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Mortgage Payment Schedule for a $311,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,200) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,176 360 $174,691 $423,491

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $311,000
Down Payment $62,200$248,800
Year 1 - 1 ($1,176)$813$364$248,436
2 ($1,176)$812$365$248,072
3 ($1,176)$810$366$247,706
4 ($1,176)$809$367$247,338
5 ($1,176)$808$368$246,970
6 ($1,176)$807$370$246,600
7 ($1,176)$806$371$246,230
8 ($1,176)$804$372$245,858
9 ($1,176)$803$373$245,484
10 ($1,176)$802$374$245,110
11 ($1,176)$801$376$244,734
12 ($1,176)$799$377$244,357
Year 2 - 13 ($1,176)$798$378$243,979
14 ($1,176)$797$379$243,600
15 ($1,176)$796$381$243,219
16 ($1,176)$795$382$242,837
17 ($1,176)$793$383$242,454
18 ($1,176)$792$384$242,070
19 ($1,176)$791$386$241,684
20 ($1,176)$790$387$241,298
21 ($1,176)$788$388$240,909
22 ($1,176)$787$389$240,520
23 ($1,176)$786$391$240,129
24 ($1,176)$784$392$239,737
Year 3 - 25 ($1,176)$783$393$239,344
26 ($1,176)$782$395$238,950
27 ($1,176)$781$396$238,554
28 ($1,176)$779$397$238,157
29 ($1,176)$778$398$237,758
30 ($1,176)$777$400$237,359
31 ($1,176)$775$401$236,958
32 ($1,176)$774$402$236,555
33 ($1,176)$773$404$236,152
34 ($1,176)$771$405$235,747
35 ($1,176)$770$406$235,341
36 ($1,176)$769$408$234,933
Year 4 - 37 ($1,176)$767$409$234,524
38 ($1,176)$766$410$234,114
39 ($1,176)$765$412$233,702
40 ($1,176)$763$413$233,289
41 ($1,176)$762$414$232,875
42 ($1,176)$761$416$232,459
43 ($1,176)$759$417$232,042
44 ($1,176)$758$418$231,624
45 ($1,176)$757$420$231,204
46 ($1,176)$755$421$230,783
47 ($1,176)$754$422$230,361
48 ($1,176)$753$424$229,937
Year 5 - 49 ($1,176)$751$425$229,512
50 ($1,176)$750$427$229,085
51 ($1,176)$748$428$228,657
52 ($1,176)$747$429$228,228
53 ($1,176)$746$431$227,797
54 ($1,176)$744$432$227,365
55 ($1,176)$743$434$226,931
56 ($1,176)$741$435$226,496
57 ($1,176)$740$436$226,059
58 ($1,176)$738$438$225,621
59 ($1,176)$737$439$225,182
60 ($1,176)$736$441$224,741
Year 6 - 61 ($1,176)$734$442$224,299
62 ($1,176)$733$444$223,856
63 ($1,176)$731$445$223,410
64 ($1,176)$730$447$222,964
65 ($1,176)$728$448$222,516
66 ($1,176)$727$449$222,066
67 ($1,176)$725$451$221,615
68 ($1,176)$724$452$221,163
69 ($1,176)$722$454$220,709
70 ($1,176)$721$455$220,254
71 ($1,176)$719$457$219,797
72 ($1,176)$718$458$219,339
Year 7 - 73 ($1,176)$717$460$218,879
74 ($1,176)$715$461$218,417
75 ($1,176)$713$463$217,954
76 ($1,176)$712$464$217,490
77 ($1,176)$710$466$217,024
78 ($1,176)$709$467$216,557
79 ($1,176)$707$469$216,088
80 ($1,176)$706$470$215,617
81 ($1,176)$704$472$215,145
82 ($1,176)$703$474$214,672
83 ($1,176)$701$475$214,197
84 ($1,176)$700$477$213,720
Year 8 - 85 ($1,176)$698$478$213,242
86 ($1,176)$697$480$212,762
87 ($1,176)$695$481$212,281
88 ($1,176)$693$483$211,798
89 ($1,176)$692$484$211,313
90 ($1,176)$690$486$210,827
91 ($1,176)$689$488$210,340
92 ($1,176)$687$489$209,850
93 ($1,176)$686$491$209,359
94 ($1,176)$684$492$208,867
95 ($1,176)$682$494$208,373
96 ($1,176)$681$496$207,877
Year 9 - 97 ($1,176)$679$497$207,380
98 ($1,176)$677$499$206,881
99 ($1,176)$676$501$206,380
100 ($1,176)$674$502$205,878
101 ($1,176)$673$504$205,374
102 ($1,176)$671$505$204,869
103 ($1,176)$669$507$204,362
104 ($1,176)$668$509$203,853
105 ($1,176)$666$510$203,343
106 ($1,176)$664$512$202,831
107 ($1,176)$663$514$202,317
108 ($1,176)$661$515$201,801
Year 10 - 109 ($1,176)$659$517$201,284
110 ($1,176)$658$519$200,765
111 ($1,176)$656$521$200,245
112 ($1,176)$654$522$199,723
113 ($1,176)$652$524$199,199
114 ($1,176)$651$526$198,673
115 ($1,176)$649$527$198,146
116 ($1,176)$647$529$197,616
117 ($1,176)$646$531$197,086
118 ($1,176)$644$533$196,553
119 ($1,176)$642$534$196,019
120 ($1,176)$640$536$195,483
Year 11 - 121 ($1,176)$639$538$194,945
122 ($1,176)$637$540$194,405
123 ($1,176)$635$541$193,864
124 ($1,176)$633$543$193,321
125 ($1,176)$632$545$192,776
126 ($1,176)$630$547$192,230
127 ($1,176)$628$548$191,681
128 ($1,176)$626$550$191,131
129 ($1,176)$624$552$190,579
130 ($1,176)$623$554$190,025
131 ($1,176)$621$556$189,470
132 ($1,176)$619$557$188,912
Year 12 - 133 ($1,176)$617$559$188,353
134 ($1,176)$615$561$187,792
135 ($1,176)$613$563$187,229
136 ($1,176)$612$565$186,664
137 ($1,176)$610$567$186,098
138 ($1,176)$608$568$185,529
139 ($1,176)$606$570$184,959
140 ($1,176)$604$572$184,387
141 ($1,176)$602$574$183,813
142 ($1,176)$600$576$183,237
143 ($1,176)$599$578$182,659
144 ($1,176)$597$580$182,079
Year 13 - 145 ($1,176)$595$582$181,498
146 ($1,176)$593$583$180,914
147 ($1,176)$591$585$180,329
148 ($1,176)$589$587$179,742
149 ($1,176)$587$589$179,152
150 ($1,176)$585$591$178,561
151 ($1,176)$583$593$177,968
152 ($1,176)$581$595$177,373
153 ($1,176)$579$597$176,776
154 ($1,176)$577$599$176,177
155 ($1,176)$576$601$175,576
156 ($1,176)$574$603$174,974
Year 14 - 157 ($1,176)$572$605$174,369
158 ($1,176)$570$607$173,762
159 ($1,176)$568$609$173,153
160 ($1,176)$566$611$172,543
161 ($1,176)$564$613$171,930
162 ($1,176)$562$615$171,315
163 ($1,176)$560$617$170,698
164 ($1,176)$558$619$170,080
165 ($1,176)$556$621$169,459
166 ($1,176)$554$623$168,836
167 ($1,176)$552$625$168,211
168 ($1,176)$549$627$167,584
Year 15 - 169 ($1,176)$547$629$166,956
170 ($1,176)$545$631$166,325
171 ($1,176)$543$633$165,691
172 ($1,176)$541$635$165,056
173 ($1,176)$539$637$164,419
174 ($1,176)$537$639$163,780
175 ($1,176)$535$641$163,139
176 ($1,176)$533$643$162,495
177 ($1,176)$531$646$161,850
178 ($1,176)$529$648$161,202
179 ($1,176)$527$650$160,552
180 ($1,176)$524$652$159,900
Year 16 - 181 ($1,176)$522$654$159,246
182 ($1,176)$520$656$158,590
183 ($1,176)$518$658$157,932
184 ($1,176)$516$660$157,271
185 ($1,176)$514$663$156,609
186 ($1,176)$512$665$155,944
187 ($1,176)$509$667$155,277
188 ($1,176)$507$669$154,608
189 ($1,176)$505$671$153,937
190 ($1,176)$503$674$153,263
191 ($1,176)$501$676$152,587
192 ($1,176)$498$678$151,909
Year 17 - 193 ($1,176)$496$680$151,229
194 ($1,176)$494$682$150,547
195 ($1,176)$492$685$149,862
196 ($1,176)$490$687$149,176
197 ($1,176)$487$689$148,487
198 ($1,176)$485$691$147,795
199 ($1,176)$483$694$147,102
200 ($1,176)$481$696$146,406
201 ($1,176)$478$698$145,708
202 ($1,176)$476$700$145,007
203 ($1,176)$474$703$144,305
204 ($1,176)$471$705$143,600
Year 18 - 205 ($1,176)$469$707$142,892
206 ($1,176)$467$710$142,183
207 ($1,176)$464$712$141,471
208 ($1,176)$462$714$140,757
209 ($1,176)$460$717$140,040
210 ($1,176)$457$719$139,321
211 ($1,176)$455$721$138,600
212 ($1,176)$453$724$137,876
213 ($1,176)$450$726$137,150
214 ($1,176)$448$728$136,422
215 ($1,176)$446$731$135,691
216 ($1,176)$443$733$134,958
Year 19 - 217 ($1,176)$441$735$134,223
218 ($1,176)$438$738$133,485
219 ($1,176)$436$740$132,745
220 ($1,176)$434$743$132,002
221 ($1,176)$431$745$131,257
222 ($1,176)$429$748$130,509
223 ($1,176)$426$750$129,759
224 ($1,176)$424$752$129,007
225 ($1,176)$421$755$128,252
226 ($1,176)$419$757$127,494
227 ($1,176)$416$760$126,734
228 ($1,176)$414$762$125,972
Year 20 - 229 ($1,176)$412$765$125,207
230 ($1,176)$409$767$124,440
231 ($1,176)$407$770$123,670
232 ($1,176)$404$772$122,898
233 ($1,176)$401$775$122,123
234 ($1,176)$399$777$121,345
235 ($1,176)$396$780$120,565
236 ($1,176)$394$783$119,783
237 ($1,176)$391$785$118,998
238 ($1,176)$389$788$118,210
239 ($1,176)$386$790$117,420
240 ($1,176)$384$793$116,627
Year 21 - 241 ($1,176)$381$795$115,832
242 ($1,176)$378$798$115,034
243 ($1,176)$376$801$114,233
244 ($1,176)$373$803$113,430
245 ($1,176)$371$806$112,624
246 ($1,176)$368$808$111,816
247 ($1,176)$365$811$111,005
248 ($1,176)$363$814$110,191
249 ($1,176)$360$816$109,374
250 ($1,176)$357$819$108,555
251 ($1,176)$355$822$107,734
252 ($1,176)$352$824$106,909
Year 22 - 253 ($1,176)$349$827$106,082
254 ($1,176)$347$830$105,252
255 ($1,176)$344$833$104,420
256 ($1,176)$341$835$103,584
257 ($1,176)$338$838$102,746
258 ($1,176)$336$841$101,906
259 ($1,176)$333$843$101,062
260 ($1,176)$330$846$100,216
261 ($1,176)$327$849$99,367
262 ($1,176)$325$852$98,515
263 ($1,176)$322$855$97,661
264 ($1,176)$319$857$96,803
Year 23 - 265 ($1,176)$316$860$95,943
266 ($1,176)$313$863$95,080
267 ($1,176)$311$866$94,214
268 ($1,176)$308$869$93,346
269 ($1,176)$305$871$92,474
270 ($1,176)$302$874$91,600
271 ($1,176)$299$877$90,723
272 ($1,176)$296$880$89,843
273 ($1,176)$293$883$88,960
274 ($1,176)$291$886$88,074
275 ($1,176)$288$889$87,186
276 ($1,176)$285$892$86,294
Year 24 - 277 ($1,176)$282$894$85,400
278 ($1,176)$279$897$84,502
279 ($1,176)$276$900$83,602
280 ($1,176)$273$903$82,699
281 ($1,176)$270$906$81,793
282 ($1,176)$267$909$80,883
283 ($1,176)$264$912$79,971
284 ($1,176)$261$915$79,056
285 ($1,176)$258$918$78,138
286 ($1,176)$255$921$77,217
287 ($1,176)$252$924$76,293
288 ($1,176)$249$927$75,366
Year 25 - 289 ($1,176)$246$930$74,435
290 ($1,176)$243$933$73,502
291 ($1,176)$240$936$72,566
292 ($1,176)$237$939$71,627
293 ($1,176)$234$942$70,684
294 ($1,176)$231$945$69,739
295 ($1,176)$228$949$68,790
296 ($1,176)$225$952$67,839
297 ($1,176)$222$955$66,884
298 ($1,176)$218$958$65,926
299 ($1,176)$215$961$64,965
300 ($1,176)$212$964$64,001
Year 26 - 301 ($1,176)$209$967$63,034
302 ($1,176)$206$970$62,063
303 ($1,176)$203$974$61,089
304 ($1,176)$200$977$60,113
305 ($1,176)$196$980$59,133
306 ($1,176)$193$983$58,149
307 ($1,176)$190$986$57,163
308 ($1,176)$187$990$56,173
309 ($1,176)$183$993$55,181
310 ($1,176)$180$996$54,184
311 ($1,176)$177$999$53,185
312 ($1,176)$174$1,003$52,182
Year 27 - 313 ($1,176)$170$1,006$51,177
314 ($1,176)$167$1,009$50,167
315 ($1,176)$164$1,012$49,155
316 ($1,176)$161$1,016$48,139
317 ($1,176)$157$1,019$47,120
318 ($1,176)$154$1,022$46,098
319 ($1,176)$151$1,026$45,072
320 ($1,176)$147$1,029$44,043
321 ($1,176)$144$1,032$43,010
322 ($1,176)$140$1,036$41,974
323 ($1,176)$137$1,039$40,935
324 ($1,176)$134$1,043$39,892
Year 28 - 325 ($1,176)$130$1,046$38,846
326 ($1,176)$127$1,049$37,797
327 ($1,176)$123$1,053$36,744
328 ($1,176)$120$1,056$35,688
329 ($1,176)$117$1,060$34,628
330 ($1,176)$113$1,063$33,565
331 ($1,176)$110$1,067$32,498
332 ($1,176)$106$1,070$31,428
333 ($1,176)$103$1,074$30,354
334 ($1,176)$99$1,077$29,277
335 ($1,176)$96$1,081$28,196
336 ($1,176)$92$1,084$27,112
Year 29 - 337 ($1,176)$89$1,088$26,024
338 ($1,176)$85$1,091$24,933
339 ($1,176)$81$1,095$23,838
340 ($1,176)$78$1,098$22,739
341 ($1,176)$74$1,102$21,637
342 ($1,176)$71$1,106$20,531
343 ($1,176)$67$1,109$19,422
344 ($1,176)$63$1,113$18,309
345 ($1,176)$60$1,117$17,193
346 ($1,176)$56$1,120$16,073
347 ($1,176)$53$1,124$14,949
348 ($1,176)$49$1,128$13,821
Year 30 - 349 ($1,176)$45$1,131$12,690
350 ($1,176)$41$1,135$11,555
351 ($1,176)$38$1,139$10,416
352 ($1,176)$34$1,142$9,274
353 ($1,176)$30$1,146$8,128
354 ($1,176)$27$1,150$6,978
355 ($1,176)$23$1,154$5,825
356 ($1,176)$19$1,157$4,667
357 ($1,176)$15$1,161$3,506
358 ($1,176)$11$1,165$2,341
359 ($1,176)$8$1,169$1,173
360 ($1,176)$4$1,173$0
TOTALS$174,691$248,800$423,491

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.