« Back to all home prices

Mortgage Payment Schedule for a $304,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,144 360 $168,752 $411,952

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 898791
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $304,000
Down Payment $60,800$243,200
Year 1 - 1 ($1,144)$786$358$242,842
2 ($1,144)$785$359$242,483
3 ($1,144)$784$360$242,123
4 ($1,144)$783$361$241,761
5 ($1,144)$782$363$241,399
6 ($1,144)$781$364$241,035
7 ($1,144)$779$365$240,670
8 ($1,144)$778$366$240,304
9 ($1,144)$777$367$239,936
10 ($1,144)$776$369$239,568
11 ($1,144)$775$370$239,198
12 ($1,144)$773$371$238,827
Year 2 - 13 ($1,144)$772$372$238,455
14 ($1,144)$771$373$238,082
15 ($1,144)$770$375$237,707
16 ($1,144)$769$376$237,332
17 ($1,144)$767$377$236,955
18 ($1,144)$766$378$236,576
19 ($1,144)$765$379$236,197
20 ($1,144)$764$381$235,816
21 ($1,144)$762$382$235,435
22 ($1,144)$761$383$235,052
23 ($1,144)$760$384$234,667
24 ($1,144)$759$386$234,282
Year 3 - 25 ($1,144)$758$387$233,895
26 ($1,144)$756$388$233,507
27 ($1,144)$755$389$233,118
28 ($1,144)$754$391$232,727
29 ($1,144)$752$392$232,335
30 ($1,144)$751$393$231,942
31 ($1,144)$750$394$231,548
32 ($1,144)$749$396$231,152
33 ($1,144)$747$397$230,755
34 ($1,144)$746$398$230,357
35 ($1,144)$745$399$229,957
36 ($1,144)$744$401$229,557
Year 4 - 37 ($1,144)$742$402$229,155
38 ($1,144)$741$403$228,751
39 ($1,144)$740$405$228,346
40 ($1,144)$738$406$227,940
41 ($1,144)$737$407$227,533
42 ($1,144)$736$409$227,125
43 ($1,144)$734$410$226,715
44 ($1,144)$733$411$226,303
45 ($1,144)$732$413$225,891
46 ($1,144)$730$414$225,477
47 ($1,144)$729$415$225,062
48 ($1,144)$728$417$224,645
Year 5 - 49 ($1,144)$726$418$224,227
50 ($1,144)$725$419$223,808
51 ($1,144)$724$421$223,387
52 ($1,144)$722$422$222,965
53 ($1,144)$721$423$222,542
54 ($1,144)$720$425$222,117
55 ($1,144)$718$426$221,691
56 ($1,144)$717$428$221,263
57 ($1,144)$715$429$220,834
58 ($1,144)$714$430$220,404
59 ($1,144)$713$432$219,972
60 ($1,144)$711$433$219,539
Year 6 - 61 ($1,144)$710$434$219,105
62 ($1,144)$708$436$218,669
63 ($1,144)$707$437$218,232
64 ($1,144)$706$439$217,793
65 ($1,144)$704$440$217,353
66 ($1,144)$703$442$216,911
67 ($1,144)$701$443$216,468
68 ($1,144)$700$444$216,024
69 ($1,144)$698$446$215,578
70 ($1,144)$697$447$215,131
71 ($1,144)$696$449$214,682
72 ($1,144)$694$450$214,232
Year 7 - 73 ($1,144)$693$452$213,780
74 ($1,144)$691$453$213,327
75 ($1,144)$690$455$212,873
76 ($1,144)$688$456$212,417
77 ($1,144)$687$457$211,959
78 ($1,144)$685$459$211,500
79 ($1,144)$684$460$211,040
80 ($1,144)$682$462$210,578
81 ($1,144)$681$463$210,114
82 ($1,144)$679$465$209,649
83 ($1,144)$678$466$209,183
84 ($1,144)$676$468$208,715
Year 8 - 85 ($1,144)$675$469$208,245
86 ($1,144)$673$471$207,774
87 ($1,144)$672$473$207,302
88 ($1,144)$670$474$206,828
89 ($1,144)$669$476$206,352
90 ($1,144)$667$477$205,875
91 ($1,144)$666$479$205,397
92 ($1,144)$664$480$204,916
93 ($1,144)$663$482$204,435
94 ($1,144)$661$483$203,951
95 ($1,144)$659$485$203,466
96 ($1,144)$658$486$202,980
Year 9 - 97 ($1,144)$656$488$202,492
98 ($1,144)$655$490$202,002
99 ($1,144)$653$491$201,511
100 ($1,144)$652$493$201,019
101 ($1,144)$650$494$200,524
102 ($1,144)$648$496$200,028
103 ($1,144)$647$498$199,531
104 ($1,144)$645$499$199,031
105 ($1,144)$644$501$198,531
106 ($1,144)$642$502$198,028
107 ($1,144)$640$504$197,524
108 ($1,144)$639$506$197,019
Year 10 - 109 ($1,144)$637$507$196,511
110 ($1,144)$635$509$196,002
111 ($1,144)$634$511$195,492
112 ($1,144)$632$512$194,980
113 ($1,144)$630$514$194,466
114 ($1,144)$629$516$193,950
115 ($1,144)$627$517$193,433
116 ($1,144)$625$519$192,914
117 ($1,144)$624$521$192,394
118 ($1,144)$622$522$191,871
119 ($1,144)$620$524$191,347
120 ($1,144)$619$526$190,822
Year 11 - 121 ($1,144)$617$527$190,294
122 ($1,144)$615$529$189,765
123 ($1,144)$614$531$189,235
124 ($1,144)$612$532$188,702
125 ($1,144)$610$534$188,168
126 ($1,144)$608$536$187,632
127 ($1,144)$607$538$187,095
128 ($1,144)$605$539$186,555
129 ($1,144)$603$541$186,014
130 ($1,144)$601$543$185,471
131 ($1,144)$600$545$184,927
132 ($1,144)$598$546$184,380
Year 12 - 133 ($1,144)$596$548$183,832
134 ($1,144)$594$550$183,282
135 ($1,144)$593$552$182,730
136 ($1,144)$591$553$182,177
137 ($1,144)$589$555$181,622
138 ($1,144)$587$557$181,065
139 ($1,144)$585$559$180,506
140 ($1,144)$584$561$179,945
141 ($1,144)$582$562$179,383
142 ($1,144)$580$564$178,818
143 ($1,144)$578$566$178,252
144 ($1,144)$576$568$177,684
Year 13 - 145 ($1,144)$575$570$177,114
146 ($1,144)$573$572$176,543
147 ($1,144)$571$573$175,969
148 ($1,144)$569$575$175,394
149 ($1,144)$567$577$174,817
150 ($1,144)$565$579$174,238
151 ($1,144)$563$581$173,657
152 ($1,144)$561$583$173,074
153 ($1,144)$560$585$172,489
154 ($1,144)$558$587$171,903
155 ($1,144)$556$588$171,314
156 ($1,144)$554$590$170,724
Year 14 - 157 ($1,144)$552$592$170,131
158 ($1,144)$550$594$169,537
159 ($1,144)$548$596$168,941
160 ($1,144)$546$598$168,343
161 ($1,144)$544$600$167,743
162 ($1,144)$542$602$167,141
163 ($1,144)$540$604$166,537
164 ($1,144)$538$606$165,931
165 ($1,144)$537$608$165,323
166 ($1,144)$535$610$164,714
167 ($1,144)$533$612$164,102
168 ($1,144)$531$614$163,488
Year 15 - 169 ($1,144)$529$616$162,872
170 ($1,144)$527$618$162,255
171 ($1,144)$525$620$161,635
172 ($1,144)$523$622$161,013
173 ($1,144)$521$624$160,390
174 ($1,144)$519$626$159,764
175 ($1,144)$517$628$159,136
176 ($1,144)$515$630$158,506
177 ($1,144)$513$632$157,875
178 ($1,144)$510$634$157,241
179 ($1,144)$508$636$156,605
180 ($1,144)$506$638$155,967
Year 16 - 181 ($1,144)$504$640$155,327
182 ($1,144)$502$642$154,685
183 ($1,144)$500$644$154,041
184 ($1,144)$498$646$153,394
185 ($1,144)$496$648$152,746
186 ($1,144)$494$650$152,096
187 ($1,144)$492$653$151,443
188 ($1,144)$490$655$150,788
189 ($1,144)$488$657$150,132
190 ($1,144)$485$659$149,473
191 ($1,144)$483$661$148,812
192 ($1,144)$481$663$148,149
Year 17 - 193 ($1,144)$479$665$147,483
194 ($1,144)$477$667$146,816
195 ($1,144)$475$670$146,146
196 ($1,144)$473$672$145,475
197 ($1,144)$470$674$144,801
198 ($1,144)$468$676$144,124
199 ($1,144)$466$678$143,446
200 ($1,144)$464$681$142,766
201 ($1,144)$462$683$142,083
202 ($1,144)$459$685$141,398
203 ($1,144)$457$687$140,711
204 ($1,144)$455$689$140,022
Year 18 - 205 ($1,144)$453$692$139,330
206 ($1,144)$451$694$138,636
207 ($1,144)$448$696$137,940
208 ($1,144)$446$698$137,242
209 ($1,144)$444$701$136,541
210 ($1,144)$441$703$135,838
211 ($1,144)$439$705$135,133
212 ($1,144)$437$707$134,426
213 ($1,144)$435$710$133,716
214 ($1,144)$432$712$133,004
215 ($1,144)$430$714$132,290
216 ($1,144)$428$717$131,573
Year 19 - 217 ($1,144)$425$719$130,855
218 ($1,144)$423$721$130,133
219 ($1,144)$421$724$129,410
220 ($1,144)$418$726$128,684
221 ($1,144)$416$728$127,956
222 ($1,144)$414$731$127,225
223 ($1,144)$411$733$126,492
224 ($1,144)$409$735$125,757
225 ($1,144)$407$738$125,019
226 ($1,144)$404$740$124,279
227 ($1,144)$402$742$123,537
228 ($1,144)$399$745$122,792
Year 20 - 229 ($1,144)$397$747$122,044
230 ($1,144)$395$750$121,295
231 ($1,144)$392$752$120,543
232 ($1,144)$390$755$119,788
233 ($1,144)$387$757$119,031
234 ($1,144)$385$759$118,272
235 ($1,144)$382$762$117,510
236 ($1,144)$380$764$116,745
237 ($1,144)$377$767$115,978
238 ($1,144)$375$769$115,209
239 ($1,144)$373$772$114,437
240 ($1,144)$370$774$113,663
Year 21 - 241 ($1,144)$368$777$112,886
242 ($1,144)$365$779$112,107
243 ($1,144)$362$782$111,325
244 ($1,144)$360$784$110,541
245 ($1,144)$357$787$109,754
246 ($1,144)$355$789$108,964
247 ($1,144)$352$792$108,172
248 ($1,144)$350$795$107,378
249 ($1,144)$347$797$106,581
250 ($1,144)$345$800$105,781
251 ($1,144)$342$802$104,979
252 ($1,144)$339$805$104,174
Year 22 - 253 ($1,144)$337$807$103,366
254 ($1,144)$334$810$102,556
255 ($1,144)$332$813$101,744
256 ($1,144)$329$815$100,928
257 ($1,144)$326$818$100,110
258 ($1,144)$324$821$99,290
259 ($1,144)$321$823$98,466
260 ($1,144)$318$826$97,640
261 ($1,144)$316$829$96,812
262 ($1,144)$313$831$95,981
263 ($1,144)$310$834$95,147
264 ($1,144)$308$837$94,310
Year 23 - 265 ($1,144)$305$839$93,471
266 ($1,144)$302$842$92,628
267 ($1,144)$299$845$91,784
268 ($1,144)$297$848$90,936
269 ($1,144)$294$850$90,086
270 ($1,144)$291$853$89,233
271 ($1,144)$289$856$88,377
272 ($1,144)$286$859$87,518
273 ($1,144)$283$861$86,657
274 ($1,144)$280$864$85,793
275 ($1,144)$277$867$84,926
276 ($1,144)$275$870$84,056
Year 24 - 277 ($1,144)$272$873$83,184
278 ($1,144)$269$875$82,308
279 ($1,144)$266$878$81,430
280 ($1,144)$263$881$80,549
281 ($1,144)$260$884$79,665
282 ($1,144)$258$887$78,779
283 ($1,144)$255$890$77,889
284 ($1,144)$252$892$76,997
285 ($1,144)$249$895$76,101
286 ($1,144)$246$898$75,203
287 ($1,144)$243$901$74,302
288 ($1,144)$240$904$73,398
Year 25 - 289 ($1,144)$237$907$72,491
290 ($1,144)$234$910$71,581
291 ($1,144)$231$913$70,668
292 ($1,144)$228$916$69,752
293 ($1,144)$226$919$68,833
294 ($1,144)$223$922$67,912
295 ($1,144)$220$925$66,987
296 ($1,144)$217$928$66,059
297 ($1,144)$214$931$65,128
298 ($1,144)$211$934$64,195
299 ($1,144)$208$937$63,258
300 ($1,144)$205$940$62,318
Year 26 - 301 ($1,144)$201$943$61,375
302 ($1,144)$198$946$60,429
303 ($1,144)$195$949$59,481
304 ($1,144)$192$952$58,529
305 ($1,144)$189$955$57,573
306 ($1,144)$186$958$56,615
307 ($1,144)$183$961$55,654
308 ($1,144)$180$964$54,690
309 ($1,144)$177$967$53,722
310 ($1,144)$174$971$52,752
311 ($1,144)$171$974$51,778
312 ($1,144)$167$977$50,801
Year 27 - 313 ($1,144)$164$980$49,821
314 ($1,144)$161$983$48,838
315 ($1,144)$158$986$47,851
316 ($1,144)$155$990$46,862
317 ($1,144)$152$993$45,869
318 ($1,144)$148$996$44,873
319 ($1,144)$145$999$43,874
320 ($1,144)$142$1,002$42,871
321 ($1,144)$139$1,006$41,866
322 ($1,144)$135$1,009$40,857
323 ($1,144)$132$1,012$39,844
324 ($1,144)$129$1,015$38,829
Year 28 - 325 ($1,144)$126$1,019$37,810
326 ($1,144)$122$1,022$36,788
327 ($1,144)$119$1,025$35,763
328 ($1,144)$116$1,029$34,734
329 ($1,144)$112$1,032$33,702
330 ($1,144)$109$1,035$32,667
331 ($1,144)$106$1,039$31,628
332 ($1,144)$102$1,042$30,586
333 ($1,144)$99$1,045$29,541
334 ($1,144)$96$1,049$28,492
335 ($1,144)$92$1,052$27,440
336 ($1,144)$89$1,056$26,384
Year 29 - 337 ($1,144)$85$1,059$25,325
338 ($1,144)$82$1,062$24,263
339 ($1,144)$78$1,066$23,197
340 ($1,144)$75$1,069$22,127
341 ($1,144)$72$1,073$21,055
342 ($1,144)$68$1,076$19,978
343 ($1,144)$65$1,080$18,899
344 ($1,144)$61$1,083$17,815
345 ($1,144)$58$1,087$16,729
346 ($1,144)$54$1,090$15,638
347 ($1,144)$51$1,094$14,545
348 ($1,144)$47$1,097$13,447
Year 30 - 349 ($1,144)$43$1,101$12,347
350 ($1,144)$40$1,104$11,242
351 ($1,144)$36$1,108$10,134
352 ($1,144)$33$1,112$9,023
353 ($1,144)$29$1,115$7,908
354 ($1,144)$26$1,119$6,789
355 ($1,144)$22$1,122$5,666
356 ($1,144)$18$1,126$4,540
357 ($1,144)$15$1,130$3,411
358 ($1,144)$11$1,133$2,278
359 ($1,144)$7$1,137$1,141
360 ($1,144)$4$1,141$0
TOTALS$168,752$243,200$411,952

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.