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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,298 360 $193,800 $467,400

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,298)$901$398$273,202
2 ($1,298)$899$399$272,803
3 ($1,298)$898$400$272,403
4 ($1,298)$897$402$272,001
5 ($1,298)$895$403$271,598
6 ($1,298)$894$404$271,194
7 ($1,298)$893$406$270,788
8 ($1,298)$891$407$270,381
9 ($1,298)$890$408$269,973
10 ($1,298)$889$410$269,563
11 ($1,298)$887$411$269,152
12 ($1,298)$886$412$268,740
Year 2 - 13 ($1,298)$885$414$268,326
14 ($1,298)$883$415$267,911
15 ($1,298)$882$416$267,495
16 ($1,298)$881$418$267,077
17 ($1,298)$879$419$266,658
18 ($1,298)$878$421$266,237
19 ($1,298)$876$422$265,815
20 ($1,298)$875$423$265,392
21 ($1,298)$874$425$264,967
22 ($1,298)$872$426$264,541
23 ($1,298)$871$428$264,113
24 ($1,298)$869$429$263,684
Year 3 - 25 ($1,298)$868$430$263,254
26 ($1,298)$867$432$262,822
27 ($1,298)$865$433$262,389
28 ($1,298)$864$435$261,954
29 ($1,298)$862$436$261,518
30 ($1,298)$861$438$261,081
31 ($1,298)$859$439$260,642
32 ($1,298)$858$440$260,201
33 ($1,298)$856$442$259,759
34 ($1,298)$855$443$259,316
35 ($1,298)$854$445$258,871
36 ($1,298)$852$446$258,425
Year 4 - 37 ($1,298)$851$448$257,977
38 ($1,298)$849$449$257,528
39 ($1,298)$848$451$257,078
40 ($1,298)$846$452$256,626
41 ($1,298)$845$454$256,172
42 ($1,298)$843$455$255,717
43 ($1,298)$842$457$255,260
44 ($1,298)$840$458$254,802
45 ($1,298)$839$460$254,343
46 ($1,298)$837$461$253,881
47 ($1,298)$836$463$253,419
48 ($1,298)$834$464$252,955
Year 5 - 49 ($1,298)$833$466$252,489
50 ($1,298)$831$467$252,022
51 ($1,298)$830$469$251,553
52 ($1,298)$828$470$251,083
53 ($1,298)$826$472$250,611
54 ($1,298)$825$473$250,137
55 ($1,298)$823$475$249,662
56 ($1,298)$822$477$249,186
57 ($1,298)$820$478$248,708
58 ($1,298)$819$480$248,228
59 ($1,298)$817$481$247,747
60 ($1,298)$816$483$247,264
Year 6 - 61 ($1,298)$814$484$246,780
62 ($1,298)$812$486$246,294
63 ($1,298)$811$488$245,806
64 ($1,298)$809$489$245,317
65 ($1,298)$808$491$244,826
66 ($1,298)$806$492$244,333
67 ($1,298)$804$494$243,839
68 ($1,298)$803$496$243,344
69 ($1,298)$801$497$242,846
70 ($1,298)$799$499$242,347
71 ($1,298)$798$501$241,847
72 ($1,298)$796$502$241,345
Year 7 - 73 ($1,298)$794$504$240,841
74 ($1,298)$793$506$240,335
75 ($1,298)$791$507$239,828
76 ($1,298)$789$509$239,319
77 ($1,298)$788$511$238,808
78 ($1,298)$786$512$238,296
79 ($1,298)$784$514$237,782
80 ($1,298)$783$516$237,267
81 ($1,298)$781$517$236,749
82 ($1,298)$779$519$236,230
83 ($1,298)$778$521$235,709
84 ($1,298)$776$522$235,187
Year 8 - 85 ($1,298)$774$524$234,663
86 ($1,298)$772$526$234,137
87 ($1,298)$771$528$233,609
88 ($1,298)$769$529$233,080
89 ($1,298)$767$531$232,549
90 ($1,298)$765$533$232,016
91 ($1,298)$764$535$231,481
92 ($1,298)$762$536$230,945
93 ($1,298)$760$538$230,407
94 ($1,298)$758$540$229,867
95 ($1,298)$757$542$229,325
96 ($1,298)$755$543$228,782
Year 9 - 97 ($1,298)$753$545$228,236
98 ($1,298)$751$547$227,689
99 ($1,298)$749$549$227,141
100 ($1,298)$748$551$226,590
101 ($1,298)$746$552$226,037
102 ($1,298)$744$554$225,483
103 ($1,298)$742$556$224,927
104 ($1,298)$740$558$224,369
105 ($1,298)$739$560$223,809
106 ($1,298)$737$562$223,248
107 ($1,298)$735$563$222,684
108 ($1,298)$733$565$222,119
Year 10 - 109 ($1,298)$731$567$221,552
110 ($1,298)$729$569$220,983
111 ($1,298)$727$571$220,412
112 ($1,298)$726$573$219,839
113 ($1,298)$724$575$219,264
114 ($1,298)$722$577$218,688
115 ($1,298)$720$578$218,109
116 ($1,298)$718$580$217,529
117 ($1,298)$716$582$216,946
118 ($1,298)$714$584$216,362
119 ($1,298)$712$586$215,776
120 ($1,298)$710$588$215,188
Year 11 - 121 ($1,298)$708$590$214,598
122 ($1,298)$706$592$214,006
123 ($1,298)$704$594$213,412
124 ($1,298)$702$596$212,816
125 ($1,298)$701$598$212,218
126 ($1,298)$699$600$211,619
127 ($1,298)$697$602$211,017
128 ($1,298)$695$604$210,413
129 ($1,298)$693$606$209,807
130 ($1,298)$691$608$209,200
131 ($1,298)$689$610$208,590
132 ($1,298)$687$612$207,978
Year 12 - 133 ($1,298)$685$614$207,364
134 ($1,298)$683$616$206,749
135 ($1,298)$681$618$206,131
136 ($1,298)$679$620$205,511
137 ($1,298)$676$622$204,889
138 ($1,298)$674$624$204,265
139 ($1,298)$672$626$203,639
140 ($1,298)$670$628$203,011
141 ($1,298)$668$630$202,381
142 ($1,298)$666$632$201,749
143 ($1,298)$664$634$201,115
144 ($1,298)$662$636$200,479
Year 13 - 145 ($1,298)$660$638$199,840
146 ($1,298)$658$641$199,200
147 ($1,298)$656$643$198,557
148 ($1,298)$654$645$197,912
149 ($1,298)$651$647$197,265
150 ($1,298)$649$649$196,616
151 ($1,298)$647$651$195,965
152 ($1,298)$645$653$195,312
153 ($1,298)$643$655$194,656
154 ($1,298)$641$658$193,999
155 ($1,298)$639$660$193,339
156 ($1,298)$636$662$192,677
Year 14 - 157 ($1,298)$634$664$192,013
158 ($1,298)$632$666$191,347
159 ($1,298)$630$668$190,678
160 ($1,298)$628$671$190,008
161 ($1,298)$625$673$189,335
162 ($1,298)$623$675$188,660
163 ($1,298)$621$677$187,982
164 ($1,298)$619$680$187,303
165 ($1,298)$617$682$186,621
166 ($1,298)$614$684$185,937
167 ($1,298)$612$686$185,251
168 ($1,298)$610$689$184,562
Year 15 - 169 ($1,298)$608$691$183,871
170 ($1,298)$605$693$183,178
171 ($1,298)$603$695$182,483
172 ($1,298)$601$698$181,785
173 ($1,298)$598$700$181,085
174 ($1,298)$596$702$180,383
175 ($1,298)$594$705$179,678
176 ($1,298)$591$707$178,971
177 ($1,298)$589$709$178,262
178 ($1,298)$587$712$177,551
179 ($1,298)$584$714$176,837
180 ($1,298)$582$716$176,121
Year 16 - 181 ($1,298)$580$719$175,402
182 ($1,298)$577$721$174,681
183 ($1,298)$575$723$173,958
184 ($1,298)$573$726$173,232
185 ($1,298)$570$728$172,504
186 ($1,298)$568$731$171,773
187 ($1,298)$565$733$171,040
188 ($1,298)$563$735$170,305
189 ($1,298)$561$738$169,567
190 ($1,298)$558$740$168,827
191 ($1,298)$556$743$168,085
192 ($1,298)$553$745$167,339
Year 17 - 193 ($1,298)$551$748$166,592
194 ($1,298)$548$750$165,842
195 ($1,298)$546$752$165,090
196 ($1,298)$543$755$164,335
197 ($1,298)$541$757$163,577
198 ($1,298)$538$760$162,817
199 ($1,298)$536$762$162,055
200 ($1,298)$533$765$161,290
201 ($1,298)$531$767$160,523
202 ($1,298)$528$770$159,753
203 ($1,298)$526$772$158,980
204 ($1,298)$523$775$158,205
Year 18 - 205 ($1,298)$521$778$157,428
206 ($1,298)$518$780$156,647
207 ($1,298)$516$783$155,865
208 ($1,298)$513$785$155,079
209 ($1,298)$510$788$154,292
210 ($1,298)$508$790$153,501
211 ($1,298)$505$793$152,708
212 ($1,298)$503$796$151,912
213 ($1,298)$500$798$151,114
214 ($1,298)$497$801$150,313
215 ($1,298)$495$804$149,510
216 ($1,298)$492$806$148,703
Year 19 - 217 ($1,298)$489$809$147,895
218 ($1,298)$487$812$147,083
219 ($1,298)$484$814$146,269
220 ($1,298)$481$817$145,452
221 ($1,298)$479$820$144,632
222 ($1,298)$476$822$143,810
223 ($1,298)$473$825$142,985
224 ($1,298)$471$828$142,158
225 ($1,298)$468$830$141,327
226 ($1,298)$465$833$140,494
227 ($1,298)$462$836$139,658
228 ($1,298)$460$839$138,820
Year 20 - 229 ($1,298)$457$841$137,978
230 ($1,298)$454$844$137,134
231 ($1,298)$451$847$136,287
232 ($1,298)$449$850$135,437
233 ($1,298)$446$853$134,585
234 ($1,298)$443$855$133,730
235 ($1,298)$440$858$132,871
236 ($1,298)$437$861$132,010
237 ($1,298)$435$864$131,147
238 ($1,298)$432$867$130,280
239 ($1,298)$429$869$129,410
240 ($1,298)$426$872$128,538
Year 21 - 241 ($1,298)$423$875$127,663
242 ($1,298)$420$878$126,785
243 ($1,298)$417$881$125,904
244 ($1,298)$414$884$125,020
245 ($1,298)$412$887$124,133
246 ($1,298)$409$890$123,243
247 ($1,298)$406$893$122,351
248 ($1,298)$403$896$121,455
249 ($1,298)$400$899$120,557
250 ($1,298)$397$902$119,655
251 ($1,298)$394$904$118,751
252 ($1,298)$391$907$117,843
Year 22 - 253 ($1,298)$388$910$116,933
254 ($1,298)$385$913$116,019
255 ($1,298)$382$916$115,103
256 ($1,298)$379$919$114,183
257 ($1,298)$376$922$113,261
258 ($1,298)$373$926$112,335
259 ($1,298)$370$929$111,407
260 ($1,298)$367$932$110,475
261 ($1,298)$364$935$109,541
262 ($1,298)$361$938$108,603
263 ($1,298)$357$941$107,662
264 ($1,298)$354$944$106,718
Year 23 - 265 ($1,298)$351$947$105,771
266 ($1,298)$348$950$104,821
267 ($1,298)$345$953$103,867
268 ($1,298)$342$956$102,911
269 ($1,298)$339$960$101,951
270 ($1,298)$336$963$100,989
271 ($1,298)$332$966$100,023
272 ($1,298)$329$969$99,054
273 ($1,298)$326$972$98,081
274 ($1,298)$323$975$97,106
275 ($1,298)$320$979$96,127
276 ($1,298)$316$982$95,145
Year 24 - 277 ($1,298)$313$985$94,160
278 ($1,298)$310$988$93,172
279 ($1,298)$307$992$92,180
280 ($1,298)$303$995$91,185
281 ($1,298)$300$998$90,187
282 ($1,298)$297$1,001$89,186
283 ($1,298)$294$1,005$88,181
284 ($1,298)$290$1,008$87,173
285 ($1,298)$287$1,011$86,161
286 ($1,298)$284$1,015$85,147
287 ($1,298)$280$1,018$84,129
288 ($1,298)$277$1,021$83,107
Year 25 - 289 ($1,298)$274$1,025$82,082
290 ($1,298)$270$1,028$81,054
291 ($1,298)$267$1,032$80,023
292 ($1,298)$263$1,035$78,988
293 ($1,298)$260$1,038$77,949
294 ($1,298)$257$1,042$76,908
295 ($1,298)$253$1,045$75,862
296 ($1,298)$250$1,049$74,814
297 ($1,298)$246$1,052$73,762
298 ($1,298)$243$1,056$72,706
299 ($1,298)$239$1,059$71,647
300 ($1,298)$236$1,062$70,585
Year 26 - 301 ($1,298)$232$1,066$69,519
302 ($1,298)$229$1,070$68,449
303 ($1,298)$225$1,073$67,376
304 ($1,298)$222$1,077$66,300
305 ($1,298)$218$1,080$65,220
306 ($1,298)$215$1,084$64,136
307 ($1,298)$211$1,087$63,049
308 ($1,298)$208$1,091$61,958
309 ($1,298)$204$1,094$60,864
310 ($1,298)$200$1,098$59,766
311 ($1,298)$197$1,102$58,664
312 ($1,298)$193$1,105$57,559
Year 27 - 313 ($1,298)$189$1,109$56,450
314 ($1,298)$186$1,113$55,337
315 ($1,298)$182$1,116$54,221
316 ($1,298)$178$1,120$53,101
317 ($1,298)$175$1,124$51,978
318 ($1,298)$171$1,127$50,851
319 ($1,298)$167$1,131$49,720
320 ($1,298)$164$1,135$48,585
321 ($1,298)$160$1,138$47,446
322 ($1,298)$156$1,142$46,304
323 ($1,298)$152$1,146$45,158
324 ($1,298)$149$1,150$44,009
Year 28 - 325 ($1,298)$145$1,153$42,855
326 ($1,298)$141$1,157$41,698
327 ($1,298)$137$1,161$40,537
328 ($1,298)$133$1,165$39,372
329 ($1,298)$130$1,169$38,203
330 ($1,298)$126$1,173$37,031
331 ($1,298)$122$1,176$35,854
332 ($1,298)$118$1,180$34,674
333 ($1,298)$114$1,184$33,490
334 ($1,298)$110$1,188$32,302
335 ($1,298)$106$1,192$31,110
336 ($1,298)$102$1,196$29,914
Year 29 - 337 ($1,298)$98$1,200$28,714
338 ($1,298)$95$1,204$27,510
339 ($1,298)$91$1,208$26,302
340 ($1,298)$87$1,212$25,090
341 ($1,298)$83$1,216$23,875
342 ($1,298)$79$1,220$22,655
343 ($1,298)$75$1,224$21,431
344 ($1,298)$71$1,228$20,203
345 ($1,298)$67$1,232$18,972
346 ($1,298)$62$1,236$17,736
347 ($1,298)$58$1,240$16,496
348 ($1,298)$54$1,244$15,252
Year 30 - 349 ($1,298)$50$1,248$14,004
350 ($1,298)$46$1,252$12,751
351 ($1,298)$42$1,256$11,495
352 ($1,298)$38$1,260$10,234
353 ($1,298)$34$1,265$8,970
354 ($1,298)$30$1,269$7,701
355 ($1,298)$25$1,273$6,428
356 ($1,298)$21$1,277$5,151
357 ($1,298)$17$1,281$3,869
358 ($1,298)$13$1,286$2,584
359 ($1,298)$9$1,290$1,294
360 ($1,298)$4$1,294$0
TOTALS$193,800$273,600$467,400

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.