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Mortgage Payment Schedule for a $279,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,071 360 $162,268 $385,468

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $279,000
Down Payment $55,800$223,200
Year 1 - 1 ($1,071)$751$319$222,881
2 ($1,071)$750$320$222,560
3 ($1,071)$749$321$222,239
4 ($1,071)$748$323$221,916
5 ($1,071)$747$324$221,593
6 ($1,071)$746$325$221,268
7 ($1,071)$745$326$220,942
8 ($1,071)$744$327$220,615
9 ($1,071)$743$328$220,287
10 ($1,071)$742$329$219,958
11 ($1,071)$741$330$219,628
12 ($1,071)$739$331$219,297
Year 2 - 13 ($1,071)$738$332$218,964
14 ($1,071)$737$334$218,631
15 ($1,071)$736$335$218,296
16 ($1,071)$735$336$217,960
17 ($1,071)$734$337$217,623
18 ($1,071)$733$338$217,285
19 ($1,071)$732$339$216,946
20 ($1,071)$730$340$216,605
21 ($1,071)$729$342$216,264
22 ($1,071)$728$343$215,921
23 ($1,071)$727$344$215,578
24 ($1,071)$726$345$215,233
Year 3 - 25 ($1,071)$725$346$214,886
26 ($1,071)$723$347$214,539
27 ($1,071)$722$348$214,191
28 ($1,071)$721$350$213,841
29 ($1,071)$720$351$213,490
30 ($1,071)$719$352$213,138
31 ($1,071)$718$353$212,785
32 ($1,071)$716$354$212,431
33 ($1,071)$715$356$212,075
34 ($1,071)$714$357$211,718
35 ($1,071)$713$358$211,360
36 ($1,071)$712$359$211,001
Year 4 - 37 ($1,071)$710$360$210,641
38 ($1,071)$709$362$210,279
39 ($1,071)$708$363$209,916
40 ($1,071)$707$364$209,552
41 ($1,071)$705$365$209,187
42 ($1,071)$704$366$208,821
43 ($1,071)$703$368$208,453
44 ($1,071)$702$369$208,084
45 ($1,071)$701$370$207,714
46 ($1,071)$699$371$207,342
47 ($1,071)$698$373$206,970
48 ($1,071)$697$374$206,596
Year 5 - 49 ($1,071)$696$375$206,221
50 ($1,071)$694$376$205,844
51 ($1,071)$693$378$205,466
52 ($1,071)$692$379$205,087
53 ($1,071)$690$380$204,707
54 ($1,071)$689$382$204,325
55 ($1,071)$688$383$203,943
56 ($1,071)$687$384$203,559
57 ($1,071)$685$385$203,173
58 ($1,071)$684$387$202,786
59 ($1,071)$683$388$202,398
60 ($1,071)$681$389$202,009
Year 6 - 61 ($1,071)$680$391$201,618
62 ($1,071)$679$392$201,226
63 ($1,071)$677$393$200,833
64 ($1,071)$676$395$200,438
65 ($1,071)$675$396$200,043
66 ($1,071)$673$397$199,645
67 ($1,071)$672$399$199,247
68 ($1,071)$671$400$198,847
69 ($1,071)$669$401$198,445
70 ($1,071)$668$403$198,043
71 ($1,071)$667$404$197,639
72 ($1,071)$665$405$197,233
Year 7 - 73 ($1,071)$664$407$196,827
74 ($1,071)$663$408$196,419
75 ($1,071)$661$409$196,009
76 ($1,071)$660$411$195,598
77 ($1,071)$659$412$195,186
78 ($1,071)$657$414$194,772
79 ($1,071)$656$415$194,357
80 ($1,071)$654$416$193,941
81 ($1,071)$653$418$193,523
82 ($1,071)$652$419$193,104
83 ($1,071)$650$421$192,683
84 ($1,071)$649$422$192,261
Year 8 - 85 ($1,071)$647$423$191,838
86 ($1,071)$646$425$191,413
87 ($1,071)$644$426$190,987
88 ($1,071)$643$428$190,559
89 ($1,071)$642$429$190,130
90 ($1,071)$640$431$189,699
91 ($1,071)$639$432$189,267
92 ($1,071)$637$434$188,833
93 ($1,071)$636$435$188,398
94 ($1,071)$634$436$187,962
95 ($1,071)$633$438$187,524
96 ($1,071)$631$439$187,085
Year 9 - 97 ($1,071)$630$441$186,644
98 ($1,071)$628$442$186,201
99 ($1,071)$627$444$185,757
100 ($1,071)$625$445$185,312
101 ($1,071)$624$447$184,865
102 ($1,071)$622$448$184,417
103 ($1,071)$621$450$183,967
104 ($1,071)$619$451$183,516
105 ($1,071)$618$453$183,063
106 ($1,071)$616$454$182,608
107 ($1,071)$615$456$182,152
108 ($1,071)$613$457$181,695
Year 10 - 109 ($1,071)$612$459$181,236
110 ($1,071)$610$461$180,775
111 ($1,071)$609$462$180,313
112 ($1,071)$607$464$179,849
113 ($1,071)$605$465$179,384
114 ($1,071)$604$467$178,917
115 ($1,071)$602$468$178,449
116 ($1,071)$601$470$177,979
117 ($1,071)$599$472$177,507
118 ($1,071)$598$473$177,034
119 ($1,071)$596$475$176,560
120 ($1,071)$594$476$176,083
Year 11 - 121 ($1,071)$593$478$175,605
122 ($1,071)$591$480$175,126
123 ($1,071)$590$481$174,645
124 ($1,071)$588$483$174,162
125 ($1,071)$586$484$173,677
126 ($1,071)$585$486$173,191
127 ($1,071)$583$488$172,704
128 ($1,071)$581$489$172,214
129 ($1,071)$580$491$171,723
130 ($1,071)$578$493$171,231
131 ($1,071)$576$494$170,737
132 ($1,071)$575$496$170,241
Year 12 - 133 ($1,071)$573$498$169,743
134 ($1,071)$571$499$169,244
135 ($1,071)$570$501$168,743
136 ($1,071)$568$503$168,240
137 ($1,071)$566$504$167,736
138 ($1,071)$565$506$167,230
139 ($1,071)$563$508$166,722
140 ($1,071)$561$509$166,213
141 ($1,071)$560$511$165,701
142 ($1,071)$558$513$165,189
143 ($1,071)$556$515$164,674
144 ($1,071)$554$516$164,158
Year 13 - 145 ($1,071)$553$518$163,640
146 ($1,071)$551$520$163,120
147 ($1,071)$549$522$162,598
148 ($1,071)$547$523$162,075
149 ($1,071)$546$525$161,550
150 ($1,071)$544$527$161,023
151 ($1,071)$542$529$160,494
152 ($1,071)$540$530$159,964
153 ($1,071)$539$532$159,432
154 ($1,071)$537$534$158,898
155 ($1,071)$535$536$158,362
156 ($1,071)$533$538$157,824
Year 14 - 157 ($1,071)$531$539$157,285
158 ($1,071)$530$541$156,744
159 ($1,071)$528$543$156,201
160 ($1,071)$526$545$155,656
161 ($1,071)$524$547$155,109
162 ($1,071)$522$549$154,560
163 ($1,071)$520$550$154,010
164 ($1,071)$519$552$153,458
165 ($1,071)$517$554$152,904
166 ($1,071)$515$556$152,348
167 ($1,071)$513$558$151,790
168 ($1,071)$511$560$151,230
Year 15 - 169 ($1,071)$509$562$150,669
170 ($1,071)$507$563$150,105
171 ($1,071)$505$565$149,540
172 ($1,071)$503$567$148,972
173 ($1,071)$502$569$148,403
174 ($1,071)$500$571$147,832
175 ($1,071)$498$573$147,259
176 ($1,071)$496$575$146,684
177 ($1,071)$494$577$146,107
178 ($1,071)$492$579$145,528
179 ($1,071)$490$581$144,947
180 ($1,071)$488$583$144,365
Year 16 - 181 ($1,071)$486$585$143,780
182 ($1,071)$484$587$143,193
183 ($1,071)$482$589$142,605
184 ($1,071)$480$591$142,014
185 ($1,071)$478$593$141,421
186 ($1,071)$476$595$140,827
187 ($1,071)$474$597$140,230
188 ($1,071)$472$599$139,631
189 ($1,071)$470$601$139,031
190 ($1,071)$468$603$138,428
191 ($1,071)$466$605$137,823
192 ($1,071)$464$607$137,217
Year 17 - 193 ($1,071)$462$609$136,608
194 ($1,071)$460$611$135,997
195 ($1,071)$458$613$135,384
196 ($1,071)$456$615$134,769
197 ($1,071)$454$617$134,152
198 ($1,071)$452$619$133,533
199 ($1,071)$450$621$132,912
200 ($1,071)$447$623$132,289
201 ($1,071)$445$625$131,663
202 ($1,071)$443$627$131,036
203 ($1,071)$441$630$130,406
204 ($1,071)$439$632$129,775
Year 18 - 205 ($1,071)$437$634$129,141
206 ($1,071)$435$636$128,505
207 ($1,071)$433$638$127,867
208 ($1,071)$430$640$127,226
209 ($1,071)$428$642$126,584
210 ($1,071)$426$645$125,939
211 ($1,071)$424$647$125,293
212 ($1,071)$422$649$124,644
213 ($1,071)$420$651$123,993
214 ($1,071)$417$653$123,339
215 ($1,071)$415$656$122,684
216 ($1,071)$413$658$122,026
Year 19 - 217 ($1,071)$411$660$121,366
218 ($1,071)$409$662$120,704
219 ($1,071)$406$664$120,040
220 ($1,071)$404$667$119,373
221 ($1,071)$402$669$118,704
222 ($1,071)$400$671$118,033
223 ($1,071)$397$673$117,360
224 ($1,071)$395$676$116,684
225 ($1,071)$393$678$116,006
226 ($1,071)$391$680$115,326
227 ($1,071)$388$682$114,643
228 ($1,071)$386$685$113,959
Year 20 - 229 ($1,071)$384$687$113,272
230 ($1,071)$381$689$112,582
231 ($1,071)$379$692$111,891
232 ($1,071)$377$694$111,196
233 ($1,071)$374$696$110,500
234 ($1,071)$372$699$109,801
235 ($1,071)$370$701$109,100
236 ($1,071)$367$703$108,397
237 ($1,071)$365$706$107,691
238 ($1,071)$363$708$106,983
239 ($1,071)$360$711$106,272
240 ($1,071)$358$713$105,559
Year 21 - 241 ($1,071)$355$715$104,844
242 ($1,071)$353$718$104,126
243 ($1,071)$351$720$103,406
244 ($1,071)$348$723$102,683
245 ($1,071)$346$725$101,958
246 ($1,071)$343$727$101,231
247 ($1,071)$341$730$100,501
248 ($1,071)$338$732$99,769
249 ($1,071)$336$735$99,034
250 ($1,071)$333$737$98,296
251 ($1,071)$331$740$97,557
252 ($1,071)$328$742$96,814
Year 22 - 253 ($1,071)$326$745$96,069
254 ($1,071)$323$747$95,322
255 ($1,071)$321$750$94,572
256 ($1,071)$318$752$93,820
257 ($1,071)$316$755$93,065
258 ($1,071)$313$757$92,308
259 ($1,071)$311$760$91,548
260 ($1,071)$308$763$90,785
261 ($1,071)$306$765$90,020
262 ($1,071)$303$768$89,252
263 ($1,071)$300$770$88,482
264 ($1,071)$298$773$87,709
Year 23 - 265 ($1,071)$295$775$86,934
266 ($1,071)$293$778$86,156
267 ($1,071)$290$781$85,375
268 ($1,071)$287$783$84,592
269 ($1,071)$285$786$83,806
270 ($1,071)$282$789$83,017
271 ($1,071)$279$791$82,226
272 ($1,071)$277$794$81,432
273 ($1,071)$274$797$80,635
274 ($1,071)$271$799$79,836
275 ($1,071)$269$802$79,034
276 ($1,071)$266$805$78,229
Year 24 - 277 ($1,071)$263$807$77,422
278 ($1,071)$261$810$76,612
279 ($1,071)$258$813$75,799
280 ($1,071)$255$816$74,984
281 ($1,071)$252$818$74,165
282 ($1,071)$250$821$73,344
283 ($1,071)$247$824$72,520
284 ($1,071)$244$827$71,694
285 ($1,071)$241$829$70,864
286 ($1,071)$239$832$70,032
287 ($1,071)$236$835$69,197
288 ($1,071)$233$838$68,360
Year 25 - 289 ($1,071)$230$841$67,519
290 ($1,071)$227$843$66,676
291 ($1,071)$224$846$65,829
292 ($1,071)$222$849$64,980
293 ($1,071)$219$852$64,128
294 ($1,071)$216$855$63,273
295 ($1,071)$213$858$62,416
296 ($1,071)$210$861$61,555
297 ($1,071)$207$864$60,691
298 ($1,071)$204$866$59,825
299 ($1,071)$201$869$58,956
300 ($1,071)$198$872$58,083
Year 26 - 301 ($1,071)$196$875$57,208
302 ($1,071)$193$878$56,330
303 ($1,071)$190$881$55,449
304 ($1,071)$187$884$54,565
305 ($1,071)$184$887$53,678
306 ($1,071)$181$890$52,788
307 ($1,071)$178$893$51,895
308 ($1,071)$175$896$50,999
309 ($1,071)$172$899$50,100
310 ($1,071)$169$902$49,198
311 ($1,071)$166$905$48,293
312 ($1,071)$163$908$47,384
Year 27 - 313 ($1,071)$160$911$46,473
314 ($1,071)$156$914$45,559
315 ($1,071)$153$917$44,642
316 ($1,071)$150$920$43,721
317 ($1,071)$147$924$42,798
318 ($1,071)$144$927$41,871
319 ($1,071)$141$930$40,941
320 ($1,071)$138$933$40,008
321 ($1,071)$135$936$39,072
322 ($1,071)$132$939$38,133
323 ($1,071)$128$942$37,191
324 ($1,071)$125$946$36,245
Year 28 - 325 ($1,071)$122$949$35,296
326 ($1,071)$119$952$34,344
327 ($1,071)$116$955$33,389
328 ($1,071)$112$958$32,431
329 ($1,071)$109$962$31,469
330 ($1,071)$106$965$30,505
331 ($1,071)$103$968$29,537
332 ($1,071)$99$971$28,565
333 ($1,071)$96$975$27,591
334 ($1,071)$93$978$26,613
335 ($1,071)$90$981$25,632
336 ($1,071)$86$984$24,647
Year 29 - 337 ($1,071)$83$988$23,660
338 ($1,071)$80$991$22,668
339 ($1,071)$76$994$21,674
340 ($1,071)$73$998$20,676
341 ($1,071)$70$1,001$19,675
342 ($1,071)$66$1,005$18,671
343 ($1,071)$63$1,008$17,663
344 ($1,071)$59$1,011$16,651
345 ($1,071)$56$1,015$15,637
346 ($1,071)$53$1,018$14,619
347 ($1,071)$49$1,022$13,597
348 ($1,071)$46$1,025$12,572
Year 30 - 349 ($1,071)$42$1,028$11,544
350 ($1,071)$39$1,032$10,512
351 ($1,071)$35$1,035$9,476
352 ($1,071)$32$1,039$8,438
353 ($1,071)$28$1,042$7,395
354 ($1,071)$25$1,046$6,349
355 ($1,071)$21$1,049$5,300
356 ($1,071)$18$1,053$4,247
357 ($1,071)$14$1,056$3,191
358 ($1,071)$11$1,060$2,131
359 ($1,071)$7$1,064$1,067
360 ($1,071)$4$1,067$0
TOTALS$162,268$223,200$385,468

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.