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Mortgage Payment Schedule for a $278,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,600) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,050 360 $155,695 $378,095

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $278,000
Down Payment $55,600$222,400
Year 1 - 1 ($1,050)$725$326$222,074
2 ($1,050)$724$327$221,748
3 ($1,050)$723$328$221,420
4 ($1,050)$721$329$221,091
5 ($1,050)$720$330$220,761
6 ($1,050)$719$331$220,430
7 ($1,050)$718$332$220,098
8 ($1,050)$717$333$219,765
9 ($1,050)$716$334$219,431
10 ($1,050)$715$335$219,096
11 ($1,050)$714$336$218,759
12 ($1,050)$713$337$218,422
Year 2 - 13 ($1,050)$712$339$218,083
14 ($1,050)$711$340$217,744
15 ($1,050)$709$341$217,403
16 ($1,050)$708$342$217,061
17 ($1,050)$707$343$216,718
18 ($1,050)$706$344$216,374
19 ($1,050)$705$345$216,029
20 ($1,050)$704$346$215,682
21 ($1,050)$703$348$215,335
22 ($1,050)$702$349$214,986
23 ($1,050)$700$350$214,636
24 ($1,050)$699$351$214,285
Year 3 - 25 ($1,050)$698$352$213,933
26 ($1,050)$697$353$213,580
27 ($1,050)$696$354$213,226
28 ($1,050)$695$356$212,870
29 ($1,050)$694$357$212,514
30 ($1,050)$692$358$212,156
31 ($1,050)$691$359$211,797
32 ($1,050)$690$360$211,437
33 ($1,050)$689$361$211,075
34 ($1,050)$688$363$210,713
35 ($1,050)$687$364$210,349
36 ($1,050)$685$365$209,984
Year 4 - 37 ($1,050)$684$366$209,618
38 ($1,050)$683$367$209,251
39 ($1,050)$682$368$208,882
40 ($1,050)$681$370$208,513
41 ($1,050)$679$371$208,142
42 ($1,050)$678$372$207,770
43 ($1,050)$677$373$207,397
44 ($1,050)$676$374$207,022
45 ($1,050)$675$376$206,646
46 ($1,050)$673$377$206,269
47 ($1,050)$672$378$205,891
48 ($1,050)$671$379$205,512
Year 5 - 49 ($1,050)$670$381$205,131
50 ($1,050)$668$382$204,749
51 ($1,050)$667$383$204,366
52 ($1,050)$666$384$203,982
53 ($1,050)$665$386$203,596
54 ($1,050)$663$387$203,209
55 ($1,050)$662$388$202,821
56 ($1,050)$661$389$202,432
57 ($1,050)$660$391$202,041
58 ($1,050)$658$392$201,649
59 ($1,050)$657$393$201,256
60 ($1,050)$656$395$200,861
Year 6 - 61 ($1,050)$654$396$200,466
62 ($1,050)$653$397$200,069
63 ($1,050)$652$398$199,670
64 ($1,050)$651$400$199,271
65 ($1,050)$649$401$198,870
66 ($1,050)$648$402$198,467
67 ($1,050)$647$404$198,064
68 ($1,050)$645$405$197,659
69 ($1,050)$644$406$197,253
70 ($1,050)$643$408$196,845
71 ($1,050)$641$409$196,436
72 ($1,050)$640$410$196,026
Year 7 - 73 ($1,050)$639$412$195,614
74 ($1,050)$637$413$195,201
75 ($1,050)$636$414$194,787
76 ($1,050)$635$416$194,372
77 ($1,050)$633$417$193,955
78 ($1,050)$632$418$193,536
79 ($1,050)$631$420$193,117
80 ($1,050)$629$421$192,696
81 ($1,050)$628$422$192,273
82 ($1,050)$626$424$191,850
83 ($1,050)$625$425$191,424
84 ($1,050)$624$427$190,998
Year 8 - 85 ($1,050)$622$428$190,570
86 ($1,050)$621$429$190,141
87 ($1,050)$620$431$189,710
88 ($1,050)$618$432$189,278
89 ($1,050)$617$434$188,844
90 ($1,050)$615$435$188,409
91 ($1,050)$614$436$187,973
92 ($1,050)$612$438$187,535
93 ($1,050)$611$439$187,096
94 ($1,050)$610$441$186,655
95 ($1,050)$608$442$186,213
96 ($1,050)$607$444$185,770
Year 9 - 97 ($1,050)$605$445$185,325
98 ($1,050)$604$446$184,878
99 ($1,050)$602$448$184,430
100 ($1,050)$601$449$183,981
101 ($1,050)$599$451$183,530
102 ($1,050)$598$452$183,078
103 ($1,050)$597$454$182,624
104 ($1,050)$595$455$182,169
105 ($1,050)$594$457$181,712
106 ($1,050)$592$458$181,254
107 ($1,050)$591$460$180,795
108 ($1,050)$589$461$180,333
Year 10 - 109 ($1,050)$588$463$179,871
110 ($1,050)$586$464$179,406
111 ($1,050)$585$466$178,941
112 ($1,050)$583$467$178,474
113 ($1,050)$582$469$178,005
114 ($1,050)$580$470$177,535
115 ($1,050)$578$472$177,063
116 ($1,050)$577$473$176,589
117 ($1,050)$575$475$176,115
118 ($1,050)$574$476$175,638
119 ($1,050)$572$478$175,160
120 ($1,050)$571$480$174,681
Year 11 - 121 ($1,050)$569$481$174,200
122 ($1,050)$568$483$173,717
123 ($1,050)$566$484$173,233
124 ($1,050)$564$486$172,747
125 ($1,050)$563$487$172,259
126 ($1,050)$561$489$171,770
127 ($1,050)$560$491$171,280
128 ($1,050)$558$492$170,788
129 ($1,050)$556$494$170,294
130 ($1,050)$555$495$169,799
131 ($1,050)$553$497$169,302
132 ($1,050)$552$499$168,803
Year 12 - 133 ($1,050)$550$500$168,303
134 ($1,050)$548$502$167,801
135 ($1,050)$547$504$167,297
136 ($1,050)$545$505$166,792
137 ($1,050)$543$507$166,285
138 ($1,050)$542$508$165,777
139 ($1,050)$540$510$165,267
140 ($1,050)$538$512$164,755
141 ($1,050)$537$513$164,242
142 ($1,050)$535$515$163,726
143 ($1,050)$533$517$163,210
144 ($1,050)$532$518$162,691
Year 13 - 145 ($1,050)$530$520$162,171
146 ($1,050)$528$522$161,649
147 ($1,050)$527$524$161,126
148 ($1,050)$525$525$160,600
149 ($1,050)$523$527$160,073
150 ($1,050)$522$529$159,545
151 ($1,050)$520$530$159,014
152 ($1,050)$518$532$158,482
153 ($1,050)$516$534$157,948
154 ($1,050)$515$536$157,413
155 ($1,050)$513$537$156,875
156 ($1,050)$511$539$156,336
Year 14 - 157 ($1,050)$509$541$155,795
158 ($1,050)$508$543$155,253
159 ($1,050)$506$544$154,708
160 ($1,050)$504$546$154,162
161 ($1,050)$502$548$153,614
162 ($1,050)$501$550$153,064
163 ($1,050)$499$552$152,513
164 ($1,050)$497$553$151,959
165 ($1,050)$495$555$151,404
166 ($1,050)$493$557$150,847
167 ($1,050)$492$559$150,289
168 ($1,050)$490$561$149,728
Year 15 - 169 ($1,050)$488$562$149,166
170 ($1,050)$486$564$148,601
171 ($1,050)$484$566$148,035
172 ($1,050)$482$568$147,467
173 ($1,050)$480$570$146,898
174 ($1,050)$479$572$146,326
175 ($1,050)$477$573$145,753
176 ($1,050)$475$575$145,177
177 ($1,050)$473$577$144,600
178 ($1,050)$471$579$144,021
179 ($1,050)$469$581$143,440
180 ($1,050)$467$583$142,857
Year 16 - 181 ($1,050)$465$585$142,272
182 ($1,050)$464$587$141,686
183 ($1,050)$462$589$141,097
184 ($1,050)$460$591$140,506
185 ($1,050)$458$592$139,914
186 ($1,050)$456$594$139,320
187 ($1,050)$454$596$138,723
188 ($1,050)$452$598$138,125
189 ($1,050)$450$600$137,525
190 ($1,050)$448$602$136,923
191 ($1,050)$446$604$136,319
192 ($1,050)$444$606$135,712
Year 17 - 193 ($1,050)$442$608$135,104
194 ($1,050)$440$610$134,494
195 ($1,050)$438$612$133,882
196 ($1,050)$436$614$133,268
197 ($1,050)$434$616$132,652
198 ($1,050)$432$618$132,034
199 ($1,050)$430$620$131,414
200 ($1,050)$428$622$130,792
201 ($1,050)$426$624$130,168
202 ($1,050)$424$626$129,542
203 ($1,050)$422$628$128,914
204 ($1,050)$420$630$128,283
Year 18 - 205 ($1,050)$418$632$127,651
206 ($1,050)$416$634$127,017
207 ($1,050)$414$636$126,380
208 ($1,050)$412$638$125,742
209 ($1,050)$410$641$125,101
210 ($1,050)$408$643$124,459
211 ($1,050)$406$645$123,814
212 ($1,050)$403$647$123,167
213 ($1,050)$401$649$122,518
214 ($1,050)$399$651$121,867
215 ($1,050)$397$653$121,214
216 ($1,050)$395$655$120,559
Year 19 - 217 ($1,050)$393$657$119,901
218 ($1,050)$391$660$119,242
219 ($1,050)$389$662$118,580
220 ($1,050)$386$664$117,916
221 ($1,050)$384$666$117,250
222 ($1,050)$382$668$116,582
223 ($1,050)$380$670$115,911
224 ($1,050)$378$673$115,239
225 ($1,050)$375$675$114,564
226 ($1,050)$373$677$113,887
227 ($1,050)$371$679$113,208
228 ($1,050)$369$681$112,526
Year 20 - 229 ($1,050)$367$684$111,843
230 ($1,050)$364$686$111,157
231 ($1,050)$362$688$110,469
232 ($1,050)$360$690$109,779
233 ($1,050)$358$693$109,086
234 ($1,050)$355$695$108,391
235 ($1,050)$353$697$107,694
236 ($1,050)$351$699$106,995
237 ($1,050)$349$702$106,293
238 ($1,050)$346$704$105,589
239 ($1,050)$344$706$104,883
240 ($1,050)$342$709$104,174
Year 21 - 241 ($1,050)$339$711$103,464
242 ($1,050)$337$713$102,750
243 ($1,050)$335$715$102,035
244 ($1,050)$332$718$101,317
245 ($1,050)$330$720$100,597
246 ($1,050)$328$722$99,874
247 ($1,050)$325$725$99,150
248 ($1,050)$323$727$98,422
249 ($1,050)$321$730$97,693
250 ($1,050)$318$732$96,961
251 ($1,050)$316$734$96,227
252 ($1,050)$314$737$95,490
Year 22 - 253 ($1,050)$311$739$94,751
254 ($1,050)$309$742$94,009
255 ($1,050)$306$744$93,265
256 ($1,050)$304$746$92,519
257 ($1,050)$301$749$91,770
258 ($1,050)$299$751$91,019
259 ($1,050)$297$754$90,265
260 ($1,050)$294$756$89,509
261 ($1,050)$292$759$88,750
262 ($1,050)$289$761$87,989
263 ($1,050)$287$764$87,226
264 ($1,050)$284$766$86,460
Year 23 - 265 ($1,050)$282$769$85,691
266 ($1,050)$279$771$84,920
267 ($1,050)$277$774$84,146
268 ($1,050)$274$776$83,370
269 ($1,050)$272$779$82,592
270 ($1,050)$269$781$81,811
271 ($1,050)$267$784$81,027
272 ($1,050)$264$786$80,241
273 ($1,050)$261$789$79,452
274 ($1,050)$259$791$78,660
275 ($1,050)$256$794$77,867
276 ($1,050)$254$797$77,070
Year 24 - 277 ($1,050)$251$799$76,271
278 ($1,050)$249$802$75,469
279 ($1,050)$246$804$74,665
280 ($1,050)$243$807$73,858
281 ($1,050)$241$810$73,048
282 ($1,050)$238$812$72,236
283 ($1,050)$235$815$71,421
284 ($1,050)$233$818$70,603
285 ($1,050)$230$820$69,783
286 ($1,050)$227$823$68,960
287 ($1,050)$225$826$68,135
288 ($1,050)$222$828$67,306
Year 25 - 289 ($1,050)$219$831$66,476
290 ($1,050)$217$834$65,642
291 ($1,050)$214$836$64,805
292 ($1,050)$211$839$63,966
293 ($1,050)$208$842$63,125
294 ($1,050)$206$845$62,280
295 ($1,050)$203$847$61,433
296 ($1,050)$200$850$60,583
297 ($1,050)$197$853$59,730
298 ($1,050)$195$856$58,874
299 ($1,050)$192$858$58,016
300 ($1,050)$189$861$57,154
Year 26 - 301 ($1,050)$186$864$56,290
302 ($1,050)$183$867$55,423
303 ($1,050)$181$870$54,554
304 ($1,050)$178$873$53,681
305 ($1,050)$175$875$52,806
306 ($1,050)$172$878$51,928
307 ($1,050)$169$881$51,047
308 ($1,050)$166$884$50,163
309 ($1,050)$163$887$49,276
310 ($1,050)$161$890$48,386
311 ($1,050)$158$893$47,494
312 ($1,050)$155$896$46,598
Year 27 - 313 ($1,050)$152$898$45,700
314 ($1,050)$149$901$44,798
315 ($1,050)$146$904$43,894
316 ($1,050)$143$907$42,987
317 ($1,050)$140$910$42,077
318 ($1,050)$137$913$41,163
319 ($1,050)$134$916$40,247
320 ($1,050)$131$919$39,328
321 ($1,050)$128$922$38,406
322 ($1,050)$125$925$37,481
323 ($1,050)$122$928$36,553
324 ($1,050)$119$931$35,622
Year 28 - 325 ($1,050)$116$934$34,687
326 ($1,050)$113$937$33,750
327 ($1,050)$110$940$32,810
328 ($1,050)$107$943$31,866
329 ($1,050)$104$946$30,920
330 ($1,050)$101$950$29,971
331 ($1,050)$98$953$29,018
332 ($1,050)$95$956$28,062
333 ($1,050)$91$959$27,103
334 ($1,050)$88$962$26,141
335 ($1,050)$85$965$25,176
336 ($1,050)$82$968$24,208
Year 29 - 337 ($1,050)$79$971$23,237
338 ($1,050)$76$975$22,262
339 ($1,050)$73$978$21,284
340 ($1,050)$69$981$20,304
341 ($1,050)$66$984$19,319
342 ($1,050)$63$987$18,332
343 ($1,050)$60$991$17,342
344 ($1,050)$57$994$16,348
345 ($1,050)$53$997$15,351
346 ($1,050)$50$1,000$14,351
347 ($1,050)$47$1,004$13,347
348 ($1,050)$43$1,007$12,340
Year 30 - 349 ($1,050)$40$1,010$11,330
350 ($1,050)$37$1,013$10,317
351 ($1,050)$34$1,017$9,300
352 ($1,050)$30$1,020$8,280
353 ($1,050)$27$1,023$7,257
354 ($1,050)$24$1,027$6,230
355 ($1,050)$20$1,030$5,200
356 ($1,050)$17$1,033$4,167
357 ($1,050)$14$1,037$3,130
358 ($1,050)$10$1,040$2,090
359 ($1,050)$7$1,043$1,047
360 ($1,050)$3$1,047$0
TOTALS$155,695$222,400$378,095

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.