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Mortgage Payment Schedule for a $329,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($65,800) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,260 360 $190,254 $453,454

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $329,000
Down Payment $65,800$263,200
Year 1 - 1 ($1,260)$882$378$262,822
2 ($1,260)$880$379$262,443
3 ($1,260)$879$380$262,063
4 ($1,260)$878$382$261,681
5 ($1,260)$877$383$261,298
6 ($1,260)$875$384$260,914
7 ($1,260)$874$386$260,528
8 ($1,260)$873$387$260,141
9 ($1,260)$871$388$259,753
10 ($1,260)$870$389$259,364
11 ($1,260)$869$391$258,973
12 ($1,260)$868$392$258,581
Year 2 - 13 ($1,260)$866$393$258,188
14 ($1,260)$865$395$257,793
15 ($1,260)$864$396$257,397
16 ($1,260)$862$397$257,000
17 ($1,260)$861$399$256,601
18 ($1,260)$860$400$256,201
19 ($1,260)$858$401$255,800
20 ($1,260)$857$403$255,397
21 ($1,260)$856$404$254,993
22 ($1,260)$854$405$254,588
23 ($1,260)$853$407$254,181
24 ($1,260)$852$408$253,773
Year 3 - 25 ($1,260)$850$409$253,363
26 ($1,260)$849$411$252,953
27 ($1,260)$847$412$252,540
28 ($1,260)$846$414$252,127
29 ($1,260)$845$415$251,712
30 ($1,260)$843$416$251,296
31 ($1,260)$842$418$250,878
32 ($1,260)$840$419$250,459
33 ($1,260)$839$421$250,038
34 ($1,260)$838$422$249,616
35 ($1,260)$836$423$249,193
36 ($1,260)$835$425$248,768
Year 4 - 37 ($1,260)$833$426$248,342
38 ($1,260)$832$428$247,914
39 ($1,260)$831$429$247,485
40 ($1,260)$829$431$247,054
41 ($1,260)$828$432$246,622
42 ($1,260)$826$433$246,189
43 ($1,260)$825$435$245,754
44 ($1,260)$823$436$245,318
45 ($1,260)$822$438$244,880
46 ($1,260)$820$439$244,441
47 ($1,260)$819$441$244,000
48 ($1,260)$817$442$243,558
Year 5 - 49 ($1,260)$816$444$243,114
50 ($1,260)$814$445$242,669
51 ($1,260)$813$447$242,222
52 ($1,260)$811$448$241,774
53 ($1,260)$810$450$241,325
54 ($1,260)$808$451$240,874
55 ($1,260)$807$453$240,421
56 ($1,260)$805$454$239,967
57 ($1,260)$804$456$239,511
58 ($1,260)$802$457$239,054
59 ($1,260)$801$459$238,595
60 ($1,260)$799$460$238,135
Year 6 - 61 ($1,260)$798$462$237,673
62 ($1,260)$796$463$237,209
63 ($1,260)$795$465$236,744
64 ($1,260)$793$466$236,278
65 ($1,260)$792$468$235,810
66 ($1,260)$790$470$235,340
67 ($1,260)$788$471$234,869
68 ($1,260)$787$473$234,396
69 ($1,260)$785$474$233,922
70 ($1,260)$784$476$233,446
71 ($1,260)$782$478$232,968
72 ($1,260)$780$479$232,489
Year 7 - 73 ($1,260)$779$481$232,009
74 ($1,260)$777$482$231,526
75 ($1,260)$776$484$231,042
76 ($1,260)$774$486$230,557
77 ($1,260)$772$487$230,069
78 ($1,260)$771$489$229,580
79 ($1,260)$769$490$229,090
80 ($1,260)$767$492$228,598
81 ($1,260)$766$494$228,104
82 ($1,260)$764$495$227,609
83 ($1,260)$762$497$227,112
84 ($1,260)$761$499$226,613
Year 8 - 85 ($1,260)$759$500$226,112
86 ($1,260)$757$502$225,610
87 ($1,260)$756$504$225,106
88 ($1,260)$754$505$224,601
89 ($1,260)$752$507$224,094
90 ($1,260)$751$509$223,585
91 ($1,260)$749$511$223,074
92 ($1,260)$747$512$222,562
93 ($1,260)$746$514$222,048
94 ($1,260)$744$516$221,532
95 ($1,260)$742$517$221,015
96 ($1,260)$740$519$220,496
Year 9 - 97 ($1,260)$739$521$219,975
98 ($1,260)$737$523$219,452
99 ($1,260)$735$524$218,928
100 ($1,260)$733$526$218,401
101 ($1,260)$732$528$217,873
102 ($1,260)$730$530$217,344
103 ($1,260)$728$531$216,812
104 ($1,260)$726$533$216,279
105 ($1,260)$725$535$215,744
106 ($1,260)$723$537$215,207
107 ($1,260)$721$539$214,668
108 ($1,260)$719$540$214,128
Year 10 - 109 ($1,260)$717$542$213,586
110 ($1,260)$716$544$213,042
111 ($1,260)$714$546$212,496
112 ($1,260)$712$548$211,948
113 ($1,260)$710$550$211,398
114 ($1,260)$708$551$210,847
115 ($1,260)$706$553$210,294
116 ($1,260)$704$555$209,739
117 ($1,260)$703$557$209,182
118 ($1,260)$701$559$208,623
119 ($1,260)$699$561$208,062
120 ($1,260)$697$563$207,499
Year 11 - 121 ($1,260)$695$564$206,935
122 ($1,260)$693$566$206,369
123 ($1,260)$691$568$205,800
124 ($1,260)$689$570$205,230
125 ($1,260)$688$572$204,658
126 ($1,260)$686$574$204,084
127 ($1,260)$684$576$203,508
128 ($1,260)$682$578$202,930
129 ($1,260)$680$580$202,351
130 ($1,260)$678$582$201,769
131 ($1,260)$676$584$201,185
132 ($1,260)$674$586$200,600
Year 12 - 133 ($1,260)$672$588$200,012
134 ($1,260)$670$590$199,422
135 ($1,260)$668$592$198,831
136 ($1,260)$666$594$198,237
137 ($1,260)$664$595$197,642
138 ($1,260)$662$597$197,044
139 ($1,260)$660$599$196,445
140 ($1,260)$658$602$195,843
141 ($1,260)$656$604$195,240
142 ($1,260)$654$606$194,634
143 ($1,260)$652$608$194,027
144 ($1,260)$650$610$193,417
Year 13 - 145 ($1,260)$648$612$192,806
146 ($1,260)$646$614$192,192
147 ($1,260)$644$616$191,576
148 ($1,260)$642$618$190,958
149 ($1,260)$640$620$190,338
150 ($1,260)$638$622$189,716
151 ($1,260)$636$624$189,092
152 ($1,260)$633$626$188,466
153 ($1,260)$631$628$187,838
154 ($1,260)$629$630$187,208
155 ($1,260)$627$632$186,575
156 ($1,260)$625$635$185,941
Year 14 - 157 ($1,260)$623$637$185,304
158 ($1,260)$621$639$184,665
159 ($1,260)$619$641$184,024
160 ($1,260)$616$643$183,381
161 ($1,260)$614$645$182,736
162 ($1,260)$612$647$182,088
163 ($1,260)$610$650$181,439
164 ($1,260)$608$652$180,787
165 ($1,260)$606$654$180,133
166 ($1,260)$603$656$179,477
167 ($1,260)$601$658$178,819
168 ($1,260)$599$661$178,158
Year 15 - 169 ($1,260)$597$663$177,495
170 ($1,260)$595$665$176,830
171 ($1,260)$592$667$176,163
172 ($1,260)$590$669$175,494
173 ($1,260)$588$672$174,822
174 ($1,260)$586$674$174,148
175 ($1,260)$583$676$173,472
176 ($1,260)$581$678$172,793
177 ($1,260)$579$681$172,113
178 ($1,260)$577$683$171,430
179 ($1,260)$574$685$170,744
180 ($1,260)$572$688$170,057
Year 16 - 181 ($1,260)$570$690$169,367
182 ($1,260)$567$692$168,675
183 ($1,260)$565$695$167,980
184 ($1,260)$563$697$167,283
185 ($1,260)$560$699$166,584
186 ($1,260)$558$702$165,882
187 ($1,260)$556$704$165,179
188 ($1,260)$553$706$164,472
189 ($1,260)$551$709$163,764
190 ($1,260)$549$711$163,053
191 ($1,260)$546$713$162,339
192 ($1,260)$544$716$161,624
Year 17 - 193 ($1,260)$541$718$160,905
194 ($1,260)$539$721$160,185
195 ($1,260)$537$723$159,462
196 ($1,260)$534$725$158,736
197 ($1,260)$532$728$158,009
198 ($1,260)$529$730$157,278
199 ($1,260)$527$733$156,546
200 ($1,260)$524$735$155,811
201 ($1,260)$522$738$155,073
202 ($1,260)$519$740$154,333
203 ($1,260)$517$743$153,590
204 ($1,260)$515$745$152,845
Year 18 - 205 ($1,260)$512$748$152,098
206 ($1,260)$510$750$151,348
207 ($1,260)$507$753$150,595
208 ($1,260)$504$755$149,840
209 ($1,260)$502$758$149,082
210 ($1,260)$499$760$148,322
211 ($1,260)$497$763$147,559
212 ($1,260)$494$765$146,794
213 ($1,260)$492$768$146,026
214 ($1,260)$489$770$145,256
215 ($1,260)$487$773$144,483
216 ($1,260)$484$776$143,707
Year 19 - 217 ($1,260)$481$778$142,929
218 ($1,260)$479$781$142,148
219 ($1,260)$476$783$141,365
220 ($1,260)$474$786$140,579
221 ($1,260)$471$789$139,790
222 ($1,260)$468$791$138,999
223 ($1,260)$466$794$138,205
224 ($1,260)$463$797$137,408
225 ($1,260)$460$799$136,609
226 ($1,260)$458$802$135,807
227 ($1,260)$455$805$135,002
228 ($1,260)$452$807$134,195
Year 20 - 229 ($1,260)$450$810$133,385
230 ($1,260)$447$813$132,572
231 ($1,260)$444$815$131,757
232 ($1,260)$441$818$130,939
233 ($1,260)$439$821$130,118
234 ($1,260)$436$824$129,294
235 ($1,260)$433$826$128,468
236 ($1,260)$430$829$127,638
237 ($1,260)$428$832$126,806
238 ($1,260)$425$835$125,972
239 ($1,260)$422$838$125,134
240 ($1,260)$419$840$124,294
Year 21 - 241 ($1,260)$416$843$123,450
242 ($1,260)$414$846$122,604
243 ($1,260)$411$849$121,755
244 ($1,260)$408$852$120,904
245 ($1,260)$405$855$120,049
246 ($1,260)$402$857$119,192
247 ($1,260)$399$860$118,331
248 ($1,260)$396$863$117,468
249 ($1,260)$394$866$116,602
250 ($1,260)$391$869$115,733
251 ($1,260)$388$872$114,861
252 ($1,260)$385$875$113,987
Year 22 - 253 ($1,260)$382$878$113,109
254 ($1,260)$379$881$112,228
255 ($1,260)$376$884$111,344
256 ($1,260)$373$887$110,458
257 ($1,260)$370$890$109,568
258 ($1,260)$367$893$108,676
259 ($1,260)$364$896$107,780
260 ($1,260)$361$899$106,882
261 ($1,260)$358$902$105,980
262 ($1,260)$355$905$105,076
263 ($1,260)$352$908$104,168
264 ($1,260)$349$911$103,257
Year 23 - 265 ($1,260)$346$914$102,344
266 ($1,260)$343$917$101,427
267 ($1,260)$340$920$100,507
268 ($1,260)$337$923$99,584
269 ($1,260)$334$926$98,658
270 ($1,260)$331$929$97,729
271 ($1,260)$327$932$96,797
272 ($1,260)$324$935$95,862
273 ($1,260)$321$938$94,923
274 ($1,260)$318$942$93,982
275 ($1,260)$315$945$93,037
276 ($1,260)$312$948$92,089
Year 24 - 277 ($1,260)$308$951$91,138
278 ($1,260)$305$954$90,184
279 ($1,260)$302$957$89,226
280 ($1,260)$299$961$88,265
281 ($1,260)$296$964$87,301
282 ($1,260)$292$967$86,334
283 ($1,260)$289$970$85,364
284 ($1,260)$286$974$84,390
285 ($1,260)$283$977$83,413
286 ($1,260)$279$980$82,433
287 ($1,260)$276$983$81,450
288 ($1,260)$273$987$80,463
Year 25 - 289 ($1,260)$270$990$79,473
290 ($1,260)$266$993$78,480
291 ($1,260)$263$997$77,483
292 ($1,260)$260$1,000$76,483
293 ($1,260)$256$1,003$75,480
294 ($1,260)$253$1,007$74,473
295 ($1,260)$249$1,010$73,463
296 ($1,260)$246$1,013$72,449
297 ($1,260)$243$1,017$71,432
298 ($1,260)$239$1,020$70,412
299 ($1,260)$236$1,024$69,388
300 ($1,260)$232$1,027$68,361
Year 26 - 301 ($1,260)$229$1,031$67,331
302 ($1,260)$226$1,034$66,297
303 ($1,260)$222$1,037$65,259
304 ($1,260)$219$1,041$64,218
305 ($1,260)$215$1,044$63,174
306 ($1,260)$212$1,048$62,126
307 ($1,260)$208$1,051$61,074
308 ($1,260)$205$1,055$60,019
309 ($1,260)$201$1,059$58,961
310 ($1,260)$198$1,062$57,899
311 ($1,260)$194$1,066$56,833
312 ($1,260)$190$1,069$55,764
Year 27 - 313 ($1,260)$187$1,073$54,691
314 ($1,260)$183$1,076$53,615
315 ($1,260)$180$1,080$52,535
316 ($1,260)$176$1,084$51,451
317 ($1,260)$172$1,087$50,364
318 ($1,260)$169$1,091$49,273
319 ($1,260)$165$1,095$48,178
320 ($1,260)$161$1,098$47,080
321 ($1,260)$158$1,102$45,978
322 ($1,260)$154$1,106$44,873
323 ($1,260)$150$1,109$43,764
324 ($1,260)$147$1,113$42,651
Year 28 - 325 ($1,260)$143$1,117$41,534
326 ($1,260)$139$1,120$40,413
327 ($1,260)$135$1,124$39,289
328 ($1,260)$132$1,128$38,161
329 ($1,260)$128$1,132$37,029
330 ($1,260)$124$1,136$35,894
331 ($1,260)$120$1,139$34,755
332 ($1,260)$116$1,143$33,611
333 ($1,260)$113$1,147$32,464
334 ($1,260)$109$1,151$31,314
335 ($1,260)$105$1,155$30,159
336 ($1,260)$101$1,159$29,000
Year 29 - 337 ($1,260)$97$1,162$27,838
338 ($1,260)$93$1,166$26,672
339 ($1,260)$89$1,170$25,501
340 ($1,260)$85$1,174$24,327
341 ($1,260)$81$1,178$23,149
342 ($1,260)$78$1,182$21,967
343 ($1,260)$74$1,186$20,781
344 ($1,260)$70$1,190$19,591
345 ($1,260)$66$1,194$18,397
346 ($1,260)$62$1,198$17,199
347 ($1,260)$58$1,202$15,997
348 ($1,260)$54$1,206$14,791
Year 30 - 349 ($1,260)$50$1,210$13,581
350 ($1,260)$45$1,214$12,367
351 ($1,260)$41$1,218$11,149
352 ($1,260)$37$1,222$9,927
353 ($1,260)$33$1,226$8,700
354 ($1,260)$29$1,230$7,470
355 ($1,260)$25$1,235$6,235
356 ($1,260)$21$1,239$4,996
357 ($1,260)$17$1,243$3,754
358 ($1,260)$13$1,247$2,507
359 ($1,260)$8$1,251$1,255
360 ($1,260)$4$1,255$0
TOTALS$190,254$263,200$453,454

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.