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Mortgage Payment Schedule for a $343,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,600) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,313 360 $198,350 $472,750

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $343,000
Down Payment $68,600$274,400
Year 1 - 1 ($1,313)$919$394$274,006
2 ($1,313)$918$395$273,611
3 ($1,313)$917$397$273,214
4 ($1,313)$915$398$272,816
5 ($1,313)$914$399$272,417
6 ($1,313)$913$401$272,016
7 ($1,313)$911$402$271,614
8 ($1,313)$910$403$271,211
9 ($1,313)$909$405$270,807
10 ($1,313)$907$406$270,401
11 ($1,313)$906$407$269,993
12 ($1,313)$904$409$269,584
Year 2 - 13 ($1,313)$903$410$269,174
14 ($1,313)$902$411$268,763
15 ($1,313)$900$413$268,350
16 ($1,313)$899$414$267,936
17 ($1,313)$898$416$267,520
18 ($1,313)$896$417$267,103
19 ($1,313)$895$418$266,685
20 ($1,313)$893$420$266,265
21 ($1,313)$892$421$265,844
22 ($1,313)$891$423$265,421
23 ($1,313)$889$424$264,997
24 ($1,313)$888$425$264,572
Year 3 - 25 ($1,313)$886$427$264,145
26 ($1,313)$885$428$263,717
27 ($1,313)$883$430$263,287
28 ($1,313)$882$431$262,856
29 ($1,313)$881$433$262,423
30 ($1,313)$879$434$261,989
31 ($1,313)$878$436$261,553
32 ($1,313)$876$437$261,116
33 ($1,313)$875$438$260,678
34 ($1,313)$873$440$260,238
35 ($1,313)$872$441$259,797
36 ($1,313)$870$443$259,354
Year 4 - 37 ($1,313)$869$444$258,909
38 ($1,313)$867$446$258,464
39 ($1,313)$866$447$258,016
40 ($1,313)$864$449$257,567
41 ($1,313)$863$450$257,117
42 ($1,313)$861$452$256,665
43 ($1,313)$860$453$256,212
44 ($1,313)$858$455$255,757
45 ($1,313)$857$456$255,301
46 ($1,313)$855$458$254,843
47 ($1,313)$854$459$254,383
48 ($1,313)$852$461$253,922
Year 5 - 49 ($1,313)$851$463$253,460
50 ($1,313)$849$464$252,995
51 ($1,313)$848$466$252,530
52 ($1,313)$846$467$252,063
53 ($1,313)$844$469$251,594
54 ($1,313)$843$470$251,123
55 ($1,313)$841$472$250,652
56 ($1,313)$840$474$250,178
57 ($1,313)$838$475$249,703
58 ($1,313)$837$477$249,226
59 ($1,313)$835$478$248,748
60 ($1,313)$833$480$248,268
Year 6 - 61 ($1,313)$832$481$247,787
62 ($1,313)$830$483$247,303
63 ($1,313)$828$485$246,819
64 ($1,313)$827$486$246,332
65 ($1,313)$825$488$245,844
66 ($1,313)$824$490$245,355
67 ($1,313)$822$491$244,864
68 ($1,313)$820$493$244,371
69 ($1,313)$819$495$243,876
70 ($1,313)$817$496$243,380
71 ($1,313)$815$498$242,882
72 ($1,313)$814$500$242,382
Year 7 - 73 ($1,313)$812$501$241,881
74 ($1,313)$810$503$241,378
75 ($1,313)$809$505$240,874
76 ($1,313)$807$506$240,368
77 ($1,313)$805$508$239,860
78 ($1,313)$804$510$239,350
79 ($1,313)$802$511$238,839
80 ($1,313)$800$513$238,325
81 ($1,313)$798$515$237,811
82 ($1,313)$797$517$237,294
83 ($1,313)$795$518$236,776
84 ($1,313)$793$520$236,256
Year 8 - 85 ($1,313)$791$522$235,734
86 ($1,313)$790$523$235,211
87 ($1,313)$788$525$234,685
88 ($1,313)$786$527$234,158
89 ($1,313)$784$529$233,630
90 ($1,313)$783$531$233,099
91 ($1,313)$781$532$232,567
92 ($1,313)$779$534$232,033
93 ($1,313)$777$536$231,497
94 ($1,313)$776$538$230,959
95 ($1,313)$774$539$230,420
96 ($1,313)$772$541$229,878
Year 9 - 97 ($1,313)$770$543$229,335
98 ($1,313)$768$545$228,790
99 ($1,313)$766$547$228,244
100 ($1,313)$765$549$227,695
101 ($1,313)$763$550$227,145
102 ($1,313)$761$552$226,592
103 ($1,313)$759$554$226,038
104 ($1,313)$757$556$225,482
105 ($1,313)$755$558$224,924
106 ($1,313)$753$560$224,365
107 ($1,313)$752$562$223,803
108 ($1,313)$750$563$223,240
Year 10 - 109 ($1,313)$748$565$222,674
110 ($1,313)$746$567$222,107
111 ($1,313)$744$569$221,538
112 ($1,313)$742$571$220,967
113 ($1,313)$740$573$220,394
114 ($1,313)$738$575$219,819
115 ($1,313)$736$577$219,242
116 ($1,313)$734$579$218,664
117 ($1,313)$733$581$218,083
118 ($1,313)$731$583$217,500
119 ($1,313)$729$585$216,916
120 ($1,313)$727$587$216,329
Year 11 - 121 ($1,313)$725$588$215,741
122 ($1,313)$723$590$215,150
123 ($1,313)$721$592$214,558
124 ($1,313)$719$594$213,963
125 ($1,313)$717$596$213,367
126 ($1,313)$715$598$212,769
127 ($1,313)$713$600$212,168
128 ($1,313)$711$602$211,566
129 ($1,313)$709$604$210,961
130 ($1,313)$707$606$210,355
131 ($1,313)$705$609$209,746
132 ($1,313)$703$611$209,136
Year 12 - 133 ($1,313)$701$613$208,523
134 ($1,313)$699$615$207,909
135 ($1,313)$696$617$207,292
136 ($1,313)$694$619$206,673
137 ($1,313)$692$621$206,052
138 ($1,313)$690$623$205,429
139 ($1,313)$688$625$204,804
140 ($1,313)$686$627$204,177
141 ($1,313)$684$629$203,548
142 ($1,313)$682$631$202,917
143 ($1,313)$680$633$202,283
144 ($1,313)$678$636$201,648
Year 13 - 145 ($1,313)$676$638$201,010
146 ($1,313)$673$640$200,370
147 ($1,313)$671$642$199,728
148 ($1,313)$669$644$199,084
149 ($1,313)$667$646$198,438
150 ($1,313)$665$648$197,789
151 ($1,313)$663$651$197,139
152 ($1,313)$660$653$196,486
153 ($1,313)$658$655$195,831
154 ($1,313)$656$657$195,174
155 ($1,313)$654$659$194,515
156 ($1,313)$652$662$193,853
Year 14 - 157 ($1,313)$649$664$193,189
158 ($1,313)$647$666$192,523
159 ($1,313)$645$668$191,855
160 ($1,313)$643$670$191,185
161 ($1,313)$640$673$190,512
162 ($1,313)$638$675$189,837
163 ($1,313)$636$677$189,160
164 ($1,313)$634$680$188,480
165 ($1,313)$631$682$187,798
166 ($1,313)$629$684$187,114
167 ($1,313)$627$686$186,428
168 ($1,313)$625$689$185,739
Year 15 - 169 ($1,313)$622$691$185,048
170 ($1,313)$620$693$184,355
171 ($1,313)$618$696$183,659
172 ($1,313)$615$698$182,961
173 ($1,313)$613$700$182,261
174 ($1,313)$611$703$181,559
175 ($1,313)$608$705$180,854
176 ($1,313)$606$707$180,146
177 ($1,313)$603$710$179,437
178 ($1,313)$601$712$178,724
179 ($1,313)$599$714$178,010
180 ($1,313)$596$717$177,293
Year 16 - 181 ($1,313)$594$719$176,574
182 ($1,313)$592$722$175,852
183 ($1,313)$589$724$175,128
184 ($1,313)$587$727$174,402
185 ($1,313)$584$729$173,673
186 ($1,313)$582$731$172,941
187 ($1,313)$579$734$172,207
188 ($1,313)$577$736$171,471
189 ($1,313)$574$739$170,732
190 ($1,313)$572$741$169,991
191 ($1,313)$569$744$169,247
192 ($1,313)$567$746$168,501
Year 17 - 193 ($1,313)$564$749$167,752
194 ($1,313)$562$751$167,001
195 ($1,313)$559$754$166,247
196 ($1,313)$557$756$165,491
197 ($1,313)$554$759$164,732
198 ($1,313)$552$761$163,971
199 ($1,313)$549$764$163,207
200 ($1,313)$547$766$162,441
201 ($1,313)$544$769$161,672
202 ($1,313)$542$772$160,900
203 ($1,313)$539$774$160,126
204 ($1,313)$536$777$159,349
Year 18 - 205 ($1,313)$534$779$158,570
206 ($1,313)$531$782$157,788
207 ($1,313)$529$785$157,003
208 ($1,313)$526$787$156,216
209 ($1,313)$523$790$155,426
210 ($1,313)$521$793$154,634
211 ($1,313)$518$795$153,838
212 ($1,313)$515$798$153,041
213 ($1,313)$513$801$152,240
214 ($1,313)$510$803$151,437
215 ($1,313)$507$806$150,631
216 ($1,313)$505$809$149,822
Year 19 - 217 ($1,313)$502$811$149,011
218 ($1,313)$499$814$148,197
219 ($1,313)$496$817$147,380
220 ($1,313)$494$819$146,561
221 ($1,313)$491$822$145,739
222 ($1,313)$488$825$144,914
223 ($1,313)$485$828$144,086
224 ($1,313)$483$831$143,256
225 ($1,313)$480$833$142,422
226 ($1,313)$477$836$141,586
227 ($1,313)$474$839$140,747
228 ($1,313)$472$842$139,906
Year 20 - 229 ($1,313)$469$845$139,061
230 ($1,313)$466$847$138,214
231 ($1,313)$463$850$137,364
232 ($1,313)$460$853$136,511
233 ($1,313)$457$856$135,655
234 ($1,313)$454$859$134,796
235 ($1,313)$452$862$133,934
236 ($1,313)$449$865$133,070
237 ($1,313)$446$867$132,202
238 ($1,313)$443$870$131,332
239 ($1,313)$440$873$130,459
240 ($1,313)$437$876$129,583
Year 21 - 241 ($1,313)$434$879$128,704
242 ($1,313)$431$882$127,822
243 ($1,313)$428$885$126,937
244 ($1,313)$425$888$126,049
245 ($1,313)$422$891$125,158
246 ($1,313)$419$894$124,264
247 ($1,313)$416$897$123,367
248 ($1,313)$413$900$122,467
249 ($1,313)$410$903$121,564
250 ($1,313)$407$906$120,658
251 ($1,313)$404$909$119,749
252 ($1,313)$401$912$118,837
Year 22 - 253 ($1,313)$398$915$117,922
254 ($1,313)$395$918$117,004
255 ($1,313)$392$921$116,083
256 ($1,313)$389$924$115,158
257 ($1,313)$386$927$114,231
258 ($1,313)$383$931$113,300
259 ($1,313)$380$934$112,367
260 ($1,313)$376$937$111,430
261 ($1,313)$373$940$110,490
262 ($1,313)$370$943$109,547
263 ($1,313)$367$946$108,601
264 ($1,313)$364$949$107,651
Year 23 - 265 ($1,313)$361$953$106,699
266 ($1,313)$357$956$105,743
267 ($1,313)$354$959$104,784
268 ($1,313)$351$962$103,822
269 ($1,313)$348$965$102,857
270 ($1,313)$345$969$101,888
271 ($1,313)$341$972$100,916
272 ($1,313)$338$975$99,941
273 ($1,313)$335$978$98,962
274 ($1,313)$332$982$97,981
275 ($1,313)$328$985$96,996
276 ($1,313)$325$988$96,008
Year 24 - 277 ($1,313)$322$992$95,016
278 ($1,313)$318$995$94,021
279 ($1,313)$315$998$93,023
280 ($1,313)$312$1,002$92,021
281 ($1,313)$308$1,005$91,016
282 ($1,313)$305$1,008$90,008
283 ($1,313)$302$1,012$88,996
284 ($1,313)$298$1,015$87,981
285 ($1,313)$295$1,018$86,963
286 ($1,313)$291$1,022$85,941
287 ($1,313)$288$1,025$84,916
288 ($1,313)$284$1,029$83,887
Year 25 - 289 ($1,313)$281$1,032$82,855
290 ($1,313)$278$1,036$81,819
291 ($1,313)$274$1,039$80,780
292 ($1,313)$271$1,043$79,738
293 ($1,313)$267$1,046$78,692
294 ($1,313)$264$1,050$77,642
295 ($1,313)$260$1,053$76,589
296 ($1,313)$257$1,057$75,532
297 ($1,313)$253$1,060$74,472
298 ($1,313)$249$1,064$73,408
299 ($1,313)$246$1,067$72,341
300 ($1,313)$242$1,071$71,270
Year 26 - 301 ($1,313)$239$1,074$70,196
302 ($1,313)$235$1,078$69,118
303 ($1,313)$232$1,082$68,036
304 ($1,313)$228$1,085$66,951
305 ($1,313)$224$1,089$65,862
306 ($1,313)$221$1,093$64,769
307 ($1,313)$217$1,096$63,673
308 ($1,313)$213$1,100$62,573
309 ($1,313)$210$1,104$61,470
310 ($1,313)$206$1,107$60,362
311 ($1,313)$202$1,111$59,251
312 ($1,313)$198$1,115$58,137
Year 27 - 313 ($1,313)$195$1,118$57,018
314 ($1,313)$191$1,122$55,896
315 ($1,313)$187$1,126$54,770
316 ($1,313)$183$1,130$53,640
317 ($1,313)$180$1,133$52,507
318 ($1,313)$176$1,137$51,370
319 ($1,313)$172$1,141$50,229
320 ($1,313)$168$1,145$49,084
321 ($1,313)$164$1,149$47,935
322 ($1,313)$161$1,153$46,782
323 ($1,313)$157$1,156$45,626
324 ($1,313)$153$1,160$44,465
Year 28 - 325 ($1,313)$149$1,164$43,301
326 ($1,313)$145$1,168$42,133
327 ($1,313)$141$1,172$40,961
328 ($1,313)$137$1,176$39,785
329 ($1,313)$133$1,180$38,605
330 ($1,313)$129$1,184$37,421
331 ($1,313)$125$1,188$36,233
332 ($1,313)$121$1,192$35,042
333 ($1,313)$117$1,196$33,846
334 ($1,313)$113$1,200$32,646
335 ($1,313)$109$1,204$31,442
336 ($1,313)$105$1,208$30,234
Year 29 - 337 ($1,313)$101$1,212$29,022
338 ($1,313)$97$1,216$27,806
339 ($1,313)$93$1,220$26,586
340 ($1,313)$89$1,224$25,362
341 ($1,313)$85$1,228$24,134
342 ($1,313)$81$1,232$22,902
343 ($1,313)$77$1,236$21,665
344 ($1,313)$73$1,241$20,425
345 ($1,313)$68$1,245$19,180
346 ($1,313)$64$1,249$17,931
347 ($1,313)$60$1,253$16,678
348 ($1,313)$56$1,257$15,420
Year 30 - 349 ($1,313)$52$1,262$14,159
350 ($1,313)$47$1,266$12,893
351 ($1,313)$43$1,270$11,623
352 ($1,313)$39$1,274$10,349
353 ($1,313)$35$1,279$9,070
354 ($1,313)$30$1,283$7,788
355 ($1,313)$26$1,287$6,500
356 ($1,313)$22$1,291$5,209
357 ($1,313)$17$1,296$3,913
358 ($1,313)$13$1,300$2,613
359 ($1,313)$9$1,304$1,309
360 ($1,313)$4$1,309$0
TOTALS$198,350$274,400$472,750

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.