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Mortgage Payment Schedule for a $290,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($58,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,085 360 $158,595 $390,595

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $290,000
Down Payment $58,000$232,000
Year 1 - 1 ($1,085)$740$345$231,655
2 ($1,085)$739$346$231,310
3 ($1,085)$738$347$230,963
4 ($1,085)$737$348$230,615
5 ($1,085)$736$349$230,266
6 ($1,085)$735$350$229,916
7 ($1,085)$734$351$229,565
8 ($1,085)$733$352$229,213
9 ($1,085)$732$353$228,859
10 ($1,085)$730$355$228,505
11 ($1,085)$729$356$228,149
12 ($1,085)$728$357$227,792
Year 2 - 13 ($1,085)$727$358$227,434
14 ($1,085)$726$359$227,075
15 ($1,085)$725$360$226,715
16 ($1,085)$724$361$226,354
17 ($1,085)$722$363$225,991
18 ($1,085)$721$364$225,627
19 ($1,085)$720$365$225,263
20 ($1,085)$719$366$224,897
21 ($1,085)$718$367$224,529
22 ($1,085)$717$368$224,161
23 ($1,085)$715$370$223,792
24 ($1,085)$714$371$223,421
Year 3 - 25 ($1,085)$713$372$223,049
26 ($1,085)$712$373$222,676
27 ($1,085)$711$374$222,302
28 ($1,085)$710$375$221,926
29 ($1,085)$708$377$221,549
30 ($1,085)$707$378$221,172
31 ($1,085)$706$379$220,792
32 ($1,085)$705$380$220,412
33 ($1,085)$703$382$220,031
34 ($1,085)$702$383$219,648
35 ($1,085)$701$384$219,264
36 ($1,085)$700$385$218,879
Year 4 - 37 ($1,085)$699$386$218,492
38 ($1,085)$697$388$218,105
39 ($1,085)$696$389$217,716
40 ($1,085)$695$390$217,326
41 ($1,085)$694$391$216,934
42 ($1,085)$692$393$216,542
43 ($1,085)$691$394$216,148
44 ($1,085)$690$395$215,753
45 ($1,085)$689$396$215,356
46 ($1,085)$687$398$214,959
47 ($1,085)$686$399$214,560
48 ($1,085)$685$400$214,160
Year 5 - 49 ($1,085)$684$401$213,758
50 ($1,085)$682$403$213,356
51 ($1,085)$681$404$212,952
52 ($1,085)$680$405$212,546
53 ($1,085)$678$407$212,140
54 ($1,085)$677$408$211,732
55 ($1,085)$676$409$211,322
56 ($1,085)$674$411$210,912
57 ($1,085)$673$412$210,500
58 ($1,085)$672$413$210,087
59 ($1,085)$671$414$209,673
60 ($1,085)$669$416$209,257
Year 6 - 61 ($1,085)$668$417$208,840
62 ($1,085)$667$418$208,421
63 ($1,085)$665$420$208,001
64 ($1,085)$664$421$207,580
65 ($1,085)$663$422$207,158
66 ($1,085)$661$424$206,734
67 ($1,085)$660$425$206,309
68 ($1,085)$658$427$205,882
69 ($1,085)$657$428$205,454
70 ($1,085)$656$429$205,025
71 ($1,085)$654$431$204,595
72 ($1,085)$653$432$204,163
Year 7 - 73 ($1,085)$652$433$203,729
74 ($1,085)$650$435$203,295
75 ($1,085)$649$436$202,858
76 ($1,085)$647$438$202,421
77 ($1,085)$646$439$201,982
78 ($1,085)$645$440$201,542
79 ($1,085)$643$442$201,100
80 ($1,085)$642$443$200,657
81 ($1,085)$640$445$200,212
82 ($1,085)$639$446$199,766
83 ($1,085)$638$447$199,319
84 ($1,085)$636$449$198,870
Year 8 - 85 ($1,085)$635$450$198,420
86 ($1,085)$633$452$197,968
87 ($1,085)$632$453$197,515
88 ($1,085)$630$455$197,060
89 ($1,085)$629$456$196,604
90 ($1,085)$627$457$196,147
91 ($1,085)$626$459$195,688
92 ($1,085)$625$460$195,227
93 ($1,085)$623$462$194,765
94 ($1,085)$622$463$194,302
95 ($1,085)$620$465$193,837
96 ($1,085)$619$466$193,371
Year 9 - 97 ($1,085)$617$468$192,903
98 ($1,085)$616$469$192,434
99 ($1,085)$614$471$191,963
100 ($1,085)$613$472$191,491
101 ($1,085)$611$474$191,017
102 ($1,085)$610$475$190,542
103 ($1,085)$608$477$190,065
104 ($1,085)$607$478$189,586
105 ($1,085)$605$480$189,107
106 ($1,085)$604$481$188,625
107 ($1,085)$602$483$188,142
108 ($1,085)$600$485$187,658
Year 10 - 109 ($1,085)$599$486$187,172
110 ($1,085)$597$488$186,684
111 ($1,085)$596$489$186,195
112 ($1,085)$594$491$185,704
113 ($1,085)$593$492$185,212
114 ($1,085)$591$494$184,718
115 ($1,085)$590$495$184,223
116 ($1,085)$588$497$183,726
117 ($1,085)$586$499$183,227
118 ($1,085)$585$500$182,727
119 ($1,085)$583$502$182,225
120 ($1,085)$582$503$181,722
Year 11 - 121 ($1,085)$580$505$181,217
122 ($1,085)$578$507$180,710
123 ($1,085)$577$508$180,202
124 ($1,085)$575$510$179,692
125 ($1,085)$574$511$179,180
126 ($1,085)$572$513$178,667
127 ($1,085)$570$515$178,153
128 ($1,085)$569$516$177,636
129 ($1,085)$567$518$177,118
130 ($1,085)$565$520$176,599
131 ($1,085)$564$521$176,077
132 ($1,085)$562$523$175,554
Year 12 - 133 ($1,085)$560$525$175,029
134 ($1,085)$559$526$174,503
135 ($1,085)$557$528$173,975
136 ($1,085)$555$530$173,445
137 ($1,085)$554$531$172,914
138 ($1,085)$552$533$172,381
139 ($1,085)$550$535$171,846
140 ($1,085)$548$537$171,310
141 ($1,085)$547$538$170,771
142 ($1,085)$545$540$170,231
143 ($1,085)$543$542$169,690
144 ($1,085)$542$543$169,146
Year 13 - 145 ($1,085)$540$545$168,601
146 ($1,085)$538$547$168,054
147 ($1,085)$536$549$167,506
148 ($1,085)$535$550$166,955
149 ($1,085)$533$552$166,403
150 ($1,085)$531$554$165,849
151 ($1,085)$529$556$165,294
152 ($1,085)$528$557$164,736
153 ($1,085)$526$559$164,177
154 ($1,085)$524$561$163,616
155 ($1,085)$522$563$163,053
156 ($1,085)$520$565$162,489
Year 14 - 157 ($1,085)$519$566$161,922
158 ($1,085)$517$568$161,354
159 ($1,085)$515$570$160,784
160 ($1,085)$513$572$160,212
161 ($1,085)$511$574$159,639
162 ($1,085)$510$575$159,063
163 ($1,085)$508$577$158,486
164 ($1,085)$506$579$157,907
165 ($1,085)$504$581$157,326
166 ($1,085)$502$583$156,743
167 ($1,085)$500$585$156,158
168 ($1,085)$498$587$155,572
Year 15 - 169 ($1,085)$497$588$154,983
170 ($1,085)$495$590$154,393
171 ($1,085)$493$592$153,801
172 ($1,085)$491$594$153,207
173 ($1,085)$489$596$152,611
174 ($1,085)$487$598$152,013
175 ($1,085)$485$600$151,413
176 ($1,085)$483$602$150,811
177 ($1,085)$481$604$150,207
178 ($1,085)$479$606$149,602
179 ($1,085)$477$608$148,994
180 ($1,085)$476$609$148,385
Year 16 - 181 ($1,085)$474$611$147,773
182 ($1,085)$472$613$147,160
183 ($1,085)$470$615$146,545
184 ($1,085)$468$617$145,928
185 ($1,085)$466$619$145,308
186 ($1,085)$464$621$144,687
187 ($1,085)$462$623$144,064
188 ($1,085)$460$625$143,439
189 ($1,085)$458$627$142,812
190 ($1,085)$456$629$142,182
191 ($1,085)$454$631$141,551
192 ($1,085)$452$633$140,918
Year 17 - 193 ($1,085)$450$635$140,283
194 ($1,085)$448$637$139,646
195 ($1,085)$446$639$139,006
196 ($1,085)$444$641$138,365
197 ($1,085)$442$643$137,722
198 ($1,085)$440$645$137,076
199 ($1,085)$438$647$136,429
200 ($1,085)$435$650$135,779
201 ($1,085)$433$652$135,127
202 ($1,085)$431$654$134,474
203 ($1,085)$429$656$133,818
204 ($1,085)$427$658$133,160
Year 18 - 205 ($1,085)$425$660$132,500
206 ($1,085)$423$662$131,838
207 ($1,085)$421$664$131,174
208 ($1,085)$419$666$130,507
209 ($1,085)$417$668$129,839
210 ($1,085)$414$671$129,168
211 ($1,085)$412$673$128,496
212 ($1,085)$410$675$127,821
213 ($1,085)$408$677$127,144
214 ($1,085)$406$679$126,465
215 ($1,085)$404$681$125,783
216 ($1,085)$401$684$125,100
Year 19 - 217 ($1,085)$399$686$124,414
218 ($1,085)$397$688$123,726
219 ($1,085)$395$690$123,036
220 ($1,085)$393$692$122,344
221 ($1,085)$390$695$121,649
222 ($1,085)$388$697$120,953
223 ($1,085)$386$699$120,254
224 ($1,085)$384$701$119,552
225 ($1,085)$382$703$118,849
226 ($1,085)$379$706$118,143
227 ($1,085)$377$708$117,435
228 ($1,085)$375$710$116,725
Year 20 - 229 ($1,085)$373$712$116,013
230 ($1,085)$370$715$115,298
231 ($1,085)$368$717$114,581
232 ($1,085)$366$719$113,862
233 ($1,085)$363$722$113,140
234 ($1,085)$361$724$112,416
235 ($1,085)$359$726$111,690
236 ($1,085)$356$729$110,962
237 ($1,085)$354$731$110,231
238 ($1,085)$352$733$109,498
239 ($1,085)$349$736$108,762
240 ($1,085)$347$738$108,024
Year 21 - 241 ($1,085)$345$740$107,284
242 ($1,085)$342$743$106,542
243 ($1,085)$340$745$105,797
244 ($1,085)$338$747$105,049
245 ($1,085)$335$750$104,300
246 ($1,085)$333$752$103,547
247 ($1,085)$330$754$102,793
248 ($1,085)$328$757$102,036
249 ($1,085)$326$759$101,277
250 ($1,085)$323$762$100,515
251 ($1,085)$321$764$99,751
252 ($1,085)$318$767$98,984
Year 22 - 253 ($1,085)$316$769$98,215
254 ($1,085)$313$772$97,444
255 ($1,085)$311$774$96,670
256 ($1,085)$309$776$95,893
257 ($1,085)$306$779$95,114
258 ($1,085)$304$781$94,333
259 ($1,085)$301$784$93,549
260 ($1,085)$299$786$92,763
261 ($1,085)$296$789$91,974
262 ($1,085)$294$791$91,182
263 ($1,085)$291$794$90,388
264 ($1,085)$288$796$89,592
Year 23 - 265 ($1,085)$286$799$88,793
266 ($1,085)$283$802$87,991
267 ($1,085)$281$804$87,187
268 ($1,085)$278$807$86,380
269 ($1,085)$276$809$85,571
270 ($1,085)$273$812$84,759
271 ($1,085)$271$814$83,945
272 ($1,085)$268$817$83,128
273 ($1,085)$265$820$82,308
274 ($1,085)$263$822$81,486
275 ($1,085)$260$825$80,661
276 ($1,085)$257$828$79,833
Year 24 - 277 ($1,085)$255$830$79,003
278 ($1,085)$252$833$78,170
279 ($1,085)$249$835$77,335
280 ($1,085)$247$838$76,496
281 ($1,085)$244$841$75,656
282 ($1,085)$241$844$74,812
283 ($1,085)$239$846$73,966
284 ($1,085)$236$849$73,117
285 ($1,085)$233$852$72,265
286 ($1,085)$231$854$71,411
287 ($1,085)$228$857$70,554
288 ($1,085)$225$860$69,694
Year 25 - 289 ($1,085)$222$863$68,832
290 ($1,085)$220$865$67,966
291 ($1,085)$217$868$67,098
292 ($1,085)$214$871$66,227
293 ($1,085)$211$874$65,354
294 ($1,085)$209$876$64,477
295 ($1,085)$206$879$63,598
296 ($1,085)$203$882$62,716
297 ($1,085)$200$885$61,831
298 ($1,085)$197$888$60,944
299 ($1,085)$195$890$60,053
300 ($1,085)$192$893$59,160
Year 26 - 301 ($1,085)$189$896$58,264
302 ($1,085)$186$899$57,365
303 ($1,085)$183$902$56,463
304 ($1,085)$180$905$55,558
305 ($1,085)$177$908$54,650
306 ($1,085)$174$911$53,740
307 ($1,085)$172$913$52,826
308 ($1,085)$169$916$51,910
309 ($1,085)$166$919$50,991
310 ($1,085)$163$922$50,068
311 ($1,085)$160$925$49,143
312 ($1,085)$157$928$48,215
Year 27 - 313 ($1,085)$154$931$47,284
314 ($1,085)$151$934$46,350
315 ($1,085)$148$937$45,413
316 ($1,085)$145$940$44,473
317 ($1,085)$142$943$43,530
318 ($1,085)$139$946$42,584
319 ($1,085)$136$949$41,635
320 ($1,085)$133$952$40,683
321 ($1,085)$130$955$39,727
322 ($1,085)$127$958$38,769
323 ($1,085)$124$961$37,808
324 ($1,085)$121$964$36,844
Year 28 - 325 ($1,085)$118$967$35,876
326 ($1,085)$115$970$34,906
327 ($1,085)$111$974$33,932
328 ($1,085)$108$977$32,955
329 ($1,085)$105$980$31,976
330 ($1,085)$102$983$30,993
331 ($1,085)$99$986$30,007
332 ($1,085)$96$989$29,017
333 ($1,085)$93$992$28,025
334 ($1,085)$89$996$27,030
335 ($1,085)$86$999$26,031
336 ($1,085)$83$1,002$25,029
Year 29 - 337 ($1,085)$80$1,005$24,024
338 ($1,085)$77$1,008$23,016
339 ($1,085)$73$1,012$22,004
340 ($1,085)$70$1,015$20,989
341 ($1,085)$67$1,018$19,971
342 ($1,085)$64$1,021$18,950
343 ($1,085)$60$1,025$17,925
344 ($1,085)$57$1,028$16,898
345 ($1,085)$54$1,031$15,867
346 ($1,085)$51$1,034$14,832
347 ($1,085)$47$1,038$13,795
348 ($1,085)$44$1,041$12,754
Year 30 - 349 ($1,085)$41$1,044$11,709
350 ($1,085)$37$1,048$10,662
351 ($1,085)$34$1,051$9,611
352 ($1,085)$31$1,054$8,557
353 ($1,085)$27$1,058$7,499
354 ($1,085)$24$1,061$6,438
355 ($1,085)$21$1,064$5,373
356 ($1,085)$17$1,068$4,306
357 ($1,085)$14$1,071$3,234
358 ($1,085)$10$1,075$2,160
359 ($1,085)$7$1,078$1,082
360 ($1,085)$3$1,082$0
TOTALS$158,595$232,000$390,595

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.