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Mortgage Payment Schedule for a $340,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,000) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,281 360 $189,297 $461,297

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $340,000
Down Payment $68,000$272,000
Year 1 - 1 ($1,281)$882$400$271,600
2 ($1,281)$880$401$271,199
3 ($1,281)$879$402$270,797
4 ($1,281)$878$404$270,394
5 ($1,281)$877$405$269,989
6 ($1,281)$875$406$269,583
7 ($1,281)$874$407$269,175
8 ($1,281)$873$409$268,766
9 ($1,281)$871$410$268,356
10 ($1,281)$870$411$267,945
11 ($1,281)$869$413$267,532
12 ($1,281)$867$414$267,118
Year 2 - 13 ($1,281)$866$415$266,702
14 ($1,281)$865$417$266,286
15 ($1,281)$863$418$265,867
16 ($1,281)$862$420$265,448
17 ($1,281)$860$421$265,027
18 ($1,281)$859$422$264,605
19 ($1,281)$858$424$264,181
20 ($1,281)$856$425$263,756
21 ($1,281)$855$426$263,330
22 ($1,281)$854$428$262,902
23 ($1,281)$852$429$262,473
24 ($1,281)$851$431$262,042
Year 3 - 25 ($1,281)$849$432$261,610
26 ($1,281)$848$433$261,177
27 ($1,281)$847$435$260,742
28 ($1,281)$845$436$260,306
29 ($1,281)$844$438$259,869
30 ($1,281)$842$439$259,430
31 ($1,281)$841$440$258,989
32 ($1,281)$840$442$258,547
33 ($1,281)$838$443$258,104
34 ($1,281)$837$445$257,659
35 ($1,281)$835$446$257,213
36 ($1,281)$834$448$256,766
Year 4 - 37 ($1,281)$832$449$256,317
38 ($1,281)$831$450$255,866
39 ($1,281)$829$452$255,414
40 ($1,281)$828$453$254,961
41 ($1,281)$826$455$254,506
42 ($1,281)$825$456$254,050
43 ($1,281)$824$458$253,592
44 ($1,281)$822$459$253,132
45 ($1,281)$821$461$252,672
46 ($1,281)$819$462$252,209
47 ($1,281)$818$464$251,746
48 ($1,281)$816$465$251,280
Year 5 - 49 ($1,281)$815$467$250,813
50 ($1,281)$813$468$250,345
51 ($1,281)$812$470$249,875
52 ($1,281)$810$471$249,404
53 ($1,281)$808$473$248,931
54 ($1,281)$807$474$248,457
55 ($1,281)$805$476$247,981
56 ($1,281)$804$478$247,503
57 ($1,281)$802$479$247,024
58 ($1,281)$801$481$246,543
59 ($1,281)$799$482$246,061
60 ($1,281)$798$484$245,578
Year 6 - 61 ($1,281)$796$485$245,092
62 ($1,281)$795$487$244,605
63 ($1,281)$793$488$244,117
64 ($1,281)$791$490$243,627
65 ($1,281)$790$492$243,135
66 ($1,281)$788$493$242,642
67 ($1,281)$787$495$242,147
68 ($1,281)$785$496$241,651
69 ($1,281)$783$498$241,153
70 ($1,281)$782$500$240,653
71 ($1,281)$780$501$240,152
72 ($1,281)$778$503$239,649
Year 7 - 73 ($1,281)$777$505$239,144
74 ($1,281)$775$506$238,638
75 ($1,281)$774$508$238,131
76 ($1,281)$772$509$237,621
77 ($1,281)$770$511$237,110
78 ($1,281)$769$513$236,597
79 ($1,281)$767$514$236,083
80 ($1,281)$765$516$235,567
81 ($1,281)$764$518$235,049
82 ($1,281)$762$519$234,530
83 ($1,281)$760$521$234,008
84 ($1,281)$759$523$233,486
Year 8 - 85 ($1,281)$757$524$232,961
86 ($1,281)$755$526$232,435
87 ($1,281)$753$528$231,907
88 ($1,281)$752$530$231,377
89 ($1,281)$750$531$230,846
90 ($1,281)$748$533$230,313
91 ($1,281)$747$535$229,778
92 ($1,281)$745$537$229,242
93 ($1,281)$743$538$228,704
94 ($1,281)$741$540$228,164
95 ($1,281)$740$542$227,622
96 ($1,281)$738$544$227,078
Year 9 - 97 ($1,281)$736$545$226,533
98 ($1,281)$734$547$225,986
99 ($1,281)$733$549$225,437
100 ($1,281)$731$551$224,887
101 ($1,281)$729$552$224,334
102 ($1,281)$727$554$223,780
103 ($1,281)$725$556$223,224
104 ($1,281)$724$558$222,666
105 ($1,281)$722$560$222,107
106 ($1,281)$720$561$221,545
107 ($1,281)$718$563$220,982
108 ($1,281)$716$565$220,417
Year 10 - 109 ($1,281)$715$567$219,850
110 ($1,281)$713$569$219,282
111 ($1,281)$711$571$218,711
112 ($1,281)$709$572$218,139
113 ($1,281)$707$574$217,564
114 ($1,281)$705$576$216,988
115 ($1,281)$703$578$216,410
116 ($1,281)$702$580$215,830
117 ($1,281)$700$582$215,249
118 ($1,281)$698$584$214,665
119 ($1,281)$696$586$214,080
120 ($1,281)$694$587$213,492
Year 11 - 121 ($1,281)$692$589$212,903
122 ($1,281)$690$591$212,312
123 ($1,281)$688$593$211,719
124 ($1,281)$686$595$211,123
125 ($1,281)$684$597$210,526
126 ($1,281)$682$599$209,928
127 ($1,281)$681$601$209,327
128 ($1,281)$679$603$208,724
129 ($1,281)$677$605$208,119
130 ($1,281)$675$607$207,512
131 ($1,281)$673$609$206,904
132 ($1,281)$671$611$206,293
Year 12 - 133 ($1,281)$669$613$205,680
134 ($1,281)$667$615$205,066
135 ($1,281)$665$617$204,449
136 ($1,281)$663$619$203,831
137 ($1,281)$661$621$203,210
138 ($1,281)$659$623$202,587
139 ($1,281)$657$625$201,963
140 ($1,281)$655$627$201,336
141 ($1,281)$653$629$200,707
142 ($1,281)$651$631$200,076
143 ($1,281)$649$633$199,444
144 ($1,281)$647$635$198,809
Year 13 - 145 ($1,281)$644$637$198,172
146 ($1,281)$642$639$197,533
147 ($1,281)$640$641$196,892
148 ($1,281)$638$643$196,249
149 ($1,281)$636$645$195,604
150 ($1,281)$634$647$194,956
151 ($1,281)$632$649$194,307
152 ($1,281)$630$652$193,655
153 ($1,281)$628$654$193,002
154 ($1,281)$626$656$192,346
155 ($1,281)$624$658$191,688
156 ($1,281)$621$660$191,028
Year 14 - 157 ($1,281)$619$662$190,366
158 ($1,281)$617$664$189,702
159 ($1,281)$615$666$189,035
160 ($1,281)$613$669$188,367
161 ($1,281)$611$671$187,696
162 ($1,281)$608$673$187,023
163 ($1,281)$606$675$186,348
164 ($1,281)$604$677$185,671
165 ($1,281)$602$679$184,991
166 ($1,281)$600$682$184,309
167 ($1,281)$597$684$183,625
168 ($1,281)$595$686$182,939
Year 15 - 169 ($1,281)$593$688$182,251
170 ($1,281)$591$691$181,560
171 ($1,281)$589$693$180,868
172 ($1,281)$586$695$180,173
173 ($1,281)$584$697$179,475
174 ($1,281)$582$700$178,776
175 ($1,281)$580$702$178,074
176 ($1,281)$577$704$177,370
177 ($1,281)$575$706$176,663
178 ($1,281)$573$709$175,955
179 ($1,281)$570$711$175,244
180 ($1,281)$568$713$174,530
Year 16 - 181 ($1,281)$566$716$173,815
182 ($1,281)$563$718$173,097
183 ($1,281)$561$720$172,376
184 ($1,281)$559$723$171,654
185 ($1,281)$556$725$170,929
186 ($1,281)$554$727$170,202
187 ($1,281)$552$730$169,472
188 ($1,281)$549$732$168,740
189 ($1,281)$547$734$168,006
190 ($1,281)$545$737$167,269
191 ($1,281)$542$739$166,530
192 ($1,281)$540$742$165,788
Year 17 - 193 ($1,281)$537$744$165,044
194 ($1,281)$535$746$164,298
195 ($1,281)$533$749$163,549
196 ($1,281)$530$751$162,798
197 ($1,281)$528$754$162,044
198 ($1,281)$525$756$161,288
199 ($1,281)$523$759$160,530
200 ($1,281)$520$761$159,769
201 ($1,281)$518$763$159,005
202 ($1,281)$515$766$158,239
203 ($1,281)$513$768$157,471
204 ($1,281)$510$771$156,700
Year 18 - 205 ($1,281)$508$773$155,926
206 ($1,281)$505$776$155,151
207 ($1,281)$503$778$154,372
208 ($1,281)$500$781$153,591
209 ($1,281)$498$783$152,808
210 ($1,281)$495$786$152,022
211 ($1,281)$493$789$151,233
212 ($1,281)$490$791$150,442
213 ($1,281)$488$794$149,648
214 ($1,281)$485$796$148,852
215 ($1,281)$483$799$148,053
216 ($1,281)$480$801$147,252
Year 19 - 217 ($1,281)$477$804$146,448
218 ($1,281)$475$807$145,641
219 ($1,281)$472$809$144,832
220 ($1,281)$469$812$144,020
221 ($1,281)$467$815$143,205
222 ($1,281)$464$817$142,388
223 ($1,281)$462$820$141,568
224 ($1,281)$459$822$140,746
225 ($1,281)$456$825$139,921
226 ($1,281)$454$828$139,093
227 ($1,281)$451$830$138,262
228 ($1,281)$448$833$137,429
Year 20 - 229 ($1,281)$445$836$136,593
230 ($1,281)$443$839$135,755
231 ($1,281)$440$841$134,914
232 ($1,281)$437$844$134,069
233 ($1,281)$435$847$133,223
234 ($1,281)$432$850$132,373
235 ($1,281)$429$852$131,521
236 ($1,281)$426$855$130,666
237 ($1,281)$424$858$129,808
238 ($1,281)$421$861$128,948
239 ($1,281)$418$863$128,084
240 ($1,281)$415$866$127,218
Year 21 - 241 ($1,281)$412$869$126,349
242 ($1,281)$410$872$125,477
243 ($1,281)$407$875$124,603
244 ($1,281)$404$877$123,725
245 ($1,281)$401$880$122,845
246 ($1,281)$398$883$121,962
247 ($1,281)$395$886$121,076
248 ($1,281)$392$889$120,187
249 ($1,281)$390$892$119,295
250 ($1,281)$387$895$118,400
251 ($1,281)$384$898$117,503
252 ($1,281)$381$900$116,602
Year 22 - 253 ($1,281)$378$903$115,699
254 ($1,281)$375$906$114,793
255 ($1,281)$372$909$113,883
256 ($1,281)$369$912$112,971
257 ($1,281)$366$915$112,056
258 ($1,281)$363$918$111,138
259 ($1,281)$360$921$110,217
260 ($1,281)$357$924$109,293
261 ($1,281)$354$927$108,365
262 ($1,281)$351$930$107,435
263 ($1,281)$348$933$106,502
264 ($1,281)$345$936$105,566
Year 23 - 265 ($1,281)$342$939$104,627
266 ($1,281)$339$942$103,685
267 ($1,281)$336$945$102,739
268 ($1,281)$333$948$101,791
269 ($1,281)$330$951$100,840
270 ($1,281)$327$954$99,885
271 ($1,281)$324$958$98,928
272 ($1,281)$321$961$97,967
273 ($1,281)$318$964$97,003
274 ($1,281)$314$967$96,036
275 ($1,281)$311$970$95,066
276 ($1,281)$308$973$94,093
Year 24 - 277 ($1,281)$305$976$93,117
278 ($1,281)$302$980$92,137
279 ($1,281)$299$983$91,154
280 ($1,281)$295$986$90,168
281 ($1,281)$292$989$89,179
282 ($1,281)$289$992$88,187
283 ($1,281)$286$996$87,192
284 ($1,281)$283$999$86,193
285 ($1,281)$279$1,002$85,191
286 ($1,281)$276$1,005$84,186
287 ($1,281)$273$1,008$83,177
288 ($1,281)$270$1,012$82,165
Year 25 - 289 ($1,281)$266$1,015$81,150
290 ($1,281)$263$1,018$80,132
291 ($1,281)$260$1,022$79,111
292 ($1,281)$256$1,025$78,086
293 ($1,281)$253$1,028$77,057
294 ($1,281)$250$1,032$76,026
295 ($1,281)$246$1,035$74,991
296 ($1,281)$243$1,038$73,953
297 ($1,281)$240$1,042$72,911
298 ($1,281)$236$1,045$71,866
299 ($1,281)$233$1,048$70,817
300 ($1,281)$230$1,052$69,766
Year 26 - 301 ($1,281)$226$1,055$68,710
302 ($1,281)$223$1,059$67,652
303 ($1,281)$219$1,062$66,590
304 ($1,281)$216$1,066$65,524
305 ($1,281)$212$1,069$64,455
306 ($1,281)$209$1,072$63,383
307 ($1,281)$205$1,076$62,307
308 ($1,281)$202$1,079$61,227
309 ($1,281)$198$1,083$60,145
310 ($1,281)$195$1,086$59,058
311 ($1,281)$191$1,090$57,968
312 ($1,281)$188$1,093$56,875
Year 27 - 313 ($1,281)$184$1,097$55,778
314 ($1,281)$181$1,101$54,677
315 ($1,281)$177$1,104$53,573
316 ($1,281)$174$1,108$52,465
317 ($1,281)$170$1,111$51,354
318 ($1,281)$166$1,115$50,239
319 ($1,281)$163$1,119$49,121
320 ($1,281)$159$1,122$47,998
321 ($1,281)$156$1,126$46,873
322 ($1,281)$152$1,129$45,743
323 ($1,281)$148$1,133$44,610
324 ($1,281)$145$1,137$43,473
Year 28 - 325 ($1,281)$141$1,140$42,333
326 ($1,281)$137$1,144$41,189
327 ($1,281)$134$1,148$40,041
328 ($1,281)$130$1,152$38,889
329 ($1,281)$126$1,155$37,734
330 ($1,281)$122$1,159$36,575
331 ($1,281)$119$1,163$35,412
332 ($1,281)$115$1,167$34,246
333 ($1,281)$111$1,170$33,075
334 ($1,281)$107$1,174$31,901
335 ($1,281)$103$1,178$30,723
336 ($1,281)$100$1,182$29,541
Year 29 - 337 ($1,281)$96$1,186$28,356
338 ($1,281)$92$1,189$27,166
339 ($1,281)$88$1,193$25,973
340 ($1,281)$84$1,197$24,776
341 ($1,281)$80$1,201$23,575
342 ($1,281)$76$1,205$22,370
343 ($1,281)$73$1,209$21,161
344 ($1,281)$69$1,213$19,948
345 ($1,281)$65$1,217$18,731
346 ($1,281)$61$1,221$17,511
347 ($1,281)$57$1,225$16,286
348 ($1,281)$53$1,229$15,057
Year 30 - 349 ($1,281)$49$1,233$13,825
350 ($1,281)$45$1,237$12,588
351 ($1,281)$41$1,241$11,348
352 ($1,281)$37$1,245$10,103
353 ($1,281)$33$1,249$8,854
354 ($1,281)$29$1,253$7,602
355 ($1,281)$25$1,257$6,345
356 ($1,281)$21$1,261$5,084
357 ($1,281)$16$1,265$3,819
358 ($1,281)$12$1,269$2,550
359 ($1,281)$8$1,273$1,277
360 ($1,281)$4$1,277$0
TOTALS$189,297$272,000$461,297

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.