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Mortgage Payment Schedule for a $329,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,800) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,223 360 $177,226 $440,426

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $329,000
Down Payment $65,800$263,200
Year 1 - 1 ($1,223)$829$394$262,806
2 ($1,223)$828$396$262,410
3 ($1,223)$827$397$262,013
4 ($1,223)$825$398$261,615
5 ($1,223)$824$399$261,216
6 ($1,223)$823$401$260,815
7 ($1,223)$822$402$260,414
8 ($1,223)$820$403$260,010
9 ($1,223)$819$404$259,606
10 ($1,223)$818$406$259,200
11 ($1,223)$816$407$258,793
12 ($1,223)$815$408$258,385
Year 2 - 13 ($1,223)$814$409$257,976
14 ($1,223)$813$411$257,565
15 ($1,223)$811$412$257,153
16 ($1,223)$810$413$256,740
17 ($1,223)$809$415$256,325
18 ($1,223)$807$416$255,909
19 ($1,223)$806$417$255,492
20 ($1,223)$805$419$255,073
21 ($1,223)$803$420$254,653
22 ($1,223)$802$421$254,232
23 ($1,223)$801$423$253,809
24 ($1,223)$799$424$253,385
Year 3 - 25 ($1,223)$798$425$252,960
26 ($1,223)$797$427$252,533
27 ($1,223)$795$428$252,106
28 ($1,223)$794$429$251,676
29 ($1,223)$793$431$251,246
30 ($1,223)$791$432$250,814
31 ($1,223)$790$433$250,380
32 ($1,223)$789$435$249,946
33 ($1,223)$787$436$249,510
34 ($1,223)$786$437$249,072
35 ($1,223)$785$439$248,633
36 ($1,223)$783$440$248,193
Year 4 - 37 ($1,223)$782$442$247,751
38 ($1,223)$780$443$247,308
39 ($1,223)$779$444$246,864
40 ($1,223)$778$446$246,418
41 ($1,223)$776$447$245,971
42 ($1,223)$775$449$245,523
43 ($1,223)$773$450$245,073
44 ($1,223)$772$451$244,621
45 ($1,223)$771$453$244,168
46 ($1,223)$769$454$243,714
47 ($1,223)$768$456$243,258
48 ($1,223)$766$457$242,801
Year 5 - 49 ($1,223)$765$459$242,343
50 ($1,223)$763$460$241,883
51 ($1,223)$762$461$241,421
52 ($1,223)$760$463$240,958
53 ($1,223)$759$464$240,494
54 ($1,223)$758$466$240,028
55 ($1,223)$756$467$239,561
56 ($1,223)$755$469$239,092
57 ($1,223)$753$470$238,622
58 ($1,223)$752$472$238,150
59 ($1,223)$750$473$237,677
60 ($1,223)$749$475$237,202
Year 6 - 61 ($1,223)$747$476$236,726
62 ($1,223)$746$478$236,248
63 ($1,223)$744$479$235,769
64 ($1,223)$743$481$235,288
65 ($1,223)$741$482$234,806
66 ($1,223)$740$484$234,322
67 ($1,223)$738$485$233,837
68 ($1,223)$737$487$233,350
69 ($1,223)$735$488$232,861
70 ($1,223)$734$490$232,372
71 ($1,223)$732$491$231,880
72 ($1,223)$730$493$231,387
Year 7 - 73 ($1,223)$729$495$230,893
74 ($1,223)$727$496$230,397
75 ($1,223)$726$498$229,899
76 ($1,223)$724$499$229,400
77 ($1,223)$723$501$228,899
78 ($1,223)$721$502$228,396
79 ($1,223)$719$504$227,892
80 ($1,223)$718$506$227,387
81 ($1,223)$716$507$226,880
82 ($1,223)$715$509$226,371
83 ($1,223)$713$510$225,861
84 ($1,223)$711$512$225,349
Year 8 - 85 ($1,223)$710$514$224,835
86 ($1,223)$708$515$224,320
87 ($1,223)$707$517$223,803
88 ($1,223)$705$518$223,285
89 ($1,223)$703$520$222,765
90 ($1,223)$702$522$222,243
91 ($1,223)$700$523$221,720
92 ($1,223)$698$525$221,195
93 ($1,223)$697$527$220,668
94 ($1,223)$695$528$220,140
95 ($1,223)$693$530$219,610
96 ($1,223)$692$532$219,078
Year 9 - 97 ($1,223)$690$533$218,545
98 ($1,223)$688$535$218,010
99 ($1,223)$687$537$217,473
100 ($1,223)$685$538$216,935
101 ($1,223)$683$540$216,395
102 ($1,223)$682$542$215,853
103 ($1,223)$680$543$215,310
104 ($1,223)$678$545$214,764
105 ($1,223)$677$547$214,218
106 ($1,223)$675$549$213,669
107 ($1,223)$673$550$213,119
108 ($1,223)$671$552$212,566
Year 10 - 109 ($1,223)$670$554$212,013
110 ($1,223)$668$556$211,457
111 ($1,223)$666$557$210,900
112 ($1,223)$664$559$210,341
113 ($1,223)$663$561$209,780
114 ($1,223)$661$563$209,217
115 ($1,223)$659$564$208,653
116 ($1,223)$657$566$208,087
117 ($1,223)$655$568$207,519
118 ($1,223)$654$570$206,949
119 ($1,223)$652$572$206,378
120 ($1,223)$650$573$205,804
Year 11 - 121 ($1,223)$648$575$205,229
122 ($1,223)$646$577$204,652
123 ($1,223)$645$579$204,073
124 ($1,223)$643$581$203,493
125 ($1,223)$641$582$202,910
126 ($1,223)$639$584$202,326
127 ($1,223)$637$586$201,740
128 ($1,223)$635$588$201,152
129 ($1,223)$634$590$200,562
130 ($1,223)$632$592$199,971
131 ($1,223)$630$593$199,377
132 ($1,223)$628$595$198,782
Year 12 - 133 ($1,223)$626$597$198,185
134 ($1,223)$624$599$197,586
135 ($1,223)$622$601$196,985
136 ($1,223)$621$603$196,382
137 ($1,223)$619$605$195,777
138 ($1,223)$617$607$195,170
139 ($1,223)$615$609$194,562
140 ($1,223)$613$611$193,951
141 ($1,223)$611$612$193,339
142 ($1,223)$609$614$192,724
143 ($1,223)$607$616$192,108
144 ($1,223)$605$618$191,490
Year 13 - 145 ($1,223)$603$620$190,869
146 ($1,223)$601$622$190,247
147 ($1,223)$599$624$189,623
148 ($1,223)$597$626$188,997
149 ($1,223)$595$628$188,369
150 ($1,223)$593$630$187,739
151 ($1,223)$591$632$187,107
152 ($1,223)$589$634$186,473
153 ($1,223)$587$636$185,837
154 ($1,223)$585$638$185,199
155 ($1,223)$583$640$184,559
156 ($1,223)$581$642$183,917
Year 14 - 157 ($1,223)$579$644$183,273
158 ($1,223)$577$646$182,627
159 ($1,223)$575$648$181,978
160 ($1,223)$573$650$181,328
161 ($1,223)$571$652$180,676
162 ($1,223)$569$654$180,022
163 ($1,223)$567$656$179,365
164 ($1,223)$565$658$178,707
165 ($1,223)$563$660$178,047
166 ($1,223)$561$663$177,384
167 ($1,223)$559$665$176,719
168 ($1,223)$557$667$176,053
Year 15 - 169 ($1,223)$555$669$175,384
170 ($1,223)$552$671$174,713
171 ($1,223)$550$673$174,040
172 ($1,223)$548$675$173,365
173 ($1,223)$546$677$172,687
174 ($1,223)$544$679$172,008
175 ($1,223)$542$682$171,326
176 ($1,223)$540$684$170,643
177 ($1,223)$538$686$169,957
178 ($1,223)$535$688$169,269
179 ($1,223)$533$690$168,578
180 ($1,223)$531$692$167,886
Year 16 - 181 ($1,223)$529$695$167,191
182 ($1,223)$527$697$166,495
183 ($1,223)$524$699$165,796
184 ($1,223)$522$701$165,095
185 ($1,223)$520$703$164,391
186 ($1,223)$518$706$163,686
187 ($1,223)$516$708$162,978
188 ($1,223)$513$710$162,268
189 ($1,223)$511$712$161,556
190 ($1,223)$509$715$160,841
191 ($1,223)$507$717$160,124
192 ($1,223)$504$719$159,405
Year 17 - 193 ($1,223)$502$721$158,684
194 ($1,223)$500$724$157,960
195 ($1,223)$498$726$157,235
196 ($1,223)$495$728$156,507
197 ($1,223)$493$730$155,776
198 ($1,223)$491$733$155,043
199 ($1,223)$488$735$154,308
200 ($1,223)$486$737$153,571
201 ($1,223)$484$740$152,831
202 ($1,223)$481$742$152,089
203 ($1,223)$479$744$151,345
204 ($1,223)$477$747$150,598
Year 18 - 205 ($1,223)$474$749$149,849
206 ($1,223)$472$751$149,098
207 ($1,223)$470$754$148,344
208 ($1,223)$467$756$147,588
209 ($1,223)$465$759$146,830
210 ($1,223)$463$761$146,069
211 ($1,223)$460$763$145,305
212 ($1,223)$458$766$144,540
213 ($1,223)$455$768$143,772
214 ($1,223)$453$771$143,001
215 ($1,223)$450$773$142,228
216 ($1,223)$448$775$141,453
Year 19 - 217 ($1,223)$446$778$140,675
218 ($1,223)$443$780$139,895
219 ($1,223)$441$783$139,112
220 ($1,223)$438$785$138,327
221 ($1,223)$436$788$137,539
222 ($1,223)$433$790$136,749
223 ($1,223)$431$793$135,956
224 ($1,223)$428$795$135,161
225 ($1,223)$426$798$134,364
226 ($1,223)$423$800$133,563
227 ($1,223)$421$803$132,761
228 ($1,223)$418$805$131,955
Year 20 - 229 ($1,223)$416$808$131,148
230 ($1,223)$413$810$130,337
231 ($1,223)$411$813$129,525
232 ($1,223)$408$815$128,709
233 ($1,223)$405$818$127,891
234 ($1,223)$403$821$127,071
235 ($1,223)$400$823$126,248
236 ($1,223)$398$826$125,422
237 ($1,223)$395$828$124,593
238 ($1,223)$392$831$123,763
239 ($1,223)$390$834$122,929
240 ($1,223)$387$836$122,093
Year 21 - 241 ($1,223)$385$839$121,254
242 ($1,223)$382$841$120,413
243 ($1,223)$379$844$119,568
244 ($1,223)$377$847$118,722
245 ($1,223)$374$849$117,872
246 ($1,223)$371$852$117,020
247 ($1,223)$369$855$116,165
248 ($1,223)$366$857$115,308
249 ($1,223)$363$860$114,448
250 ($1,223)$361$863$113,585
251 ($1,223)$358$866$112,719
252 ($1,223)$355$868$111,851
Year 22 - 253 ($1,223)$352$871$110,980
254 ($1,223)$350$874$110,106
255 ($1,223)$347$877$109,229
256 ($1,223)$344$879$108,350
257 ($1,223)$341$882$107,468
258 ($1,223)$339$885$106,583
259 ($1,223)$336$888$105,695
260 ($1,223)$333$890$104,805
261 ($1,223)$330$893$103,912
262 ($1,223)$327$896$103,016
263 ($1,223)$324$899$102,117
264 ($1,223)$322$902$101,215
Year 23 - 265 ($1,223)$319$905$100,310
266 ($1,223)$316$907$99,403
267 ($1,223)$313$910$98,493
268 ($1,223)$310$913$97,579
269 ($1,223)$307$916$96,663
270 ($1,223)$304$919$95,745
271 ($1,223)$302$922$94,823
272 ($1,223)$299$925$93,898
273 ($1,223)$296$928$92,970
274 ($1,223)$293$931$92,040
275 ($1,223)$290$933$91,106
276 ($1,223)$287$936$90,170
Year 24 - 277 ($1,223)$284$939$89,231
278 ($1,223)$281$942$88,288
279 ($1,223)$278$945$87,343
280 ($1,223)$275$948$86,395
281 ($1,223)$272$951$85,443
282 ($1,223)$269$954$84,489
283 ($1,223)$266$957$83,532
284 ($1,223)$263$960$82,572
285 ($1,223)$260$963$81,608
286 ($1,223)$257$966$80,642
287 ($1,223)$254$969$79,673
288 ($1,223)$251$972$78,700
Year 25 - 289 ($1,223)$248$975$77,725
290 ($1,223)$245$979$76,746
291 ($1,223)$242$982$75,764
292 ($1,223)$239$985$74,780
293 ($1,223)$236$988$73,792
294 ($1,223)$232$991$72,801
295 ($1,223)$229$994$71,807
296 ($1,223)$226$997$70,810
297 ($1,223)$223$1,000$69,809
298 ($1,223)$220$1,004$68,806
299 ($1,223)$217$1,007$67,799
300 ($1,223)$214$1,010$66,789
Year 26 - 301 ($1,223)$210$1,013$65,776
302 ($1,223)$207$1,016$64,760
303 ($1,223)$204$1,019$63,741
304 ($1,223)$201$1,023$62,718
305 ($1,223)$198$1,026$61,692
306 ($1,223)$194$1,029$60,663
307 ($1,223)$191$1,032$59,631
308 ($1,223)$188$1,036$58,595
309 ($1,223)$185$1,039$57,556
310 ($1,223)$181$1,042$56,514
311 ($1,223)$178$1,045$55,469
312 ($1,223)$175$1,049$54,420
Year 27 - 313 ($1,223)$171$1,052$53,368
314 ($1,223)$168$1,055$52,313
315 ($1,223)$165$1,059$51,254
316 ($1,223)$161$1,062$50,192
317 ($1,223)$158$1,065$49,127
318 ($1,223)$155$1,069$48,058
319 ($1,223)$151$1,072$46,986
320 ($1,223)$148$1,075$45,911
321 ($1,223)$145$1,079$44,832
322 ($1,223)$141$1,082$43,750
323 ($1,223)$138$1,086$42,664
324 ($1,223)$134$1,089$41,575
Year 28 - 325 ($1,223)$131$1,092$40,483
326 ($1,223)$128$1,096$39,387
327 ($1,223)$124$1,099$38,288
328 ($1,223)$121$1,103$37,185
329 ($1,223)$117$1,106$36,079
330 ($1,223)$114$1,110$34,969
331 ($1,223)$110$1,113$33,856
332 ($1,223)$107$1,117$32,739
333 ($1,223)$103$1,120$31,619
334 ($1,223)$100$1,124$30,495
335 ($1,223)$96$1,127$29,367
336 ($1,223)$93$1,131$28,237
Year 29 - 337 ($1,223)$89$1,134$27,102
338 ($1,223)$85$1,138$25,964
339 ($1,223)$82$1,142$24,822
340 ($1,223)$78$1,145$23,677
341 ($1,223)$75$1,149$22,528
342 ($1,223)$71$1,152$21,376
343 ($1,223)$67$1,156$20,220
344 ($1,223)$64$1,160$19,060
345 ($1,223)$60$1,163$17,897
346 ($1,223)$56$1,167$16,730
347 ($1,223)$53$1,171$15,559
348 ($1,223)$49$1,174$14,385
Year 30 - 349 ($1,223)$45$1,178$13,207
350 ($1,223)$42$1,182$12,025
351 ($1,223)$38$1,186$10,839
352 ($1,223)$34$1,189$9,650
353 ($1,223)$30$1,193$8,457
354 ($1,223)$27$1,197$7,260
355 ($1,223)$23$1,201$6,060
356 ($1,223)$19$1,204$4,855
357 ($1,223)$15$1,208$3,647
358 ($1,223)$11$1,212$2,435
359 ($1,223)$8$1,216$1,220
360 ($1,223)$4$1,220$0
TOTALS$177,226$263,200$440,426

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.