« Back to all home prices

Mortgage Payment Schedule for a $309,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($61,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,167 360 $173,057 $420,257

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $309,000
Down Payment $61,800$247,200
Year 1 - 1 ($1,167)$805$362$246,838
2 ($1,167)$804$363$246,475
3 ($1,167)$803$364$246,111
4 ($1,167)$802$365$245,745
5 ($1,167)$801$367$245,379
6 ($1,167)$800$368$245,011
7 ($1,167)$798$369$244,642
8 ($1,167)$797$370$244,271
9 ($1,167)$796$371$243,900
10 ($1,167)$795$373$243,527
11 ($1,167)$793$374$243,153
12 ($1,167)$792$375$242,778
Year 2 - 13 ($1,167)$791$376$242,402
14 ($1,167)$790$378$242,024
15 ($1,167)$789$379$241,646
16 ($1,167)$787$380$241,266
17 ($1,167)$786$381$240,884
18 ($1,167)$785$382$240,502
19 ($1,167)$784$384$240,118
20 ($1,167)$782$385$239,733
21 ($1,167)$781$386$239,347
22 ($1,167)$780$388$238,959
23 ($1,167)$779$389$238,571
24 ($1,167)$777$390$238,181
Year 3 - 25 ($1,167)$776$391$237,789
26 ($1,167)$775$393$237,397
27 ($1,167)$774$394$237,003
28 ($1,167)$772$395$236,608
29 ($1,167)$771$396$236,211
30 ($1,167)$770$398$235,813
31 ($1,167)$768$399$235,414
32 ($1,167)$767$400$235,014
33 ($1,167)$766$402$234,612
34 ($1,167)$764$403$234,210
35 ($1,167)$763$404$233,805
36 ($1,167)$762$406$233,400
Year 4 - 37 ($1,167)$760$407$232,993
38 ($1,167)$759$408$232,585
39 ($1,167)$758$410$232,175
40 ($1,167)$757$411$231,764
41 ($1,167)$755$412$231,352
42 ($1,167)$754$414$230,938
43 ($1,167)$752$415$230,524
44 ($1,167)$751$416$230,107
45 ($1,167)$750$418$229,690
46 ($1,167)$748$419$229,271
47 ($1,167)$747$420$228,850
48 ($1,167)$746$422$228,429
Year 5 - 49 ($1,167)$744$423$228,006
50 ($1,167)$743$424$227,581
51 ($1,167)$742$426$227,155
52 ($1,167)$740$427$226,728
53 ($1,167)$739$429$226,299
54 ($1,167)$737$430$225,869
55 ($1,167)$736$431$225,438
56 ($1,167)$735$433$225,005
57 ($1,167)$733$434$224,571
58 ($1,167)$732$436$224,135
59 ($1,167)$730$437$223,698
60 ($1,167)$729$438$223,260
Year 6 - 61 ($1,167)$727$440$222,820
62 ($1,167)$726$441$222,378
63 ($1,167)$725$443$221,936
64 ($1,167)$723$444$221,491
65 ($1,167)$722$446$221,046
66 ($1,167)$720$447$220,599
67 ($1,167)$719$449$220,150
68 ($1,167)$717$450$219,700
69 ($1,167)$716$452$219,248
70 ($1,167)$714$453$218,795
71 ($1,167)$713$454$218,341
72 ($1,167)$711$456$217,885
Year 7 - 73 ($1,167)$710$457$217,427
74 ($1,167)$708$459$216,969
75 ($1,167)$707$460$216,508
76 ($1,167)$705$462$216,046
77 ($1,167)$704$463$215,583
78 ($1,167)$702$465$215,118
79 ($1,167)$701$466$214,651
80 ($1,167)$699$468$214,183
81 ($1,167)$698$469$213,714
82 ($1,167)$696$471$213,243
83 ($1,167)$695$473$212,770
84 ($1,167)$693$474$212,296
Year 8 - 85 ($1,167)$692$476$211,821
86 ($1,167)$690$477$211,343
87 ($1,167)$689$479$210,865
88 ($1,167)$687$480$210,384
89 ($1,167)$686$482$209,902
90 ($1,167)$684$483$209,419
91 ($1,167)$682$485$208,934
92 ($1,167)$681$487$208,447
93 ($1,167)$679$488$207,959
94 ($1,167)$678$490$207,469
95 ($1,167)$676$491$206,978
96 ($1,167)$674$493$206,485
Year 9 - 97 ($1,167)$673$495$205,990
98 ($1,167)$671$496$205,494
99 ($1,167)$670$498$204,996
100 ($1,167)$668$499$204,497
101 ($1,167)$666$501$203,996
102 ($1,167)$665$503$203,493
103 ($1,167)$663$504$202,989
104 ($1,167)$661$506$202,483
105 ($1,167)$660$508$201,975
106 ($1,167)$658$509$201,466
107 ($1,167)$656$511$200,955
108 ($1,167)$655$513$200,442
Year 10 - 109 ($1,167)$653$514$199,928
110 ($1,167)$651$516$199,412
111 ($1,167)$650$518$198,895
112 ($1,167)$648$519$198,375
113 ($1,167)$646$521$197,854
114 ($1,167)$645$523$197,332
115 ($1,167)$643$524$196,807
116 ($1,167)$641$526$196,281
117 ($1,167)$640$528$195,753
118 ($1,167)$638$530$195,224
119 ($1,167)$636$531$194,692
120 ($1,167)$634$533$194,159
Year 11 - 121 ($1,167)$633$535$193,625
122 ($1,167)$631$536$193,088
123 ($1,167)$629$538$192,550
124 ($1,167)$627$540$192,010
125 ($1,167)$626$542$191,468
126 ($1,167)$624$544$190,925
127 ($1,167)$622$545$190,379
128 ($1,167)$620$547$189,832
129 ($1,167)$619$549$189,284
130 ($1,167)$617$551$188,733
131 ($1,167)$615$552$188,180
132 ($1,167)$613$554$187,626
Year 12 - 133 ($1,167)$611$556$187,070
134 ($1,167)$610$558$186,512
135 ($1,167)$608$560$185,953
136 ($1,167)$606$561$185,391
137 ($1,167)$604$563$184,828
138 ($1,167)$602$565$184,263
139 ($1,167)$600$567$183,696
140 ($1,167)$599$569$183,127
141 ($1,167)$597$571$182,556
142 ($1,167)$595$573$181,984
143 ($1,167)$593$574$181,409
144 ($1,167)$591$576$180,833
Year 13 - 145 ($1,167)$589$578$180,255
146 ($1,167)$587$580$179,675
147 ($1,167)$585$582$179,093
148 ($1,167)$584$584$178,509
149 ($1,167)$582$586$177,923
150 ($1,167)$580$588$177,336
151 ($1,167)$578$590$176,746
152 ($1,167)$576$591$176,155
153 ($1,167)$574$593$175,561
154 ($1,167)$572$595$174,966
155 ($1,167)$570$597$174,368
156 ($1,167)$568$599$173,769
Year 14 - 157 ($1,167)$566$601$173,168
158 ($1,167)$564$603$172,565
159 ($1,167)$562$605$171,960
160 ($1,167)$560$607$171,353
161 ($1,167)$558$609$170,744
162 ($1,167)$556$611$170,133
163 ($1,167)$554$613$169,520
164 ($1,167)$552$615$168,905
165 ($1,167)$550$617$168,288
166 ($1,167)$548$619$167,669
167 ($1,167)$546$621$167,047
168 ($1,167)$544$623$166,424
Year 15 - 169 ($1,167)$542$625$165,799
170 ($1,167)$540$627$165,172
171 ($1,167)$538$629$164,543
172 ($1,167)$536$631$163,912
173 ($1,167)$534$633$163,278
174 ($1,167)$532$635$162,643
175 ($1,167)$530$637$162,006
176 ($1,167)$528$640$161,366
177 ($1,167)$526$642$160,724
178 ($1,167)$524$644$160,081
179 ($1,167)$522$646$159,435
180 ($1,167)$519$648$158,787
Year 16 - 181 ($1,167)$517$650$158,137
182 ($1,167)$515$652$157,485
183 ($1,167)$513$654$156,831
184 ($1,167)$511$656$156,174
185 ($1,167)$509$659$155,516
186 ($1,167)$507$661$154,855
187 ($1,167)$505$663$154,192
188 ($1,167)$502$665$153,527
189 ($1,167)$500$667$152,860
190 ($1,167)$498$669$152,191
191 ($1,167)$496$671$151,519
192 ($1,167)$494$674$150,846
Year 17 - 193 ($1,167)$492$676$150,170
194 ($1,167)$489$678$149,492
195 ($1,167)$487$680$148,812
196 ($1,167)$485$683$148,129
197 ($1,167)$483$685$147,444
198 ($1,167)$480$687$146,757
199 ($1,167)$478$689$146,068
200 ($1,167)$476$691$145,377
201 ($1,167)$474$694$144,683
202 ($1,167)$471$696$143,987
203 ($1,167)$469$698$143,289
204 ($1,167)$467$700$142,588
Year 18 - 205 ($1,167)$465$703$141,886
206 ($1,167)$462$705$141,181
207 ($1,167)$460$707$140,473
208 ($1,167)$458$710$139,763
209 ($1,167)$455$712$139,052
210 ($1,167)$453$714$138,337
211 ($1,167)$451$717$137,621
212 ($1,167)$448$719$136,902
213 ($1,167)$446$721$136,180
214 ($1,167)$444$724$135,457
215 ($1,167)$441$726$134,731
216 ($1,167)$439$728$134,002
Year 19 - 217 ($1,167)$437$731$133,271
218 ($1,167)$434$733$132,538
219 ($1,167)$432$736$131,803
220 ($1,167)$429$738$131,065
221 ($1,167)$427$740$130,325
222 ($1,167)$425$743$129,582
223 ($1,167)$422$745$128,837
224 ($1,167)$420$748$128,089
225 ($1,167)$417$750$127,339
226 ($1,167)$415$752$126,587
227 ($1,167)$412$755$125,832
228 ($1,167)$410$757$125,074
Year 20 - 229 ($1,167)$408$760$124,314
230 ($1,167)$405$762$123,552
231 ($1,167)$403$765$122,787
232 ($1,167)$400$767$122,020
233 ($1,167)$398$770$121,250
234 ($1,167)$395$772$120,478
235 ($1,167)$393$775$119,703
236 ($1,167)$390$777$118,926
237 ($1,167)$387$780$118,146
238 ($1,167)$385$782$117,363
239 ($1,167)$382$785$116,578
240 ($1,167)$380$788$115,791
Year 21 - 241 ($1,167)$377$790$115,001
242 ($1,167)$375$793$114,208
243 ($1,167)$372$795$113,413
244 ($1,167)$370$798$112,615
245 ($1,167)$367$800$111,815
246 ($1,167)$364$803$111,012
247 ($1,167)$362$806$110,206
248 ($1,167)$359$808$109,398
249 ($1,167)$356$811$108,587
250 ($1,167)$354$814$107,773
251 ($1,167)$351$816$106,957
252 ($1,167)$349$819$106,138
Year 22 - 253 ($1,167)$346$822$105,316
254 ($1,167)$343$824$104,492
255 ($1,167)$340$827$103,665
256 ($1,167)$338$830$102,836
257 ($1,167)$335$832$102,003
258 ($1,167)$332$835$101,168
259 ($1,167)$330$838$100,331
260 ($1,167)$327$840$99,490
261 ($1,167)$324$843$98,647
262 ($1,167)$321$846$97,801
263 ($1,167)$319$849$96,952
264 ($1,167)$316$851$96,101
Year 23 - 265 ($1,167)$313$854$95,247
266 ($1,167)$310$857$94,390
267 ($1,167)$308$860$93,530
268 ($1,167)$305$863$92,667
269 ($1,167)$302$865$91,802
270 ($1,167)$299$868$90,933
271 ($1,167)$296$871$90,062
272 ($1,167)$293$874$89,188
273 ($1,167)$291$877$88,312
274 ($1,167)$288$880$87,432
275 ($1,167)$285$882$86,549
276 ($1,167)$282$885$85,664
Year 24 - 277 ($1,167)$279$888$84,776
278 ($1,167)$276$891$83,885
279 ($1,167)$273$894$82,991
280 ($1,167)$270$897$82,094
281 ($1,167)$267$900$81,194
282 ($1,167)$265$903$80,291
283 ($1,167)$262$906$79,385
284 ($1,167)$259$909$78,476
285 ($1,167)$256$912$77,565
286 ($1,167)$253$915$76,650
287 ($1,167)$250$918$75,733
288 ($1,167)$247$921$74,812
Year 25 - 289 ($1,167)$244$924$73,888
290 ($1,167)$241$927$72,962
291 ($1,167)$238$930$72,032
292 ($1,167)$235$933$71,099
293 ($1,167)$232$936$70,164
294 ($1,167)$229$939$69,225
295 ($1,167)$226$942$68,283
296 ($1,167)$222$945$67,338
297 ($1,167)$219$948$66,390
298 ($1,167)$216$951$65,439
299 ($1,167)$213$954$64,485
300 ($1,167)$210$957$63,528
Year 26 - 301 ($1,167)$207$960$62,567
302 ($1,167)$204$964$61,604
303 ($1,167)$201$967$60,637
304 ($1,167)$198$970$59,667
305 ($1,167)$194$973$58,694
306 ($1,167)$191$976$57,718
307 ($1,167)$188$979$56,739
308 ($1,167)$185$983$55,756
309 ($1,167)$182$986$54,771
310 ($1,167)$178$989$53,782
311 ($1,167)$175$992$52,790
312 ($1,167)$172$995$51,794
Year 27 - 313 ($1,167)$169$999$50,796
314 ($1,167)$166$1,002$49,794
315 ($1,167)$162$1,005$48,789
316 ($1,167)$159$1,008$47,780
317 ($1,167)$156$1,012$46,769
318 ($1,167)$152$1,015$45,754
319 ($1,167)$149$1,018$44,735
320 ($1,167)$146$1,022$43,714
321 ($1,167)$142$1,025$42,689
322 ($1,167)$139$1,028$41,660
323 ($1,167)$136$1,032$40,629
324 ($1,167)$132$1,035$39,594
Year 28 - 325 ($1,167)$129$1,038$38,555
326 ($1,167)$126$1,042$37,514
327 ($1,167)$122$1,045$36,468
328 ($1,167)$119$1,049$35,420
329 ($1,167)$115$1,052$34,368
330 ($1,167)$112$1,055$33,313
331 ($1,167)$109$1,059$32,254
332 ($1,167)$105$1,062$31,191
333 ($1,167)$102$1,066$30,126
334 ($1,167)$98$1,069$29,056
335 ($1,167)$95$1,073$27,984
336 ($1,167)$91$1,076$26,908
Year 29 - 337 ($1,167)$88$1,080$25,828
338 ($1,167)$84$1,083$24,745
339 ($1,167)$81$1,087$23,658
340 ($1,167)$77$1,090$22,568
341 ($1,167)$74$1,094$21,474
342 ($1,167)$70$1,097$20,376
343 ($1,167)$66$1,101$19,275
344 ($1,167)$63$1,105$18,171
345 ($1,167)$59$1,108$17,063
346 ($1,167)$56$1,112$15,951
347 ($1,167)$52$1,115$14,835
348 ($1,167)$48$1,119$13,716
Year 30 - 349 ($1,167)$45$1,123$12,594
350 ($1,167)$41$1,126$11,467
351 ($1,167)$37$1,130$10,337
352 ($1,167)$34$1,134$9,204
353 ($1,167)$30$1,137$8,066
354 ($1,167)$26$1,141$6,925
355 ($1,167)$23$1,145$5,780
356 ($1,167)$19$1,149$4,632
357 ($1,167)$15$1,152$3,479
358 ($1,167)$11$1,156$2,323
359 ($1,167)$8$1,160$1,164
360 ($1,167)$4$1,164$0
TOTALS$173,057$247,200$420,257

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.