« Back to all home prices

Mortgage Payment Schedule for a $340,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,283 360 $189,858 $461,858

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $340,000
Down Payment $68,000$272,000
Year 1 - 1 ($1,283)$884$399$271,601
2 ($1,283)$883$400$271,201
3 ($1,283)$881$402$270,799
4 ($1,283)$880$403$270,396
5 ($1,283)$879$404$269,992
6 ($1,283)$877$405$269,587
7 ($1,283)$876$407$269,180
8 ($1,283)$875$408$268,772
9 ($1,283)$874$409$268,363
10 ($1,283)$872$411$267,952
11 ($1,283)$871$412$267,540
12 ($1,283)$870$413$267,126
Year 2 - 13 ($1,283)$868$415$266,711
14 ($1,283)$867$416$266,295
15 ($1,283)$865$417$265,878
16 ($1,283)$864$419$265,459
17 ($1,283)$863$420$265,039
18 ($1,283)$861$422$264,617
19 ($1,283)$860$423$264,194
20 ($1,283)$859$424$263,770
21 ($1,283)$857$426$263,344
22 ($1,283)$856$427$262,917
23 ($1,283)$854$428$262,489
24 ($1,283)$853$430$262,059
Year 3 - 25 ($1,283)$852$431$261,628
26 ($1,283)$850$433$261,195
27 ($1,283)$849$434$260,761
28 ($1,283)$847$435$260,326
29 ($1,283)$846$437$259,889
30 ($1,283)$845$438$259,450
31 ($1,283)$843$440$259,011
32 ($1,283)$842$441$258,570
33 ($1,283)$840$443$258,127
34 ($1,283)$839$444$257,683
35 ($1,283)$837$445$257,237
36 ($1,283)$836$447$256,791
Year 4 - 37 ($1,283)$835$448$256,342
38 ($1,283)$833$450$255,892
39 ($1,283)$832$451$255,441
40 ($1,283)$830$453$254,988
41 ($1,283)$829$454$254,534
42 ($1,283)$827$456$254,078
43 ($1,283)$826$457$253,621
44 ($1,283)$824$459$253,163
45 ($1,283)$823$460$252,702
46 ($1,283)$821$462$252,241
47 ($1,283)$820$463$251,778
48 ($1,283)$818$465$251,313
Year 5 - 49 ($1,283)$817$466$250,847
50 ($1,283)$815$468$250,379
51 ($1,283)$814$469$249,910
52 ($1,283)$812$471$249,439
53 ($1,283)$811$472$248,967
54 ($1,283)$809$474$248,493
55 ($1,283)$808$475$248,018
56 ($1,283)$806$477$247,541
57 ($1,283)$805$478$247,062
58 ($1,283)$803$480$246,582
59 ($1,283)$801$482$246,101
60 ($1,283)$800$483$245,618
Year 6 - 61 ($1,283)$798$485$245,133
62 ($1,283)$797$486$244,647
63 ($1,283)$795$488$244,159
64 ($1,283)$794$489$243,670
65 ($1,283)$792$491$243,179
66 ($1,283)$790$493$242,686
67 ($1,283)$789$494$242,192
68 ($1,283)$787$496$241,696
69 ($1,283)$786$497$241,198
70 ($1,283)$784$499$240,699
71 ($1,283)$782$501$240,199
72 ($1,283)$781$502$239,696
Year 7 - 73 ($1,283)$779$504$239,193
74 ($1,283)$777$506$238,687
75 ($1,283)$776$507$238,180
76 ($1,283)$774$509$237,671
77 ($1,283)$772$511$237,160
78 ($1,283)$771$512$236,648
79 ($1,283)$769$514$236,134
80 ($1,283)$767$516$235,619
81 ($1,283)$766$517$235,102
82 ($1,283)$764$519$234,583
83 ($1,283)$762$521$234,062
84 ($1,283)$761$522$233,540
Year 8 - 85 ($1,283)$759$524$233,016
86 ($1,283)$757$526$232,491
87 ($1,283)$756$527$231,963
88 ($1,283)$754$529$231,434
89 ($1,283)$752$531$230,903
90 ($1,283)$750$533$230,371
91 ($1,283)$749$534$229,837
92 ($1,283)$747$536$229,301
93 ($1,283)$745$538$228,763
94 ($1,283)$743$539$228,224
95 ($1,283)$742$541$227,682
96 ($1,283)$740$543$227,139
Year 9 - 97 ($1,283)$738$545$226,595
98 ($1,283)$736$547$226,048
99 ($1,283)$735$548$225,500
100 ($1,283)$733$550$224,950
101 ($1,283)$731$552$224,398
102 ($1,283)$729$554$223,844
103 ($1,283)$727$555$223,289
104 ($1,283)$726$557$222,732
105 ($1,283)$724$559$222,172
106 ($1,283)$722$561$221,612
107 ($1,283)$720$563$221,049
108 ($1,283)$718$565$220,484
Year 10 - 109 ($1,283)$717$566$219,918
110 ($1,283)$715$568$219,350
111 ($1,283)$713$570$218,780
112 ($1,283)$711$572$218,208
113 ($1,283)$709$574$217,634
114 ($1,283)$707$576$217,058
115 ($1,283)$705$577$216,481
116 ($1,283)$704$579$215,902
117 ($1,283)$702$581$215,320
118 ($1,283)$700$583$214,737
119 ($1,283)$698$585$214,152
120 ($1,283)$696$587$213,565
Year 11 - 121 ($1,283)$694$589$212,976
122 ($1,283)$692$591$212,386
123 ($1,283)$690$593$211,793
124 ($1,283)$688$595$211,198
125 ($1,283)$686$597$210,602
126 ($1,283)$684$598$210,003
127 ($1,283)$683$600$209,403
128 ($1,283)$681$602$208,800
129 ($1,283)$679$604$208,196
130 ($1,283)$677$606$207,590
131 ($1,283)$675$608$206,982
132 ($1,283)$673$610$206,371
Year 12 - 133 ($1,283)$671$612$205,759
134 ($1,283)$669$614$205,145
135 ($1,283)$667$616$204,529
136 ($1,283)$665$618$203,910
137 ($1,283)$663$620$203,290
138 ($1,283)$661$622$202,668
139 ($1,283)$659$624$202,044
140 ($1,283)$657$626$201,417
141 ($1,283)$655$628$200,789
142 ($1,283)$653$630$200,159
143 ($1,283)$651$632$199,526
144 ($1,283)$648$634$198,892
Year 13 - 145 ($1,283)$646$637$198,255
146 ($1,283)$644$639$197,617
147 ($1,283)$642$641$196,976
148 ($1,283)$640$643$196,333
149 ($1,283)$638$645$195,688
150 ($1,283)$636$647$195,041
151 ($1,283)$634$649$194,392
152 ($1,283)$632$651$193,741
153 ($1,283)$630$653$193,088
154 ($1,283)$628$655$192,433
155 ($1,283)$625$658$191,775
156 ($1,283)$623$660$191,115
Year 14 - 157 ($1,283)$621$662$190,453
158 ($1,283)$619$664$189,790
159 ($1,283)$617$666$189,123
160 ($1,283)$615$668$188,455
161 ($1,283)$612$670$187,785
162 ($1,283)$610$673$187,112
163 ($1,283)$608$675$186,437
164 ($1,283)$606$677$185,760
165 ($1,283)$604$679$185,081
166 ($1,283)$602$681$184,400
167 ($1,283)$599$684$183,716
168 ($1,283)$597$686$183,030
Year 15 - 169 ($1,283)$595$688$182,342
170 ($1,283)$593$690$181,652
171 ($1,283)$590$693$180,959
172 ($1,283)$588$695$180,264
173 ($1,283)$586$697$179,567
174 ($1,283)$584$699$178,868
175 ($1,283)$581$702$178,166
176 ($1,283)$579$704$177,462
177 ($1,283)$577$706$176,756
178 ($1,283)$574$708$176,048
179 ($1,283)$572$711$175,337
180 ($1,283)$570$713$174,624
Year 16 - 181 ($1,283)$568$715$173,908
182 ($1,283)$565$718$173,191
183 ($1,283)$563$720$172,471
184 ($1,283)$561$722$171,748
185 ($1,283)$558$725$171,023
186 ($1,283)$556$727$170,296
187 ($1,283)$553$729$169,567
188 ($1,283)$551$732$168,835
189 ($1,283)$549$734$168,101
190 ($1,283)$546$737$167,364
191 ($1,283)$544$739$166,625
192 ($1,283)$542$741$165,884
Year 17 - 193 ($1,283)$539$744$165,140
194 ($1,283)$537$746$164,394
195 ($1,283)$534$749$163,645
196 ($1,283)$532$751$162,894
197 ($1,283)$529$754$162,140
198 ($1,283)$527$756$161,384
199 ($1,283)$524$758$160,626
200 ($1,283)$522$761$159,865
201 ($1,283)$520$763$159,102
202 ($1,283)$517$766$158,336
203 ($1,283)$515$768$157,567
204 ($1,283)$512$771$156,797
Year 18 - 205 ($1,283)$510$773$156,023
206 ($1,283)$507$776$155,247
207 ($1,283)$505$778$154,469
208 ($1,283)$502$781$153,688
209 ($1,283)$499$783$152,905
210 ($1,283)$497$786$152,119
211 ($1,283)$494$789$151,330
212 ($1,283)$492$791$150,539
213 ($1,283)$489$794$149,745
214 ($1,283)$487$796$148,949
215 ($1,283)$484$799$148,150
216 ($1,283)$481$801$147,349
Year 19 - 217 ($1,283)$479$804$146,545
218 ($1,283)$476$807$145,738
219 ($1,283)$474$809$144,929
220 ($1,283)$471$812$144,117
221 ($1,283)$468$815$143,302
222 ($1,283)$466$817$142,485
223 ($1,283)$463$820$141,665
224 ($1,283)$460$823$140,843
225 ($1,283)$458$825$140,017
226 ($1,283)$455$828$139,190
227 ($1,283)$452$831$138,359
228 ($1,283)$450$833$137,526
Year 20 - 229 ($1,283)$447$836$136,690
230 ($1,283)$444$839$135,851
231 ($1,283)$442$841$135,010
232 ($1,283)$439$844$134,165
233 ($1,283)$436$847$133,319
234 ($1,283)$433$850$132,469
235 ($1,283)$431$852$131,617
236 ($1,283)$428$855$130,761
237 ($1,283)$425$858$129,903
238 ($1,283)$422$861$129,043
239 ($1,283)$419$864$128,179
240 ($1,283)$417$866$127,313
Year 21 - 241 ($1,283)$414$869$126,444
242 ($1,283)$411$872$125,572
243 ($1,283)$408$875$124,697
244 ($1,283)$405$878$123,819
245 ($1,283)$402$881$122,939
246 ($1,283)$400$883$122,055
247 ($1,283)$397$886$121,169
248 ($1,283)$394$889$120,280
249 ($1,283)$391$892$119,388
250 ($1,283)$388$895$118,493
251 ($1,283)$385$898$117,595
252 ($1,283)$382$901$116,694
Year 22 - 253 ($1,283)$379$904$115,791
254 ($1,283)$376$907$114,884
255 ($1,283)$373$910$113,974
256 ($1,283)$370$913$113,062
257 ($1,283)$367$915$112,146
258 ($1,283)$364$918$111,228
259 ($1,283)$361$921$110,306
260 ($1,283)$358$924$109,382
261 ($1,283)$355$927$108,455
262 ($1,283)$352$930$107,524
263 ($1,283)$349$933$106,591
264 ($1,283)$346$937$105,654
Year 23 - 265 ($1,283)$343$940$104,715
266 ($1,283)$340$943$103,772
267 ($1,283)$337$946$102,826
268 ($1,283)$334$949$101,877
269 ($1,283)$331$952$100,926
270 ($1,283)$328$955$99,971
271 ($1,283)$325$958$99,013
272 ($1,283)$322$961$98,052
273 ($1,283)$319$964$97,087
274 ($1,283)$316$967$96,120
275 ($1,283)$312$971$95,149
276 ($1,283)$309$974$94,176
Year 24 - 277 ($1,283)$306$977$93,199
278 ($1,283)$303$980$92,219
279 ($1,283)$300$983$91,235
280 ($1,283)$297$986$90,249
281 ($1,283)$293$990$89,259
282 ($1,283)$290$993$88,267
283 ($1,283)$287$996$87,270
284 ($1,283)$284$999$86,271
285 ($1,283)$280$1,003$85,269
286 ($1,283)$277$1,006$84,263
287 ($1,283)$274$1,009$83,254
288 ($1,283)$271$1,012$82,241
Year 25 - 289 ($1,283)$267$1,016$81,226
290 ($1,283)$264$1,019$80,207
291 ($1,283)$261$1,022$79,184
292 ($1,283)$257$1,026$78,159
293 ($1,283)$254$1,029$77,130
294 ($1,283)$251$1,032$76,098
295 ($1,283)$247$1,036$75,062
296 ($1,283)$244$1,039$74,023
297 ($1,283)$241$1,042$72,981
298 ($1,283)$237$1,046$71,935
299 ($1,283)$234$1,049$70,886
300 ($1,283)$230$1,053$69,833
Year 26 - 301 ($1,283)$227$1,056$68,777
302 ($1,283)$224$1,059$67,718
303 ($1,283)$220$1,063$66,655
304 ($1,283)$217$1,066$65,589
305 ($1,283)$213$1,070$64,519
306 ($1,283)$210$1,073$63,446
307 ($1,283)$206$1,077$62,369
308 ($1,283)$203$1,080$61,289
309 ($1,283)$199$1,084$60,205
310 ($1,283)$196$1,087$59,118
311 ($1,283)$192$1,091$58,027
312 ($1,283)$189$1,094$56,933
Year 27 - 313 ($1,283)$185$1,098$55,835
314 ($1,283)$181$1,101$54,733
315 ($1,283)$178$1,105$53,628
316 ($1,283)$174$1,109$52,519
317 ($1,283)$171$1,112$51,407
318 ($1,283)$167$1,116$50,291
319 ($1,283)$163$1,119$49,172
320 ($1,283)$160$1,123$48,049
321 ($1,283)$156$1,127$46,922
322 ($1,283)$152$1,130$45,792
323 ($1,283)$149$1,134$44,657
324 ($1,283)$145$1,138$43,520
Year 28 - 325 ($1,283)$141$1,141$42,378
326 ($1,283)$138$1,145$41,233
327 ($1,283)$134$1,149$40,084
328 ($1,283)$130$1,153$38,931
329 ($1,283)$127$1,156$37,775
330 ($1,283)$123$1,160$36,615
331 ($1,283)$119$1,164$35,451
332 ($1,283)$115$1,168$34,283
333 ($1,283)$111$1,172$33,112
334 ($1,283)$108$1,175$31,936
335 ($1,283)$104$1,179$30,757
336 ($1,283)$100$1,183$29,574
Year 29 - 337 ($1,283)$96$1,187$28,387
338 ($1,283)$92$1,191$27,197
339 ($1,283)$88$1,195$26,002
340 ($1,283)$85$1,198$24,804
341 ($1,283)$81$1,202$23,601
342 ($1,283)$77$1,206$22,395
343 ($1,283)$73$1,210$21,185
344 ($1,283)$69$1,214$19,971
345 ($1,283)$65$1,218$18,753
346 ($1,283)$61$1,222$17,531
347 ($1,283)$57$1,226$16,305
348 ($1,283)$53$1,230$15,075
Year 30 - 349 ($1,283)$49$1,234$13,841
350 ($1,283)$45$1,238$12,603
351 ($1,283)$41$1,242$11,361
352 ($1,283)$37$1,246$10,115
353 ($1,283)$33$1,250$8,865
354 ($1,283)$29$1,254$7,611
355 ($1,283)$25$1,258$6,353
356 ($1,283)$21$1,262$5,090
357 ($1,283)$17$1,266$3,824
358 ($1,283)$12$1,271$2,553
359 ($1,283)$8$1,275$1,279
360 ($1,283)$4$1,279$0
TOTALS$189,858$272,000$461,858

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.