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Mortgage Payment Schedule for a $320,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,209 360 $179,218 $435,218

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $320,000
Down Payment $64,000$256,000
Year 1 - 1 ($1,209)$834$375$255,625
2 ($1,209)$833$376$255,249
3 ($1,209)$832$377$254,872
4 ($1,209)$830$378$254,493
5 ($1,209)$829$380$254,114
6 ($1,209)$828$381$253,733
7 ($1,209)$827$382$253,351
8 ($1,209)$826$383$252,967
9 ($1,209)$824$385$252,582
10 ($1,209)$823$386$252,197
11 ($1,209)$822$387$251,809
12 ($1,209)$820$388$251,421
Year 2 - 13 ($1,209)$819$390$251,031
14 ($1,209)$818$391$250,640
15 ($1,209)$817$392$250,248
16 ($1,209)$815$394$249,854
17 ($1,209)$814$395$249,460
18 ($1,209)$813$396$249,063
19 ($1,209)$812$397$248,666
20 ($1,209)$810$399$248,267
21 ($1,209)$809$400$247,867
22 ($1,209)$808$401$247,466
23 ($1,209)$806$403$247,063
24 ($1,209)$805$404$246,659
Year 3 - 25 ($1,209)$804$405$246,254
26 ($1,209)$802$407$245,848
27 ($1,209)$801$408$245,440
28 ($1,209)$800$409$245,031
29 ($1,209)$798$411$244,620
30 ($1,209)$797$412$244,208
31 ($1,209)$796$413$243,795
32 ($1,209)$794$415$243,380
33 ($1,209)$793$416$242,964
34 ($1,209)$792$417$242,547
35 ($1,209)$790$419$242,128
36 ($1,209)$789$420$241,708
Year 4 - 37 ($1,209)$788$421$241,287
38 ($1,209)$786$423$240,864
39 ($1,209)$785$424$240,440
40 ($1,209)$783$426$240,015
41 ($1,209)$782$427$239,588
42 ($1,209)$781$428$239,160
43 ($1,209)$779$430$238,730
44 ($1,209)$778$431$238,299
45 ($1,209)$776$432$237,866
46 ($1,209)$775$434$237,432
47 ($1,209)$774$435$236,997
48 ($1,209)$772$437$236,560
Year 5 - 49 ($1,209)$771$438$236,122
50 ($1,209)$769$440$235,683
51 ($1,209)$768$441$235,242
52 ($1,209)$766$442$234,799
53 ($1,209)$765$444$234,355
54 ($1,209)$764$445$233,910
55 ($1,209)$762$447$233,463
56 ($1,209)$761$448$233,015
57 ($1,209)$759$450$232,565
58 ($1,209)$758$451$232,114
59 ($1,209)$756$453$231,662
60 ($1,209)$755$454$231,207
Year 6 - 61 ($1,209)$753$456$230,752
62 ($1,209)$752$457$230,295
63 ($1,209)$750$459$229,836
64 ($1,209)$749$460$229,376
65 ($1,209)$747$462$228,915
66 ($1,209)$746$463$228,452
67 ($1,209)$744$465$227,987
68 ($1,209)$743$466$227,521
69 ($1,209)$741$468$227,053
70 ($1,209)$740$469$226,584
71 ($1,209)$738$471$226,114
72 ($1,209)$737$472$225,641
Year 7 - 73 ($1,209)$735$474$225,168
74 ($1,209)$734$475$224,692
75 ($1,209)$732$477$224,216
76 ($1,209)$731$478$223,737
77 ($1,209)$729$480$223,257
78 ($1,209)$727$481$222,776
79 ($1,209)$726$483$222,293
80 ($1,209)$724$485$221,808
81 ($1,209)$723$486$221,322
82 ($1,209)$721$488$220,834
83 ($1,209)$720$489$220,345
84 ($1,209)$718$491$219,854
Year 8 - 85 ($1,209)$716$493$219,361
86 ($1,209)$715$494$218,867
87 ($1,209)$713$496$218,371
88 ($1,209)$712$497$217,874
89 ($1,209)$710$499$217,375
90 ($1,209)$708$501$216,874
91 ($1,209)$707$502$216,372
92 ($1,209)$705$504$215,868
93 ($1,209)$703$506$215,362
94 ($1,209)$702$507$214,855
95 ($1,209)$700$509$214,346
96 ($1,209)$698$511$213,836
Year 9 - 97 ($1,209)$697$512$213,323
98 ($1,209)$695$514$212,810
99 ($1,209)$693$516$212,294
100 ($1,209)$692$517$211,777
101 ($1,209)$690$519$211,258
102 ($1,209)$688$521$210,737
103 ($1,209)$687$522$210,215
104 ($1,209)$685$524$209,691
105 ($1,209)$683$526$209,165
106 ($1,209)$682$527$208,638
107 ($1,209)$680$529$208,109
108 ($1,209)$678$531$207,578
Year 10 - 109 ($1,209)$676$533$207,045
110 ($1,209)$675$534$206,511
111 ($1,209)$673$536$205,975
112 ($1,209)$671$538$205,437
113 ($1,209)$669$540$204,898
114 ($1,209)$668$541$204,356
115 ($1,209)$666$543$203,813
116 ($1,209)$664$545$203,268
117 ($1,209)$662$547$202,722
118 ($1,209)$661$548$202,173
119 ($1,209)$659$550$201,623
120 ($1,209)$657$552$201,071
Year 11 - 121 ($1,209)$655$554$200,517
122 ($1,209)$653$556$199,962
123 ($1,209)$652$557$199,404
124 ($1,209)$650$559$198,845
125 ($1,209)$648$561$198,284
126 ($1,209)$646$563$197,721
127 ($1,209)$644$565$197,157
128 ($1,209)$642$567$196,590
129 ($1,209)$641$568$196,022
130 ($1,209)$639$570$195,452
131 ($1,209)$637$572$194,879
132 ($1,209)$635$574$194,305
Year 12 - 133 ($1,209)$633$576$193,730
134 ($1,209)$631$578$193,152
135 ($1,209)$629$580$192,572
136 ($1,209)$627$581$191,991
137 ($1,209)$626$583$191,408
138 ($1,209)$624$585$190,822
139 ($1,209)$622$587$190,235
140 ($1,209)$620$589$189,646
141 ($1,209)$618$591$189,055
142 ($1,209)$616$593$188,462
143 ($1,209)$614$595$187,867
144 ($1,209)$612$597$187,270
Year 13 - 145 ($1,209)$610$599$186,672
146 ($1,209)$608$601$186,071
147 ($1,209)$606$603$185,468
148 ($1,209)$604$605$184,864
149 ($1,209)$602$607$184,257
150 ($1,209)$600$609$183,648
151 ($1,209)$598$611$183,038
152 ($1,209)$596$613$182,425
153 ($1,209)$594$615$181,811
154 ($1,209)$592$617$181,194
155 ($1,209)$590$619$180,576
156 ($1,209)$588$621$179,955
Year 14 - 157 ($1,209)$586$623$179,333
158 ($1,209)$584$625$178,708
159 ($1,209)$582$627$178,081
160 ($1,209)$580$629$177,453
161 ($1,209)$578$631$176,822
162 ($1,209)$576$633$176,189
163 ($1,209)$574$635$175,554
164 ($1,209)$572$637$174,917
165 ($1,209)$570$639$174,278
166 ($1,209)$568$641$173,637
167 ($1,209)$566$643$172,994
168 ($1,209)$564$645$172,349
Year 15 - 169 ($1,209)$562$647$171,702
170 ($1,209)$559$649$171,052
171 ($1,209)$557$652$170,400
172 ($1,209)$555$654$169,747
173 ($1,209)$553$656$169,091
174 ($1,209)$551$658$168,433
175 ($1,209)$549$660$167,773
176 ($1,209)$547$662$167,110
177 ($1,209)$545$664$166,446
178 ($1,209)$542$667$165,779
179 ($1,209)$540$669$165,111
180 ($1,209)$538$671$164,440
Year 16 - 181 ($1,209)$536$673$163,767
182 ($1,209)$534$675$163,091
183 ($1,209)$531$678$162,414
184 ($1,209)$529$680$161,734
185 ($1,209)$527$682$161,052
186 ($1,209)$525$684$160,368
187 ($1,209)$523$686$159,681
188 ($1,209)$520$689$158,993
189 ($1,209)$518$691$158,302
190 ($1,209)$516$693$157,609
191 ($1,209)$514$695$156,913
192 ($1,209)$511$698$156,216
Year 17 - 193 ($1,209)$509$700$155,516
194 ($1,209)$507$702$154,814
195 ($1,209)$504$705$154,109
196 ($1,209)$502$707$153,402
197 ($1,209)$500$709$152,693
198 ($1,209)$498$711$151,982
199 ($1,209)$495$714$151,268
200 ($1,209)$493$716$150,552
201 ($1,209)$491$718$149,834
202 ($1,209)$488$721$149,113
203 ($1,209)$486$723$148,390
204 ($1,209)$484$725$147,664
Year 18 - 205 ($1,209)$481$728$146,937
206 ($1,209)$479$730$146,206
207 ($1,209)$476$733$145,474
208 ($1,209)$474$735$144,739
209 ($1,209)$472$737$144,002
210 ($1,209)$469$740$143,262
211 ($1,209)$467$742$142,520
212 ($1,209)$464$745$141,775
213 ($1,209)$462$747$141,028
214 ($1,209)$460$749$140,279
215 ($1,209)$457$752$139,527
216 ($1,209)$455$754$138,773
Year 19 - 217 ($1,209)$452$757$138,016
218 ($1,209)$450$759$137,257
219 ($1,209)$447$762$136,495
220 ($1,209)$445$764$135,731
221 ($1,209)$442$767$134,964
222 ($1,209)$440$769$134,195
223 ($1,209)$437$772$133,423
224 ($1,209)$435$774$132,649
225 ($1,209)$432$777$131,872
226 ($1,209)$430$779$131,093
227 ($1,209)$427$782$130,311
228 ($1,209)$425$784$129,527
Year 20 - 229 ($1,209)$422$787$128,740
230 ($1,209)$419$789$127,950
231 ($1,209)$417$792$127,158
232 ($1,209)$414$795$126,364
233 ($1,209)$412$797$125,567
234 ($1,209)$409$800$124,767
235 ($1,209)$407$802$123,964
236 ($1,209)$404$805$123,159
237 ($1,209)$401$808$122,352
238 ($1,209)$399$810$121,541
239 ($1,209)$396$813$120,728
240 ($1,209)$393$816$119,913
Year 21 - 241 ($1,209)$391$818$119,095
242 ($1,209)$388$821$118,274
243 ($1,209)$385$824$117,450
244 ($1,209)$383$826$116,624
245 ($1,209)$380$829$115,795
246 ($1,209)$377$832$114,963
247 ($1,209)$375$834$114,129
248 ($1,209)$372$837$113,292
249 ($1,209)$369$840$112,452
250 ($1,209)$366$843$111,610
251 ($1,209)$364$845$110,764
252 ($1,209)$361$848$109,916
Year 22 - 253 ($1,209)$358$851$109,066
254 ($1,209)$355$854$108,212
255 ($1,209)$353$856$107,356
256 ($1,209)$350$859$106,497
257 ($1,209)$347$862$105,635
258 ($1,209)$344$865$104,770
259 ($1,209)$341$868$103,902
260 ($1,209)$339$870$103,032
261 ($1,209)$336$873$102,159
262 ($1,209)$333$876$101,283
263 ($1,209)$330$879$100,404
264 ($1,209)$327$882$99,522
Year 23 - 265 ($1,209)$324$885$98,637
266 ($1,209)$321$888$97,750
267 ($1,209)$319$890$96,859
268 ($1,209)$316$893$95,966
269 ($1,209)$313$896$95,070
270 ($1,209)$310$899$94,171
271 ($1,209)$307$902$93,268
272 ($1,209)$304$905$92,363
273 ($1,209)$301$908$91,455
274 ($1,209)$298$911$90,544
275 ($1,209)$295$914$89,631
276 ($1,209)$292$917$88,714
Year 24 - 277 ($1,209)$289$920$87,794
278 ($1,209)$286$923$86,871
279 ($1,209)$283$926$85,945
280 ($1,209)$280$929$85,016
281 ($1,209)$277$932$84,084
282 ($1,209)$274$935$83,149
283 ($1,209)$271$938$82,211
284 ($1,209)$268$941$81,270
285 ($1,209)$265$944$80,326
286 ($1,209)$262$947$79,379
287 ($1,209)$259$950$78,428
288 ($1,209)$256$953$77,475
Year 25 - 289 ($1,209)$252$956$76,519
290 ($1,209)$249$960$75,559
291 ($1,209)$246$963$74,596
292 ($1,209)$243$966$73,630
293 ($1,209)$240$969$72,661
294 ($1,209)$237$972$71,689
295 ($1,209)$234$975$70,714
296 ($1,209)$230$979$69,735
297 ($1,209)$227$982$68,754
298 ($1,209)$224$985$67,769
299 ($1,209)$221$988$66,781
300 ($1,209)$218$991$65,789
Year 26 - 301 ($1,209)$214$995$64,795
302 ($1,209)$211$998$63,797
303 ($1,209)$208$1,001$62,796
304 ($1,209)$205$1,004$61,791
305 ($1,209)$201$1,008$60,784
306 ($1,209)$198$1,011$59,773
307 ($1,209)$195$1,014$58,759
308 ($1,209)$191$1,017$57,741
309 ($1,209)$188$1,021$56,720
310 ($1,209)$185$1,024$55,696
311 ($1,209)$181$1,027$54,669
312 ($1,209)$178$1,031$53,638
Year 27 - 313 ($1,209)$175$1,034$52,604
314 ($1,209)$171$1,038$51,566
315 ($1,209)$168$1,041$50,525
316 ($1,209)$165$1,044$49,481
317 ($1,209)$161$1,048$48,433
318 ($1,209)$158$1,051$47,382
319 ($1,209)$154$1,055$46,328
320 ($1,209)$151$1,058$45,270
321 ($1,209)$148$1,061$44,208
322 ($1,209)$144$1,065$43,143
323 ($1,209)$141$1,068$42,075
324 ($1,209)$137$1,072$41,003
Year 28 - 325 ($1,209)$134$1,075$39,928
326 ($1,209)$130$1,079$38,849
327 ($1,209)$127$1,082$37,767
328 ($1,209)$123$1,086$36,681
329 ($1,209)$120$1,089$35,591
330 ($1,209)$116$1,093$34,498
331 ($1,209)$112$1,097$33,402
332 ($1,209)$109$1,100$32,302
333 ($1,209)$105$1,104$31,198
334 ($1,209)$102$1,107$30,091
335 ($1,209)$98$1,111$28,980
336 ($1,209)$94$1,115$27,865
Year 29 - 337 ($1,209)$91$1,118$26,747
338 ($1,209)$87$1,122$25,625
339 ($1,209)$83$1,125$24,500
340 ($1,209)$80$1,129$23,371
341 ($1,209)$76$1,133$22,238
342 ($1,209)$72$1,136$21,102
343 ($1,209)$69$1,140$19,961
344 ($1,209)$65$1,144$18,818
345 ($1,209)$61$1,148$17,670
346 ($1,209)$58$1,151$16,519
347 ($1,209)$54$1,155$15,363
348 ($1,209)$50$1,159$14,205
Year 30 - 349 ($1,209)$46$1,163$13,042
350 ($1,209)$42$1,166$11,876
351 ($1,209)$39$1,170$10,705
352 ($1,209)$35$1,174$9,531
353 ($1,209)$31$1,178$8,353
354 ($1,209)$27$1,182$7,172
355 ($1,209)$23$1,186$5,986
356 ($1,209)$20$1,189$4,797
357 ($1,209)$16$1,193$3,603
358 ($1,209)$12$1,197$2,406
359 ($1,209)$8$1,201$1,205
360 ($1,209)$4$1,205$0
TOTALS$179,218$256,000$435,218

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.