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Mortgage Payment Schedule for a $301,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,200) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,148 360 $172,562 $413,362

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,276 /mo
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30 yr fixed mtg, 0 points | APR: 4.600% | Rate: 4.560% | Fees: $1,150 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.789% | Rate: 4.750% | Fees: $1,120 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $301,000
Down Payment $60,200$240,800
Year 1 - 1 ($1,148)$801$348$240,452
2 ($1,148)$800$349$240,104
3 ($1,148)$798$350$239,754
4 ($1,148)$797$351$239,403
5 ($1,148)$796$352$239,051
6 ($1,148)$795$353$238,697
7 ($1,148)$794$355$238,343
8 ($1,148)$792$356$237,987
9 ($1,148)$791$357$237,630
10 ($1,148)$790$358$237,272
11 ($1,148)$789$359$236,913
12 ($1,148)$788$360$236,552
Year 2 - 13 ($1,148)$787$362$236,190
14 ($1,148)$785$363$235,827
15 ($1,148)$784$364$235,463
16 ($1,148)$783$365$235,098
17 ($1,148)$782$367$234,732
18 ($1,148)$780$368$234,364
19 ($1,148)$779$369$233,995
20 ($1,148)$778$370$233,625
21 ($1,148)$777$371$233,253
22 ($1,148)$776$373$232,881
23 ($1,148)$774$374$232,507
24 ($1,148)$773$375$232,131
Year 3 - 25 ($1,148)$772$376$231,755
26 ($1,148)$771$378$231,377
27 ($1,148)$769$379$230,999
28 ($1,148)$768$380$230,618
29 ($1,148)$767$381$230,237
30 ($1,148)$766$383$229,854
31 ($1,148)$764$384$229,470
32 ($1,148)$763$385$229,085
33 ($1,148)$762$387$228,699
34 ($1,148)$760$388$228,311
35 ($1,148)$759$389$227,922
36 ($1,148)$758$390$227,531
Year 4 - 37 ($1,148)$757$392$227,140
38 ($1,148)$755$393$226,747
39 ($1,148)$754$394$226,352
40 ($1,148)$753$396$225,957
41 ($1,148)$751$397$225,560
42 ($1,148)$750$398$225,162
43 ($1,148)$749$400$224,762
44 ($1,148)$747$401$224,361
45 ($1,148)$746$402$223,959
46 ($1,148)$745$404$223,555
47 ($1,148)$743$405$223,150
48 ($1,148)$742$406$222,744
Year 5 - 49 ($1,148)$741$408$222,337
50 ($1,148)$739$409$221,928
51 ($1,148)$738$410$221,517
52 ($1,148)$737$412$221,106
53 ($1,148)$735$413$220,692
54 ($1,148)$734$414$220,278
55 ($1,148)$732$416$219,862
56 ($1,148)$731$417$219,445
57 ($1,148)$730$419$219,027
58 ($1,148)$728$420$218,607
59 ($1,148)$727$421$218,185
60 ($1,148)$725$423$217,762
Year 6 - 61 ($1,148)$724$424$217,338
62 ($1,148)$723$426$216,913
63 ($1,148)$721$427$216,486
64 ($1,148)$720$428$216,057
65 ($1,148)$718$430$215,627
66 ($1,148)$717$431$215,196
67 ($1,148)$716$433$214,763
68 ($1,148)$714$434$214,329
69 ($1,148)$713$436$213,894
70 ($1,148)$711$437$213,457
71 ($1,148)$710$438$213,018
72 ($1,148)$708$440$212,578
Year 7 - 73 ($1,148)$707$441$212,137
74 ($1,148)$705$443$211,694
75 ($1,148)$704$444$211,250
76 ($1,148)$702$446$210,804
77 ($1,148)$701$447$210,357
78 ($1,148)$699$449$209,908
79 ($1,148)$698$450$209,457
80 ($1,148)$696$452$209,006
81 ($1,148)$695$453$208,552
82 ($1,148)$693$455$208,098
83 ($1,148)$692$456$207,641
84 ($1,148)$690$458$207,183
Year 8 - 85 ($1,148)$689$459$206,724
86 ($1,148)$687$461$206,263
87 ($1,148)$686$462$205,801
88 ($1,148)$684$464$205,337
89 ($1,148)$683$465$204,871
90 ($1,148)$681$467$204,404
91 ($1,148)$680$469$203,936
92 ($1,148)$678$470$203,466
93 ($1,148)$677$472$202,994
94 ($1,148)$675$473$202,521
95 ($1,148)$673$475$202,046
96 ($1,148)$672$476$201,569
Year 9 - 97 ($1,148)$670$478$201,091
98 ($1,148)$669$480$200,612
99 ($1,148)$667$481$200,131
100 ($1,148)$665$483$199,648
101 ($1,148)$664$484$199,163
102 ($1,148)$662$486$198,677
103 ($1,148)$661$488$198,190
104 ($1,148)$659$489$197,701
105 ($1,148)$657$491$197,210
106 ($1,148)$656$493$196,717
107 ($1,148)$654$494$196,223
108 ($1,148)$652$496$195,727
Year 10 - 109 ($1,148)$651$497$195,230
110 ($1,148)$649$499$194,731
111 ($1,148)$647$501$194,230
112 ($1,148)$646$502$193,728
113 ($1,148)$644$504$193,223
114 ($1,148)$642$506$192,718
115 ($1,148)$641$507$192,210
116 ($1,148)$639$509$191,701
117 ($1,148)$637$511$191,190
118 ($1,148)$636$513$190,678
119 ($1,148)$634$514$190,164
120 ($1,148)$632$516$189,648
Year 11 - 121 ($1,148)$631$518$189,130
122 ($1,148)$629$519$188,611
123 ($1,148)$627$521$188,090
124 ($1,148)$625$523$187,567
125 ($1,148)$624$525$187,042
126 ($1,148)$622$526$186,516
127 ($1,148)$620$528$185,988
128 ($1,148)$618$530$185,458
129 ($1,148)$617$532$184,926
130 ($1,148)$615$533$184,393
131 ($1,148)$613$535$183,858
132 ($1,148)$611$537$183,321
Year 12 - 133 ($1,148)$610$539$182,782
134 ($1,148)$608$540$182,242
135 ($1,148)$606$542$181,700
136 ($1,148)$604$544$181,155
137 ($1,148)$602$546$180,610
138 ($1,148)$601$548$180,062
139 ($1,148)$599$550$179,512
140 ($1,148)$597$551$178,961
141 ($1,148)$595$553$178,408
142 ($1,148)$593$555$177,853
143 ($1,148)$591$557$177,296
144 ($1,148)$590$559$176,737
Year 13 - 145 ($1,148)$588$561$176,177
146 ($1,148)$586$562$175,614
147 ($1,148)$584$564$175,050
148 ($1,148)$582$566$174,484
149 ($1,148)$580$568$173,916
150 ($1,148)$578$570$173,346
151 ($1,148)$576$572$172,774
152 ($1,148)$574$574$172,200
153 ($1,148)$573$576$171,624
154 ($1,148)$571$578$171,047
155 ($1,148)$569$579$170,467
156 ($1,148)$567$581$169,886
Year 14 - 157 ($1,148)$565$583$169,303
158 ($1,148)$563$585$168,717
159 ($1,148)$561$587$168,130
160 ($1,148)$559$589$167,541
161 ($1,148)$557$591$166,950
162 ($1,148)$555$593$166,357
163 ($1,148)$553$595$165,761
164 ($1,148)$551$597$165,164
165 ($1,148)$549$599$164,565
166 ($1,148)$547$601$163,964
167 ($1,148)$545$603$163,361
168 ($1,148)$543$605$162,756
Year 15 - 169 ($1,148)$541$607$162,149
170 ($1,148)$539$609$161,540
171 ($1,148)$537$611$160,929
172 ($1,148)$535$613$160,316
173 ($1,148)$533$615$159,701
174 ($1,148)$531$617$159,083
175 ($1,148)$529$619$158,464
176 ($1,148)$527$621$157,843
177 ($1,148)$525$623$157,219
178 ($1,148)$523$625$156,594
179 ($1,148)$521$628$155,966
180 ($1,148)$519$630$155,337
Year 16 - 181 ($1,148)$516$632$154,705
182 ($1,148)$514$634$154,071
183 ($1,148)$512$636$153,435
184 ($1,148)$510$638$152,797
185 ($1,148)$508$640$152,157
186 ($1,148)$506$642$151,515
187 ($1,148)$504$644$150,870
188 ($1,148)$502$647$150,224
189 ($1,148)$499$649$149,575
190 ($1,148)$497$651$148,924
191 ($1,148)$495$653$148,271
192 ($1,148)$493$655$147,616
Year 17 - 193 ($1,148)$491$657$146,958
194 ($1,148)$489$660$146,299
195 ($1,148)$486$662$145,637
196 ($1,148)$484$664$144,973
197 ($1,148)$482$666$144,307
198 ($1,148)$480$668$143,638
199 ($1,148)$478$671$142,968
200 ($1,148)$475$673$142,295
201 ($1,148)$473$675$141,620
202 ($1,148)$471$677$140,942
203 ($1,148)$469$680$140,263
204 ($1,148)$466$682$139,581
Year 18 - 205 ($1,148)$464$684$138,897
206 ($1,148)$462$686$138,210
207 ($1,148)$460$689$137,522
208 ($1,148)$457$691$136,831
209 ($1,148)$455$693$136,137
210 ($1,148)$453$696$135,442
211 ($1,148)$450$698$134,744
212 ($1,148)$448$700$134,044
213 ($1,148)$446$703$133,341
214 ($1,148)$443$705$132,636
215 ($1,148)$441$707$131,929
216 ($1,148)$439$710$131,220
Year 19 - 217 ($1,148)$436$712$130,508
218 ($1,148)$434$714$129,793
219 ($1,148)$432$717$129,077
220 ($1,148)$429$719$128,358
221 ($1,148)$427$721$127,636
222 ($1,148)$424$724$126,912
223 ($1,148)$422$726$126,186
224 ($1,148)$420$729$125,458
225 ($1,148)$417$731$124,726
226 ($1,148)$415$734$123,993
227 ($1,148)$412$736$123,257
228 ($1,148)$410$738$122,519
Year 20 - 229 ($1,148)$407$741$121,778
230 ($1,148)$405$743$121,034
231 ($1,148)$402$746$120,289
232 ($1,148)$400$748$119,540
233 ($1,148)$397$751$118,790
234 ($1,148)$395$753$118,036
235 ($1,148)$392$756$117,281
236 ($1,148)$390$758$116,522
237 ($1,148)$387$761$115,762
238 ($1,148)$385$763$114,998
239 ($1,148)$382$766$114,232
240 ($1,148)$380$768$113,464
Year 21 - 241 ($1,148)$377$771$112,693
242 ($1,148)$375$774$111,919
243 ($1,148)$372$776$111,143
244 ($1,148)$370$779$110,365
245 ($1,148)$367$781$109,583
246 ($1,148)$364$784$108,800
247 ($1,148)$362$786$108,013
248 ($1,148)$359$789$107,224
249 ($1,148)$357$792$106,432
250 ($1,148)$354$794$105,638
251 ($1,148)$351$797$104,841
252 ($1,148)$349$800$104,041
Year 22 - 253 ($1,148)$346$802$103,239
254 ($1,148)$343$805$102,434
255 ($1,148)$341$808$101,626
256 ($1,148)$338$810$100,816
257 ($1,148)$335$813$100,003
258 ($1,148)$333$816$99,187
259 ($1,148)$330$818$98,369
260 ($1,148)$327$821$97,548
261 ($1,148)$324$824$96,724
262 ($1,148)$322$827$95,897
263 ($1,148)$319$829$95,068
264 ($1,148)$316$832$94,236
Year 23 - 265 ($1,148)$313$835$93,401
266 ($1,148)$311$838$92,563
267 ($1,148)$308$840$91,723
268 ($1,148)$305$843$90,880
269 ($1,148)$302$846$90,034
270 ($1,148)$299$849$89,185
271 ($1,148)$297$852$88,333
272 ($1,148)$294$855$87,478
273 ($1,148)$291$857$86,621
274 ($1,148)$288$860$85,761
275 ($1,148)$285$863$84,898
276 ($1,148)$282$866$84,032
Year 24 - 277 ($1,148)$279$869$83,163
278 ($1,148)$277$872$82,291
279 ($1,148)$274$875$81,417
280 ($1,148)$271$878$80,539
281 ($1,148)$268$880$79,659
282 ($1,148)$265$883$78,775
283 ($1,148)$262$886$77,889
284 ($1,148)$259$889$77,000
285 ($1,148)$256$892$76,108
286 ($1,148)$253$895$75,212
287 ($1,148)$250$898$74,314
288 ($1,148)$247$901$73,413
Year 25 - 289 ($1,148)$244$904$72,509
290 ($1,148)$241$907$71,602
291 ($1,148)$238$910$70,692
292 ($1,148)$235$913$69,779
293 ($1,148)$232$916$68,862
294 ($1,148)$229$919$67,943
295 ($1,148)$226$922$67,021
296 ($1,148)$223$925$66,095
297 ($1,148)$220$928$65,167
298 ($1,148)$217$932$64,235
299 ($1,148)$214$935$63,301
300 ($1,148)$210$938$62,363
Year 26 - 301 ($1,148)$207$941$61,422
302 ($1,148)$204$944$60,478
303 ($1,148)$201$947$59,531
304 ($1,148)$198$950$58,581
305 ($1,148)$195$953$57,627
306 ($1,148)$192$957$56,671
307 ($1,148)$188$960$55,711
308 ($1,148)$185$963$54,748
309 ($1,148)$182$966$53,782
310 ($1,148)$179$969$52,812
311 ($1,148)$176$973$51,840
312 ($1,148)$172$976$50,864
Year 27 - 313 ($1,148)$169$979$49,885
314 ($1,148)$166$982$48,902
315 ($1,148)$163$986$47,917
316 ($1,148)$159$989$46,928
317 ($1,148)$156$992$45,936
318 ($1,148)$153$995$44,940
319 ($1,148)$149$999$43,941
320 ($1,148)$146$1,002$42,939
321 ($1,148)$143$1,005$41,934
322 ($1,148)$139$1,009$40,925
323 ($1,148)$136$1,012$39,913
324 ($1,148)$133$1,016$38,897
Year 28 - 325 ($1,148)$129$1,019$37,878
326 ($1,148)$126$1,022$36,856
327 ($1,148)$123$1,026$35,830
328 ($1,148)$119$1,029$34,801
329 ($1,148)$116$1,033$33,769
330 ($1,148)$112$1,036$32,733
331 ($1,148)$109$1,039$31,693
332 ($1,148)$105$1,043$30,651
333 ($1,148)$102$1,046$29,604
334 ($1,148)$98$1,050$28,554
335 ($1,148)$95$1,053$27,501
336 ($1,148)$91$1,057$26,444
Year 29 - 337 ($1,148)$88$1,060$25,384
338 ($1,148)$84$1,064$24,320
339 ($1,148)$81$1,067$23,253
340 ($1,148)$77$1,071$22,182
341 ($1,148)$74$1,074$21,108
342 ($1,148)$70$1,078$20,029
343 ($1,148)$67$1,082$18,948
344 ($1,148)$63$1,085$17,863
345 ($1,148)$59$1,089$16,774
346 ($1,148)$56$1,092$15,681
347 ($1,148)$52$1,096$14,585
348 ($1,148)$48$1,100$13,486
Year 30 - 349 ($1,148)$45$1,103$12,382
350 ($1,148)$41$1,107$11,275
351 ($1,148)$37$1,111$10,164
352 ($1,148)$34$1,114$9,050
353 ($1,148)$30$1,118$7,932
354 ($1,148)$26$1,122$6,810
355 ($1,148)$23$1,126$5,684
356 ($1,148)$19$1,129$4,555
357 ($1,148)$15$1,133$3,422
358 ($1,148)$11$1,137$2,285
359 ($1,148)$8$1,141$1,144
360 ($1,148)$4$1,144$0
TOTALS$172,562$240,800$413,362

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.