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Mortgage Payment Schedule for a $295,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,114 360 $165,216 $401,216

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $295,000
Down Payment $59,000$236,000
Year 1 - 1 ($1,114)$769$346$235,654
2 ($1,114)$768$347$235,308
3 ($1,114)$767$348$234,960
4 ($1,114)$766$349$234,611
5 ($1,114)$764$350$234,261
6 ($1,114)$763$351$233,910
7 ($1,114)$762$352$233,558
8 ($1,114)$761$353$233,204
9 ($1,114)$760$355$232,849
10 ($1,114)$759$356$232,494
11 ($1,114)$758$357$232,137
12 ($1,114)$756$358$231,779
Year 2 - 13 ($1,114)$755$359$231,419
14 ($1,114)$754$360$231,059
15 ($1,114)$753$362$230,697
16 ($1,114)$752$363$230,334
17 ($1,114)$751$364$229,970
18 ($1,114)$749$365$229,605
19 ($1,114)$748$366$229,239
20 ($1,114)$747$368$228,871
21 ($1,114)$746$369$228,503
22 ($1,114)$745$370$228,133
23 ($1,114)$743$371$227,762
24 ($1,114)$742$372$227,389
Year 3 - 25 ($1,114)$741$374$227,016
26 ($1,114)$740$375$226,641
27 ($1,114)$738$376$226,265
28 ($1,114)$737$377$225,888
29 ($1,114)$736$378$225,509
30 ($1,114)$735$380$225,129
31 ($1,114)$734$381$224,748
32 ($1,114)$732$382$224,366
33 ($1,114)$731$383$223,983
34 ($1,114)$730$385$223,598
35 ($1,114)$729$386$223,212
36 ($1,114)$727$387$222,825
Year 4 - 37 ($1,114)$726$388$222,437
38 ($1,114)$725$390$222,047
39 ($1,114)$724$391$221,656
40 ($1,114)$722$392$221,264
41 ($1,114)$721$394$220,870
42 ($1,114)$720$395$220,475
43 ($1,114)$718$396$220,079
44 ($1,114)$717$397$219,682
45 ($1,114)$716$399$219,283
46 ($1,114)$714$400$218,883
47 ($1,114)$713$401$218,482
48 ($1,114)$712$403$218,079
Year 5 - 49 ($1,114)$711$404$217,675
50 ($1,114)$709$405$217,270
51 ($1,114)$708$407$216,863
52 ($1,114)$707$408$216,456
53 ($1,114)$705$409$216,046
54 ($1,114)$704$411$215,636
55 ($1,114)$703$412$215,224
56 ($1,114)$701$413$214,811
57 ($1,114)$700$415$214,396
58 ($1,114)$699$416$213,980
59 ($1,114)$697$417$213,563
60 ($1,114)$696$419$213,144
Year 6 - 61 ($1,114)$694$420$212,724
62 ($1,114)$693$421$212,303
63 ($1,114)$692$423$211,880
64 ($1,114)$690$424$211,456
65 ($1,114)$689$425$211,031
66 ($1,114)$688$427$210,604
67 ($1,114)$686$428$210,175
68 ($1,114)$685$430$209,746
69 ($1,114)$683$431$209,315
70 ($1,114)$682$432$208,882
71 ($1,114)$681$434$208,448
72 ($1,114)$679$435$208,013
Year 7 - 73 ($1,114)$678$437$207,576
74 ($1,114)$676$438$207,138
75 ($1,114)$675$440$206,699
76 ($1,114)$673$441$206,258
77 ($1,114)$672$442$205,815
78 ($1,114)$671$444$205,371
79 ($1,114)$669$445$204,926
80 ($1,114)$668$447$204,479
81 ($1,114)$666$448$204,031
82 ($1,114)$665$450$203,581
83 ($1,114)$663$451$203,130
84 ($1,114)$662$453$202,678
Year 8 - 85 ($1,114)$660$454$202,224
86 ($1,114)$659$456$201,768
87 ($1,114)$657$457$201,311
88 ($1,114)$656$459$200,852
89 ($1,114)$654$460$200,392
90 ($1,114)$653$462$199,931
91 ($1,114)$651$463$199,468
92 ($1,114)$650$465$199,003
93 ($1,114)$648$466$198,537
94 ($1,114)$647$468$198,069
95 ($1,114)$645$469$197,600
96 ($1,114)$644$471$197,130
Year 9 - 97 ($1,114)$642$472$196,658
98 ($1,114)$641$474$196,184
99 ($1,114)$639$475$195,709
100 ($1,114)$638$477$195,232
101 ($1,114)$636$478$194,753
102 ($1,114)$635$480$194,273
103 ($1,114)$633$481$193,792
104 ($1,114)$631$483$193,309
105 ($1,114)$630$485$192,824
106 ($1,114)$628$486$192,338
107 ($1,114)$627$488$191,850
108 ($1,114)$625$489$191,361
Year 10 - 109 ($1,114)$624$491$190,870
110 ($1,114)$622$493$190,377
111 ($1,114)$620$494$189,883
112 ($1,114)$619$496$189,387
113 ($1,114)$617$497$188,890
114 ($1,114)$615$499$188,391
115 ($1,114)$614$501$187,890
116 ($1,114)$612$502$187,388
117 ($1,114)$611$504$186,884
118 ($1,114)$609$506$186,379
119 ($1,114)$607$507$185,871
120 ($1,114)$606$509$185,363
Year 11 - 121 ($1,114)$604$511$184,852
122 ($1,114)$602$512$184,340
123 ($1,114)$601$514$183,826
124 ($1,114)$599$516$183,310
125 ($1,114)$597$517$182,793
126 ($1,114)$596$519$182,274
127 ($1,114)$594$521$181,754
128 ($1,114)$592$522$181,232
129 ($1,114)$591$524$180,708
130 ($1,114)$589$526$180,182
131 ($1,114)$587$527$179,654
132 ($1,114)$585$529$179,125
Year 12 - 133 ($1,114)$584$531$178,595
134 ($1,114)$582$533$178,062
135 ($1,114)$580$534$177,528
136 ($1,114)$578$536$176,992
137 ($1,114)$577$538$176,454
138 ($1,114)$575$540$175,914
139 ($1,114)$573$541$175,373
140 ($1,114)$571$543$174,830
141 ($1,114)$570$545$174,285
142 ($1,114)$568$547$173,738
143 ($1,114)$566$548$173,190
144 ($1,114)$564$550$172,640
Year 13 - 145 ($1,114)$563$552$172,088
146 ($1,114)$561$554$171,534
147 ($1,114)$559$556$170,979
148 ($1,114)$557$557$170,421
149 ($1,114)$555$559$169,862
150 ($1,114)$553$561$169,301
151 ($1,114)$552$563$168,738
152 ($1,114)$550$565$168,173
153 ($1,114)$548$567$167,607
154 ($1,114)$546$568$167,039
155 ($1,114)$544$570$166,468
156 ($1,114)$542$572$165,896
Year 14 - 157 ($1,114)$541$574$165,322
158 ($1,114)$539$576$164,746
159 ($1,114)$537$578$164,169
160 ($1,114)$535$580$163,589
161 ($1,114)$533$581$163,008
162 ($1,114)$531$583$162,424
163 ($1,114)$529$585$161,839
164 ($1,114)$527$587$161,252
165 ($1,114)$525$589$160,663
166 ($1,114)$523$591$160,072
167 ($1,114)$522$593$159,479
168 ($1,114)$520$595$158,884
Year 15 - 169 ($1,114)$518$597$158,287
170 ($1,114)$516$599$157,689
171 ($1,114)$514$601$157,088
172 ($1,114)$512$603$156,485
173 ($1,114)$510$605$155,881
174 ($1,114)$508$607$155,274
175 ($1,114)$506$609$154,666
176 ($1,114)$504$611$154,055
177 ($1,114)$502$613$153,442
178 ($1,114)$500$615$152,828
179 ($1,114)$498$617$152,211
180 ($1,114)$496$619$151,593
Year 16 - 181 ($1,114)$494$621$150,972
182 ($1,114)$492$623$150,350
183 ($1,114)$490$625$149,725
184 ($1,114)$488$627$149,099
185 ($1,114)$486$629$148,470
186 ($1,114)$484$631$147,839
187 ($1,114)$482$633$147,206
188 ($1,114)$480$635$146,571
189 ($1,114)$478$637$145,935
190 ($1,114)$476$639$145,296
191 ($1,114)$473$641$144,655
192 ($1,114)$471$643$144,011
Year 17 - 193 ($1,114)$469$645$143,366
194 ($1,114)$467$647$142,719
195 ($1,114)$465$649$142,069
196 ($1,114)$463$652$141,418
197 ($1,114)$461$654$140,764
198 ($1,114)$459$656$140,108
199 ($1,114)$457$658$139,450
200 ($1,114)$454$660$138,790
201 ($1,114)$452$662$138,128
202 ($1,114)$450$664$137,463
203 ($1,114)$448$667$136,797
204 ($1,114)$446$669$136,128
Year 18 - 205 ($1,114)$444$671$135,457
206 ($1,114)$441$673$134,784
207 ($1,114)$439$675$134,109
208 ($1,114)$437$678$133,431
209 ($1,114)$435$680$132,751
210 ($1,114)$433$682$132,069
211 ($1,114)$430$684$131,385
212 ($1,114)$428$686$130,699
213 ($1,114)$426$689$130,010
214 ($1,114)$424$691$129,319
215 ($1,114)$421$693$128,626
216 ($1,114)$419$695$127,931
Year 19 - 217 ($1,114)$417$698$127,233
218 ($1,114)$415$700$126,533
219 ($1,114)$412$702$125,831
220 ($1,114)$410$704$125,127
221 ($1,114)$408$707$124,420
222 ($1,114)$405$709$123,711
223 ($1,114)$403$711$122,999
224 ($1,114)$401$714$122,286
225 ($1,114)$398$716$121,570
226 ($1,114)$396$718$120,851
227 ($1,114)$394$721$120,131
228 ($1,114)$391$723$119,407
Year 20 - 229 ($1,114)$389$725$118,682
230 ($1,114)$387$728$117,954
231 ($1,114)$384$730$117,224
232 ($1,114)$382$733$116,492
233 ($1,114)$380$735$115,757
234 ($1,114)$377$737$115,019
235 ($1,114)$375$740$114,280
236 ($1,114)$372$742$113,538
237 ($1,114)$370$745$112,793
238 ($1,114)$368$747$112,046
239 ($1,114)$365$749$111,297
240 ($1,114)$363$752$110,545
Year 21 - 241 ($1,114)$360$754$109,790
242 ($1,114)$358$757$109,034
243 ($1,114)$355$759$108,274
244 ($1,114)$353$762$107,513
245 ($1,114)$350$764$106,749
246 ($1,114)$348$767$105,982
247 ($1,114)$345$769$105,213
248 ($1,114)$343$772$104,441
249 ($1,114)$340$774$103,667
250 ($1,114)$338$777$102,890
251 ($1,114)$335$779$102,111
252 ($1,114)$333$782$101,329
Year 22 - 253 ($1,114)$330$784$100,545
254 ($1,114)$328$787$99,758
255 ($1,114)$325$789$98,969
256 ($1,114)$322$792$98,177
257 ($1,114)$320$795$97,382
258 ($1,114)$317$797$96,585
259 ($1,114)$315$800$95,785
260 ($1,114)$312$802$94,983
261 ($1,114)$309$805$94,178
262 ($1,114)$307$808$93,370
263 ($1,114)$304$810$92,560
264 ($1,114)$302$813$91,747
Year 23 - 265 ($1,114)$299$816$90,931
266 ($1,114)$296$818$90,113
267 ($1,114)$294$821$89,292
268 ($1,114)$291$824$88,469
269 ($1,114)$288$826$87,642
270 ($1,114)$286$829$86,813
271 ($1,114)$283$832$85,982
272 ($1,114)$280$834$85,147
273 ($1,114)$277$837$84,310
274 ($1,114)$275$840$83,471
275 ($1,114)$272$843$82,628
276 ($1,114)$269$845$81,783
Year 24 - 277 ($1,114)$266$848$80,935
278 ($1,114)$264$851$80,084
279 ($1,114)$261$854$79,231
280 ($1,114)$258$856$78,374
281 ($1,114)$255$859$77,515
282 ($1,114)$253$862$76,653
283 ($1,114)$250$865$75,788
284 ($1,114)$247$868$74,921
285 ($1,114)$244$870$74,051
286 ($1,114)$241$873$73,177
287 ($1,114)$238$876$72,301
288 ($1,114)$236$879$71,422
Year 25 - 289 ($1,114)$233$882$70,541
290 ($1,114)$230$885$69,656
291 ($1,114)$227$888$68,768
292 ($1,114)$224$890$67,878
293 ($1,114)$221$893$66,985
294 ($1,114)$218$896$66,088
295 ($1,114)$215$899$65,189
296 ($1,114)$212$902$64,287
297 ($1,114)$209$905$63,382
298 ($1,114)$207$908$62,474
299 ($1,114)$204$911$61,563
300 ($1,114)$201$914$60,649
Year 26 - 301 ($1,114)$198$917$59,733
302 ($1,114)$195$920$58,813
303 ($1,114)$192$923$57,890
304 ($1,114)$189$926$56,964
305 ($1,114)$186$929$56,035
306 ($1,114)$183$932$55,103
307 ($1,114)$180$935$54,168
308 ($1,114)$176$938$53,230
309 ($1,114)$173$941$52,289
310 ($1,114)$170$944$51,345
311 ($1,114)$167$947$50,398
312 ($1,114)$164$950$49,448
Year 27 - 313 ($1,114)$161$953$48,494
314 ($1,114)$158$956$47,538
315 ($1,114)$155$960$46,578
316 ($1,114)$152$963$45,615
317 ($1,114)$149$966$44,650
318 ($1,114)$145$969$43,681
319 ($1,114)$142$972$42,708
320 ($1,114)$139$975$41,733
321 ($1,114)$136$979$40,755
322 ($1,114)$133$982$39,773
323 ($1,114)$130$985$38,788
324 ($1,114)$126$988$37,800
Year 28 - 325 ($1,114)$123$991$36,809
326 ($1,114)$120$995$35,814
327 ($1,114)$117$998$34,816
328 ($1,114)$113$1,001$33,815
329 ($1,114)$110$1,004$32,811
330 ($1,114)$107$1,008$31,803
331 ($1,114)$104$1,011$30,792
332 ($1,114)$100$1,014$29,778
333 ($1,114)$97$1,017$28,761
334 ($1,114)$94$1,021$27,740
335 ($1,114)$90$1,024$26,716
336 ($1,114)$87$1,027$25,688
Year 29 - 337 ($1,114)$84$1,031$24,658
338 ($1,114)$80$1,034$23,623
339 ($1,114)$77$1,038$22,586
340 ($1,114)$74$1,041$21,545
341 ($1,114)$70$1,044$20,501
342 ($1,114)$67$1,048$19,453
343 ($1,114)$63$1,051$18,402
344 ($1,114)$60$1,055$17,347
345 ($1,114)$57$1,058$16,290
346 ($1,114)$53$1,061$15,228
347 ($1,114)$50$1,065$14,163
348 ($1,114)$46$1,068$13,095
Year 30 - 349 ($1,114)$43$1,072$12,023
350 ($1,114)$39$1,075$10,948
351 ($1,114)$36$1,079$9,869
352 ($1,114)$32$1,082$8,787
353 ($1,114)$29$1,086$7,701
354 ($1,114)$25$1,089$6,611
355 ($1,114)$22$1,093$5,518
356 ($1,114)$18$1,097$4,422
357 ($1,114)$14$1,100$3,322
358 ($1,114)$11$1,104$2,218
359 ($1,114)$7$1,107$1,111
360 ($1,114)$4$1,111$0
TOTALS$165,216$236,000$401,216

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.