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Mortgage Payment Schedule for a $299,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($59,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,119 360 $163,517 $402,717

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $299,000
Down Payment $59,800$239,200
Year 1 - 1 ($1,119)$763$355$238,845
2 ($1,119)$762$356$238,488
3 ($1,119)$761$357$238,131
4 ($1,119)$760$359$237,772
5 ($1,119)$759$360$237,413
6 ($1,119)$758$361$237,052
7 ($1,119)$757$362$236,690
8 ($1,119)$755$363$236,326
9 ($1,119)$754$364$235,962
10 ($1,119)$753$366$235,596
11 ($1,119)$752$367$235,230
12 ($1,119)$751$368$234,862
Year 2 - 13 ($1,119)$750$369$234,493
14 ($1,119)$748$370$234,123
15 ($1,119)$747$371$233,751
16 ($1,119)$746$373$233,379
17 ($1,119)$745$374$233,005
18 ($1,119)$744$375$232,630
19 ($1,119)$742$376$232,254
20 ($1,119)$741$377$231,876
21 ($1,119)$740$379$231,498
22 ($1,119)$739$380$231,118
23 ($1,119)$738$381$230,737
24 ($1,119)$736$382$230,355
Year 3 - 25 ($1,119)$735$383$229,971
26 ($1,119)$734$385$229,586
27 ($1,119)$733$386$229,201
28 ($1,119)$732$387$228,813
29 ($1,119)$730$388$228,425
30 ($1,119)$729$390$228,035
31 ($1,119)$728$391$227,645
32 ($1,119)$727$392$227,253
33 ($1,119)$725$393$226,859
34 ($1,119)$724$395$226,465
35 ($1,119)$723$396$226,069
36 ($1,119)$722$397$225,672
Year 4 - 37 ($1,119)$720$398$225,273
38 ($1,119)$719$400$224,874
39 ($1,119)$718$401$224,473
40 ($1,119)$716$402$224,070
41 ($1,119)$715$404$223,667
42 ($1,119)$714$405$223,262
43 ($1,119)$713$406$222,856
44 ($1,119)$711$407$222,449
45 ($1,119)$710$409$222,040
46 ($1,119)$709$410$221,630
47 ($1,119)$707$411$221,219
48 ($1,119)$706$413$220,806
Year 5 - 49 ($1,119)$705$414$220,392
50 ($1,119)$703$415$219,977
51 ($1,119)$702$417$219,560
52 ($1,119)$701$418$219,142
53 ($1,119)$699$419$218,723
54 ($1,119)$698$421$218,303
55 ($1,119)$697$422$217,881
56 ($1,119)$695$423$217,457
57 ($1,119)$694$425$217,033
58 ($1,119)$693$426$216,607
59 ($1,119)$691$427$216,180
60 ($1,119)$690$429$215,751
Year 6 - 61 ($1,119)$689$430$215,321
62 ($1,119)$687$431$214,889
63 ($1,119)$686$433$214,457
64 ($1,119)$684$434$214,022
65 ($1,119)$683$436$213,587
66 ($1,119)$682$437$213,150
67 ($1,119)$680$438$212,712
68 ($1,119)$679$440$212,272
69 ($1,119)$678$441$211,831
70 ($1,119)$676$443$211,388
71 ($1,119)$675$444$210,944
72 ($1,119)$673$445$210,499
Year 7 - 73 ($1,119)$672$447$210,052
74 ($1,119)$670$448$209,604
75 ($1,119)$669$450$209,154
76 ($1,119)$668$451$208,703
77 ($1,119)$666$453$208,250
78 ($1,119)$665$454$207,796
79 ($1,119)$663$455$207,341
80 ($1,119)$662$457$206,884
81 ($1,119)$660$458$206,426
82 ($1,119)$659$460$205,966
83 ($1,119)$657$461$205,505
84 ($1,119)$656$463$205,042
Year 8 - 85 ($1,119)$654$464$204,578
86 ($1,119)$653$466$204,112
87 ($1,119)$651$467$203,645
88 ($1,119)$650$469$203,176
89 ($1,119)$648$470$202,706
90 ($1,119)$647$472$202,234
91 ($1,119)$645$473$201,761
92 ($1,119)$644$475$201,286
93 ($1,119)$642$476$200,810
94 ($1,119)$641$478$200,332
95 ($1,119)$639$479$199,853
96 ($1,119)$638$481$199,372
Year 9 - 97 ($1,119)$636$482$198,890
98 ($1,119)$635$484$198,406
99 ($1,119)$633$485$197,921
100 ($1,119)$632$487$197,434
101 ($1,119)$630$489$196,945
102 ($1,119)$629$490$196,455
103 ($1,119)$627$492$195,963
104 ($1,119)$625$493$195,470
105 ($1,119)$624$495$194,975
106 ($1,119)$622$496$194,479
107 ($1,119)$621$498$193,981
108 ($1,119)$619$500$193,481
Year 10 - 109 ($1,119)$618$501$192,980
110 ($1,119)$616$503$192,478
111 ($1,119)$614$504$191,973
112 ($1,119)$613$506$191,467
113 ($1,119)$611$508$190,960
114 ($1,119)$609$509$190,451
115 ($1,119)$608$511$189,940
116 ($1,119)$606$512$189,427
117 ($1,119)$605$514$188,913
118 ($1,119)$603$516$188,398
119 ($1,119)$601$517$187,880
120 ($1,119)$600$519$187,361
Year 11 - 121 ($1,119)$598$521$186,841
122 ($1,119)$596$522$186,318
123 ($1,119)$595$524$185,794
124 ($1,119)$593$526$185,269
125 ($1,119)$591$527$184,741
126 ($1,119)$590$529$184,212
127 ($1,119)$588$531$183,681
128 ($1,119)$586$532$183,149
129 ($1,119)$585$534$182,615
130 ($1,119)$583$536$182,079
131 ($1,119)$581$538$181,542
132 ($1,119)$579$539$181,002
Year 12 - 133 ($1,119)$578$541$180,461
134 ($1,119)$576$543$179,919
135 ($1,119)$574$544$179,374
136 ($1,119)$573$546$178,828
137 ($1,119)$571$548$178,280
138 ($1,119)$569$550$177,731
139 ($1,119)$567$551$177,179
140 ($1,119)$565$553$176,626
141 ($1,119)$564$555$176,071
142 ($1,119)$562$557$175,514
143 ($1,119)$560$558$174,956
144 ($1,119)$558$560$174,396
Year 13 - 145 ($1,119)$557$562$173,834
146 ($1,119)$555$564$173,270
147 ($1,119)$553$566$172,704
148 ($1,119)$551$567$172,137
149 ($1,119)$549$569$171,567
150 ($1,119)$548$571$170,996
151 ($1,119)$546$573$170,424
152 ($1,119)$544$575$169,849
153 ($1,119)$542$577$169,272
154 ($1,119)$540$578$168,694
155 ($1,119)$538$580$168,114
156 ($1,119)$537$582$167,531
Year 14 - 157 ($1,119)$535$584$166,948
158 ($1,119)$533$586$166,362
159 ($1,119)$531$588$165,774
160 ($1,119)$529$590$165,184
161 ($1,119)$527$591$164,593
162 ($1,119)$525$593$164,000
163 ($1,119)$523$595$163,404
164 ($1,119)$522$597$162,807
165 ($1,119)$520$599$162,208
166 ($1,119)$518$601$161,607
167 ($1,119)$516$603$161,004
168 ($1,119)$514$605$160,400
Year 15 - 169 ($1,119)$512$607$159,793
170 ($1,119)$510$609$159,184
171 ($1,119)$508$611$158,574
172 ($1,119)$506$613$157,961
173 ($1,119)$504$614$157,347
174 ($1,119)$502$616$156,730
175 ($1,119)$500$618$156,112
176 ($1,119)$498$620$155,491
177 ($1,119)$496$622$154,869
178 ($1,119)$494$624$154,245
179 ($1,119)$492$626$153,618
180 ($1,119)$490$628$152,990
Year 16 - 181 ($1,119)$488$630$152,360
182 ($1,119)$486$632$151,727
183 ($1,119)$484$634$151,093
184 ($1,119)$482$636$150,456
185 ($1,119)$480$638$149,818
186 ($1,119)$478$640$149,177
187 ($1,119)$476$643$148,535
188 ($1,119)$474$645$147,890
189 ($1,119)$472$647$147,244
190 ($1,119)$470$649$146,595
191 ($1,119)$468$651$145,944
192 ($1,119)$466$653$145,291
Year 17 - 193 ($1,119)$464$655$144,636
194 ($1,119)$462$657$143,979
195 ($1,119)$460$659$143,320
196 ($1,119)$457$661$142,659
197 ($1,119)$455$663$141,996
198 ($1,119)$453$665$141,330
199 ($1,119)$451$668$140,663
200 ($1,119)$449$670$139,993
201 ($1,119)$447$672$139,321
202 ($1,119)$445$674$138,647
203 ($1,119)$443$676$137,971
204 ($1,119)$440$678$137,293
Year 18 - 205 ($1,119)$438$680$136,612
206 ($1,119)$436$683$135,930
207 ($1,119)$434$685$135,245
208 ($1,119)$432$687$134,558
209 ($1,119)$429$689$133,869
210 ($1,119)$427$691$133,177
211 ($1,119)$425$694$132,484
212 ($1,119)$423$696$131,788
213 ($1,119)$421$698$131,090
214 ($1,119)$418$700$130,389
215 ($1,119)$416$702$129,687
216 ($1,119)$414$705$128,982
Year 19 - 217 ($1,119)$412$707$128,275
218 ($1,119)$409$709$127,566
219 ($1,119)$407$712$126,854
220 ($1,119)$405$714$126,141
221 ($1,119)$403$716$125,425
222 ($1,119)$400$718$124,706
223 ($1,119)$398$721$123,986
224 ($1,119)$396$723$123,263
225 ($1,119)$393$725$122,537
226 ($1,119)$391$728$121,810
227 ($1,119)$389$730$121,080
228 ($1,119)$386$732$120,348
Year 20 - 229 ($1,119)$384$735$119,613
230 ($1,119)$382$737$118,876
231 ($1,119)$379$739$118,137
232 ($1,119)$377$742$117,395
233 ($1,119)$375$744$116,651
234 ($1,119)$372$746$115,905
235 ($1,119)$370$749$115,156
236 ($1,119)$368$751$114,405
237 ($1,119)$365$754$113,652
238 ($1,119)$363$756$112,896
239 ($1,119)$360$758$112,138
240 ($1,119)$358$761$111,377
Year 21 - 241 ($1,119)$355$763$110,614
242 ($1,119)$353$766$109,848
243 ($1,119)$351$768$109,080
244 ($1,119)$348$771$108,309
245 ($1,119)$346$773$107,536
246 ($1,119)$343$775$106,761
247 ($1,119)$341$778$105,983
248 ($1,119)$338$780$105,203
249 ($1,119)$336$783$104,420
250 ($1,119)$333$785$103,634
251 ($1,119)$331$788$102,847
252 ($1,119)$328$790$102,056
Year 22 - 253 ($1,119)$326$793$101,263
254 ($1,119)$323$795$100,468
255 ($1,119)$321$798$99,670
256 ($1,119)$318$801$98,869
257 ($1,119)$316$803$98,066
258 ($1,119)$313$806$97,260
259 ($1,119)$310$808$96,452
260 ($1,119)$308$811$95,641
261 ($1,119)$305$813$94,828
262 ($1,119)$303$816$94,012
263 ($1,119)$300$819$93,193
264 ($1,119)$297$821$92,372
Year 23 - 265 ($1,119)$295$824$91,548
266 ($1,119)$292$826$90,722
267 ($1,119)$290$829$89,893
268 ($1,119)$287$832$89,061
269 ($1,119)$284$834$88,227
270 ($1,119)$282$837$87,389
271 ($1,119)$279$840$86,550
272 ($1,119)$276$842$85,707
273 ($1,119)$274$845$84,862
274 ($1,119)$271$848$84,014
275 ($1,119)$268$851$83,164
276 ($1,119)$265$853$82,311
Year 24 - 277 ($1,119)$263$856$81,455
278 ($1,119)$260$859$80,596
279 ($1,119)$257$861$79,735
280 ($1,119)$254$864$78,870
281 ($1,119)$252$867$78,004
282 ($1,119)$249$870$77,134
283 ($1,119)$246$872$76,261
284 ($1,119)$243$875$75,386
285 ($1,119)$241$878$74,508
286 ($1,119)$238$881$73,627
287 ($1,119)$235$884$72,744
288 ($1,119)$232$886$71,857
Year 25 - 289 ($1,119)$229$889$70,968
290 ($1,119)$227$892$70,076
291 ($1,119)$224$895$69,181
292 ($1,119)$221$898$68,283
293 ($1,119)$218$901$67,382
294 ($1,119)$215$904$66,478
295 ($1,119)$212$906$65,572
296 ($1,119)$209$909$64,663
297 ($1,119)$206$912$63,750
298 ($1,119)$203$915$62,835
299 ($1,119)$201$918$61,917
300 ($1,119)$198$921$60,996
Year 26 - 301 ($1,119)$195$924$60,072
302 ($1,119)$192$927$59,145
303 ($1,119)$189$930$58,215
304 ($1,119)$186$933$57,282
305 ($1,119)$183$936$56,346
306 ($1,119)$180$939$55,408
307 ($1,119)$177$942$54,466
308 ($1,119)$174$945$53,521
309 ($1,119)$171$948$52,573
310 ($1,119)$168$951$51,622
311 ($1,119)$165$954$50,668
312 ($1,119)$162$957$49,711
Year 27 - 313 ($1,119)$159$960$48,751
314 ($1,119)$156$963$47,788
315 ($1,119)$153$966$46,822
316 ($1,119)$149$969$45,853
317 ($1,119)$146$972$44,881
318 ($1,119)$143$975$43,905
319 ($1,119)$140$979$42,927
320 ($1,119)$137$982$41,945
321 ($1,119)$134$985$40,960
322 ($1,119)$131$988$39,972
323 ($1,119)$128$991$38,981
324 ($1,119)$124$994$37,987
Year 28 - 325 ($1,119)$121$997$36,990
326 ($1,119)$118$1,001$35,989
327 ($1,119)$115$1,004$34,985
328 ($1,119)$112$1,007$33,978
329 ($1,119)$108$1,010$32,968
330 ($1,119)$105$1,013$31,955
331 ($1,119)$102$1,017$30,938
332 ($1,119)$99$1,020$29,918
333 ($1,119)$95$1,023$28,895
334 ($1,119)$92$1,026$27,868
335 ($1,119)$89$1,030$26,839
336 ($1,119)$86$1,033$25,806
Year 29 - 337 ($1,119)$82$1,036$24,769
338 ($1,119)$79$1,040$23,730
339 ($1,119)$76$1,043$22,687
340 ($1,119)$72$1,046$21,641
341 ($1,119)$69$1,050$20,591
342 ($1,119)$66$1,053$19,538
343 ($1,119)$62$1,056$18,482
344 ($1,119)$59$1,060$17,422
345 ($1,119)$56$1,063$16,359
346 ($1,119)$52$1,066$15,293
347 ($1,119)$49$1,070$14,223
348 ($1,119)$45$1,073$13,150
Year 30 - 349 ($1,119)$42$1,077$12,073
350 ($1,119)$39$1,080$10,993
351 ($1,119)$35$1,084$9,909
352 ($1,119)$32$1,087$8,822
353 ($1,119)$28$1,091$7,732
354 ($1,119)$25$1,094$6,638
355 ($1,119)$21$1,097$5,540
356 ($1,119)$18$1,101$4,439
357 ($1,119)$14$1,104$3,335
358 ($1,119)$11$1,108$2,227
359 ($1,119)$7$1,112$1,115
360 ($1,119)$4$1,115$0
TOTALS$163,517$239,200$402,717

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.