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Mortgage Payment Schedule for a $347,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,298 360 $189,767 $467,367

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $347,000
Down Payment $69,400$277,600
Year 1 - 1 ($1,298)$886$412$277,188
2 ($1,298)$885$414$276,774
3 ($1,298)$883$415$276,359
4 ($1,298)$882$416$275,943
5 ($1,298)$881$418$275,526
6 ($1,298)$879$419$275,107
7 ($1,298)$878$420$274,687
8 ($1,298)$877$422$274,265
9 ($1,298)$875$423$273,842
10 ($1,298)$874$424$273,418
11 ($1,298)$873$426$272,992
12 ($1,298)$871$427$272,565
Year 2 - 13 ($1,298)$870$428$272,137
14 ($1,298)$869$430$271,707
15 ($1,298)$867$431$271,276
16 ($1,298)$866$432$270,844
17 ($1,298)$864$434$270,410
18 ($1,298)$863$435$269,975
19 ($1,298)$862$437$269,538
20 ($1,298)$860$438$269,100
21 ($1,298)$859$439$268,661
22 ($1,298)$857$441$268,220
23 ($1,298)$856$442$267,778
24 ($1,298)$855$444$267,335
Year 3 - 25 ($1,298)$853$445$266,890
26 ($1,298)$852$446$266,443
27 ($1,298)$850$448$265,995
28 ($1,298)$849$449$265,546
29 ($1,298)$848$451$265,095
30 ($1,298)$846$452$264,643
31 ($1,298)$845$454$264,190
32 ($1,298)$843$455$263,735
33 ($1,298)$842$456$263,278
34 ($1,298)$840$458$262,820
35 ($1,298)$839$459$262,361
36 ($1,298)$837$461$261,900
Year 4 - 37 ($1,298)$836$462$261,437
38 ($1,298)$834$464$260,974
39 ($1,298)$833$465$260,508
40 ($1,298)$831$467$260,042
41 ($1,298)$830$468$259,573
42 ($1,298)$828$470$259,103
43 ($1,298)$827$471$258,632
44 ($1,298)$825$473$258,159
45 ($1,298)$824$474$257,685
46 ($1,298)$822$476$257,209
47 ($1,298)$821$477$256,732
48 ($1,298)$819$479$256,253
Year 5 - 49 ($1,298)$818$480$255,773
50 ($1,298)$816$482$255,291
51 ($1,298)$815$483$254,807
52 ($1,298)$813$485$254,323
53 ($1,298)$812$487$253,836
54 ($1,298)$810$488$253,348
55 ($1,298)$809$490$252,858
56 ($1,298)$807$491$252,367
57 ($1,298)$805$493$251,874
58 ($1,298)$804$494$251,380
59 ($1,298)$802$496$250,884
60 ($1,298)$801$498$250,387
Year 6 - 61 ($1,298)$799$499$249,887
62 ($1,298)$798$501$249,387
63 ($1,298)$796$502$248,884
64 ($1,298)$794$504$248,381
65 ($1,298)$793$505$247,875
66 ($1,298)$791$507$247,368
67 ($1,298)$790$509$246,859
68 ($1,298)$788$510$246,349
69 ($1,298)$786$512$245,837
70 ($1,298)$785$514$245,323
71 ($1,298)$783$515$244,808
72 ($1,298)$781$517$244,291
Year 7 - 73 ($1,298)$780$519$243,773
74 ($1,298)$778$520$243,252
75 ($1,298)$776$522$242,731
76 ($1,298)$775$524$242,207
77 ($1,298)$773$525$241,682
78 ($1,298)$771$527$241,155
79 ($1,298)$770$529$240,626
80 ($1,298)$768$530$240,096
81 ($1,298)$766$532$239,564
82 ($1,298)$765$534$239,031
83 ($1,298)$763$535$238,495
84 ($1,298)$761$537$237,958
Year 8 - 85 ($1,298)$759$539$237,419
86 ($1,298)$758$540$236,879
87 ($1,298)$756$542$236,337
88 ($1,298)$754$544$235,793
89 ($1,298)$753$546$235,247
90 ($1,298)$751$547$234,700
91 ($1,298)$749$549$234,151
92 ($1,298)$747$551$233,600
93 ($1,298)$746$553$233,047
94 ($1,298)$744$554$232,493
95 ($1,298)$742$556$231,936
96 ($1,298)$740$558$231,378
Year 9 - 97 ($1,298)$738$560$230,819
98 ($1,298)$737$562$230,257
99 ($1,298)$735$563$229,694
100 ($1,298)$733$565$229,129
101 ($1,298)$731$567$228,562
102 ($1,298)$729$569$227,993
103 ($1,298)$728$571$227,422
104 ($1,298)$726$572$226,850
105 ($1,298)$724$574$226,276
106 ($1,298)$722$576$225,700
107 ($1,298)$720$578$225,122
108 ($1,298)$719$580$224,542
Year 10 - 109 ($1,298)$717$582$223,960
110 ($1,298)$715$583$223,377
111 ($1,298)$713$585$222,792
112 ($1,298)$711$587$222,205
113 ($1,298)$709$589$221,616
114 ($1,298)$707$591$221,025
115 ($1,298)$705$593$220,432
116 ($1,298)$704$595$219,837
117 ($1,298)$702$597$219,241
118 ($1,298)$700$599$218,642
119 ($1,298)$698$600$218,042
120 ($1,298)$696$602$217,439
Year 11 - 121 ($1,298)$694$604$216,835
122 ($1,298)$692$606$216,229
123 ($1,298)$690$608$215,621
124 ($1,298)$688$610$215,011
125 ($1,298)$686$612$214,399
126 ($1,298)$684$614$213,785
127 ($1,298)$682$616$213,169
128 ($1,298)$680$618$212,551
129 ($1,298)$678$620$211,931
130 ($1,298)$676$622$211,309
131 ($1,298)$674$624$210,685
132 ($1,298)$672$626$210,060
Year 12 - 133 ($1,298)$670$628$209,432
134 ($1,298)$668$630$208,802
135 ($1,298)$666$632$208,170
136 ($1,298)$664$634$207,536
137 ($1,298)$662$636$206,901
138 ($1,298)$660$638$206,263
139 ($1,298)$658$640$205,623
140 ($1,298)$656$642$204,981
141 ($1,298)$654$644$204,337
142 ($1,298)$652$646$203,691
143 ($1,298)$650$648$203,043
144 ($1,298)$648$650$202,392
Year 13 - 145 ($1,298)$646$652$201,740
146 ($1,298)$644$654$201,086
147 ($1,298)$642$656$200,429
148 ($1,298)$640$659$199,771
149 ($1,298)$638$661$199,110
150 ($1,298)$635$663$198,447
151 ($1,298)$633$665$197,782
152 ($1,298)$631$667$197,115
153 ($1,298)$629$669$196,446
154 ($1,298)$627$671$195,775
155 ($1,298)$625$673$195,102
156 ($1,298)$623$676$194,426
Year 14 - 157 ($1,298)$621$678$193,748
158 ($1,298)$618$680$193,069
159 ($1,298)$616$682$192,387
160 ($1,298)$614$684$191,702
161 ($1,298)$612$686$191,016
162 ($1,298)$610$689$190,327
163 ($1,298)$607$691$189,637
164 ($1,298)$605$693$188,944
165 ($1,298)$603$695$188,248
166 ($1,298)$601$697$187,551
167 ($1,298)$599$700$186,851
168 ($1,298)$596$702$186,149
Year 15 - 169 ($1,298)$594$704$185,445
170 ($1,298)$592$706$184,739
171 ($1,298)$590$709$184,030
172 ($1,298)$587$711$183,320
173 ($1,298)$585$713$182,606
174 ($1,298)$583$715$181,891
175 ($1,298)$581$718$181,173
176 ($1,298)$578$720$180,453
177 ($1,298)$576$722$179,731
178 ($1,298)$574$725$179,006
179 ($1,298)$571$727$178,279
180 ($1,298)$569$729$177,550
Year 16 - 181 ($1,298)$567$732$176,819
182 ($1,298)$564$734$176,085
183 ($1,298)$562$736$175,348
184 ($1,298)$560$739$174,610
185 ($1,298)$557$741$173,869
186 ($1,298)$555$743$173,126
187 ($1,298)$553$746$172,380
188 ($1,298)$550$748$171,632
189 ($1,298)$548$750$170,881
190 ($1,298)$545$753$170,129
191 ($1,298)$543$755$169,373
192 ($1,298)$541$758$168,616
Year 17 - 193 ($1,298)$538$760$167,856
194 ($1,298)$536$763$167,093
195 ($1,298)$533$765$166,328
196 ($1,298)$531$767$165,561
197 ($1,298)$528$770$164,791
198 ($1,298)$526$772$164,019
199 ($1,298)$523$775$163,244
200 ($1,298)$521$777$162,467
201 ($1,298)$519$780$161,687
202 ($1,298)$516$782$160,905
203 ($1,298)$514$785$160,120
204 ($1,298)$511$787$159,333
Year 18 - 205 ($1,298)$509$790$158,543
206 ($1,298)$506$792$157,751
207 ($1,298)$503$795$156,956
208 ($1,298)$501$797$156,159
209 ($1,298)$498$800$155,359
210 ($1,298)$496$802$154,557
211 ($1,298)$493$805$153,752
212 ($1,298)$491$808$152,944
213 ($1,298)$488$810$152,134
214 ($1,298)$486$813$151,321
215 ($1,298)$483$815$150,506
216 ($1,298)$480$818$149,688
Year 19 - 217 ($1,298)$478$820$148,868
218 ($1,298)$475$823$148,045
219 ($1,298)$473$826$147,219
220 ($1,298)$470$828$146,391
221 ($1,298)$467$831$145,560
222 ($1,298)$465$834$144,726
223 ($1,298)$462$836$143,890
224 ($1,298)$459$839$143,051
225 ($1,298)$457$842$142,209
226 ($1,298)$454$844$141,365
227 ($1,298)$451$847$140,518
228 ($1,298)$448$850$139,668
Year 20 - 229 ($1,298)$446$852$138,815
230 ($1,298)$443$855$137,960
231 ($1,298)$440$858$137,102
232 ($1,298)$438$861$136,242
233 ($1,298)$435$863$135,378
234 ($1,298)$432$866$134,512
235 ($1,298)$429$869$133,643
236 ($1,298)$427$872$132,771
237 ($1,298)$424$874$131,897
238 ($1,298)$421$877$131,020
239 ($1,298)$418$880$130,140
240 ($1,298)$415$883$129,257
Year 21 - 241 ($1,298)$413$886$128,371
242 ($1,298)$410$889$127,482
243 ($1,298)$407$891$126,591
244 ($1,298)$404$894$125,697
245 ($1,298)$401$897$124,800
246 ($1,298)$398$900$123,900
247 ($1,298)$395$903$122,997
248 ($1,298)$393$906$122,091
249 ($1,298)$390$909$121,183
250 ($1,298)$387$911$120,271
251 ($1,298)$384$914$119,357
252 ($1,298)$381$917$118,440
Year 22 - 253 ($1,298)$378$920$117,519
254 ($1,298)$375$923$116,596
255 ($1,298)$372$926$115,670
256 ($1,298)$369$929$114,741
257 ($1,298)$366$932$113,809
258 ($1,298)$363$935$112,874
259 ($1,298)$360$938$111,936
260 ($1,298)$357$941$110,995
261 ($1,298)$354$944$110,051
262 ($1,298)$351$947$109,104
263 ($1,298)$348$950$108,154
264 ($1,298)$345$953$107,201
Year 23 - 265 ($1,298)$342$956$106,245
266 ($1,298)$339$959$105,286
267 ($1,298)$336$962$104,324
268 ($1,298)$333$965$103,358
269 ($1,298)$330$968$102,390
270 ($1,298)$327$971$101,419
271 ($1,298)$324$975$100,444
272 ($1,298)$321$978$99,466
273 ($1,298)$317$981$98,486
274 ($1,298)$314$984$97,502
275 ($1,298)$311$987$96,515
276 ($1,298)$308$990$95,524
Year 24 - 277 ($1,298)$305$993$94,531
278 ($1,298)$302$997$93,535
279 ($1,298)$299$1,000$92,535
280 ($1,298)$295$1,003$91,532
281 ($1,298)$292$1,006$90,526
282 ($1,298)$289$1,009$89,516
283 ($1,298)$286$1,013$88,504
284 ($1,298)$282$1,016$87,488
285 ($1,298)$279$1,019$86,469
286 ($1,298)$276$1,022$85,447
287 ($1,298)$273$1,026$84,421
288 ($1,298)$269$1,029$83,393
Year 25 - 289 ($1,298)$266$1,032$82,361
290 ($1,298)$263$1,035$81,325
291 ($1,298)$260$1,039$80,286
292 ($1,298)$256$1,042$79,244
293 ($1,298)$253$1,045$78,199
294 ($1,298)$250$1,049$77,150
295 ($1,298)$246$1,052$76,098
296 ($1,298)$243$1,055$75,043
297 ($1,298)$240$1,059$73,984
298 ($1,298)$236$1,062$72,922
299 ($1,298)$233$1,065$71,857
300 ($1,298)$229$1,069$70,788
Year 26 - 301 ($1,298)$226$1,072$69,716
302 ($1,298)$223$1,076$68,640
303 ($1,298)$219$1,079$67,561
304 ($1,298)$216$1,083$66,478
305 ($1,298)$212$1,086$65,392
306 ($1,298)$209$1,090$64,302
307 ($1,298)$205$1,093$63,209
308 ($1,298)$202$1,096$62,113
309 ($1,298)$198$1,100$61,013
310 ($1,298)$195$1,104$59,909
311 ($1,298)$191$1,107$58,802
312 ($1,298)$188$1,111$57,692
Year 27 - 313 ($1,298)$184$1,114$56,578
314 ($1,298)$181$1,118$55,460
315 ($1,298)$177$1,121$54,339
316 ($1,298)$173$1,125$53,214
317 ($1,298)$170$1,128$52,086
318 ($1,298)$166$1,132$50,954
319 ($1,298)$163$1,136$49,818
320 ($1,298)$159$1,139$48,679
321 ($1,298)$155$1,143$47,536
322 ($1,298)$152$1,147$46,389
323 ($1,298)$148$1,150$45,239
324 ($1,298)$144$1,154$44,085
Year 28 - 325 ($1,298)$141$1,158$42,928
326 ($1,298)$137$1,161$41,767
327 ($1,298)$133$1,165$40,602
328 ($1,298)$130$1,169$39,433
329 ($1,298)$126$1,172$38,261
330 ($1,298)$122$1,176$37,084
331 ($1,298)$118$1,180$35,905
332 ($1,298)$115$1,184$34,721
333 ($1,298)$111$1,187$33,533
334 ($1,298)$107$1,191$32,342
335 ($1,298)$103$1,195$31,147
336 ($1,298)$99$1,199$29,948
Year 29 - 337 ($1,298)$96$1,203$28,746
338 ($1,298)$92$1,206$27,539
339 ($1,298)$88$1,210$26,329
340 ($1,298)$84$1,214$25,115
341 ($1,298)$80$1,218$23,897
342 ($1,298)$76$1,222$22,675
343 ($1,298)$72$1,226$21,449
344 ($1,298)$68$1,230$20,219
345 ($1,298)$65$1,234$18,985
346 ($1,298)$61$1,238$17,748
347 ($1,298)$57$1,242$16,506
348 ($1,298)$53$1,246$15,260
Year 30 - 349 ($1,298)$49$1,250$14,011
350 ($1,298)$45$1,254$12,757
351 ($1,298)$41$1,258$11,500
352 ($1,298)$37$1,262$10,238
353 ($1,298)$33$1,266$8,973
354 ($1,298)$29$1,270$7,703
355 ($1,298)$25$1,274$6,430
356 ($1,298)$21$1,278$5,152
357 ($1,298)$16$1,282$3,870
358 ($1,298)$12$1,286$2,584
359 ($1,298)$8$1,290$1,294
360 ($1,298)$4$1,294$0
TOTALS$189,767$277,600$467,367

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.