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Mortgage Payment Schedule for a $298,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,115 360 $162,970 $401,370

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $298,000
Down Payment $59,600$238,400
Year 1 - 1 ($1,115)$761$354$238,046
2 ($1,115)$760$355$237,691
3 ($1,115)$759$356$237,335
4 ($1,115)$757$357$236,977
5 ($1,115)$756$359$236,619
6 ($1,115)$755$360$236,259
7 ($1,115)$754$361$235,898
8 ($1,115)$753$362$235,536
9 ($1,115)$752$363$235,173
10 ($1,115)$751$364$234,808
11 ($1,115)$749$365$234,443
12 ($1,115)$748$367$234,076
Year 2 - 13 ($1,115)$747$368$233,709
14 ($1,115)$746$369$233,340
15 ($1,115)$745$370$232,969
16 ($1,115)$744$371$232,598
17 ($1,115)$742$373$232,225
18 ($1,115)$741$374$231,852
19 ($1,115)$740$375$231,477
20 ($1,115)$739$376$231,101
21 ($1,115)$738$377$230,723
22 ($1,115)$736$379$230,345
23 ($1,115)$735$380$229,965
24 ($1,115)$734$381$229,584
Year 3 - 25 ($1,115)$733$382$229,202
26 ($1,115)$732$383$228,819
27 ($1,115)$730$385$228,434
28 ($1,115)$729$386$228,048
29 ($1,115)$728$387$227,661
30 ($1,115)$727$388$227,273
31 ($1,115)$725$390$226,883
32 ($1,115)$724$391$226,492
33 ($1,115)$723$392$226,100
34 ($1,115)$722$393$225,707
35 ($1,115)$720$395$225,313
36 ($1,115)$719$396$224,917
Year 4 - 37 ($1,115)$718$397$224,520
38 ($1,115)$717$398$224,121
39 ($1,115)$715$400$223,722
40 ($1,115)$714$401$223,321
41 ($1,115)$713$402$222,919
42 ($1,115)$711$403$222,515
43 ($1,115)$710$405$222,111
44 ($1,115)$709$406$221,705
45 ($1,115)$708$407$221,297
46 ($1,115)$706$409$220,889
47 ($1,115)$705$410$220,479
48 ($1,115)$704$411$220,068
Year 5 - 49 ($1,115)$702$413$219,655
50 ($1,115)$701$414$219,241
51 ($1,115)$700$415$218,826
52 ($1,115)$698$416$218,410
53 ($1,115)$697$418$217,992
54 ($1,115)$696$419$217,573
55 ($1,115)$694$420$217,152
56 ($1,115)$693$422$216,730
57 ($1,115)$692$423$216,307
58 ($1,115)$690$425$215,882
59 ($1,115)$689$426$215,457
60 ($1,115)$688$427$215,029
Year 6 - 61 ($1,115)$686$429$214,601
62 ($1,115)$685$430$214,171
63 ($1,115)$684$431$213,739
64 ($1,115)$682$433$213,307
65 ($1,115)$681$434$212,873
66 ($1,115)$679$435$212,437
67 ($1,115)$678$437$212,000
68 ($1,115)$677$438$211,562
69 ($1,115)$675$440$211,122
70 ($1,115)$674$441$210,681
71 ($1,115)$672$442$210,239
72 ($1,115)$671$444$209,795
Year 7 - 73 ($1,115)$670$445$209,349
74 ($1,115)$668$447$208,903
75 ($1,115)$667$448$208,454
76 ($1,115)$665$450$208,005
77 ($1,115)$664$451$207,554
78 ($1,115)$662$452$207,101
79 ($1,115)$661$454$206,647
80 ($1,115)$660$455$206,192
81 ($1,115)$658$457$205,735
82 ($1,115)$657$458$205,277
83 ($1,115)$655$460$204,817
84 ($1,115)$654$461$204,356
Year 8 - 85 ($1,115)$652$463$203,893
86 ($1,115)$651$464$203,429
87 ($1,115)$649$466$202,964
88 ($1,115)$648$467$202,496
89 ($1,115)$646$469$202,028
90 ($1,115)$645$470$201,558
91 ($1,115)$643$472$201,086
92 ($1,115)$642$473$200,613
93 ($1,115)$640$475$200,138
94 ($1,115)$639$476$199,662
95 ($1,115)$637$478$199,185
96 ($1,115)$636$479$198,705
Year 9 - 97 ($1,115)$634$481$198,225
98 ($1,115)$633$482$197,742
99 ($1,115)$631$484$197,259
100 ($1,115)$630$485$196,773
101 ($1,115)$628$487$196,286
102 ($1,115)$626$488$195,798
103 ($1,115)$625$490$195,308
104 ($1,115)$623$492$194,816
105 ($1,115)$622$493$194,323
106 ($1,115)$620$495$193,829
107 ($1,115)$619$496$193,332
108 ($1,115)$617$498$192,834
Year 10 - 109 ($1,115)$615$499$192,335
110 ($1,115)$614$501$191,834
111 ($1,115)$612$503$191,331
112 ($1,115)$611$504$190,827
113 ($1,115)$609$506$190,321
114 ($1,115)$607$507$189,814
115 ($1,115)$606$509$189,305
116 ($1,115)$604$511$188,794
117 ($1,115)$603$512$188,281
118 ($1,115)$601$514$187,767
119 ($1,115)$599$516$187,252
120 ($1,115)$598$517$186,735
Year 11 - 121 ($1,115)$596$519$186,216
122 ($1,115)$594$521$185,695
123 ($1,115)$593$522$185,173
124 ($1,115)$591$524$184,649
125 ($1,115)$589$526$184,123
126 ($1,115)$588$527$183,596
127 ($1,115)$586$529$183,067
128 ($1,115)$584$531$182,537
129 ($1,115)$583$532$182,004
130 ($1,115)$581$534$181,470
131 ($1,115)$579$536$180,934
132 ($1,115)$577$537$180,397
Year 12 - 133 ($1,115)$576$539$179,858
134 ($1,115)$574$541$179,317
135 ($1,115)$572$543$178,774
136 ($1,115)$571$544$178,230
137 ($1,115)$569$546$177,684
138 ($1,115)$567$548$177,136
139 ($1,115)$565$550$176,587
140 ($1,115)$564$551$176,035
141 ($1,115)$562$553$175,482
142 ($1,115)$560$555$174,927
143 ($1,115)$558$557$174,371
144 ($1,115)$557$558$173,812
Year 13 - 145 ($1,115)$555$560$173,252
146 ($1,115)$553$562$172,690
147 ($1,115)$551$564$172,127
148 ($1,115)$549$566$171,561
149 ($1,115)$548$567$170,994
150 ($1,115)$546$569$170,425
151 ($1,115)$544$571$169,854
152 ($1,115)$542$573$169,281
153 ($1,115)$540$575$168,706
154 ($1,115)$538$576$168,130
155 ($1,115)$537$578$167,551
156 ($1,115)$535$580$166,971
Year 14 - 157 ($1,115)$533$582$166,389
158 ($1,115)$531$584$165,805
159 ($1,115)$529$586$165,220
160 ($1,115)$527$588$164,632
161 ($1,115)$525$589$164,043
162 ($1,115)$524$591$163,451
163 ($1,115)$522$593$162,858
164 ($1,115)$520$595$162,263
165 ($1,115)$518$597$161,666
166 ($1,115)$516$599$161,067
167 ($1,115)$514$601$160,466
168 ($1,115)$512$603$159,863
Year 15 - 169 ($1,115)$510$605$159,259
170 ($1,115)$508$607$158,652
171 ($1,115)$506$609$158,043
172 ($1,115)$504$610$157,433
173 ($1,115)$502$612$156,820
174 ($1,115)$501$614$156,206
175 ($1,115)$499$616$155,590
176 ($1,115)$497$618$154,971
177 ($1,115)$495$620$154,351
178 ($1,115)$493$622$153,729
179 ($1,115)$491$624$153,105
180 ($1,115)$489$626$152,478
Year 16 - 181 ($1,115)$487$628$151,850
182 ($1,115)$485$630$151,220
183 ($1,115)$483$632$150,587
184 ($1,115)$481$634$149,953
185 ($1,115)$479$636$149,317
186 ($1,115)$477$638$148,679
187 ($1,115)$475$640$148,038
188 ($1,115)$472$642$147,396
189 ($1,115)$470$644$146,751
190 ($1,115)$468$647$146,105
191 ($1,115)$466$649$145,456
192 ($1,115)$464$651$144,805
Year 17 - 193 ($1,115)$462$653$144,153
194 ($1,115)$460$655$143,498
195 ($1,115)$458$657$142,841
196 ($1,115)$456$659$142,182
197 ($1,115)$454$661$141,521
198 ($1,115)$452$663$140,858
199 ($1,115)$450$665$140,192
200 ($1,115)$447$667$139,525
201 ($1,115)$445$670$138,855
202 ($1,115)$443$672$138,183
203 ($1,115)$441$674$137,509
204 ($1,115)$439$676$136,833
Year 18 - 205 ($1,115)$437$678$136,155
206 ($1,115)$435$680$135,475
207 ($1,115)$432$683$134,792
208 ($1,115)$430$685$134,108
209 ($1,115)$428$687$133,421
210 ($1,115)$426$689$132,732
211 ($1,115)$424$691$132,040
212 ($1,115)$421$693$131,347
213 ($1,115)$419$696$130,651
214 ($1,115)$417$698$129,953
215 ($1,115)$415$700$129,253
216 ($1,115)$413$702$128,551
Year 19 - 217 ($1,115)$410$705$127,846
218 ($1,115)$408$707$127,139
219 ($1,115)$406$709$126,430
220 ($1,115)$404$711$125,719
221 ($1,115)$401$714$125,005
222 ($1,115)$399$716$124,289
223 ($1,115)$397$718$123,571
224 ($1,115)$394$721$122,850
225 ($1,115)$392$723$122,128
226 ($1,115)$390$725$121,402
227 ($1,115)$387$727$120,675
228 ($1,115)$385$730$119,945
Year 20 - 229 ($1,115)$383$732$119,213
230 ($1,115)$380$734$118,479
231 ($1,115)$378$737$117,742
232 ($1,115)$376$739$117,003
233 ($1,115)$373$741$116,261
234 ($1,115)$371$744$115,517
235 ($1,115)$369$746$114,771
236 ($1,115)$366$749$114,023
237 ($1,115)$364$751$113,272
238 ($1,115)$362$753$112,518
239 ($1,115)$359$756$111,762
240 ($1,115)$357$758$111,004
Year 21 - 241 ($1,115)$354$761$110,244
242 ($1,115)$352$763$109,481
243 ($1,115)$349$765$108,715
244 ($1,115)$347$768$107,947
245 ($1,115)$345$770$107,177
246 ($1,115)$342$773$106,404
247 ($1,115)$340$775$105,629
248 ($1,115)$337$778$104,851
249 ($1,115)$335$780$104,071
250 ($1,115)$332$783$103,288
251 ($1,115)$330$785$102,503
252 ($1,115)$327$788$101,715
Year 22 - 253 ($1,115)$325$790$100,925
254 ($1,115)$322$793$100,132
255 ($1,115)$320$795$99,336
256 ($1,115)$317$798$98,539
257 ($1,115)$315$800$97,738
258 ($1,115)$312$803$96,935
259 ($1,115)$309$806$96,130
260 ($1,115)$307$808$95,321
261 ($1,115)$304$811$94,511
262 ($1,115)$302$813$93,698
263 ($1,115)$299$816$92,882
264 ($1,115)$296$818$92,063
Year 23 - 265 ($1,115)$294$821$91,242
266 ($1,115)$291$824$90,418
267 ($1,115)$289$826$89,592
268 ($1,115)$286$829$88,763
269 ($1,115)$283$832$87,931
270 ($1,115)$281$834$87,097
271 ($1,115)$278$837$86,260
272 ($1,115)$275$840$85,421
273 ($1,115)$273$842$84,578
274 ($1,115)$270$845$83,733
275 ($1,115)$267$848$82,886
276 ($1,115)$265$850$82,035
Year 24 - 277 ($1,115)$262$853$81,182
278 ($1,115)$259$856$80,326
279 ($1,115)$256$859$79,468
280 ($1,115)$254$861$78,607
281 ($1,115)$251$864$77,743
282 ($1,115)$248$867$76,876
283 ($1,115)$245$870$76,006
284 ($1,115)$243$872$75,134
285 ($1,115)$240$875$74,259
286 ($1,115)$237$878$73,381
287 ($1,115)$234$881$72,500
288 ($1,115)$231$884$71,617
Year 25 - 289 ($1,115)$229$886$70,730
290 ($1,115)$226$889$69,841
291 ($1,115)$223$892$68,949
292 ($1,115)$220$895$68,054
293 ($1,115)$217$898$67,157
294 ($1,115)$214$901$66,256
295 ($1,115)$211$903$65,353
296 ($1,115)$209$906$64,446
297 ($1,115)$206$909$63,537
298 ($1,115)$203$912$62,625
299 ($1,115)$200$915$61,710
300 ($1,115)$197$918$60,792
Year 26 - 301 ($1,115)$194$921$59,871
302 ($1,115)$191$924$58,947
303 ($1,115)$188$927$58,020
304 ($1,115)$185$930$57,091
305 ($1,115)$182$933$56,158
306 ($1,115)$179$936$55,222
307 ($1,115)$176$939$54,284
308 ($1,115)$173$942$53,342
309 ($1,115)$170$945$52,397
310 ($1,115)$167$948$51,450
311 ($1,115)$164$951$50,499
312 ($1,115)$161$954$49,545
Year 27 - 313 ($1,115)$158$957$48,588
314 ($1,115)$155$960$47,629
315 ($1,115)$152$963$46,666
316 ($1,115)$149$966$45,700
317 ($1,115)$146$969$44,731
318 ($1,115)$143$972$43,758
319 ($1,115)$140$975$42,783
320 ($1,115)$137$978$41,805
321 ($1,115)$133$981$40,823
322 ($1,115)$130$985$39,839
323 ($1,115)$127$988$38,851
324 ($1,115)$124$991$37,860
Year 28 - 325 ($1,115)$121$994$36,866
326 ($1,115)$118$997$35,869
327 ($1,115)$114$1,000$34,868
328 ($1,115)$111$1,004$33,865
329 ($1,115)$108$1,007$32,858
330 ($1,115)$105$1,010$31,848
331 ($1,115)$102$1,013$30,834
332 ($1,115)$98$1,017$29,818
333 ($1,115)$95$1,020$28,798
334 ($1,115)$92$1,023$27,775
335 ($1,115)$89$1,026$26,749
336 ($1,115)$85$1,030$25,719
Year 29 - 337 ($1,115)$82$1,033$24,687
338 ($1,115)$79$1,036$23,650
339 ($1,115)$75$1,039$22,611
340 ($1,115)$72$1,043$21,568
341 ($1,115)$69$1,046$20,522
342 ($1,115)$65$1,049$19,473
343 ($1,115)$62$1,053$18,420
344 ($1,115)$59$1,056$17,364
345 ($1,115)$55$1,059$16,304
346 ($1,115)$52$1,063$15,241
347 ($1,115)$49$1,066$14,175
348 ($1,115)$45$1,070$13,106
Year 30 - 349 ($1,115)$42$1,073$12,032
350 ($1,115)$38$1,077$10,956
351 ($1,115)$35$1,080$9,876
352 ($1,115)$32$1,083$8,793
353 ($1,115)$28$1,087$7,706
354 ($1,115)$25$1,090$6,615
355 ($1,115)$21$1,094$5,522
356 ($1,115)$18$1,097$4,424
357 ($1,115)$14$1,101$3,324
358 ($1,115)$11$1,104$2,219
359 ($1,115)$7$1,108$1,111
360 ($1,115)$4$1,111$0
TOTALS$162,970$238,400$401,370

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.