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Mortgage Payment Schedule for a $296,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,200) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,114 360 $164,312 $401,112

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $296,000
Down Payment $59,200$236,800
Year 1 - 1 ($1,114)$766$349$236,451
2 ($1,114)$765$350$236,102
3 ($1,114)$763$351$235,751
4 ($1,114)$762$352$235,399
5 ($1,114)$761$353$235,046
6 ($1,114)$760$354$234,692
7 ($1,114)$759$355$234,336
8 ($1,114)$758$357$233,980
9 ($1,114)$757$358$233,622
10 ($1,114)$755$359$233,263
11 ($1,114)$754$360$232,903
12 ($1,114)$753$361$232,542
Year 2 - 13 ($1,114)$752$362$232,180
14 ($1,114)$751$363$231,816
15 ($1,114)$750$365$231,452
16 ($1,114)$748$366$231,086
17 ($1,114)$747$367$230,719
18 ($1,114)$746$368$230,351
19 ($1,114)$745$369$229,981
20 ($1,114)$744$371$229,611
21 ($1,114)$742$372$229,239
22 ($1,114)$741$373$228,866
23 ($1,114)$740$374$228,492
24 ($1,114)$739$375$228,116
Year 3 - 25 ($1,114)$738$377$227,740
26 ($1,114)$736$378$227,362
27 ($1,114)$735$379$226,983
28 ($1,114)$734$380$226,603
29 ($1,114)$733$382$226,221
30 ($1,114)$731$383$225,838
31 ($1,114)$730$384$225,454
32 ($1,114)$729$385$225,069
33 ($1,114)$728$386$224,683
34 ($1,114)$726$388$224,295
35 ($1,114)$725$389$223,906
36 ($1,114)$724$390$223,516
Year 4 - 37 ($1,114)$723$391$223,124
38 ($1,114)$721$393$222,731
39 ($1,114)$720$394$222,337
40 ($1,114)$719$395$221,942
41 ($1,114)$718$397$221,545
42 ($1,114)$716$398$221,148
43 ($1,114)$715$399$220,748
44 ($1,114)$714$400$220,348
45 ($1,114)$712$402$219,946
46 ($1,114)$711$403$219,543
47 ($1,114)$710$404$219,139
48 ($1,114)$709$406$218,733
Year 5 - 49 ($1,114)$707$407$218,326
50 ($1,114)$706$408$217,918
51 ($1,114)$705$410$217,508
52 ($1,114)$703$411$217,097
53 ($1,114)$702$412$216,685
54 ($1,114)$701$414$216,272
55 ($1,114)$699$415$215,857
56 ($1,114)$698$416$215,440
57 ($1,114)$697$418$215,023
58 ($1,114)$695$419$214,604
59 ($1,114)$694$420$214,184
60 ($1,114)$693$422$213,762
Year 6 - 61 ($1,114)$691$423$213,339
62 ($1,114)$690$424$212,914
63 ($1,114)$688$426$212,489
64 ($1,114)$687$427$212,062
65 ($1,114)$686$429$211,633
66 ($1,114)$684$430$211,203
67 ($1,114)$683$431$210,772
68 ($1,114)$681$433$210,339
69 ($1,114)$680$434$209,905
70 ($1,114)$679$436$209,469
71 ($1,114)$677$437$209,033
72 ($1,114)$676$438$208,594
Year 7 - 73 ($1,114)$674$440$208,154
74 ($1,114)$673$441$207,713
75 ($1,114)$672$443$207,271
76 ($1,114)$670$444$206,827
77 ($1,114)$669$445$206,381
78 ($1,114)$667$447$205,934
79 ($1,114)$666$448$205,486
80 ($1,114)$664$450$205,036
81 ($1,114)$663$451$204,585
82 ($1,114)$661$453$204,132
83 ($1,114)$660$454$203,678
84 ($1,114)$659$456$203,222
Year 8 - 85 ($1,114)$657$457$202,765
86 ($1,114)$656$459$202,307
87 ($1,114)$654$460$201,847
88 ($1,114)$653$462$201,385
89 ($1,114)$651$463$200,922
90 ($1,114)$650$465$200,457
91 ($1,114)$648$466$199,991
92 ($1,114)$647$468$199,524
93 ($1,114)$645$469$199,055
94 ($1,114)$644$471$198,584
95 ($1,114)$642$472$198,112
96 ($1,114)$641$474$197,638
Year 9 - 97 ($1,114)$639$475$197,163
98 ($1,114)$637$477$196,687
99 ($1,114)$636$478$196,208
100 ($1,114)$634$480$195,729
101 ($1,114)$633$481$195,247
102 ($1,114)$631$483$194,764
103 ($1,114)$630$484$194,280
104 ($1,114)$628$486$193,794
105 ($1,114)$627$488$193,306
106 ($1,114)$625$489$192,817
107 ($1,114)$623$491$192,326
108 ($1,114)$622$492$191,834
Year 10 - 109 ($1,114)$620$494$191,340
110 ($1,114)$619$496$190,844
111 ($1,114)$617$497$190,347
112 ($1,114)$615$499$189,849
113 ($1,114)$614$500$189,348
114 ($1,114)$612$502$188,846
115 ($1,114)$611$504$188,343
116 ($1,114)$609$505$187,837
117 ($1,114)$607$507$187,331
118 ($1,114)$606$508$186,822
119 ($1,114)$604$510$186,312
120 ($1,114)$602$512$185,800
Year 11 - 121 ($1,114)$601$513$185,287
122 ($1,114)$599$515$184,772
123 ($1,114)$597$517$184,255
124 ($1,114)$596$518$183,736
125 ($1,114)$594$520$183,216
126 ($1,114)$592$522$182,694
127 ($1,114)$591$523$182,171
128 ($1,114)$589$525$181,646
129 ($1,114)$587$527$181,119
130 ($1,114)$586$529$180,590
131 ($1,114)$584$530$180,060
132 ($1,114)$582$532$179,528
Year 12 - 133 ($1,114)$580$534$178,994
134 ($1,114)$579$535$178,459
135 ($1,114)$577$537$177,922
136 ($1,114)$575$539$177,383
137 ($1,114)$574$541$176,842
138 ($1,114)$572$542$176,300
139 ($1,114)$570$544$175,756
140 ($1,114)$568$546$175,210
141 ($1,114)$567$548$174,662
142 ($1,114)$565$549$174,112
143 ($1,114)$563$551$173,561
144 ($1,114)$561$553$173,008
Year 13 - 145 ($1,114)$559$555$172,453
146 ($1,114)$558$557$171,897
147 ($1,114)$556$558$171,338
148 ($1,114)$554$560$170,778
149 ($1,114)$552$562$170,216
150 ($1,114)$550$564$169,652
151 ($1,114)$549$566$169,087
152 ($1,114)$547$567$168,519
153 ($1,114)$545$569$167,950
154 ($1,114)$543$571$167,379
155 ($1,114)$541$573$166,806
156 ($1,114)$539$575$166,231
Year 14 - 157 ($1,114)$537$577$165,654
158 ($1,114)$536$579$165,076
159 ($1,114)$534$580$164,495
160 ($1,114)$532$582$163,913
161 ($1,114)$530$584$163,329
162 ($1,114)$528$586$162,742
163 ($1,114)$526$588$162,154
164 ($1,114)$524$590$161,565
165 ($1,114)$522$592$160,973
166 ($1,114)$520$594$160,379
167 ($1,114)$519$596$159,783
168 ($1,114)$517$598$159,186
Year 15 - 169 ($1,114)$515$599$158,586
170 ($1,114)$513$601$157,985
171 ($1,114)$511$603$157,382
172 ($1,114)$509$605$156,776
173 ($1,114)$507$607$156,169
174 ($1,114)$505$609$155,560
175 ($1,114)$503$611$154,948
176 ($1,114)$501$613$154,335
177 ($1,114)$499$615$153,720
178 ($1,114)$497$617$153,103
179 ($1,114)$495$619$152,484
180 ($1,114)$493$621$151,863
Year 16 - 181 ($1,114)$491$623$151,239
182 ($1,114)$489$625$150,614
183 ($1,114)$487$627$149,987
184 ($1,114)$485$629$149,358
185 ($1,114)$483$631$148,726
186 ($1,114)$481$633$148,093
187 ($1,114)$479$635$147,458
188 ($1,114)$477$637$146,820
189 ($1,114)$475$639$146,181
190 ($1,114)$473$642$145,539
191 ($1,114)$471$644$144,896
192 ($1,114)$468$646$144,250
Year 17 - 193 ($1,114)$466$648$143,602
194 ($1,114)$464$650$142,952
195 ($1,114)$462$652$142,300
196 ($1,114)$460$654$141,646
197 ($1,114)$458$656$140,990
198 ($1,114)$456$658$140,332
199 ($1,114)$454$660$139,671
200 ($1,114)$452$663$139,009
201 ($1,114)$449$665$138,344
202 ($1,114)$447$667$137,677
203 ($1,114)$445$669$137,008
204 ($1,114)$443$671$136,337
Year 18 - 205 ($1,114)$441$673$135,663
206 ($1,114)$439$676$134,988
207 ($1,114)$436$678$134,310
208 ($1,114)$434$680$133,630
209 ($1,114)$432$682$132,948
210 ($1,114)$430$684$132,264
211 ($1,114)$428$687$131,577
212 ($1,114)$425$689$130,888
213 ($1,114)$423$691$130,197
214 ($1,114)$421$693$129,504
215 ($1,114)$419$695$128,809
216 ($1,114)$416$698$128,111
Year 19 - 217 ($1,114)$414$700$127,411
218 ($1,114)$412$702$126,709
219 ($1,114)$410$705$126,004
220 ($1,114)$407$707$125,298
221 ($1,114)$405$709$124,588
222 ($1,114)$403$711$123,877
223 ($1,114)$401$714$123,163
224 ($1,114)$398$716$122,447
225 ($1,114)$396$718$121,729
226 ($1,114)$394$721$121,009
227 ($1,114)$391$723$120,286
228 ($1,114)$389$725$119,560
Year 20 - 229 ($1,114)$387$728$118,833
230 ($1,114)$384$730$118,103
231 ($1,114)$382$732$117,370
232 ($1,114)$379$735$116,636
233 ($1,114)$377$737$115,899
234 ($1,114)$375$739$115,159
235 ($1,114)$372$742$114,417
236 ($1,114)$370$744$113,673
237 ($1,114)$368$747$112,926
238 ($1,114)$365$749$112,177
239 ($1,114)$363$751$111,426
240 ($1,114)$360$754$110,672
Year 21 - 241 ($1,114)$358$756$109,916
242 ($1,114)$355$759$109,157
243 ($1,114)$353$761$108,396
244 ($1,114)$350$764$107,632
245 ($1,114)$348$766$106,866
246 ($1,114)$346$769$106,097
247 ($1,114)$343$771$105,326
248 ($1,114)$341$774$104,552
249 ($1,114)$338$776$103,776
250 ($1,114)$336$779$102,997
251 ($1,114)$333$781$102,216
252 ($1,114)$330$784$101,432
Year 22 - 253 ($1,114)$328$786$100,646
254 ($1,114)$325$789$99,857
255 ($1,114)$323$791$99,066
256 ($1,114)$320$794$98,272
257 ($1,114)$318$796$97,476
258 ($1,114)$315$799$96,677
259 ($1,114)$313$802$95,875
260 ($1,114)$310$804$95,071
261 ($1,114)$307$807$94,264
262 ($1,114)$305$809$93,455
263 ($1,114)$302$812$92,643
264 ($1,114)$300$815$91,828
Year 23 - 265 ($1,114)$297$817$91,011
266 ($1,114)$294$820$90,191
267 ($1,114)$292$823$89,368
268 ($1,114)$289$825$88,543
269 ($1,114)$286$828$87,715
270 ($1,114)$284$831$86,885
271 ($1,114)$281$833$86,051
272 ($1,114)$278$836$85,215
273 ($1,114)$276$839$84,377
274 ($1,114)$273$841$83,535
275 ($1,114)$270$844$82,691
276 ($1,114)$267$847$81,844
Year 24 - 277 ($1,114)$265$850$80,995
278 ($1,114)$262$852$80,142
279 ($1,114)$259$855$79,287
280 ($1,114)$256$858$78,430
281 ($1,114)$254$861$77,569
282 ($1,114)$251$863$76,706
283 ($1,114)$248$866$75,839
284 ($1,114)$245$869$74,970
285 ($1,114)$242$872$74,099
286 ($1,114)$240$875$73,224
287 ($1,114)$237$877$72,346
288 ($1,114)$234$880$71,466
Year 25 - 289 ($1,114)$231$883$70,583
290 ($1,114)$228$886$69,697
291 ($1,114)$225$889$68,808
292 ($1,114)$222$892$67,917
293 ($1,114)$220$895$67,022
294 ($1,114)$217$897$66,124
295 ($1,114)$214$900$65,224
296 ($1,114)$211$903$64,321
297 ($1,114)$208$906$63,415
298 ($1,114)$205$909$62,505
299 ($1,114)$202$912$61,593
300 ($1,114)$199$915$60,678
Year 26 - 301 ($1,114)$196$918$59,760
302 ($1,114)$193$921$58,839
303 ($1,114)$190$924$57,915
304 ($1,114)$187$927$56,988
305 ($1,114)$184$930$56,058
306 ($1,114)$181$933$55,125
307 ($1,114)$178$936$54,190
308 ($1,114)$175$939$53,251
309 ($1,114)$172$942$52,308
310 ($1,114)$169$945$51,363
311 ($1,114)$166$948$50,415
312 ($1,114)$163$951$49,464
Year 27 - 313 ($1,114)$160$954$48,510
314 ($1,114)$157$957$47,552
315 ($1,114)$154$960$46,592
316 ($1,114)$151$964$45,629
317 ($1,114)$148$967$44,662
318 ($1,114)$144$970$43,692
319 ($1,114)$141$973$42,719
320 ($1,114)$138$976$41,743
321 ($1,114)$135$979$40,764
322 ($1,114)$132$982$39,781
323 ($1,114)$129$986$38,796
324 ($1,114)$125$989$37,807
Year 28 - 325 ($1,114)$122$992$36,815
326 ($1,114)$119$995$35,820
327 ($1,114)$116$998$34,822
328 ($1,114)$113$1,002$33,820
329 ($1,114)$109$1,005$32,815
330 ($1,114)$106$1,008$31,807
331 ($1,114)$103$1,011$30,796
332 ($1,114)$100$1,015$29,781
333 ($1,114)$96$1,018$28,763
334 ($1,114)$93$1,021$27,742
335 ($1,114)$90$1,024$26,717
336 ($1,114)$86$1,028$25,690
Year 29 - 337 ($1,114)$83$1,031$24,658
338 ($1,114)$80$1,034$23,624
339 ($1,114)$76$1,038$22,586
340 ($1,114)$73$1,041$21,545
341 ($1,114)$70$1,045$20,501
342 ($1,114)$66$1,048$19,453
343 ($1,114)$63$1,051$18,401
344 ($1,114)$59$1,055$17,347
345 ($1,114)$56$1,058$16,288
346 ($1,114)$53$1,062$15,227
347 ($1,114)$49$1,065$14,162
348 ($1,114)$46$1,068$13,094
Year 30 - 349 ($1,114)$42$1,072$12,022
350 ($1,114)$39$1,075$10,946
351 ($1,114)$35$1,079$9,868
352 ($1,114)$32$1,082$8,785
353 ($1,114)$28$1,086$7,699
354 ($1,114)$25$1,089$6,610
355 ($1,114)$21$1,093$5,517
356 ($1,114)$18$1,096$4,421
357 ($1,114)$14$1,100$3,321
358 ($1,114)$11$1,103$2,218
359 ($1,114)$7$1,107$1,111
360 ($1,114)$4$1,111$0
TOTALS$164,312$236,800$401,112

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.