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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,149 360 $173,484 $413,484

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,149)$804$345$239,655
2 ($1,149)$803$346$239,310
3 ($1,149)$802$347$238,963
4 ($1,149)$801$348$238,615
5 ($1,149)$799$349$238,266
6 ($1,149)$798$350$237,915
7 ($1,149)$797$352$237,564
8 ($1,149)$796$353$237,211
9 ($1,149)$795$354$236,857
10 ($1,149)$793$355$236,502
11 ($1,149)$792$356$236,146
12 ($1,149)$791$357$235,788
Year 2 - 13 ($1,149)$790$359$235,429
14 ($1,149)$789$360$235,070
15 ($1,149)$787$361$234,709
16 ($1,149)$786$362$234,346
17 ($1,149)$785$364$233,983
18 ($1,149)$784$365$233,618
19 ($1,149)$783$366$233,252
20 ($1,149)$781$367$232,885
21 ($1,149)$780$368$232,516
22 ($1,149)$779$370$232,147
23 ($1,149)$778$371$231,776
24 ($1,149)$776$372$231,404
Year 3 - 25 ($1,149)$775$373$231,031
26 ($1,149)$774$375$230,656
27 ($1,149)$773$376$230,280
28 ($1,149)$771$377$229,903
29 ($1,149)$770$378$229,525
30 ($1,149)$769$380$229,145
31 ($1,149)$768$381$228,764
32 ($1,149)$766$382$228,382
33 ($1,149)$765$383$227,998
34 ($1,149)$764$385$227,613
35 ($1,149)$763$386$227,227
36 ($1,149)$761$387$226,840
Year 4 - 37 ($1,149)$760$389$226,451
38 ($1,149)$759$390$226,061
39 ($1,149)$757$391$225,670
40 ($1,149)$756$393$225,278
41 ($1,149)$755$394$224,884
42 ($1,149)$753$395$224,489
43 ($1,149)$752$397$224,092
44 ($1,149)$751$398$223,694
45 ($1,149)$749$399$223,295
46 ($1,149)$748$401$222,894
47 ($1,149)$747$402$222,493
48 ($1,149)$745$403$222,089
Year 5 - 49 ($1,149)$744$405$221,685
50 ($1,149)$743$406$221,279
51 ($1,149)$741$407$220,872
52 ($1,149)$740$409$220,463
53 ($1,149)$739$410$220,053
54 ($1,149)$737$411$219,642
55 ($1,149)$736$413$219,229
56 ($1,149)$734$414$218,815
57 ($1,149)$733$416$218,399
58 ($1,149)$732$417$217,982
59 ($1,149)$730$418$217,564
60 ($1,149)$729$420$217,144
Year 6 - 61 ($1,149)$727$421$216,723
62 ($1,149)$726$423$216,300
63 ($1,149)$725$424$215,876
64 ($1,149)$723$425$215,451
65 ($1,149)$722$427$215,024
66 ($1,149)$720$428$214,596
67 ($1,149)$719$430$214,166
68 ($1,149)$717$431$213,735
69 ($1,149)$716$433$213,303
70 ($1,149)$715$434$212,869
71 ($1,149)$713$435$212,433
72 ($1,149)$712$437$211,996
Year 7 - 73 ($1,149)$710$438$211,558
74 ($1,149)$709$440$211,118
75 ($1,149)$707$441$210,677
76 ($1,149)$706$443$210,234
77 ($1,149)$704$444$209,790
78 ($1,149)$703$446$209,344
79 ($1,149)$701$447$208,897
80 ($1,149)$700$449$208,448
81 ($1,149)$698$450$207,998
82 ($1,149)$697$452$207,546
83 ($1,149)$695$453$207,093
84 ($1,149)$694$455$206,638
Year 8 - 85 ($1,149)$692$456$206,181
86 ($1,149)$691$458$205,724
87 ($1,149)$689$459$205,264
88 ($1,149)$688$461$204,803
89 ($1,149)$686$462$204,341
90 ($1,149)$685$464$203,877
91 ($1,149)$683$466$203,411
92 ($1,149)$681$467$202,944
93 ($1,149)$680$469$202,475
94 ($1,149)$678$470$202,005
95 ($1,149)$677$472$201,533
96 ($1,149)$675$473$201,060
Year 9 - 97 ($1,149)$674$475$200,585
98 ($1,149)$672$477$200,108
99 ($1,149)$670$478$199,630
100 ($1,149)$669$480$199,150
101 ($1,149)$667$481$198,669
102 ($1,149)$666$483$198,186
103 ($1,149)$664$485$197,701
104 ($1,149)$662$486$197,215
105 ($1,149)$661$488$196,727
106 ($1,149)$659$490$196,237
107 ($1,149)$657$491$195,746
108 ($1,149)$656$493$195,253
Year 10 - 109 ($1,149)$654$494$194,759
110 ($1,149)$652$496$194,263
111 ($1,149)$651$498$193,765
112 ($1,149)$649$499$193,266
113 ($1,149)$647$501$192,764
114 ($1,149)$646$503$192,262
115 ($1,149)$644$504$191,757
116 ($1,149)$642$506$191,251
117 ($1,149)$641$508$190,743
118 ($1,149)$639$510$190,234
119 ($1,149)$637$511$189,722
120 ($1,149)$636$513$189,209
Year 11 - 121 ($1,149)$634$515$188,695
122 ($1,149)$632$516$188,178
123 ($1,149)$630$518$187,660
124 ($1,149)$629$520$187,140
125 ($1,149)$627$522$186,618
126 ($1,149)$625$523$186,095
127 ($1,149)$623$525$185,570
128 ($1,149)$622$527$185,043
129 ($1,149)$620$529$184,514
130 ($1,149)$618$530$183,984
131 ($1,149)$616$532$183,452
132 ($1,149)$615$534$182,918
Year 12 - 133 ($1,149)$613$536$182,382
134 ($1,149)$611$538$181,844
135 ($1,149)$609$539$181,305
136 ($1,149)$607$541$180,764
137 ($1,149)$606$543$180,221
138 ($1,149)$604$545$179,676
139 ($1,149)$602$547$179,129
140 ($1,149)$600$548$178,581
141 ($1,149)$598$550$178,030
142 ($1,149)$596$552$177,478
143 ($1,149)$595$554$176,924
144 ($1,149)$593$556$176,368
Year 13 - 145 ($1,149)$591$558$175,811
146 ($1,149)$589$560$175,251
147 ($1,149)$587$561$174,689
148 ($1,149)$585$563$174,126
149 ($1,149)$583$565$173,561
150 ($1,149)$581$567$172,994
151 ($1,149)$580$569$172,425
152 ($1,149)$578$571$171,854
153 ($1,149)$576$573$171,281
154 ($1,149)$574$575$170,706
155 ($1,149)$572$577$170,129
156 ($1,149)$570$579$169,551
Year 14 - 157 ($1,149)$568$581$168,970
158 ($1,149)$566$583$168,388
159 ($1,149)$564$584$167,803
160 ($1,149)$562$586$167,217
161 ($1,149)$560$588$166,628
162 ($1,149)$558$590$166,038
163 ($1,149)$556$592$165,446
164 ($1,149)$554$594$164,851
165 ($1,149)$552$596$164,255
166 ($1,149)$550$598$163,657
167 ($1,149)$548$600$163,056
168 ($1,149)$546$602$162,454
Year 15 - 169 ($1,149)$544$604$161,850
170 ($1,149)$542$606$161,243
171 ($1,149)$540$608$160,635
172 ($1,149)$538$610$160,025
173 ($1,149)$536$612$159,412
174 ($1,149)$534$615$158,798
175 ($1,149)$532$617$158,181
176 ($1,149)$530$619$157,562
177 ($1,149)$528$621$156,942
178 ($1,149)$526$623$156,319
179 ($1,149)$524$625$155,694
180 ($1,149)$522$627$155,067
Year 16 - 181 ($1,149)$519$629$154,438
182 ($1,149)$517$631$153,807
183 ($1,149)$515$633$153,173
184 ($1,149)$513$635$152,538
185 ($1,149)$511$638$151,900
186 ($1,149)$509$640$151,261
187 ($1,149)$507$642$150,619
188 ($1,149)$505$644$149,975
189 ($1,149)$502$646$149,329
190 ($1,149)$500$648$148,680
191 ($1,149)$498$650$148,030
192 ($1,149)$496$653$147,377
Year 17 - 193 ($1,149)$494$655$146,722
194 ($1,149)$492$657$146,065
195 ($1,149)$489$659$145,406
196 ($1,149)$487$661$144,745
197 ($1,149)$485$664$144,081
198 ($1,149)$483$666$143,415
199 ($1,149)$480$668$142,747
200 ($1,149)$478$670$142,076
201 ($1,149)$476$673$141,404
202 ($1,149)$474$675$140,729
203 ($1,149)$471$677$140,052
204 ($1,149)$469$679$139,372
Year 18 - 205 ($1,149)$467$682$138,691
206 ($1,149)$465$684$138,007
207 ($1,149)$462$686$137,321
208 ($1,149)$460$689$136,632
209 ($1,149)$458$691$135,941
210 ($1,149)$455$693$135,248
211 ($1,149)$453$695$134,553
212 ($1,149)$451$698$133,855
213 ($1,149)$448$700$133,155
214 ($1,149)$446$702$132,452
215 ($1,149)$444$705$131,747
216 ($1,149)$441$707$131,040
Year 19 - 217 ($1,149)$439$710$130,330
218 ($1,149)$437$712$129,619
219 ($1,149)$434$714$128,904
220 ($1,149)$432$717$128,187
221 ($1,149)$429$719$127,468
222 ($1,149)$427$722$126,747
223 ($1,149)$425$724$126,023
224 ($1,149)$422$726$125,296
225 ($1,149)$420$729$124,568
226 ($1,149)$417$731$123,836
227 ($1,149)$415$734$123,103
228 ($1,149)$412$736$122,366
Year 20 - 229 ($1,149)$410$739$121,628
230 ($1,149)$407$741$120,887
231 ($1,149)$405$744$120,143
232 ($1,149)$402$746$119,397
233 ($1,149)$400$749$118,648
234 ($1,149)$397$751$117,897
235 ($1,149)$395$754$117,144
236 ($1,149)$392$756$116,388
237 ($1,149)$390$759$115,629
238 ($1,149)$387$761$114,868
239 ($1,149)$385$764$114,104
240 ($1,149)$382$766$113,338
Year 21 - 241 ($1,149)$380$769$112,569
242 ($1,149)$377$771$111,797
243 ($1,149)$375$774$111,023
244 ($1,149)$372$777$110,247
245 ($1,149)$369$779$109,467
246 ($1,149)$367$782$108,685
247 ($1,149)$364$784$107,901
248 ($1,149)$361$787$107,114
249 ($1,149)$359$790$106,324
250 ($1,149)$356$792$105,532
251 ($1,149)$354$795$104,737
252 ($1,149)$351$798$103,939
Year 22 - 253 ($1,149)$348$800$103,139
254 ($1,149)$346$803$102,336
255 ($1,149)$343$806$101,530
256 ($1,149)$340$808$100,721
257 ($1,149)$337$811$99,910
258 ($1,149)$335$814$99,096
259 ($1,149)$332$817$98,280
260 ($1,149)$329$819$97,461
261 ($1,149)$326$822$96,638
262 ($1,149)$324$825$95,814
263 ($1,149)$321$828$94,986
264 ($1,149)$318$830$94,156
Year 23 - 265 ($1,149)$315$833$93,323
266 ($1,149)$313$836$92,487
267 ($1,149)$310$839$91,648
268 ($1,149)$307$842$90,806
269 ($1,149)$304$844$89,962
270 ($1,149)$301$847$89,115
271 ($1,149)$299$850$88,265
272 ($1,149)$296$853$87,412
273 ($1,149)$293$856$86,556
274 ($1,149)$290$859$85,698
275 ($1,149)$287$861$84,836
276 ($1,149)$284$864$83,972
Year 24 - 277 ($1,149)$281$867$83,104
278 ($1,149)$278$870$82,234
279 ($1,149)$275$873$81,361
280 ($1,149)$273$876$80,485
281 ($1,149)$270$879$79,606
282 ($1,149)$267$882$78,724
283 ($1,149)$264$885$77,839
284 ($1,149)$261$888$76,952
285 ($1,149)$258$891$76,061
286 ($1,149)$255$894$75,167
287 ($1,149)$252$897$74,270
288 ($1,149)$249$900$73,371
Year 25 - 289 ($1,149)$246$903$72,468
290 ($1,149)$243$906$71,562
291 ($1,149)$240$909$70,653
292 ($1,149)$237$912$69,741
293 ($1,149)$234$915$68,826
294 ($1,149)$231$918$67,908
295 ($1,149)$227$921$66,987
296 ($1,149)$224$924$66,063
297 ($1,149)$221$927$65,136
298 ($1,149)$218$930$64,206
299 ($1,149)$215$933$63,272
300 ($1,149)$212$937$62,335
Year 26 - 301 ($1,149)$209$940$61,396
302 ($1,149)$206$943$60,453
303 ($1,149)$203$946$59,507
304 ($1,149)$199$949$58,558
305 ($1,149)$196$952$57,605
306 ($1,149)$193$956$56,650
307 ($1,149)$190$959$55,691
308 ($1,149)$187$962$54,729
309 ($1,149)$183$965$53,764
310 ($1,149)$180$968$52,795
311 ($1,149)$177$972$51,823
312 ($1,149)$174$975$50,848
Year 27 - 313 ($1,149)$170$978$49,870
314 ($1,149)$167$982$48,889
315 ($1,149)$164$985$47,904
316 ($1,149)$160$988$46,916
317 ($1,149)$157$991$45,924
318 ($1,149)$154$995$44,930
319 ($1,149)$151$998$43,932
320 ($1,149)$147$1,001$42,930
321 ($1,149)$144$1,005$41,926
322 ($1,149)$140$1,008$40,917
323 ($1,149)$137$1,011$39,906
324 ($1,149)$134$1,015$38,891
Year 28 - 325 ($1,149)$130$1,018$37,873
326 ($1,149)$127$1,022$36,851
327 ($1,149)$123$1,025$35,826
328 ($1,149)$120$1,029$34,797
329 ($1,149)$117$1,032$33,765
330 ($1,149)$113$1,035$32,730
331 ($1,149)$110$1,039$31,691
332 ($1,149)$106$1,042$30,649
333 ($1,149)$103$1,046$29,603
334 ($1,149)$99$1,049$28,553
335 ($1,149)$96$1,053$27,500
336 ($1,149)$92$1,056$26,444
Year 29 - 337 ($1,149)$89$1,060$25,384
338 ($1,149)$85$1,064$24,321
339 ($1,149)$81$1,067$23,253
340 ($1,149)$78$1,071$22,183
341 ($1,149)$74$1,074$21,109
342 ($1,149)$71$1,078$20,031
343 ($1,149)$67$1,081$18,949
344 ($1,149)$63$1,085$17,864
345 ($1,149)$60$1,089$16,775
346 ($1,149)$56$1,092$15,683
347 ($1,149)$53$1,096$14,587
348 ($1,149)$49$1,100$13,487
Year 30 - 349 ($1,149)$45$1,103$12,384
350 ($1,149)$41$1,107$11,277
351 ($1,149)$38$1,111$10,166
352 ($1,149)$34$1,115$9,052
353 ($1,149)$30$1,118$7,933
354 ($1,149)$27$1,122$6,811
355 ($1,149)$23$1,126$5,686
356 ($1,149)$19$1,130$4,556
357 ($1,149)$15$1,133$3,423
358 ($1,149)$11$1,137$2,286
359 ($1,149)$8$1,141$1,145
360 ($1,149)$4$1,145$0
TOTALS$173,484$240,000$413,484

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.