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Mortgage Payment Schedule for a $327,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,223 360 $178,830 $440,430

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $327,000
Down Payment $65,400$261,600
Year 1 - 1 ($1,223)$835$388$261,212
2 ($1,223)$834$390$260,822
3 ($1,223)$832$391$260,431
4 ($1,223)$831$392$260,039
5 ($1,223)$830$393$259,645
6 ($1,223)$829$395$259,250
7 ($1,223)$827$396$258,854
8 ($1,223)$826$397$258,457
9 ($1,223)$825$399$258,059
10 ($1,223)$824$400$257,659
11 ($1,223)$822$401$257,258
12 ($1,223)$821$402$256,856
Year 2 - 13 ($1,223)$820$404$256,452
14 ($1,223)$819$405$256,047
15 ($1,223)$817$406$255,641
16 ($1,223)$816$407$255,233
17 ($1,223)$815$409$254,825
18 ($1,223)$813$410$254,414
19 ($1,223)$812$411$254,003
20 ($1,223)$811$413$253,590
21 ($1,223)$809$414$253,176
22 ($1,223)$808$415$252,761
23 ($1,223)$807$417$252,344
24 ($1,223)$805$418$251,926
Year 3 - 25 ($1,223)$804$419$251,507
26 ($1,223)$803$421$251,086
27 ($1,223)$801$422$250,664
28 ($1,223)$800$423$250,241
29 ($1,223)$799$425$249,816
30 ($1,223)$797$426$249,390
31 ($1,223)$796$427$248,962
32 ($1,223)$795$429$248,534
33 ($1,223)$793$430$248,104
34 ($1,223)$792$432$247,672
35 ($1,223)$790$433$247,239
36 ($1,223)$789$434$246,805
Year 4 - 37 ($1,223)$788$436$246,369
38 ($1,223)$786$437$245,932
39 ($1,223)$785$438$245,493
40 ($1,223)$784$440$245,054
41 ($1,223)$782$441$244,612
42 ($1,223)$781$443$244,170
43 ($1,223)$779$444$243,725
44 ($1,223)$778$446$243,280
45 ($1,223)$776$447$242,833
46 ($1,223)$775$448$242,385
47 ($1,223)$774$450$241,935
48 ($1,223)$772$451$241,484
Year 5 - 49 ($1,223)$771$453$241,031
50 ($1,223)$769$454$240,577
51 ($1,223)$768$456$240,121
52 ($1,223)$766$457$239,664
53 ($1,223)$765$458$239,206
54 ($1,223)$763$460$238,746
55 ($1,223)$762$461$238,284
56 ($1,223)$761$463$237,821
57 ($1,223)$759$464$237,357
58 ($1,223)$758$466$236,891
59 ($1,223)$756$467$236,424
60 ($1,223)$755$469$235,955
Year 6 - 61 ($1,223)$753$470$235,485
62 ($1,223)$752$472$235,013
63 ($1,223)$750$473$234,540
64 ($1,223)$749$475$234,065
65 ($1,223)$747$476$233,588
66 ($1,223)$746$478$233,110
67 ($1,223)$744$479$232,631
68 ($1,223)$742$481$232,150
69 ($1,223)$741$482$231,668
70 ($1,223)$739$484$231,184
71 ($1,223)$738$486$230,698
72 ($1,223)$736$487$230,211
Year 7 - 73 ($1,223)$735$489$229,722
74 ($1,223)$733$490$229,232
75 ($1,223)$732$492$228,740
76 ($1,223)$730$493$228,247
77 ($1,223)$728$495$227,752
78 ($1,223)$727$497$227,256
79 ($1,223)$725$498$226,757
80 ($1,223)$724$500$226,258
81 ($1,223)$722$501$225,756
82 ($1,223)$721$503$225,254
83 ($1,223)$719$504$224,749
84 ($1,223)$717$506$224,243
Year 8 - 85 ($1,223)$716$508$223,735
86 ($1,223)$714$509$223,226
87 ($1,223)$712$511$222,715
88 ($1,223)$711$513$222,202
89 ($1,223)$709$514$221,688
90 ($1,223)$708$516$221,172
91 ($1,223)$706$518$220,655
92 ($1,223)$704$519$220,136
93 ($1,223)$703$521$219,615
94 ($1,223)$701$522$219,092
95 ($1,223)$699$524$218,568
96 ($1,223)$698$526$218,042
Year 9 - 97 ($1,223)$696$527$217,515
98 ($1,223)$694$529$216,986
99 ($1,223)$693$531$216,455
100 ($1,223)$691$533$215,922
101 ($1,223)$689$534$215,388
102 ($1,223)$687$536$214,852
103 ($1,223)$686$538$214,314
104 ($1,223)$684$539$213,775
105 ($1,223)$682$541$213,234
106 ($1,223)$681$543$212,691
107 ($1,223)$679$545$212,146
108 ($1,223)$677$546$211,600
Year 10 - 109 ($1,223)$675$548$211,052
110 ($1,223)$674$550$210,502
111 ($1,223)$672$552$209,951
112 ($1,223)$670$553$209,397
113 ($1,223)$668$555$208,842
114 ($1,223)$667$557$208,285
115 ($1,223)$665$559$207,727
116 ($1,223)$663$560$207,166
117 ($1,223)$661$562$206,604
118 ($1,223)$659$564$206,040
119 ($1,223)$658$566$205,474
120 ($1,223)$656$568$204,907
Year 11 - 121 ($1,223)$654$569$204,337
122 ($1,223)$652$571$203,766
123 ($1,223)$650$573$203,193
124 ($1,223)$649$575$202,618
125 ($1,223)$647$577$202,041
126 ($1,223)$645$579$201,463
127 ($1,223)$643$580$200,882
128 ($1,223)$641$582$200,300
129 ($1,223)$639$584$199,716
130 ($1,223)$637$586$199,130
131 ($1,223)$636$588$198,542
132 ($1,223)$634$590$197,952
Year 12 - 133 ($1,223)$632$592$197,361
134 ($1,223)$630$594$196,767
135 ($1,223)$628$595$196,172
136 ($1,223)$626$597$195,575
137 ($1,223)$624$599$194,975
138 ($1,223)$622$601$194,374
139 ($1,223)$620$603$193,771
140 ($1,223)$618$605$193,166
141 ($1,223)$617$607$192,559
142 ($1,223)$615$609$191,951
143 ($1,223)$613$611$191,340
144 ($1,223)$611$613$190,727
Year 13 - 145 ($1,223)$609$615$190,112
146 ($1,223)$607$617$189,496
147 ($1,223)$605$619$188,877
148 ($1,223)$603$621$188,257
149 ($1,223)$601$623$187,634
150 ($1,223)$599$625$187,009
151 ($1,223)$597$627$186,383
152 ($1,223)$595$629$185,754
153 ($1,223)$593$631$185,124
154 ($1,223)$591$633$184,491
155 ($1,223)$589$635$183,857
156 ($1,223)$587$637$183,220
Year 14 - 157 ($1,223)$585$639$182,581
158 ($1,223)$583$641$181,941
159 ($1,223)$581$643$181,298
160 ($1,223)$579$645$180,653
161 ($1,223)$577$647$180,006
162 ($1,223)$575$649$179,358
163 ($1,223)$572$651$178,707
164 ($1,223)$570$653$178,054
165 ($1,223)$568$655$177,398
166 ($1,223)$566$657$176,741
167 ($1,223)$564$659$176,082
168 ($1,223)$562$661$175,420
Year 15 - 169 ($1,223)$560$664$174,757
170 ($1,223)$558$666$174,091
171 ($1,223)$556$668$173,423
172 ($1,223)$554$670$172,754
173 ($1,223)$551$672$172,082
174 ($1,223)$549$674$171,407
175 ($1,223)$547$676$170,731
176 ($1,223)$545$678$170,052
177 ($1,223)$543$681$169,372
178 ($1,223)$541$683$168,689
179 ($1,223)$538$685$168,004
180 ($1,223)$536$687$167,317
Year 16 - 181 ($1,223)$534$689$166,627
182 ($1,223)$532$692$165,936
183 ($1,223)$530$694$165,242
184 ($1,223)$527$696$164,546
185 ($1,223)$525$698$163,848
186 ($1,223)$523$700$163,147
187 ($1,223)$521$703$162,445
188 ($1,223)$518$705$161,740
189 ($1,223)$516$707$161,032
190 ($1,223)$514$709$160,323
191 ($1,223)$512$712$159,611
192 ($1,223)$509$714$158,897
Year 17 - 193 ($1,223)$507$716$158,181
194 ($1,223)$505$719$157,462
195 ($1,223)$503$721$156,742
196 ($1,223)$500$723$156,018
197 ($1,223)$498$725$155,293
198 ($1,223)$496$728$154,565
199 ($1,223)$493$730$153,835
200 ($1,223)$491$732$153,103
201 ($1,223)$489$735$152,368
202 ($1,223)$486$737$151,631
203 ($1,223)$484$739$150,891
204 ($1,223)$482$742$150,149
Year 18 - 205 ($1,223)$479$744$149,405
206 ($1,223)$477$747$148,659
207 ($1,223)$474$749$147,910
208 ($1,223)$472$751$147,158
209 ($1,223)$470$754$146,405
210 ($1,223)$467$756$145,649
211 ($1,223)$465$759$144,890
212 ($1,223)$462$761$144,129
213 ($1,223)$460$763$143,366
214 ($1,223)$458$766$142,600
215 ($1,223)$455$768$141,831
216 ($1,223)$453$771$141,061
Year 19 - 217 ($1,223)$450$773$140,288
218 ($1,223)$448$776$139,512
219 ($1,223)$445$778$138,734
220 ($1,223)$443$781$137,953
221 ($1,223)$440$783$137,170
222 ($1,223)$438$786$136,384
223 ($1,223)$435$788$135,596
224 ($1,223)$433$791$134,806
225 ($1,223)$430$793$134,012
226 ($1,223)$428$796$133,217
227 ($1,223)$425$798$132,419
228 ($1,223)$423$801$131,618
Year 20 - 229 ($1,223)$420$803$130,814
230 ($1,223)$418$806$130,009
231 ($1,223)$415$808$129,200
232 ($1,223)$412$811$128,389
233 ($1,223)$410$814$127,575
234 ($1,223)$407$816$126,759
235 ($1,223)$405$819$125,940
236 ($1,223)$402$821$125,119
237 ($1,223)$399$824$124,295
238 ($1,223)$397$827$123,468
239 ($1,223)$394$829$122,639
240 ($1,223)$391$832$121,807
Year 21 - 241 ($1,223)$389$835$120,972
242 ($1,223)$386$837$120,135
243 ($1,223)$383$840$119,295
244 ($1,223)$381$843$118,452
245 ($1,223)$378$845$117,607
246 ($1,223)$375$848$116,759
247 ($1,223)$373$851$115,908
248 ($1,223)$370$853$115,054
249 ($1,223)$367$856$114,198
250 ($1,223)$364$859$113,339
251 ($1,223)$362$862$112,478
252 ($1,223)$359$864$111,613
Year 22 - 253 ($1,223)$356$867$110,746
254 ($1,223)$353$870$109,876
255 ($1,223)$351$873$109,003
256 ($1,223)$348$876$108,128
257 ($1,223)$345$878$107,250
258 ($1,223)$342$881$106,368
259 ($1,223)$339$884$105,484
260 ($1,223)$337$887$104,598
261 ($1,223)$334$890$103,708
262 ($1,223)$331$892$102,816
263 ($1,223)$328$895$101,920
264 ($1,223)$325$898$101,022
Year 23 - 265 ($1,223)$322$901$100,121
266 ($1,223)$320$904$99,218
267 ($1,223)$317$907$98,311
268 ($1,223)$314$910$97,401
269 ($1,223)$311$913$96,489
270 ($1,223)$308$915$95,573
271 ($1,223)$305$918$94,655
272 ($1,223)$302$921$93,733
273 ($1,223)$299$924$92,809
274 ($1,223)$296$927$91,882
275 ($1,223)$293$930$90,952
276 ($1,223)$290$933$90,019
Year 24 - 277 ($1,223)$287$936$89,083
278 ($1,223)$284$939$88,143
279 ($1,223)$281$942$87,201
280 ($1,223)$278$945$86,256
281 ($1,223)$275$948$85,308
282 ($1,223)$272$951$84,357
283 ($1,223)$269$954$83,403
284 ($1,223)$266$957$82,446
285 ($1,223)$263$960$81,485
286 ($1,223)$260$963$80,522
287 ($1,223)$257$966$79,556
288 ($1,223)$254$970$78,586
Year 25 - 289 ($1,223)$251$973$77,614
290 ($1,223)$248$976$76,638
291 ($1,223)$245$979$75,659
292 ($1,223)$241$982$74,677
293 ($1,223)$238$985$73,692
294 ($1,223)$235$988$72,704
295 ($1,223)$232$991$71,712
296 ($1,223)$229$995$70,718
297 ($1,223)$226$998$69,720
298 ($1,223)$223$1,001$68,719
299 ($1,223)$219$1,004$67,715
300 ($1,223)$216$1,007$66,708
Year 26 - 301 ($1,223)$213$1,011$65,697
302 ($1,223)$210$1,014$64,684
303 ($1,223)$206$1,017$63,667
304 ($1,223)$203$1,020$62,646
305 ($1,223)$200$1,023$61,623
306 ($1,223)$197$1,027$60,596
307 ($1,223)$193$1,030$59,566
308 ($1,223)$190$1,033$58,533
309 ($1,223)$187$1,037$57,496
310 ($1,223)$184$1,040$56,456
311 ($1,223)$180$1,043$55,413
312 ($1,223)$177$1,047$54,367
Year 27 - 313 ($1,223)$174$1,050$53,317
314 ($1,223)$170$1,053$52,264
315 ($1,223)$167$1,057$51,207
316 ($1,223)$163$1,060$50,147
317 ($1,223)$160$1,063$49,084
318 ($1,223)$157$1,067$48,017
319 ($1,223)$153$1,070$46,947
320 ($1,223)$150$1,074$45,873
321 ($1,223)$146$1,077$44,796
322 ($1,223)$143$1,080$43,716
323 ($1,223)$140$1,084$42,632
324 ($1,223)$136$1,087$41,544
Year 28 - 325 ($1,223)$133$1,091$40,454
326 ($1,223)$129$1,094$39,359
327 ($1,223)$126$1,098$38,261
328 ($1,223)$122$1,101$37,160
329 ($1,223)$119$1,105$36,055
330 ($1,223)$115$1,108$34,947
331 ($1,223)$112$1,112$33,835
332 ($1,223)$108$1,115$32,720
333 ($1,223)$104$1,119$31,601
334 ($1,223)$101$1,123$30,478
335 ($1,223)$97$1,126$29,352
336 ($1,223)$94$1,130$28,222
Year 29 - 337 ($1,223)$90$1,133$27,089
338 ($1,223)$86$1,137$25,952
339 ($1,223)$83$1,141$24,811
340 ($1,223)$79$1,144$23,667
341 ($1,223)$76$1,148$22,519
342 ($1,223)$72$1,152$21,368
343 ($1,223)$68$1,155$20,213
344 ($1,223)$65$1,159$19,054
345 ($1,223)$61$1,163$17,891
346 ($1,223)$57$1,166$16,725
347 ($1,223)$53$1,170$15,555
348 ($1,223)$50$1,174$14,381
Year 30 - 349 ($1,223)$46$1,178$13,203
350 ($1,223)$42$1,181$12,022
351 ($1,223)$38$1,185$10,837
352 ($1,223)$35$1,189$9,648
353 ($1,223)$31$1,193$8,456
354 ($1,223)$27$1,196$7,259
355 ($1,223)$23$1,200$6,059
356 ($1,223)$19$1,204$4,855
357 ($1,223)$15$1,208$3,647
358 ($1,223)$12$1,212$2,435
359 ($1,223)$8$1,216$1,220
360 ($1,223)$4$1,220$0
TOTALS$178,830$261,600$440,430

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.