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Mortgage Payment Schedule for a $317,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,400) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,217 360 $184,369 $437,969

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $317,000
Down Payment $63,400$253,600
Year 1 - 1 ($1,217)$854$363$253,237
2 ($1,217)$853$364$252,873
3 ($1,217)$851$365$252,508
4 ($1,217)$850$366$252,141
5 ($1,217)$849$368$251,774
6 ($1,217)$848$369$251,405
7 ($1,217)$846$370$251,035
8 ($1,217)$845$371$250,663
9 ($1,217)$844$373$250,291
10 ($1,217)$843$374$249,917
11 ($1,217)$841$375$249,541
12 ($1,217)$840$376$249,165
Year 2 - 13 ($1,217)$839$378$248,787
14 ($1,217)$838$379$248,408
15 ($1,217)$836$380$248,028
16 ($1,217)$835$382$247,646
17 ($1,217)$834$383$247,264
18 ($1,217)$832$384$246,879
19 ($1,217)$831$385$246,494
20 ($1,217)$830$387$246,107
21 ($1,217)$829$388$245,719
22 ($1,217)$827$389$245,330
23 ($1,217)$826$391$244,939
24 ($1,217)$825$392$244,547
Year 3 - 25 ($1,217)$823$393$244,154
26 ($1,217)$822$395$243,759
27 ($1,217)$821$396$243,364
28 ($1,217)$819$397$242,966
29 ($1,217)$818$399$242,568
30 ($1,217)$817$400$242,168
31 ($1,217)$815$401$241,767
32 ($1,217)$814$403$241,364
33 ($1,217)$813$404$240,960
34 ($1,217)$811$405$240,555
35 ($1,217)$810$407$240,148
36 ($1,217)$808$408$239,740
Year 4 - 37 ($1,217)$807$409$239,330
38 ($1,217)$806$411$238,919
39 ($1,217)$804$412$238,507
40 ($1,217)$803$414$238,094
41 ($1,217)$802$415$237,679
42 ($1,217)$800$416$237,262
43 ($1,217)$799$418$236,844
44 ($1,217)$797$419$236,425
45 ($1,217)$796$421$236,005
46 ($1,217)$795$422$235,583
47 ($1,217)$793$423$235,159
48 ($1,217)$792$425$234,734
Year 5 - 49 ($1,217)$790$426$234,308
50 ($1,217)$789$428$233,880
51 ($1,217)$787$429$233,451
52 ($1,217)$786$431$233,020
53 ($1,217)$785$432$232,588
54 ($1,217)$783$434$232,155
55 ($1,217)$782$435$231,720
56 ($1,217)$780$436$231,283
57 ($1,217)$779$438$230,845
58 ($1,217)$777$439$230,406
59 ($1,217)$776$441$229,965
60 ($1,217)$774$442$229,523
Year 6 - 61 ($1,217)$773$444$229,079
62 ($1,217)$771$445$228,634
63 ($1,217)$770$447$228,187
64 ($1,217)$768$448$227,738
65 ($1,217)$767$450$227,288
66 ($1,217)$765$451$226,837
67 ($1,217)$764$453$226,384
68 ($1,217)$762$454$225,930
69 ($1,217)$761$456$225,474
70 ($1,217)$759$457$225,016
71 ($1,217)$758$459$224,557
72 ($1,217)$756$461$224,097
Year 7 - 73 ($1,217)$754$462$223,635
74 ($1,217)$753$464$223,171
75 ($1,217)$751$465$222,706
76 ($1,217)$750$467$222,239
77 ($1,217)$748$468$221,771
78 ($1,217)$747$470$221,301
79 ($1,217)$745$472$220,829
80 ($1,217)$743$473$220,356
81 ($1,217)$742$475$219,881
82 ($1,217)$740$476$219,405
83 ($1,217)$739$478$218,927
84 ($1,217)$737$480$218,447
Year 8 - 85 ($1,217)$735$481$217,966
86 ($1,217)$734$483$217,484
87 ($1,217)$732$484$216,999
88 ($1,217)$731$486$216,513
89 ($1,217)$729$488$216,025
90 ($1,217)$727$489$215,536
91 ($1,217)$726$491$215,045
92 ($1,217)$724$493$214,553
93 ($1,217)$722$494$214,058
94 ($1,217)$721$496$213,562
95 ($1,217)$719$498$213,065
96 ($1,217)$717$499$212,566
Year 9 - 97 ($1,217)$716$501$212,065
98 ($1,217)$714$503$211,562
99 ($1,217)$712$504$211,058
100 ($1,217)$711$506$210,552
101 ($1,217)$709$508$210,044
102 ($1,217)$707$509$209,535
103 ($1,217)$705$511$209,023
104 ($1,217)$704$513$208,511
105 ($1,217)$702$515$207,996
106 ($1,217)$700$516$207,480
107 ($1,217)$699$518$206,962
108 ($1,217)$697$520$206,442
Year 10 - 109 ($1,217)$695$522$205,920
110 ($1,217)$693$523$205,397
111 ($1,217)$692$525$204,872
112 ($1,217)$690$527$204,345
113 ($1,217)$688$529$203,816
114 ($1,217)$686$530$203,286
115 ($1,217)$684$532$202,754
116 ($1,217)$683$534$202,220
117 ($1,217)$681$536$201,684
118 ($1,217)$679$538$201,146
119 ($1,217)$677$539$200,607
120 ($1,217)$675$541$200,066
Year 11 - 121 ($1,217)$674$543$199,523
122 ($1,217)$672$545$198,978
123 ($1,217)$670$547$198,431
124 ($1,217)$668$549$197,883
125 ($1,217)$666$550$197,332
126 ($1,217)$664$552$196,780
127 ($1,217)$662$554$196,226
128 ($1,217)$661$556$195,670
129 ($1,217)$659$558$195,112
130 ($1,217)$657$560$194,553
131 ($1,217)$655$562$193,991
132 ($1,217)$653$563$193,428
Year 12 - 133 ($1,217)$651$565$192,862
134 ($1,217)$649$567$192,295
135 ($1,217)$647$569$191,726
136 ($1,217)$645$571$191,155
137 ($1,217)$644$573$190,582
138 ($1,217)$642$575$190,007
139 ($1,217)$640$577$189,430
140 ($1,217)$638$579$188,851
141 ($1,217)$636$581$188,270
142 ($1,217)$634$583$187,687
143 ($1,217)$632$585$187,103
144 ($1,217)$630$587$186,516
Year 13 - 145 ($1,217)$628$589$185,927
146 ($1,217)$626$591$185,337
147 ($1,217)$624$593$184,744
148 ($1,217)$622$595$184,149
149 ($1,217)$620$597$183,553
150 ($1,217)$618$599$182,954
151 ($1,217)$616$601$182,354
152 ($1,217)$614$603$181,751
153 ($1,217)$612$605$181,146
154 ($1,217)$610$607$180,540
155 ($1,217)$608$609$179,931
156 ($1,217)$606$611$179,320
Year 14 - 157 ($1,217)$604$613$178,707
158 ($1,217)$602$615$178,092
159 ($1,217)$600$617$177,475
160 ($1,217)$597$619$176,856
161 ($1,217)$595$621$176,235
162 ($1,217)$593$623$175,612
163 ($1,217)$591$625$174,986
164 ($1,217)$589$627$174,359
165 ($1,217)$587$630$173,729
166 ($1,217)$585$632$173,098
167 ($1,217)$583$634$172,464
168 ($1,217)$581$636$171,828
Year 15 - 169 ($1,217)$578$638$171,190
170 ($1,217)$576$640$170,549
171 ($1,217)$574$642$169,907
172 ($1,217)$572$645$169,263
173 ($1,217)$570$647$168,616
174 ($1,217)$568$649$167,967
175 ($1,217)$565$651$167,316
176 ($1,217)$563$653$166,662
177 ($1,217)$561$655$166,007
178 ($1,217)$559$658$165,349
179 ($1,217)$557$660$164,689
180 ($1,217)$554$662$164,027
Year 16 - 181 ($1,217)$552$664$163,363
182 ($1,217)$550$667$162,696
183 ($1,217)$548$669$162,028
184 ($1,217)$545$671$161,356
185 ($1,217)$543$673$160,683
186 ($1,217)$541$676$160,007
187 ($1,217)$539$678$159,330
188 ($1,217)$536$680$158,649
189 ($1,217)$534$682$157,967
190 ($1,217)$532$685$157,282
191 ($1,217)$530$687$156,595
192 ($1,217)$527$689$155,906
Year 17 - 193 ($1,217)$525$692$155,214
194 ($1,217)$523$694$154,520
195 ($1,217)$520$696$153,824
196 ($1,217)$518$699$153,125
197 ($1,217)$516$701$152,424
198 ($1,217)$513$703$151,720
199 ($1,217)$511$706$151,015
200 ($1,217)$508$708$150,307
201 ($1,217)$506$711$149,596
202 ($1,217)$504$713$148,883
203 ($1,217)$501$715$148,168
204 ($1,217)$499$718$147,450
Year 18 - 205 ($1,217)$496$720$146,730
206 ($1,217)$494$723$146,007
207 ($1,217)$492$725$145,282
208 ($1,217)$489$727$144,555
209 ($1,217)$487$730$143,825
210 ($1,217)$484$732$143,092
211 ($1,217)$482$735$142,358
212 ($1,217)$479$737$141,620
213 ($1,217)$477$740$140,880
214 ($1,217)$474$742$140,138
215 ($1,217)$472$745$139,393
216 ($1,217)$469$747$138,646
Year 19 - 217 ($1,217)$467$750$137,896
218 ($1,217)$464$752$137,144
219 ($1,217)$462$755$136,389
220 ($1,217)$459$757$135,632
221 ($1,217)$457$760$134,872
222 ($1,217)$454$763$134,109
223 ($1,217)$452$765$133,344
224 ($1,217)$449$768$132,577
225 ($1,217)$446$770$131,806
226 ($1,217)$444$773$131,033
227 ($1,217)$441$775$130,258
228 ($1,217)$439$778$129,480
Year 20 - 229 ($1,217)$436$781$128,699
230 ($1,217)$433$783$127,916
231 ($1,217)$431$786$127,130
232 ($1,217)$428$789$126,341
233 ($1,217)$425$791$125,550
234 ($1,217)$423$794$124,756
235 ($1,217)$420$797$123,960
236 ($1,217)$417$799$123,161
237 ($1,217)$415$802$122,359
238 ($1,217)$412$805$121,554
239 ($1,217)$409$807$120,747
240 ($1,217)$407$810$119,937
Year 21 - 241 ($1,217)$404$813$119,124
242 ($1,217)$401$816$118,308
243 ($1,217)$398$818$117,490
244 ($1,217)$396$821$116,669
245 ($1,217)$393$824$115,845
246 ($1,217)$390$827$115,019
247 ($1,217)$387$829$114,189
248 ($1,217)$384$832$113,357
249 ($1,217)$382$835$112,522
250 ($1,217)$379$838$111,684
251 ($1,217)$376$841$110,844
252 ($1,217)$373$843$110,000
Year 22 - 253 ($1,217)$370$846$109,154
254 ($1,217)$367$849$108,305
255 ($1,217)$365$852$107,453
256 ($1,217)$362$855$106,598
257 ($1,217)$359$858$105,741
258 ($1,217)$356$861$104,880
259 ($1,217)$353$863$104,016
260 ($1,217)$350$866$103,150
261 ($1,217)$347$869$102,281
262 ($1,217)$344$872$101,409
263 ($1,217)$341$875$100,533
264 ($1,217)$338$878$99,655
Year 23 - 265 ($1,217)$336$881$98,774
266 ($1,217)$333$884$97,890
267 ($1,217)$330$887$97,003
268 ($1,217)$327$890$96,113
269 ($1,217)$324$893$95,220
270 ($1,217)$321$896$94,324
271 ($1,217)$318$899$93,425
272 ($1,217)$315$902$92,523
273 ($1,217)$311$905$91,618
274 ($1,217)$308$908$90,710
275 ($1,217)$305$911$89,799
276 ($1,217)$302$914$88,884
Year 24 - 277 ($1,217)$299$917$87,967
278 ($1,217)$296$920$87,047
279 ($1,217)$293$924$86,123
280 ($1,217)$290$927$85,196
281 ($1,217)$287$930$84,267
282 ($1,217)$284$933$83,334
283 ($1,217)$281$936$82,398
284 ($1,217)$277$939$81,459
285 ($1,217)$274$942$80,516
286 ($1,217)$271$946$79,571
287 ($1,217)$268$949$78,622
288 ($1,217)$265$952$77,670
Year 25 - 289 ($1,217)$261$955$76,715
290 ($1,217)$258$958$75,757
291 ($1,217)$255$962$74,795
292 ($1,217)$252$965$73,831
293 ($1,217)$249$968$72,862
294 ($1,217)$245$971$71,891
295 ($1,217)$242$975$70,917
296 ($1,217)$239$978$69,939
297 ($1,217)$235$981$68,958
298 ($1,217)$232$984$67,973
299 ($1,217)$229$988$66,986
300 ($1,217)$226$991$65,994
Year 26 - 301 ($1,217)$222$994$65,000
302 ($1,217)$219$998$64,002
303 ($1,217)$215$1,001$63,001
304 ($1,217)$212$1,004$61,997
305 ($1,217)$209$1,008$60,989
306 ($1,217)$205$1,011$59,978
307 ($1,217)$202$1,015$58,963
308 ($1,217)$199$1,018$57,945
309 ($1,217)$195$1,021$56,923
310 ($1,217)$192$1,025$55,898
311 ($1,217)$188$1,028$54,870
312 ($1,217)$185$1,032$53,838
Year 27 - 313 ($1,217)$181$1,035$52,803
314 ($1,217)$178$1,039$51,764
315 ($1,217)$174$1,042$50,722
316 ($1,217)$171$1,046$49,676
317 ($1,217)$167$1,049$48,627
318 ($1,217)$164$1,053$47,574
319 ($1,217)$160$1,056$46,517
320 ($1,217)$157$1,060$45,457
321 ($1,217)$153$1,064$44,394
322 ($1,217)$149$1,067$43,327
323 ($1,217)$146$1,071$42,256
324 ($1,217)$142$1,074$41,182
Year 28 - 325 ($1,217)$139$1,078$40,104
326 ($1,217)$135$1,082$39,022
327 ($1,217)$131$1,085$37,937
328 ($1,217)$128$1,089$36,848
329 ($1,217)$124$1,093$35,756
330 ($1,217)$120$1,096$34,659
331 ($1,217)$117$1,100$33,560
332 ($1,217)$113$1,104$32,456
333 ($1,217)$109$1,107$31,349
334 ($1,217)$106$1,111$30,238
335 ($1,217)$102$1,115$29,123
336 ($1,217)$98$1,119$28,004
Year 29 - 337 ($1,217)$94$1,122$26,882
338 ($1,217)$91$1,126$25,756
339 ($1,217)$87$1,130$24,626
340 ($1,217)$83$1,134$23,492
341 ($1,217)$79$1,137$22,355
342 ($1,217)$75$1,141$21,214
343 ($1,217)$71$1,145$20,068
344 ($1,217)$68$1,149$18,919
345 ($1,217)$64$1,153$17,766
346 ($1,217)$60$1,157$16,610
347 ($1,217)$56$1,161$15,449
348 ($1,217)$52$1,165$14,284
Year 30 - 349 ($1,217)$48$1,168$13,116
350 ($1,217)$44$1,172$11,944
351 ($1,217)$40$1,176$10,767
352 ($1,217)$36$1,180$9,587
353 ($1,217)$32$1,184$8,403
354 ($1,217)$28$1,188$7,214
355 ($1,217)$24$1,192$6,022
356 ($1,217)$20$1,196$4,826
357 ($1,217)$16$1,200$3,625
358 ($1,217)$12$1,204$2,421
359 ($1,217)$8$1,208$1,212
360 ($1,217)$4$1,212$0
TOTALS$184,369$253,600$437,969

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.