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Mortgage Payment Schedule for a $297,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,123 360 $166,827 $404,427

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $297,000
Down Payment $59,400$237,600
Year 1 - 1 ($1,123)$776$347$237,253
2 ($1,123)$775$348$236,904
3 ($1,123)$774$350$236,555
4 ($1,123)$773$351$236,204
5 ($1,123)$772$352$235,852
6 ($1,123)$770$353$235,499
7 ($1,123)$769$354$235,145
8 ($1,123)$768$355$234,790
9 ($1,123)$767$356$234,434
10 ($1,123)$766$358$234,076
11 ($1,123)$765$359$233,717
12 ($1,123)$763$360$233,357
Year 2 - 13 ($1,123)$762$361$232,996
14 ($1,123)$761$362$232,634
15 ($1,123)$760$363$232,270
16 ($1,123)$759$365$231,906
17 ($1,123)$758$366$231,540
18 ($1,123)$756$367$231,173
19 ($1,123)$755$368$230,805
20 ($1,123)$754$369$230,435
21 ($1,123)$753$371$230,065
22 ($1,123)$752$372$229,693
23 ($1,123)$750$373$229,320
24 ($1,123)$749$374$228,945
Year 3 - 25 ($1,123)$748$376$228,570
26 ($1,123)$747$377$228,193
27 ($1,123)$745$378$227,815
28 ($1,123)$744$379$227,436
29 ($1,123)$743$380$227,055
30 ($1,123)$742$382$226,674
31 ($1,123)$740$383$226,291
32 ($1,123)$739$384$225,907
33 ($1,123)$738$385$225,521
34 ($1,123)$737$387$225,134
35 ($1,123)$735$388$224,746
36 ($1,123)$734$389$224,357
Year 4 - 37 ($1,123)$733$391$223,967
38 ($1,123)$732$392$223,575
39 ($1,123)$730$393$223,182
40 ($1,123)$729$394$222,788
41 ($1,123)$728$396$222,392
42 ($1,123)$726$397$221,995
43 ($1,123)$725$398$221,597
44 ($1,123)$724$400$221,197
45 ($1,123)$723$401$220,796
46 ($1,123)$721$402$220,394
47 ($1,123)$720$403$219,991
48 ($1,123)$719$405$219,586
Year 5 - 49 ($1,123)$717$406$219,180
50 ($1,123)$716$407$218,773
51 ($1,123)$715$409$218,364
52 ($1,123)$713$410$217,954
53 ($1,123)$712$411$217,542
54 ($1,123)$711$413$217,130
55 ($1,123)$709$414$216,715
56 ($1,123)$708$415$216,300
57 ($1,123)$707$417$215,883
58 ($1,123)$705$418$215,465
59 ($1,123)$704$420$215,045
60 ($1,123)$702$421$214,624
Year 6 - 61 ($1,123)$701$422$214,202
62 ($1,123)$700$424$213,778
63 ($1,123)$698$425$213,353
64 ($1,123)$697$426$212,927
65 ($1,123)$696$428$212,499
66 ($1,123)$694$429$212,070
67 ($1,123)$693$431$211,639
68 ($1,123)$691$432$211,207
69 ($1,123)$690$433$210,774
70 ($1,123)$689$435$210,339
71 ($1,123)$687$436$209,902
72 ($1,123)$686$438$209,465
Year 7 - 73 ($1,123)$684$439$209,026
74 ($1,123)$683$441$208,585
75 ($1,123)$681$442$208,143
76 ($1,123)$680$443$207,700
77 ($1,123)$678$445$207,255
78 ($1,123)$677$446$206,808
79 ($1,123)$676$448$206,360
80 ($1,123)$674$449$205,911
81 ($1,123)$673$451$205,460
82 ($1,123)$671$452$205,008
83 ($1,123)$670$454$204,554
84 ($1,123)$668$455$204,099
Year 8 - 85 ($1,123)$667$457$203,642
86 ($1,123)$665$458$203,184
87 ($1,123)$664$460$202,725
88 ($1,123)$662$461$202,263
89 ($1,123)$661$463$201,801
90 ($1,123)$659$464$201,337
91 ($1,123)$658$466$200,871
92 ($1,123)$656$467$200,404
93 ($1,123)$655$469$199,935
94 ($1,123)$653$470$199,465
95 ($1,123)$652$472$198,993
96 ($1,123)$650$473$198,519
Year 9 - 97 ($1,123)$648$475$198,044
98 ($1,123)$647$476$197,568
99 ($1,123)$645$478$197,090
100 ($1,123)$644$480$196,610
101 ($1,123)$642$481$196,129
102 ($1,123)$641$483$195,647
103 ($1,123)$639$484$195,162
104 ($1,123)$638$486$194,676
105 ($1,123)$636$487$194,189
106 ($1,123)$634$489$193,700
107 ($1,123)$633$491$193,209
108 ($1,123)$631$492$192,717
Year 10 - 109 ($1,123)$630$494$192,223
110 ($1,123)$628$495$191,728
111 ($1,123)$626$497$191,231
112 ($1,123)$625$499$190,732
113 ($1,123)$623$500$190,231
114 ($1,123)$621$502$189,729
115 ($1,123)$620$504$189,226
116 ($1,123)$618$505$188,721
117 ($1,123)$616$507$188,214
118 ($1,123)$615$509$187,705
119 ($1,123)$613$510$187,195
120 ($1,123)$612$512$186,683
Year 11 - 121 ($1,123)$610$514$186,169
122 ($1,123)$608$515$185,654
123 ($1,123)$606$517$185,137
124 ($1,123)$605$519$184,619
125 ($1,123)$603$520$184,098
126 ($1,123)$601$522$183,576
127 ($1,123)$600$524$183,052
128 ($1,123)$598$525$182,527
129 ($1,123)$596$527$182,000
130 ($1,123)$595$529$181,471
131 ($1,123)$593$531$180,940
132 ($1,123)$591$532$180,408
Year 12 - 133 ($1,123)$589$534$179,874
134 ($1,123)$588$536$179,338
135 ($1,123)$586$538$178,801
136 ($1,123)$584$539$178,261
137 ($1,123)$582$541$177,720
138 ($1,123)$581$543$177,177
139 ($1,123)$579$545$176,633
140 ($1,123)$577$546$176,086
141 ($1,123)$575$548$175,538
142 ($1,123)$573$550$174,988
143 ($1,123)$572$552$174,436
144 ($1,123)$570$554$173,883
Year 13 - 145 ($1,123)$568$555$173,327
146 ($1,123)$566$557$172,770
147 ($1,123)$564$559$172,211
148 ($1,123)$563$561$171,650
149 ($1,123)$561$563$171,088
150 ($1,123)$559$565$170,523
151 ($1,123)$557$566$169,957
152 ($1,123)$555$568$169,388
153 ($1,123)$553$570$168,818
154 ($1,123)$551$572$168,246
155 ($1,123)$550$574$167,673
156 ($1,123)$548$576$167,097
Year 14 - 157 ($1,123)$546$578$166,519
158 ($1,123)$544$579$165,940
159 ($1,123)$542$581$165,359
160 ($1,123)$540$583$164,775
161 ($1,123)$538$585$164,190
162 ($1,123)$536$587$163,603
163 ($1,123)$534$589$163,014
164 ($1,123)$533$591$162,423
165 ($1,123)$531$593$161,831
166 ($1,123)$529$595$161,236
167 ($1,123)$527$597$160,639
168 ($1,123)$525$599$160,040
Year 15 - 169 ($1,123)$523$601$159,440
170 ($1,123)$521$603$158,837
171 ($1,123)$519$605$158,233
172 ($1,123)$517$607$157,626
173 ($1,123)$515$608$157,018
174 ($1,123)$513$610$156,407
175 ($1,123)$511$612$155,795
176 ($1,123)$509$614$155,180
177 ($1,123)$507$616$154,564
178 ($1,123)$505$618$153,945
179 ($1,123)$503$621$153,325
180 ($1,123)$501$623$152,702
Year 16 - 181 ($1,123)$499$625$152,078
182 ($1,123)$497$627$151,451
183 ($1,123)$495$629$150,822
184 ($1,123)$493$631$150,192
185 ($1,123)$491$633$149,559
186 ($1,123)$489$635$148,924
187 ($1,123)$486$637$148,287
188 ($1,123)$484$639$147,648
189 ($1,123)$482$641$147,007
190 ($1,123)$480$643$146,364
191 ($1,123)$478$645$145,719
192 ($1,123)$476$647$145,071
Year 17 - 193 ($1,123)$474$650$144,422
194 ($1,123)$472$652$143,770
195 ($1,123)$470$654$143,116
196 ($1,123)$468$656$142,460
197 ($1,123)$465$658$141,802
198 ($1,123)$463$660$141,142
199 ($1,123)$461$662$140,480
200 ($1,123)$459$665$139,815
201 ($1,123)$457$667$139,149
202 ($1,123)$455$669$138,480
203 ($1,123)$452$671$137,809
204 ($1,123)$450$673$137,135
Year 18 - 205 ($1,123)$448$675$136,460
206 ($1,123)$446$678$135,782
207 ($1,123)$444$680$135,103
208 ($1,123)$441$682$134,420
209 ($1,123)$439$684$133,736
210 ($1,123)$437$687$133,050
211 ($1,123)$435$689$132,361
212 ($1,123)$432$691$131,670
213 ($1,123)$430$693$130,977
214 ($1,123)$428$696$130,281
215 ($1,123)$426$698$129,583
216 ($1,123)$423$700$128,883
Year 19 - 217 ($1,123)$421$702$128,181
218 ($1,123)$419$705$127,476
219 ($1,123)$416$707$126,769
220 ($1,123)$414$709$126,060
221 ($1,123)$412$712$125,348
222 ($1,123)$409$714$124,634
223 ($1,123)$407$716$123,918
224 ($1,123)$405$719$123,199
225 ($1,123)$402$721$122,478
226 ($1,123)$400$723$121,755
227 ($1,123)$398$726$121,029
228 ($1,123)$395$728$120,301
Year 20 - 229 ($1,123)$393$730$119,571
230 ($1,123)$391$733$118,838
231 ($1,123)$388$735$118,103
232 ($1,123)$386$738$117,365
233 ($1,123)$383$740$116,625
234 ($1,123)$381$742$115,883
235 ($1,123)$379$745$115,138
236 ($1,123)$376$747$114,391
237 ($1,123)$374$750$113,641
238 ($1,123)$371$752$112,889
239 ($1,123)$369$755$112,134
240 ($1,123)$366$757$111,377
Year 21 - 241 ($1,123)$364$760$110,617
242 ($1,123)$361$762$109,855
243 ($1,123)$359$765$109,091
244 ($1,123)$356$767$108,324
245 ($1,123)$354$770$107,554
246 ($1,123)$351$772$106,782
247 ($1,123)$349$775$106,008
248 ($1,123)$346$777$105,230
249 ($1,123)$344$780$104,451
250 ($1,123)$341$782$103,669
251 ($1,123)$339$785$102,884
252 ($1,123)$336$787$102,096
Year 22 - 253 ($1,123)$334$790$101,307
254 ($1,123)$331$792$100,514
255 ($1,123)$328$795$99,719
256 ($1,123)$326$798$98,921
257 ($1,123)$323$800$98,121
258 ($1,123)$321$803$97,318
259 ($1,123)$318$806$96,513
260 ($1,123)$315$808$95,705
261 ($1,123)$313$811$94,894
262 ($1,123)$310$813$94,080
263 ($1,123)$307$816$93,264
264 ($1,123)$305$819$92,446
Year 23 - 265 ($1,123)$302$821$91,624
266 ($1,123)$299$824$90,800
267 ($1,123)$297$827$89,973
268 ($1,123)$294$829$89,144
269 ($1,123)$291$832$88,312
270 ($1,123)$288$835$87,477
271 ($1,123)$286$838$86,639
272 ($1,123)$283$840$85,799
273 ($1,123)$280$843$84,955
274 ($1,123)$278$846$84,110
275 ($1,123)$275$849$83,261
276 ($1,123)$272$851$82,410
Year 24 - 277 ($1,123)$269$854$81,555
278 ($1,123)$266$857$80,698
279 ($1,123)$264$860$79,839
280 ($1,123)$261$863$78,976
281 ($1,123)$258$865$78,111
282 ($1,123)$255$868$77,242
283 ($1,123)$252$871$76,371
284 ($1,123)$249$874$75,497
285 ($1,123)$247$877$74,620
286 ($1,123)$244$880$73,741
287 ($1,123)$241$883$72,858
288 ($1,123)$238$885$71,973
Year 25 - 289 ($1,123)$235$888$71,085
290 ($1,123)$232$891$70,193
291 ($1,123)$229$894$69,299
292 ($1,123)$226$897$68,402
293 ($1,123)$223$900$67,502
294 ($1,123)$221$903$66,599
295 ($1,123)$218$906$65,694
296 ($1,123)$215$909$64,785
297 ($1,123)$212$912$63,873
298 ($1,123)$209$915$62,958
299 ($1,123)$206$918$62,040
300 ($1,123)$203$921$61,120
Year 26 - 301 ($1,123)$200$924$60,196
302 ($1,123)$197$927$59,269
303 ($1,123)$194$930$58,339
304 ($1,123)$191$933$57,407
305 ($1,123)$188$936$56,471
306 ($1,123)$184$939$55,532
307 ($1,123)$181$942$54,590
308 ($1,123)$178$945$53,645
309 ($1,123)$175$948$52,697
310 ($1,123)$172$951$51,745
311 ($1,123)$169$954$50,791
312 ($1,123)$166$957$49,833
Year 27 - 313 ($1,123)$163$961$48,873
314 ($1,123)$160$964$47,909
315 ($1,123)$157$967$46,942
316 ($1,123)$153$970$45,972
317 ($1,123)$150$973$44,999
318 ($1,123)$147$976$44,022
319 ($1,123)$144$980$43,043
320 ($1,123)$141$983$42,060
321 ($1,123)$137$986$41,074
322 ($1,123)$134$989$40,085
323 ($1,123)$131$992$39,092
324 ($1,123)$128$996$38,097
Year 28 - 325 ($1,123)$124$999$37,098
326 ($1,123)$121$1,002$36,095
327 ($1,123)$118$1,005$35,090
328 ($1,123)$115$1,009$34,081
329 ($1,123)$111$1,012$33,069
330 ($1,123)$108$1,015$32,054
331 ($1,123)$105$1,019$31,035
332 ($1,123)$101$1,022$30,013
333 ($1,123)$98$1,025$28,988
334 ($1,123)$95$1,029$27,959
335 ($1,123)$91$1,032$26,927
336 ($1,123)$88$1,035$25,891
Year 29 - 337 ($1,123)$85$1,039$24,853
338 ($1,123)$81$1,042$23,810
339 ($1,123)$78$1,046$22,765
340 ($1,123)$74$1,049$21,716
341 ($1,123)$71$1,052$20,663
342 ($1,123)$67$1,056$19,607
343 ($1,123)$64$1,059$18,548
344 ($1,123)$61$1,063$17,485
345 ($1,123)$57$1,066$16,419
346 ($1,123)$54$1,070$15,349
347 ($1,123)$50$1,073$14,276
348 ($1,123)$47$1,077$13,199
Year 30 - 349 ($1,123)$43$1,080$12,119
350 ($1,123)$40$1,084$11,035
351 ($1,123)$36$1,087$9,947
352 ($1,123)$32$1,091$8,857
353 ($1,123)$29$1,094$7,762
354 ($1,123)$25$1,098$6,664
355 ($1,123)$22$1,102$5,562
356 ($1,123)$18$1,105$4,457
357 ($1,123)$15$1,109$3,348
358 ($1,123)$11$1,112$2,236
359 ($1,123)$7$1,116$1,120
360 ($1,123)$4$1,120$0
TOTALS$166,827$237,600$404,427

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.