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Mortgage Payment Schedule for a $331,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($66,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,250 360 $185,378 $450,178

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $331,000
Down Payment $66,200$264,800
Year 1 - 1 ($1,250)$863$388$264,412
2 ($1,250)$862$389$264,023
3 ($1,250)$860$390$263,633
4 ($1,250)$859$391$263,242
5 ($1,250)$858$393$262,849
6 ($1,250)$856$394$262,455
7 ($1,250)$855$395$262,060
8 ($1,250)$854$397$261,663
9 ($1,250)$853$398$261,265
10 ($1,250)$851$399$260,866
11 ($1,250)$850$401$260,465
12 ($1,250)$849$402$260,063
Year 2 - 13 ($1,250)$847$403$259,660
14 ($1,250)$846$404$259,256
15 ($1,250)$845$406$258,850
16 ($1,250)$843$407$258,443
17 ($1,250)$842$408$258,035
18 ($1,250)$841$410$257,625
19 ($1,250)$839$411$257,214
20 ($1,250)$838$412$256,801
21 ($1,250)$837$414$256,388
22 ($1,250)$835$415$255,973
23 ($1,250)$834$416$255,556
24 ($1,250)$833$418$255,138
Year 3 - 25 ($1,250)$831$419$254,719
26 ($1,250)$830$421$254,299
27 ($1,250)$829$422$253,877
28 ($1,250)$827$423$253,453
29 ($1,250)$826$425$253,029
30 ($1,250)$824$426$252,603
31 ($1,250)$823$427$252,175
32 ($1,250)$822$429$251,747
33 ($1,250)$820$430$251,316
34 ($1,250)$819$432$250,885
35 ($1,250)$817$433$250,452
36 ($1,250)$816$434$250,017
Year 4 - 37 ($1,250)$815$436$249,581
38 ($1,250)$813$437$249,144
39 ($1,250)$812$439$248,705
40 ($1,250)$810$440$248,265
41 ($1,250)$809$442$247,824
42 ($1,250)$807$443$247,381
43 ($1,250)$806$444$246,936
44 ($1,250)$805$446$246,490
45 ($1,250)$803$447$246,043
46 ($1,250)$802$449$245,594
47 ($1,250)$800$450$245,144
48 ($1,250)$799$452$244,692
Year 5 - 49 ($1,250)$797$453$244,239
50 ($1,250)$796$455$243,784
51 ($1,250)$794$456$243,328
52 ($1,250)$793$458$242,870
53 ($1,250)$791$459$242,411
54 ($1,250)$790$461$241,951
55 ($1,250)$788$462$241,489
56 ($1,250)$787$464$241,025
57 ($1,250)$785$465$240,560
58 ($1,250)$784$467$240,093
59 ($1,250)$782$468$239,625
60 ($1,250)$781$470$239,155
Year 6 - 61 ($1,250)$779$471$238,684
62 ($1,250)$778$473$238,211
63 ($1,250)$776$474$237,737
64 ($1,250)$775$476$237,261
65 ($1,250)$773$477$236,784
66 ($1,250)$772$479$236,305
67 ($1,250)$770$481$235,824
68 ($1,250)$768$482$235,342
69 ($1,250)$767$484$234,858
70 ($1,250)$765$485$234,373
71 ($1,250)$764$487$233,886
72 ($1,250)$762$488$233,398
Year 7 - 73 ($1,250)$760$490$232,908
74 ($1,250)$759$492$232,416
75 ($1,250)$757$493$231,923
76 ($1,250)$756$495$231,428
77 ($1,250)$754$496$230,932
78 ($1,250)$752$498$230,434
79 ($1,250)$751$500$229,934
80 ($1,250)$749$501$229,433
81 ($1,250)$748$503$228,930
82 ($1,250)$746$505$228,425
83 ($1,250)$744$506$227,919
84 ($1,250)$743$508$227,411
Year 8 - 85 ($1,250)$741$510$226,902
86 ($1,250)$739$511$226,390
87 ($1,250)$738$513$225,878
88 ($1,250)$736$515$225,363
89 ($1,250)$734$516$224,847
90 ($1,250)$733$518$224,329
91 ($1,250)$731$520$223,809
92 ($1,250)$729$521$223,288
93 ($1,250)$728$523$222,765
94 ($1,250)$726$525$222,241
95 ($1,250)$724$526$221,714
96 ($1,250)$722$528$221,186
Year 9 - 97 ($1,250)$721$530$220,656
98 ($1,250)$719$532$220,125
99 ($1,250)$717$533$219,592
100 ($1,250)$716$535$219,057
101 ($1,250)$714$537$218,520
102 ($1,250)$712$538$217,981
103 ($1,250)$710$540$217,441
104 ($1,250)$708$542$216,899
105 ($1,250)$707$544$216,355
106 ($1,250)$705$546$215,810
107 ($1,250)$703$547$215,263
108 ($1,250)$701$549$214,713
Year 10 - 109 ($1,250)$700$551$214,163
110 ($1,250)$698$553$213,610
111 ($1,250)$696$554$213,055
112 ($1,250)$694$556$212,499
113 ($1,250)$692$558$211,941
114 ($1,250)$691$560$211,381
115 ($1,250)$689$562$210,819
116 ($1,250)$687$564$210,256
117 ($1,250)$685$565$209,690
118 ($1,250)$683$567$209,123
119 ($1,250)$681$569$208,554
120 ($1,250)$680$571$207,983
Year 11 - 121 ($1,250)$678$573$207,410
122 ($1,250)$676$575$206,836
123 ($1,250)$674$577$206,259
124 ($1,250)$672$578$205,681
125 ($1,250)$670$580$205,100
126 ($1,250)$668$582$204,518
127 ($1,250)$666$584$203,934
128 ($1,250)$664$586$203,348
129 ($1,250)$663$588$202,760
130 ($1,250)$661$590$202,170
131 ($1,250)$659$592$201,578
132 ($1,250)$657$594$200,985
Year 12 - 133 ($1,250)$655$596$200,389
134 ($1,250)$653$598$199,792
135 ($1,250)$651$600$199,192
136 ($1,250)$649$601$198,591
137 ($1,250)$647$603$197,987
138 ($1,250)$645$605$197,382
139 ($1,250)$643$607$196,774
140 ($1,250)$641$609$196,165
141 ($1,250)$639$611$195,554
142 ($1,250)$637$613$194,940
143 ($1,250)$635$615$194,325
144 ($1,250)$633$617$193,708
Year 13 - 145 ($1,250)$631$619$193,088
146 ($1,250)$629$621$192,467
147 ($1,250)$627$623$191,844
148 ($1,250)$625$625$191,218
149 ($1,250)$623$627$190,591
150 ($1,250)$621$629$189,961
151 ($1,250)$619$632$189,330
152 ($1,250)$617$634$188,696
153 ($1,250)$615$636$188,061
154 ($1,250)$613$638$187,423
155 ($1,250)$611$640$186,783
156 ($1,250)$609$642$186,141
Year 14 - 157 ($1,250)$607$644$185,497
158 ($1,250)$604$646$184,851
159 ($1,250)$602$648$184,203
160 ($1,250)$600$650$183,553
161 ($1,250)$598$652$182,900
162 ($1,250)$596$655$182,246
163 ($1,250)$594$657$181,589
164 ($1,250)$592$659$180,930
165 ($1,250)$590$661$180,269
166 ($1,250)$587$663$179,606
167 ($1,250)$585$665$178,941
168 ($1,250)$583$667$178,273
Year 15 - 169 ($1,250)$581$670$177,604
170 ($1,250)$579$672$176,932
171 ($1,250)$577$674$176,258
172 ($1,250)$574$676$175,582
173 ($1,250)$572$678$174,903
174 ($1,250)$570$681$174,223
175 ($1,250)$568$683$173,540
176 ($1,250)$565$685$172,855
177 ($1,250)$563$687$172,168
178 ($1,250)$561$690$171,478
179 ($1,250)$559$692$170,786
180 ($1,250)$556$694$170,092
Year 16 - 181 ($1,250)$554$696$169,396
182 ($1,250)$552$699$168,698
183 ($1,250)$550$701$167,997
184 ($1,250)$547$703$167,294
185 ($1,250)$545$705$166,588
186 ($1,250)$543$708$165,880
187 ($1,250)$540$710$165,170
188 ($1,250)$538$712$164,458
189 ($1,250)$536$715$163,744
190 ($1,250)$534$717$163,027
191 ($1,250)$531$719$162,307
192 ($1,250)$529$722$161,586
Year 17 - 193 ($1,250)$526$724$160,862
194 ($1,250)$524$726$160,135
195 ($1,250)$522$729$159,407
196 ($1,250)$519$731$158,675
197 ($1,250)$517$733$157,942
198 ($1,250)$515$736$157,206
199 ($1,250)$512$738$156,468
200 ($1,250)$510$741$155,727
201 ($1,250)$507$743$154,984
202 ($1,250)$505$746$154,239
203 ($1,250)$503$748$153,491
204 ($1,250)$500$750$152,740
Year 18 - 205 ($1,250)$498$753$151,987
206 ($1,250)$495$755$151,232
207 ($1,250)$493$758$150,474
208 ($1,250)$490$760$149,714
209 ($1,250)$488$763$148,952
210 ($1,250)$485$765$148,186
211 ($1,250)$483$768$147,419
212 ($1,250)$480$770$146,649
213 ($1,250)$478$773$145,876
214 ($1,250)$475$775$145,101
215 ($1,250)$473$778$144,323
216 ($1,250)$470$780$143,543
Year 19 - 217 ($1,250)$468$783$142,760
218 ($1,250)$465$785$141,975
219 ($1,250)$463$788$141,187
220 ($1,250)$460$790$140,396
221 ($1,250)$457$793$139,603
222 ($1,250)$455$796$138,808
223 ($1,250)$452$798$138,009
224 ($1,250)$450$801$137,209
225 ($1,250)$447$803$136,405
226 ($1,250)$444$806$135,599
227 ($1,250)$442$809$134,791
228 ($1,250)$439$811$133,979
Year 20 - 229 ($1,250)$437$814$133,165
230 ($1,250)$434$817$132,349
231 ($1,250)$431$819$131,529
232 ($1,250)$429$822$130,708
233 ($1,250)$426$825$129,883
234 ($1,250)$423$827$129,056
235 ($1,250)$421$830$128,226
236 ($1,250)$418$833$127,393
237 ($1,250)$415$835$126,558
238 ($1,250)$412$838$125,719
239 ($1,250)$410$841$124,879
240 ($1,250)$407$844$124,035
Year 21 - 241 ($1,250)$404$846$123,189
242 ($1,250)$401$849$122,339
243 ($1,250)$399$852$121,488
244 ($1,250)$396$855$120,633
245 ($1,250)$393$857$119,776
246 ($1,250)$390$860$118,915
247 ($1,250)$387$863$118,052
248 ($1,250)$385$866$117,186
249 ($1,250)$382$869$116,318
250 ($1,250)$379$871$115,446
251 ($1,250)$376$874$114,572
252 ($1,250)$373$877$113,695
Year 22 - 253 ($1,250)$370$880$112,815
254 ($1,250)$368$883$111,932
255 ($1,250)$365$886$111,046
256 ($1,250)$362$889$110,157
257 ($1,250)$359$892$109,266
258 ($1,250)$356$894$108,371
259 ($1,250)$353$897$107,474
260 ($1,250)$350$900$106,574
261 ($1,250)$347$903$105,670
262 ($1,250)$344$906$104,764
263 ($1,250)$341$909$103,855
264 ($1,250)$338$912$102,943
Year 23 - 265 ($1,250)$335$915$102,028
266 ($1,250)$332$918$101,110
267 ($1,250)$329$921$100,189
268 ($1,250)$326$924$99,265
269 ($1,250)$323$927$98,338
270 ($1,250)$320$930$97,408
271 ($1,250)$317$933$96,475
272 ($1,250)$314$936$95,538
273 ($1,250)$311$939$94,599
274 ($1,250)$308$942$93,657
275 ($1,250)$305$945$92,712
276 ($1,250)$302$948$91,763
Year 24 - 277 ($1,250)$299$951$90,812
278 ($1,250)$296$955$89,857
279 ($1,250)$293$958$88,899
280 ($1,250)$290$961$87,939
281 ($1,250)$287$964$86,975
282 ($1,250)$283$967$86,007
283 ($1,250)$280$970$85,037
284 ($1,250)$277$973$84,064
285 ($1,250)$274$977$83,087
286 ($1,250)$271$980$82,107
287 ($1,250)$268$983$81,124
288 ($1,250)$264$986$80,138
Year 25 - 289 ($1,250)$261$989$79,149
290 ($1,250)$258$993$78,156
291 ($1,250)$255$996$77,160
292 ($1,250)$251$999$76,161
293 ($1,250)$248$1,002$75,159
294 ($1,250)$245$1,006$74,153
295 ($1,250)$242$1,009$73,145
296 ($1,250)$238$1,012$72,132
297 ($1,250)$235$1,015$71,117
298 ($1,250)$232$1,019$70,098
299 ($1,250)$228$1,022$69,076
300 ($1,250)$225$1,025$68,051
Year 26 - 301 ($1,250)$222$1,029$67,022
302 ($1,250)$218$1,032$65,990
303 ($1,250)$215$1,035$64,954
304 ($1,250)$212$1,039$63,915
305 ($1,250)$208$1,042$62,873
306 ($1,250)$205$1,046$61,828
307 ($1,250)$201$1,049$60,779
308 ($1,250)$198$1,052$59,726
309 ($1,250)$195$1,056$58,670
310 ($1,250)$191$1,059$57,611
311 ($1,250)$188$1,063$56,548
312 ($1,250)$184$1,066$55,482
Year 27 - 313 ($1,250)$181$1,070$54,412
314 ($1,250)$177$1,073$53,339
315 ($1,250)$174$1,077$52,262
316 ($1,250)$170$1,080$51,182
317 ($1,250)$167$1,084$50,098
318 ($1,250)$163$1,087$49,011
319 ($1,250)$160$1,091$47,920
320 ($1,250)$156$1,094$46,826
321 ($1,250)$153$1,098$45,728
322 ($1,250)$149$1,101$44,626
323 ($1,250)$145$1,105$43,521
324 ($1,250)$142$1,109$42,413
Year 28 - 325 ($1,250)$138$1,112$41,300
326 ($1,250)$135$1,116$40,184
327 ($1,250)$131$1,120$39,065
328 ($1,250)$127$1,123$37,942
329 ($1,250)$124$1,127$36,815
330 ($1,250)$120$1,131$35,684
331 ($1,250)$116$1,134$34,550
332 ($1,250)$113$1,138$33,412
333 ($1,250)$109$1,142$32,271
334 ($1,250)$105$1,145$31,125
335 ($1,250)$101$1,149$29,976
336 ($1,250)$98$1,153$28,823
Year 29 - 337 ($1,250)$94$1,157$27,667
338 ($1,250)$90$1,160$26,506
339 ($1,250)$86$1,164$25,342
340 ($1,250)$83$1,168$24,174
341 ($1,250)$79$1,172$23,003
342 ($1,250)$75$1,176$21,827
343 ($1,250)$71$1,179$20,648
344 ($1,250)$67$1,183$19,464
345 ($1,250)$63$1,187$18,277
346 ($1,250)$60$1,191$17,086
347 ($1,250)$56$1,195$15,892
348 ($1,250)$52$1,199$14,693
Year 30 - 349 ($1,250)$48$1,203$13,490
350 ($1,250)$44$1,207$12,284
351 ($1,250)$40$1,210$11,073
352 ($1,250)$36$1,214$9,859
353 ($1,250)$32$1,218$8,640
354 ($1,250)$28$1,222$7,418
355 ($1,250)$24$1,226$6,192
356 ($1,250)$20$1,230$4,961
357 ($1,250)$16$1,234$3,727
358 ($1,250)$12$1,238$2,489
359 ($1,250)$8$1,242$1,246
360 ($1,250)$4$1,246$0
TOTALS$185,378$264,800$450,178

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.