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Mortgage Payment Schedule for a $349,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($69,800) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,338 360 $202,400 $481,600

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $349,000
Down Payment $69,800$279,200
Year 1 - 1 ($1,338)$938$400$278,800
2 ($1,338)$936$401$278,398
3 ($1,338)$935$403$277,996
4 ($1,338)$934$404$277,591
5 ($1,338)$932$406$277,186
6 ($1,338)$931$407$276,779
7 ($1,338)$930$408$276,371
8 ($1,338)$928$410$275,961
9 ($1,338)$927$411$275,550
10 ($1,338)$925$412$275,138
11 ($1,338)$924$414$274,724
12 ($1,338)$923$415$274,309
Year 2 - 13 ($1,338)$921$417$273,892
14 ($1,338)$920$418$273,474
15 ($1,338)$918$419$273,055
16 ($1,338)$917$421$272,634
17 ($1,338)$916$422$272,212
18 ($1,338)$914$424$271,788
19 ($1,338)$913$425$271,363
20 ($1,338)$911$426$270,937
21 ($1,338)$910$428$270,509
22 ($1,338)$908$429$270,080
23 ($1,338)$907$431$269,649
24 ($1,338)$906$432$269,217
Year 3 - 25 ($1,338)$904$434$268,783
26 ($1,338)$903$435$268,348
27 ($1,338)$901$437$267,911
28 ($1,338)$900$438$267,473
29 ($1,338)$898$440$267,034
30 ($1,338)$897$441$266,593
31 ($1,338)$895$442$266,150
32 ($1,338)$894$444$265,706
33 ($1,338)$892$445$265,261
34 ($1,338)$891$447$264,814
35 ($1,338)$889$448$264,366
36 ($1,338)$888$450$263,916
Year 4 - 37 ($1,338)$886$451$263,464
38 ($1,338)$885$453$263,011
39 ($1,338)$883$454$262,557
40 ($1,338)$882$456$262,101
41 ($1,338)$880$458$261,643
42 ($1,338)$879$459$261,184
43 ($1,338)$877$461$260,723
44 ($1,338)$876$462$260,261
45 ($1,338)$874$464$259,797
46 ($1,338)$872$465$259,332
47 ($1,338)$871$467$258,865
48 ($1,338)$869$468$258,397
Year 5 - 49 ($1,338)$868$470$257,927
50 ($1,338)$866$472$257,455
51 ($1,338)$865$473$256,982
52 ($1,338)$863$475$256,507
53 ($1,338)$861$476$256,031
54 ($1,338)$860$478$255,553
55 ($1,338)$858$480$255,074
56 ($1,338)$857$481$254,592
57 ($1,338)$855$483$254,110
58 ($1,338)$853$484$253,625
59 ($1,338)$852$486$253,139
60 ($1,338)$850$488$252,652
Year 6 - 61 ($1,338)$848$489$252,162
62 ($1,338)$847$491$251,671
63 ($1,338)$845$493$251,179
64 ($1,338)$844$494$250,685
65 ($1,338)$842$496$250,189
66 ($1,338)$840$498$249,691
67 ($1,338)$839$499$249,192
68 ($1,338)$837$501$248,691
69 ($1,338)$835$503$248,188
70 ($1,338)$833$504$247,684
71 ($1,338)$832$506$247,178
72 ($1,338)$830$508$246,670
Year 7 - 73 ($1,338)$828$509$246,161
74 ($1,338)$827$511$245,650
75 ($1,338)$825$513$245,137
76 ($1,338)$823$515$244,623
77 ($1,338)$822$516$244,106
78 ($1,338)$820$518$243,588
79 ($1,338)$818$520$243,069
80 ($1,338)$816$521$242,547
81 ($1,338)$815$523$242,024
82 ($1,338)$813$525$241,499
83 ($1,338)$811$527$240,972
84 ($1,338)$809$529$240,444
Year 8 - 85 ($1,338)$807$530$239,914
86 ($1,338)$806$532$239,381
87 ($1,338)$804$534$238,848
88 ($1,338)$802$536$238,312
89 ($1,338)$800$537$237,774
90 ($1,338)$799$539$237,235
91 ($1,338)$797$541$236,694
92 ($1,338)$795$543$236,151
93 ($1,338)$793$545$235,607
94 ($1,338)$791$547$235,060
95 ($1,338)$789$548$234,512
96 ($1,338)$788$550$233,961
Year 9 - 97 ($1,338)$786$552$233,409
98 ($1,338)$784$554$232,856
99 ($1,338)$782$556$232,300
100 ($1,338)$780$558$231,742
101 ($1,338)$778$560$231,183
102 ($1,338)$776$561$230,621
103 ($1,338)$775$563$230,058
104 ($1,338)$773$565$229,493
105 ($1,338)$771$567$228,926
106 ($1,338)$769$569$228,357
107 ($1,338)$767$571$227,786
108 ($1,338)$765$573$227,213
Year 10 - 109 ($1,338)$763$575$226,638
110 ($1,338)$761$577$226,062
111 ($1,338)$759$579$225,483
112 ($1,338)$757$581$224,903
113 ($1,338)$755$582$224,320
114 ($1,338)$753$584$223,736
115 ($1,338)$751$586$223,149
116 ($1,338)$749$588$222,561
117 ($1,338)$747$590$221,971
118 ($1,338)$745$592$221,378
119 ($1,338)$743$594$220,784
120 ($1,338)$741$596$220,188
Year 11 - 121 ($1,338)$739$598$219,589
122 ($1,338)$737$600$218,989
123 ($1,338)$735$602$218,387
124 ($1,338)$733$604$217,782
125 ($1,338)$731$606$217,176
126 ($1,338)$729$608$216,567
127 ($1,338)$727$610$215,957
128 ($1,338)$725$613$215,344
129 ($1,338)$723$615$214,730
130 ($1,338)$721$617$214,113
131 ($1,338)$719$619$213,495
132 ($1,338)$717$621$212,874
Year 12 - 133 ($1,338)$715$623$212,251
134 ($1,338)$713$625$211,626
135 ($1,338)$711$627$210,999
136 ($1,338)$709$629$210,370
137 ($1,338)$706$631$209,738
138 ($1,338)$704$633$209,105
139 ($1,338)$702$636$208,469
140 ($1,338)$700$638$207,832
141 ($1,338)$698$640$207,192
142 ($1,338)$696$642$206,550
143 ($1,338)$694$644$205,906
144 ($1,338)$692$646$205,260
Year 13 - 145 ($1,338)$689$648$204,611
146 ($1,338)$687$651$203,961
147 ($1,338)$685$653$203,308
148 ($1,338)$683$655$202,653
149 ($1,338)$681$657$201,996
150 ($1,338)$678$659$201,336
151 ($1,338)$676$662$200,674
152 ($1,338)$674$664$200,011
153 ($1,338)$672$666$199,345
154 ($1,338)$669$668$198,676
155 ($1,338)$667$671$198,006
156 ($1,338)$665$673$197,333
Year 14 - 157 ($1,338)$663$675$196,658
158 ($1,338)$660$677$195,980
159 ($1,338)$658$680$195,301
160 ($1,338)$656$682$194,619
161 ($1,338)$654$684$193,935
162 ($1,338)$651$686$193,248
163 ($1,338)$649$689$192,560
164 ($1,338)$647$691$191,868
165 ($1,338)$644$693$191,175
166 ($1,338)$642$696$190,479
167 ($1,338)$640$698$189,781
168 ($1,338)$637$700$189,081
Year 15 - 169 ($1,338)$635$703$188,378
170 ($1,338)$633$705$187,673
171 ($1,338)$630$708$186,965
172 ($1,338)$628$710$186,255
173 ($1,338)$626$712$185,543
174 ($1,338)$623$715$184,829
175 ($1,338)$621$717$184,111
176 ($1,338)$618$719$183,392
177 ($1,338)$616$722$182,670
178 ($1,338)$613$724$181,946
179 ($1,338)$611$727$181,219
180 ($1,338)$609$729$180,490
Year 16 - 181 ($1,338)$606$732$179,758
182 ($1,338)$604$734$179,024
183 ($1,338)$601$737$178,288
184 ($1,338)$599$739$177,549
185 ($1,338)$596$742$176,807
186 ($1,338)$594$744$176,063
187 ($1,338)$591$746$175,317
188 ($1,338)$589$749$174,568
189 ($1,338)$586$752$173,816
190 ($1,338)$584$754$173,062
191 ($1,338)$581$757$172,305
192 ($1,338)$579$759$171,546
Year 17 - 193 ($1,338)$576$762$170,785
194 ($1,338)$574$764$170,020
195 ($1,338)$571$767$169,254
196 ($1,338)$568$769$168,484
197 ($1,338)$566$772$167,712
198 ($1,338)$563$775$166,938
199 ($1,338)$561$777$166,161
200 ($1,338)$558$780$165,381
201 ($1,338)$555$782$164,598
202 ($1,338)$553$785$163,813
203 ($1,338)$550$788$163,026
204 ($1,338)$547$790$162,236
Year 18 - 205 ($1,338)$545$793$161,443
206 ($1,338)$542$796$160,647
207 ($1,338)$540$798$159,849
208 ($1,338)$537$801$159,048
209 ($1,338)$534$804$158,244
210 ($1,338)$531$806$157,438
211 ($1,338)$529$809$156,629
212 ($1,338)$526$812$155,817
213 ($1,338)$523$814$155,003
214 ($1,338)$521$817$154,185
215 ($1,338)$518$820$153,365
216 ($1,338)$515$823$152,543
Year 19 - 217 ($1,338)$512$825$151,717
218 ($1,338)$510$828$150,889
219 ($1,338)$507$831$150,058
220 ($1,338)$504$834$149,224
221 ($1,338)$501$837$148,387
222 ($1,338)$498$839$147,548
223 ($1,338)$496$842$146,706
224 ($1,338)$493$845$145,861
225 ($1,338)$490$848$145,013
226 ($1,338)$487$851$144,162
227 ($1,338)$484$854$143,308
228 ($1,338)$481$857$142,452
Year 20 - 229 ($1,338)$478$859$141,592
230 ($1,338)$476$862$140,730
231 ($1,338)$473$865$139,865
232 ($1,338)$470$868$138,997
233 ($1,338)$467$871$138,126
234 ($1,338)$464$874$137,252
235 ($1,338)$461$877$136,375
236 ($1,338)$458$880$135,495
237 ($1,338)$455$883$134,613
238 ($1,338)$452$886$133,727
239 ($1,338)$449$889$132,838
240 ($1,338)$446$892$131,947
Year 21 - 241 ($1,338)$443$895$131,052
242 ($1,338)$440$898$130,154
243 ($1,338)$437$901$129,254
244 ($1,338)$434$904$128,350
245 ($1,338)$431$907$127,443
246 ($1,338)$428$910$126,533
247 ($1,338)$425$913$125,621
248 ($1,338)$422$916$124,705
249 ($1,338)$419$919$123,786
250 ($1,338)$416$922$122,864
251 ($1,338)$413$925$121,938
252 ($1,338)$410$928$121,010
Year 22 - 253 ($1,338)$406$931$120,079
254 ($1,338)$403$935$119,144
255 ($1,338)$400$938$118,207
256 ($1,338)$397$941$117,266
257 ($1,338)$394$944$116,322
258 ($1,338)$391$947$115,375
259 ($1,338)$387$950$114,424
260 ($1,338)$384$954$113,471
261 ($1,338)$381$957$112,514
262 ($1,338)$378$960$111,554
263 ($1,338)$375$963$110,591
264 ($1,338)$371$966$109,625
Year 23 - 265 ($1,338)$368$970$108,655
266 ($1,338)$365$973$107,682
267 ($1,338)$362$976$106,706
268 ($1,338)$358$979$105,727
269 ($1,338)$355$983$104,744
270 ($1,338)$352$986$103,758
271 ($1,338)$348$989$102,769
272 ($1,338)$345$993$101,776
273 ($1,338)$342$996$100,780
274 ($1,338)$338$999$99,781
275 ($1,338)$335$1,003$98,778
276 ($1,338)$332$1,006$97,772
Year 24 - 277 ($1,338)$328$1,009$96,763
278 ($1,338)$325$1,013$95,750
279 ($1,338)$322$1,016$94,734
280 ($1,338)$318$1,020$93,714
281 ($1,338)$315$1,023$92,691
282 ($1,338)$311$1,026$91,664
283 ($1,338)$308$1,030$90,634
284 ($1,338)$304$1,033$89,601
285 ($1,338)$301$1,037$88,564
286 ($1,338)$297$1,040$87,524
287 ($1,338)$294$1,044$86,480
288 ($1,338)$290$1,047$85,433
Year 25 - 289 ($1,338)$287$1,051$84,382
290 ($1,338)$283$1,054$83,327
291 ($1,338)$280$1,058$82,269
292 ($1,338)$276$1,061$81,208
293 ($1,338)$273$1,065$80,143
294 ($1,338)$269$1,069$79,074
295 ($1,338)$266$1,072$78,002
296 ($1,338)$262$1,076$76,926
297 ($1,338)$258$1,079$75,847
298 ($1,338)$255$1,083$74,764
299 ($1,338)$251$1,087$73,677
300 ($1,338)$247$1,090$72,587
Year 26 - 301 ($1,338)$244$1,094$71,493
302 ($1,338)$240$1,098$70,395
303 ($1,338)$236$1,101$69,294
304 ($1,338)$233$1,105$68,189
305 ($1,338)$229$1,109$67,080
306 ($1,338)$225$1,113$65,967
307 ($1,338)$222$1,116$64,851
308 ($1,338)$218$1,120$63,731
309 ($1,338)$214$1,124$62,607
310 ($1,338)$210$1,128$61,480
311 ($1,338)$206$1,131$60,348
312 ($1,338)$203$1,135$59,213
Year 27 - 313 ($1,338)$199$1,139$58,074
314 ($1,338)$195$1,143$56,932
315 ($1,338)$191$1,147$55,785
316 ($1,338)$187$1,150$54,635
317 ($1,338)$183$1,154$53,480
318 ($1,338)$180$1,158$52,322
319 ($1,338)$176$1,162$51,160
320 ($1,338)$172$1,166$49,994
321 ($1,338)$168$1,170$48,824
322 ($1,338)$164$1,174$47,651
323 ($1,338)$160$1,178$46,473
324 ($1,338)$156$1,182$45,291
Year 28 - 325 ($1,338)$152$1,186$44,105
326 ($1,338)$148$1,190$42,916
327 ($1,338)$144$1,194$41,722
328 ($1,338)$140$1,198$40,524
329 ($1,338)$136$1,202$39,323
330 ($1,338)$132$1,206$38,117
331 ($1,338)$128$1,210$36,907
332 ($1,338)$124$1,214$35,693
333 ($1,338)$120$1,218$34,476
334 ($1,338)$116$1,222$33,254
335 ($1,338)$112$1,226$32,027
336 ($1,338)$108$1,230$30,797
Year 29 - 337 ($1,338)$103$1,234$29,563
338 ($1,338)$99$1,238$28,324
339 ($1,338)$95$1,243$27,082
340 ($1,338)$91$1,247$25,835
341 ($1,338)$87$1,251$24,584
342 ($1,338)$83$1,255$23,329
343 ($1,338)$78$1,259$22,069
344 ($1,338)$74$1,264$20,806
345 ($1,338)$70$1,268$19,538
346 ($1,338)$66$1,272$18,265
347 ($1,338)$61$1,276$16,989
348 ($1,338)$57$1,281$15,708
Year 30 - 349 ($1,338)$53$1,285$14,423
350 ($1,338)$48$1,289$13,134
351 ($1,338)$44$1,294$11,840
352 ($1,338)$40$1,298$10,542
353 ($1,338)$35$1,302$9,240
354 ($1,338)$31$1,307$7,933
355 ($1,338)$27$1,311$6,622
356 ($1,338)$22$1,316$5,306
357 ($1,338)$18$1,320$3,987
358 ($1,338)$13$1,324$2,662
359 ($1,338)$9$1,329$1,333
360 ($1,338)$4$1,333$0
TOTALS$202,400$279,200$481,600

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.