« Back to all home prices

Mortgage Payment Schedule for a $295,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,113 360 $164,729 $400,729

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $295,000
Down Payment $59,000$236,000
Year 1 - 1 ($1,113)$767$346$235,654
2 ($1,113)$766$347$235,307
3 ($1,113)$765$348$234,958
4 ($1,113)$764$350$234,609
5 ($1,113)$762$351$234,258
6 ($1,113)$761$352$233,906
7 ($1,113)$760$353$233,553
8 ($1,113)$759$354$233,199
9 ($1,113)$758$355$232,844
10 ($1,113)$757$356$232,488
11 ($1,113)$756$358$232,130
12 ($1,113)$754$359$231,771
Year 2 - 13 ($1,113)$753$360$231,411
14 ($1,113)$752$361$231,050
15 ($1,113)$751$362$230,688
16 ($1,113)$750$363$230,325
17 ($1,113)$749$365$229,960
18 ($1,113)$747$366$229,594
19 ($1,113)$746$367$229,227
20 ($1,113)$745$368$228,859
21 ($1,113)$744$369$228,490
22 ($1,113)$743$371$228,119
23 ($1,113)$741$372$227,748
24 ($1,113)$740$373$227,375
Year 3 - 25 ($1,113)$739$374$227,001
26 ($1,113)$738$375$226,625
27 ($1,113)$737$377$226,249
28 ($1,113)$735$378$225,871
29 ($1,113)$734$379$225,492
30 ($1,113)$733$380$225,111
31 ($1,113)$732$382$224,730
32 ($1,113)$730$383$224,347
33 ($1,113)$729$384$223,963
34 ($1,113)$728$385$223,578
35 ($1,113)$727$387$223,191
36 ($1,113)$725$388$222,804
Year 4 - 37 ($1,113)$724$389$222,415
38 ($1,113)$723$390$222,024
39 ($1,113)$722$392$221,633
40 ($1,113)$720$393$221,240
41 ($1,113)$719$394$220,846
42 ($1,113)$718$395$220,450
43 ($1,113)$716$397$220,054
44 ($1,113)$715$398$219,656
45 ($1,113)$714$399$219,256
46 ($1,113)$713$401$218,856
47 ($1,113)$711$402$218,454
48 ($1,113)$710$403$218,051
Year 5 - 49 ($1,113)$709$404$217,646
50 ($1,113)$707$406$217,241
51 ($1,113)$706$407$216,834
52 ($1,113)$705$408$216,425
53 ($1,113)$703$410$216,015
54 ($1,113)$702$411$215,604
55 ($1,113)$701$412$215,192
56 ($1,113)$699$414$214,778
57 ($1,113)$698$415$214,363
58 ($1,113)$697$416$213,946
59 ($1,113)$695$418$213,529
60 ($1,113)$694$419$213,110
Year 6 - 61 ($1,113)$693$421$212,689
62 ($1,113)$691$422$212,267
63 ($1,113)$690$423$211,844
64 ($1,113)$688$425$211,419
65 ($1,113)$687$426$210,993
66 ($1,113)$686$427$210,566
67 ($1,113)$684$429$210,137
68 ($1,113)$683$430$209,707
69 ($1,113)$682$432$209,275
70 ($1,113)$680$433$208,842
71 ($1,113)$679$434$208,408
72 ($1,113)$677$436$207,972
Year 7 - 73 ($1,113)$676$437$207,535
74 ($1,113)$674$439$207,096
75 ($1,113)$673$440$206,656
76 ($1,113)$672$442$206,214
77 ($1,113)$670$443$205,772
78 ($1,113)$669$444$205,327
79 ($1,113)$667$446$204,881
80 ($1,113)$666$447$204,434
81 ($1,113)$664$449$203,985
82 ($1,113)$663$450$203,535
83 ($1,113)$661$452$203,084
84 ($1,113)$660$453$202,630
Year 8 - 85 ($1,113)$659$455$202,176
86 ($1,113)$657$456$201,720
87 ($1,113)$656$458$201,262
88 ($1,113)$654$459$200,803
89 ($1,113)$653$461$200,343
90 ($1,113)$651$462$199,881
91 ($1,113)$650$464$199,417
92 ($1,113)$648$465$198,952
93 ($1,113)$647$467$198,486
94 ($1,113)$645$468$198,017
95 ($1,113)$644$470$197,548
96 ($1,113)$642$471$197,077
Year 9 - 97 ($1,113)$640$473$196,604
98 ($1,113)$639$474$196,130
99 ($1,113)$637$476$195,654
100 ($1,113)$636$477$195,177
101 ($1,113)$634$479$194,698
102 ($1,113)$633$480$194,218
103 ($1,113)$631$482$193,736
104 ($1,113)$630$483$193,252
105 ($1,113)$628$485$192,767
106 ($1,113)$626$487$192,281
107 ($1,113)$625$488$191,792
108 ($1,113)$623$490$191,303
Year 10 - 109 ($1,113)$622$491$190,811
110 ($1,113)$620$493$190,318
111 ($1,113)$619$495$189,824
112 ($1,113)$617$496$189,327
113 ($1,113)$615$498$188,830
114 ($1,113)$614$499$188,330
115 ($1,113)$612$501$187,829
116 ($1,113)$610$503$187,326
117 ($1,113)$609$504$186,822
118 ($1,113)$607$506$186,316
119 ($1,113)$606$508$185,808
120 ($1,113)$604$509$185,299
Year 11 - 121 ($1,113)$602$511$184,788
122 ($1,113)$601$513$184,276
123 ($1,113)$599$514$183,762
124 ($1,113)$597$516$183,246
125 ($1,113)$596$518$182,728
126 ($1,113)$594$519$182,209
127 ($1,113)$592$521$181,688
128 ($1,113)$590$523$181,165
129 ($1,113)$589$524$180,641
130 ($1,113)$587$526$180,115
131 ($1,113)$585$528$179,587
132 ($1,113)$584$529$179,057
Year 12 - 133 ($1,113)$582$531$178,526
134 ($1,113)$580$533$177,993
135 ($1,113)$578$535$177,459
136 ($1,113)$577$536$176,922
137 ($1,113)$575$538$176,384
138 ($1,113)$573$540$175,844
139 ($1,113)$571$542$175,303
140 ($1,113)$570$543$174,759
141 ($1,113)$568$545$174,214
142 ($1,113)$566$547$173,667
143 ($1,113)$564$549$173,118
144 ($1,113)$563$551$172,568
Year 13 - 145 ($1,113)$561$552$172,016
146 ($1,113)$559$554$171,462
147 ($1,113)$557$556$170,906
148 ($1,113)$555$558$170,348
149 ($1,113)$554$560$169,788
150 ($1,113)$552$561$169,227
151 ($1,113)$550$563$168,664
152 ($1,113)$548$565$168,099
153 ($1,113)$546$567$167,532
154 ($1,113)$544$569$166,963
155 ($1,113)$543$571$166,393
156 ($1,113)$541$572$165,821
Year 14 - 157 ($1,113)$539$574$165,246
158 ($1,113)$537$576$164,670
159 ($1,113)$535$578$164,092
160 ($1,113)$533$580$163,513
161 ($1,113)$531$582$162,931
162 ($1,113)$530$584$162,347
163 ($1,113)$528$586$161,762
164 ($1,113)$526$587$161,174
165 ($1,113)$524$589$160,585
166 ($1,113)$522$591$159,994
167 ($1,113)$520$593$159,401
168 ($1,113)$518$595$158,805
Year 15 - 169 ($1,113)$516$597$158,208
170 ($1,113)$514$599$157,609
171 ($1,113)$512$601$157,009
172 ($1,113)$510$603$156,406
173 ($1,113)$508$605$155,801
174 ($1,113)$506$607$155,194
175 ($1,113)$504$609$154,585
176 ($1,113)$502$611$153,975
177 ($1,113)$500$613$153,362
178 ($1,113)$498$615$152,747
179 ($1,113)$496$617$152,131
180 ($1,113)$494$619$151,512
Year 16 - 181 ($1,113)$492$621$150,891
182 ($1,113)$490$623$150,268
183 ($1,113)$488$625$149,644
184 ($1,113)$486$627$149,017
185 ($1,113)$484$629$148,388
186 ($1,113)$482$631$147,757
187 ($1,113)$480$633$147,124
188 ($1,113)$478$635$146,489
189 ($1,113)$476$637$145,852
190 ($1,113)$474$639$145,213
191 ($1,113)$472$641$144,572
192 ($1,113)$470$643$143,929
Year 17 - 193 ($1,113)$468$645$143,283
194 ($1,113)$466$647$142,636
195 ($1,113)$464$650$141,986
196 ($1,113)$461$652$141,334
197 ($1,113)$459$654$140,681
198 ($1,113)$457$656$140,025
199 ($1,113)$455$658$139,367
200 ($1,113)$453$660$138,706
201 ($1,113)$451$662$138,044
202 ($1,113)$449$664$137,380
203 ($1,113)$446$667$136,713
204 ($1,113)$444$669$136,044
Year 18 - 205 ($1,113)$442$671$135,373
206 ($1,113)$440$673$134,700
207 ($1,113)$438$675$134,025
208 ($1,113)$436$678$133,347
209 ($1,113)$433$680$132,667
210 ($1,113)$431$682$131,985
211 ($1,113)$429$684$131,301
212 ($1,113)$427$686$130,615
213 ($1,113)$424$689$129,926
214 ($1,113)$422$691$129,235
215 ($1,113)$420$693$128,542
216 ($1,113)$418$695$127,847
Year 19 - 217 ($1,113)$416$698$127,149
218 ($1,113)$413$700$126,449
219 ($1,113)$411$702$125,747
220 ($1,113)$409$704$125,043
221 ($1,113)$406$707$124,336
222 ($1,113)$404$709$123,627
223 ($1,113)$402$711$122,915
224 ($1,113)$399$714$122,202
225 ($1,113)$397$716$121,486
226 ($1,113)$395$718$120,767
227 ($1,113)$392$721$120,047
228 ($1,113)$390$723$119,324
Year 20 - 229 ($1,113)$388$725$118,598
230 ($1,113)$385$728$117,871
231 ($1,113)$383$730$117,141
232 ($1,113)$381$732$116,408
233 ($1,113)$378$735$115,673
234 ($1,113)$376$737$114,936
235 ($1,113)$374$740$114,197
236 ($1,113)$371$742$113,455
237 ($1,113)$369$744$112,710
238 ($1,113)$366$747$111,963
239 ($1,113)$364$749$111,214
240 ($1,113)$361$752$110,463
Year 21 - 241 ($1,113)$359$754$109,708
242 ($1,113)$357$757$108,952
243 ($1,113)$354$759$108,193
244 ($1,113)$352$762$107,431
245 ($1,113)$349$764$106,667
246 ($1,113)$347$766$105,901
247 ($1,113)$344$769$105,132
248 ($1,113)$342$771$104,360
249 ($1,113)$339$774$103,586
250 ($1,113)$337$776$102,810
251 ($1,113)$334$779$102,031
252 ($1,113)$332$782$101,249
Year 22 - 253 ($1,113)$329$784$100,465
254 ($1,113)$327$787$99,679
255 ($1,113)$324$789$98,890
256 ($1,113)$321$792$98,098
257 ($1,113)$319$794$97,303
258 ($1,113)$316$797$96,507
259 ($1,113)$314$799$95,707
260 ($1,113)$311$802$94,905
261 ($1,113)$308$805$94,100
262 ($1,113)$306$807$93,293
263 ($1,113)$303$810$92,483
264 ($1,113)$301$813$91,670
Year 23 - 265 ($1,113)$298$815$90,855
266 ($1,113)$295$818$90,037
267 ($1,113)$293$821$89,217
268 ($1,113)$290$823$88,394
269 ($1,113)$287$826$87,568
270 ($1,113)$285$829$86,739
271 ($1,113)$282$831$85,908
272 ($1,113)$279$834$85,074
273 ($1,113)$276$837$84,237
274 ($1,113)$274$839$83,398
275 ($1,113)$271$842$82,556
276 ($1,113)$268$845$81,711
Year 24 - 277 ($1,113)$266$848$80,864
278 ($1,113)$263$850$80,013
279 ($1,113)$260$853$79,160
280 ($1,113)$257$856$78,304
281 ($1,113)$254$859$77,446
282 ($1,113)$252$861$76,584
283 ($1,113)$249$864$75,720
284 ($1,113)$246$867$74,853
285 ($1,113)$243$870$73,983
286 ($1,113)$240$873$73,110
287 ($1,113)$238$876$72,235
288 ($1,113)$235$878$71,356
Year 25 - 289 ($1,113)$232$881$70,475
290 ($1,113)$229$884$69,591
291 ($1,113)$226$887$68,704
292 ($1,113)$223$890$67,814
293 ($1,113)$220$893$66,922
294 ($1,113)$217$896$66,026
295 ($1,113)$215$899$65,127
296 ($1,113)$212$901$64,226
297 ($1,113)$209$904$63,322
298 ($1,113)$206$907$62,414
299 ($1,113)$203$910$61,504
300 ($1,113)$200$913$60,591
Year 26 - 301 ($1,113)$197$916$59,674
302 ($1,113)$194$919$58,755
303 ($1,113)$191$922$57,833
304 ($1,113)$188$925$56,908
305 ($1,113)$185$928$55,980
306 ($1,113)$182$931$55,048
307 ($1,113)$179$934$54,114
308 ($1,113)$176$937$53,177
309 ($1,113)$173$940$52,237
310 ($1,113)$170$943$51,293
311 ($1,113)$167$946$50,347
312 ($1,113)$164$950$49,397
Year 27 - 313 ($1,113)$161$953$48,445
314 ($1,113)$157$956$47,489
315 ($1,113)$154$959$46,530
316 ($1,113)$151$962$45,568
317 ($1,113)$148$965$44,603
318 ($1,113)$145$968$43,635
319 ($1,113)$142$971$42,664
320 ($1,113)$139$974$41,689
321 ($1,113)$135$978$40,712
322 ($1,113)$132$981$39,731
323 ($1,113)$129$984$38,747
324 ($1,113)$126$987$37,760
Year 28 - 325 ($1,113)$123$990$36,769
326 ($1,113)$120$994$35,776
327 ($1,113)$116$997$34,779
328 ($1,113)$113$1,000$33,779
329 ($1,113)$110$1,003$32,775
330 ($1,113)$107$1,007$31,769
331 ($1,113)$103$1,010$30,759
332 ($1,113)$100$1,013$29,746
333 ($1,113)$97$1,016$28,729
334 ($1,113)$93$1,020$27,709
335 ($1,113)$90$1,023$26,686
336 ($1,113)$87$1,026$25,660
Year 29 - 337 ($1,113)$83$1,030$24,630
338 ($1,113)$80$1,033$23,597
339 ($1,113)$77$1,036$22,561
340 ($1,113)$73$1,040$21,521
341 ($1,113)$70$1,043$20,478
342 ($1,113)$67$1,047$19,431
343 ($1,113)$63$1,050$18,381
344 ($1,113)$60$1,053$17,328
345 ($1,113)$56$1,057$16,271
346 ($1,113)$53$1,060$15,211
347 ($1,113)$49$1,064$14,147
348 ($1,113)$46$1,067$13,080
Year 30 - 349 ($1,113)$43$1,071$12,009
350 ($1,113)$39$1,074$10,935
351 ($1,113)$36$1,078$9,857
352 ($1,113)$32$1,081$8,776
353 ($1,113)$29$1,085$7,692
354 ($1,113)$25$1,088$6,604
355 ($1,113)$21$1,092$5,512
356 ($1,113)$18$1,095$4,417
357 ($1,113)$14$1,099$3,318
358 ($1,113)$11$1,102$2,215
359 ($1,113)$7$1,106$1,110
360 ($1,113)$4$1,110$0
TOTALS$164,729$236,000$400,729

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.