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Mortgage Payment Schedule for a $297,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,111 360 $162,423 $400,023

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $297,000
Down Payment $59,400$237,600
Year 1 - 1 ($1,111)$758$353$237,247
2 ($1,111)$757$354$236,893
3 ($1,111)$756$355$236,538
4 ($1,111)$755$356$236,182
5 ($1,111)$754$357$235,825
6 ($1,111)$753$359$235,466
7 ($1,111)$752$360$235,106
8 ($1,111)$750$361$234,746
9 ($1,111)$749$362$234,384
10 ($1,111)$748$363$234,021
11 ($1,111)$747$364$233,656
12 ($1,111)$746$365$233,291
Year 2 - 13 ($1,111)$745$367$232,924
14 ($1,111)$743$368$232,556
15 ($1,111)$742$369$232,188
16 ($1,111)$741$370$231,817
17 ($1,111)$740$371$231,446
18 ($1,111)$739$372$231,074
19 ($1,111)$738$374$230,700
20 ($1,111)$736$375$230,325
21 ($1,111)$735$376$229,949
22 ($1,111)$734$377$229,572
23 ($1,111)$733$378$229,193
24 ($1,111)$732$380$228,814
Year 3 - 25 ($1,111)$730$381$228,433
26 ($1,111)$729$382$228,051
27 ($1,111)$728$383$227,667
28 ($1,111)$727$385$227,283
29 ($1,111)$725$386$226,897
30 ($1,111)$724$387$226,510
31 ($1,111)$723$388$226,122
32 ($1,111)$722$389$225,732
33 ($1,111)$720$391$225,342
34 ($1,111)$719$392$224,950
35 ($1,111)$718$393$224,557
36 ($1,111)$717$394$224,162
Year 4 - 37 ($1,111)$715$396$223,766
38 ($1,111)$714$397$223,369
39 ($1,111)$713$398$222,971
40 ($1,111)$712$400$222,572
41 ($1,111)$710$401$222,171
42 ($1,111)$709$402$221,769
43 ($1,111)$708$403$221,365
44 ($1,111)$707$405$220,961
45 ($1,111)$705$406$220,555
46 ($1,111)$704$407$220,147
47 ($1,111)$703$409$219,739
48 ($1,111)$701$410$219,329
Year 5 - 49 ($1,111)$700$411$218,918
50 ($1,111)$699$412$218,506
51 ($1,111)$697$414$218,092
52 ($1,111)$696$415$217,677
53 ($1,111)$695$416$217,260
54 ($1,111)$693$418$216,842
55 ($1,111)$692$419$216,423
56 ($1,111)$691$420$216,003
57 ($1,111)$689$422$215,581
58 ($1,111)$688$423$215,158
59 ($1,111)$687$424$214,734
60 ($1,111)$685$426$214,308
Year 6 - 61 ($1,111)$684$427$213,881
62 ($1,111)$683$429$213,452
63 ($1,111)$681$430$213,022
64 ($1,111)$680$431$212,591
65 ($1,111)$679$433$212,158
66 ($1,111)$677$434$211,724
67 ($1,111)$676$435$211,289
68 ($1,111)$674$437$210,852
69 ($1,111)$673$438$210,414
70 ($1,111)$672$440$209,974
71 ($1,111)$670$441$209,533
72 ($1,111)$669$442$209,091
Year 7 - 73 ($1,111)$667$444$208,647
74 ($1,111)$666$445$208,202
75 ($1,111)$665$447$207,755
76 ($1,111)$663$448$207,307
77 ($1,111)$662$450$206,857
78 ($1,111)$660$451$206,406
79 ($1,111)$659$452$205,954
80 ($1,111)$657$454$205,500
81 ($1,111)$656$455$205,045
82 ($1,111)$654$457$204,588
83 ($1,111)$653$458$204,130
84 ($1,111)$652$460$203,670
Year 8 - 85 ($1,111)$650$461$203,209
86 ($1,111)$649$463$202,747
87 ($1,111)$647$464$202,282
88 ($1,111)$646$466$201,817
89 ($1,111)$644$467$201,350
90 ($1,111)$643$469$200,881
91 ($1,111)$641$470$200,411
92 ($1,111)$640$472$199,940
93 ($1,111)$638$473$199,467
94 ($1,111)$637$475$198,992
95 ($1,111)$635$476$198,516
96 ($1,111)$634$478$198,039
Year 9 - 97 ($1,111)$632$479$197,559
98 ($1,111)$631$481$197,079
99 ($1,111)$629$482$196,597
100 ($1,111)$627$484$196,113
101 ($1,111)$626$485$195,628
102 ($1,111)$624$487$195,141
103 ($1,111)$623$488$194,653
104 ($1,111)$621$490$194,163
105 ($1,111)$620$491$193,671
106 ($1,111)$618$493$193,178
107 ($1,111)$617$495$192,683
108 ($1,111)$615$496$192,187
Year 10 - 109 ($1,111)$613$498$191,690
110 ($1,111)$612$499$191,190
111 ($1,111)$610$501$190,689
112 ($1,111)$609$503$190,187
113 ($1,111)$607$504$189,682
114 ($1,111)$605$506$189,177
115 ($1,111)$604$507$188,669
116 ($1,111)$602$509$188,160
117 ($1,111)$601$511$187,650
118 ($1,111)$599$512$187,137
119 ($1,111)$597$514$186,624
120 ($1,111)$596$516$186,108
Year 11 - 121 ($1,111)$594$517$185,591
122 ($1,111)$592$519$185,072
123 ($1,111)$591$520$184,551
124 ($1,111)$589$522$184,029
125 ($1,111)$587$524$183,505
126 ($1,111)$586$525$182,980
127 ($1,111)$584$527$182,453
128 ($1,111)$582$529$181,924
129 ($1,111)$581$531$181,393
130 ($1,111)$579$532$180,861
131 ($1,111)$577$534$180,327
132 ($1,111)$576$536$179,792
Year 12 - 133 ($1,111)$574$537$179,254
134 ($1,111)$572$539$178,715
135 ($1,111)$570$541$178,174
136 ($1,111)$569$543$177,632
137 ($1,111)$567$544$177,088
138 ($1,111)$565$546$176,542
139 ($1,111)$563$548$175,994
140 ($1,111)$562$549$175,445
141 ($1,111)$560$551$174,893
142 ($1,111)$558$553$174,340
143 ($1,111)$556$555$173,786
144 ($1,111)$555$557$173,229
Year 13 - 145 ($1,111)$553$558$172,671
146 ($1,111)$551$560$172,111
147 ($1,111)$549$562$171,549
148 ($1,111)$548$564$170,985
149 ($1,111)$546$565$170,420
150 ($1,111)$544$567$169,853
151 ($1,111)$542$569$169,284
152 ($1,111)$540$571$168,713
153 ($1,111)$538$573$168,140
154 ($1,111)$537$575$167,565
155 ($1,111)$535$576$166,989
156 ($1,111)$533$578$166,411
Year 14 - 157 ($1,111)$531$580$165,831
158 ($1,111)$529$582$165,249
159 ($1,111)$527$584$164,665
160 ($1,111)$526$586$164,080
161 ($1,111)$524$587$163,492
162 ($1,111)$522$589$162,903
163 ($1,111)$520$591$162,311
164 ($1,111)$518$593$161,718
165 ($1,111)$516$595$161,123
166 ($1,111)$514$597$160,526
167 ($1,111)$512$599$159,928
168 ($1,111)$510$601$159,327
Year 15 - 169 ($1,111)$509$603$158,724
170 ($1,111)$507$605$158,120
171 ($1,111)$505$607$157,513
172 ($1,111)$503$608$156,905
173 ($1,111)$501$610$156,294
174 ($1,111)$499$612$155,682
175 ($1,111)$497$614$155,068
176 ($1,111)$495$616$154,451
177 ($1,111)$493$618$153,833
178 ($1,111)$491$620$153,213
179 ($1,111)$489$622$152,591
180 ($1,111)$487$624$151,967
Year 16 - 181 ($1,111)$485$626$151,340
182 ($1,111)$483$628$150,712
183 ($1,111)$481$630$150,082
184 ($1,111)$479$632$149,450
185 ($1,111)$477$634$148,816
186 ($1,111)$475$636$148,180
187 ($1,111)$473$638$147,541
188 ($1,111)$471$640$146,901
189 ($1,111)$469$642$146,259
190 ($1,111)$467$644$145,614
191 ($1,111)$465$646$144,968
192 ($1,111)$463$648$144,319
Year 17 - 193 ($1,111)$461$651$143,669
194 ($1,111)$459$653$143,016
195 ($1,111)$456$655$142,362
196 ($1,111)$454$657$141,705
197 ($1,111)$452$659$141,046
198 ($1,111)$450$661$140,385
199 ($1,111)$448$663$139,722
200 ($1,111)$446$665$139,057
201 ($1,111)$444$667$138,389
202 ($1,111)$442$669$137,720
203 ($1,111)$440$672$137,048
204 ($1,111)$437$674$136,374
Year 18 - 205 ($1,111)$435$676$135,698
206 ($1,111)$433$678$135,020
207 ($1,111)$431$680$134,340
208 ($1,111)$429$682$133,658
209 ($1,111)$427$685$132,973
210 ($1,111)$424$687$132,286
211 ($1,111)$422$689$131,597
212 ($1,111)$420$691$130,906
213 ($1,111)$418$693$130,213
214 ($1,111)$416$696$129,517
215 ($1,111)$413$698$128,819
216 ($1,111)$411$700$128,119
Year 19 - 217 ($1,111)$409$702$127,417
218 ($1,111)$407$705$126,713
219 ($1,111)$404$707$126,006
220 ($1,111)$402$709$125,297
221 ($1,111)$400$711$124,586
222 ($1,111)$398$714$123,872
223 ($1,111)$395$716$123,156
224 ($1,111)$393$718$122,438
225 ($1,111)$391$720$121,718
226 ($1,111)$388$723$120,995
227 ($1,111)$386$725$120,270
228 ($1,111)$384$727$119,543
Year 20 - 229 ($1,111)$382$730$118,813
230 ($1,111)$379$732$118,081
231 ($1,111)$377$734$117,347
232 ($1,111)$375$737$116,610
233 ($1,111)$372$739$115,871
234 ($1,111)$370$741$115,130
235 ($1,111)$367$744$114,386
236 ($1,111)$365$746$113,640
237 ($1,111)$363$748$112,892
238 ($1,111)$360$751$112,141
239 ($1,111)$358$753$111,387
240 ($1,111)$356$756$110,632
Year 21 - 241 ($1,111)$353$758$109,874
242 ($1,111)$351$760$109,113
243 ($1,111)$348$763$108,350
244 ($1,111)$346$765$107,585
245 ($1,111)$343$768$106,817
246 ($1,111)$341$770$106,047
247 ($1,111)$338$773$105,274
248 ($1,111)$336$775$104,499
249 ($1,111)$334$778$103,721
250 ($1,111)$331$780$102,941
251 ($1,111)$329$783$102,159
252 ($1,111)$326$785$101,373
Year 22 - 253 ($1,111)$324$788$100,586
254 ($1,111)$321$790$99,796
255 ($1,111)$319$793$99,003
256 ($1,111)$316$795$98,208
257 ($1,111)$313$798$97,410
258 ($1,111)$311$800$96,610
259 ($1,111)$308$803$95,807
260 ($1,111)$306$805$95,002
261 ($1,111)$303$808$94,194
262 ($1,111)$301$811$93,383
263 ($1,111)$298$813$92,570
264 ($1,111)$295$816$91,754
Year 23 - 265 ($1,111)$293$818$90,936
266 ($1,111)$290$821$90,115
267 ($1,111)$288$824$89,291
268 ($1,111)$285$826$88,465
269 ($1,111)$282$829$87,636
270 ($1,111)$280$831$86,805
271 ($1,111)$277$834$85,971
272 ($1,111)$274$837$85,134
273 ($1,111)$272$839$84,295
274 ($1,111)$269$842$83,452
275 ($1,111)$266$845$82,608
276 ($1,111)$264$848$81,760
Year 24 - 277 ($1,111)$261$850$80,910
278 ($1,111)$258$853$80,057
279 ($1,111)$256$856$79,201
280 ($1,111)$253$858$78,343
281 ($1,111)$250$861$77,482
282 ($1,111)$247$864$76,618
283 ($1,111)$245$867$75,751
284 ($1,111)$242$869$74,882
285 ($1,111)$239$872$74,010
286 ($1,111)$236$875$73,135
287 ($1,111)$233$878$72,257
288 ($1,111)$231$881$71,376
Year 25 - 289 ($1,111)$228$883$70,493
290 ($1,111)$225$886$69,607
291 ($1,111)$222$889$68,718
292 ($1,111)$219$892$67,826
293 ($1,111)$216$895$66,931
294 ($1,111)$214$898$66,034
295 ($1,111)$211$900$65,133
296 ($1,111)$208$903$64,230
297 ($1,111)$205$906$63,324
298 ($1,111)$202$909$62,415
299 ($1,111)$199$912$61,503
300 ($1,111)$196$915$60,588
Year 26 - 301 ($1,111)$193$918$59,670
302 ($1,111)$190$921$58,749
303 ($1,111)$188$924$57,826
304 ($1,111)$185$927$56,899
305 ($1,111)$182$930$55,970
306 ($1,111)$179$933$55,037
307 ($1,111)$176$936$54,101
308 ($1,111)$173$939$53,163
309 ($1,111)$170$941$52,221
310 ($1,111)$167$945$51,277
311 ($1,111)$164$948$50,329
312 ($1,111)$161$951$49,379
Year 27 - 313 ($1,111)$158$954$48,425
314 ($1,111)$155$957$47,469
315 ($1,111)$152$960$46,509
316 ($1,111)$148$963$45,546
317 ($1,111)$145$966$44,580
318 ($1,111)$142$969$43,612
319 ($1,111)$139$972$42,640
320 ($1,111)$136$975$41,665
321 ($1,111)$133$978$40,686
322 ($1,111)$130$981$39,705
323 ($1,111)$127$984$38,721
324 ($1,111)$124$988$37,733
Year 28 - 325 ($1,111)$120$991$36,742
326 ($1,111)$117$994$35,748
327 ($1,111)$114$997$34,751
328 ($1,111)$111$1,000$33,751
329 ($1,111)$108$1,003$32,748
330 ($1,111)$105$1,007$31,741
331 ($1,111)$101$1,010$30,731
332 ($1,111)$98$1,013$29,718
333 ($1,111)$95$1,016$28,702
334 ($1,111)$92$1,020$27,682
335 ($1,111)$88$1,023$26,659
336 ($1,111)$85$1,026$25,633
Year 29 - 337 ($1,111)$82$1,029$24,604
338 ($1,111)$79$1,033$23,571
339 ($1,111)$75$1,036$22,535
340 ($1,111)$72$1,039$21,496
341 ($1,111)$69$1,043$20,453
342 ($1,111)$65$1,046$19,407
343 ($1,111)$62$1,049$18,358
344 ($1,111)$59$1,053$17,306
345 ($1,111)$55$1,056$16,250
346 ($1,111)$52$1,059$15,190
347 ($1,111)$48$1,063$14,128
348 ($1,111)$45$1,066$13,062
Year 30 - 349 ($1,111)$42$1,069$11,992
350 ($1,111)$38$1,073$10,919
351 ($1,111)$35$1,076$9,843
352 ($1,111)$31$1,080$8,763
353 ($1,111)$28$1,083$7,680
354 ($1,111)$25$1,087$6,593
355 ($1,111)$21$1,090$5,503
356 ($1,111)$18$1,094$4,409
357 ($1,111)$14$1,097$3,312
358 ($1,111)$11$1,101$2,212
359 ($1,111)$7$1,104$1,108
360 ($1,111)$4$1,108$0
TOTALS$162,423$237,600$400,023

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.