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Mortgage Payment Schedule for a $324,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,226 360 $181,993 $441,193

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $324,000
Down Payment $64,800$259,200
Year 1 - 1 ($1,226)$847$379$258,821
2 ($1,226)$845$380$258,441
3 ($1,226)$844$381$258,060
4 ($1,226)$843$383$257,677
5 ($1,226)$842$384$257,294
6 ($1,226)$840$385$256,908
7 ($1,226)$839$386$256,522
8 ($1,226)$838$388$256,135
9 ($1,226)$837$389$255,746
10 ($1,226)$835$390$255,356
11 ($1,226)$834$391$254,964
12 ($1,226)$833$393$254,572
Year 2 - 13 ($1,226)$832$394$254,178
14 ($1,226)$830$395$253,782
15 ($1,226)$829$397$253,386
16 ($1,226)$828$398$252,988
17 ($1,226)$826$399$252,589
18 ($1,226)$825$400$252,189
19 ($1,226)$824$402$251,787
20 ($1,226)$823$403$251,384
21 ($1,226)$821$404$250,980
22 ($1,226)$820$406$250,574
23 ($1,226)$819$407$250,167
24 ($1,226)$817$408$249,759
Year 3 - 25 ($1,226)$816$410$249,349
26 ($1,226)$815$411$248,938
27 ($1,226)$813$412$248,526
28 ($1,226)$812$414$248,112
29 ($1,226)$810$415$247,697
30 ($1,226)$809$416$247,280
31 ($1,226)$808$418$246,863
32 ($1,226)$806$419$246,444
33 ($1,226)$805$420$246,023
34 ($1,226)$804$422$245,601
35 ($1,226)$802$423$245,178
36 ($1,226)$801$425$244,753
Year 4 - 37 ($1,226)$800$426$244,327
38 ($1,226)$798$427$243,900
39 ($1,226)$797$429$243,471
40 ($1,226)$795$430$243,041
41 ($1,226)$794$432$242,609
42 ($1,226)$793$433$242,176
43 ($1,226)$791$434$241,742
44 ($1,226)$790$436$241,306
45 ($1,226)$788$437$240,869
46 ($1,226)$787$439$240,430
47 ($1,226)$785$440$239,990
48 ($1,226)$784$442$239,548
Year 5 - 49 ($1,226)$783$443$239,105
50 ($1,226)$781$444$238,661
51 ($1,226)$780$446$238,215
52 ($1,226)$778$447$237,768
53 ($1,226)$777$449$237,319
54 ($1,226)$775$450$236,869
55 ($1,226)$774$452$236,417
56 ($1,226)$772$453$235,964
57 ($1,226)$771$455$235,509
58 ($1,226)$769$456$235,053
59 ($1,226)$768$458$234,595
60 ($1,226)$766$459$234,136
Year 6 - 61 ($1,226)$765$461$233,675
62 ($1,226)$763$462$233,213
63 ($1,226)$762$464$232,749
64 ($1,226)$760$465$232,284
65 ($1,226)$759$467$231,817
66 ($1,226)$757$468$231,349
67 ($1,226)$756$470$230,879
68 ($1,226)$754$471$230,408
69 ($1,226)$753$473$229,935
70 ($1,226)$751$474$229,460
71 ($1,226)$750$476$228,985
72 ($1,226)$748$478$228,507
Year 7 - 73 ($1,226)$746$479$228,028
74 ($1,226)$745$481$227,547
75 ($1,226)$743$482$227,065
76 ($1,226)$742$484$226,581
77 ($1,226)$740$485$226,096
78 ($1,226)$739$487$225,609
79 ($1,226)$737$489$225,120
80 ($1,226)$735$490$224,630
81 ($1,226)$734$492$224,139
82 ($1,226)$732$493$223,645
83 ($1,226)$731$495$223,150
84 ($1,226)$729$497$222,654
Year 8 - 85 ($1,226)$727$498$222,155
86 ($1,226)$726$500$221,656
87 ($1,226)$724$501$221,154
88 ($1,226)$722$503$220,651
89 ($1,226)$721$505$220,146
90 ($1,226)$719$506$219,640
91 ($1,226)$717$508$219,132
92 ($1,226)$716$510$218,622
93 ($1,226)$714$511$218,111
94 ($1,226)$712$513$217,598
95 ($1,226)$711$515$217,083
96 ($1,226)$709$516$216,567
Year 9 - 97 ($1,226)$707$518$216,049
98 ($1,226)$706$520$215,529
99 ($1,226)$704$521$215,007
100 ($1,226)$702$523$214,484
101 ($1,226)$701$525$213,959
102 ($1,226)$699$527$213,433
103 ($1,226)$697$528$212,904
104 ($1,226)$695$530$212,374
105 ($1,226)$694$532$211,842
106 ($1,226)$692$534$211,309
107 ($1,226)$690$535$210,774
108 ($1,226)$689$537$210,237
Year 10 - 109 ($1,226)$687$539$209,698
110 ($1,226)$685$541$209,157
111 ($1,226)$683$542$208,615
112 ($1,226)$681$544$208,071
113 ($1,226)$680$546$207,525
114 ($1,226)$678$548$206,978
115 ($1,226)$676$549$206,428
116 ($1,226)$674$551$205,877
117 ($1,226)$673$553$205,324
118 ($1,226)$671$555$204,769
119 ($1,226)$669$557$204,213
120 ($1,226)$667$558$203,654
Year 11 - 121 ($1,226)$665$560$203,094
122 ($1,226)$663$562$202,532
123 ($1,226)$662$564$201,968
124 ($1,226)$660$566$201,402
125 ($1,226)$658$568$200,834
126 ($1,226)$656$569$200,265
127 ($1,226)$654$571$199,694
128 ($1,226)$652$573$199,120
129 ($1,226)$650$575$198,545
130 ($1,226)$649$577$197,968
131 ($1,226)$647$579$197,390
132 ($1,226)$645$581$196,809
Year 12 - 133 ($1,226)$643$583$196,226
134 ($1,226)$641$585$195,642
135 ($1,226)$639$586$195,055
136 ($1,226)$637$588$194,467
137 ($1,226)$635$590$193,877
138 ($1,226)$633$592$193,284
139 ($1,226)$631$594$192,690
140 ($1,226)$629$596$192,094
141 ($1,226)$628$598$191,496
142 ($1,226)$626$600$190,896
143 ($1,226)$624$602$190,294
144 ($1,226)$622$604$189,690
Year 13 - 145 ($1,226)$620$606$189,084
146 ($1,226)$618$608$188,477
147 ($1,226)$616$610$187,867
148 ($1,226)$614$612$187,255
149 ($1,226)$612$614$186,641
150 ($1,226)$610$616$186,025
151 ($1,226)$608$618$185,407
152 ($1,226)$606$620$184,787
153 ($1,226)$604$622$184,166
154 ($1,226)$602$624$183,542
155 ($1,226)$600$626$182,916
156 ($1,226)$598$628$182,288
Year 14 - 157 ($1,226)$595$630$181,658
158 ($1,226)$593$632$181,025
159 ($1,226)$591$634$180,391
160 ($1,226)$589$636$179,755
161 ($1,226)$587$638$179,117
162 ($1,226)$585$640$178,476
163 ($1,226)$583$643$177,834
164 ($1,226)$581$645$177,189
165 ($1,226)$579$647$176,542
166 ($1,226)$577$649$175,894
167 ($1,226)$575$651$175,243
168 ($1,226)$572$653$174,590
Year 15 - 169 ($1,226)$570$655$173,934
170 ($1,226)$568$657$173,277
171 ($1,226)$566$659$172,618
172 ($1,226)$564$662$171,956
173 ($1,226)$562$664$171,292
174 ($1,226)$560$666$170,626
175 ($1,226)$557$668$169,958
176 ($1,226)$555$670$169,288
177 ($1,226)$553$673$168,615
178 ($1,226)$551$675$167,940
179 ($1,226)$549$677$167,263
180 ($1,226)$546$679$166,584
Year 16 - 181 ($1,226)$544$681$165,903
182 ($1,226)$542$684$165,219
183 ($1,226)$540$686$164,533
184 ($1,226)$537$688$163,845
185 ($1,226)$535$690$163,155
186 ($1,226)$533$693$162,463
187 ($1,226)$531$695$161,768
188 ($1,226)$528$697$161,071
189 ($1,226)$526$699$160,371
190 ($1,226)$524$702$159,670
191 ($1,226)$522$704$158,966
192 ($1,226)$519$706$158,259
Year 17 - 193 ($1,226)$517$709$157,551
194 ($1,226)$515$711$156,840
195 ($1,226)$512$713$156,127
196 ($1,226)$510$716$155,411
197 ($1,226)$508$718$154,693
198 ($1,226)$505$720$153,973
199 ($1,226)$503$723$153,251
200 ($1,226)$501$725$152,526
201 ($1,226)$498$727$151,798
202 ($1,226)$496$730$151,069
203 ($1,226)$493$732$150,337
204 ($1,226)$491$734$149,602
Year 18 - 205 ($1,226)$489$737$148,865
206 ($1,226)$486$739$148,126
207 ($1,226)$484$742$147,385
208 ($1,226)$481$744$146,640
209 ($1,226)$479$747$145,894
210 ($1,226)$477$749$145,145
211 ($1,226)$474$751$144,394
212 ($1,226)$472$754$143,640
213 ($1,226)$469$756$142,883
214 ($1,226)$467$759$142,125
215 ($1,226)$464$761$141,363
216 ($1,226)$462$764$140,600
Year 19 - 217 ($1,226)$459$766$139,833
218 ($1,226)$457$769$139,065
219 ($1,226)$454$771$138,293
220 ($1,226)$452$774$137,520
221 ($1,226)$449$776$136,743
222 ($1,226)$447$779$135,964
223 ($1,226)$444$781$135,183
224 ($1,226)$442$784$134,399
225 ($1,226)$439$786$133,613
226 ($1,226)$436$789$132,824
227 ($1,226)$434$792$132,032
228 ($1,226)$431$794$131,238
Year 20 - 229 ($1,226)$429$797$130,441
230 ($1,226)$426$799$129,641
231 ($1,226)$423$802$128,839
232 ($1,226)$421$805$128,035
233 ($1,226)$418$807$127,227
234 ($1,226)$416$810$126,418
235 ($1,226)$413$813$125,605
236 ($1,226)$410$815$124,790
237 ($1,226)$408$818$123,972
238 ($1,226)$405$821$123,151
239 ($1,226)$402$823$122,328
240 ($1,226)$400$826$121,502
Year 21 - 241 ($1,226)$397$829$120,674
242 ($1,226)$394$831$119,842
243 ($1,226)$391$834$119,008
244 ($1,226)$389$837$118,171
245 ($1,226)$386$840$117,332
246 ($1,226)$383$842$116,490
247 ($1,226)$381$845$115,645
248 ($1,226)$378$848$114,797
249 ($1,226)$375$851$113,946
250 ($1,226)$372$853$113,093
251 ($1,226)$369$856$112,237
252 ($1,226)$367$859$111,378
Year 22 - 253 ($1,226)$364$862$110,516
254 ($1,226)$361$865$109,652
255 ($1,226)$358$867$108,784
256 ($1,226)$355$870$107,914
257 ($1,226)$353$873$107,041
258 ($1,226)$350$876$106,165
259 ($1,226)$347$879$105,287
260 ($1,226)$344$882$104,405
261 ($1,226)$341$884$103,521
262 ($1,226)$338$887$102,633
263 ($1,226)$335$890$101,743
264 ($1,226)$332$893$100,850
Year 23 - 265 ($1,226)$329$896$99,954
266 ($1,226)$327$899$99,055
267 ($1,226)$324$902$98,153
268 ($1,226)$321$905$97,248
269 ($1,226)$318$908$96,340
270 ($1,226)$315$911$95,429
271 ($1,226)$312$914$94,515
272 ($1,226)$309$917$93,599
273 ($1,226)$306$920$92,679
274 ($1,226)$303$923$91,756
275 ($1,226)$300$926$90,830
276 ($1,226)$297$929$89,901
Year 24 - 277 ($1,226)$294$932$88,969
278 ($1,226)$291$935$88,035
279 ($1,226)$288$938$87,097
280 ($1,226)$285$941$86,156
281 ($1,226)$281$944$85,211
282 ($1,226)$278$947$84,264
283 ($1,226)$275$950$83,314
284 ($1,226)$272$953$82,361
285 ($1,226)$269$956$81,404
286 ($1,226)$266$960$80,445
287 ($1,226)$263$963$79,482
288 ($1,226)$260$966$78,516
Year 25 - 289 ($1,226)$256$969$77,547
290 ($1,226)$253$972$76,575
291 ($1,226)$250$975$75,599
292 ($1,226)$247$979$74,621
293 ($1,226)$244$982$73,639
294 ($1,226)$241$985$72,654
295 ($1,226)$237$988$71,666
296 ($1,226)$234$991$70,674
297 ($1,226)$231$995$69,680
298 ($1,226)$228$998$68,682
299 ($1,226)$224$1,001$67,681
300 ($1,226)$221$1,004$66,676
Year 26 - 301 ($1,226)$218$1,008$65,668
302 ($1,226)$215$1,011$64,657
303 ($1,226)$211$1,014$63,643
304 ($1,226)$208$1,018$62,625
305 ($1,226)$205$1,021$61,604
306 ($1,226)$201$1,024$60,580
307 ($1,226)$198$1,028$59,552
308 ($1,226)$195$1,031$58,521
309 ($1,226)$191$1,034$57,487
310 ($1,226)$188$1,038$56,449
311 ($1,226)$184$1,041$55,408
312 ($1,226)$181$1,045$54,364
Year 27 - 313 ($1,226)$178$1,048$53,316
314 ($1,226)$174$1,051$52,264
315 ($1,226)$171$1,055$51,210
316 ($1,226)$167$1,058$50,151
317 ($1,226)$164$1,062$49,090
318 ($1,226)$160$1,065$48,024
319 ($1,226)$157$1,069$46,956
320 ($1,226)$153$1,072$45,884
321 ($1,226)$150$1,076$44,808
322 ($1,226)$146$1,079$43,729
323 ($1,226)$143$1,083$42,646
324 ($1,226)$139$1,086$41,560
Year 28 - 325 ($1,226)$136$1,090$40,470
326 ($1,226)$132$1,093$39,377
327 ($1,226)$129$1,097$38,280
328 ($1,226)$125$1,100$37,179
329 ($1,226)$121$1,104$36,075
330 ($1,226)$118$1,108$34,968
331 ($1,226)$114$1,111$33,856
332 ($1,226)$111$1,115$32,741
333 ($1,226)$107$1,119$31,623
334 ($1,226)$103$1,122$30,501
335 ($1,226)$100$1,126$29,375
336 ($1,226)$96$1,130$28,245
Year 29 - 337 ($1,226)$92$1,133$27,112
338 ($1,226)$89$1,137$25,975
339 ($1,226)$85$1,141$24,834
340 ($1,226)$81$1,144$23,690
341 ($1,226)$77$1,148$22,542
342 ($1,226)$74$1,152$21,390
343 ($1,226)$70$1,156$20,234
344 ($1,226)$66$1,159$19,075
345 ($1,226)$62$1,163$17,911
346 ($1,226)$59$1,167$16,744
347 ($1,226)$55$1,171$15,574
348 ($1,226)$51$1,175$14,399
Year 30 - 349 ($1,226)$47$1,178$13,220
350 ($1,226)$43$1,182$12,038
351 ($1,226)$39$1,186$10,852
352 ($1,226)$35$1,190$9,662
353 ($1,226)$32$1,194$8,468
354 ($1,226)$28$1,198$7,270
355 ($1,226)$24$1,202$6,068
356 ($1,226)$20$1,206$4,862
357 ($1,226)$16$1,210$3,653
358 ($1,226)$12$1,214$2,439
359 ($1,226)$8$1,218$1,222
360 ($1,226)$4$1,222$0
TOTALS$181,993$259,200$441,193

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.