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Mortgage Payment Schedule for a $311,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,164 360 $170,080 $418,880

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $311,000
Down Payment $62,200$248,800
Year 1 - 1 ($1,164)$794$369$248,431
2 ($1,164)$793$371$248,060
3 ($1,164)$792$372$247,688
4 ($1,164)$791$373$247,315
5 ($1,164)$789$374$246,941
6 ($1,164)$788$375$246,565
7 ($1,164)$787$377$246,189
8 ($1,164)$786$378$245,811
9 ($1,164)$785$379$245,432
10 ($1,164)$783$380$245,052
11 ($1,164)$782$381$244,670
12 ($1,164)$781$383$244,288
Year 2 - 13 ($1,164)$780$384$243,904
14 ($1,164)$778$385$243,519
15 ($1,164)$777$386$243,132
16 ($1,164)$776$388$242,745
17 ($1,164)$775$389$242,356
18 ($1,164)$774$390$241,966
19 ($1,164)$772$391$241,575
20 ($1,164)$771$393$241,182
21 ($1,164)$770$394$240,788
22 ($1,164)$769$395$240,393
23 ($1,164)$767$396$239,997
24 ($1,164)$766$398$239,600
Year 3 - 25 ($1,164)$765$399$239,201
26 ($1,164)$763$400$238,801
27 ($1,164)$762$401$238,399
28 ($1,164)$761$403$237,997
29 ($1,164)$760$404$237,593
30 ($1,164)$758$405$237,187
31 ($1,164)$757$407$236,781
32 ($1,164)$756$408$236,373
33 ($1,164)$754$409$235,964
34 ($1,164)$753$410$235,553
35 ($1,164)$752$412$235,142
36 ($1,164)$750$413$234,729
Year 4 - 37 ($1,164)$749$414$234,314
38 ($1,164)$748$416$233,899
39 ($1,164)$747$417$233,482
40 ($1,164)$745$418$233,063
41 ($1,164)$744$420$232,643
42 ($1,164)$743$421$232,222
43 ($1,164)$741$422$231,800
44 ($1,164)$740$424$231,376
45 ($1,164)$738$425$230,951
46 ($1,164)$737$426$230,525
47 ($1,164)$736$428$230,097
48 ($1,164)$734$429$229,668
Year 5 - 49 ($1,164)$733$431$229,237
50 ($1,164)$732$432$228,805
51 ($1,164)$730$433$228,372
52 ($1,164)$729$435$227,937
53 ($1,164)$728$436$227,501
54 ($1,164)$726$437$227,064
55 ($1,164)$725$439$226,625
56 ($1,164)$723$440$226,185
57 ($1,164)$722$442$225,743
58 ($1,164)$720$443$225,300
59 ($1,164)$719$444$224,856
60 ($1,164)$718$446$224,410
Year 6 - 61 ($1,164)$716$447$223,963
62 ($1,164)$715$449$223,514
63 ($1,164)$713$450$223,064
64 ($1,164)$712$452$222,612
65 ($1,164)$711$453$222,159
66 ($1,164)$709$454$221,704
67 ($1,164)$708$456$221,248
68 ($1,164)$706$457$220,791
69 ($1,164)$705$459$220,332
70 ($1,164)$703$460$219,872
71 ($1,164)$702$462$219,410
72 ($1,164)$700$463$218,947
Year 7 - 73 ($1,164)$699$465$218,482
74 ($1,164)$697$466$218,016
75 ($1,164)$696$468$217,548
76 ($1,164)$694$469$217,079
77 ($1,164)$693$471$216,608
78 ($1,164)$691$472$216,136
79 ($1,164)$690$474$215,662
80 ($1,164)$688$475$215,187
81 ($1,164)$687$477$214,710
82 ($1,164)$685$478$214,232
83 ($1,164)$684$480$213,752
84 ($1,164)$682$481$213,271
Year 8 - 85 ($1,164)$681$483$212,788
86 ($1,164)$679$484$212,304
87 ($1,164)$678$486$211,818
88 ($1,164)$676$488$211,330
89 ($1,164)$674$489$210,841
90 ($1,164)$673$491$210,350
91 ($1,164)$671$492$209,858
92 ($1,164)$670$494$209,365
93 ($1,164)$668$495$208,869
94 ($1,164)$667$497$208,372
95 ($1,164)$665$499$207,874
96 ($1,164)$663$500$207,374
Year 9 - 97 ($1,164)$662$502$206,872
98 ($1,164)$660$503$206,369
99 ($1,164)$659$505$205,864
100 ($1,164)$657$507$205,357
101 ($1,164)$655$508$204,849
102 ($1,164)$654$510$204,339
103 ($1,164)$652$511$203,828
104 ($1,164)$651$513$203,315
105 ($1,164)$649$515$202,800
106 ($1,164)$647$516$202,284
107 ($1,164)$646$518$201,766
108 ($1,164)$644$520$201,247
Year 10 - 109 ($1,164)$642$521$200,725
110 ($1,164)$641$523$200,202
111 ($1,164)$639$525$199,678
112 ($1,164)$637$526$199,152
113 ($1,164)$636$528$198,624
114 ($1,164)$634$530$198,094
115 ($1,164)$632$531$197,563
116 ($1,164)$631$533$197,030
117 ($1,164)$629$535$196,495
118 ($1,164)$627$536$195,959
119 ($1,164)$625$538$195,421
120 ($1,164)$624$540$194,881
Year 11 - 121 ($1,164)$622$542$194,339
122 ($1,164)$620$543$193,796
123 ($1,164)$619$545$193,251
124 ($1,164)$617$547$192,704
125 ($1,164)$615$549$192,156
126 ($1,164)$613$550$191,605
127 ($1,164)$612$552$191,053
128 ($1,164)$610$554$190,500
129 ($1,164)$608$556$189,944
130 ($1,164)$606$557$189,387
131 ($1,164)$604$559$188,828
132 ($1,164)$603$561$188,267
Year 12 - 133 ($1,164)$601$563$187,704
134 ($1,164)$599$564$187,140
135 ($1,164)$597$566$186,573
136 ($1,164)$595$568$186,005
137 ($1,164)$594$570$185,435
138 ($1,164)$592$572$184,864
139 ($1,164)$590$574$184,290
140 ($1,164)$588$575$183,715
141 ($1,164)$586$577$183,138
142 ($1,164)$585$579$182,558
143 ($1,164)$583$581$181,978
144 ($1,164)$581$583$181,395
Year 13 - 145 ($1,164)$579$585$180,810
146 ($1,164)$577$586$180,224
147 ($1,164)$575$588$179,635
148 ($1,164)$573$590$179,045
149 ($1,164)$571$592$178,453
150 ($1,164)$570$594$177,859
151 ($1,164)$568$596$177,263
152 ($1,164)$566$598$176,665
153 ($1,164)$564$600$176,066
154 ($1,164)$562$602$175,464
155 ($1,164)$560$604$174,861
156 ($1,164)$558$605$174,255
Year 14 - 157 ($1,164)$556$607$173,648
158 ($1,164)$554$609$173,038
159 ($1,164)$552$611$172,427
160 ($1,164)$550$613$171,814
161 ($1,164)$548$615$171,199
162 ($1,164)$546$617$170,582
163 ($1,164)$544$619$169,962
164 ($1,164)$542$621$169,341
165 ($1,164)$540$623$168,718
166 ($1,164)$538$625$168,093
167 ($1,164)$536$627$167,466
168 ($1,164)$534$629$166,837
Year 15 - 169 ($1,164)$532$631$166,206
170 ($1,164)$530$633$165,573
171 ($1,164)$528$635$164,938
172 ($1,164)$526$637$164,301
173 ($1,164)$524$639$163,662
174 ($1,164)$522$641$163,020
175 ($1,164)$520$643$162,377
176 ($1,164)$518$645$161,732
177 ($1,164)$516$647$161,085
178 ($1,164)$514$649$160,435
179 ($1,164)$512$651$159,784
180 ($1,164)$510$654$159,130
Year 16 - 181 ($1,164)$508$656$158,474
182 ($1,164)$506$658$157,817
183 ($1,164)$504$660$157,157
184 ($1,164)$502$662$156,495
185 ($1,164)$499$664$155,831
186 ($1,164)$497$666$155,164
187 ($1,164)$495$668$154,496
188 ($1,164)$493$670$153,826
189 ($1,164)$491$673$153,153
190 ($1,164)$489$675$152,478
191 ($1,164)$487$677$151,801
192 ($1,164)$484$679$151,122
Year 17 - 193 ($1,164)$482$681$150,441
194 ($1,164)$480$683$149,758
195 ($1,164)$478$686$149,072
196 ($1,164)$476$688$148,384
197 ($1,164)$474$690$147,694
198 ($1,164)$471$692$147,002
199 ($1,164)$469$694$146,308
200 ($1,164)$467$697$145,611
201 ($1,164)$465$699$144,913
202 ($1,164)$463$701$144,212
203 ($1,164)$460$703$143,508
204 ($1,164)$458$706$142,803
Year 18 - 205 ($1,164)$456$708$142,095
206 ($1,164)$454$710$141,385
207 ($1,164)$451$712$140,673
208 ($1,164)$449$715$139,958
209 ($1,164)$447$717$139,241
210 ($1,164)$444$719$138,522
211 ($1,164)$442$721$137,801
212 ($1,164)$440$724$137,077
213 ($1,164)$438$726$136,351
214 ($1,164)$435$728$135,622
215 ($1,164)$433$731$134,892
216 ($1,164)$431$733$134,159
Year 19 - 217 ($1,164)$428$735$133,423
218 ($1,164)$426$738$132,686
219 ($1,164)$423$740$131,946
220 ($1,164)$421$742$131,203
221 ($1,164)$419$745$130,458
222 ($1,164)$416$747$129,711
223 ($1,164)$414$750$128,962
224 ($1,164)$412$752$128,210
225 ($1,164)$409$754$127,455
226 ($1,164)$407$757$126,699
227 ($1,164)$404$759$125,939
228 ($1,164)$402$762$125,178
Year 20 - 229 ($1,164)$400$764$124,414
230 ($1,164)$397$766$123,647
231 ($1,164)$395$769$122,878
232 ($1,164)$392$771$122,107
233 ($1,164)$390$774$121,333
234 ($1,164)$387$776$120,557
235 ($1,164)$385$779$119,778
236 ($1,164)$382$781$118,997
237 ($1,164)$380$784$118,213
238 ($1,164)$377$786$117,427
239 ($1,164)$375$789$116,638
240 ($1,164)$372$791$115,847
Year 21 - 241 ($1,164)$370$794$115,053
242 ($1,164)$367$796$114,257
243 ($1,164)$365$799$113,458
244 ($1,164)$362$801$112,656
245 ($1,164)$360$804$111,852
246 ($1,164)$357$807$111,046
247 ($1,164)$354$809$110,237
248 ($1,164)$352$812$109,425
249 ($1,164)$349$814$108,611
250 ($1,164)$347$817$107,794
251 ($1,164)$344$820$106,974
252 ($1,164)$341$822$106,152
Year 22 - 253 ($1,164)$339$825$105,327
254 ($1,164)$336$827$104,500
255 ($1,164)$334$830$103,670
256 ($1,164)$331$833$102,837
257 ($1,164)$328$835$102,002
258 ($1,164)$326$838$101,164
259 ($1,164)$323$841$100,323
260 ($1,164)$320$843$99,480
261 ($1,164)$318$846$98,634
262 ($1,164)$315$849$97,785
263 ($1,164)$312$851$96,934
264 ($1,164)$309$854$96,079
Year 23 - 265 ($1,164)$307$857$95,222
266 ($1,164)$304$860$94,363
267 ($1,164)$301$862$93,500
268 ($1,164)$298$865$92,635
269 ($1,164)$296$868$91,767
270 ($1,164)$293$871$90,897
271 ($1,164)$290$873$90,023
272 ($1,164)$287$876$89,147
273 ($1,164)$285$879$88,268
274 ($1,164)$282$882$87,386
275 ($1,164)$279$885$86,502
276 ($1,164)$276$887$85,614
Year 24 - 277 ($1,164)$273$890$84,724
278 ($1,164)$270$893$83,831
279 ($1,164)$268$896$82,935
280 ($1,164)$265$899$82,036
281 ($1,164)$262$902$81,134
282 ($1,164)$259$905$80,229
283 ($1,164)$256$907$79,322
284 ($1,164)$253$910$78,412
285 ($1,164)$250$913$77,498
286 ($1,164)$247$916$76,582
287 ($1,164)$244$919$75,663
288 ($1,164)$241$922$74,741
Year 25 - 289 ($1,164)$239$925$73,816
290 ($1,164)$236$928$72,888
291 ($1,164)$233$931$71,957
292 ($1,164)$230$934$71,023
293 ($1,164)$227$937$70,086
294 ($1,164)$224$940$69,146
295 ($1,164)$221$943$68,204
296 ($1,164)$218$946$67,258
297 ($1,164)$215$949$66,309
298 ($1,164)$212$952$65,357
299 ($1,164)$209$955$64,402
300 ($1,164)$206$958$63,444
Year 26 - 301 ($1,164)$202$961$62,483
302 ($1,164)$199$964$61,519
303 ($1,164)$196$967$60,551
304 ($1,164)$193$970$59,581
305 ($1,164)$190$973$58,608
306 ($1,164)$187$976$57,631
307 ($1,164)$184$980$56,652
308 ($1,164)$181$983$55,669
309 ($1,164)$178$986$54,683
310 ($1,164)$175$989$53,694
311 ($1,164)$171$992$52,702
312 ($1,164)$168$995$51,707
Year 27 - 313 ($1,164)$165$999$50,708
314 ($1,164)$162$1,002$49,706
315 ($1,164)$159$1,005$48,701
316 ($1,164)$155$1,008$47,693
317 ($1,164)$152$1,011$46,682
318 ($1,164)$149$1,015$45,667
319 ($1,164)$146$1,018$44,650
320 ($1,164)$143$1,021$43,629
321 ($1,164)$139$1,024$42,604
322 ($1,164)$136$1,028$41,577
323 ($1,164)$133$1,031$40,546
324 ($1,164)$129$1,034$39,512
Year 28 - 325 ($1,164)$126$1,037$38,474
326 ($1,164)$123$1,041$37,433
327 ($1,164)$119$1,044$36,389
328 ($1,164)$116$1,047$35,342
329 ($1,164)$113$1,051$34,291
330 ($1,164)$109$1,054$33,237
331 ($1,164)$106$1,057$32,180
332 ($1,164)$103$1,061$31,119
333 ($1,164)$99$1,064$30,055
334 ($1,164)$96$1,068$28,987
335 ($1,164)$93$1,071$27,916
336 ($1,164)$89$1,074$26,841
Year 29 - 337 ($1,164)$86$1,078$25,763
338 ($1,164)$82$1,081$24,682
339 ($1,164)$79$1,085$23,597
340 ($1,164)$75$1,088$22,509
341 ($1,164)$72$1,092$21,417
342 ($1,164)$68$1,095$20,322
343 ($1,164)$65$1,099$19,224
344 ($1,164)$61$1,102$18,121
345 ($1,164)$58$1,106$17,016
346 ($1,164)$54$1,109$15,906
347 ($1,164)$51$1,113$14,794
348 ($1,164)$47$1,116$13,677
Year 30 - 349 ($1,164)$44$1,120$12,557
350 ($1,164)$40$1,123$11,434
351 ($1,164)$36$1,127$10,307
352 ($1,164)$33$1,131$9,176
353 ($1,164)$29$1,134$8,042
354 ($1,164)$26$1,138$6,904
355 ($1,164)$22$1,142$5,762
356 ($1,164)$18$1,145$4,617
357 ($1,164)$15$1,149$3,469
358 ($1,164)$11$1,152$2,316
359 ($1,164)$7$1,156$1,160
360 ($1,164)$4$1,160$0
TOTALS$170,080$248,800$418,880

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.