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Mortgage Payment Schedule for a $307,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($61,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,163 360 $172,951 $418,551

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $307,000
Down Payment $61,400$245,600
Year 1 - 1 ($1,163)$804$358$245,242
2 ($1,163)$803$359$244,882
3 ($1,163)$802$361$244,522
4 ($1,163)$801$362$244,160
5 ($1,163)$800$363$243,797
6 ($1,163)$798$364$243,433
7 ($1,163)$797$365$243,067
8 ($1,163)$796$367$242,701
9 ($1,163)$795$368$242,333
10 ($1,163)$794$369$241,964
11 ($1,163)$792$370$241,593
12 ($1,163)$791$371$241,222
Year 2 - 13 ($1,163)$790$373$240,849
14 ($1,163)$789$374$240,476
15 ($1,163)$788$375$240,100
16 ($1,163)$786$376$239,724
17 ($1,163)$785$378$239,347
18 ($1,163)$784$379$238,968
19 ($1,163)$783$380$238,588
20 ($1,163)$781$381$238,207
21 ($1,163)$780$383$237,824
22 ($1,163)$779$384$237,440
23 ($1,163)$778$385$237,055
24 ($1,163)$776$386$236,669
Year 3 - 25 ($1,163)$775$388$236,281
26 ($1,163)$774$389$235,893
27 ($1,163)$773$390$235,502
28 ($1,163)$771$391$235,111
29 ($1,163)$770$393$234,718
30 ($1,163)$769$394$234,325
31 ($1,163)$767$395$233,929
32 ($1,163)$766$397$233,533
33 ($1,163)$765$398$233,135
34 ($1,163)$764$399$232,736
35 ($1,163)$762$400$232,335
36 ($1,163)$761$402$231,934
Year 4 - 37 ($1,163)$760$403$231,531
38 ($1,163)$758$404$231,126
39 ($1,163)$757$406$230,721
40 ($1,163)$756$407$230,313
41 ($1,163)$754$408$229,905
42 ($1,163)$753$410$229,495
43 ($1,163)$752$411$229,084
44 ($1,163)$750$412$228,672
45 ($1,163)$749$414$228,258
46 ($1,163)$748$415$227,843
47 ($1,163)$746$416$227,427
48 ($1,163)$745$418$227,009
Year 5 - 49 ($1,163)$743$419$226,590
50 ($1,163)$742$421$226,169
51 ($1,163)$741$422$225,747
52 ($1,163)$739$423$225,324
53 ($1,163)$738$425$224,899
54 ($1,163)$737$426$224,473
55 ($1,163)$735$427$224,046
56 ($1,163)$734$429$223,617
57 ($1,163)$732$430$223,186
58 ($1,163)$731$432$222,755
59 ($1,163)$730$433$222,322
60 ($1,163)$728$435$221,887
Year 6 - 61 ($1,163)$727$436$221,451
62 ($1,163)$725$437$221,014
63 ($1,163)$724$439$220,575
64 ($1,163)$722$440$220,135
65 ($1,163)$721$442$219,693
66 ($1,163)$719$443$219,250
67 ($1,163)$718$445$218,805
68 ($1,163)$717$446$218,359
69 ($1,163)$715$448$217,912
70 ($1,163)$714$449$217,463
71 ($1,163)$712$450$217,012
72 ($1,163)$711$452$216,560
Year 7 - 73 ($1,163)$709$453$216,107
74 ($1,163)$708$455$215,652
75 ($1,163)$706$456$215,195
76 ($1,163)$705$458$214,738
77 ($1,163)$703$459$214,278
78 ($1,163)$702$461$213,817
79 ($1,163)$700$462$213,355
80 ($1,163)$699$464$212,891
81 ($1,163)$697$465$212,426
82 ($1,163)$696$467$211,959
83 ($1,163)$694$468$211,490
84 ($1,163)$693$470$211,020
Year 8 - 85 ($1,163)$691$472$210,549
86 ($1,163)$690$473$210,076
87 ($1,163)$688$475$209,601
88 ($1,163)$686$476$209,125
89 ($1,163)$685$478$208,647
90 ($1,163)$683$479$208,168
91 ($1,163)$682$481$207,687
92 ($1,163)$680$482$207,204
93 ($1,163)$679$484$206,720
94 ($1,163)$677$486$206,235
95 ($1,163)$675$487$205,747
96 ($1,163)$674$489$205,259
Year 9 - 97 ($1,163)$672$490$204,768
98 ($1,163)$671$492$204,276
99 ($1,163)$669$494$203,782
100 ($1,163)$667$495$203,287
101 ($1,163)$666$497$202,790
102 ($1,163)$664$499$202,292
103 ($1,163)$663$500$201,792
104 ($1,163)$661$502$201,290
105 ($1,163)$659$503$200,786
106 ($1,163)$658$505$200,281
107 ($1,163)$656$507$199,775
108 ($1,163)$654$508$199,266
Year 10 - 109 ($1,163)$653$510$198,756
110 ($1,163)$651$512$198,245
111 ($1,163)$649$513$197,731
112 ($1,163)$648$515$197,216
113 ($1,163)$646$517$196,699
114 ($1,163)$644$518$196,181
115 ($1,163)$642$520$195,661
116 ($1,163)$641$522$195,139
117 ($1,163)$639$524$194,615
118 ($1,163)$637$525$194,090
119 ($1,163)$636$527$193,563
120 ($1,163)$634$529$193,034
Year 11 - 121 ($1,163)$632$530$192,504
122 ($1,163)$630$532$191,972
123 ($1,163)$629$534$191,438
124 ($1,163)$627$536$190,902
125 ($1,163)$625$537$190,365
126 ($1,163)$623$539$189,825
127 ($1,163)$622$541$189,284
128 ($1,163)$620$543$188,742
129 ($1,163)$618$545$188,197
130 ($1,163)$616$546$187,651
131 ($1,163)$615$548$187,103
132 ($1,163)$613$550$186,553
Year 12 - 133 ($1,163)$611$552$186,001
134 ($1,163)$609$553$185,448
135 ($1,163)$607$555$184,892
136 ($1,163)$606$557$184,335
137 ($1,163)$604$559$183,776
138 ($1,163)$602$561$183,216
139 ($1,163)$600$563$182,653
140 ($1,163)$598$564$182,089
141 ($1,163)$596$566$181,522
142 ($1,163)$594$568$180,954
143 ($1,163)$593$570$180,384
144 ($1,163)$591$572$179,812
Year 13 - 145 ($1,163)$589$574$179,238
146 ($1,163)$587$576$178,663
147 ($1,163)$585$578$178,085
148 ($1,163)$583$579$177,506
149 ($1,163)$581$581$176,925
150 ($1,163)$579$583$176,341
151 ($1,163)$578$585$175,756
152 ($1,163)$576$587$175,169
153 ($1,163)$574$589$174,580
154 ($1,163)$572$591$173,989
155 ($1,163)$570$593$173,397
156 ($1,163)$568$595$172,802
Year 14 - 157 ($1,163)$566$597$172,205
158 ($1,163)$564$599$171,606
159 ($1,163)$562$601$171,006
160 ($1,163)$560$603$170,403
161 ($1,163)$558$605$169,799
162 ($1,163)$556$607$169,192
163 ($1,163)$554$609$168,583
164 ($1,163)$552$611$167,973
165 ($1,163)$550$613$167,360
166 ($1,163)$548$615$166,746
167 ($1,163)$546$617$166,129
168 ($1,163)$544$619$165,511
Year 15 - 169 ($1,163)$542$621$164,890
170 ($1,163)$540$623$164,268
171 ($1,163)$538$625$163,643
172 ($1,163)$536$627$163,016
173 ($1,163)$534$629$162,387
174 ($1,163)$532$631$161,757
175 ($1,163)$530$633$161,124
176 ($1,163)$528$635$160,489
177 ($1,163)$526$637$159,852
178 ($1,163)$524$639$159,213
179 ($1,163)$521$641$158,571
180 ($1,163)$519$643$157,928
Year 16 - 181 ($1,163)$517$645$157,283
182 ($1,163)$515$648$156,635
183 ($1,163)$513$650$155,985
184 ($1,163)$511$652$155,334
185 ($1,163)$509$654$154,680
186 ($1,163)$507$656$154,024
187 ($1,163)$504$658$153,365
188 ($1,163)$502$660$152,705
189 ($1,163)$500$663$152,042
190 ($1,163)$498$665$151,378
191 ($1,163)$496$667$150,711
192 ($1,163)$494$669$150,042
Year 17 - 193 ($1,163)$491$671$149,371
194 ($1,163)$489$673$148,697
195 ($1,163)$487$676$148,021
196 ($1,163)$485$678$147,344
197 ($1,163)$483$680$146,663
198 ($1,163)$480$682$145,981
199 ($1,163)$478$685$145,297
200 ($1,163)$476$687$144,610
201 ($1,163)$474$689$143,921
202 ($1,163)$471$691$143,229
203 ($1,163)$469$694$142,536
204 ($1,163)$467$696$141,840
Year 18 - 205 ($1,163)$465$698$141,142
206 ($1,163)$462$700$140,442
207 ($1,163)$460$703$139,739
208 ($1,163)$458$705$139,034
209 ($1,163)$455$707$138,327
210 ($1,163)$453$710$137,617
211 ($1,163)$451$712$136,905
212 ($1,163)$448$714$136,191
213 ($1,163)$446$717$135,474
214 ($1,163)$444$719$134,755
215 ($1,163)$441$721$134,034
216 ($1,163)$439$724$133,310
Year 19 - 217 ($1,163)$437$726$132,584
218 ($1,163)$434$728$131,856
219 ($1,163)$432$731$131,125
220 ($1,163)$429$733$130,392
221 ($1,163)$427$736$129,656
222 ($1,163)$425$738$128,918
223 ($1,163)$422$740$128,178
224 ($1,163)$420$743$127,435
225 ($1,163)$417$745$126,689
226 ($1,163)$415$748$125,942
227 ($1,163)$412$750$125,191
228 ($1,163)$410$753$124,439
Year 20 - 229 ($1,163)$408$755$123,684
230 ($1,163)$405$758$122,926
231 ($1,163)$403$760$122,166
232 ($1,163)$400$763$121,404
233 ($1,163)$398$765$120,639
234 ($1,163)$395$768$119,871
235 ($1,163)$393$770$119,101
236 ($1,163)$390$773$118,328
237 ($1,163)$388$775$117,553
238 ($1,163)$385$778$116,776
239 ($1,163)$382$780$115,995
240 ($1,163)$380$783$115,213
Year 21 - 241 ($1,163)$377$785$114,427
242 ($1,163)$375$788$113,639
243 ($1,163)$372$790$112,849
244 ($1,163)$370$793$112,056
245 ($1,163)$367$796$111,260
246 ($1,163)$364$798$110,462
247 ($1,163)$362$801$109,661
248 ($1,163)$359$804$108,858
249 ($1,163)$357$806$108,051
250 ($1,163)$354$809$107,243
251 ($1,163)$351$811$106,431
252 ($1,163)$349$814$105,617
Year 22 - 253 ($1,163)$346$817$104,800
254 ($1,163)$343$819$103,981
255 ($1,163)$341$822$103,159
256 ($1,163)$338$825$102,334
257 ($1,163)$335$827$101,507
258 ($1,163)$332$830$100,676
259 ($1,163)$330$833$99,843
260 ($1,163)$327$836$99,008
261 ($1,163)$324$838$98,169
262 ($1,163)$322$841$97,328
263 ($1,163)$319$844$96,484
264 ($1,163)$316$847$95,638
Year 23 - 265 ($1,163)$313$849$94,788
266 ($1,163)$310$852$93,936
267 ($1,163)$308$855$93,081
268 ($1,163)$305$858$92,223
269 ($1,163)$302$861$91,363
270 ($1,163)$299$863$90,499
271 ($1,163)$296$866$89,633
272 ($1,163)$294$869$88,764
273 ($1,163)$291$872$87,892
274 ($1,163)$288$875$87,017
275 ($1,163)$285$878$86,139
276 ($1,163)$282$881$85,259
Year 24 - 277 ($1,163)$279$883$84,375
278 ($1,163)$276$886$83,489
279 ($1,163)$273$889$82,600
280 ($1,163)$271$892$81,708
281 ($1,163)$268$895$80,813
282 ($1,163)$265$898$79,915
283 ($1,163)$262$901$79,014
284 ($1,163)$259$904$78,110
285 ($1,163)$256$907$77,203
286 ($1,163)$253$910$76,293
287 ($1,163)$250$913$75,381
288 ($1,163)$247$916$74,465
Year 25 - 289 ($1,163)$244$919$73,546
290 ($1,163)$241$922$72,624
291 ($1,163)$238$925$71,699
292 ($1,163)$235$928$70,772
293 ($1,163)$232$931$69,841
294 ($1,163)$229$934$68,907
295 ($1,163)$226$937$67,970
296 ($1,163)$223$940$67,030
297 ($1,163)$220$943$66,087
298 ($1,163)$216$946$65,141
299 ($1,163)$213$949$64,191
300 ($1,163)$210$952$63,239
Year 26 - 301 ($1,163)$207$956$62,283
302 ($1,163)$204$959$61,325
303 ($1,163)$201$962$60,363
304 ($1,163)$198$965$59,398
305 ($1,163)$195$968$58,430
306 ($1,163)$191$971$57,458
307 ($1,163)$188$974$56,484
308 ($1,163)$185$978$55,506
309 ($1,163)$182$981$54,525
310 ($1,163)$179$984$53,541
311 ($1,163)$175$987$52,554
312 ($1,163)$172$991$51,564
Year 27 - 313 ($1,163)$169$994$50,570
314 ($1,163)$166$997$49,573
315 ($1,163)$162$1,000$48,572
316 ($1,163)$159$1,004$47,569
317 ($1,163)$156$1,007$46,562
318 ($1,163)$152$1,010$45,552
319 ($1,163)$149$1,013$44,538
320 ($1,163)$146$1,017$43,522
321 ($1,163)$143$1,020$42,502
322 ($1,163)$139$1,023$41,478
323 ($1,163)$136$1,027$40,451
324 ($1,163)$132$1,030$39,421
Year 28 - 325 ($1,163)$129$1,034$38,388
326 ($1,163)$126$1,037$37,351
327 ($1,163)$122$1,040$36,310
328 ($1,163)$119$1,044$35,267
329 ($1,163)$115$1,047$34,219
330 ($1,163)$112$1,051$33,169
331 ($1,163)$109$1,054$32,115
332 ($1,163)$105$1,057$31,057
333 ($1,163)$102$1,061$29,997
334 ($1,163)$98$1,064$28,932
335 ($1,163)$95$1,068$27,864
336 ($1,163)$91$1,071$26,793
Year 29 - 337 ($1,163)$88$1,075$25,718
338 ($1,163)$84$1,078$24,640
339 ($1,163)$81$1,082$23,558
340 ($1,163)$77$1,085$22,472
341 ($1,163)$74$1,089$21,383
342 ($1,163)$70$1,093$20,290
343 ($1,163)$66$1,096$19,194
344 ($1,163)$63$1,100$18,094
345 ($1,163)$59$1,103$16,991
346 ($1,163)$56$1,107$15,884
347 ($1,163)$52$1,111$14,773
348 ($1,163)$48$1,114$13,659
Year 30 - 349 ($1,163)$45$1,118$12,541
350 ($1,163)$41$1,122$11,420
351 ($1,163)$37$1,125$10,294
352 ($1,163)$34$1,129$9,166
353 ($1,163)$30$1,133$8,033
354 ($1,163)$26$1,136$6,897
355 ($1,163)$23$1,140$5,757
356 ($1,163)$19$1,144$4,613
357 ($1,163)$15$1,148$3,465
358 ($1,163)$11$1,151$2,314
359 ($1,163)$8$1,155$1,159
360 ($1,163)$4$1,159$0
TOTALS$172,951$245,600$418,551

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.