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Mortgage Payment Schedule for a $345,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,379 360 $220,383 $496,383

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $345,000
Down Payment $69,000$276,000
Year 1 - 1 ($1,379)$1,007$371$275,629
2 ($1,379)$1,006$373$275,256
3 ($1,379)$1,005$374$274,882
4 ($1,379)$1,003$376$274,506
5 ($1,379)$1,002$377$274,129
6 ($1,379)$1,001$378$273,751
7 ($1,379)$999$380$273,371
8 ($1,379)$998$381$272,990
9 ($1,379)$996$382$272,608
10 ($1,379)$995$384$272,224
11 ($1,379)$994$385$271,839
12 ($1,379)$992$387$271,452
Year 2 - 13 ($1,379)$991$388$271,064
14 ($1,379)$989$389$270,675
15 ($1,379)$988$391$270,284
16 ($1,379)$987$392$269,891
17 ($1,379)$985$394$269,498
18 ($1,379)$984$395$269,103
19 ($1,379)$982$397$268,706
20 ($1,379)$981$398$268,308
21 ($1,379)$979$400$267,908
22 ($1,379)$978$401$267,507
23 ($1,379)$976$402$267,105
24 ($1,379)$975$404$266,701
Year 3 - 25 ($1,379)$973$405$266,296
26 ($1,379)$972$407$265,889
27 ($1,379)$970$408$265,480
28 ($1,379)$969$410$265,071
29 ($1,379)$968$411$264,659
30 ($1,379)$966$413$264,246
31 ($1,379)$964$414$263,832
32 ($1,379)$963$416$263,416
33 ($1,379)$961$417$262,999
34 ($1,379)$960$419$262,580
35 ($1,379)$958$420$262,160
36 ($1,379)$957$422$261,738
Year 4 - 37 ($1,379)$955$423$261,314
38 ($1,379)$954$425$260,889
39 ($1,379)$952$427$260,462
40 ($1,379)$951$428$260,034
41 ($1,379)$949$430$259,605
42 ($1,379)$948$431$259,173
43 ($1,379)$946$433$258,740
44 ($1,379)$944$434$258,306
45 ($1,379)$943$436$257,870
46 ($1,379)$941$438$257,432
47 ($1,379)$940$439$256,993
48 ($1,379)$938$441$256,552
Year 5 - 49 ($1,379)$936$442$256,110
50 ($1,379)$935$444$255,666
51 ($1,379)$933$446$255,220
52 ($1,379)$932$447$254,773
53 ($1,379)$930$449$254,324
54 ($1,379)$928$451$253,873
55 ($1,379)$927$452$253,421
56 ($1,379)$925$454$252,967
57 ($1,379)$923$456$252,512
58 ($1,379)$922$457$252,055
59 ($1,379)$920$459$251,596
60 ($1,379)$918$461$251,135
Year 6 - 61 ($1,379)$917$462$250,673
62 ($1,379)$915$464$250,209
63 ($1,379)$913$466$249,744
64 ($1,379)$912$467$249,276
65 ($1,379)$910$469$248,807
66 ($1,379)$908$471$248,337
67 ($1,379)$906$472$247,864
68 ($1,379)$905$474$247,390
69 ($1,379)$903$476$246,914
70 ($1,379)$901$478$246,437
71 ($1,379)$899$479$245,957
72 ($1,379)$898$481$245,476
Year 7 - 73 ($1,379)$896$483$244,993
74 ($1,379)$894$485$244,509
75 ($1,379)$892$486$244,022
76 ($1,379)$891$488$243,534
77 ($1,379)$889$490$243,044
78 ($1,379)$887$492$242,553
79 ($1,379)$885$494$242,059
80 ($1,379)$884$495$241,564
81 ($1,379)$882$497$241,067
82 ($1,379)$880$499$240,568
83 ($1,379)$878$501$240,067
84 ($1,379)$876$503$239,564
Year 8 - 85 ($1,379)$874$504$239,060
86 ($1,379)$873$506$238,554
87 ($1,379)$871$508$238,045
88 ($1,379)$869$510$237,535
89 ($1,379)$867$512$237,024
90 ($1,379)$865$514$236,510
91 ($1,379)$863$516$235,994
92 ($1,379)$861$517$235,477
93 ($1,379)$859$519$234,957
94 ($1,379)$858$521$234,436
95 ($1,379)$856$523$233,913
96 ($1,379)$854$525$233,388
Year 9 - 97 ($1,379)$852$527$232,861
98 ($1,379)$850$529$232,332
99 ($1,379)$848$531$231,801
100 ($1,379)$846$533$231,269
101 ($1,379)$844$535$230,734
102 ($1,379)$842$537$230,197
103 ($1,379)$840$539$229,659
104 ($1,379)$838$541$229,118
105 ($1,379)$836$543$228,575
106 ($1,379)$834$545$228,031
107 ($1,379)$832$547$227,484
108 ($1,379)$830$549$226,936
Year 10 - 109 ($1,379)$828$551$226,385
110 ($1,379)$826$553$225,833
111 ($1,379)$824$555$225,278
112 ($1,379)$822$557$224,722
113 ($1,379)$820$559$224,163
114 ($1,379)$818$561$223,602
115 ($1,379)$816$563$223,040
116 ($1,379)$814$565$222,475
117 ($1,379)$812$567$221,908
118 ($1,379)$810$569$221,339
119 ($1,379)$808$571$220,768
120 ($1,379)$806$573$220,195
Year 11 - 121 ($1,379)$804$575$219,620
122 ($1,379)$802$577$219,043
123 ($1,379)$800$579$218,464
124 ($1,379)$797$581$217,882
125 ($1,379)$795$584$217,299
126 ($1,379)$793$586$216,713
127 ($1,379)$791$588$216,125
128 ($1,379)$789$590$215,535
129 ($1,379)$787$592$214,943
130 ($1,379)$785$594$214,349
131 ($1,379)$782$596$213,752
132 ($1,379)$780$599$213,153
Year 12 - 133 ($1,379)$778$601$212,553
134 ($1,379)$776$603$211,950
135 ($1,379)$774$605$211,344
136 ($1,379)$771$607$210,737
137 ($1,379)$769$610$210,127
138 ($1,379)$767$612$209,515
139 ($1,379)$765$614$208,901
140 ($1,379)$762$616$208,285
141 ($1,379)$760$619$207,666
142 ($1,379)$758$621$207,046
143 ($1,379)$756$623$206,422
144 ($1,379)$753$625$205,797
Year 13 - 145 ($1,379)$751$628$205,169
146 ($1,379)$749$630$204,539
147 ($1,379)$747$632$203,907
148 ($1,379)$744$635$203,272
149 ($1,379)$742$637$202,636
150 ($1,379)$740$639$201,996
151 ($1,379)$737$642$201,355
152 ($1,379)$735$644$200,711
153 ($1,379)$733$646$200,065
154 ($1,379)$730$649$199,416
155 ($1,379)$728$651$198,765
156 ($1,379)$725$653$198,112
Year 14 - 157 ($1,379)$723$656$197,456
158 ($1,379)$721$658$196,798
159 ($1,379)$718$661$196,137
160 ($1,379)$716$663$195,474
161 ($1,379)$713$665$194,809
162 ($1,379)$711$668$194,141
163 ($1,379)$709$670$193,471
164 ($1,379)$706$673$192,798
165 ($1,379)$704$675$192,123
166 ($1,379)$701$678$191,446
167 ($1,379)$699$680$190,766
168 ($1,379)$696$683$190,083
Year 15 - 169 ($1,379)$694$685$189,398
170 ($1,379)$691$688$188,710
171 ($1,379)$689$690$188,020
172 ($1,379)$686$693$187,328
173 ($1,379)$684$695$186,633
174 ($1,379)$681$698$185,935
175 ($1,379)$679$700$185,235
176 ($1,379)$676$703$184,532
177 ($1,379)$674$705$183,827
178 ($1,379)$671$708$183,119
179 ($1,379)$668$710$182,409
180 ($1,379)$666$713$181,696
Year 16 - 181 ($1,379)$663$716$180,980
182 ($1,379)$661$718$180,262
183 ($1,379)$658$721$179,541
184 ($1,379)$655$724$178,817
185 ($1,379)$653$726$178,091
186 ($1,379)$650$729$177,362
187 ($1,379)$647$731$176,631
188 ($1,379)$645$734$175,897
189 ($1,379)$642$737$175,160
190 ($1,379)$639$740$174,420
191 ($1,379)$637$742$173,678
192 ($1,379)$634$745$172,933
Year 17 - 193 ($1,379)$631$748$172,186
194 ($1,379)$628$750$171,435
195 ($1,379)$626$753$170,682
196 ($1,379)$623$756$169,926
197 ($1,379)$620$759$169,168
198 ($1,379)$617$761$168,406
199 ($1,379)$615$764$167,642
200 ($1,379)$612$767$166,875
201 ($1,379)$609$770$166,105
202 ($1,379)$606$773$165,333
203 ($1,379)$603$775$164,557
204 ($1,379)$601$778$163,779
Year 18 - 205 ($1,379)$598$781$162,998
206 ($1,379)$595$784$162,214
207 ($1,379)$592$787$161,428
208 ($1,379)$589$790$160,638
209 ($1,379)$586$793$159,845
210 ($1,379)$583$795$159,050
211 ($1,379)$581$798$158,252
212 ($1,379)$578$801$157,450
213 ($1,379)$575$804$156,646
214 ($1,379)$572$807$155,839
215 ($1,379)$569$810$155,029
216 ($1,379)$566$813$154,216
Year 19 - 217 ($1,379)$563$816$153,400
218 ($1,379)$560$819$152,581
219 ($1,379)$557$822$151,759
220 ($1,379)$554$825$150,935
221 ($1,379)$551$828$150,107
222 ($1,379)$548$831$149,276
223 ($1,379)$545$834$148,442
224 ($1,379)$542$837$147,605
225 ($1,379)$539$840$146,765
226 ($1,379)$536$843$145,921
227 ($1,379)$533$846$145,075
228 ($1,379)$530$849$144,226
Year 20 - 229 ($1,379)$526$852$143,373
230 ($1,379)$523$856$142,518
231 ($1,379)$520$859$141,659
232 ($1,379)$517$862$140,797
233 ($1,379)$514$865$139,933
234 ($1,379)$511$868$139,064
235 ($1,379)$508$871$138,193
236 ($1,379)$504$874$137,319
237 ($1,379)$501$878$136,441
238 ($1,379)$498$881$135,560
239 ($1,379)$495$884$134,676
240 ($1,379)$492$887$133,789
Year 21 - 241 ($1,379)$488$891$132,898
242 ($1,379)$485$894$132,005
243 ($1,379)$482$897$131,108
244 ($1,379)$479$900$130,207
245 ($1,379)$475$904$129,304
246 ($1,379)$472$907$128,397
247 ($1,379)$469$910$127,487
248 ($1,379)$465$914$126,573
249 ($1,379)$462$917$125,656
250 ($1,379)$459$920$124,736
251 ($1,379)$455$924$123,813
252 ($1,379)$452$927$122,886
Year 22 - 253 ($1,379)$449$930$121,955
254 ($1,379)$445$934$121,022
255 ($1,379)$442$937$120,085
256 ($1,379)$438$941$119,144
257 ($1,379)$435$944$118,200
258 ($1,379)$431$947$117,253
259 ($1,379)$428$951$116,302
260 ($1,379)$425$954$115,347
261 ($1,379)$421$958$114,390
262 ($1,379)$418$961$113,428
263 ($1,379)$414$965$112,463
264 ($1,379)$410$968$111,495
Year 23 - 265 ($1,379)$407$972$110,523
266 ($1,379)$403$975$109,548
267 ($1,379)$400$979$108,569
268 ($1,379)$396$983$107,586
269 ($1,379)$393$986$106,600
270 ($1,379)$389$990$105,610
271 ($1,379)$385$993$104,617
272 ($1,379)$382$997$103,620
273 ($1,379)$378$1,001$102,619
274 ($1,379)$375$1,004$101,615
275 ($1,379)$371$1,008$100,607
276 ($1,379)$367$1,012$99,595
Year 24 - 277 ($1,379)$364$1,015$98,580
278 ($1,379)$360$1,019$97,561
279 ($1,379)$356$1,023$96,538
280 ($1,379)$352$1,026$95,512
281 ($1,379)$349$1,030$94,482
282 ($1,379)$345$1,034$93,448
283 ($1,379)$341$1,038$92,410
284 ($1,379)$337$1,042$91,368
285 ($1,379)$333$1,045$90,323
286 ($1,379)$330$1,049$89,274
287 ($1,379)$326$1,053$88,221
288 ($1,379)$322$1,057$87,164
Year 25 - 289 ($1,379)$318$1,061$86,103
290 ($1,379)$314$1,065$85,039
291 ($1,379)$310$1,068$83,970
292 ($1,379)$306$1,072$82,898
293 ($1,379)$303$1,076$81,822
294 ($1,379)$299$1,080$80,742
295 ($1,379)$295$1,084$79,657
296 ($1,379)$291$1,088$78,569
297 ($1,379)$287$1,092$77,477
298 ($1,379)$283$1,096$76,381
299 ($1,379)$279$1,100$75,281
300 ($1,379)$275$1,104$74,177
Year 26 - 301 ($1,379)$271$1,108$73,069
302 ($1,379)$267$1,112$71,957
303 ($1,379)$263$1,116$70,841
304 ($1,379)$259$1,120$69,720
305 ($1,379)$254$1,124$68,596
306 ($1,379)$250$1,128$67,468
307 ($1,379)$246$1,133$66,335
308 ($1,379)$242$1,137$65,198
309 ($1,379)$238$1,141$64,057
310 ($1,379)$234$1,145$62,912
311 ($1,379)$230$1,149$61,763
312 ($1,379)$225$1,153$60,610
Year 27 - 313 ($1,379)$221$1,158$59,452
314 ($1,379)$217$1,162$58,290
315 ($1,379)$213$1,166$57,124
316 ($1,379)$209$1,170$55,954
317 ($1,379)$204$1,175$54,779
318 ($1,379)$200$1,179$53,600
319 ($1,379)$196$1,183$52,417
320 ($1,379)$191$1,188$51,230
321 ($1,379)$187$1,192$50,038
322 ($1,379)$183$1,196$48,842
323 ($1,379)$178$1,201$47,641
324 ($1,379)$174$1,205$46,436
Year 28 - 325 ($1,379)$169$1,209$45,227
326 ($1,379)$165$1,214$44,013
327 ($1,379)$161$1,218$42,795
328 ($1,379)$156$1,223$41,572
329 ($1,379)$152$1,227$40,345
330 ($1,379)$147$1,232$39,113
331 ($1,379)$143$1,236$37,877
332 ($1,379)$138$1,241$36,637
333 ($1,379)$134$1,245$35,392
334 ($1,379)$129$1,250$34,142
335 ($1,379)$125$1,254$32,888
336 ($1,379)$120$1,259$31,629
Year 29 - 337 ($1,379)$115$1,263$30,366
338 ($1,379)$111$1,268$29,098
339 ($1,379)$106$1,273$27,825
340 ($1,379)$102$1,277$26,548
341 ($1,379)$97$1,282$25,266
342 ($1,379)$92$1,287$23,979
343 ($1,379)$88$1,291$22,688
344 ($1,379)$83$1,296$21,392
345 ($1,379)$78$1,301$20,091
346 ($1,379)$73$1,306$18,785
347 ($1,379)$69$1,310$17,475
348 ($1,379)$64$1,315$16,160
Year 30 - 349 ($1,379)$59$1,320$14,840
350 ($1,379)$54$1,325$13,516
351 ($1,379)$49$1,330$12,186
352 ($1,379)$44$1,334$10,852
353 ($1,379)$40$1,339$9,513
354 ($1,379)$35$1,344$8,168
355 ($1,379)$30$1,349$6,819
356 ($1,379)$25$1,354$5,465
357 ($1,379)$20$1,359$4,107
358 ($1,379)$15$1,364$2,743
359 ($1,379)$10$1,369$1,374
360 ($1,379)$5$1,374$0
TOTALS$220,383$276,000$496,383

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.