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Mortgage Payment Schedule for a $296,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,200) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,117 360 $165,288 $402,088

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $296,000
Down Payment $59,200$236,800
Year 1 - 1 ($1,117)$770$347$236,453
2 ($1,117)$768$348$236,104
3 ($1,117)$767$350$235,755
4 ($1,117)$766$351$235,404
5 ($1,117)$765$352$235,052
6 ($1,117)$764$353$234,699
7 ($1,117)$763$354$234,345
8 ($1,117)$762$355$233,990
9 ($1,117)$760$356$233,633
10 ($1,117)$759$358$233,276
11 ($1,117)$758$359$232,917
12 ($1,117)$757$360$232,557
Year 2 - 13 ($1,117)$756$361$232,196
14 ($1,117)$755$362$231,834
15 ($1,117)$753$363$231,470
16 ($1,117)$752$365$231,106
17 ($1,117)$751$366$230,740
18 ($1,117)$750$367$230,373
19 ($1,117)$749$368$230,004
20 ($1,117)$748$369$229,635
21 ($1,117)$746$371$229,264
22 ($1,117)$745$372$228,893
23 ($1,117)$744$373$228,520
24 ($1,117)$743$374$228,145
Year 3 - 25 ($1,117)$741$375$227,770
26 ($1,117)$740$377$227,393
27 ($1,117)$739$378$227,015
28 ($1,117)$738$379$226,636
29 ($1,117)$737$380$226,256
30 ($1,117)$735$382$225,874
31 ($1,117)$734$383$225,492
32 ($1,117)$733$384$225,108
33 ($1,117)$732$385$224,722
34 ($1,117)$730$387$224,336
35 ($1,117)$729$388$223,948
36 ($1,117)$728$389$223,559
Year 4 - 37 ($1,117)$727$390$223,168
38 ($1,117)$725$392$222,777
39 ($1,117)$724$393$222,384
40 ($1,117)$723$394$221,990
41 ($1,117)$721$395$221,594
42 ($1,117)$720$397$221,198
43 ($1,117)$719$398$220,800
44 ($1,117)$718$399$220,400
45 ($1,117)$716$401$220,000
46 ($1,117)$715$402$219,598
47 ($1,117)$714$403$219,195
48 ($1,117)$712$405$218,790
Year 5 - 49 ($1,117)$711$406$218,384
50 ($1,117)$710$407$217,977
51 ($1,117)$708$408$217,569
52 ($1,117)$707$410$217,159
53 ($1,117)$706$411$216,748
54 ($1,117)$704$412$216,335
55 ($1,117)$703$414$215,921
56 ($1,117)$702$415$215,506
57 ($1,117)$700$417$215,090
58 ($1,117)$699$418$214,672
59 ($1,117)$698$419$214,253
60 ($1,117)$696$421$213,832
Year 6 - 61 ($1,117)$695$422$213,410
62 ($1,117)$694$423$212,987
63 ($1,117)$692$425$212,562
64 ($1,117)$691$426$212,136
65 ($1,117)$689$427$211,708
66 ($1,117)$688$429$211,280
67 ($1,117)$687$430$210,849
68 ($1,117)$685$432$210,418
69 ($1,117)$684$433$209,985
70 ($1,117)$682$434$209,550
71 ($1,117)$681$436$209,114
72 ($1,117)$680$437$208,677
Year 7 - 73 ($1,117)$678$439$208,238
74 ($1,117)$677$440$207,798
75 ($1,117)$675$442$207,357
76 ($1,117)$674$443$206,914
77 ($1,117)$672$444$206,469
78 ($1,117)$671$446$206,023
79 ($1,117)$670$447$205,576
80 ($1,117)$668$449$205,127
81 ($1,117)$667$450$204,677
82 ($1,117)$665$452$204,225
83 ($1,117)$664$453$203,772
84 ($1,117)$662$455$203,317
Year 8 - 85 ($1,117)$661$456$202,861
86 ($1,117)$659$458$202,404
87 ($1,117)$658$459$201,944
88 ($1,117)$656$461$201,484
89 ($1,117)$655$462$201,022
90 ($1,117)$653$464$200,558
91 ($1,117)$652$465$200,093
92 ($1,117)$650$467$199,626
93 ($1,117)$649$468$199,158
94 ($1,117)$647$470$198,689
95 ($1,117)$646$471$198,218
96 ($1,117)$644$473$197,745
Year 9 - 97 ($1,117)$643$474$197,271
98 ($1,117)$641$476$196,795
99 ($1,117)$640$477$196,317
100 ($1,117)$638$479$195,839
101 ($1,117)$636$480$195,358
102 ($1,117)$635$482$194,876
103 ($1,117)$633$484$194,393
104 ($1,117)$632$485$193,907
105 ($1,117)$630$487$193,421
106 ($1,117)$629$488$192,932
107 ($1,117)$627$490$192,443
108 ($1,117)$625$491$191,951
Year 10 - 109 ($1,117)$624$493$191,458
110 ($1,117)$622$495$190,963
111 ($1,117)$621$496$190,467
112 ($1,117)$619$498$189,969
113 ($1,117)$617$500$189,470
114 ($1,117)$616$501$188,969
115 ($1,117)$614$503$188,466
116 ($1,117)$613$504$187,961
117 ($1,117)$611$506$187,455
118 ($1,117)$609$508$186,948
119 ($1,117)$608$509$186,438
120 ($1,117)$606$511$185,927
Year 11 - 121 ($1,117)$604$513$185,415
122 ($1,117)$603$514$184,900
123 ($1,117)$601$516$184,384
124 ($1,117)$599$518$183,867
125 ($1,117)$598$519$183,347
126 ($1,117)$596$521$182,826
127 ($1,117)$594$523$182,304
128 ($1,117)$592$524$181,779
129 ($1,117)$591$526$181,253
130 ($1,117)$589$528$180,725
131 ($1,117)$587$530$180,196
132 ($1,117)$586$531$179,664
Year 12 - 133 ($1,117)$584$533$179,131
134 ($1,117)$582$535$178,597
135 ($1,117)$580$536$178,060
136 ($1,117)$579$538$177,522
137 ($1,117)$577$540$176,982
138 ($1,117)$575$542$176,440
139 ($1,117)$573$543$175,897
140 ($1,117)$572$545$175,352
141 ($1,117)$570$547$174,805
142 ($1,117)$568$549$174,256
143 ($1,117)$566$551$173,705
144 ($1,117)$565$552$173,153
Year 13 - 145 ($1,117)$563$554$172,599
146 ($1,117)$561$556$172,043
147 ($1,117)$559$558$171,485
148 ($1,117)$557$560$170,925
149 ($1,117)$556$561$170,364
150 ($1,117)$554$563$169,801
151 ($1,117)$552$565$169,236
152 ($1,117)$550$567$168,669
153 ($1,117)$548$569$168,100
154 ($1,117)$546$571$167,529
155 ($1,117)$544$572$166,957
156 ($1,117)$543$574$166,383
Year 14 - 157 ($1,117)$541$576$165,807
158 ($1,117)$539$578$165,229
159 ($1,117)$537$580$164,649
160 ($1,117)$535$582$164,067
161 ($1,117)$533$584$163,483
162 ($1,117)$531$586$162,898
163 ($1,117)$529$587$162,310
164 ($1,117)$528$589$161,721
165 ($1,117)$526$591$161,129
166 ($1,117)$524$593$160,536
167 ($1,117)$522$595$159,941
168 ($1,117)$520$597$159,344
Year 15 - 169 ($1,117)$518$599$158,745
170 ($1,117)$516$601$158,144
171 ($1,117)$514$603$157,541
172 ($1,117)$512$605$156,936
173 ($1,117)$510$607$156,329
174 ($1,117)$508$609$155,720
175 ($1,117)$506$611$155,109
176 ($1,117)$504$613$154,497
177 ($1,117)$502$615$153,882
178 ($1,117)$500$617$153,265
179 ($1,117)$498$619$152,646
180 ($1,117)$496$621$152,025
Year 16 - 181 ($1,117)$494$623$151,403
182 ($1,117)$492$625$150,778
183 ($1,117)$490$627$150,151
184 ($1,117)$488$629$149,522
185 ($1,117)$486$631$148,891
186 ($1,117)$484$633$148,258
187 ($1,117)$482$635$147,623
188 ($1,117)$480$637$146,986
189 ($1,117)$478$639$146,347
190 ($1,117)$476$641$145,705
191 ($1,117)$474$643$145,062
192 ($1,117)$471$645$144,416
Year 17 - 193 ($1,117)$469$648$143,769
194 ($1,117)$467$650$143,119
195 ($1,117)$465$652$142,467
196 ($1,117)$463$654$141,814
197 ($1,117)$461$656$141,158
198 ($1,117)$459$658$140,499
199 ($1,117)$457$660$139,839
200 ($1,117)$454$662$139,177
201 ($1,117)$452$665$138,512
202 ($1,117)$450$667$137,845
203 ($1,117)$448$669$137,176
204 ($1,117)$446$671$136,505
Year 18 - 205 ($1,117)$444$673$135,832
206 ($1,117)$441$675$135,157
207 ($1,117)$439$678$134,479
208 ($1,117)$437$680$133,799
209 ($1,117)$435$682$133,117
210 ($1,117)$433$684$132,433
211 ($1,117)$430$687$131,746
212 ($1,117)$428$689$131,057
213 ($1,117)$426$691$130,367
214 ($1,117)$424$693$129,673
215 ($1,117)$421$695$128,978
216 ($1,117)$419$698$128,280
Year 19 - 217 ($1,117)$417$700$127,580
218 ($1,117)$415$702$126,878
219 ($1,117)$412$705$126,173
220 ($1,117)$410$707$125,466
221 ($1,117)$408$709$124,757
222 ($1,117)$405$711$124,046
223 ($1,117)$403$714$123,332
224 ($1,117)$401$716$122,616
225 ($1,117)$399$718$121,898
226 ($1,117)$396$721$121,177
227 ($1,117)$394$723$120,454
228 ($1,117)$391$725$119,728
Year 20 - 229 ($1,117)$389$728$119,001
230 ($1,117)$387$730$118,270
231 ($1,117)$384$733$117,538
232 ($1,117)$382$735$116,803
233 ($1,117)$380$737$116,066
234 ($1,117)$377$740$115,326
235 ($1,117)$375$742$114,584
236 ($1,117)$372$745$113,839
237 ($1,117)$370$747$113,092
238 ($1,117)$368$749$112,343
239 ($1,117)$365$752$111,591
240 ($1,117)$363$754$110,837
Year 21 - 241 ($1,117)$360$757$110,080
242 ($1,117)$358$759$109,321
243 ($1,117)$355$762$108,560
244 ($1,117)$353$764$107,795
245 ($1,117)$350$767$107,029
246 ($1,117)$348$769$106,260
247 ($1,117)$345$772$105,488
248 ($1,117)$343$774$104,714
249 ($1,117)$340$777$103,938
250 ($1,117)$338$779$103,158
251 ($1,117)$335$782$102,377
252 ($1,117)$333$784$101,593
Year 22 - 253 ($1,117)$330$787$100,806
254 ($1,117)$328$789$100,017
255 ($1,117)$325$792$99,225
256 ($1,117)$322$794$98,430
257 ($1,117)$320$797$97,633
258 ($1,117)$317$800$96,834
259 ($1,117)$315$802$96,031
260 ($1,117)$312$805$95,227
261 ($1,117)$309$807$94,419
262 ($1,117)$307$810$93,609
263 ($1,117)$304$813$92,797
264 ($1,117)$302$815$91,981
Year 23 - 265 ($1,117)$299$818$91,163
266 ($1,117)$296$821$90,343
267 ($1,117)$294$823$89,519
268 ($1,117)$291$826$88,693
269 ($1,117)$288$829$87,865
270 ($1,117)$286$831$87,033
271 ($1,117)$283$834$86,199
272 ($1,117)$280$837$85,363
273 ($1,117)$277$839$84,523
274 ($1,117)$275$842$83,681
275 ($1,117)$272$845$82,836
276 ($1,117)$269$848$81,988
Year 24 - 277 ($1,117)$266$850$81,138
278 ($1,117)$264$853$80,285
279 ($1,117)$261$856$79,429
280 ($1,117)$258$859$78,570
281 ($1,117)$255$862$77,708
282 ($1,117)$253$864$76,844
283 ($1,117)$250$867$75,977
284 ($1,117)$247$870$75,107
285 ($1,117)$244$873$74,234
286 ($1,117)$241$876$73,358
287 ($1,117)$238$878$72,480
288 ($1,117)$236$881$71,598
Year 25 - 289 ($1,117)$233$884$70,714
290 ($1,117)$230$887$69,827
291 ($1,117)$227$890$68,937
292 ($1,117)$224$893$68,044
293 ($1,117)$221$896$67,148
294 ($1,117)$218$899$66,250
295 ($1,117)$215$902$65,348
296 ($1,117)$212$905$64,444
297 ($1,117)$209$907$63,536
298 ($1,117)$206$910$62,626
299 ($1,117)$204$913$61,712
300 ($1,117)$201$916$60,796
Year 26 - 301 ($1,117)$198$919$59,877
302 ($1,117)$195$922$58,954
303 ($1,117)$192$925$58,029
304 ($1,117)$189$928$57,101
305 ($1,117)$186$931$56,169
306 ($1,117)$183$934$55,235
307 ($1,117)$180$937$54,298
308 ($1,117)$176$940$53,357
309 ($1,117)$173$943$52,414
310 ($1,117)$170$947$51,467
311 ($1,117)$167$950$50,518
312 ($1,117)$164$953$49,565
Year 27 - 313 ($1,117)$161$956$48,609
314 ($1,117)$158$959$47,650
315 ($1,117)$155$962$46,688
316 ($1,117)$152$965$45,723
317 ($1,117)$149$968$44,755
318 ($1,117)$145$971$43,783
319 ($1,117)$142$975$42,808
320 ($1,117)$139$978$41,831
321 ($1,117)$136$981$40,850
322 ($1,117)$133$984$39,866
323 ($1,117)$130$987$38,878
324 ($1,117)$126$991$37,888
Year 28 - 325 ($1,117)$123$994$36,894
326 ($1,117)$120$997$35,897
327 ($1,117)$117$1,000$34,897
328 ($1,117)$113$1,003$33,893
329 ($1,117)$110$1,007$32,886
330 ($1,117)$107$1,010$31,876
331 ($1,117)$104$1,013$30,863
332 ($1,117)$100$1,017$29,846
333 ($1,117)$97$1,020$28,827
334 ($1,117)$94$1,023$27,803
335 ($1,117)$90$1,027$26,777
336 ($1,117)$87$1,030$25,747
Year 29 - 337 ($1,117)$84$1,033$24,714
338 ($1,117)$80$1,037$23,677
339 ($1,117)$77$1,040$22,637
340 ($1,117)$74$1,043$21,594
341 ($1,117)$70$1,047$20,547
342 ($1,117)$67$1,050$19,497
343 ($1,117)$63$1,054$18,443
344 ($1,117)$60$1,057$17,386
345 ($1,117)$57$1,060$16,326
346 ($1,117)$53$1,064$15,262
347 ($1,117)$50$1,067$14,195
348 ($1,117)$46$1,071$13,124
Year 30 - 349 ($1,117)$43$1,074$12,050
350 ($1,117)$39$1,078$10,972
351 ($1,117)$36$1,081$9,891
352 ($1,117)$32$1,085$8,806
353 ($1,117)$29$1,088$7,718
354 ($1,117)$25$1,092$6,626
355 ($1,117)$22$1,095$5,531
356 ($1,117)$18$1,099$4,432
357 ($1,117)$14$1,103$3,329
358 ($1,117)$11$1,106$2,223
359 ($1,117)$7$1,110$1,113
360 ($1,117)$4$1,113$0
TOTALS$165,288$236,800$402,088

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.