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Mortgage Payment Schedule for a $326,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,200) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,227 360 $180,965 $441,765

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $326,000
Down Payment $65,200$260,800
Year 1 - 1 ($1,227)$843$384$260,416
2 ($1,227)$842$385$260,031
3 ($1,227)$841$386$259,645
4 ($1,227)$840$388$259,257
5 ($1,227)$838$389$258,868
6 ($1,227)$837$390$258,478
7 ($1,227)$836$391$258,087
8 ($1,227)$834$393$257,694
9 ($1,227)$833$394$257,300
10 ($1,227)$832$395$256,905
11 ($1,227)$831$396$256,508
12 ($1,227)$829$398$256,111
Year 2 - 13 ($1,227)$828$399$255,712
14 ($1,227)$827$400$255,311
15 ($1,227)$826$402$254,910
16 ($1,227)$824$403$254,507
17 ($1,227)$823$404$254,103
18 ($1,227)$822$406$253,697
19 ($1,227)$820$407$253,290
20 ($1,227)$819$408$252,882
21 ($1,227)$818$409$252,473
22 ($1,227)$816$411$252,062
23 ($1,227)$815$412$251,650
24 ($1,227)$814$413$251,236
Year 3 - 25 ($1,227)$812$415$250,821
26 ($1,227)$811$416$250,405
27 ($1,227)$810$417$249,988
28 ($1,227)$808$419$249,569
29 ($1,227)$807$420$249,149
30 ($1,227)$806$422$248,727
31 ($1,227)$804$423$248,304
32 ($1,227)$803$424$247,880
33 ($1,227)$801$426$247,454
34 ($1,227)$800$427$247,027
35 ($1,227)$799$428$246,599
36 ($1,227)$797$430$246,169
Year 4 - 37 ($1,227)$796$431$245,738
38 ($1,227)$795$433$245,306
39 ($1,227)$793$434$244,872
40 ($1,227)$792$435$244,436
41 ($1,227)$790$437$243,999
42 ($1,227)$789$438$243,561
43 ($1,227)$788$440$243,122
44 ($1,227)$786$441$242,681
45 ($1,227)$785$442$242,238
46 ($1,227)$783$444$241,794
47 ($1,227)$782$445$241,349
48 ($1,227)$780$447$240,902
Year 5 - 49 ($1,227)$779$448$240,454
50 ($1,227)$777$450$240,004
51 ($1,227)$776$451$239,553
52 ($1,227)$775$453$239,101
53 ($1,227)$773$454$238,647
54 ($1,227)$772$456$238,191
55 ($1,227)$770$457$237,734
56 ($1,227)$769$458$237,276
57 ($1,227)$767$460$236,816
58 ($1,227)$766$461$236,354
59 ($1,227)$764$463$235,891
60 ($1,227)$763$464$235,427
Year 6 - 61 ($1,227)$761$466$234,961
62 ($1,227)$760$467$234,494
63 ($1,227)$758$469$234,025
64 ($1,227)$757$470$233,554
65 ($1,227)$755$472$233,082
66 ($1,227)$754$473$232,609
67 ($1,227)$752$475$232,134
68 ($1,227)$751$477$231,657
69 ($1,227)$749$478$231,179
70 ($1,227)$747$480$230,699
71 ($1,227)$746$481$230,218
72 ($1,227)$744$483$229,736
Year 7 - 73 ($1,227)$743$484$229,251
74 ($1,227)$741$486$228,765
75 ($1,227)$740$487$228,278
76 ($1,227)$738$489$227,789
77 ($1,227)$737$491$227,298
78 ($1,227)$735$492$226,806
79 ($1,227)$733$494$226,312
80 ($1,227)$732$495$225,817
81 ($1,227)$730$497$225,320
82 ($1,227)$729$499$224,821
83 ($1,227)$727$500$224,321
84 ($1,227)$725$502$223,819
Year 8 - 85 ($1,227)$724$503$223,316
86 ($1,227)$722$505$222,811
87 ($1,227)$720$507$222,304
88 ($1,227)$719$508$221,796
89 ($1,227)$717$510$221,286
90 ($1,227)$715$512$220,774
91 ($1,227)$714$513$220,261
92 ($1,227)$712$515$219,746
93 ($1,227)$711$517$219,229
94 ($1,227)$709$518$218,711
95 ($1,227)$707$520$218,191
96 ($1,227)$705$522$217,669
Year 9 - 97 ($1,227)$704$523$217,146
98 ($1,227)$702$525$216,621
99 ($1,227)$700$527$216,094
100 ($1,227)$699$528$215,566
101 ($1,227)$697$530$215,036
102 ($1,227)$695$532$214,504
103 ($1,227)$694$534$213,970
104 ($1,227)$692$535$213,435
105 ($1,227)$690$537$212,898
106 ($1,227)$688$539$212,359
107 ($1,227)$687$540$211,819
108 ($1,227)$685$542$211,277
Year 10 - 109 ($1,227)$683$544$210,733
110 ($1,227)$681$546$210,187
111 ($1,227)$680$548$209,639
112 ($1,227)$678$549$209,090
113 ($1,227)$676$551$208,539
114 ($1,227)$674$553$207,986
115 ($1,227)$672$555$207,431
116 ($1,227)$671$556$206,875
117 ($1,227)$669$558$206,317
118 ($1,227)$667$560$205,757
119 ($1,227)$665$562$205,195
120 ($1,227)$663$564$204,631
Year 11 - 121 ($1,227)$662$565$204,066
122 ($1,227)$660$567$203,498
123 ($1,227)$658$569$202,929
124 ($1,227)$656$571$202,358
125 ($1,227)$654$573$201,786
126 ($1,227)$652$575$201,211
127 ($1,227)$651$577$200,634
128 ($1,227)$649$578$200,056
129 ($1,227)$647$580$199,476
130 ($1,227)$645$582$198,893
131 ($1,227)$643$584$198,309
132 ($1,227)$641$586$197,723
Year 12 - 133 ($1,227)$639$588$197,136
134 ($1,227)$637$590$196,546
135 ($1,227)$635$592$195,954
136 ($1,227)$634$594$195,361
137 ($1,227)$632$595$194,765
138 ($1,227)$630$597$194,168
139 ($1,227)$628$599$193,569
140 ($1,227)$626$601$192,967
141 ($1,227)$624$603$192,364
142 ($1,227)$622$605$191,759
143 ($1,227)$620$607$191,152
144 ($1,227)$618$609$190,543
Year 13 - 145 ($1,227)$616$611$189,932
146 ($1,227)$614$613$189,319
147 ($1,227)$612$615$188,704
148 ($1,227)$610$617$188,087
149 ($1,227)$608$619$187,468
150 ($1,227)$606$621$186,847
151 ($1,227)$604$623$186,224
152 ($1,227)$602$625$185,599
153 ($1,227)$600$627$184,972
154 ($1,227)$598$629$184,343
155 ($1,227)$596$631$183,712
156 ($1,227)$594$633$183,079
Year 14 - 157 ($1,227)$592$635$182,443
158 ($1,227)$590$637$181,806
159 ($1,227)$588$639$181,167
160 ($1,227)$586$641$180,526
161 ($1,227)$584$643$179,882
162 ($1,227)$582$646$179,237
163 ($1,227)$580$648$178,589
164 ($1,227)$577$650$177,939
165 ($1,227)$575$652$177,288
166 ($1,227)$573$654$176,634
167 ($1,227)$571$656$175,978
168 ($1,227)$569$658$175,320
Year 15 - 169 ($1,227)$567$660$174,659
170 ($1,227)$565$662$173,997
171 ($1,227)$563$665$173,332
172 ($1,227)$560$667$172,666
173 ($1,227)$558$669$171,997
174 ($1,227)$556$671$171,326
175 ($1,227)$554$673$170,653
176 ($1,227)$552$675$169,977
177 ($1,227)$550$678$169,300
178 ($1,227)$547$680$168,620
179 ($1,227)$545$682$167,938
180 ($1,227)$543$684$167,254
Year 16 - 181 ($1,227)$541$686$166,568
182 ($1,227)$539$689$165,879
183 ($1,227)$536$691$165,188
184 ($1,227)$534$693$164,495
185 ($1,227)$532$695$163,800
186 ($1,227)$530$698$163,103
187 ($1,227)$527$700$162,403
188 ($1,227)$525$702$161,701
189 ($1,227)$523$704$160,997
190 ($1,227)$521$707$160,290
191 ($1,227)$518$709$159,581
192 ($1,227)$516$711$158,870
Year 17 - 193 ($1,227)$514$713$158,157
194 ($1,227)$511$716$157,441
195 ($1,227)$509$718$156,723
196 ($1,227)$507$720$156,002
197 ($1,227)$504$723$155,280
198 ($1,227)$502$725$154,555
199 ($1,227)$500$727$153,827
200 ($1,227)$497$730$153,097
201 ($1,227)$495$732$152,365
202 ($1,227)$493$734$151,631
203 ($1,227)$490$737$150,894
204 ($1,227)$488$739$150,155
Year 18 - 205 ($1,227)$486$742$149,413
206 ($1,227)$483$744$148,669
207 ($1,227)$481$746$147,923
208 ($1,227)$478$749$147,174
209 ($1,227)$476$751$146,423
210 ($1,227)$473$754$145,669
211 ($1,227)$471$756$144,913
212 ($1,227)$469$759$144,154
213 ($1,227)$466$761$143,393
214 ($1,227)$464$763$142,630
215 ($1,227)$461$766$141,864
216 ($1,227)$459$768$141,095
Year 19 - 217 ($1,227)$456$771$140,324
218 ($1,227)$454$773$139,551
219 ($1,227)$451$776$138,775
220 ($1,227)$449$778$137,997
221 ($1,227)$446$781$137,216
222 ($1,227)$444$783$136,432
223 ($1,227)$441$786$135,646
224 ($1,227)$439$789$134,858
225 ($1,227)$436$791$134,067
226 ($1,227)$433$794$133,273
227 ($1,227)$431$796$132,477
228 ($1,227)$428$799$131,678
Year 20 - 229 ($1,227)$426$801$130,877
230 ($1,227)$423$804$130,073
231 ($1,227)$421$807$129,266
232 ($1,227)$418$809$128,457
233 ($1,227)$415$812$127,645
234 ($1,227)$413$814$126,831
235 ($1,227)$410$817$126,014
236 ($1,227)$407$820$125,194
237 ($1,227)$405$822$124,372
238 ($1,227)$402$825$123,547
239 ($1,227)$399$828$122,719
240 ($1,227)$397$830$121,889
Year 21 - 241 ($1,227)$394$833$121,056
242 ($1,227)$391$836$120,220
243 ($1,227)$389$838$119,382
244 ($1,227)$386$841$118,540
245 ($1,227)$383$844$117,697
246 ($1,227)$381$847$116,850
247 ($1,227)$378$849$116,001
248 ($1,227)$375$852$115,149
249 ($1,227)$372$855$114,294
250 ($1,227)$370$858$113,436
251 ($1,227)$367$860$112,576
252 ($1,227)$364$863$111,713
Year 22 - 253 ($1,227)$361$866$110,847
254 ($1,227)$358$869$109,978
255 ($1,227)$356$872$109,107
256 ($1,227)$353$874$108,232
257 ($1,227)$350$877$107,355
258 ($1,227)$347$880$106,475
259 ($1,227)$344$883$105,592
260 ($1,227)$341$886$104,707
261 ($1,227)$339$889$103,818
262 ($1,227)$336$891$102,927
263 ($1,227)$333$894$102,032
264 ($1,227)$330$897$101,135
Year 23 - 265 ($1,227)$327$900$100,235
266 ($1,227)$324$903$99,332
267 ($1,227)$321$906$98,426
268 ($1,227)$318$909$97,517
269 ($1,227)$315$912$96,605
270 ($1,227)$312$915$95,690
271 ($1,227)$309$918$94,773
272 ($1,227)$306$921$93,852
273 ($1,227)$303$924$92,928
274 ($1,227)$300$927$92,002
275 ($1,227)$297$930$91,072
276 ($1,227)$294$933$90,139
Year 24 - 277 ($1,227)$291$936$89,204
278 ($1,227)$288$939$88,265
279 ($1,227)$285$942$87,323
280 ($1,227)$282$945$86,378
281 ($1,227)$279$948$85,431
282 ($1,227)$276$951$84,480
283 ($1,227)$273$954$83,526
284 ($1,227)$270$957$82,569
285 ($1,227)$267$960$81,609
286 ($1,227)$264$963$80,645
287 ($1,227)$261$966$79,679
288 ($1,227)$258$969$78,709
Year 25 - 289 ($1,227)$254$973$77,737
290 ($1,227)$251$976$76,761
291 ($1,227)$248$979$75,782
292 ($1,227)$245$982$74,800
293 ($1,227)$242$985$73,815
294 ($1,227)$239$988$72,826
295 ($1,227)$235$992$71,835
296 ($1,227)$232$995$70,840
297 ($1,227)$229$998$69,842
298 ($1,227)$226$1,001$68,840
299 ($1,227)$223$1,005$67,836
300 ($1,227)$219$1,008$66,828
Year 26 - 301 ($1,227)$216$1,011$65,817
302 ($1,227)$213$1,014$64,803
303 ($1,227)$210$1,018$63,785
304 ($1,227)$206$1,021$62,764
305 ($1,227)$203$1,024$61,740
306 ($1,227)$200$1,027$60,713
307 ($1,227)$196$1,031$59,682
308 ($1,227)$193$1,034$58,648
309 ($1,227)$190$1,037$57,610
310 ($1,227)$186$1,041$56,569
311 ($1,227)$183$1,044$55,525
312 ($1,227)$180$1,048$54,477
Year 27 - 313 ($1,227)$176$1,051$53,426
314 ($1,227)$173$1,054$52,372
315 ($1,227)$169$1,058$51,314
316 ($1,227)$166$1,061$50,253
317 ($1,227)$162$1,065$49,188
318 ($1,227)$159$1,068$48,120
319 ($1,227)$156$1,072$47,049
320 ($1,227)$152$1,075$45,974
321 ($1,227)$149$1,078$44,895
322 ($1,227)$145$1,082$43,813
323 ($1,227)$142$1,085$42,728
324 ($1,227)$138$1,089$41,639
Year 28 - 325 ($1,227)$135$1,092$40,546
326 ($1,227)$131$1,096$39,450
327 ($1,227)$128$1,100$38,351
328 ($1,227)$124$1,103$37,248
329 ($1,227)$120$1,107$36,141
330 ($1,227)$117$1,110$35,031
331 ($1,227)$113$1,114$33,917
332 ($1,227)$110$1,117$32,799
333 ($1,227)$106$1,121$31,678
334 ($1,227)$102$1,125$30,554
335 ($1,227)$99$1,128$29,425
336 ($1,227)$95$1,132$28,293
Year 29 - 337 ($1,227)$91$1,136$27,158
338 ($1,227)$88$1,139$26,018
339 ($1,227)$84$1,143$24,875
340 ($1,227)$80$1,147$23,729
341 ($1,227)$77$1,150$22,578
342 ($1,227)$73$1,154$21,424
343 ($1,227)$69$1,158$20,266
344 ($1,227)$66$1,162$19,105
345 ($1,227)$62$1,165$17,939
346 ($1,227)$58$1,169$16,770
347 ($1,227)$54$1,173$15,597
348 ($1,227)$50$1,177$14,421
Year 30 - 349 ($1,227)$47$1,180$13,240
350 ($1,227)$43$1,184$12,056
351 ($1,227)$39$1,188$10,868
352 ($1,227)$35$1,192$9,676
353 ($1,227)$31$1,196$8,480
354 ($1,227)$27$1,200$7,280
355 ($1,227)$24$1,204$6,077
356 ($1,227)$20$1,207$4,869
357 ($1,227)$16$1,211$3,658
358 ($1,227)$12$1,215$2,442
359 ($1,227)$8$1,219$1,223
360 ($1,227)$4$1,223$0
TOTALS$180,965$260,800$441,765

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.