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Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,287 360 $188,127 $463,327

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.880% | Rate: 3.875% | Fees: $155 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,287)$878$409$274,791
2 ($1,287)$877$410$274,381
3 ($1,287)$876$411$273,970
4 ($1,287)$874$413$273,557
5 ($1,287)$873$414$273,144
6 ($1,287)$872$415$272,728
7 ($1,287)$870$417$272,312
8 ($1,287)$869$418$271,894
9 ($1,287)$868$419$271,475
10 ($1,287)$866$421$271,054
11 ($1,287)$865$422$270,632
12 ($1,287)$864$423$270,209
Year 2 - 13 ($1,287)$862$425$269,784
14 ($1,287)$861$426$269,358
15 ($1,287)$860$427$268,931
16 ($1,287)$858$429$268,502
17 ($1,287)$857$430$268,072
18 ($1,287)$856$431$267,641
19 ($1,287)$854$433$267,208
20 ($1,287)$853$434$266,774
21 ($1,287)$851$436$266,338
22 ($1,287)$850$437$265,901
23 ($1,287)$849$438$265,463
24 ($1,287)$847$440$265,023
Year 3 - 25 ($1,287)$846$441$264,582
26 ($1,287)$844$443$264,140
27 ($1,287)$843$444$263,696
28 ($1,287)$842$445$263,250
29 ($1,287)$840$447$262,803
30 ($1,287)$839$448$262,355
31 ($1,287)$837$450$261,905
32 ($1,287)$836$451$261,454
33 ($1,287)$834$453$261,002
34 ($1,287)$833$454$260,548
35 ($1,287)$832$455$260,092
36 ($1,287)$830$457$259,636
Year 4 - 37 ($1,287)$829$458$259,177
38 ($1,287)$827$460$258,717
39 ($1,287)$826$461$258,256
40 ($1,287)$824$463$257,793
41 ($1,287)$823$464$257,329
42 ($1,287)$821$466$256,863
43 ($1,287)$820$467$256,396
44 ($1,287)$818$469$255,928
45 ($1,287)$817$470$255,457
46 ($1,287)$815$472$254,986
47 ($1,287)$814$473$254,512
48 ($1,287)$812$475$254,038
Year 5 - 49 ($1,287)$811$476$253,562
50 ($1,287)$809$478$253,084
51 ($1,287)$808$479$252,605
52 ($1,287)$806$481$252,124
53 ($1,287)$805$482$251,641
54 ($1,287)$803$484$251,158
55 ($1,287)$802$485$250,672
56 ($1,287)$800$487$250,185
57 ($1,287)$799$489$249,697
58 ($1,287)$797$490$249,207
59 ($1,287)$795$492$248,715
60 ($1,287)$794$493$248,222
Year 6 - 61 ($1,287)$792$495$247,727
62 ($1,287)$791$496$247,231
63 ($1,287)$789$498$246,733
64 ($1,287)$787$500$246,233
65 ($1,287)$786$501$245,732
66 ($1,287)$784$503$245,229
67 ($1,287)$783$504$244,725
68 ($1,287)$781$506$244,219
69 ($1,287)$779$508$243,712
70 ($1,287)$778$509$243,202
71 ($1,287)$776$511$242,692
72 ($1,287)$775$512$242,179
Year 7 - 73 ($1,287)$773$514$241,665
74 ($1,287)$771$516$241,149
75 ($1,287)$770$517$240,632
76 ($1,287)$768$519$240,113
77 ($1,287)$766$521$239,592
78 ($1,287)$765$522$239,070
79 ($1,287)$763$524$238,546
80 ($1,287)$761$526$238,020
81 ($1,287)$760$527$237,493
82 ($1,287)$758$529$236,964
83 ($1,287)$756$531$236,433
84 ($1,287)$755$532$235,901
Year 8 - 85 ($1,287)$753$534$235,367
86 ($1,287)$751$536$234,831
87 ($1,287)$750$538$234,293
88 ($1,287)$748$539$233,754
89 ($1,287)$746$541$233,213
90 ($1,287)$744$543$232,671
91 ($1,287)$743$544$232,126
92 ($1,287)$741$546$231,580
93 ($1,287)$739$548$231,032
94 ($1,287)$737$550$230,483
95 ($1,287)$736$551$229,931
96 ($1,287)$734$553$229,378
Year 9 - 97 ($1,287)$732$555$228,823
98 ($1,287)$730$557$228,266
99 ($1,287)$729$558$227,708
100 ($1,287)$727$560$227,148
101 ($1,287)$725$562$226,586
102 ($1,287)$723$564$226,022
103 ($1,287)$721$566$225,456
104 ($1,287)$720$567$224,889
105 ($1,287)$718$569$224,319
106 ($1,287)$716$571$223,748
107 ($1,287)$714$573$223,175
108 ($1,287)$712$575$222,601
Year 10 - 109 ($1,287)$710$577$222,024
110 ($1,287)$709$578$221,446
111 ($1,287)$707$580$220,866
112 ($1,287)$705$582$220,283
113 ($1,287)$703$584$219,700
114 ($1,287)$701$586$219,114
115 ($1,287)$699$588$218,526
116 ($1,287)$697$590$217,936
117 ($1,287)$696$591$217,345
118 ($1,287)$694$593$216,752
119 ($1,287)$692$595$216,157
120 ($1,287)$690$597$215,559
Year 11 - 121 ($1,287)$688$599$214,960
122 ($1,287)$686$601$214,359
123 ($1,287)$684$603$213,757
124 ($1,287)$682$605$213,152
125 ($1,287)$680$607$212,545
126 ($1,287)$678$609$211,936
127 ($1,287)$676$611$211,326
128 ($1,287)$674$613$210,713
129 ($1,287)$673$614$210,099
130 ($1,287)$671$616$209,482
131 ($1,287)$669$618$208,864
132 ($1,287)$667$620$208,244
Year 12 - 133 ($1,287)$665$622$207,621
134 ($1,287)$663$624$206,997
135 ($1,287)$661$626$206,370
136 ($1,287)$659$628$205,742
137 ($1,287)$657$630$205,112
138 ($1,287)$655$632$204,479
139 ($1,287)$653$634$203,845
140 ($1,287)$651$636$203,209
141 ($1,287)$649$638$202,570
142 ($1,287)$647$640$201,930
143 ($1,287)$644$643$201,287
144 ($1,287)$642$645$200,643
Year 13 - 145 ($1,287)$640$647$199,996
146 ($1,287)$638$649$199,347
147 ($1,287)$636$651$198,696
148 ($1,287)$634$653$198,044
149 ($1,287)$632$655$197,389
150 ($1,287)$630$657$196,732
151 ($1,287)$628$659$196,073
152 ($1,287)$626$661$195,411
153 ($1,287)$624$663$194,748
154 ($1,287)$622$665$194,083
155 ($1,287)$619$668$193,415
156 ($1,287)$617$670$192,745
Year 14 - 157 ($1,287)$615$672$192,073
158 ($1,287)$613$674$191,399
159 ($1,287)$611$676$190,723
160 ($1,287)$609$678$190,045
161 ($1,287)$607$680$189,365
162 ($1,287)$604$683$188,682
163 ($1,287)$602$685$187,997
164 ($1,287)$600$687$187,310
165 ($1,287)$598$689$186,621
166 ($1,287)$596$691$185,930
167 ($1,287)$593$694$185,236
168 ($1,287)$591$696$184,540
Year 15 - 169 ($1,287)$589$698$183,842
170 ($1,287)$587$700$183,142
171 ($1,287)$585$702$182,439
172 ($1,287)$582$705$181,735
173 ($1,287)$580$707$181,028
174 ($1,287)$578$709$180,318
175 ($1,287)$576$712$179,607
176 ($1,287)$573$714$178,893
177 ($1,287)$571$716$178,177
178 ($1,287)$569$718$177,459
179 ($1,287)$566$721$176,738
180 ($1,287)$564$723$176,015
Year 16 - 181 ($1,287)$562$725$175,290
182 ($1,287)$559$728$174,562
183 ($1,287)$557$730$173,833
184 ($1,287)$555$732$173,100
185 ($1,287)$552$735$172,366
186 ($1,287)$550$737$171,629
187 ($1,287)$548$739$170,890
188 ($1,287)$545$742$170,148
189 ($1,287)$543$744$169,404
190 ($1,287)$541$746$168,658
191 ($1,287)$538$749$167,909
192 ($1,287)$536$751$167,158
Year 17 - 193 ($1,287)$534$754$166,404
194 ($1,287)$531$756$165,648
195 ($1,287)$529$758$164,890
196 ($1,287)$526$761$164,129
197 ($1,287)$524$763$163,366
198 ($1,287)$521$766$162,601
199 ($1,287)$519$768$161,833
200 ($1,287)$517$771$161,062
201 ($1,287)$514$773$160,289
202 ($1,287)$512$775$159,514
203 ($1,287)$509$778$158,736
204 ($1,287)$507$780$157,955
Year 18 - 205 ($1,287)$504$783$157,173
206 ($1,287)$502$785$156,387
207 ($1,287)$499$788$155,599
208 ($1,287)$497$790$154,809
209 ($1,287)$494$793$154,016
210 ($1,287)$492$795$153,221
211 ($1,287)$489$798$152,423
212 ($1,287)$486$801$151,622
213 ($1,287)$484$803$150,819
214 ($1,287)$481$806$150,013
215 ($1,287)$479$808$149,205
216 ($1,287)$476$811$148,394
Year 19 - 217 ($1,287)$474$813$147,581
218 ($1,287)$471$816$146,765
219 ($1,287)$468$819$145,946
220 ($1,287)$466$821$145,125
221 ($1,287)$463$824$144,301
222 ($1,287)$461$826$143,475
223 ($1,287)$458$829$142,646
224 ($1,287)$455$832$141,814
225 ($1,287)$453$834$140,979
226 ($1,287)$450$837$140,142
227 ($1,287)$447$840$139,303
228 ($1,287)$445$842$138,460
Year 20 - 229 ($1,287)$442$845$137,615
230 ($1,287)$439$848$136,767
231 ($1,287)$437$851$135,917
232 ($1,287)$434$853$135,064
233 ($1,287)$431$856$134,208
234 ($1,287)$428$859$133,349
235 ($1,287)$426$861$132,488
236 ($1,287)$423$864$131,623
237 ($1,287)$420$867$130,757
238 ($1,287)$417$870$129,887
239 ($1,287)$415$872$129,014
240 ($1,287)$412$875$128,139
Year 21 - 241 ($1,287)$409$878$127,261
242 ($1,287)$406$881$126,380
243 ($1,287)$403$884$125,497
244 ($1,287)$401$886$124,610
245 ($1,287)$398$889$123,721
246 ($1,287)$395$892$122,829
247 ($1,287)$392$895$121,934
248 ($1,287)$389$898$121,036
249 ($1,287)$386$901$120,135
250 ($1,287)$383$904$119,232
251 ($1,287)$381$906$118,325
252 ($1,287)$378$909$117,416
Year 22 - 253 ($1,287)$375$912$116,503
254 ($1,287)$372$915$115,588
255 ($1,287)$369$918$114,670
256 ($1,287)$366$921$113,749
257 ($1,287)$363$924$112,825
258 ($1,287)$360$927$111,898
259 ($1,287)$357$930$110,968
260 ($1,287)$354$933$110,036
261 ($1,287)$351$936$109,100
262 ($1,287)$348$939$108,161
263 ($1,287)$345$942$107,219
264 ($1,287)$342$945$106,274
Year 23 - 265 ($1,287)$339$948$105,326
266 ($1,287)$336$951$104,376
267 ($1,287)$333$954$103,422
268 ($1,287)$330$957$102,465
269 ($1,287)$327$960$101,505
270 ($1,287)$324$963$100,542
271 ($1,287)$321$966$99,576
272 ($1,287)$318$969$98,606
273 ($1,287)$315$972$97,634
274 ($1,287)$312$975$96,659
275 ($1,287)$309$979$95,680
276 ($1,287)$305$982$94,699
Year 24 - 277 ($1,287)$302$985$93,714
278 ($1,287)$299$988$92,726
279 ($1,287)$296$991$91,735
280 ($1,287)$293$994$90,741
281 ($1,287)$290$997$89,743
282 ($1,287)$286$1,001$88,743
283 ($1,287)$283$1,004$87,739
284 ($1,287)$280$1,007$86,732
285 ($1,287)$277$1,010$85,722
286 ($1,287)$274$1,013$84,708
287 ($1,287)$270$1,017$83,692
288 ($1,287)$267$1,020$82,672
Year 25 - 289 ($1,287)$264$1,023$81,648
290 ($1,287)$261$1,026$80,622
291 ($1,287)$257$1,030$79,592
292 ($1,287)$254$1,033$78,559
293 ($1,287)$251$1,036$77,523
294 ($1,287)$247$1,040$76,483
295 ($1,287)$244$1,043$75,441
296 ($1,287)$241$1,046$74,394
297 ($1,287)$237$1,050$73,345
298 ($1,287)$234$1,053$72,292
299 ($1,287)$231$1,056$71,236
300 ($1,287)$227$1,060$70,176
Year 26 - 301 ($1,287)$224$1,063$69,113
302 ($1,287)$221$1,066$68,046
303 ($1,287)$217$1,070$66,977
304 ($1,287)$214$1,073$65,903
305 ($1,287)$210$1,077$64,827
306 ($1,287)$207$1,080$63,747
307 ($1,287)$203$1,084$62,663
308 ($1,287)$200$1,087$61,576
309 ($1,287)$197$1,090$60,485
310 ($1,287)$193$1,094$59,391
311 ($1,287)$190$1,097$58,294
312 ($1,287)$186$1,101$57,193
Year 27 - 313 ($1,287)$183$1,104$56,089
314 ($1,287)$179$1,108$54,981
315 ($1,287)$175$1,112$53,869
316 ($1,287)$172$1,115$52,754
317 ($1,287)$168$1,119$51,635
318 ($1,287)$165$1,122$50,513
319 ($1,287)$161$1,126$49,387
320 ($1,287)$158$1,129$48,258
321 ($1,287)$154$1,133$47,125
322 ($1,287)$150$1,137$45,988
323 ($1,287)$147$1,140$44,848
324 ($1,287)$143$1,144$43,704
Year 28 - 325 ($1,287)$139$1,148$42,557
326 ($1,287)$136$1,151$41,405
327 ($1,287)$132$1,155$40,251
328 ($1,287)$128$1,159$39,092
329 ($1,287)$125$1,162$37,930
330 ($1,287)$121$1,166$36,764
331 ($1,287)$117$1,170$35,594
332 ($1,287)$114$1,173$34,421
333 ($1,287)$110$1,177$33,244
334 ($1,287)$106$1,181$32,063
335 ($1,287)$102$1,185$30,878
336 ($1,287)$99$1,188$29,690
Year 29 - 337 ($1,287)$95$1,192$28,497
338 ($1,287)$91$1,196$27,301
339 ($1,287)$87$1,200$26,101
340 ($1,287)$83$1,204$24,898
341 ($1,287)$79$1,208$23,690
342 ($1,287)$76$1,211$22,479
343 ($1,287)$72$1,215$21,263
344 ($1,287)$68$1,219$20,044
345 ($1,287)$64$1,223$18,821
346 ($1,287)$60$1,227$17,594
347 ($1,287)$56$1,231$16,363
348 ($1,287)$52$1,235$15,129
Year 30 - 349 ($1,287)$48$1,239$13,890
350 ($1,287)$44$1,243$12,647
351 ($1,287)$40$1,247$11,400
352 ($1,287)$36$1,251$10,150
353 ($1,287)$32$1,255$8,895
354 ($1,287)$28$1,259$7,637
355 ($1,287)$24$1,263$6,374
356 ($1,287)$20$1,267$5,107
357 ($1,287)$16$1,271$3,837
358 ($1,287)$12$1,275$2,562
359 ($1,287)$8$1,279$1,283
360 ($1,287)$4$1,283$0
TOTALS$188,127$275,200$463,327

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.