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Mortgage Payment Schedule for a $290,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($58,000) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,106 360 $166,256 $398,256

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
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30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $290,000
Down Payment $58,000$232,000
Year 1 - 1 ($1,106)$771$335$231,665
2 ($1,106)$770$336$231,329
3 ($1,106)$769$337$230,992
4 ($1,106)$768$338$230,654
5 ($1,106)$767$339$230,314
6 ($1,106)$766$340$229,974
7 ($1,106)$765$342$229,632
8 ($1,106)$764$343$229,290
9 ($1,106)$762$344$228,946
10 ($1,106)$761$345$228,601
11 ($1,106)$760$346$228,255
12 ($1,106)$759$347$227,907
Year 2 - 13 ($1,106)$758$348$227,559
14 ($1,106)$757$350$227,209
15 ($1,106)$755$351$226,858
16 ($1,106)$754$352$226,506
17 ($1,106)$753$353$226,153
18 ($1,106)$752$354$225,799
19 ($1,106)$751$355$225,444
20 ($1,106)$750$357$225,087
21 ($1,106)$748$358$224,729
22 ($1,106)$747$359$224,370
23 ($1,106)$746$360$224,010
24 ($1,106)$745$361$223,648
Year 3 - 25 ($1,106)$744$363$223,286
26 ($1,106)$742$364$222,922
27 ($1,106)$741$365$222,557
28 ($1,106)$740$366$222,190
29 ($1,106)$739$367$221,823
30 ($1,106)$738$369$221,454
31 ($1,106)$736$370$221,084
32 ($1,106)$735$371$220,713
33 ($1,106)$734$372$220,341
34 ($1,106)$733$374$219,967
35 ($1,106)$731$375$219,592
36 ($1,106)$730$376$219,216
Year 4 - 37 ($1,106)$729$377$218,839
38 ($1,106)$728$379$218,460
39 ($1,106)$726$380$218,080
40 ($1,106)$725$381$217,699
41 ($1,106)$724$382$217,317
42 ($1,106)$723$384$216,933
43 ($1,106)$721$385$216,548
44 ($1,106)$720$386$216,162
45 ($1,106)$719$388$215,774
46 ($1,106)$717$389$215,385
47 ($1,106)$716$390$214,995
48 ($1,106)$715$391$214,604
Year 5 - 49 ($1,106)$714$393$214,211
50 ($1,106)$712$394$213,817
51 ($1,106)$711$395$213,422
52 ($1,106)$710$397$213,025
53 ($1,106)$708$398$212,627
54 ($1,106)$707$399$212,228
55 ($1,106)$706$401$211,827
56 ($1,106)$704$402$211,425
57 ($1,106)$703$403$211,022
58 ($1,106)$702$405$210,618
59 ($1,106)$700$406$210,212
60 ($1,106)$699$407$209,804
Year 6 - 61 ($1,106)$698$409$209,396
62 ($1,106)$696$410$208,986
63 ($1,106)$695$411$208,574
64 ($1,106)$694$413$208,161
65 ($1,106)$692$414$207,747
66 ($1,106)$691$416$207,332
67 ($1,106)$689$417$206,915
68 ($1,106)$688$418$206,497
69 ($1,106)$687$420$206,077
70 ($1,106)$685$421$205,656
71 ($1,106)$684$422$205,234
72 ($1,106)$682$424$204,810
Year 7 - 73 ($1,106)$681$425$204,384
74 ($1,106)$680$427$203,958
75 ($1,106)$678$428$203,530
76 ($1,106)$677$430$203,100
77 ($1,106)$675$431$202,669
78 ($1,106)$674$432$202,237
79 ($1,106)$672$434$201,803
80 ($1,106)$671$435$201,368
81 ($1,106)$670$437$200,931
82 ($1,106)$668$438$200,493
83 ($1,106)$667$440$200,053
84 ($1,106)$665$441$199,612
Year 8 - 85 ($1,106)$664$443$199,169
86 ($1,106)$662$444$198,725
87 ($1,106)$661$446$198,280
88 ($1,106)$659$447$197,833
89 ($1,106)$658$448$197,384
90 ($1,106)$656$450$196,934
91 ($1,106)$655$451$196,483
92 ($1,106)$653$453$196,030
93 ($1,106)$652$454$195,576
94 ($1,106)$650$456$195,120
95 ($1,106)$649$457$194,662
96 ($1,106)$647$459$194,203
Year 9 - 97 ($1,106)$646$461$193,743
98 ($1,106)$644$462$193,280
99 ($1,106)$643$464$192,817
100 ($1,106)$641$465$192,352
101 ($1,106)$640$467$191,885
102 ($1,106)$638$468$191,417
103 ($1,106)$636$470$190,947
104 ($1,106)$635$471$190,476
105 ($1,106)$633$473$190,003
106 ($1,106)$632$475$189,528
107 ($1,106)$630$476$189,052
108 ($1,106)$629$478$188,574
Year 10 - 109 ($1,106)$627$479$188,095
110 ($1,106)$625$481$187,614
111 ($1,106)$624$482$187,132
112 ($1,106)$622$484$186,648
113 ($1,106)$621$486$186,162
114 ($1,106)$619$487$185,675
115 ($1,106)$617$489$185,186
116 ($1,106)$616$491$184,695
117 ($1,106)$614$492$184,203
118 ($1,106)$612$494$183,709
119 ($1,106)$611$495$183,214
120 ($1,106)$609$497$182,717
Year 11 - 121 ($1,106)$608$499$182,218
122 ($1,106)$606$500$181,718
123 ($1,106)$604$502$181,216
124 ($1,106)$603$504$180,712
125 ($1,106)$601$505$180,207
126 ($1,106)$599$507$179,700
127 ($1,106)$598$509$179,191
128 ($1,106)$596$510$178,680
129 ($1,106)$594$512$178,168
130 ($1,106)$592$514$177,654
131 ($1,106)$591$516$177,139
132 ($1,106)$589$517$176,622
Year 12 - 133 ($1,106)$587$519$176,103
134 ($1,106)$586$521$175,582
135 ($1,106)$584$522$175,059
136 ($1,106)$582$524$174,535
137 ($1,106)$580$526$174,009
138 ($1,106)$579$528$173,482
139 ($1,106)$577$529$172,952
140 ($1,106)$575$531$172,421
141 ($1,106)$573$533$171,888
142 ($1,106)$572$535$171,353
143 ($1,106)$570$537$170,817
144 ($1,106)$568$538$170,278
Year 13 - 145 ($1,106)$566$540$169,738
146 ($1,106)$564$542$169,196
147 ($1,106)$563$544$168,653
148 ($1,106)$561$545$168,107
149 ($1,106)$559$547$167,560
150 ($1,106)$557$549$167,011
151 ($1,106)$555$551$166,460
152 ($1,106)$553$553$165,907
153 ($1,106)$552$555$165,352
154 ($1,106)$550$556$164,796
155 ($1,106)$548$558$164,238
156 ($1,106)$546$560$163,677
Year 14 - 157 ($1,106)$544$562$163,115
158 ($1,106)$542$564$162,551
159 ($1,106)$540$566$161,986
160 ($1,106)$539$568$161,418
161 ($1,106)$537$570$160,848
162 ($1,106)$535$571$160,277
163 ($1,106)$533$573$159,704
164 ($1,106)$531$575$159,128
165 ($1,106)$529$577$158,551
166 ($1,106)$527$579$157,972
167 ($1,106)$525$581$157,391
168 ($1,106)$523$583$156,808
Year 15 - 169 ($1,106)$521$585$156,223
170 ($1,106)$519$587$155,637
171 ($1,106)$517$589$155,048
172 ($1,106)$516$591$154,457
173 ($1,106)$514$593$153,864
174 ($1,106)$512$595$153,270
175 ($1,106)$510$597$152,673
176 ($1,106)$508$599$152,074
177 ($1,106)$506$601$151,474
178 ($1,106)$504$603$150,871
179 ($1,106)$502$605$150,267
180 ($1,106)$500$607$149,660
Year 16 - 181 ($1,106)$498$609$149,051
182 ($1,106)$496$611$148,441
183 ($1,106)$494$613$147,828
184 ($1,106)$492$615$147,213
185 ($1,106)$489$617$146,596
186 ($1,106)$487$619$145,978
187 ($1,106)$485$621$145,357
188 ($1,106)$483$623$144,734
189 ($1,106)$481$625$144,109
190 ($1,106)$479$627$143,482
191 ($1,106)$477$629$142,852
192 ($1,106)$475$631$142,221
Year 17 - 193 ($1,106)$473$633$141,588
194 ($1,106)$471$635$140,952
195 ($1,106)$469$638$140,315
196 ($1,106)$467$640$139,675
197 ($1,106)$464$642$139,033
198 ($1,106)$462$644$138,389
199 ($1,106)$460$646$137,743
200 ($1,106)$458$648$137,095
201 ($1,106)$456$650$136,444
202 ($1,106)$454$653$135,792
203 ($1,106)$452$655$135,137
204 ($1,106)$449$657$134,480
Year 18 - 205 ($1,106)$447$659$133,821
206 ($1,106)$445$661$133,160
207 ($1,106)$443$664$132,496
208 ($1,106)$441$666$131,830
209 ($1,106)$438$668$131,162
210 ($1,106)$436$670$130,492
211 ($1,106)$434$672$129,820
212 ($1,106)$432$675$129,145
213 ($1,106)$429$677$128,468
214 ($1,106)$427$679$127,789
215 ($1,106)$425$681$127,108
216 ($1,106)$423$684$126,424
Year 19 - 217 ($1,106)$420$686$125,738
218 ($1,106)$418$688$125,050
219 ($1,106)$416$690$124,360
220 ($1,106)$413$693$123,667
221 ($1,106)$411$695$122,972
222 ($1,106)$409$697$122,274
223 ($1,106)$407$700$121,575
224 ($1,106)$404$702$120,873
225 ($1,106)$402$704$120,168
226 ($1,106)$400$707$119,462
227 ($1,106)$397$709$118,753
228 ($1,106)$395$711$118,041
Year 20 - 229 ($1,106)$392$714$117,327
230 ($1,106)$390$716$116,611
231 ($1,106)$388$719$115,893
232 ($1,106)$385$721$115,172
233 ($1,106)$383$723$114,448
234 ($1,106)$381$726$113,723
235 ($1,106)$378$728$112,995
236 ($1,106)$376$731$112,264
237 ($1,106)$373$733$111,531
238 ($1,106)$371$735$110,796
239 ($1,106)$368$738$110,058
240 ($1,106)$366$740$109,317
Year 21 - 241 ($1,106)$363$743$108,575
242 ($1,106)$361$745$107,829
243 ($1,106)$359$748$107,082
244 ($1,106)$356$750$106,331
245 ($1,106)$354$753$105,579
246 ($1,106)$351$755$104,824
247 ($1,106)$349$758$104,066
248 ($1,106)$346$760$103,306
249 ($1,106)$343$763$102,543
250 ($1,106)$341$765$101,777
251 ($1,106)$338$768$101,010
252 ($1,106)$336$770$100,239
Year 22 - 253 ($1,106)$333$773$99,466
254 ($1,106)$331$776$98,691
255 ($1,106)$328$778$97,913
256 ($1,106)$326$781$97,132
257 ($1,106)$323$783$96,349
258 ($1,106)$320$786$95,563
259 ($1,106)$318$789$94,774
260 ($1,106)$315$791$93,983
261 ($1,106)$312$794$93,189
262 ($1,106)$310$796$92,393
263 ($1,106)$307$799$91,594
264 ($1,106)$305$802$90,792
Year 23 - 265 ($1,106)$302$804$89,988
266 ($1,106)$299$807$89,181
267 ($1,106)$297$810$88,371
268 ($1,106)$294$812$87,558
269 ($1,106)$291$815$86,743
270 ($1,106)$288$818$85,925
271 ($1,106)$286$821$85,105
272 ($1,106)$283$823$84,282
273 ($1,106)$280$826$83,456
274 ($1,106)$277$829$82,627
275 ($1,106)$275$832$81,795
276 ($1,106)$272$834$80,961
Year 24 - 277 ($1,106)$269$837$80,124
278 ($1,106)$266$840$79,284
279 ($1,106)$264$843$78,441
280 ($1,106)$261$845$77,596
281 ($1,106)$258$848$76,748
282 ($1,106)$255$851$75,897
283 ($1,106)$252$854$75,043
284 ($1,106)$250$857$74,186
285 ($1,106)$247$860$73,326
286 ($1,106)$244$862$72,464
287 ($1,106)$241$865$71,599
288 ($1,106)$238$868$70,730
Year 25 - 289 ($1,106)$235$871$69,859
290 ($1,106)$232$874$68,985
291 ($1,106)$229$877$68,108
292 ($1,106)$226$880$67,229
293 ($1,106)$224$883$66,346
294 ($1,106)$221$886$65,460
295 ($1,106)$218$889$64,572
296 ($1,106)$215$892$63,680
297 ($1,106)$212$895$62,785
298 ($1,106)$209$898$61,888
299 ($1,106)$206$900$60,987
300 ($1,106)$203$903$60,084
Year 26 - 301 ($1,106)$200$906$59,177
302 ($1,106)$197$910$58,268
303 ($1,106)$194$913$57,355
304 ($1,106)$191$916$56,440
305 ($1,106)$188$919$55,521
306 ($1,106)$185$922$54,600
307 ($1,106)$182$925$53,675
308 ($1,106)$178$928$52,747
309 ($1,106)$175$931$51,816
310 ($1,106)$172$934$50,882
311 ($1,106)$169$937$49,945
312 ($1,106)$166$940$49,005
Year 27 - 313 ($1,106)$163$943$48,062
314 ($1,106)$160$946$47,115
315 ($1,106)$157$950$46,166
316 ($1,106)$154$953$45,213
317 ($1,106)$150$956$44,257
318 ($1,106)$147$959$43,298
319 ($1,106)$144$962$42,335
320 ($1,106)$141$966$41,370
321 ($1,106)$138$969$40,401
322 ($1,106)$134$972$39,429
323 ($1,106)$131$975$38,454
324 ($1,106)$128$978$37,476
Year 28 - 325 ($1,106)$125$982$36,494
326 ($1,106)$121$985$35,509
327 ($1,106)$118$988$34,521
328 ($1,106)$115$991$33,529
329 ($1,106)$111$995$32,535
330 ($1,106)$108$998$31,537
331 ($1,106)$105$1,001$30,535
332 ($1,106)$102$1,005$29,530
333 ($1,106)$98$1,008$28,522
334 ($1,106)$95$1,011$27,511
335 ($1,106)$91$1,015$26,496
336 ($1,106)$88$1,018$25,478
Year 29 - 337 ($1,106)$85$1,022$24,456
338 ($1,106)$81$1,025$23,431
339 ($1,106)$78$1,028$22,403
340 ($1,106)$74$1,032$21,371
341 ($1,106)$71$1,035$20,336
342 ($1,106)$68$1,039$19,298
343 ($1,106)$64$1,042$18,255
344 ($1,106)$61$1,046$17,210
345 ($1,106)$57$1,049$16,161
346 ($1,106)$54$1,053$15,108
347 ($1,106)$50$1,056$14,052
348 ($1,106)$47$1,060$12,993
Year 30 - 349 ($1,106)$43$1,063$11,930
350 ($1,106)$40$1,067$10,863
351 ($1,106)$36$1,070$9,793
352 ($1,106)$33$1,074$8,719
353 ($1,106)$29$1,077$7,642
354 ($1,106)$25$1,081$6,561
355 ($1,106)$22$1,084$5,477
356 ($1,106)$18$1,088$4,389
357 ($1,106)$15$1,092$3,297
358 ($1,106)$11$1,095$2,202
359 ($1,106)$7$1,099$1,103
360 ($1,106)$4$1,103$0
TOTALS$166,256$232,000$398,256

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.