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Mortgage Payment Schedule for a $349,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,314 360 $193,732 $472,932

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $349,000
Down Payment $69,800$279,200
Year 1 - 1 ($1,314)$903$411$278,789
2 ($1,314)$901$412$278,377
3 ($1,314)$900$414$277,963
4 ($1,314)$899$415$277,548
5 ($1,314)$897$416$277,132
6 ($1,314)$896$418$276,714
7 ($1,314)$895$419$276,295
8 ($1,314)$893$420$275,875
9 ($1,314)$892$422$275,453
10 ($1,314)$891$423$275,030
11 ($1,314)$889$424$274,606
12 ($1,314)$888$426$274,180
Year 2 - 13 ($1,314)$887$427$273,753
14 ($1,314)$885$429$273,324
15 ($1,314)$884$430$272,894
16 ($1,314)$882$431$272,463
17 ($1,314)$881$433$272,030
18 ($1,314)$880$434$271,596
19 ($1,314)$878$436$271,160
20 ($1,314)$877$437$270,723
21 ($1,314)$875$438$270,285
22 ($1,314)$874$440$269,845
23 ($1,314)$872$441$269,404
24 ($1,314)$871$443$268,962
Year 3 - 25 ($1,314)$870$444$268,517
26 ($1,314)$868$445$268,072
27 ($1,314)$867$447$267,625
28 ($1,314)$865$448$267,177
29 ($1,314)$864$450$266,727
30 ($1,314)$862$451$266,276
31 ($1,314)$861$453$265,823
32 ($1,314)$859$454$265,369
33 ($1,314)$858$456$264,913
34 ($1,314)$857$457$264,456
35 ($1,314)$855$459$263,997
36 ($1,314)$854$460$263,537
Year 4 - 37 ($1,314)$852$462$263,075
38 ($1,314)$851$463$262,612
39 ($1,314)$849$465$262,148
40 ($1,314)$848$466$261,682
41 ($1,314)$846$468$261,214
42 ($1,314)$845$469$260,745
43 ($1,314)$843$471$260,274
44 ($1,314)$842$472$259,802
45 ($1,314)$840$474$259,329
46 ($1,314)$838$475$258,853
47 ($1,314)$837$477$258,377
48 ($1,314)$835$478$257,898
Year 5 - 49 ($1,314)$834$480$257,418
50 ($1,314)$832$481$256,937
51 ($1,314)$831$483$256,454
52 ($1,314)$829$484$255,970
53 ($1,314)$828$486$255,484
54 ($1,314)$826$488$254,996
55 ($1,314)$824$489$254,507
56 ($1,314)$823$491$254,016
57 ($1,314)$821$492$253,524
58 ($1,314)$820$494$253,030
59 ($1,314)$818$496$252,534
60 ($1,314)$817$497$252,037
Year 6 - 61 ($1,314)$815$499$251,538
62 ($1,314)$813$500$251,038
63 ($1,314)$812$502$250,536
64 ($1,314)$810$504$250,032
65 ($1,314)$808$505$249,527
66 ($1,314)$807$507$249,020
67 ($1,314)$805$509$248,511
68 ($1,314)$804$510$248,001
69 ($1,314)$802$512$247,489
70 ($1,314)$800$513$246,976
71 ($1,314)$799$515$246,461
72 ($1,314)$797$517$245,944
Year 7 - 73 ($1,314)$795$518$245,425
74 ($1,314)$794$520$244,905
75 ($1,314)$792$522$244,383
76 ($1,314)$790$524$243,860
77 ($1,314)$788$525$243,335
78 ($1,314)$787$527$242,808
79 ($1,314)$785$529$242,279
80 ($1,314)$783$530$241,749
81 ($1,314)$782$532$241,217
82 ($1,314)$780$534$240,683
83 ($1,314)$778$535$240,147
84 ($1,314)$776$537$239,610
Year 8 - 85 ($1,314)$775$539$239,071
86 ($1,314)$773$541$238,531
87 ($1,314)$771$542$237,988
88 ($1,314)$769$544$237,444
89 ($1,314)$768$546$236,898
90 ($1,314)$766$548$236,350
91 ($1,314)$764$550$235,801
92 ($1,314)$762$551$235,249
93 ($1,314)$761$553$234,696
94 ($1,314)$759$555$234,142
95 ($1,314)$757$557$233,585
96 ($1,314)$755$558$233,026
Year 9 - 97 ($1,314)$753$560$232,466
98 ($1,314)$752$562$231,904
99 ($1,314)$750$564$231,340
100 ($1,314)$748$566$230,775
101 ($1,314)$746$568$230,207
102 ($1,314)$744$569$229,638
103 ($1,314)$742$571$229,066
104 ($1,314)$741$573$228,493
105 ($1,314)$739$575$227,918
106 ($1,314)$737$577$227,342
107 ($1,314)$735$579$226,763
108 ($1,314)$733$580$226,183
Year 10 - 109 ($1,314)$731$582$225,600
110 ($1,314)$729$584$225,016
111 ($1,314)$728$586$224,430
112 ($1,314)$726$588$223,842
113 ($1,314)$724$590$223,252
114 ($1,314)$722$592$222,660
115 ($1,314)$720$594$222,066
116 ($1,314)$718$596$221,471
117 ($1,314)$716$598$220,873
118 ($1,314)$714$600$220,273
119 ($1,314)$712$601$219,672
120 ($1,314)$710$603$219,068
Year 11 - 121 ($1,314)$708$605$218,463
122 ($1,314)$706$607$217,856
123 ($1,314)$704$609$217,246
124 ($1,314)$702$611$216,635
125 ($1,314)$700$613$216,022
126 ($1,314)$698$615$215,407
127 ($1,314)$696$617$214,789
128 ($1,314)$694$619$214,170
129 ($1,314)$692$621$213,549
130 ($1,314)$690$623$212,926
131 ($1,314)$688$625$212,301
132 ($1,314)$686$627$211,673
Year 12 - 133 ($1,314)$684$629$211,044
134 ($1,314)$682$631$210,413
135 ($1,314)$680$633$209,779
136 ($1,314)$678$635$209,144
137 ($1,314)$676$637$208,506
138 ($1,314)$674$640$207,867
139 ($1,314)$672$642$207,225
140 ($1,314)$670$644$206,582
141 ($1,314)$668$646$205,936
142 ($1,314)$666$648$205,288
143 ($1,314)$664$650$204,638
144 ($1,314)$662$652$203,986
Year 13 - 145 ($1,314)$660$654$203,332
146 ($1,314)$657$656$202,676
147 ($1,314)$655$658$202,017
148 ($1,314)$653$661$201,357
149 ($1,314)$651$663$200,694
150 ($1,314)$649$665$200,029
151 ($1,314)$647$667$199,362
152 ($1,314)$645$669$198,693
153 ($1,314)$642$671$198,022
154 ($1,314)$640$673$197,349
155 ($1,314)$638$676$196,673
156 ($1,314)$636$678$195,995
Year 14 - 157 ($1,314)$634$680$195,315
158 ($1,314)$632$682$194,633
159 ($1,314)$629$684$193,949
160 ($1,314)$627$687$193,262
161 ($1,314)$625$689$192,573
162 ($1,314)$623$691$191,882
163 ($1,314)$620$693$191,189
164 ($1,314)$618$696$190,493
165 ($1,314)$616$698$189,796
166 ($1,314)$614$700$189,096
167 ($1,314)$611$702$188,393
168 ($1,314)$609$705$187,689
Year 15 - 169 ($1,314)$607$707$186,982
170 ($1,314)$605$709$186,273
171 ($1,314)$602$711$185,561
172 ($1,314)$600$714$184,848
173 ($1,314)$598$716$184,132
174 ($1,314)$595$718$183,413
175 ($1,314)$593$721$182,693
176 ($1,314)$591$723$181,970
177 ($1,314)$588$725$181,244
178 ($1,314)$586$728$180,517
179 ($1,314)$584$730$179,787
180 ($1,314)$581$732$179,054
Year 16 - 181 ($1,314)$579$735$178,319
182 ($1,314)$577$737$177,582
183 ($1,314)$574$740$176,843
184 ($1,314)$572$742$176,101
185 ($1,314)$569$744$175,357
186 ($1,314)$567$747$174,610
187 ($1,314)$565$749$173,861
188 ($1,314)$562$752$173,109
189 ($1,314)$560$754$172,355
190 ($1,314)$557$756$171,599
191 ($1,314)$555$759$170,840
192 ($1,314)$552$761$170,079
Year 17 - 193 ($1,314)$550$764$169,315
194 ($1,314)$547$766$168,549
195 ($1,314)$545$769$167,780
196 ($1,314)$542$771$167,009
197 ($1,314)$540$774$166,235
198 ($1,314)$537$776$165,459
199 ($1,314)$535$779$164,680
200 ($1,314)$532$781$163,899
201 ($1,314)$530$784$163,115
202 ($1,314)$527$786$162,329
203 ($1,314)$525$789$161,540
204 ($1,314)$522$791$160,748
Year 18 - 205 ($1,314)$520$794$159,955
206 ($1,314)$517$797$159,158
207 ($1,314)$515$799$158,359
208 ($1,314)$512$802$157,557
209 ($1,314)$509$804$156,753
210 ($1,314)$507$807$155,946
211 ($1,314)$504$809$155,137
212 ($1,314)$502$812$154,325
213 ($1,314)$499$815$153,510
214 ($1,314)$496$817$152,692
215 ($1,314)$494$820$151,872
216 ($1,314)$491$823$151,050
Year 19 - 217 ($1,314)$488$825$150,225
218 ($1,314)$486$828$149,397
219 ($1,314)$483$831$148,566
220 ($1,314)$480$833$147,733
221 ($1,314)$478$836$146,897
222 ($1,314)$475$839$146,058
223 ($1,314)$472$841$145,216
224 ($1,314)$470$844$144,372
225 ($1,314)$467$847$143,525
226 ($1,314)$464$850$142,676
227 ($1,314)$461$852$141,823
228 ($1,314)$459$855$140,968
Year 20 - 229 ($1,314)$456$858$140,110
230 ($1,314)$453$861$139,250
231 ($1,314)$450$863$138,386
232 ($1,314)$447$866$137,520
233 ($1,314)$445$869$136,651
234 ($1,314)$442$872$135,779
235 ($1,314)$439$875$134,904
236 ($1,314)$436$878$134,027
237 ($1,314)$433$880$133,146
238 ($1,314)$431$883$132,263
239 ($1,314)$428$886$131,377
240 ($1,314)$425$889$130,488
Year 21 - 241 ($1,314)$422$892$129,596
242 ($1,314)$419$895$128,702
243 ($1,314)$416$898$127,804
244 ($1,314)$413$900$126,904
245 ($1,314)$410$903$126,000
246 ($1,314)$407$906$125,094
247 ($1,314)$404$909$124,185
248 ($1,314)$402$912$123,273
249 ($1,314)$399$915$122,358
250 ($1,314)$396$918$121,439
251 ($1,314)$393$921$120,518
252 ($1,314)$390$924$119,594
Year 22 - 253 ($1,314)$387$927$118,667
254 ($1,314)$384$930$117,737
255 ($1,314)$381$933$116,804
256 ($1,314)$378$936$115,868
257 ($1,314)$375$939$114,929
258 ($1,314)$372$942$113,987
259 ($1,314)$369$945$113,042
260 ($1,314)$366$948$112,094
261 ($1,314)$362$951$111,143
262 ($1,314)$359$954$110,188
263 ($1,314)$356$957$109,231
264 ($1,314)$353$961$108,270
Year 23 - 265 ($1,314)$350$964$107,307
266 ($1,314)$347$967$106,340
267 ($1,314)$344$970$105,370
268 ($1,314)$341$973$104,397
269 ($1,314)$338$976$103,421
270 ($1,314)$334$979$102,442
271 ($1,314)$331$982$101,459
272 ($1,314)$328$986$100,473
273 ($1,314)$325$989$99,485
274 ($1,314)$322$992$98,493
275 ($1,314)$318$995$97,497
276 ($1,314)$315$998$96,499
Year 24 - 277 ($1,314)$312$1,002$95,497
278 ($1,314)$309$1,005$94,492
279 ($1,314)$306$1,008$93,484
280 ($1,314)$302$1,011$92,473
281 ($1,314)$299$1,015$91,458
282 ($1,314)$296$1,018$90,440
283 ($1,314)$292$1,021$89,419
284 ($1,314)$289$1,025$88,394
285 ($1,314)$286$1,028$87,366
286 ($1,314)$282$1,031$86,335
287 ($1,314)$279$1,035$85,300
288 ($1,314)$276$1,038$84,263
Year 25 - 289 ($1,314)$272$1,041$83,221
290 ($1,314)$269$1,045$82,177
291 ($1,314)$266$1,048$81,129
292 ($1,314)$262$1,051$80,077
293 ($1,314)$259$1,055$79,022
294 ($1,314)$256$1,058$77,964
295 ($1,314)$252$1,062$76,903
296 ($1,314)$249$1,065$75,838
297 ($1,314)$245$1,068$74,769
298 ($1,314)$242$1,072$73,697
299 ($1,314)$238$1,075$72,622
300 ($1,314)$235$1,079$71,543
Year 26 - 301 ($1,314)$231$1,082$70,461
302 ($1,314)$228$1,086$69,375
303 ($1,314)$224$1,089$68,285
304 ($1,314)$221$1,093$67,192
305 ($1,314)$217$1,096$66,096
306 ($1,314)$214$1,100$64,996
307 ($1,314)$210$1,104$63,892
308 ($1,314)$207$1,107$62,785
309 ($1,314)$203$1,111$61,675
310 ($1,314)$199$1,114$60,560
311 ($1,314)$196$1,118$59,442
312 ($1,314)$192$1,122$58,321
Year 27 - 313 ($1,314)$189$1,125$57,196
314 ($1,314)$185$1,129$56,067
315 ($1,314)$181$1,132$54,935
316 ($1,314)$178$1,136$53,798
317 ($1,314)$174$1,140$52,659
318 ($1,314)$170$1,143$51,515
319 ($1,314)$167$1,147$50,368
320 ($1,314)$163$1,151$49,217
321 ($1,314)$159$1,155$48,063
322 ($1,314)$155$1,158$46,904
323 ($1,314)$152$1,162$45,742
324 ($1,314)$148$1,166$44,577
Year 28 - 325 ($1,314)$144$1,170$43,407
326 ($1,314)$140$1,173$42,234
327 ($1,314)$137$1,177$41,057
328 ($1,314)$133$1,181$39,876
329 ($1,314)$129$1,185$38,691
330 ($1,314)$125$1,189$37,502
331 ($1,314)$121$1,192$36,310
332 ($1,314)$117$1,196$35,113
333 ($1,314)$114$1,200$33,913
334 ($1,314)$110$1,204$32,709
335 ($1,314)$106$1,208$31,501
336 ($1,314)$102$1,212$30,289
Year 29 - 337 ($1,314)$98$1,216$29,074
338 ($1,314)$94$1,220$27,854
339 ($1,314)$90$1,224$26,630
340 ($1,314)$86$1,228$25,403
341 ($1,314)$82$1,232$24,171
342 ($1,314)$78$1,236$22,936
343 ($1,314)$74$1,240$21,696
344 ($1,314)$70$1,244$20,453
345 ($1,314)$66$1,248$19,205
346 ($1,314)$62$1,252$17,953
347 ($1,314)$58$1,256$16,698
348 ($1,314)$54$1,260$15,438
Year 30 - 349 ($1,314)$50$1,264$14,174
350 ($1,314)$46$1,268$12,906
351 ($1,314)$42$1,272$11,634
352 ($1,314)$38$1,276$10,358
353 ($1,314)$33$1,280$9,078
354 ($1,314)$29$1,284$7,794
355 ($1,314)$25$1,289$6,505
356 ($1,314)$21$1,293$5,213
357 ($1,314)$17$1,297$3,916
358 ($1,314)$13$1,301$2,615
359 ($1,314)$8$1,305$1,309
360 ($1,314)$4$1,309$0
TOTALS$193,732$279,200$472,932

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.