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Mortgage Payment Schedule for a $340,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,294 360 $193,793 $465,793

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $340,000
Down Payment $68,000$272,000
Year 1 - 1 ($1,294)$900$394$271,606
2 ($1,294)$899$395$271,211
3 ($1,294)$897$397$270,814
4 ($1,294)$896$398$270,416
5 ($1,294)$895$399$270,017
6 ($1,294)$893$401$269,616
7 ($1,294)$892$402$269,214
8 ($1,294)$891$403$268,811
9 ($1,294)$889$405$268,407
10 ($1,294)$888$406$268,001
11 ($1,294)$887$407$267,594
12 ($1,294)$885$409$267,185
Year 2 - 13 ($1,294)$884$410$266,775
14 ($1,294)$883$411$266,364
15 ($1,294)$881$413$265,951
16 ($1,294)$880$414$265,537
17 ($1,294)$878$415$265,122
18 ($1,294)$877$417$264,705
19 ($1,294)$876$418$264,287
20 ($1,294)$874$420$263,867
21 ($1,294)$873$421$263,446
22 ($1,294)$872$422$263,024
23 ($1,294)$870$424$262,600
24 ($1,294)$869$425$262,175
Year 3 - 25 ($1,294)$867$427$261,749
26 ($1,294)$866$428$261,321
27 ($1,294)$865$429$260,892
28 ($1,294)$863$431$260,461
29 ($1,294)$862$432$260,029
30 ($1,294)$860$434$259,595
31 ($1,294)$859$435$259,160
32 ($1,294)$857$436$258,723
33 ($1,294)$856$438$258,286
34 ($1,294)$854$439$257,846
35 ($1,294)$853$441$257,405
36 ($1,294)$852$442$256,963
Year 4 - 37 ($1,294)$850$444$256,519
38 ($1,294)$849$445$256,074
39 ($1,294)$847$447$255,627
40 ($1,294)$846$448$255,179
41 ($1,294)$844$450$254,730
42 ($1,294)$843$451$254,278
43 ($1,294)$841$453$253,826
44 ($1,294)$840$454$253,372
45 ($1,294)$838$456$252,916
46 ($1,294)$837$457$252,459
47 ($1,294)$835$459$252,000
48 ($1,294)$834$460$251,540
Year 5 - 49 ($1,294)$832$462$251,078
50 ($1,294)$831$463$250,615
51 ($1,294)$829$465$250,150
52 ($1,294)$828$466$249,684
53 ($1,294)$826$468$249,216
54 ($1,294)$824$469$248,747
55 ($1,294)$823$471$248,276
56 ($1,294)$821$472$247,803
57 ($1,294)$820$474$247,329
58 ($1,294)$818$476$246,854
59 ($1,294)$817$477$246,377
60 ($1,294)$815$479$245,898
Year 6 - 61 ($1,294)$814$480$245,417
62 ($1,294)$812$482$244,936
63 ($1,294)$810$484$244,452
64 ($1,294)$809$485$243,967
65 ($1,294)$807$487$243,480
66 ($1,294)$806$488$242,992
67 ($1,294)$804$490$242,502
68 ($1,294)$802$492$242,010
69 ($1,294)$801$493$241,517
70 ($1,294)$799$495$241,022
71 ($1,294)$797$496$240,526
72 ($1,294)$796$498$240,028
Year 7 - 73 ($1,294)$794$500$239,528
74 ($1,294)$792$501$239,026
75 ($1,294)$791$503$238,523
76 ($1,294)$789$505$238,018
77 ($1,294)$787$506$237,512
78 ($1,294)$786$508$237,004
79 ($1,294)$784$510$236,494
80 ($1,294)$782$511$235,983
81 ($1,294)$781$513$235,470
82 ($1,294)$779$515$234,955
83 ($1,294)$777$517$234,438
84 ($1,294)$776$518$233,920
Year 8 - 85 ($1,294)$774$520$233,400
86 ($1,294)$772$522$232,878
87 ($1,294)$770$523$232,355
88 ($1,294)$769$525$231,830
89 ($1,294)$767$527$231,303
90 ($1,294)$765$529$230,774
91 ($1,294)$763$530$230,244
92 ($1,294)$762$532$229,711
93 ($1,294)$760$534$229,178
94 ($1,294)$758$536$228,642
95 ($1,294)$756$537$228,104
96 ($1,294)$755$539$227,565
Year 9 - 97 ($1,294)$753$541$227,024
98 ($1,294)$751$543$226,481
99 ($1,294)$749$545$225,937
100 ($1,294)$747$546$225,390
101 ($1,294)$746$548$224,842
102 ($1,294)$744$550$224,292
103 ($1,294)$742$552$223,740
104 ($1,294)$740$554$223,187
105 ($1,294)$738$555$222,631
106 ($1,294)$737$557$222,074
107 ($1,294)$735$559$221,515
108 ($1,294)$733$561$220,954
Year 10 - 109 ($1,294)$731$563$220,391
110 ($1,294)$729$565$219,826
111 ($1,294)$727$567$219,259
112 ($1,294)$725$568$218,691
113 ($1,294)$724$570$218,121
114 ($1,294)$722$572$217,548
115 ($1,294)$720$574$216,974
116 ($1,294)$718$576$216,398
117 ($1,294)$716$578$215,820
118 ($1,294)$714$580$215,240
119 ($1,294)$712$582$214,659
120 ($1,294)$710$584$214,075
Year 11 - 121 ($1,294)$708$586$213,489
122 ($1,294)$706$588$212,902
123 ($1,294)$704$590$212,312
124 ($1,294)$702$591$211,721
125 ($1,294)$700$593$211,127
126 ($1,294)$698$595$210,532
127 ($1,294)$697$597$209,934
128 ($1,294)$695$599$209,335
129 ($1,294)$693$601$208,734
130 ($1,294)$691$603$208,130
131 ($1,294)$689$605$207,525
132 ($1,294)$687$607$206,918
Year 12 - 133 ($1,294)$685$609$206,309
134 ($1,294)$683$611$205,697
135 ($1,294)$681$613$205,084
136 ($1,294)$678$615$204,468
137 ($1,294)$676$617$203,851
138 ($1,294)$674$619$203,232
139 ($1,294)$672$622$202,610
140 ($1,294)$670$624$201,987
141 ($1,294)$668$626$201,361
142 ($1,294)$666$628$200,733
143 ($1,294)$664$630$200,103
144 ($1,294)$662$632$199,472
Year 13 - 145 ($1,294)$660$634$198,838
146 ($1,294)$658$636$198,202
147 ($1,294)$656$638$197,563
148 ($1,294)$654$640$196,923
149 ($1,294)$651$642$196,281
150 ($1,294)$649$645$195,636
151 ($1,294)$647$647$194,990
152 ($1,294)$645$649$194,341
153 ($1,294)$643$651$193,690
154 ($1,294)$641$653$193,037
155 ($1,294)$639$655$192,382
156 ($1,294)$636$657$191,724
Year 14 - 157 ($1,294)$634$660$191,065
158 ($1,294)$632$662$190,403
159 ($1,294)$630$664$189,739
160 ($1,294)$628$666$189,073
161 ($1,294)$626$668$188,404
162 ($1,294)$623$671$187,734
163 ($1,294)$621$673$187,061
164 ($1,294)$619$675$186,386
165 ($1,294)$617$677$185,709
166 ($1,294)$614$679$185,029
167 ($1,294)$612$682$184,348
168 ($1,294)$610$684$183,664
Year 15 - 169 ($1,294)$608$686$182,977
170 ($1,294)$605$689$182,289
171 ($1,294)$603$691$181,598
172 ($1,294)$601$693$180,905
173 ($1,294)$598$695$180,210
174 ($1,294)$596$698$179,512
175 ($1,294)$594$700$178,812
176 ($1,294)$592$702$178,110
177 ($1,294)$589$705$177,405
178 ($1,294)$587$707$176,698
179 ($1,294)$585$709$175,989
180 ($1,294)$582$712$175,277
Year 16 - 181 ($1,294)$580$714$174,563
182 ($1,294)$578$716$173,847
183 ($1,294)$575$719$173,128
184 ($1,294)$573$721$172,407
185 ($1,294)$570$723$171,683
186 ($1,294)$568$726$170,957
187 ($1,294)$566$728$170,229
188 ($1,294)$563$731$169,499
189 ($1,294)$561$733$168,765
190 ($1,294)$558$736$168,030
191 ($1,294)$556$738$167,292
192 ($1,294)$553$740$166,551
Year 17 - 193 ($1,294)$551$743$165,809
194 ($1,294)$549$745$165,063
195 ($1,294)$546$748$164,316
196 ($1,294)$544$750$163,565
197 ($1,294)$541$753$162,813
198 ($1,294)$539$755$162,057
199 ($1,294)$536$758$161,300
200 ($1,294)$534$760$160,539
201 ($1,294)$531$763$159,777
202 ($1,294)$529$765$159,011
203 ($1,294)$526$768$158,243
204 ($1,294)$524$770$157,473
Year 18 - 205 ($1,294)$521$773$156,700
206 ($1,294)$518$775$155,925
207 ($1,294)$516$778$155,147
208 ($1,294)$513$781$154,366
209 ($1,294)$511$783$153,583
210 ($1,294)$508$786$152,797
211 ($1,294)$506$788$152,009
212 ($1,294)$503$791$151,218
213 ($1,294)$500$794$150,424
214 ($1,294)$498$796$149,628
215 ($1,294)$495$799$148,829
216 ($1,294)$492$801$148,028
Year 19 - 217 ($1,294)$490$804$147,224
218 ($1,294)$487$807$146,417
219 ($1,294)$484$809$145,607
220 ($1,294)$482$812$144,795
221 ($1,294)$479$815$143,980
222 ($1,294)$476$818$143,163
223 ($1,294)$474$820$142,343
224 ($1,294)$471$823$141,520
225 ($1,294)$468$826$140,694
226 ($1,294)$465$828$139,866
227 ($1,294)$463$831$139,034
228 ($1,294)$460$834$138,200
Year 20 - 229 ($1,294)$457$837$137,364
230 ($1,294)$454$839$136,524
231 ($1,294)$452$842$135,682
232 ($1,294)$449$845$134,837
233 ($1,294)$446$848$133,989
234 ($1,294)$443$851$133,139
235 ($1,294)$440$853$132,285
236 ($1,294)$438$856$131,429
237 ($1,294)$435$859$130,570
238 ($1,294)$432$862$129,708
239 ($1,294)$429$865$128,843
240 ($1,294)$426$868$127,976
Year 21 - 241 ($1,294)$423$870$127,105
242 ($1,294)$421$873$126,232
243 ($1,294)$418$876$125,356
244 ($1,294)$415$879$124,477
245 ($1,294)$412$882$123,595
246 ($1,294)$409$885$122,710
247 ($1,294)$406$888$121,822
248 ($1,294)$403$891$120,931
249 ($1,294)$400$894$120,037
250 ($1,294)$397$897$119,140
251 ($1,294)$394$900$118,241
252 ($1,294)$391$903$117,338
Year 22 - 253 ($1,294)$388$906$116,432
254 ($1,294)$385$909$115,524
255 ($1,294)$382$912$114,612
256 ($1,294)$379$915$113,697
257 ($1,294)$376$918$112,779
258 ($1,294)$373$921$111,859
259 ($1,294)$370$924$110,935
260 ($1,294)$367$927$110,008
261 ($1,294)$364$930$109,078
262 ($1,294)$361$933$108,145
263 ($1,294)$358$936$107,209
264 ($1,294)$355$939$106,270
Year 23 - 265 ($1,294)$352$942$105,328
266 ($1,294)$348$945$104,382
267 ($1,294)$345$949$103,434
268 ($1,294)$342$952$102,482
269 ($1,294)$339$955$101,527
270 ($1,294)$336$958$100,569
271 ($1,294)$333$961$99,608
272 ($1,294)$330$964$98,644
273 ($1,294)$326$968$97,676
274 ($1,294)$323$971$96,705
275 ($1,294)$320$974$95,731
276 ($1,294)$317$977$94,754
Year 24 - 277 ($1,294)$313$980$93,774
278 ($1,294)$310$984$92,790
279 ($1,294)$307$987$91,803
280 ($1,294)$304$990$90,813
281 ($1,294)$300$993$89,820
282 ($1,294)$297$997$88,823
283 ($1,294)$294$1,000$87,823
284 ($1,294)$291$1,003$86,820
285 ($1,294)$287$1,007$85,813
286 ($1,294)$284$1,010$84,803
287 ($1,294)$281$1,013$83,790
288 ($1,294)$277$1,017$82,773
Year 25 - 289 ($1,294)$274$1,020$81,753
290 ($1,294)$270$1,023$80,730
291 ($1,294)$267$1,027$79,703
292 ($1,294)$264$1,030$78,673
293 ($1,294)$260$1,034$77,639
294 ($1,294)$257$1,037$76,602
295 ($1,294)$253$1,040$75,562
296 ($1,294)$250$1,044$74,518
297 ($1,294)$247$1,047$73,470
298 ($1,294)$243$1,051$72,420
299 ($1,294)$240$1,054$71,365
300 ($1,294)$236$1,058$70,308
Year 26 - 301 ($1,294)$233$1,061$69,246
302 ($1,294)$229$1,065$68,182
303 ($1,294)$226$1,068$67,113
304 ($1,294)$222$1,072$66,041
305 ($1,294)$218$1,075$64,966
306 ($1,294)$215$1,079$63,887
307 ($1,294)$211$1,083$62,805
308 ($1,294)$208$1,086$61,718
309 ($1,294)$204$1,090$60,629
310 ($1,294)$201$1,093$59,536
311 ($1,294)$197$1,097$58,439
312 ($1,294)$193$1,101$57,338
Year 27 - 313 ($1,294)$190$1,104$56,234
314 ($1,294)$186$1,108$55,126
315 ($1,294)$182$1,111$54,015
316 ($1,294)$179$1,115$52,899
317 ($1,294)$175$1,119$51,781
318 ($1,294)$171$1,123$50,658
319 ($1,294)$168$1,126$49,532
320 ($1,294)$164$1,130$48,402
321 ($1,294)$160$1,134$47,268
322 ($1,294)$156$1,137$46,130
323 ($1,294)$153$1,141$44,989
324 ($1,294)$149$1,145$43,844
Year 28 - 325 ($1,294)$145$1,149$42,695
326 ($1,294)$141$1,153$41,543
327 ($1,294)$137$1,156$40,386
328 ($1,294)$134$1,160$39,226
329 ($1,294)$130$1,164$38,062
330 ($1,294)$126$1,168$36,894
331 ($1,294)$122$1,172$35,722
332 ($1,294)$118$1,176$34,546
333 ($1,294)$114$1,180$33,367
334 ($1,294)$110$1,183$32,183
335 ($1,294)$106$1,187$30,996
336 ($1,294)$103$1,191$29,805
Year 29 - 337 ($1,294)$99$1,195$28,609
338 ($1,294)$95$1,199$27,410
339 ($1,294)$91$1,203$26,207
340 ($1,294)$87$1,207$25,000
341 ($1,294)$83$1,211$23,789
342 ($1,294)$79$1,215$22,574
343 ($1,294)$75$1,219$21,354
344 ($1,294)$71$1,223$20,131
345 ($1,294)$67$1,227$18,904
346 ($1,294)$63$1,231$17,673
347 ($1,294)$58$1,235$16,437
348 ($1,294)$54$1,239$15,198
Year 30 - 349 ($1,294)$50$1,244$13,954
350 ($1,294)$46$1,248$12,706
351 ($1,294)$42$1,252$11,455
352 ($1,294)$38$1,256$10,199
353 ($1,294)$34$1,260$8,938
354 ($1,294)$30$1,264$7,674
355 ($1,294)$25$1,268$6,406
356 ($1,294)$21$1,273$5,133
357 ($1,294)$17$1,277$3,856
358 ($1,294)$13$1,281$2,575
359 ($1,294)$9$1,285$1,290
360 ($1,294)$4$1,290$0
TOTALS$193,793$272,000$465,793

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.