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Mortgage Payment Schedule for a $343,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,600) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,371 360 $219,105 $493,505

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $343,000
Down Payment $68,600$274,400
Year 1 - 1 ($1,371)$1,002$369$274,031
2 ($1,371)$1,000$371$273,660
3 ($1,371)$999$372$273,288
4 ($1,371)$998$373$272,915
5 ($1,371)$996$375$272,540
6 ($1,371)$995$376$272,164
7 ($1,371)$993$377$271,787
8 ($1,371)$992$379$271,408
9 ($1,371)$991$380$271,027
10 ($1,371)$989$382$270,646
11 ($1,371)$988$383$270,263
12 ($1,371)$986$384$269,878
Year 2 - 13 ($1,371)$985$386$269,493
14 ($1,371)$984$387$269,105
15 ($1,371)$982$389$268,717
16 ($1,371)$981$390$268,327
17 ($1,371)$979$391$267,935
18 ($1,371)$978$393$267,543
19 ($1,371)$977$394$267,148
20 ($1,371)$975$396$266,752
21 ($1,371)$974$397$266,355
22 ($1,371)$972$399$265,957
23 ($1,371)$971$400$265,556
24 ($1,371)$969$402$265,155
Year 3 - 25 ($1,371)$968$403$264,752
26 ($1,371)$966$405$264,347
27 ($1,371)$965$406$263,941
28 ($1,371)$963$407$263,534
29 ($1,371)$962$409$263,125
30 ($1,371)$960$410$262,715
31 ($1,371)$959$412$262,303
32 ($1,371)$957$413$261,889
33 ($1,371)$956$415$261,474
34 ($1,371)$954$416$261,058
35 ($1,371)$953$418$260,640
36 ($1,371)$951$420$260,220
Year 4 - 37 ($1,371)$950$421$259,799
38 ($1,371)$948$423$259,377
39 ($1,371)$947$424$258,952
40 ($1,371)$945$426$258,527
41 ($1,371)$944$427$258,100
42 ($1,371)$942$429$257,671
43 ($1,371)$940$430$257,240
44 ($1,371)$939$432$256,809
45 ($1,371)$937$433$256,375
46 ($1,371)$936$435$255,940
47 ($1,371)$934$437$255,503
48 ($1,371)$933$438$255,065
Year 5 - 49 ($1,371)$931$440$254,625
50 ($1,371)$929$441$254,184
51 ($1,371)$928$443$253,741
52 ($1,371)$926$445$253,296
53 ($1,371)$925$446$252,850
54 ($1,371)$923$448$252,402
55 ($1,371)$921$450$251,952
56 ($1,371)$920$451$251,501
57 ($1,371)$918$453$251,048
58 ($1,371)$916$455$250,593
59 ($1,371)$915$456$250,137
60 ($1,371)$913$458$249,679
Year 6 - 61 ($1,371)$911$460$249,220
62 ($1,371)$910$461$248,759
63 ($1,371)$908$463$248,296
64 ($1,371)$906$465$247,831
65 ($1,371)$905$466$247,365
66 ($1,371)$903$468$246,897
67 ($1,371)$901$470$246,427
68 ($1,371)$899$471$245,956
69 ($1,371)$898$473$245,483
70 ($1,371)$896$475$245,008
71 ($1,371)$894$477$244,531
72 ($1,371)$893$478$244,053
Year 7 - 73 ($1,371)$891$480$243,573
74 ($1,371)$889$482$243,091
75 ($1,371)$887$484$242,608
76 ($1,371)$886$485$242,122
77 ($1,371)$884$487$241,635
78 ($1,371)$882$489$241,146
79 ($1,371)$880$491$240,656
80 ($1,371)$878$492$240,163
81 ($1,371)$877$494$239,669
82 ($1,371)$875$496$239,173
83 ($1,371)$873$498$238,675
84 ($1,371)$871$500$238,175
Year 8 - 85 ($1,371)$869$502$237,674
86 ($1,371)$868$503$237,171
87 ($1,371)$866$505$236,665
88 ($1,371)$864$507$236,158
89 ($1,371)$862$509$235,650
90 ($1,371)$860$511$235,139
91 ($1,371)$858$513$234,626
92 ($1,371)$856$514$234,112
93 ($1,371)$855$516$233,595
94 ($1,371)$853$518$233,077
95 ($1,371)$851$520$232,557
96 ($1,371)$849$522$232,035
Year 9 - 97 ($1,371)$847$524$231,511
98 ($1,371)$845$526$230,985
99 ($1,371)$843$528$230,458
100 ($1,371)$841$530$229,928
101 ($1,371)$839$532$229,396
102 ($1,371)$837$534$228,863
103 ($1,371)$835$535$228,327
104 ($1,371)$833$537$227,790
105 ($1,371)$831$539$227,250
106 ($1,371)$829$541$226,709
107 ($1,371)$827$543$226,166
108 ($1,371)$826$545$225,620
Year 10 - 109 ($1,371)$824$547$225,073
110 ($1,371)$822$549$224,524
111 ($1,371)$820$551$223,972
112 ($1,371)$817$553$223,419
113 ($1,371)$815$555$222,864
114 ($1,371)$813$557$222,306
115 ($1,371)$811$559$221,747
116 ($1,371)$809$561$221,185
117 ($1,371)$807$564$220,622
118 ($1,371)$805$566$220,056
119 ($1,371)$803$568$219,489
120 ($1,371)$801$570$218,919
Year 11 - 121 ($1,371)$799$572$218,347
122 ($1,371)$797$574$217,773
123 ($1,371)$795$576$217,197
124 ($1,371)$793$578$216,619
125 ($1,371)$791$580$216,039
126 ($1,371)$789$582$215,457
127 ($1,371)$786$584$214,872
128 ($1,371)$784$587$214,286
129 ($1,371)$782$589$213,697
130 ($1,371)$780$591$213,106
131 ($1,371)$778$593$212,513
132 ($1,371)$776$595$211,918
Year 12 - 133 ($1,371)$774$597$211,320
134 ($1,371)$771$600$210,721
135 ($1,371)$769$602$210,119
136 ($1,371)$767$604$209,515
137 ($1,371)$765$606$208,909
138 ($1,371)$763$608$208,301
139 ($1,371)$760$611$207,690
140 ($1,371)$758$613$207,078
141 ($1,371)$756$615$206,463
142 ($1,371)$754$617$205,845
143 ($1,371)$751$620$205,226
144 ($1,371)$749$622$204,604
Year 13 - 145 ($1,371)$747$624$203,980
146 ($1,371)$745$626$203,354
147 ($1,371)$742$629$202,725
148 ($1,371)$740$631$202,094
149 ($1,371)$738$633$201,461
150 ($1,371)$735$636$200,825
151 ($1,371)$733$638$200,188
152 ($1,371)$731$640$199,547
153 ($1,371)$728$643$198,905
154 ($1,371)$726$645$198,260
155 ($1,371)$724$647$197,613
156 ($1,371)$721$650$196,963
Year 14 - 157 ($1,371)$719$652$196,311
158 ($1,371)$717$654$195,657
159 ($1,371)$714$657$195,000
160 ($1,371)$712$659$194,341
161 ($1,371)$709$662$193,680
162 ($1,371)$707$664$193,016
163 ($1,371)$705$666$192,349
164 ($1,371)$702$669$191,681
165 ($1,371)$700$671$191,009
166 ($1,371)$697$674$190,336
167 ($1,371)$695$676$189,660
168 ($1,371)$692$679$188,981
Year 15 - 169 ($1,371)$690$681$188,300
170 ($1,371)$687$684$187,616
171 ($1,371)$685$686$186,930
172 ($1,371)$682$689$186,242
173 ($1,371)$680$691$185,551
174 ($1,371)$677$694$184,857
175 ($1,371)$675$696$184,161
176 ($1,371)$672$699$183,462
177 ($1,371)$670$701$182,761
178 ($1,371)$667$704$182,057
179 ($1,371)$665$706$181,351
180 ($1,371)$662$709$180,642
Year 16 - 181 ($1,371)$659$712$179,931
182 ($1,371)$657$714$179,217
183 ($1,371)$654$717$178,500
184 ($1,371)$652$719$177,781
185 ($1,371)$649$722$177,059
186 ($1,371)$646$725$176,334
187 ($1,371)$644$727$175,607
188 ($1,371)$641$730$174,877
189 ($1,371)$638$733$174,144
190 ($1,371)$636$735$173,409
191 ($1,371)$633$738$172,671
192 ($1,371)$630$741$171,931
Year 17 - 193 ($1,371)$628$743$171,187
194 ($1,371)$625$746$170,441
195 ($1,371)$622$749$169,693
196 ($1,371)$619$751$168,941
197 ($1,371)$617$754$168,187
198 ($1,371)$614$757$167,430
199 ($1,371)$611$760$166,670
200 ($1,371)$608$763$165,908
201 ($1,371)$606$765$165,142
202 ($1,371)$603$768$164,374
203 ($1,371)$600$771$163,604
204 ($1,371)$597$774$162,830
Year 18 - 205 ($1,371)$594$777$162,053
206 ($1,371)$591$779$161,274
207 ($1,371)$589$782$160,492
208 ($1,371)$586$785$159,707
209 ($1,371)$583$788$158,919
210 ($1,371)$580$791$158,128
211 ($1,371)$577$794$157,334
212 ($1,371)$574$797$156,538
213 ($1,371)$571$799$155,738
214 ($1,371)$568$802$154,936
215 ($1,371)$566$805$154,130
216 ($1,371)$563$808$153,322
Year 19 - 217 ($1,371)$560$811$152,511
218 ($1,371)$557$814$151,697
219 ($1,371)$554$817$150,880
220 ($1,371)$551$820$150,060
221 ($1,371)$548$823$149,236
222 ($1,371)$545$826$148,410
223 ($1,371)$542$829$147,581
224 ($1,371)$539$832$146,749
225 ($1,371)$536$835$145,914
226 ($1,371)$533$838$145,075
227 ($1,371)$530$841$144,234
228 ($1,371)$526$844$143,390
Year 20 - 229 ($1,371)$523$847$142,542
230 ($1,371)$520$851$141,692
231 ($1,371)$517$854$140,838
232 ($1,371)$514$857$139,981
233 ($1,371)$511$860$139,121
234 ($1,371)$508$863$138,258
235 ($1,371)$505$866$137,392
236 ($1,371)$501$869$136,523
237 ($1,371)$498$873$135,650
238 ($1,371)$495$876$134,774
239 ($1,371)$492$879$133,895
240 ($1,371)$489$882$133,013
Year 21 - 241 ($1,371)$485$885$132,128
242 ($1,371)$482$889$131,239
243 ($1,371)$479$892$130,348
244 ($1,371)$476$895$129,453
245 ($1,371)$473$898$128,554
246 ($1,371)$469$902$127,653
247 ($1,371)$466$905$126,748
248 ($1,371)$463$908$125,839
249 ($1,371)$459$912$124,928
250 ($1,371)$456$915$124,013
251 ($1,371)$453$918$123,095
252 ($1,371)$449$922$122,173
Year 22 - 253 ($1,371)$446$925$121,248
254 ($1,371)$443$928$120,320
255 ($1,371)$439$932$119,388
256 ($1,371)$436$935$118,453
257 ($1,371)$432$938$117,515
258 ($1,371)$429$942$116,573
259 ($1,371)$425$945$115,628
260 ($1,371)$422$949$114,679
261 ($1,371)$419$952$113,726
262 ($1,371)$415$956$112,771
263 ($1,371)$412$959$111,811
264 ($1,371)$408$963$110,849
Year 23 - 265 ($1,371)$405$966$109,882
266 ($1,371)$401$970$108,913
267 ($1,371)$398$973$107,939
268 ($1,371)$394$977$106,963
269 ($1,371)$390$980$105,982
270 ($1,371)$387$984$104,998
271 ($1,371)$383$988$104,010
272 ($1,371)$380$991$103,019
273 ($1,371)$376$995$102,024
274 ($1,371)$372$998$101,026
275 ($1,371)$369$1,002$100,024
276 ($1,371)$365$1,006$99,018
Year 24 - 277 ($1,371)$361$1,009$98,009
278 ($1,371)$358$1,013$96,996
279 ($1,371)$354$1,017$95,979
280 ($1,371)$350$1,021$94,958
281 ($1,371)$347$1,024$93,934
282 ($1,371)$343$1,028$92,906
283 ($1,371)$339$1,032$91,874
284 ($1,371)$335$1,036$90,839
285 ($1,371)$332$1,039$89,799
286 ($1,371)$328$1,043$88,756
287 ($1,371)$324$1,047$87,709
288 ($1,371)$320$1,051$86,659
Year 25 - 289 ($1,371)$316$1,055$85,604
290 ($1,371)$312$1,058$84,546
291 ($1,371)$309$1,062$83,484
292 ($1,371)$305$1,066$82,417
293 ($1,371)$301$1,070$81,347
294 ($1,371)$297$1,074$80,273
295 ($1,371)$293$1,078$79,196
296 ($1,371)$289$1,082$78,114
297 ($1,371)$285$1,086$77,028
298 ($1,371)$281$1,090$75,938
299 ($1,371)$277$1,094$74,845
300 ($1,371)$273$1,098$73,747
Year 26 - 301 ($1,371)$269$1,102$72,645
302 ($1,371)$265$1,106$71,540
303 ($1,371)$261$1,110$70,430
304 ($1,371)$257$1,114$69,316
305 ($1,371)$253$1,118$68,198
306 ($1,371)$249$1,122$67,076
307 ($1,371)$245$1,126$65,950
308 ($1,371)$241$1,130$64,820
309 ($1,371)$237$1,134$63,686
310 ($1,371)$232$1,138$62,548
311 ($1,371)$228$1,143$61,405
312 ($1,371)$224$1,147$60,258
Year 27 - 313 ($1,371)$220$1,151$59,107
314 ($1,371)$216$1,155$57,952
315 ($1,371)$212$1,159$56,793
316 ($1,371)$207$1,164$55,630
317 ($1,371)$203$1,168$54,462
318 ($1,371)$199$1,172$53,290
319 ($1,371)$195$1,176$52,113
320 ($1,371)$190$1,181$50,933
321 ($1,371)$186$1,185$49,748
322 ($1,371)$182$1,189$48,558
323 ($1,371)$177$1,194$47,365
324 ($1,371)$173$1,198$46,167
Year 28 - 325 ($1,371)$169$1,202$44,965
326 ($1,371)$164$1,207$43,758
327 ($1,371)$160$1,211$42,547
328 ($1,371)$155$1,216$41,331
329 ($1,371)$151$1,220$40,111
330 ($1,371)$146$1,224$38,887
331 ($1,371)$142$1,229$37,658
332 ($1,371)$137$1,233$36,424
333 ($1,371)$133$1,238$35,186
334 ($1,371)$128$1,242$33,944
335 ($1,371)$124$1,247$32,697
336 ($1,371)$119$1,252$31,446
Year 29 - 337 ($1,371)$115$1,256$30,190
338 ($1,371)$110$1,261$28,929
339 ($1,371)$106$1,265$27,664
340 ($1,371)$101$1,270$26,394
341 ($1,371)$96$1,275$25,119
342 ($1,371)$92$1,279$23,840
343 ($1,371)$87$1,284$22,556
344 ($1,371)$82$1,289$21,268
345 ($1,371)$78$1,293$19,975
346 ($1,371)$73$1,298$18,677
347 ($1,371)$68$1,303$17,374
348 ($1,371)$63$1,307$16,066
Year 30 - 349 ($1,371)$59$1,312$14,754
350 ($1,371)$54$1,317$13,437
351 ($1,371)$49$1,322$12,115
352 ($1,371)$44$1,327$10,789
353 ($1,371)$39$1,331$9,457
354 ($1,371)$35$1,336$8,121
355 ($1,371)$30$1,341$6,780
356 ($1,371)$25$1,346$5,434
357 ($1,371)$20$1,351$4,083
358 ($1,371)$15$1,356$2,727
359 ($1,371)$10$1,361$1,366
360 ($1,371)$5$1,366$0
TOTALS$219,105$274,400$493,505

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.