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Mortgage Payment Schedule for a $317,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,400) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,203 360 $179,634 $433,234

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $317,000
Down Payment $63,400$253,600
Year 1 - 1 ($1,203)$835$369$253,231
2 ($1,203)$834$370$252,861
3 ($1,203)$832$371$252,490
4 ($1,203)$831$372$252,118
5 ($1,203)$830$374$251,745
6 ($1,203)$829$375$251,370
7 ($1,203)$827$376$250,994
8 ($1,203)$826$377$250,617
9 ($1,203)$825$378$250,238
10 ($1,203)$824$380$249,858
11 ($1,203)$822$381$249,477
12 ($1,203)$821$382$249,095
Year 2 - 13 ($1,203)$820$383$248,712
14 ($1,203)$819$385$248,327
15 ($1,203)$817$386$247,941
16 ($1,203)$816$387$247,554
17 ($1,203)$815$389$247,165
18 ($1,203)$814$390$246,775
19 ($1,203)$812$391$246,384
20 ($1,203)$811$392$245,992
21 ($1,203)$810$394$245,598
22 ($1,203)$808$395$245,203
23 ($1,203)$807$396$244,807
24 ($1,203)$806$398$244,409
Year 3 - 25 ($1,203)$805$399$244,010
26 ($1,203)$803$400$243,610
27 ($1,203)$802$402$243,208
28 ($1,203)$801$403$242,805
29 ($1,203)$799$404$242,401
30 ($1,203)$798$406$241,996
31 ($1,203)$797$407$241,589
32 ($1,203)$795$408$241,181
33 ($1,203)$794$410$240,771
34 ($1,203)$793$411$240,360
35 ($1,203)$791$412$239,948
36 ($1,203)$790$414$239,534
Year 4 - 37 ($1,203)$788$415$239,119
38 ($1,203)$787$416$238,703
39 ($1,203)$786$418$238,285
40 ($1,203)$784$419$237,866
41 ($1,203)$783$420$237,446
42 ($1,203)$782$422$237,024
43 ($1,203)$780$423$236,601
44 ($1,203)$779$425$236,176
45 ($1,203)$777$426$235,750
46 ($1,203)$776$427$235,323
47 ($1,203)$775$429$234,894
48 ($1,203)$773$430$234,464
Year 5 - 49 ($1,203)$772$432$234,032
50 ($1,203)$770$433$233,599
51 ($1,203)$769$434$233,165
52 ($1,203)$768$436$232,729
53 ($1,203)$766$437$232,291
54 ($1,203)$765$439$231,852
55 ($1,203)$763$440$231,412
56 ($1,203)$762$442$230,971
57 ($1,203)$760$443$230,527
58 ($1,203)$759$445$230,083
59 ($1,203)$757$446$229,637
60 ($1,203)$756$448$229,189
Year 6 - 61 ($1,203)$754$449$228,740
62 ($1,203)$753$450$228,290
63 ($1,203)$751$452$227,838
64 ($1,203)$750$453$227,384
65 ($1,203)$748$455$226,929
66 ($1,203)$747$456$226,473
67 ($1,203)$745$458$226,015
68 ($1,203)$744$459$225,555
69 ($1,203)$742$461$225,094
70 ($1,203)$741$462$224,632
71 ($1,203)$739$464$224,168
72 ($1,203)$738$466$223,702
Year 7 - 73 ($1,203)$736$467$223,235
74 ($1,203)$735$469$222,767
75 ($1,203)$733$470$222,297
76 ($1,203)$732$472$221,825
77 ($1,203)$730$473$221,352
78 ($1,203)$729$475$220,877
79 ($1,203)$727$476$220,400
80 ($1,203)$725$478$219,922
81 ($1,203)$724$480$219,443
82 ($1,203)$722$481$218,962
83 ($1,203)$721$483$218,479
84 ($1,203)$719$484$217,995
Year 8 - 85 ($1,203)$718$486$217,509
86 ($1,203)$716$487$217,022
87 ($1,203)$714$489$216,533
88 ($1,203)$713$491$216,042
89 ($1,203)$711$492$215,550
90 ($1,203)$710$494$215,056
91 ($1,203)$708$496$214,560
92 ($1,203)$706$497$214,063
93 ($1,203)$705$499$213,564
94 ($1,203)$703$500$213,064
95 ($1,203)$701$502$212,562
96 ($1,203)$700$504$212,058
Year 9 - 97 ($1,203)$698$505$211,552
98 ($1,203)$696$507$211,045
99 ($1,203)$695$509$210,537
100 ($1,203)$693$510$210,026
101 ($1,203)$691$512$209,514
102 ($1,203)$690$514$209,000
103 ($1,203)$688$515$208,485
104 ($1,203)$686$517$207,968
105 ($1,203)$685$519$207,449
106 ($1,203)$683$521$206,928
107 ($1,203)$681$522$206,406
108 ($1,203)$679$524$205,882
Year 10 - 109 ($1,203)$678$526$205,356
110 ($1,203)$676$527$204,829
111 ($1,203)$674$529$204,300
112 ($1,203)$672$531$203,769
113 ($1,203)$671$533$203,236
114 ($1,203)$669$534$202,702
115 ($1,203)$667$536$202,165
116 ($1,203)$665$538$201,627
117 ($1,203)$664$540$201,088
118 ($1,203)$662$542$200,546
119 ($1,203)$660$543$200,003
120 ($1,203)$658$545$199,458
Year 11 - 121 ($1,203)$657$547$198,911
122 ($1,203)$655$549$198,362
123 ($1,203)$653$550$197,812
124 ($1,203)$651$552$197,259
125 ($1,203)$649$554$196,705
126 ($1,203)$647$556$196,149
127 ($1,203)$646$558$195,592
128 ($1,203)$644$560$195,032
129 ($1,203)$642$561$194,471
130 ($1,203)$640$563$193,907
131 ($1,203)$638$565$193,342
132 ($1,203)$636$567$192,775
Year 12 - 133 ($1,203)$635$569$192,206
134 ($1,203)$633$571$191,636
135 ($1,203)$631$573$191,063
136 ($1,203)$629$575$190,488
137 ($1,203)$627$576$189,912
138 ($1,203)$625$578$189,334
139 ($1,203)$623$580$188,753
140 ($1,203)$621$582$188,171
141 ($1,203)$619$584$187,587
142 ($1,203)$617$586$187,001
143 ($1,203)$616$588$186,413
144 ($1,203)$614$590$185,824
Year 13 - 145 ($1,203)$612$592$185,232
146 ($1,203)$610$594$184,638
147 ($1,203)$608$596$184,043
148 ($1,203)$606$598$183,445
149 ($1,203)$604$600$182,845
150 ($1,203)$602$602$182,244
151 ($1,203)$600$604$181,640
152 ($1,203)$598$606$181,035
153 ($1,203)$596$608$180,427
154 ($1,203)$594$610$179,818
155 ($1,203)$592$612$179,206
156 ($1,203)$590$614$178,593
Year 14 - 157 ($1,203)$588$616$177,977
158 ($1,203)$586$618$177,359
159 ($1,203)$584$620$176,740
160 ($1,203)$582$622$176,118
161 ($1,203)$580$624$175,494
162 ($1,203)$578$626$174,869
163 ($1,203)$576$628$174,241
164 ($1,203)$574$630$173,611
165 ($1,203)$571$632$172,979
166 ($1,203)$569$634$172,345
167 ($1,203)$567$636$171,709
168 ($1,203)$565$638$171,071
Year 15 - 169 ($1,203)$563$640$170,430
170 ($1,203)$561$642$169,788
171 ($1,203)$559$645$169,143
172 ($1,203)$557$647$168,497
173 ($1,203)$555$649$167,848
174 ($1,203)$552$651$167,197
175 ($1,203)$550$653$166,544
176 ($1,203)$548$655$165,889
177 ($1,203)$546$657$165,231
178 ($1,203)$544$660$164,572
179 ($1,203)$542$662$163,910
180 ($1,203)$540$664$163,246
Year 16 - 181 ($1,203)$537$666$162,580
182 ($1,203)$535$668$161,912
183 ($1,203)$533$670$161,241
184 ($1,203)$531$673$160,569
185 ($1,203)$529$675$159,894
186 ($1,203)$526$677$159,217
187 ($1,203)$524$679$158,537
188 ($1,203)$522$682$157,856
189 ($1,203)$520$684$157,172
190 ($1,203)$517$686$156,486
191 ($1,203)$515$688$155,798
192 ($1,203)$513$691$155,107
Year 17 - 193 ($1,203)$511$693$154,414
194 ($1,203)$508$695$153,719
195 ($1,203)$506$697$153,022
196 ($1,203)$504$700$152,322
197 ($1,203)$501$702$151,620
198 ($1,203)$499$704$150,915
199 ($1,203)$497$707$150,209
200 ($1,203)$494$709$149,500
201 ($1,203)$492$711$148,789
202 ($1,203)$490$714$148,075
203 ($1,203)$487$716$147,359
204 ($1,203)$485$718$146,640
Year 18 - 205 ($1,203)$483$721$145,920
206 ($1,203)$480$723$145,197
207 ($1,203)$478$725$144,471
208 ($1,203)$476$728$143,743
209 ($1,203)$473$730$143,013
210 ($1,203)$471$733$142,280
211 ($1,203)$468$735$141,545
212 ($1,203)$466$738$140,808
213 ($1,203)$463$740$140,068
214 ($1,203)$461$742$139,325
215 ($1,203)$459$745$138,581
216 ($1,203)$456$747$137,833
Year 19 - 217 ($1,203)$454$750$137,084
218 ($1,203)$451$752$136,331
219 ($1,203)$449$755$135,577
220 ($1,203)$446$757$134,820
221 ($1,203)$444$760$134,060
222 ($1,203)$441$762$133,298
223 ($1,203)$439$765$132,533
224 ($1,203)$436$767$131,766
225 ($1,203)$434$770$130,996
226 ($1,203)$431$772$130,224
227 ($1,203)$429$775$129,449
228 ($1,203)$426$777$128,672
Year 20 - 229 ($1,203)$424$780$127,892
230 ($1,203)$421$782$127,110
231 ($1,203)$418$785$126,325
232 ($1,203)$416$788$125,537
233 ($1,203)$413$790$124,747
234 ($1,203)$411$793$123,954
235 ($1,203)$408$795$123,159
236 ($1,203)$405$798$122,361
237 ($1,203)$403$801$121,560
238 ($1,203)$400$803$120,757
239 ($1,203)$397$806$119,951
240 ($1,203)$395$809$119,142
Year 21 - 241 ($1,203)$392$811$118,331
242 ($1,203)$390$814$117,517
243 ($1,203)$387$817$116,700
244 ($1,203)$384$819$115,881
245 ($1,203)$381$822$115,059
246 ($1,203)$379$825$114,234
247 ($1,203)$376$827$113,407
248 ($1,203)$373$830$112,577
249 ($1,203)$371$833$111,744
250 ($1,203)$368$836$110,908
251 ($1,203)$365$838$110,070
252 ($1,203)$362$841$109,229
Year 22 - 253 ($1,203)$360$844$108,385
254 ($1,203)$357$847$107,538
255 ($1,203)$354$849$106,689
256 ($1,203)$351$852$105,837
257 ($1,203)$348$855$104,982
258 ($1,203)$346$858$104,124
259 ($1,203)$343$861$103,263
260 ($1,203)$340$864$102,400
261 ($1,203)$337$866$101,533
262 ($1,203)$334$869$100,664
263 ($1,203)$331$872$99,792
264 ($1,203)$328$875$98,917
Year 23 - 265 ($1,203)$326$878$98,039
266 ($1,203)$323$881$97,158
267 ($1,203)$320$884$96,275
268 ($1,203)$317$887$95,388
269 ($1,203)$314$889$94,499
270 ($1,203)$311$892$93,606
271 ($1,203)$308$895$92,711
272 ($1,203)$305$898$91,813
273 ($1,203)$302$901$90,912
274 ($1,203)$299$904$90,008
275 ($1,203)$296$907$89,100
276 ($1,203)$293$910$88,190
Year 24 - 277 ($1,203)$290$913$87,277
278 ($1,203)$287$916$86,361
279 ($1,203)$284$919$85,442
280 ($1,203)$281$922$84,520
281 ($1,203)$278$925$83,594
282 ($1,203)$275$928$82,666
283 ($1,203)$272$931$81,735
284 ($1,203)$269$934$80,800
285 ($1,203)$266$937$79,863
286 ($1,203)$263$941$78,922
287 ($1,203)$260$944$77,979
288 ($1,203)$257$947$77,032
Year 25 - 289 ($1,203)$254$950$76,082
290 ($1,203)$250$953$75,129
291 ($1,203)$247$956$74,173
292 ($1,203)$244$959$73,214
293 ($1,203)$241$962$72,251
294 ($1,203)$238$966$71,286
295 ($1,203)$235$969$70,317
296 ($1,203)$231$972$69,345
297 ($1,203)$228$975$68,370
298 ($1,203)$225$978$67,391
299 ($1,203)$222$982$66,410
300 ($1,203)$219$985$65,425
Year 26 - 301 ($1,203)$215$988$64,437
302 ($1,203)$212$991$63,446
303 ($1,203)$209$995$62,451
304 ($1,203)$206$998$61,453
305 ($1,203)$202$1,001$60,452
306 ($1,203)$199$1,004$59,448
307 ($1,203)$196$1,008$58,440
308 ($1,203)$192$1,011$57,429
309 ($1,203)$189$1,014$56,414
310 ($1,203)$186$1,018$55,397
311 ($1,203)$182$1,021$54,376
312 ($1,203)$179$1,024$53,351
Year 27 - 313 ($1,203)$176$1,028$52,323
314 ($1,203)$172$1,031$51,292
315 ($1,203)$169$1,035$50,258
316 ($1,203)$165$1,038$49,220
317 ($1,203)$162$1,041$48,178
318 ($1,203)$159$1,045$47,133
319 ($1,203)$155$1,048$46,085
320 ($1,203)$152$1,052$45,033
321 ($1,203)$148$1,055$43,978
322 ($1,203)$145$1,059$42,919
323 ($1,203)$141$1,062$41,857
324 ($1,203)$138$1,066$40,792
Year 28 - 325 ($1,203)$134$1,069$39,723
326 ($1,203)$131$1,073$38,650
327 ($1,203)$127$1,076$37,574
328 ($1,203)$124$1,080$36,494
329 ($1,203)$120$1,083$35,411
330 ($1,203)$117$1,087$34,324
331 ($1,203)$113$1,090$33,233
332 ($1,203)$109$1,094$32,139
333 ($1,203)$106$1,098$31,042
334 ($1,203)$102$1,101$29,940
335 ($1,203)$99$1,105$28,836
336 ($1,203)$95$1,109$27,727
Year 29 - 337 ($1,203)$91$1,112$26,615
338 ($1,203)$88$1,116$25,499
339 ($1,203)$84$1,119$24,380
340 ($1,203)$80$1,123$23,256
341 ($1,203)$77$1,127$22,129
342 ($1,203)$73$1,131$20,999
343 ($1,203)$69$1,134$19,865
344 ($1,203)$65$1,138$18,727
345 ($1,203)$62$1,142$17,585
346 ($1,203)$58$1,146$16,439
347 ($1,203)$54$1,149$15,290
348 ($1,203)$50$1,153$14,137
Year 30 - 349 ($1,203)$47$1,157$12,980
350 ($1,203)$43$1,161$11,819
351 ($1,203)$39$1,165$10,655
352 ($1,203)$35$1,168$9,486
353 ($1,203)$31$1,172$8,314
354 ($1,203)$27$1,176$7,138
355 ($1,203)$23$1,180$5,958
356 ($1,203)$20$1,184$4,774
357 ($1,203)$16$1,188$3,587
358 ($1,203)$12$1,192$2,395
359 ($1,203)$8$1,196$1,199
360 ($1,203)$4$1,199$0
TOTALS$179,634$253,600$433,234

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.