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Mortgage Payment Schedule for a $338,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($67,600) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,296 360 $196,020 $466,420

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $338,000
Down Payment $67,600$270,400
Year 1 - 1 ($1,296)$908$388$270,012
2 ($1,296)$907$389$269,624
3 ($1,296)$905$390$269,234
4 ($1,296)$904$391$268,842
5 ($1,296)$903$393$268,449
6 ($1,296)$902$394$268,055
7 ($1,296)$900$395$267,660
8 ($1,296)$899$397$267,263
9 ($1,296)$898$398$266,865
10 ($1,296)$896$399$266,466
11 ($1,296)$895$401$266,065
12 ($1,296)$894$402$265,663
Year 2 - 13 ($1,296)$892$403$265,259
14 ($1,296)$891$405$264,855
15 ($1,296)$889$406$264,449
16 ($1,296)$888$408$264,041
17 ($1,296)$887$409$263,632
18 ($1,296)$885$410$263,222
19 ($1,296)$884$412$262,810
20 ($1,296)$883$413$262,397
21 ($1,296)$881$414$261,983
22 ($1,296)$880$416$261,567
23 ($1,296)$878$417$261,150
24 ($1,296)$877$419$260,731
Year 3 - 25 ($1,296)$876$420$260,311
26 ($1,296)$874$421$259,890
27 ($1,296)$873$423$259,467
28 ($1,296)$871$424$259,043
29 ($1,296)$870$426$258,617
30 ($1,296)$869$427$258,190
31 ($1,296)$867$429$257,762
32 ($1,296)$866$430$257,332
33 ($1,296)$864$431$256,900
34 ($1,296)$863$433$256,467
35 ($1,296)$861$434$256,033
36 ($1,296)$860$436$255,597
Year 4 - 37 ($1,296)$858$437$255,160
38 ($1,296)$857$439$254,721
39 ($1,296)$855$440$254,281
40 ($1,296)$854$442$253,840
41 ($1,296)$852$443$253,396
42 ($1,296)$851$445$252,952
43 ($1,296)$849$446$252,506
44 ($1,296)$848$448$252,058
45 ($1,296)$846$449$251,609
46 ($1,296)$845$451$251,158
47 ($1,296)$843$452$250,706
48 ($1,296)$842$454$250,253
Year 5 - 49 ($1,296)$840$455$249,797
50 ($1,296)$839$457$249,341
51 ($1,296)$837$458$248,882
52 ($1,296)$836$460$248,423
53 ($1,296)$834$461$247,961
54 ($1,296)$833$463$247,498
55 ($1,296)$831$464$247,034
56 ($1,296)$830$466$246,568
57 ($1,296)$828$468$246,100
58 ($1,296)$826$469$245,631
59 ($1,296)$825$471$245,161
60 ($1,296)$823$472$244,688
Year 6 - 61 ($1,296)$822$474$244,215
62 ($1,296)$820$475$243,739
63 ($1,296)$819$477$243,262
64 ($1,296)$817$479$242,783
65 ($1,296)$815$480$242,303
66 ($1,296)$814$482$241,821
67 ($1,296)$812$483$241,338
68 ($1,296)$810$485$240,853
69 ($1,296)$809$487$240,366
70 ($1,296)$807$488$239,877
71 ($1,296)$806$490$239,387
72 ($1,296)$804$492$238,896
Year 7 - 73 ($1,296)$802$493$238,402
74 ($1,296)$801$495$237,907
75 ($1,296)$799$497$237,411
76 ($1,296)$797$498$236,913
77 ($1,296)$796$500$236,413
78 ($1,296)$794$502$235,911
79 ($1,296)$792$503$235,408
80 ($1,296)$791$505$234,902
81 ($1,296)$789$507$234,396
82 ($1,296)$787$508$233,887
83 ($1,296)$785$510$233,377
84 ($1,296)$784$512$232,865
Year 8 - 85 ($1,296)$782$514$232,352
86 ($1,296)$780$515$231,836
87 ($1,296)$779$517$231,319
88 ($1,296)$777$519$230,801
89 ($1,296)$775$521$230,280
90 ($1,296)$773$522$229,758
91 ($1,296)$772$524$229,234
92 ($1,296)$770$526$228,708
93 ($1,296)$768$528$228,181
94 ($1,296)$766$529$227,651
95 ($1,296)$765$531$227,120
96 ($1,296)$763$533$226,587
Year 9 - 97 ($1,296)$761$535$226,053
98 ($1,296)$759$536$225,516
99 ($1,296)$757$538$224,978
100 ($1,296)$756$540$224,438
101 ($1,296)$754$542$223,896
102 ($1,296)$752$544$223,352
103 ($1,296)$750$546$222,807
104 ($1,296)$748$547$222,259
105 ($1,296)$746$549$221,710
106 ($1,296)$745$551$221,159
107 ($1,296)$743$553$220,606
108 ($1,296)$741$555$220,052
Year 10 - 109 ($1,296)$739$557$219,495
110 ($1,296)$737$558$218,937
111 ($1,296)$735$560$218,376
112 ($1,296)$733$562$217,814
113 ($1,296)$731$564$217,250
114 ($1,296)$730$566$216,684
115 ($1,296)$728$568$216,116
116 ($1,296)$726$570$215,546
117 ($1,296)$724$572$214,974
118 ($1,296)$722$574$214,401
119 ($1,296)$720$576$213,825
120 ($1,296)$718$578$213,248
Year 11 - 121 ($1,296)$716$579$212,668
122 ($1,296)$714$581$212,087
123 ($1,296)$712$583$211,503
124 ($1,296)$710$585$210,918
125 ($1,296)$708$587$210,331
126 ($1,296)$706$589$209,742
127 ($1,296)$704$591$209,150
128 ($1,296)$702$593$208,557
129 ($1,296)$700$595$207,962
130 ($1,296)$698$597$207,365
131 ($1,296)$696$599$206,765
132 ($1,296)$694$601$206,164
Year 12 - 133 ($1,296)$692$603$205,561
134 ($1,296)$690$605$204,956
135 ($1,296)$688$607$204,348
136 ($1,296)$686$609$203,739
137 ($1,296)$684$611$203,128
138 ($1,296)$682$613$202,514
139 ($1,296)$680$616$201,899
140 ($1,296)$678$618$201,281
141 ($1,296)$676$620$200,662
142 ($1,296)$674$622$200,040
143 ($1,296)$672$624$199,416
144 ($1,296)$670$626$198,790
Year 13 - 145 ($1,296)$668$628$198,162
146 ($1,296)$665$630$197,532
147 ($1,296)$663$632$196,900
148 ($1,296)$661$634$196,265
149 ($1,296)$659$636$195,629
150 ($1,296)$657$639$194,990
151 ($1,296)$655$641$194,350
152 ($1,296)$653$643$193,707
153 ($1,296)$651$645$193,062
154 ($1,296)$648$647$192,414
155 ($1,296)$646$649$191,765
156 ($1,296)$644$652$191,113
Year 14 - 157 ($1,296)$642$654$190,459
158 ($1,296)$640$656$189,803
159 ($1,296)$637$658$189,145
160 ($1,296)$635$660$188,485
161 ($1,296)$633$663$187,822
162 ($1,296)$631$665$187,157
163 ($1,296)$629$667$186,490
164 ($1,296)$626$669$185,821
165 ($1,296)$624$672$185,149
166 ($1,296)$622$674$184,476
167 ($1,296)$620$676$183,800
168 ($1,296)$617$678$183,121
Year 15 - 169 ($1,296)$615$681$182,441
170 ($1,296)$613$683$181,758
171 ($1,296)$610$685$181,072
172 ($1,296)$608$688$180,385
173 ($1,296)$606$690$179,695
174 ($1,296)$603$692$179,003
175 ($1,296)$601$694$178,309
176 ($1,296)$599$697$177,612
177 ($1,296)$596$699$176,913
178 ($1,296)$594$701$176,211
179 ($1,296)$592$704$175,507
180 ($1,296)$589$706$174,801
Year 16 - 181 ($1,296)$587$709$174,093
182 ($1,296)$585$711$173,382
183 ($1,296)$582$713$172,668
184 ($1,296)$580$716$171,952
185 ($1,296)$577$718$171,234
186 ($1,296)$575$721$170,514
187 ($1,296)$573$723$169,791
188 ($1,296)$570$725$169,065
189 ($1,296)$568$728$168,338
190 ($1,296)$565$730$167,607
191 ($1,296)$563$733$166,875
192 ($1,296)$560$735$166,139
Year 17 - 193 ($1,296)$558$738$165,402
194 ($1,296)$555$740$164,662
195 ($1,296)$553$743$163,919
196 ($1,296)$550$745$163,174
197 ($1,296)$548$748$162,426
198 ($1,296)$545$750$161,676
199 ($1,296)$543$753$160,923
200 ($1,296)$540$755$160,168
201 ($1,296)$538$758$159,411
202 ($1,296)$535$760$158,650
203 ($1,296)$533$763$157,887
204 ($1,296)$530$765$157,122
Year 18 - 205 ($1,296)$528$768$156,354
206 ($1,296)$525$771$155,584
207 ($1,296)$523$773$154,811
208 ($1,296)$520$776$154,035
209 ($1,296)$517$778$153,257
210 ($1,296)$515$781$152,476
211 ($1,296)$512$784$151,692
212 ($1,296)$509$786$150,906
213 ($1,296)$507$789$150,117
214 ($1,296)$504$791$149,326
215 ($1,296)$501$794$148,531
216 ($1,296)$499$797$147,735
Year 19 - 217 ($1,296)$496$799$146,935
218 ($1,296)$493$802$146,133
219 ($1,296)$491$805$145,328
220 ($1,296)$488$808$144,521
221 ($1,296)$485$810$143,710
222 ($1,296)$483$813$142,897
223 ($1,296)$480$816$142,082
224 ($1,296)$477$818$141,263
225 ($1,296)$474$821$140,442
226 ($1,296)$472$824$139,618
227 ($1,296)$469$827$138,791
228 ($1,296)$466$830$137,962
Year 20 - 229 ($1,296)$463$832$137,130
230 ($1,296)$461$835$136,294
231 ($1,296)$458$838$135,457
232 ($1,296)$455$841$134,616
233 ($1,296)$452$844$133,772
234 ($1,296)$449$846$132,926
235 ($1,296)$446$849$132,077
236 ($1,296)$444$852$131,225
237 ($1,296)$441$855$130,370
238 ($1,296)$438$858$129,512
239 ($1,296)$435$861$128,651
240 ($1,296)$432$864$127,788
Year 21 - 241 ($1,296)$429$866$126,921
242 ($1,296)$426$869$126,052
243 ($1,296)$423$872$125,180
244 ($1,296)$420$875$124,304
245 ($1,296)$417$878$123,426
246 ($1,296)$415$881$122,545
247 ($1,296)$412$884$121,661
248 ($1,296)$409$887$120,774
249 ($1,296)$406$890$119,884
250 ($1,296)$403$893$118,991
251 ($1,296)$400$896$118,095
252 ($1,296)$397$899$117,196
Year 22 - 253 ($1,296)$394$902$116,294
254 ($1,296)$391$905$115,389
255 ($1,296)$388$908$114,481
256 ($1,296)$384$911$113,570
257 ($1,296)$381$914$112,656
258 ($1,296)$378$917$111,738
259 ($1,296)$375$920$110,818
260 ($1,296)$372$923$109,894
261 ($1,296)$369$927$108,968
262 ($1,296)$366$930$108,038
263 ($1,296)$363$933$107,105
264 ($1,296)$360$936$106,170
Year 23 - 265 ($1,296)$357$939$105,230
266 ($1,296)$353$942$104,288
267 ($1,296)$350$945$103,343
268 ($1,296)$347$949$102,394
269 ($1,296)$344$952$101,443
270 ($1,296)$341$955$100,488
271 ($1,296)$337$958$99,530
272 ($1,296)$334$961$98,568
273 ($1,296)$331$965$97,604
274 ($1,296)$328$968$96,636
275 ($1,296)$325$971$95,665
276 ($1,296)$321$974$94,690
Year 24 - 277 ($1,296)$318$978$93,713
278 ($1,296)$315$981$92,732
279 ($1,296)$311$984$91,748
280 ($1,296)$308$987$90,760
281 ($1,296)$305$991$89,769
282 ($1,296)$301$994$88,775
283 ($1,296)$298$997$87,778
284 ($1,296)$295$1,001$86,777
285 ($1,296)$291$1,004$85,773
286 ($1,296)$288$1,008$84,765
287 ($1,296)$285$1,011$83,754
288 ($1,296)$281$1,014$82,740
Year 25 - 289 ($1,296)$278$1,018$81,722
290 ($1,296)$274$1,021$80,701
291 ($1,296)$271$1,025$79,676
292 ($1,296)$268$1,028$78,648
293 ($1,296)$264$1,031$77,617
294 ($1,296)$261$1,035$76,582
295 ($1,296)$257$1,038$75,544
296 ($1,296)$254$1,042$74,502
297 ($1,296)$250$1,045$73,456
298 ($1,296)$247$1,049$72,407
299 ($1,296)$243$1,052$71,355
300 ($1,296)$240$1,056$70,299
Year 26 - 301 ($1,296)$236$1,060$69,239
302 ($1,296)$233$1,063$68,176
303 ($1,296)$229$1,067$67,110
304 ($1,296)$225$1,070$66,039
305 ($1,296)$222$1,074$64,966
306 ($1,296)$218$1,077$63,888
307 ($1,296)$215$1,081$62,807
308 ($1,296)$211$1,085$61,722
309 ($1,296)$207$1,088$60,634
310 ($1,296)$204$1,092$59,542
311 ($1,296)$200$1,096$58,446
312 ($1,296)$196$1,099$57,347
Year 27 - 313 ($1,296)$193$1,103$56,244
314 ($1,296)$189$1,107$55,137
315 ($1,296)$185$1,110$54,027
316 ($1,296)$181$1,114$52,913
317 ($1,296)$178$1,118$51,795
318 ($1,296)$174$1,122$50,673
319 ($1,296)$170$1,125$49,548
320 ($1,296)$166$1,129$48,418
321 ($1,296)$163$1,133$47,285
322 ($1,296)$159$1,137$46,149
323 ($1,296)$155$1,141$45,008
324 ($1,296)$151$1,144$43,864
Year 28 - 325 ($1,296)$147$1,148$42,715
326 ($1,296)$143$1,152$41,563
327 ($1,296)$140$1,156$40,407
328 ($1,296)$136$1,160$39,247
329 ($1,296)$132$1,164$38,083
330 ($1,296)$128$1,168$36,916
331 ($1,296)$124$1,172$35,744
332 ($1,296)$120$1,176$34,568
333 ($1,296)$116$1,180$33,389
334 ($1,296)$112$1,183$32,205
335 ($1,296)$108$1,187$31,018
336 ($1,296)$104$1,191$29,827
Year 29 - 337 ($1,296)$100$1,195$28,631
338 ($1,296)$96$1,199$27,432
339 ($1,296)$92$1,203$26,228
340 ($1,296)$88$1,208$25,021
341 ($1,296)$84$1,212$23,809
342 ($1,296)$80$1,216$22,593
343 ($1,296)$76$1,220$21,374
344 ($1,296)$72$1,224$20,150
345 ($1,296)$68$1,228$18,922
346 ($1,296)$64$1,232$17,690
347 ($1,296)$59$1,236$16,454
348 ($1,296)$55$1,240$15,213
Year 30 - 349 ($1,296)$51$1,245$13,969
350 ($1,296)$47$1,249$12,720
351 ($1,296)$43$1,253$11,467
352 ($1,296)$39$1,257$10,210
353 ($1,296)$34$1,261$8,949
354 ($1,296)$30$1,266$7,683
355 ($1,296)$26$1,270$6,413
356 ($1,296)$22$1,274$5,139
357 ($1,296)$17$1,278$3,861
358 ($1,296)$13$1,283$2,578
359 ($1,296)$9$1,287$1,291
360 ($1,296)$4$1,291$0
TOTALS$196,020$270,400$466,420

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.