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Mortgage Payment Schedule for a $348,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,600) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,294 360 $187,461 $465,861

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $348,000
Down Payment $69,600$278,400
Year 1 - 1 ($1,294)$877$417$277,983
2 ($1,294)$876$418$277,564
3 ($1,294)$874$420$277,145
4 ($1,294)$873$421$276,724
5 ($1,294)$872$422$276,301
6 ($1,294)$870$424$275,878
7 ($1,294)$869$425$275,453
8 ($1,294)$868$426$275,026
9 ($1,294)$866$428$274,598
10 ($1,294)$865$429$274,169
11 ($1,294)$864$430$273,739
12 ($1,294)$862$432$273,307
Year 2 - 13 ($1,294)$861$433$272,874
14 ($1,294)$860$435$272,440
15 ($1,294)$858$436$272,004
16 ($1,294)$857$437$271,566
17 ($1,294)$855$439$271,128
18 ($1,294)$854$440$270,688
19 ($1,294)$853$441$270,246
20 ($1,294)$851$443$269,804
21 ($1,294)$850$444$269,359
22 ($1,294)$848$446$268,914
23 ($1,294)$847$447$268,467
24 ($1,294)$846$448$268,019
Year 3 - 25 ($1,294)$844$450$267,569
26 ($1,294)$843$451$267,117
27 ($1,294)$841$453$266,665
28 ($1,294)$840$454$266,211
29 ($1,294)$839$455$265,755
30 ($1,294)$837$457$265,298
31 ($1,294)$836$458$264,840
32 ($1,294)$834$460$264,380
33 ($1,294)$833$461$263,919
34 ($1,294)$831$463$263,456
35 ($1,294)$830$464$262,992
36 ($1,294)$828$466$262,526
Year 4 - 37 ($1,294)$827$467$262,059
38 ($1,294)$825$469$261,591
39 ($1,294)$824$470$261,121
40 ($1,294)$823$472$260,649
41 ($1,294)$821$473$260,176
42 ($1,294)$820$475$259,702
43 ($1,294)$818$476$259,226
44 ($1,294)$817$477$258,748
45 ($1,294)$815$479$258,269
46 ($1,294)$814$481$257,789
47 ($1,294)$812$482$257,307
48 ($1,294)$811$484$256,823
Year 5 - 49 ($1,294)$809$485$256,338
50 ($1,294)$807$487$255,851
51 ($1,294)$806$488$255,363
52 ($1,294)$804$490$254,874
53 ($1,294)$803$491$254,382
54 ($1,294)$801$493$253,890
55 ($1,294)$800$494$253,395
56 ($1,294)$798$496$252,900
57 ($1,294)$797$497$252,402
58 ($1,294)$795$499$251,903
59 ($1,294)$793$501$251,403
60 ($1,294)$792$502$250,900
Year 6 - 61 ($1,294)$790$504$250,397
62 ($1,294)$789$505$249,891
63 ($1,294)$787$507$249,384
64 ($1,294)$786$508$248,876
65 ($1,294)$784$510$248,366
66 ($1,294)$782$512$247,854
67 ($1,294)$781$513$247,341
68 ($1,294)$779$515$246,826
69 ($1,294)$778$517$246,309
70 ($1,294)$776$518$245,791
71 ($1,294)$774$520$245,271
72 ($1,294)$773$521$244,750
Year 7 - 73 ($1,294)$771$523$244,227
74 ($1,294)$769$525$243,702
75 ($1,294)$768$526$243,176
76 ($1,294)$766$528$242,648
77 ($1,294)$764$530$242,118
78 ($1,294)$763$531$241,587
79 ($1,294)$761$533$241,053
80 ($1,294)$759$535$240,519
81 ($1,294)$758$536$239,982
82 ($1,294)$756$538$239,444
83 ($1,294)$754$540$238,904
84 ($1,294)$753$542$238,363
Year 8 - 85 ($1,294)$751$543$237,820
86 ($1,294)$749$545$237,275
87 ($1,294)$747$547$236,728
88 ($1,294)$746$548$236,180
89 ($1,294)$744$550$235,630
90 ($1,294)$742$552$235,078
91 ($1,294)$740$554$234,524
92 ($1,294)$739$555$233,969
93 ($1,294)$737$557$233,412
94 ($1,294)$735$559$232,853
95 ($1,294)$733$561$232,293
96 ($1,294)$732$562$231,730
Year 9 - 97 ($1,294)$730$564$231,166
98 ($1,294)$728$566$230,600
99 ($1,294)$726$568$230,033
100 ($1,294)$725$569$229,463
101 ($1,294)$723$571$228,892
102 ($1,294)$721$573$228,319
103 ($1,294)$719$575$227,744
104 ($1,294)$717$577$227,167
105 ($1,294)$716$578$226,589
106 ($1,294)$714$580$226,008
107 ($1,294)$712$582$225,426
108 ($1,294)$710$584$224,842
Year 10 - 109 ($1,294)$708$586$224,257
110 ($1,294)$706$588$223,669
111 ($1,294)$705$590$223,079
112 ($1,294)$703$591$222,488
113 ($1,294)$701$593$221,895
114 ($1,294)$699$595$221,300
115 ($1,294)$697$597$220,703
116 ($1,294)$695$599$220,104
117 ($1,294)$693$601$219,503
118 ($1,294)$691$603$218,901
119 ($1,294)$690$605$218,296
120 ($1,294)$688$606$217,690
Year 11 - 121 ($1,294)$686$608$217,081
122 ($1,294)$684$610$216,471
123 ($1,294)$682$612$215,859
124 ($1,294)$680$614$215,245
125 ($1,294)$678$616$214,629
126 ($1,294)$676$618$214,011
127 ($1,294)$674$620$213,391
128 ($1,294)$672$622$212,769
129 ($1,294)$670$624$212,145
130 ($1,294)$668$626$211,519
131 ($1,294)$666$628$210,892
132 ($1,294)$664$630$210,262
Year 12 - 133 ($1,294)$662$632$209,630
134 ($1,294)$660$634$208,996
135 ($1,294)$658$636$208,361
136 ($1,294)$656$638$207,723
137 ($1,294)$654$640$207,083
138 ($1,294)$652$642$206,441
139 ($1,294)$650$644$205,798
140 ($1,294)$648$646$205,152
141 ($1,294)$646$648$204,504
142 ($1,294)$644$650$203,854
143 ($1,294)$642$652$203,202
144 ($1,294)$640$654$202,548
Year 13 - 145 ($1,294)$638$656$201,892
146 ($1,294)$636$658$201,234
147 ($1,294)$634$660$200,574
148 ($1,294)$632$662$199,912
149 ($1,294)$630$664$199,247
150 ($1,294)$628$666$198,581
151 ($1,294)$626$669$197,912
152 ($1,294)$623$671$197,242
153 ($1,294)$621$673$196,569
154 ($1,294)$619$675$195,894
155 ($1,294)$617$677$195,217
156 ($1,294)$615$679$194,538
Year 14 - 157 ($1,294)$613$681$193,857
158 ($1,294)$611$683$193,173
159 ($1,294)$608$686$192,488
160 ($1,294)$606$688$191,800
161 ($1,294)$604$690$191,110
162 ($1,294)$602$692$190,418
163 ($1,294)$600$694$189,724
164 ($1,294)$598$696$189,028
165 ($1,294)$595$699$188,329
166 ($1,294)$593$701$187,628
167 ($1,294)$591$703$186,925
168 ($1,294)$589$705$186,220
Year 15 - 169 ($1,294)$587$707$185,512
170 ($1,294)$584$710$184,803
171 ($1,294)$582$712$184,091
172 ($1,294)$580$714$183,377
173 ($1,294)$578$716$182,660
174 ($1,294)$575$719$181,941
175 ($1,294)$573$721$181,220
176 ($1,294)$571$723$180,497
177 ($1,294)$569$725$179,772
178 ($1,294)$566$728$179,044
179 ($1,294)$564$730$178,314
180 ($1,294)$562$732$177,582
Year 16 - 181 ($1,294)$559$735$176,847
182 ($1,294)$557$737$176,110
183 ($1,294)$555$739$175,371
184 ($1,294)$552$742$174,629
185 ($1,294)$550$744$173,885
186 ($1,294)$548$746$173,139
187 ($1,294)$545$749$172,390
188 ($1,294)$543$751$171,639
189 ($1,294)$541$753$170,886
190 ($1,294)$538$756$170,130
191 ($1,294)$536$758$169,372
192 ($1,294)$534$761$168,611
Year 17 - 193 ($1,294)$531$763$167,848
194 ($1,294)$529$765$167,083
195 ($1,294)$526$768$166,315
196 ($1,294)$524$770$165,545
197 ($1,294)$521$773$164,772
198 ($1,294)$519$775$163,997
199 ($1,294)$517$777$163,220
200 ($1,294)$514$780$162,440
201 ($1,294)$512$782$161,658
202 ($1,294)$509$785$160,873
203 ($1,294)$507$787$160,085
204 ($1,294)$504$790$159,296
Year 18 - 205 ($1,294)$502$792$158,503
206 ($1,294)$499$795$157,709
207 ($1,294)$497$797$156,911
208 ($1,294)$494$800$156,112
209 ($1,294)$492$802$155,309
210 ($1,294)$489$805$154,504
211 ($1,294)$487$807$153,697
212 ($1,294)$484$810$152,887
213 ($1,294)$482$812$152,075
214 ($1,294)$479$815$151,260
215 ($1,294)$476$818$150,442
216 ($1,294)$474$820$149,622
Year 19 - 217 ($1,294)$471$823$148,799
218 ($1,294)$469$825$147,974
219 ($1,294)$466$828$147,146
220 ($1,294)$464$831$146,315
221 ($1,294)$461$833$145,482
222 ($1,294)$458$836$144,646
223 ($1,294)$456$838$143,808
224 ($1,294)$453$841$142,967
225 ($1,294)$450$844$142,123
226 ($1,294)$448$846$141,277
227 ($1,294)$445$849$140,428
228 ($1,294)$442$852$139,576
Year 20 - 229 ($1,294)$440$854$138,722
230 ($1,294)$437$857$137,865
231 ($1,294)$434$860$137,005
232 ($1,294)$432$862$136,142
233 ($1,294)$429$865$135,277
234 ($1,294)$426$868$134,409
235 ($1,294)$423$871$133,538
236 ($1,294)$421$873$132,665
237 ($1,294)$418$876$131,789
238 ($1,294)$415$879$130,910
239 ($1,294)$412$882$130,028
240 ($1,294)$410$884$129,144
Year 21 - 241 ($1,294)$407$887$128,257
242 ($1,294)$404$890$127,366
243 ($1,294)$401$893$126,474
244 ($1,294)$398$896$125,578
245 ($1,294)$396$898$124,679
246 ($1,294)$393$901$123,778
247 ($1,294)$390$904$122,874
248 ($1,294)$387$907$121,967
249 ($1,294)$384$910$121,057
250 ($1,294)$381$913$120,144
251 ($1,294)$378$916$119,229
252 ($1,294)$376$918$118,310
Year 22 - 253 ($1,294)$373$921$117,389
254 ($1,294)$370$924$116,465
255 ($1,294)$367$927$115,537
256 ($1,294)$364$930$114,607
257 ($1,294)$361$933$113,674
258 ($1,294)$358$936$112,738
259 ($1,294)$355$939$111,799
260 ($1,294)$352$942$110,857
261 ($1,294)$349$945$109,913
262 ($1,294)$346$948$108,965
263 ($1,294)$343$951$108,014
264 ($1,294)$340$954$107,060
Year 23 - 265 ($1,294)$337$957$106,103
266 ($1,294)$334$960$105,144
267 ($1,294)$331$963$104,181
268 ($1,294)$328$966$103,215
269 ($1,294)$325$969$102,246
270 ($1,294)$322$972$101,274
271 ($1,294)$319$975$100,299
272 ($1,294)$316$978$99,321
273 ($1,294)$313$981$98,340
274 ($1,294)$310$984$97,355
275 ($1,294)$307$987$96,368
276 ($1,294)$304$990$95,377
Year 24 - 277 ($1,294)$300$994$94,384
278 ($1,294)$297$997$93,387
279 ($1,294)$294$1,000$92,387
280 ($1,294)$291$1,003$91,384
281 ($1,294)$288$1,006$90,378
282 ($1,294)$285$1,009$89,368
283 ($1,294)$282$1,013$88,356
284 ($1,294)$278$1,016$87,340
285 ($1,294)$275$1,019$86,321
286 ($1,294)$272$1,022$85,299
287 ($1,294)$269$1,025$84,274
288 ($1,294)$265$1,029$83,245
Year 25 - 289 ($1,294)$262$1,032$82,213
290 ($1,294)$259$1,035$81,178
291 ($1,294)$256$1,038$80,140
292 ($1,294)$252$1,042$79,098
293 ($1,294)$249$1,045$78,053
294 ($1,294)$246$1,048$77,005
295 ($1,294)$243$1,051$75,954
296 ($1,294)$239$1,055$74,899
297 ($1,294)$236$1,058$73,841
298 ($1,294)$233$1,061$72,779
299 ($1,294)$229$1,065$71,714
300 ($1,294)$226$1,068$70,646
Year 26 - 301 ($1,294)$223$1,072$69,575
302 ($1,294)$219$1,075$68,500
303 ($1,294)$216$1,078$67,422
304 ($1,294)$212$1,082$66,340
305 ($1,294)$209$1,085$65,255
306 ($1,294)$206$1,089$64,166
307 ($1,294)$202$1,092$63,074
308 ($1,294)$199$1,095$61,979
309 ($1,294)$195$1,099$60,880
310 ($1,294)$192$1,102$59,778
311 ($1,294)$188$1,106$58,672
312 ($1,294)$185$1,109$57,563
Year 27 - 313 ($1,294)$181$1,113$56,450
314 ($1,294)$178$1,116$55,334
315 ($1,294)$174$1,120$54,214
316 ($1,294)$171$1,123$53,091
317 ($1,294)$167$1,127$51,964
318 ($1,294)$164$1,130$50,834
319 ($1,294)$160$1,134$49,700
320 ($1,294)$157$1,138$48,562
321 ($1,294)$153$1,141$47,421
322 ($1,294)$149$1,145$46,277
323 ($1,294)$146$1,148$45,128
324 ($1,294)$142$1,152$43,976
Year 28 - 325 ($1,294)$139$1,156$42,821
326 ($1,294)$135$1,159$41,662
327 ($1,294)$131$1,163$40,499
328 ($1,294)$128$1,166$39,332
329 ($1,294)$124$1,170$38,162
330 ($1,294)$120$1,174$36,988
331 ($1,294)$117$1,178$35,811
332 ($1,294)$113$1,181$34,630
333 ($1,294)$109$1,185$33,445
334 ($1,294)$105$1,189$32,256
335 ($1,294)$102$1,192$31,063
336 ($1,294)$98$1,196$29,867
Year 29 - 337 ($1,294)$94$1,200$28,667
338 ($1,294)$90$1,204$27,463
339 ($1,294)$87$1,208$26,256
340 ($1,294)$83$1,211$25,045
341 ($1,294)$79$1,215$23,829
342 ($1,294)$75$1,219$22,610
343 ($1,294)$71$1,223$21,388
344 ($1,294)$67$1,227$20,161
345 ($1,294)$64$1,231$18,930
346 ($1,294)$60$1,234$17,696
347 ($1,294)$56$1,238$16,458
348 ($1,294)$52$1,242$15,215
Year 30 - 349 ($1,294)$48$1,246$13,969
350 ($1,294)$44$1,250$12,719
351 ($1,294)$40$1,254$11,465
352 ($1,294)$36$1,258$10,207
353 ($1,294)$32$1,262$8,945
354 ($1,294)$28$1,266$7,679
355 ($1,294)$24$1,270$6,410
356 ($1,294)$20$1,274$5,136
357 ($1,294)$16$1,278$3,858
358 ($1,294)$12$1,282$2,576
359 ($1,294)$8$1,286$1,290
360 ($1,294)$4$1,290$0
TOTALS$187,461$278,400$465,861

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.