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Mortgage Payment Schedule for a $343,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,283 360 $187,580 $461,980

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $343,000
Down Payment $68,600$274,400
Year 1 - 1 ($1,283)$876$407$273,993
2 ($1,283)$874$409$273,584
3 ($1,283)$873$410$273,174
4 ($1,283)$872$411$272,762
5 ($1,283)$871$413$272,350
6 ($1,283)$869$414$271,936
7 ($1,283)$868$415$271,520
8 ($1,283)$867$417$271,103
9 ($1,283)$865$418$270,685
10 ($1,283)$864$419$270,266
11 ($1,283)$863$421$269,845
12 ($1,283)$861$422$269,423
Year 2 - 13 ($1,283)$860$423$269,000
14 ($1,283)$859$425$268,575
15 ($1,283)$857$426$268,149
16 ($1,283)$856$427$267,722
17 ($1,283)$854$429$267,293
18 ($1,283)$853$430$266,863
19 ($1,283)$852$432$266,431
20 ($1,283)$850$433$265,998
21 ($1,283)$849$434$265,564
22 ($1,283)$848$436$265,128
23 ($1,283)$846$437$264,691
24 ($1,283)$845$438$264,253
Year 3 - 25 ($1,283)$843$440$263,813
26 ($1,283)$842$441$263,372
27 ($1,283)$841$443$262,929
28 ($1,283)$839$444$262,485
29 ($1,283)$838$446$262,039
30 ($1,283)$836$447$261,593
31 ($1,283)$835$448$261,144
32 ($1,283)$833$450$260,694
33 ($1,283)$832$451$260,243
34 ($1,283)$831$453$259,790
35 ($1,283)$829$454$259,336
36 ($1,283)$828$456$258,881
Year 4 - 37 ($1,283)$826$457$258,424
38 ($1,283)$825$458$257,965
39 ($1,283)$823$460$257,505
40 ($1,283)$822$461$257,044
41 ($1,283)$820$463$256,581
42 ($1,283)$819$464$256,117
43 ($1,283)$817$466$255,651
44 ($1,283)$816$467$255,184
45 ($1,283)$814$469$254,715
46 ($1,283)$813$470$254,244
47 ($1,283)$811$472$253,773
48 ($1,283)$810$473$253,299
Year 5 - 49 ($1,283)$808$475$252,824
50 ($1,283)$807$476$252,348
51 ($1,283)$805$478$251,870
52 ($1,283)$804$479$251,391
53 ($1,283)$802$481$250,910
54 ($1,283)$801$482$250,427
55 ($1,283)$799$484$249,943
56 ($1,283)$798$486$249,458
57 ($1,283)$796$487$248,971
58 ($1,283)$795$489$248,482
59 ($1,283)$793$490$247,992
60 ($1,283)$792$492$247,500
Year 6 - 61 ($1,283)$790$493$247,007
62 ($1,283)$788$495$246,512
63 ($1,283)$787$496$246,015
64 ($1,283)$785$498$245,517
65 ($1,283)$784$500$245,018
66 ($1,283)$782$501$244,516
67 ($1,283)$780$503$244,014
68 ($1,283)$779$504$243,509
69 ($1,283)$777$506$243,003
70 ($1,283)$776$508$242,495
71 ($1,283)$774$509$241,986
72 ($1,283)$772$511$241,475
Year 7 - 73 ($1,283)$771$513$240,963
74 ($1,283)$769$514$240,448
75 ($1,283)$767$516$239,932
76 ($1,283)$766$517$239,415
77 ($1,283)$764$519$238,896
78 ($1,283)$762$521$238,375
79 ($1,283)$761$522$237,853
80 ($1,283)$759$524$237,328
81 ($1,283)$757$526$236,803
82 ($1,283)$756$527$236,275
83 ($1,283)$754$529$235,746
84 ($1,283)$752$531$235,215
Year 8 - 85 ($1,283)$751$533$234,683
86 ($1,283)$749$534$234,148
87 ($1,283)$747$536$233,612
88 ($1,283)$746$538$233,075
89 ($1,283)$744$539$232,535
90 ($1,283)$742$541$231,994
91 ($1,283)$740$543$231,451
92 ($1,283)$739$545$230,907
93 ($1,283)$737$546$230,361
94 ($1,283)$735$548$229,813
95 ($1,283)$733$550$229,263
96 ($1,283)$732$552$228,711
Year 9 - 97 ($1,283)$730$553$228,158
98 ($1,283)$728$555$227,603
99 ($1,283)$726$557$227,046
100 ($1,283)$725$559$226,487
101 ($1,283)$723$560$225,927
102 ($1,283)$721$562$225,365
103 ($1,283)$719$564$224,801
104 ($1,283)$717$566$224,235
105 ($1,283)$716$568$223,667
106 ($1,283)$714$569$223,098
107 ($1,283)$712$571$222,527
108 ($1,283)$710$573$221,954
Year 10 - 109 ($1,283)$708$575$221,379
110 ($1,283)$707$577$220,802
111 ($1,283)$705$579$220,224
112 ($1,283)$703$580$219,643
113 ($1,283)$701$582$219,061
114 ($1,283)$699$584$218,477
115 ($1,283)$697$586$217,891
116 ($1,283)$695$588$217,303
117 ($1,283)$694$590$216,713
118 ($1,283)$692$592$216,122
119 ($1,283)$690$593$215,528
120 ($1,283)$688$595$214,933
Year 11 - 121 ($1,283)$686$597$214,335
122 ($1,283)$684$599$213,736
123 ($1,283)$682$601$213,135
124 ($1,283)$680$603$212,532
125 ($1,283)$678$605$211,927
126 ($1,283)$676$607$211,320
127 ($1,283)$674$609$210,712
128 ($1,283)$673$611$210,101
129 ($1,283)$671$613$209,488
130 ($1,283)$669$615$208,873
131 ($1,283)$667$617$208,257
132 ($1,283)$665$619$207,638
Year 12 - 133 ($1,283)$663$621$207,018
134 ($1,283)$661$623$206,395
135 ($1,283)$659$625$205,771
136 ($1,283)$657$627$205,144
137 ($1,283)$655$629$204,515
138 ($1,283)$653$631$203,885
139 ($1,283)$651$633$203,252
140 ($1,283)$649$635$202,618
141 ($1,283)$647$637$201,981
142 ($1,283)$645$639$201,343
143 ($1,283)$643$641$200,702
144 ($1,283)$641$643$200,059
Year 13 - 145 ($1,283)$639$645$199,415
146 ($1,283)$636$647$198,768
147 ($1,283)$634$649$198,119
148 ($1,283)$632$651$197,468
149 ($1,283)$630$653$196,815
150 ($1,283)$628$655$196,160
151 ($1,283)$626$657$195,503
152 ($1,283)$624$659$194,843
153 ($1,283)$622$661$194,182
154 ($1,283)$620$664$193,518
155 ($1,283)$618$666$192,853
156 ($1,283)$616$668$192,185
Year 14 - 157 ($1,283)$613$670$191,515
158 ($1,283)$611$672$190,843
159 ($1,283)$609$674$190,169
160 ($1,283)$607$676$189,493
161 ($1,283)$605$678$188,814
162 ($1,283)$603$681$188,133
163 ($1,283)$600$683$187,451
164 ($1,283)$598$685$186,766
165 ($1,283)$596$687$186,078
166 ($1,283)$594$689$185,389
167 ($1,283)$592$692$184,697
168 ($1,283)$589$694$184,004
Year 15 - 169 ($1,283)$587$696$183,308
170 ($1,283)$585$698$182,609
171 ($1,283)$583$700$181,909
172 ($1,283)$581$703$181,206
173 ($1,283)$578$705$180,501
174 ($1,283)$576$707$179,794
175 ($1,283)$574$709$179,085
176 ($1,283)$572$712$178,373
177 ($1,283)$569$714$177,659
178 ($1,283)$567$716$176,943
179 ($1,283)$565$719$176,224
180 ($1,283)$562$721$175,504
Year 16 - 181 ($1,283)$560$723$174,780
182 ($1,283)$558$725$174,055
183 ($1,283)$556$728$173,327
184 ($1,283)$553$730$172,597
185 ($1,283)$551$732$171,865
186 ($1,283)$549$735$171,130
187 ($1,283)$546$737$170,393
188 ($1,283)$544$739$169,653
189 ($1,283)$541$742$168,912
190 ($1,283)$539$744$168,167
191 ($1,283)$537$747$167,421
192 ($1,283)$534$749$166,672
Year 17 - 193 ($1,283)$532$751$165,921
194 ($1,283)$530$754$165,167
195 ($1,283)$527$756$164,411
196 ($1,283)$525$759$163,652
197 ($1,283)$522$761$162,891
198 ($1,283)$520$763$162,128
199 ($1,283)$517$766$161,362
200 ($1,283)$515$768$160,594
201 ($1,283)$513$771$159,823
202 ($1,283)$510$773$159,050
203 ($1,283)$508$776$158,274
204 ($1,283)$505$778$157,496
Year 18 - 205 ($1,283)$503$781$156,716
206 ($1,283)$500$783$155,933
207 ($1,283)$498$786$155,147
208 ($1,283)$495$788$154,359
209 ($1,283)$493$791$153,568
210 ($1,283)$490$793$152,775
211 ($1,283)$488$796$151,979
212 ($1,283)$485$798$151,181
213 ($1,283)$483$801$150,380
214 ($1,283)$480$803$149,577
215 ($1,283)$477$806$148,771
216 ($1,283)$475$808$147,963
Year 19 - 217 ($1,283)$472$811$147,152
218 ($1,283)$470$814$146,338
219 ($1,283)$467$816$145,522
220 ($1,283)$464$819$144,703
221 ($1,283)$462$821$143,882
222 ($1,283)$459$824$143,058
223 ($1,283)$457$827$142,231
224 ($1,283)$454$829$141,402
225 ($1,283)$451$832$140,570
226 ($1,283)$449$835$139,735
227 ($1,283)$446$837$138,898
228 ($1,283)$443$840$138,058
Year 20 - 229 ($1,283)$441$843$137,215
230 ($1,283)$438$845$136,370
231 ($1,283)$435$848$135,522
232 ($1,283)$433$851$134,671
233 ($1,283)$430$853$133,818
234 ($1,283)$427$856$132,961
235 ($1,283)$424$859$132,103
236 ($1,283)$422$862$131,241
237 ($1,283)$419$864$130,376
238 ($1,283)$416$867$129,509
239 ($1,283)$413$870$128,639
240 ($1,283)$411$873$127,767
Year 21 - 241 ($1,283)$408$875$126,891
242 ($1,283)$405$878$126,013
243 ($1,283)$402$881$125,132
244 ($1,283)$399$884$124,248
245 ($1,283)$397$887$123,361
246 ($1,283)$394$890$122,472
247 ($1,283)$391$892$121,579
248 ($1,283)$388$895$120,684
249 ($1,283)$385$898$119,786
250 ($1,283)$382$901$118,885
251 ($1,283)$379$904$117,981
252 ($1,283)$377$907$117,074
Year 22 - 253 ($1,283)$374$910$116,165
254 ($1,283)$371$913$115,252
255 ($1,283)$368$915$114,337
256 ($1,283)$365$918$113,418
257 ($1,283)$362$921$112,497
258 ($1,283)$359$924$111,573
259 ($1,283)$356$927$110,646
260 ($1,283)$353$930$109,716
261 ($1,283)$350$933$108,783
262 ($1,283)$347$936$107,846
263 ($1,283)$344$939$106,907
264 ($1,283)$341$942$105,965
Year 23 - 265 ($1,283)$338$945$105,020
266 ($1,283)$335$948$104,072
267 ($1,283)$332$951$103,121
268 ($1,283)$329$954$102,167
269 ($1,283)$326$957$101,210
270 ($1,283)$323$960$100,249
271 ($1,283)$320$963$99,286
272 ($1,283)$317$966$98,320
273 ($1,283)$314$969$97,350
274 ($1,283)$311$973$96,378
275 ($1,283)$308$976$95,402
276 ($1,283)$304$979$94,423
Year 24 - 277 ($1,283)$301$982$93,441
278 ($1,283)$298$985$92,456
279 ($1,283)$295$988$91,468
280 ($1,283)$292$991$90,477
281 ($1,283)$289$995$89,482
282 ($1,283)$286$998$88,485
283 ($1,283)$282$1,001$87,484
284 ($1,283)$279$1,004$86,480
285 ($1,283)$276$1,007$85,472
286 ($1,283)$273$1,010$84,462
287 ($1,283)$270$1,014$83,448
288 ($1,283)$266$1,017$82,431
Year 25 - 289 ($1,283)$263$1,020$81,411
290 ($1,283)$260$1,023$80,388
291 ($1,283)$257$1,027$79,361
292 ($1,283)$253$1,030$78,331
293 ($1,283)$250$1,033$77,298
294 ($1,283)$247$1,037$76,261
295 ($1,283)$243$1,040$75,221
296 ($1,283)$240$1,043$74,178
297 ($1,283)$237$1,047$73,132
298 ($1,283)$233$1,050$72,082
299 ($1,283)$230$1,053$71,028
300 ($1,283)$227$1,057$69,972
Year 26 - 301 ($1,283)$223$1,060$68,912
302 ($1,283)$220$1,063$67,849
303 ($1,283)$217$1,067$66,782
304 ($1,283)$213$1,070$65,712
305 ($1,283)$210$1,074$64,638
306 ($1,283)$206$1,077$63,561
307 ($1,283)$203$1,080$62,481
308 ($1,283)$199$1,084$61,397
309 ($1,283)$196$1,087$60,310
310 ($1,283)$192$1,091$59,219
311 ($1,283)$189$1,094$58,125
312 ($1,283)$186$1,098$57,027
Year 27 - 313 ($1,283)$182$1,101$55,926
314 ($1,283)$178$1,105$54,821
315 ($1,283)$175$1,108$53,712
316 ($1,283)$171$1,112$52,601
317 ($1,283)$168$1,115$51,485
318 ($1,283)$164$1,119$50,366
319 ($1,283)$161$1,123$49,244
320 ($1,283)$157$1,126$48,118
321 ($1,283)$154$1,130$46,988
322 ($1,283)$150$1,133$45,855
323 ($1,283)$146$1,137$44,718
324 ($1,283)$143$1,141$43,577
Year 28 - 325 ($1,283)$139$1,144$42,433
326 ($1,283)$135$1,148$41,285
327 ($1,283)$132$1,152$40,134
328 ($1,283)$128$1,155$38,978
329 ($1,283)$124$1,159$37,820
330 ($1,283)$121$1,163$36,657
331 ($1,283)$117$1,166$35,491
332 ($1,283)$113$1,170$34,321
333 ($1,283)$110$1,174$33,147
334 ($1,283)$106$1,177$31,969
335 ($1,283)$102$1,181$30,788
336 ($1,283)$98$1,185$29,603
Year 29 - 337 ($1,283)$94$1,189$28,414
338 ($1,283)$91$1,193$27,222
339 ($1,283)$87$1,196$26,025
340 ($1,283)$83$1,200$24,825
341 ($1,283)$79$1,204$23,621
342 ($1,283)$75$1,208$22,413
343 ($1,283)$72$1,212$21,202
344 ($1,283)$68$1,216$19,986
345 ($1,283)$64$1,219$18,766
346 ($1,283)$60$1,223$17,543
347 ($1,283)$56$1,227$16,316
348 ($1,283)$52$1,231$15,085
Year 30 - 349 ($1,283)$48$1,235$13,849
350 ($1,283)$44$1,239$12,610
351 ($1,283)$40$1,243$11,367
352 ($1,283)$36$1,247$10,120
353 ($1,283)$32$1,251$8,869
354 ($1,283)$28$1,255$7,614
355 ($1,283)$24$1,259$6,355
356 ($1,283)$20$1,263$5,092
357 ($1,283)$16$1,267$3,825
358 ($1,283)$12$1,271$2,554
359 ($1,283)$8$1,275$1,279
360 ($1,283)$4$1,279$0
TOTALS$187,580$274,400$461,980

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.