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Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,375 360 $219,744 $494,944

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,375)$1,004$370$274,830
2 ($1,375)$1,003$372$274,458
3 ($1,375)$1,002$373$274,085
4 ($1,375)$1,000$374$273,710
5 ($1,375)$999$376$273,335
6 ($1,375)$998$377$272,957
7 ($1,375)$996$379$272,579
8 ($1,375)$995$380$272,199
9 ($1,375)$994$381$271,818
10 ($1,375)$992$383$271,435
11 ($1,375)$991$384$271,051
12 ($1,375)$989$386$270,665
Year 2 - 13 ($1,375)$988$387$270,278
14 ($1,375)$987$388$269,890
15 ($1,375)$985$390$269,500
16 ($1,375)$984$391$269,109
17 ($1,375)$982$393$268,717
18 ($1,375)$981$394$268,323
19 ($1,375)$979$395$267,927
20 ($1,375)$978$397$267,530
21 ($1,375)$976$398$267,132
22 ($1,375)$975$400$266,732
23 ($1,375)$974$401$266,331
24 ($1,375)$972$403$265,928
Year 3 - 25 ($1,375)$971$404$265,524
26 ($1,375)$969$406$265,118
27 ($1,375)$968$407$264,711
28 ($1,375)$966$409$264,302
29 ($1,375)$965$410$263,892
30 ($1,375)$963$412$263,480
31 ($1,375)$962$413$263,067
32 ($1,375)$960$415$262,653
33 ($1,375)$959$416$262,237
34 ($1,375)$957$418$261,819
35 ($1,375)$956$419$261,400
36 ($1,375)$954$421$260,979
Year 4 - 37 ($1,375)$953$422$260,557
38 ($1,375)$951$424$260,133
39 ($1,375)$949$425$259,707
40 ($1,375)$948$427$259,281
41 ($1,375)$946$428$258,852
42 ($1,375)$945$430$258,422
43 ($1,375)$943$432$257,990
44 ($1,375)$942$433$257,557
45 ($1,375)$940$435$257,122
46 ($1,375)$938$436$256,686
47 ($1,375)$937$438$256,248
48 ($1,375)$935$440$255,809
Year 5 - 49 ($1,375)$934$441$255,368
50 ($1,375)$932$443$254,925
51 ($1,375)$930$444$254,480
52 ($1,375)$929$446$254,034
53 ($1,375)$927$448$253,587
54 ($1,375)$926$449$253,138
55 ($1,375)$924$451$252,687
56 ($1,375)$922$453$252,234
57 ($1,375)$921$454$251,780
58 ($1,375)$919$456$251,324
59 ($1,375)$917$458$250,867
60 ($1,375)$916$459$250,407
Year 6 - 61 ($1,375)$914$461$249,947
62 ($1,375)$912$463$249,484
63 ($1,375)$911$464$249,020
64 ($1,375)$909$466$248,554
65 ($1,375)$907$468$248,086
66 ($1,375)$906$469$247,617
67 ($1,375)$904$471$247,146
68 ($1,375)$902$473$246,673
69 ($1,375)$900$474$246,199
70 ($1,375)$899$476$245,722
71 ($1,375)$897$478$245,244
72 ($1,375)$895$480$244,765
Year 7 - 73 ($1,375)$893$481$244,283
74 ($1,375)$892$483$243,800
75 ($1,375)$890$485$243,315
76 ($1,375)$888$487$242,828
77 ($1,375)$886$489$242,340
78 ($1,375)$885$490$241,849
79 ($1,375)$883$492$241,357
80 ($1,375)$881$494$240,864
81 ($1,375)$879$496$240,368
82 ($1,375)$877$498$239,870
83 ($1,375)$876$499$239,371
84 ($1,375)$874$501$238,870
Year 8 - 85 ($1,375)$872$503$238,367
86 ($1,375)$870$505$237,862
87 ($1,375)$868$507$237,355
88 ($1,375)$866$508$236,847
89 ($1,375)$864$510$236,337
90 ($1,375)$863$512$235,824
91 ($1,375)$861$514$235,310
92 ($1,375)$859$516$234,794
93 ($1,375)$857$518$234,276
94 ($1,375)$855$520$233,757
95 ($1,375)$853$522$233,235
96 ($1,375)$851$524$232,712
Year 9 - 97 ($1,375)$849$525$232,186
98 ($1,375)$847$527$231,659
99 ($1,375)$846$529$231,129
100 ($1,375)$844$531$230,598
101 ($1,375)$842$533$230,065
102 ($1,375)$840$535$229,530
103 ($1,375)$838$537$228,993
104 ($1,375)$836$539$228,454
105 ($1,375)$834$541$227,913
106 ($1,375)$832$543$227,370
107 ($1,375)$830$545$226,825
108 ($1,375)$828$547$226,278
Year 10 - 109 ($1,375)$826$549$225,729
110 ($1,375)$824$551$225,178
111 ($1,375)$822$553$224,625
112 ($1,375)$820$555$224,070
113 ($1,375)$818$557$223,513
114 ($1,375)$816$559$222,954
115 ($1,375)$814$561$222,393
116 ($1,375)$812$563$221,830
117 ($1,375)$810$565$221,265
118 ($1,375)$808$567$220,698
119 ($1,375)$806$569$220,128
120 ($1,375)$803$571$219,557
Year 11 - 121 ($1,375)$801$573$218,984
122 ($1,375)$799$576$218,408
123 ($1,375)$797$578$217,830
124 ($1,375)$795$580$217,251
125 ($1,375)$793$582$216,669
126 ($1,375)$791$584$216,085
127 ($1,375)$789$586$215,499
128 ($1,375)$787$588$214,910
129 ($1,375)$784$590$214,320
130 ($1,375)$782$593$213,727
131 ($1,375)$780$595$213,133
132 ($1,375)$778$597$212,536
Year 12 - 133 ($1,375)$776$599$211,937
134 ($1,375)$774$601$211,335
135 ($1,375)$771$603$210,732
136 ($1,375)$769$606$210,126
137 ($1,375)$767$608$209,518
138 ($1,375)$765$610$208,908
139 ($1,375)$763$612$208,296
140 ($1,375)$760$615$207,681
141 ($1,375)$758$617$207,064
142 ($1,375)$756$619$206,445
143 ($1,375)$754$621$205,824
144 ($1,375)$751$624$205,200
Year 13 - 145 ($1,375)$749$626$204,575
146 ($1,375)$747$628$203,946
147 ($1,375)$744$630$203,316
148 ($1,375)$742$633$202,683
149 ($1,375)$740$635$202,048
150 ($1,375)$737$637$201,411
151 ($1,375)$735$640$200,771
152 ($1,375)$733$642$200,129
153 ($1,375)$730$644$199,485
154 ($1,375)$728$647$198,838
155 ($1,375)$726$649$198,189
156 ($1,375)$723$651$197,538
Year 14 - 157 ($1,375)$721$654$196,884
158 ($1,375)$719$656$196,227
159 ($1,375)$716$659$195,569
160 ($1,375)$714$661$194,908
161 ($1,375)$711$663$194,244
162 ($1,375)$709$666$193,579
163 ($1,375)$707$668$192,910
164 ($1,375)$704$671$192,240
165 ($1,375)$702$673$191,566
166 ($1,375)$699$676$190,891
167 ($1,375)$697$678$190,213
168 ($1,375)$694$681$189,532
Year 15 - 169 ($1,375)$692$683$188,849
170 ($1,375)$689$686$188,163
171 ($1,375)$687$688$187,475
172 ($1,375)$684$691$186,785
173 ($1,375)$682$693$186,092
174 ($1,375)$679$696$185,396
175 ($1,375)$677$698$184,698
176 ($1,375)$674$701$183,997
177 ($1,375)$672$703$183,294
178 ($1,375)$669$706$182,588
179 ($1,375)$666$708$181,880
180 ($1,375)$664$711$181,169
Year 16 - 181 ($1,375)$661$714$180,455
182 ($1,375)$659$716$179,739
183 ($1,375)$656$719$179,020
184 ($1,375)$653$721$178,299
185 ($1,375)$651$724$177,575
186 ($1,375)$648$727$176,848
187 ($1,375)$645$729$176,119
188 ($1,375)$643$732$175,387
189 ($1,375)$640$735$174,652
190 ($1,375)$637$737$173,915
191 ($1,375)$635$740$173,175
192 ($1,375)$632$743$172,432
Year 17 - 193 ($1,375)$629$745$171,686
194 ($1,375)$627$748$170,938
195 ($1,375)$624$751$170,187
196 ($1,375)$621$754$169,434
197 ($1,375)$618$756$168,677
198 ($1,375)$616$759$167,918
199 ($1,375)$613$762$167,156
200 ($1,375)$610$765$166,391
201 ($1,375)$607$768$165,624
202 ($1,375)$605$770$164,854
203 ($1,375)$602$773$164,080
204 ($1,375)$599$776$163,305
Year 18 - 205 ($1,375)$596$779$162,526
206 ($1,375)$593$782$161,744
207 ($1,375)$590$784$160,960
208 ($1,375)$588$787$160,172
209 ($1,375)$585$790$159,382
210 ($1,375)$582$793$158,589
211 ($1,375)$579$796$157,793
212 ($1,375)$576$799$156,994
213 ($1,375)$573$802$156,192
214 ($1,375)$570$805$155,388
215 ($1,375)$567$808$154,580
216 ($1,375)$564$811$153,769
Year 19 - 217 ($1,375)$561$814$152,956
218 ($1,375)$558$817$152,139
219 ($1,375)$555$820$151,320
220 ($1,375)$552$823$150,497
221 ($1,375)$549$826$149,671
222 ($1,375)$546$829$148,843
223 ($1,375)$543$832$148,011
224 ($1,375)$540$835$147,177
225 ($1,375)$537$838$146,339
226 ($1,375)$534$841$145,498
227 ($1,375)$531$844$144,655
228 ($1,375)$528$847$143,808
Year 20 - 229 ($1,375)$525$850$142,958
230 ($1,375)$522$853$142,105
231 ($1,375)$519$856$141,249
232 ($1,375)$516$859$140,389
233 ($1,375)$512$862$139,527
234 ($1,375)$509$866$138,661
235 ($1,375)$506$869$137,793
236 ($1,375)$503$872$136,921
237 ($1,375)$500$875$136,046
238 ($1,375)$497$878$135,167
239 ($1,375)$493$881$134,286
240 ($1,375)$490$885$133,401
Year 21 - 241 ($1,375)$487$888$132,513
242 ($1,375)$484$891$131,622
243 ($1,375)$480$894$130,728
244 ($1,375)$477$898$129,830
245 ($1,375)$474$901$128,929
246 ($1,375)$471$904$128,025
247 ($1,375)$467$908$127,117
248 ($1,375)$464$911$126,206
249 ($1,375)$461$914$125,292
250 ($1,375)$457$918$124,375
251 ($1,375)$454$921$123,454
252 ($1,375)$451$924$122,529
Year 22 - 253 ($1,375)$447$928$121,602
254 ($1,375)$444$931$120,671
255 ($1,375)$440$934$119,736
256 ($1,375)$437$938$118,799
257 ($1,375)$434$941$117,857
258 ($1,375)$430$945$116,913
259 ($1,375)$427$948$115,965
260 ($1,375)$423$952$115,013
261 ($1,375)$420$955$114,058
262 ($1,375)$416$959$113,099
263 ($1,375)$413$962$112,137
264 ($1,375)$409$966$111,172
Year 23 - 265 ($1,375)$406$969$110,203
266 ($1,375)$402$973$109,230
267 ($1,375)$399$976$108,254
268 ($1,375)$395$980$107,274
269 ($1,375)$392$983$106,291
270 ($1,375)$388$987$105,304
271 ($1,375)$384$990$104,314
272 ($1,375)$381$994$103,320
273 ($1,375)$377$998$102,322
274 ($1,375)$373$1,001$101,321
275 ($1,375)$370$1,005$100,315
276 ($1,375)$366$1,009$99,307
Year 24 - 277 ($1,375)$362$1,012$98,294
278 ($1,375)$359$1,016$97,278
279 ($1,375)$355$1,020$96,259
280 ($1,375)$351$1,024$95,235
281 ($1,375)$348$1,027$94,208
282 ($1,375)$344$1,031$93,177
283 ($1,375)$340$1,035$92,142
284 ($1,375)$336$1,039$91,104
285 ($1,375)$333$1,042$90,061
286 ($1,375)$329$1,046$89,015
287 ($1,375)$325$1,050$87,965
288 ($1,375)$321$1,054$86,911
Year 25 - 289 ($1,375)$317$1,058$85,854
290 ($1,375)$313$1,061$84,792
291 ($1,375)$309$1,065$83,727
292 ($1,375)$306$1,069$82,658
293 ($1,375)$302$1,073$81,585
294 ($1,375)$298$1,077$80,508
295 ($1,375)$294$1,081$79,427
296 ($1,375)$290$1,085$78,342
297 ($1,375)$286$1,089$77,253
298 ($1,375)$282$1,093$76,160
299 ($1,375)$278$1,097$75,063
300 ($1,375)$274$1,101$73,962
Year 26 - 301 ($1,375)$270$1,105$72,857
302 ($1,375)$266$1,109$71,748
303 ($1,375)$262$1,113$70,635
304 ($1,375)$258$1,117$69,518
305 ($1,375)$254$1,121$68,397
306 ($1,375)$250$1,125$67,272
307 ($1,375)$246$1,129$66,143
308 ($1,375)$241$1,133$65,009
309 ($1,375)$237$1,138$63,872
310 ($1,375)$233$1,142$62,730
311 ($1,375)$229$1,146$61,584
312 ($1,375)$225$1,150$60,434
Year 27 - 313 ($1,375)$221$1,154$59,280
314 ($1,375)$216$1,158$58,121
315 ($1,375)$212$1,163$56,959
316 ($1,375)$208$1,167$55,792
317 ($1,375)$204$1,171$54,620
318 ($1,375)$199$1,175$53,445
319 ($1,375)$195$1,180$52,265
320 ($1,375)$191$1,184$51,081
321 ($1,375)$186$1,188$49,893
322 ($1,375)$182$1,193$48,700
323 ($1,375)$178$1,197$47,503
324 ($1,375)$173$1,201$46,301
Year 28 - 325 ($1,375)$169$1,206$45,096
326 ($1,375)$165$1,210$43,885
327 ($1,375)$160$1,215$42,671
328 ($1,375)$156$1,219$41,452
329 ($1,375)$151$1,224$40,228
330 ($1,375)$147$1,228$39,000
331 ($1,375)$142$1,232$37,768
332 ($1,375)$138$1,237$36,531
333 ($1,375)$133$1,242$35,289
334 ($1,375)$129$1,246$34,043
335 ($1,375)$124$1,251$32,792
336 ($1,375)$120$1,255$31,537
Year 29 - 337 ($1,375)$115$1,260$30,278
338 ($1,375)$111$1,264$29,013
339 ($1,375)$106$1,269$27,744
340 ($1,375)$101$1,274$26,471
341 ($1,375)$97$1,278$25,192
342 ($1,375)$92$1,283$23,910
343 ($1,375)$87$1,288$22,622
344 ($1,375)$83$1,292$21,330
345 ($1,375)$78$1,297$20,033
346 ($1,375)$73$1,302$18,731
347 ($1,375)$68$1,306$17,425
348 ($1,375)$64$1,311$16,113
Year 30 - 349 ($1,375)$59$1,316$14,797
350 ($1,375)$54$1,321$13,476
351 ($1,375)$49$1,326$12,151
352 ($1,375)$44$1,330$10,820
353 ($1,375)$39$1,335$9,485
354 ($1,375)$35$1,340$8,145
355 ($1,375)$30$1,345$6,800
356 ($1,375)$25$1,350$5,450
357 ($1,375)$20$1,355$4,095
358 ($1,375)$15$1,360$2,735
359 ($1,375)$10$1,365$1,370
360 ($1,375)$5$1,370$0
TOTALS$219,744$275,200$494,944

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.