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Mortgage Payment Schedule for a $307,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($61,400) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,160 360 $171,937 $417,537

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $307,000
Down Payment $61,400$245,600
Year 1 - 1 ($1,160)$800$360$245,240
2 ($1,160)$799$361$244,880
3 ($1,160)$798$362$244,518
4 ($1,160)$797$363$244,155
5 ($1,160)$796$364$243,790
6 ($1,160)$794$365$243,425
7 ($1,160)$793$367$243,058
8 ($1,160)$792$368$242,690
9 ($1,160)$791$369$242,321
10 ($1,160)$790$370$241,951
11 ($1,160)$788$371$241,580
12 ($1,160)$787$373$241,207
Year 2 - 13 ($1,160)$786$374$240,833
14 ($1,160)$785$375$240,458
15 ($1,160)$783$376$240,082
16 ($1,160)$782$378$239,704
17 ($1,160)$781$379$239,325
18 ($1,160)$780$380$238,945
19 ($1,160)$779$381$238,564
20 ($1,160)$777$383$238,181
21 ($1,160)$776$384$237,798
22 ($1,160)$775$385$237,413
23 ($1,160)$774$386$237,026
24 ($1,160)$772$388$236,639
Year 3 - 25 ($1,160)$771$389$236,250
26 ($1,160)$770$390$235,860
27 ($1,160)$769$391$235,469
28 ($1,160)$767$393$235,076
29 ($1,160)$766$394$234,682
30 ($1,160)$765$395$234,287
31 ($1,160)$763$396$233,891
32 ($1,160)$762$398$233,493
33 ($1,160)$761$399$233,094
34 ($1,160)$759$400$232,694
35 ($1,160)$758$402$232,292
36 ($1,160)$757$403$231,889
Year 4 - 37 ($1,160)$756$404$231,485
38 ($1,160)$754$406$231,079
39 ($1,160)$753$407$230,672
40 ($1,160)$752$408$230,264
41 ($1,160)$750$410$229,855
42 ($1,160)$749$411$229,444
43 ($1,160)$748$412$229,031
44 ($1,160)$746$414$228,618
45 ($1,160)$745$415$228,203
46 ($1,160)$744$416$227,787
47 ($1,160)$742$418$227,369
48 ($1,160)$741$419$226,950
Year 5 - 49 ($1,160)$739$420$226,530
50 ($1,160)$738$422$226,108
51 ($1,160)$737$423$225,685
52 ($1,160)$735$424$225,261
53 ($1,160)$734$426$224,835
54 ($1,160)$733$427$224,407
55 ($1,160)$731$429$223,979
56 ($1,160)$730$430$223,549
57 ($1,160)$728$431$223,117
58 ($1,160)$727$433$222,685
59 ($1,160)$726$434$222,250
60 ($1,160)$724$436$221,815
Year 6 - 61 ($1,160)$723$437$221,378
62 ($1,160)$721$439$220,939
63 ($1,160)$720$440$220,499
64 ($1,160)$718$441$220,058
65 ($1,160)$717$443$219,615
66 ($1,160)$716$444$219,171
67 ($1,160)$714$446$218,725
68 ($1,160)$713$447$218,278
69 ($1,160)$711$449$217,829
70 ($1,160)$710$450$217,379
71 ($1,160)$708$452$216,928
72 ($1,160)$707$453$216,475
Year 7 - 73 ($1,160)$705$454$216,020
74 ($1,160)$704$456$215,564
75 ($1,160)$702$457$215,107
76 ($1,160)$701$459$214,648
77 ($1,160)$699$460$214,187
78 ($1,160)$698$462$213,725
79 ($1,160)$696$463$213,262
80 ($1,160)$695$465$212,797
81 ($1,160)$693$466$212,331
82 ($1,160)$692$468$211,863
83 ($1,160)$690$470$211,393
84 ($1,160)$689$471$210,922
Year 8 - 85 ($1,160)$687$473$210,450
86 ($1,160)$686$474$209,975
87 ($1,160)$684$476$209,500
88 ($1,160)$683$477$209,023
89 ($1,160)$681$479$208,544
90 ($1,160)$680$480$208,063
91 ($1,160)$678$482$207,582
92 ($1,160)$676$483$207,098
93 ($1,160)$675$485$206,613
94 ($1,160)$673$487$206,127
95 ($1,160)$672$488$205,638
96 ($1,160)$670$490$205,149
Year 9 - 97 ($1,160)$668$491$204,657
98 ($1,160)$667$493$204,164
99 ($1,160)$665$495$203,670
100 ($1,160)$664$496$203,173
101 ($1,160)$662$498$202,676
102 ($1,160)$660$499$202,176
103 ($1,160)$659$501$201,675
104 ($1,160)$657$503$201,172
105 ($1,160)$655$504$200,668
106 ($1,160)$654$506$200,162
107 ($1,160)$652$508$199,654
108 ($1,160)$651$509$199,145
Year 10 - 109 ($1,160)$649$511$198,634
110 ($1,160)$647$513$198,122
111 ($1,160)$646$514$197,607
112 ($1,160)$644$516$197,091
113 ($1,160)$642$518$196,574
114 ($1,160)$641$519$196,054
115 ($1,160)$639$521$195,533
116 ($1,160)$637$523$195,011
117 ($1,160)$635$524$194,486
118 ($1,160)$634$526$193,960
119 ($1,160)$632$528$193,432
120 ($1,160)$630$530$192,903
Year 11 - 121 ($1,160)$629$531$192,371
122 ($1,160)$627$533$191,838
123 ($1,160)$625$535$191,304
124 ($1,160)$623$536$190,767
125 ($1,160)$622$538$190,229
126 ($1,160)$620$540$189,689
127 ($1,160)$618$542$189,147
128 ($1,160)$616$544$188,604
129 ($1,160)$615$545$188,058
130 ($1,160)$613$547$187,511
131 ($1,160)$611$549$186,962
132 ($1,160)$609$551$186,412
Year 12 - 133 ($1,160)$607$552$185,859
134 ($1,160)$606$554$185,305
135 ($1,160)$604$556$184,749
136 ($1,160)$602$558$184,191
137 ($1,160)$600$560$183,632
138 ($1,160)$598$561$183,070
139 ($1,160)$597$563$182,507
140 ($1,160)$595$565$181,942
141 ($1,160)$593$567$181,375
142 ($1,160)$591$569$180,806
143 ($1,160)$589$571$180,235
144 ($1,160)$587$573$179,663
Year 13 - 145 ($1,160)$585$574$179,088
146 ($1,160)$584$576$178,512
147 ($1,160)$582$578$177,934
148 ($1,160)$580$580$177,354
149 ($1,160)$578$582$176,772
150 ($1,160)$576$584$176,188
151 ($1,160)$574$586$175,602
152 ($1,160)$572$588$175,014
153 ($1,160)$570$590$174,425
154 ($1,160)$568$591$173,833
155 ($1,160)$566$593$173,240
156 ($1,160)$564$595$172,645
Year 14 - 157 ($1,160)$563$597$172,047
158 ($1,160)$561$599$171,448
159 ($1,160)$559$601$170,847
160 ($1,160)$557$603$170,244
161 ($1,160)$555$605$169,639
162 ($1,160)$553$607$169,031
163 ($1,160)$551$609$168,422
164 ($1,160)$549$611$167,811
165 ($1,160)$547$613$167,198
166 ($1,160)$545$615$166,583
167 ($1,160)$543$617$165,966
168 ($1,160)$541$619$165,347
Year 15 - 169 ($1,160)$539$621$164,726
170 ($1,160)$537$623$164,103
171 ($1,160)$535$625$163,478
172 ($1,160)$533$627$162,851
173 ($1,160)$531$629$162,222
174 ($1,160)$529$631$161,590
175 ($1,160)$527$633$160,957
176 ($1,160)$524$635$160,322
177 ($1,160)$522$637$159,684
178 ($1,160)$520$640$159,045
179 ($1,160)$518$642$158,403
180 ($1,160)$516$644$157,759
Year 16 - 181 ($1,160)$514$646$157,114
182 ($1,160)$512$648$156,466
183 ($1,160)$510$650$155,816
184 ($1,160)$508$652$155,164
185 ($1,160)$506$654$154,509
186 ($1,160)$503$656$153,853
187 ($1,160)$501$659$153,194
188 ($1,160)$499$661$152,534
189 ($1,160)$497$663$151,871
190 ($1,160)$495$665$151,206
191 ($1,160)$493$667$150,539
192 ($1,160)$491$669$149,869
Year 17 - 193 ($1,160)$488$671$149,198
194 ($1,160)$486$674$148,524
195 ($1,160)$484$676$147,848
196 ($1,160)$482$678$147,170
197 ($1,160)$480$680$146,490
198 ($1,160)$477$683$145,807
199 ($1,160)$475$685$145,123
200 ($1,160)$473$687$144,436
201 ($1,160)$471$689$143,747
202 ($1,160)$468$691$143,055
203 ($1,160)$466$694$142,361
204 ($1,160)$464$696$141,665
Year 18 - 205 ($1,160)$462$698$140,967
206 ($1,160)$459$701$140,267
207 ($1,160)$457$703$139,564
208 ($1,160)$455$705$138,859
209 ($1,160)$452$707$138,151
210 ($1,160)$450$710$137,442
211 ($1,160)$448$712$136,730
212 ($1,160)$446$714$136,016
213 ($1,160)$443$717$135,299
214 ($1,160)$441$719$134,580
215 ($1,160)$439$721$133,859
216 ($1,160)$436$724$133,135
Year 19 - 217 ($1,160)$434$726$132,409
218 ($1,160)$431$728$131,680
219 ($1,160)$429$731$130,950
220 ($1,160)$427$733$130,217
221 ($1,160)$424$736$129,481
222 ($1,160)$422$738$128,743
223 ($1,160)$419$740$128,003
224 ($1,160)$417$743$127,260
225 ($1,160)$415$745$126,515
226 ($1,160)$412$748$125,767
227 ($1,160)$410$750$125,017
228 ($1,160)$407$752$124,265
Year 20 - 229 ($1,160)$405$755$123,510
230 ($1,160)$402$757$122,752
231 ($1,160)$400$760$121,993
232 ($1,160)$397$762$121,230
233 ($1,160)$395$765$120,465
234 ($1,160)$393$767$119,698
235 ($1,160)$390$770$118,928
236 ($1,160)$388$772$118,156
237 ($1,160)$385$775$117,381
238 ($1,160)$382$777$116,604
239 ($1,160)$380$780$115,824
240 ($1,160)$377$782$115,041
Year 21 - 241 ($1,160)$375$785$114,256
242 ($1,160)$372$788$113,469
243 ($1,160)$370$790$112,679
244 ($1,160)$367$793$111,886
245 ($1,160)$365$795$111,091
246 ($1,160)$362$798$110,293
247 ($1,160)$359$800$109,493
248 ($1,160)$357$803$108,690
249 ($1,160)$354$806$107,884
250 ($1,160)$352$808$107,076
251 ($1,160)$349$811$106,265
252 ($1,160)$346$814$105,451
Year 22 - 253 ($1,160)$344$816$104,635
254 ($1,160)$341$819$103,816
255 ($1,160)$338$822$102,994
256 ($1,160)$336$824$102,170
257 ($1,160)$333$827$101,343
258 ($1,160)$330$830$100,514
259 ($1,160)$328$832$99,681
260 ($1,160)$325$835$98,846
261 ($1,160)$322$838$98,008
262 ($1,160)$319$840$97,168
263 ($1,160)$317$843$96,325
264 ($1,160)$314$846$95,479
Year 23 - 265 ($1,160)$311$849$94,630
266 ($1,160)$308$851$93,779
267 ($1,160)$306$854$92,924
268 ($1,160)$303$857$92,067
269 ($1,160)$300$860$91,207
270 ($1,160)$297$863$90,345
271 ($1,160)$294$865$89,479
272 ($1,160)$292$868$88,611
273 ($1,160)$289$871$87,740
274 ($1,160)$286$874$86,866
275 ($1,160)$283$877$85,989
276 ($1,160)$280$880$85,110
Year 24 - 277 ($1,160)$277$883$84,227
278 ($1,160)$274$885$83,342
279 ($1,160)$272$888$82,453
280 ($1,160)$269$891$81,562
281 ($1,160)$266$894$80,668
282 ($1,160)$263$897$79,771
283 ($1,160)$260$900$78,871
284 ($1,160)$257$903$77,969
285 ($1,160)$254$906$77,063
286 ($1,160)$251$909$76,154
287 ($1,160)$248$912$75,242
288 ($1,160)$245$915$74,328
Year 25 - 289 ($1,160)$242$918$73,410
290 ($1,160)$239$921$72,489
291 ($1,160)$236$924$71,566
292 ($1,160)$233$927$70,639
293 ($1,160)$230$930$69,709
294 ($1,160)$227$933$68,777
295 ($1,160)$224$936$67,841
296 ($1,160)$221$939$66,902
297 ($1,160)$218$942$65,960
298 ($1,160)$215$945$65,016
299 ($1,160)$212$948$64,068
300 ($1,160)$209$951$63,116
Year 26 - 301 ($1,160)$206$954$62,162
302 ($1,160)$203$957$61,205
303 ($1,160)$199$960$60,245
304 ($1,160)$196$964$59,281
305 ($1,160)$193$967$58,314
306 ($1,160)$190$970$57,345
307 ($1,160)$187$973$56,372
308 ($1,160)$184$976$55,396
309 ($1,160)$180$979$54,416
310 ($1,160)$177$983$53,434
311 ($1,160)$174$986$52,448
312 ($1,160)$171$989$51,459
Year 27 - 313 ($1,160)$168$992$50,467
314 ($1,160)$164$995$49,471
315 ($1,160)$161$999$48,473
316 ($1,160)$158$1,002$47,471
317 ($1,160)$155$1,005$46,466
318 ($1,160)$151$1,008$45,457
319 ($1,160)$148$1,012$44,446
320 ($1,160)$145$1,015$43,431
321 ($1,160)$142$1,018$42,412
322 ($1,160)$138$1,022$41,391
323 ($1,160)$135$1,025$40,366
324 ($1,160)$132$1,028$39,337
Year 28 - 325 ($1,160)$128$1,032$38,306
326 ($1,160)$125$1,035$37,271
327 ($1,160)$121$1,038$36,232
328 ($1,160)$118$1,042$35,191
329 ($1,160)$115$1,045$34,145
330 ($1,160)$111$1,049$33,097
331 ($1,160)$108$1,052$32,045
332 ($1,160)$104$1,055$30,990
333 ($1,160)$101$1,059$29,931
334 ($1,160)$98$1,062$28,868
335 ($1,160)$94$1,066$27,803
336 ($1,160)$91$1,069$26,733
Year 29 - 337 ($1,160)$87$1,073$25,661
338 ($1,160)$84$1,076$24,584
339 ($1,160)$80$1,080$23,505
340 ($1,160)$77$1,083$22,421
341 ($1,160)$73$1,087$21,335
342 ($1,160)$70$1,090$20,244
343 ($1,160)$66$1,094$19,151
344 ($1,160)$62$1,097$18,053
345 ($1,160)$59$1,101$16,952
346 ($1,160)$55$1,105$15,848
347 ($1,160)$52$1,108$14,739
348 ($1,160)$48$1,112$13,628
Year 30 - 349 ($1,160)$44$1,115$12,512
350 ($1,160)$41$1,119$11,393
351 ($1,160)$37$1,123$10,270
352 ($1,160)$33$1,126$9,144
353 ($1,160)$30$1,130$8,014
354 ($1,160)$26$1,134$6,880
355 ($1,160)$22$1,137$5,743
356 ($1,160)$19$1,141$4,602
357 ($1,160)$15$1,145$3,457
358 ($1,160)$11$1,149$2,308
359 ($1,160)$8$1,152$1,156
360 ($1,160)$4$1,156$0
TOTALS$171,937$245,600$417,537

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.