ($1,048)$410$638$124,730
210 ($1,048)$407$640$124,090
211 ($1,048)$405$642$123,448
212 ($1,048)$403$644$122,803
213 ($1,048)$401$647$122,157
214 ($1,048)$399$649$121,508
215 ($1,048)$397$651$120,857
216 ($1,048)$395$653$120,204
Year 19 - 217 ($1,048)$393$655$119,549
218 ($1,048)$391$657$118,892
219 ($1,048)$388$659$118,232
220 ($1,048)$386$662$117,571
221 ($1,048)$384$664$116,907
222 ($1,048)$382$666$116,241
223 ($1,048)$380$668$115,573
224 ($1,048)$378$670$114,903
225 ($1,048)$375$672$114,231
226 ($1,048)$373$675$113,556
227 ($1,048)$371$677$112,879
228 ($1,048)$369$679$112,200
Year 20 - 229 ($1,048)$367$681$111,519
230 ($1,048)$364$683$110,835
231 ($1,048)$362$686$110,150
232 ($1,048)$360$688$109,462
233 ($1,048)$358$690$108,772
234 ($1,048)$355$692$108,079
235 ($1,048)$353$695$107,385
236 ($1,048)$351$697$106,688
237 ($1,048)$349$699$105,988
238 ($1,048)$346$702$105,287
239 ($1,048)$344$704$104,583
240 ($1,048)$342$706$103,877
Year 21 - 241 ($1,048)$339$708$103,168
242 ($1,048)$337$711$102,458
243 ($1,048)$335$713$101,745
244 ($1,048)$332$715$101,029
245 ($1,048)$330$718$100,311
246 ($1,048)$328$720$99,591
247 ($1,048)$325$722$98,869
248 ($1,048)$323$725$98,144
249 ($1,048)$321$727$97,417
250 ($1,048)$318$730$96,688
251 ($1,048)$316$732$95,956
252 ($1,048)$313$734$95,221
Year 22 - 253 ($1,048)$311$737$94,485
254 ($1,048)$309$739$93,745
255 ($1,048)$306$742$93,004
256 ($1,048)$304$744$92,260
257 ($1,048)$301$746$91,514
258 ($1,048)$299$749$90,765
259 ($1,048)$296$751$90,014
260 ($1,048)$294$754$89,260
261 ($1,048)$292$756$88,504
262 ($1,048)$289$759$87,745
263 ($1,048)$287$761$86,984
264 ($1,048)$284$764$86,220
Year 23 - 265 ($1,048)$282$766$85,454
266 ($1,048)$279$769$84,686
267 ($1,048)$277$771$83,914
268 ($1,048)$274$774$83,141
269 ($1,048)$272$776$82,365
270 ($1,048)$269$779$81,586
271 ($1,048)$267$781$80,805
272 ($1,048)$264$784$80,021
273 ($1,048)$261$786$79,235
274 ($1,048)$259$789$78,446
275 ($1,048)$256$792$77,654
276 ($1,048)$254$794$76,860
Year 24 - 277 ($1,048)$251$797$76,063
278 ($1,048)$248$799$75,264
279 ($1,048)$246$802$74,462
280 ($1,048)$243$805$73,658
281 ($1,048)$241$807$72,851
282 ($1,048)$238$810$72,041
283 ($1,048)$235$812$71,228
284 ($1,048)$233$815$70,413
285 ($1,048)$230$818$69,596
286 ($1,048)$227$820$68,775
287 ($1,048)$225$823$67,952
288 ($1,048)$222$826$67,126
Year 25 - 289 ($1,048)$219$828$66,298
290 ($1,048)$217$831$65,467
291 ($1,048)$214$834$64,633
292 ($1,048)$211$837$63,796
293 ($1,048)$208$839$62,957
294 ($1,048)$206$842$62,115
295 ($1,048)$203$845$61,270
296 ($1,048)$200$848$60,422
297 ($1,048)$197$850$59,572
298 ($1,048)$195$853$58,719
299 ($1,048)$192$856$57,863
300 ($1,048)$189$859$57,004
Year 26 - 301 ($1,048)$186$862$56,142
302 ($1,048)$183$864$55,278
303 ($1,048)$181$867$54,411
304 ($1,048)$178$870$53,541
305 ($1,048)$175$873$52,668
306 ($1,048)$172$876$51,792
307 ($1,048)$169$879$50,914
308 ($1,048)$166$881$50,032
309 ($1,048)$163$884$49,148
310 ($1,048)$161$887$48,261
311 ($1,048)$158$890$47,371
312 ($1,048)$155$893$46,478
Year 27 - 313 ($1,048)$152$896$45,582
314 ($1,048)$149$899$44,683
315 ($1,048)$146$902$43,781
316 ($1,048)$143$905$42,876
317 ($1,048)$140$908$41,969
318 ($1,048)$137$911$41,058
319 ($1,048)$134$914$40,144
320 ($1,048)$131$917$39,228
321 ($1,048)$128$920$38,308
322 ($1,048)$125$923$37,385
323 ($1,048)$122$926$36,460
324 ($1,048)$119$929$35,531
Year 28 - 325 ($1,048)$116$932$34,599
326 ($1,048)$113$935$33,665
327 ($1,048)$110$938$32,727
328 ($1,048)$107$941$31,786
329 ($1,048)$104$944$30,842
330 ($1,048)$101$947$29,895
331 ($1,048)$98$950$28,945
332 ($1,048)$95$953$27,992
333 ($1,048)$91$956$27,036
334 ($1,048)$88$959$26,076
335 ($1,048)$85$963$25,114
336 ($1,048)$82$966$24,148
Year 29 - 337 ($1,048)$79$969$23,179
338 ($1,048)$76$972$22,207
339 ($1,048)$73$975$21,232
340 ($1,048)$69$978$20,253
341 ($1,048)$66$982$19,272
342 ($1,048)$63$985$18,287
343 ($1,048)$60$988$17,299
344 ($1,048)$57$991$16,308
345 ($1,048)$53$994$15,313
346 ($1,048)$50$998$14,315
347 ($1,048)$47$1,001$13,314
348 ($1,048)$43$1,004$12,310
Year 30 - 349 ($1,048)$40$1,008$11,303
350 ($1,048)$37$1,011$10,292
351 ($1,048)$34$1,014$9,278
352 ($1,048)$30$1,017$8,260
353 ($1,048)$27$1,021$7,239
354 ($1,048)$24$1,024$6,215
355 ($1,048)$20$1,027$5,188
356 ($1,048)$17$1,031$4,157
357 ($1,048)$14$1,034$3,123
358 ($1,048)$10$1,038$2,085
359 ($1,048)$7$1,041$1,044
360 ($1,048)$3$1,044$0
TOTALS$155,593$221,600$377,193

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.