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Mortgage Payment Schedule for a $331,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($66,200) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,249 360 $184,832 $449,632

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $331,000
Down Payment $66,200$264,800
Year 1 - 1 ($1,249)$861$388$264,412
2 ($1,249)$859$390$264,022
3 ($1,249)$858$391$263,631
4 ($1,249)$857$392$263,239
5 ($1,249)$856$393$262,845
6 ($1,249)$854$395$262,451
7 ($1,249)$853$396$262,055
8 ($1,249)$852$397$261,657
9 ($1,249)$850$399$261,259
10 ($1,249)$849$400$260,859
11 ($1,249)$848$401$260,458
12 ($1,249)$846$402$260,055
Year 2 - 13 ($1,249)$845$404$259,651
14 ($1,249)$844$405$259,246
15 ($1,249)$843$406$258,840
16 ($1,249)$841$408$258,432
17 ($1,249)$840$409$258,023
18 ($1,249)$839$410$257,613
19 ($1,249)$837$412$257,201
20 ($1,249)$836$413$256,788
21 ($1,249)$835$414$256,373
22 ($1,249)$833$416$255,958
23 ($1,249)$832$417$255,541
24 ($1,249)$831$418$255,122
Year 3 - 25 ($1,249)$829$420$254,702
26 ($1,249)$828$421$254,281
27 ($1,249)$826$423$253,859
28 ($1,249)$825$424$253,435
29 ($1,249)$824$425$253,009
30 ($1,249)$822$427$252,583
31 ($1,249)$821$428$252,154
32 ($1,249)$820$429$251,725
33 ($1,249)$818$431$251,294
34 ($1,249)$817$432$250,862
35 ($1,249)$815$434$250,428
36 ($1,249)$814$435$249,993
Year 4 - 37 ($1,249)$812$436$249,557
38 ($1,249)$811$438$249,119
39 ($1,249)$810$439$248,679
40 ($1,249)$808$441$248,239
41 ($1,249)$807$442$247,796
42 ($1,249)$805$444$247,353
43 ($1,249)$804$445$246,908
44 ($1,249)$802$447$246,461
45 ($1,249)$801$448$246,013
46 ($1,249)$800$449$245,564
47 ($1,249)$798$451$245,113
48 ($1,249)$797$452$244,660
Year 5 - 49 ($1,249)$795$454$244,207
50 ($1,249)$794$455$243,751
51 ($1,249)$792$457$243,295
52 ($1,249)$791$458$242,836
53 ($1,249)$789$460$242,377
54 ($1,249)$788$461$241,915
55 ($1,249)$786$463$241,453
56 ($1,249)$785$464$240,988
57 ($1,249)$783$466$240,522
58 ($1,249)$782$467$240,055
59 ($1,249)$780$469$239,586
60 ($1,249)$779$470$239,116
Year 6 - 61 ($1,249)$777$472$238,644
62 ($1,249)$776$473$238,171
63 ($1,249)$774$475$237,696
64 ($1,249)$773$476$237,219
65 ($1,249)$771$478$236,741
66 ($1,249)$769$480$236,262
67 ($1,249)$768$481$235,781
68 ($1,249)$766$483$235,298
69 ($1,249)$765$484$234,814
70 ($1,249)$763$486$234,328
71 ($1,249)$762$487$233,841
72 ($1,249)$760$489$233,352
Year 7 - 73 ($1,249)$758$491$232,861
74 ($1,249)$757$492$232,369
75 ($1,249)$755$494$231,875
76 ($1,249)$754$495$231,380
77 ($1,249)$752$497$230,883
78 ($1,249)$750$499$230,384
79 ($1,249)$749$500$229,884
80 ($1,249)$747$502$229,382
81 ($1,249)$745$503$228,878
82 ($1,249)$744$505$228,373
83 ($1,249)$742$507$227,867
84 ($1,249)$741$508$227,358
Year 8 - 85 ($1,249)$739$510$226,848
86 ($1,249)$737$512$226,336
87 ($1,249)$736$513$225,823
88 ($1,249)$734$515$225,308
89 ($1,249)$732$517$224,791
90 ($1,249)$731$518$224,273
91 ($1,249)$729$520$223,753
92 ($1,249)$727$522$223,231
93 ($1,249)$726$523$222,707
94 ($1,249)$724$525$222,182
95 ($1,249)$722$527$221,655
96 ($1,249)$720$529$221,127
Year 9 - 97 ($1,249)$719$530$220,596
98 ($1,249)$717$532$220,064
99 ($1,249)$715$534$219,531
100 ($1,249)$713$536$218,995
101 ($1,249)$712$537$218,458
102 ($1,249)$710$539$217,919
103 ($1,249)$708$541$217,378
104 ($1,249)$706$542$216,836
105 ($1,249)$705$544$216,291
106 ($1,249)$703$546$215,745
107 ($1,249)$701$548$215,198
108 ($1,249)$699$550$214,648
Year 10 - 109 ($1,249)$698$551$214,097
110 ($1,249)$696$553$213,544
111 ($1,249)$694$555$212,989
112 ($1,249)$692$557$212,432
113 ($1,249)$690$559$211,873
114 ($1,249)$689$560$211,313
115 ($1,249)$687$562$210,751
116 ($1,249)$685$564$210,187
117 ($1,249)$683$566$209,621
118 ($1,249)$681$568$209,053
119 ($1,249)$679$570$208,483
120 ($1,249)$678$571$207,912
Year 11 - 121 ($1,249)$676$573$207,339
122 ($1,249)$674$575$206,764
123 ($1,249)$672$577$206,187
124 ($1,249)$670$579$205,608
125 ($1,249)$668$581$205,027
126 ($1,249)$666$583$204,444
127 ($1,249)$664$585$203,860
128 ($1,249)$663$586$203,273
129 ($1,249)$661$588$202,685
130 ($1,249)$659$590$202,095
131 ($1,249)$657$592$201,503
132 ($1,249)$655$594$200,909
Year 12 - 133 ($1,249)$653$596$200,313
134 ($1,249)$651$598$199,715
135 ($1,249)$649$600$199,115
136 ($1,249)$647$602$198,513
137 ($1,249)$645$604$197,909
138 ($1,249)$643$606$197,303
139 ($1,249)$641$608$196,695
140 ($1,249)$639$610$196,086
141 ($1,249)$637$612$195,474
142 ($1,249)$635$614$194,860
143 ($1,249)$633$616$194,245
144 ($1,249)$631$618$193,627
Year 13 - 145 ($1,249)$629$620$193,007
146 ($1,249)$627$622$192,386
147 ($1,249)$625$624$191,762
148 ($1,249)$623$626$191,136
149 ($1,249)$621$628$190,508
150 ($1,249)$619$630$189,879
151 ($1,249)$617$632$189,247
152 ($1,249)$615$634$188,613
153 ($1,249)$613$636$187,977
154 ($1,249)$611$638$187,339
155 ($1,249)$609$640$186,699
156 ($1,249)$607$642$186,056
Year 14 - 157 ($1,249)$605$644$185,412
158 ($1,249)$603$646$184,766
159 ($1,249)$600$648$184,117
160 ($1,249)$598$651$183,467
161 ($1,249)$596$653$182,814
162 ($1,249)$594$655$182,159
163 ($1,249)$592$657$181,502
164 ($1,249)$590$659$180,843
165 ($1,249)$588$661$180,182
166 ($1,249)$586$663$179,518
167 ($1,249)$583$666$178,853
168 ($1,249)$581$668$178,185
Year 15 - 169 ($1,249)$579$670$177,515
170 ($1,249)$577$672$176,843
171 ($1,249)$575$674$176,169
172 ($1,249)$573$676$175,493
173 ($1,249)$570$679$174,814
174 ($1,249)$568$681$174,133
175 ($1,249)$566$683$173,450
176 ($1,249)$564$685$172,765
177 ($1,249)$561$687$172,077
178 ($1,249)$559$690$171,388
179 ($1,249)$557$692$170,696
180 ($1,249)$555$694$170,001
Year 16 - 181 ($1,249)$553$696$169,305
182 ($1,249)$550$699$168,606
183 ($1,249)$548$701$167,905
184 ($1,249)$546$703$167,202
185 ($1,249)$543$706$166,496
186 ($1,249)$541$708$165,788
187 ($1,249)$539$710$165,078
188 ($1,249)$537$712$164,366
189 ($1,249)$534$715$163,651
190 ($1,249)$532$717$162,934
191 ($1,249)$530$719$162,214
192 ($1,249)$527$722$161,493
Year 17 - 193 ($1,249)$525$724$160,769
194 ($1,249)$522$726$160,042
195 ($1,249)$520$729$159,313
196 ($1,249)$518$731$158,582
197 ($1,249)$515$734$157,848
198 ($1,249)$513$736$157,112
199 ($1,249)$511$738$156,374
200 ($1,249)$508$741$155,633
201 ($1,249)$506$743$154,890
202 ($1,249)$503$746$154,145
203 ($1,249)$501$748$153,397
204 ($1,249)$499$750$152,646
Year 18 - 205 ($1,249)$496$753$151,893
206 ($1,249)$494$755$151,138
207 ($1,249)$491$758$150,380
208 ($1,249)$489$760$149,620
209 ($1,249)$486$763$148,857
210 ($1,249)$484$765$148,092
211 ($1,249)$481$768$147,324
212 ($1,249)$479$770$146,554
213 ($1,249)$476$773$145,781
214 ($1,249)$474$775$145,006
215 ($1,249)$471$778$144,229
216 ($1,249)$469$780$143,448
Year 19 - 217 ($1,249)$466$783$142,666
218 ($1,249)$464$785$141,880
219 ($1,249)$461$788$141,092
220 ($1,249)$459$790$140,302
221 ($1,249)$456$793$139,509
222 ($1,249)$453$796$138,713
223 ($1,249)$451$798$137,915
224 ($1,249)$448$801$137,114
225 ($1,249)$446$803$136,311
226 ($1,249)$443$806$135,505
227 ($1,249)$440$809$134,697
228 ($1,249)$438$811$133,885
Year 20 - 229 ($1,249)$435$814$133,072
230 ($1,249)$432$816$132,255
231 ($1,249)$430$819$131,436
232 ($1,249)$427$822$130,614
233 ($1,249)$424$824$129,790
234 ($1,249)$422$827$128,962
235 ($1,249)$419$830$128,133
236 ($1,249)$416$833$127,300
237 ($1,249)$414$835$126,465
238 ($1,249)$411$838$125,627
239 ($1,249)$408$841$124,786
240 ($1,249)$406$843$123,943
Year 21 - 241 ($1,249)$403$846$123,097
242 ($1,249)$400$849$122,248
243 ($1,249)$397$852$121,396
244 ($1,249)$395$854$120,541
245 ($1,249)$392$857$119,684
246 ($1,249)$389$860$118,824
247 ($1,249)$386$863$117,961
248 ($1,249)$383$866$117,096
249 ($1,249)$381$868$116,227
250 ($1,249)$378$871$115,356
251 ($1,249)$375$874$114,482
252 ($1,249)$372$877$113,605
Year 22 - 253 ($1,249)$369$880$112,725
254 ($1,249)$366$883$111,843
255 ($1,249)$363$885$110,957
256 ($1,249)$361$888$110,069
257 ($1,249)$358$891$109,178
258 ($1,249)$355$894$108,284
259 ($1,249)$352$897$107,387
260 ($1,249)$349$900$106,487
261 ($1,249)$346$903$105,584
262 ($1,249)$343$906$104,678
263 ($1,249)$340$909$103,769
264 ($1,249)$337$912$102,857
Year 23 - 265 ($1,249)$334$915$101,943
266 ($1,249)$331$918$101,025
267 ($1,249)$328$921$100,104
268 ($1,249)$325$924$99,181
269 ($1,249)$322$927$98,254
270 ($1,249)$319$930$97,324
271 ($1,249)$316$933$96,392
272 ($1,249)$313$936$95,456
273 ($1,249)$310$939$94,517
274 ($1,249)$307$942$93,575
275 ($1,249)$304$945$92,631
276 ($1,249)$301$948$91,683
Year 24 - 277 ($1,249)$298$951$90,732
278 ($1,249)$295$954$89,778
279 ($1,249)$292$957$88,820
280 ($1,249)$289$960$87,860
281 ($1,249)$286$963$86,897
282 ($1,249)$282$967$85,930
283 ($1,249)$279$970$84,960
284 ($1,249)$276$973$83,988
285 ($1,249)$273$976$83,012
286 ($1,249)$270$979$82,032
287 ($1,249)$267$982$81,050
288 ($1,249)$263$986$80,064
Year 25 - 289 ($1,249)$260$989$79,076
290 ($1,249)$257$992$78,084
291 ($1,249)$254$995$77,088
292 ($1,249)$251$998$76,090
293 ($1,249)$247$1,002$75,088
294 ($1,249)$244$1,005$74,083
295 ($1,249)$241$1,008$73,075
296 ($1,249)$237$1,011$72,064
297 ($1,249)$234$1,015$71,049
298 ($1,249)$231$1,018$70,031
299 ($1,249)$228$1,021$69,009
300 ($1,249)$224$1,025$67,985
Year 26 - 301 ($1,249)$221$1,028$66,957
302 ($1,249)$218$1,031$65,925
303 ($1,249)$214$1,035$64,891
304 ($1,249)$211$1,038$63,853
305 ($1,249)$208$1,041$62,811
306 ($1,249)$204$1,045$61,766
307 ($1,249)$201$1,048$60,718
308 ($1,249)$197$1,052$59,666
309 ($1,249)$194$1,055$58,611
310 ($1,249)$190$1,058$57,553
311 ($1,249)$187$1,062$56,491
312 ($1,249)$184$1,065$55,426
Year 27 - 313 ($1,249)$180$1,069$54,357
314 ($1,249)$177$1,072$53,284
315 ($1,249)$173$1,076$52,209
316 ($1,249)$170$1,079$51,129
317 ($1,249)$166$1,083$50,046
318 ($1,249)$163$1,086$48,960
319 ($1,249)$159$1,090$47,870
320 ($1,249)$156$1,093$46,777
321 ($1,249)$152$1,097$45,680
322 ($1,249)$148$1,101$44,579
323 ($1,249)$145$1,104$43,475
324 ($1,249)$141$1,108$42,368
Year 28 - 325 ($1,249)$138$1,111$41,256
326 ($1,249)$134$1,115$40,141
327 ($1,249)$130$1,119$39,023
328 ($1,249)$127$1,122$37,901
329 ($1,249)$123$1,126$36,775
330 ($1,249)$120$1,129$35,646
331 ($1,249)$116$1,133$34,512
332 ($1,249)$112$1,137$33,376
333 ($1,249)$108$1,141$32,235
334 ($1,249)$105$1,144$31,091
335 ($1,249)$101$1,148$29,943
336 ($1,249)$97$1,152$28,791
Year 29 - 337 ($1,249)$94$1,155$27,636
338 ($1,249)$90$1,159$26,477
339 ($1,249)$86$1,163$25,314
340 ($1,249)$82$1,167$24,147
341 ($1,249)$78$1,170$22,977
342 ($1,249)$75$1,174$21,802
343 ($1,249)$71$1,178$20,624
344 ($1,249)$67$1,182$19,442
345 ($1,249)$63$1,186$18,256
346 ($1,249)$59$1,190$17,067
347 ($1,249)$55$1,194$15,873
348 ($1,249)$52$1,197$14,676
Year 30 - 349 ($1,249)$48$1,201$13,475
350 ($1,249)$44$1,205$12,269
351 ($1,249)$40$1,209$11,060
352 ($1,249)$36$1,213$9,847
353 ($1,249)$32$1,217$8,630
354 ($1,249)$28$1,221$7,409
355 ($1,249)$24$1,225$6,184
356 ($1,249)$20$1,229$4,956
357 ($1,249)$16$1,233$3,723
358 ($1,249)$12$1,237$2,486
359 ($1,249)$8$1,241$1,245
360 ($1,249)$4$1,245$0
TOTALS$184,832$264,800$449,632

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.