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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,309 360 $197,771 $471,371

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,309)$917$393$273,207
2 ($1,309)$915$394$272,813
3 ($1,309)$914$395$272,418
4 ($1,309)$913$397$272,021
5 ($1,309)$911$398$271,623
6 ($1,309)$910$399$271,223
7 ($1,309)$909$401$270,823
8 ($1,309)$907$402$270,420
9 ($1,309)$906$403$270,017
10 ($1,309)$905$405$269,612
11 ($1,309)$903$406$269,206
12 ($1,309)$902$408$268,799
Year 2 - 13 ($1,309)$900$409$268,390
14 ($1,309)$899$410$267,979
15 ($1,309)$898$412$267,568
16 ($1,309)$896$413$267,155
17 ($1,309)$895$414$266,740
18 ($1,309)$894$416$266,325
19 ($1,309)$892$417$265,907
20 ($1,309)$891$419$265,489
21 ($1,309)$889$420$265,069
22 ($1,309)$888$421$264,647
23 ($1,309)$887$423$264,225
24 ($1,309)$885$424$263,800
Year 3 - 25 ($1,309)$884$426$263,375
26 ($1,309)$882$427$262,948
27 ($1,309)$881$428$262,519
28 ($1,309)$879$430$262,089
29 ($1,309)$878$431$261,658
30 ($1,309)$877$433$261,225
31 ($1,309)$875$434$260,791
32 ($1,309)$874$436$260,355
33 ($1,309)$872$437$259,918
34 ($1,309)$871$439$259,479
35 ($1,309)$869$440$259,039
36 ($1,309)$868$442$258,598
Year 4 - 37 ($1,309)$866$443$258,155
38 ($1,309)$865$445$257,710
39 ($1,309)$863$446$257,264
40 ($1,309)$862$448$256,816
41 ($1,309)$860$449$256,367
42 ($1,309)$859$451$255,917
43 ($1,309)$857$452$255,465
44 ($1,309)$856$454$255,011
45 ($1,309)$854$455$254,556
46 ($1,309)$853$457$254,100
47 ($1,309)$851$458$253,641
48 ($1,309)$850$460$253,182
Year 5 - 49 ($1,309)$848$461$252,721
50 ($1,309)$847$463$252,258
51 ($1,309)$845$464$251,794
52 ($1,309)$844$466$251,328
53 ($1,309)$842$467$250,860
54 ($1,309)$840$469$250,391
55 ($1,309)$839$471$249,921
56 ($1,309)$837$472$249,449
57 ($1,309)$836$474$248,975
58 ($1,309)$834$475$248,500
59 ($1,309)$832$477$248,023
60 ($1,309)$831$478$247,544
Year 6 - 61 ($1,309)$829$480$247,064
62 ($1,309)$828$482$246,582
63 ($1,309)$826$483$246,099
64 ($1,309)$824$485$245,614
65 ($1,309)$823$487$245,128
66 ($1,309)$821$488$244,639
67 ($1,309)$820$490$244,150
68 ($1,309)$818$491$243,658
69 ($1,309)$816$493$243,165
70 ($1,309)$815$495$242,670
71 ($1,309)$813$496$242,174
72 ($1,309)$811$498$241,676
Year 7 - 73 ($1,309)$810$500$241,176
74 ($1,309)$808$501$240,675
75 ($1,309)$806$503$240,172
76 ($1,309)$805$505$239,667
77 ($1,309)$803$506$239,160
78 ($1,309)$801$508$238,652
79 ($1,309)$799$510$238,142
80 ($1,309)$798$512$237,631
81 ($1,309)$796$513$237,117
82 ($1,309)$794$515$236,602
83 ($1,309)$793$517$236,086
84 ($1,309)$791$518$235,567
Year 8 - 85 ($1,309)$789$520$235,047
86 ($1,309)$787$522$234,525
87 ($1,309)$786$524$234,001
88 ($1,309)$784$525$233,476
89 ($1,309)$782$527$232,948
90 ($1,309)$780$529$232,419
91 ($1,309)$779$531$231,889
92 ($1,309)$777$533$231,356
93 ($1,309)$775$534$230,822
94 ($1,309)$773$536$230,286
95 ($1,309)$771$538$229,748
96 ($1,309)$770$540$229,208
Year 9 - 97 ($1,309)$768$542$228,667
98 ($1,309)$766$543$228,123
99 ($1,309)$764$545$227,578
100 ($1,309)$762$547$227,031
101 ($1,309)$761$549$226,482
102 ($1,309)$759$551$225,932
103 ($1,309)$757$552$225,379
104 ($1,309)$755$554$224,825
105 ($1,309)$753$556$224,269
106 ($1,309)$751$558$223,711
107 ($1,309)$749$560$223,151
108 ($1,309)$748$562$222,589
Year 10 - 109 ($1,309)$746$564$222,025
110 ($1,309)$744$566$221,460
111 ($1,309)$742$567$220,892
112 ($1,309)$740$569$220,323
113 ($1,309)$738$571$219,751
114 ($1,309)$736$573$219,178
115 ($1,309)$734$575$218,603
116 ($1,309)$732$577$218,026
117 ($1,309)$730$579$217,447
118 ($1,309)$728$581$216,866
119 ($1,309)$727$583$216,283
120 ($1,309)$725$585$215,699
Year 11 - 121 ($1,309)$723$587$215,112
122 ($1,309)$721$589$214,523
123 ($1,309)$719$591$213,932
124 ($1,309)$717$593$213,340
125 ($1,309)$715$595$212,745
126 ($1,309)$713$597$212,148
127 ($1,309)$711$599$211,550
128 ($1,309)$709$601$210,949
129 ($1,309)$707$603$210,346
130 ($1,309)$705$605$209,742
131 ($1,309)$703$607$209,135
132 ($1,309)$701$609$208,526
Year 12 - 133 ($1,309)$699$611$207,915
134 ($1,309)$697$613$207,302
135 ($1,309)$694$615$206,687
136 ($1,309)$692$617$206,071
137 ($1,309)$690$619$205,451
138 ($1,309)$688$621$204,830
139 ($1,309)$686$623$204,207
140 ($1,309)$684$625$203,582
141 ($1,309)$682$627$202,955
142 ($1,309)$680$629$202,325
143 ($1,309)$678$632$201,694
144 ($1,309)$676$634$201,060
Year 13 - 145 ($1,309)$674$636$200,424
146 ($1,309)$671$638$199,786
147 ($1,309)$669$640$199,146
148 ($1,309)$667$642$198,504
149 ($1,309)$665$644$197,859
150 ($1,309)$663$647$197,213
151 ($1,309)$661$649$196,564
152 ($1,309)$658$651$195,913
153 ($1,309)$656$653$195,260
154 ($1,309)$654$655$194,605
155 ($1,309)$652$657$193,948
156 ($1,309)$650$660$193,288
Year 14 - 157 ($1,309)$648$662$192,626
158 ($1,309)$645$664$191,962
159 ($1,309)$643$666$191,296
160 ($1,309)$641$669$190,627
161 ($1,309)$639$671$189,956
162 ($1,309)$636$673$189,283
163 ($1,309)$634$675$188,608
164 ($1,309)$632$678$187,931
165 ($1,309)$630$680$187,251
166 ($1,309)$627$682$186,569
167 ($1,309)$625$684$185,884
168 ($1,309)$623$687$185,198
Year 15 - 169 ($1,309)$620$689$184,509
170 ($1,309)$618$691$183,817
171 ($1,309)$616$694$183,124
172 ($1,309)$613$696$182,428
173 ($1,309)$611$698$181,730
174 ($1,309)$609$701$181,029
175 ($1,309)$606$703$180,326
176 ($1,309)$604$705$179,621
177 ($1,309)$602$708$178,913
178 ($1,309)$599$710$178,203
179 ($1,309)$597$712$177,491
180 ($1,309)$595$715$176,776
Year 16 - 181 ($1,309)$592$717$176,059
182 ($1,309)$590$720$175,340
183 ($1,309)$587$722$174,618
184 ($1,309)$585$724$173,893
185 ($1,309)$583$727$173,166
186 ($1,309)$580$729$172,437
187 ($1,309)$578$732$171,705
188 ($1,309)$575$734$170,971
189 ($1,309)$573$737$170,235
190 ($1,309)$570$739$169,496
191 ($1,309)$568$742$168,754
192 ($1,309)$565$744$168,010
Year 17 - 193 ($1,309)$563$747$167,263
194 ($1,309)$560$749$166,514
195 ($1,309)$558$752$165,763
196 ($1,309)$555$754$165,009
197 ($1,309)$553$757$164,252
198 ($1,309)$550$759$163,493
199 ($1,309)$548$762$162,731
200 ($1,309)$545$764$161,967
201 ($1,309)$543$767$161,200
202 ($1,309)$540$769$160,431
203 ($1,309)$537$772$159,659
204 ($1,309)$535$775$158,885
Year 18 - 205 ($1,309)$532$777$158,108
206 ($1,309)$530$780$157,328
207 ($1,309)$527$782$156,545
208 ($1,309)$524$785$155,761
209 ($1,309)$522$788$154,973
210 ($1,309)$519$790$154,183
211 ($1,309)$517$793$153,390
212 ($1,309)$514$796$152,594
213 ($1,309)$511$798$151,796
214 ($1,309)$509$801$150,995
215 ($1,309)$506$804$150,192
216 ($1,309)$503$806$149,386
Year 19 - 217 ($1,309)$500$809$148,577
218 ($1,309)$498$812$147,765
219 ($1,309)$495$814$146,951
220 ($1,309)$492$817$146,134
221 ($1,309)$490$820$145,314
222 ($1,309)$487$823$144,491
223 ($1,309)$484$825$143,666
224 ($1,309)$481$828$142,838
225 ($1,309)$479$831$142,007
226 ($1,309)$476$834$141,173
227 ($1,309)$473$836$140,337
228 ($1,309)$470$839$139,498
Year 20 - 229 ($1,309)$467$842$138,656
230 ($1,309)$464$845$137,811
231 ($1,309)$462$848$136,963
232 ($1,309)$459$851$136,113
233 ($1,309)$456$853$135,259
234 ($1,309)$453$856$134,403
235 ($1,309)$450$859$133,544
236 ($1,309)$447$862$132,682
237 ($1,309)$444$865$131,817
238 ($1,309)$442$868$130,949
239 ($1,309)$439$871$130,078
240 ($1,309)$436$874$129,205
Year 21 - 241 ($1,309)$433$877$128,328
242 ($1,309)$430$879$127,449
243 ($1,309)$427$882$126,566
244 ($1,309)$424$885$125,681
245 ($1,309)$421$888$124,793
246 ($1,309)$418$891$123,901
247 ($1,309)$415$894$123,007
248 ($1,309)$412$897$122,110
249 ($1,309)$409$900$121,210
250 ($1,309)$406$903$120,306
251 ($1,309)$403$906$119,400
252 ($1,309)$400$909$118,491
Year 22 - 253 ($1,309)$397$912$117,578
254 ($1,309)$394$915$116,663
255 ($1,309)$391$919$115,744
256 ($1,309)$388$922$114,822
257 ($1,309)$385$925$113,898
258 ($1,309)$382$928$112,970
259 ($1,309)$378$931$112,039
260 ($1,309)$375$934$111,105
261 ($1,309)$372$937$110,168
262 ($1,309)$369$940$109,228
263 ($1,309)$366$943$108,284
264 ($1,309)$363$947$107,337
Year 23 - 265 ($1,309)$360$950$106,388
266 ($1,309)$356$953$105,435
267 ($1,309)$353$956$104,479
268 ($1,309)$350$959$103,519
269 ($1,309)$347$963$102,557
270 ($1,309)$344$966$101,591
271 ($1,309)$340$969$100,622
272 ($1,309)$337$972$99,650
273 ($1,309)$334$976$98,674
274 ($1,309)$331$979$97,695
275 ($1,309)$327$982$96,713
276 ($1,309)$324$985$95,728
Year 24 - 277 ($1,309)$321$989$94,739
278 ($1,309)$317$992$93,747
279 ($1,309)$314$995$92,752
280 ($1,309)$311$999$91,753
281 ($1,309)$307$1,002$90,751
282 ($1,309)$304$1,005$89,746
283 ($1,309)$301$1,009$88,737
284 ($1,309)$297$1,012$87,725
285 ($1,309)$294$1,015$86,709
286 ($1,309)$290$1,019$85,691
287 ($1,309)$287$1,022$84,668
288 ($1,309)$284$1,026$83,643
Year 25 - 289 ($1,309)$280$1,029$82,613
290 ($1,309)$277$1,033$81,581
291 ($1,309)$273$1,036$80,545
292 ($1,309)$270$1,040$79,505
293 ($1,309)$266$1,043$78,462
294 ($1,309)$263$1,047$77,416
295 ($1,309)$259$1,050$76,366
296 ($1,309)$256$1,054$75,312
297 ($1,309)$252$1,057$74,255
298 ($1,309)$249$1,061$73,194
299 ($1,309)$245$1,064$72,130
300 ($1,309)$242$1,068$71,062
Year 26 - 301 ($1,309)$238$1,071$69,991
302 ($1,309)$234$1,075$68,916
303 ($1,309)$231$1,078$67,838
304 ($1,309)$227$1,082$66,756
305 ($1,309)$224$1,086$65,670
306 ($1,309)$220$1,089$64,581
307 ($1,309)$216$1,093$63,488
308 ($1,309)$213$1,097$62,391
309 ($1,309)$209$1,100$61,290
310 ($1,309)$205$1,104$60,186
311 ($1,309)$202$1,108$59,079
312 ($1,309)$198$1,111$57,967
Year 27 - 313 ($1,309)$194$1,115$56,852
314 ($1,309)$190$1,119$55,733
315 ($1,309)$187$1,123$54,611
316 ($1,309)$183$1,126$53,484
317 ($1,309)$179$1,130$52,354
318 ($1,309)$175$1,134$51,220
319 ($1,309)$172$1,138$50,082
320 ($1,309)$168$1,142$48,941
321 ($1,309)$164$1,145$47,795
322 ($1,309)$160$1,149$46,646
323 ($1,309)$156$1,153$45,493
324 ($1,309)$152$1,157$44,336
Year 28 - 325 ($1,309)$149$1,161$43,175
326 ($1,309)$145$1,165$42,010
327 ($1,309)$141$1,169$40,842
328 ($1,309)$137$1,173$39,669
329 ($1,309)$133$1,176$38,493
330 ($1,309)$129$1,180$37,312
331 ($1,309)$125$1,184$36,128
332 ($1,309)$121$1,188$34,939
333 ($1,309)$117$1,192$33,747
334 ($1,309)$113$1,196$32,551
335 ($1,309)$109$1,200$31,351
336 ($1,309)$105$1,204$30,146
Year 29 - 337 ($1,309)$101$1,208$28,938
338 ($1,309)$97$1,212$27,725
339 ($1,309)$93$1,216$26,509
340 ($1,309)$89$1,221$25,288
341 ($1,309)$85$1,225$24,064
342 ($1,309)$81$1,229$22,835
343 ($1,309)$76$1,233$21,602
344 ($1,309)$72$1,237$20,365
345 ($1,309)$68$1,241$19,124
346 ($1,309)$64$1,245$17,879
347 ($1,309)$60$1,249$16,629
348 ($1,309)$56$1,254$15,376
Year 30 - 349 ($1,309)$52$1,258$14,118
350 ($1,309)$47$1,262$12,856
351 ($1,309)$43$1,266$11,589
352 ($1,309)$39$1,271$10,319
353 ($1,309)$35$1,275$9,044
354 ($1,309)$30$1,279$7,765
355 ($1,309)$26$1,283$6,482
356 ($1,309)$22$1,288$5,194
357 ($1,309)$17$1,292$3,902
358 ($1,309)$13$1,296$2,606
359 ($1,309)$9$1,301$1,305
360 ($1,309)$4$1,305$0
TOTALS$197,771$273,600$471,371

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.