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Mortgage Payment Schedule for a $303,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,146 360 $170,197 $412,597

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $303,000
Down Payment $60,600$242,400
Year 1 - 1 ($1,146)$792$354$242,046
2 ($1,146)$791$355$241,690
3 ($1,146)$790$357$241,334
4 ($1,146)$788$358$240,976
5 ($1,146)$787$359$240,617
6 ($1,146)$786$360$240,257
7 ($1,146)$785$361$239,896
8 ($1,146)$784$362$239,533
9 ($1,146)$782$364$239,170
10 ($1,146)$781$365$238,805
11 ($1,146)$780$366$238,439
12 ($1,146)$779$367$238,072
Year 2 - 13 ($1,146)$778$368$237,703
14 ($1,146)$776$370$237,334
15 ($1,146)$775$371$236,963
16 ($1,146)$774$372$236,591
17 ($1,146)$773$373$236,218
18 ($1,146)$772$374$235,843
19 ($1,146)$770$376$235,467
20 ($1,146)$769$377$235,090
21 ($1,146)$768$378$234,712
22 ($1,146)$767$379$234,333
23 ($1,146)$765$381$233,952
24 ($1,146)$764$382$233,571
Year 3 - 25 ($1,146)$763$383$233,187
26 ($1,146)$762$384$232,803
27 ($1,146)$760$386$232,417
28 ($1,146)$759$387$232,031
29 ($1,146)$758$388$231,642
30 ($1,146)$757$389$231,253
31 ($1,146)$755$391$230,862
32 ($1,146)$754$392$230,470
33 ($1,146)$753$393$230,077
34 ($1,146)$752$395$229,683
35 ($1,146)$750$396$229,287
36 ($1,146)$749$397$228,890
Year 4 - 37 ($1,146)$748$398$228,491
38 ($1,146)$746$400$228,092
39 ($1,146)$745$401$227,691
40 ($1,146)$744$402$227,288
41 ($1,146)$742$404$226,885
42 ($1,146)$741$405$226,480
43 ($1,146)$740$406$226,073
44 ($1,146)$739$408$225,666
45 ($1,146)$737$409$225,257
46 ($1,146)$736$410$224,847
47 ($1,146)$734$412$224,435
48 ($1,146)$733$413$224,022
Year 5 - 49 ($1,146)$732$414$223,608
50 ($1,146)$730$416$223,192
51 ($1,146)$729$417$222,775
52 ($1,146)$728$418$222,357
53 ($1,146)$726$420$221,937
54 ($1,146)$725$421$221,516
55 ($1,146)$724$422$221,093
56 ($1,146)$722$424$220,670
57 ($1,146)$721$425$220,244
58 ($1,146)$719$427$219,818
59 ($1,146)$718$428$219,390
60 ($1,146)$717$429$218,960
Year 6 - 61 ($1,146)$715$431$218,529
62 ($1,146)$714$432$218,097
63 ($1,146)$712$434$217,664
64 ($1,146)$711$435$217,228
65 ($1,146)$710$436$216,792
66 ($1,146)$708$438$216,354
67 ($1,146)$707$439$215,915
68 ($1,146)$705$441$215,474
69 ($1,146)$704$442$215,032
70 ($1,146)$702$444$214,588
71 ($1,146)$701$445$214,143
72 ($1,146)$700$447$213,696
Year 7 - 73 ($1,146)$698$448$213,248
74 ($1,146)$697$449$212,799
75 ($1,146)$695$451$212,348
76 ($1,146)$694$452$211,895
77 ($1,146)$692$454$211,442
78 ($1,146)$691$455$210,986
79 ($1,146)$689$457$210,529
80 ($1,146)$688$458$210,071
81 ($1,146)$686$460$209,611
82 ($1,146)$685$461$209,150
83 ($1,146)$683$463$208,687
84 ($1,146)$682$464$208,222
Year 8 - 85 ($1,146)$680$466$207,756
86 ($1,146)$679$467$207,289
87 ($1,146)$677$469$206,820
88 ($1,146)$676$470$206,350
89 ($1,146)$674$472$205,878
90 ($1,146)$673$474$205,404
91 ($1,146)$671$475$204,929
92 ($1,146)$669$477$204,452
93 ($1,146)$668$478$203,974
94 ($1,146)$666$480$203,494
95 ($1,146)$665$481$203,013
96 ($1,146)$663$483$202,530
Year 9 - 97 ($1,146)$662$485$202,045
98 ($1,146)$660$486$201,559
99 ($1,146)$658$488$201,072
100 ($1,146)$657$489$200,582
101 ($1,146)$655$491$200,091
102 ($1,146)$654$492$199,599
103 ($1,146)$652$494$199,105
104 ($1,146)$650$496$198,609
105 ($1,146)$649$497$198,112
106 ($1,146)$647$499$197,613
107 ($1,146)$646$501$197,112
108 ($1,146)$644$502$196,610
Year 10 - 109 ($1,146)$642$504$196,106
110 ($1,146)$641$505$195,601
111 ($1,146)$639$507$195,094
112 ($1,146)$637$509$194,585
113 ($1,146)$636$510$194,075
114 ($1,146)$634$512$193,562
115 ($1,146)$632$514$193,049
116 ($1,146)$631$515$192,533
117 ($1,146)$629$517$192,016
118 ($1,146)$627$519$191,497
119 ($1,146)$626$521$190,977
120 ($1,146)$624$522$190,454
Year 11 - 121 ($1,146)$622$524$189,930
122 ($1,146)$620$526$189,405
123 ($1,146)$619$527$188,877
124 ($1,146)$617$529$188,348
125 ($1,146)$615$531$187,817
126 ($1,146)$614$533$187,285
127 ($1,146)$612$534$186,750
128 ($1,146)$610$536$186,214
129 ($1,146)$608$538$185,677
130 ($1,146)$607$540$185,137
131 ($1,146)$605$541$184,596
132 ($1,146)$603$543$184,053
Year 12 - 133 ($1,146)$601$545$183,508
134 ($1,146)$599$547$182,961
135 ($1,146)$598$548$182,413
136 ($1,146)$596$550$181,863
137 ($1,146)$594$552$181,310
138 ($1,146)$592$554$180,757
139 ($1,146)$590$556$180,201
140 ($1,146)$589$557$179,644
141 ($1,146)$587$559$179,084
142 ($1,146)$585$561$178,523
143 ($1,146)$583$563$177,960
144 ($1,146)$581$565$177,396
Year 13 - 145 ($1,146)$579$567$176,829
146 ($1,146)$578$568$176,260
147 ($1,146)$576$570$175,690
148 ($1,146)$574$572$175,118
149 ($1,146)$572$574$174,544
150 ($1,146)$570$576$173,968
151 ($1,146)$568$578$173,390
152 ($1,146)$566$580$172,810
153 ($1,146)$565$582$172,229
154 ($1,146)$563$583$171,645
155 ($1,146)$561$585$171,060
156 ($1,146)$559$587$170,473
Year 14 - 157 ($1,146)$557$589$169,883
158 ($1,146)$555$591$169,292
159 ($1,146)$553$593$168,699
160 ($1,146)$551$595$168,104
161 ($1,146)$549$597$167,507
162 ($1,146)$547$599$166,908
163 ($1,146)$545$601$166,307
164 ($1,146)$543$603$165,705
165 ($1,146)$541$605$165,100
166 ($1,146)$539$607$164,493
167 ($1,146)$537$609$163,884
168 ($1,146)$535$611$163,274
Year 15 - 169 ($1,146)$533$613$162,661
170 ($1,146)$531$615$162,046
171 ($1,146)$529$617$161,429
172 ($1,146)$527$619$160,811
173 ($1,146)$525$621$160,190
174 ($1,146)$523$623$159,567
175 ($1,146)$521$625$158,942
176 ($1,146)$519$627$158,315
177 ($1,146)$517$629$157,686
178 ($1,146)$515$631$157,055
179 ($1,146)$513$633$156,422
180 ($1,146)$511$635$155,787
Year 16 - 181 ($1,146)$509$637$155,150
182 ($1,146)$507$639$154,511
183 ($1,146)$505$641$153,869
184 ($1,146)$503$643$153,226
185 ($1,146)$501$646$152,580
186 ($1,146)$498$648$151,933
187 ($1,146)$496$650$151,283
188 ($1,146)$494$652$150,631
189 ($1,146)$492$654$149,977
190 ($1,146)$490$656$149,321
191 ($1,146)$488$658$148,662
192 ($1,146)$486$660$148,002
Year 17 - 193 ($1,146)$483$663$147,339
194 ($1,146)$481$665$146,674
195 ($1,146)$479$667$146,007
196 ($1,146)$477$669$145,338
197 ($1,146)$475$671$144,667
198 ($1,146)$473$674$143,993
199 ($1,146)$470$676$143,318
200 ($1,146)$468$678$142,640
201 ($1,146)$466$680$141,960
202 ($1,146)$464$682$141,277
203 ($1,146)$462$685$140,593
204 ($1,146)$459$687$139,906
Year 18 - 205 ($1,146)$457$689$139,217
206 ($1,146)$455$691$138,525
207 ($1,146)$453$694$137,832
208 ($1,146)$450$696$137,136
209 ($1,146)$448$698$136,438
210 ($1,146)$446$700$135,737
211 ($1,146)$443$703$135,035
212 ($1,146)$441$705$134,330
213 ($1,146)$439$707$133,622
214 ($1,146)$437$710$132,913
215 ($1,146)$434$712$132,201
216 ($1,146)$432$714$131,487
Year 19 - 217 ($1,146)$430$717$130,770
218 ($1,146)$427$719$130,051
219 ($1,146)$425$721$129,330
220 ($1,146)$422$724$128,606
221 ($1,146)$420$726$127,880
222 ($1,146)$418$728$127,152
223 ($1,146)$415$731$126,421
224 ($1,146)$413$733$125,688
225 ($1,146)$411$736$124,953
226 ($1,146)$408$738$124,215
227 ($1,146)$406$740$123,474
228 ($1,146)$403$743$122,732
Year 20 - 229 ($1,146)$401$745$121,986
230 ($1,146)$398$748$121,239
231 ($1,146)$396$750$120,489
232 ($1,146)$394$753$119,736
233 ($1,146)$391$755$118,981
234 ($1,146)$389$757$118,224
235 ($1,146)$386$760$117,464
236 ($1,146)$384$762$116,702
237 ($1,146)$381$765$115,937
238 ($1,146)$379$767$115,169
239 ($1,146)$376$770$114,399
240 ($1,146)$374$772$113,627
Year 21 - 241 ($1,146)$371$775$112,852
242 ($1,146)$369$777$112,075
243 ($1,146)$366$780$111,295
244 ($1,146)$364$783$110,512
245 ($1,146)$361$785$109,727
246 ($1,146)$358$788$108,939
247 ($1,146)$356$790$108,149
248 ($1,146)$353$793$107,356
249 ($1,146)$351$795$106,561
250 ($1,146)$348$798$105,763
251 ($1,146)$345$801$104,962
252 ($1,146)$343$803$104,159
Year 22 - 253 ($1,146)$340$806$103,353
254 ($1,146)$338$808$102,545
255 ($1,146)$335$811$101,734
256 ($1,146)$332$814$100,920
257 ($1,146)$330$816$100,103
258 ($1,146)$327$819$99,284
259 ($1,146)$324$822$98,463
260 ($1,146)$322$824$97,638
261 ($1,146)$319$827$96,811
262 ($1,146)$316$830$95,981
263 ($1,146)$314$833$95,148
264 ($1,146)$311$835$94,313
Year 23 - 265 ($1,146)$308$838$93,475
266 ($1,146)$305$841$92,634
267 ($1,146)$303$843$91,791
268 ($1,146)$300$846$90,945
269 ($1,146)$297$849$90,096
270 ($1,146)$294$852$89,244
271 ($1,146)$292$855$88,389
272 ($1,146)$289$857$87,532
273 ($1,146)$286$860$86,672
274 ($1,146)$283$863$85,809
275 ($1,146)$280$866$84,943
276 ($1,146)$277$869$84,074
Year 24 - 277 ($1,146)$275$871$83,203
278 ($1,146)$272$874$82,329
279 ($1,146)$269$877$81,451
280 ($1,146)$266$880$80,571
281 ($1,146)$263$883$79,689
282 ($1,146)$260$886$78,803
283 ($1,146)$257$889$77,914
284 ($1,146)$255$892$77,022
285 ($1,146)$252$894$76,128
286 ($1,146)$249$897$75,231
287 ($1,146)$246$900$74,330
288 ($1,146)$243$903$73,427
Year 25 - 289 ($1,146)$240$906$72,521
290 ($1,146)$237$909$71,611
291 ($1,146)$234$912$70,699
292 ($1,146)$231$915$69,784
293 ($1,146)$228$918$68,866
294 ($1,146)$225$921$67,945
295 ($1,146)$222$924$67,021
296 ($1,146)$219$927$66,094
297 ($1,146)$216$930$65,163
298 ($1,146)$213$933$64,230
299 ($1,146)$210$936$63,294
300 ($1,146)$207$939$62,354
Year 26 - 301 ($1,146)$204$942$61,412
302 ($1,146)$201$945$60,467
303 ($1,146)$198$949$59,518
304 ($1,146)$194$952$58,566
305 ($1,146)$191$955$57,612
306 ($1,146)$188$958$56,654
307 ($1,146)$185$961$55,693
308 ($1,146)$182$964$54,728
309 ($1,146)$179$967$53,761
310 ($1,146)$176$970$52,791
311 ($1,146)$172$974$51,817
312 ($1,146)$169$977$50,840
Year 27 - 313 ($1,146)$166$980$49,860
314 ($1,146)$163$983$48,877
315 ($1,146)$160$986$47,890
316 ($1,146)$156$990$46,901
317 ($1,146)$153$993$45,908
318 ($1,146)$150$996$44,912
319 ($1,146)$147$999$43,912
320 ($1,146)$143$1,003$42,910
321 ($1,146)$140$1,006$41,904
322 ($1,146)$137$1,009$40,895
323 ($1,146)$134$1,013$39,882
324 ($1,146)$130$1,016$38,866
Year 28 - 325 ($1,146)$127$1,019$37,847
326 ($1,146)$124$1,022$36,825
327 ($1,146)$120$1,026$35,799
328 ($1,146)$117$1,029$34,770
329 ($1,146)$114$1,033$33,737
330 ($1,146)$110$1,036$32,701
331 ($1,146)$107$1,039$31,662
332 ($1,146)$103$1,043$30,619
333 ($1,146)$100$1,046$29,573
334 ($1,146)$97$1,049$28,524
335 ($1,146)$93$1,053$27,471
336 ($1,146)$90$1,056$26,414
Year 29 - 337 ($1,146)$86$1,060$25,355
338 ($1,146)$83$1,063$24,291
339 ($1,146)$79$1,067$23,225
340 ($1,146)$76$1,070$22,154
341 ($1,146)$72$1,074$21,081
342 ($1,146)$69$1,077$20,003
343 ($1,146)$65$1,081$18,923
344 ($1,146)$62$1,084$17,838
345 ($1,146)$58$1,088$16,750
346 ($1,146)$55$1,091$15,659
347 ($1,146)$51$1,095$14,564
348 ($1,146)$48$1,099$13,466
Year 30 - 349 ($1,146)$44$1,102$12,363
350 ($1,146)$40$1,106$11,258
351 ($1,146)$37$1,109$10,148
352 ($1,146)$33$1,113$9,035
353 ($1,146)$30$1,117$7,919
354 ($1,146)$26$1,120$6,799
355 ($1,146)$22$1,124$5,675
356 ($1,146)$19$1,128$4,547
357 ($1,146)$15$1,131$3,416
358 ($1,146)$11$1,135$2,281
359 ($1,146)$7$1,139$1,142
360 ($1,146)$4$1,142$0
TOTALS$170,197$242,400$412,597

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.