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Mortgage Payment Schedule for a $289,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($57,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,093 360 $162,333 $393,533

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $289,000
Down Payment $57,800$231,200
Year 1 - 1 ($1,093)$755$338$230,862
2 ($1,093)$754$339$230,523
3 ($1,093)$753$340$230,183
4 ($1,093)$752$341$229,842
5 ($1,093)$751$342$229,499
6 ($1,093)$750$343$229,156
7 ($1,093)$749$345$228,811
8 ($1,093)$747$346$228,466
9 ($1,093)$746$347$228,119
10 ($1,093)$745$348$227,771
11 ($1,093)$744$349$227,422
12 ($1,093)$743$350$227,072
Year 2 - 13 ($1,093)$742$351$226,720
14 ($1,093)$741$353$226,368
15 ($1,093)$739$354$226,014
16 ($1,093)$738$355$225,659
17 ($1,093)$737$356$225,303
18 ($1,093)$736$357$224,946
19 ($1,093)$735$358$224,588
20 ($1,093)$734$359$224,228
21 ($1,093)$732$361$223,868
22 ($1,093)$731$362$223,506
23 ($1,093)$730$363$223,143
24 ($1,093)$729$364$222,778
Year 3 - 25 ($1,093)$728$365$222,413
26 ($1,093)$727$367$222,046
27 ($1,093)$725$368$221,679
28 ($1,093)$724$369$221,310
29 ($1,093)$723$370$220,939
30 ($1,093)$722$371$220,568
31 ($1,093)$721$373$220,195
32 ($1,093)$719$374$219,822
33 ($1,093)$718$375$219,447
34 ($1,093)$717$376$219,070
35 ($1,093)$716$378$218,693
36 ($1,093)$714$379$218,314
Year 4 - 37 ($1,093)$713$380$217,934
38 ($1,093)$712$381$217,553
39 ($1,093)$711$382$217,170
40 ($1,093)$709$384$216,787
41 ($1,093)$708$385$216,402
42 ($1,093)$707$386$216,015
43 ($1,093)$706$387$215,628
44 ($1,093)$704$389$215,239
45 ($1,093)$703$390$214,849
46 ($1,093)$702$391$214,458
47 ($1,093)$701$393$214,065
48 ($1,093)$699$394$213,671
Year 5 - 49 ($1,093)$698$395$213,276
50 ($1,093)$697$396$212,880
51 ($1,093)$695$398$212,482
52 ($1,093)$694$399$212,083
53 ($1,093)$693$400$211,683
54 ($1,093)$691$402$211,281
55 ($1,093)$690$403$210,878
56 ($1,093)$689$404$210,474
57 ($1,093)$688$406$210,068
58 ($1,093)$686$407$209,661
59 ($1,093)$685$408$209,253
60 ($1,093)$684$410$208,843
Year 6 - 61 ($1,093)$682$411$208,432
62 ($1,093)$681$412$208,020
63 ($1,093)$680$414$207,606
64 ($1,093)$678$415$207,192
65 ($1,093)$677$416$206,775
66 ($1,093)$675$418$206,358
67 ($1,093)$674$419$205,938
68 ($1,093)$673$420$205,518
69 ($1,093)$671$422$205,096
70 ($1,093)$670$423$204,673
71 ($1,093)$669$425$204,249
72 ($1,093)$667$426$203,823
Year 7 - 73 ($1,093)$666$427$203,395
74 ($1,093)$664$429$202,967
75 ($1,093)$663$430$202,536
76 ($1,093)$662$432$202,105
77 ($1,093)$660$433$201,672
78 ($1,093)$659$434$201,238
79 ($1,093)$657$436$200,802
80 ($1,093)$656$437$200,365
81 ($1,093)$655$439$199,926
82 ($1,093)$653$440$199,486
83 ($1,093)$652$441$199,044
84 ($1,093)$650$443$198,602
Year 8 - 85 ($1,093)$649$444$198,157
86 ($1,093)$647$446$197,711
87 ($1,093)$646$447$197,264
88 ($1,093)$644$449$196,815
89 ($1,093)$643$450$196,365
90 ($1,093)$641$452$195,913
91 ($1,093)$640$453$195,460
92 ($1,093)$639$455$195,006
93 ($1,093)$637$456$194,549
94 ($1,093)$636$458$194,092
95 ($1,093)$634$459$193,633
96 ($1,093)$633$461$193,172
Year 9 - 97 ($1,093)$631$462$192,710
98 ($1,093)$630$464$192,246
99 ($1,093)$628$465$191,781
100 ($1,093)$626$467$191,315
101 ($1,093)$625$468$190,846
102 ($1,093)$623$470$190,377
103 ($1,093)$622$471$189,905
104 ($1,093)$620$473$189,433
105 ($1,093)$619$474$188,958
106 ($1,093)$617$476$188,482
107 ($1,093)$616$477$188,005
108 ($1,093)$614$479$187,526
Year 10 - 109 ($1,093)$613$481$187,045
110 ($1,093)$611$482$186,563
111 ($1,093)$609$484$186,080
112 ($1,093)$608$485$185,594
113 ($1,093)$606$487$185,107
114 ($1,093)$605$488$184,619
115 ($1,093)$603$490$184,129
116 ($1,093)$601$492$183,637
117 ($1,093)$600$493$183,144
118 ($1,093)$598$495$182,649
119 ($1,093)$597$496$182,153
120 ($1,093)$595$498$181,654
Year 11 - 121 ($1,093)$593$500$181,155
122 ($1,093)$592$501$180,653
123 ($1,093)$590$503$180,150
124 ($1,093)$588$505$179,646
125 ($1,093)$587$506$179,139
126 ($1,093)$585$508$178,631
127 ($1,093)$584$510$178,122
128 ($1,093)$582$511$177,610
129 ($1,093)$580$513$177,098
130 ($1,093)$579$515$176,583
131 ($1,093)$577$516$176,067
132 ($1,093)$575$518$175,549
Year 12 - 133 ($1,093)$573$520$175,029
134 ($1,093)$572$521$174,508
135 ($1,093)$570$523$173,984
136 ($1,093)$568$525$173,460
137 ($1,093)$567$527$172,933
138 ($1,093)$565$528$172,405
139 ($1,093)$563$530$171,875
140 ($1,093)$561$532$171,343
141 ($1,093)$560$533$170,810
142 ($1,093)$558$535$170,275
143 ($1,093)$556$537$169,738
144 ($1,093)$554$539$169,199
Year 13 - 145 ($1,093)$553$540$168,659
146 ($1,093)$551$542$168,116
147 ($1,093)$549$544$167,572
148 ($1,093)$547$546$167,027
149 ($1,093)$546$548$166,479
150 ($1,093)$544$549$165,930
151 ($1,093)$542$551$165,379
152 ($1,093)$540$553$164,826
153 ($1,093)$538$555$164,271
154 ($1,093)$537$557$163,715
155 ($1,093)$535$558$163,156
156 ($1,093)$533$560$162,596
Year 14 - 157 ($1,093)$531$562$162,034
158 ($1,093)$529$564$161,470
159 ($1,093)$527$566$160,905
160 ($1,093)$526$568$160,337
161 ($1,093)$524$569$159,768
162 ($1,093)$522$571$159,196
163 ($1,093)$520$573$158,623
164 ($1,093)$518$575$158,048
165 ($1,093)$516$577$157,471
166 ($1,093)$514$579$156,893
167 ($1,093)$513$581$156,312
168 ($1,093)$511$583$155,730
Year 15 - 169 ($1,093)$509$584$155,145
170 ($1,093)$507$586$154,559
171 ($1,093)$505$588$153,971
172 ($1,093)$503$590$153,380
173 ($1,093)$501$592$152,788
174 ($1,093)$499$594$152,194
175 ($1,093)$497$596$151,598
176 ($1,093)$495$598$151,000
177 ($1,093)$493$600$150,400
178 ($1,093)$491$602$149,799
179 ($1,093)$489$604$149,195
180 ($1,093)$487$606$148,589
Year 16 - 181 ($1,093)$485$608$147,981
182 ($1,093)$483$610$147,372
183 ($1,093)$481$612$146,760
184 ($1,093)$479$614$146,146
185 ($1,093)$477$616$145,530
186 ($1,093)$475$618$144,913
187 ($1,093)$473$620$144,293
188 ($1,093)$471$622$143,671
189 ($1,093)$469$624$143,047
190 ($1,093)$467$626$142,421
191 ($1,093)$465$628$141,793
192 ($1,093)$463$630$141,163
Year 17 - 193 ($1,093)$461$632$140,531
194 ($1,093)$459$634$139,897
195 ($1,093)$457$636$139,261
196 ($1,093)$455$638$138,623
197 ($1,093)$453$640$137,983
198 ($1,093)$451$642$137,340
199 ($1,093)$449$645$136,696
200 ($1,093)$447$647$136,049
201 ($1,093)$444$649$135,400
202 ($1,093)$442$651$134,750
203 ($1,093)$440$653$134,097
204 ($1,093)$438$655$133,442
Year 18 - 205 ($1,093)$436$657$132,784
206 ($1,093)$434$659$132,125
207 ($1,093)$432$662$131,463
208 ($1,093)$429$664$130,800
209 ($1,093)$427$666$130,134
210 ($1,093)$425$668$129,466
211 ($1,093)$423$670$128,796
212 ($1,093)$421$672$128,123
213 ($1,093)$419$675$127,449
214 ($1,093)$416$677$126,772
215 ($1,093)$414$679$126,093
216 ($1,093)$412$681$125,411
Year 19 - 217 ($1,093)$410$683$124,728
218 ($1,093)$407$686$124,042
219 ($1,093)$405$688$123,354
220 ($1,093)$403$690$122,664
221 ($1,093)$401$692$121,972
222 ($1,093)$398$695$121,277
223 ($1,093)$396$697$120,580
224 ($1,093)$394$699$119,881
225 ($1,093)$392$702$119,179
226 ($1,093)$389$704$118,475
227 ($1,093)$387$706$117,769
228 ($1,093)$385$708$117,061
Year 20 - 229 ($1,093)$382$711$116,350
230 ($1,093)$380$713$115,637
231 ($1,093)$378$715$114,922
232 ($1,093)$375$718$114,204
233 ($1,093)$373$720$113,484
234 ($1,093)$371$722$112,761
235 ($1,093)$368$725$112,037
236 ($1,093)$366$727$111,309
237 ($1,093)$364$730$110,580
238 ($1,093)$361$732$109,848
239 ($1,093)$359$734$109,114
240 ($1,093)$356$737$108,377
Year 21 - 241 ($1,093)$354$739$107,638
242 ($1,093)$352$742$106,896
243 ($1,093)$349$744$106,152
244 ($1,093)$347$746$105,406
245 ($1,093)$344$749$104,657
246 ($1,093)$342$751$103,906
247 ($1,093)$339$754$103,152
248 ($1,093)$337$756$102,396
249 ($1,093)$334$759$101,637
250 ($1,093)$332$761$100,876
251 ($1,093)$330$764$100,113
252 ($1,093)$327$766$99,346
Year 22 - 253 ($1,093)$325$769$98,578
254 ($1,093)$322$771$97,807
255 ($1,093)$320$774$97,033
256 ($1,093)$317$776$96,257
257 ($1,093)$314$779$95,478
258 ($1,093)$312$781$94,697
259 ($1,093)$309$784$93,913
260 ($1,093)$307$786$93,127
261 ($1,093)$304$789$92,338
262 ($1,093)$302$792$91,546
263 ($1,093)$299$794$90,752
264 ($1,093)$296$797$89,955
Year 23 - 265 ($1,093)$294$799$89,156
266 ($1,093)$291$802$88,354
267 ($1,093)$289$805$87,550
268 ($1,093)$286$807$86,743
269 ($1,093)$283$810$85,933
270 ($1,093)$281$812$85,120
271 ($1,093)$278$815$84,305
272 ($1,093)$275$818$83,488
273 ($1,093)$273$820$82,667
274 ($1,093)$270$823$81,844
275 ($1,093)$267$826$81,018
276 ($1,093)$265$828$80,190
Year 24 - 277 ($1,093)$262$831$79,359
278 ($1,093)$259$834$78,525
279 ($1,093)$257$837$77,688
280 ($1,093)$254$839$76,849
281 ($1,093)$251$842$76,007
282 ($1,093)$248$845$75,162
283 ($1,093)$246$848$74,314
284 ($1,093)$243$850$73,464
285 ($1,093)$240$853$72,611
286 ($1,093)$237$856$71,755
287 ($1,093)$234$859$70,896
288 ($1,093)$232$862$70,034
Year 25 - 289 ($1,093)$229$864$69,170
290 ($1,093)$226$867$68,303
291 ($1,093)$223$870$67,433
292 ($1,093)$220$873$66,560
293 ($1,093)$217$876$65,684
294 ($1,093)$215$879$64,805
295 ($1,093)$212$881$63,924
296 ($1,093)$209$884$63,040
297 ($1,093)$206$887$62,152
298 ($1,093)$203$890$61,262
299 ($1,093)$200$893$60,369
300 ($1,093)$197$896$59,473
Year 26 - 301 ($1,093)$194$899$58,575
302 ($1,093)$191$902$57,673
303 ($1,093)$188$905$56,768
304 ($1,093)$185$908$55,860
305 ($1,093)$182$911$54,950
306 ($1,093)$180$914$54,036
307 ($1,093)$177$917$53,119
308 ($1,093)$174$920$52,200
309 ($1,093)$171$923$51,277
310 ($1,093)$168$926$50,351
311 ($1,093)$164$929$49,423
312 ($1,093)$161$932$48,491
Year 27 - 313 ($1,093)$158$935$47,556
314 ($1,093)$155$938$46,619
315 ($1,093)$152$941$45,678
316 ($1,093)$149$944$44,734
317 ($1,093)$146$947$43,787
318 ($1,093)$143$950$42,837
319 ($1,093)$140$953$41,883
320 ($1,093)$137$956$40,927
321 ($1,093)$134$959$39,968
322 ($1,093)$131$963$39,005
323 ($1,093)$127$966$38,039
324 ($1,093)$124$969$37,070
Year 28 - 325 ($1,093)$121$972$36,098
326 ($1,093)$118$975$35,123
327 ($1,093)$115$978$34,145
328 ($1,093)$112$982$33,163
329 ($1,093)$108$985$32,178
330 ($1,093)$105$988$31,190
331 ($1,093)$102$991$30,199
332 ($1,093)$99$994$29,205
333 ($1,093)$95$998$28,207
334 ($1,093)$92$1,001$27,206
335 ($1,093)$89$1,004$26,201
336 ($1,093)$86$1,008$25,194
Year 29 - 337 ($1,093)$82$1,011$24,183
338 ($1,093)$79$1,014$23,169
339 ($1,093)$76$1,017$22,151
340 ($1,093)$72$1,021$21,131
341 ($1,093)$69$1,024$20,107
342 ($1,093)$66$1,027$19,079
343 ($1,093)$62$1,031$18,048
344 ($1,093)$59$1,034$17,014
345 ($1,093)$56$1,038$15,977
346 ($1,093)$52$1,041$14,936
347 ($1,093)$49$1,044$13,891
348 ($1,093)$45$1,048$12,843
Year 30 - 349 ($1,093)$42$1,051$11,792
350 ($1,093)$39$1,055$10,738
351 ($1,093)$35$1,058$9,680
352 ($1,093)$32$1,062$8,618
353 ($1,093)$28$1,065$7,553
354 ($1,093)$25$1,068$6,485
355 ($1,093)$21$1,072$5,413
356 ($1,093)$18$1,075$4,337
357 ($1,093)$14$1,079$3,258
358 ($1,093)$11$1,083$2,176
359 ($1,093)$7$1,086$1,090
360 ($1,093)$4$1,090$0
TOTALS$162,333$231,200$393,533

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.