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Mortgage Payment Schedule for a $308,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($61,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,159 360 $170,973 $417,373

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $308,000
Down Payment $61,600$246,400
Year 1 - 1 ($1,159)$797$363$246,037
2 ($1,159)$796$364$245,673
3 ($1,159)$794$365$245,308
4 ($1,159)$793$366$244,942
5 ($1,159)$792$367$244,575
6 ($1,159)$791$369$244,206
7 ($1,159)$790$370$243,837
8 ($1,159)$788$371$243,466
9 ($1,159)$787$372$243,093
10 ($1,159)$786$373$242,720
11 ($1,159)$785$375$242,345
12 ($1,159)$784$376$241,970
Year 2 - 13 ($1,159)$782$377$241,593
14 ($1,159)$781$378$241,214
15 ($1,159)$780$379$240,835
16 ($1,159)$779$381$240,454
17 ($1,159)$777$382$240,072
18 ($1,159)$776$383$239,689
19 ($1,159)$775$384$239,305
20 ($1,159)$774$386$238,919
21 ($1,159)$773$387$238,532
22 ($1,159)$771$388$238,144
23 ($1,159)$770$389$237,755
24 ($1,159)$769$391$237,364
Year 3 - 25 ($1,159)$767$392$236,972
26 ($1,159)$766$393$236,579
27 ($1,159)$765$394$236,185
28 ($1,159)$764$396$235,789
29 ($1,159)$762$397$235,392
30 ($1,159)$761$398$234,994
31 ($1,159)$760$400$234,594
32 ($1,159)$759$401$234,193
33 ($1,159)$757$402$233,791
34 ($1,159)$756$403$233,388
35 ($1,159)$755$405$232,983
36 ($1,159)$753$406$232,577
Year 4 - 37 ($1,159)$752$407$232,170
38 ($1,159)$751$409$231,761
39 ($1,159)$749$410$231,351
40 ($1,159)$748$411$230,940
41 ($1,159)$747$413$230,527
42 ($1,159)$745$414$230,113
43 ($1,159)$744$415$229,698
44 ($1,159)$743$417$229,281
45 ($1,159)$741$418$228,863
46 ($1,159)$740$419$228,444
47 ($1,159)$739$421$228,023
48 ($1,159)$737$422$227,601
Year 5 - 49 ($1,159)$736$423$227,177
50 ($1,159)$735$425$226,752
51 ($1,159)$733$426$226,326
52 ($1,159)$732$428$225,899
53 ($1,159)$730$429$225,470
54 ($1,159)$729$430$225,039
55 ($1,159)$728$432$224,608
56 ($1,159)$726$433$224,175
57 ($1,159)$725$435$223,740
58 ($1,159)$723$436$223,304
59 ($1,159)$722$437$222,867
60 ($1,159)$721$439$222,428
Year 6 - 61 ($1,159)$719$440$221,988
62 ($1,159)$718$442$221,546
63 ($1,159)$716$443$221,103
64 ($1,159)$715$444$220,659
65 ($1,159)$713$446$220,213
66 ($1,159)$712$447$219,765
67 ($1,159)$711$449$219,317
68 ($1,159)$709$450$218,866
69 ($1,159)$708$452$218,415
70 ($1,159)$706$453$217,961
71 ($1,159)$705$455$217,507
72 ($1,159)$703$456$217,051
Year 7 - 73 ($1,159)$702$458$216,593
74 ($1,159)$700$459$216,134
75 ($1,159)$699$461$215,674
76 ($1,159)$697$462$215,212
77 ($1,159)$696$464$214,748
78 ($1,159)$694$465$214,283
79 ($1,159)$693$467$213,817
80 ($1,159)$691$468$213,348
81 ($1,159)$690$470$212,879
82 ($1,159)$688$471$212,408
83 ($1,159)$687$473$211,935
84 ($1,159)$685$474$211,461
Year 8 - 85 ($1,159)$684$476$210,986
86 ($1,159)$682$477$210,508
87 ($1,159)$681$479$210,030
88 ($1,159)$679$480$209,549
89 ($1,159)$678$482$209,068
90 ($1,159)$676$483$208,584
91 ($1,159)$674$485$208,099
92 ($1,159)$673$487$207,613
93 ($1,159)$671$488$207,125
94 ($1,159)$670$490$206,635
95 ($1,159)$668$491$206,144
96 ($1,159)$667$493$205,651
Year 9 - 97 ($1,159)$665$494$205,156
98 ($1,159)$663$496$204,660
99 ($1,159)$662$498$204,163
100 ($1,159)$660$499$203,663
101 ($1,159)$659$501$203,163
102 ($1,159)$657$502$202,660
103 ($1,159)$655$504$202,156
104 ($1,159)$654$506$201,650
105 ($1,159)$652$507$201,143
106 ($1,159)$650$509$200,634
107 ($1,159)$649$511$200,123
108 ($1,159)$647$512$199,611
Year 10 - 109 ($1,159)$645$514$199,097
110 ($1,159)$644$516$198,581
111 ($1,159)$642$517$198,064
112 ($1,159)$640$519$197,545
113 ($1,159)$639$521$197,025
114 ($1,159)$637$522$196,502
115 ($1,159)$635$524$195,978
116 ($1,159)$634$526$195,452
117 ($1,159)$632$527$194,925
118 ($1,159)$630$529$194,396
119 ($1,159)$629$531$193,865
120 ($1,159)$627$533$193,333
Year 11 - 121 ($1,159)$625$534$192,798
122 ($1,159)$623$536$192,262
123 ($1,159)$622$538$191,725
124 ($1,159)$620$539$191,185
125 ($1,159)$618$541$190,644
126 ($1,159)$616$543$190,101
127 ($1,159)$615$545$189,556
128 ($1,159)$613$546$189,010
129 ($1,159)$611$548$188,462
130 ($1,159)$609$550$187,912
131 ($1,159)$608$552$187,360
132 ($1,159)$606$554$186,806
Year 12 - 133 ($1,159)$604$555$186,251
134 ($1,159)$602$557$185,694
135 ($1,159)$600$559$185,135
136 ($1,159)$599$561$184,574
137 ($1,159)$597$563$184,011
138 ($1,159)$595$564$183,447
139 ($1,159)$593$566$182,881
140 ($1,159)$591$568$182,313
141 ($1,159)$589$570$181,743
142 ($1,159)$588$572$181,171
143 ($1,159)$586$574$180,598
144 ($1,159)$584$575$180,022
Year 13 - 145 ($1,159)$582$577$179,445
146 ($1,159)$580$579$178,866
147 ($1,159)$578$581$178,285
148 ($1,159)$576$583$177,702
149 ($1,159)$575$585$177,117
150 ($1,159)$573$587$176,530
151 ($1,159)$571$589$175,942
152 ($1,159)$569$590$175,351
153 ($1,159)$567$592$174,759
154 ($1,159)$565$594$174,164
155 ($1,159)$563$596$173,568
156 ($1,159)$561$598$172,970
Year 14 - 157 ($1,159)$559$600$172,370
158 ($1,159)$557$602$171,768
159 ($1,159)$555$604$171,164
160 ($1,159)$553$606$170,558
161 ($1,159)$551$608$169,950
162 ($1,159)$550$610$169,340
163 ($1,159)$548$612$168,728
164 ($1,159)$546$614$168,115
165 ($1,159)$544$616$167,499
166 ($1,159)$542$618$166,881
167 ($1,159)$540$620$166,261
168 ($1,159)$538$622$165,639
Year 15 - 169 ($1,159)$536$624$165,016
170 ($1,159)$534$626$164,390
171 ($1,159)$532$628$163,762
172 ($1,159)$529$630$163,132
173 ($1,159)$527$632$162,500
174 ($1,159)$525$634$161,866
175 ($1,159)$523$636$161,230
176 ($1,159)$521$638$160,592
177 ($1,159)$519$640$159,952
178 ($1,159)$517$642$159,310
179 ($1,159)$515$644$158,666
180 ($1,159)$513$646$158,019
Year 16 - 181 ($1,159)$511$648$157,371
182 ($1,159)$509$651$156,720
183 ($1,159)$507$653$156,068
184 ($1,159)$505$655$155,413
185 ($1,159)$503$657$154,756
186 ($1,159)$500$659$154,097
187 ($1,159)$498$661$153,436
188 ($1,159)$496$663$152,773
189 ($1,159)$494$665$152,107
190 ($1,159)$492$668$151,440
191 ($1,159)$490$670$150,770
192 ($1,159)$487$672$150,098
Year 17 - 193 ($1,159)$485$674$149,424
194 ($1,159)$483$676$148,748
195 ($1,159)$481$678$148,069
196 ($1,159)$479$681$147,389
197 ($1,159)$477$683$146,706
198 ($1,159)$474$685$146,021
199 ($1,159)$472$687$145,334
200 ($1,159)$470$689$144,644
201 ($1,159)$468$692$143,952
202 ($1,159)$465$694$143,259
203 ($1,159)$463$696$142,562
204 ($1,159)$461$698$141,864
Year 18 - 205 ($1,159)$459$701$141,163
206 ($1,159)$456$703$140,460
207 ($1,159)$454$705$139,755
208 ($1,159)$452$707$139,048
209 ($1,159)$450$710$138,338
210 ($1,159)$447$712$137,626
211 ($1,159)$445$714$136,911
212 ($1,159)$443$717$136,195
213 ($1,159)$440$719$135,476
214 ($1,159)$438$721$134,754
215 ($1,159)$436$724$134,031
216 ($1,159)$433$726$133,305
Year 19 - 217 ($1,159)$431$728$132,576
218 ($1,159)$429$731$131,846
219 ($1,159)$426$733$131,113
220 ($1,159)$424$735$130,377
221 ($1,159)$422$738$129,639
222 ($1,159)$419$740$128,899
223 ($1,159)$417$743$128,157
224 ($1,159)$414$745$127,412
225 ($1,159)$412$747$126,664
226 ($1,159)$410$750$125,914
227 ($1,159)$407$752$125,162
228 ($1,159)$405$755$124,407
Year 20 - 229 ($1,159)$402$757$123,650
230 ($1,159)$400$760$122,891
231 ($1,159)$397$762$122,129
232 ($1,159)$395$764$121,364
233 ($1,159)$392$767$120,597
234 ($1,159)$390$769$119,828
235 ($1,159)$387$772$119,056
236 ($1,159)$385$774$118,281
237 ($1,159)$382$777$117,505
238 ($1,159)$380$779$116,725
239 ($1,159)$377$782$115,943
240 ($1,159)$375$784$115,159
Year 21 - 241 ($1,159)$372$787$114,372
242 ($1,159)$370$790$113,582
243 ($1,159)$367$792$112,790
244 ($1,159)$365$795$111,995
245 ($1,159)$362$797$111,198
246 ($1,159)$360$800$110,398
247 ($1,159)$357$802$109,596
248 ($1,159)$354$805$108,791
249 ($1,159)$352$808$107,983
250 ($1,159)$349$810$107,173
251 ($1,159)$347$813$106,360
252 ($1,159)$344$815$105,545
Year 22 - 253 ($1,159)$341$818$104,726
254 ($1,159)$339$821$103,906
255 ($1,159)$336$823$103,082
256 ($1,159)$333$826$102,256
257 ($1,159)$331$829$101,428
258 ($1,159)$328$831$100,596
259 ($1,159)$325$834$99,762
260 ($1,159)$323$837$98,925
261 ($1,159)$320$840$98,086
262 ($1,159)$317$842$97,243
263 ($1,159)$314$845$96,399
264 ($1,159)$312$848$95,551
Year 23 - 265 ($1,159)$309$850$94,700
266 ($1,159)$306$853$93,847
267 ($1,159)$303$856$92,991
268 ($1,159)$301$859$92,133
269 ($1,159)$298$861$91,271
270 ($1,159)$295$864$90,407
271 ($1,159)$292$867$89,540
272 ($1,159)$290$870$88,670
273 ($1,159)$287$873$87,797
274 ($1,159)$284$875$86,922
275 ($1,159)$281$878$86,043
276 ($1,159)$278$881$85,162
Year 24 - 277 ($1,159)$275$884$84,278
278 ($1,159)$272$887$83,391
279 ($1,159)$270$890$82,502
280 ($1,159)$267$893$81,609
281 ($1,159)$264$895$80,714
282 ($1,159)$261$898$79,815
283 ($1,159)$258$901$78,914
284 ($1,159)$255$904$78,010
285 ($1,159)$252$907$77,103
286 ($1,159)$249$910$76,192
287 ($1,159)$246$913$75,279
288 ($1,159)$243$916$74,363
Year 25 - 289 ($1,159)$240$919$73,445
290 ($1,159)$237$922$72,523
291 ($1,159)$234$925$71,598
292 ($1,159)$231$928$70,670
293 ($1,159)$228$931$69,739
294 ($1,159)$225$934$68,805
295 ($1,159)$222$937$67,868
296 ($1,159)$219$940$66,928
297 ($1,159)$216$943$65,985
298 ($1,159)$213$946$65,039
299 ($1,159)$210$949$64,090
300 ($1,159)$207$952$63,138
Year 26 - 301 ($1,159)$204$955$62,183
302 ($1,159)$201$958$61,225
303 ($1,159)$198$961$60,263
304 ($1,159)$195$965$59,299
305 ($1,159)$192$968$58,331
306 ($1,159)$189$971$57,360
307 ($1,159)$185$974$56,386
308 ($1,159)$182$977$55,409
309 ($1,159)$179$980$54,429
310 ($1,159)$176$983$53,446
311 ($1,159)$173$987$52,459
312 ($1,159)$170$990$51,469
Year 27 - 313 ($1,159)$166$993$50,476
314 ($1,159)$163$996$49,480
315 ($1,159)$160$999$48,481
316 ($1,159)$157$1,003$47,478
317 ($1,159)$154$1,006$46,472
318 ($1,159)$150$1,009$45,463
319 ($1,159)$147$1,012$44,451
320 ($1,159)$144$1,016$43,435
321 ($1,159)$140$1,019$42,416
322 ($1,159)$137$1,022$41,394
323 ($1,159)$134$1,026$40,369
324 ($1,159)$131$1,029$39,340
Year 28 - 325 ($1,159)$127$1,032$38,308
326 ($1,159)$124$1,036$37,272
327 ($1,159)$121$1,039$36,233
328 ($1,159)$117$1,042$35,191
329 ($1,159)$114$1,046$34,145
330 ($1,159)$110$1,049$33,097
331 ($1,159)$107$1,052$32,044
332 ($1,159)$104$1,056$30,988
333 ($1,159)$100$1,059$29,929
334 ($1,159)$97$1,063$28,867
335 ($1,159)$93$1,066$27,801
336 ($1,159)$90$1,069$26,731
Year 29 - 337 ($1,159)$86$1,073$25,658
338 ($1,159)$83$1,076$24,582
339 ($1,159)$79$1,080$23,502
340 ($1,159)$76$1,083$22,418
341 ($1,159)$72$1,087$21,332
342 ($1,159)$69$1,090$20,241
343 ($1,159)$65$1,094$19,147
344 ($1,159)$62$1,097$18,050
345 ($1,159)$58$1,101$16,949
346 ($1,159)$55$1,105$15,844
347 ($1,159)$51$1,108$14,736
348 ($1,159)$48$1,112$13,624
Year 30 - 349 ($1,159)$44$1,115$12,509
350 ($1,159)$40$1,119$11,390
351 ($1,159)$37$1,123$10,268
352 ($1,159)$33$1,126$9,141
353 ($1,159)$30$1,130$8,012
354 ($1,159)$26$1,133$6,878
355 ($1,159)$22$1,137$5,741
356 ($1,159)$19$1,141$4,600
357 ($1,159)$15$1,144$3,456
358 ($1,159)$11$1,148$2,308
359 ($1,159)$7$1,152$1,156
360 ($1,159)$4$1,156$0
TOTALS$170,973$246,400$417,373

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.