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Mortgage Payment Schedule for a $321,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,213 360 $179,778 $436,578

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $321,000
Down Payment $64,200$256,800
Year 1 - 1 ($1,213)$837$376$256,424
2 ($1,213)$836$377$256,047
3 ($1,213)$834$378$255,668
4 ($1,213)$833$380$255,289
5 ($1,213)$832$381$254,908
6 ($1,213)$831$382$254,526
7 ($1,213)$829$383$254,142
8 ($1,213)$828$385$253,758
9 ($1,213)$827$386$253,372
10 ($1,213)$826$387$252,985
11 ($1,213)$824$388$252,596
12 ($1,213)$823$390$252,207
Year 2 - 13 ($1,213)$822$391$251,816
14 ($1,213)$820$392$251,423
15 ($1,213)$819$393$251,030
16 ($1,213)$818$395$250,635
17 ($1,213)$817$396$250,239
18 ($1,213)$815$397$249,842
19 ($1,213)$814$399$249,443
20 ($1,213)$813$400$249,043
21 ($1,213)$811$401$248,642
22 ($1,213)$810$403$248,239
23 ($1,213)$809$404$247,835
24 ($1,213)$808$405$247,430
Year 3 - 25 ($1,213)$806$407$247,024
26 ($1,213)$805$408$246,616
27 ($1,213)$804$409$246,207
28 ($1,213)$802$410$245,796
29 ($1,213)$801$412$245,384
30 ($1,213)$800$413$244,971
31 ($1,213)$798$415$244,557
32 ($1,213)$797$416$244,141
33 ($1,213)$795$417$243,724
34 ($1,213)$794$419$243,305
35 ($1,213)$793$420$242,885
36 ($1,213)$791$421$242,464
Year 4 - 37 ($1,213)$790$423$242,041
38 ($1,213)$789$424$241,617
39 ($1,213)$787$425$241,192
40 ($1,213)$786$427$240,765
41 ($1,213)$784$428$240,337
42 ($1,213)$783$430$239,907
43 ($1,213)$782$431$239,476
44 ($1,213)$780$432$239,043
45 ($1,213)$779$434$238,610
46 ($1,213)$777$435$238,174
47 ($1,213)$776$437$237,738
48 ($1,213)$775$438$237,300
Year 5 - 49 ($1,213)$773$440$236,860
50 ($1,213)$772$441$236,419
51 ($1,213)$770$442$235,977
52 ($1,213)$769$444$235,533
53 ($1,213)$767$445$235,088
54 ($1,213)$766$447$234,641
55 ($1,213)$765$448$234,193
56 ($1,213)$763$450$233,743
57 ($1,213)$762$451$233,292
58 ($1,213)$760$453$232,840
59 ($1,213)$759$454$232,385
60 ($1,213)$757$456$231,930
Year 6 - 61 ($1,213)$756$457$231,473
62 ($1,213)$754$458$231,014
63 ($1,213)$753$460$230,554
64 ($1,213)$751$461$230,093
65 ($1,213)$750$463$229,630
66 ($1,213)$748$465$229,165
67 ($1,213)$747$466$228,699
68 ($1,213)$745$468$228,232
69 ($1,213)$744$469$227,763
70 ($1,213)$742$471$227,292
71 ($1,213)$741$472$226,820
72 ($1,213)$739$474$226,346
Year 7 - 73 ($1,213)$738$475$225,871
74 ($1,213)$736$477$225,395
75 ($1,213)$734$478$224,916
76 ($1,213)$733$480$224,436
77 ($1,213)$731$481$223,955
78 ($1,213)$730$483$223,472
79 ($1,213)$728$485$222,987
80 ($1,213)$727$486$222,501
81 ($1,213)$725$488$222,013
82 ($1,213)$723$489$221,524
83 ($1,213)$722$491$221,033
84 ($1,213)$720$493$220,541
Year 8 - 85 ($1,213)$719$494$220,047
86 ($1,213)$717$496$219,551
87 ($1,213)$715$497$219,054
88 ($1,213)$714$499$218,555
89 ($1,213)$712$501$218,054
90 ($1,213)$710$502$217,552
91 ($1,213)$709$504$217,048
92 ($1,213)$707$506$216,542
93 ($1,213)$706$507$216,035
94 ($1,213)$704$509$215,526
95 ($1,213)$702$510$215,016
96 ($1,213)$701$512$214,504
Year 9 - 97 ($1,213)$699$514$213,990
98 ($1,213)$697$515$213,475
99 ($1,213)$696$517$212,957
100 ($1,213)$694$519$212,439
101 ($1,213)$692$521$211,918
102 ($1,213)$690$522$211,396
103 ($1,213)$689$524$210,872
104 ($1,213)$687$526$210,346
105 ($1,213)$685$527$209,819
106 ($1,213)$684$529$209,290
107 ($1,213)$682$531$208,759
108 ($1,213)$680$533$208,227
Year 10 - 109 ($1,213)$678$534$207,692
110 ($1,213)$677$536$207,156
111 ($1,213)$675$538$206,619
112 ($1,213)$673$539$206,079
113 ($1,213)$671$541$205,538
114 ($1,213)$670$543$204,995
115 ($1,213)$668$545$204,450
116 ($1,213)$666$547$203,904
117 ($1,213)$664$548$203,355
118 ($1,213)$663$550$202,805
119 ($1,213)$661$552$202,253
120 ($1,213)$659$554$201,700
Year 11 - 121 ($1,213)$657$556$201,144
122 ($1,213)$655$557$200,587
123 ($1,213)$654$559$200,028
124 ($1,213)$652$561$199,467
125 ($1,213)$650$563$198,904
126 ($1,213)$648$565$198,339
127 ($1,213)$646$566$197,773
128 ($1,213)$644$568$197,204
129 ($1,213)$643$570$196,634
130 ($1,213)$641$572$196,062
131 ($1,213)$639$574$195,488
132 ($1,213)$637$576$194,913
Year 12 - 133 ($1,213)$635$578$194,335
134 ($1,213)$633$580$193,756
135 ($1,213)$631$581$193,174
136 ($1,213)$629$583$192,591
137 ($1,213)$628$585$192,006
138 ($1,213)$626$587$191,419
139 ($1,213)$624$589$190,830
140 ($1,213)$622$591$190,239
141 ($1,213)$620$593$189,646
142 ($1,213)$618$595$189,051
143 ($1,213)$616$597$188,454
144 ($1,213)$614$599$187,856
Year 13 - 145 ($1,213)$612$601$187,255
146 ($1,213)$610$603$186,652
147 ($1,213)$608$605$186,048
148 ($1,213)$606$607$185,441
149 ($1,213)$604$608$184,833
150 ($1,213)$602$610$184,222
151 ($1,213)$600$612$183,610
152 ($1,213)$598$614$182,995
153 ($1,213)$596$616$182,379
154 ($1,213)$594$618$181,761
155 ($1,213)$592$620$181,140
156 ($1,213)$590$623$180,518
Year 14 - 157 ($1,213)$588$625$179,893
158 ($1,213)$586$627$179,266
159 ($1,213)$584$629$178,638
160 ($1,213)$582$631$178,007
161 ($1,213)$580$633$177,375
162 ($1,213)$578$635$176,740
163 ($1,213)$576$637$176,103
164 ($1,213)$574$639$175,464
165 ($1,213)$572$641$174,823
166 ($1,213)$570$643$174,180
167 ($1,213)$568$645$173,535
168 ($1,213)$565$647$172,887
Year 15 - 169 ($1,213)$563$649$172,238
170 ($1,213)$561$652$171,587
171 ($1,213)$559$654$170,933
172 ($1,213)$557$656$170,277
173 ($1,213)$555$658$169,619
174 ($1,213)$553$660$168,959
175 ($1,213)$551$662$168,297
176 ($1,213)$548$664$167,633
177 ($1,213)$546$667$166,966
178 ($1,213)$544$669$166,298
179 ($1,213)$542$671$165,627
180 ($1,213)$540$673$164,954
Year 16 - 181 ($1,213)$537$675$164,278
182 ($1,213)$535$677$163,601
183 ($1,213)$533$680$162,921
184 ($1,213)$531$682$162,239
185 ($1,213)$529$684$161,555
186 ($1,213)$526$686$160,869
187 ($1,213)$524$689$160,180
188 ($1,213)$522$691$159,490
189 ($1,213)$520$693$158,797
190 ($1,213)$517$695$158,101
191 ($1,213)$515$698$157,404
192 ($1,213)$513$700$156,704
Year 17 - 193 ($1,213)$511$702$156,002
194 ($1,213)$508$704$155,297
195 ($1,213)$506$707$154,591
196 ($1,213)$504$709$153,882
197 ($1,213)$501$711$153,170
198 ($1,213)$499$714$152,457
199 ($1,213)$497$716$151,741
200 ($1,213)$494$718$151,022
201 ($1,213)$492$721$150,302
202 ($1,213)$490$723$149,579
203 ($1,213)$487$725$148,853
204 ($1,213)$485$728$148,126
Year 18 - 205 ($1,213)$483$730$147,396
206 ($1,213)$480$732$146,663
207 ($1,213)$478$735$145,928
208 ($1,213)$475$737$145,191
209 ($1,213)$473$740$144,452
210 ($1,213)$471$742$143,710
211 ($1,213)$468$744$142,965
212 ($1,213)$466$747$142,218
213 ($1,213)$463$749$141,469
214 ($1,213)$461$752$140,717
215 ($1,213)$459$754$139,963
216 ($1,213)$456$757$139,206
Year 19 - 217 ($1,213)$454$759$138,447
218 ($1,213)$451$762$137,685
219 ($1,213)$449$764$136,921
220 ($1,213)$446$767$136,155
221 ($1,213)$444$769$135,386
222 ($1,213)$441$772$134,614
223 ($1,213)$439$774$133,840
224 ($1,213)$436$777$133,063
225 ($1,213)$434$779$132,284
226 ($1,213)$431$782$131,503
227 ($1,213)$428$784$130,718
228 ($1,213)$426$787$129,932
Year 20 - 229 ($1,213)$423$789$129,142
230 ($1,213)$421$792$128,350
231 ($1,213)$418$795$127,556
232 ($1,213)$416$797$126,759
233 ($1,213)$413$800$125,959
234 ($1,213)$410$802$125,157
235 ($1,213)$408$805$124,352
236 ($1,213)$405$808$123,544
237 ($1,213)$403$810$122,734
238 ($1,213)$400$813$121,921
239 ($1,213)$397$815$121,106
240 ($1,213)$395$818$120,288
Year 21 - 241 ($1,213)$392$821$119,467
242 ($1,213)$389$823$118,643
243 ($1,213)$387$826$117,817
244 ($1,213)$384$829$116,988
245 ($1,213)$381$832$116,157
246 ($1,213)$378$834$115,323
247 ($1,213)$376$837$114,486
248 ($1,213)$373$840$113,646
249 ($1,213)$370$842$112,804
250 ($1,213)$368$845$111,958
251 ($1,213)$365$848$111,111
252 ($1,213)$362$851$110,260
Year 22 - 253 ($1,213)$359$853$109,406
254 ($1,213)$356$856$108,550
255 ($1,213)$354$859$107,691
256 ($1,213)$351$862$106,829
257 ($1,213)$348$865$105,965
258 ($1,213)$345$867$105,097
259 ($1,213)$342$870$104,227
260 ($1,213)$340$873$103,354
261 ($1,213)$337$876$102,478
262 ($1,213)$334$879$101,599
263 ($1,213)$331$882$100,717
264 ($1,213)$328$885$99,833
Year 23 - 265 ($1,213)$325$887$98,945
266 ($1,213)$322$890$98,055
267 ($1,213)$319$893$97,162
268 ($1,213)$317$896$96,266
269 ($1,213)$314$899$95,367
270 ($1,213)$311$902$94,465
271 ($1,213)$308$905$93,560
272 ($1,213)$305$908$92,652
273 ($1,213)$302$911$91,741
274 ($1,213)$299$914$90,827
275 ($1,213)$296$917$89,911
276 ($1,213)$293$920$88,991
Year 24 - 277 ($1,213)$290$923$88,068
278 ($1,213)$287$926$87,142
279 ($1,213)$284$929$86,214
280 ($1,213)$281$932$85,282
281 ($1,213)$278$935$84,347
282 ($1,213)$275$938$83,409
283 ($1,213)$272$941$82,468
284 ($1,213)$269$944$81,524
285 ($1,213)$266$947$80,577
286 ($1,213)$263$950$79,627
287 ($1,213)$259$953$78,674
288 ($1,213)$256$956$77,717
Year 25 - 289 ($1,213)$253$959$76,758
290 ($1,213)$250$963$75,795
291 ($1,213)$247$966$74,829
292 ($1,213)$244$969$73,860
293 ($1,213)$241$972$72,888
294 ($1,213)$237$975$71,913
295 ($1,213)$234$978$70,935
296 ($1,213)$231$982$69,953
297 ($1,213)$228$985$68,968
298 ($1,213)$225$988$67,980
299 ($1,213)$222$991$66,989
300 ($1,213)$218$994$65,995
Year 26 - 301 ($1,213)$215$998$64,997
302 ($1,213)$212$1,001$63,996
303 ($1,213)$209$1,004$62,992
304 ($1,213)$205$1,007$61,984
305 ($1,213)$202$1,011$60,974
306 ($1,213)$199$1,014$59,960
307 ($1,213)$195$1,017$58,942
308 ($1,213)$192$1,021$57,922
309 ($1,213)$189$1,024$56,898
310 ($1,213)$185$1,027$55,870
311 ($1,213)$182$1,031$54,840
312 ($1,213)$179$1,034$53,806
Year 27 - 313 ($1,213)$175$1,037$52,768
314 ($1,213)$172$1,041$51,728
315 ($1,213)$169$1,044$50,683
316 ($1,213)$165$1,048$49,636
317 ($1,213)$162$1,051$48,585
318 ($1,213)$158$1,054$47,530
319 ($1,213)$155$1,058$46,473
320 ($1,213)$151$1,061$45,411
321 ($1,213)$148$1,065$44,346
322 ($1,213)$144$1,068$43,278
323 ($1,213)$141$1,072$42,207
324 ($1,213)$138$1,075$41,131
Year 28 - 325 ($1,213)$134$1,079$40,053
326 ($1,213)$131$1,082$38,970
327 ($1,213)$127$1,086$37,885
328 ($1,213)$123$1,089$36,795
329 ($1,213)$120$1,093$35,703
330 ($1,213)$116$1,096$34,606
331 ($1,213)$113$1,100$33,506
332 ($1,213)$109$1,104$32,403
333 ($1,213)$106$1,107$31,296
334 ($1,213)$102$1,111$30,185
335 ($1,213)$98$1,114$29,070
336 ($1,213)$95$1,118$27,952
Year 29 - 337 ($1,213)$91$1,122$26,831
338 ($1,213)$87$1,125$25,706
339 ($1,213)$84$1,129$24,577
340 ($1,213)$80$1,133$23,444
341 ($1,213)$76$1,136$22,308
342 ($1,213)$73$1,140$21,168
343 ($1,213)$69$1,144$20,024
344 ($1,213)$65$1,147$18,876
345 ($1,213)$62$1,151$17,725
346 ($1,213)$58$1,155$16,570
347 ($1,213)$54$1,159$15,412
348 ($1,213)$50$1,162$14,249
Year 30 - 349 ($1,213)$46$1,166$13,083
350 ($1,213)$43$1,170$11,913
351 ($1,213)$39$1,174$10,739
352 ($1,213)$35$1,178$9,561
353 ($1,213)$31$1,182$8,379
354 ($1,213)$27$1,185$7,194
355 ($1,213)$23$1,189$6,005
356 ($1,213)$20$1,193$4,812
357 ($1,213)$16$1,197$3,615
358 ($1,213)$12$1,201$2,414
359 ($1,213)$8$1,205$1,209
360 ($1,213)$4$1,209$0
TOTALS$179,778$256,800$436,578

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.