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Mortgage Payment Schedule for a $279,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($55,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,044 360 $152,580 $375,780

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $279,000
Down Payment $55,800$223,200
Year 1 - 1 ($1,044)$712$331$222,869
2 ($1,044)$711$333$222,536
3 ($1,044)$710$334$222,202
4 ($1,044)$709$335$221,868
5 ($1,044)$708$336$221,532
6 ($1,044)$707$337$221,195
7 ($1,044)$706$338$220,857
8 ($1,044)$705$339$220,519
9 ($1,044)$704$340$220,179
10 ($1,044)$703$341$219,837
11 ($1,044)$702$342$219,495
12 ($1,044)$701$343$219,152
Year 2 - 13 ($1,044)$699$344$218,808
14 ($1,044)$698$345$218,462
15 ($1,044)$697$347$218,116
16 ($1,044)$696$348$217,768
17 ($1,044)$695$349$217,419
18 ($1,044)$694$350$217,069
19 ($1,044)$693$351$216,718
20 ($1,044)$692$352$216,366
21 ($1,044)$691$353$216,013
22 ($1,044)$689$354$215,658
23 ($1,044)$688$356$215,303
24 ($1,044)$687$357$214,946
Year 3 - 25 ($1,044)$686$358$214,588
26 ($1,044)$685$359$214,229
27 ($1,044)$684$360$213,869
28 ($1,044)$683$361$213,508
29 ($1,044)$681$362$213,146
30 ($1,044)$680$364$212,782
31 ($1,044)$679$365$212,418
32 ($1,044)$678$366$212,052
33 ($1,044)$677$367$211,685
34 ($1,044)$676$368$211,316
35 ($1,044)$674$369$210,947
36 ($1,044)$673$371$210,576
Year 4 - 37 ($1,044)$672$372$210,205
38 ($1,044)$671$373$209,832
39 ($1,044)$670$374$209,458
40 ($1,044)$669$375$209,082
41 ($1,044)$667$377$208,706
42 ($1,044)$666$378$208,328
43 ($1,044)$665$379$207,949
44 ($1,044)$664$380$207,569
45 ($1,044)$662$381$207,188
46 ($1,044)$661$383$206,805
47 ($1,044)$660$384$206,421
48 ($1,044)$659$385$206,036
Year 5 - 49 ($1,044)$658$386$205,650
50 ($1,044)$656$387$205,263
51 ($1,044)$655$389$204,874
52 ($1,044)$654$390$204,484
53 ($1,044)$653$391$204,093
54 ($1,044)$651$392$203,700
55 ($1,044)$650$394$203,307
56 ($1,044)$649$395$202,912
57 ($1,044)$648$396$202,516
58 ($1,044)$646$397$202,118
59 ($1,044)$645$399$201,719
60 ($1,044)$644$400$201,319
Year 6 - 61 ($1,044)$643$401$200,918
62 ($1,044)$641$403$200,516
63 ($1,044)$640$404$200,112
64 ($1,044)$639$405$199,707
65 ($1,044)$637$406$199,300
66 ($1,044)$636$408$198,892
67 ($1,044)$635$409$198,483
68 ($1,044)$633$410$198,073
69 ($1,044)$632$412$197,661
70 ($1,044)$631$413$197,248
71 ($1,044)$630$414$196,834
72 ($1,044)$628$416$196,419
Year 7 - 73 ($1,044)$627$417$196,002
74 ($1,044)$626$418$195,583
75 ($1,044)$624$420$195,164
76 ($1,044)$623$421$194,743
77 ($1,044)$622$422$194,321
78 ($1,044)$620$424$193,897
79 ($1,044)$619$425$193,472
80 ($1,044)$617$426$193,046
81 ($1,044)$616$428$192,618
82 ($1,044)$615$429$192,189
83 ($1,044)$613$430$191,758
84 ($1,044)$612$432$191,327
Year 8 - 85 ($1,044)$611$433$190,893
86 ($1,044)$609$435$190,459
87 ($1,044)$608$436$190,023
88 ($1,044)$606$437$189,586
89 ($1,044)$605$439$189,147
90 ($1,044)$604$440$188,707
91 ($1,044)$602$442$188,265
92 ($1,044)$601$443$187,822
93 ($1,044)$599$444$187,378
94 ($1,044)$598$446$186,932
95 ($1,044)$597$447$186,485
96 ($1,044)$595$449$186,036
Year 9 - 97 ($1,044)$594$450$185,586
98 ($1,044)$592$452$185,135
99 ($1,044)$591$453$184,682
100 ($1,044)$589$454$184,227
101 ($1,044)$588$456$183,771
102 ($1,044)$587$457$183,314
103 ($1,044)$585$459$182,855
104 ($1,044)$584$460$182,395
105 ($1,044)$582$462$181,933
106 ($1,044)$581$463$181,470
107 ($1,044)$579$465$181,006
108 ($1,044)$578$466$180,540
Year 10 - 109 ($1,044)$576$468$180,072
110 ($1,044)$575$469$179,603
111 ($1,044)$573$471$179,132
112 ($1,044)$572$472$178,660
113 ($1,044)$570$474$178,187
114 ($1,044)$569$475$177,711
115 ($1,044)$567$477$177,235
116 ($1,044)$566$478$176,757
117 ($1,044)$564$480$176,277
118 ($1,044)$563$481$175,796
119 ($1,044)$561$483$175,313
120 ($1,044)$560$484$174,829
Year 11 - 121 ($1,044)$558$486$174,343
122 ($1,044)$556$487$173,855
123 ($1,044)$555$489$173,367
124 ($1,044)$553$491$172,876
125 ($1,044)$552$492$172,384
126 ($1,044)$550$494$171,890
127 ($1,044)$549$495$171,395
128 ($1,044)$547$497$170,898
129 ($1,044)$545$498$170,400
130 ($1,044)$544$500$169,900
131 ($1,044)$542$502$169,398
132 ($1,044)$541$503$168,895
Year 12 - 133 ($1,044)$539$505$168,390
134 ($1,044)$537$506$167,884
135 ($1,044)$536$508$167,376
136 ($1,044)$534$510$166,866
137 ($1,044)$533$511$166,355
138 ($1,044)$531$513$165,842
139 ($1,044)$529$515$165,328
140 ($1,044)$528$516$164,812
141 ($1,044)$526$518$164,294
142 ($1,044)$524$519$163,774
143 ($1,044)$523$521$163,253
144 ($1,044)$521$523$162,730
Year 13 - 145 ($1,044)$519$524$162,206
146 ($1,044)$518$526$161,680
147 ($1,044)$516$528$161,152
148 ($1,044)$514$529$160,623
149 ($1,044)$513$531$160,091
150 ($1,044)$511$533$159,559
151 ($1,044)$509$535$159,024
152 ($1,044)$508$536$158,488
153 ($1,044)$506$538$157,950
154 ($1,044)$504$540$157,410
155 ($1,044)$502$541$156,869
156 ($1,044)$501$543$156,325
Year 14 - 157 ($1,044)$499$545$155,780
158 ($1,044)$497$547$155,234
159 ($1,044)$495$548$154,685
160 ($1,044)$494$550$154,135
161 ($1,044)$492$552$153,583
162 ($1,044)$490$554$153,030
163 ($1,044)$488$555$152,474
164 ($1,044)$487$557$151,917
165 ($1,044)$485$559$151,358
166 ($1,044)$483$561$150,797
167 ($1,044)$481$563$150,235
168 ($1,044)$479$564$149,671
Year 15 - 169 ($1,044)$478$566$149,104
170 ($1,044)$476$568$148,537
171 ($1,044)$474$570$147,967
172 ($1,044)$472$572$147,395
173 ($1,044)$470$573$146,822
174 ($1,044)$469$575$146,247
175 ($1,044)$467$577$145,670
176 ($1,044)$465$579$145,091
177 ($1,044)$463$581$144,510
178 ($1,044)$461$583$143,927
179 ($1,044)$459$584$143,343
180 ($1,044)$458$586$142,756
Year 16 - 181 ($1,044)$456$588$142,168
182 ($1,044)$454$590$141,578
183 ($1,044)$452$592$140,986
184 ($1,044)$450$594$140,392
185 ($1,044)$448$596$139,797
186 ($1,044)$446$598$139,199
187 ($1,044)$444$600$138,599
188 ($1,044)$442$601$137,998
189 ($1,044)$440$603$137,395
190 ($1,044)$439$605$136,789
191 ($1,044)$437$607$136,182
192 ($1,044)$435$609$135,573
Year 17 - 193 ($1,044)$433$611$134,962
194 ($1,044)$431$613$134,349
195 ($1,044)$429$615$133,734
196 ($1,044)$427$617$133,117
197 ($1,044)$425$619$132,498
198 ($1,044)$423$621$131,877
199 ($1,044)$421$623$131,254
200 ($1,044)$419$625$130,629
201 ($1,044)$417$627$130,002
202 ($1,044)$415$629$129,373
203 ($1,044)$413$631$128,742
204 ($1,044)$411$633$128,109
Year 18 - 205 ($1,044)$409$635$127,474
206 ($1,044)$407$637$126,837
207 ($1,044)$405$639$126,198
208 ($1,044)$403$641$125,557
209 ($1,044)$401$643$124,914
210 ($1,044)$399$645$124,269
211 ($1,044)$397$647$123,622
212 ($1,044)$395$649$122,972
213 ($1,044)$392$651$122,321
214 ($1,044)$390$653$121,668
215 ($1,044)$388$656$121,012
216 ($1,044)$386$658$120,355
Year 19 - 217 ($1,044)$384$660$119,695
218 ($1,044)$382$662$119,033
219 ($1,044)$380$664$118,369
220 ($1,044)$378$666$117,703
221 ($1,044)$376$668$117,035
222 ($1,044)$374$670$116,365
223 ($1,044)$371$672$115,692
224 ($1,044)$369$675$115,018
225 ($1,044)$367$677$114,341
226 ($1,044)$365$679$113,662
227 ($1,044)$363$681$112,981
228 ($1,044)$361$683$112,298
Year 20 - 229 ($1,044)$358$685$111,612
230 ($1,044)$356$688$110,925
231 ($1,044)$354$690$110,235
232 ($1,044)$352$692$109,543
233 ($1,044)$350$694$108,849
234 ($1,044)$347$696$108,152
235 ($1,044)$345$699$107,454
236 ($1,044)$343$701$106,753
237 ($1,044)$341$703$106,050
238 ($1,044)$338$705$105,344
239 ($1,044)$336$708$104,637
240 ($1,044)$334$710$103,927
Year 21 - 241 ($1,044)$332$712$103,215
242 ($1,044)$329$714$102,500
243 ($1,044)$327$717$101,784
244 ($1,044)$325$719$101,065
245 ($1,044)$323$721$100,343
246 ($1,044)$320$724$99,620
247 ($1,044)$318$726$98,894
248 ($1,044)$316$728$98,166
249 ($1,044)$313$731$97,435
250 ($1,044)$311$733$96,702
251 ($1,044)$309$735$95,967
252 ($1,044)$306$738$95,230
Year 22 - 253 ($1,044)$304$740$94,490
254 ($1,044)$302$742$93,747
255 ($1,044)$299$745$93,003
256 ($1,044)$297$747$92,256
257 ($1,044)$294$749$91,506
258 ($1,044)$292$752$90,755
259 ($1,044)$290$754$90,001
260 ($1,044)$287$757$89,244
261 ($1,044)$285$759$88,485
262 ($1,044)$282$761$87,724
263 ($1,044)$280$764$86,960
264 ($1,044)$278$766$86,193
Year 23 - 265 ($1,044)$275$769$85,425
266 ($1,044)$273$771$84,653
267 ($1,044)$270$774$83,880
268 ($1,044)$268$776$83,104
269 ($1,044)$265$779$82,325
270 ($1,044)$263$781$81,544
271 ($1,044)$260$784$80,760
272 ($1,044)$258$786$79,974
273 ($1,044)$255$789$79,186
274 ($1,044)$253$791$78,395
275 ($1,044)$250$794$77,601
276 ($1,044)$248$796$76,805
Year 24 - 277 ($1,044)$245$799$76,006
278 ($1,044)$243$801$75,205
279 ($1,044)$240$804$74,401
280 ($1,044)$237$806$73,595
281 ($1,044)$235$809$72,786
282 ($1,044)$232$812$71,974
283 ($1,044)$230$814$71,160
284 ($1,044)$227$817$70,344
285 ($1,044)$225$819$69,524
286 ($1,044)$222$822$68,702
287 ($1,044)$219$825$67,878
288 ($1,044)$217$827$67,051
Year 25 - 289 ($1,044)$214$830$66,221
290 ($1,044)$211$832$65,388
291 ($1,044)$209$835$64,553
292 ($1,044)$206$838$63,715
293 ($1,044)$203$840$62,875
294 ($1,044)$201$843$62,032
295 ($1,044)$198$846$61,186
296 ($1,044)$195$849$60,337
297 ($1,044)$193$851$59,486
298 ($1,044)$190$854$58,632
299 ($1,044)$187$857$57,775
300 ($1,044)$184$859$56,916
Year 26 - 301 ($1,044)$182$862$56,054
302 ($1,044)$179$865$55,189
303 ($1,044)$176$868$54,321
304 ($1,044)$173$870$53,451
305 ($1,044)$171$873$52,577
306 ($1,044)$168$876$51,701
307 ($1,044)$165$879$50,823
308 ($1,044)$162$882$49,941
309 ($1,044)$159$884$49,057
310 ($1,044)$157$887$48,169
311 ($1,044)$154$890$47,279
312 ($1,044)$151$893$46,386
Year 27 - 313 ($1,044)$148$896$45,490
314 ($1,044)$145$899$44,592
315 ($1,044)$142$902$43,690
316 ($1,044)$139$904$42,786
317 ($1,044)$137$907$41,879
318 ($1,044)$134$910$40,968
319 ($1,044)$131$913$40,055
320 ($1,044)$128$916$39,139
321 ($1,044)$125$919$38,220
322 ($1,044)$122$922$37,299
323 ($1,044)$119$925$36,374
324 ($1,044)$116$928$35,446
Year 28 - 325 ($1,044)$113$931$34,515
326 ($1,044)$110$934$33,582
327 ($1,044)$107$937$32,645
328 ($1,044)$104$940$31,705
329 ($1,044)$101$943$30,763
330 ($1,044)$98$946$29,817
331 ($1,044)$95$949$28,869
332 ($1,044)$92$952$27,917
333 ($1,044)$89$955$26,962
334 ($1,044)$86$958$26,004
335 ($1,044)$83$961$25,043
336 ($1,044)$80$964$24,080
Year 29 - 337 ($1,044)$77$967$23,113
338 ($1,044)$74$970$22,143
339 ($1,044)$71$973$21,169
340 ($1,044)$68$976$20,193
341 ($1,044)$64$979$19,214
342 ($1,044)$61$983$18,231
343 ($1,044)$58$986$17,246
344 ($1,044)$55$989$16,257
345 ($1,044)$52$992$15,265
346 ($1,044)$49$995$14,270
347 ($1,044)$46$998$13,271
348 ($1,044)$42$1,001$12,270
Year 30 - 349 ($1,044)$39$1,005$11,265
350 ($1,044)$36$1,008$10,257
351 ($1,044)$33$1,011$9,246
352 ($1,044)$30$1,014$8,232
353 ($1,044)$26$1,018$7,214
354 ($1,044)$23$1,021$6,194
355 ($1,044)$20$1,024$5,170
356 ($1,044)$16$1,027$4,142
357 ($1,044)$13$1,031$3,112
358 ($1,044)$10$1,034$2,078
359 ($1,044)$7$1,037$1,041
360 ($1,044)$3$1,041$0
TOTALS$152,580$223,200$375,780

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.