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Mortgage Payment Schedule for a $343,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,600) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,304 360 $194,935 $469,335

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $343,000
Down Payment $68,600$274,400
Year 1 - 1 ($1,304)$906$398$274,002
2 ($1,304)$904$400$273,602
3 ($1,304)$903$401$273,201
4 ($1,304)$902$402$272,799
5 ($1,304)$900$403$272,396
6 ($1,304)$899$405$271,991
7 ($1,304)$898$406$271,585
8 ($1,304)$896$407$271,177
9 ($1,304)$895$409$270,769
10 ($1,304)$894$410$270,358
11 ($1,304)$892$412$269,947
12 ($1,304)$891$413$269,534
Year 2 - 13 ($1,304)$889$414$269,120
14 ($1,304)$888$416$268,704
15 ($1,304)$887$417$268,287
16 ($1,304)$885$418$267,869
17 ($1,304)$884$420$267,449
18 ($1,304)$883$421$267,028
19 ($1,304)$881$423$266,605
20 ($1,304)$880$424$266,182
21 ($1,304)$878$425$265,756
22 ($1,304)$877$427$265,330
23 ($1,304)$876$428$264,901
24 ($1,304)$874$430$264,472
Year 3 - 25 ($1,304)$873$431$264,041
26 ($1,304)$871$432$263,609
27 ($1,304)$870$434$263,175
28 ($1,304)$868$435$262,740
29 ($1,304)$867$437$262,303
30 ($1,304)$866$438$261,865
31 ($1,304)$864$440$261,425
32 ($1,304)$863$441$260,984
33 ($1,304)$861$442$260,542
34 ($1,304)$860$444$260,098
35 ($1,304)$858$445$259,652
36 ($1,304)$857$447$259,206
Year 4 - 37 ($1,304)$855$448$258,757
38 ($1,304)$854$450$258,307
39 ($1,304)$852$451$257,856
40 ($1,304)$851$453$257,403
41 ($1,304)$849$454$256,949
42 ($1,304)$848$456$256,493
43 ($1,304)$846$457$256,036
44 ($1,304)$845$459$255,577
45 ($1,304)$843$460$255,117
46 ($1,304)$842$462$254,655
47 ($1,304)$840$463$254,192
48 ($1,304)$839$465$253,727
Year 5 - 49 ($1,304)$837$466$253,261
50 ($1,304)$836$468$252,793
51 ($1,304)$834$469$252,323
52 ($1,304)$833$471$251,852
53 ($1,304)$831$473$251,379
54 ($1,304)$830$474$250,905
55 ($1,304)$828$476$250,430
56 ($1,304)$826$477$249,952
57 ($1,304)$825$479$249,473
58 ($1,304)$823$480$248,993
59 ($1,304)$822$482$248,511
60 ($1,304)$820$484$248,027
Year 6 - 61 ($1,304)$818$485$247,542
62 ($1,304)$817$487$247,055
63 ($1,304)$815$488$246,567
64 ($1,304)$814$490$246,077
65 ($1,304)$812$492$245,585
66 ($1,304)$810$493$245,092
67 ($1,304)$809$495$244,597
68 ($1,304)$807$497$244,100
69 ($1,304)$806$498$243,602
70 ($1,304)$804$500$243,102
71 ($1,304)$802$501$242,601
72 ($1,304)$801$503$242,098
Year 7 - 73 ($1,304)$799$505$241,593
74 ($1,304)$797$506$241,087
75 ($1,304)$796$508$240,578
76 ($1,304)$794$510$240,069
77 ($1,304)$792$511$239,557
78 ($1,304)$791$513$239,044
79 ($1,304)$789$515$238,529
80 ($1,304)$787$517$238,013
81 ($1,304)$785$518$237,494
82 ($1,304)$784$520$236,974
83 ($1,304)$782$522$236,453
84 ($1,304)$780$523$235,929
Year 8 - 85 ($1,304)$779$525$235,404
86 ($1,304)$777$527$234,877
87 ($1,304)$775$529$234,349
88 ($1,304)$773$530$233,818
89 ($1,304)$772$532$233,286
90 ($1,304)$770$534$232,752
91 ($1,304)$768$536$232,217
92 ($1,304)$766$537$231,679
93 ($1,304)$765$539$231,140
94 ($1,304)$763$541$230,599
95 ($1,304)$761$543$230,056
96 ($1,304)$759$545$229,512
Year 9 - 97 ($1,304)$757$546$228,966
98 ($1,304)$756$548$228,417
99 ($1,304)$754$550$227,868
100 ($1,304)$752$552$227,316
101 ($1,304)$750$554$226,762
102 ($1,304)$748$555$226,207
103 ($1,304)$746$557$225,650
104 ($1,304)$745$559$225,091
105 ($1,304)$743$561$224,530
106 ($1,304)$741$563$223,967
107 ($1,304)$739$565$223,402
108 ($1,304)$737$566$222,836
Year 10 - 109 ($1,304)$735$568$222,267
110 ($1,304)$733$570$221,697
111 ($1,304)$732$572$221,125
112 ($1,304)$730$574$220,551
113 ($1,304)$728$576$219,975
114 ($1,304)$726$578$219,397
115 ($1,304)$724$580$218,818
116 ($1,304)$722$582$218,236
117 ($1,304)$720$584$217,653
118 ($1,304)$718$585$217,067
119 ($1,304)$716$587$216,480
120 ($1,304)$714$589$215,890
Year 11 - 121 ($1,304)$712$591$215,299
122 ($1,304)$710$593$214,706
123 ($1,304)$709$595$214,111
124 ($1,304)$707$597$213,514
125 ($1,304)$705$599$212,915
126 ($1,304)$703$601$212,313
127 ($1,304)$701$603$211,710
128 ($1,304)$699$605$211,105
129 ($1,304)$697$607$210,498
130 ($1,304)$695$609$209,889
131 ($1,304)$693$611$209,278
132 ($1,304)$691$613$208,665
Year 12 - 133 ($1,304)$689$615$208,050
134 ($1,304)$687$617$207,433
135 ($1,304)$685$619$206,814
136 ($1,304)$682$621$206,192
137 ($1,304)$680$623$205,569
138 ($1,304)$678$625$204,944
139 ($1,304)$676$627$204,316
140 ($1,304)$674$629$203,687
141 ($1,304)$672$632$203,055
142 ($1,304)$670$634$202,422
143 ($1,304)$668$636$201,786
144 ($1,304)$666$638$201,148
Year 13 - 145 ($1,304)$664$640$200,508
146 ($1,304)$662$642$199,866
147 ($1,304)$660$644$199,222
148 ($1,304)$657$646$198,576
149 ($1,304)$655$648$197,927
150 ($1,304)$653$651$197,277
151 ($1,304)$651$653$196,624
152 ($1,304)$649$655$195,969
153 ($1,304)$647$657$195,312
154 ($1,304)$645$659$194,653
155 ($1,304)$642$661$193,992
156 ($1,304)$640$664$193,328
Year 14 - 157 ($1,304)$638$666$192,663
158 ($1,304)$636$668$191,995
159 ($1,304)$634$670$191,324
160 ($1,304)$631$672$190,652
161 ($1,304)$629$675$189,978
162 ($1,304)$627$677$189,301
163 ($1,304)$625$679$188,622
164 ($1,304)$622$681$187,941
165 ($1,304)$620$684$187,257
166 ($1,304)$618$686$186,571
167 ($1,304)$616$688$185,883
168 ($1,304)$613$690$185,193
Year 15 - 169 ($1,304)$611$693$184,500
170 ($1,304)$609$695$183,806
171 ($1,304)$607$697$183,108
172 ($1,304)$604$699$182,409
173 ($1,304)$602$702$181,707
174 ($1,304)$600$704$181,003
175 ($1,304)$597$706$180,297
176 ($1,304)$595$709$179,588
177 ($1,304)$593$711$178,877
178 ($1,304)$590$713$178,163
179 ($1,304)$588$716$177,448
180 ($1,304)$586$718$176,730
Year 16 - 181 ($1,304)$583$721$176,009
182 ($1,304)$581$723$175,286
183 ($1,304)$578$725$174,561
184 ($1,304)$576$728$173,833
185 ($1,304)$574$730$173,103
186 ($1,304)$571$732$172,371
187 ($1,304)$569$735$171,636
188 ($1,304)$566$737$170,899
189 ($1,304)$564$740$170,159
190 ($1,304)$562$742$169,417
191 ($1,304)$559$745$168,672
192 ($1,304)$557$747$167,925
Year 17 - 193 ($1,304)$554$750$167,175
194 ($1,304)$552$752$166,423
195 ($1,304)$549$755$165,669
196 ($1,304)$547$757$164,912
197 ($1,304)$544$759$164,152
198 ($1,304)$542$762$163,390
199 ($1,304)$539$765$162,626
200 ($1,304)$537$767$161,859
201 ($1,304)$534$770$161,089
202 ($1,304)$532$772$160,317
203 ($1,304)$529$775$159,542
204 ($1,304)$526$777$158,765
Year 18 - 205 ($1,304)$524$780$157,985
206 ($1,304)$521$782$157,203
207 ($1,304)$519$785$156,418
208 ($1,304)$516$788$155,631
209 ($1,304)$514$790$154,840
210 ($1,304)$511$793$154,048
211 ($1,304)$508$795$153,252
212 ($1,304)$506$798$152,454
213 ($1,304)$503$801$151,654
214 ($1,304)$500$803$150,851
215 ($1,304)$498$806$150,045
216 ($1,304)$495$809$149,236
Year 19 - 217 ($1,304)$492$811$148,425
218 ($1,304)$490$814$147,611
219 ($1,304)$487$817$146,794
220 ($1,304)$484$819$145,975
221 ($1,304)$482$822$145,153
222 ($1,304)$479$825$144,328
223 ($1,304)$476$827$143,501
224 ($1,304)$474$830$142,671
225 ($1,304)$471$833$141,838
226 ($1,304)$468$836$141,002
227 ($1,304)$465$838$140,164
228 ($1,304)$463$841$139,323
Year 20 - 229 ($1,304)$460$844$138,479
230 ($1,304)$457$847$137,632
231 ($1,304)$454$850$136,783
232 ($1,304)$451$852$135,930
233 ($1,304)$449$855$135,075
234 ($1,304)$446$858$134,217
235 ($1,304)$443$861$133,356
236 ($1,304)$440$864$132,493
237 ($1,304)$437$866$131,626
238 ($1,304)$434$869$130,757
239 ($1,304)$431$872$129,885
240 ($1,304)$429$875$129,010
Year 21 - 241 ($1,304)$426$878$128,132
242 ($1,304)$423$881$127,251
243 ($1,304)$420$884$126,367
244 ($1,304)$417$887$125,480
245 ($1,304)$414$890$124,591
246 ($1,304)$411$893$123,698
247 ($1,304)$408$896$122,803
248 ($1,304)$405$898$121,904
249 ($1,304)$402$901$121,003
250 ($1,304)$399$904$120,098
251 ($1,304)$396$907$119,191
252 ($1,304)$393$910$118,280
Year 22 - 253 ($1,304)$390$913$117,367
254 ($1,304)$387$916$116,451
255 ($1,304)$384$919$115,531
256 ($1,304)$381$922$114,609
257 ($1,304)$378$925$113,683
258 ($1,304)$375$929$112,755
259 ($1,304)$372$932$111,823
260 ($1,304)$369$935$110,888
261 ($1,304)$366$938$109,951
262 ($1,304)$363$941$109,010
263 ($1,304)$360$944$108,066
264 ($1,304)$357$947$107,119
Year 23 - 265 ($1,304)$353$950$106,169
266 ($1,304)$350$953$105,215
267 ($1,304)$347$956$104,259
268 ($1,304)$344$960$103,299
269 ($1,304)$341$963$102,336
270 ($1,304)$338$966$101,370
271 ($1,304)$335$969$100,401
272 ($1,304)$331$972$99,429
273 ($1,304)$328$976$98,453
274 ($1,304)$325$979$97,474
275 ($1,304)$322$982$96,492
276 ($1,304)$318$985$95,507
Year 24 - 277 ($1,304)$315$989$94,518
278 ($1,304)$312$992$93,527
279 ($1,304)$309$995$92,532
280 ($1,304)$305$998$91,533
281 ($1,304)$302$1,002$90,532
282 ($1,304)$299$1,005$89,527
283 ($1,304)$295$1,008$88,518
284 ($1,304)$292$1,012$87,507
285 ($1,304)$289$1,015$86,492
286 ($1,304)$285$1,018$85,473
287 ($1,304)$282$1,022$84,452
288 ($1,304)$279$1,025$83,427
Year 25 - 289 ($1,304)$275$1,028$82,398
290 ($1,304)$272$1,032$81,367
291 ($1,304)$269$1,035$80,331
292 ($1,304)$265$1,039$79,293
293 ($1,304)$262$1,042$78,251
294 ($1,304)$258$1,045$77,205
295 ($1,304)$255$1,049$76,156
296 ($1,304)$251$1,052$75,104
297 ($1,304)$248$1,056$74,048
298 ($1,304)$244$1,059$72,989
299 ($1,304)$241$1,063$71,926
300 ($1,304)$237$1,066$70,860
Year 26 - 301 ($1,304)$234$1,070$69,790
302 ($1,304)$230$1,073$68,716
303 ($1,304)$227$1,077$67,639
304 ($1,304)$223$1,080$66,559
305 ($1,304)$220$1,084$65,475
306 ($1,304)$216$1,088$64,387
307 ($1,304)$212$1,091$63,296
308 ($1,304)$209$1,095$62,201
309 ($1,304)$205$1,098$61,103
310 ($1,304)$202$1,102$60,001
311 ($1,304)$198$1,106$58,895
312 ($1,304)$194$1,109$57,785
Year 27 - 313 ($1,304)$191$1,113$56,672
314 ($1,304)$187$1,117$55,556
315 ($1,304)$183$1,120$54,435
316 ($1,304)$180$1,124$53,311
317 ($1,304)$176$1,128$52,184
318 ($1,304)$172$1,132$51,052
319 ($1,304)$168$1,135$49,917
320 ($1,304)$165$1,139$48,778
321 ($1,304)$161$1,143$47,635
322 ($1,304)$157$1,147$46,489
323 ($1,304)$153$1,150$45,338
324 ($1,304)$150$1,154$44,184
Year 28 - 325 ($1,304)$146$1,158$43,026
326 ($1,304)$142$1,162$41,865
327 ($1,304)$138$1,166$40,699
328 ($1,304)$134$1,169$39,530
329 ($1,304)$130$1,173$38,356
330 ($1,304)$127$1,177$37,179
331 ($1,304)$123$1,181$35,998
332 ($1,304)$119$1,185$34,813
333 ($1,304)$115$1,189$33,624
334 ($1,304)$111$1,193$32,432
335 ($1,304)$107$1,197$31,235
336 ($1,304)$103$1,201$30,034
Year 29 - 337 ($1,304)$99$1,205$28,830
338 ($1,304)$95$1,209$27,621
339 ($1,304)$91$1,213$26,409
340 ($1,304)$87$1,217$25,192
341 ($1,304)$83$1,221$23,972
342 ($1,304)$79$1,225$22,747
343 ($1,304)$75$1,229$21,518
344 ($1,304)$71$1,233$20,286
345 ($1,304)$67$1,237$19,049
346 ($1,304)$63$1,241$17,808
347 ($1,304)$59$1,245$16,563
348 ($1,304)$55$1,249$15,314
Year 30 - 349 ($1,304)$51$1,253$14,061
350 ($1,304)$46$1,257$12,804
351 ($1,304)$42$1,261$11,542
352 ($1,304)$38$1,266$10,276
353 ($1,304)$34$1,270$9,007
354 ($1,304)$30$1,274$7,733
355 ($1,304)$26$1,278$6,454
356 ($1,304)$21$1,282$5,172
357 ($1,304)$17$1,287$3,885
358 ($1,304)$13$1,291$2,595
359 ($1,304)$9$1,295$1,299
360 ($1,304)$4$1,299$0
TOTALS$194,935$274,400$469,335

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.