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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,300 360 $194,366 $467,966

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,300)$903$397$273,203
2 ($1,300)$902$398$272,805
3 ($1,300)$900$400$272,405
4 ($1,300)$899$401$272,004
5 ($1,300)$898$402$271,602
6 ($1,300)$896$404$271,198
7 ($1,300)$895$405$270,793
8 ($1,300)$894$406$270,387
9 ($1,300)$892$408$269,979
10 ($1,300)$891$409$269,570
11 ($1,300)$890$410$269,160
12 ($1,300)$888$412$268,748
Year 2 - 13 ($1,300)$887$413$268,335
14 ($1,300)$886$414$267,921
15 ($1,300)$884$416$267,505
16 ($1,300)$883$417$267,088
17 ($1,300)$881$419$266,669
18 ($1,300)$880$420$266,249
19 ($1,300)$879$421$265,828
20 ($1,300)$877$423$265,406
21 ($1,300)$876$424$264,981
22 ($1,300)$874$425$264,556
23 ($1,300)$873$427$264,129
24 ($1,300)$872$428$263,701
Year 3 - 25 ($1,300)$870$430$263,271
26 ($1,300)$869$431$262,840
27 ($1,300)$867$433$262,408
28 ($1,300)$866$434$261,974
29 ($1,300)$865$435$261,538
30 ($1,300)$863$437$261,101
31 ($1,300)$862$438$260,663
32 ($1,300)$860$440$260,223
33 ($1,300)$859$441$259,782
34 ($1,300)$857$443$259,340
35 ($1,300)$856$444$258,895
36 ($1,300)$854$446$258,450
Year 4 - 37 ($1,300)$853$447$258,003
38 ($1,300)$851$448$257,554
39 ($1,300)$850$450$257,104
40 ($1,300)$848$451$256,653
41 ($1,300)$847$453$256,200
42 ($1,300)$845$454$255,746
43 ($1,300)$844$456$255,290
44 ($1,300)$842$457$254,832
45 ($1,300)$841$459$254,373
46 ($1,300)$839$460$253,913
47 ($1,300)$838$462$253,451
48 ($1,300)$836$464$252,987
Year 5 - 49 ($1,300)$835$465$252,522
50 ($1,300)$833$467$252,056
51 ($1,300)$832$468$251,587
52 ($1,300)$830$470$251,118
53 ($1,300)$829$471$250,647
54 ($1,300)$827$473$250,174
55 ($1,300)$826$474$249,699
56 ($1,300)$824$476$249,224
57 ($1,300)$822$477$248,746
58 ($1,300)$821$479$248,267
59 ($1,300)$819$481$247,786
60 ($1,300)$818$482$247,304
Year 6 - 61 ($1,300)$816$484$246,820
62 ($1,300)$815$485$246,335
63 ($1,300)$813$487$245,848
64 ($1,300)$811$489$245,359
65 ($1,300)$810$490$244,869
66 ($1,300)$808$492$244,377
67 ($1,300)$806$493$243,884
68 ($1,300)$805$495$243,389
69 ($1,300)$803$497$242,892
70 ($1,300)$802$498$242,394
71 ($1,300)$800$500$241,894
72 ($1,300)$798$502$241,392
Year 7 - 73 ($1,300)$797$503$240,889
74 ($1,300)$795$505$240,384
75 ($1,300)$793$507$239,877
76 ($1,300)$792$508$239,369
77 ($1,300)$790$510$238,859
78 ($1,300)$788$512$238,347
79 ($1,300)$787$513$237,834
80 ($1,300)$785$515$237,319
81 ($1,300)$783$517$236,802
82 ($1,300)$781$518$236,283
83 ($1,300)$780$520$235,763
84 ($1,300)$778$522$235,241
Year 8 - 85 ($1,300)$776$524$234,718
86 ($1,300)$775$525$234,192
87 ($1,300)$773$527$233,665
88 ($1,300)$771$529$233,137
89 ($1,300)$769$531$232,606
90 ($1,300)$768$532$232,074
91 ($1,300)$766$534$231,540
92 ($1,300)$764$536$231,004
93 ($1,300)$762$538$230,466
94 ($1,300)$761$539$229,927
95 ($1,300)$759$541$229,386
96 ($1,300)$757$543$228,843
Year 9 - 97 ($1,300)$755$545$228,298
98 ($1,300)$753$547$227,752
99 ($1,300)$752$548$227,203
100 ($1,300)$750$550$226,653
101 ($1,300)$748$552$226,101
102 ($1,300)$746$554$225,547
103 ($1,300)$744$556$224,992
104 ($1,300)$742$557$224,434
105 ($1,300)$741$559$223,875
106 ($1,300)$739$561$223,314
107 ($1,300)$737$563$222,751
108 ($1,300)$735$565$222,186
Year 10 - 109 ($1,300)$733$567$221,619
110 ($1,300)$731$569$221,051
111 ($1,300)$729$570$220,480
112 ($1,300)$728$572$219,908
113 ($1,300)$726$574$219,334
114 ($1,300)$724$576$218,758
115 ($1,300)$722$578$218,180
116 ($1,300)$720$580$217,600
117 ($1,300)$718$582$217,018
118 ($1,300)$716$584$216,434
119 ($1,300)$714$586$215,849
120 ($1,300)$712$588$215,261
Year 11 - 121 ($1,300)$710$590$214,671
122 ($1,300)$708$591$214,080
123 ($1,300)$706$593$213,487
124 ($1,300)$705$595$212,891
125 ($1,300)$703$597$212,294
126 ($1,300)$701$599$211,694
127 ($1,300)$699$601$211,093
128 ($1,300)$697$603$210,490
129 ($1,300)$695$605$209,885
130 ($1,300)$693$607$209,277
131 ($1,300)$691$609$208,668
132 ($1,300)$689$611$208,057
Year 12 - 133 ($1,300)$687$613$207,443
134 ($1,300)$685$615$206,828
135 ($1,300)$683$617$206,211
136 ($1,300)$680$619$205,591
137 ($1,300)$678$621$204,970
138 ($1,300)$676$624$204,346
139 ($1,300)$674$626$203,721
140 ($1,300)$672$628$203,093
141 ($1,300)$670$630$202,463
142 ($1,300)$668$632$201,832
143 ($1,300)$666$634$201,198
144 ($1,300)$664$636$200,562
Year 13 - 145 ($1,300)$662$638$199,924
146 ($1,300)$660$640$199,284
147 ($1,300)$658$642$198,641
148 ($1,300)$656$644$197,997
149 ($1,300)$653$647$197,350
150 ($1,300)$651$649$196,702
151 ($1,300)$649$651$196,051
152 ($1,300)$647$653$195,398
153 ($1,300)$645$655$194,743
154 ($1,300)$643$657$194,086
155 ($1,300)$640$659$193,426
156 ($1,300)$638$662$192,765
Year 14 - 157 ($1,300)$636$664$192,101
158 ($1,300)$634$666$191,435
159 ($1,300)$632$668$190,767
160 ($1,300)$630$670$190,096
161 ($1,300)$627$673$189,424
162 ($1,300)$625$675$188,749
163 ($1,300)$623$677$188,072
164 ($1,300)$621$679$187,393
165 ($1,300)$618$682$186,711
166 ($1,300)$616$684$186,027
167 ($1,300)$614$686$185,341
168 ($1,300)$612$688$184,653
Year 15 - 169 ($1,300)$609$691$183,962
170 ($1,300)$607$693$183,270
171 ($1,300)$605$695$182,575
172 ($1,300)$602$697$181,877
173 ($1,300)$600$700$181,177
174 ($1,300)$598$702$180,475
175 ($1,300)$596$704$179,771
176 ($1,300)$593$707$179,064
177 ($1,300)$591$709$178,355
178 ($1,300)$589$711$177,644
179 ($1,300)$586$714$176,930
180 ($1,300)$584$716$176,214
Year 16 - 181 ($1,300)$582$718$175,496
182 ($1,300)$579$721$174,775
183 ($1,300)$577$723$174,052
184 ($1,300)$574$726$173,326
185 ($1,300)$572$728$172,599
186 ($1,300)$570$730$171,868
187 ($1,300)$567$733$171,135
188 ($1,300)$565$735$170,400
189 ($1,300)$562$738$169,663
190 ($1,300)$560$740$168,923
191 ($1,300)$557$742$168,180
192 ($1,300)$555$745$167,435
Year 17 - 193 ($1,300)$553$747$166,688
194 ($1,300)$550$750$165,938
195 ($1,300)$548$752$165,186
196 ($1,300)$545$755$164,431
197 ($1,300)$543$757$163,674
198 ($1,300)$540$760$162,914
199 ($1,300)$538$762$162,152
200 ($1,300)$535$765$161,387
201 ($1,300)$533$767$160,620
202 ($1,300)$530$770$159,850
203 ($1,300)$528$772$159,077
204 ($1,300)$525$775$158,302
Year 18 - 205 ($1,300)$522$778$157,525
206 ($1,300)$520$780$156,745
207 ($1,300)$517$783$155,962
208 ($1,300)$515$785$155,177
209 ($1,300)$512$788$154,389
210 ($1,300)$509$790$153,599
211 ($1,300)$507$793$152,806
212 ($1,300)$504$796$152,010
213 ($1,300)$502$798$151,212
214 ($1,300)$499$801$150,411
215 ($1,300)$496$804$149,607
216 ($1,300)$494$806$148,801
Year 19 - 217 ($1,300)$491$809$147,992
218 ($1,300)$488$812$147,181
219 ($1,300)$486$814$146,366
220 ($1,300)$483$817$145,549
221 ($1,300)$480$820$144,730
222 ($1,300)$478$822$143,908
223 ($1,300)$475$825$143,083
224 ($1,300)$472$828$142,255
225 ($1,300)$469$830$141,424
226 ($1,300)$467$833$140,591
227 ($1,300)$464$836$139,755
228 ($1,300)$461$839$138,917
Year 20 - 229 ($1,300)$458$841$138,075
230 ($1,300)$456$844$137,231
231 ($1,300)$453$847$136,384
232 ($1,300)$450$850$135,534
233 ($1,300)$447$853$134,681
234 ($1,300)$444$855$133,826
235 ($1,300)$442$858$132,967
236 ($1,300)$439$861$132,106
237 ($1,300)$436$864$131,242
238 ($1,300)$433$867$130,376
239 ($1,300)$430$870$129,506
240 ($1,300)$427$873$128,633
Year 21 - 241 ($1,300)$424$875$127,758
242 ($1,300)$422$878$126,880
243 ($1,300)$419$881$125,998
244 ($1,300)$416$884$125,114
245 ($1,300)$413$887$124,227
246 ($1,300)$410$890$123,337
247 ($1,300)$407$893$122,444
248 ($1,300)$404$896$121,549
249 ($1,300)$401$899$120,650
250 ($1,300)$398$902$119,748
251 ($1,300)$395$905$118,843
252 ($1,300)$392$908$117,936
Year 22 - 253 ($1,300)$389$911$117,025
254 ($1,300)$386$914$116,111
255 ($1,300)$383$917$115,194
256 ($1,300)$380$920$114,275
257 ($1,300)$377$923$113,352
258 ($1,300)$374$926$112,426
259 ($1,300)$371$929$111,497
260 ($1,300)$368$932$110,565
261 ($1,300)$365$935$109,630
262 ($1,300)$362$938$108,692
263 ($1,300)$359$941$107,751
264 ($1,300)$356$944$106,806
Year 23 - 265 ($1,300)$352$947$105,859
266 ($1,300)$349$951$104,908
267 ($1,300)$346$954$103,955
268 ($1,300)$343$957$102,998
269 ($1,300)$340$960$102,038
270 ($1,300)$337$963$101,075
271 ($1,300)$334$966$100,108
272 ($1,300)$330$970$99,139
273 ($1,300)$327$973$98,166
274 ($1,300)$324$976$97,190
275 ($1,300)$321$979$96,211
276 ($1,300)$317$982$95,228
Year 24 - 277 ($1,300)$314$986$94,243
278 ($1,300)$311$989$93,254
279 ($1,300)$308$992$92,262
280 ($1,300)$304$995$91,266
281 ($1,300)$301$999$90,268
282 ($1,300)$298$1,002$89,266
283 ($1,300)$295$1,005$88,260
284 ($1,300)$291$1,009$87,252
285 ($1,300)$288$1,012$86,240
286 ($1,300)$285$1,015$85,224
287 ($1,300)$281$1,019$84,206
288 ($1,300)$278$1,022$83,184
Year 25 - 289 ($1,300)$275$1,025$82,158
290 ($1,300)$271$1,029$81,129
291 ($1,300)$268$1,032$80,097
292 ($1,300)$264$1,036$79,062
293 ($1,300)$261$1,039$78,023
294 ($1,300)$257$1,042$76,980
295 ($1,300)$254$1,046$75,934
296 ($1,300)$251$1,049$74,885
297 ($1,300)$247$1,053$73,832
298 ($1,300)$244$1,056$72,776
299 ($1,300)$240$1,060$71,716
300 ($1,300)$237$1,063$70,653
Year 26 - 301 ($1,300)$233$1,067$69,586
302 ($1,300)$230$1,070$68,516
303 ($1,300)$226$1,074$67,442
304 ($1,300)$223$1,077$66,365
305 ($1,300)$219$1,081$65,284
306 ($1,300)$215$1,084$64,199
307 ($1,300)$212$1,088$63,111
308 ($1,300)$208$1,092$62,020
309 ($1,300)$205$1,095$60,924
310 ($1,300)$201$1,099$59,826
311 ($1,300)$197$1,102$58,723
312 ($1,300)$194$1,106$57,617
Year 27 - 313 ($1,300)$190$1,110$56,507
314 ($1,300)$186$1,113$55,394
315 ($1,300)$183$1,117$54,277
316 ($1,300)$179$1,121$53,156
317 ($1,300)$175$1,124$52,031
318 ($1,300)$172$1,128$50,903
319 ($1,300)$168$1,132$49,771
320 ($1,300)$164$1,136$48,636
321 ($1,300)$160$1,139$47,496
322 ($1,300)$157$1,143$46,353
323 ($1,300)$153$1,147$45,206
324 ($1,300)$149$1,151$44,055
Year 28 - 325 ($1,300)$145$1,155$42,901
326 ($1,300)$142$1,158$41,743
327 ($1,300)$138$1,162$40,580
328 ($1,300)$134$1,166$39,414
329 ($1,300)$130$1,170$38,245
330 ($1,300)$126$1,174$37,071
331 ($1,300)$122$1,178$35,893
332 ($1,300)$118$1,181$34,712
333 ($1,300)$115$1,185$33,526
334 ($1,300)$111$1,189$32,337
335 ($1,300)$107$1,193$31,144
336 ($1,300)$103$1,197$29,947
Year 29 - 337 ($1,300)$99$1,201$28,746
338 ($1,300)$95$1,205$27,541
339 ($1,300)$91$1,209$26,332
340 ($1,300)$87$1,213$25,119
341 ($1,300)$83$1,217$23,902
342 ($1,300)$79$1,221$22,681
343 ($1,300)$75$1,225$21,456
344 ($1,300)$71$1,229$20,226
345 ($1,300)$67$1,233$18,993
346 ($1,300)$63$1,237$17,756
347 ($1,300)$59$1,241$16,515
348 ($1,300)$54$1,245$15,269
Year 30 - 349 ($1,300)$50$1,250$14,020
350 ($1,300)$46$1,254$12,766
351 ($1,300)$42$1,258$11,508
352 ($1,300)$38$1,262$10,247
353 ($1,300)$34$1,266$8,980
354 ($1,300)$30$1,270$7,710
355 ($1,300)$25$1,274$6,436
356 ($1,300)$21$1,279$5,157
357 ($1,300)$17$1,283$3,874
358 ($1,300)$13$1,287$2,587
359 ($1,300)$9$1,291$1,296
360 ($1,300)$4$1,296$0
TOTALS$194,366$273,600$467,966

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.