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Mortgage Payment Schedule for a $342,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,280 360 $187,033 $460,633

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $342,000
Down Payment $68,400$273,600
Year 1 - 1 ($1,280)$873$406$273,194
2 ($1,280)$872$408$272,786
3 ($1,280)$871$409$272,377
4 ($1,280)$869$410$271,967
5 ($1,280)$868$412$271,556
6 ($1,280)$867$413$271,143
7 ($1,280)$865$414$270,729
8 ($1,280)$864$415$270,313
9 ($1,280)$863$417$269,896
10 ($1,280)$861$418$269,478
11 ($1,280)$860$419$269,059
12 ($1,280)$859$421$268,638
Year 2 - 13 ($1,280)$857$422$268,216
14 ($1,280)$856$423$267,792
15 ($1,280)$855$425$267,367
16 ($1,280)$853$426$266,941
17 ($1,280)$852$428$266,514
18 ($1,280)$851$429$266,085
19 ($1,280)$849$430$265,655
20 ($1,280)$848$432$265,223
21 ($1,280)$847$433$264,790
22 ($1,280)$845$434$264,355
23 ($1,280)$844$436$263,920
24 ($1,280)$842$437$263,482
Year 3 - 25 ($1,280)$841$439$263,044
26 ($1,280)$840$440$262,604
27 ($1,280)$838$441$262,162
28 ($1,280)$837$443$261,720
29 ($1,280)$835$444$261,275
30 ($1,280)$834$446$260,830
31 ($1,280)$832$447$260,383
32 ($1,280)$831$448$259,934
33 ($1,280)$830$450$259,484
34 ($1,280)$828$451$259,033
35 ($1,280)$827$453$258,580
36 ($1,280)$825$454$258,126
Year 4 - 37 ($1,280)$824$456$257,670
38 ($1,280)$822$457$257,213
39 ($1,280)$821$459$256,755
40 ($1,280)$819$460$256,295
41 ($1,280)$818$462$255,833
42 ($1,280)$817$463$255,370
43 ($1,280)$815$464$254,906
44 ($1,280)$814$466$254,440
45 ($1,280)$812$467$253,972
46 ($1,280)$811$469$253,503
47 ($1,280)$809$470$253,033
48 ($1,280)$808$472$252,561
Year 5 - 49 ($1,280)$806$473$252,087
50 ($1,280)$805$475$251,612
51 ($1,280)$803$476$251,136
52 ($1,280)$802$478$250,658
53 ($1,280)$800$480$250,178
54 ($1,280)$798$481$249,697
55 ($1,280)$797$483$249,215
56 ($1,280)$795$484$248,731
57 ($1,280)$794$486$248,245
58 ($1,280)$792$487$247,758
59 ($1,280)$791$489$247,269
60 ($1,280)$789$490$246,779
Year 6 - 61 ($1,280)$788$492$246,287
62 ($1,280)$786$493$245,793
63 ($1,280)$784$495$245,298
64 ($1,280)$783$497$244,802
65 ($1,280)$781$498$244,303
66 ($1,280)$780$500$243,804
67 ($1,280)$778$501$243,302
68 ($1,280)$777$503$242,799
69 ($1,280)$775$505$242,295
70 ($1,280)$773$506$241,788
71 ($1,280)$772$508$241,281
72 ($1,280)$770$509$240,771
Year 7 - 73 ($1,280)$768$511$240,260
74 ($1,280)$767$513$239,747
75 ($1,280)$765$514$239,233
76 ($1,280)$764$516$238,717
77 ($1,280)$762$518$238,199
78 ($1,280)$760$519$237,680
79 ($1,280)$759$521$237,159
80 ($1,280)$757$523$236,637
81 ($1,280)$755$524$236,112
82 ($1,280)$754$526$235,586
83 ($1,280)$752$528$235,059
84 ($1,280)$750$529$234,529
Year 8 - 85 ($1,280)$749$531$233,998
86 ($1,280)$747$533$233,466
87 ($1,280)$745$534$232,931
88 ($1,280)$743$536$232,395
89 ($1,280)$742$538$231,857
90 ($1,280)$740$540$231,318
91 ($1,280)$738$541$230,777
92 ($1,280)$737$543$230,234
93 ($1,280)$735$545$229,689
94 ($1,280)$733$546$229,142
95 ($1,280)$731$548$228,594
96 ($1,280)$730$550$228,044
Year 9 - 97 ($1,280)$728$552$227,493
98 ($1,280)$726$553$226,939
99 ($1,280)$724$555$226,384
100 ($1,280)$723$557$225,827
101 ($1,280)$721$559$225,268
102 ($1,280)$719$561$224,708
103 ($1,280)$717$562$224,145
104 ($1,280)$715$564$223,581
105 ($1,280)$714$566$223,015
106 ($1,280)$712$568$222,448
107 ($1,280)$710$570$221,878
108 ($1,280)$708$571$221,307
Year 10 - 109 ($1,280)$706$573$220,733
110 ($1,280)$705$575$220,158
111 ($1,280)$703$577$219,581
112 ($1,280)$701$579$219,003
113 ($1,280)$699$581$218,422
114 ($1,280)$697$582$217,840
115 ($1,280)$695$584$217,256
116 ($1,280)$693$586$216,669
117 ($1,280)$692$588$216,081
118 ($1,280)$690$590$215,492
119 ($1,280)$688$592$214,900
120 ($1,280)$686$594$214,306
Year 11 - 121 ($1,280)$684$596$213,711
122 ($1,280)$682$597$213,113
123 ($1,280)$680$599$212,514
124 ($1,280)$678$601$211,913
125 ($1,280)$676$603$211,309
126 ($1,280)$674$605$210,704
127 ($1,280)$672$607$210,097
128 ($1,280)$671$609$209,488
129 ($1,280)$669$611$208,877
130 ($1,280)$667$613$208,264
131 ($1,280)$665$615$207,650
132 ($1,280)$663$617$207,033
Year 12 - 133 ($1,280)$661$619$206,414
134 ($1,280)$659$621$205,793
135 ($1,280)$657$623$205,171
136 ($1,280)$655$625$204,546
137 ($1,280)$653$627$203,919
138 ($1,280)$651$629$203,291
139 ($1,280)$649$631$202,660
140 ($1,280)$647$633$202,027
141 ($1,280)$645$635$201,392
142 ($1,280)$643$637$200,756
143 ($1,280)$641$639$200,117
144 ($1,280)$639$641$199,476
Year 13 - 145 ($1,280)$637$643$198,833
146 ($1,280)$635$645$198,188
147 ($1,280)$633$647$197,541
148 ($1,280)$630$649$196,892
149 ($1,280)$628$651$196,241
150 ($1,280)$626$653$195,588
151 ($1,280)$624$655$194,933
152 ($1,280)$622$657$194,275
153 ($1,280)$620$659$193,616
154 ($1,280)$618$662$192,954
155 ($1,280)$616$664$192,290
156 ($1,280)$614$666$191,625
Year 14 - 157 ($1,280)$612$668$190,957
158 ($1,280)$609$670$190,287
159 ($1,280)$607$672$189,614
160 ($1,280)$605$674$188,940
161 ($1,280)$603$677$188,264
162 ($1,280)$601$679$187,585
163 ($1,280)$599$681$186,904
164 ($1,280)$597$683$186,221
165 ($1,280)$594$685$185,536
166 ($1,280)$592$687$184,849
167 ($1,280)$590$690$184,159
168 ($1,280)$588$692$183,467
Year 15 - 169 ($1,280)$586$694$182,773
170 ($1,280)$583$696$182,077
171 ($1,280)$581$698$181,379
172 ($1,280)$579$701$180,678
173 ($1,280)$577$703$179,975
174 ($1,280)$574$705$179,270
175 ($1,280)$572$707$178,563
176 ($1,280)$570$710$177,853
177 ($1,280)$568$712$177,141
178 ($1,280)$565$714$176,427
179 ($1,280)$563$716$175,711
180 ($1,280)$561$719$174,992
Year 16 - 181 ($1,280)$559$721$174,271
182 ($1,280)$556$723$173,547
183 ($1,280)$554$726$172,822
184 ($1,280)$552$728$172,094
185 ($1,280)$549$730$171,364
186 ($1,280)$547$733$170,631
187 ($1,280)$545$735$169,896
188 ($1,280)$542$737$169,159
189 ($1,280)$540$740$168,419
190 ($1,280)$538$742$167,677
191 ($1,280)$535$744$166,933
192 ($1,280)$533$747$166,186
Year 17 - 193 ($1,280)$530$749$165,437
194 ($1,280)$528$752$164,685
195 ($1,280)$526$754$163,932
196 ($1,280)$523$756$163,175
197 ($1,280)$521$759$162,416
198 ($1,280)$518$761$161,655
199 ($1,280)$516$764$160,892
200 ($1,280)$514$766$160,126
201 ($1,280)$511$768$159,357
202 ($1,280)$509$771$158,586
203 ($1,280)$506$773$157,813
204 ($1,280)$504$776$157,037
Year 18 - 205 ($1,280)$501$778$156,259
206 ($1,280)$499$781$155,478
207 ($1,280)$496$783$154,695
208 ($1,280)$494$786$153,909
209 ($1,280)$491$788$153,121
210 ($1,280)$489$791$152,330
211 ($1,280)$486$793$151,536
212 ($1,280)$484$796$150,740
213 ($1,280)$481$798$149,942
214 ($1,280)$479$801$149,141
215 ($1,280)$476$804$148,338
216 ($1,280)$473$806$147,531
Year 19 - 217 ($1,280)$471$809$146,723
218 ($1,280)$468$811$145,912
219 ($1,280)$466$814$145,098
220 ($1,280)$463$816$144,281
221 ($1,280)$460$819$143,462
222 ($1,280)$458$822$142,641
223 ($1,280)$455$824$141,816
224 ($1,280)$453$827$140,989
225 ($1,280)$450$830$140,160
226 ($1,280)$447$832$139,328
227 ($1,280)$445$835$138,493
228 ($1,280)$442$838$137,655
Year 20 - 229 ($1,280)$439$840$136,815
230 ($1,280)$437$843$135,972
231 ($1,280)$434$846$135,127
232 ($1,280)$431$848$134,278
233 ($1,280)$429$851$133,427
234 ($1,280)$426$854$132,574
235 ($1,280)$423$856$131,717
236 ($1,280)$420$859$130,858
237 ($1,280)$418$862$129,996
238 ($1,280)$415$865$129,132
239 ($1,280)$412$867$128,264
240 ($1,280)$409$870$127,394
Year 21 - 241 ($1,280)$407$873$126,521
242 ($1,280)$404$876$125,646
243 ($1,280)$401$879$124,767
244 ($1,280)$398$881$123,886
245 ($1,280)$395$884$123,002
246 ($1,280)$393$887$122,115
247 ($1,280)$390$890$121,225
248 ($1,280)$387$893$120,332
249 ($1,280)$384$895$119,437
250 ($1,280)$381$898$118,538
251 ($1,280)$378$901$117,637
252 ($1,280)$375$904$116,733
Year 22 - 253 ($1,280)$373$907$115,826
254 ($1,280)$370$910$114,916
255 ($1,280)$367$913$114,003
256 ($1,280)$364$916$113,088
257 ($1,280)$361$919$112,169
258 ($1,280)$358$922$111,248
259 ($1,280)$355$924$110,323
260 ($1,280)$352$927$109,396
261 ($1,280)$349$930$108,465
262 ($1,280)$346$933$107,532
263 ($1,280)$343$936$106,596
264 ($1,280)$340$939$105,656
Year 23 - 265 ($1,280)$337$942$104,714
266 ($1,280)$334$945$103,769
267 ($1,280)$331$948$102,820
268 ($1,280)$328$951$101,869
269 ($1,280)$325$954$100,915
270 ($1,280)$322$957$99,957
271 ($1,280)$319$961$98,997
272 ($1,280)$316$964$98,033
273 ($1,280)$313$967$97,066
274 ($1,280)$310$970$96,097
275 ($1,280)$307$973$95,124
276 ($1,280)$304$976$94,148
Year 24 - 277 ($1,280)$300$979$93,169
278 ($1,280)$297$982$92,187
279 ($1,280)$294$985$91,201
280 ($1,280)$291$988$90,213
281 ($1,280)$288$992$89,221
282 ($1,280)$285$995$88,227
283 ($1,280)$282$998$87,229
284 ($1,280)$278$1,001$86,228
285 ($1,280)$275$1,004$85,223
286 ($1,280)$272$1,008$84,216
287 ($1,280)$269$1,011$83,205
288 ($1,280)$266$1,014$82,191
Year 25 - 289 ($1,280)$262$1,017$81,174
290 ($1,280)$259$1,020$80,153
291 ($1,280)$256$1,024$79,130
292 ($1,280)$253$1,027$78,103
293 ($1,280)$249$1,030$77,072
294 ($1,280)$246$1,034$76,039
295 ($1,280)$243$1,037$75,002
296 ($1,280)$239$1,040$73,962
297 ($1,280)$236$1,043$72,918
298 ($1,280)$233$1,047$71,872
299 ($1,280)$229$1,050$70,821
300 ($1,280)$226$1,053$69,768
Year 26 - 301 ($1,280)$223$1,057$68,711
302 ($1,280)$219$1,060$67,651
303 ($1,280)$216$1,064$66,587
304 ($1,280)$213$1,067$65,520
305 ($1,280)$209$1,070$64,450
306 ($1,280)$206$1,074$63,376
307 ($1,280)$202$1,077$62,299
308 ($1,280)$199$1,081$61,218
309 ($1,280)$195$1,084$60,134
310 ($1,280)$192$1,088$59,046
311 ($1,280)$188$1,091$57,955
312 ($1,280)$185$1,095$56,861
Year 27 - 313 ($1,280)$181$1,098$55,762
314 ($1,280)$178$1,102$54,661
315 ($1,280)$174$1,105$53,556
316 ($1,280)$171$1,109$52,447
317 ($1,280)$167$1,112$51,335
318 ($1,280)$164$1,116$50,219
319 ($1,280)$160$1,119$49,100
320 ($1,280)$157$1,123$47,977
321 ($1,280)$153$1,126$46,851
322 ($1,280)$150$1,130$45,721
323 ($1,280)$146$1,134$44,587
324 ($1,280)$142$1,137$43,450
Year 28 - 325 ($1,280)$139$1,141$42,309
326 ($1,280)$135$1,144$41,165
327 ($1,280)$131$1,148$40,017
328 ($1,280)$128$1,152$38,865
329 ($1,280)$124$1,155$37,709
330 ($1,280)$120$1,159$36,550
331 ($1,280)$117$1,163$35,387
332 ($1,280)$113$1,167$34,221
333 ($1,280)$109$1,170$33,050
334 ($1,280)$105$1,174$31,876
335 ($1,280)$102$1,178$30,698
336 ($1,280)$98$1,182$29,517
Year 29 - 337 ($1,280)$94$1,185$28,332
338 ($1,280)$90$1,189$27,142
339 ($1,280)$87$1,193$25,950
340 ($1,280)$83$1,197$24,753
341 ($1,280)$79$1,201$23,552
342 ($1,280)$75$1,204$22,348
343 ($1,280)$71$1,208$21,140
344 ($1,280)$67$1,212$19,928
345 ($1,280)$64$1,216$18,712
346 ($1,280)$60$1,220$17,492
347 ($1,280)$56$1,224$16,268
348 ($1,280)$52$1,228$15,041
Year 30 - 349 ($1,280)$48$1,232$13,809
350 ($1,280)$44$1,235$12,574
351 ($1,280)$40$1,239$11,334
352 ($1,280)$36$1,243$10,091
353 ($1,280)$32$1,247$8,843
354 ($1,280)$28$1,251$7,592
355 ($1,280)$24$1,255$6,337
356 ($1,280)$20$1,259$5,078
357 ($1,280)$16$1,263$3,814
358 ($1,280)$12$1,267$2,547
359 ($1,280)$8$1,271$1,275
360 ($1,280)$4$1,275$0
TOTALS$187,033$273,600$460,633

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.