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Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,309 360 $196,073 $471,273

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,309)$910$399$274,801
2 ($1,309)$909$400$274,401
3 ($1,309)$908$401$274,000
4 ($1,309)$906$403$273,598
5 ($1,309)$905$404$273,194
6 ($1,309)$904$405$272,788
7 ($1,309)$902$407$272,382
8 ($1,309)$901$408$271,974
9 ($1,309)$900$409$271,564
10 ($1,309)$898$411$271,154
11 ($1,309)$897$412$270,742
12 ($1,309)$896$413$270,328
Year 2 - 13 ($1,309)$894$415$269,914
14 ($1,309)$893$416$269,497
15 ($1,309)$892$418$269,080
16 ($1,309)$890$419$268,661
17 ($1,309)$889$420$268,241
18 ($1,309)$887$422$267,819
19 ($1,309)$886$423$267,396
20 ($1,309)$885$424$266,972
21 ($1,309)$883$426$266,546
22 ($1,309)$882$427$266,118
23 ($1,309)$880$429$265,690
24 ($1,309)$879$430$265,260
Year 3 - 25 ($1,309)$878$432$264,828
26 ($1,309)$876$433$264,395
27 ($1,309)$875$434$263,961
28 ($1,309)$873$436$263,525
29 ($1,309)$872$437$263,088
30 ($1,309)$870$439$262,649
31 ($1,309)$869$440$262,209
32 ($1,309)$867$442$261,767
33 ($1,309)$866$443$261,324
34 ($1,309)$865$445$260,880
35 ($1,309)$863$446$260,434
36 ($1,309)$862$447$259,986
Year 4 - 37 ($1,309)$860$449$259,537
38 ($1,309)$859$450$259,087
39 ($1,309)$857$452$258,635
40 ($1,309)$856$453$258,181
41 ($1,309)$854$455$257,726
42 ($1,309)$853$456$257,270
43 ($1,309)$851$458$256,812
44 ($1,309)$850$459$256,353
45 ($1,309)$848$461$255,892
46 ($1,309)$847$463$255,429
47 ($1,309)$845$464$254,965
48 ($1,309)$844$466$254,499
Year 5 - 49 ($1,309)$842$467$254,032
50 ($1,309)$840$469$253,564
51 ($1,309)$839$470$253,093
52 ($1,309)$837$472$252,622
53 ($1,309)$836$473$252,148
54 ($1,309)$834$475$251,673
55 ($1,309)$833$476$251,197
56 ($1,309)$831$478$250,719
57 ($1,309)$829$480$250,239
58 ($1,309)$828$481$249,758
59 ($1,309)$826$483$249,275
60 ($1,309)$825$484$248,791
Year 6 - 61 ($1,309)$823$486$248,305
62 ($1,309)$821$488$247,817
63 ($1,309)$820$489$247,328
64 ($1,309)$818$491$246,837
65 ($1,309)$817$492$246,345
66 ($1,309)$815$494$245,850
67 ($1,309)$813$496$245,355
68 ($1,309)$812$497$244,857
69 ($1,309)$810$499$244,358
70 ($1,309)$808$501$243,858
71 ($1,309)$807$502$243,355
72 ($1,309)$805$504$242,851
Year 7 - 73 ($1,309)$803$506$242,346
74 ($1,309)$802$507$241,838
75 ($1,309)$800$509$241,329
76 ($1,309)$798$511$240,819
77 ($1,309)$797$512$240,306
78 ($1,309)$795$514$239,792
79 ($1,309)$793$516$239,276
80 ($1,309)$792$517$238,759
81 ($1,309)$790$519$238,240
82 ($1,309)$788$521$237,719
83 ($1,309)$786$523$237,196
84 ($1,309)$785$524$236,672
Year 8 - 85 ($1,309)$783$526$236,146
86 ($1,309)$781$528$235,618
87 ($1,309)$780$530$235,088
88 ($1,309)$778$531$234,557
89 ($1,309)$776$533$234,024
90 ($1,309)$774$535$233,489
91 ($1,309)$772$537$232,952
92 ($1,309)$771$538$232,414
93 ($1,309)$769$540$231,874
94 ($1,309)$767$542$231,332
95 ($1,309)$765$544$230,788
96 ($1,309)$764$546$230,242
Year 9 - 97 ($1,309)$762$547$229,695
98 ($1,309)$760$549$229,146
99 ($1,309)$758$551$228,595
100 ($1,309)$756$553$228,042
101 ($1,309)$754$555$227,487
102 ($1,309)$753$556$226,931
103 ($1,309)$751$558$226,373
104 ($1,309)$749$560$225,812
105 ($1,309)$747$562$225,250
106 ($1,309)$745$564$224,686
107 ($1,309)$743$566$224,121
108 ($1,309)$741$568$223,553
Year 10 - 109 ($1,309)$740$570$222,984
110 ($1,309)$738$571$222,412
111 ($1,309)$736$573$221,839
112 ($1,309)$734$575$221,264
113 ($1,309)$732$577$220,687
114 ($1,309)$730$579$220,108
115 ($1,309)$728$581$219,527
116 ($1,309)$726$583$218,944
117 ($1,309)$724$585$218,359
118 ($1,309)$722$587$217,773
119 ($1,309)$720$589$217,184
120 ($1,309)$719$591$216,593
Year 11 - 121 ($1,309)$717$593$216,001
122 ($1,309)$715$594$215,406
123 ($1,309)$713$596$214,810
124 ($1,309)$711$598$214,211
125 ($1,309)$709$600$213,611
126 ($1,309)$707$602$213,009
127 ($1,309)$705$604$212,404
128 ($1,309)$703$606$211,798
129 ($1,309)$701$608$211,189
130 ($1,309)$699$610$210,579
131 ($1,309)$697$612$209,967
132 ($1,309)$695$614$209,352
Year 12 - 133 ($1,309)$693$616$208,736
134 ($1,309)$691$619$208,117
135 ($1,309)$689$621$207,497
136 ($1,309)$686$623$206,874
137 ($1,309)$684$625$206,249
138 ($1,309)$682$627$205,623
139 ($1,309)$680$629$204,994
140 ($1,309)$678$631$204,363
141 ($1,309)$676$633$203,730
142 ($1,309)$674$635$203,095
143 ($1,309)$672$637$202,458
144 ($1,309)$670$639$201,818
Year 13 - 145 ($1,309)$668$641$201,177
146 ($1,309)$666$644$200,533
147 ($1,309)$663$646$199,888
148 ($1,309)$661$648$199,240
149 ($1,309)$659$650$198,590
150 ($1,309)$657$652$197,938
151 ($1,309)$655$654$197,284
152 ($1,309)$653$656$196,627
153 ($1,309)$651$659$195,969
154 ($1,309)$648$661$195,308
155 ($1,309)$646$663$194,645
156 ($1,309)$644$665$193,980
Year 14 - 157 ($1,309)$642$667$193,312
158 ($1,309)$640$670$192,643
159 ($1,309)$637$672$191,971
160 ($1,309)$635$674$191,297
161 ($1,309)$633$676$190,621
162 ($1,309)$631$678$189,942
163 ($1,309)$628$681$189,262
164 ($1,309)$626$683$188,579
165 ($1,309)$624$685$187,894
166 ($1,309)$622$687$187,206
167 ($1,309)$619$690$186,516
168 ($1,309)$617$692$185,824
Year 15 - 169 ($1,309)$615$694$185,130
170 ($1,309)$612$697$184,433
171 ($1,309)$610$699$183,734
172 ($1,309)$608$701$183,033
173 ($1,309)$606$704$182,330
174 ($1,309)$603$706$181,624
175 ($1,309)$601$708$180,916
176 ($1,309)$599$711$180,205
177 ($1,309)$596$713$179,492
178 ($1,309)$594$715$178,777
179 ($1,309)$591$718$178,059
180 ($1,309)$589$720$177,339
Year 16 - 181 ($1,309)$587$722$176,617
182 ($1,309)$584$725$175,892
183 ($1,309)$582$727$175,165
184 ($1,309)$580$730$174,435
185 ($1,309)$577$732$173,703
186 ($1,309)$575$734$172,969
187 ($1,309)$572$737$172,232
188 ($1,309)$570$739$171,493
189 ($1,309)$567$742$170,751
190 ($1,309)$565$744$170,007
191 ($1,309)$562$747$169,260
192 ($1,309)$560$749$168,511
Year 17 - 193 ($1,309)$557$752$167,759
194 ($1,309)$555$754$167,005
195 ($1,309)$553$757$166,249
196 ($1,309)$550$759$165,490
197 ($1,309)$547$762$164,728
198 ($1,309)$545$764$163,964
199 ($1,309)$542$767$163,197
200 ($1,309)$540$769$162,428
201 ($1,309)$537$772$161,656
202 ($1,309)$535$774$160,882
203 ($1,309)$532$777$160,105
204 ($1,309)$530$779$159,326
Year 18 - 205 ($1,309)$527$782$158,544
206 ($1,309)$525$785$157,759
207 ($1,309)$522$787$156,972
208 ($1,309)$519$790$156,182
209 ($1,309)$517$792$155,390
210 ($1,309)$514$795$154,595
211 ($1,309)$511$798$153,797
212 ($1,309)$509$800$152,997
213 ($1,309)$506$803$152,194
214 ($1,309)$504$806$151,388
215 ($1,309)$501$808$150,580
216 ($1,309)$498$811$149,769
Year 19 - 217 ($1,309)$495$814$148,956
218 ($1,309)$493$816$148,139
219 ($1,309)$490$819$147,320
220 ($1,309)$487$822$146,499
221 ($1,309)$485$824$145,674
222 ($1,309)$482$827$144,847
223 ($1,309)$479$830$144,017
224 ($1,309)$476$833$143,185
225 ($1,309)$474$835$142,349
226 ($1,309)$471$838$141,511
227 ($1,309)$468$841$140,670
228 ($1,309)$465$844$139,826
Year 20 - 229 ($1,309)$463$846$138,980
230 ($1,309)$460$849$138,131
231 ($1,309)$457$852$137,278
232 ($1,309)$454$855$136,424
233 ($1,309)$451$858$135,566
234 ($1,309)$448$861$134,705
235 ($1,309)$446$863$133,842
236 ($1,309)$443$866$132,975
237 ($1,309)$440$869$132,106
238 ($1,309)$437$872$131,234
239 ($1,309)$434$875$130,359
240 ($1,309)$431$878$129,481
Year 21 - 241 ($1,309)$428$881$128,601
242 ($1,309)$425$884$127,717
243 ($1,309)$423$887$126,831
244 ($1,309)$420$889$125,941
245 ($1,309)$417$892$125,049
246 ($1,309)$414$895$124,153
247 ($1,309)$411$898$123,255
248 ($1,309)$408$901$122,354
249 ($1,309)$405$904$121,449
250 ($1,309)$402$907$120,542
251 ($1,309)$399$910$119,632
252 ($1,309)$396$913$118,718
Year 22 - 253 ($1,309)$393$916$117,802
254 ($1,309)$390$919$116,883
255 ($1,309)$387$922$115,960
256 ($1,309)$384$925$115,035
257 ($1,309)$381$929$114,106
258 ($1,309)$378$932$113,175
259 ($1,309)$374$935$112,240
260 ($1,309)$371$938$111,302
261 ($1,309)$368$941$110,361
262 ($1,309)$365$944$109,417
263 ($1,309)$362$947$108,470
264 ($1,309)$359$950$107,520
Year 23 - 265 ($1,309)$356$953$106,567
266 ($1,309)$353$957$105,610
267 ($1,309)$349$960$104,650
268 ($1,309)$346$963$103,688
269 ($1,309)$343$966$102,722
270 ($1,309)$340$969$101,752
271 ($1,309)$337$972$100,780
272 ($1,309)$333$976$99,804
273 ($1,309)$330$979$98,825
274 ($1,309)$327$982$97,843
275 ($1,309)$324$985$96,858
276 ($1,309)$320$989$95,869
Year 24 - 277 ($1,309)$317$992$94,877
278 ($1,309)$314$995$93,882
279 ($1,309)$311$998$92,883
280 ($1,309)$307$1,002$91,882
281 ($1,309)$304$1,005$90,876
282 ($1,309)$301$1,008$89,868
283 ($1,309)$297$1,012$88,856
284 ($1,309)$294$1,015$87,841
285 ($1,309)$291$1,018$86,823
286 ($1,309)$287$1,022$85,801
287 ($1,309)$284$1,025$84,776
288 ($1,309)$280$1,029$83,747
Year 25 - 289 ($1,309)$277$1,032$82,715
290 ($1,309)$274$1,035$81,679
291 ($1,309)$270$1,039$80,641
292 ($1,309)$267$1,042$79,598
293 ($1,309)$263$1,046$78,553
294 ($1,309)$260$1,049$77,503
295 ($1,309)$256$1,053$76,451
296 ($1,309)$253$1,056$75,394
297 ($1,309)$249$1,060$74,335
298 ($1,309)$246$1,063$73,272
299 ($1,309)$242$1,067$72,205
300 ($1,309)$239$1,070$71,135
Year 26 - 301 ($1,309)$235$1,074$70,061
302 ($1,309)$232$1,077$68,984
303 ($1,309)$228$1,081$67,903
304 ($1,309)$225$1,084$66,818
305 ($1,309)$221$1,088$65,730
306 ($1,309)$217$1,092$64,639
307 ($1,309)$214$1,095$63,543
308 ($1,309)$210$1,099$62,445
309 ($1,309)$207$1,103$61,342
310 ($1,309)$203$1,106$60,236
311 ($1,309)$199$1,110$59,126
312 ($1,309)$196$1,113$58,013
Year 27 - 313 ($1,309)$192$1,117$56,895
314 ($1,309)$188$1,121$55,775
315 ($1,309)$185$1,125$54,650
316 ($1,309)$181$1,128$53,522
317 ($1,309)$177$1,132$52,390
318 ($1,309)$173$1,136$51,254
319 ($1,309)$170$1,140$50,114
320 ($1,309)$166$1,143$48,971
321 ($1,309)$162$1,147$47,824
322 ($1,309)$158$1,151$46,673
323 ($1,309)$154$1,155$45,518
324 ($1,309)$151$1,159$44,360
Year 28 - 325 ($1,309)$147$1,162$43,198
326 ($1,309)$143$1,166$42,031
327 ($1,309)$139$1,170$40,861
328 ($1,309)$135$1,174$39,688
329 ($1,309)$131$1,178$38,510
330 ($1,309)$127$1,182$37,328
331 ($1,309)$123$1,186$36,142
332 ($1,309)$120$1,190$34,953
333 ($1,309)$116$1,193$33,759
334 ($1,309)$112$1,197$32,562
335 ($1,309)$108$1,201$31,361
336 ($1,309)$104$1,205$30,155
Year 29 - 337 ($1,309)$100$1,209$28,946
338 ($1,309)$96$1,213$27,733
339 ($1,309)$92$1,217$26,515
340 ($1,309)$88$1,221$25,294
341 ($1,309)$84$1,225$24,069
342 ($1,309)$80$1,229$22,839
343 ($1,309)$76$1,234$21,606
344 ($1,309)$71$1,238$20,368
345 ($1,309)$67$1,242$19,126
346 ($1,309)$63$1,246$17,880
347 ($1,309)$59$1,250$16,631
348 ($1,309)$55$1,254$15,376
Year 30 - 349 ($1,309)$51$1,258$14,118
350 ($1,309)$47$1,262$12,856
351 ($1,309)$43$1,267$11,589
352 ($1,309)$38$1,271$10,319
353 ($1,309)$34$1,275$9,044
354 ($1,309)$30$1,279$7,764
355 ($1,309)$26$1,283$6,481
356 ($1,309)$21$1,288$5,193
357 ($1,309)$17$1,292$3,901
358 ($1,309)$13$1,296$2,605
359 ($1,309)$9$1,300$1,305
360 ($1,309)$4$1,305$0
TOTALS$196,073$275,200$471,273

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.