« Back to all home prices

Mortgage Payment Schedule for a $323,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,600) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,232 360 $185,175 $443,575

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $323,000
Down Payment $64,600$258,400
Year 1 - 1 ($1,232)$859$373$258,027
2 ($1,232)$858$374$257,653
3 ($1,232)$857$375$257,277
4 ($1,232)$855$377$256,901
5 ($1,232)$854$378$256,523
6 ($1,232)$853$379$256,143
7 ($1,232)$852$380$255,763
8 ($1,232)$850$382$255,381
9 ($1,232)$849$383$254,998
10 ($1,232)$848$384$254,614
11 ($1,232)$847$386$254,228
12 ($1,232)$845$387$253,842
Year 2 - 13 ($1,232)$844$388$253,453
14 ($1,232)$843$389$253,064
15 ($1,232)$841$391$252,673
16 ($1,232)$840$392$252,281
17 ($1,232)$839$393$251,888
18 ($1,232)$838$395$251,493
19 ($1,232)$836$396$251,097
20 ($1,232)$835$397$250,700
21 ($1,232)$834$399$250,302
22 ($1,232)$832$400$249,902
23 ($1,232)$831$401$249,500
24 ($1,232)$830$403$249,098
Year 3 - 25 ($1,232)$828$404$248,694
26 ($1,232)$827$405$248,289
27 ($1,232)$826$407$247,882
28 ($1,232)$824$408$247,474
29 ($1,232)$823$409$247,065
30 ($1,232)$821$411$246,654
31 ($1,232)$820$412$246,242
32 ($1,232)$819$413$245,829
33 ($1,232)$817$415$245,414
34 ($1,232)$816$416$244,998
35 ($1,232)$815$418$244,580
36 ($1,232)$813$419$244,161
Year 4 - 37 ($1,232)$812$420$243,741
38 ($1,232)$810$422$243,319
39 ($1,232)$809$423$242,896
40 ($1,232)$808$425$242,472
41 ($1,232)$806$426$242,046
42 ($1,232)$805$427$241,619
43 ($1,232)$803$429$241,190
44 ($1,232)$802$430$240,760
45 ($1,232)$801$432$240,328
46 ($1,232)$799$433$239,895
47 ($1,232)$798$435$239,460
48 ($1,232)$796$436$239,024
Year 5 - 49 ($1,232)$795$437$238,587
50 ($1,232)$793$439$238,148
51 ($1,232)$792$440$237,708
52 ($1,232)$790$442$237,266
53 ($1,232)$789$443$236,823
54 ($1,232)$787$445$236,378
55 ($1,232)$786$446$235,932
56 ($1,232)$784$448$235,484
57 ($1,232)$783$449$235,035
58 ($1,232)$781$451$234,584
59 ($1,232)$780$452$234,132
60 ($1,232)$778$454$233,679
Year 6 - 61 ($1,232)$777$455$233,223
62 ($1,232)$775$457$232,767
63 ($1,232)$774$458$232,309
64 ($1,232)$772$460$231,849
65 ($1,232)$771$461$231,388
66 ($1,232)$769$463$230,925
67 ($1,232)$768$464$230,460
68 ($1,232)$766$466$229,995
69 ($1,232)$765$467$229,527
70 ($1,232)$763$469$229,058
71 ($1,232)$762$471$228,588
72 ($1,232)$760$472$228,116
Year 7 - 73 ($1,232)$758$474$227,642
74 ($1,232)$757$475$227,167
75 ($1,232)$755$477$226,690
76 ($1,232)$754$478$226,211
77 ($1,232)$752$480$225,731
78 ($1,232)$751$482$225,250
79 ($1,232)$749$483$224,767
80 ($1,232)$747$485$224,282
81 ($1,232)$746$486$223,795
82 ($1,232)$744$488$223,307
83 ($1,232)$742$490$222,818
84 ($1,232)$741$491$222,326
Year 8 - 85 ($1,232)$739$493$221,834
86 ($1,232)$738$495$221,339
87 ($1,232)$736$496$220,843
88 ($1,232)$734$498$220,345
89 ($1,232)$733$500$219,845
90 ($1,232)$731$501$219,344
91 ($1,232)$729$503$218,841
92 ($1,232)$728$505$218,337
93 ($1,232)$726$506$217,831
94 ($1,232)$724$508$217,323
95 ($1,232)$723$510$216,813
96 ($1,232)$721$511$216,302
Year 9 - 97 ($1,232)$719$513$215,789
98 ($1,232)$717$515$215,274
99 ($1,232)$716$516$214,758
100 ($1,232)$714$518$214,240
101 ($1,232)$712$520$213,720
102 ($1,232)$711$522$213,199
103 ($1,232)$709$523$212,675
104 ($1,232)$707$525$212,150
105 ($1,232)$705$527$211,624
106 ($1,232)$704$529$211,095
107 ($1,232)$702$530$210,565
108 ($1,232)$700$532$210,033
Year 10 - 109 ($1,232)$698$534$209,499
110 ($1,232)$697$536$208,964
111 ($1,232)$695$537$208,426
112 ($1,232)$693$539$207,887
113 ($1,232)$691$541$207,346
114 ($1,232)$689$543$206,803
115 ($1,232)$688$545$206,259
116 ($1,232)$686$546$205,713
117 ($1,232)$684$548$205,164
118 ($1,232)$682$550$204,614
119 ($1,232)$680$552$204,063
120 ($1,232)$679$554$203,509
Year 11 - 121 ($1,232)$677$555$202,953
122 ($1,232)$675$557$202,396
123 ($1,232)$673$559$201,837
124 ($1,232)$671$561$201,276
125 ($1,232)$669$563$200,713
126 ($1,232)$667$565$200,148
127 ($1,232)$665$567$199,582
128 ($1,232)$664$569$199,013
129 ($1,232)$662$570$198,443
130 ($1,232)$660$572$197,870
131 ($1,232)$658$574$197,296
132 ($1,232)$656$576$196,720
Year 12 - 133 ($1,232)$654$578$196,142
134 ($1,232)$652$580$195,562
135 ($1,232)$650$582$194,980
136 ($1,232)$648$584$194,396
137 ($1,232)$646$586$193,810
138 ($1,232)$644$588$193,223
139 ($1,232)$642$590$192,633
140 ($1,232)$641$592$192,041
141 ($1,232)$639$594$191,448
142 ($1,232)$637$596$190,852
143 ($1,232)$635$598$190,254
144 ($1,232)$633$600$189,655
Year 13 - 145 ($1,232)$631$602$189,053
146 ($1,232)$629$604$188,450
147 ($1,232)$627$606$187,844
148 ($1,232)$625$608$187,237
149 ($1,232)$623$610$186,627
150 ($1,232)$621$612$186,015
151 ($1,232)$619$614$185,402
152 ($1,232)$616$616$184,786
153 ($1,232)$614$618$184,168
154 ($1,232)$612$620$183,549
155 ($1,232)$610$622$182,927
156 ($1,232)$608$624$182,303
Year 14 - 157 ($1,232)$606$626$181,677
158 ($1,232)$604$628$181,049
159 ($1,232)$602$630$180,419
160 ($1,232)$600$632$179,786
161 ($1,232)$598$634$179,152
162 ($1,232)$596$636$178,515
163 ($1,232)$594$639$177,877
164 ($1,232)$591$641$177,236
165 ($1,232)$589$643$176,593
166 ($1,232)$587$645$175,948
167 ($1,232)$585$647$175,301
168 ($1,232)$583$649$174,652
Year 15 - 169 ($1,232)$581$651$174,000
170 ($1,232)$579$654$173,347
171 ($1,232)$576$656$172,691
172 ($1,232)$574$658$172,033
173 ($1,232)$572$660$171,373
174 ($1,232)$570$662$170,711
175 ($1,232)$568$665$170,046
176 ($1,232)$565$667$169,379
177 ($1,232)$563$669$168,710
178 ($1,232)$561$671$168,039
179 ($1,232)$559$673$167,366
180 ($1,232)$556$676$166,690
Year 16 - 181 ($1,232)$554$678$166,012
182 ($1,232)$552$680$165,332
183 ($1,232)$550$682$164,650
184 ($1,232)$547$685$163,965
185 ($1,232)$545$687$163,278
186 ($1,232)$543$689$162,589
187 ($1,232)$541$692$161,897
188 ($1,232)$538$694$161,203
189 ($1,232)$536$696$160,507
190 ($1,232)$534$698$159,809
191 ($1,232)$531$701$159,108
192 ($1,232)$529$703$158,405
Year 17 - 193 ($1,232)$527$705$157,699
194 ($1,232)$524$708$156,992
195 ($1,232)$522$710$156,281
196 ($1,232)$520$713$155,569
197 ($1,232)$517$715$154,854
198 ($1,232)$515$717$154,137
199 ($1,232)$513$720$153,417
200 ($1,232)$510$722$152,695
201 ($1,232)$508$724$151,971
202 ($1,232)$505$727$151,244
203 ($1,232)$503$729$150,515
204 ($1,232)$500$732$149,783
Year 18 - 205 ($1,232)$498$734$149,049
206 ($1,232)$496$737$148,312
207 ($1,232)$493$739$147,573
208 ($1,232)$491$741$146,832
209 ($1,232)$488$744$146,088
210 ($1,232)$486$746$145,341
211 ($1,232)$483$749$144,592
212 ($1,232)$481$751$143,841
213 ($1,232)$478$754$143,087
214 ($1,232)$476$756$142,331
215 ($1,232)$473$759$141,572
216 ($1,232)$471$761$140,810
Year 19 - 217 ($1,232)$468$764$140,046
218 ($1,232)$466$766$139,280
219 ($1,232)$463$769$138,511
220 ($1,232)$461$772$137,739
221 ($1,232)$458$774$136,965
222 ($1,232)$455$777$136,188
223 ($1,232)$453$779$135,409
224 ($1,232)$450$782$134,627
225 ($1,232)$448$785$133,843
226 ($1,232)$445$787$133,056
227 ($1,232)$442$790$132,266
228 ($1,232)$440$792$131,473
Year 20 - 229 ($1,232)$437$795$130,678
230 ($1,232)$435$798$129,881
231 ($1,232)$432$800$129,080
232 ($1,232)$429$803$128,278
233 ($1,232)$427$806$127,472
234 ($1,232)$424$808$126,664
235 ($1,232)$421$811$125,853
236 ($1,232)$418$814$125,039
237 ($1,232)$416$816$124,223
238 ($1,232)$413$819$123,403
239 ($1,232)$410$822$122,582
240 ($1,232)$408$825$121,757
Year 21 - 241 ($1,232)$405$827$120,930
242 ($1,232)$402$830$120,100
243 ($1,232)$399$833$119,267
244 ($1,232)$397$836$118,431
245 ($1,232)$394$838$117,593
246 ($1,232)$391$841$116,752
247 ($1,232)$388$844$115,908
248 ($1,232)$385$847$115,061
249 ($1,232)$383$850$114,211
250 ($1,232)$380$852$113,359
251 ($1,232)$377$855$112,504
252 ($1,232)$374$858$111,646
Year 22 - 253 ($1,232)$371$861$110,785
254 ($1,232)$368$864$109,921
255 ($1,232)$365$867$109,054
256 ($1,232)$363$870$108,185
257 ($1,232)$360$872$107,312
258 ($1,232)$357$875$106,437
259 ($1,232)$354$878$105,559
260 ($1,232)$351$881$104,678
261 ($1,232)$348$884$103,793
262 ($1,232)$345$887$102,906
263 ($1,232)$342$890$102,016
264 ($1,232)$339$893$101,124
Year 23 - 265 ($1,232)$336$896$100,228
266 ($1,232)$333$899$99,329
267 ($1,232)$330$902$98,427
268 ($1,232)$327$905$97,522
269 ($1,232)$324$908$96,614
270 ($1,232)$321$911$95,703
271 ($1,232)$318$914$94,789
272 ($1,232)$315$917$93,872
273 ($1,232)$312$920$92,952
274 ($1,232)$309$923$92,029
275 ($1,232)$306$926$91,103
276 ($1,232)$303$929$90,174
Year 24 - 277 ($1,232)$300$932$89,241
278 ($1,232)$297$935$88,306
279 ($1,232)$294$939$87,367
280 ($1,232)$290$942$86,426
281 ($1,232)$287$945$85,481
282 ($1,232)$284$948$84,533
283 ($1,232)$281$951$83,582
284 ($1,232)$278$954$82,628
285 ($1,232)$275$957$81,670
286 ($1,232)$272$961$80,710
287 ($1,232)$268$964$79,746
288 ($1,232)$265$967$78,779
Year 25 - 289 ($1,232)$262$970$77,809
290 ($1,232)$259$973$76,835
291 ($1,232)$255$977$75,859
292 ($1,232)$252$980$74,879
293 ($1,232)$249$983$73,896
294 ($1,232)$246$986$72,909
295 ($1,232)$242$990$71,919
296 ($1,232)$239$993$70,926
297 ($1,232)$236$996$69,930
298 ($1,232)$233$1,000$68,930
299 ($1,232)$229$1,003$67,927
300 ($1,232)$226$1,006$66,921
Year 26 - 301 ($1,232)$223$1,010$65,911
302 ($1,232)$219$1,013$64,898
303 ($1,232)$216$1,016$63,882
304 ($1,232)$212$1,020$62,862
305 ($1,232)$209$1,023$61,839
306 ($1,232)$206$1,027$60,813
307 ($1,232)$202$1,030$59,783
308 ($1,232)$199$1,033$58,749
309 ($1,232)$195$1,037$57,713
310 ($1,232)$192$1,040$56,672
311 ($1,232)$188$1,044$55,629
312 ($1,232)$185$1,047$54,581
Year 27 - 313 ($1,232)$181$1,051$53,531
314 ($1,232)$178$1,054$52,477
315 ($1,232)$174$1,058$51,419
316 ($1,232)$171$1,061$50,358
317 ($1,232)$167$1,065$49,293
318 ($1,232)$164$1,068$48,225
319 ($1,232)$160$1,072$47,153
320 ($1,232)$157$1,075$46,078
321 ($1,232)$153$1,079$44,999
322 ($1,232)$150$1,083$43,916
323 ($1,232)$146$1,086$42,830
324 ($1,232)$142$1,090$41,740
Year 28 - 325 ($1,232)$139$1,093$40,647
326 ($1,232)$135$1,097$39,550
327 ($1,232)$132$1,101$38,449
328 ($1,232)$128$1,104$37,345
329 ($1,232)$124$1,108$36,237
330 ($1,232)$120$1,112$35,125
331 ($1,232)$117$1,115$34,010
332 ($1,232)$113$1,119$32,891
333 ($1,232)$109$1,123$31,768
334 ($1,232)$106$1,127$30,642
335 ($1,232)$102$1,130$29,511
336 ($1,232)$98$1,134$28,377
Year 29 - 337 ($1,232)$94$1,138$27,239
338 ($1,232)$91$1,142$26,098
339 ($1,232)$87$1,145$24,952
340 ($1,232)$83$1,149$23,803
341 ($1,232)$79$1,153$22,650
342 ($1,232)$75$1,157$21,493
343 ($1,232)$71$1,161$20,333
344 ($1,232)$68$1,165$19,168
345 ($1,232)$64$1,168$18,000
346 ($1,232)$60$1,172$16,827
347 ($1,232)$56$1,176$15,651
348 ($1,232)$52$1,180$14,471
Year 30 - 349 ($1,232)$48$1,184$13,287
350 ($1,232)$44$1,188$12,099
351 ($1,232)$40$1,192$10,907
352 ($1,232)$36$1,196$9,711
353 ($1,232)$32$1,200$8,511
354 ($1,232)$28$1,204$7,308
355 ($1,232)$24$1,208$6,100
356 ($1,232)$20$1,212$4,888
357 ($1,232)$16$1,216$3,672
358 ($1,232)$12$1,220$2,452
359 ($1,232)$8$1,224$1,228
360 ($1,232)$4$1,228$0
TOTALS$185,175$258,400$443,575

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.