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Mortgage Payment Schedule for a $340,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,000) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,297 360 $194,921 $466,921

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
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30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $340,000
Down Payment $68,000$272,000
Year 1 - 1 ($1,297)$904$393$271,607
2 ($1,297)$903$394$271,213
3 ($1,297)$902$395$270,818
4 ($1,297)$900$397$270,422
5 ($1,297)$899$398$270,024
6 ($1,297)$898$399$269,625
7 ($1,297)$897$400$269,224
8 ($1,297)$895$402$268,822
9 ($1,297)$894$403$268,419
10 ($1,297)$892$405$268,015
11 ($1,297)$891$406$267,609
12 ($1,297)$890$407$267,202
Year 2 - 13 ($1,297)$888$409$266,793
14 ($1,297)$887$410$266,383
15 ($1,297)$886$411$265,972
16 ($1,297)$884$413$265,559
17 ($1,297)$883$414$265,145
18 ($1,297)$882$415$264,730
19 ($1,297)$880$417$264,313
20 ($1,297)$879$418$263,895
21 ($1,297)$877$420$263,475
22 ($1,297)$876$421$263,054
23 ($1,297)$875$422$262,632
24 ($1,297)$873$424$262,208
Year 3 - 25 ($1,297)$872$425$261,783
26 ($1,297)$870$427$261,357
27 ($1,297)$869$428$260,929
28 ($1,297)$868$429$260,499
29 ($1,297)$866$431$260,068
30 ($1,297)$865$432$259,636
31 ($1,297)$863$434$259,202
32 ($1,297)$862$435$258,767
33 ($1,297)$860$437$258,331
34 ($1,297)$859$438$257,893
35 ($1,297)$857$440$257,453
36 ($1,297)$856$441$257,012
Year 4 - 37 ($1,297)$855$442$256,570
38 ($1,297)$853$444$256,126
39 ($1,297)$852$445$255,680
40 ($1,297)$850$447$255,233
41 ($1,297)$849$448$254,785
42 ($1,297)$847$450$254,335
43 ($1,297)$846$451$253,884
44 ($1,297)$844$453$253,431
45 ($1,297)$843$454$252,977
46 ($1,297)$841$456$252,521
47 ($1,297)$840$457$252,064
48 ($1,297)$838$459$251,605
Year 5 - 49 ($1,297)$837$460$251,144
50 ($1,297)$835$462$250,682
51 ($1,297)$834$463$250,219
52 ($1,297)$832$465$249,754
53 ($1,297)$830$467$249,287
54 ($1,297)$829$468$248,819
55 ($1,297)$827$470$248,349
56 ($1,297)$826$471$247,878
57 ($1,297)$824$473$247,405
58 ($1,297)$823$474$246,931
59 ($1,297)$821$476$246,455
60 ($1,297)$819$478$245,977
Year 6 - 61 ($1,297)$818$479$245,498
62 ($1,297)$816$481$245,018
63 ($1,297)$815$482$244,535
64 ($1,297)$813$484$244,051
65 ($1,297)$811$486$243,566
66 ($1,297)$810$487$243,079
67 ($1,297)$808$489$242,590
68 ($1,297)$807$490$242,100
69 ($1,297)$805$492$241,608
70 ($1,297)$803$494$241,114
71 ($1,297)$802$495$240,619
72 ($1,297)$800$497$240,122
Year 7 - 73 ($1,297)$798$499$239,623
74 ($1,297)$797$500$239,123
75 ($1,297)$795$502$238,621
76 ($1,297)$793$504$238,117
77 ($1,297)$792$505$237,612
78 ($1,297)$790$507$237,105
79 ($1,297)$788$509$236,596
80 ($1,297)$787$510$236,086
81 ($1,297)$785$512$235,574
82 ($1,297)$783$514$235,060
83 ($1,297)$782$515$234,545
84 ($1,297)$780$517$234,028
Year 8 - 85 ($1,297)$778$519$233,509
86 ($1,297)$776$521$232,988
87 ($1,297)$775$522$232,466
88 ($1,297)$773$524$231,942
89 ($1,297)$771$526$231,416
90 ($1,297)$769$528$230,889
91 ($1,297)$768$529$230,359
92 ($1,297)$766$531$229,828
93 ($1,297)$764$533$229,296
94 ($1,297)$762$535$228,761
95 ($1,297)$761$536$228,225
96 ($1,297)$759$538$227,686
Year 9 - 97 ($1,297)$757$540$227,146
98 ($1,297)$755$542$226,605
99 ($1,297)$753$544$226,061
100 ($1,297)$752$545$225,516
101 ($1,297)$750$547$224,969
102 ($1,297)$748$549$224,420
103 ($1,297)$746$551$223,869
104 ($1,297)$744$553$223,316
105 ($1,297)$743$554$222,762
106 ($1,297)$741$556$222,205
107 ($1,297)$739$558$221,647
108 ($1,297)$737$560$221,087
Year 10 - 109 ($1,297)$735$562$220,525
110 ($1,297)$733$564$219,962
111 ($1,297)$731$566$219,396
112 ($1,297)$729$568$218,828
113 ($1,297)$728$569$218,259
114 ($1,297)$726$571$217,688
115 ($1,297)$724$573$217,115
116 ($1,297)$722$575$216,539
117 ($1,297)$720$577$215,962
118 ($1,297)$718$579$215,384
119 ($1,297)$716$581$214,803
120 ($1,297)$714$583$214,220
Year 11 - 121 ($1,297)$712$585$213,635
122 ($1,297)$710$587$213,049
123 ($1,297)$708$589$212,460
124 ($1,297)$706$591$211,869
125 ($1,297)$704$593$211,277
126 ($1,297)$702$595$210,682
127 ($1,297)$701$596$210,086
128 ($1,297)$699$598$209,487
129 ($1,297)$697$600$208,887
130 ($1,297)$695$602$208,284
131 ($1,297)$693$604$207,680
132 ($1,297)$691$606$207,074
Year 12 - 133 ($1,297)$689$608$206,465
134 ($1,297)$686$611$205,855
135 ($1,297)$684$613$205,242
136 ($1,297)$682$615$204,627
137 ($1,297)$680$617$204,011
138 ($1,297)$678$619$203,392
139 ($1,297)$676$621$202,771
140 ($1,297)$674$623$202,149
141 ($1,297)$672$625$201,524
142 ($1,297)$670$627$200,897
143 ($1,297)$668$629$200,268
144 ($1,297)$666$631$199,637
Year 13 - 145 ($1,297)$664$633$199,003
146 ($1,297)$662$635$198,368
147 ($1,297)$660$637$197,731
148 ($1,297)$657$640$197,091
149 ($1,297)$655$642$196,450
150 ($1,297)$653$644$195,806
151 ($1,297)$651$646$195,160
152 ($1,297)$649$648$194,512
153 ($1,297)$647$650$193,861
154 ($1,297)$645$652$193,209
155 ($1,297)$642$655$192,554
156 ($1,297)$640$657$191,898
Year 14 - 157 ($1,297)$638$659$191,239
158 ($1,297)$636$661$190,578
159 ($1,297)$634$663$189,914
160 ($1,297)$631$666$189,249
161 ($1,297)$629$668$188,581
162 ($1,297)$627$670$187,911
163 ($1,297)$625$672$187,239
164 ($1,297)$623$674$186,564
165 ($1,297)$620$677$185,888
166 ($1,297)$618$679$185,209
167 ($1,297)$616$681$184,528
168 ($1,297)$614$683$183,844
Year 15 - 169 ($1,297)$611$686$183,158
170 ($1,297)$609$688$182,470
171 ($1,297)$607$690$181,780
172 ($1,297)$604$693$181,088
173 ($1,297)$602$695$180,393
174 ($1,297)$600$697$179,695
175 ($1,297)$597$700$178,996
176 ($1,297)$595$702$178,294
177 ($1,297)$593$704$177,590
178 ($1,297)$590$707$176,883
179 ($1,297)$588$709$176,175
180 ($1,297)$586$711$175,463
Year 16 - 181 ($1,297)$583$714$174,750
182 ($1,297)$581$716$174,034
183 ($1,297)$579$718$173,315
184 ($1,297)$576$721$172,595
185 ($1,297)$574$723$171,872
186 ($1,297)$571$726$171,146
187 ($1,297)$569$728$170,418
188 ($1,297)$567$730$169,688
189 ($1,297)$564$733$168,955
190 ($1,297)$562$735$168,220
191 ($1,297)$559$738$167,482
192 ($1,297)$557$740$166,742
Year 17 - 193 ($1,297)$554$743$165,999
194 ($1,297)$552$745$165,254
195 ($1,297)$549$748$164,507
196 ($1,297)$547$750$163,757
197 ($1,297)$544$753$163,004
198 ($1,297)$542$755$162,249
199 ($1,297)$539$758$161,492
200 ($1,297)$537$760$160,732
201 ($1,297)$534$763$159,969
202 ($1,297)$532$765$159,204
203 ($1,297)$529$768$158,436
204 ($1,297)$527$770$157,666
Year 18 - 205 ($1,297)$524$773$156,893
206 ($1,297)$522$775$156,118
207 ($1,297)$519$778$155,340
208 ($1,297)$517$780$154,560
209 ($1,297)$514$783$153,777
210 ($1,297)$511$786$152,991
211 ($1,297)$509$788$152,203
212 ($1,297)$506$791$151,412
213 ($1,297)$503$794$150,618
214 ($1,297)$501$796$149,822
215 ($1,297)$498$799$149,023
216 ($1,297)$496$802$148,222
Year 19 - 217 ($1,297)$493$804$147,417
218 ($1,297)$490$807$146,611
219 ($1,297)$487$810$145,801
220 ($1,297)$485$812$144,989
221 ($1,297)$482$815$144,174
222 ($1,297)$479$818$143,356
223 ($1,297)$477$820$142,536
224 ($1,297)$474$823$141,713
225 ($1,297)$471$826$140,887
226 ($1,297)$468$829$140,058
227 ($1,297)$466$831$139,227
228 ($1,297)$463$834$138,393
Year 20 - 229 ($1,297)$460$837$137,556
230 ($1,297)$457$840$136,717
231 ($1,297)$455$842$135,874
232 ($1,297)$452$845$135,029
233 ($1,297)$449$848$134,181
234 ($1,297)$446$851$133,330
235 ($1,297)$443$854$132,476
236 ($1,297)$440$857$131,620
237 ($1,297)$438$859$130,761
238 ($1,297)$435$862$129,898
239 ($1,297)$432$865$129,033
240 ($1,297)$429$868$128,165
Year 21 - 241 ($1,297)$426$871$127,294
242 ($1,297)$423$874$126,421
243 ($1,297)$420$877$125,544
244 ($1,297)$417$880$124,664
245 ($1,297)$415$882$123,782
246 ($1,297)$412$885$122,897
247 ($1,297)$409$888$122,008
248 ($1,297)$406$891$121,117
249 ($1,297)$403$894$120,223
250 ($1,297)$400$897$119,325
251 ($1,297)$397$900$118,425
252 ($1,297)$394$903$117,522
Year 22 - 253 ($1,297)$391$906$116,616
254 ($1,297)$388$909$115,706
255 ($1,297)$385$912$114,794
256 ($1,297)$382$915$113,879
257 ($1,297)$379$918$112,960
258 ($1,297)$376$921$112,039
259 ($1,297)$373$924$111,114
260 ($1,297)$369$928$110,187
261 ($1,297)$366$931$109,256
262 ($1,297)$363$934$108,323
263 ($1,297)$360$937$107,386
264 ($1,297)$357$940$106,446
Year 23 - 265 ($1,297)$354$943$105,503
266 ($1,297)$351$946$104,557
267 ($1,297)$348$949$103,607
268 ($1,297)$344$953$102,655
269 ($1,297)$341$956$101,699
270 ($1,297)$338$959$100,740
271 ($1,297)$335$962$99,778
272 ($1,297)$332$965$98,813
273 ($1,297)$329$968$97,844
274 ($1,297)$325$972$96,873
275 ($1,297)$322$975$95,898
276 ($1,297)$319$978$94,920
Year 24 - 277 ($1,297)$316$981$93,938
278 ($1,297)$312$985$92,954
279 ($1,297)$309$988$91,966
280 ($1,297)$306$991$90,974
281 ($1,297)$302$995$89,980
282 ($1,297)$299$998$88,982
283 ($1,297)$296$1,001$87,981
284 ($1,297)$293$1,004$86,977
285 ($1,297)$289$1,008$85,969
286 ($1,297)$286$1,011$84,958
287 ($1,297)$282$1,015$83,943
288 ($1,297)$279$1,018$82,925
Year 25 - 289 ($1,297)$276$1,021$81,904
290 ($1,297)$272$1,025$80,879
291 ($1,297)$269$1,028$79,851
292 ($1,297)$266$1,031$78,820
293 ($1,297)$262$1,035$77,785
294 ($1,297)$259$1,038$76,746
295 ($1,297)$255$1,042$75,705
296 ($1,297)$252$1,045$74,659
297 ($1,297)$248$1,049$73,611
298 ($1,297)$245$1,052$72,558
299 ($1,297)$241$1,056$71,503
300 ($1,297)$238$1,059$70,443
Year 26 - 301 ($1,297)$234$1,063$69,380
302 ($1,297)$231$1,066$68,314
303 ($1,297)$227$1,070$67,244
304 ($1,297)$224$1,073$66,171
305 ($1,297)$220$1,077$65,094
306 ($1,297)$216$1,081$64,013
307 ($1,297)$213$1,084$62,929
308 ($1,297)$209$1,088$61,841
309 ($1,297)$206$1,091$60,750
310 ($1,297)$202$1,095$59,655
311 ($1,297)$198$1,099$58,556
312 ($1,297)$195$1,102$57,454
Year 27 - 313 ($1,297)$191$1,106$56,348
314 ($1,297)$187$1,110$55,238
315 ($1,297)$184$1,113$54,125
316 ($1,297)$180$1,117$53,008
317 ($1,297)$176$1,121$51,887
318 ($1,297)$173$1,124$50,763
319 ($1,297)$169$1,128$49,635
320 ($1,297)$165$1,132$48,503
321 ($1,297)$161$1,136$47,367
322 ($1,297)$157$1,140$46,227
323 ($1,297)$154$1,143$45,084
324 ($1,297)$150$1,147$43,937
Year 28 - 325 ($1,297)$146$1,151$42,786
326 ($1,297)$142$1,155$41,631
327 ($1,297)$138$1,159$40,473
328 ($1,297)$135$1,162$39,310
329 ($1,297)$131$1,166$38,144
330 ($1,297)$127$1,170$36,974
331 ($1,297)$123$1,174$35,800
332 ($1,297)$119$1,178$34,622
333 ($1,297)$115$1,182$33,440
334 ($1,297)$111$1,186$32,254
335 ($1,297)$107$1,190$31,064
336 ($1,297)$103$1,194$29,871
Year 29 - 337 ($1,297)$99$1,198$28,673
338 ($1,297)$95$1,202$27,471
339 ($1,297)$91$1,206$26,266
340 ($1,297)$87$1,210$25,056
341 ($1,297)$83$1,214$23,842
342 ($1,297)$79$1,218$22,625
343 ($1,297)$75$1,222$21,403
344 ($1,297)$71$1,226$20,177
345 ($1,297)$67$1,230$18,947
346 ($1,297)$63$1,234$17,713
347 ($1,297)$59$1,238$16,475
348 ($1,297)$55$1,242$15,233
Year 30 - 349 ($1,297)$51$1,246$13,986
350 ($1,297)$47$1,250$12,736
351 ($1,297)$42$1,255$11,481
352 ($1,297)$38$1,259$10,222
353 ($1,297)$34$1,263$8,959
354 ($1,297)$30$1,267$7,692
355 ($1,297)$26$1,271$6,421
356 ($1,297)$21$1,276$5,145
357 ($1,297)$17$1,280$3,865
358 ($1,297)$13$1,284$2,581
359 ($1,297)$9$1,288$1,293
360 ($1,297)$4$1,293$0
TOTALS$194,921$272,000$466,921

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.