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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,367 360 $218,467 $492,067

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,367)$999$368$273,232
2 ($1,367)$997$370$272,862
3 ($1,367)$996$371$272,491
4 ($1,367)$995$372$272,119
5 ($1,367)$993$374$271,745
6 ($1,367)$992$375$271,370
7 ($1,367)$991$376$270,994
8 ($1,367)$989$378$270,616
9 ($1,367)$988$379$270,237
10 ($1,367)$986$380$269,857
11 ($1,367)$985$382$269,475
12 ($1,367)$984$383$269,092
Year 2 - 13 ($1,367)$982$385$268,707
14 ($1,367)$981$386$268,321
15 ($1,367)$979$387$267,933
16 ($1,367)$978$389$267,545
17 ($1,367)$977$390$267,154
18 ($1,367)$975$392$266,763
19 ($1,367)$974$393$266,369
20 ($1,367)$972$395$265,975
21 ($1,367)$971$396$265,579
22 ($1,367)$969$397$265,181
23 ($1,367)$968$399$264,782
24 ($1,367)$966$400$264,382
Year 3 - 25 ($1,367)$965$402$263,980
26 ($1,367)$964$403$263,577
27 ($1,367)$962$405$263,172
28 ($1,367)$961$406$262,766
29 ($1,367)$959$408$262,358
30 ($1,367)$958$409$261,949
31 ($1,367)$956$411$261,538
32 ($1,367)$955$412$261,126
33 ($1,367)$953$414$260,712
34 ($1,367)$952$415$260,297
35 ($1,367)$950$417$259,880
36 ($1,367)$949$418$259,462
Year 4 - 37 ($1,367)$947$420$259,042
38 ($1,367)$946$421$258,620
39 ($1,367)$944$423$258,198
40 ($1,367)$942$424$257,773
41 ($1,367)$941$426$257,347
42 ($1,367)$939$428$256,920
43 ($1,367)$938$429$256,490
44 ($1,367)$936$431$256,060
45 ($1,367)$935$432$255,628
46 ($1,367)$933$434$255,194
47 ($1,367)$931$435$254,758
48 ($1,367)$930$437$254,321
Year 5 - 49 ($1,367)$928$439$253,883
50 ($1,367)$927$440$253,443
51 ($1,367)$925$442$253,001
52 ($1,367)$923$443$252,557
53 ($1,367)$922$445$252,112
54 ($1,367)$920$447$251,666
55 ($1,367)$919$448$251,218
56 ($1,367)$917$450$250,768
57 ($1,367)$915$452$250,316
58 ($1,367)$914$453$249,863
59 ($1,367)$912$455$249,408
60 ($1,367)$910$457$248,952
Year 6 - 61 ($1,367)$909$458$248,493
62 ($1,367)$907$460$248,033
63 ($1,367)$905$462$247,572
64 ($1,367)$904$463$247,109
65 ($1,367)$902$465$246,644
66 ($1,367)$900$467$246,177
67 ($1,367)$899$468$245,709
68 ($1,367)$897$470$245,239
69 ($1,367)$895$472$244,767
70 ($1,367)$893$473$244,294
71 ($1,367)$892$475$243,819
72 ($1,367)$890$477$243,342
Year 7 - 73 ($1,367)$888$479$242,863
74 ($1,367)$886$480$242,383
75 ($1,367)$885$482$241,900
76 ($1,367)$883$484$241,417
77 ($1,367)$881$486$240,931
78 ($1,367)$879$487$240,443
79 ($1,367)$878$489$239,954
80 ($1,367)$876$491$239,463
81 ($1,367)$874$493$238,970
82 ($1,367)$872$495$238,476
83 ($1,367)$870$496$237,979
84 ($1,367)$869$498$237,481
Year 8 - 85 ($1,367)$867$500$236,981
86 ($1,367)$865$502$236,479
87 ($1,367)$863$504$235,975
88 ($1,367)$861$506$235,470
89 ($1,367)$859$507$234,963
90 ($1,367)$858$509$234,453
91 ($1,367)$856$511$233,942
92 ($1,367)$854$513$233,429
93 ($1,367)$852$515$232,914
94 ($1,367)$850$517$232,398
95 ($1,367)$848$519$231,879
96 ($1,367)$846$520$231,359
Year 9 - 97 ($1,367)$844$522$230,836
98 ($1,367)$843$524$230,312
99 ($1,367)$841$526$229,786
100 ($1,367)$839$528$229,258
101 ($1,367)$837$530$228,727
102 ($1,367)$835$532$228,195
103 ($1,367)$833$534$227,662
104 ($1,367)$831$536$227,126
105 ($1,367)$829$538$226,588
106 ($1,367)$827$540$226,048
107 ($1,367)$825$542$225,506
108 ($1,367)$823$544$224,962
Year 10 - 109 ($1,367)$821$546$224,417
110 ($1,367)$819$548$223,869
111 ($1,367)$817$550$223,319
112 ($1,367)$815$552$222,768
113 ($1,367)$813$554$222,214
114 ($1,367)$811$556$221,658
115 ($1,367)$809$558$221,100
116 ($1,367)$807$560$220,540
117 ($1,367)$805$562$219,979
118 ($1,367)$803$564$219,415
119 ($1,367)$801$566$218,849
120 ($1,367)$799$568$218,281
Year 11 - 121 ($1,367)$797$570$217,710
122 ($1,367)$795$572$217,138
123 ($1,367)$793$574$216,564
124 ($1,367)$790$576$215,988
125 ($1,367)$788$578$215,409
126 ($1,367)$786$581$214,828
127 ($1,367)$784$583$214,246
128 ($1,367)$782$585$213,661
129 ($1,367)$780$587$213,074
130 ($1,367)$778$589$212,485
131 ($1,367)$776$591$211,893
132 ($1,367)$773$593$211,300
Year 12 - 133 ($1,367)$771$596$210,704
134 ($1,367)$769$598$210,107
135 ($1,367)$767$600$209,507
136 ($1,367)$765$602$208,904
137 ($1,367)$763$604$208,300
138 ($1,367)$760$607$207,694
139 ($1,367)$758$609$207,085
140 ($1,367)$756$611$206,474
141 ($1,367)$754$613$205,861
142 ($1,367)$751$615$205,245
143 ($1,367)$749$618$204,627
144 ($1,367)$747$620$204,007
Year 13 - 145 ($1,367)$745$622$203,385
146 ($1,367)$742$624$202,761
147 ($1,367)$740$627$202,134
148 ($1,367)$738$629$201,505
149 ($1,367)$735$631$200,874
150 ($1,367)$733$634$200,240
151 ($1,367)$731$636$199,604
152 ($1,367)$729$638$198,966
153 ($1,367)$726$641$198,325
154 ($1,367)$724$643$197,682
155 ($1,367)$722$645$197,037
156 ($1,367)$719$648$196,389
Year 14 - 157 ($1,367)$717$650$195,739
158 ($1,367)$714$652$195,087
159 ($1,367)$712$655$194,432
160 ($1,367)$710$657$193,775
161 ($1,367)$707$660$193,115
162 ($1,367)$705$662$192,453
163 ($1,367)$702$664$191,789
164 ($1,367)$700$667$191,122
165 ($1,367)$698$669$190,453
166 ($1,367)$695$672$189,781
167 ($1,367)$693$674$189,107
168 ($1,367)$690$677$188,430
Year 15 - 169 ($1,367)$688$679$187,751
170 ($1,367)$685$682$187,070
171 ($1,367)$683$684$186,385
172 ($1,367)$680$687$185,699
173 ($1,367)$678$689$185,010
174 ($1,367)$675$692$184,318
175 ($1,367)$673$694$183,624
176 ($1,367)$670$697$182,928
177 ($1,367)$668$699$182,228
178 ($1,367)$665$702$181,527
179 ($1,367)$663$704$180,822
180 ($1,367)$660$707$180,116
Year 16 - 181 ($1,367)$657$709$179,406
182 ($1,367)$655$712$178,694
183 ($1,367)$652$715$177,980
184 ($1,367)$650$717$177,262
185 ($1,367)$647$720$176,542
186 ($1,367)$644$722$175,820
187 ($1,367)$642$725$175,095
188 ($1,367)$639$728$174,367
189 ($1,367)$636$730$173,637
190 ($1,367)$634$733$172,904
191 ($1,367)$631$736$172,168
192 ($1,367)$628$738$171,429
Year 17 - 193 ($1,367)$626$741$170,688
194 ($1,367)$623$744$169,944
195 ($1,367)$620$747$169,198
196 ($1,367)$618$749$168,449
197 ($1,367)$615$752$167,697
198 ($1,367)$612$755$166,942
199 ($1,367)$609$758$166,184
200 ($1,367)$607$760$165,424
201 ($1,367)$604$763$164,661
202 ($1,367)$601$766$163,895
203 ($1,367)$598$769$163,127
204 ($1,367)$595$771$162,355
Year 18 - 205 ($1,367)$593$774$161,581
206 ($1,367)$590$777$160,804
207 ($1,367)$587$780$160,024
208 ($1,367)$584$783$159,241
209 ($1,367)$581$786$158,455
210 ($1,367)$578$788$157,667
211 ($1,367)$575$791$156,876
212 ($1,367)$573$794$156,081
213 ($1,367)$570$797$155,284
214 ($1,367)$567$800$154,484
215 ($1,367)$564$803$153,681
216 ($1,367)$561$806$152,875
Year 19 - 217 ($1,367)$558$809$152,066
218 ($1,367)$555$812$151,255
219 ($1,367)$552$815$150,440
220 ($1,367)$549$818$149,622
221 ($1,367)$546$821$148,801
222 ($1,367)$543$824$147,978
223 ($1,367)$540$827$147,151
224 ($1,367)$537$830$146,321
225 ($1,367)$534$833$145,488
226 ($1,367)$531$836$144,652
227 ($1,367)$528$839$143,814
228 ($1,367)$525$842$142,972
Year 20 - 229 ($1,367)$522$845$142,127
230 ($1,367)$519$848$141,279
231 ($1,367)$516$851$140,427
232 ($1,367)$513$854$139,573
233 ($1,367)$509$857$138,716
234 ($1,367)$506$861$137,855
235 ($1,367)$503$864$136,991
236 ($1,367)$500$867$136,125
237 ($1,367)$497$870$135,255
238 ($1,367)$494$873$134,381
239 ($1,367)$490$876$133,505
240 ($1,367)$487$880$132,626
Year 21 - 241 ($1,367)$484$883$131,743
242 ($1,367)$481$886$130,857
243 ($1,367)$478$889$129,968
244 ($1,367)$474$892$129,075
245 ($1,367)$471$896$128,179
246 ($1,367)$468$899$127,280
247 ($1,367)$465$902$126,378
248 ($1,367)$461$906$125,473
249 ($1,367)$458$909$124,564
250 ($1,367)$455$912$123,651
251 ($1,367)$451$916$122,736
252 ($1,367)$448$919$121,817
Year 22 - 253 ($1,367)$445$922$120,895
254 ($1,367)$441$926$119,969
255 ($1,367)$438$929$119,040
256 ($1,367)$434$932$118,108
257 ($1,367)$431$936$117,172
258 ($1,367)$428$939$116,233
259 ($1,367)$424$943$115,290
260 ($1,367)$421$946$114,344
261 ($1,367)$417$949$113,395
262 ($1,367)$414$953$112,442
263 ($1,367)$410$956$111,485
264 ($1,367)$407$960$110,526
Year 23 - 265 ($1,367)$403$963$109,562
266 ($1,367)$400$967$108,595
267 ($1,367)$396$970$107,625
268 ($1,367)$393$974$106,651
269 ($1,367)$389$978$105,673
270 ($1,367)$386$981$104,692
271 ($1,367)$382$985$103,707
272 ($1,367)$379$988$102,719
273 ($1,367)$375$992$101,727
274 ($1,367)$371$996$100,731
275 ($1,367)$368$999$99,732
276 ($1,367)$364$1,003$98,729
Year 24 - 277 ($1,367)$360$1,006$97,723
278 ($1,367)$357$1,010$96,713
279 ($1,367)$353$1,014$95,699
280 ($1,367)$349$1,018$94,681
281 ($1,367)$346$1,021$93,660
282 ($1,367)$342$1,025$92,635
283 ($1,367)$338$1,029$91,606
284 ($1,367)$334$1,032$90,574
285 ($1,367)$331$1,036$89,538
286 ($1,367)$327$1,040$88,498
287 ($1,367)$323$1,044$87,454
288 ($1,367)$319$1,048$86,406
Year 25 - 289 ($1,367)$315$1,051$85,355
290 ($1,367)$312$1,055$84,299
291 ($1,367)$308$1,059$83,240
292 ($1,367)$304$1,063$82,177
293 ($1,367)$300$1,067$81,110
294 ($1,367)$296$1,071$80,039
295 ($1,367)$292$1,075$78,965
296 ($1,367)$288$1,079$77,886
297 ($1,367)$284$1,083$76,804
298 ($1,367)$280$1,087$75,717
299 ($1,367)$276$1,090$74,627
300 ($1,367)$272$1,094$73,532
Year 26 - 301 ($1,367)$268$1,098$72,434
302 ($1,367)$264$1,102$71,331
303 ($1,367)$260$1,106$70,225
304 ($1,367)$256$1,111$69,114
305 ($1,367)$252$1,115$68,000
306 ($1,367)$248$1,119$66,881
307 ($1,367)$244$1,123$65,758
308 ($1,367)$240$1,127$64,631
309 ($1,367)$236$1,131$63,500
310 ($1,367)$232$1,135$62,365
311 ($1,367)$228$1,139$61,226
312 ($1,367)$223$1,143$60,083
Year 27 - 313 ($1,367)$219$1,148$58,935
314 ($1,367)$215$1,152$57,783
315 ($1,367)$211$1,156$56,627
316 ($1,367)$207$1,160$55,467
317 ($1,367)$202$1,164$54,303
318 ($1,367)$198$1,169$53,134
319 ($1,367)$194$1,173$51,961
320 ($1,367)$190$1,177$50,784
321 ($1,367)$185$1,181$49,603
322 ($1,367)$181$1,186$48,417
323 ($1,367)$177$1,190$47,227
324 ($1,367)$172$1,194$46,032
Year 28 - 325 ($1,367)$168$1,199$44,833
326 ($1,367)$164$1,203$43,630
327 ($1,367)$159$1,208$42,423
328 ($1,367)$155$1,212$41,211
329 ($1,367)$150$1,216$39,994
330 ($1,367)$146$1,221$38,773
331 ($1,367)$142$1,225$37,548
332 ($1,367)$137$1,230$36,318
333 ($1,367)$133$1,234$35,084
334 ($1,367)$128$1,239$33,845
335 ($1,367)$124$1,243$32,602
336 ($1,367)$119$1,248$31,354
Year 29 - 337 ($1,367)$114$1,252$30,102
338 ($1,367)$110$1,257$28,845
339 ($1,367)$105$1,262$27,583
340 ($1,367)$101$1,266$26,317
341 ($1,367)$96$1,271$25,046
342 ($1,367)$91$1,275$23,771
343 ($1,367)$87$1,280$22,490
344 ($1,367)$82$1,285$21,206
345 ($1,367)$77$1,289$19,916
346 ($1,367)$73$1,294$18,622
347 ($1,367)$68$1,299$17,323
348 ($1,367)$63$1,304$16,020
Year 30 - 349 ($1,367)$58$1,308$14,711
350 ($1,367)$54$1,313$13,398
351 ($1,367)$49$1,318$12,080
352 ($1,367)$44$1,323$10,757
353 ($1,367)$39$1,328$9,430
354 ($1,367)$34$1,332$8,097
355 ($1,367)$30$1,337$6,760
356 ($1,367)$25$1,342$5,418
357 ($1,367)$20$1,347$4,071
358 ($1,367)$15$1,352$2,719
359 ($1,367)$10$1,357$1,362
360 ($1,367)$5$1,362$0
TOTALS$218,467$273,600$492,067

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.