« Back to all home prices

Mortgage Payment Schedule for a $345,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($69,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,311 360 $196,071 $472,071

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $345,000
Down Payment $69,000$276,000
Year 1 - 1 ($1,311)$911$401$275,599
2 ($1,311)$909$402$275,198
3 ($1,311)$908$403$274,795
4 ($1,311)$907$404$274,390
5 ($1,311)$905$406$273,984
6 ($1,311)$904$407$273,577
7 ($1,311)$903$409$273,169
8 ($1,311)$901$410$272,759
9 ($1,311)$900$411$272,347
10 ($1,311)$899$413$271,935
11 ($1,311)$897$414$271,521
12 ($1,311)$896$415$271,106
Year 2 - 13 ($1,311)$895$417$270,689
14 ($1,311)$893$418$270,271
15 ($1,311)$892$419$269,852
16 ($1,311)$891$421$269,431
17 ($1,311)$889$422$269,009
18 ($1,311)$888$424$268,585
19 ($1,311)$886$425$268,160
20 ($1,311)$885$426$267,734
21 ($1,311)$884$428$267,306
22 ($1,311)$882$429$266,877
23 ($1,311)$881$431$266,446
24 ($1,311)$879$432$266,014
Year 3 - 25 ($1,311)$878$433$265,581
26 ($1,311)$876$435$265,146
27 ($1,311)$875$436$264,709
28 ($1,311)$874$438$264,272
29 ($1,311)$872$439$263,832
30 ($1,311)$871$441$263,392
31 ($1,311)$869$442$262,950
32 ($1,311)$868$444$262,506
33 ($1,311)$866$445$262,061
34 ($1,311)$865$447$261,614
35 ($1,311)$863$448$261,166
36 ($1,311)$862$449$260,717
Year 4 - 37 ($1,311)$860$451$260,266
38 ($1,311)$859$452$259,814
39 ($1,311)$857$454$259,360
40 ($1,311)$856$455$258,904
41 ($1,311)$854$457$258,447
42 ($1,311)$853$458$257,989
43 ($1,311)$851$460$257,529
44 ($1,311)$850$461$257,068
45 ($1,311)$848$463$256,605
46 ($1,311)$847$465$256,140
47 ($1,311)$845$466$255,674
48 ($1,311)$844$468$255,206
Year 5 - 49 ($1,311)$842$469$254,737
50 ($1,311)$841$471$254,267
51 ($1,311)$839$472$253,794
52 ($1,311)$838$474$253,321
53 ($1,311)$836$475$252,845
54 ($1,311)$834$477$252,368
55 ($1,311)$833$478$251,890
56 ($1,311)$831$480$251,410
57 ($1,311)$830$482$250,928
58 ($1,311)$828$483$250,445
59 ($1,311)$826$485$249,960
60 ($1,311)$825$486$249,474
Year 6 - 61 ($1,311)$823$488$248,985
62 ($1,311)$822$490$248,496
63 ($1,311)$820$491$248,005
64 ($1,311)$818$493$247,512
65 ($1,311)$817$495$247,017
66 ($1,311)$815$496$246,521
67 ($1,311)$814$498$246,023
68 ($1,311)$812$499$245,524
69 ($1,311)$810$501$245,023
70 ($1,311)$809$503$244,520
71 ($1,311)$807$504$244,016
72 ($1,311)$805$506$243,509
Year 7 - 73 ($1,311)$804$508$243,002
74 ($1,311)$802$509$242,492
75 ($1,311)$800$511$241,981
76 ($1,311)$799$513$241,468
77 ($1,311)$797$514$240,954
78 ($1,311)$795$516$240,438
79 ($1,311)$793$518$239,920
80 ($1,311)$792$520$239,400
81 ($1,311)$790$521$238,879
82 ($1,311)$788$523$238,356
83 ($1,311)$787$525$237,831
84 ($1,311)$785$526$237,305
Year 8 - 85 ($1,311)$783$528$236,777
86 ($1,311)$781$530$236,247
87 ($1,311)$780$532$235,715
88 ($1,311)$778$533$235,182
89 ($1,311)$776$535$234,646
90 ($1,311)$774$537$234,109
91 ($1,311)$773$539$233,571
92 ($1,311)$771$541$233,030
93 ($1,311)$769$542$232,488
94 ($1,311)$767$544$231,944
95 ($1,311)$765$546$231,398
96 ($1,311)$764$548$230,850
Year 9 - 97 ($1,311)$762$550$230,301
98 ($1,311)$760$551$229,749
99 ($1,311)$758$553$229,196
100 ($1,311)$756$555$228,641
101 ($1,311)$755$557$228,084
102 ($1,311)$753$559$227,526
103 ($1,311)$751$560$226,965
104 ($1,311)$749$562$226,403
105 ($1,311)$747$564$225,839
106 ($1,311)$745$566$225,273
107 ($1,311)$743$568$224,705
108 ($1,311)$742$570$224,135
Year 10 - 109 ($1,311)$740$572$223,563
110 ($1,311)$738$574$222,990
111 ($1,311)$736$575$222,414
112 ($1,311)$734$577$221,837
113 ($1,311)$732$579$221,258
114 ($1,311)$730$581$220,677
115 ($1,311)$728$583$220,094
116 ($1,311)$726$585$219,509
117 ($1,311)$724$587$218,922
118 ($1,311)$722$589$218,333
119 ($1,311)$720$591$217,742
120 ($1,311)$719$593$217,149
Year 11 - 121 ($1,311)$717$595$216,555
122 ($1,311)$715$597$215,958
123 ($1,311)$713$599$215,359
124 ($1,311)$711$601$214,759
125 ($1,311)$709$603$214,156
126 ($1,311)$707$605$213,551
127 ($1,311)$705$607$212,945
128 ($1,311)$703$609$212,336
129 ($1,311)$701$611$211,726
130 ($1,311)$699$613$211,113
131 ($1,311)$697$615$210,498
132 ($1,311)$695$617$209,882
Year 12 - 133 ($1,311)$693$619$209,263
134 ($1,311)$691$621$208,642
135 ($1,311)$689$623$208,019
136 ($1,311)$686$625$207,395
137 ($1,311)$684$627$206,768
138 ($1,311)$682$629$206,139
139 ($1,311)$680$631$205,508
140 ($1,311)$678$633$204,875
141 ($1,311)$676$635$204,239
142 ($1,311)$674$637$203,602
143 ($1,311)$672$639$202,963
144 ($1,311)$670$642$202,321
Year 13 - 145 ($1,311)$668$644$201,677
146 ($1,311)$666$646$201,032
147 ($1,311)$663$648$200,384
148 ($1,311)$661$650$199,734
149 ($1,311)$659$652$199,082
150 ($1,311)$657$654$198,427
151 ($1,311)$655$656$197,771
152 ($1,311)$653$659$197,112
153 ($1,311)$650$661$196,451
154 ($1,311)$648$663$195,788
155 ($1,311)$646$665$195,123
156 ($1,311)$644$667$194,456
Year 14 - 157 ($1,311)$642$670$193,786
158 ($1,311)$639$672$193,114
159 ($1,311)$637$674$192,440
160 ($1,311)$635$676$191,764
161 ($1,311)$633$678$191,085
162 ($1,311)$631$681$190,405
163 ($1,311)$628$683$189,722
164 ($1,311)$626$685$189,036
165 ($1,311)$624$687$188,349
166 ($1,311)$622$690$187,659
167 ($1,311)$619$692$186,967
168 ($1,311)$617$694$186,273
Year 15 - 169 ($1,311)$615$697$185,576
170 ($1,311)$612$699$184,877
171 ($1,311)$610$701$184,176
172 ($1,311)$608$704$183,473
173 ($1,311)$605$706$182,767
174 ($1,311)$603$708$182,058
175 ($1,311)$601$711$181,348
176 ($1,311)$598$713$180,635
177 ($1,311)$596$715$179,920
178 ($1,311)$594$718$179,202
179 ($1,311)$591$720$178,482
180 ($1,311)$589$722$177,760
Year 16 - 181 ($1,311)$587$725$177,035
182 ($1,311)$584$727$176,308
183 ($1,311)$582$729$175,579
184 ($1,311)$579$732$174,847
185 ($1,311)$577$734$174,113
186 ($1,311)$575$737$173,376
187 ($1,311)$572$739$172,637
188 ($1,311)$570$742$171,895
189 ($1,311)$567$744$171,151
190 ($1,311)$565$747$170,404
191 ($1,311)$562$749$169,656
192 ($1,311)$560$751$168,904
Year 17 - 193 ($1,311)$557$754$168,150
194 ($1,311)$555$756$167,394
195 ($1,311)$552$759$166,635
196 ($1,311)$550$761$165,873
197 ($1,311)$547$764$165,109
198 ($1,311)$545$766$164,343
199 ($1,311)$542$769$163,574
200 ($1,311)$540$772$162,803
201 ($1,311)$537$774$162,028
202 ($1,311)$535$777$161,252
203 ($1,311)$532$779$160,473
204 ($1,311)$530$782$159,691
Year 18 - 205 ($1,311)$527$784$158,907
206 ($1,311)$524$787$158,120
207 ($1,311)$522$790$157,330
208 ($1,311)$519$792$156,538
209 ($1,311)$517$795$155,743
210 ($1,311)$514$797$154,946
211 ($1,311)$511$800$154,146
212 ($1,311)$509$803$153,343
213 ($1,311)$506$805$152,538
214 ($1,311)$503$808$151,730
215 ($1,311)$501$811$150,920
216 ($1,311)$498$813$150,106
Year 19 - 217 ($1,311)$495$816$149,290
218 ($1,311)$493$819$148,472
219 ($1,311)$490$821$147,650
220 ($1,311)$487$824$146,826
221 ($1,311)$485$827$145,999
222 ($1,311)$482$830$145,170
223 ($1,311)$479$832$144,338
224 ($1,311)$476$835$143,503
225 ($1,311)$474$838$142,665
226 ($1,311)$471$841$141,824
227 ($1,311)$468$843$140,981
228 ($1,311)$465$846$140,135
Year 20 - 229 ($1,311)$462$849$139,286
230 ($1,311)$460$852$138,435
231 ($1,311)$457$854$137,580
232 ($1,311)$454$857$136,723
233 ($1,311)$451$860$135,863
234 ($1,311)$448$863$135,000
235 ($1,311)$445$866$134,134
236 ($1,311)$443$869$133,265
237 ($1,311)$440$872$132,394
238 ($1,311)$437$874$131,519
239 ($1,311)$434$877$130,642
240 ($1,311)$431$880$129,762
Year 21 - 241 ($1,311)$428$883$128,879
242 ($1,311)$425$886$127,993
243 ($1,311)$422$889$127,104
244 ($1,311)$419$892$126,212
245 ($1,311)$416$895$125,317
246 ($1,311)$414$898$124,419
247 ($1,311)$411$901$123,519
248 ($1,311)$408$904$122,615
249 ($1,311)$405$907$121,708
250 ($1,311)$402$910$120,799
251 ($1,311)$399$913$119,886
252 ($1,311)$396$916$118,970
Year 22 - 253 ($1,311)$393$919$118,051
254 ($1,311)$390$922$117,130
255 ($1,311)$387$925$116,205
256 ($1,311)$383$928$115,277
257 ($1,311)$380$931$114,346
258 ($1,311)$377$934$113,412
259 ($1,311)$374$937$112,475
260 ($1,311)$371$940$111,535
261 ($1,311)$368$943$110,592
262 ($1,311)$365$946$109,645
263 ($1,311)$362$949$108,696
264 ($1,311)$359$953$107,743
Year 23 - 265 ($1,311)$356$956$106,788
266 ($1,311)$352$959$105,829
267 ($1,311)$349$962$104,867
268 ($1,311)$346$965$103,901
269 ($1,311)$343$968$102,933
270 ($1,311)$340$972$101,961
271 ($1,311)$336$975$100,986
272 ($1,311)$333$978$100,008
273 ($1,311)$330$981$99,027
274 ($1,311)$327$985$98,043
275 ($1,311)$324$988$97,055
276 ($1,311)$320$991$96,064
Year 24 - 277 ($1,311)$317$994$95,070
278 ($1,311)$314$998$94,072
279 ($1,311)$310$1,001$93,071
280 ($1,311)$307$1,004$92,067
281 ($1,311)$304$1,007$91,059
282 ($1,311)$300$1,011$90,049
283 ($1,311)$297$1,014$89,034
284 ($1,311)$294$1,017$88,017
285 ($1,311)$290$1,021$86,996
286 ($1,311)$287$1,024$85,972
287 ($1,311)$284$1,028$84,944
288 ($1,311)$280$1,031$83,913
Year 25 - 289 ($1,311)$277$1,034$82,879
290 ($1,311)$274$1,038$81,841
291 ($1,311)$270$1,041$80,800
292 ($1,311)$267$1,045$79,755
293 ($1,311)$263$1,048$78,707
294 ($1,311)$260$1,052$77,655
295 ($1,311)$256$1,055$76,600
296 ($1,311)$253$1,059$75,542
297 ($1,311)$249$1,062$74,480
298 ($1,311)$246$1,066$73,414
299 ($1,311)$242$1,069$72,345
300 ($1,311)$239$1,073$71,273
Year 26 - 301 ($1,311)$235$1,076$70,197
302 ($1,311)$232$1,080$69,117
303 ($1,311)$228$1,083$68,034
304 ($1,311)$225$1,087$66,947
305 ($1,311)$221$1,090$65,857
306 ($1,311)$217$1,094$64,763
307 ($1,311)$214$1,098$63,665
308 ($1,311)$210$1,101$62,564
309 ($1,311)$206$1,105$61,459
310 ($1,311)$203$1,108$60,350
311 ($1,311)$199$1,112$59,238
312 ($1,311)$195$1,116$58,122
Year 27 - 313 ($1,311)$192$1,120$57,003
314 ($1,311)$188$1,123$55,880
315 ($1,311)$184$1,127$54,753
316 ($1,311)$181$1,131$53,622
317 ($1,311)$177$1,134$52,488
318 ($1,311)$173$1,138$51,350
319 ($1,311)$169$1,142$50,208
320 ($1,311)$166$1,146$49,062
321 ($1,311)$162$1,149$47,913
322 ($1,311)$158$1,153$46,760
323 ($1,311)$154$1,157$45,603
324 ($1,311)$150$1,161$44,442
Year 28 - 325 ($1,311)$147$1,165$43,277
326 ($1,311)$143$1,168$42,109
327 ($1,311)$139$1,172$40,936
328 ($1,311)$135$1,176$39,760
329 ($1,311)$131$1,180$38,580
330 ($1,311)$127$1,184$37,396
331 ($1,311)$123$1,188$36,208
332 ($1,311)$119$1,192$35,016
333 ($1,311)$116$1,196$33,821
334 ($1,311)$112$1,200$32,621
335 ($1,311)$108$1,204$31,417
336 ($1,311)$104$1,208$30,210
Year 29 - 337 ($1,311)$100$1,212$28,998
338 ($1,311)$96$1,216$27,782
339 ($1,311)$92$1,220$26,563
340 ($1,311)$88$1,224$25,339
341 ($1,311)$84$1,228$24,111
342 ($1,311)$80$1,232$22,880
343 ($1,311)$76$1,236$21,644
344 ($1,311)$71$1,240$20,404
345 ($1,311)$67$1,244$19,160
346 ($1,311)$63$1,248$17,912
347 ($1,311)$59$1,252$16,660
348 ($1,311)$55$1,256$15,403
Year 30 - 349 ($1,311)$51$1,260$14,143
350 ($1,311)$47$1,265$12,878
351 ($1,311)$42$1,269$11,609
352 ($1,311)$38$1,273$10,336
353 ($1,311)$34$1,277$9,059
354 ($1,311)$30$1,281$7,778
355 ($1,311)$26$1,286$6,492
356 ($1,311)$21$1,290$5,202
357 ($1,311)$17$1,294$3,908
358 ($1,311)$13$1,298$2,610
359 ($1,311)$9$1,303$1,307
360 ($1,311)$4$1,307$0
TOTALS$196,071$276,000$472,071

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.