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Mortgage Payment Schedule for a $309,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($61,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,166 360 $172,547 $419,747

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $309,000
Down Payment $61,800$247,200
Year 1 - 1 ($1,166)$803$363$246,837
2 ($1,166)$802$364$246,474
3 ($1,166)$801$365$246,109
4 ($1,166)$800$366$245,743
5 ($1,166)$799$367$245,375
6 ($1,166)$797$368$245,007
7 ($1,166)$796$370$244,637
8 ($1,166)$795$371$244,266
9 ($1,166)$794$372$243,894
10 ($1,166)$793$373$243,521
11 ($1,166)$791$375$243,146
12 ($1,166)$790$376$242,771
Year 2 - 13 ($1,166)$789$377$242,394
14 ($1,166)$788$378$242,015
15 ($1,166)$787$379$241,636
16 ($1,166)$785$381$241,255
17 ($1,166)$784$382$240,874
18 ($1,166)$783$383$240,490
19 ($1,166)$782$384$240,106
20 ($1,166)$780$386$239,720
21 ($1,166)$779$387$239,334
22 ($1,166)$778$388$238,945
23 ($1,166)$777$389$238,556
24 ($1,166)$775$391$238,165
Year 3 - 25 ($1,166)$774$392$237,773
26 ($1,166)$773$393$237,380
27 ($1,166)$771$394$236,986
28 ($1,166)$770$396$236,590
29 ($1,166)$769$397$236,193
30 ($1,166)$768$398$235,795
31 ($1,166)$766$400$235,395
32 ($1,166)$765$401$234,994
33 ($1,166)$764$402$234,592
34 ($1,166)$762$404$234,188
35 ($1,166)$761$405$233,783
36 ($1,166)$760$406$233,377
Year 4 - 37 ($1,166)$758$407$232,970
38 ($1,166)$757$409$232,561
39 ($1,166)$756$410$232,151
40 ($1,166)$754$411$231,739
41 ($1,166)$753$413$231,327
42 ($1,166)$752$414$230,912
43 ($1,166)$750$415$230,497
44 ($1,166)$749$417$230,080
45 ($1,166)$748$418$229,662
46 ($1,166)$746$420$229,242
47 ($1,166)$745$421$228,821
48 ($1,166)$744$422$228,399
Year 5 - 49 ($1,166)$742$424$227,975
50 ($1,166)$741$425$227,550
51 ($1,166)$740$426$227,124
52 ($1,166)$738$428$226,696
53 ($1,166)$737$429$226,267
54 ($1,166)$735$431$225,836
55 ($1,166)$734$432$225,404
56 ($1,166)$733$433$224,971
57 ($1,166)$731$435$224,536
58 ($1,166)$730$436$224,100
59 ($1,166)$728$438$223,662
60 ($1,166)$727$439$223,223
Year 6 - 61 ($1,166)$725$440$222,783
62 ($1,166)$724$442$222,341
63 ($1,166)$723$443$221,897
64 ($1,166)$721$445$221,453
65 ($1,166)$720$446$221,006
66 ($1,166)$718$448$220,559
67 ($1,166)$717$449$220,110
68 ($1,166)$715$451$219,659
69 ($1,166)$714$452$219,207
70 ($1,166)$712$454$218,753
71 ($1,166)$711$455$218,298
72 ($1,166)$709$456$217,842
Year 7 - 73 ($1,166)$708$458$217,384
74 ($1,166)$706$459$216,924
75 ($1,166)$705$461$216,463
76 ($1,166)$704$462$216,001
77 ($1,166)$702$464$215,537
78 ($1,166)$700$465$215,072
79 ($1,166)$699$467$214,605
80 ($1,166)$697$468$214,136
81 ($1,166)$696$470$213,666
82 ($1,166)$694$472$213,194
83 ($1,166)$693$473$212,721
84 ($1,166)$691$475$212,247
Year 8 - 85 ($1,166)$690$476$211,771
86 ($1,166)$688$478$211,293
87 ($1,166)$687$479$210,814
88 ($1,166)$685$481$210,333
89 ($1,166)$684$482$209,850
90 ($1,166)$682$484$209,366
91 ($1,166)$680$486$208,881
92 ($1,166)$679$487$208,394
93 ($1,166)$677$489$207,905
94 ($1,166)$676$490$207,415
95 ($1,166)$674$492$206,923
96 ($1,166)$672$493$206,430
Year 9 - 97 ($1,166)$671$495$205,934
98 ($1,166)$669$497$205,438
99 ($1,166)$668$498$204,940
100 ($1,166)$666$500$204,440
101 ($1,166)$664$502$203,938
102 ($1,166)$663$503$203,435
103 ($1,166)$661$505$202,930
104 ($1,166)$660$506$202,424
105 ($1,166)$658$508$201,916
106 ($1,166)$656$510$201,406
107 ($1,166)$655$511$200,894
108 ($1,166)$653$513$200,381
Year 10 - 109 ($1,166)$651$515$199,867
110 ($1,166)$650$516$199,350
111 ($1,166)$648$518$198,832
112 ($1,166)$646$520$198,312
113 ($1,166)$645$521$197,791
114 ($1,166)$643$523$197,268
115 ($1,166)$641$525$196,743
116 ($1,166)$639$527$196,216
117 ($1,166)$638$528$195,688
118 ($1,166)$636$530$195,158
119 ($1,166)$634$532$194,627
120 ($1,166)$633$533$194,093
Year 11 - 121 ($1,166)$631$535$193,558
122 ($1,166)$629$537$193,021
123 ($1,166)$627$539$192,482
124 ($1,166)$626$540$191,942
125 ($1,166)$624$542$191,400
126 ($1,166)$622$544$190,856
127 ($1,166)$620$546$190,310
128 ($1,166)$619$547$189,763
129 ($1,166)$617$549$189,214
130 ($1,166)$615$551$188,663
131 ($1,166)$613$553$188,110
132 ($1,166)$611$555$187,555
Year 12 - 133 ($1,166)$610$556$186,999
134 ($1,166)$608$558$186,440
135 ($1,166)$606$560$185,880
136 ($1,166)$604$562$185,319
137 ($1,166)$602$564$184,755
138 ($1,166)$600$566$184,189
139 ($1,166)$599$567$183,622
140 ($1,166)$597$569$183,053
141 ($1,166)$595$571$182,482
142 ($1,166)$593$573$181,909
143 ($1,166)$591$575$181,334
144 ($1,166)$589$577$180,758
Year 13 - 145 ($1,166)$587$579$180,179
146 ($1,166)$586$580$179,599
147 ($1,166)$584$582$179,016
148 ($1,166)$582$584$178,432
149 ($1,166)$580$586$177,846
150 ($1,166)$578$588$177,258
151 ($1,166)$576$590$176,668
152 ($1,166)$574$592$176,077
153 ($1,166)$572$594$175,483
154 ($1,166)$570$596$174,887
155 ($1,166)$568$598$174,290
156 ($1,166)$566$600$173,690
Year 14 - 157 ($1,166)$564$601$173,089
158 ($1,166)$563$603$172,485
159 ($1,166)$561$605$171,880
160 ($1,166)$559$607$171,272
161 ($1,166)$557$609$170,663
162 ($1,166)$555$611$170,052
163 ($1,166)$553$613$169,439
164 ($1,166)$551$615$168,823
165 ($1,166)$549$617$168,206
166 ($1,166)$547$619$167,587
167 ($1,166)$545$621$166,965
168 ($1,166)$543$623$166,342
Year 15 - 169 ($1,166)$541$625$165,717
170 ($1,166)$539$627$165,089
171 ($1,166)$537$629$164,460
172 ($1,166)$534$631$163,828
173 ($1,166)$532$634$163,195
174 ($1,166)$530$636$162,559
175 ($1,166)$528$638$161,922
176 ($1,166)$526$640$161,282
177 ($1,166)$524$642$160,640
178 ($1,166)$522$644$159,996
179 ($1,166)$520$646$159,350
180 ($1,166)$518$648$158,702
Year 16 - 181 ($1,166)$516$650$158,052
182 ($1,166)$514$652$157,400
183 ($1,166)$512$654$156,745
184 ($1,166)$509$657$156,089
185 ($1,166)$507$659$155,430
186 ($1,166)$505$661$154,769
187 ($1,166)$503$663$154,106
188 ($1,166)$501$665$153,441
189 ($1,166)$499$667$152,774
190 ($1,166)$497$669$152,104
191 ($1,166)$494$672$151,433
192 ($1,166)$492$674$150,759
Year 17 - 193 ($1,166)$490$676$150,083
194 ($1,166)$488$678$149,405
195 ($1,166)$486$680$148,724
196 ($1,166)$483$683$148,042
197 ($1,166)$481$685$147,357
198 ($1,166)$479$687$146,670
199 ($1,166)$477$689$145,981
200 ($1,166)$474$692$145,289
201 ($1,166)$472$694$144,595
202 ($1,166)$470$696$143,899
203 ($1,166)$468$698$143,201
204 ($1,166)$465$701$142,500
Year 18 - 205 ($1,166)$463$703$141,798
206 ($1,166)$461$705$141,093
207 ($1,166)$459$707$140,385
208 ($1,166)$456$710$139,675
209 ($1,166)$454$712$138,963
210 ($1,166)$452$714$138,249
211 ($1,166)$449$717$137,532
212 ($1,166)$447$719$136,813
213 ($1,166)$445$721$136,092
214 ($1,166)$442$724$135,368
215 ($1,166)$440$726$134,642
216 ($1,166)$438$728$133,914
Year 19 - 217 ($1,166)$435$731$133,183
218 ($1,166)$433$733$132,450
219 ($1,166)$430$736$131,715
220 ($1,166)$428$738$130,977
221 ($1,166)$426$740$130,236
222 ($1,166)$423$743$129,494
223 ($1,166)$421$745$128,749
224 ($1,166)$418$748$128,001
225 ($1,166)$416$750$127,251
226 ($1,166)$414$752$126,499
227 ($1,166)$411$755$125,744
228 ($1,166)$409$757$124,987
Year 20 - 229 ($1,166)$406$760$124,227
230 ($1,166)$404$762$123,465
231 ($1,166)$401$765$122,700
232 ($1,166)$399$767$121,933
233 ($1,166)$396$770$121,163
234 ($1,166)$394$772$120,391
235 ($1,166)$391$775$119,616
236 ($1,166)$389$777$118,839
237 ($1,166)$386$780$118,059
238 ($1,166)$384$782$117,277
239 ($1,166)$381$785$116,492
240 ($1,166)$379$787$115,705
Year 21 - 241 ($1,166)$376$790$114,915
242 ($1,166)$373$792$114,122
243 ($1,166)$371$795$113,327
244 ($1,166)$368$798$112,530
245 ($1,166)$366$800$111,729
246 ($1,166)$363$803$110,927
247 ($1,166)$361$805$110,121
248 ($1,166)$358$808$109,313
249 ($1,166)$355$811$108,502
250 ($1,166)$353$813$107,689
251 ($1,166)$350$816$106,873
252 ($1,166)$347$819$106,054
Year 22 - 253 ($1,166)$345$821$105,233
254 ($1,166)$342$824$104,409
255 ($1,166)$339$827$103,583
256 ($1,166)$337$829$102,753
257 ($1,166)$334$832$101,921
258 ($1,166)$331$835$101,087
259 ($1,166)$329$837$100,249
260 ($1,166)$326$840$99,409
261 ($1,166)$323$843$98,566
262 ($1,166)$320$846$97,720
263 ($1,166)$318$848$96,872
264 ($1,166)$315$851$96,021
Year 23 - 265 ($1,166)$312$854$95,167
266 ($1,166)$309$857$94,310
267 ($1,166)$307$859$93,451
268 ($1,166)$304$862$92,589
269 ($1,166)$301$865$91,724
270 ($1,166)$298$868$90,856
271 ($1,166)$295$871$89,985
272 ($1,166)$292$874$89,112
273 ($1,166)$290$876$88,235
274 ($1,166)$287$879$87,356
275 ($1,166)$284$882$86,474
276 ($1,166)$281$885$85,589
Year 24 - 277 ($1,166)$278$888$84,701
278 ($1,166)$275$891$83,811
279 ($1,166)$272$894$82,917
280 ($1,166)$269$896$82,020
281 ($1,166)$267$899$81,121
282 ($1,166)$264$902$80,219
283 ($1,166)$261$905$79,313
284 ($1,166)$258$908$78,405
285 ($1,166)$255$911$77,494
286 ($1,166)$252$914$76,580
287 ($1,166)$249$917$75,663
288 ($1,166)$246$920$74,743
Year 25 - 289 ($1,166)$243$923$73,820
290 ($1,166)$240$926$72,894
291 ($1,166)$237$929$71,965
292 ($1,166)$234$932$71,033
293 ($1,166)$231$935$70,098
294 ($1,166)$228$938$69,159
295 ($1,166)$225$941$68,218
296 ($1,166)$222$944$67,274
297 ($1,166)$219$947$66,327
298 ($1,166)$216$950$65,376
299 ($1,166)$212$953$64,423
300 ($1,166)$209$957$63,466
Year 26 - 301 ($1,166)$206$960$62,506
302 ($1,166)$203$963$61,544
303 ($1,166)$200$966$60,578
304 ($1,166)$197$969$59,609
305 ($1,166)$194$972$58,636
306 ($1,166)$191$975$57,661
307 ($1,166)$187$979$56,682
308 ($1,166)$184$982$55,701
309 ($1,166)$181$985$54,716
310 ($1,166)$178$988$53,728
311 ($1,166)$175$991$52,736
312 ($1,166)$171$995$51,742
Year 27 - 313 ($1,166)$168$998$50,744
314 ($1,166)$165$1,001$49,743
315 ($1,166)$162$1,004$48,739
316 ($1,166)$158$1,008$47,731
317 ($1,166)$155$1,011$46,720
318 ($1,166)$152$1,014$45,706
319 ($1,166)$149$1,017$44,689
320 ($1,166)$145$1,021$43,668
321 ($1,166)$142$1,024$42,644
322 ($1,166)$139$1,027$41,616
323 ($1,166)$135$1,031$40,586
324 ($1,166)$132$1,034$39,552
Year 28 - 325 ($1,166)$129$1,037$38,514
326 ($1,166)$125$1,041$37,473
327 ($1,166)$122$1,044$36,429
328 ($1,166)$118$1,048$35,382
329 ($1,166)$115$1,051$34,331
330 ($1,166)$112$1,054$33,276
331 ($1,166)$108$1,058$32,219
332 ($1,166)$105$1,061$31,157
333 ($1,166)$101$1,065$30,093
334 ($1,166)$98$1,068$29,024
335 ($1,166)$94$1,072$27,953
336 ($1,166)$91$1,075$26,878
Year 29 - 337 ($1,166)$87$1,079$25,799
338 ($1,166)$84$1,082$24,717
339 ($1,166)$80$1,086$23,631
340 ($1,166)$77$1,089$22,542
341 ($1,166)$73$1,093$21,449
342 ($1,166)$70$1,096$20,353
343 ($1,166)$66$1,100$19,253
344 ($1,166)$63$1,103$18,150
345 ($1,166)$59$1,107$17,043
346 ($1,166)$55$1,111$15,932
347 ($1,166)$52$1,114$14,818
348 ($1,166)$48$1,118$13,700
Year 30 - 349 ($1,166)$45$1,121$12,579
350 ($1,166)$41$1,125$11,454
351 ($1,166)$37$1,129$10,325
352 ($1,166)$34$1,132$9,193
353 ($1,166)$30$1,136$8,057
354 ($1,166)$26$1,140$6,917
355 ($1,166)$22$1,143$5,773
356 ($1,166)$19$1,147$4,626
357 ($1,166)$15$1,151$3,475
358 ($1,166)$11$1,155$2,321
359 ($1,166)$8$1,158$1,162
360 ($1,166)$4$1,162$0
TOTALS$172,547$247,200$419,747

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.