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Mortgage Payment Schedule for a $325,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,223 360 $180,410 $440,410

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $325,000
Down Payment $65,000$260,000
Year 1 - 1 ($1,223)$841$383$259,617
2 ($1,223)$839$384$259,233
3 ($1,223)$838$385$258,848
4 ($1,223)$837$386$258,462
5 ($1,223)$836$388$258,074
6 ($1,223)$834$389$257,685
7 ($1,223)$833$390$257,295
8 ($1,223)$832$391$256,904
9 ($1,223)$831$393$256,511
10 ($1,223)$829$394$256,117
11 ($1,223)$828$395$255,722
12 ($1,223)$827$397$255,325
Year 2 - 13 ($1,223)$826$398$254,927
14 ($1,223)$824$399$254,528
15 ($1,223)$823$400$254,128
16 ($1,223)$822$402$253,726
17 ($1,223)$820$403$253,323
18 ($1,223)$819$404$252,919
19 ($1,223)$818$406$252,513
20 ($1,223)$816$407$252,106
21 ($1,223)$815$408$251,698
22 ($1,223)$814$410$251,289
23 ($1,223)$812$411$250,878
24 ($1,223)$811$412$250,466
Year 3 - 25 ($1,223)$810$414$250,052
26 ($1,223)$809$415$249,637
27 ($1,223)$807$416$249,221
28 ($1,223)$806$418$248,803
29 ($1,223)$804$419$248,385
30 ($1,223)$803$420$247,964
31 ($1,223)$802$422$247,543
32 ($1,223)$800$423$247,120
33 ($1,223)$799$424$246,695
34 ($1,223)$798$426$246,270
35 ($1,223)$796$427$245,843
36 ($1,223)$795$428$245,414
Year 4 - 37 ($1,223)$794$430$244,984
38 ($1,223)$792$431$244,553
39 ($1,223)$791$433$244,120
40 ($1,223)$789$434$243,686
41 ($1,223)$788$435$243,251
42 ($1,223)$787$437$242,814
43 ($1,223)$785$438$242,376
44 ($1,223)$784$440$241,936
45 ($1,223)$782$441$241,495
46 ($1,223)$781$443$241,053
47 ($1,223)$779$444$240,609
48 ($1,223)$778$445$240,163
Year 5 - 49 ($1,223)$777$447$239,716
50 ($1,223)$775$448$239,268
51 ($1,223)$774$450$238,818
52 ($1,223)$772$451$238,367
53 ($1,223)$771$453$237,915
54 ($1,223)$769$454$237,460
55 ($1,223)$768$456$237,005
56 ($1,223)$766$457$236,548
57 ($1,223)$765$459$236,089
58 ($1,223)$763$460$235,629
59 ($1,223)$762$461$235,168
60 ($1,223)$760$463$234,705
Year 6 - 61 ($1,223)$759$464$234,240
62 ($1,223)$757$466$233,774
63 ($1,223)$756$467$233,307
64 ($1,223)$754$469$232,838
65 ($1,223)$753$471$232,367
66 ($1,223)$751$472$231,895
67 ($1,223)$750$474$231,422
68 ($1,223)$748$475$230,947
69 ($1,223)$747$477$230,470
70 ($1,223)$745$478$229,992
71 ($1,223)$744$480$229,512
72 ($1,223)$742$481$229,031
Year 7 - 73 ($1,223)$741$483$228,548
74 ($1,223)$739$484$228,064
75 ($1,223)$737$486$227,578
76 ($1,223)$736$488$227,090
77 ($1,223)$734$489$226,601
78 ($1,223)$733$491$226,110
79 ($1,223)$731$492$225,618
80 ($1,223)$729$494$225,124
81 ($1,223)$728$495$224,629
82 ($1,223)$726$497$224,132
83 ($1,223)$725$499$223,633
84 ($1,223)$723$500$223,133
Year 8 - 85 ($1,223)$721$502$222,631
86 ($1,223)$720$504$222,127
87 ($1,223)$718$505$221,622
88 ($1,223)$717$507$221,115
89 ($1,223)$715$508$220,607
90 ($1,223)$713$510$220,097
91 ($1,223)$712$512$219,585
92 ($1,223)$710$513$219,072
93 ($1,223)$708$515$218,557
94 ($1,223)$707$517$218,040
95 ($1,223)$705$518$217,522
96 ($1,223)$703$520$217,002
Year 9 - 97 ($1,223)$702$522$216,480
98 ($1,223)$700$523$215,957
99 ($1,223)$698$525$215,431
100 ($1,223)$697$527$214,905
101 ($1,223)$695$529$214,376
102 ($1,223)$693$530$213,846
103 ($1,223)$691$532$213,314
104 ($1,223)$690$534$212,780
105 ($1,223)$688$535$212,245
106 ($1,223)$686$537$211,708
107 ($1,223)$685$539$211,169
108 ($1,223)$683$541$210,628
Year 10 - 109 ($1,223)$681$542$210,086
110 ($1,223)$679$544$209,542
111 ($1,223)$678$546$208,996
112 ($1,223)$676$548$208,449
113 ($1,223)$674$549$207,899
114 ($1,223)$672$551$207,348
115 ($1,223)$670$553$206,795
116 ($1,223)$669$555$206,240
117 ($1,223)$667$557$205,684
118 ($1,223)$665$558$205,126
119 ($1,223)$663$560$204,566
120 ($1,223)$661$562$204,004
Year 11 - 121 ($1,223)$660$564$203,440
122 ($1,223)$658$566$202,874
123 ($1,223)$656$567$202,307
124 ($1,223)$654$569$201,738
125 ($1,223)$652$571$201,167
126 ($1,223)$650$573$200,594
127 ($1,223)$649$575$200,019
128 ($1,223)$647$577$199,442
129 ($1,223)$645$578$198,864
130 ($1,223)$643$580$198,283
131 ($1,223)$641$582$197,701
132 ($1,223)$639$584$197,117
Year 12 - 133 ($1,223)$637$586$196,531
134 ($1,223)$635$588$195,943
135 ($1,223)$634$590$195,353
136 ($1,223)$632$592$194,762
137 ($1,223)$630$594$194,168
138 ($1,223)$628$596$193,572
139 ($1,223)$626$597$192,975
140 ($1,223)$624$599$192,375
141 ($1,223)$622$601$191,774
142 ($1,223)$620$603$191,171
143 ($1,223)$618$605$190,566
144 ($1,223)$616$607$189,958
Year 13 - 145 ($1,223)$614$609$189,349
146 ($1,223)$612$611$188,738
147 ($1,223)$610$613$188,125
148 ($1,223)$608$615$187,510
149 ($1,223)$606$617$186,893
150 ($1,223)$604$619$186,274
151 ($1,223)$602$621$185,653
152 ($1,223)$600$623$185,030
153 ($1,223)$598$625$184,404
154 ($1,223)$596$627$183,777
155 ($1,223)$594$629$183,148
156 ($1,223)$592$631$182,517
Year 14 - 157 ($1,223)$590$633$181,884
158 ($1,223)$588$635$181,249
159 ($1,223)$586$637$180,611
160 ($1,223)$584$639$179,972
161 ($1,223)$582$641$179,330
162 ($1,223)$580$644$178,687
163 ($1,223)$578$646$178,041
164 ($1,223)$576$648$177,394
165 ($1,223)$574$650$176,744
166 ($1,223)$571$652$176,092
167 ($1,223)$569$654$175,438
168 ($1,223)$567$656$174,782
Year 15 - 169 ($1,223)$565$658$174,124
170 ($1,223)$563$660$173,463
171 ($1,223)$561$662$172,801
172 ($1,223)$559$665$172,136
173 ($1,223)$557$667$171,469
174 ($1,223)$554$669$170,800
175 ($1,223)$552$671$170,129
176 ($1,223)$550$673$169,456
177 ($1,223)$548$675$168,780
178 ($1,223)$546$678$168,103
179 ($1,223)$544$680$167,423
180 ($1,223)$541$682$166,741
Year 16 - 181 ($1,223)$539$684$166,057
182 ($1,223)$537$686$165,370
183 ($1,223)$535$689$164,682
184 ($1,223)$532$691$163,991
185 ($1,223)$530$693$163,298
186 ($1,223)$528$695$162,602
187 ($1,223)$526$698$161,905
188 ($1,223)$523$700$161,205
189 ($1,223)$521$702$160,503
190 ($1,223)$519$704$159,798
191 ($1,223)$517$707$159,092
192 ($1,223)$514$709$158,383
Year 17 - 193 ($1,223)$512$711$157,671
194 ($1,223)$510$714$156,958
195 ($1,223)$507$716$156,242
196 ($1,223)$505$718$155,524
197 ($1,223)$503$720$154,803
198 ($1,223)$501$723$154,080
199 ($1,223)$498$725$153,355
200 ($1,223)$496$728$152,628
201 ($1,223)$493$730$151,898
202 ($1,223)$491$732$151,166
203 ($1,223)$489$735$150,431
204 ($1,223)$486$737$149,694
Year 18 - 205 ($1,223)$484$739$148,955
206 ($1,223)$482$742$148,213
207 ($1,223)$479$744$147,469
208 ($1,223)$477$747$146,722
209 ($1,223)$474$749$145,973
210 ($1,223)$472$751$145,222
211 ($1,223)$470$754$144,468
212 ($1,223)$467$756$143,712
213 ($1,223)$465$759$142,953
214 ($1,223)$462$761$142,192
215 ($1,223)$460$764$141,429
216 ($1,223)$457$766$140,662
Year 19 - 217 ($1,223)$455$769$139,894
218 ($1,223)$452$771$139,123
219 ($1,223)$450$774$138,349
220 ($1,223)$447$776$137,573
221 ($1,223)$445$779$136,795
222 ($1,223)$442$781$136,014
223 ($1,223)$440$784$135,230
224 ($1,223)$437$786$134,444
225 ($1,223)$435$789$133,655
226 ($1,223)$432$791$132,864
227 ($1,223)$430$794$132,070
228 ($1,223)$427$796$131,274
Year 20 - 229 ($1,223)$424$799$130,475
230 ($1,223)$422$801$129,674
231 ($1,223)$419$804$128,870
232 ($1,223)$417$807$128,063
233 ($1,223)$414$809$127,254
234 ($1,223)$411$812$126,442
235 ($1,223)$409$815$125,627
236 ($1,223)$406$817$124,810
237 ($1,223)$404$820$123,990
238 ($1,223)$401$822$123,168
239 ($1,223)$398$825$122,343
240 ($1,223)$396$828$121,515
Year 21 - 241 ($1,223)$393$830$120,684
242 ($1,223)$390$833$119,851
243 ($1,223)$388$836$119,015
244 ($1,223)$385$839$118,177
245 ($1,223)$382$841$117,336
246 ($1,223)$379$844$116,492
247 ($1,223)$377$847$115,645
248 ($1,223)$374$849$114,795
249 ($1,223)$371$852$113,943
250 ($1,223)$368$855$113,088
251 ($1,223)$366$858$112,231
252 ($1,223)$363$860$111,370
Year 22 - 253 ($1,223)$360$863$110,507
254 ($1,223)$357$866$109,641
255 ($1,223)$355$869$108,772
256 ($1,223)$352$872$107,900
257 ($1,223)$349$874$107,026
258 ($1,223)$346$877$106,148
259 ($1,223)$343$880$105,268
260 ($1,223)$340$883$104,385
261 ($1,223)$338$886$103,499
262 ($1,223)$335$889$102,611
263 ($1,223)$332$892$101,719
264 ($1,223)$329$894$100,825
Year 23 - 265 ($1,223)$326$897$99,927
266 ($1,223)$323$900$99,027
267 ($1,223)$320$903$98,124
268 ($1,223)$317$906$97,218
269 ($1,223)$314$909$96,309
270 ($1,223)$311$912$95,397
271 ($1,223)$308$915$94,482
272 ($1,223)$305$918$93,564
273 ($1,223)$303$921$92,643
274 ($1,223)$300$924$91,719
275 ($1,223)$297$927$90,793
276 ($1,223)$294$930$89,863
Year 24 - 277 ($1,223)$291$933$88,930
278 ($1,223)$288$936$87,994
279 ($1,223)$285$939$87,055
280 ($1,223)$281$942$86,113
281 ($1,223)$278$945$85,169
282 ($1,223)$275$948$84,221
283 ($1,223)$272$951$83,270
284 ($1,223)$269$954$82,315
285 ($1,223)$266$957$81,358
286 ($1,223)$263$960$80,398
287 ($1,223)$260$963$79,434
288 ($1,223)$257$967$78,468
Year 25 - 289 ($1,223)$254$970$77,498
290 ($1,223)$251$973$76,526
291 ($1,223)$247$976$75,550
292 ($1,223)$244$979$74,571
293 ($1,223)$241$982$73,588
294 ($1,223)$238$985$72,603
295 ($1,223)$235$989$71,614
296 ($1,223)$232$992$70,622
297 ($1,223)$228$995$69,627
298 ($1,223)$225$998$68,629
299 ($1,223)$222$1,001$67,628
300 ($1,223)$219$1,005$66,623
Year 26 - 301 ($1,223)$215$1,008$65,615
302 ($1,223)$212$1,011$64,604
303 ($1,223)$209$1,014$63,589
304 ($1,223)$206$1,018$62,572
305 ($1,223)$202$1,021$61,551
306 ($1,223)$199$1,024$60,526
307 ($1,223)$196$1,028$59,499
308 ($1,223)$192$1,031$58,468
309 ($1,223)$189$1,034$57,433
310 ($1,223)$186$1,038$56,396
311 ($1,223)$182$1,041$55,355
312 ($1,223)$179$1,044$54,310
Year 27 - 313 ($1,223)$176$1,048$53,263
314 ($1,223)$172$1,051$52,211
315 ($1,223)$169$1,055$51,157
316 ($1,223)$165$1,058$50,099
317 ($1,223)$162$1,061$49,037
318 ($1,223)$159$1,065$47,973
319 ($1,223)$155$1,068$46,904
320 ($1,223)$152$1,072$45,833
321 ($1,223)$148$1,075$44,758
322 ($1,223)$145$1,079$43,679
323 ($1,223)$141$1,082$42,597
324 ($1,223)$138$1,086$41,511
Year 28 - 325 ($1,223)$134$1,089$40,422
326 ($1,223)$131$1,093$39,329
327 ($1,223)$127$1,096$38,233
328 ($1,223)$124$1,100$37,133
329 ($1,223)$120$1,103$36,030
330 ($1,223)$116$1,107$34,923
331 ($1,223)$113$1,110$33,813
332 ($1,223)$109$1,114$32,699
333 ($1,223)$106$1,118$31,581
334 ($1,223)$102$1,121$30,460
335 ($1,223)$98$1,125$29,335
336 ($1,223)$95$1,129$28,207
Year 29 - 337 ($1,223)$91$1,132$27,074
338 ($1,223)$88$1,136$25,939
339 ($1,223)$84$1,139$24,799
340 ($1,223)$80$1,143$23,656
341 ($1,223)$76$1,147$22,509
342 ($1,223)$73$1,151$21,358
343 ($1,223)$69$1,154$20,204
344 ($1,223)$65$1,158$19,046
345 ($1,223)$62$1,162$17,884
346 ($1,223)$58$1,166$16,719
347 ($1,223)$54$1,169$15,549
348 ($1,223)$50$1,173$14,376
Year 30 - 349 ($1,223)$46$1,177$13,200
350 ($1,223)$43$1,181$12,019
351 ($1,223)$39$1,184$10,834
352 ($1,223)$35$1,188$9,646
353 ($1,223)$31$1,192$8,454
354 ($1,223)$27$1,196$7,258
355 ($1,223)$23$1,200$6,058
356 ($1,223)$20$1,204$4,854
357 ($1,223)$16$1,208$3,646
358 ($1,223)$12$1,212$2,435
359 ($1,223)$8$1,215$1,219
360 ($1,223)$4$1,219$0
TOTALS$180,410$260,000$440,410

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.