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Mortgage Payment Schedule for a $317,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,186 360 $173,361 $426,961

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $317,000
Down Payment $63,400$253,600
Year 1 - 1 ($1,186)$809$377$253,223
2 ($1,186)$808$378$252,846
3 ($1,186)$807$379$252,467
4 ($1,186)$806$380$252,086
5 ($1,186)$805$381$251,705
6 ($1,186)$803$383$251,322
7 ($1,186)$802$384$250,938
8 ($1,186)$801$385$250,553
9 ($1,186)$800$386$250,167
10 ($1,186)$798$388$249,779
11 ($1,186)$797$389$249,391
12 ($1,186)$796$390$249,001
Year 2 - 13 ($1,186)$795$391$248,609
14 ($1,186)$793$393$248,217
15 ($1,186)$792$394$247,823
16 ($1,186)$791$395$247,428
17 ($1,186)$790$396$247,032
18 ($1,186)$788$398$246,634
19 ($1,186)$787$399$246,235
20 ($1,186)$786$400$245,835
21 ($1,186)$785$401$245,434
22 ($1,186)$783$403$245,031
23 ($1,186)$782$404$244,627
24 ($1,186)$781$405$244,222
Year 3 - 25 ($1,186)$779$407$243,816
26 ($1,186)$778$408$243,408
27 ($1,186)$777$409$242,999
28 ($1,186)$776$410$242,588
29 ($1,186)$774$412$242,176
30 ($1,186)$773$413$241,763
31 ($1,186)$772$414$241,349
32 ($1,186)$770$416$240,933
33 ($1,186)$769$417$240,516
34 ($1,186)$768$418$240,098
35 ($1,186)$766$420$239,678
36 ($1,186)$765$421$239,257
Year 4 - 37 ($1,186)$764$422$238,835
38 ($1,186)$762$424$238,411
39 ($1,186)$761$425$237,986
40 ($1,186)$760$426$237,560
41 ($1,186)$758$428$237,132
42 ($1,186)$757$429$236,703
43 ($1,186)$755$431$236,272
44 ($1,186)$754$432$235,840
45 ($1,186)$753$433$235,407
46 ($1,186)$751$435$234,972
47 ($1,186)$750$436$234,536
48 ($1,186)$749$437$234,099
Year 5 - 49 ($1,186)$747$439$233,660
50 ($1,186)$746$440$233,220
51 ($1,186)$744$442$232,778
52 ($1,186)$743$443$232,335
53 ($1,186)$742$444$231,891
54 ($1,186)$740$446$231,445
55 ($1,186)$739$447$230,997
56 ($1,186)$737$449$230,549
57 ($1,186)$736$450$230,098
58 ($1,186)$734$452$229,647
59 ($1,186)$733$453$229,194
60 ($1,186)$732$454$228,739
Year 6 - 61 ($1,186)$730$456$228,283
62 ($1,186)$729$457$227,826
63 ($1,186)$727$459$227,367
64 ($1,186)$726$460$226,907
65 ($1,186)$724$462$226,445
66 ($1,186)$723$463$225,982
67 ($1,186)$721$465$225,517
68 ($1,186)$720$466$225,051
69 ($1,186)$718$468$224,583
70 ($1,186)$717$469$224,114
71 ($1,186)$715$471$223,643
72 ($1,186)$714$472$223,171
Year 7 - 73 ($1,186)$712$474$222,697
74 ($1,186)$711$475$222,222
75 ($1,186)$709$477$221,745
76 ($1,186)$708$478$221,267
77 ($1,186)$706$480$220,787
78 ($1,186)$705$481$220,306
79 ($1,186)$703$483$219,823
80 ($1,186)$702$484$219,339
81 ($1,186)$700$486$218,853
82 ($1,186)$699$487$218,365
83 ($1,186)$697$489$217,876
84 ($1,186)$695$491$217,385
Year 8 - 85 ($1,186)$694$492$216,893
86 ($1,186)$692$494$216,399
87 ($1,186)$691$495$215,904
88 ($1,186)$689$497$215,407
89 ($1,186)$688$498$214,909
90 ($1,186)$686$500$214,409
91 ($1,186)$684$502$213,907
92 ($1,186)$683$503$213,404
93 ($1,186)$681$505$212,899
94 ($1,186)$680$507$212,392
95 ($1,186)$678$508$211,884
96 ($1,186)$676$510$211,374
Year 9 - 97 ($1,186)$675$511$210,863
98 ($1,186)$673$513$210,350
99 ($1,186)$671$515$209,835
100 ($1,186)$670$516$209,319
101 ($1,186)$668$518$208,801
102 ($1,186)$666$520$208,282
103 ($1,186)$665$521$207,760
104 ($1,186)$663$523$207,238
105 ($1,186)$661$525$206,713
106 ($1,186)$660$526$206,187
107 ($1,186)$658$528$205,659
108 ($1,186)$656$530$205,129
Year 10 - 109 ($1,186)$655$531$204,598
110 ($1,186)$653$533$204,065
111 ($1,186)$651$535$203,530
112 ($1,186)$650$536$202,994
113 ($1,186)$648$538$202,456
114 ($1,186)$646$540$201,916
115 ($1,186)$644$542$201,374
116 ($1,186)$643$543$200,831
117 ($1,186)$641$545$200,286
118 ($1,186)$639$547$199,739
119 ($1,186)$638$549$199,191
120 ($1,186)$636$550$198,640
Year 11 - 121 ($1,186)$634$552$198,088
122 ($1,186)$632$554$197,535
123 ($1,186)$630$556$196,979
124 ($1,186)$629$557$196,422
125 ($1,186)$627$559$195,863
126 ($1,186)$625$561$195,302
127 ($1,186)$623$563$194,739
128 ($1,186)$622$564$194,175
129 ($1,186)$620$566$193,609
130 ($1,186)$618$568$193,040
131 ($1,186)$616$570$192,471
132 ($1,186)$614$572$191,899
Year 12 - 133 ($1,186)$612$574$191,325
134 ($1,186)$611$575$190,750
135 ($1,186)$609$577$190,173
136 ($1,186)$607$579$189,594
137 ($1,186)$605$581$189,013
138 ($1,186)$603$583$188,430
139 ($1,186)$601$585$187,846
140 ($1,186)$600$586$187,259
141 ($1,186)$598$588$186,671
142 ($1,186)$596$590$186,081
143 ($1,186)$594$592$185,488
144 ($1,186)$592$594$184,894
Year 13 - 145 ($1,186)$590$596$184,299
146 ($1,186)$588$598$183,701
147 ($1,186)$586$600$183,101
148 ($1,186)$584$602$182,499
149 ($1,186)$582$604$181,896
150 ($1,186)$581$605$181,290
151 ($1,186)$579$607$180,683
152 ($1,186)$577$609$180,074
153 ($1,186)$575$611$179,463
154 ($1,186)$573$613$178,849
155 ($1,186)$571$615$178,234
156 ($1,186)$569$617$177,617
Year 14 - 157 ($1,186)$567$619$176,998
158 ($1,186)$565$621$176,377
159 ($1,186)$563$623$175,754
160 ($1,186)$561$625$175,129
161 ($1,186)$559$627$174,502
162 ($1,186)$557$629$173,873
163 ($1,186)$555$631$173,242
164 ($1,186)$553$633$172,608
165 ($1,186)$551$635$171,973
166 ($1,186)$549$637$171,336
167 ($1,186)$547$639$170,697
168 ($1,186)$545$641$170,056
Year 15 - 169 ($1,186)$543$643$169,413
170 ($1,186)$541$645$168,767
171 ($1,186)$539$647$168,120
172 ($1,186)$537$649$167,471
173 ($1,186)$535$651$166,819
174 ($1,186)$532$654$166,165
175 ($1,186)$530$656$165,510
176 ($1,186)$528$658$164,852
177 ($1,186)$526$660$164,192
178 ($1,186)$524$662$163,530
179 ($1,186)$522$664$162,866
180 ($1,186)$520$666$162,200
Year 16 - 181 ($1,186)$518$668$161,532
182 ($1,186)$516$670$160,861
183 ($1,186)$513$673$160,189
184 ($1,186)$511$675$159,514
185 ($1,186)$509$677$158,837
186 ($1,186)$507$679$158,158
187 ($1,186)$505$681$157,477
188 ($1,186)$503$683$156,793
189 ($1,186)$500$686$156,108
190 ($1,186)$498$688$155,420
191 ($1,186)$496$690$154,730
192 ($1,186)$494$692$154,038
Year 17 - 193 ($1,186)$492$694$153,344
194 ($1,186)$489$697$152,647
195 ($1,186)$487$699$151,948
196 ($1,186)$485$701$151,247
197 ($1,186)$483$703$150,544
198 ($1,186)$480$706$149,838
199 ($1,186)$478$708$149,131
200 ($1,186)$476$710$148,421
201 ($1,186)$474$712$147,708
202 ($1,186)$471$715$146,994
203 ($1,186)$469$717$146,277
204 ($1,186)$467$719$145,558
Year 18 - 205 ($1,186)$465$721$144,836
206 ($1,186)$462$724$144,113
207 ($1,186)$460$726$143,387
208 ($1,186)$458$728$142,658
209 ($1,186)$455$731$141,927
210 ($1,186)$453$733$141,194
211 ($1,186)$451$735$140,459
212 ($1,186)$448$738$139,721
213 ($1,186)$446$740$138,981
214 ($1,186)$444$742$138,239
215 ($1,186)$441$745$137,494
216 ($1,186)$439$747$136,747
Year 19 - 217 ($1,186)$436$750$135,997
218 ($1,186)$434$752$135,245
219 ($1,186)$432$754$134,491
220 ($1,186)$429$757$133,734
221 ($1,186)$427$759$132,975
222 ($1,186)$424$762$132,214
223 ($1,186)$422$764$131,450
224 ($1,186)$420$766$130,683
225 ($1,186)$417$769$129,914
226 ($1,186)$415$771$129,143
227 ($1,186)$412$774$128,369
228 ($1,186)$410$776$127,593
Year 20 - 229 ($1,186)$407$779$126,814
230 ($1,186)$405$781$126,033
231 ($1,186)$402$784$125,249
232 ($1,186)$400$786$124,463
233 ($1,186)$397$789$123,674
234 ($1,186)$395$791$122,883
235 ($1,186)$392$794$122,089
236 ($1,186)$390$796$121,293
237 ($1,186)$387$799$120,494
238 ($1,186)$385$801$119,692
239 ($1,186)$382$804$118,888
240 ($1,186)$379$807$118,082
Year 21 - 241 ($1,186)$377$809$117,273
242 ($1,186)$374$812$116,461
243 ($1,186)$372$814$115,647
244 ($1,186)$369$817$114,830
245 ($1,186)$366$820$114,010
246 ($1,186)$364$822$113,188
247 ($1,186)$361$825$112,363
248 ($1,186)$359$827$111,536
249 ($1,186)$356$830$110,706
250 ($1,186)$353$833$109,873
251 ($1,186)$351$835$109,038
252 ($1,186)$348$838$108,200
Year 22 - 253 ($1,186)$345$841$107,359
254 ($1,186)$343$843$106,516
255 ($1,186)$340$846$105,670
256 ($1,186)$337$849$104,821
257 ($1,186)$335$851$103,970
258 ($1,186)$332$854$103,116
259 ($1,186)$329$857$102,259
260 ($1,186)$326$860$101,399
261 ($1,186)$324$862$100,537
262 ($1,186)$321$865$99,672
263 ($1,186)$318$868$98,804
264 ($1,186)$315$871$97,933
Year 23 - 265 ($1,186)$313$873$97,060
266 ($1,186)$310$876$96,183
267 ($1,186)$307$879$95,304
268 ($1,186)$304$882$94,422
269 ($1,186)$301$885$93,538
270 ($1,186)$299$887$92,650
271 ($1,186)$296$890$91,760
272 ($1,186)$293$893$90,867
273 ($1,186)$290$896$89,971
274 ($1,186)$287$899$89,072
275 ($1,186)$284$902$88,170
276 ($1,186)$281$905$87,266
Year 24 - 277 ($1,186)$279$907$86,358
278 ($1,186)$276$910$85,448
279 ($1,186)$273$913$84,535
280 ($1,186)$270$916$83,618
281 ($1,186)$267$919$82,699
282 ($1,186)$264$922$81,777
283 ($1,186)$261$925$80,852
284 ($1,186)$258$928$79,924
285 ($1,186)$255$931$78,993
286 ($1,186)$252$934$78,060
287 ($1,186)$249$937$77,123
288 ($1,186)$246$940$76,183
Year 25 - 289 ($1,186)$243$943$75,240
290 ($1,186)$240$946$74,294
291 ($1,186)$237$949$73,345
292 ($1,186)$234$952$72,393
293 ($1,186)$231$955$71,438
294 ($1,186)$228$958$70,480
295 ($1,186)$225$961$69,519
296 ($1,186)$222$964$68,555
297 ($1,186)$219$967$67,588
298 ($1,186)$216$970$66,618
299 ($1,186)$213$973$65,644
300 ($1,186)$210$976$64,668
Year 26 - 301 ($1,186)$206$980$63,688
302 ($1,186)$203$983$62,706
303 ($1,186)$200$986$61,720
304 ($1,186)$197$989$60,731
305 ($1,186)$194$992$59,739
306 ($1,186)$191$995$58,743
307 ($1,186)$187$999$57,745
308 ($1,186)$184$1,002$56,743
309 ($1,186)$181$1,005$55,738
310 ($1,186)$178$1,008$54,730
311 ($1,186)$175$1,011$53,719
312 ($1,186)$171$1,015$52,704
Year 27 - 313 ($1,186)$168$1,018$51,686
314 ($1,186)$165$1,021$50,665
315 ($1,186)$162$1,024$49,641
316 ($1,186)$158$1,028$48,613
317 ($1,186)$155$1,031$47,583
318 ($1,186)$152$1,034$46,548
319 ($1,186)$149$1,037$45,511
320 ($1,186)$145$1,041$44,470
321 ($1,186)$142$1,044$43,426
322 ($1,186)$139$1,047$42,379
323 ($1,186)$135$1,051$41,328
324 ($1,186)$132$1,054$40,274
Year 28 - 325 ($1,186)$129$1,057$39,216
326 ($1,186)$125$1,061$38,156
327 ($1,186)$122$1,064$37,091
328 ($1,186)$118$1,068$36,024
329 ($1,186)$115$1,071$34,953
330 ($1,186)$112$1,074$33,878
331 ($1,186)$108$1,078$32,800
332 ($1,186)$105$1,081$31,719
333 ($1,186)$101$1,085$30,634
334 ($1,186)$98$1,088$29,546
335 ($1,186)$94$1,092$28,454
336 ($1,186)$91$1,095$27,359
Year 29 - 337 ($1,186)$87$1,099$26,261
338 ($1,186)$84$1,102$25,158
339 ($1,186)$80$1,106$24,053
340 ($1,186)$77$1,109$22,943
341 ($1,186)$73$1,113$21,831
342 ($1,186)$70$1,116$20,714
343 ($1,186)$66$1,120$19,594
344 ($1,186)$63$1,123$18,471
345 ($1,186)$59$1,127$17,344
346 ($1,186)$55$1,131$16,213
347 ($1,186)$52$1,134$15,079
348 ($1,186)$48$1,138$13,941
Year 30 - 349 ($1,186)$44$1,142$12,800
350 ($1,186)$41$1,145$11,654
351 ($1,186)$37$1,149$10,506
352 ($1,186)$34$1,152$9,353
353 ($1,186)$30$1,156$8,197
354 ($1,186)$26$1,160$7,037
355 ($1,186)$22$1,164$5,874
356 ($1,186)$19$1,167$4,706
357 ($1,186)$15$1,171$3,535
358 ($1,186)$11$1,175$2,361
359 ($1,186)$8$1,178$1,182
360 ($1,186)$4$1,182$0
TOTALS$173,361$253,600$426,961

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.