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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,135 360 $168,512 $408,512

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,135)$784$351$239,649
2 ($1,135)$783$352$239,297
3 ($1,135)$782$353$238,944
4 ($1,135)$781$354$238,590
5 ($1,135)$779$355$238,235
6 ($1,135)$778$357$237,878
7 ($1,135)$777$358$237,521
8 ($1,135)$776$359$237,162
9 ($1,135)$775$360$236,802
10 ($1,135)$774$361$236,440
11 ($1,135)$772$362$236,078
12 ($1,135)$771$364$235,714
Year 2 - 13 ($1,135)$770$365$235,350
14 ($1,135)$769$366$234,984
15 ($1,135)$768$367$234,617
16 ($1,135)$766$368$234,248
17 ($1,135)$765$370$233,879
18 ($1,135)$764$371$233,508
19 ($1,135)$763$372$233,136
20 ($1,135)$762$373$232,763
21 ($1,135)$760$374$232,388
22 ($1,135)$759$376$232,013
23 ($1,135)$758$377$231,636
24 ($1,135)$757$378$231,258
Year 3 - 25 ($1,135)$755$379$230,879
26 ($1,135)$754$381$230,498
27 ($1,135)$753$382$230,116
28 ($1,135)$752$383$229,733
29 ($1,135)$750$384$229,349
30 ($1,135)$749$386$228,963
31 ($1,135)$748$387$228,577
32 ($1,135)$747$388$228,188
33 ($1,135)$745$389$227,799
34 ($1,135)$744$391$227,409
35 ($1,135)$743$392$227,017
36 ($1,135)$742$393$226,623
Year 4 - 37 ($1,135)$740$394$226,229
38 ($1,135)$739$396$225,833
39 ($1,135)$738$397$225,436
40 ($1,135)$736$398$225,038
41 ($1,135)$735$400$224,638
42 ($1,135)$734$401$224,237
43 ($1,135)$733$402$223,835
44 ($1,135)$731$404$223,432
45 ($1,135)$730$405$223,027
46 ($1,135)$729$406$222,620
47 ($1,135)$727$408$222,213
48 ($1,135)$726$409$221,804
Year 5 - 49 ($1,135)$725$410$221,394
50 ($1,135)$723$412$220,982
51 ($1,135)$722$413$220,569
52 ($1,135)$721$414$220,155
53 ($1,135)$719$416$219,740
54 ($1,135)$718$417$219,323
55 ($1,135)$716$418$218,904
56 ($1,135)$715$420$218,485
57 ($1,135)$714$421$218,064
58 ($1,135)$712$422$217,641
59 ($1,135)$711$424$217,218
60 ($1,135)$710$425$216,792
Year 6 - 61 ($1,135)$708$427$216,366
62 ($1,135)$707$428$215,938
63 ($1,135)$705$429$215,508
64 ($1,135)$704$431$215,078
65 ($1,135)$703$432$214,646
66 ($1,135)$701$434$214,212
67 ($1,135)$700$435$213,777
68 ($1,135)$698$436$213,341
69 ($1,135)$697$438$212,903
70 ($1,135)$695$439$212,463
71 ($1,135)$694$441$212,023
72 ($1,135)$693$442$211,581
Year 7 - 73 ($1,135)$691$444$211,137
74 ($1,135)$690$445$210,692
75 ($1,135)$688$446$210,245
76 ($1,135)$687$448$209,797
77 ($1,135)$685$449$209,348
78 ($1,135)$684$451$208,897
79 ($1,135)$682$452$208,445
80 ($1,135)$681$454$207,991
81 ($1,135)$679$455$207,536
82 ($1,135)$678$457$207,079
83 ($1,135)$676$458$206,621
84 ($1,135)$675$460$206,161
Year 8 - 85 ($1,135)$673$461$205,699
86 ($1,135)$672$463$205,237
87 ($1,135)$670$464$204,772
88 ($1,135)$669$466$204,307
89 ($1,135)$667$467$203,839
90 ($1,135)$666$469$203,370
91 ($1,135)$664$470$202,900
92 ($1,135)$663$472$202,428
93 ($1,135)$661$473$201,954
94 ($1,135)$660$475$201,479
95 ($1,135)$658$477$201,003
96 ($1,135)$657$478$200,525
Year 9 - 97 ($1,135)$655$480$200,045
98 ($1,135)$653$481$199,564
99 ($1,135)$652$483$199,081
100 ($1,135)$650$484$198,596
101 ($1,135)$649$486$198,110
102 ($1,135)$647$488$197,623
103 ($1,135)$646$489$197,134
104 ($1,135)$644$491$196,643
105 ($1,135)$642$492$196,150
106 ($1,135)$641$494$195,656
107 ($1,135)$639$496$195,161
108 ($1,135)$638$497$194,664
Year 10 - 109 ($1,135)$636$499$194,165
110 ($1,135)$634$500$193,664
111 ($1,135)$633$502$193,162
112 ($1,135)$631$504$192,658
113 ($1,135)$629$505$192,153
114 ($1,135)$628$507$191,646
115 ($1,135)$626$509$191,137
116 ($1,135)$624$510$190,627
117 ($1,135)$623$512$190,115
118 ($1,135)$621$514$189,601
119 ($1,135)$619$515$189,086
120 ($1,135)$618$517$188,569
Year 11 - 121 ($1,135)$616$519$188,050
122 ($1,135)$614$520$187,529
123 ($1,135)$613$522$187,007
124 ($1,135)$611$524$186,483
125 ($1,135)$609$526$185,958
126 ($1,135)$607$527$185,430
127 ($1,135)$606$529$184,901
128 ($1,135)$604$531$184,371
129 ($1,135)$602$532$183,838
130 ($1,135)$601$534$183,304
131 ($1,135)$599$536$182,768
132 ($1,135)$597$538$182,230
Year 12 - 133 ($1,135)$595$539$181,691
134 ($1,135)$594$541$181,150
135 ($1,135)$592$543$180,607
136 ($1,135)$590$545$180,062
137 ($1,135)$588$547$179,515
138 ($1,135)$586$548$178,967
139 ($1,135)$585$550$178,417
140 ($1,135)$583$552$177,865
141 ($1,135)$581$554$177,311
142 ($1,135)$579$556$176,756
143 ($1,135)$577$557$176,198
144 ($1,135)$576$559$175,639
Year 13 - 145 ($1,135)$574$561$175,078
146 ($1,135)$572$563$174,515
147 ($1,135)$570$565$173,951
148 ($1,135)$568$567$173,384
149 ($1,135)$566$568$172,816
150 ($1,135)$565$570$172,246
151 ($1,135)$563$572$171,673
152 ($1,135)$561$574$171,099
153 ($1,135)$559$576$170,524
154 ($1,135)$557$578$169,946
155 ($1,135)$555$580$169,366
156 ($1,135)$553$581$168,785
Year 14 - 157 ($1,135)$551$583$168,201
158 ($1,135)$549$585$167,616
159 ($1,135)$548$587$167,029
160 ($1,135)$546$589$166,440
161 ($1,135)$544$591$165,849
162 ($1,135)$542$593$165,256
163 ($1,135)$540$595$164,661
164 ($1,135)$538$597$164,064
165 ($1,135)$536$599$163,465
166 ($1,135)$534$601$162,864
167 ($1,135)$532$603$162,262
168 ($1,135)$530$605$161,657
Year 15 - 169 ($1,135)$528$607$161,050
170 ($1,135)$526$609$160,442
171 ($1,135)$524$611$159,831
172 ($1,135)$522$613$159,218
173 ($1,135)$520$615$158,604
174 ($1,135)$518$617$157,987
175 ($1,135)$516$619$157,368
176 ($1,135)$514$621$156,748
177 ($1,135)$512$623$156,125
178 ($1,135)$510$625$155,500
179 ($1,135)$508$627$154,873
180 ($1,135)$506$629$154,245
Year 16 - 181 ($1,135)$504$631$153,614
182 ($1,135)$502$633$152,981
183 ($1,135)$500$635$152,346
184 ($1,135)$498$637$151,709
185 ($1,135)$496$639$151,070
186 ($1,135)$493$641$150,428
187 ($1,135)$491$643$149,785
188 ($1,135)$489$645$149,139
189 ($1,135)$487$648$148,492
190 ($1,135)$485$650$147,842
191 ($1,135)$483$652$147,190
192 ($1,135)$481$654$146,536
Year 17 - 193 ($1,135)$479$656$145,880
194 ($1,135)$477$658$145,222
195 ($1,135)$474$660$144,562
196 ($1,135)$472$663$143,899
197 ($1,135)$470$665$143,235
198 ($1,135)$468$667$142,568
199 ($1,135)$466$669$141,899
200 ($1,135)$464$671$141,228
201 ($1,135)$461$673$140,554
202 ($1,135)$459$676$139,878
203 ($1,135)$457$678$139,201
204 ($1,135)$455$680$138,521
Year 18 - 205 ($1,135)$453$682$137,838
206 ($1,135)$450$684$137,154
207 ($1,135)$448$687$136,467
208 ($1,135)$446$689$135,778
209 ($1,135)$444$691$135,087
210 ($1,135)$441$693$134,394
211 ($1,135)$439$696$133,698
212 ($1,135)$437$698$133,000
213 ($1,135)$434$700$132,300
214 ($1,135)$432$703$131,597
215 ($1,135)$430$705$130,892
216 ($1,135)$428$707$130,185
Year 19 - 217 ($1,135)$425$709$129,475
218 ($1,135)$423$712$128,764
219 ($1,135)$421$714$128,049
220 ($1,135)$418$716$127,333
221 ($1,135)$416$719$126,614
222 ($1,135)$414$721$125,893
223 ($1,135)$411$724$125,170
224 ($1,135)$409$726$124,444
225 ($1,135)$407$728$123,715
226 ($1,135)$404$731$122,985
227 ($1,135)$402$733$122,252
228 ($1,135)$399$735$121,516
Year 20 - 229 ($1,135)$397$738$120,779
230 ($1,135)$395$740$120,038
231 ($1,135)$392$743$119,296
232 ($1,135)$390$745$118,551
233 ($1,135)$387$747$117,803
234 ($1,135)$385$750$117,053
235 ($1,135)$382$752$116,301
236 ($1,135)$380$755$115,546
237 ($1,135)$377$757$114,789
238 ($1,135)$375$760$114,029
239 ($1,135)$372$762$113,267
240 ($1,135)$370$765$112,502
Year 21 - 241 ($1,135)$368$767$111,735
242 ($1,135)$365$770$110,965
243 ($1,135)$362$772$110,193
244 ($1,135)$360$775$109,418
245 ($1,135)$357$777$108,641
246 ($1,135)$355$780$107,861
247 ($1,135)$352$782$107,078
248 ($1,135)$350$785$106,293
249 ($1,135)$347$788$105,506
250 ($1,135)$345$790$104,716
251 ($1,135)$342$793$103,923
252 ($1,135)$339$795$103,128
Year 22 - 253 ($1,135)$337$798$102,330
254 ($1,135)$334$800$101,529
255 ($1,135)$332$803$100,726
256 ($1,135)$329$806$99,921
257 ($1,135)$326$808$99,112
258 ($1,135)$324$811$98,301
259 ($1,135)$321$814$97,488
260 ($1,135)$318$816$96,671
261 ($1,135)$316$819$95,852
262 ($1,135)$313$822$95,031
263 ($1,135)$310$824$94,206
264 ($1,135)$308$827$93,379
Year 23 - 265 ($1,135)$305$830$92,550
266 ($1,135)$302$832$91,717
267 ($1,135)$300$835$90,882
268 ($1,135)$297$838$90,044
269 ($1,135)$294$841$89,204
270 ($1,135)$291$843$88,360
271 ($1,135)$289$846$87,514
272 ($1,135)$286$849$86,665
273 ($1,135)$283$852$85,814
274 ($1,135)$280$854$84,959
275 ($1,135)$278$857$84,102
276 ($1,135)$275$860$83,242
Year 24 - 277 ($1,135)$272$863$82,379
278 ($1,135)$269$866$81,513
279 ($1,135)$266$868$80,645
280 ($1,135)$263$871$79,774
281 ($1,135)$261$874$78,900
282 ($1,135)$258$877$78,023
283 ($1,135)$255$880$77,143
284 ($1,135)$252$883$76,260
285 ($1,135)$249$886$75,374
286 ($1,135)$246$889$74,486
287 ($1,135)$243$891$73,594
288 ($1,135)$240$894$72,700
Year 25 - 289 ($1,135)$237$897$71,803
290 ($1,135)$235$900$70,902
291 ($1,135)$232$903$69,999
292 ($1,135)$229$906$69,093
293 ($1,135)$226$909$68,184
294 ($1,135)$223$912$67,272
295 ($1,135)$220$915$66,357
296 ($1,135)$217$918$65,439
297 ($1,135)$214$921$64,518
298 ($1,135)$211$924$63,594
299 ($1,135)$208$927$62,667
300 ($1,135)$205$930$61,737
Year 26 - 301 ($1,135)$202$933$60,804
302 ($1,135)$199$936$59,868
303 ($1,135)$196$939$58,929
304 ($1,135)$193$942$57,986
305 ($1,135)$189$945$57,041
306 ($1,135)$186$948$56,093
307 ($1,135)$183$952$55,141
308 ($1,135)$180$955$54,187
309 ($1,135)$177$958$53,229
310 ($1,135)$174$961$52,268
311 ($1,135)$171$964$51,304
312 ($1,135)$168$967$50,337
Year 27 - 313 ($1,135)$164$970$49,366
314 ($1,135)$161$973$48,393
315 ($1,135)$158$977$47,416
316 ($1,135)$155$980$46,436
317 ($1,135)$152$983$45,453
318 ($1,135)$148$986$44,467
319 ($1,135)$145$989$43,478
320 ($1,135)$142$993$42,485
321 ($1,135)$139$996$41,489
322 ($1,135)$136$999$40,490
323 ($1,135)$132$1,002$39,487
324 ($1,135)$129$1,006$38,481
Year 28 - 325 ($1,135)$126$1,009$37,472
326 ($1,135)$122$1,012$36,460
327 ($1,135)$119$1,016$35,444
328 ($1,135)$116$1,019$34,425
329 ($1,135)$112$1,022$33,403
330 ($1,135)$109$1,026$32,377
331 ($1,135)$106$1,029$31,348
332 ($1,135)$102$1,032$30,316
333 ($1,135)$99$1,036$29,280
334 ($1,135)$96$1,039$28,241
335 ($1,135)$92$1,043$27,199
336 ($1,135)$89$1,046$26,153
Year 29 - 337 ($1,135)$85$1,049$25,104
338 ($1,135)$82$1,053$24,051
339 ($1,135)$79$1,056$22,995
340 ($1,135)$75$1,060$21,935
341 ($1,135)$72$1,063$20,872
342 ($1,135)$68$1,067$19,805
343 ($1,135)$65$1,070$18,735
344 ($1,135)$61$1,074$17,662
345 ($1,135)$58$1,077$16,585
346 ($1,135)$54$1,081$15,504
347 ($1,135)$51$1,084$14,420
348 ($1,135)$47$1,088$13,332
Year 30 - 349 ($1,135)$44$1,091$12,241
350 ($1,135)$40$1,095$11,146
351 ($1,135)$36$1,098$10,048
352 ($1,135)$33$1,102$8,946
353 ($1,135)$29$1,106$7,841
354 ($1,135)$26$1,109$6,731
355 ($1,135)$22$1,113$5,619
356 ($1,135)$18$1,116$4,502
357 ($1,135)$15$1,120$3,382
358 ($1,135)$11$1,124$2,258
359 ($1,135)$7$1,127$1,131
360 ($1,135)$4$1,131$0
TOTALS$168,512$240,000$408,512

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.