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Mortgage Payment Schedule for a $343,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,600) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,305 360 $195,503 $469,903

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $343,000
Down Payment $68,600$274,400
Year 1 - 1 ($1,305)$908$397$274,003
2 ($1,305)$906$399$273,604
3 ($1,305)$905$400$273,204
4 ($1,305)$904$401$272,802
5 ($1,305)$903$403$272,399
6 ($1,305)$901$404$271,995
7 ($1,305)$900$405$271,590
8 ($1,305)$899$407$271,183
9 ($1,305)$897$408$270,775
10 ($1,305)$896$409$270,366
11 ($1,305)$894$411$269,955
12 ($1,305)$893$412$269,542
Year 2 - 13 ($1,305)$892$414$269,129
14 ($1,305)$890$415$268,714
15 ($1,305)$889$416$268,298
16 ($1,305)$888$418$267,880
17 ($1,305)$886$419$267,461
18 ($1,305)$885$420$267,041
19 ($1,305)$883$422$266,619
20 ($1,305)$882$423$266,196
21 ($1,305)$881$425$265,771
22 ($1,305)$879$426$265,345
23 ($1,305)$878$427$264,917
24 ($1,305)$876$429$264,489
Year 3 - 25 ($1,305)$875$430$264,058
26 ($1,305)$874$432$263,627
27 ($1,305)$872$433$263,194
28 ($1,305)$871$435$262,759
29 ($1,305)$869$436$262,323
30 ($1,305)$868$437$261,886
31 ($1,305)$866$439$261,447
32 ($1,305)$865$440$261,006
33 ($1,305)$863$442$260,565
34 ($1,305)$862$443$260,121
35 ($1,305)$861$445$259,677
36 ($1,305)$859$446$259,230
Year 4 - 37 ($1,305)$858$448$258,783
38 ($1,305)$856$449$258,334
39 ($1,305)$855$451$257,883
40 ($1,305)$853$452$257,431
41 ($1,305)$852$454$256,977
42 ($1,305)$850$455$256,522
43 ($1,305)$849$457$256,065
44 ($1,305)$847$458$255,607
45 ($1,305)$846$460$255,148
46 ($1,305)$844$461$254,686
47 ($1,305)$843$463$254,224
48 ($1,305)$841$464$253,760
Year 5 - 49 ($1,305)$840$466$253,294
50 ($1,305)$838$467$252,826
51 ($1,305)$836$469$252,358
52 ($1,305)$835$470$251,887
53 ($1,305)$833$472$251,415
54 ($1,305)$832$474$250,942
55 ($1,305)$830$475$250,467
56 ($1,305)$829$477$249,990
57 ($1,305)$827$478$249,512
58 ($1,305)$825$480$249,032
59 ($1,305)$824$481$248,551
60 ($1,305)$822$483$248,068
Year 6 - 61 ($1,305)$821$485$247,583
62 ($1,305)$819$486$247,097
63 ($1,305)$817$488$246,609
64 ($1,305)$816$489$246,120
65 ($1,305)$814$491$245,628
66 ($1,305)$813$493$245,136
67 ($1,305)$811$494$244,642
68 ($1,305)$809$496$244,146
69 ($1,305)$808$498$243,648
70 ($1,305)$806$499$243,149
71 ($1,305)$804$501$242,648
72 ($1,305)$803$503$242,145
Year 7 - 73 ($1,305)$801$504$241,641
74 ($1,305)$799$506$241,135
75 ($1,305)$798$508$240,628
76 ($1,305)$796$509$240,119
77 ($1,305)$794$511$239,608
78 ($1,305)$793$513$239,095
79 ($1,305)$791$514$238,581
80 ($1,305)$789$516$238,065
81 ($1,305)$788$518$237,547
82 ($1,305)$786$519$237,028
83 ($1,305)$784$521$236,507
84 ($1,305)$782$523$235,984
Year 8 - 85 ($1,305)$781$525$235,459
86 ($1,305)$779$526$234,933
87 ($1,305)$777$528$234,405
88 ($1,305)$775$530$233,875
89 ($1,305)$774$532$233,344
90 ($1,305)$772$533$232,810
91 ($1,305)$770$535$232,275
92 ($1,305)$768$537$231,738
93 ($1,305)$767$539$231,200
94 ($1,305)$765$540$230,659
95 ($1,305)$763$542$230,117
96 ($1,305)$761$544$229,573
Year 9 - 97 ($1,305)$760$546$229,027
98 ($1,305)$758$548$228,480
99 ($1,305)$756$549$227,930
100 ($1,305)$754$551$227,379
101 ($1,305)$752$553$226,826
102 ($1,305)$750$555$226,271
103 ($1,305)$749$557$225,715
104 ($1,305)$747$559$225,156
105 ($1,305)$745$560$224,596
106 ($1,305)$743$562$224,033
107 ($1,305)$741$564$223,469
108 ($1,305)$739$566$222,903
Year 10 - 109 ($1,305)$737$568$222,335
110 ($1,305)$736$570$221,766
111 ($1,305)$734$572$221,194
112 ($1,305)$732$574$220,621
113 ($1,305)$730$575$220,045
114 ($1,305)$728$577$219,468
115 ($1,305)$726$579$218,889
116 ($1,305)$724$581$218,308
117 ($1,305)$722$583$217,724
118 ($1,305)$720$585$217,139
119 ($1,305)$718$587$216,553
120 ($1,305)$716$589$215,964
Year 11 - 121 ($1,305)$714$591$215,373
122 ($1,305)$713$593$214,780
123 ($1,305)$711$595$214,185
124 ($1,305)$709$597$213,589
125 ($1,305)$707$599$212,990
126 ($1,305)$705$601$212,389
127 ($1,305)$703$603$211,787
128 ($1,305)$701$605$211,182
129 ($1,305)$699$607$210,576
130 ($1,305)$697$609$209,967
131 ($1,305)$695$611$209,356
132 ($1,305)$693$613$208,744
Year 12 - 133 ($1,305)$691$615$208,129
134 ($1,305)$689$617$207,512
135 ($1,305)$687$619$206,893
136 ($1,305)$684$621$206,273
137 ($1,305)$682$623$205,650
138 ($1,305)$680$625$205,025
139 ($1,305)$678$627$204,398
140 ($1,305)$676$629$203,769
141 ($1,305)$674$631$203,138
142 ($1,305)$672$633$202,504
143 ($1,305)$670$635$201,869
144 ($1,305)$668$637$201,232
Year 13 - 145 ($1,305)$666$640$200,592
146 ($1,305)$664$642$199,950
147 ($1,305)$662$644$199,307
148 ($1,305)$659$646$198,661
149 ($1,305)$657$648$198,013
150 ($1,305)$655$650$197,362
151 ($1,305)$653$652$196,710
152 ($1,305)$651$655$196,056
153 ($1,305)$649$657$195,399
154 ($1,305)$646$659$194,740
155 ($1,305)$644$661$194,079
156 ($1,305)$642$663$193,416
Year 14 - 157 ($1,305)$640$665$192,750
158 ($1,305)$638$668$192,083
159 ($1,305)$635$670$191,413
160 ($1,305)$633$672$190,741
161 ($1,305)$631$674$190,067
162 ($1,305)$629$676$189,390
163 ($1,305)$627$679$188,712
164 ($1,305)$624$681$188,031
165 ($1,305)$622$683$187,347
166 ($1,305)$620$685$186,662
167 ($1,305)$618$688$185,974
168 ($1,305)$615$690$185,284
Year 15 - 169 ($1,305)$613$692$184,592
170 ($1,305)$611$695$183,897
171 ($1,305)$608$697$183,200
172 ($1,305)$606$699$182,501
173 ($1,305)$604$702$181,800
174 ($1,305)$601$704$181,096
175 ($1,305)$599$706$180,390
176 ($1,305)$597$708$179,681
177 ($1,305)$594$711$178,970
178 ($1,305)$592$713$178,257
179 ($1,305)$590$716$177,542
180 ($1,305)$587$718$176,824
Year 16 - 181 ($1,305)$585$720$176,103
182 ($1,305)$583$723$175,381
183 ($1,305)$580$725$174,656
184 ($1,305)$578$727$173,928
185 ($1,305)$575$730$173,198
186 ($1,305)$573$732$172,466
187 ($1,305)$571$735$171,731
188 ($1,305)$568$737$170,994
189 ($1,305)$566$740$170,255
190 ($1,305)$563$742$169,512
191 ($1,305)$561$744$168,768
192 ($1,305)$558$747$168,021
Year 17 - 193 ($1,305)$556$749$167,272
194 ($1,305)$553$752$166,520
195 ($1,305)$551$754$165,765
196 ($1,305)$548$757$165,008
197 ($1,305)$546$759$164,249
198 ($1,305)$543$762$163,487
199 ($1,305)$541$764$162,723
200 ($1,305)$538$767$161,956
201 ($1,305)$536$769$161,186
202 ($1,305)$533$772$160,414
203 ($1,305)$531$775$159,640
204 ($1,305)$528$777$158,863
Year 18 - 205 ($1,305)$526$780$158,083
206 ($1,305)$523$782$157,301
207 ($1,305)$520$785$156,516
208 ($1,305)$518$787$155,728
209 ($1,305)$515$790$154,938
210 ($1,305)$513$793$154,145
211 ($1,305)$510$795$153,350
212 ($1,305)$507$798$152,552
213 ($1,305)$505$801$151,752
214 ($1,305)$502$803$150,948
215 ($1,305)$499$806$150,142
216 ($1,305)$497$809$149,334
Year 19 - 217 ($1,305)$494$811$148,523
218 ($1,305)$491$814$147,709
219 ($1,305)$489$817$146,892
220 ($1,305)$486$819$146,073
221 ($1,305)$483$822$145,251
222 ($1,305)$481$825$144,426
223 ($1,305)$478$827$143,599
224 ($1,305)$475$830$142,768
225 ($1,305)$472$833$141,935
226 ($1,305)$470$836$141,100
227 ($1,305)$467$838$140,261
228 ($1,305)$464$841$139,420
Year 20 - 229 ($1,305)$461$844$138,576
230 ($1,305)$458$847$137,729
231 ($1,305)$456$850$136,879
232 ($1,305)$453$852$136,027
233 ($1,305)$450$855$135,172
234 ($1,305)$447$858$134,314
235 ($1,305)$444$861$133,453
236 ($1,305)$442$864$132,589
237 ($1,305)$439$867$131,722
238 ($1,305)$436$870$130,853
239 ($1,305)$433$872$129,980
240 ($1,305)$430$875$129,105
Year 21 - 241 ($1,305)$427$878$128,227
242 ($1,305)$424$881$127,346
243 ($1,305)$421$884$126,462
244 ($1,305)$418$887$125,575
245 ($1,305)$415$890$124,685
246 ($1,305)$412$893$123,792
247 ($1,305)$410$896$122,897
248 ($1,305)$407$899$121,998
249 ($1,305)$404$902$121,096
250 ($1,305)$401$905$120,192
251 ($1,305)$398$908$119,284
252 ($1,305)$395$911$118,373
Year 22 - 253 ($1,305)$392$914$117,460
254 ($1,305)$389$917$116,543
255 ($1,305)$386$920$115,623
256 ($1,305)$383$923$114,700
257 ($1,305)$379$926$113,775
258 ($1,305)$376$929$112,846
259 ($1,305)$373$932$111,914
260 ($1,305)$370$935$110,979
261 ($1,305)$367$938$110,041
262 ($1,305)$364$941$109,099
263 ($1,305)$361$944$108,155
264 ($1,305)$358$947$107,208
Year 23 - 265 ($1,305)$355$951$106,257
266 ($1,305)$352$954$105,303
267 ($1,305)$348$957$104,346
268 ($1,305)$345$960$103,386
269 ($1,305)$342$963$102,423
270 ($1,305)$339$966$101,456
271 ($1,305)$336$970$100,487
272 ($1,305)$332$973$99,514
273 ($1,305)$329$976$98,538
274 ($1,305)$326$979$97,559
275 ($1,305)$323$983$96,576
276 ($1,305)$320$986$95,590
Year 24 - 277 ($1,305)$316$989$94,601
278 ($1,305)$313$992$93,609
279 ($1,305)$310$996$92,613
280 ($1,305)$306$999$91,614
281 ($1,305)$303$1,002$90,612
282 ($1,305)$300$1,006$89,607
283 ($1,305)$296$1,009$88,598
284 ($1,305)$293$1,012$87,586
285 ($1,305)$290$1,016$86,570
286 ($1,305)$286$1,019$85,551
287 ($1,305)$283$1,022$84,529
288 ($1,305)$280$1,026$83,503
Year 25 - 289 ($1,305)$276$1,029$82,474
290 ($1,305)$273$1,032$81,442
291 ($1,305)$269$1,036$80,406
292 ($1,305)$266$1,039$79,367
293 ($1,305)$263$1,043$78,324
294 ($1,305)$259$1,046$77,278
295 ($1,305)$256$1,050$76,228
296 ($1,305)$252$1,053$75,175
297 ($1,305)$249$1,057$74,119
298 ($1,305)$245$1,060$73,059
299 ($1,305)$242$1,064$71,995
300 ($1,305)$238$1,067$70,928
Year 26 - 301 ($1,305)$235$1,071$69,857
302 ($1,305)$231$1,074$68,783
303 ($1,305)$228$1,078$67,705
304 ($1,305)$224$1,081$66,624
305 ($1,305)$220$1,085$65,539
306 ($1,305)$217$1,088$64,451
307 ($1,305)$213$1,092$63,359
308 ($1,305)$210$1,096$62,263
309 ($1,305)$206$1,099$61,164
310 ($1,305)$202$1,103$60,061
311 ($1,305)$199$1,107$58,954
312 ($1,305)$195$1,110$57,844
Year 27 - 313 ($1,305)$191$1,114$56,730
314 ($1,305)$188$1,118$55,612
315 ($1,305)$184$1,121$54,491
316 ($1,305)$180$1,125$53,366
317 ($1,305)$177$1,129$52,237
318 ($1,305)$173$1,132$51,105
319 ($1,305)$169$1,136$49,969
320 ($1,305)$165$1,140$48,829
321 ($1,305)$162$1,144$47,685
322 ($1,305)$158$1,148$46,537
323 ($1,305)$154$1,151$45,386
324 ($1,305)$150$1,155$44,231
Year 28 - 325 ($1,305)$146$1,159$43,072
326 ($1,305)$142$1,163$41,909
327 ($1,305)$139$1,167$40,743
328 ($1,305)$135$1,170$39,572
329 ($1,305)$131$1,174$38,398
330 ($1,305)$127$1,178$37,220
331 ($1,305)$123$1,182$36,037
332 ($1,305)$119$1,186$34,851
333 ($1,305)$115$1,190$33,661
334 ($1,305)$111$1,194$32,467
335 ($1,305)$107$1,198$31,270
336 ($1,305)$103$1,202$30,068
Year 29 - 337 ($1,305)$99$1,206$28,862
338 ($1,305)$95$1,210$27,652
339 ($1,305)$91$1,214$26,438
340 ($1,305)$87$1,218$25,220
341 ($1,305)$83$1,222$23,999
342 ($1,305)$79$1,226$22,773
343 ($1,305)$75$1,230$21,543
344 ($1,305)$71$1,234$20,309
345 ($1,305)$67$1,238$19,071
346 ($1,305)$63$1,242$17,828
347 ($1,305)$59$1,246$16,582
348 ($1,305)$55$1,250$15,332
Year 30 - 349 ($1,305)$51$1,255$14,077
350 ($1,305)$47$1,259$12,818
351 ($1,305)$42$1,263$11,556
352 ($1,305)$38$1,267$10,289
353 ($1,305)$34$1,271$9,017
354 ($1,305)$30$1,275$7,742
355 ($1,305)$26$1,280$6,462
356 ($1,305)$21$1,284$5,178
357 ($1,305)$17$1,288$3,890
358 ($1,305)$13$1,292$2,598
359 ($1,305)$9$1,297$1,301
360 ($1,305)$4$1,301$0
TOTALS$195,503$274,400$469,903

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.