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Mortgage Payment Schedule for a $300,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($60,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,140 360 $170,497 $410,497

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $300,000
Down Payment $60,000$240,000
Year 1 - 1 ($1,140)$792$348$239,652
2 ($1,140)$791$349$239,302
3 ($1,140)$790$351$238,952
4 ($1,140)$789$352$238,600
5 ($1,140)$787$353$238,247
6 ($1,140)$786$354$237,893
7 ($1,140)$785$355$237,538
8 ($1,140)$784$356$237,181
9 ($1,140)$783$358$236,824
10 ($1,140)$782$359$236,465
11 ($1,140)$780$360$236,105
12 ($1,140)$779$361$235,744
Year 2 - 13 ($1,140)$778$362$235,382
14 ($1,140)$777$364$235,018
15 ($1,140)$776$365$234,654
16 ($1,140)$774$366$234,288
17 ($1,140)$773$367$233,921
18 ($1,140)$772$368$233,552
19 ($1,140)$771$370$233,183
20 ($1,140)$770$371$232,812
21 ($1,140)$768$372$232,440
22 ($1,140)$767$373$232,067
23 ($1,140)$766$374$231,692
24 ($1,140)$765$376$231,317
Year 3 - 25 ($1,140)$763$377$230,940
26 ($1,140)$762$378$230,561
27 ($1,140)$761$379$230,182
28 ($1,140)$760$381$229,801
29 ($1,140)$758$382$229,419
30 ($1,140)$757$383$229,036
31 ($1,140)$756$384$228,652
32 ($1,140)$755$386$228,266
33 ($1,140)$753$387$227,879
34 ($1,140)$752$388$227,491
35 ($1,140)$751$390$227,101
36 ($1,140)$749$391$226,710
Year 4 - 37 ($1,140)$748$392$226,318
38 ($1,140)$747$393$225,925
39 ($1,140)$746$395$225,530
40 ($1,140)$744$396$225,134
41 ($1,140)$743$397$224,737
42 ($1,140)$742$399$224,338
43 ($1,140)$740$400$223,938
44 ($1,140)$739$401$223,537
45 ($1,140)$738$403$223,134
46 ($1,140)$736$404$222,730
47 ($1,140)$735$405$222,325
48 ($1,140)$734$407$221,919
Year 5 - 49 ($1,140)$732$408$221,511
50 ($1,140)$731$409$221,101
51 ($1,140)$730$411$220,691
52 ($1,140)$728$412$220,279
53 ($1,140)$727$413$219,865
54 ($1,140)$726$415$219,451
55 ($1,140)$724$416$219,035
56 ($1,140)$723$417$218,617
57 ($1,140)$721$419$218,198
58 ($1,140)$720$420$217,778
59 ($1,140)$719$422$217,356
60 ($1,140)$717$423$216,933
Year 6 - 61 ($1,140)$716$424$216,509
62 ($1,140)$714$426$216,083
63 ($1,140)$713$427$215,656
64 ($1,140)$712$429$215,228
65 ($1,140)$710$430$214,797
66 ($1,140)$709$431$214,366
67 ($1,140)$707$433$213,933
68 ($1,140)$706$434$213,499
69 ($1,140)$705$436$213,063
70 ($1,140)$703$437$212,626
71 ($1,140)$702$439$212,187
72 ($1,140)$700$440$211,747
Year 7 - 73 ($1,140)$699$442$211,306
74 ($1,140)$697$443$210,863
75 ($1,140)$696$444$210,418
76 ($1,140)$694$446$209,973
77 ($1,140)$693$447$209,525
78 ($1,140)$691$449$209,076
79 ($1,140)$690$450$208,626
80 ($1,140)$688$452$208,174
81 ($1,140)$687$453$207,721
82 ($1,140)$685$455$207,266
83 ($1,140)$684$456$206,810
84 ($1,140)$682$458$206,352
Year 8 - 85 ($1,140)$681$459$205,893
86 ($1,140)$679$461$205,432
87 ($1,140)$678$462$204,970
88 ($1,140)$676$464$204,506
89 ($1,140)$675$465$204,040
90 ($1,140)$673$467$203,573
91 ($1,140)$672$468$203,105
92 ($1,140)$670$470$202,635
93 ($1,140)$669$472$202,163
94 ($1,140)$667$473$201,690
95 ($1,140)$666$475$201,216
96 ($1,140)$664$476$200,739
Year 9 - 97 ($1,140)$662$478$200,261
98 ($1,140)$661$479$199,782
99 ($1,140)$659$481$199,301
100 ($1,140)$658$483$198,818
101 ($1,140)$656$484$198,334
102 ($1,140)$655$486$197,849
103 ($1,140)$653$487$197,361
104 ($1,140)$651$489$196,872
105 ($1,140)$650$491$196,382
106 ($1,140)$648$492$195,889
107 ($1,140)$646$494$195,396
108 ($1,140)$645$495$194,900
Year 10 - 109 ($1,140)$643$497$194,403
110 ($1,140)$642$499$193,904
111 ($1,140)$640$500$193,404
112 ($1,140)$638$502$192,902
113 ($1,140)$637$504$192,398
114 ($1,140)$635$505$191,893
115 ($1,140)$633$507$191,386
116 ($1,140)$632$509$190,877
117 ($1,140)$630$510$190,367
118 ($1,140)$628$512$189,855
119 ($1,140)$627$514$189,341
120 ($1,140)$625$515$188,825
Year 11 - 121 ($1,140)$623$517$188,308
122 ($1,140)$621$519$187,789
123 ($1,140)$620$521$187,269
124 ($1,140)$618$522$186,747
125 ($1,140)$616$524$186,223
126 ($1,140)$615$526$185,697
127 ($1,140)$613$527$185,169
128 ($1,140)$611$529$184,640
129 ($1,140)$609$531$184,109
130 ($1,140)$608$533$183,577
131 ($1,140)$606$534$183,042
132 ($1,140)$604$536$182,506
Year 12 - 133 ($1,140)$602$538$181,968
134 ($1,140)$600$540$181,428
135 ($1,140)$599$542$180,886
136 ($1,140)$597$543$180,343
137 ($1,140)$595$545$179,798
138 ($1,140)$593$547$179,251
139 ($1,140)$592$549$178,702
140 ($1,140)$590$551$178,152
141 ($1,140)$588$552$177,599
142 ($1,140)$586$554$177,045
143 ($1,140)$584$556$176,489
144 ($1,140)$582$558$175,931
Year 13 - 145 ($1,140)$581$560$175,372
146 ($1,140)$579$562$174,810
147 ($1,140)$577$563$174,247
148 ($1,140)$575$565$173,681
149 ($1,140)$573$567$173,114
150 ($1,140)$571$569$172,545
151 ($1,140)$569$571$171,974
152 ($1,140)$568$573$171,402
153 ($1,140)$566$575$170,827
154 ($1,140)$564$577$170,251
155 ($1,140)$562$578$169,672
156 ($1,140)$560$580$169,092
Year 14 - 157 ($1,140)$558$582$168,509
158 ($1,140)$556$584$167,925
159 ($1,140)$554$586$167,339
160 ($1,140)$552$588$166,751
161 ($1,140)$550$590$166,161
162 ($1,140)$548$592$165,569
163 ($1,140)$546$594$164,975
164 ($1,140)$544$596$164,379
165 ($1,140)$542$598$163,782
166 ($1,140)$540$600$163,182
167 ($1,140)$539$602$162,580
168 ($1,140)$537$604$161,976
Year 15 - 169 ($1,140)$535$606$161,371
170 ($1,140)$533$608$160,763
171 ($1,140)$531$610$160,153
172 ($1,140)$529$612$159,541
173 ($1,140)$526$614$158,928
174 ($1,140)$524$616$158,312
175 ($1,140)$522$618$157,694
176 ($1,140)$520$620$157,074
177 ($1,140)$518$622$156,452
178 ($1,140)$516$624$155,828
179 ($1,140)$514$626$155,202
180 ($1,140)$512$628$154,574
Year 16 - 181 ($1,140)$510$630$153,944
182 ($1,140)$508$632$153,312
183 ($1,140)$506$634$152,677
184 ($1,140)$504$636$152,041
185 ($1,140)$502$639$151,402
186 ($1,140)$500$641$150,762
187 ($1,140)$498$643$150,119
188 ($1,140)$495$645$149,474
189 ($1,140)$493$647$148,827
190 ($1,140)$491$649$148,178
191 ($1,140)$489$651$147,527
192 ($1,140)$487$653$146,873
Year 17 - 193 ($1,140)$485$656$146,218
194 ($1,140)$483$658$145,560
195 ($1,140)$480$660$144,900
196 ($1,140)$478$662$144,238
197 ($1,140)$476$664$143,573
198 ($1,140)$474$666$142,907
199 ($1,140)$472$669$142,238
200 ($1,140)$469$671$141,567
201 ($1,140)$467$673$140,894
202 ($1,140)$465$675$140,219
203 ($1,140)$463$678$139,541
204 ($1,140)$460$680$138,862
Year 18 - 205 ($1,140)$458$682$138,180
206 ($1,140)$456$684$137,495
207 ($1,140)$454$687$136,809
208 ($1,140)$451$689$136,120
209 ($1,140)$449$691$135,429
210 ($1,140)$447$693$134,736
211 ($1,140)$445$696$134,040
212 ($1,140)$442$698$133,342
213 ($1,140)$440$700$132,642
214 ($1,140)$438$703$131,939
215 ($1,140)$435$705$131,234
216 ($1,140)$433$707$130,527
Year 19 - 217 ($1,140)$431$710$129,818
218 ($1,140)$428$712$129,106
219 ($1,140)$426$714$128,392
220 ($1,140)$424$717$127,675
221 ($1,140)$421$719$126,956
222 ($1,140)$419$721$126,235
223 ($1,140)$417$724$125,511
224 ($1,140)$414$726$124,785
225 ($1,140)$412$728$124,056
226 ($1,140)$409$731$123,326
227 ($1,140)$407$733$122,592
228 ($1,140)$405$736$121,857
Year 20 - 229 ($1,140)$402$738$121,118
230 ($1,140)$400$741$120,378
231 ($1,140)$397$743$119,635
232 ($1,140)$395$745$118,889
233 ($1,140)$392$748$118,141
234 ($1,140)$390$750$117,391
235 ($1,140)$387$753$116,638
236 ($1,140)$385$755$115,883
237 ($1,140)$382$758$115,125
238 ($1,140)$380$760$114,365
239 ($1,140)$377$763$113,602
240 ($1,140)$375$765$112,836
Year 21 - 241 ($1,140)$372$768$112,068
242 ($1,140)$370$770$111,298
243 ($1,140)$367$773$110,525
244 ($1,140)$365$776$109,749
245 ($1,140)$362$778$108,971
246 ($1,140)$360$781$108,191
247 ($1,140)$357$783$107,407
248 ($1,140)$354$786$106,622
249 ($1,140)$352$788$105,833
250 ($1,140)$349$791$105,042
251 ($1,140)$347$794$104,249
252 ($1,140)$344$796$103,452
Year 22 - 253 ($1,140)$341$799$102,653
254 ($1,140)$339$802$101,852
255 ($1,140)$336$804$101,048
256 ($1,140)$333$807$100,241
257 ($1,140)$331$809$99,431
258 ($1,140)$328$812$98,619
259 ($1,140)$325$815$97,805
260 ($1,140)$323$818$96,987
261 ($1,140)$320$820$96,167
262 ($1,140)$317$823$95,344
263 ($1,140)$315$826$94,518
264 ($1,140)$312$828$93,690
Year 23 - 265 ($1,140)$309$831$92,859
266 ($1,140)$306$834$92,025
267 ($1,140)$304$837$91,188
268 ($1,140)$301$839$90,349
269 ($1,140)$298$842$89,507
270 ($1,140)$295$845$88,662
271 ($1,140)$293$848$87,814
272 ($1,140)$290$850$86,964
273 ($1,140)$287$853$86,111
274 ($1,140)$284$856$85,254
275 ($1,140)$281$859$84,396
276 ($1,140)$279$862$83,534
Year 24 - 277 ($1,140)$276$865$82,669
278 ($1,140)$273$867$81,802
279 ($1,140)$270$870$80,931
280 ($1,140)$267$873$80,058
281 ($1,140)$264$876$79,182
282 ($1,140)$261$879$78,303
283 ($1,140)$258$882$77,421
284 ($1,140)$255$885$76,536
285 ($1,140)$253$888$75,649
286 ($1,140)$250$891$74,758
287 ($1,140)$247$894$73,865
288 ($1,140)$244$897$72,968
Year 25 - 289 ($1,140)$241$899$72,069
290 ($1,140)$238$902$71,166
291 ($1,140)$235$905$70,261
292 ($1,140)$232$908$69,352
293 ($1,140)$229$911$68,441
294 ($1,140)$226$914$67,526
295 ($1,140)$223$917$66,609
296 ($1,140)$220$920$65,689
297 ($1,140)$217$923$64,765
298 ($1,140)$214$927$63,839
299 ($1,140)$211$930$62,909
300 ($1,140)$208$933$61,976
Year 26 - 301 ($1,140)$205$936$61,041
302 ($1,140)$201$939$60,102
303 ($1,140)$198$942$59,160
304 ($1,140)$195$945$58,215
305 ($1,140)$192$948$57,267
306 ($1,140)$189$951$56,315
307 ($1,140)$186$954$55,361
308 ($1,140)$183$958$54,403
309 ($1,140)$180$961$53,443
310 ($1,140)$176$964$52,479
311 ($1,140)$173$967$51,512
312 ($1,140)$170$970$50,541
Year 27 - 313 ($1,140)$167$973$49,568
314 ($1,140)$164$977$48,591
315 ($1,140)$160$980$47,611
316 ($1,140)$157$983$46,628
317 ($1,140)$154$986$45,642
318 ($1,140)$151$990$44,652
319 ($1,140)$147$993$43,659
320 ($1,140)$144$996$42,663
321 ($1,140)$141$999$41,663
322 ($1,140)$137$1,003$40,661
323 ($1,140)$134$1,006$39,654
324 ($1,140)$131$1,009$38,645
Year 28 - 325 ($1,140)$128$1,013$37,632
326 ($1,140)$124$1,016$36,616
327 ($1,140)$121$1,019$35,597
328 ($1,140)$117$1,023$34,574
329 ($1,140)$114$1,026$33,548
330 ($1,140)$111$1,030$32,518
331 ($1,140)$107$1,033$31,485
332 ($1,140)$104$1,036$30,449
333 ($1,140)$100$1,040$29,409
334 ($1,140)$97$1,043$28,366
335 ($1,140)$94$1,047$27,319
336 ($1,140)$90$1,050$26,269
Year 29 - 337 ($1,140)$87$1,054$25,216
338 ($1,140)$83$1,057$24,159
339 ($1,140)$80$1,061$23,098
340 ($1,140)$76$1,064$22,034
341 ($1,140)$73$1,068$20,966
342 ($1,140)$69$1,071$19,895
343 ($1,140)$66$1,075$18,821
344 ($1,140)$62$1,078$17,743
345 ($1,140)$59$1,082$16,661
346 ($1,140)$55$1,085$15,576
347 ($1,140)$51$1,089$14,487
348 ($1,140)$48$1,092$13,394
Year 30 - 349 ($1,140)$44$1,096$12,298
350 ($1,140)$41$1,100$11,198
351 ($1,140)$37$1,103$10,095
352 ($1,140)$33$1,107$8,988
353 ($1,140)$30$1,111$7,878
354 ($1,140)$26$1,114$6,763
355 ($1,140)$22$1,118$5,645
356 ($1,140)$19$1,122$4,524
357 ($1,140)$15$1,125$3,398
358 ($1,140)$11$1,129$2,269
359 ($1,140)$7$1,133$1,137
360 ($1,140)$4$1,137$0
TOTALS$170,497$240,000$410,497

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.