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Mortgage Payment Schedule for a $321,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,200) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,211 360 $179,248 $436,048

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $321,000
Down Payment $64,200$256,800
Year 1 - 1 ($1,211)$835$377$256,423
2 ($1,211)$833$378$256,045
3 ($1,211)$832$379$255,666
4 ($1,211)$831$380$255,286
5 ($1,211)$830$382$254,904
6 ($1,211)$828$383$254,522
7 ($1,211)$827$384$254,138
8 ($1,211)$826$385$253,752
9 ($1,211)$825$387$253,366
10 ($1,211)$823$388$252,978
11 ($1,211)$822$389$252,589
12 ($1,211)$821$390$252,199
Year 2 - 13 ($1,211)$820$392$251,807
14 ($1,211)$818$393$251,414
15 ($1,211)$817$394$251,020
16 ($1,211)$816$395$250,625
17 ($1,211)$815$397$250,228
18 ($1,211)$813$398$249,830
19 ($1,211)$812$399$249,431
20 ($1,211)$811$401$249,030
21 ($1,211)$809$402$248,628
22 ($1,211)$808$403$248,225
23 ($1,211)$807$405$247,820
24 ($1,211)$805$406$247,415
Year 3 - 25 ($1,211)$804$407$247,007
26 ($1,211)$803$408$246,599
27 ($1,211)$801$410$246,189
28 ($1,211)$800$411$245,778
29 ($1,211)$799$412$245,365
30 ($1,211)$797$414$244,952
31 ($1,211)$796$415$244,537
32 ($1,211)$795$417$244,120
33 ($1,211)$793$418$243,702
34 ($1,211)$792$419$243,283
35 ($1,211)$791$421$242,862
36 ($1,211)$789$422$242,440
Year 4 - 37 ($1,211)$788$423$242,017
38 ($1,211)$787$425$241,592
39 ($1,211)$785$426$241,166
40 ($1,211)$784$427$240,739
41 ($1,211)$782$429$240,310
42 ($1,211)$781$430$239,880
43 ($1,211)$780$432$239,448
44 ($1,211)$778$433$239,015
45 ($1,211)$777$434$238,581
46 ($1,211)$775$436$238,145
47 ($1,211)$774$437$237,708
48 ($1,211)$773$439$237,269
Year 5 - 49 ($1,211)$771$440$236,829
50 ($1,211)$770$442$236,387
51 ($1,211)$768$443$235,944
52 ($1,211)$767$444$235,500
53 ($1,211)$765$446$235,054
54 ($1,211)$764$447$234,607
55 ($1,211)$762$449$234,158
56 ($1,211)$761$450$233,708
57 ($1,211)$760$452$233,256
58 ($1,211)$758$453$232,803
59 ($1,211)$757$455$232,348
60 ($1,211)$755$456$231,892
Year 6 - 61 ($1,211)$754$458$231,434
62 ($1,211)$752$459$230,975
63 ($1,211)$751$461$230,515
64 ($1,211)$749$462$230,053
65 ($1,211)$748$464$229,589
66 ($1,211)$746$465$229,124
67 ($1,211)$745$467$228,657
68 ($1,211)$743$468$228,189
69 ($1,211)$742$470$227,720
70 ($1,211)$740$471$227,249
71 ($1,211)$739$473$226,776
72 ($1,211)$737$474$226,302
Year 7 - 73 ($1,211)$735$476$225,826
74 ($1,211)$734$477$225,349
75 ($1,211)$732$479$224,870
76 ($1,211)$731$480$224,389
77 ($1,211)$729$482$223,907
78 ($1,211)$728$484$223,424
79 ($1,211)$726$485$222,939
80 ($1,211)$725$487$222,452
81 ($1,211)$723$488$221,964
82 ($1,211)$721$490$221,474
83 ($1,211)$720$491$220,982
84 ($1,211)$718$493$220,489
Year 8 - 85 ($1,211)$717$495$219,995
86 ($1,211)$715$496$219,498
87 ($1,211)$713$498$219,001
88 ($1,211)$712$499$218,501
89 ($1,211)$710$501$218,000
90 ($1,211)$708$503$217,497
91 ($1,211)$707$504$216,993
92 ($1,211)$705$506$216,487
93 ($1,211)$704$508$215,979
94 ($1,211)$702$509$215,470
95 ($1,211)$700$511$214,959
96 ($1,211)$699$513$214,446
Year 9 - 97 ($1,211)$697$514$213,932
98 ($1,211)$695$516$213,416
99 ($1,211)$694$518$212,898
100 ($1,211)$692$519$212,379
101 ($1,211)$690$521$211,858
102 ($1,211)$689$523$211,335
103 ($1,211)$687$524$210,811
104 ($1,211)$685$526$210,285
105 ($1,211)$683$528$209,757
106 ($1,211)$682$530$209,227
107 ($1,211)$680$531$208,696
108 ($1,211)$678$533$208,163
Year 10 - 109 ($1,211)$677$535$207,628
110 ($1,211)$675$536$207,092
111 ($1,211)$673$538$206,554
112 ($1,211)$671$540$206,014
113 ($1,211)$670$542$205,472
114 ($1,211)$668$543$204,929
115 ($1,211)$666$545$204,384
116 ($1,211)$664$547$203,837
117 ($1,211)$662$549$203,288
118 ($1,211)$661$551$202,737
119 ($1,211)$659$552$202,185
120 ($1,211)$657$554$201,631
Year 11 - 121 ($1,211)$655$556$201,075
122 ($1,211)$653$558$200,517
123 ($1,211)$652$560$199,957
124 ($1,211)$650$561$199,396
125 ($1,211)$648$563$198,833
126 ($1,211)$646$565$198,268
127 ($1,211)$644$567$197,701
128 ($1,211)$643$569$197,132
129 ($1,211)$641$571$196,562
130 ($1,211)$639$572$195,989
131 ($1,211)$637$574$195,415
132 ($1,211)$635$576$194,839
Year 12 - 133 ($1,211)$633$578$194,261
134 ($1,211)$631$580$193,681
135 ($1,211)$629$582$193,099
136 ($1,211)$628$584$192,515
137 ($1,211)$626$586$191,930
138 ($1,211)$624$587$191,342
139 ($1,211)$622$589$190,753
140 ($1,211)$620$591$190,162
141 ($1,211)$618$593$189,569
142 ($1,211)$616$595$188,973
143 ($1,211)$614$597$188,376
144 ($1,211)$612$599$187,777
Year 13 - 145 ($1,211)$610$601$187,176
146 ($1,211)$608$603$186,573
147 ($1,211)$606$605$185,968
148 ($1,211)$604$607$185,362
149 ($1,211)$602$609$184,753
150 ($1,211)$600$611$184,142
151 ($1,211)$598$613$183,529
152 ($1,211)$596$615$182,914
153 ($1,211)$594$617$182,298
154 ($1,211)$592$619$181,679
155 ($1,211)$590$621$181,058
156 ($1,211)$588$623$180,435
Year 14 - 157 ($1,211)$586$625$179,811
158 ($1,211)$584$627$179,184
159 ($1,211)$582$629$178,555
160 ($1,211)$580$631$177,924
161 ($1,211)$578$633$177,291
162 ($1,211)$576$635$176,656
163 ($1,211)$574$637$176,019
164 ($1,211)$572$639$175,379
165 ($1,211)$570$641$174,738
166 ($1,211)$568$643$174,095
167 ($1,211)$566$645$173,449
168 ($1,211)$564$648$172,802
Year 15 - 169 ($1,211)$562$650$172,152
170 ($1,211)$559$652$171,501
171 ($1,211)$557$654$170,847
172 ($1,211)$555$656$170,191
173 ($1,211)$553$658$169,533
174 ($1,211)$551$660$168,872
175 ($1,211)$549$662$168,210
176 ($1,211)$547$665$167,545
177 ($1,211)$545$667$166,879
178 ($1,211)$542$669$166,210
179 ($1,211)$540$671$165,539
180 ($1,211)$538$673$164,865
Year 16 - 181 ($1,211)$536$675$164,190
182 ($1,211)$534$678$163,512
183 ($1,211)$531$680$162,832
184 ($1,211)$529$682$162,150
185 ($1,211)$527$684$161,466
186 ($1,211)$525$686$160,780
187 ($1,211)$523$689$160,091
188 ($1,211)$520$691$159,400
189 ($1,211)$518$693$158,707
190 ($1,211)$516$695$158,011
191 ($1,211)$514$698$157,314
192 ($1,211)$511$700$156,614
Year 17 - 193 ($1,211)$509$702$155,911
194 ($1,211)$507$705$155,207
195 ($1,211)$504$707$154,500
196 ($1,211)$502$709$153,791
197 ($1,211)$500$711$153,080
198 ($1,211)$498$714$152,366
199 ($1,211)$495$716$151,650
200 ($1,211)$493$718$150,931
201 ($1,211)$491$721$150,211
202 ($1,211)$488$723$149,488
203 ($1,211)$486$725$148,762
204 ($1,211)$483$728$148,034
Year 18 - 205 ($1,211)$481$730$147,304
206 ($1,211)$479$733$146,572
207 ($1,211)$476$735$145,837
208 ($1,211)$474$737$145,100
209 ($1,211)$472$740$144,360
210 ($1,211)$469$742$143,618
211 ($1,211)$467$744$142,873
212 ($1,211)$464$747$142,127
213 ($1,211)$462$749$141,377
214 ($1,211)$459$752$140,625
215 ($1,211)$457$754$139,871
216 ($1,211)$455$757$139,115
Year 19 - 217 ($1,211)$452$759$138,355
218 ($1,211)$450$762$137,594
219 ($1,211)$447$764$136,830
220 ($1,211)$445$767$136,063
221 ($1,211)$442$769$135,294
222 ($1,211)$440$772$134,523
223 ($1,211)$437$774$133,749
224 ($1,211)$435$777$132,972
225 ($1,211)$432$779$132,193
226 ($1,211)$430$782$131,411
227 ($1,211)$427$784$130,627
228 ($1,211)$425$787$129,840
Year 20 - 229 ($1,211)$422$789$129,051
230 ($1,211)$419$792$128,259
231 ($1,211)$417$794$127,465
232 ($1,211)$414$797$126,668
233 ($1,211)$412$800$125,868
234 ($1,211)$409$802$125,066
235 ($1,211)$406$805$124,261
236 ($1,211)$404$807$123,454
237 ($1,211)$401$810$122,644
238 ($1,211)$399$813$121,831
239 ($1,211)$396$815$121,016
240 ($1,211)$393$818$120,198
Year 21 - 241 ($1,211)$391$821$119,378
242 ($1,211)$388$823$118,554
243 ($1,211)$385$826$117,728
244 ($1,211)$383$829$116,900
245 ($1,211)$380$831$116,068
246 ($1,211)$377$834$115,234
247 ($1,211)$375$837$114,398
248 ($1,211)$372$839$113,558
249 ($1,211)$369$842$112,716
250 ($1,211)$366$845$111,871
251 ($1,211)$364$848$111,023
252 ($1,211)$361$850$110,173
Year 22 - 253 ($1,211)$358$853$109,320
254 ($1,211)$355$856$108,464
255 ($1,211)$353$859$107,605
256 ($1,211)$350$862$106,744
257 ($1,211)$347$864$105,879
258 ($1,211)$344$867$105,012
259 ($1,211)$341$870$104,142
260 ($1,211)$338$873$103,269
261 ($1,211)$336$876$102,394
262 ($1,211)$333$878$101,515
263 ($1,211)$330$881$100,634
264 ($1,211)$327$884$99,750
Year 23 - 265 ($1,211)$324$887$98,863
266 ($1,211)$321$890$97,973
267 ($1,211)$318$893$97,080
268 ($1,211)$316$896$96,184
269 ($1,211)$313$899$95,286
270 ($1,211)$310$902$94,384
271 ($1,211)$307$904$93,480
272 ($1,211)$304$907$92,572
273 ($1,211)$301$910$91,662
274 ($1,211)$298$913$90,748
275 ($1,211)$295$916$89,832
276 ($1,211)$292$919$88,913
Year 24 - 277 ($1,211)$289$922$87,991
278 ($1,211)$286$925$87,065
279 ($1,211)$283$928$86,137
280 ($1,211)$280$931$85,206
281 ($1,211)$277$934$84,271
282 ($1,211)$274$937$83,334
283 ($1,211)$271$940$82,394
284 ($1,211)$268$943$81,450
285 ($1,211)$265$947$80,504
286 ($1,211)$262$950$79,554
287 ($1,211)$259$953$78,601
288 ($1,211)$255$956$77,646
Year 25 - 289 ($1,211)$252$959$76,687
290 ($1,211)$249$962$75,725
291 ($1,211)$246$965$74,759
292 ($1,211)$243$968$73,791
293 ($1,211)$240$971$72,820
294 ($1,211)$237$975$71,845
295 ($1,211)$233$978$70,867
296 ($1,211)$230$981$69,887
297 ($1,211)$227$984$68,902
298 ($1,211)$224$987$67,915
299 ($1,211)$221$991$66,925
300 ($1,211)$218$994$65,931
Year 26 - 301 ($1,211)$214$997$64,934
302 ($1,211)$211$1,000$63,934
303 ($1,211)$208$1,003$62,930
304 ($1,211)$205$1,007$61,923
305 ($1,211)$201$1,010$60,914
306 ($1,211)$198$1,013$59,900
307 ($1,211)$195$1,017$58,884
308 ($1,211)$191$1,020$57,864
309 ($1,211)$188$1,023$56,841
310 ($1,211)$185$1,027$55,814
311 ($1,211)$181$1,030$54,784
312 ($1,211)$178$1,033$53,751
Year 27 - 313 ($1,211)$175$1,037$52,714
314 ($1,211)$171$1,040$51,675
315 ($1,211)$168$1,043$50,631
316 ($1,211)$165$1,047$49,585
317 ($1,211)$161$1,050$48,534
318 ($1,211)$158$1,054$47,481
319 ($1,211)$154$1,057$46,424
320 ($1,211)$151$1,060$45,364
321 ($1,211)$147$1,064$44,300
322 ($1,211)$144$1,067$43,233
323 ($1,211)$141$1,071$42,162
324 ($1,211)$137$1,074$41,088
Year 28 - 325 ($1,211)$134$1,078$40,010
326 ($1,211)$130$1,081$38,929
327 ($1,211)$127$1,085$37,844
328 ($1,211)$123$1,088$36,756
329 ($1,211)$119$1,092$35,664
330 ($1,211)$116$1,095$34,569
331 ($1,211)$112$1,099$33,470
332 ($1,211)$109$1,102$32,367
333 ($1,211)$105$1,106$31,261
334 ($1,211)$102$1,110$30,152
335 ($1,211)$98$1,113$29,038
336 ($1,211)$94$1,117$27,921
Year 29 - 337 ($1,211)$91$1,120$26,801
338 ($1,211)$87$1,124$25,677
339 ($1,211)$83$1,128$24,549
340 ($1,211)$80$1,131$23,418
341 ($1,211)$76$1,135$22,282
342 ($1,211)$72$1,139$21,144
343 ($1,211)$69$1,143$20,001
344 ($1,211)$65$1,146$18,855
345 ($1,211)$61$1,150$17,705
346 ($1,211)$58$1,154$16,551
347 ($1,211)$54$1,157$15,394
348 ($1,211)$50$1,161$14,232
Year 30 - 349 ($1,211)$46$1,165$13,067
350 ($1,211)$42$1,169$11,899
351 ($1,211)$39$1,173$10,726
352 ($1,211)$35$1,176$9,550
353 ($1,211)$31$1,180$8,370
354 ($1,211)$27$1,184$7,186
355 ($1,211)$23$1,188$5,998
356 ($1,211)$19$1,192$4,806
357 ($1,211)$16$1,196$3,610
358 ($1,211)$12$1,200$2,411
359 ($1,211)$8$1,203$1,207
360 ($1,211)$4$1,207$0
TOTALS$179,248$256,800$436,048

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.