« Back to all home prices

Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,301 360 $193,227 $468,427

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,301)$899$402$274,798
2 ($1,301)$898$404$274,394
3 ($1,301)$896$405$273,989
4 ($1,301)$895$406$273,583
5 ($1,301)$894$407$273,176
6 ($1,301)$892$409$272,767
7 ($1,301)$891$410$272,357
8 ($1,301)$890$411$271,945
9 ($1,301)$888$413$271,533
10 ($1,301)$887$414$271,118
11 ($1,301)$886$416$270,703
12 ($1,301)$884$417$270,286
Year 2 - 13 ($1,301)$883$418$269,868
14 ($1,301)$882$420$269,448
15 ($1,301)$880$421$269,027
16 ($1,301)$879$422$268,605
17 ($1,301)$877$424$268,181
18 ($1,301)$876$425$267,756
19 ($1,301)$875$427$267,329
20 ($1,301)$873$428$266,901
21 ($1,301)$872$429$266,472
22 ($1,301)$870$431$266,041
23 ($1,301)$869$432$265,609
24 ($1,301)$868$434$265,176
Year 3 - 25 ($1,301)$866$435$264,741
26 ($1,301)$865$436$264,304
27 ($1,301)$863$438$263,867
28 ($1,301)$862$439$263,427
29 ($1,301)$861$441$262,987
30 ($1,301)$859$442$262,545
31 ($1,301)$858$444$262,101
32 ($1,301)$856$445$261,656
33 ($1,301)$855$446$261,210
34 ($1,301)$853$448$260,762
35 ($1,301)$852$449$260,312
36 ($1,301)$850$451$259,862
Year 4 - 37 ($1,301)$849$452$259,409
38 ($1,301)$847$454$258,956
39 ($1,301)$846$455$258,500
40 ($1,301)$844$457$258,044
41 ($1,301)$843$458$257,585
42 ($1,301)$841$460$257,126
43 ($1,301)$840$461$256,664
44 ($1,301)$838$463$256,202
45 ($1,301)$837$464$255,737
46 ($1,301)$835$466$255,271
47 ($1,301)$834$467$254,804
48 ($1,301)$832$469$254,335
Year 5 - 49 ($1,301)$831$470$253,865
50 ($1,301)$829$472$253,393
51 ($1,301)$828$473$252,920
52 ($1,301)$826$475$252,445
53 ($1,301)$825$477$251,968
54 ($1,301)$823$478$251,490
55 ($1,301)$822$480$251,010
56 ($1,301)$820$481$250,529
57 ($1,301)$818$483$250,046
58 ($1,301)$817$484$249,562
59 ($1,301)$815$486$249,076
60 ($1,301)$814$488$248,589
Year 6 - 61 ($1,301)$812$489$248,099
62 ($1,301)$810$491$247,609
63 ($1,301)$809$492$247,116
64 ($1,301)$807$494$246,622
65 ($1,301)$806$496$246,127
66 ($1,301)$804$497$245,630
67 ($1,301)$802$499$245,131
68 ($1,301)$801$500$244,630
69 ($1,301)$799$502$244,128
70 ($1,301)$797$504$243,625
71 ($1,301)$796$505$243,119
72 ($1,301)$794$507$242,612
Year 7 - 73 ($1,301)$793$509$242,104
74 ($1,301)$791$510$241,593
75 ($1,301)$789$512$241,081
76 ($1,301)$788$514$240,568
77 ($1,301)$786$515$240,052
78 ($1,301)$784$517$239,535
79 ($1,301)$782$519$239,017
80 ($1,301)$781$520$238,496
81 ($1,301)$779$522$237,974
82 ($1,301)$777$524$237,450
83 ($1,301)$776$526$236,925
84 ($1,301)$774$527$236,398
Year 8 - 85 ($1,301)$772$529$235,869
86 ($1,301)$771$531$235,338
87 ($1,301)$769$532$234,806
88 ($1,301)$767$534$234,271
89 ($1,301)$765$536$233,736
90 ($1,301)$764$538$233,198
91 ($1,301)$762$539$232,659
92 ($1,301)$760$541$232,117
93 ($1,301)$758$543$231,574
94 ($1,301)$756$545$231,030
95 ($1,301)$755$546$230,483
96 ($1,301)$753$548$229,935
Year 9 - 97 ($1,301)$751$550$229,385
98 ($1,301)$749$552$228,833
99 ($1,301)$748$554$228,279
100 ($1,301)$746$555$227,724
101 ($1,301)$744$557$227,167
102 ($1,301)$742$559$226,607
103 ($1,301)$740$561$226,047
104 ($1,301)$738$563$225,484
105 ($1,301)$737$565$224,919
106 ($1,301)$735$566$224,353
107 ($1,301)$733$568$223,784
108 ($1,301)$731$570$223,214
Year 10 - 109 ($1,301)$729$572$222,642
110 ($1,301)$727$574$222,068
111 ($1,301)$725$576$221,493
112 ($1,301)$724$578$220,915
113 ($1,301)$722$580$220,335
114 ($1,301)$720$581$219,754
115 ($1,301)$718$583$219,171
116 ($1,301)$716$585$218,585
117 ($1,301)$714$587$217,998
118 ($1,301)$712$589$217,409
119 ($1,301)$710$591$216,818
120 ($1,301)$708$593$216,225
Year 11 - 121 ($1,301)$706$595$215,630
122 ($1,301)$704$597$215,034
123 ($1,301)$702$599$214,435
124 ($1,301)$700$601$213,834
125 ($1,301)$699$603$213,232
126 ($1,301)$697$605$212,627
127 ($1,301)$695$607$212,020
128 ($1,301)$693$609$211,412
129 ($1,301)$691$611$210,801
130 ($1,301)$689$613$210,189
131 ($1,301)$687$615$209,574
132 ($1,301)$685$617$208,957
Year 12 - 133 ($1,301)$683$619$208,339
134 ($1,301)$681$621$207,718
135 ($1,301)$679$623$207,096
136 ($1,301)$677$625$206,471
137 ($1,301)$674$627$205,844
138 ($1,301)$672$629$205,215
139 ($1,301)$670$631$204,585
140 ($1,301)$668$633$203,952
141 ($1,301)$666$635$203,317
142 ($1,301)$664$637$202,680
143 ($1,301)$662$639$202,041
144 ($1,301)$660$641$201,400
Year 13 - 145 ($1,301)$658$643$200,756
146 ($1,301)$656$645$200,111
147 ($1,301)$654$647$199,463
148 ($1,301)$652$650$198,814
149 ($1,301)$649$652$198,162
150 ($1,301)$647$654$197,508
151 ($1,301)$645$656$196,852
152 ($1,301)$643$658$196,194
153 ($1,301)$641$660$195,534
154 ($1,301)$639$662$194,871
155 ($1,301)$637$665$194,207
156 ($1,301)$634$667$193,540
Year 14 - 157 ($1,301)$632$669$192,871
158 ($1,301)$630$671$192,200
159 ($1,301)$628$673$191,527
160 ($1,301)$626$676$190,851
161 ($1,301)$623$678$190,173
162 ($1,301)$621$680$189,493
163 ($1,301)$619$682$188,811
164 ($1,301)$617$684$188,127
165 ($1,301)$615$687$187,440
166 ($1,301)$612$689$186,751
167 ($1,301)$610$691$186,060
168 ($1,301)$608$693$185,367
Year 15 - 169 ($1,301)$606$696$184,671
170 ($1,301)$603$698$183,973
171 ($1,301)$601$700$183,273
172 ($1,301)$599$702$182,570
173 ($1,301)$596$705$181,866
174 ($1,301)$594$707$181,159
175 ($1,301)$592$709$180,449
176 ($1,301)$589$712$179,737
177 ($1,301)$587$714$179,023
178 ($1,301)$585$716$178,307
179 ($1,301)$582$719$177,588
180 ($1,301)$580$721$176,867
Year 16 - 181 ($1,301)$578$723$176,144
182 ($1,301)$575$726$175,418
183 ($1,301)$573$728$174,690
184 ($1,301)$571$731$173,959
185 ($1,301)$568$733$173,226
186 ($1,301)$566$735$172,491
187 ($1,301)$563$738$171,753
188 ($1,301)$561$740$171,013
189 ($1,301)$559$743$170,271
190 ($1,301)$556$745$169,526
191 ($1,301)$554$747$168,778
192 ($1,301)$551$750$168,028
Year 17 - 193 ($1,301)$549$752$167,276
194 ($1,301)$546$755$166,521
195 ($1,301)$544$757$165,764
196 ($1,301)$541$760$165,005
197 ($1,301)$539$762$164,242
198 ($1,301)$537$765$163,478
199 ($1,301)$534$767$162,711
200 ($1,301)$532$770$161,941
201 ($1,301)$529$772$161,169
202 ($1,301)$526$775$160,394
203 ($1,301)$524$777$159,617
204 ($1,301)$521$780$158,837
Year 18 - 205 ($1,301)$519$782$158,055
206 ($1,301)$516$785$157,270
207 ($1,301)$514$787$156,482
208 ($1,301)$511$790$155,692
209 ($1,301)$509$793$154,900
210 ($1,301)$506$795$154,105
211 ($1,301)$503$798$153,307
212 ($1,301)$501$800$152,506
213 ($1,301)$498$803$151,703
214 ($1,301)$496$806$150,898
215 ($1,301)$493$808$150,090
216 ($1,301)$490$811$149,279
Year 19 - 217 ($1,301)$488$814$148,465
218 ($1,301)$485$816$147,649
219 ($1,301)$482$819$146,830
220 ($1,301)$480$822$146,009
221 ($1,301)$477$824$145,184
222 ($1,301)$474$827$144,357
223 ($1,301)$472$830$143,528
224 ($1,301)$469$832$142,695
225 ($1,301)$466$835$141,860
226 ($1,301)$463$838$141,023
227 ($1,301)$461$841$140,182
228 ($1,301)$458$843$139,339
Year 20 - 229 ($1,301)$455$846$138,493
230 ($1,301)$452$849$137,644
231 ($1,301)$450$852$136,792
232 ($1,301)$447$854$135,938
233 ($1,301)$444$857$135,081
234 ($1,301)$441$860$134,221
235 ($1,301)$438$863$133,358
236 ($1,301)$436$866$132,493
237 ($1,301)$433$868$131,624
238 ($1,301)$430$871$130,753
239 ($1,301)$427$874$129,879
240 ($1,301)$424$877$129,002
Year 21 - 241 ($1,301)$421$880$128,122
242 ($1,301)$419$883$127,240
243 ($1,301)$416$886$126,354
244 ($1,301)$413$888$125,466
245 ($1,301)$410$891$124,575
246 ($1,301)$407$894$123,680
247 ($1,301)$404$897$122,783
248 ($1,301)$401$900$121,883
249 ($1,301)$398$903$120,980
250 ($1,301)$395$906$120,074
251 ($1,301)$392$909$119,165
252 ($1,301)$389$912$118,253
Year 22 - 253 ($1,301)$386$915$117,338
254 ($1,301)$383$918$116,420
255 ($1,301)$380$921$115,500
256 ($1,301)$377$924$114,576
257 ($1,301)$374$927$113,649
258 ($1,301)$371$930$112,719
259 ($1,301)$368$933$111,786
260 ($1,301)$365$936$110,850
261 ($1,301)$362$939$109,911
262 ($1,301)$359$942$108,969
263 ($1,301)$356$945$108,023
264 ($1,301)$353$948$107,075
Year 23 - 265 ($1,301)$350$951$106,124
266 ($1,301)$347$955$105,169
267 ($1,301)$344$958$104,211
268 ($1,301)$340$961$103,251
269 ($1,301)$337$964$102,287
270 ($1,301)$334$967$101,320
271 ($1,301)$331$970$100,350
272 ($1,301)$328$973$99,376
273 ($1,301)$325$977$98,400
274 ($1,301)$321$980$97,420
275 ($1,301)$318$983$96,437
276 ($1,301)$315$986$95,451
Year 24 - 277 ($1,301)$312$989$94,461
278 ($1,301)$309$993$93,469
279 ($1,301)$305$996$92,473
280 ($1,301)$302$999$91,474
281 ($1,301)$299$1,002$90,471
282 ($1,301)$296$1,006$89,466
283 ($1,301)$292$1,009$88,457
284 ($1,301)$289$1,012$87,445
285 ($1,301)$286$1,016$86,429
286 ($1,301)$282$1,019$85,410
287 ($1,301)$279$1,022$84,388
288 ($1,301)$276$1,026$83,363
Year 25 - 289 ($1,301)$272$1,029$82,334
290 ($1,301)$269$1,032$81,301
291 ($1,301)$266$1,036$80,266
292 ($1,301)$262$1,039$79,227
293 ($1,301)$259$1,042$78,185
294 ($1,301)$255$1,046$77,139
295 ($1,301)$252$1,049$76,090
296 ($1,301)$249$1,053$75,037
297 ($1,301)$245$1,056$73,981
298 ($1,301)$242$1,060$72,921
299 ($1,301)$238$1,063$71,858
300 ($1,301)$235$1,066$70,792
Year 26 - 301 ($1,301)$231$1,070$69,722
302 ($1,301)$228$1,073$68,649
303 ($1,301)$224$1,077$67,572
304 ($1,301)$221$1,080$66,491
305 ($1,301)$217$1,084$65,407
306 ($1,301)$214$1,088$64,320
307 ($1,301)$210$1,091$63,229
308 ($1,301)$207$1,095$62,134
309 ($1,301)$203$1,098$61,036
310 ($1,301)$199$1,102$59,934
311 ($1,301)$196$1,105$58,828
312 ($1,301)$192$1,109$57,719
Year 27 - 313 ($1,301)$189$1,113$56,607
314 ($1,301)$185$1,116$55,491
315 ($1,301)$181$1,120$54,371
316 ($1,301)$178$1,124$53,247
317 ($1,301)$174$1,127$52,120
318 ($1,301)$170$1,131$50,989
319 ($1,301)$167$1,135$49,854
320 ($1,301)$163$1,138$48,716
321 ($1,301)$159$1,142$47,574
322 ($1,301)$155$1,146$46,428
323 ($1,301)$152$1,150$45,279
324 ($1,301)$148$1,153$44,125
Year 28 - 325 ($1,301)$144$1,157$42,968
326 ($1,301)$140$1,161$41,807
327 ($1,301)$137$1,165$40,643
328 ($1,301)$133$1,168$39,474
329 ($1,301)$129$1,172$38,302
330 ($1,301)$125$1,176$37,126
331 ($1,301)$121$1,180$35,946
332 ($1,301)$117$1,184$34,762
333 ($1,301)$114$1,188$33,575
334 ($1,301)$110$1,192$32,383
335 ($1,301)$106$1,195$31,188
336 ($1,301)$102$1,199$29,989
Year 29 - 337 ($1,301)$98$1,203$28,785
338 ($1,301)$94$1,207$27,578
339 ($1,301)$90$1,211$26,367
340 ($1,301)$86$1,215$25,152
341 ($1,301)$82$1,219$23,933
342 ($1,301)$78$1,223$22,710
343 ($1,301)$74$1,227$21,483
344 ($1,301)$70$1,231$20,252
345 ($1,301)$66$1,235$19,017
346 ($1,301)$62$1,239$17,778
347 ($1,301)$58$1,243$16,535
348 ($1,301)$54$1,247$15,288
Year 30 - 349 ($1,301)$50$1,251$14,036
350 ($1,301)$46$1,255$12,781
351 ($1,301)$42$1,259$11,522
352 ($1,301)$38$1,264$10,258
353 ($1,301)$34$1,268$8,990
354 ($1,301)$29$1,272$7,719
355 ($1,301)$25$1,276$6,443
356 ($1,301)$21$1,280$5,163
357 ($1,301)$17$1,284$3,878
358 ($1,301)$13$1,289$2,590
359 ($1,301)$8$1,293$1,297
360 ($1,301)$4$1,297$0
TOTALS$193,227$275,200$468,427

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.