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Mortgage Payment Schedule for a $290,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($58,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,101 360 $164,333 $396,333

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $290,000
Down Payment $58,000$232,000
Year 1 - 1 ($1,101)$764$337$231,663
2 ($1,101)$763$338$231,324
3 ($1,101)$761$339$230,985
4 ($1,101)$760$341$230,644
5 ($1,101)$759$342$230,303
6 ($1,101)$758$343$229,960
7 ($1,101)$757$344$229,616
8 ($1,101)$756$345$229,271
9 ($1,101)$755$346$228,924
10 ($1,101)$754$347$228,577
11 ($1,101)$752$349$228,228
12 ($1,101)$751$350$227,879
Year 2 - 13 ($1,101)$750$351$227,528
14 ($1,101)$749$352$227,176
15 ($1,101)$748$353$226,823
16 ($1,101)$747$354$226,469
17 ($1,101)$745$355$226,113
18 ($1,101)$744$357$225,756
19 ($1,101)$743$358$225,399
20 ($1,101)$742$359$225,040
21 ($1,101)$741$360$224,679
22 ($1,101)$740$361$224,318
23 ($1,101)$738$363$223,956
24 ($1,101)$737$364$223,592
Year 3 - 25 ($1,101)$736$365$223,227
26 ($1,101)$735$366$222,861
27 ($1,101)$734$367$222,493
28 ($1,101)$732$369$222,125
29 ($1,101)$731$370$221,755
30 ($1,101)$730$371$221,384
31 ($1,101)$729$372$221,012
32 ($1,101)$727$373$220,638
33 ($1,101)$726$375$220,264
34 ($1,101)$725$376$219,888
35 ($1,101)$724$377$219,511
36 ($1,101)$723$378$219,132
Year 4 - 37 ($1,101)$721$380$218,753
38 ($1,101)$720$381$218,372
39 ($1,101)$719$382$217,990
40 ($1,101)$718$383$217,606
41 ($1,101)$716$385$217,222
42 ($1,101)$715$386$216,836
43 ($1,101)$714$387$216,449
44 ($1,101)$712$388$216,060
45 ($1,101)$711$390$215,671
46 ($1,101)$710$391$215,280
47 ($1,101)$709$392$214,887
48 ($1,101)$707$394$214,494
Year 5 - 49 ($1,101)$706$395$214,099
50 ($1,101)$705$396$213,703
51 ($1,101)$703$397$213,305
52 ($1,101)$702$399$212,906
53 ($1,101)$701$400$212,506
54 ($1,101)$699$401$212,105
55 ($1,101)$698$403$211,702
56 ($1,101)$697$404$211,298
57 ($1,101)$696$405$210,893
58 ($1,101)$694$407$210,486
59 ($1,101)$693$408$210,078
60 ($1,101)$692$409$209,668
Year 6 - 61 ($1,101)$690$411$209,258
62 ($1,101)$689$412$208,845
63 ($1,101)$687$413$208,432
64 ($1,101)$686$415$208,017
65 ($1,101)$685$416$207,601
66 ($1,101)$683$418$207,183
67 ($1,101)$682$419$206,764
68 ($1,101)$681$420$206,344
69 ($1,101)$679$422$205,922
70 ($1,101)$678$423$205,499
71 ($1,101)$676$424$205,075
72 ($1,101)$675$426$204,649
Year 7 - 73 ($1,101)$674$427$204,222
74 ($1,101)$672$429$203,793
75 ($1,101)$671$430$203,363
76 ($1,101)$669$432$202,931
77 ($1,101)$668$433$202,498
78 ($1,101)$667$434$202,064
79 ($1,101)$665$436$201,628
80 ($1,101)$664$437$201,191
81 ($1,101)$662$439$200,752
82 ($1,101)$661$440$200,312
83 ($1,101)$659$442$199,871
84 ($1,101)$658$443$199,428
Year 8 - 85 ($1,101)$656$444$198,983
86 ($1,101)$655$446$198,537
87 ($1,101)$654$447$198,090
88 ($1,101)$652$449$197,641
89 ($1,101)$651$450$197,190
90 ($1,101)$649$452$196,739
91 ($1,101)$648$453$196,285
92 ($1,101)$646$455$195,830
93 ($1,101)$645$456$195,374
94 ($1,101)$643$458$194,916
95 ($1,101)$642$459$194,457
96 ($1,101)$640$461$193,996
Year 9 - 97 ($1,101)$639$462$193,534
98 ($1,101)$637$464$193,070
99 ($1,101)$636$465$192,605
100 ($1,101)$634$467$192,138
101 ($1,101)$632$468$191,669
102 ($1,101)$631$470$191,199
103 ($1,101)$629$472$190,728
104 ($1,101)$628$473$190,254
105 ($1,101)$626$475$189,780
106 ($1,101)$625$476$189,304
107 ($1,101)$623$478$188,826
108 ($1,101)$622$479$188,346
Year 10 - 109 ($1,101)$620$481$187,865
110 ($1,101)$618$483$187,383
111 ($1,101)$617$484$186,899
112 ($1,101)$615$486$186,413
113 ($1,101)$614$487$185,926
114 ($1,101)$612$489$185,437
115 ($1,101)$610$491$184,946
116 ($1,101)$609$492$184,454
117 ($1,101)$607$494$183,960
118 ($1,101)$606$495$183,465
119 ($1,101)$604$497$182,968
120 ($1,101)$602$499$182,469
Year 11 - 121 ($1,101)$601$500$181,969
122 ($1,101)$599$502$181,467
123 ($1,101)$597$504$180,963
124 ($1,101)$596$505$180,458
125 ($1,101)$594$507$179,951
126 ($1,101)$592$509$179,443
127 ($1,101)$591$510$178,932
128 ($1,101)$589$512$178,420
129 ($1,101)$587$514$177,907
130 ($1,101)$586$515$177,392
131 ($1,101)$584$517$176,875
132 ($1,101)$582$519$176,356
Year 12 - 133 ($1,101)$581$520$175,835
134 ($1,101)$579$522$175,313
135 ($1,101)$577$524$174,789
136 ($1,101)$575$526$174,264
137 ($1,101)$574$527$173,737
138 ($1,101)$572$529$173,207
139 ($1,101)$570$531$172,677
140 ($1,101)$568$533$172,144
141 ($1,101)$567$534$171,610
142 ($1,101)$565$536$171,074
143 ($1,101)$563$538$170,536
144 ($1,101)$561$540$169,996
Year 13 - 145 ($1,101)$560$541$169,455
146 ($1,101)$558$543$168,912
147 ($1,101)$556$545$168,367
148 ($1,101)$554$547$167,820
149 ($1,101)$552$549$167,272
150 ($1,101)$551$550$166,721
151 ($1,101)$549$552$166,169
152 ($1,101)$547$554$165,615
153 ($1,101)$545$556$165,060
154 ($1,101)$543$558$164,502
155 ($1,101)$541$559$163,943
156 ($1,101)$540$561$163,381
Year 14 - 157 ($1,101)$538$563$162,818
158 ($1,101)$536$565$162,253
159 ($1,101)$534$567$161,686
160 ($1,101)$532$569$161,118
161 ($1,101)$530$571$160,547
162 ($1,101)$528$572$159,975
163 ($1,101)$527$574$159,400
164 ($1,101)$525$576$158,824
165 ($1,101)$523$578$158,246
166 ($1,101)$521$580$157,666
167 ($1,101)$519$582$157,084
168 ($1,101)$517$584$156,500
Year 15 - 169 ($1,101)$515$586$155,914
170 ($1,101)$513$588$155,327
171 ($1,101)$511$590$154,737
172 ($1,101)$509$592$154,145
173 ($1,101)$507$594$153,552
174 ($1,101)$505$595$152,956
175 ($1,101)$503$597$152,359
176 ($1,101)$502$599$151,759
177 ($1,101)$500$601$151,158
178 ($1,101)$498$603$150,555
179 ($1,101)$496$605$149,949
180 ($1,101)$494$607$149,342
Year 16 - 181 ($1,101)$492$609$148,733
182 ($1,101)$490$611$148,121
183 ($1,101)$488$613$147,508
184 ($1,101)$486$615$146,893
185 ($1,101)$484$617$146,275
186 ($1,101)$481$619$145,656
187 ($1,101)$479$621$145,034
188 ($1,101)$477$624$144,411
189 ($1,101)$475$626$143,785
190 ($1,101)$473$628$143,158
191 ($1,101)$471$630$142,528
192 ($1,101)$469$632$141,896
Year 17 - 193 ($1,101)$467$634$141,262
194 ($1,101)$465$636$140,626
195 ($1,101)$463$638$139,988
196 ($1,101)$461$640$139,348
197 ($1,101)$459$642$138,706
198 ($1,101)$457$644$138,061
199 ($1,101)$454$646$137,415
200 ($1,101)$452$649$136,766
201 ($1,101)$450$651$136,116
202 ($1,101)$448$653$135,463
203 ($1,101)$446$655$134,808
204 ($1,101)$444$657$134,151
Year 18 - 205 ($1,101)$442$659$133,491
206 ($1,101)$439$662$132,830
207 ($1,101)$437$664$132,166
208 ($1,101)$435$666$131,500
209 ($1,101)$433$668$130,832
210 ($1,101)$431$670$130,162
211 ($1,101)$428$672$129,489
212 ($1,101)$426$675$128,815
213 ($1,101)$424$677$128,138
214 ($1,101)$422$679$127,459
215 ($1,101)$420$681$126,777
216 ($1,101)$417$684$126,094
Year 19 - 217 ($1,101)$415$686$125,408
218 ($1,101)$413$688$124,720
219 ($1,101)$411$690$124,029
220 ($1,101)$408$693$123,337
221 ($1,101)$406$695$122,642
222 ($1,101)$404$697$121,944
223 ($1,101)$401$700$121,245
224 ($1,101)$399$702$120,543
225 ($1,101)$397$704$119,839
226 ($1,101)$394$706$119,132
227 ($1,101)$392$709$118,424
228 ($1,101)$390$711$117,713
Year 20 - 229 ($1,101)$387$713$116,999
230 ($1,101)$385$716$116,283
231 ($1,101)$383$718$115,565
232 ($1,101)$380$721$114,845
233 ($1,101)$378$723$114,122
234 ($1,101)$376$725$113,396
235 ($1,101)$373$728$112,669
236 ($1,101)$371$730$111,939
237 ($1,101)$368$732$111,206
238 ($1,101)$366$735$110,471
239 ($1,101)$364$737$109,734
240 ($1,101)$361$740$108,994
Year 21 - 241 ($1,101)$359$742$108,252
242 ($1,101)$356$745$107,508
243 ($1,101)$354$747$106,761
244 ($1,101)$351$750$106,011
245 ($1,101)$349$752$105,259
246 ($1,101)$346$754$104,505
247 ($1,101)$344$757$103,748
248 ($1,101)$342$759$102,988
249 ($1,101)$339$762$102,226
250 ($1,101)$336$764$101,462
251 ($1,101)$334$767$100,695
252 ($1,101)$331$769$99,925
Year 22 - 253 ($1,101)$329$772$99,153
254 ($1,101)$326$775$98,379
255 ($1,101)$324$777$97,602
256 ($1,101)$321$780$96,822
257 ($1,101)$319$782$96,040
258 ($1,101)$316$785$95,255
259 ($1,101)$314$787$94,468
260 ($1,101)$311$790$93,678
261 ($1,101)$308$793$92,885
262 ($1,101)$306$795$92,090
263 ($1,101)$303$798$91,292
264 ($1,101)$301$800$90,492
Year 23 - 265 ($1,101)$298$803$89,689
266 ($1,101)$295$806$88,883
267 ($1,101)$293$808$88,075
268 ($1,101)$290$811$87,264
269 ($1,101)$287$814$86,450
270 ($1,101)$285$816$85,634
271 ($1,101)$282$819$84,815
272 ($1,101)$279$822$83,993
273 ($1,101)$276$824$83,168
274 ($1,101)$274$827$82,341
275 ($1,101)$271$830$81,511
276 ($1,101)$268$833$80,679
Year 24 - 277 ($1,101)$266$835$79,843
278 ($1,101)$263$838$79,005
279 ($1,101)$260$841$78,164
280 ($1,101)$257$844$77,321
281 ($1,101)$255$846$76,474
282 ($1,101)$252$849$75,625
283 ($1,101)$249$852$74,773
284 ($1,101)$246$855$73,918
285 ($1,101)$243$858$73,061
286 ($1,101)$240$860$72,200
287 ($1,101)$238$863$71,337
288 ($1,101)$235$866$70,471
Year 25 - 289 ($1,101)$232$869$69,602
290 ($1,101)$229$872$68,730
291 ($1,101)$226$875$67,855
292 ($1,101)$223$878$66,978
293 ($1,101)$220$880$66,097
294 ($1,101)$218$883$65,214
295 ($1,101)$215$886$64,328
296 ($1,101)$212$889$63,439
297 ($1,101)$209$892$62,547
298 ($1,101)$206$895$61,652
299 ($1,101)$203$898$60,754
300 ($1,101)$200$901$59,853
Year 26 - 301 ($1,101)$197$904$58,949
302 ($1,101)$194$907$58,042
303 ($1,101)$191$910$57,132
304 ($1,101)$188$913$56,219
305 ($1,101)$185$916$55,303
306 ($1,101)$182$919$54,384
307 ($1,101)$179$922$53,462
308 ($1,101)$176$925$52,537
309 ($1,101)$173$928$51,609
310 ($1,101)$170$931$50,678
311 ($1,101)$167$934$49,744
312 ($1,101)$164$937$48,807
Year 27 - 313 ($1,101)$161$940$47,867
314 ($1,101)$158$943$46,923
315 ($1,101)$154$946$45,977
316 ($1,101)$151$950$45,027
317 ($1,101)$148$953$44,075
318 ($1,101)$145$956$43,119
319 ($1,101)$142$959$42,160
320 ($1,101)$139$962$41,198
321 ($1,101)$136$965$40,232
322 ($1,101)$132$968$39,264
323 ($1,101)$129$972$38,292
324 ($1,101)$126$975$37,317
Year 28 - 325 ($1,101)$123$978$36,339
326 ($1,101)$120$981$35,358
327 ($1,101)$116$985$34,373
328 ($1,101)$113$988$33,386
329 ($1,101)$110$991$32,395
330 ($1,101)$107$994$31,400
331 ($1,101)$103$998$30,403
332 ($1,101)$100$1,001$29,402
333 ($1,101)$97$1,004$28,398
334 ($1,101)$93$1,007$27,390
335 ($1,101)$90$1,011$26,380
336 ($1,101)$87$1,014$25,365
Year 29 - 337 ($1,101)$83$1,017$24,348
338 ($1,101)$80$1,021$23,327
339 ($1,101)$77$1,024$22,303
340 ($1,101)$73$1,028$21,276
341 ($1,101)$70$1,031$20,245
342 ($1,101)$67$1,034$19,210
343 ($1,101)$63$1,038$18,173
344 ($1,101)$60$1,041$17,132
345 ($1,101)$56$1,045$16,087
346 ($1,101)$53$1,048$15,039
347 ($1,101)$50$1,051$13,988
348 ($1,101)$46$1,055$12,933
Year 30 - 349 ($1,101)$43$1,058$11,874
350 ($1,101)$39$1,062$10,813
351 ($1,101)$36$1,065$9,747
352 ($1,101)$32$1,069$8,678
353 ($1,101)$29$1,072$7,606
354 ($1,101)$25$1,076$6,530
355 ($1,101)$21$1,079$5,451
356 ($1,101)$18$1,083$4,368
357 ($1,101)$14$1,087$3,281
358 ($1,101)$11$1,090$2,191
359 ($1,101)$7$1,094$1,097
360 ($1,101)$4$1,097$0
TOTALS$164,333$232,000$396,333

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.