« Back to all home prices

Mortgage Payment Schedule for a $324,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($64,800) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,205 360 $174,532 $433,732

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $324,000
Down Payment $64,800$259,200
Year 1 - 1 ($1,205)$816$388$258,812
2 ($1,205)$815$390$258,422
3 ($1,205)$814$391$258,031
4 ($1,205)$813$392$257,639
5 ($1,205)$812$393$257,246
6 ($1,205)$810$394$256,852
7 ($1,205)$809$396$256,456
8 ($1,205)$808$397$256,059
9 ($1,205)$807$398$255,661
10 ($1,205)$805$399$255,261
11 ($1,205)$804$401$254,860
12 ($1,205)$803$402$254,458
Year 2 - 13 ($1,205)$802$403$254,055
14 ($1,205)$800$405$253,651
15 ($1,205)$799$406$253,245
16 ($1,205)$798$407$252,838
17 ($1,205)$796$408$252,429
18 ($1,205)$795$410$252,020
19 ($1,205)$794$411$251,609
20 ($1,205)$793$412$251,196
21 ($1,205)$791$414$250,783
22 ($1,205)$790$415$250,368
23 ($1,205)$789$416$249,952
24 ($1,205)$787$417$249,534
Year 3 - 25 ($1,205)$786$419$249,116
26 ($1,205)$785$420$248,696
27 ($1,205)$783$421$248,274
28 ($1,205)$782$423$247,851
29 ($1,205)$781$424$247,427
30 ($1,205)$779$425$247,002
31 ($1,205)$778$427$246,575
32 ($1,205)$777$428$246,147
33 ($1,205)$775$429$245,718
34 ($1,205)$774$431$245,287
35 ($1,205)$773$432$244,855
36 ($1,205)$771$434$244,421
Year 4 - 37 ($1,205)$770$435$243,986
38 ($1,205)$769$436$243,550
39 ($1,205)$767$438$243,112
40 ($1,205)$766$439$242,673
41 ($1,205)$764$440$242,233
42 ($1,205)$763$442$241,791
43 ($1,205)$762$443$241,348
44 ($1,205)$760$445$240,903
45 ($1,205)$759$446$240,457
46 ($1,205)$757$447$240,010
47 ($1,205)$756$449$239,561
48 ($1,205)$755$450$239,111
Year 5 - 49 ($1,205)$753$452$238,660
50 ($1,205)$752$453$238,207
51 ($1,205)$750$454$237,752
52 ($1,205)$749$456$237,296
53 ($1,205)$747$457$236,839
54 ($1,205)$746$459$236,380
55 ($1,205)$745$460$235,920
56 ($1,205)$743$462$235,458
57 ($1,205)$742$463$234,995
58 ($1,205)$740$465$234,530
59 ($1,205)$739$466$234,064
60 ($1,205)$737$468$233,597
Year 6 - 61 ($1,205)$736$469$233,128
62 ($1,205)$734$470$232,657
63 ($1,205)$733$472$232,186
64 ($1,205)$731$473$231,712
65 ($1,205)$730$475$231,237
66 ($1,205)$728$476$230,761
67 ($1,205)$727$478$230,283
68 ($1,205)$725$479$229,803
69 ($1,205)$724$481$229,323
70 ($1,205)$722$482$228,840
71 ($1,205)$721$484$228,356
72 ($1,205)$719$485$227,871
Year 7 - 73 ($1,205)$718$487$227,384
74 ($1,205)$716$489$226,895
75 ($1,205)$715$490$226,405
76 ($1,205)$713$492$225,913
77 ($1,205)$712$493$225,420
78 ($1,205)$710$495$224,925
79 ($1,205)$709$496$224,429
80 ($1,205)$707$498$223,931
81 ($1,205)$705$499$223,432
82 ($1,205)$704$501$222,931
83 ($1,205)$702$503$222,428
84 ($1,205)$701$504$221,924
Year 8 - 85 ($1,205)$699$506$221,418
86 ($1,205)$697$507$220,911
87 ($1,205)$696$509$220,402
88 ($1,205)$694$511$219,891
89 ($1,205)$693$512$219,379
90 ($1,205)$691$514$218,866
91 ($1,205)$689$515$218,350
92 ($1,205)$688$517$217,833
93 ($1,205)$686$519$217,315
94 ($1,205)$685$520$216,794
95 ($1,205)$683$522$216,272
96 ($1,205)$681$524$215,749
Year 9 - 97 ($1,205)$680$525$215,224
98 ($1,205)$678$527$214,697
99 ($1,205)$676$529$214,168
100 ($1,205)$675$530$213,638
101 ($1,205)$673$532$213,106
102 ($1,205)$671$534$212,573
103 ($1,205)$670$535$212,037
104 ($1,205)$668$537$211,501
105 ($1,205)$666$539$210,962
106 ($1,205)$665$540$210,422
107 ($1,205)$663$542$209,880
108 ($1,205)$661$544$209,336
Year 10 - 109 ($1,205)$659$545$208,791
110 ($1,205)$658$547$208,243
111 ($1,205)$656$549$207,695
112 ($1,205)$654$551$207,144
113 ($1,205)$653$552$206,592
114 ($1,205)$651$554$206,038
115 ($1,205)$649$556$205,482
116 ($1,205)$647$558$204,924
117 ($1,205)$646$559$204,365
118 ($1,205)$644$561$203,804
119 ($1,205)$642$563$203,241
120 ($1,205)$640$565$202,677
Year 11 - 121 ($1,205)$638$566$202,110
122 ($1,205)$637$568$201,542
123 ($1,205)$635$570$200,972
124 ($1,205)$633$572$200,400
125 ($1,205)$631$574$199,827
126 ($1,205)$629$575$199,251
127 ($1,205)$628$577$198,674
128 ($1,205)$626$579$198,095
129 ($1,205)$624$581$197,514
130 ($1,205)$622$583$196,932
131 ($1,205)$620$584$196,347
132 ($1,205)$618$586$195,761
Year 12 - 133 ($1,205)$617$588$195,173
134 ($1,205)$615$590$194,583
135 ($1,205)$613$592$193,991
136 ($1,205)$611$594$193,397
137 ($1,205)$609$596$192,802
138 ($1,205)$607$597$192,204
139 ($1,205)$605$599$191,605
140 ($1,205)$604$601$191,003
141 ($1,205)$602$603$190,400
142 ($1,205)$600$605$189,795
143 ($1,205)$598$607$189,188
144 ($1,205)$596$609$188,579
Year 13 - 145 ($1,205)$594$611$187,969
146 ($1,205)$592$613$187,356
147 ($1,205)$590$615$186,741
148 ($1,205)$588$617$186,125
149 ($1,205)$586$619$185,506
150 ($1,205)$584$620$184,886
151 ($1,205)$582$622$184,263
152 ($1,205)$580$624$183,639
153 ($1,205)$578$626$183,013
154 ($1,205)$576$628$182,384
155 ($1,205)$575$630$181,754
156 ($1,205)$573$632$181,122
Year 14 - 157 ($1,205)$571$634$180,487
158 ($1,205)$569$636$179,851
159 ($1,205)$567$638$179,213
160 ($1,205)$565$640$178,573
161 ($1,205)$563$642$177,930
162 ($1,205)$560$644$177,286
163 ($1,205)$558$646$176,640
164 ($1,205)$556$648$175,991
165 ($1,205)$554$650$175,341
166 ($1,205)$552$652$174,688
167 ($1,205)$550$655$174,034
168 ($1,205)$548$657$173,377
Year 15 - 169 ($1,205)$546$659$172,718
170 ($1,205)$544$661$172,058
171 ($1,205)$542$663$171,395
172 ($1,205)$540$665$170,730
173 ($1,205)$538$667$170,063
174 ($1,205)$536$669$169,394
175 ($1,205)$534$671$168,723
176 ($1,205)$531$673$168,049
177 ($1,205)$529$675$167,374
178 ($1,205)$527$678$166,696
179 ($1,205)$525$680$166,016
180 ($1,205)$523$682$165,335
Year 16 - 181 ($1,205)$521$684$164,651
182 ($1,205)$519$686$163,964
183 ($1,205)$516$688$163,276
184 ($1,205)$514$690$162,586
185 ($1,205)$512$693$161,893
186 ($1,205)$510$695$161,198
187 ($1,205)$508$697$160,501
188 ($1,205)$506$699$159,802
189 ($1,205)$503$701$159,100
190 ($1,205)$501$704$158,397
191 ($1,205)$499$706$157,691
192 ($1,205)$497$708$156,983
Year 17 - 193 ($1,205)$494$710$156,272
194 ($1,205)$492$713$155,560
195 ($1,205)$490$715$154,845
196 ($1,205)$488$717$154,128
197 ($1,205)$486$719$153,409
198 ($1,205)$483$722$152,687
199 ($1,205)$481$724$151,963
200 ($1,205)$479$726$151,237
201 ($1,205)$476$728$150,509
202 ($1,205)$474$731$149,778
203 ($1,205)$472$733$149,045
204 ($1,205)$469$735$148,310
Year 18 - 205 ($1,205)$467$738$147,572
206 ($1,205)$465$740$146,832
207 ($1,205)$463$742$146,090
208 ($1,205)$460$745$145,345
209 ($1,205)$458$747$144,598
210 ($1,205)$455$749$143,849
211 ($1,205)$453$752$143,097
212 ($1,205)$451$754$142,343
213 ($1,205)$448$756$141,587
214 ($1,205)$446$759$140,828
215 ($1,205)$444$761$140,067
216 ($1,205)$441$764$139,303
Year 19 - 217 ($1,205)$439$766$138,537
218 ($1,205)$436$768$137,769
219 ($1,205)$434$771$136,998
220 ($1,205)$432$773$136,225
221 ($1,205)$429$776$135,449
222 ($1,205)$427$778$134,671
223 ($1,205)$424$781$133,890
224 ($1,205)$422$783$133,107
225 ($1,205)$419$786$132,322
226 ($1,205)$417$788$131,534
227 ($1,205)$414$790$130,743
228 ($1,205)$412$793$129,950
Year 20 - 229 ($1,205)$409$795$129,155
230 ($1,205)$407$798$128,357
231 ($1,205)$404$800$127,556
232 ($1,205)$402$803$126,753
233 ($1,205)$399$806$125,948
234 ($1,205)$397$808$125,140
235 ($1,205)$394$811$124,329
236 ($1,205)$392$813$123,516
237 ($1,205)$389$816$122,700
238 ($1,205)$387$818$121,882
239 ($1,205)$384$821$121,061
240 ($1,205)$381$823$120,237
Year 21 - 241 ($1,205)$379$826$119,411
242 ($1,205)$376$829$118,583
243 ($1,205)$374$831$117,751
244 ($1,205)$371$834$116,917
245 ($1,205)$368$837$116,081
246 ($1,205)$366$839$115,242
247 ($1,205)$363$842$114,400
248 ($1,205)$360$844$113,555
249 ($1,205)$358$847$112,708
250 ($1,205)$355$850$111,859
251 ($1,205)$352$852$111,006
252 ($1,205)$350$855$110,151
Year 22 - 253 ($1,205)$347$858$109,293
254 ($1,205)$344$861$108,433
255 ($1,205)$342$863$107,569
256 ($1,205)$339$866$106,703
257 ($1,205)$336$869$105,835
258 ($1,205)$333$871$104,963
259 ($1,205)$331$874$104,089
260 ($1,205)$328$877$103,212
261 ($1,205)$325$880$102,332
262 ($1,205)$322$882$101,450
263 ($1,205)$320$885$100,565
264 ($1,205)$317$888$99,677
Year 23 - 265 ($1,205)$314$891$98,786
266 ($1,205)$311$894$97,892
267 ($1,205)$308$896$96,996
268 ($1,205)$306$899$96,097
269 ($1,205)$303$902$95,194
270 ($1,205)$300$905$94,289
271 ($1,205)$297$908$93,382
272 ($1,205)$294$911$92,471
273 ($1,205)$291$914$91,557
274 ($1,205)$288$916$90,641
275 ($1,205)$286$919$89,722
276 ($1,205)$283$922$88,800
Year 24 - 277 ($1,205)$280$925$87,874
278 ($1,205)$277$928$86,946
279 ($1,205)$274$931$86,016
280 ($1,205)$271$934$85,082
281 ($1,205)$268$937$84,145
282 ($1,205)$265$940$83,205
283 ($1,205)$262$943$82,262
284 ($1,205)$259$946$81,317
285 ($1,205)$256$949$80,368
286 ($1,205)$253$952$79,416
287 ($1,205)$250$955$78,462
288 ($1,205)$247$958$77,504
Year 25 - 289 ($1,205)$244$961$76,543
290 ($1,205)$241$964$75,580
291 ($1,205)$238$967$74,613
292 ($1,205)$235$970$73,643
293 ($1,205)$232$973$72,670
294 ($1,205)$229$976$71,694
295 ($1,205)$226$979$70,715
296 ($1,205)$223$982$69,733
297 ($1,205)$220$985$68,748
298 ($1,205)$217$988$67,760
299 ($1,205)$213$991$66,769
300 ($1,205)$210$994$65,774
Year 26 - 301 ($1,205)$207$998$64,777
302 ($1,205)$204$1,001$63,776
303 ($1,205)$201$1,004$62,772
304 ($1,205)$198$1,007$61,765
305 ($1,205)$195$1,010$60,755
306 ($1,205)$191$1,013$59,741
307 ($1,205)$188$1,017$58,724
308 ($1,205)$185$1,020$57,705
309 ($1,205)$182$1,023$56,682
310 ($1,205)$179$1,026$55,655
311 ($1,205)$175$1,029$54,626
312 ($1,205)$172$1,033$53,593
Year 27 - 313 ($1,205)$169$1,036$52,557
314 ($1,205)$166$1,039$51,518
315 ($1,205)$162$1,043$50,475
316 ($1,205)$159$1,046$49,429
317 ($1,205)$156$1,049$48,380
318 ($1,205)$152$1,052$47,328
319 ($1,205)$149$1,056$46,272
320 ($1,205)$146$1,059$45,213
321 ($1,205)$142$1,062$44,151
322 ($1,205)$139$1,066$43,085
323 ($1,205)$136$1,069$42,016
324 ($1,205)$132$1,072$40,943
Year 28 - 325 ($1,205)$129$1,076$39,868
326 ($1,205)$126$1,079$38,788
327 ($1,205)$122$1,083$37,706
328 ($1,205)$119$1,086$36,620
329 ($1,205)$115$1,089$35,530
330 ($1,205)$112$1,093$34,437
331 ($1,205)$108$1,096$33,341
332 ($1,205)$105$1,100$32,241
333 ($1,205)$102$1,103$31,138
334 ($1,205)$98$1,107$30,031
335 ($1,205)$95$1,110$28,921
336 ($1,205)$91$1,114$27,807
Year 29 - 337 ($1,205)$88$1,117$26,690
338 ($1,205)$84$1,121$25,569
339 ($1,205)$81$1,124$24,445
340 ($1,205)$77$1,128$23,317
341 ($1,205)$73$1,131$22,186
342 ($1,205)$70$1,135$21,051
343 ($1,205)$66$1,139$19,913
344 ($1,205)$63$1,142$18,770
345 ($1,205)$59$1,146$17,625
346 ($1,205)$56$1,149$16,475
347 ($1,205)$52$1,153$15,323
348 ($1,205)$48$1,157$14,166
Year 30 - 349 ($1,205)$45$1,160$13,006
350 ($1,205)$41$1,164$11,842
351 ($1,205)$37$1,168$10,674
352 ($1,205)$34$1,171$9,503
353 ($1,205)$30$1,175$8,328
354 ($1,205)$26$1,179$7,150
355 ($1,205)$23$1,182$5,968
356 ($1,205)$19$1,186$4,782
357 ($1,205)$15$1,190$3,592
358 ($1,205)$11$1,193$2,398
359 ($1,205)$8$1,197$1,201
360 ($1,205)$4$1,201$0
TOTALS$174,532$259,200$433,732

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.