« Back to all home prices

Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,308 360 $195,503 $470,703

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,308)$908$399$274,801
2 ($1,308)$907$401$274,400
3 ($1,308)$906$402$273,998
4 ($1,308)$904$403$273,595
5 ($1,308)$903$405$273,190
6 ($1,308)$902$406$272,784
7 ($1,308)$900$407$272,377
8 ($1,308)$899$409$271,968
9 ($1,308)$897$410$271,558
10 ($1,308)$896$411$271,147
11 ($1,308)$895$413$270,734
12 ($1,308)$893$414$270,320
Year 2 - 13 ($1,308)$892$415$269,904
14 ($1,308)$891$417$269,488
15 ($1,308)$889$418$269,069
16 ($1,308)$888$420$268,650
17 ($1,308)$887$421$268,229
18 ($1,308)$885$422$267,807
19 ($1,308)$884$424$267,383
20 ($1,308)$882$425$266,958
21 ($1,308)$881$427$266,531
22 ($1,308)$880$428$266,103
23 ($1,308)$878$429$265,674
24 ($1,308)$877$431$265,243
Year 3 - 25 ($1,308)$875$432$264,811
26 ($1,308)$874$434$264,377
27 ($1,308)$872$435$263,942
28 ($1,308)$871$436$263,506
29 ($1,308)$870$438$263,068
30 ($1,308)$868$439$262,628
31 ($1,308)$867$441$262,187
32 ($1,308)$865$442$261,745
33 ($1,308)$864$444$261,301
34 ($1,308)$862$445$260,856
35 ($1,308)$861$447$260,409
36 ($1,308)$859$448$259,961
Year 4 - 37 ($1,308)$858$450$259,512
38 ($1,308)$856$451$259,061
39 ($1,308)$855$453$258,608
40 ($1,308)$853$454$258,154
41 ($1,308)$852$456$257,698
42 ($1,308)$850$457$257,241
43 ($1,308)$849$459$256,783
44 ($1,308)$847$460$256,322
45 ($1,308)$846$462$255,861
46 ($1,308)$844$463$255,398
47 ($1,308)$843$465$254,933
48 ($1,308)$841$466$254,467
Year 5 - 49 ($1,308)$840$468$253,999
50 ($1,308)$838$469$253,530
51 ($1,308)$837$471$253,059
52 ($1,308)$835$472$252,586
53 ($1,308)$834$474$252,112
54 ($1,308)$832$476$251,637
55 ($1,308)$830$477$251,160
56 ($1,308)$829$479$250,681
57 ($1,308)$827$480$250,201
58 ($1,308)$826$482$249,719
59 ($1,308)$824$483$249,235
60 ($1,308)$822$485$248,750
Year 6 - 61 ($1,308)$821$487$248,264
62 ($1,308)$819$488$247,776
63 ($1,308)$818$490$247,286
64 ($1,308)$816$491$246,794
65 ($1,308)$814$493$246,301
66 ($1,308)$813$495$245,806
67 ($1,308)$811$496$245,310
68 ($1,308)$810$498$244,812
69 ($1,308)$808$500$244,312
70 ($1,308)$806$501$243,811
71 ($1,308)$805$503$243,308
72 ($1,308)$803$505$242,804
Year 7 - 73 ($1,308)$801$506$242,297
74 ($1,308)$800$508$241,789
75 ($1,308)$798$510$241,280
76 ($1,308)$796$511$240,769
77 ($1,308)$795$513$240,256
78 ($1,308)$793$515$239,741
79 ($1,308)$791$516$239,225
80 ($1,308)$789$518$238,707
81 ($1,308)$788$520$238,187
82 ($1,308)$786$521$237,665
83 ($1,308)$784$523$237,142
84 ($1,308)$783$525$236,617
Year 8 - 85 ($1,308)$781$527$236,090
86 ($1,308)$779$528$235,562
87 ($1,308)$777$530$235,032
88 ($1,308)$776$532$234,500
89 ($1,308)$774$534$233,966
90 ($1,308)$772$535$233,431
91 ($1,308)$770$537$232,894
92 ($1,308)$769$539$232,355
93 ($1,308)$767$541$231,814
94 ($1,308)$765$543$231,271
95 ($1,308)$763$544$230,727
96 ($1,308)$761$546$230,181
Year 9 - 97 ($1,308)$760$548$229,633
98 ($1,308)$758$550$229,083
99 ($1,308)$756$552$228,532
100 ($1,308)$754$553$227,979
101 ($1,308)$752$555$227,423
102 ($1,308)$750$557$226,866
103 ($1,308)$749$559$226,307
104 ($1,308)$747$561$225,747
105 ($1,308)$745$563$225,184
106 ($1,308)$743$564$224,620
107 ($1,308)$741$566$224,054
108 ($1,308)$739$568$223,485
Year 10 - 109 ($1,308)$738$570$222,915
110 ($1,308)$736$572$222,344
111 ($1,308)$734$574$221,770
112 ($1,308)$732$576$221,194
113 ($1,308)$730$578$220,617
114 ($1,308)$728$579$220,037
115 ($1,308)$726$581$219,456
116 ($1,308)$724$583$218,872
117 ($1,308)$722$585$218,287
118 ($1,308)$720$587$217,700
119 ($1,308)$718$589$217,111
120 ($1,308)$716$591$216,520
Year 11 - 121 ($1,308)$715$593$215,927
122 ($1,308)$713$595$215,332
123 ($1,308)$711$597$214,735
124 ($1,308)$709$599$214,136
125 ($1,308)$707$601$213,535
126 ($1,308)$705$603$212,932
127 ($1,308)$703$605$212,328
128 ($1,308)$701$607$211,721
129 ($1,308)$699$609$211,112
130 ($1,308)$697$611$210,501
131 ($1,308)$695$613$209,888
132 ($1,308)$693$615$209,273
Year 12 - 133 ($1,308)$691$617$208,656
134 ($1,308)$689$619$208,038
135 ($1,308)$687$621$207,417
136 ($1,308)$684$623$206,793
137 ($1,308)$682$625$206,168
138 ($1,308)$680$627$205,541
139 ($1,308)$678$629$204,912
140 ($1,308)$676$631$204,281
141 ($1,308)$674$633$203,647
142 ($1,308)$672$635$203,012
143 ($1,308)$670$638$202,374
144 ($1,308)$668$640$201,735
Year 13 - 145 ($1,308)$666$642$201,093
146 ($1,308)$664$644$200,449
147 ($1,308)$661$646$199,803
148 ($1,308)$659$648$199,155
149 ($1,308)$657$650$198,504
150 ($1,308)$655$652$197,852
151 ($1,308)$653$655$197,197
152 ($1,308)$651$657$196,541
153 ($1,308)$649$659$195,882
154 ($1,308)$646$661$195,221
155 ($1,308)$644$663$194,557
156 ($1,308)$642$665$193,892
Year 14 - 157 ($1,308)$640$668$193,224
158 ($1,308)$638$670$192,554
159 ($1,308)$635$672$191,882
160 ($1,308)$633$674$191,208
161 ($1,308)$631$677$190,531
162 ($1,308)$629$679$189,853
163 ($1,308)$627$681$189,172
164 ($1,308)$624$683$188,488
165 ($1,308)$622$685$187,803
166 ($1,308)$620$688$187,115
167 ($1,308)$617$690$186,425
168 ($1,308)$615$692$185,733
Year 15 - 169 ($1,308)$613$695$185,038
170 ($1,308)$611$697$184,341
171 ($1,308)$608$699$183,642
172 ($1,308)$606$701$182,941
173 ($1,308)$604$704$182,237
174 ($1,308)$601$706$181,531
175 ($1,308)$599$708$180,822
176 ($1,308)$597$711$180,112
177 ($1,308)$594$713$179,398
178 ($1,308)$592$715$178,683
179 ($1,308)$590$718$177,965
180 ($1,308)$587$720$177,245
Year 16 - 181 ($1,308)$585$723$176,522
182 ($1,308)$583$725$175,797
183 ($1,308)$580$727$175,070
184 ($1,308)$578$730$174,340
185 ($1,308)$575$732$173,608
186 ($1,308)$573$735$172,873
187 ($1,308)$570$737$172,136
188 ($1,308)$568$739$171,397
189 ($1,308)$566$742$170,655
190 ($1,308)$563$744$169,911
191 ($1,308)$561$747$169,164
192 ($1,308)$558$749$168,414
Year 17 - 193 ($1,308)$556$752$167,663
194 ($1,308)$553$754$166,909
195 ($1,308)$551$757$166,152
196 ($1,308)$548$759$165,393
197 ($1,308)$546$762$164,631
198 ($1,308)$543$764$163,867
199 ($1,308)$541$767$163,100
200 ($1,308)$538$769$162,331
201 ($1,308)$536$772$161,559
202 ($1,308)$533$774$160,784
203 ($1,308)$531$777$160,008
204 ($1,308)$528$779$159,228
Year 18 - 205 ($1,308)$525$782$158,446
206 ($1,308)$523$785$157,661
207 ($1,308)$520$787$156,874
208 ($1,308)$518$790$156,084
209 ($1,308)$515$792$155,292
210 ($1,308)$512$795$154,497
211 ($1,308)$510$798$153,699
212 ($1,308)$507$800$152,899
213 ($1,308)$505$803$152,096
214 ($1,308)$502$806$151,290
215 ($1,308)$499$808$150,482
216 ($1,308)$497$811$149,671
Year 19 - 217 ($1,308)$494$814$148,858
218 ($1,308)$491$816$148,041
219 ($1,308)$489$819$147,222
220 ($1,308)$486$822$146,401
221 ($1,308)$483$824$145,576
222 ($1,308)$480$827$144,749
223 ($1,308)$478$830$143,919
224 ($1,308)$475$833$143,087
225 ($1,308)$472$835$142,251
226 ($1,308)$469$838$141,413
227 ($1,308)$467$841$140,573
228 ($1,308)$464$844$139,729
Year 20 - 229 ($1,308)$461$846$138,882
230 ($1,308)$458$849$138,033
231 ($1,308)$456$852$137,181
232 ($1,308)$453$855$136,326
233 ($1,308)$450$858$135,469
234 ($1,308)$447$860$134,608
235 ($1,308)$444$863$133,745
236 ($1,308)$441$866$132,879
237 ($1,308)$439$869$132,010
238 ($1,308)$436$872$131,138
239 ($1,308)$433$875$130,263
240 ($1,308)$430$878$129,386
Year 21 - 241 ($1,308)$427$881$128,505
242 ($1,308)$424$883$127,622
243 ($1,308)$421$886$126,735
244 ($1,308)$418$889$125,846
245 ($1,308)$415$892$124,954
246 ($1,308)$412$895$124,059
247 ($1,308)$409$898$123,161
248 ($1,308)$406$901$122,259
249 ($1,308)$403$904$121,355
250 ($1,308)$400$907$120,448
251 ($1,308)$397$910$119,538
252 ($1,308)$394$913$118,625
Year 22 - 253 ($1,308)$391$916$117,709
254 ($1,308)$388$919$116,790
255 ($1,308)$385$922$115,868
256 ($1,308)$382$925$114,943
257 ($1,308)$379$928$114,015
258 ($1,308)$376$931$113,084
259 ($1,308)$373$934$112,149
260 ($1,308)$370$937$111,212
261 ($1,308)$367$941$110,271
262 ($1,308)$364$944$109,328
263 ($1,308)$361$947$108,381
264 ($1,308)$358$950$107,431
Year 23 - 265 ($1,308)$355$953$106,478
266 ($1,308)$351$956$105,522
267 ($1,308)$348$959$104,563
268 ($1,308)$345$962$103,600
269 ($1,308)$342$966$102,635
270 ($1,308)$339$969$101,666
271 ($1,308)$335$972$100,694
272 ($1,308)$332$975$99,719
273 ($1,308)$329$978$98,740
274 ($1,308)$326$982$97,758
275 ($1,308)$323$985$96,774
276 ($1,308)$319$988$95,785
Year 24 - 277 ($1,308)$316$991$94,794
278 ($1,308)$313$995$93,799
279 ($1,308)$310$998$92,801
280 ($1,308)$306$1,001$91,800
281 ($1,308)$303$1,005$90,795
282 ($1,308)$300$1,008$89,788
283 ($1,308)$296$1,011$88,776
284 ($1,308)$293$1,015$87,762
285 ($1,308)$290$1,018$86,744
286 ($1,308)$286$1,021$85,723
287 ($1,308)$283$1,025$84,698
288 ($1,308)$280$1,028$83,670
Year 25 - 289 ($1,308)$276$1,031$82,639
290 ($1,308)$273$1,035$81,604
291 ($1,308)$269$1,038$80,566
292 ($1,308)$266$1,042$79,524
293 ($1,308)$262$1,045$78,479
294 ($1,308)$259$1,049$77,430
295 ($1,308)$256$1,052$76,378
296 ($1,308)$252$1,055$75,323
297 ($1,308)$249$1,059$74,264
298 ($1,308)$245$1,062$73,202
299 ($1,308)$242$1,066$72,136
300 ($1,308)$238$1,069$71,066
Year 26 - 301 ($1,308)$235$1,073$69,993
302 ($1,308)$231$1,077$68,917
303 ($1,308)$227$1,080$67,837
304 ($1,308)$224$1,084$66,753
305 ($1,308)$220$1,087$65,666
306 ($1,308)$217$1,091$64,575
307 ($1,308)$213$1,094$63,480
308 ($1,308)$209$1,098$62,382
309 ($1,308)$206$1,102$61,281
310 ($1,308)$202$1,105$60,175
311 ($1,308)$199$1,109$59,067
312 ($1,308)$195$1,113$57,954
Year 27 - 313 ($1,308)$191$1,116$56,838
314 ($1,308)$188$1,120$55,718
315 ($1,308)$184$1,124$54,594
316 ($1,308)$180$1,127$53,467
317 ($1,308)$176$1,131$52,336
318 ($1,308)$173$1,135$51,201
319 ($1,308)$169$1,139$50,062
320 ($1,308)$165$1,142$48,920
321 ($1,308)$161$1,146$47,774
322 ($1,308)$158$1,150$46,624
323 ($1,308)$154$1,154$45,470
324 ($1,308)$150$1,157$44,313
Year 28 - 325 ($1,308)$146$1,161$43,152
326 ($1,308)$142$1,165$41,987
327 ($1,308)$139$1,169$40,818
328 ($1,308)$135$1,173$39,645
329 ($1,308)$131$1,177$38,468
330 ($1,308)$127$1,181$37,288
331 ($1,308)$123$1,184$36,103
332 ($1,308)$119$1,188$34,915
333 ($1,308)$115$1,192$33,723
334 ($1,308)$111$1,196$32,526
335 ($1,308)$107$1,200$31,326
336 ($1,308)$103$1,204$30,122
Year 29 - 337 ($1,308)$99$1,208$28,914
338 ($1,308)$95$1,212$27,702
339 ($1,308)$91$1,216$26,486
340 ($1,308)$87$1,220$25,266
341 ($1,308)$83$1,224$24,041
342 ($1,308)$79$1,228$22,813
343 ($1,308)$75$1,232$21,581
344 ($1,308)$71$1,236$20,345
345 ($1,308)$67$1,240$19,104
346 ($1,308)$63$1,244$17,860
347 ($1,308)$59$1,249$16,611
348 ($1,308)$55$1,253$15,359
Year 30 - 349 ($1,308)$51$1,257$14,102
350 ($1,308)$47$1,261$12,841
351 ($1,308)$42$1,265$11,576
352 ($1,308)$38$1,269$10,306
353 ($1,308)$34$1,273$9,033
354 ($1,308)$30$1,278$7,755
355 ($1,308)$26$1,282$6,473
356 ($1,308)$21$1,286$5,187
357 ($1,308)$17$1,290$3,897
358 ($1,308)$13$1,295$2,602
359 ($1,308)$9$1,299$1,303
360 ($1,308)$4$1,303$0
TOTALS$195,503$275,200$470,703

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.