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Mortgage Payment Schedule for a $329,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($65,800) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,315 360 $210,162 $473,362

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $329,000
Down Payment $65,800$263,200
Year 1 - 1 ($1,315)$961$354$262,846
2 ($1,315)$959$356$262,490
3 ($1,315)$958$357$262,133
4 ($1,315)$957$358$261,775
5 ($1,315)$955$359$261,416
6 ($1,315)$954$361$261,055
7 ($1,315)$953$362$260,693
8 ($1,315)$952$363$260,330
9 ($1,315)$950$365$259,965
10 ($1,315)$949$366$259,599
11 ($1,315)$948$367$259,232
12 ($1,315)$946$369$258,863
Year 2 - 13 ($1,315)$945$370$258,493
14 ($1,315)$943$371$258,122
15 ($1,315)$942$373$257,749
16 ($1,315)$941$374$257,375
17 ($1,315)$939$375$256,999
18 ($1,315)$938$377$256,622
19 ($1,315)$937$378$256,244
20 ($1,315)$935$380$255,865
21 ($1,315)$934$381$255,484
22 ($1,315)$933$382$255,101
23 ($1,315)$931$384$254,717
24 ($1,315)$930$385$254,332
Year 3 - 25 ($1,315)$928$387$253,946
26 ($1,315)$927$388$253,558
27 ($1,315)$925$389$253,168
28 ($1,315)$924$391$252,777
29 ($1,315)$923$392$252,385
30 ($1,315)$921$394$251,992
31 ($1,315)$920$395$251,596
32 ($1,315)$918$397$251,200
33 ($1,315)$917$398$250,802
34 ($1,315)$915$399$250,402
35 ($1,315)$914$401$250,001
36 ($1,315)$913$402$249,599
Year 4 - 37 ($1,315)$911$404$249,195
38 ($1,315)$910$405$248,790
39 ($1,315)$908$407$248,383
40 ($1,315)$907$408$247,975
41 ($1,315)$905$410$247,565
42 ($1,315)$904$411$247,154
43 ($1,315)$902$413$246,741
44 ($1,315)$901$414$246,327
45 ($1,315)$899$416$245,911
46 ($1,315)$898$417$245,493
47 ($1,315)$896$419$245,075
48 ($1,315)$895$420$244,654
Year 5 - 49 ($1,315)$893$422$244,232
50 ($1,315)$891$423$243,809
51 ($1,315)$890$425$243,384
52 ($1,315)$888$427$242,957
53 ($1,315)$887$428$242,529
54 ($1,315)$885$430$242,100
55 ($1,315)$884$431$241,668
56 ($1,315)$882$433$241,236
57 ($1,315)$881$434$240,801
58 ($1,315)$879$436$240,365
59 ($1,315)$877$438$239,928
60 ($1,315)$876$439$239,488
Year 6 - 61 ($1,315)$874$441$239,048
62 ($1,315)$873$442$238,605
63 ($1,315)$871$444$238,161
64 ($1,315)$869$446$237,716
65 ($1,315)$868$447$237,268
66 ($1,315)$866$449$236,820
67 ($1,315)$864$451$236,369
68 ($1,315)$863$452$235,917
69 ($1,315)$861$454$235,463
70 ($1,315)$859$455$235,008
71 ($1,315)$858$457$234,551
72 ($1,315)$856$459$234,092
Year 7 - 73 ($1,315)$854$460$233,631
74 ($1,315)$853$462$233,169
75 ($1,315)$851$464$232,705
76 ($1,315)$849$466$232,240
77 ($1,315)$848$467$231,773
78 ($1,315)$846$469$231,304
79 ($1,315)$844$471$230,833
80 ($1,315)$843$472$230,361
81 ($1,315)$841$474$229,887
82 ($1,315)$839$476$229,411
83 ($1,315)$837$478$228,933
84 ($1,315)$836$479$228,454
Year 8 - 85 ($1,315)$834$481$227,973
86 ($1,315)$832$483$227,490
87 ($1,315)$830$485$227,006
88 ($1,315)$829$486$226,519
89 ($1,315)$827$488$226,031
90 ($1,315)$825$490$225,541
91 ($1,315)$823$492$225,050
92 ($1,315)$821$493$224,556
93 ($1,315)$820$495$224,061
94 ($1,315)$818$497$223,564
95 ($1,315)$816$499$223,065
96 ($1,315)$814$501$222,564
Year 9 - 97 ($1,315)$812$503$222,062
98 ($1,315)$811$504$221,557
99 ($1,315)$809$506$221,051
100 ($1,315)$807$508$220,543
101 ($1,315)$805$510$220,033
102 ($1,315)$803$512$219,521
103 ($1,315)$801$514$219,008
104 ($1,315)$799$516$218,492
105 ($1,315)$797$517$217,975
106 ($1,315)$796$519$217,456
107 ($1,315)$794$521$216,934
108 ($1,315)$792$523$216,411
Year 10 - 109 ($1,315)$790$525$215,886
110 ($1,315)$788$527$215,359
111 ($1,315)$786$529$214,831
112 ($1,315)$784$531$214,300
113 ($1,315)$782$533$213,767
114 ($1,315)$780$535$213,232
115 ($1,315)$778$537$212,696
116 ($1,315)$776$539$212,157
117 ($1,315)$774$541$211,617
118 ($1,315)$772$542$211,074
119 ($1,315)$770$544$210,530
120 ($1,315)$768$546$209,983
Year 11 - 121 ($1,315)$766$548$209,435
122 ($1,315)$764$550$208,884
123 ($1,315)$762$552$208,332
124 ($1,315)$760$554$207,777
125 ($1,315)$758$557$207,221
126 ($1,315)$756$559$206,662
127 ($1,315)$754$561$206,102
128 ($1,315)$752$563$205,539
129 ($1,315)$750$565$204,975
130 ($1,315)$748$567$204,408
131 ($1,315)$746$569$203,839
132 ($1,315)$744$571$203,268
Year 12 - 133 ($1,315)$742$573$202,695
134 ($1,315)$740$575$202,120
135 ($1,315)$738$577$201,543
136 ($1,315)$736$579$200,964
137 ($1,315)$734$581$200,382
138 ($1,315)$731$583$199,799
139 ($1,315)$729$586$199,213
140 ($1,315)$727$588$198,625
141 ($1,315)$725$590$198,035
142 ($1,315)$723$592$197,443
143 ($1,315)$721$594$196,849
144 ($1,315)$718$596$196,253
Year 13 - 145 ($1,315)$716$599$195,654
146 ($1,315)$714$601$195,053
147 ($1,315)$712$603$194,451
148 ($1,315)$710$605$193,845
149 ($1,315)$708$607$193,238
150 ($1,315)$705$610$192,628
151 ($1,315)$703$612$192,017
152 ($1,315)$701$614$191,403
153 ($1,315)$699$616$190,786
154 ($1,315)$696$619$190,168
155 ($1,315)$694$621$189,547
156 ($1,315)$692$623$188,924
Year 14 - 157 ($1,315)$690$625$188,299
158 ($1,315)$687$628$187,671
159 ($1,315)$685$630$187,041
160 ($1,315)$683$632$186,409
161 ($1,315)$680$635$185,774
162 ($1,315)$678$637$185,138
163 ($1,315)$676$639$184,498
164 ($1,315)$673$641$183,857
165 ($1,315)$671$644$183,213
166 ($1,315)$669$646$182,567
167 ($1,315)$666$649$181,918
168 ($1,315)$664$651$181,268
Year 15 - 169 ($1,315)$662$653$180,614
170 ($1,315)$659$656$179,959
171 ($1,315)$657$658$179,301
172 ($1,315)$654$660$178,640
173 ($1,315)$652$663$177,977
174 ($1,315)$650$665$177,312
175 ($1,315)$647$668$176,644
176 ($1,315)$645$670$175,974
177 ($1,315)$642$673$175,302
178 ($1,315)$640$675$174,627
179 ($1,315)$637$678$173,949
180 ($1,315)$635$680$173,269
Year 16 - 181 ($1,315)$632$682$172,587
182 ($1,315)$630$685$171,902
183 ($1,315)$627$687$171,214
184 ($1,315)$625$690$170,524
185 ($1,315)$622$692$169,832
186 ($1,315)$620$695$169,137
187 ($1,315)$617$698$168,439
188 ($1,315)$615$700$167,739
189 ($1,315)$612$703$167,036
190 ($1,315)$610$705$166,331
191 ($1,315)$607$708$165,623
192 ($1,315)$605$710$164,913
Year 17 - 193 ($1,315)$602$713$164,200
194 ($1,315)$599$716$163,485
195 ($1,315)$597$718$162,766
196 ($1,315)$594$721$162,046
197 ($1,315)$591$723$161,322
198 ($1,315)$589$726$160,596
199 ($1,315)$586$729$159,867
200 ($1,315)$584$731$159,136
201 ($1,315)$581$734$158,402
202 ($1,315)$578$737$157,665
203 ($1,315)$575$739$156,926
204 ($1,315)$573$742$156,184
Year 18 - 205 ($1,315)$570$745$155,439
206 ($1,315)$567$748$154,691
207 ($1,315)$565$750$153,941
208 ($1,315)$562$753$153,188
209 ($1,315)$559$756$152,432
210 ($1,315)$556$759$151,674
211 ($1,315)$554$761$150,912
212 ($1,315)$551$764$150,148
213 ($1,315)$548$767$149,382
214 ($1,315)$545$770$148,612
215 ($1,315)$542$772$147,839
216 ($1,315)$540$775$147,064
Year 19 - 217 ($1,315)$537$778$146,286
218 ($1,315)$534$781$145,505
219 ($1,315)$531$784$144,721
220 ($1,315)$528$787$143,935
221 ($1,315)$525$790$143,145
222 ($1,315)$522$792$142,353
223 ($1,315)$520$795$141,557
224 ($1,315)$517$798$140,759
225 ($1,315)$514$801$139,958
226 ($1,315)$511$804$139,154
227 ($1,315)$508$807$138,347
228 ($1,315)$505$810$137,537
Year 20 - 229 ($1,315)$502$813$136,724
230 ($1,315)$499$816$135,908
231 ($1,315)$496$819$135,090
232 ($1,315)$493$822$134,268
233 ($1,315)$490$825$133,443
234 ($1,315)$487$828$132,615
235 ($1,315)$484$831$131,784
236 ($1,315)$481$834$130,950
237 ($1,315)$478$837$130,113
238 ($1,315)$475$840$129,273
239 ($1,315)$472$843$128,430
240 ($1,315)$469$846$127,584
Year 21 - 241 ($1,315)$466$849$126,735
242 ($1,315)$463$852$125,883
243 ($1,315)$459$855$125,027
244 ($1,315)$456$859$124,169
245 ($1,315)$453$862$123,307
246 ($1,315)$450$865$122,442
247 ($1,315)$447$868$121,574
248 ($1,315)$444$871$120,703
249 ($1,315)$441$874$119,829
250 ($1,315)$437$878$118,951
251 ($1,315)$434$881$118,071
252 ($1,315)$431$884$117,187
Year 22 - 253 ($1,315)$428$887$116,299
254 ($1,315)$424$890$115,409
255 ($1,315)$421$894$114,515
256 ($1,315)$418$897$113,618
257 ($1,315)$415$900$112,718
258 ($1,315)$411$903$111,815
259 ($1,315)$408$907$110,908
260 ($1,315)$405$910$109,998
261 ($1,315)$401$913$109,085
262 ($1,315)$398$917$108,168
263 ($1,315)$395$920$107,248
264 ($1,315)$391$923$106,324
Year 23 - 265 ($1,315)$388$927$105,397
266 ($1,315)$385$930$104,467
267 ($1,315)$381$934$103,534
268 ($1,315)$378$937$102,597
269 ($1,315)$374$940$101,656
270 ($1,315)$371$944$100,712
271 ($1,315)$368$947$99,765
272 ($1,315)$364$951$98,814
273 ($1,315)$361$954$97,860
274 ($1,315)$357$958$96,902
275 ($1,315)$354$961$95,941
276 ($1,315)$350$965$94,977
Year 24 - 277 ($1,315)$347$968$94,008
278 ($1,315)$343$972$93,037
279 ($1,315)$340$975$92,061
280 ($1,315)$336$979$91,082
281 ($1,315)$332$982$90,100
282 ($1,315)$329$986$89,114
283 ($1,315)$325$990$88,124
284 ($1,315)$322$993$87,131
285 ($1,315)$318$997$86,134
286 ($1,315)$314$1,001$85,134
287 ($1,315)$311$1,004$84,130
288 ($1,315)$307$1,008$83,122
Year 25 - 289 ($1,315)$303$1,012$82,110
290 ($1,315)$300$1,015$81,095
291 ($1,315)$296$1,019$80,076
292 ($1,315)$292$1,023$79,053
293 ($1,315)$289$1,026$78,027
294 ($1,315)$285$1,030$76,997
295 ($1,315)$281$1,034$75,963
296 ($1,315)$277$1,038$74,926
297 ($1,315)$273$1,041$73,884
298 ($1,315)$270$1,045$72,839
299 ($1,315)$266$1,049$71,790
300 ($1,315)$262$1,053$70,737
Year 26 - 301 ($1,315)$258$1,057$69,680
302 ($1,315)$254$1,061$68,620
303 ($1,315)$250$1,064$67,555
304 ($1,315)$247$1,068$66,487
305 ($1,315)$243$1,072$65,415
306 ($1,315)$239$1,076$64,339
307 ($1,315)$235$1,080$63,259
308 ($1,315)$231$1,084$62,175
309 ($1,315)$227$1,088$61,087
310 ($1,315)$223$1,092$59,995
311 ($1,315)$219$1,096$58,899
312 ($1,315)$215$1,100$57,799
Year 27 - 313 ($1,315)$211$1,104$56,695
314 ($1,315)$207$1,108$55,587
315 ($1,315)$203$1,112$54,475
316 ($1,315)$199$1,116$53,359
317 ($1,315)$195$1,120$52,239
318 ($1,315)$191$1,124$51,115
319 ($1,315)$187$1,128$49,986
320 ($1,315)$182$1,132$48,854
321 ($1,315)$178$1,137$47,717
322 ($1,315)$174$1,141$46,576
323 ($1,315)$170$1,145$45,432
324 ($1,315)$166$1,149$44,283
Year 28 - 325 ($1,315)$162$1,153$43,129
326 ($1,315)$157$1,157$41,972
327 ($1,315)$153$1,162$40,810
328 ($1,315)$149$1,166$39,644
329 ($1,315)$145$1,170$38,474
330 ($1,315)$140$1,174$37,299
331 ($1,315)$136$1,179$36,121
332 ($1,315)$132$1,183$34,938
333 ($1,315)$128$1,187$33,750
334 ($1,315)$123$1,192$32,559
335 ($1,315)$119$1,196$31,363
336 ($1,315)$114$1,200$30,162
Year 29 - 337 ($1,315)$110$1,205$28,957
338 ($1,315)$106$1,209$27,748
339 ($1,315)$101$1,214$26,535
340 ($1,315)$97$1,218$25,316
341 ($1,315)$92$1,222$24,094
342 ($1,315)$88$1,227$22,867
343 ($1,315)$83$1,231$21,636
344 ($1,315)$79$1,236$20,400
345 ($1,315)$74$1,240$19,159
346 ($1,315)$70$1,245$17,914
347 ($1,315)$65$1,250$16,665
348 ($1,315)$61$1,254$15,411
Year 30 - 349 ($1,315)$56$1,259$14,152
350 ($1,315)$52$1,263$12,889
351 ($1,315)$47$1,268$11,621
352 ($1,315)$42$1,272$10,348
353 ($1,315)$38$1,277$9,071
354 ($1,315)$33$1,282$7,790
355 ($1,315)$28$1,286$6,503
356 ($1,315)$24$1,291$5,212
357 ($1,315)$19$1,296$3,916
358 ($1,315)$14$1,301$2,615
359 ($1,315)$10$1,305$1,310
360 ($1,315)$5$1,310$0
TOTALS$210,162$263,200$473,362

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.