« Back to all home prices

Mortgage Payment Schedule for a $311,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($62,200) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,184 360 $177,264 $426,064

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $311,000
Down Payment $62,200$248,800
Year 1 - 1 ($1,184)$823$360$248,440
2 ($1,184)$822$362$248,078
3 ($1,184)$821$363$247,715
4 ($1,184)$820$364$247,351
5 ($1,184)$818$365$246,986
6 ($1,184)$817$366$246,620
7 ($1,184)$816$368$246,252
8 ($1,184)$815$369$245,883
9 ($1,184)$813$370$245,513
10 ($1,184)$812$371$245,142
11 ($1,184)$811$372$244,769
12 ($1,184)$810$374$244,396
Year 2 - 13 ($1,184)$809$375$244,021
14 ($1,184)$807$376$243,644
15 ($1,184)$806$377$243,267
16 ($1,184)$805$379$242,888
17 ($1,184)$804$380$242,508
18 ($1,184)$802$381$242,127
19 ($1,184)$801$382$241,745
20 ($1,184)$800$384$241,361
21 ($1,184)$799$385$240,976
22 ($1,184)$797$386$240,590
23 ($1,184)$796$388$240,202
24 ($1,184)$795$389$239,813
Year 3 - 25 ($1,184)$793$390$239,423
26 ($1,184)$792$391$239,032
27 ($1,184)$791$393$238,639
28 ($1,184)$789$394$238,245
29 ($1,184)$788$395$237,850
30 ($1,184)$787$397$237,453
31 ($1,184)$786$398$237,055
32 ($1,184)$784$399$236,656
33 ($1,184)$783$401$236,255
34 ($1,184)$782$402$235,853
35 ($1,184)$780$403$235,450
36 ($1,184)$779$405$235,046
Year 4 - 37 ($1,184)$778$406$234,640
38 ($1,184)$776$407$234,232
39 ($1,184)$775$409$233,824
40 ($1,184)$774$410$233,414
41 ($1,184)$772$411$233,003
42 ($1,184)$771$413$232,590
43 ($1,184)$769$414$232,176
44 ($1,184)$768$415$231,761
45 ($1,184)$767$417$231,344
46 ($1,184)$765$418$230,926
47 ($1,184)$764$420$230,506
48 ($1,184)$763$421$230,085
Year 5 - 49 ($1,184)$761$422$229,663
50 ($1,184)$760$424$229,239
51 ($1,184)$758$425$228,814
52 ($1,184)$757$427$228,388
53 ($1,184)$756$428$227,960
54 ($1,184)$754$429$227,530
55 ($1,184)$753$431$227,099
56 ($1,184)$751$432$226,667
57 ($1,184)$750$434$226,234
58 ($1,184)$748$435$225,799
59 ($1,184)$747$436$225,362
60 ($1,184)$746$438$224,924
Year 6 - 61 ($1,184)$744$439$224,485
62 ($1,184)$743$441$224,044
63 ($1,184)$741$442$223,602
64 ($1,184)$740$444$223,158
65 ($1,184)$738$445$222,713
66 ($1,184)$737$447$222,266
67 ($1,184)$735$448$221,818
68 ($1,184)$734$450$221,368
69 ($1,184)$732$451$220,917
70 ($1,184)$731$453$220,464
71 ($1,184)$729$454$220,010
72 ($1,184)$728$456$219,555
Year 7 - 73 ($1,184)$726$457$219,097
74 ($1,184)$725$459$218,639
75 ($1,184)$723$460$218,179
76 ($1,184)$722$462$217,717
77 ($1,184)$720$463$217,254
78 ($1,184)$719$465$216,789
79 ($1,184)$717$466$216,323
80 ($1,184)$716$468$215,855
81 ($1,184)$714$469$215,385
82 ($1,184)$713$471$214,914
83 ($1,184)$711$473$214,442
84 ($1,184)$709$474$213,968
Year 8 - 85 ($1,184)$708$476$213,492
86 ($1,184)$706$477$213,015
87 ($1,184)$705$479$212,536
88 ($1,184)$703$480$212,056
89 ($1,184)$702$482$211,574
90 ($1,184)$700$484$211,090
91 ($1,184)$698$485$210,605
92 ($1,184)$697$487$210,118
93 ($1,184)$695$488$209,630
94 ($1,184)$694$490$209,140
95 ($1,184)$692$492$208,648
96 ($1,184)$690$493$208,155
Year 9 - 97 ($1,184)$689$495$207,660
98 ($1,184)$687$497$207,164
99 ($1,184)$685$498$206,666
100 ($1,184)$684$500$206,166
101 ($1,184)$682$501$205,664
102 ($1,184)$680$503$205,161
103 ($1,184)$679$505$204,657
104 ($1,184)$677$506$204,150
105 ($1,184)$675$508$203,642
106 ($1,184)$674$510$203,132
107 ($1,184)$672$511$202,621
108 ($1,184)$670$513$202,108
Year 10 - 109 ($1,184)$669$515$201,593
110 ($1,184)$667$517$201,076
111 ($1,184)$665$518$200,558
112 ($1,184)$664$520$200,038
113 ($1,184)$662$522$199,516
114 ($1,184)$660$523$198,993
115 ($1,184)$658$525$198,468
116 ($1,184)$657$527$197,941
117 ($1,184)$655$529$197,412
118 ($1,184)$653$530$196,882
119 ($1,184)$651$532$196,349
120 ($1,184)$650$534$195,815
Year 11 - 121 ($1,184)$648$536$195,280
122 ($1,184)$646$537$194,742
123 ($1,184)$644$539$194,203
124 ($1,184)$642$541$193,662
125 ($1,184)$641$543$193,119
126 ($1,184)$639$545$192,575
127 ($1,184)$637$546$192,028
128 ($1,184)$635$548$191,480
129 ($1,184)$633$550$190,930
130 ($1,184)$632$552$190,378
131 ($1,184)$630$554$189,824
132 ($1,184)$628$556$189,269
Year 12 - 133 ($1,184)$626$557$188,712
134 ($1,184)$624$559$188,152
135 ($1,184)$622$561$187,591
136 ($1,184)$621$563$187,029
137 ($1,184)$619$565$186,464
138 ($1,184)$617$567$185,897
139 ($1,184)$615$569$185,329
140 ($1,184)$613$570$184,758
141 ($1,184)$611$572$184,186
142 ($1,184)$609$574$183,612
143 ($1,184)$607$576$183,036
144 ($1,184)$606$578$182,458
Year 13 - 145 ($1,184)$604$580$181,878
146 ($1,184)$602$582$181,296
147 ($1,184)$600$584$180,712
148 ($1,184)$598$586$180,127
149 ($1,184)$596$588$179,539
150 ($1,184)$594$590$178,950
151 ($1,184)$592$591$178,358
152 ($1,184)$590$593$177,765
153 ($1,184)$588$595$177,169
154 ($1,184)$586$597$176,572
155 ($1,184)$584$599$175,973
156 ($1,184)$582$601$175,371
Year 14 - 157 ($1,184)$580$603$174,768
158 ($1,184)$578$605$174,163
159 ($1,184)$576$607$173,555
160 ($1,184)$574$609$172,946
161 ($1,184)$572$611$172,335
162 ($1,184)$570$613$171,721
163 ($1,184)$568$615$171,106
164 ($1,184)$566$617$170,488
165 ($1,184)$564$619$169,869
166 ($1,184)$562$622$169,247
167 ($1,184)$560$624$168,624
168 ($1,184)$558$626$167,998
Year 15 - 169 ($1,184)$556$628$167,370
170 ($1,184)$554$630$166,741
171 ($1,184)$552$632$166,109
172 ($1,184)$550$634$165,475
173 ($1,184)$547$636$164,839
174 ($1,184)$545$638$164,201
175 ($1,184)$543$640$163,560
176 ($1,184)$541$642$162,918
177 ($1,184)$539$645$162,273
178 ($1,184)$537$647$161,627
179 ($1,184)$535$649$160,978
180 ($1,184)$533$651$160,327
Year 16 - 181 ($1,184)$530$653$159,674
182 ($1,184)$528$655$159,019
183 ($1,184)$526$657$158,361
184 ($1,184)$524$660$157,702
185 ($1,184)$522$662$157,040
186 ($1,184)$520$664$156,376
187 ($1,184)$517$666$155,710
188 ($1,184)$515$668$155,041
189 ($1,184)$513$671$154,371
190 ($1,184)$511$673$153,698
191 ($1,184)$508$675$153,023
192 ($1,184)$506$677$152,346
Year 17 - 193 ($1,184)$504$680$151,666
194 ($1,184)$502$682$150,984
195 ($1,184)$500$684$150,300
196 ($1,184)$497$686$149,614
197 ($1,184)$495$689$148,926
198 ($1,184)$493$691$148,235
199 ($1,184)$490$693$147,542
200 ($1,184)$488$695$146,846
201 ($1,184)$486$698$146,149
202 ($1,184)$484$700$145,449
203 ($1,184)$481$702$144,746
204 ($1,184)$479$705$144,042
Year 18 - 205 ($1,184)$477$707$143,335
206 ($1,184)$474$709$142,625
207 ($1,184)$472$712$141,914
208 ($1,184)$469$714$141,200
209 ($1,184)$467$716$140,483
210 ($1,184)$465$719$139,765
211 ($1,184)$462$721$139,043
212 ($1,184)$460$724$138,320
213 ($1,184)$458$726$137,594
214 ($1,184)$455$728$136,866
215 ($1,184)$453$731$136,135
216 ($1,184)$450$733$135,402
Year 19 - 217 ($1,184)$448$736$134,666
218 ($1,184)$446$738$133,928
219 ($1,184)$443$740$133,188
220 ($1,184)$441$743$132,445
221 ($1,184)$438$745$131,700
222 ($1,184)$436$748$130,952
223 ($1,184)$433$750$130,202
224 ($1,184)$431$753$129,449
225 ($1,184)$428$755$128,694
226 ($1,184)$426$758$127,936
227 ($1,184)$423$760$127,176
228 ($1,184)$421$763$126,413
Year 20 - 229 ($1,184)$418$765$125,647
230 ($1,184)$416$768$124,880
231 ($1,184)$413$770$124,109
232 ($1,184)$411$773$123,336
233 ($1,184)$408$775$122,561
234 ($1,184)$405$778$121,783
235 ($1,184)$403$781$121,002
236 ($1,184)$400$783$120,219
237 ($1,184)$398$786$119,433
238 ($1,184)$395$788$118,645
239 ($1,184)$393$791$117,854
240 ($1,184)$390$794$117,060
Year 21 - 241 ($1,184)$387$796$116,264
242 ($1,184)$385$799$115,465
243 ($1,184)$382$802$114,664
244 ($1,184)$379$804$113,860
245 ($1,184)$377$807$113,053
246 ($1,184)$374$809$112,243
247 ($1,184)$371$812$111,431
248 ($1,184)$369$815$110,616
249 ($1,184)$366$818$109,799
250 ($1,184)$363$820$108,978
251 ($1,184)$361$823$108,155
252 ($1,184)$358$826$107,330
Year 22 - 253 ($1,184)$355$828$106,501
254 ($1,184)$352$831$105,670
255 ($1,184)$350$834$104,836
256 ($1,184)$347$837$103,999
257 ($1,184)$344$839$103,160
258 ($1,184)$341$842$102,318
259 ($1,184)$339$845$101,473
260 ($1,184)$336$848$100,625
261 ($1,184)$333$851$99,774
262 ($1,184)$330$853$98,921
263 ($1,184)$327$856$98,065
264 ($1,184)$324$859$97,206
Year 23 - 265 ($1,184)$322$862$96,344
266 ($1,184)$319$865$95,479
267 ($1,184)$316$868$94,611
268 ($1,184)$313$871$93,741
269 ($1,184)$310$873$92,867
270 ($1,184)$307$876$91,991
271 ($1,184)$304$879$91,112
272 ($1,184)$301$882$90,230
273 ($1,184)$299$885$89,345
274 ($1,184)$296$888$88,457
275 ($1,184)$293$891$87,566
276 ($1,184)$290$894$86,672
Year 24 - 277 ($1,184)$287$897$85,776
278 ($1,184)$284$900$84,876
279 ($1,184)$281$903$83,973
280 ($1,184)$278$906$83,067
281 ($1,184)$275$909$82,159
282 ($1,184)$272$912$81,247
283 ($1,184)$269$915$80,332
284 ($1,184)$266$918$79,415
285 ($1,184)$263$921$78,494
286 ($1,184)$260$924$77,570
287 ($1,184)$257$927$76,643
288 ($1,184)$254$930$75,713
Year 25 - 289 ($1,184)$250$933$74,780
290 ($1,184)$247$936$73,844
291 ($1,184)$244$939$72,905
292 ($1,184)$241$942$71,962
293 ($1,184)$238$945$71,017
294 ($1,184)$235$949$70,068
295 ($1,184)$232$952$69,117
296 ($1,184)$229$955$68,162
297 ($1,184)$226$958$67,204
298 ($1,184)$222$961$66,243
299 ($1,184)$219$964$65,278
300 ($1,184)$216$968$64,311
Year 26 - 301 ($1,184)$213$971$63,340
302 ($1,184)$210$974$62,366
303 ($1,184)$206$977$61,389
304 ($1,184)$203$980$60,408
305 ($1,184)$200$984$59,425
306 ($1,184)$197$987$58,438
307 ($1,184)$193$990$57,448
308 ($1,184)$190$993$56,454
309 ($1,184)$187$997$55,458
310 ($1,184)$183$1,000$54,457
311 ($1,184)$180$1,003$53,454
312 ($1,184)$177$1,007$52,447
Year 27 - 313 ($1,184)$174$1,010$51,437
314 ($1,184)$170$1,013$50,424
315 ($1,184)$167$1,017$49,407
316 ($1,184)$163$1,020$48,387
317 ($1,184)$160$1,023$47,364
318 ($1,184)$157$1,027$46,337
319 ($1,184)$153$1,030$45,307
320 ($1,184)$150$1,034$44,273
321 ($1,184)$146$1,037$43,236
322 ($1,184)$143$1,040$42,196
323 ($1,184)$140$1,044$41,152
324 ($1,184)$136$1,047$40,105
Year 28 - 325 ($1,184)$133$1,051$39,054
326 ($1,184)$129$1,054$37,999
327 ($1,184)$126$1,058$36,942
328 ($1,184)$122$1,061$35,880
329 ($1,184)$119$1,065$34,815
330 ($1,184)$115$1,068$33,747
331 ($1,184)$112$1,072$32,675
332 ($1,184)$108$1,075$31,600
333 ($1,184)$105$1,079$30,521
334 ($1,184)$101$1,083$29,438
335 ($1,184)$97$1,086$28,352
336 ($1,184)$94$1,090$27,263
Year 29 - 337 ($1,184)$90$1,093$26,169
338 ($1,184)$87$1,097$25,072
339 ($1,184)$83$1,101$23,972
340 ($1,184)$79$1,104$22,868
341 ($1,184)$76$1,108$21,760
342 ($1,184)$72$1,112$20,648
343 ($1,184)$68$1,115$19,533
344 ($1,184)$65$1,119$18,414
345 ($1,184)$61$1,123$17,291
346 ($1,184)$57$1,126$16,165
347 ($1,184)$53$1,130$15,035
348 ($1,184)$50$1,134$13,901
Year 30 - 349 ($1,184)$46$1,138$12,764
350 ($1,184)$42$1,141$11,623
351 ($1,184)$38$1,145$10,478
352 ($1,184)$35$1,149$9,329
353 ($1,184)$31$1,153$8,176
354 ($1,184)$27$1,156$7,020
355 ($1,184)$23$1,160$5,859
356 ($1,184)$19$1,164$4,695
357 ($1,184)$16$1,168$3,527
358 ($1,184)$12$1,172$2,355
359 ($1,184)$8$1,176$1,180
360 ($1,184)$4$1,180$0
TOTALS$177,264$248,800$426,064

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.