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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,301 360 $194,933 $468,533

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,301)$905$396$273,204
2 ($1,301)$904$398$272,806
3 ($1,301)$903$399$272,407
4 ($1,301)$901$400$272,007
5 ($1,301)$900$402$271,605
6 ($1,301)$899$403$271,202
7 ($1,301)$897$404$270,798
8 ($1,301)$896$406$270,392
9 ($1,301)$895$407$269,986
10 ($1,301)$893$408$269,577
11 ($1,301)$892$410$269,168
12 ($1,301)$890$411$268,757
Year 2 - 13 ($1,301)$889$412$268,344
14 ($1,301)$888$414$267,931
15 ($1,301)$886$415$267,516
16 ($1,301)$885$416$267,099
17 ($1,301)$884$418$266,681
18 ($1,301)$882$419$266,262
19 ($1,301)$881$421$265,841
20 ($1,301)$879$422$265,419
21 ($1,301)$878$423$264,996
22 ($1,301)$877$425$264,571
23 ($1,301)$875$426$264,145
24 ($1,301)$874$428$263,717
Year 3 - 25 ($1,301)$872$429$263,288
26 ($1,301)$871$430$262,858
27 ($1,301)$870$432$262,426
28 ($1,301)$868$433$261,993
29 ($1,301)$867$435$261,558
30 ($1,301)$865$436$261,122
31 ($1,301)$864$438$260,684
32 ($1,301)$862$439$260,245
33 ($1,301)$861$441$259,805
34 ($1,301)$860$442$259,363
35 ($1,301)$858$443$258,919
36 ($1,301)$857$445$258,475
Year 4 - 37 ($1,301)$855$446$258,028
38 ($1,301)$854$448$257,580
39 ($1,301)$852$449$257,131
40 ($1,301)$851$451$256,680
41 ($1,301)$849$452$256,228
42 ($1,301)$848$454$255,774
43 ($1,301)$846$455$255,319
44 ($1,301)$845$457$254,862
45 ($1,301)$843$458$254,404
46 ($1,301)$842$460$253,944
47 ($1,301)$840$461$253,483
48 ($1,301)$839$463$253,020
Year 5 - 49 ($1,301)$837$464$252,555
50 ($1,301)$836$466$252,089
51 ($1,301)$834$467$251,622
52 ($1,301)$832$469$251,153
53 ($1,301)$831$471$250,682
54 ($1,301)$829$472$250,210
55 ($1,301)$828$474$249,736
56 ($1,301)$826$475$249,261
57 ($1,301)$825$477$248,784
58 ($1,301)$823$478$248,306
59 ($1,301)$821$480$247,826
60 ($1,301)$820$482$247,344
Year 6 - 61 ($1,301)$818$483$246,861
62 ($1,301)$817$485$246,376
63 ($1,301)$815$486$245,890
64 ($1,301)$813$488$245,402
65 ($1,301)$812$490$244,912
66 ($1,301)$810$491$244,421
67 ($1,301)$809$493$243,928
68 ($1,301)$807$494$243,434
69 ($1,301)$805$496$242,938
70 ($1,301)$804$498$242,440
71 ($1,301)$802$499$241,940
72 ($1,301)$800$501$241,439
Year 7 - 73 ($1,301)$799$503$240,937
74 ($1,301)$797$504$240,432
75 ($1,301)$795$506$239,926
76 ($1,301)$794$508$239,419
77 ($1,301)$792$509$238,909
78 ($1,301)$790$511$238,398
79 ($1,301)$789$513$237,885
80 ($1,301)$787$514$237,371
81 ($1,301)$785$516$236,855
82 ($1,301)$784$518$236,337
83 ($1,301)$782$520$235,817
84 ($1,301)$780$521$235,296
Year 8 - 85 ($1,301)$778$523$234,773
86 ($1,301)$777$525$234,248
87 ($1,301)$775$527$233,721
88 ($1,301)$773$528$233,193
89 ($1,301)$771$530$232,663
90 ($1,301)$770$532$232,131
91 ($1,301)$768$534$231,598
92 ($1,301)$766$535$231,063
93 ($1,301)$764$537$230,526
94 ($1,301)$763$539$229,987
95 ($1,301)$761$541$229,446
96 ($1,301)$759$542$228,904
Year 9 - 97 ($1,301)$757$544$228,360
98 ($1,301)$755$546$227,814
99 ($1,301)$754$548$227,266
100 ($1,301)$752$550$226,716
101 ($1,301)$750$551$226,165
102 ($1,301)$748$553$225,612
103 ($1,301)$746$555$225,056
104 ($1,301)$745$557$224,500
105 ($1,301)$743$559$223,941
106 ($1,301)$741$561$223,380
107 ($1,301)$739$562$222,818
108 ($1,301)$737$564$222,253
Year 10 - 109 ($1,301)$735$566$221,687
110 ($1,301)$733$568$221,119
111 ($1,301)$732$570$220,549
112 ($1,301)$730$572$219,977
113 ($1,301)$728$574$219,404
114 ($1,301)$726$576$218,828
115 ($1,301)$724$578$218,250
116 ($1,301)$722$579$217,671
117 ($1,301)$720$581$217,090
118 ($1,301)$718$583$216,506
119 ($1,301)$716$585$215,921
120 ($1,301)$714$587$215,334
Year 11 - 121 ($1,301)$712$589$214,745
122 ($1,301)$710$591$214,154
123 ($1,301)$708$593$213,561
124 ($1,301)$707$595$212,966
125 ($1,301)$705$597$212,369
126 ($1,301)$703$599$211,770
127 ($1,301)$701$601$211,169
128 ($1,301)$699$603$210,566
129 ($1,301)$697$605$209,962
130 ($1,301)$695$607$209,355
131 ($1,301)$693$609$208,746
132 ($1,301)$691$611$208,135
Year 12 - 133 ($1,301)$689$613$207,522
134 ($1,301)$687$615$206,907
135 ($1,301)$685$617$206,290
136 ($1,301)$682$619$205,671
137 ($1,301)$680$621$205,050
138 ($1,301)$678$623$204,427
139 ($1,301)$676$625$203,802
140 ($1,301)$674$627$203,175
141 ($1,301)$672$629$202,545
142 ($1,301)$670$631$201,914
143 ($1,301)$668$633$201,280
144 ($1,301)$666$636$200,645
Year 13 - 145 ($1,301)$664$638$200,007
146 ($1,301)$662$640$199,367
147 ($1,301)$660$642$198,726
148 ($1,301)$657$644$198,081
149 ($1,301)$655$646$197,435
150 ($1,301)$653$648$196,787
151 ($1,301)$651$650$196,137
152 ($1,301)$649$653$195,484
153 ($1,301)$647$655$194,829
154 ($1,301)$645$657$194,172
155 ($1,301)$642$659$193,513
156 ($1,301)$640$661$192,852
Year 14 - 157 ($1,301)$638$663$192,188
158 ($1,301)$636$666$191,523
159 ($1,301)$634$668$190,855
160 ($1,301)$631$670$190,185
161 ($1,301)$629$672$189,513
162 ($1,301)$627$675$188,838
163 ($1,301)$625$677$188,161
164 ($1,301)$623$679$187,482
165 ($1,301)$620$681$186,801
166 ($1,301)$618$683$186,118
167 ($1,301)$616$686$185,432
168 ($1,301)$613$688$184,744
Year 15 - 169 ($1,301)$611$690$184,054
170 ($1,301)$609$693$183,361
171 ($1,301)$607$695$182,666
172 ($1,301)$604$697$181,969
173 ($1,301)$602$699$181,270
174 ($1,301)$600$702$180,568
175 ($1,301)$597$704$179,864
176 ($1,301)$595$706$179,157
177 ($1,301)$593$709$178,448
178 ($1,301)$590$711$177,737
179 ($1,301)$588$713$177,024
180 ($1,301)$586$716$176,308
Year 16 - 181 ($1,301)$583$718$175,590
182 ($1,301)$581$721$174,869
183 ($1,301)$579$723$174,146
184 ($1,301)$576$725$173,421
185 ($1,301)$574$728$172,693
186 ($1,301)$571$730$171,963
187 ($1,301)$569$733$171,231
188 ($1,301)$566$735$170,496
189 ($1,301)$564$737$169,758
190 ($1,301)$562$740$169,018
191 ($1,301)$559$742$168,276
192 ($1,301)$557$745$167,531
Year 17 - 193 ($1,301)$554$747$166,784
194 ($1,301)$552$750$166,034
195 ($1,301)$549$752$165,282
196 ($1,301)$547$755$164,527
197 ($1,301)$544$757$163,770
198 ($1,301)$542$760$163,011
199 ($1,301)$539$762$162,248
200 ($1,301)$537$765$161,484
201 ($1,301)$534$767$160,716
202 ($1,301)$532$770$159,947
203 ($1,301)$529$772$159,174
204 ($1,301)$527$775$158,399
Year 18 - 205 ($1,301)$524$777$157,622
206 ($1,301)$521$780$156,842
207 ($1,301)$519$783$156,059
208 ($1,301)$516$785$155,274
209 ($1,301)$514$788$154,486
210 ($1,301)$511$790$153,696
211 ($1,301)$508$793$152,903
212 ($1,301)$506$796$152,107
213 ($1,301)$503$798$151,309
214 ($1,301)$501$801$150,508
215 ($1,301)$498$804$149,705
216 ($1,301)$495$806$148,898
Year 19 - 217 ($1,301)$493$809$148,090
218 ($1,301)$490$812$147,278
219 ($1,301)$487$814$146,464
220 ($1,301)$485$817$145,647
221 ($1,301)$482$820$144,827
222 ($1,301)$479$822$144,005
223 ($1,301)$476$825$143,180
224 ($1,301)$474$828$142,352
225 ($1,301)$471$831$141,522
226 ($1,301)$468$833$140,688
227 ($1,301)$465$836$139,852
228 ($1,301)$463$839$139,013
Year 20 - 229 ($1,301)$460$842$138,172
230 ($1,301)$457$844$137,327
231 ($1,301)$454$847$136,480
232 ($1,301)$452$850$135,630
233 ($1,301)$449$853$134,778
234 ($1,301)$446$856$133,922
235 ($1,301)$443$858$133,064
236 ($1,301)$440$861$132,202
237 ($1,301)$437$864$131,338
238 ($1,301)$435$867$130,471
239 ($1,301)$432$870$129,601
240 ($1,301)$429$873$128,729
Year 21 - 241 ($1,301)$426$876$127,853
242 ($1,301)$423$879$126,975
243 ($1,301)$420$881$126,093
244 ($1,301)$417$884$125,209
245 ($1,301)$414$887$124,322
246 ($1,301)$411$890$123,431
247 ($1,301)$408$893$122,538
248 ($1,301)$405$896$121,642
249 ($1,301)$402$899$120,743
250 ($1,301)$399$902$119,841
251 ($1,301)$396$905$118,936
252 ($1,301)$393$908$118,028
Year 22 - 253 ($1,301)$390$911$117,117
254 ($1,301)$387$914$116,203
255 ($1,301)$384$917$115,286
256 ($1,301)$381$920$114,366
257 ($1,301)$378$923$113,443
258 ($1,301)$375$926$112,517
259 ($1,301)$372$929$111,587
260 ($1,301)$369$932$110,655
261 ($1,301)$366$935$109,720
262 ($1,301)$363$938$108,781
263 ($1,301)$360$942$107,840
264 ($1,301)$357$945$106,895
Year 23 - 265 ($1,301)$354$948$105,947
266 ($1,301)$351$951$104,996
267 ($1,301)$347$954$104,042
268 ($1,301)$344$957$103,085
269 ($1,301)$341$960$102,124
270 ($1,301)$338$964$101,161
271 ($1,301)$335$967$100,194
272 ($1,301)$331$970$99,224
273 ($1,301)$328$973$98,251
274 ($1,301)$325$976$97,274
275 ($1,301)$322$980$96,295
276 ($1,301)$319$983$95,312
Year 24 - 277 ($1,301)$315$986$94,325
278 ($1,301)$312$989$93,336
279 ($1,301)$309$993$92,343
280 ($1,301)$306$996$91,347
281 ($1,301)$302$999$90,348
282 ($1,301)$299$1,003$89,346
283 ($1,301)$296$1,006$88,340
284 ($1,301)$292$1,009$87,330
285 ($1,301)$289$1,013$86,318
286 ($1,301)$286$1,016$85,302
287 ($1,301)$282$1,019$84,283
288 ($1,301)$279$1,023$83,260
Year 25 - 289 ($1,301)$275$1,026$82,234
290 ($1,301)$272$1,029$81,205
291 ($1,301)$269$1,033$80,172
292 ($1,301)$265$1,036$79,136
293 ($1,301)$262$1,040$78,096
294 ($1,301)$258$1,043$77,053
295 ($1,301)$255$1,047$76,006
296 ($1,301)$251$1,050$74,956
297 ($1,301)$248$1,054$73,903
298 ($1,301)$244$1,057$72,846
299 ($1,301)$241$1,060$71,785
300 ($1,301)$237$1,064$70,721
Year 26 - 301 ($1,301)$234$1,068$69,654
302 ($1,301)$230$1,071$68,583
303 ($1,301)$227$1,075$67,508
304 ($1,301)$223$1,078$66,430
305 ($1,301)$220$1,082$65,348
306 ($1,301)$216$1,085$64,263
307 ($1,301)$213$1,089$63,174
308 ($1,301)$209$1,092$62,082
309 ($1,301)$205$1,096$60,985
310 ($1,301)$202$1,100$59,886
311 ($1,301)$198$1,103$58,782
312 ($1,301)$194$1,107$57,675
Year 27 - 313 ($1,301)$191$1,111$56,565
314 ($1,301)$187$1,114$55,450
315 ($1,301)$183$1,118$54,332
316 ($1,301)$180$1,122$53,211
317 ($1,301)$176$1,125$52,085
318 ($1,301)$172$1,129$50,956
319 ($1,301)$169$1,133$49,823
320 ($1,301)$165$1,137$48,686
321 ($1,301)$161$1,140$47,546
322 ($1,301)$157$1,144$46,402
323 ($1,301)$154$1,148$45,254
324 ($1,301)$150$1,152$44,102
Year 28 - 325 ($1,301)$146$1,156$42,947
326 ($1,301)$142$1,159$41,787
327 ($1,301)$138$1,163$40,624
328 ($1,301)$134$1,167$39,457
329 ($1,301)$131$1,171$38,286
330 ($1,301)$127$1,175$37,111
331 ($1,301)$123$1,179$35,932
332 ($1,301)$119$1,183$34,750
333 ($1,301)$115$1,187$33,563
334 ($1,301)$111$1,190$32,373
335 ($1,301)$107$1,194$31,178
336 ($1,301)$103$1,198$29,980
Year 29 - 337 ($1,301)$99$1,202$28,778
338 ($1,301)$95$1,206$27,571
339 ($1,301)$91$1,210$26,361
340 ($1,301)$87$1,214$25,147
341 ($1,301)$83$1,218$23,929
342 ($1,301)$79$1,222$22,706
343 ($1,301)$75$1,226$21,480
344 ($1,301)$71$1,230$20,250
345 ($1,301)$67$1,234$19,015
346 ($1,301)$63$1,239$17,776
347 ($1,301)$59$1,243$16,534
348 ($1,301)$55$1,247$15,287
Year 30 - 349 ($1,301)$51$1,251$14,036
350 ($1,301)$46$1,255$12,781
351 ($1,301)$42$1,259$11,522
352 ($1,301)$38$1,263$10,259
353 ($1,301)$34$1,268$8,991
354 ($1,301)$30$1,272$7,719
355 ($1,301)$26$1,276$6,443
356 ($1,301)$21$1,280$5,163
357 ($1,301)$17$1,284$3,879
358 ($1,301)$13$1,289$2,590
359 ($1,301)$9$1,293$1,297
360 ($1,301)$4$1,297$0
TOTALS$194,933$273,600$468,533

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.