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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,116 360 $161,604 $401,604

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,116)$756$360$239,640
2 ($1,116)$755$361$239,280
3 ($1,116)$754$362$238,918
4 ($1,116)$753$363$238,555
5 ($1,116)$751$364$238,191
6 ($1,116)$750$365$237,826
7 ($1,116)$749$366$237,459
8 ($1,116)$748$368$237,092
9 ($1,116)$747$369$236,723
10 ($1,116)$746$370$236,353
11 ($1,116)$745$371$235,982
12 ($1,116)$743$372$235,610
Year 2 - 13 ($1,116)$742$373$235,236
14 ($1,116)$741$375$234,862
15 ($1,116)$740$376$234,486
16 ($1,116)$739$377$234,109
17 ($1,116)$737$378$233,731
18 ($1,116)$736$379$233,352
19 ($1,116)$735$381$232,971
20 ($1,116)$734$382$232,589
21 ($1,116)$733$383$232,206
22 ($1,116)$731$384$231,822
23 ($1,116)$730$385$231,437
24 ($1,116)$729$387$231,050
Year 3 - 25 ($1,116)$728$388$230,663
26 ($1,116)$727$389$230,274
27 ($1,116)$725$390$229,884
28 ($1,116)$724$391$229,492
29 ($1,116)$723$393$229,099
30 ($1,116)$722$394$228,705
31 ($1,116)$720$395$228,310
32 ($1,116)$719$396$227,914
33 ($1,116)$718$398$227,516
34 ($1,116)$717$399$227,117
35 ($1,116)$715$400$226,717
36 ($1,116)$714$401$226,316
Year 4 - 37 ($1,116)$713$403$225,913
38 ($1,116)$712$404$225,509
39 ($1,116)$710$405$225,104
40 ($1,116)$709$406$224,698
41 ($1,116)$708$408$224,290
42 ($1,116)$707$409$223,881
43 ($1,116)$705$410$223,470
44 ($1,116)$704$412$223,059
45 ($1,116)$703$413$222,646
46 ($1,116)$701$414$222,232
47 ($1,116)$700$416$221,816
48 ($1,116)$699$417$221,399
Year 5 - 49 ($1,116)$697$418$220,981
50 ($1,116)$696$419$220,562
51 ($1,116)$695$421$220,141
52 ($1,116)$693$422$219,719
53 ($1,116)$692$423$219,295
54 ($1,116)$691$425$218,870
55 ($1,116)$689$426$218,444
56 ($1,116)$688$427$218,017
57 ($1,116)$687$429$217,588
58 ($1,116)$685$430$217,158
59 ($1,116)$684$432$216,726
60 ($1,116)$683$433$216,293
Year 6 - 61 ($1,116)$681$434$215,859
62 ($1,116)$680$436$215,424
63 ($1,116)$679$437$214,987
64 ($1,116)$677$438$214,548
65 ($1,116)$676$440$214,109
66 ($1,116)$674$441$213,667
67 ($1,116)$673$443$213,225
68 ($1,116)$672$444$212,781
69 ($1,116)$670$445$212,336
70 ($1,116)$669$447$211,889
71 ($1,116)$667$448$211,441
72 ($1,116)$666$450$210,991
Year 7 - 73 ($1,116)$665$451$210,540
74 ($1,116)$663$452$210,088
75 ($1,116)$662$454$209,634
76 ($1,116)$660$455$209,179
77 ($1,116)$659$457$208,722
78 ($1,116)$657$458$208,264
79 ($1,116)$656$460$207,805
80 ($1,116)$655$461$207,344
81 ($1,116)$653$462$206,881
82 ($1,116)$652$464$206,417
83 ($1,116)$650$465$205,952
84 ($1,116)$649$467$205,485
Year 8 - 85 ($1,116)$647$468$205,017
86 ($1,116)$646$470$204,547
87 ($1,116)$644$471$204,076
88 ($1,116)$643$473$203,603
89 ($1,116)$641$474$203,129
90 ($1,116)$640$476$202,653
91 ($1,116)$638$477$202,176
92 ($1,116)$637$479$201,697
93 ($1,116)$635$480$201,217
94 ($1,116)$634$482$200,735
95 ($1,116)$632$483$200,252
96 ($1,116)$631$485$199,767
Year 9 - 97 ($1,116)$629$486$199,281
98 ($1,116)$628$488$198,793
99 ($1,116)$626$489$198,304
100 ($1,116)$625$491$197,813
101 ($1,116)$623$492$197,321
102 ($1,116)$622$494$196,827
103 ($1,116)$620$496$196,331
104 ($1,116)$618$497$195,834
105 ($1,116)$617$499$195,335
106 ($1,116)$615$500$194,835
107 ($1,116)$614$502$194,333
108 ($1,116)$612$503$193,830
Year 10 - 109 ($1,116)$611$505$193,325
110 ($1,116)$609$507$192,818
111 ($1,116)$607$508$192,310
112 ($1,116)$606$510$191,800
113 ($1,116)$604$511$191,289
114 ($1,116)$603$513$190,776
115 ($1,116)$601$515$190,261
116 ($1,116)$599$516$189,745
117 ($1,116)$598$518$189,227
118 ($1,116)$596$520$188,707
119 ($1,116)$594$521$188,186
120 ($1,116)$593$523$187,663
Year 11 - 121 ($1,116)$591$524$187,139
122 ($1,116)$589$526$186,613
123 ($1,116)$588$528$186,085
124 ($1,116)$586$529$185,556
125 ($1,116)$585$531$185,025
126 ($1,116)$583$533$184,492
127 ($1,116)$581$534$183,958
128 ($1,116)$579$536$183,422
129 ($1,116)$578$538$182,884
130 ($1,116)$576$539$182,344
131 ($1,116)$574$541$181,803
132 ($1,116)$573$543$181,260
Year 12 - 133 ($1,116)$571$545$180,716
134 ($1,116)$569$546$180,169
135 ($1,116)$568$548$179,621
136 ($1,116)$566$550$179,071
137 ($1,116)$564$551$178,520
138 ($1,116)$562$553$177,967
139 ($1,116)$561$555$177,412
140 ($1,116)$559$557$176,855
141 ($1,116)$557$558$176,297
142 ($1,116)$555$560$175,736
143 ($1,116)$554$562$175,174
144 ($1,116)$552$564$174,611
Year 13 - 145 ($1,116)$550$566$174,045
146 ($1,116)$548$567$173,478
147 ($1,116)$546$569$172,909
148 ($1,116)$545$571$172,338
149 ($1,116)$543$573$171,765
150 ($1,116)$541$575$171,190
151 ($1,116)$539$576$170,614
152 ($1,116)$537$578$170,036
153 ($1,116)$536$580$169,456
154 ($1,116)$534$582$168,874
155 ($1,116)$532$584$168,291
156 ($1,116)$530$585$167,705
Year 14 - 157 ($1,116)$528$587$167,118
158 ($1,116)$526$589$166,529
159 ($1,116)$525$591$165,938
160 ($1,116)$523$593$165,345
161 ($1,116)$521$595$164,750
162 ($1,116)$519$597$164,154
163 ($1,116)$517$598$163,555
164 ($1,116)$515$600$162,955
165 ($1,116)$513$602$162,352
166 ($1,116)$511$604$161,748
167 ($1,116)$510$606$161,142
168 ($1,116)$508$608$160,534
Year 15 - 169 ($1,116)$506$610$159,924
170 ($1,116)$504$612$159,313
171 ($1,116)$502$614$158,699
172 ($1,116)$500$616$158,083
173 ($1,116)$498$618$157,466
174 ($1,116)$496$620$156,846
175 ($1,116)$494$622$156,225
176 ($1,116)$492$623$155,601
177 ($1,116)$490$625$154,976
178 ($1,116)$488$627$154,348
179 ($1,116)$486$629$153,719
180 ($1,116)$484$631$153,088
Year 16 - 181 ($1,116)$482$633$152,454
182 ($1,116)$480$635$151,819
183 ($1,116)$478$637$151,182
184 ($1,116)$476$639$150,542
185 ($1,116)$474$641$149,901
186 ($1,116)$472$643$149,257
187 ($1,116)$470$645$148,612
188 ($1,116)$468$647$147,965
189 ($1,116)$466$649$147,315
190 ($1,116)$464$652$146,664
191 ($1,116)$462$654$146,010
192 ($1,116)$460$656$145,354
Year 17 - 193 ($1,116)$458$658$144,697
194 ($1,116)$456$660$144,037
195 ($1,116)$454$662$143,375
196 ($1,116)$452$664$142,711
197 ($1,116)$450$666$142,045
198 ($1,116)$447$668$141,377
199 ($1,116)$445$670$140,707
200 ($1,116)$443$672$140,034
201 ($1,116)$441$674$139,360
202 ($1,116)$439$677$138,683
203 ($1,116)$437$679$138,005
204 ($1,116)$435$681$137,324
Year 18 - 205 ($1,116)$433$683$136,641
206 ($1,116)$430$685$135,956
207 ($1,116)$428$687$135,268
208 ($1,116)$426$689$134,579
209 ($1,116)$424$692$133,887
210 ($1,116)$422$694$133,193
211 ($1,116)$420$696$132,497
212 ($1,116)$417$698$131,799
213 ($1,116)$415$700$131,099
214 ($1,116)$413$703$130,396
215 ($1,116)$411$705$129,691
216 ($1,116)$409$707$128,984
Year 19 - 217 ($1,116)$406$709$128,275
218 ($1,116)$404$712$127,564
219 ($1,116)$402$714$126,850
220 ($1,116)$400$716$126,134
221 ($1,116)$397$718$125,416
222 ($1,116)$395$721$124,695
223 ($1,116)$393$723$123,972
224 ($1,116)$391$725$123,247
225 ($1,116)$388$727$122,520
226 ($1,116)$386$730$121,790
227 ($1,116)$384$732$121,058
228 ($1,116)$381$734$120,324
Year 20 - 229 ($1,116)$379$737$119,588
230 ($1,116)$377$739$118,849
231 ($1,116)$374$741$118,108
232 ($1,116)$372$744$117,364
233 ($1,116)$370$746$116,618
234 ($1,116)$367$748$115,870
235 ($1,116)$365$751$115,119
236 ($1,116)$363$753$114,366
237 ($1,116)$360$755$113,611
238 ($1,116)$358$758$112,853
239 ($1,116)$355$760$112,093
240 ($1,116)$353$762$111,331
Year 21 - 241 ($1,116)$351$765$110,566
242 ($1,116)$348$767$109,799
243 ($1,116)$346$770$109,029
244 ($1,116)$343$772$108,257
245 ($1,116)$341$775$107,482
246 ($1,116)$339$777$106,705
247 ($1,116)$336$779$105,926
248 ($1,116)$334$782$105,144
249 ($1,116)$331$784$104,360
250 ($1,116)$329$787$103,573
251 ($1,116)$326$789$102,783
252 ($1,116)$324$792$101,992
Year 22 - 253 ($1,116)$321$794$101,197
254 ($1,116)$319$797$100,401
255 ($1,116)$316$799$99,601
256 ($1,116)$314$802$98,799
257 ($1,116)$311$804$97,995
258 ($1,116)$309$807$97,188
259 ($1,116)$306$809$96,379
260 ($1,116)$304$812$95,567
261 ($1,116)$301$815$94,752
262 ($1,116)$298$817$93,935
263 ($1,116)$296$820$93,116
264 ($1,116)$293$822$92,293
Year 23 - 265 ($1,116)$291$825$91,468
266 ($1,116)$288$827$90,641
267 ($1,116)$286$830$89,811
268 ($1,116)$283$833$88,978
269 ($1,116)$280$835$88,143
270 ($1,116)$278$838$87,305
271 ($1,116)$275$841$86,464
272 ($1,116)$272$843$85,621
273 ($1,116)$270$846$84,775
274 ($1,116)$267$849$83,927
275 ($1,116)$264$851$83,076
276 ($1,116)$262$854$82,222
Year 24 - 277 ($1,116)$259$857$81,365
278 ($1,116)$256$859$80,506
279 ($1,116)$254$862$79,644
280 ($1,116)$251$865$78,779
281 ($1,116)$248$867$77,912
282 ($1,116)$245$870$77,042
283 ($1,116)$243$873$76,169
284 ($1,116)$240$876$75,293
285 ($1,116)$237$878$74,415
286 ($1,116)$234$881$73,534
287 ($1,116)$232$884$72,650
288 ($1,116)$229$887$71,763
Year 25 - 289 ($1,116)$226$890$70,874
290 ($1,116)$223$892$69,981
291 ($1,116)$220$895$69,086
292 ($1,116)$218$898$68,188
293 ($1,116)$215$901$67,287
294 ($1,116)$212$904$66,384
295 ($1,116)$209$906$65,477
296 ($1,116)$206$909$64,568
297 ($1,116)$203$912$63,656
298 ($1,116)$201$915$62,741
299 ($1,116)$198$918$61,823
300 ($1,116)$195$921$60,902
Year 26 - 301 ($1,116)$192$924$59,978
302 ($1,116)$189$927$59,052
303 ($1,116)$186$930$58,122
304 ($1,116)$183$932$57,190
305 ($1,116)$180$935$56,254
306 ($1,116)$177$938$55,316
307 ($1,116)$174$941$54,375
308 ($1,116)$171$944$53,430
309 ($1,116)$168$947$52,483
310 ($1,116)$165$950$51,533
311 ($1,116)$162$953$50,579
312 ($1,116)$159$956$49,623
Year 27 - 313 ($1,116)$156$959$48,664
314 ($1,116)$153$962$47,702
315 ($1,116)$150$965$46,736
316 ($1,116)$147$968$45,768
317 ($1,116)$144$971$44,797
318 ($1,116)$141$974$43,822
319 ($1,116)$138$978$42,845
320 ($1,116)$135$981$41,864
321 ($1,116)$132$984$40,880
322 ($1,116)$129$987$39,894
323 ($1,116)$126$990$38,904
324 ($1,116)$123$993$37,911
Year 28 - 325 ($1,116)$119$996$36,914
326 ($1,116)$116$999$35,915
327 ($1,116)$113$1,002$34,913
328 ($1,116)$110$1,006$33,907
329 ($1,116)$107$1,009$32,898
330 ($1,116)$104$1,012$31,886
331 ($1,116)$100$1,015$30,871
332 ($1,116)$97$1,018$29,853
333 ($1,116)$94$1,022$28,832
334 ($1,116)$91$1,025$27,807
335 ($1,116)$88$1,028$26,779
336 ($1,116)$84$1,031$25,748
Year 29 - 337 ($1,116)$81$1,034$24,713
338 ($1,116)$78$1,038$23,675
339 ($1,116)$75$1,041$22,634
340 ($1,116)$71$1,044$21,590
341 ($1,116)$68$1,048$20,543
342 ($1,116)$65$1,051$19,492
343 ($1,116)$61$1,054$18,438
344 ($1,116)$58$1,057$17,380
345 ($1,116)$55$1,061$16,319
346 ($1,116)$51$1,064$15,255
347 ($1,116)$48$1,068$14,188
348 ($1,116)$45$1,071$13,117
Year 30 - 349 ($1,116)$41$1,074$12,042
350 ($1,116)$38$1,078$10,965
351 ($1,116)$35$1,081$9,884
352 ($1,116)$31$1,084$8,799
353 ($1,116)$28$1,088$7,711
354 ($1,116)$24$1,091$6,620
355 ($1,116)$21$1,095$5,526
356 ($1,116)$17$1,098$4,427
357 ($1,116)$14$1,102$3,326
358 ($1,116)$10$1,105$2,221
359 ($1,116)$7$1,109$1,112
360 ($1,116)$4$1,112$0
TOTALS$161,604$240,000$401,604

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.