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Mortgage Payment Schedule for a $279,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,059 360 $158,100 $381,300

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $279,000
Down Payment $55,800$223,200
Year 1 - 1 ($1,059)$735$324$222,876
2 ($1,059)$734$326$222,550
3 ($1,059)$733$327$222,223
4 ($1,059)$731$328$221,896
5 ($1,059)$730$329$221,567
6 ($1,059)$729$330$221,237
7 ($1,059)$728$331$220,906
8 ($1,059)$727$332$220,574
9 ($1,059)$726$333$220,241
10 ($1,059)$725$334$219,907
11 ($1,059)$724$335$219,572
12 ($1,059)$723$336$219,235
Year 2 - 13 ($1,059)$722$338$218,898
14 ($1,059)$721$339$218,559
15 ($1,059)$719$340$218,219
16 ($1,059)$718$341$217,878
17 ($1,059)$717$342$217,536
18 ($1,059)$716$343$217,193
19 ($1,059)$715$344$216,849
20 ($1,059)$714$345$216,504
21 ($1,059)$713$347$216,157
22 ($1,059)$712$348$215,810
23 ($1,059)$710$349$215,461
24 ($1,059)$709$350$215,111
Year 3 - 25 ($1,059)$708$351$214,760
26 ($1,059)$707$352$214,407
27 ($1,059)$706$353$214,054
28 ($1,059)$705$355$213,699
29 ($1,059)$703$356$213,344
30 ($1,059)$702$357$212,987
31 ($1,059)$701$358$212,629
32 ($1,059)$700$359$212,269
33 ($1,059)$699$360$211,909
34 ($1,059)$698$362$211,547
35 ($1,059)$696$363$211,185
36 ($1,059)$695$364$210,821
Year 4 - 37 ($1,059)$694$365$210,455
38 ($1,059)$693$366$210,089
39 ($1,059)$692$368$209,721
40 ($1,059)$690$369$209,352
41 ($1,059)$689$370$208,982
42 ($1,059)$688$371$208,611
43 ($1,059)$687$372$208,239
44 ($1,059)$685$374$207,865
45 ($1,059)$684$375$207,490
46 ($1,059)$683$376$207,114
47 ($1,059)$682$377$206,736
48 ($1,059)$681$379$206,358
Year 5 - 49 ($1,059)$679$380$205,978
50 ($1,059)$678$381$205,597
51 ($1,059)$677$382$205,214
52 ($1,059)$675$384$204,831
53 ($1,059)$674$385$204,446
54 ($1,059)$673$386$204,059
55 ($1,059)$672$387$203,672
56 ($1,059)$670$389$203,283
57 ($1,059)$669$390$202,893
58 ($1,059)$668$391$202,502
59 ($1,059)$667$393$202,109
60 ($1,059)$665$394$201,715
Year 6 - 61 ($1,059)$664$395$201,320
62 ($1,059)$663$396$200,924
63 ($1,059)$661$398$200,526
64 ($1,059)$660$399$200,127
65 ($1,059)$659$400$199,726
66 ($1,059)$657$402$199,325
67 ($1,059)$656$403$198,922
68 ($1,059)$655$404$198,517
69 ($1,059)$653$406$198,112
70 ($1,059)$652$407$197,704
71 ($1,059)$651$408$197,296
72 ($1,059)$649$410$196,886
Year 7 - 73 ($1,059)$648$411$196,475
74 ($1,059)$647$412$196,063
75 ($1,059)$645$414$195,649
76 ($1,059)$644$415$195,234
77 ($1,059)$643$417$194,817
78 ($1,059)$641$418$194,399
79 ($1,059)$640$419$193,980
80 ($1,059)$639$421$193,560
81 ($1,059)$637$422$193,137
82 ($1,059)$636$423$192,714
83 ($1,059)$634$425$192,289
84 ($1,059)$633$426$191,863
Year 8 - 85 ($1,059)$632$428$191,435
86 ($1,059)$630$429$191,006
87 ($1,059)$629$430$190,576
88 ($1,059)$627$432$190,144
89 ($1,059)$626$433$189,711
90 ($1,059)$624$435$189,276
91 ($1,059)$623$436$188,840
92 ($1,059)$622$438$188,402
93 ($1,059)$620$439$187,963
94 ($1,059)$619$440$187,523
95 ($1,059)$617$442$187,081
96 ($1,059)$616$443$186,638
Year 9 - 97 ($1,059)$614$445$186,193
98 ($1,059)$613$446$185,747
99 ($1,059)$611$448$185,299
100 ($1,059)$610$449$184,850
101 ($1,059)$608$451$184,399
102 ($1,059)$607$452$183,947
103 ($1,059)$605$454$183,493
104 ($1,059)$604$455$183,038
105 ($1,059)$602$457$182,581
106 ($1,059)$601$458$182,123
107 ($1,059)$599$460$181,663
108 ($1,059)$598$461$181,202
Year 10 - 109 ($1,059)$596$463$180,739
110 ($1,059)$595$464$180,275
111 ($1,059)$593$466$179,809
112 ($1,059)$592$467$179,342
113 ($1,059)$590$469$178,873
114 ($1,059)$589$470$178,403
115 ($1,059)$587$472$177,931
116 ($1,059)$586$473$177,458
117 ($1,059)$584$475$176,983
118 ($1,059)$583$477$176,506
119 ($1,059)$581$478$176,028
120 ($1,059)$579$480$175,548
Year 11 - 121 ($1,059)$578$481$175,067
122 ($1,059)$576$483$174,584
123 ($1,059)$575$484$174,099
124 ($1,059)$573$486$173,613
125 ($1,059)$571$488$173,126
126 ($1,059)$570$489$172,636
127 ($1,059)$568$491$172,145
128 ($1,059)$567$493$171,653
129 ($1,059)$565$494$171,159
130 ($1,059)$563$496$170,663
131 ($1,059)$562$497$170,165
132 ($1,059)$560$499$169,666
Year 12 - 133 ($1,059)$558$501$169,166
134 ($1,059)$557$502$168,663
135 ($1,059)$555$504$168,159
136 ($1,059)$554$506$167,654
137 ($1,059)$552$507$167,147
138 ($1,059)$550$509$166,638
139 ($1,059)$549$511$166,127
140 ($1,059)$547$512$165,615
141 ($1,059)$545$514$165,101
142 ($1,059)$543$516$164,585
143 ($1,059)$542$517$164,067
144 ($1,059)$540$519$163,548
Year 13 - 145 ($1,059)$538$521$163,027
146 ($1,059)$537$523$162,505
147 ($1,059)$535$524$161,981
148 ($1,059)$533$526$161,455
149 ($1,059)$531$528$160,927
150 ($1,059)$530$529$160,398
151 ($1,059)$528$531$159,866
152 ($1,059)$526$533$159,333
153 ($1,059)$524$535$158,799
154 ($1,059)$523$536$158,262
155 ($1,059)$521$538$157,724
156 ($1,059)$519$540$157,184
Year 14 - 157 ($1,059)$517$542$156,642
158 ($1,059)$516$544$156,099
159 ($1,059)$514$545$155,553
160 ($1,059)$512$547$155,006
161 ($1,059)$510$549$154,457
162 ($1,059)$508$551$153,907
163 ($1,059)$507$553$153,354
164 ($1,059)$505$554$152,800
165 ($1,059)$503$556$152,243
166 ($1,059)$501$558$151,685
167 ($1,059)$499$560$151,126
168 ($1,059)$497$562$150,564
Year 15 - 169 ($1,059)$496$564$150,000
170 ($1,059)$494$565$149,435
171 ($1,059)$492$567$148,868
172 ($1,059)$490$569$148,298
173 ($1,059)$488$571$147,727
174 ($1,059)$486$573$147,154
175 ($1,059)$484$575$146,580
176 ($1,059)$482$577$146,003
177 ($1,059)$481$579$145,424
178 ($1,059)$479$580$144,844
179 ($1,059)$477$582$144,262
180 ($1,059)$475$584$143,677
Year 16 - 181 ($1,059)$473$586$143,091
182 ($1,059)$471$588$142,503
183 ($1,059)$469$590$141,913
184 ($1,059)$467$592$141,321
185 ($1,059)$465$594$140,727
186 ($1,059)$463$596$140,131
187 ($1,059)$461$598$139,533
188 ($1,059)$459$600$138,933
189 ($1,059)$457$602$138,331
190 ($1,059)$455$604$137,727
191 ($1,059)$453$606$137,122
192 ($1,059)$451$608$136,514
Year 17 - 193 ($1,059)$449$610$135,904
194 ($1,059)$447$612$135,292
195 ($1,059)$445$614$134,678
196 ($1,059)$443$616$134,062
197 ($1,059)$441$618$133,445
198 ($1,059)$439$620$132,825
199 ($1,059)$437$622$132,203
200 ($1,059)$435$624$131,579
201 ($1,059)$433$626$130,953
202 ($1,059)$431$628$130,325
203 ($1,059)$429$630$129,694
204 ($1,059)$427$632$129,062
Year 18 - 205 ($1,059)$425$634$128,428
206 ($1,059)$423$636$127,791
207 ($1,059)$421$639$127,153
208 ($1,059)$419$641$126,512
209 ($1,059)$416$643$125,869
210 ($1,059)$414$645$125,225
211 ($1,059)$412$647$124,578
212 ($1,059)$410$649$123,929
213 ($1,059)$408$651$123,277
214 ($1,059)$406$653$122,624
215 ($1,059)$404$656$121,968
216 ($1,059)$401$658$121,311
Year 19 - 217 ($1,059)$399$660$120,651
218 ($1,059)$397$662$119,989
219 ($1,059)$395$664$119,325
220 ($1,059)$393$666$118,658
221 ($1,059)$391$669$117,990
222 ($1,059)$388$671$117,319
223 ($1,059)$386$673$116,646
224 ($1,059)$384$675$115,971
225 ($1,059)$382$677$115,293
226 ($1,059)$380$680$114,614
227 ($1,059)$377$682$113,932
228 ($1,059)$375$684$113,248
Year 20 - 229 ($1,059)$373$686$112,561
230 ($1,059)$371$689$111,873
231 ($1,059)$368$691$111,182
232 ($1,059)$366$693$110,488
233 ($1,059)$364$695$109,793
234 ($1,059)$361$698$109,095
235 ($1,059)$359$700$108,395
236 ($1,059)$357$702$107,693
237 ($1,059)$354$705$106,988
238 ($1,059)$352$707$106,281
239 ($1,059)$350$709$105,572
240 ($1,059)$348$712$104,860
Year 21 - 241 ($1,059)$345$714$104,146
242 ($1,059)$343$716$103,430
243 ($1,059)$340$719$102,711
244 ($1,059)$338$721$101,990
245 ($1,059)$336$723$101,266
246 ($1,059)$333$726$100,541
247 ($1,059)$331$728$99,812
248 ($1,059)$329$731$99,082
249 ($1,059)$326$733$98,349
250 ($1,059)$324$735$97,613
251 ($1,059)$321$738$96,875
252 ($1,059)$319$740$96,135
Year 22 - 253 ($1,059)$316$743$95,392
254 ($1,059)$314$745$94,647
255 ($1,059)$312$748$93,900
256 ($1,059)$309$750$93,150
257 ($1,059)$307$753$92,397
258 ($1,059)$304$755$91,642
259 ($1,059)$302$758$90,885
260 ($1,059)$299$760$90,125
261 ($1,059)$297$763$89,362
262 ($1,059)$294$765$88,597
263 ($1,059)$292$768$87,829
264 ($1,059)$289$770$87,059
Year 23 - 265 ($1,059)$287$773$86,287
266 ($1,059)$284$775$85,512
267 ($1,059)$281$778$84,734
268 ($1,059)$279$780$83,954
269 ($1,059)$276$783$83,171
270 ($1,059)$274$785$82,385
271 ($1,059)$271$788$81,598
272 ($1,059)$269$791$80,807
273 ($1,059)$266$793$80,014
274 ($1,059)$263$796$79,218
275 ($1,059)$261$798$78,420
276 ($1,059)$258$801$77,619
Year 24 - 277 ($1,059)$255$804$76,815
278 ($1,059)$253$806$76,009
279 ($1,059)$250$809$75,200
280 ($1,059)$248$812$74,388
281 ($1,059)$245$814$73,574
282 ($1,059)$242$817$72,757
283 ($1,059)$239$820$71,937
284 ($1,059)$237$822$71,115
285 ($1,059)$234$825$70,290
286 ($1,059)$231$828$69,462
287 ($1,059)$229$831$68,631
288 ($1,059)$226$833$67,798
Year 25 - 289 ($1,059)$223$836$66,962
290 ($1,059)$220$839$66,123
291 ($1,059)$218$842$65,282
292 ($1,059)$215$844$64,437
293 ($1,059)$212$847$63,590
294 ($1,059)$209$850$62,740
295 ($1,059)$207$853$61,888
296 ($1,059)$204$855$61,032
297 ($1,059)$201$858$60,174
298 ($1,059)$198$861$59,313
299 ($1,059)$195$864$58,449
300 ($1,059)$192$867$57,582
Year 26 - 301 ($1,059)$190$870$56,713
302 ($1,059)$187$872$55,840
303 ($1,059)$184$875$54,965
304 ($1,059)$181$878$54,087
305 ($1,059)$178$881$53,205
306 ($1,059)$175$884$52,321
307 ($1,059)$172$887$51,434
308 ($1,059)$169$890$50,545
309 ($1,059)$166$893$49,652
310 ($1,059)$163$896$48,756
311 ($1,059)$160$899$47,857
312 ($1,059)$158$902$46,956
Year 27 - 313 ($1,059)$155$905$46,051
314 ($1,059)$152$908$45,144
315 ($1,059)$149$911$44,233
316 ($1,059)$146$914$43,319
317 ($1,059)$143$917$42,403
318 ($1,059)$140$920$41,483
319 ($1,059)$137$923$40,561
320 ($1,059)$134$926$39,635
321 ($1,059)$130$929$38,706
322 ($1,059)$127$932$37,775
323 ($1,059)$124$935$36,840
324 ($1,059)$121$938$35,902
Year 28 - 325 ($1,059)$118$941$34,961
326 ($1,059)$115$944$34,017
327 ($1,059)$112$947$33,070
328 ($1,059)$109$950$32,119
329 ($1,059)$106$953$31,166
330 ($1,059)$103$957$30,209
331 ($1,059)$99$960$29,250
332 ($1,059)$96$963$28,287
333 ($1,059)$93$966$27,321
334 ($1,059)$90$969$26,351
335 ($1,059)$87$972$25,379
336 ($1,059)$84$976$24,403
Year 29 - 337 ($1,059)$80$979$23,424
338 ($1,059)$77$982$22,442
339 ($1,059)$74$985$21,457
340 ($1,059)$71$989$20,469
341 ($1,059)$67$992$19,477
342 ($1,059)$64$995$18,482
343 ($1,059)$61$998$17,483
344 ($1,059)$58$1,002$16,482
345 ($1,059)$54$1,005$15,477
346 ($1,059)$51$1,008$14,469
347 ($1,059)$48$1,012$13,457
348 ($1,059)$44$1,015$12,442
Year 30 - 349 ($1,059)$41$1,018$11,424
350 ($1,059)$38$1,022$10,402
351 ($1,059)$34$1,025$9,377
352 ($1,059)$31$1,028$8,349
353 ($1,059)$27$1,032$7,318
354 ($1,059)$24$1,035$6,282
355 ($1,059)$21$1,038$5,244
356 ($1,059)$17$1,042$4,202
357 ($1,059)$14$1,045$3,157
358 ($1,059)$10$1,049$2,108
359 ($1,059)$7$1,052$1,056
360 ($1,059)$3$1,056$0
TOTALS$158,100$223,200$381,300

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.