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Mortgage Payment Schedule for a $348,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,316 360 $195,474 $473,874

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $348,000
Down Payment $69,600$278,400
Year 1 - 1 ($1,316)$909$407$277,993
2 ($1,316)$908$408$277,585
3 ($1,316)$907$410$277,175
4 ($1,316)$905$411$276,765
5 ($1,316)$904$412$276,352
6 ($1,316)$903$414$275,939
7 ($1,316)$901$415$275,524
8 ($1,316)$900$416$275,108
9 ($1,316)$899$418$274,690
10 ($1,316)$897$419$274,271
11 ($1,316)$896$420$273,851
12 ($1,316)$895$422$273,429
Year 2 - 13 ($1,316)$893$423$273,006
14 ($1,316)$892$424$272,581
15 ($1,316)$890$426$272,155
16 ($1,316)$889$427$271,728
17 ($1,316)$888$429$271,299
18 ($1,316)$886$430$270,869
19 ($1,316)$885$431$270,438
20 ($1,316)$883$433$270,005
21 ($1,316)$882$434$269,571
22 ($1,316)$881$436$269,135
23 ($1,316)$879$437$268,698
24 ($1,316)$878$439$268,259
Year 3 - 25 ($1,316)$876$440$267,819
26 ($1,316)$875$441$267,378
27 ($1,316)$873$443$266,935
28 ($1,316)$872$444$266,491
29 ($1,316)$871$446$266,045
30 ($1,316)$869$447$265,598
31 ($1,316)$868$449$265,149
32 ($1,316)$866$450$264,699
33 ($1,316)$865$452$264,247
34 ($1,316)$863$453$263,794
35 ($1,316)$862$455$263,339
36 ($1,316)$860$456$262,883
Year 4 - 37 ($1,316)$859$458$262,426
38 ($1,316)$857$459$261,967
39 ($1,316)$856$461$261,506
40 ($1,316)$854$462$261,044
41 ($1,316)$853$464$260,580
42 ($1,316)$851$465$260,115
43 ($1,316)$850$467$259,649
44 ($1,316)$848$468$259,181
45 ($1,316)$847$470$258,711
46 ($1,316)$845$471$258,240
47 ($1,316)$844$473$257,767
48 ($1,316)$842$474$257,293
Year 5 - 49 ($1,316)$840$476$256,817
50 ($1,316)$839$477$256,340
51 ($1,316)$837$479$255,861
52 ($1,316)$836$481$255,380
53 ($1,316)$834$482$254,898
54 ($1,316)$833$484$254,414
55 ($1,316)$831$485$253,929
56 ($1,316)$830$487$253,442
57 ($1,316)$828$488$252,954
58 ($1,316)$826$490$252,464
59 ($1,316)$825$492$251,972
60 ($1,316)$823$493$251,479
Year 6 - 61 ($1,316)$821$495$250,984
62 ($1,316)$820$496$250,488
63 ($1,316)$818$498$249,990
64 ($1,316)$817$500$249,490
65 ($1,316)$815$501$248,989
66 ($1,316)$813$503$248,486
67 ($1,316)$812$505$247,981
68 ($1,316)$810$506$247,475
69 ($1,316)$808$508$246,967
70 ($1,316)$807$510$246,458
71 ($1,316)$805$511$245,946
72 ($1,316)$803$513$245,433
Year 7 - 73 ($1,316)$802$515$244,919
74 ($1,316)$800$516$244,403
75 ($1,316)$798$518$243,885
76 ($1,316)$797$520$243,365
77 ($1,316)$795$521$242,844
78 ($1,316)$793$523$242,321
79 ($1,316)$792$525$241,796
80 ($1,316)$790$526$241,270
81 ($1,316)$788$528$240,741
82 ($1,316)$786$530$240,211
83 ($1,316)$785$532$239,680
84 ($1,316)$783$533$239,146
Year 8 - 85 ($1,316)$781$535$238,611
86 ($1,316)$779$537$238,075
87 ($1,316)$778$539$237,536
88 ($1,316)$776$540$236,996
89 ($1,316)$774$542$236,453
90 ($1,316)$772$544$235,910
91 ($1,316)$771$546$235,364
92 ($1,316)$769$547$234,816
93 ($1,316)$767$549$234,267
94 ($1,316)$765$551$233,716
95 ($1,316)$763$553$233,163
96 ($1,316)$762$555$232,609
Year 9 - 97 ($1,316)$760$556$232,052
98 ($1,316)$758$558$231,494
99 ($1,316)$756$560$230,934
100 ($1,316)$754$562$230,372
101 ($1,316)$753$564$229,808
102 ($1,316)$751$566$229,242
103 ($1,316)$749$567$228,675
104 ($1,316)$747$569$228,106
105 ($1,316)$745$571$227,535
106 ($1,316)$743$573$226,961
107 ($1,316)$741$575$226,387
108 ($1,316)$740$577$225,810
Year 10 - 109 ($1,316)$738$579$225,231
110 ($1,316)$736$581$224,651
111 ($1,316)$734$582$224,068
112 ($1,316)$732$584$223,484
113 ($1,316)$730$586$222,897
114 ($1,316)$728$588$222,309
115 ($1,316)$726$590$221,719
116 ($1,316)$724$592$221,127
117 ($1,316)$722$594$220,533
118 ($1,316)$720$596$219,937
119 ($1,316)$718$598$219,339
120 ($1,316)$717$600$218,740
Year 11 - 121 ($1,316)$715$602$218,138
122 ($1,316)$713$604$217,534
123 ($1,316)$711$606$216,928
124 ($1,316)$709$608$216,321
125 ($1,316)$707$610$215,711
126 ($1,316)$705$612$215,099
127 ($1,316)$703$614$214,486
128 ($1,316)$701$616$213,870
129 ($1,316)$699$618$213,252
130 ($1,316)$697$620$212,633
131 ($1,316)$695$622$212,011
132 ($1,316)$693$624$211,387
Year 12 - 133 ($1,316)$691$626$210,761
134 ($1,316)$688$628$210,134
135 ($1,316)$686$630$209,504
136 ($1,316)$684$632$208,872
137 ($1,316)$682$634$208,238
138 ($1,316)$680$636$207,602
139 ($1,316)$678$638$206,964
140 ($1,316)$676$640$206,323
141 ($1,316)$674$642$205,681
142 ($1,316)$672$644$205,037
143 ($1,316)$670$647$204,390
144 ($1,316)$668$649$203,741
Year 13 - 145 ($1,316)$666$651$203,091
146 ($1,316)$663$653$202,438
147 ($1,316)$661$655$201,783
148 ($1,316)$659$657$201,126
149 ($1,316)$657$659$200,466
150 ($1,316)$655$661$199,805
151 ($1,316)$653$664$199,141
152 ($1,316)$651$666$198,475
153 ($1,316)$648$668$197,807
154 ($1,316)$646$670$197,137
155 ($1,316)$644$672$196,465
156 ($1,316)$642$675$195,790
Year 14 - 157 ($1,316)$640$677$195,114
158 ($1,316)$637$679$194,435
159 ($1,316)$635$681$193,754
160 ($1,316)$633$683$193,070
161 ($1,316)$631$686$192,385
162 ($1,316)$628$688$191,697
163 ($1,316)$626$690$191,007
164 ($1,316)$624$692$190,314
165 ($1,316)$622$695$189,620
166 ($1,316)$619$697$188,923
167 ($1,316)$617$699$188,224
168 ($1,316)$615$701$187,522
Year 15 - 169 ($1,316)$613$704$186,818
170 ($1,316)$610$706$186,112
171 ($1,316)$608$708$185,404
172 ($1,316)$606$711$184,693
173 ($1,316)$603$713$183,980
174 ($1,316)$601$715$183,265
175 ($1,316)$599$718$182,547
176 ($1,316)$596$720$181,827
177 ($1,316)$594$722$181,105
178 ($1,316)$592$725$180,380
179 ($1,316)$589$727$179,653
180 ($1,316)$587$729$178,924
Year 16 - 181 ($1,316)$584$732$178,192
182 ($1,316)$582$734$177,458
183 ($1,316)$580$737$176,721
184 ($1,316)$577$739$175,982
185 ($1,316)$575$741$175,241
186 ($1,316)$572$744$174,497
187 ($1,316)$570$746$173,751
188 ($1,316)$568$749$173,002
189 ($1,316)$565$751$172,251
190 ($1,316)$563$754$171,497
191 ($1,316)$560$756$170,741
192 ($1,316)$558$759$169,982
Year 17 - 193 ($1,316)$555$761$169,221
194 ($1,316)$553$764$168,458
195 ($1,316)$550$766$167,692
196 ($1,316)$548$769$166,923
197 ($1,316)$545$771$166,152
198 ($1,316)$543$774$165,379
199 ($1,316)$540$776$164,603
200 ($1,316)$538$779$163,824
201 ($1,316)$535$781$163,043
202 ($1,316)$533$784$162,259
203 ($1,316)$530$786$161,473
204 ($1,316)$527$789$160,684
Year 18 - 205 ($1,316)$525$791$159,893
206 ($1,316)$522$794$159,099
207 ($1,316)$520$797$158,302
208 ($1,316)$517$799$157,503
209 ($1,316)$515$802$156,701
210 ($1,316)$512$804$155,897
211 ($1,316)$509$807$155,089
212 ($1,316)$507$810$154,280
213 ($1,316)$504$812$153,467
214 ($1,316)$501$815$152,652
215 ($1,316)$499$818$151,835
216 ($1,316)$496$820$151,014
Year 19 - 217 ($1,316)$493$823$150,191
218 ($1,316)$491$826$149,366
219 ($1,316)$488$828$148,537
220 ($1,316)$485$831$147,706
221 ($1,316)$483$834$146,872
222 ($1,316)$480$837$146,036
223 ($1,316)$477$839$145,197
224 ($1,316)$474$842$144,355
225 ($1,316)$472$845$143,510
226 ($1,316)$469$848$142,662
227 ($1,316)$466$850$141,812
228 ($1,316)$463$853$140,959
Year 20 - 229 ($1,316)$460$856$140,103
230 ($1,316)$458$859$139,245
231 ($1,316)$455$861$138,383
232 ($1,316)$452$864$137,519
233 ($1,316)$449$867$136,652
234 ($1,316)$446$870$135,782
235 ($1,316)$444$873$134,909
236 ($1,316)$441$876$134,033
237 ($1,316)$438$878$133,155
238 ($1,316)$435$881$132,274
239 ($1,316)$432$884$131,389
240 ($1,316)$429$887$130,502
Year 21 - 241 ($1,316)$426$890$129,612
242 ($1,316)$423$893$128,719
243 ($1,316)$420$896$127,824
244 ($1,316)$418$899$126,925
245 ($1,316)$415$902$126,023
246 ($1,316)$412$905$125,118
247 ($1,316)$409$908$124,211
248 ($1,316)$406$911$123,300
249 ($1,316)$403$914$122,387
250 ($1,316)$400$917$121,470
251 ($1,316)$397$920$120,551
252 ($1,316)$394$923$119,628
Year 22 - 253 ($1,316)$391$926$118,703
254 ($1,316)$388$929$117,774
255 ($1,316)$385$932$116,843
256 ($1,316)$382$935$115,908
257 ($1,316)$379$938$114,970
258 ($1,316)$376$941$114,029
259 ($1,316)$372$944$113,086
260 ($1,316)$369$947$112,139
261 ($1,316)$366$950$111,189
262 ($1,316)$363$953$110,236
263 ($1,316)$360$956$109,279
264 ($1,316)$357$959$108,320
Year 23 - 265 ($1,316)$354$962$107,358
266 ($1,316)$351$966$106,392
267 ($1,316)$348$969$105,423
268 ($1,316)$344$972$104,451
269 ($1,316)$341$975$103,476
270 ($1,316)$338$978$102,498
271 ($1,316)$335$981$101,516
272 ($1,316)$332$985$100,532
273 ($1,316)$328$988$99,544
274 ($1,316)$325$991$98,553
275 ($1,316)$322$994$97,558
276 ($1,316)$319$998$96,561
Year 24 - 277 ($1,316)$315$1,001$95,560
278 ($1,316)$312$1,004$94,556
279 ($1,316)$309$1,007$93,548
280 ($1,316)$306$1,011$92,537
281 ($1,316)$302$1,014$91,523
282 ($1,316)$299$1,017$90,506
283 ($1,316)$296$1,021$89,485
284 ($1,316)$292$1,024$88,461
285 ($1,316)$289$1,027$87,434
286 ($1,316)$286$1,031$86,403
287 ($1,316)$282$1,034$85,369
288 ($1,316)$279$1,037$84,332
Year 25 - 289 ($1,316)$275$1,041$83,291
290 ($1,316)$272$1,044$82,247
291 ($1,316)$269$1,048$81,199
292 ($1,316)$265$1,051$80,148
293 ($1,316)$262$1,054$79,094
294 ($1,316)$258$1,058$78,036
295 ($1,316)$255$1,061$76,974
296 ($1,316)$251$1,065$75,909
297 ($1,316)$248$1,068$74,841
298 ($1,316)$244$1,072$73,769
299 ($1,316)$241$1,075$72,694
300 ($1,316)$237$1,079$71,615
Year 26 - 301 ($1,316)$234$1,082$70,533
302 ($1,316)$230$1,086$69,447
303 ($1,316)$227$1,089$68,357
304 ($1,316)$223$1,093$67,264
305 ($1,316)$220$1,097$66,168
306 ($1,316)$216$1,100$65,068
307 ($1,316)$213$1,104$63,964
308 ($1,316)$209$1,107$62,856
309 ($1,316)$205$1,111$61,745
310 ($1,316)$202$1,115$60,631
311 ($1,316)$198$1,118$59,513
312 ($1,316)$194$1,122$58,391
Year 27 - 313 ($1,316)$191$1,126$57,265
314 ($1,316)$187$1,129$56,136
315 ($1,316)$183$1,133$55,003
316 ($1,316)$180$1,137$53,866
317 ($1,316)$176$1,140$52,726
318 ($1,316)$172$1,144$51,582
319 ($1,316)$169$1,148$50,434
320 ($1,316)$165$1,152$49,282
321 ($1,316)$161$1,155$48,127
322 ($1,316)$157$1,159$46,968
323 ($1,316)$153$1,163$45,805
324 ($1,316)$150$1,167$44,638
Year 28 - 325 ($1,316)$146$1,170$43,468
326 ($1,316)$142$1,174$42,294
327 ($1,316)$138$1,178$41,115
328 ($1,316)$134$1,182$39,933
329 ($1,316)$130$1,186$38,748
330 ($1,316)$127$1,190$37,558
331 ($1,316)$123$1,194$36,364
332 ($1,316)$119$1,198$35,167
333 ($1,316)$115$1,201$33,965
334 ($1,316)$111$1,205$32,760
335 ($1,316)$107$1,209$31,551
336 ($1,316)$103$1,213$30,337
Year 29 - 337 ($1,316)$99$1,217$29,120
338 ($1,316)$95$1,221$27,899
339 ($1,316)$91$1,225$26,674
340 ($1,316)$87$1,229$25,445
341 ($1,316)$83$1,233$24,211
342 ($1,316)$79$1,237$22,974
343 ($1,316)$75$1,241$21,733
344 ($1,316)$71$1,245$20,488
345 ($1,316)$67$1,249$19,238
346 ($1,316)$63$1,253$17,985
347 ($1,316)$59$1,258$16,727
348 ($1,316)$55$1,262$15,465
Year 30 - 349 ($1,316)$51$1,266$14,200
350 ($1,316)$46$1,270$12,930
351 ($1,316)$42$1,274$11,656
352 ($1,316)$38$1,278$10,377
353 ($1,316)$34$1,282$9,095
354 ($1,316)$30$1,287$7,808
355 ($1,316)$26$1,291$6,518
356 ($1,316)$21$1,295$5,223
357 ($1,316)$17$1,299$3,923
358 ($1,316)$13$1,304$2,620
359 ($1,316)$9$1,308$1,312
360 ($1,316)$4$1,312$0
TOTALS$195,474$278,400$473,874

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.