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Mortgage Payment Schedule for a $288,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($57,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,087 360 $160,820 $391,220

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $288,000
Down Payment $57,600$230,400
Year 1 - 1 ($1,087)$749$338$230,062
2 ($1,087)$748$339$229,723
3 ($1,087)$747$340$229,383
4 ($1,087)$745$341$229,042
5 ($1,087)$744$342$228,699
6 ($1,087)$743$343$228,356
7 ($1,087)$742$345$228,011
8 ($1,087)$741$346$227,666
9 ($1,087)$740$347$227,319
10 ($1,087)$739$348$226,971
11 ($1,087)$738$349$226,622
12 ($1,087)$737$350$226,272
Year 2 - 13 ($1,087)$735$351$225,920
14 ($1,087)$734$352$225,568
15 ($1,087)$733$354$225,214
16 ($1,087)$732$355$224,859
17 ($1,087)$731$356$224,503
18 ($1,087)$730$357$224,146
19 ($1,087)$728$358$223,788
20 ($1,087)$727$359$223,429
21 ($1,087)$726$361$223,068
22 ($1,087)$725$362$222,706
23 ($1,087)$724$363$222,343
24 ($1,087)$723$364$221,979
Year 3 - 25 ($1,087)$721$365$221,614
26 ($1,087)$720$366$221,248
27 ($1,087)$719$368$220,880
28 ($1,087)$718$369$220,511
29 ($1,087)$717$370$220,141
30 ($1,087)$715$371$219,770
31 ($1,087)$714$372$219,397
32 ($1,087)$713$374$219,024
33 ($1,087)$712$375$218,649
34 ($1,087)$711$376$218,273
35 ($1,087)$709$377$217,895
36 ($1,087)$708$379$217,517
Year 4 - 37 ($1,087)$707$380$217,137
38 ($1,087)$706$381$216,756
39 ($1,087)$704$382$216,374
40 ($1,087)$703$384$215,990
41 ($1,087)$702$385$215,605
42 ($1,087)$701$386$215,219
43 ($1,087)$699$387$214,832
44 ($1,087)$698$389$214,444
45 ($1,087)$697$390$214,054
46 ($1,087)$696$391$213,663
47 ($1,087)$694$392$213,270
48 ($1,087)$693$394$212,877
Year 5 - 49 ($1,087)$692$395$212,482
50 ($1,087)$691$396$212,086
51 ($1,087)$689$397$211,688
52 ($1,087)$688$399$211,290
53 ($1,087)$687$400$210,890
54 ($1,087)$685$401$210,488
55 ($1,087)$684$403$210,086
56 ($1,087)$683$404$209,682
57 ($1,087)$681$405$209,276
58 ($1,087)$680$407$208,870
59 ($1,087)$679$408$208,462
60 ($1,087)$678$409$208,053
Year 6 - 61 ($1,087)$676$411$207,642
62 ($1,087)$675$412$207,230
63 ($1,087)$673$413$206,817
64 ($1,087)$672$415$206,402
65 ($1,087)$671$416$205,987
66 ($1,087)$669$417$205,569
67 ($1,087)$668$419$205,151
68 ($1,087)$667$420$204,731
69 ($1,087)$665$421$204,309
70 ($1,087)$664$423$203,887
71 ($1,087)$663$424$203,462
72 ($1,087)$661$425$203,037
Year 7 - 73 ($1,087)$660$427$202,610
74 ($1,087)$658$428$202,182
75 ($1,087)$657$430$201,752
76 ($1,087)$656$431$201,321
77 ($1,087)$654$432$200,889
78 ($1,087)$653$434$200,455
79 ($1,087)$651$435$200,020
80 ($1,087)$650$437$199,583
81 ($1,087)$649$438$199,145
82 ($1,087)$647$440$198,706
83 ($1,087)$646$441$198,265
84 ($1,087)$644$442$197,822
Year 8 - 85 ($1,087)$643$444$197,378
86 ($1,087)$641$445$196,933
87 ($1,087)$640$447$196,486
88 ($1,087)$639$448$196,038
89 ($1,087)$637$450$195,589
90 ($1,087)$636$451$195,138
91 ($1,087)$634$453$194,685
92 ($1,087)$633$454$194,231
93 ($1,087)$631$455$193,776
94 ($1,087)$630$457$193,319
95 ($1,087)$628$458$192,860
96 ($1,087)$627$460$192,400
Year 9 - 97 ($1,087)$625$461$191,939
98 ($1,087)$624$463$191,476
99 ($1,087)$622$464$191,012
100 ($1,087)$621$466$190,546
101 ($1,087)$619$467$190,078
102 ($1,087)$618$469$189,609
103 ($1,087)$616$470$189,139
104 ($1,087)$615$472$188,667
105 ($1,087)$613$474$188,193
106 ($1,087)$612$475$187,718
107 ($1,087)$610$477$187,241
108 ($1,087)$609$478$186,763
Year 10 - 109 ($1,087)$607$480$186,284
110 ($1,087)$605$481$185,802
111 ($1,087)$604$483$185,319
112 ($1,087)$602$484$184,835
113 ($1,087)$601$486$184,349
114 ($1,087)$599$488$183,861
115 ($1,087)$598$489$183,372
116 ($1,087)$596$491$182,881
117 ($1,087)$594$492$182,389
118 ($1,087)$593$494$181,895
119 ($1,087)$591$496$181,399
120 ($1,087)$590$497$180,902
Year 11 - 121 ($1,087)$588$499$180,404
122 ($1,087)$586$500$179,903
123 ($1,087)$585$502$179,401
124 ($1,087)$583$504$178,897
125 ($1,087)$581$505$178,392
126 ($1,087)$580$507$177,885
127 ($1,087)$578$509$177,377
128 ($1,087)$576$510$176,866
129 ($1,087)$575$512$176,354
130 ($1,087)$573$514$175,841
131 ($1,087)$571$515$175,326
132 ($1,087)$570$517$174,809
Year 12 - 133 ($1,087)$568$519$174,290
134 ($1,087)$566$520$173,770
135 ($1,087)$565$522$173,248
136 ($1,087)$563$524$172,724
137 ($1,087)$561$525$172,199
138 ($1,087)$560$527$171,672
139 ($1,087)$558$529$171,143
140 ($1,087)$556$531$170,612
141 ($1,087)$554$532$170,080
142 ($1,087)$553$534$169,546
143 ($1,087)$551$536$169,010
144 ($1,087)$549$537$168,473
Year 13 - 145 ($1,087)$548$539$167,934
146 ($1,087)$546$541$167,393
147 ($1,087)$544$543$166,850
148 ($1,087)$542$544$166,306
149 ($1,087)$540$546$165,760
150 ($1,087)$539$548$165,212
151 ($1,087)$537$550$164,662
152 ($1,087)$535$552$164,110
153 ($1,087)$533$553$163,557
154 ($1,087)$532$555$163,002
155 ($1,087)$530$557$162,445
156 ($1,087)$528$559$161,886
Year 14 - 157 ($1,087)$526$561$161,325
158 ($1,087)$524$562$160,763
159 ($1,087)$522$564$160,199
160 ($1,087)$521$566$159,633
161 ($1,087)$519$568$159,065
162 ($1,087)$517$570$158,495
163 ($1,087)$515$572$157,923
164 ($1,087)$513$573$157,350
165 ($1,087)$511$575$156,774
166 ($1,087)$510$577$156,197
167 ($1,087)$508$579$155,618
168 ($1,087)$506$581$155,037
Year 15 - 169 ($1,087)$504$583$154,454
170 ($1,087)$502$585$153,870
171 ($1,087)$500$587$153,283
172 ($1,087)$498$589$152,694
173 ($1,087)$496$590$152,104
174 ($1,087)$494$592$151,512
175 ($1,087)$492$594$150,917
176 ($1,087)$490$596$150,321
177 ($1,087)$489$598$149,723
178 ($1,087)$487$600$149,123
179 ($1,087)$485$602$148,521
180 ($1,087)$483$604$147,917
Year 16 - 181 ($1,087)$481$606$147,311
182 ($1,087)$479$608$146,703
183 ($1,087)$477$610$146,093
184 ($1,087)$475$612$145,481
185 ($1,087)$473$614$144,867
186 ($1,087)$471$616$144,251
187 ($1,087)$469$618$143,633
188 ($1,087)$467$620$143,013
189 ($1,087)$465$622$142,391
190 ($1,087)$463$624$141,767
191 ($1,087)$461$626$141,141
192 ($1,087)$459$628$140,513
Year 17 - 193 ($1,087)$457$630$139,883
194 ($1,087)$455$632$139,251
195 ($1,087)$453$634$138,617
196 ($1,087)$451$636$137,981
197 ($1,087)$448$638$137,342
198 ($1,087)$446$640$136,702
199 ($1,087)$444$642$136,060
200 ($1,087)$442$645$135,415
201 ($1,087)$440$647$134,768
202 ($1,087)$438$649$134,120
203 ($1,087)$436$651$133,469
204 ($1,087)$434$653$132,816
Year 18 - 205 ($1,087)$432$655$132,161
206 ($1,087)$430$657$131,504
207 ($1,087)$427$659$130,844
208 ($1,087)$425$661$130,183
209 ($1,087)$423$664$129,519
210 ($1,087)$421$666$128,853
211 ($1,087)$419$668$128,186
212 ($1,087)$417$670$127,515
213 ($1,087)$414$672$126,843
214 ($1,087)$412$674$126,169
215 ($1,087)$410$677$125,492
216 ($1,087)$408$679$124,813
Year 19 - 217 ($1,087)$406$681$124,132
218 ($1,087)$403$683$123,449
219 ($1,087)$401$686$122,763
220 ($1,087)$399$688$122,075
221 ($1,087)$397$690$121,385
222 ($1,087)$395$692$120,693
223 ($1,087)$392$694$119,999
224 ($1,087)$390$697$119,302
225 ($1,087)$388$699$118,603
226 ($1,087)$385$701$117,902
227 ($1,087)$383$704$117,198
228 ($1,087)$381$706$116,492
Year 20 - 229 ($1,087)$379$708$115,784
230 ($1,087)$376$710$115,074
231 ($1,087)$374$713$114,361
232 ($1,087)$372$715$113,646
233 ($1,087)$369$717$112,929
234 ($1,087)$367$720$112,209
235 ($1,087)$365$722$111,487
236 ($1,087)$362$724$110,763
237 ($1,087)$360$727$110,036
238 ($1,087)$358$729$109,307
239 ($1,087)$355$731$108,575
240 ($1,087)$353$734$107,841
Year 21 - 241 ($1,087)$350$736$107,105
242 ($1,087)$348$739$106,367
243 ($1,087)$346$741$105,625
244 ($1,087)$343$743$104,882
245 ($1,087)$341$746$104,136
246 ($1,087)$338$748$103,388
247 ($1,087)$336$751$102,637
248 ($1,087)$334$753$101,884
249 ($1,087)$331$756$101,128
250 ($1,087)$329$758$100,370
251 ($1,087)$326$761$99,610
252 ($1,087)$324$763$98,847
Year 22 - 253 ($1,087)$321$765$98,081
254 ($1,087)$319$768$97,313
255 ($1,087)$316$770$96,543
256 ($1,087)$314$773$95,770
257 ($1,087)$311$775$94,995
258 ($1,087)$309$778$94,217
259 ($1,087)$306$781$93,436
260 ($1,087)$304$783$92,653
261 ($1,087)$301$786$91,867
262 ($1,087)$299$788$91,079
263 ($1,087)$296$791$90,289
264 ($1,087)$293$793$89,495
Year 23 - 265 ($1,087)$291$796$88,699
266 ($1,087)$288$798$87,901
267 ($1,087)$286$801$87,100
268 ($1,087)$283$804$86,296
269 ($1,087)$280$806$85,490
270 ($1,087)$278$809$84,681
271 ($1,087)$275$812$83,870
272 ($1,087)$273$814$83,055
273 ($1,087)$270$817$82,239
274 ($1,087)$267$819$81,419
275 ($1,087)$265$822$80,597
276 ($1,087)$262$825$79,772
Year 24 - 277 ($1,087)$259$827$78,945
278 ($1,087)$257$830$78,115
279 ($1,087)$254$833$77,282
280 ($1,087)$251$836$76,446
281 ($1,087)$248$838$75,608
282 ($1,087)$246$841$74,767
283 ($1,087)$243$844$73,923
284 ($1,087)$240$846$73,077
285 ($1,087)$237$849$72,228
286 ($1,087)$235$852$71,376
287 ($1,087)$232$855$70,521
288 ($1,087)$229$858$69,663
Year 25 - 289 ($1,087)$226$860$68,803
290 ($1,087)$224$863$67,940
291 ($1,087)$221$866$67,074
292 ($1,087)$218$869$66,205
293 ($1,087)$215$872$65,334
294 ($1,087)$212$874$64,459
295 ($1,087)$209$877$63,582
296 ($1,087)$207$880$62,702
297 ($1,087)$204$883$61,819
298 ($1,087)$201$886$60,933
299 ($1,087)$198$889$60,044
300 ($1,087)$195$892$59,153
Year 26 - 301 ($1,087)$192$894$58,258
302 ($1,087)$189$897$57,361
303 ($1,087)$186$900$56,461
304 ($1,087)$183$903$55,558
305 ($1,087)$181$906$54,651
306 ($1,087)$178$909$53,742
307 ($1,087)$175$912$52,830
308 ($1,087)$172$915$51,915
309 ($1,087)$169$918$50,997
310 ($1,087)$166$921$50,076
311 ($1,087)$163$924$49,152
312 ($1,087)$160$927$48,225
Year 27 - 313 ($1,087)$157$930$47,295
314 ($1,087)$154$933$46,362
315 ($1,087)$151$936$45,426
316 ($1,087)$148$939$44,487
317 ($1,087)$145$942$43,545
318 ($1,087)$142$945$42,600
319 ($1,087)$138$948$41,651
320 ($1,087)$135$951$40,700
321 ($1,087)$132$954$39,746
322 ($1,087)$129$958$38,788
323 ($1,087)$126$961$37,827
324 ($1,087)$123$964$36,864
Year 28 - 325 ($1,087)$120$967$35,897
326 ($1,087)$117$970$34,927
327 ($1,087)$114$973$33,953
328 ($1,087)$110$976$32,977
329 ($1,087)$107$980$31,998
330 ($1,087)$104$983$31,015
331 ($1,087)$101$986$30,029
332 ($1,087)$98$989$29,040
333 ($1,087)$94$992$28,047
334 ($1,087)$91$996$27,052
335 ($1,087)$88$999$26,053
336 ($1,087)$85$1,002$25,051
Year 29 - 337 ($1,087)$81$1,005$24,046
338 ($1,087)$78$1,009$23,037
339 ($1,087)$75$1,012$22,025
340 ($1,087)$72$1,015$21,010
341 ($1,087)$68$1,018$19,992
342 ($1,087)$65$1,022$18,970
343 ($1,087)$62$1,025$17,945
344 ($1,087)$58$1,028$16,916
345 ($1,087)$55$1,032$15,885
346 ($1,087)$52$1,035$14,850
347 ($1,087)$48$1,038$13,811
348 ($1,087)$45$1,042$12,769
Year 30 - 349 ($1,087)$42$1,045$11,724
350 ($1,087)$38$1,049$10,675
351 ($1,087)$35$1,052$9,623
352 ($1,087)$31$1,055$8,568
353 ($1,087)$28$1,059$7,509
354 ($1,087)$24$1,062$6,447
355 ($1,087)$21$1,066$5,381
356 ($1,087)$17$1,069$4,312
357 ($1,087)$14$1,073$3,239
358 ($1,087)$11$1,076$2,163
359 ($1,087)$7$1,080$1,083
360 ($1,087)$4$1,083$0
TOTALS$160,820$230,400$391,220

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.