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Mortgage Payment Schedule for a $288,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($57,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,084 360 $159,871 $390,271

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $9 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $288,000
Down Payment $57,600$230,400
Year 1 - 1 ($1,084)$745$339$230,061
2 ($1,084)$744$340$229,721
3 ($1,084)$743$341$229,379
4 ($1,084)$742$342$229,037
5 ($1,084)$741$344$228,693
6 ($1,084)$739$345$228,349
7 ($1,084)$738$346$228,003
8 ($1,084)$737$347$227,656
9 ($1,084)$736$348$227,308
10 ($1,084)$735$349$226,959
11 ($1,084)$734$350$226,609
12 ($1,084)$733$351$226,257
Year 2 - 13 ($1,084)$732$353$225,905
14 ($1,084)$730$354$225,551
15 ($1,084)$729$355$225,196
16 ($1,084)$728$356$224,840
17 ($1,084)$727$357$224,483
18 ($1,084)$726$358$224,125
19 ($1,084)$725$359$223,766
20 ($1,084)$724$361$223,405
21 ($1,084)$722$362$223,043
22 ($1,084)$721$363$222,680
23 ($1,084)$720$364$222,316
24 ($1,084)$719$365$221,951
Year 3 - 25 ($1,084)$718$366$221,585
26 ($1,084)$716$368$221,217
27 ($1,084)$715$369$220,848
28 ($1,084)$714$370$220,478
29 ($1,084)$713$371$220,107
30 ($1,084)$712$372$219,735
31 ($1,084)$710$374$219,361
32 ($1,084)$709$375$218,986
33 ($1,084)$708$376$218,610
34 ($1,084)$707$377$218,233
35 ($1,084)$706$378$217,854
36 ($1,084)$704$380$217,475
Year 4 - 37 ($1,084)$703$381$217,094
38 ($1,084)$702$382$216,712
39 ($1,084)$701$383$216,328
40 ($1,084)$699$385$215,944
41 ($1,084)$698$386$215,558
42 ($1,084)$697$387$215,171
43 ($1,084)$696$388$214,782
44 ($1,084)$694$390$214,393
45 ($1,084)$693$391$214,002
46 ($1,084)$692$392$213,610
47 ($1,084)$691$393$213,216
48 ($1,084)$689$395$212,822
Year 5 - 49 ($1,084)$688$396$212,426
50 ($1,084)$687$397$212,028
51 ($1,084)$686$399$211,630
52 ($1,084)$684$400$211,230
53 ($1,084)$683$401$210,829
54 ($1,084)$682$402$210,426
55 ($1,084)$680$404$210,023
56 ($1,084)$679$405$209,618
57 ($1,084)$678$406$209,211
58 ($1,084)$676$408$208,804
59 ($1,084)$675$409$208,395
60 ($1,084)$674$410$207,985
Year 6 - 61 ($1,084)$672$412$207,573
62 ($1,084)$671$413$207,160
63 ($1,084)$670$414$206,746
64 ($1,084)$668$416$206,330
65 ($1,084)$667$417$205,913
66 ($1,084)$666$418$205,495
67 ($1,084)$664$420$205,075
68 ($1,084)$663$421$204,654
69 ($1,084)$662$422$204,232
70 ($1,084)$660$424$203,808
71 ($1,084)$659$425$203,383
72 ($1,084)$658$426$202,957
Year 7 - 73 ($1,084)$656$428$202,529
74 ($1,084)$655$429$202,099
75 ($1,084)$653$431$201,669
76 ($1,084)$652$432$201,237
77 ($1,084)$651$433$200,803
78 ($1,084)$649$435$200,369
79 ($1,084)$648$436$199,932
80 ($1,084)$646$438$199,495
81 ($1,084)$645$439$199,056
82 ($1,084)$644$440$198,615
83 ($1,084)$642$442$198,173
84 ($1,084)$641$443$197,730
Year 8 - 85 ($1,084)$639$445$197,285
86 ($1,084)$638$446$196,839
87 ($1,084)$636$448$196,391
88 ($1,084)$635$449$195,942
89 ($1,084)$634$451$195,492
90 ($1,084)$632$452$195,040
91 ($1,084)$631$453$194,586
92 ($1,084)$629$455$194,131
93 ($1,084)$628$456$193,675
94 ($1,084)$626$458$193,217
95 ($1,084)$625$459$192,758
96 ($1,084)$623$461$192,297
Year 9 - 97 ($1,084)$622$462$191,835
98 ($1,084)$620$464$191,371
99 ($1,084)$619$465$190,905
100 ($1,084)$617$467$190,439
101 ($1,084)$616$468$189,970
102 ($1,084)$614$470$189,500
103 ($1,084)$613$471$189,029
104 ($1,084)$611$473$188,556
105 ($1,084)$610$474$188,082
106 ($1,084)$608$476$187,606
107 ($1,084)$607$477$187,128
108 ($1,084)$605$479$186,649
Year 10 - 109 ($1,084)$603$481$186,169
110 ($1,084)$602$482$185,687
111 ($1,084)$600$484$185,203
112 ($1,084)$599$485$184,718
113 ($1,084)$597$487$184,231
114 ($1,084)$596$488$183,742
115 ($1,084)$594$490$183,252
116 ($1,084)$593$492$182,761
117 ($1,084)$591$493$182,268
118 ($1,084)$589$495$181,773
119 ($1,084)$588$496$181,277
120 ($1,084)$586$498$180,779
Year 11 - 121 ($1,084)$585$500$180,279
122 ($1,084)$583$501$179,778
123 ($1,084)$581$503$179,275
124 ($1,084)$580$504$178,771
125 ($1,084)$578$506$178,265
126 ($1,084)$576$508$177,757
127 ($1,084)$575$509$177,247
128 ($1,084)$573$511$176,736
129 ($1,084)$571$513$176,224
130 ($1,084)$570$514$175,710
131 ($1,084)$568$516$175,194
132 ($1,084)$566$518$174,676
Year 12 - 133 ($1,084)$565$519$174,157
134 ($1,084)$563$521$173,636
135 ($1,084)$561$523$173,113
136 ($1,084)$560$524$172,589
137 ($1,084)$558$526$172,063
138 ($1,084)$556$528$171,535
139 ($1,084)$555$529$171,005
140 ($1,084)$553$531$170,474
141 ($1,084)$551$533$169,941
142 ($1,084)$549$535$169,407
143 ($1,084)$548$536$168,870
144 ($1,084)$546$538$168,332
Year 13 - 145 ($1,084)$544$540$167,793
146 ($1,084)$543$542$167,251
147 ($1,084)$541$543$166,708
148 ($1,084)$539$545$166,163
149 ($1,084)$537$547$165,616
150 ($1,084)$535$549$165,067
151 ($1,084)$534$550$164,517
152 ($1,084)$532$552$163,965
153 ($1,084)$530$554$163,411
154 ($1,084)$528$556$162,855
155 ($1,084)$527$558$162,297
156 ($1,084)$525$559$161,738
Year 14 - 157 ($1,084)$523$561$161,177
158 ($1,084)$521$563$160,614
159 ($1,084)$519$565$160,049
160 ($1,084)$517$567$159,483
161 ($1,084)$516$568$158,914
162 ($1,084)$514$570$158,344
163 ($1,084)$512$572$157,772
164 ($1,084)$510$574$157,198
165 ($1,084)$508$576$156,622
166 ($1,084)$506$578$156,045
167 ($1,084)$505$580$155,465
168 ($1,084)$503$581$154,884
Year 15 - 169 ($1,084)$501$583$154,300
170 ($1,084)$499$585$153,715
171 ($1,084)$497$587$153,128
172 ($1,084)$495$589$152,539
173 ($1,084)$493$591$151,948
174 ($1,084)$491$593$151,355
175 ($1,084)$489$595$150,761
176 ($1,084)$487$597$150,164
177 ($1,084)$486$599$149,565
178 ($1,084)$484$600$148,965
179 ($1,084)$482$602$148,363
180 ($1,084)$480$604$147,758
Year 16 - 181 ($1,084)$478$606$147,152
182 ($1,084)$476$608$146,544
183 ($1,084)$474$610$145,933
184 ($1,084)$472$612$145,321
185 ($1,084)$470$614$144,707
186 ($1,084)$468$616$144,091
187 ($1,084)$466$618$143,472
188 ($1,084)$464$620$142,852
189 ($1,084)$462$622$142,230
190 ($1,084)$460$624$141,606
191 ($1,084)$458$626$140,980
192 ($1,084)$456$628$140,351
Year 17 - 193 ($1,084)$454$630$139,721
194 ($1,084)$452$632$139,089
195 ($1,084)$450$634$138,454
196 ($1,084)$448$636$137,818
197 ($1,084)$446$638$137,180
198 ($1,084)$444$641$136,539
199 ($1,084)$441$643$135,896
200 ($1,084)$439$645$135,252
201 ($1,084)$437$647$134,605
202 ($1,084)$435$649$133,956
203 ($1,084)$433$651$133,305
204 ($1,084)$431$653$132,652
Year 18 - 205 ($1,084)$429$655$131,997
206 ($1,084)$427$657$131,340
207 ($1,084)$425$659$130,680
208 ($1,084)$423$662$130,019
209 ($1,084)$420$664$129,355
210 ($1,084)$418$666$128,689
211 ($1,084)$416$668$128,021
212 ($1,084)$414$670$127,351
213 ($1,084)$412$672$126,679
214 ($1,084)$410$674$126,004
215 ($1,084)$407$677$125,327
216 ($1,084)$405$679$124,649
Year 19 - 217 ($1,084)$403$681$123,968
218 ($1,084)$401$683$123,284
219 ($1,084)$399$685$122,599
220 ($1,084)$396$688$121,911
221 ($1,084)$394$690$121,221
222 ($1,084)$392$692$120,529
223 ($1,084)$390$694$119,835
224 ($1,084)$387$697$119,138
225 ($1,084)$385$699$118,439
226 ($1,084)$383$701$117,738
227 ($1,084)$381$703$117,035
228 ($1,084)$378$706$116,329
Year 20 - 229 ($1,084)$376$708$115,621
230 ($1,084)$374$710$114,911
231 ($1,084)$372$713$114,198
232 ($1,084)$369$715$113,483
233 ($1,084)$367$717$112,766
234 ($1,084)$365$719$112,047
235 ($1,084)$362$722$111,325
236 ($1,084)$360$724$110,601
237 ($1,084)$358$726$109,874
238 ($1,084)$355$729$109,146
239 ($1,084)$353$731$108,414
240 ($1,084)$351$734$107,681
Year 21 - 241 ($1,084)$348$736$106,945
242 ($1,084)$346$738$106,207
243 ($1,084)$343$741$105,466
244 ($1,084)$341$743$104,723
245 ($1,084)$339$745$103,977
246 ($1,084)$336$748$103,229
247 ($1,084)$334$750$102,479
248 ($1,084)$331$753$101,726
249 ($1,084)$329$755$100,971
250 ($1,084)$326$758$100,214
251 ($1,084)$324$760$99,454
252 ($1,084)$322$763$98,691
Year 22 - 253 ($1,084)$319$765$97,926
254 ($1,084)$317$767$97,159
255 ($1,084)$314$770$96,389
256 ($1,084)$312$772$95,616
257 ($1,084)$309$775$94,841
258 ($1,084)$307$777$94,064
259 ($1,084)$304$780$93,284
260 ($1,084)$302$782$92,501
261 ($1,084)$299$785$91,716
262 ($1,084)$297$788$90,929
263 ($1,084)$294$790$90,139
264 ($1,084)$291$793$89,346
Year 23 - 265 ($1,084)$289$795$88,551
266 ($1,084)$286$798$87,753
267 ($1,084)$284$800$86,953
268 ($1,084)$281$803$86,150
269 ($1,084)$279$806$85,344
270 ($1,084)$276$808$84,536
271 ($1,084)$273$811$83,726
272 ($1,084)$271$813$82,912
273 ($1,084)$268$816$82,096
274 ($1,084)$265$819$81,278
275 ($1,084)$263$821$80,456
276 ($1,084)$260$824$79,632
Year 24 - 277 ($1,084)$257$827$78,806
278 ($1,084)$255$829$77,976
279 ($1,084)$252$832$77,144
280 ($1,084)$249$835$76,310
281 ($1,084)$247$837$75,472
282 ($1,084)$244$840$74,632
283 ($1,084)$241$843$73,790
284 ($1,084)$239$845$72,944
285 ($1,084)$236$848$72,096
286 ($1,084)$233$851$71,245
287 ($1,084)$230$854$70,391
288 ($1,084)$228$856$69,535
Year 25 - 289 ($1,084)$225$859$68,675
290 ($1,084)$222$862$67,813
291 ($1,084)$219$865$66,949
292 ($1,084)$216$868$66,081
293 ($1,084)$214$870$65,211
294 ($1,084)$211$873$64,337
295 ($1,084)$208$876$63,461
296 ($1,084)$205$879$62,582
297 ($1,084)$202$882$61,701
298 ($1,084)$199$885$60,816
299 ($1,084)$197$887$59,929
300 ($1,084)$194$890$59,038
Year 26 - 301 ($1,084)$191$893$58,145
302 ($1,084)$188$896$57,249
303 ($1,084)$185$899$56,350
304 ($1,084)$182$902$55,448
305 ($1,084)$179$905$54,543
306 ($1,084)$176$908$53,636
307 ($1,084)$173$911$52,725
308 ($1,084)$170$914$51,811
309 ($1,084)$168$917$50,895
310 ($1,084)$165$920$49,975
311 ($1,084)$162$922$49,053
312 ($1,084)$159$925$48,127
Year 27 - 313 ($1,084)$156$928$47,199
314 ($1,084)$153$931$46,267
315 ($1,084)$150$934$45,333
316 ($1,084)$147$938$44,395
317 ($1,084)$144$941$43,455
318 ($1,084)$141$944$42,511
319 ($1,084)$137$947$41,565
320 ($1,084)$134$950$40,615
321 ($1,084)$131$953$39,662
322 ($1,084)$128$956$38,706
323 ($1,084)$125$959$37,747
324 ($1,084)$122$962$36,785
Year 28 - 325 ($1,084)$119$965$35,820
326 ($1,084)$116$968$34,852
327 ($1,084)$113$971$33,880
328 ($1,084)$110$975$32,906
329 ($1,084)$106$978$31,928
330 ($1,084)$103$981$30,947
331 ($1,084)$100$984$29,963
332 ($1,084)$97$987$28,976
333 ($1,084)$94$990$27,986
334 ($1,084)$90$994$26,992
335 ($1,084)$87$997$25,995
336 ($1,084)$84$1,000$24,995
Year 29 - 337 ($1,084)$81$1,003$23,992
338 ($1,084)$78$1,007$22,986
339 ($1,084)$74$1,010$21,976
340 ($1,084)$71$1,013$20,963
341 ($1,084)$68$1,016$19,946
342 ($1,084)$64$1,020$18,927
343 ($1,084)$61$1,023$17,904
344 ($1,084)$58$1,026$16,878
345 ($1,084)$55$1,030$15,848
346 ($1,084)$51$1,033$14,815
347 ($1,084)$48$1,036$13,779
348 ($1,084)$45$1,040$12,740
Year 30 - 349 ($1,084)$41$1,043$11,697
350 ($1,084)$38$1,046$10,651
351 ($1,084)$34$1,050$9,601
352 ($1,084)$31$1,053$8,548
353 ($1,084)$28$1,056$7,491
354 ($1,084)$24$1,060$6,432
355 ($1,084)$21$1,063$5,368
356 ($1,084)$17$1,067$4,302
357 ($1,084)$14$1,070$3,231
358 ($1,084)$10$1,074$2,158
359 ($1,084)$7$1,077$1,081
360 ($1,084)$3$1,081$0
TOTALS$159,871$230,400$390,271

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.