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Mortgage Payment Schedule for a $331,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($66,200) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,323 360 $211,440 $476,240

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $331,000
Down Payment $66,200$264,800
Year 1 - 1 ($1,323)$967$356$264,444
2 ($1,323)$965$358$264,086
3 ($1,323)$964$359$263,727
4 ($1,323)$963$360$263,367
5 ($1,323)$961$362$263,005
6 ($1,323)$960$363$262,642
7 ($1,323)$959$364$262,278
8 ($1,323)$957$366$261,912
9 ($1,323)$956$367$261,545
10 ($1,323)$955$368$261,177
11 ($1,323)$953$370$260,808
12 ($1,323)$952$371$260,437
Year 2 - 13 ($1,323)$951$372$260,064
14 ($1,323)$949$374$259,691
15 ($1,323)$948$375$259,316
16 ($1,323)$947$376$258,939
17 ($1,323)$945$378$258,562
18 ($1,323)$944$379$258,182
19 ($1,323)$942$381$257,802
20 ($1,323)$941$382$257,420
21 ($1,323)$940$383$257,037
22 ($1,323)$938$385$256,652
23 ($1,323)$937$386$256,266
24 ($1,323)$935$388$255,878
Year 3 - 25 ($1,323)$934$389$255,489
26 ($1,323)$933$390$255,099
27 ($1,323)$931$392$254,707
28 ($1,323)$930$393$254,314
29 ($1,323)$928$395$253,919
30 ($1,323)$927$396$253,523
31 ($1,323)$925$398$253,126
32 ($1,323)$924$399$252,727
33 ($1,323)$922$400$252,326
34 ($1,323)$921$402$251,925
35 ($1,323)$920$403$251,521
36 ($1,323)$918$405$251,116
Year 4 - 37 ($1,323)$917$406$250,710
38 ($1,323)$915$408$250,302
39 ($1,323)$914$409$249,893
40 ($1,323)$912$411$249,482
41 ($1,323)$911$412$249,070
42 ($1,323)$909$414$248,656
43 ($1,323)$908$415$248,241
44 ($1,323)$906$417$247,824
45 ($1,323)$905$418$247,406
46 ($1,323)$903$420$246,986
47 ($1,323)$901$421$246,564
48 ($1,323)$900$423$246,141
Year 5 - 49 ($1,323)$898$424$245,717
50 ($1,323)$897$426$245,291
51 ($1,323)$895$428$244,863
52 ($1,323)$894$429$244,434
53 ($1,323)$892$431$244,004
54 ($1,323)$891$432$243,571
55 ($1,323)$889$434$243,137
56 ($1,323)$887$435$242,702
57 ($1,323)$886$437$242,265
58 ($1,323)$884$439$241,826
59 ($1,323)$883$440$241,386
60 ($1,323)$881$442$240,944
Year 6 - 61 ($1,323)$879$443$240,501
62 ($1,323)$878$445$240,056
63 ($1,323)$876$447$239,609
64 ($1,323)$875$448$239,161
65 ($1,323)$873$450$238,711
66 ($1,323)$871$452$238,259
67 ($1,323)$870$453$237,806
68 ($1,323)$868$455$237,351
69 ($1,323)$866$457$236,895
70 ($1,323)$865$458$236,436
71 ($1,323)$863$460$235,976
72 ($1,323)$861$462$235,515
Year 7 - 73 ($1,323)$860$463$235,052
74 ($1,323)$858$465$234,587
75 ($1,323)$856$467$234,120
76 ($1,323)$855$468$233,652
77 ($1,323)$853$470$233,182
78 ($1,323)$851$472$232,710
79 ($1,323)$849$473$232,236
80 ($1,323)$848$475$231,761
81 ($1,323)$846$477$231,284
82 ($1,323)$844$479$230,805
83 ($1,323)$842$480$230,325
84 ($1,323)$841$482$229,843
Year 8 - 85 ($1,323)$839$484$229,359
86 ($1,323)$837$486$228,873
87 ($1,323)$835$488$228,386
88 ($1,323)$834$489$227,896
89 ($1,323)$832$491$227,405
90 ($1,323)$830$493$226,912
91 ($1,323)$828$495$226,418
92 ($1,323)$826$496$225,921
93 ($1,323)$825$498$225,423
94 ($1,323)$823$500$224,923
95 ($1,323)$821$502$224,421
96 ($1,323)$819$504$223,917
Year 9 - 97 ($1,323)$817$506$223,412
98 ($1,323)$815$507$222,904
99 ($1,323)$814$509$222,395
100 ($1,323)$812$511$221,884
101 ($1,323)$810$513$221,371
102 ($1,323)$808$515$220,856
103 ($1,323)$806$517$220,339
104 ($1,323)$804$519$219,820
105 ($1,323)$802$521$219,300
106 ($1,323)$800$522$218,777
107 ($1,323)$799$524$218,253
108 ($1,323)$797$526$217,727
Year 10 - 109 ($1,323)$795$528$217,199
110 ($1,323)$793$530$216,669
111 ($1,323)$791$532$216,137
112 ($1,323)$789$534$215,603
113 ($1,323)$787$536$215,067
114 ($1,323)$785$538$214,529
115 ($1,323)$783$540$213,989
116 ($1,323)$781$542$213,447
117 ($1,323)$779$544$212,903
118 ($1,323)$777$546$212,357
119 ($1,323)$775$548$211,810
120 ($1,323)$773$550$211,260
Year 11 - 121 ($1,323)$771$552$210,708
122 ($1,323)$769$554$210,154
123 ($1,323)$767$556$209,598
124 ($1,323)$765$558$209,041
125 ($1,323)$763$560$208,481
126 ($1,323)$761$562$207,919
127 ($1,323)$759$564$207,355
128 ($1,323)$757$566$206,789
129 ($1,323)$755$568$206,221
130 ($1,323)$753$570$205,650
131 ($1,323)$751$572$205,078
132 ($1,323)$749$574$204,504
Year 12 - 133 ($1,323)$746$576$203,927
134 ($1,323)$744$579$203,349
135 ($1,323)$742$581$202,768
136 ($1,323)$740$583$202,185
137 ($1,323)$738$585$201,600
138 ($1,323)$736$587$201,013
139 ($1,323)$734$589$200,424
140 ($1,323)$732$591$199,833
141 ($1,323)$729$593$199,239
142 ($1,323)$727$596$198,644
143 ($1,323)$725$598$198,046
144 ($1,323)$723$600$197,446
Year 13 - 145 ($1,323)$721$602$196,844
146 ($1,323)$718$604$196,239
147 ($1,323)$716$607$195,633
148 ($1,323)$714$609$195,024
149 ($1,323)$712$611$194,413
150 ($1,323)$710$613$193,799
151 ($1,323)$707$616$193,184
152 ($1,323)$705$618$192,566
153 ($1,323)$703$620$191,946
154 ($1,323)$701$622$191,324
155 ($1,323)$698$625$190,699
156 ($1,323)$696$627$190,072
Year 14 - 157 ($1,323)$694$629$189,443
158 ($1,323)$691$631$188,812
159 ($1,323)$689$634$188,178
160 ($1,323)$687$636$187,542
161 ($1,323)$685$638$186,904
162 ($1,323)$682$641$186,263
163 ($1,323)$680$643$185,620
164 ($1,323)$678$645$184,975
165 ($1,323)$675$648$184,327
166 ($1,323)$673$650$183,677
167 ($1,323)$670$652$183,024
168 ($1,323)$668$655$182,370
Year 15 - 169 ($1,323)$666$657$181,712
170 ($1,323)$663$660$181,053
171 ($1,323)$661$662$180,391
172 ($1,323)$658$664$179,726
173 ($1,323)$656$667$179,059
174 ($1,323)$654$669$178,390
175 ($1,323)$651$672$177,718
176 ($1,323)$649$674$177,044
177 ($1,323)$646$677$176,367
178 ($1,323)$644$679$175,688
179 ($1,323)$641$682$175,006
180 ($1,323)$639$684$174,322
Year 16 - 181 ($1,323)$636$687$173,636
182 ($1,323)$634$689$172,947
183 ($1,323)$631$692$172,255
184 ($1,323)$629$694$171,561
185 ($1,323)$626$697$170,864
186 ($1,323)$624$699$170,165
187 ($1,323)$621$702$169,463
188 ($1,323)$619$704$168,759
189 ($1,323)$616$707$168,052
190 ($1,323)$613$709$167,342
191 ($1,323)$611$712$166,630
192 ($1,323)$608$715$165,916
Year 17 - 193 ($1,323)$606$717$165,198
194 ($1,323)$603$720$164,478
195 ($1,323)$600$723$163,756
196 ($1,323)$598$725$163,031
197 ($1,323)$595$728$162,303
198 ($1,323)$592$730$161,572
199 ($1,323)$590$733$160,839
200 ($1,323)$587$736$160,103
201 ($1,323)$584$739$159,365
202 ($1,323)$582$741$158,624
203 ($1,323)$579$744$157,880
204 ($1,323)$576$747$157,133
Year 18 - 205 ($1,323)$574$749$156,384
206 ($1,323)$571$752$155,632
207 ($1,323)$568$755$154,877
208 ($1,323)$565$758$154,119
209 ($1,323)$563$760$153,359
210 ($1,323)$560$763$152,596
211 ($1,323)$557$766$151,830
212 ($1,323)$554$769$151,061
213 ($1,323)$551$772$150,290
214 ($1,323)$549$774$149,515
215 ($1,323)$546$777$148,738
216 ($1,323)$543$780$147,958
Year 19 - 217 ($1,323)$540$783$147,175
218 ($1,323)$537$786$146,390
219 ($1,323)$534$789$145,601
220 ($1,323)$531$791$144,810
221 ($1,323)$529$794$144,015
222 ($1,323)$526$797$143,218
223 ($1,323)$523$800$142,418
224 ($1,323)$520$803$141,615
225 ($1,323)$517$806$140,809
226 ($1,323)$514$809$140,000
227 ($1,323)$511$812$139,188
228 ($1,323)$508$815$138,373
Year 20 - 229 ($1,323)$505$818$137,555
230 ($1,323)$502$821$136,735
231 ($1,323)$499$824$135,911
232 ($1,323)$496$827$135,084
233 ($1,323)$493$830$134,254
234 ($1,323)$490$833$133,421
235 ($1,323)$487$836$132,585
236 ($1,323)$484$839$131,746
237 ($1,323)$481$842$130,904
238 ($1,323)$478$845$130,059
239 ($1,323)$475$848$129,211
240 ($1,323)$472$851$128,360
Year 21 - 241 ($1,323)$469$854$127,505
242 ($1,323)$465$857$126,648
243 ($1,323)$462$861$125,787
244 ($1,323)$459$864$124,924
245 ($1,323)$456$867$124,057
246 ($1,323)$453$870$123,187
247 ($1,323)$450$873$122,313
248 ($1,323)$446$876$121,437
249 ($1,323)$443$880$120,557
250 ($1,323)$440$883$119,674
251 ($1,323)$437$886$118,788
252 ($1,323)$434$889$117,899
Year 22 - 253 ($1,323)$430$893$117,006
254 ($1,323)$427$896$116,111
255 ($1,323)$424$899$115,212
256 ($1,323)$421$902$114,309
257 ($1,323)$417$906$113,404
258 ($1,323)$414$909$112,495
259 ($1,323)$411$912$111,582
260 ($1,323)$407$916$110,667
261 ($1,323)$404$919$109,748
262 ($1,323)$401$922$108,825
263 ($1,323)$397$926$107,900
264 ($1,323)$394$929$106,971
Year 23 - 265 ($1,323)$390$932$106,038
266 ($1,323)$387$936$105,102
267 ($1,323)$384$939$104,163
268 ($1,323)$380$943$103,220
269 ($1,323)$377$946$102,274
270 ($1,323)$373$950$101,325
271 ($1,323)$370$953$100,372
272 ($1,323)$366$957$99,415
273 ($1,323)$363$960$98,455
274 ($1,323)$359$964$97,492
275 ($1,323)$356$967$96,524
276 ($1,323)$352$971$95,554
Year 24 - 277 ($1,323)$349$974$94,580
278 ($1,323)$345$978$93,602
279 ($1,323)$342$981$92,621
280 ($1,323)$338$985$91,636
281 ($1,323)$334$988$90,648
282 ($1,323)$331$992$89,656
283 ($1,323)$327$996$88,660
284 ($1,323)$324$999$87,661
285 ($1,323)$320$1,003$86,658
286 ($1,323)$316$1,007$85,651
287 ($1,323)$313$1,010$84,641
288 ($1,323)$309$1,014$83,627
Year 25 - 289 ($1,323)$305$1,018$82,609
290 ($1,323)$302$1,021$81,588
291 ($1,323)$298$1,025$80,563
292 ($1,323)$294$1,029$79,534
293 ($1,323)$290$1,033$78,501
294 ($1,323)$287$1,036$77,465
295 ($1,323)$283$1,040$76,425
296 ($1,323)$279$1,044$75,381
297 ($1,323)$275$1,048$74,333
298 ($1,323)$271$1,052$73,282
299 ($1,323)$267$1,055$72,226
300 ($1,323)$264$1,059$71,167
Year 26 - 301 ($1,323)$260$1,063$70,104
302 ($1,323)$256$1,067$69,037
303 ($1,323)$252$1,071$67,966
304 ($1,323)$248$1,075$66,891
305 ($1,323)$244$1,079$65,812
306 ($1,323)$240$1,083$64,730
307 ($1,323)$236$1,087$63,643
308 ($1,323)$232$1,091$62,553
309 ($1,323)$228$1,095$61,458
310 ($1,323)$224$1,099$60,359
311 ($1,323)$220$1,103$59,257
312 ($1,323)$216$1,107$58,150
Year 27 - 313 ($1,323)$212$1,111$57,040
314 ($1,323)$208$1,115$55,925
315 ($1,323)$204$1,119$54,806
316 ($1,323)$200$1,123$53,683
317 ($1,323)$196$1,127$52,556
318 ($1,323)$192$1,131$51,425
319 ($1,323)$188$1,135$50,290
320 ($1,323)$184$1,139$49,151
321 ($1,323)$179$1,143$48,007
322 ($1,323)$175$1,148$46,860
323 ($1,323)$171$1,152$45,708
324 ($1,323)$167$1,156$44,552
Year 28 - 325 ($1,323)$163$1,160$43,391
326 ($1,323)$158$1,165$42,227
327 ($1,323)$154$1,169$41,058
328 ($1,323)$150$1,173$39,885
329 ($1,323)$146$1,177$38,708
330 ($1,323)$141$1,182$37,526
331 ($1,323)$137$1,186$36,340
332 ($1,323)$133$1,190$35,150
333 ($1,323)$128$1,195$33,955
334 ($1,323)$124$1,199$32,757
335 ($1,323)$120$1,203$31,553
336 ($1,323)$115$1,208$30,345
Year 29 - 337 ($1,323)$111$1,212$29,133
338 ($1,323)$106$1,217$27,917
339 ($1,323)$102$1,221$26,696
340 ($1,323)$97$1,225$25,470
341 ($1,323)$93$1,230$24,240
342 ($1,323)$88$1,234$23,006
343 ($1,323)$84$1,239$21,767
344 ($1,323)$79$1,243$20,524
345 ($1,323)$75$1,248$19,276
346 ($1,323)$70$1,253$18,023
347 ($1,323)$66$1,257$16,766
348 ($1,323)$61$1,262$15,504
Year 30 - 349 ($1,323)$57$1,266$14,238
350 ($1,323)$52$1,271$12,967
351 ($1,323)$47$1,276$11,692
352 ($1,323)$43$1,280$10,411
353 ($1,323)$38$1,285$9,126
354 ($1,323)$33$1,290$7,837
355 ($1,323)$29$1,294$6,543
356 ($1,323)$24$1,299$5,244
357 ($1,323)$19$1,304$3,940
358 ($1,323)$14$1,309$2,631
359 ($1,323)$10$1,313$1,318
360 ($1,323)$5$1,318$0
TOTALS$211,440$264,800$476,240

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.