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Mortgage Payment Schedule for a $325,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,226 360 $181,481 $441,481

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $325,000
Down Payment $65,000$260,000
Year 1 - 1 ($1,226)$845$381$259,619
2 ($1,226)$844$383$259,236
3 ($1,226)$843$384$258,852
4 ($1,226)$841$385$258,467
5 ($1,226)$840$386$258,081
6 ($1,226)$839$388$257,693
7 ($1,226)$838$389$257,304
8 ($1,226)$836$390$256,914
9 ($1,226)$835$391$256,523
10 ($1,226)$834$393$256,130
11 ($1,226)$832$394$255,736
12 ($1,226)$831$395$255,341
Year 2 - 13 ($1,226)$830$396$254,945
14 ($1,226)$829$398$254,547
15 ($1,226)$827$399$254,148
16 ($1,226)$826$400$253,748
17 ($1,226)$825$402$253,346
18 ($1,226)$823$403$252,943
19 ($1,226)$822$404$252,539
20 ($1,226)$821$406$252,133
21 ($1,226)$819$407$251,726
22 ($1,226)$818$408$251,318
23 ($1,226)$817$410$250,908
24 ($1,226)$815$411$250,498
Year 3 - 25 ($1,226)$814$412$250,085
26 ($1,226)$813$414$249,672
27 ($1,226)$811$415$249,257
28 ($1,226)$810$416$248,841
29 ($1,226)$809$418$248,423
30 ($1,226)$807$419$248,004
31 ($1,226)$806$420$247,584
32 ($1,226)$805$422$247,162
33 ($1,226)$803$423$246,739
34 ($1,226)$802$424$246,315
35 ($1,226)$801$426$245,889
36 ($1,226)$799$427$245,462
Year 4 - 37 ($1,226)$798$429$245,033
38 ($1,226)$796$430$244,603
39 ($1,226)$795$431$244,172
40 ($1,226)$794$433$243,739
41 ($1,226)$792$434$243,305
42 ($1,226)$791$436$242,869
43 ($1,226)$789$437$242,432
44 ($1,226)$788$438$241,994
45 ($1,226)$786$440$241,554
46 ($1,226)$785$441$241,112
47 ($1,226)$784$443$240,670
48 ($1,226)$782$444$240,226
Year 5 - 49 ($1,226)$781$446$239,780
50 ($1,226)$779$447$239,333
51 ($1,226)$778$449$238,884
52 ($1,226)$776$450$238,434
53 ($1,226)$775$451$237,983
54 ($1,226)$773$453$237,530
55 ($1,226)$772$454$237,076
56 ($1,226)$770$456$236,620
57 ($1,226)$769$457$236,163
58 ($1,226)$768$459$235,704
59 ($1,226)$766$460$235,243
60 ($1,226)$765$462$234,782
Year 6 - 61 ($1,226)$763$463$234,318
62 ($1,226)$762$465$233,854
63 ($1,226)$760$466$233,387
64 ($1,226)$759$468$232,919
65 ($1,226)$757$469$232,450
66 ($1,226)$755$471$231,979
67 ($1,226)$754$472$231,507
68 ($1,226)$752$474$231,033
69 ($1,226)$751$475$230,557
70 ($1,226)$749$477$230,080
71 ($1,226)$748$479$229,602
72 ($1,226)$746$480$229,122
Year 7 - 73 ($1,226)$745$482$228,640
74 ($1,226)$743$483$228,157
75 ($1,226)$742$485$227,672
76 ($1,226)$740$486$227,185
77 ($1,226)$738$488$226,697
78 ($1,226)$737$490$226,208
79 ($1,226)$735$491$225,717
80 ($1,226)$734$493$225,224
81 ($1,226)$732$494$224,730
82 ($1,226)$730$496$224,234
83 ($1,226)$729$498$223,736
84 ($1,226)$727$499$223,237
Year 8 - 85 ($1,226)$726$501$222,736
86 ($1,226)$724$502$222,234
87 ($1,226)$722$504$221,730
88 ($1,226)$721$506$221,224
89 ($1,226)$719$507$220,716
90 ($1,226)$717$509$220,207
91 ($1,226)$716$511$219,697
92 ($1,226)$714$512$219,184
93 ($1,226)$712$514$218,670
94 ($1,226)$711$516$218,155
95 ($1,226)$709$517$217,637
96 ($1,226)$707$519$217,118
Year 9 - 97 ($1,226)$706$521$216,598
98 ($1,226)$704$522$216,075
99 ($1,226)$702$524$215,551
100 ($1,226)$701$526$215,025
101 ($1,226)$699$528$214,498
102 ($1,226)$697$529$213,969
103 ($1,226)$695$531$213,438
104 ($1,226)$694$533$212,905
105 ($1,226)$692$534$212,371
106 ($1,226)$690$536$211,835
107 ($1,226)$688$538$211,297
108 ($1,226)$687$540$210,757
Year 10 - 109 ($1,226)$685$541$210,216
110 ($1,226)$683$543$209,673
111 ($1,226)$681$545$209,128
112 ($1,226)$680$547$208,581
113 ($1,226)$678$548$208,033
114 ($1,226)$676$550$207,482
115 ($1,226)$674$552$206,930
116 ($1,226)$673$554$206,377
117 ($1,226)$671$556$205,821
118 ($1,226)$669$557$205,264
119 ($1,226)$667$559$204,704
120 ($1,226)$665$561$204,143
Year 11 - 121 ($1,226)$663$563$203,580
122 ($1,226)$662$565$203,016
123 ($1,226)$660$567$202,449
124 ($1,226)$658$568$201,881
125 ($1,226)$656$570$201,311
126 ($1,226)$654$572$200,738
127 ($1,226)$652$574$200,164
128 ($1,226)$651$576$199,589
129 ($1,226)$649$578$199,011
130 ($1,226)$647$580$198,431
131 ($1,226)$645$581$197,850
132 ($1,226)$643$583$197,267
Year 12 - 133 ($1,226)$641$585$196,681
134 ($1,226)$639$587$196,094
135 ($1,226)$637$589$195,505
136 ($1,226)$635$591$194,914
137 ($1,226)$633$593$194,322
138 ($1,226)$632$595$193,727
139 ($1,226)$630$597$193,130
140 ($1,226)$628$599$192,531
141 ($1,226)$626$601$191,931
142 ($1,226)$624$603$191,328
143 ($1,226)$622$605$190,724
144 ($1,226)$620$606$190,117
Year 13 - 145 ($1,226)$618$608$189,509
146 ($1,226)$616$610$188,898
147 ($1,226)$614$612$188,286
148 ($1,226)$612$614$187,671
149 ($1,226)$610$616$187,055
150 ($1,226)$608$618$186,437
151 ($1,226)$606$620$185,816
152 ($1,226)$604$622$185,194
153 ($1,226)$602$624$184,569
154 ($1,226)$600$626$183,943
155 ($1,226)$598$629$183,314
156 ($1,226)$596$631$182,684
Year 14 - 157 ($1,226)$594$633$182,051
158 ($1,226)$592$635$181,416
159 ($1,226)$590$637$180,780
160 ($1,226)$588$639$180,141
161 ($1,226)$585$641$179,500
162 ($1,226)$583$643$178,857
163 ($1,226)$581$645$178,212
164 ($1,226)$579$647$177,565
165 ($1,226)$577$649$176,916
166 ($1,226)$575$651$176,264
167 ($1,226)$573$653$175,611
168 ($1,226)$571$656$174,955
Year 15 - 169 ($1,226)$569$658$174,297
170 ($1,226)$566$660$173,638
171 ($1,226)$564$662$172,976
172 ($1,226)$562$664$172,311
173 ($1,226)$560$666$171,645
174 ($1,226)$558$668$170,977
175 ($1,226)$556$671$170,306
176 ($1,226)$553$673$169,633
177 ($1,226)$551$675$168,958
178 ($1,226)$549$677$168,281
179 ($1,226)$547$679$167,601
180 ($1,226)$545$682$166,920
Year 16 - 181 ($1,226)$542$684$166,236
182 ($1,226)$540$686$165,550
183 ($1,226)$538$688$164,862
184 ($1,226)$536$691$164,171
185 ($1,226)$534$693$163,478
186 ($1,226)$531$695$162,783
187 ($1,226)$529$697$162,086
188 ($1,226)$527$700$161,386
189 ($1,226)$525$702$160,685
190 ($1,226)$522$704$159,980
191 ($1,226)$520$706$159,274
192 ($1,226)$518$709$158,565
Year 17 - 193 ($1,226)$515$711$157,854
194 ($1,226)$513$713$157,141
195 ($1,226)$511$716$156,425
196 ($1,226)$508$718$155,707
197 ($1,226)$506$720$154,987
198 ($1,226)$504$723$154,264
199 ($1,226)$501$725$153,540
200 ($1,226)$499$727$152,812
201 ($1,226)$497$730$152,082
202 ($1,226)$494$732$151,350
203 ($1,226)$492$734$150,616
204 ($1,226)$490$737$149,879
Year 18 - 205 ($1,226)$487$739$149,140
206 ($1,226)$485$742$148,398
207 ($1,226)$482$744$147,654
208 ($1,226)$480$746$146,908
209 ($1,226)$477$749$146,159
210 ($1,226)$475$751$145,408
211 ($1,226)$473$754$144,654
212 ($1,226)$470$756$143,898
213 ($1,226)$468$759$143,139
214 ($1,226)$465$761$142,378
215 ($1,226)$463$764$141,614
216 ($1,226)$460$766$140,848
Year 19 - 217 ($1,226)$458$769$140,079
218 ($1,226)$455$771$139,308
219 ($1,226)$453$774$138,535
220 ($1,226)$450$776$137,759
221 ($1,226)$448$779$136,980
222 ($1,226)$445$781$136,199
223 ($1,226)$443$784$135,415
224 ($1,226)$440$786$134,629
225 ($1,226)$438$789$133,840
226 ($1,226)$435$791$133,049
227 ($1,226)$432$794$132,255
228 ($1,226)$430$797$131,458
Year 20 - 229 ($1,226)$427$799$130,659
230 ($1,226)$425$802$129,858
231 ($1,226)$422$804$129,053
232 ($1,226)$419$807$128,246
233 ($1,226)$417$810$127,437
234 ($1,226)$414$812$126,625
235 ($1,226)$412$815$125,810
236 ($1,226)$409$817$124,992
237 ($1,226)$406$820$124,172
238 ($1,226)$404$823$123,350
239 ($1,226)$401$825$122,524
240 ($1,226)$398$828$121,696
Year 21 - 241 ($1,226)$396$831$120,865
242 ($1,226)$393$834$120,032
243 ($1,226)$390$836$119,195
244 ($1,226)$387$839$118,356
245 ($1,226)$385$842$117,515
246 ($1,226)$382$844$116,670
247 ($1,226)$379$847$115,823
248 ($1,226)$376$850$114,973
249 ($1,226)$374$853$114,121
250 ($1,226)$371$855$113,265
251 ($1,226)$368$858$112,407
252 ($1,226)$365$861$111,546
Year 22 - 253 ($1,226)$363$864$110,682
254 ($1,226)$360$867$109,815
255 ($1,226)$357$869$108,946
256 ($1,226)$354$872$108,074
257 ($1,226)$351$875$107,199
258 ($1,226)$348$878$106,321
259 ($1,226)$346$881$105,440
260 ($1,226)$343$884$104,556
261 ($1,226)$340$887$103,670
262 ($1,226)$337$889$102,780
263 ($1,226)$334$892$101,888
264 ($1,226)$331$895$100,993
Year 23 - 265 ($1,226)$328$898$100,095
266 ($1,226)$325$901$99,194
267 ($1,226)$322$904$98,290
268 ($1,226)$319$907$97,383
269 ($1,226)$316$910$96,473
270 ($1,226)$314$913$95,560
271 ($1,226)$311$916$94,644
272 ($1,226)$308$919$93,726
273 ($1,226)$305$922$92,804
274 ($1,226)$302$925$91,879
275 ($1,226)$299$928$90,952
276 ($1,226)$296$931$90,021
Year 24 - 277 ($1,226)$293$934$89,087
278 ($1,226)$290$937$88,150
279 ($1,226)$286$940$87,210
280 ($1,226)$283$943$86,267
281 ($1,226)$280$946$85,321
282 ($1,226)$277$949$84,372
283 ($1,226)$274$952$83,420
284 ($1,226)$271$955$82,465
285 ($1,226)$268$958$81,507
286 ($1,226)$265$961$80,545
287 ($1,226)$262$965$79,581
288 ($1,226)$259$968$78,613
Year 25 - 289 ($1,226)$255$971$77,642
290 ($1,226)$252$974$76,668
291 ($1,226)$249$977$75,691
292 ($1,226)$246$980$74,711
293 ($1,226)$243$984$73,727
294 ($1,226)$240$987$72,740
295 ($1,226)$236$990$71,751
296 ($1,226)$233$993$70,757
297 ($1,226)$230$996$69,761
298 ($1,226)$227$1,000$68,761
299 ($1,226)$223$1,003$67,759
300 ($1,226)$220$1,006$66,752
Year 26 - 301 ($1,226)$217$1,009$65,743
302 ($1,226)$214$1,013$64,730
303 ($1,226)$210$1,016$63,714
304 ($1,226)$207$1,019$62,695
305 ($1,226)$204$1,023$61,673
306 ($1,226)$200$1,026$60,647
307 ($1,226)$197$1,029$59,617
308 ($1,226)$194$1,033$58,585
309 ($1,226)$190$1,036$57,549
310 ($1,226)$187$1,039$56,510
311 ($1,226)$184$1,043$55,467
312 ($1,226)$180$1,046$54,421
Year 27 - 313 ($1,226)$177$1,049$53,371
314 ($1,226)$173$1,053$52,318
315 ($1,226)$170$1,056$51,262
316 ($1,226)$167$1,060$50,202
317 ($1,226)$163$1,063$49,139
318 ($1,226)$160$1,067$48,073
319 ($1,226)$156$1,070$47,003
320 ($1,226)$153$1,074$45,929
321 ($1,226)$149$1,077$44,852
322 ($1,226)$146$1,081$43,771
323 ($1,226)$142$1,084$42,687
324 ($1,226)$139$1,088$41,600
Year 28 - 325 ($1,226)$135$1,091$40,508
326 ($1,226)$132$1,095$39,414
327 ($1,226)$128$1,098$38,316
328 ($1,226)$125$1,102$37,214
329 ($1,226)$121$1,105$36,108
330 ($1,226)$117$1,109$34,999
331 ($1,226)$114$1,113$33,887
332 ($1,226)$110$1,116$32,771
333 ($1,226)$107$1,120$31,651
334 ($1,226)$103$1,123$30,527
335 ($1,226)$99$1,127$29,400
336 ($1,226)$96$1,131$28,269
Year 29 - 337 ($1,226)$92$1,134$27,135
338 ($1,226)$88$1,138$25,997
339 ($1,226)$84$1,142$24,855
340 ($1,226)$81$1,146$23,709
341 ($1,226)$77$1,149$22,560
342 ($1,226)$73$1,153$21,407
343 ($1,226)$70$1,157$20,250
344 ($1,226)$66$1,161$19,090
345 ($1,226)$62$1,164$17,925
346 ($1,226)$58$1,168$16,757
347 ($1,226)$54$1,172$15,586
348 ($1,226)$51$1,176$14,410
Year 30 - 349 ($1,226)$47$1,180$13,230
350 ($1,226)$43$1,183$12,047
351 ($1,226)$39$1,187$10,860
352 ($1,226)$35$1,191$9,669
353 ($1,226)$31$1,195$8,474
354 ($1,226)$28$1,199$7,275
355 ($1,226)$24$1,203$6,072
356 ($1,226)$20$1,207$4,866
357 ($1,226)$16$1,211$3,655
358 ($1,226)$12$1,214$2,441
359 ($1,226)$8$1,218$1,222
360 ($1,226)$4$1,222$0
TOTALS$181,481$260,000$441,481

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.