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Mortgage Payment Schedule for a $330,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($66,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,254 360 $187,547 $451,547

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $330,000
Down Payment $66,000$264,000
Year 1 - 1 ($1,254)$871$383$263,617
2 ($1,254)$870$384$263,233
3 ($1,254)$869$386$262,847
4 ($1,254)$867$387$262,460
5 ($1,254)$866$388$262,072
6 ($1,254)$865$389$261,682
7 ($1,254)$864$391$261,292
8 ($1,254)$862$392$260,900
9 ($1,254)$861$393$260,506
10 ($1,254)$860$395$260,112
11 ($1,254)$858$396$259,716
12 ($1,254)$857$397$259,318
Year 2 - 13 ($1,254)$856$399$258,920
14 ($1,254)$854$400$258,520
15 ($1,254)$853$401$258,119
16 ($1,254)$852$403$257,716
17 ($1,254)$850$404$257,313
18 ($1,254)$849$405$256,907
19 ($1,254)$848$407$256,501
20 ($1,254)$846$408$256,093
21 ($1,254)$845$409$255,684
22 ($1,254)$844$411$255,273
23 ($1,254)$842$412$254,861
24 ($1,254)$841$413$254,448
Year 3 - 25 ($1,254)$840$415$254,034
26 ($1,254)$838$416$253,618
27 ($1,254)$837$417$253,200
28 ($1,254)$836$419$252,781
29 ($1,254)$834$420$252,361
30 ($1,254)$833$422$251,940
31 ($1,254)$831$423$251,517
32 ($1,254)$830$424$251,093
33 ($1,254)$829$426$250,667
34 ($1,254)$827$427$250,240
35 ($1,254)$826$429$249,811
36 ($1,254)$824$430$249,381
Year 4 - 37 ($1,254)$823$431$248,950
38 ($1,254)$822$433$248,517
39 ($1,254)$820$434$248,083
40 ($1,254)$819$436$247,648
41 ($1,254)$817$437$247,211
42 ($1,254)$816$439$246,772
43 ($1,254)$814$440$246,332
44 ($1,254)$813$441$245,891
45 ($1,254)$811$443$245,448
46 ($1,254)$810$444$245,003
47 ($1,254)$809$446$244,558
48 ($1,254)$807$447$244,110
Year 5 - 49 ($1,254)$806$449$243,662
50 ($1,254)$804$450$243,211
51 ($1,254)$803$452$242,760
52 ($1,254)$801$453$242,307
53 ($1,254)$800$455$241,852
54 ($1,254)$798$456$241,396
55 ($1,254)$797$458$240,938
56 ($1,254)$795$459$240,479
57 ($1,254)$794$461$240,018
58 ($1,254)$792$462$239,556
59 ($1,254)$791$464$239,092
60 ($1,254)$789$465$238,627
Year 6 - 61 ($1,254)$787$467$238,160
62 ($1,254)$786$468$237,692
63 ($1,254)$784$470$237,222
64 ($1,254)$783$471$236,750
65 ($1,254)$781$473$236,277
66 ($1,254)$780$475$235,803
67 ($1,254)$778$476$235,327
68 ($1,254)$777$478$234,849
69 ($1,254)$775$479$234,370
70 ($1,254)$773$481$233,889
71 ($1,254)$772$482$233,406
72 ($1,254)$770$484$232,922
Year 7 - 73 ($1,254)$769$486$232,436
74 ($1,254)$767$487$231,949
75 ($1,254)$765$489$231,460
76 ($1,254)$764$490$230,970
77 ($1,254)$762$492$230,478
78 ($1,254)$761$494$229,984
79 ($1,254)$759$495$229,489
80 ($1,254)$757$497$228,992
81 ($1,254)$756$499$228,493
82 ($1,254)$754$500$227,993
83 ($1,254)$752$502$227,491
84 ($1,254)$751$504$226,987
Year 8 - 85 ($1,254)$749$505$226,482
86 ($1,254)$747$507$225,975
87 ($1,254)$746$509$225,467
88 ($1,254)$744$510$224,956
89 ($1,254)$742$512$224,444
90 ($1,254)$741$514$223,931
91 ($1,254)$739$515$223,415
92 ($1,254)$737$517$222,898
93 ($1,254)$736$519$222,380
94 ($1,254)$734$520$221,859
95 ($1,254)$732$522$221,337
96 ($1,254)$730$524$220,813
Year 9 - 97 ($1,254)$729$526$220,288
98 ($1,254)$727$527$219,760
99 ($1,254)$725$529$219,231
100 ($1,254)$723$531$218,700
101 ($1,254)$722$533$218,168
102 ($1,254)$720$534$217,633
103 ($1,254)$718$536$217,097
104 ($1,254)$716$538$216,559
105 ($1,254)$715$540$216,020
106 ($1,254)$713$541$215,478
107 ($1,254)$711$543$214,935
108 ($1,254)$709$545$214,390
Year 10 - 109 ($1,254)$707$547$213,843
110 ($1,254)$706$549$213,295
111 ($1,254)$704$550$212,744
112 ($1,254)$702$552$212,192
113 ($1,254)$700$554$211,638
114 ($1,254)$698$556$211,082
115 ($1,254)$697$558$210,524
116 ($1,254)$695$560$209,965
117 ($1,254)$693$561$209,403
118 ($1,254)$691$563$208,840
119 ($1,254)$689$565$208,275
120 ($1,254)$687$567$207,708
Year 11 - 121 ($1,254)$685$569$207,139
122 ($1,254)$684$571$206,568
123 ($1,254)$682$573$205,996
124 ($1,254)$680$575$205,421
125 ($1,254)$678$576$204,845
126 ($1,254)$676$578$204,267
127 ($1,254)$674$580$203,686
128 ($1,254)$672$582$203,104
129 ($1,254)$670$584$202,520
130 ($1,254)$668$586$201,934
131 ($1,254)$666$588$201,346
132 ($1,254)$664$590$200,756
Year 12 - 133 ($1,254)$662$592$200,165
134 ($1,254)$661$594$199,571
135 ($1,254)$659$596$198,975
136 ($1,254)$657$598$198,377
137 ($1,254)$655$600$197,778
138 ($1,254)$653$602$197,176
139 ($1,254)$651$604$196,573
140 ($1,254)$649$606$195,967
141 ($1,254)$647$608$195,359
142 ($1,254)$645$610$194,750
143 ($1,254)$643$612$194,138
144 ($1,254)$641$614$193,524
Year 13 - 145 ($1,254)$639$616$192,909
146 ($1,254)$637$618$192,291
147 ($1,254)$635$620$191,671
148 ($1,254)$633$622$191,050
149 ($1,254)$630$624$190,426
150 ($1,254)$628$626$189,800
151 ($1,254)$626$628$189,172
152 ($1,254)$624$630$188,542
153 ($1,254)$622$632$187,910
154 ($1,254)$620$634$187,276
155 ($1,254)$618$636$186,639
156 ($1,254)$616$638$186,001
Year 14 - 157 ($1,254)$614$640$185,360
158 ($1,254)$612$643$184,718
159 ($1,254)$610$645$184,073
160 ($1,254)$607$647$183,426
161 ($1,254)$605$649$182,777
162 ($1,254)$603$651$182,126
163 ($1,254)$601$653$181,473
164 ($1,254)$599$655$180,817
165 ($1,254)$597$658$180,160
166 ($1,254)$595$660$179,500
167 ($1,254)$592$662$178,838
168 ($1,254)$590$664$178,174
Year 15 - 169 ($1,254)$588$666$177,508
170 ($1,254)$586$669$176,839
171 ($1,254)$584$671$176,168
172 ($1,254)$581$673$175,495
173 ($1,254)$579$675$174,820
174 ($1,254)$577$677$174,143
175 ($1,254)$575$680$173,463
176 ($1,254)$572$682$172,781
177 ($1,254)$570$684$172,097
178 ($1,254)$568$686$171,411
179 ($1,254)$566$689$170,722
180 ($1,254)$563$691$170,031
Year 16 - 181 ($1,254)$561$693$169,338
182 ($1,254)$559$695$168,643
183 ($1,254)$557$698$167,945
184 ($1,254)$554$700$167,245
185 ($1,254)$552$702$166,542
186 ($1,254)$550$705$165,838
187 ($1,254)$547$707$165,131
188 ($1,254)$545$709$164,421
189 ($1,254)$543$712$163,710
190 ($1,254)$540$714$162,996
191 ($1,254)$538$716$162,279
192 ($1,254)$536$719$161,560
Year 17 - 193 ($1,254)$533$721$160,839
194 ($1,254)$531$724$160,116
195 ($1,254)$528$726$159,390
196 ($1,254)$526$728$158,662
197 ($1,254)$524$731$157,931
198 ($1,254)$521$733$157,198
199 ($1,254)$519$736$156,462
200 ($1,254)$516$738$155,724
201 ($1,254)$514$740$154,984
202 ($1,254)$511$743$154,241
203 ($1,254)$509$745$153,496
204 ($1,254)$507$748$152,748
Year 18 - 205 ($1,254)$504$750$151,998
206 ($1,254)$502$753$151,245
207 ($1,254)$499$755$150,490
208 ($1,254)$497$758$149,732
209 ($1,254)$494$760$148,972
210 ($1,254)$492$763$148,209
211 ($1,254)$489$765$147,444
212 ($1,254)$487$768$146,676
213 ($1,254)$484$770$145,906
214 ($1,254)$481$773$145,133
215 ($1,254)$479$775$144,358
216 ($1,254)$476$778$143,580
Year 19 - 217 ($1,254)$474$780$142,799
218 ($1,254)$471$783$142,016
219 ($1,254)$469$786$141,231
220 ($1,254)$466$788$140,442
221 ($1,254)$463$791$139,652
222 ($1,254)$461$793$138,858
223 ($1,254)$458$796$138,062
224 ($1,254)$456$799$137,263
225 ($1,254)$453$801$136,462
226 ($1,254)$450$804$135,658
227 ($1,254)$448$807$134,852
228 ($1,254)$445$809$134,042
Year 20 - 229 ($1,254)$442$812$133,230
230 ($1,254)$440$815$132,416
231 ($1,254)$437$817$131,598
232 ($1,254)$434$820$130,778
233 ($1,254)$432$823$129,956
234 ($1,254)$429$825$129,130
235 ($1,254)$426$828$128,302
236 ($1,254)$423$831$127,471
237 ($1,254)$421$834$126,637
238 ($1,254)$418$836$125,801
239 ($1,254)$415$839$124,962
240 ($1,254)$412$842$124,120
Year 21 - 241 ($1,254)$410$845$123,275
242 ($1,254)$407$847$122,428
243 ($1,254)$404$850$121,577
244 ($1,254)$401$853$120,724
245 ($1,254)$398$856$119,868
246 ($1,254)$396$859$119,010
247 ($1,254)$393$862$118,148
248 ($1,254)$390$864$117,284
249 ($1,254)$387$867$116,417
250 ($1,254)$384$870$115,546
251 ($1,254)$381$873$114,673
252 ($1,254)$378$876$113,798
Year 22 - 253 ($1,254)$376$879$112,919
254 ($1,254)$373$882$112,037
255 ($1,254)$370$885$111,153
256 ($1,254)$367$887$110,265
257 ($1,254)$364$890$109,375
258 ($1,254)$361$893$108,481
259 ($1,254)$358$896$107,585
260 ($1,254)$355$899$106,686
261 ($1,254)$352$902$105,783
262 ($1,254)$349$905$104,878
263 ($1,254)$346$908$103,970
264 ($1,254)$343$911$103,059
Year 23 - 265 ($1,254)$340$914$102,145
266 ($1,254)$337$917$101,227
267 ($1,254)$334$920$100,307
268 ($1,254)$331$923$99,384
269 ($1,254)$328$926$98,458
270 ($1,254)$325$929$97,528
271 ($1,254)$322$932$96,596
272 ($1,254)$319$936$95,660
273 ($1,254)$316$939$94,722
274 ($1,254)$313$942$93,780
275 ($1,254)$309$945$92,835
276 ($1,254)$306$948$91,887
Year 24 - 277 ($1,254)$303$951$90,936
278 ($1,254)$300$954$89,982
279 ($1,254)$297$957$89,024
280 ($1,254)$294$961$88,064
281 ($1,254)$291$964$87,100
282 ($1,254)$287$967$86,133
283 ($1,254)$284$970$85,163
284 ($1,254)$281$973$84,190
285 ($1,254)$278$976$83,214
286 ($1,254)$275$980$82,234
287 ($1,254)$271$983$81,251
288 ($1,254)$268$986$80,265
Year 25 - 289 ($1,254)$265$989$79,275
290 ($1,254)$262$993$78,283
291 ($1,254)$258$996$77,287
292 ($1,254)$255$999$76,288
293 ($1,254)$252$1,003$75,285
294 ($1,254)$248$1,006$74,279
295 ($1,254)$245$1,009$73,270
296 ($1,254)$242$1,013$72,257
297 ($1,254)$238$1,016$71,242
298 ($1,254)$235$1,019$70,222
299 ($1,254)$232$1,023$69,200
300 ($1,254)$228$1,026$68,174
Year 26 - 301 ($1,254)$225$1,029$67,145
302 ($1,254)$222$1,033$66,112
303 ($1,254)$218$1,036$65,076
304 ($1,254)$215$1,040$64,036
305 ($1,254)$211$1,043$62,993
306 ($1,254)$208$1,046$61,947
307 ($1,254)$204$1,050$60,897
308 ($1,254)$201$1,053$59,844
309 ($1,254)$197$1,057$58,787
310 ($1,254)$194$1,060$57,726
311 ($1,254)$190$1,064$56,663
312 ($1,254)$187$1,067$55,595
Year 27 - 313 ($1,254)$183$1,071$54,525
314 ($1,254)$180$1,074$53,450
315 ($1,254)$176$1,078$52,372
316 ($1,254)$173$1,081$51,291
317 ($1,254)$169$1,085$50,206
318 ($1,254)$166$1,089$49,117
319 ($1,254)$162$1,092$48,025
320 ($1,254)$158$1,096$46,929
321 ($1,254)$155$1,099$45,830
322 ($1,254)$151$1,103$44,727
323 ($1,254)$148$1,107$43,620
324 ($1,254)$144$1,110$42,510
Year 28 - 325 ($1,254)$140$1,114$41,396
326 ($1,254)$137$1,118$40,278
327 ($1,254)$133$1,121$39,156
328 ($1,254)$129$1,125$38,031
329 ($1,254)$126$1,129$36,903
330 ($1,254)$122$1,133$35,770
331 ($1,254)$118$1,136$34,634
332 ($1,254)$114$1,140$33,494
333 ($1,254)$111$1,144$32,350
334 ($1,254)$107$1,148$31,203
335 ($1,254)$103$1,151$30,051
336 ($1,254)$99$1,155$28,896
Year 29 - 337 ($1,254)$95$1,159$27,737
338 ($1,254)$92$1,163$26,574
339 ($1,254)$88$1,167$25,408
340 ($1,254)$84$1,170$24,237
341 ($1,254)$80$1,174$23,063
342 ($1,254)$76$1,178$21,885
343 ($1,254)$72$1,182$20,703
344 ($1,254)$68$1,186$19,517
345 ($1,254)$64$1,190$18,327
346 ($1,254)$60$1,194$17,133
347 ($1,254)$57$1,198$15,935
348 ($1,254)$53$1,202$14,734
Year 30 - 349 ($1,254)$49$1,206$13,528
350 ($1,254)$45$1,210$12,318
351 ($1,254)$41$1,214$11,105
352 ($1,254)$37$1,218$9,887
353 ($1,254)$33$1,222$8,665
354 ($1,254)$29$1,226$7,440
355 ($1,254)$25$1,230$6,210
356 ($1,254)$20$1,234$4,976
357 ($1,254)$16$1,238$3,738
358 ($1,254)$12$1,242$2,496
359 ($1,254)$8$1,246$1,250
360 ($1,254)$4$1,250$0
TOTALS$187,547$264,000$451,547

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.