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Mortgage Payment Schedule for a $338,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($67,600) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,274 360 $188,183 $458,583

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $338,000
Down Payment $67,600$270,400
Year 1 - 1 ($1,274)$877$397$270,003
2 ($1,274)$875$399$269,604
3 ($1,274)$874$400$269,204
4 ($1,274)$873$401$268,803
5 ($1,274)$871$402$268,401
6 ($1,274)$870$404$267,997
7 ($1,274)$869$405$267,592
8 ($1,274)$867$406$267,185
9 ($1,274)$866$408$266,778
10 ($1,274)$865$409$266,369
11 ($1,274)$863$410$265,958
12 ($1,274)$862$412$265,547
Year 2 - 13 ($1,274)$861$413$265,133
14 ($1,274)$859$414$264,719
15 ($1,274)$858$416$264,303
16 ($1,274)$857$417$263,886
17 ($1,274)$855$418$263,468
18 ($1,274)$854$420$263,048
19 ($1,274)$853$421$262,627
20 ($1,274)$851$422$262,205
21 ($1,274)$850$424$261,781
22 ($1,274)$849$425$261,355
23 ($1,274)$847$427$260,929
24 ($1,274)$846$428$260,501
Year 3 - 25 ($1,274)$844$429$260,071
26 ($1,274)$843$431$259,641
27 ($1,274)$842$432$259,209
28 ($1,274)$840$434$258,775
29 ($1,274)$839$435$258,340
30 ($1,274)$837$436$257,904
31 ($1,274)$836$438$257,466
32 ($1,274)$835$439$257,027
33 ($1,274)$833$441$256,586
34 ($1,274)$832$442$256,144
35 ($1,274)$830$444$255,700
36 ($1,274)$829$445$255,255
Year 4 - 37 ($1,274)$827$446$254,809
38 ($1,274)$826$448$254,361
39 ($1,274)$825$449$253,912
40 ($1,274)$823$451$253,461
41 ($1,274)$822$452$253,009
42 ($1,274)$820$454$252,555
43 ($1,274)$819$455$252,100
44 ($1,274)$817$457$251,643
45 ($1,274)$816$458$251,185
46 ($1,274)$814$460$250,726
47 ($1,274)$813$461$250,265
48 ($1,274)$811$463$249,802
Year 5 - 49 ($1,274)$810$464$249,338
50 ($1,274)$808$466$248,873
51 ($1,274)$807$467$248,405
52 ($1,274)$805$469$247,937
53 ($1,274)$804$470$247,467
54 ($1,274)$802$472$246,995
55 ($1,274)$801$473$246,522
56 ($1,274)$799$475$246,047
57 ($1,274)$798$476$245,571
58 ($1,274)$796$478$245,093
59 ($1,274)$795$479$244,614
60 ($1,274)$793$481$244,133
Year 6 - 61 ($1,274)$791$482$243,651
62 ($1,274)$790$484$243,167
63 ($1,274)$788$486$242,681
64 ($1,274)$787$487$242,194
65 ($1,274)$785$489$241,705
66 ($1,274)$784$490$241,215
67 ($1,274)$782$492$240,723
68 ($1,274)$780$493$240,229
69 ($1,274)$779$495$239,734
70 ($1,274)$777$497$239,238
71 ($1,274)$776$498$238,739
72 ($1,274)$774$500$238,239
Year 7 - 73 ($1,274)$772$502$237,738
74 ($1,274)$771$503$237,235
75 ($1,274)$769$505$236,730
76 ($1,274)$767$506$236,223
77 ($1,274)$766$508$235,715
78 ($1,274)$764$510$235,206
79 ($1,274)$762$511$234,694
80 ($1,274)$761$513$234,181
81 ($1,274)$759$515$233,666
82 ($1,274)$757$516$233,150
83 ($1,274)$756$518$232,632
84 ($1,274)$754$520$232,112
Year 8 - 85 ($1,274)$752$521$231,591
86 ($1,274)$751$523$231,068
87 ($1,274)$749$525$230,543
88 ($1,274)$747$526$230,016
89 ($1,274)$746$528$229,488
90 ($1,274)$744$530$228,958
91 ($1,274)$742$532$228,427
92 ($1,274)$740$533$227,893
93 ($1,274)$739$535$227,358
94 ($1,274)$737$537$226,821
95 ($1,274)$735$539$226,283
96 ($1,274)$734$540$225,743
Year 9 - 97 ($1,274)$732$542$225,200
98 ($1,274)$730$544$224,657
99 ($1,274)$728$546$224,111
100 ($1,274)$726$547$223,564
101 ($1,274)$725$549$223,015
102 ($1,274)$723$551$222,464
103 ($1,274)$721$553$221,911
104 ($1,274)$719$554$221,357
105 ($1,274)$718$556$220,800
106 ($1,274)$716$558$220,242
107 ($1,274)$714$560$219,682
108 ($1,274)$712$562$219,121
Year 10 - 109 ($1,274)$710$564$218,557
110 ($1,274)$708$565$217,992
111 ($1,274)$707$567$217,424
112 ($1,274)$705$569$216,855
113 ($1,274)$703$571$216,285
114 ($1,274)$701$573$215,712
115 ($1,274)$699$575$215,137
116 ($1,274)$697$576$214,561
117 ($1,274)$696$578$213,983
118 ($1,274)$694$580$213,402
119 ($1,274)$692$582$212,820
120 ($1,274)$690$584$212,236
Year 11 - 121 ($1,274)$688$586$211,651
122 ($1,274)$686$588$211,063
123 ($1,274)$684$590$210,473
124 ($1,274)$682$592$209,882
125 ($1,274)$680$593$209,288
126 ($1,274)$678$595$208,693
127 ($1,274)$677$597$208,095
128 ($1,274)$675$599$207,496
129 ($1,274)$673$601$206,895
130 ($1,274)$671$603$206,292
131 ($1,274)$669$605$205,687
132 ($1,274)$667$607$205,080
Year 12 - 133 ($1,274)$665$609$204,471
134 ($1,274)$663$611$203,859
135 ($1,274)$661$613$203,246
136 ($1,274)$659$615$202,632
137 ($1,274)$657$617$202,015
138 ($1,274)$655$619$201,396
139 ($1,274)$653$621$200,775
140 ($1,274)$651$623$200,152
141 ($1,274)$649$625$199,527
142 ($1,274)$647$627$198,899
143 ($1,274)$645$629$198,270
144 ($1,274)$643$631$197,639
Year 13 - 145 ($1,274)$641$633$197,006
146 ($1,274)$639$635$196,371
147 ($1,274)$637$637$195,734
148 ($1,274)$635$639$195,094
149 ($1,274)$632$641$194,453
150 ($1,274)$630$643$193,809
151 ($1,274)$628$646$193,164
152 ($1,274)$626$648$192,516
153 ($1,274)$624$650$191,866
154 ($1,274)$622$652$191,215
155 ($1,274)$620$654$190,561
156 ($1,274)$618$656$189,904
Year 14 - 157 ($1,274)$616$658$189,246
158 ($1,274)$613$660$188,586
159 ($1,274)$611$663$187,923
160 ($1,274)$609$665$187,259
161 ($1,274)$607$667$186,592
162 ($1,274)$605$669$185,923
163 ($1,274)$603$671$185,252
164 ($1,274)$601$673$184,578
165 ($1,274)$598$676$183,903
166 ($1,274)$596$678$183,225
167 ($1,274)$594$680$182,545
168 ($1,274)$592$682$181,863
Year 15 - 169 ($1,274)$590$684$181,179
170 ($1,274)$587$687$180,492
171 ($1,274)$585$689$179,804
172 ($1,274)$583$691$179,113
173 ($1,274)$581$693$178,419
174 ($1,274)$578$695$177,724
175 ($1,274)$576$698$177,026
176 ($1,274)$574$700$176,326
177 ($1,274)$572$702$175,624
178 ($1,274)$569$705$174,920
179 ($1,274)$567$707$174,213
180 ($1,274)$565$709$173,504
Year 16 - 181 ($1,274)$562$711$172,792
182 ($1,274)$560$714$172,079
183 ($1,274)$558$716$171,362
184 ($1,274)$556$718$170,644
185 ($1,274)$553$721$169,923
186 ($1,274)$551$723$169,200
187 ($1,274)$548$725$168,475
188 ($1,274)$546$728$167,747
189 ($1,274)$544$730$167,017
190 ($1,274)$541$732$166,285
191 ($1,274)$539$735$165,550
192 ($1,274)$537$737$164,813
Year 17 - 193 ($1,274)$534$740$164,073
194 ($1,274)$532$742$163,331
195 ($1,274)$529$744$162,587
196 ($1,274)$527$747$161,840
197 ($1,274)$525$749$161,091
198 ($1,274)$522$752$160,339
199 ($1,274)$520$754$159,585
200 ($1,274)$517$757$158,829
201 ($1,274)$515$759$158,070
202 ($1,274)$512$761$157,308
203 ($1,274)$510$764$156,544
204 ($1,274)$507$766$155,778
Year 18 - 205 ($1,274)$505$769$155,009
206 ($1,274)$502$771$154,238
207 ($1,274)$500$774$153,464
208 ($1,274)$497$776$152,688
209 ($1,274)$495$779$151,909
210 ($1,274)$492$781$151,127
211 ($1,274)$490$784$150,343
212 ($1,274)$487$786$149,557
213 ($1,274)$485$789$148,768
214 ($1,274)$482$792$147,976
215 ($1,274)$480$794$147,182
216 ($1,274)$477$797$146,385
Year 19 - 217 ($1,274)$475$799$145,586
218 ($1,274)$472$802$144,784
219 ($1,274)$469$804$143,980
220 ($1,274)$467$807$143,173
221 ($1,274)$464$810$142,363
222 ($1,274)$461$812$141,551
223 ($1,274)$459$815$140,736
224 ($1,274)$456$818$139,918
225 ($1,274)$454$820$139,098
226 ($1,274)$451$823$138,275
227 ($1,274)$448$826$137,449
228 ($1,274)$446$828$136,621
Year 20 - 229 ($1,274)$443$831$135,790
230 ($1,274)$440$834$134,956
231 ($1,274)$437$836$134,120
232 ($1,274)$435$839$133,281
233 ($1,274)$432$842$132,439
234 ($1,274)$429$845$131,595
235 ($1,274)$427$847$130,747
236 ($1,274)$424$850$129,897
237 ($1,274)$421$853$129,045
238 ($1,274)$418$856$128,189
239 ($1,274)$416$858$127,331
240 ($1,274)$413$861$126,470
Year 21 - 241 ($1,274)$410$864$125,606
242 ($1,274)$407$867$124,739
243 ($1,274)$404$869$123,870
244 ($1,274)$402$872$122,997
245 ($1,274)$399$875$122,122
246 ($1,274)$396$878$121,244
247 ($1,274)$393$881$120,363
248 ($1,274)$390$884$119,480
249 ($1,274)$387$887$118,593
250 ($1,274)$384$889$117,704
251 ($1,274)$382$892$116,812
252 ($1,274)$379$895$115,916
Year 22 - 253 ($1,274)$376$898$115,018
254 ($1,274)$373$901$114,117
255 ($1,274)$370$904$113,213
256 ($1,274)$367$907$112,307
257 ($1,274)$364$910$111,397
258 ($1,274)$361$913$110,484
259 ($1,274)$358$916$109,568
260 ($1,274)$355$919$108,650
261 ($1,274)$352$922$107,728
262 ($1,274)$349$925$106,803
263 ($1,274)$346$928$105,876
264 ($1,274)$343$931$104,945
Year 23 - 265 ($1,274)$340$934$104,012
266 ($1,274)$337$937$103,075
267 ($1,274)$334$940$102,135
268 ($1,274)$331$943$101,192
269 ($1,274)$328$946$100,247
270 ($1,274)$325$949$99,298
271 ($1,274)$322$952$98,346
272 ($1,274)$319$955$97,391
273 ($1,274)$316$958$96,433
274 ($1,274)$313$961$95,471
275 ($1,274)$309$964$94,507
276 ($1,274)$306$967$93,539
Year 24 - 277 ($1,274)$303$971$92,569
278 ($1,274)$300$974$91,595
279 ($1,274)$297$977$90,618
280 ($1,274)$294$980$89,638
281 ($1,274)$291$983$88,655
282 ($1,274)$287$986$87,668
283 ($1,274)$284$990$86,679
284 ($1,274)$281$993$85,686
285 ($1,274)$278$996$84,690
286 ($1,274)$275$999$83,690
287 ($1,274)$271$1,003$82,688
288 ($1,274)$268$1,006$81,682
Year 25 - 289 ($1,274)$265$1,009$80,673
290 ($1,274)$262$1,012$79,661
291 ($1,274)$258$1,016$78,645
292 ($1,274)$255$1,019$77,626
293 ($1,274)$252$1,022$76,604
294 ($1,274)$248$1,026$75,579
295 ($1,274)$245$1,029$74,550
296 ($1,274)$242$1,032$73,518
297 ($1,274)$238$1,036$72,482
298 ($1,274)$235$1,039$71,443
299 ($1,274)$232$1,042$70,401
300 ($1,274)$228$1,046$69,355
Year 26 - 301 ($1,274)$225$1,049$68,306
302 ($1,274)$221$1,052$67,254
303 ($1,274)$218$1,056$66,198
304 ($1,274)$215$1,059$65,139
305 ($1,274)$211$1,063$64,076
306 ($1,274)$208$1,066$63,010
307 ($1,274)$204$1,070$61,940
308 ($1,274)$201$1,073$60,867
309 ($1,274)$197$1,077$59,791
310 ($1,274)$194$1,080$58,711
311 ($1,274)$190$1,084$57,627
312 ($1,274)$187$1,087$56,540
Year 27 - 313 ($1,274)$183$1,091$55,450
314 ($1,274)$180$1,094$54,356
315 ($1,274)$176$1,098$53,258
316 ($1,274)$173$1,101$52,157
317 ($1,274)$169$1,105$51,052
318 ($1,274)$165$1,108$49,944
319 ($1,274)$162$1,112$48,832
320 ($1,274)$158$1,116$47,716
321 ($1,274)$155$1,119$46,597
322 ($1,274)$151$1,123$45,474
323 ($1,274)$147$1,126$44,348
324 ($1,274)$144$1,130$43,218
Year 28 - 325 ($1,274)$140$1,134$42,084
326 ($1,274)$136$1,137$40,946
327 ($1,274)$133$1,141$39,805
328 ($1,274)$129$1,145$38,661
329 ($1,274)$125$1,149$37,512
330 ($1,274)$122$1,152$36,360
331 ($1,274)$118$1,156$35,204
332 ($1,274)$114$1,160$34,044
333 ($1,274)$110$1,163$32,881
334 ($1,274)$107$1,167$31,713
335 ($1,274)$103$1,171$30,542
336 ($1,274)$99$1,175$29,367
Year 29 - 337 ($1,274)$95$1,179$28,189
338 ($1,274)$91$1,182$27,006
339 ($1,274)$88$1,186$25,820
340 ($1,274)$84$1,190$24,630
341 ($1,274)$80$1,194$23,436
342 ($1,274)$76$1,198$22,238
343 ($1,274)$72$1,202$21,036
344 ($1,274)$68$1,206$19,831
345 ($1,274)$64$1,210$18,621
346 ($1,274)$60$1,213$17,408
347 ($1,274)$56$1,217$16,190
348 ($1,274)$52$1,221$14,969
Year 30 - 349 ($1,274)$49$1,225$13,744
350 ($1,274)$45$1,229$12,514
351 ($1,274)$41$1,233$11,281
352 ($1,274)$37$1,237$10,044
353 ($1,274)$33$1,241$8,802
354 ($1,274)$29$1,245$7,557
355 ($1,274)$24$1,249$6,308
356 ($1,274)$20$1,253$5,054
357 ($1,274)$16$1,257$3,797
358 ($1,274)$12$1,262$2,535
359 ($1,274)$8$1,266$1,270
360 ($1,274)$4$1,270$0
TOTALS$188,183$270,400$458,583

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.