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Mortgage Payment Schedule for a $327,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,400) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,247 360 $187,468 $449,068

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
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30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $327,000
Down Payment $65,400$261,600
Year 1 - 1 ($1,247)$870$378$261,222
2 ($1,247)$869$379$260,844
3 ($1,247)$867$380$260,463
4 ($1,247)$866$381$260,082
5 ($1,247)$865$383$259,699
6 ($1,247)$864$384$259,316
7 ($1,247)$862$385$258,930
8 ($1,247)$861$386$258,544
9 ($1,247)$860$388$258,156
10 ($1,247)$858$389$257,767
11 ($1,247)$857$390$257,377
12 ($1,247)$856$392$256,985
Year 2 - 13 ($1,247)$854$393$256,592
14 ($1,247)$853$394$256,198
15 ($1,247)$852$396$255,802
16 ($1,247)$851$397$255,406
17 ($1,247)$849$398$255,007
18 ($1,247)$848$400$254,608
19 ($1,247)$847$401$254,207
20 ($1,247)$845$402$253,805
21 ($1,247)$844$404$253,401
22 ($1,247)$843$405$252,996
23 ($1,247)$841$406$252,590
24 ($1,247)$840$408$252,183
Year 3 - 25 ($1,247)$839$409$251,774
26 ($1,247)$837$410$251,364
27 ($1,247)$836$412$250,952
28 ($1,247)$834$413$250,539
29 ($1,247)$833$414$250,125
30 ($1,247)$832$416$249,709
31 ($1,247)$830$417$249,292
32 ($1,247)$829$419$248,873
33 ($1,247)$828$420$248,453
34 ($1,247)$826$421$248,032
35 ($1,247)$825$423$247,609
36 ($1,247)$823$424$247,185
Year 4 - 37 ($1,247)$822$426$246,760
38 ($1,247)$820$427$246,333
39 ($1,247)$819$428$245,904
40 ($1,247)$818$430$245,475
41 ($1,247)$816$431$245,043
42 ($1,247)$815$433$244,611
43 ($1,247)$813$434$244,177
44 ($1,247)$812$436$243,741
45 ($1,247)$810$437$243,304
46 ($1,247)$809$438$242,866
47 ($1,247)$808$440$242,426
48 ($1,247)$806$441$241,984
Year 5 - 49 ($1,247)$805$443$241,542
50 ($1,247)$803$444$241,097
51 ($1,247)$802$446$240,652
52 ($1,247)$800$447$240,204
53 ($1,247)$799$449$239,756
54 ($1,247)$797$450$239,305
55 ($1,247)$796$452$238,854
56 ($1,247)$794$453$238,400
57 ($1,247)$793$455$237,946
58 ($1,247)$791$456$237,489
59 ($1,247)$790$458$237,032
60 ($1,247)$788$459$236,572
Year 6 - 61 ($1,247)$787$461$236,112
62 ($1,247)$785$462$235,649
63 ($1,247)$784$464$235,185
64 ($1,247)$782$465$234,720
65 ($1,247)$780$467$234,253
66 ($1,247)$779$469$233,785
67 ($1,247)$777$470$233,314
68 ($1,247)$776$472$232,843
69 ($1,247)$774$473$232,370
70 ($1,247)$773$475$231,895
71 ($1,247)$771$476$231,418
72 ($1,247)$769$478$230,941
Year 7 - 73 ($1,247)$768$480$230,461
74 ($1,247)$766$481$229,980
75 ($1,247)$765$483$229,497
76 ($1,247)$763$484$229,013
77 ($1,247)$761$486$228,527
78 ($1,247)$760$488$228,039
79 ($1,247)$758$489$227,550
80 ($1,247)$757$491$227,059
81 ($1,247)$755$492$226,567
82 ($1,247)$753$494$226,073
83 ($1,247)$752$496$225,577
84 ($1,247)$750$497$225,080
Year 8 - 85 ($1,247)$748$499$224,581
86 ($1,247)$747$501$224,080
87 ($1,247)$745$502$223,578
88 ($1,247)$743$504$223,074
89 ($1,247)$742$506$222,568
90 ($1,247)$740$507$222,061
91 ($1,247)$738$509$221,552
92 ($1,247)$737$511$221,041
93 ($1,247)$735$512$220,528
94 ($1,247)$733$514$220,014
95 ($1,247)$732$516$219,498
96 ($1,247)$730$518$218,981
Year 9 - 97 ($1,247)$728$519$218,461
98 ($1,247)$726$521$217,940
99 ($1,247)$725$523$217,418
100 ($1,247)$723$524$216,893
101 ($1,247)$721$526$216,367
102 ($1,247)$719$528$215,839
103 ($1,247)$718$530$215,309
104 ($1,247)$716$532$214,778
105 ($1,247)$714$533$214,244
106 ($1,247)$712$535$213,709
107 ($1,247)$711$537$213,173
108 ($1,247)$709$539$212,634
Year 10 - 109 ($1,247)$707$540$212,093
110 ($1,247)$705$542$211,551
111 ($1,247)$703$544$211,007
112 ($1,247)$702$546$210,461
113 ($1,247)$700$548$209,914
114 ($1,247)$698$549$209,364
115 ($1,247)$696$551$208,813
116 ($1,247)$694$553$208,260
117 ($1,247)$692$555$207,705
118 ($1,247)$691$557$207,148
119 ($1,247)$689$559$206,590
120 ($1,247)$687$561$206,029
Year 11 - 121 ($1,247)$685$562$205,467
122 ($1,247)$683$564$204,903
123 ($1,247)$681$566$204,336
124 ($1,247)$679$568$203,768
125 ($1,247)$678$570$203,199
126 ($1,247)$676$572$202,627
127 ($1,247)$674$574$202,053
128 ($1,247)$672$576$201,478
129 ($1,247)$670$577$200,900
130 ($1,247)$668$579$200,321
131 ($1,247)$666$581$199,739
132 ($1,247)$664$583$199,156
Year 12 - 133 ($1,247)$662$585$198,571
134 ($1,247)$660$587$197,984
135 ($1,247)$658$589$197,394
136 ($1,247)$656$591$196,803
137 ($1,247)$654$593$196,210
138 ($1,247)$652$595$195,615
139 ($1,247)$650$597$195,018
140 ($1,247)$648$599$194,419
141 ($1,247)$646$601$193,818
142 ($1,247)$644$603$193,215
143 ($1,247)$642$605$192,611
144 ($1,247)$640$607$192,004
Year 13 - 145 ($1,247)$638$609$191,395
146 ($1,247)$636$611$190,784
147 ($1,247)$634$613$190,170
148 ($1,247)$632$615$189,555
149 ($1,247)$630$617$188,938
150 ($1,247)$628$619$188,319
151 ($1,247)$626$621$187,698
152 ($1,247)$624$623$187,074
153 ($1,247)$622$625$186,449
154 ($1,247)$620$627$185,822
155 ($1,247)$618$630$185,192
156 ($1,247)$616$632$184,560
Year 14 - 157 ($1,247)$614$634$183,927
158 ($1,247)$612$636$183,291
159 ($1,247)$609$638$182,653
160 ($1,247)$607$640$182,013
161 ($1,247)$605$642$181,371
162 ($1,247)$603$644$180,726
163 ($1,247)$601$646$180,080
164 ($1,247)$599$649$179,431
165 ($1,247)$597$651$178,780
166 ($1,247)$594$653$178,127
167 ($1,247)$592$655$177,472
168 ($1,247)$590$657$176,815
Year 15 - 169 ($1,247)$588$660$176,155
170 ($1,247)$586$662$175,494
171 ($1,247)$584$664$174,830
172 ($1,247)$581$666$174,164
173 ($1,247)$579$668$173,495
174 ($1,247)$577$671$172,825
175 ($1,247)$575$673$172,152
176 ($1,247)$572$675$171,477
177 ($1,247)$570$677$170,800
178 ($1,247)$568$680$170,120
179 ($1,247)$566$682$169,438
180 ($1,247)$563$684$168,754
Year 16 - 181 ($1,247)$561$686$168,068
182 ($1,247)$559$689$167,380
183 ($1,247)$557$691$166,689
184 ($1,247)$554$693$165,996
185 ($1,247)$552$695$165,300
186 ($1,247)$550$698$164,602
187 ($1,247)$547$700$163,902
188 ($1,247)$545$702$163,200
189 ($1,247)$543$705$162,495
190 ($1,247)$540$707$161,788
191 ($1,247)$538$709$161,078
192 ($1,247)$536$712$160,367
Year 17 - 193 ($1,247)$533$714$159,652
194 ($1,247)$531$717$158,936
195 ($1,247)$528$719$158,217
196 ($1,247)$526$721$157,495
197 ($1,247)$524$724$156,772
198 ($1,247)$521$726$156,046
199 ($1,247)$519$729$155,317
200 ($1,247)$516$731$154,586
201 ($1,247)$514$733$153,853
202 ($1,247)$512$736$153,117
203 ($1,247)$509$738$152,378
204 ($1,247)$507$741$151,638
Year 18 - 205 ($1,247)$504$743$150,895
206 ($1,247)$502$746$150,149
207 ($1,247)$499$748$149,401
208 ($1,247)$497$751$148,650
209 ($1,247)$494$753$147,897
210 ($1,247)$492$756$147,141
211 ($1,247)$489$758$146,383
212 ($1,247)$487$761$145,622
213 ($1,247)$484$763$144,859
214 ($1,247)$482$766$144,093
215 ($1,247)$479$768$143,325
216 ($1,247)$477$771$142,554
Year 19 - 217 ($1,247)$474$773$141,781
218 ($1,247)$471$776$141,005
219 ($1,247)$469$779$140,226
220 ($1,247)$466$781$139,445
221 ($1,247)$464$784$138,661
222 ($1,247)$461$786$137,875
223 ($1,247)$458$789$137,086
224 ($1,247)$456$792$136,294
225 ($1,247)$453$794$135,500
226 ($1,247)$451$797$134,703
227 ($1,247)$448$800$133,904
228 ($1,247)$445$802$133,102
Year 20 - 229 ($1,247)$443$805$132,297
230 ($1,247)$440$808$131,489
231 ($1,247)$437$810$130,679
232 ($1,247)$435$813$129,866
233 ($1,247)$432$816$129,051
234 ($1,247)$429$818$128,232
235 ($1,247)$426$821$127,411
236 ($1,247)$424$824$126,587
237 ($1,247)$421$827$125,761
238 ($1,247)$418$829$124,932
239 ($1,247)$415$832$124,100
240 ($1,247)$413$835$123,265
Year 21 - 241 ($1,247)$410$838$122,427
242 ($1,247)$407$840$121,587
243 ($1,247)$404$843$120,744
244 ($1,247)$401$846$119,898
245 ($1,247)$399$849$119,049
246 ($1,247)$396$852$118,198
247 ($1,247)$393$854$117,343
248 ($1,247)$390$857$116,486
249 ($1,247)$387$860$115,626
250 ($1,247)$384$863$114,763
251 ($1,247)$382$866$113,897
252 ($1,247)$379$869$113,028
Year 22 - 253 ($1,247)$376$872$112,157
254 ($1,247)$373$874$111,282
255 ($1,247)$370$877$110,405
256 ($1,247)$367$880$109,525
257 ($1,247)$364$883$108,641
258 ($1,247)$361$886$107,755
259 ($1,247)$358$889$106,866
260 ($1,247)$355$892$105,974
261 ($1,247)$352$895$105,079
262 ($1,247)$349$898$104,181
263 ($1,247)$346$901$103,280
264 ($1,247)$343$904$102,376
Year 23 - 265 ($1,247)$340$907$101,469
266 ($1,247)$337$910$100,559
267 ($1,247)$334$913$99,646
268 ($1,247)$331$916$98,730
269 ($1,247)$328$919$97,810
270 ($1,247)$325$922$96,888
271 ($1,247)$322$925$95,963
272 ($1,247)$319$928$95,035
273 ($1,247)$316$931$94,103
274 ($1,247)$313$935$93,169
275 ($1,247)$310$938$92,231
276 ($1,247)$307$941$91,290
Year 24 - 277 ($1,247)$304$944$90,347
278 ($1,247)$300$947$89,400
279 ($1,247)$297$950$88,449
280 ($1,247)$294$953$87,496
281 ($1,247)$291$956$86,540
282 ($1,247)$288$960$85,580
283 ($1,247)$285$963$84,617
284 ($1,247)$281$966$83,651
285 ($1,247)$278$969$82,682
286 ($1,247)$275$972$81,709
287 ($1,247)$272$976$80,733
288 ($1,247)$268$979$79,755
Year 25 - 289 ($1,247)$265$982$78,772
290 ($1,247)$262$985$77,787
291 ($1,247)$259$989$76,798
292 ($1,247)$255$992$75,806
293 ($1,247)$252$995$74,811
294 ($1,247)$249$999$73,812
295 ($1,247)$245$1,002$72,810
296 ($1,247)$242$1,005$71,805
297 ($1,247)$239$1,009$70,796
298 ($1,247)$235$1,012$69,784
299 ($1,247)$232$1,015$68,769
300 ($1,247)$229$1,019$67,750
Year 26 - 301 ($1,247)$225$1,022$66,728
302 ($1,247)$222$1,026$65,702
303 ($1,247)$218$1,029$64,673
304 ($1,247)$215$1,032$63,641
305 ($1,247)$212$1,036$62,605
306 ($1,247)$208$1,039$61,566
307 ($1,247)$205$1,043$60,523
308 ($1,247)$201$1,046$59,477
309 ($1,247)$198$1,050$58,427
310 ($1,247)$194$1,053$57,374
311 ($1,247)$191$1,057$56,317
312 ($1,247)$187$1,060$55,257
Year 27 - 313 ($1,247)$184$1,064$54,194
314 ($1,247)$180$1,067$53,126
315 ($1,247)$177$1,071$52,056
316 ($1,247)$173$1,074$50,981
317 ($1,247)$170$1,078$49,903
318 ($1,247)$166$1,081$48,822
319 ($1,247)$162$1,085$47,737
320 ($1,247)$159$1,089$46,648
321 ($1,247)$155$1,092$45,556
322 ($1,247)$151$1,096$44,460
323 ($1,247)$148$1,100$43,360
324 ($1,247)$144$1,103$42,257
Year 28 - 325 ($1,247)$141$1,107$41,150
326 ($1,247)$137$1,111$40,040
327 ($1,247)$133$1,114$38,925
328 ($1,247)$129$1,118$37,807
329 ($1,247)$126$1,122$36,686
330 ($1,247)$122$1,125$35,560
331 ($1,247)$118$1,129$34,431
332 ($1,247)$114$1,133$33,298
333 ($1,247)$111$1,137$32,161
334 ($1,247)$107$1,140$31,021
335 ($1,247)$103$1,144$29,877
336 ($1,247)$99$1,148$28,729
Year 29 - 337 ($1,247)$96$1,152$27,577
338 ($1,247)$92$1,156$26,421
339 ($1,247)$88$1,160$25,261
340 ($1,247)$84$1,163$24,098
341 ($1,247)$80$1,167$22,931
342 ($1,247)$76$1,171$21,760
343 ($1,247)$72$1,175$20,585
344 ($1,247)$68$1,179$19,406
345 ($1,247)$65$1,183$18,223
346 ($1,247)$61$1,187$17,036
347 ($1,247)$57$1,191$15,845
348 ($1,247)$53$1,195$14,650
Year 30 - 349 ($1,247)$49$1,199$13,452
350 ($1,247)$45$1,203$12,249
351 ($1,247)$41$1,207$11,042
352 ($1,247)$37$1,211$9,832
353 ($1,247)$33$1,215$8,617
354 ($1,247)$29$1,219$7,398
355 ($1,247)$25$1,223$6,175
356 ($1,247)$21$1,227$4,948
357 ($1,247)$16$1,231$3,717
358 ($1,247)$12$1,235$2,482
359 ($1,247)$8$1,239$1,243
360 ($1,247)$4$1,243$0
TOTALS$187,468$261,600$449,068

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.