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Mortgage Payment Schedule for a $344,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($68,800) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,317 360 $198,928 $474,128

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $344,000
Down Payment $68,800$275,200
Year 1 - 1 ($1,317)$922$395$274,805
2 ($1,317)$921$396$274,408
3 ($1,317)$919$398$274,011
4 ($1,317)$918$399$273,612
5 ($1,317)$917$400$273,211
6 ($1,317)$915$402$272,809
7 ($1,317)$914$403$272,406
8 ($1,317)$913$404$272,002
9 ($1,317)$911$406$271,596
10 ($1,317)$910$407$271,189
11 ($1,317)$908$409$270,780
12 ($1,317)$907$410$270,370
Year 2 - 13 ($1,317)$906$411$269,959
14 ($1,317)$904$413$269,546
15 ($1,317)$903$414$269,132
16 ($1,317)$902$415$268,717
17 ($1,317)$900$417$268,300
18 ($1,317)$899$418$267,882
19 ($1,317)$897$420$267,462
20 ($1,317)$896$421$267,041
21 ($1,317)$895$422$266,619
22 ($1,317)$893$424$266,195
23 ($1,317)$892$425$265,770
24 ($1,317)$890$427$265,343
Year 3 - 25 ($1,317)$889$428$264,915
26 ($1,317)$887$430$264,485
27 ($1,317)$886$431$264,054
28 ($1,317)$885$432$263,622
29 ($1,317)$883$434$263,188
30 ($1,317)$882$435$262,753
31 ($1,317)$880$437$262,316
32 ($1,317)$879$438$261,878
33 ($1,317)$877$440$261,438
34 ($1,317)$876$441$260,997
35 ($1,317)$874$443$260,554
36 ($1,317)$873$444$260,110
Year 4 - 37 ($1,317)$871$446$259,664
38 ($1,317)$870$447$259,217
39 ($1,317)$868$449$258,768
40 ($1,317)$867$450$258,318
41 ($1,317)$865$452$257,867
42 ($1,317)$864$453$257,413
43 ($1,317)$862$455$256,959
44 ($1,317)$861$456$256,503
45 ($1,317)$859$458$256,045
46 ($1,317)$858$459$255,586
47 ($1,317)$856$461$255,125
48 ($1,317)$855$462$254,662
Year 5 - 49 ($1,317)$853$464$254,199
50 ($1,317)$852$465$253,733
51 ($1,317)$850$467$253,266
52 ($1,317)$848$469$252,797
53 ($1,317)$847$470$252,327
54 ($1,317)$845$472$251,856
55 ($1,317)$844$473$251,382
56 ($1,317)$842$475$250,907
57 ($1,317)$841$476$250,431
58 ($1,317)$839$478$249,953
59 ($1,317)$837$480$249,473
60 ($1,317)$836$481$248,992
Year 6 - 61 ($1,317)$834$483$248,509
62 ($1,317)$833$485$248,024
63 ($1,317)$831$486$247,538
64 ($1,317)$829$488$247,051
65 ($1,317)$828$489$246,561
66 ($1,317)$826$491$246,070
67 ($1,317)$824$493$245,577
68 ($1,317)$823$494$245,083
69 ($1,317)$821$496$244,587
70 ($1,317)$819$498$244,089
71 ($1,317)$818$499$243,590
72 ($1,317)$816$501$243,089
Year 7 - 73 ($1,317)$814$503$242,586
74 ($1,317)$813$504$242,082
75 ($1,317)$811$506$241,576
76 ($1,317)$809$508$241,068
77 ($1,317)$808$509$240,559
78 ($1,317)$806$511$240,048
79 ($1,317)$804$513$239,535
80 ($1,317)$802$515$239,020
81 ($1,317)$801$516$238,504
82 ($1,317)$799$518$237,986
83 ($1,317)$797$520$237,466
84 ($1,317)$796$522$236,945
Year 8 - 85 ($1,317)$794$523$236,421
86 ($1,317)$792$525$235,896
87 ($1,317)$790$527$235,370
88 ($1,317)$788$529$234,841
89 ($1,317)$787$530$234,311
90 ($1,317)$785$532$233,779
91 ($1,317)$783$534$233,245
92 ($1,317)$781$536$232,709
93 ($1,317)$780$537$232,172
94 ($1,317)$778$539$231,632
95 ($1,317)$776$541$231,091
96 ($1,317)$774$543$230,549
Year 9 - 97 ($1,317)$772$545$230,004
98 ($1,317)$771$547$229,457
99 ($1,317)$769$548$228,909
100 ($1,317)$767$550$228,359
101 ($1,317)$765$552$227,807
102 ($1,317)$763$554$227,253
103 ($1,317)$761$556$226,697
104 ($1,317)$759$558$226,140
105 ($1,317)$758$559$225,580
106 ($1,317)$756$561$225,019
107 ($1,317)$754$563$224,456
108 ($1,317)$752$565$223,891
Year 10 - 109 ($1,317)$750$567$223,324
110 ($1,317)$748$569$222,755
111 ($1,317)$746$571$222,184
112 ($1,317)$744$573$221,611
113 ($1,317)$742$575$221,037
114 ($1,317)$740$577$220,460
115 ($1,317)$739$578$219,882
116 ($1,317)$737$580$219,301
117 ($1,317)$735$582$218,719
118 ($1,317)$733$584$218,134
119 ($1,317)$731$586$217,548
120 ($1,317)$729$588$216,960
Year 11 - 121 ($1,317)$727$590$216,370
122 ($1,317)$725$592$215,778
123 ($1,317)$723$594$215,183
124 ($1,317)$721$596$214,587
125 ($1,317)$719$598$213,989
126 ($1,317)$717$600$213,389
127 ($1,317)$715$602$212,787
128 ($1,317)$713$604$212,183
129 ($1,317)$711$606$211,576
130 ($1,317)$709$608$210,968
131 ($1,317)$707$610$210,358
132 ($1,317)$705$612$209,745
Year 12 - 133 ($1,317)$703$614$209,131
134 ($1,317)$701$616$208,515
135 ($1,317)$699$618$207,896
136 ($1,317)$696$621$207,276
137 ($1,317)$694$623$206,653
138 ($1,317)$692$625$206,028
139 ($1,317)$690$627$205,401
140 ($1,317)$688$629$204,772
141 ($1,317)$686$631$204,141
142 ($1,317)$684$633$203,508
143 ($1,317)$682$635$202,873
144 ($1,317)$680$637$202,236
Year 13 - 145 ($1,317)$677$640$201,596
146 ($1,317)$675$642$200,954
147 ($1,317)$673$644$200,311
148 ($1,317)$671$646$199,665
149 ($1,317)$669$648$199,016
150 ($1,317)$667$650$198,366
151 ($1,317)$665$652$197,714
152 ($1,317)$662$655$197,059
153 ($1,317)$660$657$196,402
154 ($1,317)$658$659$195,743
155 ($1,317)$656$661$195,082
156 ($1,317)$654$663$194,418
Year 14 - 157 ($1,317)$651$666$193,753
158 ($1,317)$649$668$193,085
159 ($1,317)$647$670$192,414
160 ($1,317)$645$672$191,742
161 ($1,317)$642$675$191,067
162 ($1,317)$640$677$190,390
163 ($1,317)$638$679$189,711
164 ($1,317)$636$681$189,030
165 ($1,317)$633$684$188,346
166 ($1,317)$631$686$187,660
167 ($1,317)$629$688$186,971
168 ($1,317)$626$691$186,281
Year 15 - 169 ($1,317)$624$693$185,588
170 ($1,317)$622$695$184,892
171 ($1,317)$619$698$184,195
172 ($1,317)$617$700$183,495
173 ($1,317)$615$702$182,793
174 ($1,317)$612$705$182,088
175 ($1,317)$610$707$181,381
176 ($1,317)$608$709$180,671
177 ($1,317)$605$712$179,960
178 ($1,317)$603$714$179,246
179 ($1,317)$600$717$178,529
180 ($1,317)$598$719$177,810
Year 16 - 181 ($1,317)$596$721$177,089
182 ($1,317)$593$724$176,365
183 ($1,317)$591$726$175,639
184 ($1,317)$588$729$174,910
185 ($1,317)$586$731$174,179
186 ($1,317)$583$734$173,445
187 ($1,317)$581$736$172,709
188 ($1,317)$579$738$171,971
189 ($1,317)$576$741$171,230
190 ($1,317)$574$743$170,487
191 ($1,317)$571$746$169,741
192 ($1,317)$569$748$168,992
Year 17 - 193 ($1,317)$566$751$168,242
194 ($1,317)$564$753$167,488
195 ($1,317)$561$756$166,732
196 ($1,317)$559$758$165,974
197 ($1,317)$556$761$165,213
198 ($1,317)$553$764$164,449
199 ($1,317)$551$766$163,683
200 ($1,317)$548$769$162,914
201 ($1,317)$546$771$162,143
202 ($1,317)$543$774$161,369
203 ($1,317)$541$776$160,593
204 ($1,317)$538$779$159,814
Year 18 - 205 ($1,317)$535$782$159,032
206 ($1,317)$533$784$158,248
207 ($1,317)$530$787$157,461
208 ($1,317)$527$790$156,671
209 ($1,317)$525$792$155,879
210 ($1,317)$522$795$155,084
211 ($1,317)$520$797$154,287
212 ($1,317)$517$800$153,487
213 ($1,317)$514$803$152,684
214 ($1,317)$511$806$151,878
215 ($1,317)$509$808$151,070
216 ($1,317)$506$811$150,259
Year 19 - 217 ($1,317)$503$814$149,446
218 ($1,317)$501$816$148,629
219 ($1,317)$498$819$147,810
220 ($1,317)$495$822$146,988
221 ($1,317)$492$825$146,164
222 ($1,317)$490$827$145,336
223 ($1,317)$487$830$144,506
224 ($1,317)$484$833$143,673
225 ($1,317)$481$836$142,837
226 ($1,317)$479$839$141,999
227 ($1,317)$476$841$141,158
228 ($1,317)$473$844$140,313
Year 20 - 229 ($1,317)$470$847$139,467
230 ($1,317)$467$850$138,617
231 ($1,317)$464$853$137,764
232 ($1,317)$462$856$136,909
233 ($1,317)$459$858$136,050
234 ($1,317)$456$861$135,189
235 ($1,317)$453$864$134,325
236 ($1,317)$450$867$133,458
237 ($1,317)$447$870$132,588
238 ($1,317)$444$873$131,715
239 ($1,317)$441$876$130,839
240 ($1,317)$438$879$129,960
Year 21 - 241 ($1,317)$435$882$129,079
242 ($1,317)$432$885$128,194
243 ($1,317)$429$888$127,307
244 ($1,317)$426$891$126,416
245 ($1,317)$423$894$125,523
246 ($1,317)$421$897$124,626
247 ($1,317)$417$900$123,726
248 ($1,317)$414$903$122,824
249 ($1,317)$411$906$121,918
250 ($1,317)$408$909$121,010
251 ($1,317)$405$912$120,098
252 ($1,317)$402$915$119,183
Year 22 - 253 ($1,317)$399$918$118,266
254 ($1,317)$396$921$117,345
255 ($1,317)$393$924$116,421
256 ($1,317)$390$927$115,494
257 ($1,317)$387$930$114,564
258 ($1,317)$384$933$113,631
259 ($1,317)$381$936$112,694
260 ($1,317)$378$939$111,755
261 ($1,317)$374$943$110,812
262 ($1,317)$371$946$109,866
263 ($1,317)$368$949$108,917
264 ($1,317)$365$952$107,965
Year 23 - 265 ($1,317)$362$955$107,010
266 ($1,317)$358$959$106,051
267 ($1,317)$355$962$105,090
268 ($1,317)$352$965$104,125
269 ($1,317)$349$968$103,156
270 ($1,317)$346$971$102,185
271 ($1,317)$342$975$101,210
272 ($1,317)$339$978$100,232
273 ($1,317)$336$981$99,251
274 ($1,317)$332$985$98,266
275 ($1,317)$329$988$97,279
276 ($1,317)$326$991$96,288
Year 24 - 277 ($1,317)$323$994$95,293
278 ($1,317)$319$998$94,295
279 ($1,317)$316$1,001$93,294
280 ($1,317)$313$1,004$92,290
281 ($1,317)$309$1,008$91,282
282 ($1,317)$306$1,011$90,271
283 ($1,317)$302$1,015$89,256
284 ($1,317)$299$1,018$88,238
285 ($1,317)$296$1,021$87,217
286 ($1,317)$292$1,025$86,192
287 ($1,317)$289$1,028$85,163
288 ($1,317)$285$1,032$84,132
Year 25 - 289 ($1,317)$282$1,035$83,096
290 ($1,317)$278$1,039$82,058
291 ($1,317)$275$1,042$81,016
292 ($1,317)$271$1,046$79,970
293 ($1,317)$268$1,049$78,921
294 ($1,317)$264$1,053$77,868
295 ($1,317)$261$1,056$76,812
296 ($1,317)$257$1,060$75,752
297 ($1,317)$254$1,063$74,689
298 ($1,317)$250$1,067$73,622
299 ($1,317)$247$1,070$72,552
300 ($1,317)$243$1,074$71,478
Year 26 - 301 ($1,317)$239$1,078$70,400
302 ($1,317)$236$1,081$69,319
303 ($1,317)$232$1,085$68,234
304 ($1,317)$229$1,088$67,146
305 ($1,317)$225$1,092$66,054
306 ($1,317)$221$1,096$64,958
307 ($1,317)$218$1,099$63,859
308 ($1,317)$214$1,103$62,756
309 ($1,317)$210$1,107$61,649
310 ($1,317)$207$1,110$60,538
311 ($1,317)$203$1,114$59,424
312 ($1,317)$199$1,118$58,306
Year 27 - 313 ($1,317)$195$1,122$57,185
314 ($1,317)$192$1,125$56,059
315 ($1,317)$188$1,129$54,930
316 ($1,317)$184$1,133$53,797
317 ($1,317)$180$1,137$52,660
318 ($1,317)$176$1,141$51,519
319 ($1,317)$173$1,144$50,375
320 ($1,317)$169$1,148$49,227
321 ($1,317)$165$1,152$48,075
322 ($1,317)$161$1,156$46,919
323 ($1,317)$157$1,160$45,759
324 ($1,317)$153$1,164$44,595
Year 28 - 325 ($1,317)$149$1,168$43,427
326 ($1,317)$145$1,172$42,256
327 ($1,317)$142$1,175$41,080
328 ($1,317)$138$1,179$39,901
329 ($1,317)$134$1,183$38,718
330 ($1,317)$130$1,187$37,530
331 ($1,317)$126$1,191$36,339
332 ($1,317)$122$1,195$35,144
333 ($1,317)$118$1,199$33,945
334 ($1,317)$114$1,203$32,741
335 ($1,317)$110$1,207$31,534
336 ($1,317)$106$1,211$30,322
Year 29 - 337 ($1,317)$102$1,215$29,107
338 ($1,317)$98$1,220$27,888
339 ($1,317)$93$1,224$26,664
340 ($1,317)$89$1,228$25,436
341 ($1,317)$85$1,232$24,204
342 ($1,317)$81$1,236$22,968
343 ($1,317)$77$1,240$21,728
344 ($1,317)$73$1,244$20,484
345 ($1,317)$69$1,248$19,236
346 ($1,317)$64$1,253$17,983
347 ($1,317)$60$1,257$16,726
348 ($1,317)$56$1,261$15,465
Year 30 - 349 ($1,317)$52$1,265$14,200
350 ($1,317)$48$1,269$12,931
351 ($1,317)$43$1,274$11,657
352 ($1,317)$39$1,278$10,379
353 ($1,317)$35$1,282$9,097
354 ($1,317)$30$1,287$7,810
355 ($1,317)$26$1,291$6,519
356 ($1,317)$22$1,295$5,224
357 ($1,317)$18$1,300$3,925
358 ($1,317)$13$1,304$2,621
359 ($1,317)$9$1,308$1,313
360 ($1,317)$4$1,313$0
TOTALS$198,928$275,200$474,128

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.