« Back to all home prices

Mortgage Payment Schedule for a $323,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,216 360 $179,299 $437,699

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.991% | Rate: 3.990% | Fees: $25 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $323,000
Down Payment $64,600$258,400
Year 1 - 1 ($1,216)$835$380$258,020
2 ($1,216)$834$382$257,638
3 ($1,216)$833$383$257,255
4 ($1,216)$832$384$256,871
5 ($1,216)$831$385$256,486
6 ($1,216)$829$387$256,099
7 ($1,216)$828$388$255,712
8 ($1,216)$827$389$255,323
9 ($1,216)$826$390$254,932
10 ($1,216)$824$392$254,541
11 ($1,216)$823$393$254,148
12 ($1,216)$822$394$253,754
Year 2 - 13 ($1,216)$820$395$253,359
14 ($1,216)$819$397$252,962
15 ($1,216)$818$398$252,564
16 ($1,216)$817$399$252,165
17 ($1,216)$815$400$251,764
18 ($1,216)$814$402$251,362
19 ($1,216)$813$403$250,959
20 ($1,216)$811$404$250,555
21 ($1,216)$810$406$250,149
22 ($1,216)$809$407$249,742
23 ($1,216)$807$408$249,334
24 ($1,216)$806$410$248,924
Year 3 - 25 ($1,216)$805$411$248,513
26 ($1,216)$804$412$248,101
27 ($1,216)$802$414$247,687
28 ($1,216)$801$415$247,272
29 ($1,216)$800$416$246,856
30 ($1,216)$798$418$246,438
31 ($1,216)$797$419$246,019
32 ($1,216)$795$420$245,599
33 ($1,216)$794$422$245,177
34 ($1,216)$793$423$244,754
35 ($1,216)$791$424$244,330
36 ($1,216)$790$426$243,904
Year 4 - 37 ($1,216)$789$427$243,477
38 ($1,216)$787$429$243,048
39 ($1,216)$786$430$242,618
40 ($1,216)$784$431$242,187
41 ($1,216)$783$433$241,754
42 ($1,216)$782$434$241,320
43 ($1,216)$780$436$240,884
44 ($1,216)$779$437$240,447
45 ($1,216)$777$438$240,009
46 ($1,216)$776$440$239,569
47 ($1,216)$775$441$239,128
48 ($1,216)$773$443$238,685
Year 5 - 49 ($1,216)$772$444$238,241
50 ($1,216)$770$446$237,796
51 ($1,216)$769$447$237,349
52 ($1,216)$767$448$236,900
53 ($1,216)$766$450$236,450
54 ($1,216)$765$451$235,999
55 ($1,216)$763$453$235,546
56 ($1,216)$762$454$235,092
57 ($1,216)$760$456$234,636
58 ($1,216)$759$457$234,179
59 ($1,216)$757$459$233,721
60 ($1,216)$756$460$233,260
Year 6 - 61 ($1,216)$754$462$232,799
62 ($1,216)$753$463$232,336
63 ($1,216)$751$465$231,871
64 ($1,216)$750$466$231,405
65 ($1,216)$748$468$230,937
66 ($1,216)$747$469$230,468
67 ($1,216)$745$471$229,998
68 ($1,216)$744$472$229,525
69 ($1,216)$742$474$229,052
70 ($1,216)$741$475$228,576
71 ($1,216)$739$477$228,100
72 ($1,216)$738$478$227,621
Year 7 - 73 ($1,216)$736$480$227,142
74 ($1,216)$734$481$226,660
75 ($1,216)$733$483$226,177
76 ($1,216)$731$485$225,693
77 ($1,216)$730$486$225,207
78 ($1,216)$728$488$224,719
79 ($1,216)$727$489$224,230
80 ($1,216)$725$491$223,739
81 ($1,216)$723$492$223,246
82 ($1,216)$722$494$222,752
83 ($1,216)$720$496$222,257
84 ($1,216)$719$497$221,760
Year 8 - 85 ($1,216)$717$499$221,261
86 ($1,216)$715$500$220,760
87 ($1,216)$714$502$220,258
88 ($1,216)$712$504$219,755
89 ($1,216)$711$505$219,249
90 ($1,216)$709$507$218,742
91 ($1,216)$707$509$218,234
92 ($1,216)$706$510$217,724
93 ($1,216)$704$512$217,212
94 ($1,216)$702$514$216,698
95 ($1,216)$701$515$216,183
96 ($1,216)$699$517$215,666
Year 9 - 97 ($1,216)$697$519$215,148
98 ($1,216)$696$520$214,628
99 ($1,216)$694$522$214,106
100 ($1,216)$692$524$213,582
101 ($1,216)$691$525$213,057
102 ($1,216)$689$527$212,530
103 ($1,216)$687$529$212,001
104 ($1,216)$685$530$211,471
105 ($1,216)$684$532$210,939
106 ($1,216)$682$534$210,405
107 ($1,216)$680$536$209,870
108 ($1,216)$679$537$209,332
Year 10 - 109 ($1,216)$677$539$208,793
110 ($1,216)$675$541$208,253
111 ($1,216)$673$542$207,710
112 ($1,216)$672$544$207,166
113 ($1,216)$670$546$206,620
114 ($1,216)$668$548$206,072
115 ($1,216)$666$550$205,523
116 ($1,216)$665$551$204,971
117 ($1,216)$663$553$204,418
118 ($1,216)$661$555$203,863
119 ($1,216)$659$557$203,307
120 ($1,216)$657$558$202,748
Year 11 - 121 ($1,216)$656$560$202,188
122 ($1,216)$654$562$201,626
123 ($1,216)$652$564$201,062
124 ($1,216)$650$566$200,496
125 ($1,216)$648$568$199,929
126 ($1,216)$646$569$199,359
127 ($1,216)$645$571$198,788
128 ($1,216)$643$573$198,215
129 ($1,216)$641$575$197,640
130 ($1,216)$639$577$197,063
131 ($1,216)$637$579$196,484
132 ($1,216)$635$581$195,904
Year 12 - 133 ($1,216)$633$582$195,322
134 ($1,216)$632$584$194,737
135 ($1,216)$630$586$194,151
136 ($1,216)$628$588$193,563
137 ($1,216)$626$590$192,973
138 ($1,216)$624$592$192,381
139 ($1,216)$622$594$191,787
140 ($1,216)$620$596$191,192
141 ($1,216)$618$598$190,594
142 ($1,216)$616$600$189,994
143 ($1,216)$614$602$189,393
144 ($1,216)$612$603$188,789
Year 13 - 145 ($1,216)$610$605$188,184
146 ($1,216)$608$607$187,577
147 ($1,216)$606$609$186,967
148 ($1,216)$605$611$186,356
149 ($1,216)$603$613$185,743
150 ($1,216)$601$615$185,127
151 ($1,216)$599$617$184,510
152 ($1,216)$597$619$183,891
153 ($1,216)$595$621$183,270
154 ($1,216)$593$623$182,646
155 ($1,216)$591$625$182,021
156 ($1,216)$589$627$181,394
Year 14 - 157 ($1,216)$587$629$180,765
158 ($1,216)$584$631$180,133
159 ($1,216)$582$633$179,500
160 ($1,216)$580$635$178,864
161 ($1,216)$578$638$178,227
162 ($1,216)$576$640$177,587
163 ($1,216)$574$642$176,946
164 ($1,216)$572$644$176,302
165 ($1,216)$570$646$175,656
166 ($1,216)$568$648$175,008
167 ($1,216)$566$650$174,358
168 ($1,216)$564$652$173,706
Year 15 - 169 ($1,216)$562$654$173,052
170 ($1,216)$560$656$172,396
171 ($1,216)$557$658$171,737
172 ($1,216)$555$661$171,077
173 ($1,216)$553$663$170,414
174 ($1,216)$551$665$169,749
175 ($1,216)$549$667$169,082
176 ($1,216)$547$669$168,413
177 ($1,216)$545$671$167,742
178 ($1,216)$542$673$167,068
179 ($1,216)$540$676$166,393
180 ($1,216)$538$678$165,715
Year 16 - 181 ($1,216)$536$680$165,035
182 ($1,216)$534$682$164,353
183 ($1,216)$531$684$163,668
184 ($1,216)$529$687$162,982
185 ($1,216)$527$689$162,293
186 ($1,216)$525$691$161,602
187 ($1,216)$523$693$160,908
188 ($1,216)$520$696$160,213
189 ($1,216)$518$698$159,515
190 ($1,216)$516$700$158,815
191 ($1,216)$514$702$158,113
192 ($1,216)$511$705$157,408
Year 17 - 193 ($1,216)$509$707$156,701
194 ($1,216)$507$709$155,992
195 ($1,216)$504$711$155,280
196 ($1,216)$502$714$154,567
197 ($1,216)$500$716$153,851
198 ($1,216)$497$718$153,132
199 ($1,216)$495$721$152,412
200 ($1,216)$493$723$151,689
201 ($1,216)$490$725$150,963
202 ($1,216)$488$728$150,235
203 ($1,216)$486$730$149,505
204 ($1,216)$483$732$148,773
Year 18 - 205 ($1,216)$481$735$148,038
206 ($1,216)$479$737$147,301
207 ($1,216)$476$740$146,561
208 ($1,216)$474$742$145,819
209 ($1,216)$471$744$145,075
210 ($1,216)$469$747$144,328
211 ($1,216)$467$749$143,579
212 ($1,216)$464$752$142,828
213 ($1,216)$462$754$142,074
214 ($1,216)$459$756$141,317
215 ($1,216)$457$759$140,558
216 ($1,216)$454$761$139,797
Year 19 - 217 ($1,216)$452$764$139,033
218 ($1,216)$450$766$138,267
219 ($1,216)$447$769$137,498
220 ($1,216)$445$771$136,727
221 ($1,216)$442$774$135,953
222 ($1,216)$440$776$135,177
223 ($1,216)$437$779$134,398
224 ($1,216)$435$781$133,617
225 ($1,216)$432$784$132,833
226 ($1,216)$429$786$132,047
227 ($1,216)$427$789$131,258
228 ($1,216)$424$791$130,466
Year 20 - 229 ($1,216)$422$794$129,672
230 ($1,216)$419$797$128,876
231 ($1,216)$417$799$128,077
232 ($1,216)$414$802$127,275
233 ($1,216)$412$804$126,470
234 ($1,216)$409$807$125,664
235 ($1,216)$406$810$124,854
236 ($1,216)$404$812$124,042
237 ($1,216)$401$815$123,227
238 ($1,216)$398$817$122,410
239 ($1,216)$396$820$121,590
240 ($1,216)$393$823$120,767
Year 21 - 241 ($1,216)$390$825$119,942
242 ($1,216)$388$828$119,114
243 ($1,216)$385$831$118,283
244 ($1,216)$382$833$117,450
245 ($1,216)$380$836$116,613
246 ($1,216)$377$839$115,775
247 ($1,216)$374$841$114,933
248 ($1,216)$372$844$114,089
249 ($1,216)$369$847$113,242
250 ($1,216)$366$850$112,392
251 ($1,216)$363$852$111,540
252 ($1,216)$361$855$110,685
Year 22 - 253 ($1,216)$358$858$109,827
254 ($1,216)$355$861$108,966
255 ($1,216)$352$864$108,103
256 ($1,216)$350$866$107,236
257 ($1,216)$347$869$106,367
258 ($1,216)$344$872$105,495
259 ($1,216)$341$875$104,621
260 ($1,216)$338$878$103,743
261 ($1,216)$335$880$102,863
262 ($1,216)$333$883$101,979
263 ($1,216)$330$886$101,093
264 ($1,216)$327$889$100,204
Year 23 - 265 ($1,216)$324$892$99,312
266 ($1,216)$321$895$98,418
267 ($1,216)$318$898$97,520
268 ($1,216)$315$901$96,620
269 ($1,216)$312$903$95,716
270 ($1,216)$309$906$94,810
271 ($1,216)$307$909$93,901
272 ($1,216)$304$912$92,988
273 ($1,216)$301$915$92,073
274 ($1,216)$298$918$91,155
275 ($1,216)$295$921$90,234
276 ($1,216)$292$924$89,310
Year 24 - 277 ($1,216)$289$927$88,383
278 ($1,216)$286$930$87,453
279 ($1,216)$283$933$86,520
280 ($1,216)$280$936$85,584
281 ($1,216)$277$939$84,644
282 ($1,216)$274$942$83,702
283 ($1,216)$271$945$82,757
284 ($1,216)$268$948$81,809
285 ($1,216)$265$951$80,858
286 ($1,216)$261$954$79,903
287 ($1,216)$258$957$78,946
288 ($1,216)$255$961$77,985
Year 25 - 289 ($1,216)$252$964$77,021
290 ($1,216)$249$967$76,055
291 ($1,216)$246$970$75,085
292 ($1,216)$243$973$74,112
293 ($1,216)$240$976$73,135
294 ($1,216)$236$979$72,156
295 ($1,216)$233$983$71,174
296 ($1,216)$230$986$70,188
297 ($1,216)$227$989$69,199
298 ($1,216)$224$992$68,207
299 ($1,216)$221$995$67,212
300 ($1,216)$217$999$66,213
Year 26 - 301 ($1,216)$214$1,002$65,211
302 ($1,216)$211$1,005$64,206
303 ($1,216)$208$1,008$63,198
304 ($1,216)$204$1,011$62,187
305 ($1,216)$201$1,015$61,172
306 ($1,216)$198$1,018$60,154
307 ($1,216)$194$1,021$59,132
308 ($1,216)$191$1,025$58,108
309 ($1,216)$188$1,028$57,080
310 ($1,216)$185$1,031$56,049
311 ($1,216)$181$1,035$55,014
312 ($1,216)$178$1,038$53,976
Year 27 - 313 ($1,216)$175$1,041$52,935
314 ($1,216)$171$1,045$51,890
315 ($1,216)$168$1,048$50,842
316 ($1,216)$164$1,051$49,791
317 ($1,216)$161$1,055$48,736
318 ($1,216)$158$1,058$47,677
319 ($1,216)$154$1,062$46,616
320 ($1,216)$151$1,065$45,551
321 ($1,216)$147$1,069$44,482
322 ($1,216)$144$1,072$43,410
323 ($1,216)$140$1,075$42,335
324 ($1,216)$137$1,079$41,256
Year 28 - 325 ($1,216)$133$1,082$40,173
326 ($1,216)$130$1,086$39,087
327 ($1,216)$126$1,089$37,998
328 ($1,216)$123$1,093$36,905
329 ($1,216)$119$1,097$35,808
330 ($1,216)$116$1,100$34,708
331 ($1,216)$112$1,104$33,605
332 ($1,216)$109$1,107$32,498
333 ($1,216)$105$1,111$31,387
334 ($1,216)$101$1,114$30,272
335 ($1,216)$98$1,118$29,155
336 ($1,216)$94$1,122$28,033
Year 29 - 337 ($1,216)$91$1,125$26,908
338 ($1,216)$87$1,129$25,779
339 ($1,216)$83$1,132$24,646
340 ($1,216)$80$1,136$23,510
341 ($1,216)$76$1,140$22,370
342 ($1,216)$72$1,144$21,227
343 ($1,216)$69$1,147$20,080
344 ($1,216)$65$1,151$18,929
345 ($1,216)$61$1,155$17,774
346 ($1,216)$57$1,158$16,616
347 ($1,216)$54$1,162$15,454
348 ($1,216)$50$1,166$14,288
Year 30 - 349 ($1,216)$46$1,170$13,118
350 ($1,216)$42$1,173$11,945
351 ($1,216)$39$1,177$10,768
352 ($1,216)$35$1,181$9,587
353 ($1,216)$31$1,185$8,402
354 ($1,216)$27$1,189$7,213
355 ($1,216)$23$1,193$6,021
356 ($1,216)$19$1,196$4,824
357 ($1,216)$16$1,200$3,624
358 ($1,216)$12$1,204$2,420
359 ($1,216)$8$1,208$1,212
360 ($1,216)$4$1,212$0
TOTALS$179,299$258,400$437,699

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.