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Mortgage Payment Schedule for a $345,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,310 360 $195,500 $471,500

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $345,000
Down Payment $69,000$276,000
Year 1 - 1 ($1,310)$909$401$275,599
2 ($1,310)$907$403$275,196
3 ($1,310)$906$404$274,792
4 ($1,310)$905$405$274,387
5 ($1,310)$903$407$273,981
6 ($1,310)$902$408$273,573
7 ($1,310)$901$409$273,164
8 ($1,310)$899$411$272,753
9 ($1,310)$898$412$272,341
10 ($1,310)$896$413$271,928
11 ($1,310)$895$415$271,513
12 ($1,310)$894$416$271,097
Year 2 - 13 ($1,310)$892$417$270,680
14 ($1,310)$891$419$270,261
15 ($1,310)$890$420$269,841
16 ($1,310)$888$421$269,419
17 ($1,310)$887$423$268,997
18 ($1,310)$885$424$268,572
19 ($1,310)$884$426$268,147
20 ($1,310)$883$427$267,720
21 ($1,310)$881$428$267,291
22 ($1,310)$880$430$266,861
23 ($1,310)$878$431$266,430
24 ($1,310)$877$433$265,997
Year 3 - 25 ($1,310)$876$434$265,563
26 ($1,310)$874$436$265,127
27 ($1,310)$873$437$264,690
28 ($1,310)$871$438$264,252
29 ($1,310)$870$440$263,812
30 ($1,310)$868$441$263,371
31 ($1,310)$867$443$262,928
32 ($1,310)$865$444$262,484
33 ($1,310)$864$446$262,038
34 ($1,310)$863$447$261,591
35 ($1,310)$861$449$261,142
36 ($1,310)$860$450$260,692
Year 4 - 37 ($1,310)$858$452$260,240
38 ($1,310)$857$453$259,787
39 ($1,310)$855$455$259,333
40 ($1,310)$854$456$258,877
41 ($1,310)$852$458$258,419
42 ($1,310)$851$459$257,960
43 ($1,310)$849$461$257,499
44 ($1,310)$848$462$257,037
45 ($1,310)$846$464$256,574
46 ($1,310)$845$465$256,108
47 ($1,310)$843$467$255,642
48 ($1,310)$841$468$255,174
Year 5 - 49 ($1,310)$840$470$254,704
50 ($1,310)$838$471$254,232
51 ($1,310)$837$473$253,760
52 ($1,310)$835$474$253,285
53 ($1,310)$834$476$252,809
54 ($1,310)$832$478$252,332
55 ($1,310)$831$479$251,852
56 ($1,310)$829$481$251,372
57 ($1,310)$827$482$250,889
58 ($1,310)$826$484$250,406
59 ($1,310)$824$485$249,920
60 ($1,310)$823$487$249,433
Year 6 - 61 ($1,310)$821$489$248,944
62 ($1,310)$819$490$248,454
63 ($1,310)$818$492$247,962
64 ($1,310)$816$494$247,469
65 ($1,310)$815$495$246,974
66 ($1,310)$813$497$246,477
67 ($1,310)$811$498$245,978
68 ($1,310)$810$500$245,478
69 ($1,310)$808$502$244,977
70 ($1,310)$806$503$244,473
71 ($1,310)$805$505$243,968
72 ($1,310)$803$507$243,462
Year 7 - 73 ($1,310)$801$508$242,953
74 ($1,310)$800$510$242,443
75 ($1,310)$798$512$241,932
76 ($1,310)$796$513$241,418
77 ($1,310)$795$515$240,903
78 ($1,310)$793$517$240,386
79 ($1,310)$791$518$239,868
80 ($1,310)$790$520$239,348
81 ($1,310)$788$522$238,826
82 ($1,310)$786$524$238,302
83 ($1,310)$784$525$237,777
84 ($1,310)$783$527$237,250
Year 8 - 85 ($1,310)$781$529$236,721
86 ($1,310)$779$531$236,191
87 ($1,310)$777$532$235,658
88 ($1,310)$776$534$235,124
89 ($1,310)$774$536$234,589
90 ($1,310)$772$538$234,051
91 ($1,310)$770$539$233,512
92 ($1,310)$769$541$232,971
93 ($1,310)$767$543$232,428
94 ($1,310)$765$545$231,883
95 ($1,310)$763$546$231,337
96 ($1,310)$761$548$230,789
Year 9 - 97 ($1,310)$760$550$230,239
98 ($1,310)$758$552$229,687
99 ($1,310)$756$554$229,133
100 ($1,310)$754$555$228,577
101 ($1,310)$752$557$228,020
102 ($1,310)$751$559$227,461
103 ($1,310)$749$561$226,900
104 ($1,310)$747$563$226,337
105 ($1,310)$745$565$225,772
106 ($1,310)$743$567$225,206
107 ($1,310)$741$568$224,638
108 ($1,310)$739$570$224,067
Year 10 - 109 ($1,310)$738$572$223,495
110 ($1,310)$736$574$222,921
111 ($1,310)$734$576$222,345
112 ($1,310)$732$578$221,767
113 ($1,310)$730$580$221,187
114 ($1,310)$728$582$220,606
115 ($1,310)$726$584$220,022
116 ($1,310)$724$585$219,437
117 ($1,310)$722$587$218,849
118 ($1,310)$720$589$218,260
119 ($1,310)$718$591$217,669
120 ($1,310)$716$593$217,076
Year 11 - 121 ($1,310)$715$595$216,480
122 ($1,310)$713$597$215,883
123 ($1,310)$711$599$215,284
124 ($1,310)$709$601$214,683
125 ($1,310)$707$603$214,080
126 ($1,310)$705$605$213,475
127 ($1,310)$703$607$212,868
128 ($1,310)$701$609$212,259
129 ($1,310)$699$611$211,648
130 ($1,310)$697$613$211,035
131 ($1,310)$695$615$210,420
132 ($1,310)$693$617$209,803
Year 12 - 133 ($1,310)$691$619$209,183
134 ($1,310)$689$621$208,562
135 ($1,310)$687$623$207,939
136 ($1,310)$684$625$207,314
137 ($1,310)$682$627$206,687
138 ($1,310)$680$629$206,057
139 ($1,310)$678$631$205,426
140 ($1,310)$676$634$204,792
141 ($1,310)$674$636$204,157
142 ($1,310)$672$638$203,519
143 ($1,310)$670$640$202,879
144 ($1,310)$668$642$202,237
Year 13 - 145 ($1,310)$666$644$201,593
146 ($1,310)$664$646$200,947
147 ($1,310)$661$648$200,299
148 ($1,310)$659$650$199,648
149 ($1,310)$657$653$198,996
150 ($1,310)$655$655$198,341
151 ($1,310)$653$657$197,684
152 ($1,310)$651$659$197,025
153 ($1,310)$649$661$196,364
154 ($1,310)$646$663$195,701
155 ($1,310)$644$666$195,035
156 ($1,310)$642$668$194,367
Year 14 - 157 ($1,310)$640$670$193,697
158 ($1,310)$638$672$193,025
159 ($1,310)$635$674$192,351
160 ($1,310)$633$677$191,674
161 ($1,310)$631$679$190,996
162 ($1,310)$629$681$190,315
163 ($1,310)$626$683$189,631
164 ($1,310)$624$686$188,946
165 ($1,310)$622$688$188,258
166 ($1,310)$620$690$187,568
167 ($1,310)$617$692$186,876
168 ($1,310)$615$695$186,181
Year 15 - 169 ($1,310)$613$697$185,484
170 ($1,310)$611$699$184,785
171 ($1,310)$608$701$184,084
172 ($1,310)$606$704$183,380
173 ($1,310)$604$706$182,674
174 ($1,310)$601$708$181,965
175 ($1,310)$599$711$181,254
176 ($1,310)$597$713$180,541
177 ($1,310)$594$715$179,826
178 ($1,310)$592$718$179,108
179 ($1,310)$590$720$178,388
180 ($1,310)$587$723$177,665
Year 16 - 181 ($1,310)$585$725$176,941
182 ($1,310)$582$727$176,213
183 ($1,310)$580$730$175,484
184 ($1,310)$578$732$174,751
185 ($1,310)$575$734$174,017
186 ($1,310)$573$737$173,280
187 ($1,310)$570$739$172,541
188 ($1,310)$568$742$171,799
189 ($1,310)$566$744$171,055
190 ($1,310)$563$747$170,308
191 ($1,310)$561$749$169,559
192 ($1,310)$558$752$168,807
Year 17 - 193 ($1,310)$556$754$168,053
194 ($1,310)$553$757$167,297
195 ($1,310)$551$759$166,538
196 ($1,310)$548$762$165,776
197 ($1,310)$546$764$165,012
198 ($1,310)$543$767$164,246
199 ($1,310)$541$769$163,476
200 ($1,310)$538$772$162,705
201 ($1,310)$536$774$161,931
202 ($1,310)$533$777$161,154
203 ($1,310)$530$779$160,375
204 ($1,310)$528$782$159,593
Year 18 - 205 ($1,310)$525$784$158,809
206 ($1,310)$523$787$158,022
207 ($1,310)$520$790$157,232
208 ($1,310)$518$792$156,440
209 ($1,310)$515$795$155,645
210 ($1,310)$512$797$154,848
211 ($1,310)$510$800$154,048
212 ($1,310)$507$803$153,245
213 ($1,310)$504$805$152,440
214 ($1,310)$502$808$151,632
215 ($1,310)$499$811$150,821
216 ($1,310)$496$813$150,008
Year 19 - 217 ($1,310)$494$816$149,192
218 ($1,310)$491$819$148,373
219 ($1,310)$488$821$147,552
220 ($1,310)$486$824$146,728
221 ($1,310)$483$827$145,901
222 ($1,310)$480$829$145,072
223 ($1,310)$478$832$144,240
224 ($1,310)$475$835$143,405
225 ($1,310)$472$838$142,567
226 ($1,310)$469$840$141,726
227 ($1,310)$467$843$140,883
228 ($1,310)$464$846$140,037
Year 20 - 229 ($1,310)$461$849$139,189
230 ($1,310)$458$852$138,337
231 ($1,310)$455$854$137,483
232 ($1,310)$453$857$136,625
233 ($1,310)$450$860$135,765
234 ($1,310)$447$863$134,903
235 ($1,310)$444$866$134,037
236 ($1,310)$441$869$133,168
237 ($1,310)$438$871$132,297
238 ($1,310)$435$874$131,423
239 ($1,310)$433$877$130,546
240 ($1,310)$430$880$129,666
Year 21 - 241 ($1,310)$427$883$128,783
242 ($1,310)$424$886$127,897
243 ($1,310)$421$889$127,008
244 ($1,310)$418$892$126,117
245 ($1,310)$415$895$125,222
246 ($1,310)$412$898$124,324
247 ($1,310)$409$900$123,424
248 ($1,310)$406$903$122,520
249 ($1,310)$403$906$121,614
250 ($1,310)$400$909$120,705
251 ($1,310)$397$912$119,792
252 ($1,310)$394$915$118,877
Year 22 - 253 ($1,310)$391$918$117,958
254 ($1,310)$388$921$117,037
255 ($1,310)$385$924$116,113
256 ($1,310)$382$928$115,185
257 ($1,310)$379$931$114,254
258 ($1,310)$376$934$113,321
259 ($1,310)$373$937$112,384
260 ($1,310)$370$940$111,444
261 ($1,310)$367$943$110,501
262 ($1,310)$364$946$109,555
263 ($1,310)$361$949$108,606
264 ($1,310)$357$952$107,654
Year 23 - 265 ($1,310)$354$955$106,699
266 ($1,310)$351$959$105,740
267 ($1,310)$348$962$104,779
268 ($1,310)$345$965$103,814
269 ($1,310)$342$968$102,846
270 ($1,310)$339$971$101,875
271 ($1,310)$335$974$100,900
272 ($1,310)$332$978$99,923
273 ($1,310)$329$981$98,942
274 ($1,310)$326$984$97,958
275 ($1,310)$322$987$96,970
276 ($1,310)$319$991$95,980
Year 24 - 277 ($1,310)$316$994$94,986
278 ($1,310)$313$997$93,989
279 ($1,310)$309$1,000$92,989
280 ($1,310)$306$1,004$91,985
281 ($1,310)$303$1,007$90,978
282 ($1,310)$299$1,010$89,968
283 ($1,310)$296$1,014$88,954
284 ($1,310)$293$1,017$87,937
285 ($1,310)$289$1,020$86,917
286 ($1,310)$286$1,024$85,894
287 ($1,310)$283$1,027$84,867
288 ($1,310)$279$1,030$83,836
Year 25 - 289 ($1,310)$276$1,034$82,802
290 ($1,310)$273$1,037$81,765
291 ($1,310)$269$1,041$80,725
292 ($1,310)$266$1,044$79,681
293 ($1,310)$262$1,047$78,633
294 ($1,310)$259$1,051$77,582
295 ($1,310)$255$1,054$76,528
296 ($1,310)$252$1,058$75,470
297 ($1,310)$248$1,061$74,409
298 ($1,310)$245$1,065$73,344
299 ($1,310)$241$1,068$72,276
300 ($1,310)$238$1,072$71,204
Year 26 - 301 ($1,310)$234$1,075$70,129
302 ($1,310)$231$1,079$69,050
303 ($1,310)$227$1,082$67,967
304 ($1,310)$224$1,086$66,881
305 ($1,310)$220$1,090$65,792
306 ($1,310)$217$1,093$64,699
307 ($1,310)$213$1,097$63,602
308 ($1,310)$209$1,100$62,501
309 ($1,310)$206$1,104$61,397
310 ($1,310)$202$1,108$60,290
311 ($1,310)$198$1,111$59,179
312 ($1,310)$195$1,115$58,064
Year 27 - 313 ($1,310)$191$1,119$56,945
314 ($1,310)$187$1,122$55,823
315 ($1,310)$184$1,126$54,697
316 ($1,310)$180$1,130$53,567
317 ($1,310)$176$1,133$52,434
318 ($1,310)$173$1,137$51,297
319 ($1,310)$169$1,141$50,156
320 ($1,310)$165$1,145$49,011
321 ($1,310)$161$1,148$47,863
322 ($1,310)$158$1,152$46,710
323 ($1,310)$154$1,156$45,555
324 ($1,310)$150$1,160$44,395
Year 28 - 325 ($1,310)$146$1,164$43,231
326 ($1,310)$142$1,167$42,064
327 ($1,310)$138$1,171$40,892
328 ($1,310)$135$1,175$39,717
329 ($1,310)$131$1,179$38,538
330 ($1,310)$127$1,183$37,356
331 ($1,310)$123$1,187$36,169
332 ($1,310)$119$1,191$34,978
333 ($1,310)$115$1,195$33,783
334 ($1,310)$111$1,199$32,585
335 ($1,310)$107$1,202$31,383
336 ($1,310)$103$1,206$30,176
Year 29 - 337 ($1,310)$99$1,210$28,966
338 ($1,310)$95$1,214$27,751
339 ($1,310)$91$1,218$26,533
340 ($1,310)$87$1,222$25,311
341 ($1,310)$83$1,226$24,084
342 ($1,310)$79$1,230$22,854
343 ($1,310)$75$1,234$21,619
344 ($1,310)$71$1,239$20,381
345 ($1,310)$67$1,243$19,138
346 ($1,310)$63$1,247$17,891
347 ($1,310)$59$1,251$16,640
348 ($1,310)$55$1,255$15,386
Year 30 - 349 ($1,310)$51$1,259$14,126
350 ($1,310)$46$1,263$12,863
351 ($1,310)$42$1,267$11,596
352 ($1,310)$38$1,272$10,324
353 ($1,310)$34$1,276$9,049
354 ($1,310)$30$1,280$7,769
355 ($1,310)$26$1,284$6,484
356 ($1,310)$21$1,288$5,196
357 ($1,310)$17$1,293$3,903
358 ($1,310)$13$1,297$2,607
359 ($1,310)$9$1,301$1,305
360 ($1,310)$4$1,305$0
TOTALS$195,500$276,000$471,500

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.