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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,142 360 $170,994 $410,994

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,142)$794$348$239,652
2 ($1,142)$793$349$239,304
3 ($1,142)$792$350$238,954
4 ($1,142)$791$351$238,602
5 ($1,142)$789$352$238,250
6 ($1,142)$788$353$237,897
7 ($1,142)$787$355$237,542
8 ($1,142)$786$356$237,186
9 ($1,142)$785$357$236,829
10 ($1,142)$784$358$236,471
11 ($1,142)$782$359$236,112
12 ($1,142)$781$361$235,751
Year 2 - 13 ($1,142)$780$362$235,390
14 ($1,142)$779$363$235,027
15 ($1,142)$778$364$234,663
16 ($1,142)$776$365$234,297
17 ($1,142)$775$367$233,931
18 ($1,142)$774$368$233,563
19 ($1,142)$773$369$233,194
20 ($1,142)$771$370$232,824
21 ($1,142)$770$371$232,453
22 ($1,142)$769$373$232,080
23 ($1,142)$768$374$231,706
24 ($1,142)$767$375$231,331
Year 3 - 25 ($1,142)$765$376$230,955
26 ($1,142)$764$378$230,577
27 ($1,142)$763$379$230,198
28 ($1,142)$762$380$229,818
29 ($1,142)$760$381$229,437
30 ($1,142)$759$383$229,054
31 ($1,142)$758$384$228,671
32 ($1,142)$757$385$228,285
33 ($1,142)$755$386$227,899
34 ($1,142)$754$388$227,511
35 ($1,142)$753$389$227,122
36 ($1,142)$751$390$226,732
Year 4 - 37 ($1,142)$750$392$226,341
38 ($1,142)$749$393$225,948
39 ($1,142)$748$394$225,554
40 ($1,142)$746$395$225,158
41 ($1,142)$745$397$224,761
42 ($1,142)$744$398$224,363
43 ($1,142)$742$399$223,964
44 ($1,142)$741$401$223,563
45 ($1,142)$740$402$223,161
46 ($1,142)$738$403$222,758
47 ($1,142)$737$405$222,353
48 ($1,142)$736$406$221,947
Year 5 - 49 ($1,142)$734$407$221,540
50 ($1,142)$733$409$221,131
51 ($1,142)$732$410$220,721
52 ($1,142)$730$411$220,310
53 ($1,142)$729$413$219,897
54 ($1,142)$727$414$219,483
55 ($1,142)$726$416$219,067
56 ($1,142)$725$417$218,650
57 ($1,142)$723$418$218,232
58 ($1,142)$722$420$217,812
59 ($1,142)$721$421$217,391
60 ($1,142)$719$422$216,969
Year 6 - 61 ($1,142)$718$424$216,545
62 ($1,142)$716$425$216,120
63 ($1,142)$715$427$215,693
64 ($1,142)$714$428$215,265
65 ($1,142)$712$429$214,835
66 ($1,142)$711$431$214,404
67 ($1,142)$709$432$213,972
68 ($1,142)$708$434$213,538
69 ($1,142)$706$435$213,103
70 ($1,142)$705$437$212,667
71 ($1,142)$704$438$212,228
72 ($1,142)$702$440$211,789
Year 7 - 73 ($1,142)$701$441$211,348
74 ($1,142)$699$442$210,906
75 ($1,142)$698$444$210,462
76 ($1,142)$696$445$210,016
77 ($1,142)$695$447$209,569
78 ($1,142)$693$448$209,121
79 ($1,142)$692$450$208,671
80 ($1,142)$690$451$208,220
81 ($1,142)$689$453$207,767
82 ($1,142)$687$454$207,313
83 ($1,142)$686$456$206,857
84 ($1,142)$684$457$206,400
Year 8 - 85 ($1,142)$683$459$205,941
86 ($1,142)$681$460$205,481
87 ($1,142)$680$462$205,019
88 ($1,142)$678$463$204,555
89 ($1,142)$677$465$204,091
90 ($1,142)$675$466$203,624
91 ($1,142)$674$468$203,156
92 ($1,142)$672$470$202,687
93 ($1,142)$671$471$202,215
94 ($1,142)$669$473$201,743
95 ($1,142)$667$474$201,269
96 ($1,142)$666$476$200,793
Year 9 - 97 ($1,142)$664$477$200,315
98 ($1,142)$663$479$199,837
99 ($1,142)$661$481$199,356
100 ($1,142)$660$482$198,874
101 ($1,142)$658$484$198,390
102 ($1,142)$656$485$197,905
103 ($1,142)$655$487$197,418
104 ($1,142)$653$489$196,929
105 ($1,142)$652$490$196,439
106 ($1,142)$650$492$195,948
107 ($1,142)$648$493$195,454
108 ($1,142)$647$495$194,959
Year 10 - 109 ($1,142)$645$497$194,462
110 ($1,142)$643$498$193,964
111 ($1,142)$642$500$193,464
112 ($1,142)$640$502$192,963
113 ($1,142)$638$503$192,459
114 ($1,142)$637$505$191,954
115 ($1,142)$635$507$191,448
116 ($1,142)$633$508$190,940
117 ($1,142)$632$510$190,430
118 ($1,142)$630$512$189,918
119 ($1,142)$628$513$189,405
120 ($1,142)$627$515$188,890
Year 11 - 121 ($1,142)$625$517$188,373
122 ($1,142)$623$518$187,854
123 ($1,142)$621$520$187,334
124 ($1,142)$620$522$186,812
125 ($1,142)$618$524$186,289
126 ($1,142)$616$525$185,763
127 ($1,142)$615$527$185,236
128 ($1,142)$613$529$184,707
129 ($1,142)$611$531$184,177
130 ($1,142)$609$532$183,645
131 ($1,142)$608$534$183,110
132 ($1,142)$606$536$182,575
Year 12 - 133 ($1,142)$604$538$182,037
134 ($1,142)$602$539$181,498
135 ($1,142)$600$541$180,956
136 ($1,142)$599$543$180,413
137 ($1,142)$597$545$179,869
138 ($1,142)$595$547$179,322
139 ($1,142)$593$548$178,774
140 ($1,142)$591$550$178,223
141 ($1,142)$590$552$177,671
142 ($1,142)$588$554$177,118
143 ($1,142)$586$556$176,562
144 ($1,142)$584$558$176,004
Year 13 - 145 ($1,142)$582$559$175,445
146 ($1,142)$580$561$174,884
147 ($1,142)$579$563$174,321
148 ($1,142)$577$565$173,756
149 ($1,142)$575$567$173,189
150 ($1,142)$573$569$172,620
151 ($1,142)$571$571$172,050
152 ($1,142)$569$572$171,477
153 ($1,142)$567$574$170,903
154 ($1,142)$565$576$170,327
155 ($1,142)$563$578$169,748
156 ($1,142)$562$580$169,168
Year 14 - 157 ($1,142)$560$582$168,586
158 ($1,142)$558$584$168,002
159 ($1,142)$556$586$167,417
160 ($1,142)$554$588$166,829
161 ($1,142)$552$590$166,239
162 ($1,142)$550$592$165,647
163 ($1,142)$548$594$165,054
164 ($1,142)$546$596$164,458
165 ($1,142)$544$598$163,861
166 ($1,142)$542$600$163,261
167 ($1,142)$540$602$162,660
168 ($1,142)$538$604$162,056
Year 15 - 169 ($1,142)$536$606$161,451
170 ($1,142)$534$608$160,843
171 ($1,142)$532$610$160,234
172 ($1,142)$530$612$159,622
173 ($1,142)$528$614$159,008
174 ($1,142)$526$616$158,393
175 ($1,142)$524$618$157,775
176 ($1,142)$522$620$157,155
177 ($1,142)$520$622$156,534
178 ($1,142)$518$624$155,910
179 ($1,142)$516$626$155,284
180 ($1,142)$514$628$154,656
Year 16 - 181 ($1,142)$512$630$154,026
182 ($1,142)$510$632$153,394
183 ($1,142)$507$634$152,760
184 ($1,142)$505$636$152,124
185 ($1,142)$503$638$151,485
186 ($1,142)$501$640$150,845
187 ($1,142)$499$643$150,202
188 ($1,142)$497$645$149,558
189 ($1,142)$495$647$148,911
190 ($1,142)$493$649$148,262
191 ($1,142)$490$651$147,610
192 ($1,142)$488$653$146,957
Year 17 - 193 ($1,142)$486$655$146,302
194 ($1,142)$484$658$145,644
195 ($1,142)$482$660$144,984
196 ($1,142)$480$662$144,322
197 ($1,142)$477$664$143,658
198 ($1,142)$475$666$142,992
199 ($1,142)$473$669$142,323
200 ($1,142)$471$671$141,652
201 ($1,142)$469$673$140,979
202 ($1,142)$466$675$140,304
203 ($1,142)$464$677$139,627
204 ($1,142)$462$680$138,947
Year 18 - 205 ($1,142)$460$682$138,265
206 ($1,142)$457$684$137,581
207 ($1,142)$455$686$136,894
208 ($1,142)$453$689$136,205
209 ($1,142)$451$691$135,514
210 ($1,142)$448$693$134,821
211 ($1,142)$446$696$134,125
212 ($1,142)$444$698$133,428
213 ($1,142)$441$700$132,727
214 ($1,142)$439$703$132,025
215 ($1,142)$437$705$131,320
216 ($1,142)$434$707$130,613
Year 19 - 217 ($1,142)$432$710$129,903
218 ($1,142)$430$712$129,191
219 ($1,142)$427$714$128,477
220 ($1,142)$425$717$127,760
221 ($1,142)$423$719$127,041
222 ($1,142)$420$721$126,320
223 ($1,142)$418$724$125,596
224 ($1,142)$416$726$124,870
225 ($1,142)$413$729$124,142
226 ($1,142)$411$731$123,411
227 ($1,142)$408$733$122,677
228 ($1,142)$406$736$121,942
Year 20 - 229 ($1,142)$403$738$121,203
230 ($1,142)$401$741$120,463
231 ($1,142)$399$743$119,720
232 ($1,142)$396$746$118,974
233 ($1,142)$394$748$118,226
234 ($1,142)$391$751$117,475
235 ($1,142)$389$753$116,722
236 ($1,142)$386$755$115,967
237 ($1,142)$384$758$115,209
238 ($1,142)$381$761$114,448
239 ($1,142)$379$763$113,685
240 ($1,142)$376$766$112,920
Year 21 - 241 ($1,142)$374$768$112,152
242 ($1,142)$371$771$111,381
243 ($1,142)$368$773$110,608
244 ($1,142)$366$776$109,832
245 ($1,142)$363$778$109,054
246 ($1,142)$361$781$108,273
247 ($1,142)$358$783$107,490
248 ($1,142)$356$786$106,704
249 ($1,142)$353$789$105,915
250 ($1,142)$350$791$105,124
251 ($1,142)$348$794$104,330
252 ($1,142)$345$796$103,533
Year 22 - 253 ($1,142)$343$799$102,734
254 ($1,142)$340$802$101,933
255 ($1,142)$337$804$101,128
256 ($1,142)$335$807$100,321
257 ($1,142)$332$810$99,511
258 ($1,142)$329$812$98,699
259 ($1,142)$327$815$97,884
260 ($1,142)$324$818$97,066
261 ($1,142)$321$821$96,245
262 ($1,142)$318$823$95,422
263 ($1,142)$316$826$94,596
264 ($1,142)$313$829$93,767
Year 23 - 265 ($1,142)$310$831$92,936
266 ($1,142)$307$834$92,102
267 ($1,142)$305$837$91,265
268 ($1,142)$302$840$90,425
269 ($1,142)$299$842$89,583
270 ($1,142)$296$845$88,737
271 ($1,142)$294$848$87,889
272 ($1,142)$291$851$87,038
273 ($1,142)$288$854$86,185
274 ($1,142)$285$857$85,328
275 ($1,142)$282$859$84,469
276 ($1,142)$279$862$83,607
Year 24 - 277 ($1,142)$277$865$82,742
278 ($1,142)$274$868$81,874
279 ($1,142)$271$871$81,003
280 ($1,142)$268$874$80,129
281 ($1,142)$265$877$79,253
282 ($1,142)$262$879$78,373
283 ($1,142)$259$882$77,491
284 ($1,142)$256$885$76,606
285 ($1,142)$253$888$75,717
286 ($1,142)$250$891$74,826
287 ($1,142)$248$894$73,932
288 ($1,142)$245$897$73,035
Year 25 - 289 ($1,142)$242$900$72,135
290 ($1,142)$239$903$71,232
291 ($1,142)$236$906$70,326
292 ($1,142)$233$909$69,417
293 ($1,142)$230$912$68,505
294 ($1,142)$227$915$67,590
295 ($1,142)$224$918$66,672
296 ($1,142)$221$921$65,751
297 ($1,142)$218$924$64,827
298 ($1,142)$214$927$63,900
299 ($1,142)$211$930$62,969
300 ($1,142)$208$933$62,036
Year 26 - 301 ($1,142)$205$936$61,100
302 ($1,142)$202$940$60,160
303 ($1,142)$199$943$59,218
304 ($1,142)$196$946$58,272
305 ($1,142)$193$949$57,323
306 ($1,142)$190$952$56,371
307 ($1,142)$186$955$55,416
308 ($1,142)$183$958$54,457
309 ($1,142)$180$961$53,496
310 ($1,142)$177$965$52,531
311 ($1,142)$174$968$51,563
312 ($1,142)$171$971$50,592
Year 27 - 313 ($1,142)$167$974$49,618
314 ($1,142)$164$977$48,641
315 ($1,142)$161$981$47,660
316 ($1,142)$158$984$46,676
317 ($1,142)$154$987$45,689
318 ($1,142)$151$990$44,698
319 ($1,142)$148$994$43,704
320 ($1,142)$145$997$42,707
321 ($1,142)$141$1,000$41,707
322 ($1,142)$138$1,004$40,703
323 ($1,142)$135$1,007$39,696
324 ($1,142)$131$1,010$38,686
Year 28 - 325 ($1,142)$128$1,014$37,672
326 ($1,142)$125$1,017$36,655
327 ($1,142)$121$1,020$35,635
328 ($1,142)$118$1,024$34,611
329 ($1,142)$115$1,027$33,584
330 ($1,142)$111$1,031$32,554
331 ($1,142)$108$1,034$31,520
332 ($1,142)$104$1,037$30,482
333 ($1,142)$101$1,041$29,441
334 ($1,142)$97$1,044$28,397
335 ($1,142)$94$1,048$27,349
336 ($1,142)$90$1,051$26,298
Year 29 - 337 ($1,142)$87$1,055$25,244
338 ($1,142)$84$1,058$24,185
339 ($1,142)$80$1,062$23,124
340 ($1,142)$77$1,065$22,059
341 ($1,142)$73$1,069$20,990
342 ($1,142)$69$1,072$19,918
343 ($1,142)$66$1,076$18,842
344 ($1,142)$62$1,079$17,763
345 ($1,142)$59$1,083$16,680
346 ($1,142)$55$1,086$15,593
347 ($1,142)$52$1,090$14,503
348 ($1,142)$48$1,094$13,410
Year 30 - 349 ($1,142)$44$1,097$12,312
350 ($1,142)$41$1,101$11,211
351 ($1,142)$37$1,105$10,107
352 ($1,142)$33$1,108$8,999
353 ($1,142)$30$1,112$7,887
354 ($1,142)$26$1,116$6,771
355 ($1,142)$22$1,119$5,652
356 ($1,142)$19$1,123$4,529
357 ($1,142)$15$1,127$3,402
358 ($1,142)$11$1,130$2,272
359 ($1,142)$8$1,134$1,138
360 ($1,142)$4$1,138$0
TOTALS$170,994$240,000$410,994

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.