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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,199 360 $191,637 $431,637

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,199)$876$323$239,677
2 ($1,199)$875$324$239,353
3 ($1,199)$874$325$239,027
4 ($1,199)$872$327$238,701
5 ($1,199)$871$328$238,373
6 ($1,199)$870$329$238,044
7 ($1,199)$869$330$237,714
8 ($1,199)$868$331$237,383
9 ($1,199)$866$333$237,050
10 ($1,199)$865$334$236,717
11 ($1,199)$864$335$236,382
12 ($1,199)$863$336$236,045
Year 2 - 13 ($1,199)$862$337$235,708
14 ($1,199)$860$339$235,369
15 ($1,199)$859$340$235,029
16 ($1,199)$858$341$234,688
17 ($1,199)$857$342$234,346
18 ($1,199)$855$344$234,002
19 ($1,199)$854$345$233,657
20 ($1,199)$853$346$233,311
21 ($1,199)$852$347$232,964
22 ($1,199)$850$349$232,615
23 ($1,199)$849$350$232,265
24 ($1,199)$848$351$231,914
Year 3 - 25 ($1,199)$846$353$231,561
26 ($1,199)$845$354$231,208
27 ($1,199)$844$355$230,853
28 ($1,199)$843$356$230,496
29 ($1,199)$841$358$230,138
30 ($1,199)$840$359$229,779
31 ($1,199)$839$360$229,419
32 ($1,199)$837$362$229,058
33 ($1,199)$836$363$228,695
34 ($1,199)$835$364$228,330
35 ($1,199)$833$366$227,965
36 ($1,199)$832$367$227,598
Year 4 - 37 ($1,199)$831$368$227,230
38 ($1,199)$829$370$226,860
39 ($1,199)$828$371$226,489
40 ($1,199)$827$372$226,117
41 ($1,199)$825$374$225,743
42 ($1,199)$824$375$225,368
43 ($1,199)$823$376$224,992
44 ($1,199)$821$378$224,614
45 ($1,199)$820$379$224,235
46 ($1,199)$818$381$223,854
47 ($1,199)$817$382$223,472
48 ($1,199)$816$383$223,089
Year 5 - 49 ($1,199)$814$385$222,704
50 ($1,199)$813$386$222,318
51 ($1,199)$811$388$221,931
52 ($1,199)$810$389$221,542
53 ($1,199)$809$390$221,151
54 ($1,199)$807$392$220,759
55 ($1,199)$806$393$220,366
56 ($1,199)$804$395$219,972
57 ($1,199)$803$396$219,576
58 ($1,199)$801$398$219,178
59 ($1,199)$800$399$218,779
60 ($1,199)$799$400$218,379
Year 6 - 61 ($1,199)$797$402$217,977
62 ($1,199)$796$403$217,573
63 ($1,199)$794$405$217,168
64 ($1,199)$793$406$216,762
65 ($1,199)$791$408$216,354
66 ($1,199)$790$409$215,945
67 ($1,199)$788$411$215,534
68 ($1,199)$787$412$215,122
69 ($1,199)$785$414$214,708
70 ($1,199)$784$415$214,293
71 ($1,199)$782$417$213,876
72 ($1,199)$781$418$213,458
Year 7 - 73 ($1,199)$779$420$213,038
74 ($1,199)$778$421$212,616
75 ($1,199)$776$423$212,193
76 ($1,199)$775$424$211,769
77 ($1,199)$773$426$211,343
78 ($1,199)$771$428$210,915
79 ($1,199)$770$429$210,486
80 ($1,199)$768$431$210,055
81 ($1,199)$767$432$209,623
82 ($1,199)$765$434$209,189
83 ($1,199)$764$435$208,754
84 ($1,199)$762$437$208,317
Year 8 - 85 ($1,199)$760$439$207,878
86 ($1,199)$759$440$207,438
87 ($1,199)$757$442$206,996
88 ($1,199)$756$443$206,553
89 ($1,199)$754$445$206,107
90 ($1,199)$752$447$205,661
91 ($1,199)$751$448$205,212
92 ($1,199)$749$450$204,762
93 ($1,199)$747$452$204,311
94 ($1,199)$746$453$203,858
95 ($1,199)$744$455$203,403
96 ($1,199)$742$457$202,946
Year 9 - 97 ($1,199)$741$458$202,488
98 ($1,199)$739$460$202,028
99 ($1,199)$737$462$201,566
100 ($1,199)$736$463$201,103
101 ($1,199)$734$465$200,638
102 ($1,199)$732$467$200,171
103 ($1,199)$731$468$199,703
104 ($1,199)$729$470$199,233
105 ($1,199)$727$472$198,761
106 ($1,199)$725$474$198,288
107 ($1,199)$724$475$197,812
108 ($1,199)$722$477$197,336
Year 10 - 109 ($1,199)$720$479$196,857
110 ($1,199)$719$480$196,376
111 ($1,199)$717$482$195,894
112 ($1,199)$715$484$195,410
113 ($1,199)$713$486$194,924
114 ($1,199)$711$488$194,437
115 ($1,199)$710$489$193,948
116 ($1,199)$708$491$193,456
117 ($1,199)$706$493$192,964
118 ($1,199)$704$495$192,469
119 ($1,199)$703$496$191,972
120 ($1,199)$701$498$191,474
Year 11 - 121 ($1,199)$699$500$190,974
122 ($1,199)$697$502$190,472
123 ($1,199)$695$504$189,968
124 ($1,199)$693$506$189,463
125 ($1,199)$692$507$188,955
126 ($1,199)$690$509$188,446
127 ($1,199)$688$511$187,935
128 ($1,199)$686$513$187,422
129 ($1,199)$684$515$186,907
130 ($1,199)$682$517$186,390
131 ($1,199)$680$519$185,871
132 ($1,199)$678$521$185,351
Year 12 - 133 ($1,199)$677$522$184,828
134 ($1,199)$675$524$184,304
135 ($1,199)$673$526$183,778
136 ($1,199)$671$528$183,250
137 ($1,199)$669$530$182,719
138 ($1,199)$667$532$182,187
139 ($1,199)$665$534$181,653
140 ($1,199)$663$536$181,117
141 ($1,199)$661$538$180,579
142 ($1,199)$659$540$180,040
143 ($1,199)$657$542$179,498
144 ($1,199)$655$544$178,954
Year 13 - 145 ($1,199)$653$546$178,408
146 ($1,199)$651$548$177,860
147 ($1,199)$649$550$177,310
148 ($1,199)$647$552$176,759
149 ($1,199)$645$554$176,205
150 ($1,199)$643$556$175,649
151 ($1,199)$641$558$175,091
152 ($1,199)$639$560$174,531
153 ($1,199)$637$562$173,969
154 ($1,199)$635$564$173,405
155 ($1,199)$633$566$172,839
156 ($1,199)$631$568$172,271
Year 14 - 157 ($1,199)$629$570$171,701
158 ($1,199)$627$572$171,129
159 ($1,199)$625$574$170,554
160 ($1,199)$623$576$169,978
161 ($1,199)$620$579$169,399
162 ($1,199)$618$581$168,818
163 ($1,199)$616$583$168,236
164 ($1,199)$614$585$167,651
165 ($1,199)$612$587$167,064
166 ($1,199)$610$589$166,474
167 ($1,199)$608$591$165,883
168 ($1,199)$605$594$165,290
Year 15 - 169 ($1,199)$603$596$164,694
170 ($1,199)$601$598$164,096
171 ($1,199)$599$600$163,496
172 ($1,199)$597$602$162,894
173 ($1,199)$595$604$162,289
174 ($1,199)$592$607$161,683
175 ($1,199)$590$609$161,074
176 ($1,199)$588$611$160,463
177 ($1,199)$586$613$159,849
178 ($1,199)$583$616$159,234
179 ($1,199)$581$618$158,616
180 ($1,199)$579$620$157,996
Year 16 - 181 ($1,199)$577$622$157,374
182 ($1,199)$574$625$156,749
183 ($1,199)$572$627$156,122
184 ($1,199)$570$629$155,493
185 ($1,199)$568$631$154,862
186 ($1,199)$565$634$154,228
187 ($1,199)$563$636$153,592
188 ($1,199)$561$638$152,954
189 ($1,199)$558$641$152,313
190 ($1,199)$556$643$151,670
191 ($1,199)$554$645$151,024
192 ($1,199)$551$648$150,377
Year 17 - 193 ($1,199)$549$650$149,727
194 ($1,199)$547$652$149,074
195 ($1,199)$544$655$148,419
196 ($1,199)$542$657$147,762
197 ($1,199)$539$660$147,102
198 ($1,199)$537$662$146,440
199 ($1,199)$535$664$145,776
200 ($1,199)$532$667$145,109
201 ($1,199)$530$669$144,439
202 ($1,199)$527$672$143,768
203 ($1,199)$525$674$143,093
204 ($1,199)$522$677$142,417
Year 18 - 205 ($1,199)$520$679$141,738
206 ($1,199)$517$682$141,056
207 ($1,199)$515$684$140,372
208 ($1,199)$512$687$139,685
209 ($1,199)$510$689$138,996
210 ($1,199)$507$692$138,304
211 ($1,199)$505$694$137,610
212 ($1,199)$502$697$136,913
213 ($1,199)$500$699$136,214
214 ($1,199)$497$702$135,512
215 ($1,199)$495$704$134,808
216 ($1,199)$492$707$134,101
Year 19 - 217 ($1,199)$489$710$133,392
218 ($1,199)$487$712$132,679
219 ($1,199)$484$715$131,965
220 ($1,199)$482$717$131,247
221 ($1,199)$479$720$130,527
222 ($1,199)$476$723$129,805
223 ($1,199)$474$725$129,080
224 ($1,199)$471$728$128,352
225 ($1,199)$468$731$127,621
226 ($1,199)$466$733$126,888
227 ($1,199)$463$736$126,152
228 ($1,199)$460$739$125,414
Year 20 - 229 ($1,199)$458$741$124,673
230 ($1,199)$455$744$123,929
231 ($1,199)$452$747$123,182
232 ($1,199)$450$749$122,433
233 ($1,199)$447$752$121,680
234 ($1,199)$444$755$120,926
235 ($1,199)$441$758$120,168
236 ($1,199)$439$760$119,408
237 ($1,199)$436$763$118,644
238 ($1,199)$433$766$117,878
239 ($1,199)$430$769$117,110
240 ($1,199)$427$772$116,338
Year 21 - 241 ($1,199)$425$774$115,564
242 ($1,199)$422$777$114,787
243 ($1,199)$419$780$114,007
244 ($1,199)$416$783$113,224
245 ($1,199)$413$786$112,438
246 ($1,199)$410$789$111,649
247 ($1,199)$408$791$110,858
248 ($1,199)$405$794$110,064
249 ($1,199)$402$797$109,266
250 ($1,199)$399$800$108,466
251 ($1,199)$396$803$107,663
252 ($1,199)$393$806$106,857
Year 22 - 253 ($1,199)$390$809$106,048
254 ($1,199)$387$812$105,236
255 ($1,199)$384$815$104,421
256 ($1,199)$381$818$103,603
257 ($1,199)$378$821$102,783
258 ($1,199)$375$824$101,959
259 ($1,199)$372$827$101,132
260 ($1,199)$369$830$100,302
261 ($1,199)$366$833$99,469
262 ($1,199)$363$836$98,633
263 ($1,199)$360$839$97,794
264 ($1,199)$357$842$96,952
Year 23 - 265 ($1,199)$354$845$96,107
266 ($1,199)$351$848$95,259
267 ($1,199)$348$851$94,408
268 ($1,199)$345$854$93,553
269 ($1,199)$341$858$92,696
270 ($1,199)$338$861$91,835
271 ($1,199)$335$864$90,971
272 ($1,199)$332$867$90,104
273 ($1,199)$329$870$89,234
274 ($1,199)$326$873$88,361
275 ($1,199)$323$876$87,484
276 ($1,199)$319$880$86,605
Year 24 - 277 ($1,199)$316$883$85,722
278 ($1,199)$313$886$84,836
279 ($1,199)$310$889$83,946
280 ($1,199)$306$893$83,054
281 ($1,199)$303$896$82,158
282 ($1,199)$300$899$81,259
283 ($1,199)$297$902$80,356
284 ($1,199)$293$906$79,451
285 ($1,199)$290$909$78,542
286 ($1,199)$287$912$77,629
287 ($1,199)$283$916$76,714
288 ($1,199)$280$919$75,795
Year 25 - 289 ($1,199)$277$922$74,873
290 ($1,199)$273$926$73,947
291 ($1,199)$270$929$73,018
292 ($1,199)$267$932$72,085
293 ($1,199)$263$936$71,149
294 ($1,199)$260$939$70,210
295 ($1,199)$256$943$69,267
296 ($1,199)$253$946$68,321
297 ($1,199)$249$950$67,372
298 ($1,199)$246$953$66,418
299 ($1,199)$242$957$65,462
300 ($1,199)$239$960$64,502
Year 26 - 301 ($1,199)$235$964$63,538
302 ($1,199)$232$967$62,571
303 ($1,199)$228$971$61,601
304 ($1,199)$225$974$60,626
305 ($1,199)$221$978$59,649
306 ($1,199)$218$981$58,667
307 ($1,199)$214$985$57,683
308 ($1,199)$211$988$56,694
309 ($1,199)$207$992$55,702
310 ($1,199)$203$996$54,706
311 ($1,199)$200$999$53,707
312 ($1,199)$196$1,003$52,704
Year 27 - 313 ($1,199)$192$1,007$51,698
314 ($1,199)$189$1,010$50,687
315 ($1,199)$185$1,014$49,673
316 ($1,199)$181$1,018$48,656
317 ($1,199)$178$1,021$47,634
318 ($1,199)$174$1,025$46,609
319 ($1,199)$170$1,029$45,580
320 ($1,199)$166$1,033$44,548
321 ($1,199)$163$1,036$43,511
322 ($1,199)$159$1,040$42,471
323 ($1,199)$155$1,044$41,427
324 ($1,199)$151$1,048$40,379
Year 28 - 325 ($1,199)$147$1,052$39,328
326 ($1,199)$144$1,055$38,272
327 ($1,199)$140$1,059$37,213
328 ($1,199)$136$1,063$36,150
329 ($1,199)$132$1,067$35,083
330 ($1,199)$128$1,071$34,012
331 ($1,199)$124$1,075$32,937
332 ($1,199)$120$1,079$31,858
333 ($1,199)$116$1,083$30,775
334 ($1,199)$112$1,087$29,689
335 ($1,199)$108$1,091$28,598
336 ($1,199)$104$1,095$27,503
Year 29 - 337 ($1,199)$100$1,099$26,405
338 ($1,199)$96$1,103$25,302
339 ($1,199)$92$1,107$24,196
340 ($1,199)$88$1,111$23,085
341 ($1,199)$84$1,115$21,970
342 ($1,199)$80$1,119$20,851
343 ($1,199)$76$1,123$19,728
344 ($1,199)$72$1,127$18,602
345 ($1,199)$68$1,131$17,470
346 ($1,199)$64$1,135$16,335
347 ($1,199)$60$1,139$15,196
348 ($1,199)$55$1,144$14,052
Year 30 - 349 ($1,199)$51$1,148$12,905
350 ($1,199)$47$1,152$11,753
351 ($1,199)$43$1,156$10,597
352 ($1,199)$39$1,160$9,436
353 ($1,199)$34$1,165$8,272
354 ($1,199)$30$1,169$7,103
355 ($1,199)$26$1,173$5,930
356 ($1,199)$22$1,177$4,753
357 ($1,199)$17$1,182$3,571
358 ($1,199)$13$1,186$2,385
359 ($1,199)$9$1,190$1,195
360 ($1,199)$4$1,195$0
TOTALS$191,637$240,000$431,637

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.