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Mortgage Payment Schedule for a $349,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,339 360 $202,980 $482,180

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 122701 | State Lic #: MC-1186
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $349,000
Down Payment $69,800$279,200
Year 1 - 1 ($1,339)$940$399$278,801
2 ($1,339)$939$401$278,400
3 ($1,339)$937$402$277,998
4 ($1,339)$936$403$277,594
5 ($1,339)$935$405$277,189
6 ($1,339)$933$406$276,783
7 ($1,339)$932$408$276,376
8 ($1,339)$930$409$275,967
9 ($1,339)$929$410$275,556
10 ($1,339)$928$412$275,145
11 ($1,339)$926$413$274,732
12 ($1,339)$925$414$274,317
Year 2 - 13 ($1,339)$924$416$273,901
14 ($1,339)$922$417$273,484
15 ($1,339)$921$419$273,065
16 ($1,339)$919$420$272,645
17 ($1,339)$918$421$272,224
18 ($1,339)$916$423$271,801
19 ($1,339)$915$424$271,377
20 ($1,339)$914$426$270,951
21 ($1,339)$912$427$270,524
22 ($1,339)$911$429$270,095
23 ($1,339)$909$430$269,665
24 ($1,339)$908$432$269,234
Year 3 - 25 ($1,339)$906$433$268,801
26 ($1,339)$905$434$268,366
27 ($1,339)$903$436$267,930
28 ($1,339)$902$437$267,493
29 ($1,339)$901$439$267,054
30 ($1,339)$899$440$266,614
31 ($1,339)$898$442$266,172
32 ($1,339)$896$443$265,729
33 ($1,339)$895$445$265,284
34 ($1,339)$893$446$264,838
35 ($1,339)$892$448$264,390
36 ($1,339)$890$449$263,941
Year 4 - 37 ($1,339)$889$451$263,490
38 ($1,339)$887$452$263,037
39 ($1,339)$886$454$262,584
40 ($1,339)$884$455$262,128
41 ($1,339)$882$457$261,671
42 ($1,339)$881$458$261,213
43 ($1,339)$879$460$260,753
44 ($1,339)$878$462$260,291
45 ($1,339)$876$463$259,828
46 ($1,339)$875$465$259,364
47 ($1,339)$873$466$258,898
48 ($1,339)$872$468$258,430
Year 5 - 49 ($1,339)$870$469$257,960
50 ($1,339)$868$471$257,490
51 ($1,339)$867$473$257,017
52 ($1,339)$865$474$256,543
53 ($1,339)$864$476$256,067
54 ($1,339)$862$477$255,590
55 ($1,339)$860$479$255,111
56 ($1,339)$859$481$254,631
57 ($1,339)$857$482$254,148
58 ($1,339)$856$484$253,665
59 ($1,339)$854$485$253,179
60 ($1,339)$852$487$252,692
Year 6 - 61 ($1,339)$851$489$252,204
62 ($1,339)$849$490$251,713
63 ($1,339)$847$492$251,221
64 ($1,339)$846$494$250,728
65 ($1,339)$844$495$250,232
66 ($1,339)$842$497$249,735
67 ($1,339)$841$499$249,237
68 ($1,339)$839$500$248,737
69 ($1,339)$837$502$248,235
70 ($1,339)$836$504$247,731
71 ($1,339)$834$505$247,226
72 ($1,339)$832$507$246,719
Year 7 - 73 ($1,339)$831$509$246,210
74 ($1,339)$829$510$245,699
75 ($1,339)$827$512$245,187
76 ($1,339)$825$514$244,673
77 ($1,339)$824$516$244,157
78 ($1,339)$822$517$243,640
79 ($1,339)$820$519$243,121
80 ($1,339)$819$521$242,600
81 ($1,339)$817$523$242,077
82 ($1,339)$815$524$241,553
83 ($1,339)$813$526$241,027
84 ($1,339)$811$528$240,499
Year 8 - 85 ($1,339)$810$530$239,969
86 ($1,339)$808$531$239,438
87 ($1,339)$806$533$238,904
88 ($1,339)$804$535$238,369
89 ($1,339)$803$537$237,832
90 ($1,339)$801$539$237,294
91 ($1,339)$799$541$236,753
92 ($1,339)$797$542$236,211
93 ($1,339)$795$544$235,667
94 ($1,339)$793$546$235,121
95 ($1,339)$792$548$234,573
96 ($1,339)$790$550$234,023
Year 9 - 97 ($1,339)$788$552$233,472
98 ($1,339)$786$553$232,918
99 ($1,339)$784$555$232,363
100 ($1,339)$782$557$231,806
101 ($1,339)$780$559$231,247
102 ($1,339)$779$561$230,686
103 ($1,339)$777$563$230,124
104 ($1,339)$775$565$229,559
105 ($1,339)$773$567$228,992
106 ($1,339)$771$568$228,424
107 ($1,339)$769$570$227,854
108 ($1,339)$767$572$227,281
Year 10 - 109 ($1,339)$765$574$226,707
110 ($1,339)$763$576$226,131
111 ($1,339)$761$578$225,553
112 ($1,339)$759$580$224,973
113 ($1,339)$757$582$224,391
114 ($1,339)$755$584$223,807
115 ($1,339)$753$586$223,221
116 ($1,339)$752$588$222,633
117 ($1,339)$750$590$222,043
118 ($1,339)$748$592$221,451
119 ($1,339)$746$594$220,858
120 ($1,339)$744$596$220,262
Year 11 - 121 ($1,339)$742$598$219,664
122 ($1,339)$740$600$219,064
123 ($1,339)$738$602$218,462
124 ($1,339)$735$604$217,858
125 ($1,339)$733$606$217,252
126 ($1,339)$731$608$216,644
127 ($1,339)$729$610$216,034
128 ($1,339)$727$612$215,422
129 ($1,339)$725$614$214,808
130 ($1,339)$723$616$214,192
131 ($1,339)$721$618$213,574
132 ($1,339)$719$620$212,953
Year 12 - 133 ($1,339)$717$622$212,331
134 ($1,339)$715$625$211,706
135 ($1,339)$713$627$211,080
136 ($1,339)$711$629$210,451
137 ($1,339)$709$631$209,820
138 ($1,339)$706$633$209,187
139 ($1,339)$704$635$208,552
140 ($1,339)$702$637$207,915
141 ($1,339)$700$639$207,275
142 ($1,339)$698$642$206,634
143 ($1,339)$696$644$205,990
144 ($1,339)$693$646$205,344
Year 13 - 145 ($1,339)$691$648$204,696
146 ($1,339)$689$650$204,046
147 ($1,339)$687$652$203,393
148 ($1,339)$685$655$202,739
149 ($1,339)$683$657$202,082
150 ($1,339)$680$659$201,423
151 ($1,339)$678$661$200,762
152 ($1,339)$676$663$200,098
153 ($1,339)$674$666$199,432
154 ($1,339)$671$668$198,764
155 ($1,339)$669$670$198,094
156 ($1,339)$667$672$197,422
Year 14 - 157 ($1,339)$665$675$196,747
158 ($1,339)$662$677$196,070
159 ($1,339)$660$679$195,391
160 ($1,339)$658$682$194,709
161 ($1,339)$656$684$194,025
162 ($1,339)$653$686$193,339
163 ($1,339)$651$688$192,651
164 ($1,339)$649$691$191,960
165 ($1,339)$646$693$191,267
166 ($1,339)$644$695$190,571
167 ($1,339)$642$698$189,873
168 ($1,339)$639$700$189,173
Year 15 - 169 ($1,339)$637$703$188,471
170 ($1,339)$635$705$187,766
171 ($1,339)$632$707$187,059
172 ($1,339)$630$710$186,349
173 ($1,339)$627$712$185,637
174 ($1,339)$625$714$184,923
175 ($1,339)$623$717$184,206
176 ($1,339)$620$719$183,486
177 ($1,339)$618$722$182,765
178 ($1,339)$615$724$182,041
179 ($1,339)$613$727$181,314
180 ($1,339)$610$729$180,585
Year 16 - 181 ($1,339)$608$731$179,854
182 ($1,339)$606$734$179,120
183 ($1,339)$603$736$178,384
184 ($1,339)$601$739$177,645
185 ($1,339)$598$741$176,903
186 ($1,339)$596$744$176,160
187 ($1,339)$593$746$175,413
188 ($1,339)$591$749$174,664
189 ($1,339)$588$751$173,913
190 ($1,339)$586$754$173,159
191 ($1,339)$583$756$172,403
192 ($1,339)$580$759$171,644
Year 17 - 193 ($1,339)$578$762$170,882
194 ($1,339)$575$764$170,118
195 ($1,339)$573$767$169,352
196 ($1,339)$570$769$168,582
197 ($1,339)$568$772$167,811
198 ($1,339)$565$774$167,036
199 ($1,339)$562$777$166,259
200 ($1,339)$560$780$165,479
201 ($1,339)$557$782$164,697
202 ($1,339)$554$785$163,912
203 ($1,339)$552$788$163,125
204 ($1,339)$549$790$162,334
Year 18 - 205 ($1,339)$547$793$161,542
206 ($1,339)$544$796$160,746
207 ($1,339)$541$798$159,948
208 ($1,339)$538$801$159,147
209 ($1,339)$536$804$158,343
210 ($1,339)$533$806$157,537
211 ($1,339)$530$809$156,728
212 ($1,339)$528$812$155,916
213 ($1,339)$525$814$155,102
214 ($1,339)$522$817$154,285
215 ($1,339)$519$820$153,465
216 ($1,339)$517$823$152,642
Year 19 - 217 ($1,339)$514$825$151,816
218 ($1,339)$511$828$150,988
219 ($1,339)$508$831$150,157
220 ($1,339)$506$834$149,323
221 ($1,339)$503$837$148,487
222 ($1,339)$500$839$147,647
223 ($1,339)$497$842$146,805
224 ($1,339)$494$845$145,960
225 ($1,339)$491$848$145,112
226 ($1,339)$489$851$144,261
227 ($1,339)$486$854$143,407
228 ($1,339)$483$857$142,550
Year 20 - 229 ($1,339)$480$859$141,691
230 ($1,339)$477$862$140,829
231 ($1,339)$474$865$139,963
232 ($1,339)$471$868$139,095
233 ($1,339)$468$871$138,224
234 ($1,339)$465$874$137,350
235 ($1,339)$462$877$136,473
236 ($1,339)$459$880$135,593
237 ($1,339)$456$883$134,710
238 ($1,339)$454$886$133,824
239 ($1,339)$451$889$132,936
240 ($1,339)$448$892$132,044
Year 21 - 241 ($1,339)$445$895$131,149
242 ($1,339)$442$898$130,251
243 ($1,339)$439$901$129,350
244 ($1,339)$435$904$128,446
245 ($1,339)$432$907$127,539
246 ($1,339)$429$910$126,629
247 ($1,339)$426$913$125,716
248 ($1,339)$423$916$124,800
249 ($1,339)$420$919$123,881
250 ($1,339)$417$922$122,958
251 ($1,339)$414$925$122,033
252 ($1,339)$411$929$121,105
Year 22 - 253 ($1,339)$408$932$120,173
254 ($1,339)$405$935$119,238
255 ($1,339)$401$938$118,300
256 ($1,339)$398$941$117,359
257 ($1,339)$395$944$116,415
258 ($1,339)$392$947$115,467
259 ($1,339)$389$951$114,517
260 ($1,339)$386$954$113,563
261 ($1,339)$382$957$112,606
262 ($1,339)$379$960$111,645
263 ($1,339)$376$964$110,682
264 ($1,339)$373$967$109,715
Year 23 - 265 ($1,339)$369$970$108,745
266 ($1,339)$366$973$107,772
267 ($1,339)$363$977$106,795
268 ($1,339)$360$980$105,815
269 ($1,339)$356$983$104,832
270 ($1,339)$353$986$103,846
271 ($1,339)$350$990$102,856
272 ($1,339)$346$993$101,863
273 ($1,339)$343$996$100,866
274 ($1,339)$340$1,000$99,867
275 ($1,339)$336$1,003$98,863
276 ($1,339)$333$1,007$97,857
Year 24 - 277 ($1,339)$329$1,010$96,847
278 ($1,339)$326$1,013$95,834
279 ($1,339)$323$1,017$94,817
280 ($1,339)$319$1,020$93,797
281 ($1,339)$316$1,024$92,773
282 ($1,339)$312$1,027$91,746
283 ($1,339)$309$1,031$90,716
284 ($1,339)$305$1,034$89,682
285 ($1,339)$302$1,037$88,644
286 ($1,339)$298$1,041$87,603
287 ($1,339)$295$1,044$86,559
288 ($1,339)$291$1,048$85,511
Year 25 - 289 ($1,339)$288$1,052$84,459
290 ($1,339)$284$1,055$83,404
291 ($1,339)$281$1,059$82,346
292 ($1,339)$277$1,062$81,283
293 ($1,339)$274$1,066$80,218
294 ($1,339)$270$1,069$79,148
295 ($1,339)$266$1,073$78,075
296 ($1,339)$263$1,077$76,999
297 ($1,339)$259$1,080$75,919
298 ($1,339)$256$1,084$74,835
299 ($1,339)$252$1,087$73,748
300 ($1,339)$248$1,091$72,656
Year 26 - 301 ($1,339)$245$1,095$71,562
302 ($1,339)$241$1,098$70,463
303 ($1,339)$237$1,102$69,361
304 ($1,339)$234$1,106$68,255
305 ($1,339)$230$1,110$67,146
306 ($1,339)$226$1,113$66,032
307 ($1,339)$222$1,117$64,915
308 ($1,339)$219$1,121$63,794
309 ($1,339)$215$1,125$62,670
310 ($1,339)$211$1,128$61,541
311 ($1,339)$207$1,132$60,409
312 ($1,339)$203$1,136$59,273
Year 27 - 313 ($1,339)$200$1,140$58,133
314 ($1,339)$196$1,144$56,990
315 ($1,339)$192$1,148$55,842
316 ($1,339)$188$1,151$54,691
317 ($1,339)$184$1,155$53,535
318 ($1,339)$180$1,159$52,376
319 ($1,339)$176$1,163$51,213
320 ($1,339)$172$1,167$50,046
321 ($1,339)$168$1,171$48,875
322 ($1,339)$165$1,175$47,700
323 ($1,339)$161$1,179$46,522
324 ($1,339)$157$1,183$45,339
Year 28 - 325 ($1,339)$153$1,187$44,152
326 ($1,339)$149$1,191$42,961
327 ($1,339)$145$1,195$41,767
328 ($1,339)$141$1,199$40,568
329 ($1,339)$137$1,203$39,365
330 ($1,339)$133$1,207$38,158
331 ($1,339)$128$1,211$36,947
332 ($1,339)$124$1,215$35,732
333 ($1,339)$120$1,219$34,513
334 ($1,339)$116$1,223$33,290
335 ($1,339)$112$1,227$32,063
336 ($1,339)$108$1,231$30,831
Year 29 - 337 ($1,339)$104$1,236$29,596
338 ($1,339)$100$1,240$28,356
339 ($1,339)$95$1,244$27,112
340 ($1,339)$91$1,248$25,864
341 ($1,339)$87$1,252$24,611
342 ($1,339)$83$1,257$23,355
343 ($1,339)$79$1,261$22,094
344 ($1,339)$74$1,265$20,829
345 ($1,339)$70$1,269$19,560
346 ($1,339)$66$1,274$18,286
347 ($1,339)$62$1,278$17,009
348 ($1,339)$57$1,282$15,726
Year 30 - 349 ($1,339)$53$1,286$14,440
350 ($1,339)$49$1,291$13,149
351 ($1,339)$44$1,295$11,854
352 ($1,339)$40$1,299$10,555
353 ($1,339)$36$1,304$9,251
354 ($1,339)$31$1,308$7,942
355 ($1,339)$27$1,313$6,630
356 ($1,339)$22$1,317$5,313
357 ($1,339)$18$1,322$3,991
358 ($1,339)$13$1,326$2,665
359 ($1,339)$9$1,330$1,335
360 ($1,339)$4$1,335$0
TOTALS$202,980$279,200$482,180

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.