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Mortgage Payment Schedule for a $319,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,211 360 $180,767 $435,967

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $319,000
Down Payment $63,800$255,200
Year 1 - 1 ($1,211)$840$371$254,829
2 ($1,211)$839$372$254,457
3 ($1,211)$838$373$254,083
4 ($1,211)$836$375$253,709
5 ($1,211)$835$376$253,333
6 ($1,211)$834$377$252,956
7 ($1,211)$833$378$252,577
8 ($1,211)$831$380$252,198
9 ($1,211)$830$381$251,817
10 ($1,211)$829$382$251,435
11 ($1,211)$828$383$251,051
12 ($1,211)$826$385$250,667
Year 2 - 13 ($1,211)$825$386$250,281
14 ($1,211)$824$387$249,894
15 ($1,211)$823$388$249,505
16 ($1,211)$821$390$249,115
17 ($1,211)$820$391$248,724
18 ($1,211)$819$392$248,332
19 ($1,211)$817$394$247,939
20 ($1,211)$816$395$247,544
21 ($1,211)$815$396$247,147
22 ($1,211)$814$397$246,750
23 ($1,211)$812$399$246,351
24 ($1,211)$811$400$245,951
Year 3 - 25 ($1,211)$810$401$245,550
26 ($1,211)$808$403$245,147
27 ($1,211)$807$404$244,743
28 ($1,211)$806$405$244,337
29 ($1,211)$804$407$243,931
30 ($1,211)$803$408$243,523
31 ($1,211)$802$409$243,113
32 ($1,211)$800$411$242,702
33 ($1,211)$799$412$242,290
34 ($1,211)$798$413$241,877
35 ($1,211)$796$415$241,462
36 ($1,211)$795$416$241,046
Year 4 - 37 ($1,211)$793$418$240,628
38 ($1,211)$792$419$240,209
39 ($1,211)$791$420$239,789
40 ($1,211)$789$422$239,367
41 ($1,211)$788$423$238,944
42 ($1,211)$787$424$238,520
43 ($1,211)$785$426$238,094
44 ($1,211)$784$427$237,666
45 ($1,211)$782$429$237,238
46 ($1,211)$781$430$236,808
47 ($1,211)$779$432$236,376
48 ($1,211)$778$433$235,943
Year 5 - 49 ($1,211)$777$434$235,509
50 ($1,211)$775$436$235,073
51 ($1,211)$774$437$234,636
52 ($1,211)$772$439$234,197
53 ($1,211)$771$440$233,757
54 ($1,211)$769$442$233,315
55 ($1,211)$768$443$232,872
56 ($1,211)$767$444$232,428
57 ($1,211)$765$446$231,982
58 ($1,211)$764$447$231,534
59 ($1,211)$762$449$231,086
60 ($1,211)$761$450$230,635
Year 6 - 61 ($1,211)$759$452$230,183
62 ($1,211)$758$453$229,730
63 ($1,211)$756$455$229,275
64 ($1,211)$755$456$228,819
65 ($1,211)$753$458$228,361
66 ($1,211)$752$459$227,902
67 ($1,211)$750$461$227,441
68 ($1,211)$749$462$226,978
69 ($1,211)$747$464$226,515
70 ($1,211)$746$465$226,049
71 ($1,211)$744$467$225,582
72 ($1,211)$743$468$225,114
Year 7 - 73 ($1,211)$741$470$224,644
74 ($1,211)$739$472$224,172
75 ($1,211)$738$473$223,699
76 ($1,211)$736$475$223,224
77 ($1,211)$735$476$222,748
78 ($1,211)$733$478$222,270
79 ($1,211)$732$479$221,791
80 ($1,211)$730$481$221,310
81 ($1,211)$728$483$220,827
82 ($1,211)$727$484$220,343
83 ($1,211)$725$486$219,858
84 ($1,211)$724$487$219,370
Year 8 - 85 ($1,211)$722$489$218,881
86 ($1,211)$720$491$218,391
87 ($1,211)$719$492$217,899
88 ($1,211)$717$494$217,405
89 ($1,211)$716$495$216,910
90 ($1,211)$714$497$216,412
91 ($1,211)$712$499$215,914
92 ($1,211)$711$500$215,414
93 ($1,211)$709$502$214,912
94 ($1,211)$707$504$214,408
95 ($1,211)$706$505$213,903
96 ($1,211)$704$507$213,396
Year 9 - 97 ($1,211)$702$509$212,887
98 ($1,211)$701$510$212,377
99 ($1,211)$699$512$211,865
100 ($1,211)$697$514$211,351
101 ($1,211)$696$515$210,836
102 ($1,211)$694$517$210,319
103 ($1,211)$692$519$209,800
104 ($1,211)$691$520$209,280
105 ($1,211)$689$522$208,758
106 ($1,211)$687$524$208,234
107 ($1,211)$685$526$207,708
108 ($1,211)$684$527$207,181
Year 10 - 109 ($1,211)$682$529$206,652
110 ($1,211)$680$531$206,121
111 ($1,211)$678$533$205,589
112 ($1,211)$677$534$205,054
113 ($1,211)$675$536$204,518
114 ($1,211)$673$538$203,980
115 ($1,211)$671$540$203,441
116 ($1,211)$670$541$202,900
117 ($1,211)$668$543$202,356
118 ($1,211)$666$545$201,811
119 ($1,211)$664$547$201,265
120 ($1,211)$662$549$200,716
Year 11 - 121 ($1,211)$661$550$200,166
122 ($1,211)$659$552$199,614
123 ($1,211)$657$554$199,060
124 ($1,211)$655$556$198,504
125 ($1,211)$653$558$197,946
126 ($1,211)$652$559$197,387
127 ($1,211)$650$561$196,826
128 ($1,211)$648$563$196,263
129 ($1,211)$646$565$195,698
130 ($1,211)$644$567$195,131
131 ($1,211)$642$569$194,562
132 ($1,211)$640$571$193,991
Year 12 - 133 ($1,211)$639$572$193,419
134 ($1,211)$637$574$192,845
135 ($1,211)$635$576$192,268
136 ($1,211)$633$578$191,690
137 ($1,211)$631$580$191,110
138 ($1,211)$629$582$190,528
139 ($1,211)$627$584$189,944
140 ($1,211)$625$586$189,359
141 ($1,211)$623$588$188,771
142 ($1,211)$621$590$188,181
143 ($1,211)$619$592$187,590
144 ($1,211)$617$594$186,996
Year 13 - 145 ($1,211)$616$595$186,401
146 ($1,211)$614$597$185,803
147 ($1,211)$612$599$185,204
148 ($1,211)$610$601$184,602
149 ($1,211)$608$603$183,999
150 ($1,211)$606$605$183,394
151 ($1,211)$604$607$182,786
152 ($1,211)$602$609$182,177
153 ($1,211)$600$611$181,566
154 ($1,211)$598$613$180,952
155 ($1,211)$596$615$180,337
156 ($1,211)$594$617$179,719
Year 14 - 157 ($1,211)$592$619$179,100
158 ($1,211)$590$621$178,478
159 ($1,211)$587$624$177,855
160 ($1,211)$585$626$177,229
161 ($1,211)$583$628$176,602
162 ($1,211)$581$630$175,972
163 ($1,211)$579$632$175,340
164 ($1,211)$577$634$174,706
165 ($1,211)$575$636$174,070
166 ($1,211)$573$638$173,432
167 ($1,211)$571$640$172,792
168 ($1,211)$569$642$172,150
Year 15 - 169 ($1,211)$567$644$171,506
170 ($1,211)$565$646$170,859
171 ($1,211)$562$649$170,211
172 ($1,211)$560$651$169,560
173 ($1,211)$558$653$168,907
174 ($1,211)$556$655$168,252
175 ($1,211)$554$657$167,595
176 ($1,211)$552$659$166,935
177 ($1,211)$549$662$166,274
178 ($1,211)$547$664$165,610
179 ($1,211)$545$666$164,944
180 ($1,211)$543$668$164,276
Year 16 - 181 ($1,211)$541$670$163,606
182 ($1,211)$539$672$162,933
183 ($1,211)$536$675$162,259
184 ($1,211)$534$677$161,582
185 ($1,211)$532$679$160,903
186 ($1,211)$530$681$160,221
187 ($1,211)$527$684$159,538
188 ($1,211)$525$686$158,852
189 ($1,211)$523$688$158,164
190 ($1,211)$521$690$157,473
191 ($1,211)$518$693$156,781
192 ($1,211)$516$695$156,086
Year 17 - 193 ($1,211)$514$697$155,388
194 ($1,211)$511$700$154,689
195 ($1,211)$509$702$153,987
196 ($1,211)$507$704$153,283
197 ($1,211)$505$706$152,576
198 ($1,211)$502$709$151,868
199 ($1,211)$500$711$151,157
200 ($1,211)$498$713$150,443
201 ($1,211)$495$716$149,727
202 ($1,211)$493$718$149,009
203 ($1,211)$490$721$148,289
204 ($1,211)$488$723$147,566
Year 18 - 205 ($1,211)$486$725$146,840
206 ($1,211)$483$728$146,113
207 ($1,211)$481$730$145,383
208 ($1,211)$479$732$144,650
209 ($1,211)$476$735$143,915
210 ($1,211)$474$737$143,178
211 ($1,211)$471$740$142,438
212 ($1,211)$469$742$141,696
213 ($1,211)$466$745$140,951
214 ($1,211)$464$747$140,204
215 ($1,211)$462$750$139,455
216 ($1,211)$459$752$138,703
Year 19 - 217 ($1,211)$457$754$137,948
218 ($1,211)$454$757$137,192
219 ($1,211)$452$759$136,432
220 ($1,211)$449$762$135,670
221 ($1,211)$447$764$134,906
222 ($1,211)$444$767$134,139
223 ($1,211)$442$769$133,369
224 ($1,211)$439$772$132,597
225 ($1,211)$436$775$131,823
226 ($1,211)$434$777$131,046
227 ($1,211)$431$780$130,266
228 ($1,211)$429$782$129,484
Year 20 - 229 ($1,211)$426$785$128,699
230 ($1,211)$424$787$127,912
231 ($1,211)$421$790$127,122
232 ($1,211)$418$793$126,329
233 ($1,211)$416$795$125,534
234 ($1,211)$413$798$124,736
235 ($1,211)$411$800$123,936
236 ($1,211)$408$803$123,133
237 ($1,211)$405$806$122,327
238 ($1,211)$403$808$121,518
239 ($1,211)$400$811$120,707
240 ($1,211)$397$814$119,894
Year 21 - 241 ($1,211)$395$816$119,077
242 ($1,211)$392$819$118,258
243 ($1,211)$389$822$117,437
244 ($1,211)$387$824$116,612
245 ($1,211)$384$827$115,785
246 ($1,211)$381$830$114,955
247 ($1,211)$378$833$114,122
248 ($1,211)$376$835$113,287
249 ($1,211)$373$838$112,449
250 ($1,211)$370$841$111,608
251 ($1,211)$367$844$110,764
252 ($1,211)$365$846$109,918
Year 22 - 253 ($1,211)$362$849$109,069
254 ($1,211)$359$852$108,217
255 ($1,211)$356$855$107,362
256 ($1,211)$353$858$106,504
257 ($1,211)$351$860$105,644
258 ($1,211)$348$863$104,781
259 ($1,211)$345$866$103,915
260 ($1,211)$342$869$103,046
261 ($1,211)$339$872$102,174
262 ($1,211)$336$875$101,299
263 ($1,211)$333$878$100,421
264 ($1,211)$331$880$99,541
Year 23 - 265 ($1,211)$328$883$98,658
266 ($1,211)$325$886$97,771
267 ($1,211)$322$889$96,882
268 ($1,211)$319$892$95,990
269 ($1,211)$316$895$95,095
270 ($1,211)$313$898$94,197
271 ($1,211)$310$901$93,296
272 ($1,211)$307$904$92,392
273 ($1,211)$304$907$91,485
274 ($1,211)$301$910$90,575
275 ($1,211)$298$913$89,663
276 ($1,211)$295$916$88,747
Year 24 - 277 ($1,211)$292$919$87,828
278 ($1,211)$289$922$86,906
279 ($1,211)$286$925$85,981
280 ($1,211)$283$928$85,053
281 ($1,211)$280$931$84,122
282 ($1,211)$277$934$83,188
283 ($1,211)$274$937$82,251
284 ($1,211)$271$940$81,310
285 ($1,211)$268$943$80,367
286 ($1,211)$265$946$79,420
287 ($1,211)$261$950$78,471
288 ($1,211)$258$953$77,518
Year 25 - 289 ($1,211)$255$956$76,562
290 ($1,211)$252$959$75,603
291 ($1,211)$249$962$74,641
292 ($1,211)$246$965$73,676
293 ($1,211)$243$969$72,707
294 ($1,211)$239$972$71,736
295 ($1,211)$236$975$70,761
296 ($1,211)$233$978$69,783
297 ($1,211)$230$981$68,801
298 ($1,211)$226$985$67,817
299 ($1,211)$223$988$66,829
300 ($1,211)$220$991$65,838
Year 26 - 301 ($1,211)$217$994$64,844
302 ($1,211)$213$998$63,846
303 ($1,211)$210$1,001$62,845
304 ($1,211)$207$1,004$61,841
305 ($1,211)$204$1,007$60,833
306 ($1,211)$200$1,011$59,823
307 ($1,211)$197$1,014$58,809
308 ($1,211)$194$1,017$57,791
309 ($1,211)$190$1,021$56,770
310 ($1,211)$187$1,024$55,746
311 ($1,211)$183$1,028$54,719
312 ($1,211)$180$1,031$53,688
Year 27 - 313 ($1,211)$177$1,034$52,654
314 ($1,211)$173$1,038$51,616
315 ($1,211)$170$1,041$50,575
316 ($1,211)$166$1,045$49,530
317 ($1,211)$163$1,048$48,482
318 ($1,211)$160$1,051$47,431
319 ($1,211)$156$1,055$46,376
320 ($1,211)$153$1,058$45,317
321 ($1,211)$149$1,062$44,256
322 ($1,211)$146$1,065$43,190
323 ($1,211)$142$1,069$42,121
324 ($1,211)$139$1,072$41,049
Year 28 - 325 ($1,211)$135$1,076$39,973
326 ($1,211)$132$1,079$38,894
327 ($1,211)$128$1,083$37,811
328 ($1,211)$124$1,087$36,724
329 ($1,211)$121$1,090$35,634
330 ($1,211)$117$1,094$34,540
331 ($1,211)$114$1,097$33,443
332 ($1,211)$110$1,101$32,342
333 ($1,211)$106$1,105$31,237
334 ($1,211)$103$1,108$30,129
335 ($1,211)$99$1,112$29,017
336 ($1,211)$96$1,116$27,902
Year 29 - 337 ($1,211)$92$1,119$26,783
338 ($1,211)$88$1,123$25,660
339 ($1,211)$84$1,127$24,533
340 ($1,211)$81$1,130$23,403
341 ($1,211)$77$1,134$22,269
342 ($1,211)$73$1,138$21,131
343 ($1,211)$70$1,141$19,990
344 ($1,211)$66$1,145$18,845
345 ($1,211)$62$1,149$17,696
346 ($1,211)$58$1,153$16,543
347 ($1,211)$54$1,157$15,386
348 ($1,211)$51$1,160$14,226
Year 30 - 349 ($1,211)$47$1,164$13,062
350 ($1,211)$43$1,168$11,894
351 ($1,211)$39$1,172$10,722
352 ($1,211)$35$1,176$9,546
353 ($1,211)$31$1,180$8,367
354 ($1,211)$28$1,183$7,183
355 ($1,211)$24$1,187$5,996
356 ($1,211)$20$1,191$4,804
357 ($1,211)$16$1,195$3,609
358 ($1,211)$12$1,199$2,410
359 ($1,211)$8$1,203$1,207
360 ($1,211)$4$1,207$0
TOTALS$180,767$255,200$435,967

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.