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Mortgage Payment Schedule for a $345,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,291 360 $188,674 $464,674

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $345,000
Down Payment $69,000$276,000
Year 1 - 1 ($1,291)$881$410$275,590
2 ($1,291)$880$411$275,179
3 ($1,291)$878$412$274,766
4 ($1,291)$877$414$274,353
5 ($1,291)$876$415$273,938
6 ($1,291)$874$416$273,521
7 ($1,291)$873$418$273,103
8 ($1,291)$872$419$272,684
9 ($1,291)$870$420$272,264
10 ($1,291)$869$422$271,842
11 ($1,291)$868$423$271,419
12 ($1,291)$866$424$270,994
Year 2 - 13 ($1,291)$865$426$270,569
14 ($1,291)$864$427$270,141
15 ($1,291)$862$429$269,713
16 ($1,291)$861$430$269,283
17 ($1,291)$859$431$268,852
18 ($1,291)$858$433$268,419
19 ($1,291)$857$434$267,985
20 ($1,291)$855$435$267,549
21 ($1,291)$854$437$267,113
22 ($1,291)$853$438$266,674
23 ($1,291)$851$440$266,235
24 ($1,291)$850$441$265,794
Year 3 - 25 ($1,291)$848$442$265,351
26 ($1,291)$847$444$264,907
27 ($1,291)$845$445$264,462
28 ($1,291)$844$447$264,015
29 ($1,291)$843$448$263,567
30 ($1,291)$841$450$263,118
31 ($1,291)$840$451$262,667
32 ($1,291)$838$452$262,214
33 ($1,291)$837$454$261,761
34 ($1,291)$835$455$261,305
35 ($1,291)$834$457$260,849
36 ($1,291)$833$458$260,390
Year 4 - 37 ($1,291)$831$460$259,931
38 ($1,291)$830$461$259,469
39 ($1,291)$828$463$259,007
40 ($1,291)$827$464$258,543
41 ($1,291)$825$466$258,077
42 ($1,291)$824$467$257,610
43 ($1,291)$822$469$257,142
44 ($1,291)$821$470$256,671
45 ($1,291)$819$472$256,200
46 ($1,291)$818$473$255,727
47 ($1,291)$816$475$255,252
48 ($1,291)$815$476$254,776
Year 5 - 49 ($1,291)$813$478$254,299
50 ($1,291)$812$479$253,820
51 ($1,291)$810$481$253,339
52 ($1,291)$809$482$252,857
53 ($1,291)$807$484$252,373
54 ($1,291)$805$485$251,888
55 ($1,291)$804$487$251,401
56 ($1,291)$802$488$250,912
57 ($1,291)$801$490$250,423
58 ($1,291)$799$491$249,931
59 ($1,291)$798$493$249,438
60 ($1,291)$796$495$248,943
Year 6 - 61 ($1,291)$795$496$248,447
62 ($1,291)$793$498$247,949
63 ($1,291)$791$499$247,450
64 ($1,291)$790$501$246,949
65 ($1,291)$788$503$246,446
66 ($1,291)$787$504$245,942
67 ($1,291)$785$506$245,436
68 ($1,291)$783$507$244,929
69 ($1,291)$782$509$244,420
70 ($1,291)$780$511$243,909
71 ($1,291)$778$512$243,397
72 ($1,291)$777$514$242,883
Year 7 - 73 ($1,291)$775$516$242,368
74 ($1,291)$774$517$241,850
75 ($1,291)$772$519$241,332
76 ($1,291)$770$521$240,811
77 ($1,291)$769$522$240,289
78 ($1,291)$767$524$239,765
79 ($1,291)$765$526$239,239
80 ($1,291)$764$527$238,712
81 ($1,291)$762$529$238,183
82 ($1,291)$760$531$237,653
83 ($1,291)$759$532$237,121
84 ($1,291)$757$534$236,587
Year 8 - 85 ($1,291)$755$536$236,051
86 ($1,291)$753$537$235,514
87 ($1,291)$752$539$234,975
88 ($1,291)$750$541$234,434
89 ($1,291)$748$543$233,891
90 ($1,291)$747$544$233,347
91 ($1,291)$745$546$232,801
92 ($1,291)$743$548$232,253
93 ($1,291)$741$549$231,704
94 ($1,291)$740$551$231,153
95 ($1,291)$738$553$230,600
96 ($1,291)$736$555$230,045
Year 9 - 97 ($1,291)$734$557$229,488
98 ($1,291)$732$558$228,930
99 ($1,291)$731$560$228,370
100 ($1,291)$729$562$227,808
101 ($1,291)$727$564$227,244
102 ($1,291)$725$565$226,679
103 ($1,291)$723$567$226,112
104 ($1,291)$722$569$225,542
105 ($1,291)$720$571$224,972
106 ($1,291)$718$573$224,399
107 ($1,291)$716$575$223,824
108 ($1,291)$714$576$223,248
Year 10 - 109 ($1,291)$713$578$222,670
110 ($1,291)$711$580$222,090
111 ($1,291)$709$582$221,508
112 ($1,291)$707$584$220,924
113 ($1,291)$705$586$220,338
114 ($1,291)$703$588$219,751
115 ($1,291)$701$589$219,161
116 ($1,291)$699$591$218,570
117 ($1,291)$698$593$217,977
118 ($1,291)$696$595$217,382
119 ($1,291)$694$597$216,785
120 ($1,291)$692$599$216,186
Year 11 - 121 ($1,291)$690$601$215,585
122 ($1,291)$688$603$214,983
123 ($1,291)$686$605$214,378
124 ($1,291)$684$607$213,771
125 ($1,291)$682$608$213,163
126 ($1,291)$680$610$212,553
127 ($1,291)$678$612$211,940
128 ($1,291)$676$614$211,326
129 ($1,291)$674$616$210,710
130 ($1,291)$673$618$210,091
131 ($1,291)$671$620$209,471
132 ($1,291)$669$622$208,849
Year 12 - 133 ($1,291)$667$624$208,225
134 ($1,291)$665$626$207,599
135 ($1,291)$663$628$206,970
136 ($1,291)$661$630$206,340
137 ($1,291)$659$632$205,708
138 ($1,291)$657$634$205,074
139 ($1,291)$655$636$204,438
140 ($1,291)$652$638$203,799
141 ($1,291)$650$640$203,159
142 ($1,291)$648$642$202,517
143 ($1,291)$646$644$201,872
144 ($1,291)$644$646$201,226
Year 13 - 145 ($1,291)$642$649$200,577
146 ($1,291)$640$651$199,927
147 ($1,291)$638$653$199,274
148 ($1,291)$636$655$198,619
149 ($1,291)$634$657$197,962
150 ($1,291)$632$659$197,304
151 ($1,291)$630$661$196,643
152 ($1,291)$628$663$195,979
153 ($1,291)$626$665$195,314
154 ($1,291)$623$667$194,647
155 ($1,291)$621$670$193,977
156 ($1,291)$619$672$193,306
Year 14 - 157 ($1,291)$617$674$192,632
158 ($1,291)$615$676$191,956
159 ($1,291)$613$678$191,278
160 ($1,291)$610$680$190,597
161 ($1,291)$608$682$189,915
162 ($1,291)$606$685$189,230
163 ($1,291)$604$687$188,544
164 ($1,291)$602$689$187,855
165 ($1,291)$600$691$187,163
166 ($1,291)$597$693$186,470
167 ($1,291)$595$696$185,774
168 ($1,291)$593$698$185,077
Year 15 - 169 ($1,291)$591$700$184,377
170 ($1,291)$588$702$183,674
171 ($1,291)$586$705$182,970
172 ($1,291)$584$707$182,263
173 ($1,291)$582$709$181,554
174 ($1,291)$579$711$180,843
175 ($1,291)$577$714$180,129
176 ($1,291)$575$716$179,413
177 ($1,291)$573$718$178,695
178 ($1,291)$570$720$177,975
179 ($1,291)$568$723$177,252
180 ($1,291)$566$725$176,527
Year 16 - 181 ($1,291)$563$727$175,799
182 ($1,291)$561$730$175,070
183 ($1,291)$559$732$174,338
184 ($1,291)$556$734$173,604
185 ($1,291)$554$737$172,867
186 ($1,291)$552$739$172,128
187 ($1,291)$549$741$171,386
188 ($1,291)$547$744$170,643
189 ($1,291)$545$746$169,897
190 ($1,291)$542$749$169,148
191 ($1,291)$540$751$168,397
192 ($1,291)$537$753$167,644
Year 17 - 193 ($1,291)$535$756$166,888
194 ($1,291)$533$758$166,130
195 ($1,291)$530$761$165,370
196 ($1,291)$528$763$164,607
197 ($1,291)$525$765$163,841
198 ($1,291)$523$768$163,073
199 ($1,291)$520$770$162,303
200 ($1,291)$518$773$161,530
201 ($1,291)$516$775$160,755
202 ($1,291)$513$778$159,977
203 ($1,291)$511$780$159,197
204 ($1,291)$508$783$158,415
Year 18 - 205 ($1,291)$506$785$157,629
206 ($1,291)$503$788$156,842
207 ($1,291)$501$790$156,052
208 ($1,291)$498$793$155,259
209 ($1,291)$496$795$154,464
210 ($1,291)$493$798$153,666
211 ($1,291)$490$800$152,866
212 ($1,291)$488$803$152,063
213 ($1,291)$485$805$151,257
214 ($1,291)$483$808$150,449
215 ($1,291)$480$811$149,639
216 ($1,291)$478$813$148,826
Year 19 - 217 ($1,291)$475$816$148,010
218 ($1,291)$472$818$147,191
219 ($1,291)$470$821$146,370
220 ($1,291)$467$824$145,547
221 ($1,291)$465$826$144,721
222 ($1,291)$462$829$143,892
223 ($1,291)$459$832$143,060
224 ($1,291)$457$834$142,226
225 ($1,291)$454$837$141,389
226 ($1,291)$451$839$140,550
227 ($1,291)$449$842$139,708
228 ($1,291)$446$845$138,863
Year 20 - 229 ($1,291)$443$848$138,015
230 ($1,291)$440$850$137,165
231 ($1,291)$438$853$136,312
232 ($1,291)$435$856$135,456
233 ($1,291)$432$858$134,598
234 ($1,291)$430$861$133,737
235 ($1,291)$427$864$132,873
236 ($1,291)$424$867$132,006
237 ($1,291)$421$869$131,137
238 ($1,291)$419$872$130,264
239 ($1,291)$416$875$129,389
240 ($1,291)$413$878$128,512
Year 21 - 241 ($1,291)$410$881$127,631
242 ($1,291)$407$883$126,748
243 ($1,291)$405$886$125,861
244 ($1,291)$402$889$124,972
245 ($1,291)$399$892$124,080
246 ($1,291)$396$895$123,186
247 ($1,291)$393$898$122,288
248 ($1,291)$390$900$121,388
249 ($1,291)$387$903$120,484
250 ($1,291)$385$906$119,578
251 ($1,291)$382$909$118,669
252 ($1,291)$379$912$117,757
Year 22 - 253 ($1,291)$376$915$116,842
254 ($1,291)$373$918$115,924
255 ($1,291)$370$921$115,004
256 ($1,291)$367$924$114,080
257 ($1,291)$364$927$113,153
258 ($1,291)$361$930$112,224
259 ($1,291)$358$933$111,291
260 ($1,291)$355$936$110,355
261 ($1,291)$352$939$109,417
262 ($1,291)$349$942$108,475
263 ($1,291)$346$945$107,531
264 ($1,291)$343$948$106,583
Year 23 - 265 ($1,291)$340$951$105,633
266 ($1,291)$337$954$104,679
267 ($1,291)$334$957$103,722
268 ($1,291)$331$960$102,763
269 ($1,291)$328$963$101,800
270 ($1,291)$325$966$100,834
271 ($1,291)$322$969$99,865
272 ($1,291)$319$972$98,893
273 ($1,291)$316$975$97,918
274 ($1,291)$313$978$96,940
275 ($1,291)$309$981$95,958
276 ($1,291)$306$984$94,974
Year 24 - 277 ($1,291)$303$988$93,986
278 ($1,291)$300$991$92,995
279 ($1,291)$297$994$92,001
280 ($1,291)$294$997$91,004
281 ($1,291)$290$1,000$90,004
282 ($1,291)$287$1,003$89,001
283 ($1,291)$284$1,007$87,994
284 ($1,291)$281$1,010$86,984
285 ($1,291)$278$1,013$85,971
286 ($1,291)$274$1,016$84,954
287 ($1,291)$271$1,020$83,935
288 ($1,291)$268$1,023$82,912
Year 25 - 289 ($1,291)$265$1,026$81,886
290 ($1,291)$261$1,029$80,856
291 ($1,291)$258$1,033$79,824
292 ($1,291)$255$1,036$78,788
293 ($1,291)$251$1,039$77,748
294 ($1,291)$248$1,043$76,706
295 ($1,291)$245$1,046$75,660
296 ($1,291)$241$1,049$74,611
297 ($1,291)$238$1,053$73,558
298 ($1,291)$235$1,056$72,502
299 ($1,291)$231$1,059$71,443
300 ($1,291)$228$1,063$70,380
Year 26 - 301 ($1,291)$225$1,066$69,314
302 ($1,291)$221$1,070$68,244
303 ($1,291)$218$1,073$67,171
304 ($1,291)$214$1,076$66,095
305 ($1,291)$211$1,080$65,015
306 ($1,291)$208$1,083$63,932
307 ($1,291)$204$1,087$62,845
308 ($1,291)$201$1,090$61,755
309 ($1,291)$197$1,094$60,661
310 ($1,291)$194$1,097$59,564
311 ($1,291)$190$1,101$58,463
312 ($1,291)$187$1,104$57,359
Year 27 - 313 ($1,291)$183$1,108$56,252
314 ($1,291)$180$1,111$55,140
315 ($1,291)$176$1,115$54,026
316 ($1,291)$172$1,118$52,907
317 ($1,291)$169$1,122$51,785
318 ($1,291)$165$1,125$50,660
319 ($1,291)$162$1,129$49,531
320 ($1,291)$158$1,133$48,398
321 ($1,291)$154$1,136$47,262
322 ($1,291)$151$1,140$46,122
323 ($1,291)$147$1,144$44,978
324 ($1,291)$144$1,147$43,831
Year 28 - 325 ($1,291)$140$1,151$42,680
326 ($1,291)$136$1,155$41,526
327 ($1,291)$133$1,158$40,368
328 ($1,291)$129$1,162$39,206
329 ($1,291)$125$1,166$38,040
330 ($1,291)$121$1,169$36,871
331 ($1,291)$118$1,173$35,698
332 ($1,291)$114$1,177$34,521
333 ($1,291)$110$1,181$33,340
334 ($1,291)$106$1,184$32,156
335 ($1,291)$103$1,188$30,968
336 ($1,291)$99$1,192$29,776
Year 29 - 337 ($1,291)$95$1,196$28,580
338 ($1,291)$91$1,200$27,381
339 ($1,291)$87$1,203$26,177
340 ($1,291)$84$1,207$24,970
341 ($1,291)$80$1,211$23,759
342 ($1,291)$76$1,215$22,544
343 ($1,291)$72$1,219$21,325
344 ($1,291)$68$1,223$20,102
345 ($1,291)$64$1,227$18,876
346 ($1,291)$60$1,231$17,645
347 ($1,291)$56$1,234$16,411
348 ($1,291)$52$1,238$15,173
Year 30 - 349 ($1,291)$48$1,242$13,930
350 ($1,291)$44$1,246$12,684
351 ($1,291)$40$1,250$11,434
352 ($1,291)$36$1,254$10,179
353 ($1,291)$32$1,258$8,921
354 ($1,291)$28$1,262$7,659
355 ($1,291)$24$1,266$6,392
356 ($1,291)$20$1,270$5,122
357 ($1,291)$16$1,274$3,848
358 ($1,291)$12$1,278$2,569
359 ($1,291)$8$1,283$1,287
360 ($1,291)$4$1,287$0
TOTALS$188,674$276,000$464,674

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.